Podcasts about rba

The October 2 edition of the AgNet News Hour was dedicated to the raisin industry — past, present, and future. Hosts Nick Papagni and Josh McGill sat down with three icons of the raisin world: Kalem Barsarian, longtime president of the Raisin Bargaining Association, Dwayne Cardoza, current vice chairman of the RBA, and Mark McCormick, CEO of National Raisins. Barsarian gave a sweeping history lesson, recalling how raisins were once California's pride crop, producing more than 400,000 tons a year. But today, production has slipped under 200,000 tons annually, dropping California from the world's number one producer to fourth — and possibly soon fifth — behind Turkey and others. He explained that land once planted with Thompson seedless grapes has been converted to more profitable crops like pistachios and almonds. Cardoza detailed the financial pressures facing growers. This year, the RBA offered processors $2,020 per ton, the same as last year, despite growers' costs rising by 10–15%. With rains causing additional crop damage, many growers face negative returns. He warned that without price increases and vineyard modernization, many will exit the industry. “The Thompson seedless raisin is a thing of the past,” Cardoza said, pointing to new earlier-ripening varieties and dry-on-the-vine systems as the only way forward. McCormick brought the processor's perspective, stressing the symbiotic relationship between packers and farmers. National Raisins supplies 85% of U.S. retail private label raisins and must hold firm on pricing despite pushback from major grocery chains. He described the challenge of competing with subsidized Turkish raisins, produced under much lower safety and labor standards, while California growers face some of the strictest regulations in the world. Despite the challenges, all three guests emphasized opportunities. USDA programs, including crop insurance, market access funds, and school lunch purchases, remain crucial. They also highlighted the need for aggressive marketing to new generations of consumers, positioning raisins as a healthy, convenient snack. As McCormick put it, “It has to be sustainable — not just environmentally, but economically.” The takeaway for California growers: the raisin industry isn't dead, but it must adapt. With innovation, marketing, and political engagement, raisins can remain a vital part of the Central Valley's farming landscape.

Three rate cuts this year have clearly lit a fire under our property markets. Affordability has improved, confidence is back, and the spring selling season is heating up. It's not just houses making gains - unit prices have now risen for eight straight months. Brisbane and Adelaide are leading the charge, while Melbourne is quietly staging a comeback. Today I'm joined by Dr Andrew Wilson, and we'll dig into the latest numbers. And to help you get clarity amongst the many mixed messages in today's housing markets, we're going to discuss what's driving our housing markets, and will this continue now that the RBA is likely to put rate cuts on hold for a while.   Takeaways  ·         Affordability in property markets has improved significantly. ·         Confidence is returning to the property market, leading to increased sales. ·         Investors should look for areas with strong fundamentals for future growth. ·         Successful property investment requires strategic advice and education. ·         The current market is characterized by a fear of missing out (FOMO) among buyers. ·         Interest rate cuts have contributed to market momentum. ·         Regional markets like Brisbane and Darwin are showing strong growth. ·         Economic factors such as low unemployment and retail sales are supporting the housing market. ·         The spring selling season is expected to drive further price increases. ·         It's not too late to invest in property, but timing and asset choice are crucial.     Chapters  01:22 - National House Prices Keep Rising for Seven Months Straight  05:15 - Brisbane, Darwin and Adelaide Lead Quarterly Growth  09:09 - Unit Markets Strengthen, Brisbane Up Nearly 50% in Two Years  11:42 - Inflation Pressures Return as Energy Subsidies Wind Back  13:02 - Spring Selling Season and Melbourne's Prestige Market Revival Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Michael Janda, ABC News' Business Editor, joined Philip Clark on Nightlife with the latest economic and business news. 

澳洲儲備銀行（RBA）於昨日 9 月 30 日議息後，決定將現金利率維持在 3.6% 不變。

In this episode of SB Talks, CEO Vincent O'Neill and CIO Nick Ryder, unpack the Reserve Bank's decision to hold rates at 3.6%, following three cuts earlier this year. They explore what's behind the RBA's cautious stance, rising services inflation, stronger consumer spending, and signs of renewed momentum in the housing market. The conversation shifts to the US government shutdown, where a deepening political standoff could stretch on for weeks, highlighting the economic toll drawing on past shutdowns, and the estimated $400 million daily hit to the US economy. They discuss how this, along with tariffs and other policy moves, adds complexity to the global outlook. As we enter the final quarter of 2025, Vincent and Nick take stock of market sentiment, strong corporate earnings, and the ongoing AI investment wave.   Music provided by: Autumn Trumpet Background Corporate by LesFM | https://lesfm.net/ Music promoted by https://www.chosic.com/free-music/all/ Creative Commons CC BY 3.0 https://creativecommons.org/licenses/by/3.0/

The ASX200 slipped only a few points, staying near flat after a 1.4 % September loss and an 8 % YTD gain. Drivers were the first US government shutdown in seven years and mixed sector moves – utilities and industrials led, while consumer discretionary lagged. DroneShield exploded 600 % YTD, while lithium miners fell. Look ahead to US payroll data, the RBA stability report and Chinese holidays. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Two million migrants could flood in under Albanese’s second term, RBA keeps cash rate stuck at 3.60 per cent. Plus, a furious political brawl erupts as renewables backlash sparks threats and bullying.See omnystudio.com/listener for privacy information.

