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Divas, Diamonds, & Dollars - About Women, Lifestyle & Financial Savvy!
Starter homes, dream homes, and investment properties each offer unique advantages for midlife women seeking financial independence, wealth building, and a smarter path to homeownership.In this episode of Divas, Diamonds & Dollars, we tackle one of the most important real estate questions you'll ever face: What should you buy first? While social media, HGTV, and comparison culture often encourage buyers to chase the perfect house, the smartest home purchase is often the one that best supports your current season of life and long-term goals.We'll explore the pros and cons of starter homes, dream homes, and investment properties, including how each option impacts cash flow, equity growth, lifestyle flexibility, and future wealth-building opportunities. You'll learn why some buyers benefit from starting small, when a dream home makes strategic sense, and how investment properties can create diversified income streams and long-term financial freedom.Whether you're rebuilding after a life transition, planning for retirement, pursuing a midlife pivot, or exploring entrepreneurship for women through real estate investing, this episode offers a practical framework to help you make confident decisions.If you're focused on personal development for women, financial independence for women, and creating a future aligned with your values, this conversation will help you evaluate your options with clarity, strategy, and purpose.Keywords & Tags: Women Over 40, Financial Freedom, Income Streams, Business Ownership, Entrepreneurship, Midlife Pivot, Career Strategy, Personal Growth, Money Mindset, Diversified Income, Leadership for Women, Wealth Building, Real Estate Investing, Homeownership, Financial Independence for WomenWant to go deeper? Make sure to attend my homebuyer workshop on Saturday, 6/20 at 10AM PST Follow me on IG @LarisaHomeandRealtyfor all the registration details!
Most people don't miss out on their first investment property because of the market - they miss out because they're focused on the wrong things.In this episode, Mike and Jess sit down with Ilse Wolfe, Director of Wolfe Property, to unpack the six biggest mistakes holding Kiwis back from their first investment property, including affordability, equity, financial foundations, timing, expectations, and choosing the right location to build long-term wealth.Next Steps: Thinking about your first investment property? The Lighthouse Financial team can help you understand your borrowing power, structure your finances, and create a plan to build long-term wealth with confidence.Learn more about Wolfe Property hereFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 5 June 2026. The topic is: Buying an investment property: Is it still a good decision? Last we spoke about the tax changes from the Federal Budget, and this episode continues that conversation from the perspective of a property […]
How to start successful property investing in 2026?
This week we breakdown why real estate investing isn't about "winning a contest" against the other party, but about securing solid deals that build long-term wealth. We caution against ego-driven negotiating, analysis paralysis, and inexperience holding investors back. Instead, in this episode, we encourage good faith offers, leaning on a trusted team, and focusing on the bigger goal of financial freedom — because in real estate, losing small battles to win the war is often the smartest strategy.Have any questions? Shoot me an email: dean@crestcore.comHere's the link to our Buyer Profile: https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Company
Is 2026 the year to pull the trigger on an investment property, or should you stay on the sidelines? In today's video, we're breaking down the Australian property landscape for 2026. With national house values forecast to rise by around 7.7% and rental markets staying incredibly tight, the "wait and see" approach could end up costing you big in the long run. We dive into the data behind the headlines, including: The Big Split: Why Sydney and Melbourne are seeing a "rate-sensitive" dip while Brisbane, Perth, and Adelaide continue to lead the charge. Supply vs. Demand: The structural shortage of homes that's keeping a floor under prices despite higher interest rates. Strategic Opportunities: Why regional hubs and the "under $1 million" market are the real hotspots for investors this year. Whether you're a first-time investor or looking to scale your portfolio to financial freedom, this video is about moving past the "speculation" and getting back to the fundamentals. Thinking about buying an investment property in Australia in the next 3 to 12 months? Then book your free strategy session here: https://www.pumpedonproperty.com/free-strategy-session What can you expect from your free strategy session? In your strategy session, we will discuss: 1. Where you are right now 2. Where you want to be long-term 3. What's been holding you back from achieving your property investment goals until now 4. Your next action steps You'll walk away from the call with a clear plan in place and the confidence you need to invest in your next property. DISCLAIMER The viewer acknowledges and agrees that: (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager; (b) POP is a licensed real estate agent who conducts business as a 'buyer's agent. (c) POP conveys the information provided on this channel as general information only and is not tailored to the listener's particular financial circumstances or expectations; (d) The information provided on this channel cannot be relied upon by the listener as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property; (e) The use to which the listener may make of the information provided on this video channel is subject to the listener seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property; (f) The information provided in this channel, given that it is general in nature, is not suitable or applicable to the listener's individual circumstances, needs, objectives or expectations; (g) In providing the information on this channel, POP has made no representation, provided no advice, and given no warranty or promise as to the suitability, or otherwise, of any investment in any real property; (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time, and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this channel. I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above before accessing this channel.