The RBA has held the cash rate at 3.60% after monthly inflation bounces back faster than expected. Video-game giant Electronic Arts has agreed to sell out to Saudi Arabia’s sovereign wealth fund and two private equity firms for $55 billion USD. Accenture has slashed 11,000 jobs globally over the past 3 months and puts a warning on its remaining staff: retrain in AI or risk being left behind. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.__See omnystudio.com/listener for privacy information.

호주 중앙은행(RBA)이 기준금리를 3.6%로 동결했습니다.

储备银行（RBA）九月维持现金利率在 3.60% 不变，“董事会仍然高度关注经济前景的不确定性。”（收听播客，了解详情）。

RBA đã giữ nguyên lãi suất chuẩn ở mức 3.6% sau khi hạ 0.25 điểm phần trăm trong tháng trước.

European bourses & US futures modestly lower into a session of data & Fed speak, awaiting updates on the increasingly likely US gov't shutdown.DXY extending on recent pressure, EUR and GBP both firmer, JPY bid for a 3rd consecutive session, AUD bolstered by a hawkish-hold.Fixed benchmarks hit highs on cooler French HICP but have since trimmed with EGBs in the red after hotter German State CPIs, mainland due shortlyCrude continues to falter, XAU hit another ATH but has since come under pressure.Looking ahead, highlights include US Consumer Confidence, JOLTS Job Openings. Speakers include RBA's Bullock, ECB's Cipollone, Elderson, Fed's Goolsbee, BoE's Lombardelli, Mann, Breeden. Earnings from Nike, Lamb Weston.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

APAC stocks traded flat/mixed following a mostly but modestly firmer handover from Wall Street, with focus on the looming US government shutdown and the possibility of delayed NFP. Meanwhile, the White House announcement of further tariff details overnight capped upside in sentiment.The White House announced tariffs, including a 10% levy on timber and lumber from 14th October, alongside 25% duties on cabinets and vanities, with further hikes on cabinets and upholstered furniture set for 1st January unless trade deals are reached.Punchbowl's Sherman said that from listening to Schumer, Jeffries, and Vance, it does not sound like there was a breakthrough in the meeting, adding that a shutdown is around the corner.BoJ Summary of Opinions noted one member suggested it may be time to consider raising the policy interest rate again, while another said the BoJ gains more information on the US outlook by waiting, and one argued the Bank should maintain accommodative conditions at this point.RBA maintained its Cash Rate at 3.60%, as expected, in a unanimous decision, noting that the decline in underlying inflation has slowedLooking ahead, highlights include UK GDP (Q2), French CPI Prelim (Sep), German CPI Prelim (Sep), Italian CPI Prelim (Sep), US Consumer Confidence, JOLTS Job Openings. Speakers include RBA's Bullock, ECB's Lagarde, Cipollone, Elderson, Fed's Logan, Jefferson, Goolsbee, BoE's Lombardelli, Mann, Breeden. Earnings from Nike, Lamb Weston.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

This is an edit of our live show in which we discussed the RBA decision today, and continued our series about the new First Time Buyer Government scheme to start 1 October. I was joined by Aaron Scott from bRight Agent. There are some important factors to consider, which potentially have significant implications for people … Continue reading "DFA Live Q&A HD Replay: Avoiding The First Time Property Trap: With bRight"

Nearly two years into Israel's war on Gaza, more than 66,000 lives have been lost, and millions are on the brink of famine. Now, Donald Trump and Benjamin Netanyahu have unveiled a 20-point 'peace plan' they say could end the bloodshed. But is it a genuine path to peace, or just political theatre? In this episode of The Briefing, Helen Smith is joined by Middle East expert Professor Greg Barton to break down what the deal really promises: a ceasefire, hostage exchanges, aid, rebuilding, and a controversial governing board featuring Trump himself and Tony Blair. Afternoon headlines: The RBA has held interest rates, the Taliban has imposed a nationwide shutdown of telecommunications in Afghanistan, YouTube has settled a multimillion-dollar lawsuit with Donald Trump, and Matilda’s star Mary Fowler has made her catwalk debut. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastFacebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

Jack McGinn and Tom Zaunmayr discuss why concerns are emerging about a lack of succession literacy ahead of a looming transfer of intergenerational wealth. Plus: SWM, SCA to merge: Stokes to step down; CPB books East Perth school work; No rate cut from RBA.

The Australian Reserve Bank will keep the Official Cash Rate on hold at at 3.6 percent. The RBA's Governor, Michele Bullock, says Australia is in a 'difficult position', but they're committed to addressing inflation. HSBC chief economist Paul Bloxham explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

News Worthy Tuesday: In today’s episode, the Albanese government remains confident the AUKUS deal is safe – so why is the Pentagon review taking so long? Plus, no love for homeowners as RBA holds rates. And, the world reacts to news of split between Nicole Kidman and Keith Urban.See omnystudio.com/listener for privacy information.

The ASX200 slipped about 0.2 % in the final September session, erasing most of the month’s 1.3 % fall. Materials led, with gold miners supplying the top‑ten performers and DroneShield up 37 %. Energy fell roughly 10 % as oil prices dropped. The RBA held the cash rate at 3.6 %, cutting market odds of a November cut to about 40 %. Upcoming: Oct 29 inflation report and jobs data. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Money News Host Evan Lucas has reacted to today's RBA announcement of the cash rate being held steady. The Reserve Bank kept rates on hold as expected, but it was the hawkish messaging of the board that has markets worried about the chance of more cuts.See omnystudio.com/listener for privacy information.

Wednesday 1 October 2025 The top five business stories in five minutes, with Sean Aylmer and Michael Thompson. RBA warns on inflation House prices surge in September Albanese welcomes Middle East plan Mega merger in media White House slaps tariff on movies Join our free daily newsletter here! And don’t miss the latest episode of How Do They Afford That? - this week, four ways to start investing immediately. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Government admits RBA's decision to keep Interest Rates on hold was "not the outcome" millions of homeowners would have wanted. Australia has welcomed Donald Trump's plan to bring peace to Gaza, two years after the conflict began. And Could Taylor Swift be doing a George Michael cover?See omnystudio.com/listener for privacy information.

The Australian Reserve Bank will keep the Official Cash Rate on hold at at 3.6 percent. The RBA's Governor, Michele Bullock, says Australia is in a 'difficult position', but they're committed to addressing inflation. HSBC chief economist Paul Bloxham explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Is air conditioning now a non-negotiable for Aussie renters? ❄️ In Episode 156 of The Weekly Investor News Podcast, Nick Bendel and Owen Davis dive into the growing demand for cooling comforts in rental homes—and what it means for landlords, tenants, and investors.

Welcome to the 9News podcast. A snapshot of the latest stories from the9News team including PM backs Trump's plan for Gaza, no surprises in RBA rate decision and a legal win for a woman strip searched by Police The biggest news stories in less than 10 minutes delivered three times a day,with reports from the 9News team across Australia and overseas. Subscribenow to make it part of your daily news diet.See omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. RBA holds as inflation risks rise ASX down 0.1pc Star wins fifth lender waiver Trump-Netanyahu Gaza plan presses Hamas Kidman–Urban split Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. RBA holds as inflation risks rise ASX down 0.1pc Star wins fifth lender waiver Trump-Netanyahu Gaza plan presses Hamas Kidman–Urban split Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Send us a textUS government shuts down tonight if no spending bill passes. Shutdown could suspend the release of jobs report. Wall Street closes in the green, gold hits fresh record high. RBA stands pat, aussie gains on hawkish tilt.Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.Please consider our Risk Disclosure: https://www.xm.com/goto/risk/enRisk warning is correct at the time of publication and may change. Please check our Risk Disclosure for an up to date risk warningReceive your daily market and forex news analysis directly from experienced forex and market news analysts! Tune in here to stay updated on a daily basis: https://www.xm.com/weekly-forex-review-and-outlookIn-depth forex news analysis on all major currencies, such as EUR/USD, USD/JPY, GBP/USD, USD/CHF, USD/CAD, AUD/USD