Most Australians spend more time researching a holiday than they do researching a $700,000 property investment.In this episode, we break down the three key pillars we use to assess whether a property market is worth buying into before it booms: demand, supply and affordability.We cover how to look at internal migration, employment diversity, inventory levels, building approvals, vacancy rates, land constraints, market cycles, price to income ratios and rental yield, so you can better understand whether a market has real growth potential or whether you're getting in too late.This is not about guessing hot suburbs or following barbecue advice. It's about understanding the fundamentals that actually move property markets.Need a bit info on how we find the best properties in Australian: https://invest.freshstartadvisory.com.au/triple-safety-net-1If you're trying to work out where to buy your next investment property, this episode will help you understand the data points worth checking before making a decision.Disclaimer:This content is for educational purposes only and should not be considered financial advice. We are not financial advisers, and nothing in this video takes into account your personal circumstances. Always do your own research and seek independent professional advice before making any investment decisions.
Most people who want to invest in real estate never buy a single property. Not because the opportunity is not there. Because they talk themselves out of it before they ever get started. In Episode 406 of The Build Up podcast, we sat down with Henry Washington, co-host of the BiggerPockets podcast and author who built a multi-million dollar rental portfolio starting with no savings and poor credit, to break down exactly how new investors can stop waiting and start moving. Here is what he wants every first-time investor to know. Filmed as part of the Mastery of Real Estate (MORE) Network, powered by Brown Harris Stevens. Guest: Henry Washington Sponsor: Brian Scott Cohen of Guaranteed Rate, providing the best mortgage experience possible. | https://www.grarate.com/ Hosts: Candice Milano | @candicemilano https://www.bhsusa.com/real-estate-agent/candice-milano Malessa Rambarran | @malessa_innyc https://www.bhsusa.com/real-estate-agent/malessa-rambarran Subscribe the The Build Up: https://podcasts.apple.com/us/podcast/the-build-up/id1716615268 Brown Harris Stevens is one of the largest privately owned real estate brokerages in the country, with more than 40 offices across four states: New York, New Jersey, Connecticut, and Florida. https://bhsusa.com/
Ever thought about owning your own investment property? Something that can generate "passive" income for you and your family, and increase in value over the course of your ownership? Andrew Hutchison is BACK on the Halifax Real Estate Podcast to help me breakdown the pros and cons of owning your own investment property. We also discuss how we helped a client with only 1 house hold income purchase their first investment property that's already cashflowing $1200 a month! The caveat? The basement of this investment property can be turned into a 3rd unit and once our client has finished the unit, the value of the first investment property will increase significantly, AND the monthly income will increase up to $2000 per month. That's $24,000 a year!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast Andrew Hutchison 902-240-7212andrew@hutchisonmortgages.ca@andrew_hutchison_mortgages
We talk with Asti Mardiasmo, Chief Economist for PRD about how Australia's changing property market is creating new opportunities for investors willing to look beyond traditional strategies. While some investors are selling due to higher costs and tighter lending conditions, others are targeting affordable unit markets where demand remains strong. Analysts say softer conditions can create opportunities for disciplined long-term investors. You can have your say by leaving a voice message ► https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty #RealEstate #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty #MortgageRates #HomeLoans #PropertyMarket #MortgageTips #InterestRates #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment #MelbourneMarket #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty
Interest rate hikes are just not the same anymore: Once upon a time, they hit the mortgage belt, that fictionalised housing strip in the outer suburbs populated by young families. Today the RBA’s weapon of choice lands heavily instead on older Australians. What does it mean for the property investor? Nerida Conisbee, chief economist at Ray White Group, joins Associate Editor, James Kirby in this episode. In today's show, we cover: Investing with rising rates The case against two more rate hikes Why banks are offering longer-lasting mortgages Will negative gearing be effectively restricted to new houses? See omnystudio.com/listener for privacy information.