The ASX 200 gave up early gains to close down 14 points at 8849 (0.2%). Banks eased back with CBA down % and ANZ falling % as the Big Bank Basket dropped to $283.23 (-0.6%). Insurers gave back yesterday's gains. QBE down 0.7% and SUN off 0.8%. Other financials also eased slightly. REITS rose, GMG though fell 0.8%. In the industrials, TLS dropped another 1.4% and tech was mixed, WTC down another 3.0%. XRO finally finding some friends. Up 0.1%. Healthcare mixed as CSL flat after CFO retired. In resources, copper and gold continue to dominate, BHP and RIO had good days up 1.5% and 0.6% respectively. Gold once again shone bright, NST up 1.2% and EVN rising %. NEM is in for a C-Suite change and fell 2.3%. Base metal and copper stocks doing well again. Oil and gas falling hard on crude prices, WDS down 1.7% and STO off 2.5%. Nothing much happening in uranium stocks. In corporate news, SWM and SXL are set to merge. RBD up 59.3% on a takeover approach. And SGR rose 1.1% after it finalised a deal with its lenders.On the economic front, the RBA left rates unchanged. Bullock said ‘we're close' to getting economy back in balance. But we need to be cautious about inflation. Chinese PMI came in below forecasts. Asian markets mixed, China up 0.3%, HK up 0.3% - Japan down 0.2% on PM uncertainty.10-year yields steady at 4.34%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall St closed higher on Tuesday as investors overlooked government shutdown fears to post an unusually strong month of September. The Dow Jones rose 0.18% to close at a fresh record high while the Nasdaq added 0.31% and the S&P500 ended the day up 0.41%.With a potential government shutdown looming, investors have been wary about a slowing labour market, the risk of stagflation and elevated stock valuation, so although government shutdowns aren't usually market-moving events, this time we could see market movements as a result. In Europe overnight, markets closed higher led by Germany's DAX rising 0.57%, while the STOXX 600 gained 0.5%, the French CAC climbed 0.19% and, in the UK, the FTSE100 ended the day up 0.54%. Across the Asia markets on Tuesday, markets traded mixed as the latest data out of China showed manufacturing activity contracted for a 6th straight month, with the manufacturing PMI index coming in at 49.8 points. While still in contraction mode, the reading was better than economists were expecting and the strongest reading since March. Japan's Nikkei fell 0.25%, and South Korea's Kospi index lost 0.19%, while China's CSI index gained 0.45%, and Hong Kong's Hang Seng rose 0.95%.The local market closed 0.2% lower on Tuesday following a lacklustre session on Wall St on Monday and investors digested comments out of RBA Governor Michele Bullock after Australia's central bank maintained the current cash rate at 3.6% for the next period. Materials and industrials stocks bucked the trend yesterday to close higher while energy stocks were the hardest hit amid declining oil prices.Ms Bullock said market services inflation remains sticky and has been a key sticking point for the RBA's rate journey over the last year adding to the difficult decisions made around Australia's rate outlook pathway. For this reason, the RBA was content in holding the cash rate at the conclusion of yesterday's meeting for the period ahead.Seven West Media (ASX:SWM) and Southern Cross Media (ASX:SXL) shares rose over 7% and over 6% respectively yesterday on news of a proposed merger between the Australian media giants, while Restaurant Brands New Zealand soared almost 60% after receiving a takeover offer from its majority shareholder, Finaccess Restauracion, a Mexican company.What to watch today:On the commodities front this morning, oil is trading 1.5% lower at US$62.51/barrel, gold is up 0.33% at yet another record US$3845.83/ounce and iron ore is trading 0.09% lower at US$105.35/tonne.The Aussie dollar has further strengthened against the greenback overnight to buy 66.16 US cents, 97.82 Japanese Yen, 49.17 British Pence and 1 New Zealand dollar and 14 cents.Ahead of the midweek trading session the SPI futures are anticipating the ASX will open the day down 0.12%. Trading ideas:Bell Potter has increased the 12-month price target on Pantoro (ASX:PNR) from $2.15 to $2.80 and maintain a hold rating on the diversified mining services group as shares have climbed 130% in one year but some key catalysts and tailwinds including the gold price and new contract wins, are driving a strong growth outlook for the company which led the analyst to increase the 12-month PT and maintain a hold.And Trading Central has identified a bearish signal on Infratil (ASX:IFT) following the formation of a pattern over a period of 54-days which is roughly the same amount of time the share price may fall from the close of $10.73 to the range of $9.40 to $9.70 according to standard principles of technical analysis.

Government admits RBA's decision to keep Interest Rates on hold was "not the outcome" millions of homeowners would have wanted. Australia has welcomed Donald Trump's plan to bring peace to Gaza, two years after the conflict began. And Could Taylor Swift be doing a George Michael cover?See omnystudio.com/listener for privacy information.

Join Tom and Ryan as they discuss the week ahead in Aussie and global markets. Tech stocks led Wall Street higher as investors weighed the risk of a potential government shutdown, with US bond yields easing on the uncertainty. Robinhood shares climbed on strong prediction market volumes, while Barrick and Newmont announced leadership changes as gold surged to a fresh record high amid growing bets on rate cuts. Meanwhile, oil prices fell more than 3% as OPEC signalled plans to hike output. Back home, Aussie shares are set to open higher for a fourth straight session ahead of the RBA’s interest rate decision, where policymakers are expected to hold rates and await critical data. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The ASX200 jumped about 0.85% on Monday, extending a three‑day winning streak driven by strong gains in the big four banks and a surge in gold miners, while energy and tech lagged. DroneShield spiked 19% to a fresh record. Market focus shifts to tomorrow’s RBA interest‑rate decision, upcoming US jobs data, a hefty $8.5 billion dividend payout week and the October 16 Australian jobs report. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The ASX 200 started the week 0.9% higher, as investors await the outcome of the RBA's rate setting meeting.See omnystudio.com/listener for privacy information.

In this episode of Bean There Done That, host Phil Di Bella sits down with Larry Prosser, Executive Director of Beyond Payments, to unpack the Reserve Bank of Australia's proposed ban on card surcharges. They break down what this policy really means for consumers, merchants, and banks—and why the supposed “savings” for customers might actually backfire. Larry explains how surcharges evolved, why compliance matters, and the hidden costs bundled into merchant fees. Phil pushes the conversation into real-world territory: shrinking café margins, the politics behind RBA decisions, and the practical steps small businesses must take now. It's an eye-opening look into the payments industry, packed with insights every business owner and everyday consumer needs to hear. Key Topics and Themes The history of surcharging and RBA policy shifts Why banning surcharges may increase prices instead of lowering them The impact of shrinking café and hospitality profit margins How banks and POS providers bundle hidden fees into merchant services The ethical approach Beyond Payments takes with transparency and compliance The bigger picture: industry bodies, political motives, and small business survival About Our Guest Larry Prosser is the Executive Director of Beyond Payments, Australia's first fully compliant “fee-less” EFTPOS provider. Since 2013, Beyond Payments has helped thousands of merchants recover 100% of their merchant service fees through transparent and compliant surcharge mechanisms. Larry is a passionate advocate for small business, pushing for fairness, compliance, and practical solutions in the payments space. More at: beyondpayments.com.au Key Takeaways The RBA's proposed ban on surcharges may sound good for consumers but will likely push prices up across cafés and restaurants. Merchant fees are not “free”—bundled POS solutions often hide costs in other ways. Debit card fees remain one of the most unfair charges facing consumers today. Transparency, compliance, and constant vigilance are essential for small businesses when choosing merchant service providers. Small business survival depends on understanding merchant fees and demanding fairness from banks and fintechs. Links and Resources Beyond Payments – beyondpayments.com.au The Coffee Commune – coffeecommune.com.au Time-Stamped Highlights: 00:31 – Introduction to guest Larry Prosser and Beyond Payments 02:19 – The rise of surcharges since 2013 and consumer adoption 06:15 – How shrinking profit margins make merchant fees critical 09:20 – The RBA's proposed surcharge ban explained in plain terms 12:10 – Why the ban will likely push prices higher, not lower 14:28 – Interchange fees, card schemes, and hidden costs 20:05 – The double-dipping problem with debit card fees 26:00 – What business owners should do right now to protect themselves 31:00 – Horror stories: POS providers forcing payment gateways 33:45 – What the ideal system for merchants, banks, and consumers should look like 36:40 – The risk of more café closures and the pressure on small business Tune in now to understand the truth behind card surcharges, the RBA's proposed changes, and what it all means for your local café or business. Bean There Done That is available on all major podcast platforms. Produced by The Podcast Boss #Coffee #Hospitality #SmallBusiness #Payments #Australia #Fintech #Podcast

The RBA universally expected to keep interest rates on hold tomorrow, a Melbourne start-up trials drone teams to take over helicopter supply work with our defence forces. Plus, Adam Reynolds' conversion kick worth 40 times his reported salary.See omnystudio.com/listener for privacy information.