Upgrading your home feels right… but it might be costing you hundreds of thousands in the long run.In this episode, we break down the real wealth trade-off between owner-occupied homes and investment properties, including how equity is used to invest, the impact of debt and cashflow, rental income vs no income assets, and a real scenario showing how holding your home and buying an investment property could leave you ~$670K better off over time.Next Steps: If you want to map out whether upgrading or investing actually puts you in a stronger financial position, our team at Lighthouse can build a plan around your numbers and goals.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Could AI replace a $25,000 property investment expert… or make a six-figure mistake on your behalf?In this episode, Ed and Andrew run a live experiment using AI to see if you can skip paying for advice. You'll learn: Whether AI can actually recommend the right type of investment property How well it analyses deals Where AI gets it right… and where it falls short compared to a human adviser The key takeaway? AI is powerful – but it's not a silver bullet. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What does it actually look like when the second engine is running?In this episode, Linda Tempesta hosts from inside a caravan in Inverloch — her kids at the splash park, her investment properties quietly doing their thing in the background — while she puts Tom Haigh in the hot seat.Tom is the author of The Second Engine and the usual host of this show. Today, Linda asks the questions he doesn't always get asked.Why do smart, successful business owners stay stuck? And what separates the ones who've built genuine financial freedom from those still running flat out with nothing to catch them if they slow down?In this episode:● Why earning more doesn't automatically create freedom — and what does● The Full-Throttler vs the Sailor: two kinds of business owners, and the one decision that separates them● Why success can make inaction easier, not harder● The identity trap: why building assets can feel threatening even when you know it's the right move● Tom admits he's still partly a Full-Throttler — and what that costs him● Linda's honest take on working parenthood, financial risk and why she took the leap earlyIf you've built something you're proud of but the freedom you were working toward hasn't quite arrived — this episode was made for you.Take Action Today:If you are self employed and are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below.In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act.Book a complimentary clarity call We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want.Connect with host of The Australian Property Show - Tom HaighGeneral Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.
Are you ready to buy your first investment property but don't know where to start? We break down a step-by-step guide for beginner real estate investors to find, analyze, and secure their first rental property. You'll learn how to define your investing goals, pick the right market, secure financing, and discover deals using MLS, off-market listings, and local networking. We cover essential tips for evaluating properties, performing due diligence, making competitive offers, and setting up your first rental for maximum cash flow and long-term passive income. If you're interested in house hacking, buy-and-hold rentals, fix-and-flips, or short-term rentals, this episode gives you the roadmap to start building wealth through real estate.Follow REL Freedom
Soph is back with property guru, Peter West to break down the story behind her second investment property, and how she managed to buy it without putting down a brand-new deposit. In this episode, they walk through what actually happened after the first renovation: how the house was revalued, how equity can be released through refinancing, and how that money can be used to help fund the next property. They also unpack key concepts like gross yield, cash flow, and why buying well in the first place makes such a big difference to the outcome of a project. Along the way, Soph shares what surprised her most about going again so quickly, why the second renovation was a little more complicated than the first, and how the numbers ended up stacking up in the end. Peter also explains how they evaluate locations, what they look for in a property with renovation potential, and why buying in the right market at the right time can create opportunities to repeat the process again. If you've ever wondered how investors climb the property ladder, how equity actually works in practice, or what it takes to turn one property into two, this episode breaks down the process step by step.Interested in working with Peter? If you'd like to explore investing in property with Pete's help, email us at hello@thecurveplatform.com and our team will point you in the right direction.Watch the first episode with Peter WestWatch part two of the conversationWe've partnered with BNZ because buying a home isn't the same for everyone. Their Home Loan Partners can help you understand your options, including the TotalMoney home loan – which lets you use money in connected BNZ TotalMoney transactional accounts (parents can even link their own TotalMoney accounts to their children's loan) to offset your mortgage and help you get mortgage free faster, while still keeping your money accessible. Whether you've got extra help or you're going it alone, BNZ's team is there to guide you from search to settlement.