The ASX 200 kickstarted the week in style up 75 points to 8863 (0.9%). Gold was once again leading the charge as it pushed through US$3800, NST up 3.1% and NEM rising 4.0%. EVN also turned in a good day up 4.4%. Iron ore miners were a little floppy on steel demand in China and looming 7 -day holiday. FMG fell 2.1%. Copper and other base metal stock continue to push higher, 29M up 4.8% and MLX up 4.1%. Rare earth stocks saw profit taking, ILU down 3.9% and LYC modestly off. Energy stocks saw sellers, KAR down 1.7% and PDN falling 2.4% with WHC off 3.4%.Banks were firm today ahead of the RBA.  CBA soaring 2.2% with WBC up 2.0%. MQG recovered 1.3% with other wealth managers also better, NWL up 2.1% and insurers rallied, QBE up 1.6% and IAG up 1.3%. Healthcare was firm as CSL traded 2.5% higher on tariff hopes, RMD up 1.2% and MSB up 0.8%. REITs lacklustre, tech eased back in places, WTC down 1.2% and TNE up 1.5%. Retailers were flat, APE off 0.6% and SUL down another 1.0%. ALL a bright spot up 2.0%. In corporate news, MIN was down 0.8% on haul road news, SM1 up 10.4% on the sale of its North Island assets, and BVS rose 2.5% on a new CEO. Nothing on the economic front, RBA tomorrow. Asian markets mixed, China up 2.1% Japan down 1% on PM uncertainty.10-year yields easing to 4.34%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Kia ora,Welcome to Tuesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news gold is soaring on US missteps, and oil is falling as demand falters while supply is rising fast.Overnight US data was mixed. August pending home sales came in a little better than expected, up +4.0% from July, but only up +3.8% from year ago levels which themselves were relatively stunted. Less than 20% of American realtors expect the next three months to improve.But the Dallas Fed factory survey reported a sharpish turn lower, a second consecutive monthly contraction in manufacturing activity and the steepest since June. But they still have growth, just far less. New orders dipped again. Costs continue to rise faster than selling prices.The chances of a US federal government shutdown are rising with compromise no longer in anyone's vocabulary. Trump thinks no-one will blame him for his intransigence.And apparently, the next US tariff target is movie production - something both Australian and New Zealand creative industries will look at with trepidation.Singapore reported their producer prices rose. They grew by +1.1% in August from a year ago, after a -2.4% drop in the previous month. And this was their first producer price inflation since March 2025.Later today, China will release its August PMI data, the key releases before their Golden Week holiday break that starts tomorrow.In India, industrial production rose +4.0% in August from a year ago, slowing slightly from the upwardly revised 4.3% growth rate in July, but less than the expected +5% increase. Still, the result continued a reasonable first half of the year, showing that initial tariffs by the Americans did not have a significant immediate impact on their industrial activity.But today's big news will be the RBA's upcoming rate review. Analysts expect no change at 3.6%. Financial markets are of the same view with nothing priced in to secondary market wholesale rates. But the RBA will be weighing the impact of relatively strong labour markets, good economic growth, low budget deficits and a strong fiscal impulse, along with rising CPI inflation touching 3.0% in August. Waiting could leave them with a harder-to-control inflation problem, although to be fair, no-one expects a rise today even if many think it would be warranted and wise.The UST 10yr yield is now at 4.14%, down -5 bps from yesterday.The price of gold will start today at US$3830/oz, up +US$72 from yesterday and a new all-time high. Silver had yet another big spurt, now almost at US$47/oz. This latest surge puts the US gold stockpile at Fort Knox and the NY Fed now worth more than US$1 tln.American oil prices are down a sharpish -US$2 at just over US$63/bbl, with the international Brent price now just over US$67.50/bbl. With global demand wavering, the planned OPEC increase, plus the resumption of Iraqi oil from their Kurdistan region has traders talking about a glut.The Kiwi dollar is at just over 57.8 USc and up +10 bps from yesterday. Against the Aussie however we are down -25 bps at 87.9 AUc and that is the lowest in three years. Against the euro we are little-changed at 49.3 euro cents. That all means our TWI-5 starts today at just on 65.1, down -10 bps.The bitcoin price starts today at US$113,795 and up +3.2% from yesterday. Volatility over the past 24 hours has been modest at under +/- 1.8%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Wall Street ended a three-day losing streak after the latest inflation report, with the Fed’s preferred measure of inflation coming in line with economists’ expectations. This relief saw buyers push most sectors higher. Pharma stocks jumped on tariff news and game maker Electronic Arts surged on reports of a potential $50 billion buyout. Energy shares also led weekly gains ahead of the OPEC meeting. Still, concerns over a possible government shutdown weighed on sentiment heading into the week. Back home, futures point to a modest gain for the ASX 200 on Monday ahead of the RBA’s two-day meeting. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Wall St snapped its three-day losing streak overnight as the PCE price index came bang in line with expectations, quickly reigniting hopes of at least two rate cuts by the end of the year. Consumer spending slightly countered this view, surprising to the upside and reinforcing Thursday's GDP revision. Bond yields down, USD down, gold up, equities up. S&P 500 up 0.59% on low volume. Dow Jones up 300 points. Nasdaq underperformed. Up 0.44%. The rally initially dented as Consumer Sentiment came in lower than expected before stocks rebounded to close on a high. The inflation print outweighed news of Trump announcing tariffs on pharmaceuticals, heavy trucks and furniture. All three indices logged their first week of losses in a month albeit minimal damage. S&P 500 -0.31% vs the ASX 200 +0.16%. Dow Jones down 68 points. Nasdaq down 0.65%.SPI up 21 - RBA tomomorrow.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news even the giant American economy can't seem to maintain its momentum, with Trump grabbing at all the levers of government. He is even taking government domain names and inserting is personal interests. It will become increasingly hard to separate real American economic data from that skewed by his army of MAGA blackshirts who have been inserted into these agencies.The week ahead will be busy, with major economic releases that will culminate with the US September non-farm payrolls report and related labour market data. Ordinarily they impact the policy path for the Fed this year. Markets currently expect jobs growth of less than +50,000 and settling in to a low trajectory. Before that we will get the ADP private employment report (expect even less), results from the JOLTS report, and Challenger job cuts (a big jump is expected by analysts).Besides labour updates, investors will also be on alert for the risk of a US government shutdown at the start of the new fiscal year on October 1The September update of the ISM PMI is due (analysts think it will be more contractionary than in August), and we will also get PMI releases from China, Canada, Brazil, South Korea, and ASEAN countries.Regionally, the RBA will be reviewing its monetary policy settings on Tuesday, and now no rate cut is expected due to rising inflation pressures, so markets expect it to stay at 3.6%. India will also be reviewing its monetary policy position late Wednesday, and no change is expected there either, keeping their rate at 5.5%.Daylight savings time has started in New Zealand of course, but not yet in Australia. So we will be 3 hours ahead of eastern Australia. But Queensland, the Northern Territory, and Western Australia do not observe daylight saving time, making it a patchwork system across their country.Over the weekend, China released August industrial profits data. After struggling all year to July to show any improvement on the equivalent month a year ago, August industrial profits rose at a good clip, up by more than +20% on the prior August's lame result. There was faster growth in the private sector while state-owned enterprises recorded a much smaller decline.And we should note that China is about to go on its 2025 national Golden Week holiday which will run from Wednesday, October 1st to Wednesday, October 8th, an extended eight-day holiday that combines National Day with the Mid-Autumn Festival. This is a major time for domestic and international travel, resulting in busy transportation and tourist activity. Businesses largely suspend their operations in this time but key government departments do operate.Over the weekend, Singapore released industrial production data delivering a large negative surprise. This activity was down a massive -7.8% in August from a year ago. The month-on-month data was sharply negative too. It was largely driven by very big drops in the electronics and biomedical sectors and caught analysts very much by surprise.And over the weekend in the world's largest economy, they released personal income and spending data for August which came in pretty much as anticipated. Personal disposable income rose +0.4% in the month and personal consumption expenditure rose +0.6% on the same basis - all from the prior month. But if you think about it, these are actually fast annualised rises, with costs rising much faster than incomes.This same data shows incomes were up +1.9% from a year ago, consumption up 2.7% on that year-ago basis. And as we noted, recent changes are rising faster than these annual shifts. The Fed will have noticed, as PCE inflation is now running well over 3% and its fastest since February. Goods inflation is 4.2% with durable goods up +5.2% in a year in this data. Clearly the tariff-tax effect is not transitory.The updated September University of Michigan consumer sentiment survey for the US was revised slightly lower to be -21% lower than a year ago. Consumers surveyed continue to express frustration over persistently high prices, with 44% spontaneously mentioning to surveyors that high prices are eroding their personal finances. And they say they expect inflation to be +4.7% higher in a year's time - interestingly similar to the current goods inflation data.Markets are going to have to accept that inflation is being structurally embedded at above target levels and that the prospect of more rate cuts is receding if the Fed is to have any credibility with an inflation-fighting mandate. Financial markets have priced in one -25 bps rate cut this year, two by the end of January 2026. Politics may deliver them but it will be at the expense of inflation - which is clearly rising again and quite fast.And the US has also arbitrarily decided to impose new tariffs on pharmaceutical imports, adding to the costs their consumers will have to pay, either via import duties or from new facilities to be built locally. If it goes as Trump plans, the excess capacity internationally (after removing production for the US) will cause international prices to fall as US prices rise. Lose-lose for Americans, win-win for international consumers.The UST 10yr yield is now at 4.19%, little-changed from Saturday to be up +5 bps from a week ago.The price of gold will start today at US$3759/oz, down -US$14 from Saturday. That is up +US$78 from a week ago. Silver had another big spurt over the weekend, now up over US$46/oz, a weekly gain of +US$3.American oil prices are down -50 USc at just over US$65/bbl, with the international Brent price now just over US$69.50/bbl.The Kiwi dollar is at just under 57.7 USc and down -10 bps from Saturday, and down -80 bps from a week ago. Against the Aussie we are unchanged at 88.2 AUc but down -60 bps for the week. Against the euro we are down -10 bps at 49.3 euro cents. That all means our TWI-5 starts today at just on 65.2, similar to Saturday at this time.The bitcoin price starts today at US$110,271 and up +0.6% from Saturday. Volatility over the past 24 hours has been very low at under +/- 0.5%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