Michael Silverman reveals why most investment properties are underinsured — and the liability gaps that could cost investors everything.In this episode of RealDealChat, Jack Hoss sits down with Michael Silverman of Silver Lining Insurance Agency (slia.agency) — third-generation insurance broker with nearly 40 years of experience — to break down the insurance blind spots most real estate investors don't know they have.Michael covers:Why liability coverage is the #1 most overlooked protection for investorsHow building replacement costs have skyrocketed — and why outdated policies leave you exposedThe water leak detection system that saves investors thousands annually in premiumsA real claim story: a $1.6M policy that needed to be $2.9M — and a $5M+ total loss that was fully coveredWhat security cameras and smart systems can do for your insurance costsThe difference between market value and replacement value (and why it matters for your policy)How to review your coverage the right way — starting with one action you can take this weekWhat 9/11 changed about commercial insurance (terrorism coverage and what's required)Why insurance companies actually want to pay claims — and the real reason they sometimes don'tThis conversation is essential for:Real estate investors with one or more rental propertiesProperty managers overseeing commercial or mixed-use buildingsNew investors setting up their first policyAnyone who hasn't reviewed their coverage in the past 12–24 monthsIf a building burned to the ground tomorrow, would your policy actually cover a rebuild?
Watch my FREE masterclass replay: Fund Your Freedom - How to Buy Properties that Pay for your Lifestyle - https://www.oliviatati.com/freereplayJoin the Waitlist for The Good Life Collective: Luxury Womens Co-living - https://oliviatati.com/colivingwaitlistJoin WWA and build a portfolio that supports your life - https://www.oliviatati.com/wwaIn this new solo episode, Olivia Tati breaks down the real reason you haven't bought your first (or next) investment property—and it's not lack of money, timing, or strategy. It's the habit of negotiating with your own goals the moment things start to feel hard or uncertain.Through powerful personal stories (including a breakthrough moment while surfing in Costa Rica) and real client wins, Olivia shows how success comes down to one thing: re-choosing and recommitting, again and again.
#106: Welcome back to The Lender's Playbook Podcast. I'm your host, Matt Rosen, and this is Episode 106.Today's episode is all about one thing, how to invest in multifamily real estate like the pros… even if you're not one.I sit down with Victor Bell, a longtime friend and seasoned expert in the multifamily investing space. We break down what actually makes a deal profitable, the key metrics every investor and lender should understand, and how to avoid costly mistakes, whether you're investing passively or deploying capital as a private lender.If you're looking to make smarter, more confident investment decisions in multifamily real estate, this episode is for you.Thank you Episode Sponsor!Dynamic Finance GroupIf you're a real estate investor looking for speed, flexibility, and a lending partner that actually understands your deals, Dynamic Finance Group has you covered.From short-term bridge loans to fix-and-flip, new construction, and long-term 30-year rental financing, they offer solutions built to move at your pace.What sets them apart?Clear communication, hands-on support, and a team that puts your goals first.If you're ready to close faster and scale smarter, connect with Dynamic Finance Group today.https://www.dynamicfinancegroup.com/Check out the podcast I did with them! https://app.fusebox.fm/embed/player/track/Kbx2Q3jWNM/42Join us for the 5th National American Lending Conference! Oct 9-10, 2026 in Las Vegas at the Green Valley Ranch!https://www.americanlendingconference.com/
Watch my FREE masterclass replay: Fund Your Freedom - How to Buy Properties that Pay for your Lifestyle — https://oliviatati.com/freereplayJoin the Waitlist for The Good Life Collective: Luxury Womens Co-living — https://oliviatati.com/colivingwaitlistJoin WWA and build a portfolio that supports your life — https://www.oliviatati.com/wwaJoin Olivia Tati as she interviews Carolyn Hanna, a radiologist and Wanderlust Wealth Academy student, about her journey into real estate investing. Carolyn opens up about how she overcame fears, navigated market uncertainty, and shifted from considering smaller, safer properties to securing a high-end, profitable investment. She shares practical insights on mindset, strategy, and building a supportive community to help investors succeed. Carolyn emphasizes the importance of taking calculated leaps, trusting yourself, and leveraging your skills and resources to create financial freedom.You'll Learn:How your professional skills give you an edge in real estate investing.Strategies to overcome fears and take confident action.Shifting focus to high-performing properties for better ROI.Using mentorship and community to stay accountable and celebrate wins.Cultivating mindset, self-trust, and calculated risk-taking.Leveraging real estate for time freedom, flexibility, and long-term security.Carolyn's story is a testament to the fact that with the right mindset, strategy, and support, anyone can successfully step into real estate investing and start building wealth.⚡Join Wanderlust Wealth Academy⚡Join Scaling to the Moon⚡SIGN UP FOR THE FREE CLASS⚡APPLY FOR THE LEAP YEAR MASTERMIND⚡Join the Community on Substack Learn more about WWA here: https://www.oliviatati.com/wwaHang out with me on IG: @theoliviatati / @wanderlustwealth.co Watch this episode on Youtube: https://www.youtube.com/@Theoliviatati/
The Chill MomBoss - Build a Profitable Business from Home while Raising Kids
In this episode of The Chill MomBoss, we dive into Singapore property planning and how to build a career that lets you be a present parent. Singapore mum-of-one and realtor Kimberly Chao (@kimmcyp) shares how she used property investment to leave her 10-year corporate career behind. We discuss the "Own Stay vs. Investment" debate, how to manage "Mom Guilt," and the reality of becoming a MomBoss in the real estate industry.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, real estate attorney Hillary Johns shares expert insights on property buying, due diligence, legal considerations, and risk management to help investors and homeowners make informed decisions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
If you're an investor in Memphis real estate, you've likely faced the pivotal question: Should I sell my investment property while it's occupied by tenants, or should I wait until it's vacant? This is a common dilemma, especially at the start of the year when many investors reassess their portfolios.This week we break down the nuanced pros and cons of each approach. Covering topics like market rent, property condition, record-keeping, and curb appeal. Tune in for practical steps to maximize your sale, whether your property is occupied or vacant.Have any questions? Shoot me an email: dean@crestcore.comHere's the link to our Buyer Profile: https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Company
Are you a real estate investor facing a capital gains tax event? Discover a powerful tax strategy that most people don't know about: Passive Activity Losses. This video reveals how you might be able to significantly reduce or even eliminate your capital gains tax burden when selling investment properties. We break down:- What a capital gain event is (0:06)- The little-known tax hack: Passive Activity Losses (0:18)- How this strategy can save you thousands in taxes- Key considerations for real estate investorsDon't let capital gains erode your profits! Watch now to learn how to keep more of your hard-earned money.Disclaimer: This video is for informational purposes only and not financial or tax advice. Consult with a qualified financial advisor or tax professional before making any financial decisions.⚠️ Always consult your CPA before making tax decisions.---------------------------------------If you're buying or refinancing a 1–4 unit property, my team and I can help.My name is Kenny Simpson and I've helped over 5,000 clients secure more than $1B in home loans.Learn more:https://thesimpsonteam.com---------------------------------------Subscribe for weekly real estate investing tips, mortgage strategies, and market insights.#CapitalGainsTax #RealEstateInvesting #TaxStrategies #PassiveActivityLoss #InvestmentProperty #TaxTips #WealthBuilding
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Dylan Silver interviews Arthur Miguez, a partner at Lending Spot, discussing various aspects of mortgage lending, particularly in South Florida. They explore the growing popularity of DSCR loans, the competitive investment landscape in South Florida, and the diverse profiles of investors in the region. Arthur explains the differences between cash-out refinancing and HELOCs, emphasizing the importance of leveraging home equity for real estate investments. The discussion also touches on future projects in Miami and the advantages of investing in the area. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
This week Jay explains “Investment Property Ownership the Simple Way-Redefined.” He will with the help of his work partner, Ken Smith, share all the tax advantages and programs to investment property ownership. The post INVESTMENT PROPERTY OWNERSHIP THE SIMPLE WAY REDEFINED – 2-14-26 appeared first on Jay Garvens.
This week Jay explains “Investment Property Ownership the Simple Way-Redefined.” He will with the help of his work partner, Ken Smith, share all the tax advantages and programs to investment property ownership. The post INVESTMENT PROPERTY OWNERSHIP THE SIMPLE WAY REDEFINED – 2-14-26 appeared first on Jay Garvens.
Want to buy an investment property or sell yours and move it out of CA? Let's talk 1031 exchange and cash flow. Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634. Support the stream: https://streamlabs.com/mortgagemomradio1 Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Business, Consumer Services and Housing Agency, NMLS ID 237926. Also licensed in, AZ-0941504, Fl-LO76508, GA-69178, HI-237926, ID-MLO-2080237926, IL-031.0058339, NV-57237, NC-I-210940, OR, TN-184373, TX, WA-MLO-237926.
Tommy Corbett, from Carey Corbett Financial Solutions was live in studio with Alan Morrissey on Wednesday's Morning Focus. This week, Tommy spoke about key considerations when applying for a mortgage on a residential investment property.
Listen to this Jay Garvens Home & Mortgage Show Podcast or live at 8am on Saturday or 11am Sunday as Jay explains “Investment Property Ownership.” Brad Ward from CoCreate Construction will also be on the... The post INVESTMENT PROPERTY OWNERSHIP – 2-1-26 appeared first on Jay Garvens.
Listen to this Jay Garvens Home & Mortgage Show Podcast or live at 8am on Saturday or 11am Sunday as Jay explains “Investment Property Ownership.” Brad Ward from CoCreate Construction will also be on the... The post INVESTMENT PROPERTY OWNERSHIP – 2-1-26 appeared first on Jay Garvens.
Apply for the Leap Year 6-week Minimindhttps://www.oliviatati.com/leapyearmini In this new episode, Olivia talks with Moumi Fall, a 24-year-old first-time investor who bought her first 4-bedroom investment property while still working corporate. Moumi opens up about how she discovered real estate through BiggerPockets and mentorship, overcame self-doubt, and took bold action even before she felt fully “ready.” She shares the strategy behind house hacking, how she manages rental income, and how she's setting herself up for long-term financial freedom—all while balancing her career and personal goals.
Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers. Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education. Keith Weinhold 0:32 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Russell Gray 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it. Keith Weinhold 3:37 And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner. Keith Weinhold 5:35 Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates. Keith Weinhold 10:00 Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now Keith Weinhold 10:46 straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education. Keith Weinhold 11:27 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989, Keith Weinhold 12:39 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Russell Gray 13:12 Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream. Keith Weinhold 13:20 You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this. Speaker 1 14:07 That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game. Keith Weinhold 14:19 Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there. Keith Weinhold 15:59 But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in. Keith Weinhold 22:54 The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you. Keith Weinhold 28:26 And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold Keith Weinhold 30:09 and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really. Keith Weinhold 35:00 Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com Keith Weinhold 37:19 I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream. Speaker 1 37:29 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 37:57 The preceding program was brought to you by your home for wealth building, get richeducation.com you.
Do you need a HELOC on your investment property? ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Benjamin Stef, NEXA Mortgage Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side? We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.
Most Kiwis buy property for capital growth, but what if your goal is cashflow right now?In this episode, Ed and Andrew walk you through the exact 8-step process to find, analyse, and buy an investment property that puts money in your pocket each week.You'll learn:How to identify true cashflow properties (and the signs to look for)The eight steps to find, compare, and test high-yield dealsHow to know exactly how much cash your property could make per weekThis episode provides a practical roadmap to buy with confidence, not guesswork, for cashflow.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Buying your first investment property can feel overwhelming, but it doesn't have to be.In this episode, Ed and Andrew break down the entire process into eight clear steps, from choosing your strategy through to signing the contract and doing proper due diligence.You'll learn:The step-by-step process for buying your first investment propertyHow to choose the right strategy, region, budget and buying criteriaWhy Step #6 is crucial for picking the right property with confidenceThis episode gives you a clear roadmap to follow ... so you don't start by scrolling Trade Me at random, but instead buy your first investment property with a proven, structured process.Here are the tools we mentioned in the episode:Area AnalyserTenant ToolBorrowing quizDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Brent Graney shares his journey in the real estate and mortgage industry, detailing his experiences from the early 2000s to the present. He discusses the evolution of the mortgage landscape, the impact of the 2008 market crash, and the importance of adaptation in the real estate business. Brent emphasizes the benefits of working with mortgage brokers and provides insights into the current Florida real estate market, including trends in the condo market. He also offers advice for first-time homebuyers and investors looking to navigate the lending landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
We're getting into the end of the year, and I've had a lot of people calling that need to sell a home. They ask ‘what do I do TODAY to get my investment property ready to sell?'So, in this episode we're covering how to assess your property condition, set realistic prices based on current market values, and whether or not to make repairs before listing. Have any questions? Shoot me an email: dean@crestcore.comHere's the link to our Buyer Profile: https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Company
First-timers listen up! This week we outline the five essential steps for first-time real estate investors in Memphis.Here's the spark notes: education, securing financing, narrowing down target markets, analyzing multiple deals, and making multiple offers. We share our practical tips, personal experiences, and our recommend resources to help you beginners get some confidence and take some action. Don't forget to make your Crestcore buyer profile and email me, dean@crestcore.com to get our trusted vendor list.We want to support all you new investors on your journey.Here's the link to our Buyer Profile: https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Companyfrom the Investor's Guide to Memphis Real Estate with Dean Harris of Crestcore Realty.Have any questions? Shoot me an email: dean@crestcore.comBuild your custom buyer profile, free at Crestcore: https://linktr.ee/crestcoreDean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you byGriffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.htmlRiver City Title CompanyCrestCore Property Managment https://www.crestcore.com/Triumph Construction
Why are you holding on to that investment property to help your kids buy a house one day? This question captures the broader concept raised by the 'Die with Zero' movement, which calls for investors to transfer wealth sooner rather than later. Will Hamilton of Hamilton Wealth Partners joins Associate Editor, Wealth - James Kirby, in this episode. In today's show, we cover: The debate over intergenerational fairness Practical tips for helping your children buy a house The broader attraction of 'Die with Zero' An update on the latest home grant blitz See omnystudio.com/listener for privacy information.
In this episode of The Wanderlust Wealth Show, Olivia shares the final part of her four part archives series on how to buy your first house hack investment property. She breaks down the full operations phase of owning a rental, from property management basics to long term, medium term, and short term rental systems that keep your investment running smoothly for years.Olivia explains why good operations matter just as much as the purchase itself and walks through leasing agreements, deposits, utilities, maintenance, cleaner and handyman systems, guest messaging tools, and how to streamline every step whether you choose LTR, MTR, or STR. She also shares how she manages her own properties, the tools she recommends, and the mindset shift new investors need when they officially become landlords.She also reminds listeners that this is the last month to join Wanderlust Wealth Academy before enrollment closes for the year. Anyone who joins in November receives a full free month before their membership begins in January, plus access to all templates, tools, and coaching support.This episode is the perfect wrap up to the series and gives you the exact operational foundation needed to successfully run your first or next investment property. Tune in and finish strong with part four.Join Wanderlust Wealth AcademySIGN UP FOR THE FREE CLASSAPPLY FOR THE LEAP YEAR MASTERMINDJoin the Community on Substack Learn more about WWA here: https://www.oliviatati.com/wwaHang out with me on IG: @theoliviatati / @wanderlustwealth.co Watch this episode on Youtube: https://www.youtube.com/@Theoliviatati/
We speak to a savvy, experienced US based investor, in the market for his first Japanese real estate property investment (and also for a holiday home) - what could his budget get him, what kind of properties should he focus on, and where in the country should he be buying?
In this episode of The Wanderlust Wealth Show, Olivia shares part three of her archives series on how to buy your first house hack investment property. She walks you through what happens after closing day once you have the keys and the real work begins. From choosing your rental strategy to preparing your property for long term medium term or short term tenants Olivia explains how to create a clear plan so you can list your property quickly and start generating income without unnecessary delays.She breaks down the differences between long term rentals short term vacation rentals and medium term rentals and helps you understand what each setup requires including design planning furnishing and back end systems. Olivia also shares personal stories from her own investing journey including how she set up her first house hack in just ten days so she could start earning right away.This episode also includes important updates about her free live masterclass and the special November offer for Wanderlust Wealth Academy which gives new members an extra month inside the program at no additional cost. If youre preparing to buy your first investment property or want step by step guidance on setting up your rental this episode will give you clarity confidence and a full picture of what happens after closing.Tune in to learn how to organize your systems manage renovations prepare your listings and get your investment property up and running smoothly. Stay tuned for part four next week where Olivia dives into operations management and how to run your investment property effectively.APPLY FOR THE FREE CLASShttps://www.oliviatati.com/freeclassAPPLY FOR THE LEAP YEAR MASTERMINDhttps://www.oliviatati.com/leapyearJoin the Community on Substack https://oliviatati.substack.com/Apply for Wanderlust Wealth AcademyGet the free course here!Book a call to see if you would be a good fit for Wanderlust Wealth Academy: https://oliviatati.com/applywwaLearn more about WWA here: https://www.oliviatati.com/wwaHang out with me on IG: @theoliviatati / @wanderlustwealth.co Watch this episode on Youtube: https://www.youtube.com/@Theoliviatati/
Time is money! In the fast-paced world of commercial real estate, being able to quickly assess the potential of a multifamily property can make all the difference in securing a lucrative deal. In this episode, Randy shows you his back-of-the-napkin approach for how he analyzes a multifamily investment property in less than ten minutes. Join the Investor Club: https://rebrand.ly/7pl629y
Conversation with potential client, in the market for an Osaka investment property - that will be eventually converted into a family home. Does this strategy work, and if so, how exactly? (Also - surprise interview at the end!)
In this episode of The Wanderlust Wealth Show, Olivia shares part two of her four part series on how to buy your first house hack investment property. She explains what to expect once your offer is accepted and you are officially under contract, including inspections, appraisals, and working with your realtor and lender.Olivia guides listeners through each stage of the process, offering practical advice on negotiations, managing contingencies, and building the confidence needed to make smart investment decisions. Drawing from her own experience as both an agent and investor, she helps you understand how to navigate this exciting but often overwhelming stage with clarity and ease.If you have not listened to part one yet, make sure to go back and start there before continuing with this episode. Olivia also shares details about her upcoming free real estate masterclass and the special Black Friday offer for Wanderlust Wealth Academy.
In this episode of The Wanderlust Wealth Show, Olivia shares one of her most-requested archive episodes ," How to Buy Your FIRST House Hack Investment Property (Part 1)".This episode kicks off a powerful four-part series where Olivia breaks down, step-by-step, how to purchase your first house hack or investment property. Whether you're brand new to real estate or ready to transition from renter to investor, this episode gives you the clarity and strategy you need to start building wealth through property.Plus, Olivia announces two exciting updates:
Welcome to another Rookie Reply, where Tony J Robinson and Ashley Kehr answer questions from the BiggerPockets Forums and Real Estate Rookie Facebook group. This time, we're covering questions like: Getting a HELOC on a Rental Property with a Mortgage What should you do once you win a property from a tax lien auction How Much Time Do You Actually Spend on Real Estate Investing, and What's a Realistic First-Year Goal? Looking to invest? Need answers? Ask your question here! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-613 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ You're here because you want to win—big. Brad Lea doesn't mess around. In this episode, he sits down with Toby Potter to tear into how anyone can break into real estate investing by mastering mindset, daily discipline, and finding the right deals with the backing of Global Integrity Finance, delivering the unfiltered truth you won't find anywhere else. No fluff, just real talk and actionable steps to crush it in business and life. Toby's links http://www.globalintegrityfinance.com https://www.instagram.com/tobypotterofficial/ https://a.co/d/gmfcd8A Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business. LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out: https://www.lightspeedvt.com/ Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/ This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it. Closer School: https://www.closerschool.com/cs