This week:- The RBA meets, with rates expected to be on hold.- Building approvals - are we getting housing supply up?- Monthly house price data from Cotality- Household spending for August - we've seen some green shoots. Can they continue?Michael Thompson is joined by economist Stephen Koukoulas.Fear & Greed Q+A: Join Sean Aylmer & Michael Thompson and the team as they answer questions on business, investing, economics, politics and more. If you have your own question, get in touch via our website, LinkedIn, Instagram or Facebook!Join our free daily newsletter here.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

In previous weeks, the Fed's easing expectations appear to have been driving all markets, sending equities higher, credit spreads tighter, and the USD and US yields lower. However, better US data this week have resulted in some rate cut expectations to unwind. Markets will be in for another big test next week, with the US Payrolls report and the significant risk of a US government shutdown. We preview China's PMI data, the Reserve Bank of India and the Reserve Bank of Australia's policy meetings, and activity data in Japan. Chapters: US: 01:49, China: 06:50, India: 10:39, Japan: 13:58, Australia: 15:35. 

In this week's podcast, economists Harry Ottley, Belinda Allen and Trent Saunders discuss the stronger-than-expected August Monthly CPI and its implications for the RBA.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.  

The ASX200 closed modestly higher on Friday, up about 0.08% and breaking a three‑week losing streak, while September remains down roughly 2%. Stronger‑than‑expected August inflation trimmed market expectations for a November RBA rate cut to about 50%. US President Trump’s 100% tariff on pharma imports dragged healthcare stocks such as CSL, Pro Medicus and Mesoblast lower, whereas miners (+0.7%) and financials (+0.5%) buoyed the index, led by BHP’s 1.3% gain. Looking ahead, investors will watch the RBA’s October decision, US inflation figures and upcoming US jobs data, plus the rollout of pharma tariffs on October 1. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The RBA likely to hold rate this week, but are they done for the year? Australia’s pharmaceutical industry hit with another wave of tariffs out of the United States. How Canva is harnessing AI to pump its value even higher. Can salary packaging be a way to get around the pitfalls of bracket creep? And the ASX closes Friday up.Interview with: CJ Jones, Canva's Global Head of Design for GenAI on Afternoons with Michael McLaren Email us your thoughts to moneynews@nine.com.au Hosted by: Tom StoreySee omnystudio.com/listener for privacy information.

RBA 擬取消信用借記卡附加費並下調手續費，銀行表示或削減詐騙保護、里數回贈。布洛克直斥這些威脅論「不切實際」。

Headline inflation rises to 3%, putting off hopes for a September rate cut from the RBA.See omnystudio.com/listener for privacy information.

Wall Street sailed to fresh record highs, lifted by the prospect of more rate cuts. Technology stocks led the charge as Oracle rose 4% while FedEx gained on stronger-than-expected earnings. In commodities, oil prices slipped on supply concerns while gold and iron ore advanced. Back home, the ASX is set to open higher, with attention turning to RBA governor Michelle Bullock as she fronts a government panel. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

APAC stocks traded mixed amid some cautiousness ahead of upcoming risk events and despite the fresh record levels on Wall St.US Appeals Court declined to allow Trump to remove Federal Reserve Governor Cook; Cook can attend the FOMC's September 16th-17th meeting.US Senate voted 48-47 to confirm US President Trump's Fed nominee Miran to join the Fed board.European equity futures indicate an uneventful cash market open with Euro Stoxx 50 future +0.1% after the cash market closed with gains of 0.9% on Monday.DXY is a touch softer, extending on yesterday's downside. JPY marginally outperforms, whilst antipodeans lag.Crude futures marginally extended on the prior advances. 10yr UST futures plateaued overnight after catching a bid yesterdayLooking ahead, highlights include UK Jobs Report (Jul), Italian CPI Final (Aug), EZ Industrial Production (Jul), Labour Costs (Q2), German ZEW Survey (Sep), US Retail Sales (Aug) and Industrial Production (Aug), Import Prices (Aug), Atlanta Fed GDP, Canadian CPI (Aug), RBA's Hauser & ECB's Escriva, Supply from Germany, UK & US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk