Podcasts about Deposit

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  • 926PODCASTS
  • 2,624EPISODES
  • 27mAVG DURATION
  • 3DAILY NEW EPISODES
  • Oct 14, 2021LATEST

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Best podcasts about Deposit

Show all podcasts related to deposit

Latest podcast episodes about Deposit

Coffee With Brodes
10/14/21 - EAGLES BUCCANEERS THURSDAY NIGHT FOOTBALL TONIGHT!!

Coffee With Brodes

Play Episode Listen Later Oct 14, 2021 53:16


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES BUCCANEERS THURSDAY NIGHT FOOTBALL TONIGHT!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes Play your first $100 risk free ● Deposit and spend your first $100 and they'll match it. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/13/21 - WILL BEN SIMMONS PLAY IN A SIXERS UNIFORM?! EAGLES BUCS! FLYERS SOON!

Coffee With Brodes

Play Episode Listen Later Oct 13, 2021 56:09


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: WILL BEN SIMMONS PLAY IN A SIXERS UNIFORM?! EAGLES BUCS! FLYERS SOON! Check Out Our Sponsors! WinView: https://Winview.tv/brodes Play your first $100 risk free ● Deposit and spend your first $100 and they'll match it. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

GracePoint Pentecostal Church Podcast
Guard The Deposit #2 - Pastor Whiseant - 10/12/21

GracePoint Pentecostal Church Podcast

Play Episode Listen Later Oct 13, 2021 70:04


Second message in Pastor's series "Guard The Deposit" taught Tuesday night 10/12/21

Coffee With Brodes
10/12/21 - Lol, Ben Simmons Wants His Money! Eagles, MLB Playoffs, & More!

Coffee With Brodes

Play Episode Listen Later Oct 12, 2021 54:52


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: Lol, Ben Simmons Wants His Money! Eagles, MLB Playoffs, & More! Check Out Our Sponsors! WinView: https://Winview.tv/brodes Play your first $100 risk free ● Deposit and spend your first $100 and they'll match it. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/11/21 - EAGLES WIN! HOW DO YOU FEEL ABOUT JALEN HURTS & NICK SIRIANNI?! NICK PIVETTA....

Coffee With Brodes

Play Episode Listen Later Oct 11, 2021 56:17


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES WIN! HOW DO YOU FEEL ABOUT JALEN HURTS & NICK SIRIANNI?! NICK PIVETTA.... Check Out Our Sponsors! WinView: https://Winview.tv/brodes Play your first $100 risk free ● Deposit and spend your first $100 and they'll match it. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/8/21 - EAGLES HEAD TO CAROLINA!! MLB PLAYOFFS ARE UNDERWAY!! FLYERS & SIXERS SOON!

Coffee With Brodes

Play Episode Listen Later Oct 8, 2021 55:32


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES HEAD TO CAROLINA!! MLB PLAYOFFS ARE UNDERWAY!! FLYERS & SIXERS SOON! Check Out Our Sponsors! WinView: https://Winview.tv/brodes Play your first $100 risk free ● Deposit and spend your first $100 and they'll match it. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Our Cynic Culture
E18-Mälort, The Official Drink of: "I'm Not Getting My Security Deposit Back"

Our Cynic Culture

Play Episode Listen Later Oct 8, 2021 15:42


Join us on this episode as we acquire and sample one of the most unique...polarizing...something or other of a distilled spirit.https://www.jeppsonsmalort.com/history/#malort #liquor #chicago #spirits #bourbon #bourbonreview 

Real Estate Investing With Jay Conner, The Private Money Authority
What Percentage Deposit Up-Front Should You Expect To Hear From A Qualified General Contractor?

Real Estate Investing With Jay Conner, The Private Money Authority

Play Episode Listen Later Oct 8, 2021 2:43


When you are brand new as a real estate investor, what percentage deposit up-front should you expect to hear from a qualified general contractor? Van Sturgeon is an experienced entrepreneur of over 30 years who has successfully created several businesses in the real estate industry that cover land acquisition, development management, construction, and renovation. Van personally owns over 1,000 properties across North America and is semi-retired from the day-to-day operations of his businesses. He shares his passion for helping homeowners and real estate investors overcome their fears of house renovations/rehabbing, and he loves to be actively involved in helping people reach their goals. For more valuable information click on this link and watch the complete episode: https://youtu.be/YiotEEXpQvU - “Secrets to a Successful Home Renovation with Van Sturgeon & Jay Conner, The Private Money Authority” Real Estate Cashflow Conference: https://www.jayconner.com/learnrealestate/ Free Webinar: http://bit.ly/jaymoneypodcast Jay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $64,000 per deal. What is Real Estate Investing? Live Cashflow Conference https://youtu.be/QyeBbDOF4wo The Conner Marketing Group Inc.P.O. Box 1276, Morehead City, NC USA 28557 P 252-808-2927F 252-240-2504 Channel https://www.youtube.com/channel/UCZfl6O7pRhyX5R-rRuSnK6w https://www.youtube.com/c/RealEstateInvestingWithJayConner RSS Feed http://realestateinvestingdeals.mypodcastworld.com/rss2.xml Google Play https://play.google.com/music/listen#/ps/Ihrzsai7jo7awj2e7nhhwfsv47y iTunes: https://itunes.apple.com/ca/podcast/real-estate-investing-minus-bank-flipping-houses-foreclosure/id1377723034 Watch on ROKU: Roku https://my.roku.com/add/realestateinvestingRoku https://my.roku.com/add/realestateinvesting Watch on Amazon Prime: https://www.amazon.com/How-Locate-Real-Estate-Deals/dp/B07M9WNZR6/ref=sr_1_3

Coffee With Brodes
10/7/21 - EAGLES, SIXERS, PHILLIES, FLYERS, MLB POSTSEASON

Coffee With Brodes

Play Episode Listen Later Oct 7, 2021 55:25


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES, SIXERS, PHILLIES, FLYERS, MLB POSTSEASON Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/6/21 - RED SOX ADVANCE TO ALDS! EAGLES, SIXERS, FLYERS, PHILLIES ALL ON THE TABLE!!

Coffee With Brodes

Play Episode Listen Later Oct 6, 2021 55:53


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: RED SOX ADVANCE TO ALDS & YANKEES LOSE! EAGLES, SIXERS, FLYERS, PHILLIES ALL ON THE TABLE!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/5/21 - MORE ON EAGLES CHIEFS! SIXERS & FLYERS PRESEASON ACTION!

Coffee With Brodes

Play Episode Listen Later Oct 5, 2021 55:09


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: MORE ON EAGLES CHIEFS! SIXERS & FLYERS PRESEASON ACTION! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
10/4/21 - EAGLES LOSE 42-30 TO PAT MAHOMES & THE CHIEFS!!

Coffee With Brodes

Play Episode Listen Later Oct 4, 2021 56:15


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES LOSE 42-30 TO PAT MAHOMES & THE CHIEFS!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Astrological Intentions
167 | Two Astro-Interesting Days! Sun cazimi Mars and Mercury

Astrological Intentions

Play Episode Listen Later Oct 4, 2021 39:59


In the Transits: Wed, Oct 6 New Moon in Libra: Initiate Compromise Wed, Oct 6 Pluto stations Direct: What Has Changed for You?  ⇩ Sandy's Astrological Interest Day #1 ⇩ Thu, Oct 7 Venus ingress Sagittarius: She's So Happy! Thu, Oct 7 Sun cazimi Mars: Burst Forth⇩ Sandy's Astrological Interest Day #2 ⇩ Sat, Oct 9 Sun cazimi Mercury Retrograde: Understanding Yet? Sat, Oct 9 Mercury Retrograde conjunct Mars: Cleared for Takeoff Sun, Oct 10 Saturn stations Direct: Get More Serious (Central Time for all dates & times) Talisman Times: FINISHED:   Sat, Oct 2 To build gracious relationships with siblings. Sat, Oct 2 To work on a lucrative project with a friend. UPCOMING: None    NEW! TALISMAN OF THE MONTH - To know the difference between spiritual and worldly riches. $222 https://intentionbeads.com/collections/talisman-of-the-month   AVAILABLE NOW - Jupiter in Pisces Talisman Workshop https://intentionbeads.com/products/jupiter-in-pisces-talisman-ceremony AVAILABLE NOW - Your Solar Powered Year Webinar https://intentionbeads.com/products/online-sun-transit-webinar SPECIAL OFFER FOR THE SOLAR RETURN? On the Horizon WATCH NOW October Astrology Forecast (Facebook LIVE) https://intentionbeads.com/blogs/news/october-2021-astrology-forecast DOWNLOAD NOWhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet SOLD OUT! January 1- January 8 Mexico Retreat with SandyMore Info/Survey: https://mailchi.mp/intentionbeads/mexico-2022-feedback-866406 Deposit: https://intentionbeads.com/products/retreat-deposit?variant=13539117596707 October 16- 22  7-Day Intention Challengehttps://intentionbeads.com/products/7-day-intention-challenge-oct-2021 SHE BEADS Fall Collectionhttps://intentionbeads.com/collections/she-beads-1 (Central Time for all dates & times) Our House: A Shotgun!? Request for Questions!

Talk! with Audrey
Erin McCullen, Head of Deposit Products at Bank of America: Teaching Kids Financial Literacy for Financial Independence

Talk! with Audrey

Play Episode Listen Later Oct 1, 2021 7:33


Alongside grammar and world history, another important subject to teach our kids is financial literacy. From budgeting and saving paychecks from a summer job to responsibly using a credit card, finances should be part of the curriculum starting at a young age through young adulthood. Erin McCullen, Head of Deposit Products at Bank of America has tips for parents to help their kids develop financial skills to set them up for post-grad financial independence.

Coffee With Brodes
10/1/21 - EAGLES CHIEFS THIS WEEKEND!! PHILLIES ELIMINATED!! JOEL EMBIID SPEAKS UP!!

Coffee With Brodes

Play Episode Listen Later Oct 1, 2021 56:22


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES CHIEFS THIS WEEKEND!! PHILLIES ELIMINATED!! JOEL EMBIID SPEAKS UP!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

MoneyMD
Sporting Events & Safe Deposit Boxes

MoneyMD

Play Episode Listen Later Oct 1, 2021 29:38


Episode 401: John and Matthew give you some great tips for working sporting events into your budget.  You'll also hear nine items you may regret storing in a safe deposit box.  Some of them may surprise you!

Lehto's Law
Feds Still Fighting for Safe Deposit Box Contents

Lehto's Law

Play Episode Listen Later Sep 30, 2021 12:58


And more of the box renters are fighting back. http://www.lehtoslaw.com

Coffee With Brodes
PHILLIES ARE TOAST!! AARON NOLA?! NICK SIRIANNI'S PRESS CONFERENCE & MORE BEN SIMMONS NONSENSE

Coffee With Brodes

Play Episode Listen Later Sep 30, 2021 52:50


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: PHILLIES ARE TOAST!! AARON NOLA?! NICK SIRIANNI'S PRESS CONFERENCE & MORE BEN SIMMONS NONSENSE Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Darren “Whackhead” Simpson’s prank calls on Kfm Mornings

It's every person's nightmare. Putting down a hefty deposit for something online only to find out that you've been scammed.  See omnystudio.com/listener for privacy information.

Coffee With Brodes
MORE ON EAGLES COWBOYS + IS THE PHILLIES SEASON OVER?! + BEN SIMMONS IS WORSE THAN EXPECTED!

Coffee With Brodes

Play Episode Listen Later Sep 29, 2021 55:44


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: MORE ON EAGLES COWBOYS + IS THE PHILLIES SEASON OVER?! + BEN SIMMONS IS WORSE THAN EXPECTED! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

GracePoint Pentecostal Church Podcast
Guard The Deposit - Pastor Whiseant - 09/28/21

GracePoint Pentecostal Church Podcast

Play Episode Listen Later Sep 29, 2021 65:59


Message titled "Guard The Deposit" from Senior Pastor Timothy Whiseant on September 28th, 2021.

Coffee With Brodes
9/28/21 - EW, EAGLES LOSE TO THE COWBOYS!!! PHILLIES PLAYOFFS START TONIGHT!!

Coffee With Brodes

Play Episode Listen Later Sep 28, 2021 55:41


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EW, EAGLES LOSE TO THE COWBOYS!!! PHILLIES PLAYOFFS START TONIGHT!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
9/27/21 - Eagles Cowboys Tonight!! Phillies Season on the Line! UFC 266!

Coffee With Brodes

Play Episode Listen Later Sep 27, 2021 53:47


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: Eagles Cowboys Tonight!! Phillies Season on the Line! UFC 266! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Astrological Intentions
166 | Mercury Retrograde- Reflect on Relationships!

Astrological Intentions

Play Episode Listen Later Sep 27, 2021 50:21


In the Transits: Mon, Sep 27 Mercury stations Rx: Reflect on Relationships Wed, Sep 29 Venus trine Neptune: Let Go of Resentments Wed, Sep 29 Sun trine Saturn: To Gory! Thu, Sep 30 Venus square Jupiter: Going Overboard Sun, Oct 3 Mercury Rx trine Jupiter: Strip Poker (Central Time for all dates & times) Talisman Times: FINISHED:   Fri, Sep 24 To gain income through connections. UPCOMING: Sat, Oct 2 To build gracious relationships with siblings. Sat, Oct 2 To work on a lucrative project with a friend.   NEW! TALISMAN OF THE MONTH - To know the difference between spiritual and worldly riches. $222 https://intentionbeads.com/collections/talisman-of-the-month   AVAILABLE NOW - Jupiter in Pisces Talisman Workshop https://intentionbeads.com/products/jupiter-in-pisces-talisman-ceremony AVAILABLE NOW - Your Solar Powered Year Webinar https://intentionbeads.com/products/online-sun-transit-webinar On the Horizon SOLD OUT! January 1- January 8 Mexico Retreat with SandyMore Info/Survey: https://mailchi.mp/intentionbeads/mexico-2022-feedback-866406 Deposit: https://intentionbeads.com/products/retreat-deposit?variant=13539117596707 October 2 October Astrology Forecast (Facebook LIVE) https://fb.me/e/2wie25lSEDOWNLOAD NOWhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet October 16- 22  7-Day Intention ChallengeBe the first to know when sign-up begins: http://eepurl.com/cuC2KL SHE BEADS Fall Collectionhttps://intentionbeads.com/collections/she-beads-1 (Central Time for all dates & times) Our House: Alex is back from Maine and wants to share some stories!

Pat Mayo Experience
2021 Week 4 Waiver Wire Injuries, Spreads | Week 3 NFL Recap

Pat Mayo Experience

Play Episode Listen Later Sep 27, 2021 91:58


Pat Mayo and Chris Meaney recap Week 3 of the NFL, discuss the early spreads for Week 3, the major injuries and debate the top Week 4 Waiver Wire Pickups at running back and wide recover. NEW Depositors to PrizePicks.com can use code “MMNNFL” to unlock an exclusive Dak Prescott fantasy prop for Week 3 MNF. Deposit using code “”MMNNFL” and you'll get a match deposit up to $100 AND is you make a MNF entry, if Dak completes one pass or more you'll be credited $25. SO, the move is, Deposit $25 at PrizePicks.com. Use code “MMNNFL” to get your match bonus, then play a $25 MNF entry. If you lose, you'll still have $50, if you win, you'll get at least 3x your money depending on how many fantasy props are in your entry. It's free money, so you may as well do it. Also, you can still get into the MMN props contest by simply making a 5-pick entry (NO MNF PLAYERS) for $7.11. That amount qualifies it for the contest. Even if you don't think you can't catch up (you definitely can), take advantage of the bonus $50 given to anyone who plays an entry for $7.11 and gets all five picks correct. You'd get paid 10x for winning anyway, then another $50 bonus because you played an entry of $7.11. Seems like a good way to get 17s your money for a low investment. Perfect for anyone trying to build a bank roll. MMN Props Contest Leaderboard: https://docs.google.com/spreadsheets/d/16G_dcgKRkbEhkqP162gna9ThxPrJbez75b8XngP2c8Y/edit#gid=0 #WaiverWire #FantasyFootball #Week4 Join Newsletter: https://mayomedia.substack.com/people/32468255-mayo-media NFL Stats & Tools Code “MAYO” for discount: https://www.runthesims.com/mayo NFL RESEARCH: https://youtu.be/YwfMLloiX1k How to Play NFL DraftKings, Strategy & Tips: https://youtu.be/pXkjPOwv5I4 NFL Stats & Tools Code “MAYO” for discount: https://www.runthesims.com/mayo Join Mayo Media Newsletter: https://mayomedia.substack.com/people/32468255-mayo-media SHOW INDEX 00:00 Intro 2:51 Tags 5:53 Week 3 Recap 30:08 Rookie QBs 39:12 Injuries 48:19 Waiver Wire RBs/Trades 59:42 Waiver Wire WRs 1:08:22 Streaming DSTs 1:11:36 MNF/Early Spreads

Greg Laurie Podcast
The Gifts that Keep on Giving | Sunday Message

Greg Laurie Podcast

Play Episode Listen Later Sep 26, 2021 42:04


SoCal Harvest is just a week away! Join us in person or online on Sunday, October 3. If you are a Christian, God has personally picked out gifts for you—we call them “the gifts of the Spirit.” And these are gifts you'll want to put to use! In this Sunday morning episode, Pastor Greg Laurie shows you how to use your gifts for the benefit of those around you. Listen in for the latest message from his series in Acts, The Upside Down Life. Notes Whatever gift God gives us is the right gift.  “Do not neglect the gift that is in you” (1 Timothy 4:14). The church exists for the exaltation of God, the edification of the saints, and the evangelization of the world (upward, inward, outward).  A unified church is a powerful witness to a divided world. 1. You are not all that and a bag of chips. 2. Whatever gift you have has been given to you by God. 3. We all have a part to play in the church with our spiritual gifts.    4. The gift of serving. 5. Others are called to teach the Word of God.  6. God has given some the gift of encouraging others! If we really love one another, we must speak the truth in love. Deposit a compliment before you make the withdrawal of a criticism.  We need teachers, and we need exhorters. 7. The gift of giving. “If it is giving, give generously” (Romans 12:8). 8. The gift of showing kindness and mercy.  We need to take some bold steps of faith and find and use our gifts!  Everyone has a role to play. You are never too small for God to use; only too big. The church is family, and you have a seat at the table. There is a place in God's family for you! God loves you, appreciates you, and notices you. God is not mad at you; God is mad about you! Scripture Reference 1 Corinthians 1:7 Ephesians 4:15 Acts 14:22 Hebrews 10:24–25 --- SoCal Harvest is back at Angel Stadium in Anaheim, CA. If you are in Southern California, make plans to join us. Learn more at https://harvest.org/socal-harvest-2021/.  This podcast is supported by the generosity of our Harvest Partners. Support the show: https://harvest.org/support See omnystudio.com/listener for privacy information.

Harvest: Greg Laurie Audio
The Gifts that Keep on Giving | Sunday Message

Harvest: Greg Laurie Audio

Play Episode Listen Later Sep 26, 2021 42:04


SoCal Harvest is just a week away! Join us in person or online on Sunday, October 3. If you are a Christian, God has personally picked out gifts for you—we call them “the gifts of the Spirit.” And these are gifts you'll want to put to use! In this Sunday morning episode, Pastor Greg Laurie shows you how to use your gifts for the benefit of those around you. Listen in for the latest message from his series in Acts, The Upside Down Life. Notes Whatever gift God gives us is the right gift.  “Do not neglect the gift that is in you” (1 Timothy 4:14). The church exists for the exaltation of God, the edification of the saints, and the evangelization of the world (upward, inward, outward).  A unified church is a powerful witness to a divided world. 1. You are not all that and a bag of chips. 2. Whatever gift you have has been given to you by God. 3. We all have a part to play in the church with our spiritual gifts.    4. The gift of serving. 5. Others are called to teach the Word of God.  6. God has given some the gift of encouraging others! If we really love one another, we must speak the truth in love. Deposit a compliment before you make the withdrawal of a criticism.  We need teachers, and we need exhorters. 7. The gift of giving. “If it is giving, give generously” (Romans 12:8). 8. The gift of showing kindness and mercy.  We need to take some bold steps of faith and find and use our gifts!  Everyone has a role to play. You are never too small for God to use; only too big. The church is family, and you have a seat at the table. There is a place in God's family for you! God loves you, appreciates you, and notices you. God is not mad at you; God is mad about you! Scripture Reference 1 Corinthians 1:7 Ephesians 4:15 Acts 14:22 Hebrews 10:24–25 --- SoCal Harvest is back at Angel Stadium in Anaheim, CA. If you are in Southern California, make plans to join us. Learn more at https://harvest.org/socal-harvest-2021/.  This podcast is supported by the generosity of our Harvest Partners. Support the show: https://harvest.org/support See omnystudio.com/listener for privacy information.

A New Beginning with Greg Laurie
The Gifts that Keep on Giving | Sunday Message

A New Beginning with Greg Laurie

Play Episode Listen Later Sep 26, 2021 42:04


SoCal Harvest is just a week away! Join us in person or online on Sunday, October 3. If you are a Christian, God has personally picked out gifts for you—we call them “the gifts of the Spirit.” And these are gifts you'll want to put to use! In this Sunday morning episode, Pastor Greg Laurie shows you how to use your gifts for the benefit of those around you. Listen in for the latest message from his series in Acts, The Upside Down Life. Notes Whatever gift God gives us is the right gift.  “Do not neglect the gift that is in you” (1 Timothy 4:14). The church exists for the exaltation of God, the edification of the saints, and the evangelization of the world (upward, inward, outward).  A unified church is a powerful witness to a divided world. 1. You are not all that and a bag of chips. 2. Whatever gift you have has been given to you by God. 3. We all have a part to play in the church with our spiritual gifts.    4. The gift of serving. 5. Others are called to teach the Word of God.  6. God has given some the gift of encouraging others! If we really love one another, we must speak the truth in love. Deposit a compliment before you make the withdrawal of a criticism.  We need teachers, and we need exhorters. 7. The gift of giving. “If it is giving, give generously” (Romans 12:8). 8. The gift of showing kindness and mercy.  We need to take some bold steps of faith and find and use our gifts!  Everyone has a role to play. You are never too small for God to use; only too big. The church is family, and you have a seat at the table. There is a place in God's family for you! God loves you, appreciates you, and notices you. God is not mad at you; God is mad about you! Scripture Reference 1 Corinthians 1:7 Ephesians 4:15 Acts 14:22 Hebrews 10:24–25 --- SoCal Harvest is back at Angel Stadium in Anaheim, CA. If you are in Southern California, make plans to join us. Learn more at https://harvest.org/socal-harvest-2021/.  This podcast is supported by the generosity of our Harvest Partners. Support the show: https://harvest.org/support See omnystudio.com/listener for privacy information.

Pat Mayo Experience
'21 Week 3 Ranks Update, Injuries, NFL Props

Pat Mayo Experience

Play Episode Listen Later Sep 25, 2021 23:06


Pat Mayo runs through his Prize Picks over under Fantasy Props in Week 3, before providing a Week 3 rankings update with the full list of NFL injuries before identifying the highest protected players on the Week 3 DraftKings main slate. NEW Depositors to PrizePicks.com can use code “MMNNFL” to unlock an exclusive Dak Prescott fantasy prop for Week 3 MNF. Deposit using code “”MMNNFL” and you'll get a match deposit up to $100 AND is you make a MNF entry, if Dak completes one pass or more you'll be credited $25. SO, the move is, Deposit $25 at PrizePicks.com. Use code “MMNNFL” to get your match bonus, then play a $25 MNF entry. If you lose, you'll still have $50, if you win, you'll get at least 3x your money depending on how many fantasy props are in your entry. It's free money, so you may as well do it. Also, you can still get into the MMN props contest by simply making a 5-pick entry (NO MNF PLAYERS) for $7.11. That amount qualifies it for the contest. Even if you don't think you can't catch up (you definitely can), take advantage of the bonus $50 given to anyone who plays an entry for $7.11 and gets all five picks correct. You'd get paid 10x for winning anyway, then another $50 bonus because you played an entry of $7.11. Seems like a good way to get 17s your money for a low investment. Perfect for anyone trying to build a bank roll. MMN Props Contest Leaderboard: https://docs.google.com/spreadsheets/d/16G_dcgKRkbEhkqP162gna9ThxPrJbez75b8XngP2c8Y/edit#gid=0 Get up to a $100 deposit match at Prize Picks (http://bit.ly/PrizePicksMMN​​​) using code "MMN" at sign up Week 3 Rankings Lists RB https://bit.ly/21W3RBs WR https://bit.ly/21W3WRranks QB https://bit.ly/21W3QBs TE/DST https://bit.ly/21W3TEDST Week 3 DraftKings PME Listener's League: https://bit.ly/21W3PMELLDK Sub to the Mayo Media Network: https://bit.ly/YTMMN NFL Stats & Tools Code “MAYO” for discount: https://www.runthesims.com/mayo NFL RESEARCH: https://youtu.be/YwfMLloiX1k How to Play NFL DraftKings, Strategy & Tips: https://youtu.be/pXkjPOwv5I4 #Week3 #FantasyFootball #Rankings INDEX 00:00 Intro 0:23 Bonuses 3:30 Week 3 Props 10:47 Week 3 RB Injuries and Rankings 14:33 Week 3 WR Injuries and Rankings 17:42 Week 3 QB/TE Injuries and Rankings 18:49 Week 3 DraftKings Ownership

Coffee With Brodes
9/24/21 - EAGLES COWBOYS!! PHILLIES COMEBACK & WIN AFTER BEING DOWN 6-0!!

Coffee With Brodes

Play Episode Listen Later Sep 24, 2021 55:26


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: EAGLES COWBOYS!! PHILLIES COMEBACK & WIN AFTER BEING DOWN 6-0!! Check Out Our Sponsors! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
9/23/21 - PHILLIES HOLD ON TO WIN 2 OF 3 vs ORIOLES!! EAGLES COWBOYS!! BEN SIMMONS!!

Coffee With Brodes

Play Episode Listen Later Sep 23, 2021 57:12


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: PHILLIES HOLD ON TO WIN 2 OF 3 vs ORIOLES!! EAGLES COWBOYS!! BEN SIMMONS!! WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Coffee With Brodes
JT REALMUTO WALK OFF TRIPLE IN PHILLIES WIN!! BEN SIMMONS & THE SIXERS DRAMA

Coffee With Brodes

Play Episode Listen Later Sep 22, 2021 54:27


Listen LIVE weekday mornings on Youtube from 9AM-10AM! Here is the podcasted version where Brodes discusses: JT REALMUTO WALK OFF TRIPLE IN PHILLIES WIN!! BEN SIMMONS & THE SIXERS DRAMA WinView: https://Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Don't F**king Worry About It

Enjoy  Episode 39!!! You can find all of our socials by clicking on our website link and scrolling to the bottom, You can also buy our new merch on our website by clicking Catalog!! If you'd like to support us and become a patron, the link is at the bottom of what you are reading right now.Gmail- dfwai.podcast@gmail.comWebsite- https://dfwaipodcast.com/Support the show and become a patreon! https://www.patreon.com/DFWAIpodcastSupport the show (https://www.patreon.com/DFWAIpodcast)

Coffee With Brodes
9/21/21 - PHILLIES SHUTOUT 2-0 BY THE ORIOLES!!! More on the Eagles 49ers Game!

Coffee With Brodes

Play Episode Listen Later Sep 21, 2021 54:35


Listen LIVE weekday mornings on Youtube, Twitter, and Twitch from 9AM-10AM! Here is the podcasted version where Brodes discusses: PHILLIES SHUTOUT 2-0 BY THE ORIOLES!!! More on the Eagles 49ers Game! WinView: Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The Dana & Parks Podcast
Apparently the safe deposit box isn't so safe. Hour 3 9/20/2021

The Dana & Parks Podcast

Play Episode Listen Later Sep 20, 2021 33:42


See omnystudio.com/listener for privacy information.

Coffee With Brodes
9/20/21 - Eagles 49ers, What Went Wrong? Nick Sirianni & Jalen Hurts Went Backwards?

Coffee With Brodes

Play Episode Listen Later Sep 20, 2021 57:05


Eagles 49ers, What Went Wrong? Nick Sirianni & Jalen Hurts Went Backwards? Bryce Harper MVP! Check Out My Sponsors! WinView: Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. Orbit Energy & Power: www.orbitenergy.us or Call (800) 836-3987. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Astrological Intentions
165 | Libra Season & Full Moon in Pisces

Astrological Intentions

Play Episode Listen Later Sep 20, 2021 39:11


In the Transits: Mon, Sep 20 Mercury trine Jupiter: Write Your Fairytale Mon, Sep 20 Full Moon in Pisces: At Sundown Wed, Sep 22 Mercury square Pluto Rx: With or Without You Wed, Sep 22 Sun ingress Libra: Libra Season/Fall Equinox Thu, Sep 23 Venus opposing Uranus Rx: Speak Up Sat, Sep 25 Mars trine Saturn Rx: Appears a Prince Mon, Sep 27 Mercury stations Rx: Reflect on Relationships (Central Time for all dates & times) Talisman Times: FINISHED:   Fri, Sep 17 To convey Good Spirit as my asset.  UPCOMING: Fri, Sep 24 To gain income through connections.   SOLD OUT! TALISMAN OF THE MONTH - To be surrounded by happiness and love. $222 https://intentionbeads.com/collections/talisman-of-the-month   AVAILABLE NOW - Jupiter in Pisces Talisman Workshop https://intentionbeads.com/products/jupiter-in-pisces-talisman-ceremony AVAILABLE NOW - Your Solar Powered Year Webinar https://intentionbeads.com/products/online-sun-transit-webinar SPECIAL OFFER FOR THE SOLAR RETURN? On the Horizon WATCH NOW September Astrology Forecast (Facebook LIVE) https://intentionbeads.com/blogs/news/september-2021-astrology-forecast DOWNLOAD NOWhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet 1 SPACE LEFT! January 1- January 8 Mexico Retreat with SandyMore Info/Survey: https://mailchi.mp/intentionbeads/mexico-2022-feedback-866406 Deposit: https://intentionbeads.com/products/retreat-deposit?variant=13539117596707 October 2 October Astrology Forecast (Facebook LIVE) https://fb.me/e/2wie25lSECOMING SOONhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet October 16- 22  7-Day Intention ChallengeBe the first to know when sign-up begins: http://eepurl.com/cuC2KL (Central Time for all dates & times) Our House: Sandy bids Alex farewell and fair waters as she sets sail to Maine! Listen in as Sandy give her favorite things to do while in Maine. 

Coffee With Brodes
9/17/21 - Bryce Harper MVP, Eagles 49ers Sunday, & the Giants Loss!! Hahahaha!

Coffee With Brodes

Play Episode Listen Later Sep 17, 2021 57:22


CWB - Bryce Harper MVP, Eagles 49ers Sunday, & the Giants Loss!! Hahahaha! WinView: Winview.tv/brodes NEW USERS: First-time deposit bonus of up to $200. Play your first $20 risk free ● Deposit and spend your first $20 and they'll match it. ● REFERRAL BONUS: Have a friend use your referral code and after they deposit and spend $10, you'll get $10 added to your wallet. BETQL DISCOUNT CODE: Use the following link: https://try.betql.co/brodes/ and enter the discount code BRODES for 25% off any subscription offering at BetQL. Make sure to check out BetQL's Sportsbook Sign Up Offers page at the following link: https://affiliate.betql.co/offers You may be eligible to claim free bonus or risk free offers upon signing up at your choice of multiple Sportsbooks. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Finance & Fury Podcast
What are the best ways to save for a home deposit?

Finance & Fury Podcast

Play Episode Listen Later Sep 13, 2021 22:28


Welcome to Finance and Fury – For this week's episode we are answering a question from listener David – surrounding some options to save for a home deposit “The conventional wisdom is to save for, say, a home deposit in a bank account with as high as possible interest rate. However, recently it seems house prices are rising quicker than I can save, and interest rates are lower than CPI. If my goal is to have a sufficient deposit in ~3 years' time, what are your thoughts in keeping savings in a conservative (or even higher risk?) mutual fund instead? Wouldn't a low-risk fund be less risky than cash during an inflationary period?” This is a great question – and brings up an important point – is the long term conventional wisdom on saving for a home deposit in cash no longer wisdom but a horrible idea? Especially in the current economic environment where your cash savings are earning a negative return in real terms when accounting for inflation – so let's have a look at this and look at some alternatives Historically - that conventional wisdom of saving for a home deposit in cash has been ingrained in the deposit saving strategy – and for a very good reason – that reason has been due to volatility in the short term – why take any risk on your savings if you can generate 4-5% p.a. in interest returns and inflation is only 2%? However – if you are getting 0% interest return and inflation is 3% - does this sound like a good idea? Also – home prices have been booming since interest rates have declined, with 2- or 3-year fixed rates being in the high 1% range – this has fuelled increases in prices which are beyond what cash can provide With home prices increasing and no returns on cash savings – you need to constantly save more and more to make up the short falls Example – want to buy a $550,000 home – need $110k as a deposit – plus $10,600 for stamp duty Say it will take you 4 years to save for this – but in this time property prices go up by 15% - same property is now worth $632,500 Now you need $ in deposit and $14,300 in stamp duty – this is a further $16.5k in deposit and $3.7k in stamp duty – so this may take you a further 6 to 12 months to save for – in which time property prices can go up even further So what do you do? Just keep saving more, or look at investing these funds in the hope of getting a decent return? This is a very important question – due to this increase in price of property and the opportunity cost of keeping funds in cash – are there better alternatives? The issue with using savings to invest into growth assets, such as shares, especially with the aim that these funds increase in value in the short term, is that this is investing purely based around hope – and that hope is that the invested funds increase at a greater rate than a savings account can provide by the time you need to use the funds The irony is that these days a savings account will likely provide you a 0% return in nominal terms = a negative return when accounting for inflation and the price increase of property This leaves savers in a horrible position – either save more to minimise the short fall or – invest funds in assets that can provide an above property price growth level of return But this investment needs to help balance any risks – especially in the short term What are some alternatives to saving in cash? Let us look at a Conservative investment fund – Conservative funds are those that have the majority of their allocation in defensive investments Their allocation is normally a majority of FI assets and some cash – with a smaller allocation to shares – both Aus and Int to help generate some growth returns The aim of these funds is to normally get a return of a few percentages above cash rates As an example – there is the Vanguard conservative index fund – either in ETF or managed fund versions The comparative returns of this fund have been good – especially when compared to cash – Cash returns over the past 3 years on average has provided 1% p.a. which is far below most peoples target when incomes to achieving a savings rate How has the conservative fund performed? Over the past 3 years it has provided a return of 6.5% = 4.5% of this has been income with around 2% being capital growth Looking even further out – you have the 5-year average returns of 5.54% – the income return has been 4.75% and growth has been around 0.68% In hindsight – and as a comparative tool – investing funds in the vanguard Conservative ETF would have provided additional capacity to save than pure saving funds in cash – but investing Is always perfect in hindsight Conservative fund has around 62% in FI and 8% in cash – total of 70% defensive – then has 18% International shares and 12% Australian shares – this significantly reduces its volatility when markets take a downturn Look at volatility – Looking back over time – Drawdown analysis - What happened in GFC? – In 2008 – fund lost 2.5% - but then had a total drawdown of 10% by 2009 Recently had a drawdown in 2020 of 7.5% - but thanks to markets recovering it didn't stay there for too long The average larger drawdown beyond the two outliers has been about 2.5% when the market does down (has occurred 5 over the past 18 years) Rolling return periods – 1 year rolling returns – there was a 2 year period where the returns were around -5% - if you invested in 2008 then by 2010 you would have not made any returns Conservative funds – high allocation to bonds and cash – allocation to shares as well – Compare the opportunity costs for savings between getting 0% and 5% - based around historical returns a conservative fund would have worked better But what about looking forward – everything in hindsight is a fantastic strategy – but how would this form of conservative investment fair if interest rates were to rise – Likely not well – given the make up of the funds is 62% fixed interest – this asset class would likely suffer in pricing if interest rates rise – It invests in index funds – the index of bonds is many large countries Government bonds - due to the size of debts that governments have issued on fixed interest These bonds have QE propping up demand for the bonds – but if interest rates need to go up due to inflation concerns, and the liquidity dries up in response, what happens to the bond market? Pricing of a bond – every bond is issued with a fixed coupon – often that of the interbank cash rate of the nation Say interest rates of Aus go back to 1% - would you buy a bond for $100 if it was only paying 0.1%? Likely not, as you may want to save funds in the bank and get 1%, or close to it – so what has to happen to bonds in response to incentivise investors? The price of the bond needs to drop – if it is 10 years out from maturity, the price of the bond would be $91 – if were a 30 year bond, the price would be $77 – remember each of these bonds would have a current price very close to their face value = a potential loss of 10-20% Therefore, cash may actually provide a better return in the short term than a conservative fund – which in this time period may likely have a near 0% if not negative return. As over the last few quarters – the aggregate bond index can decline by about 0.8% if fears of inflation and interest rate increases are priced in The flip side of this – if interest rates were to increase, property prices may stagnate or even start to decline – this would mean you need less in savings to afford the same home – but it would also mean that you likely have less in a conservative fund Alternative options – if you are a first-time home buyer ­– you may have some better alternatives than saving in personal funds First home SSS – Using superannuation is a viable strategy in most situations, even though it can be a little restrictive. It essentially allows for larger savings through the reduction in total tax paid on the level of savings (through not receiving it as a taxable income). How it works: From 1 July 2017, individuals can make voluntary contributions of up to $15,000 per year and $30,000 in total, to their superannuation account to purchase a first home. Pre tax conts. – Taxed at 15%, along with deemed earnings, can be withdrawn for a deposit. Done through employer – Salary sacrifice – rather than saving personally Self employed – Can still do and claim a deduction on personal conts later Must remain within concessional (pretax) cap of $27,500 – this means that whatever your employer puts in, plus your SS needs to be below $27,500 Withdrawals will be taxed at marginal tax rates less a 30 per cent offset and allowed from 1 July 2018. Amount of withdrawal = Net contribution plus deemed return (90 day bank bill plus 3%) 3.1% currently – will change as the RBA cash rate changes Who is eligible - You can start making super contributions from any age. However, you must be 18 years old or older to request a determination or a release of amounts under the FHSS scheme. Also, you must have: never owned property in Australia – this includes an investment property, vacant land, commercial property - Eligibility is assessed on an individual basis. This means that couples can each access their own eligible FHSS contributions to purchase the same property. If any of you have previously owned a home, it will not stop anyone else who is eligible from applying.   Examples and looking at a comparison - Individual earning - $60,000 a year (or anyone earning between $45k-$120k for a rate of 34.5% including the Medicare levy) – Never bought a home before They direct $10,000 of pre-tax income into superannuation increasing her balance by $8,500 (after 15% tax) Continue for 3 years – Contribute up to $30k in total Withdraw $26,700 Net contributions of $25,500 Plus deemed earnings on those contributions (3.1%) each year the funds were sitting there Withdrawal tax of MTR (34.5% inc Medicare levy) minus 30% offset $1,202 in tax paid Net withdrawal - $25,500 $5,850 more than if saved personally in cash ($11,700 more if you are a couple than if you were saving these funds personally) Now – if you had invested your net income at the same rate in the Vanguard fund – left with $20,955 – so even at a higher earnings rate of 6.5% - the FHSSS would have provided a better result This scheme has two things working for it – First is that the returns are guaranteed – regardless of what your super does, the deemed earnings will be the RBA cash rate plus 3% The downside to this is that if your superannuation does decline, then you are withdrawing a larger lump sum whist the account value may be down – as an example, your net contributed amount may lose 10%, but you would still be withdrawing an amount as if it had earnt the 3.1% p.a.) Secondly – it is tax effective – the saving of funds through superannuation allows you to save some additional funds through reduce your tax burden The downside is that a maximum of $30,000 can be put towards this, which after tax is $25,500 – or $51k for a combined couple – Given that property is rather expensive – this may get you half of the way towards a deposit for the average home in some major cities, excluding Sydney or Melbourne   This leaves the option of continuing to save either in cash or looking at an alternative option – such as investing in a conservative ETF – Monthly investing into a conservative fund – The longer the timeframe, the better – If you are 10+ years away from a deposit, then you can look at something higher growth In the end – it is impossible to say what will provide you with the best return in the short term – i.e. 3 years – as nobody knows the future But over longer periods of time, statistics and averages start to play a bigger role I hope this helps to clarify things. Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/

Astrological Intentions
164 | Venus square Saturn, Relationships Stuck?

Astrological Intentions

Play Episode Listen Later Sep 13, 2021 55:35


In the Transits: Tue, Sep 14 Sun opposing Neptune: Watch Your Step Tue, Sep 14 Mars ingress Libra: He's Now in Detriment Thu, Sep 16 Sun trine Pluto Rx: An Alert for Us⇩ Sandy's Astrological Interest Day ⇩ Fri, Sep 17 Venus square Saturn: Rapunzel (Central Time for all dates & times) Talisman Times: FINISHED:   Wed, Sep 8 To write worthy content to increase sales. Thu, Sep 9 To be gentle, diplomatic, and magnetic. Thu, Sep 9 To day is a wonderful day. UPCOMING: Fri, Sep 17 To convey Good Spirit as my asset.    SOLD OUT! TALISMAN OF THE MONTH - To be surrounded by happiness and love. $222 https://intentionbeads.com/collections/talisman-of-the-month AVAILABLE NOW - Your Solar Powered Year Webinar https://intentionbeads.com/products/online-sun-transit-webinar On the Horizon WATCH NOW September Astrology Forecast (Facebook LIVE) https://intentionbeads.com/blogs/news/september-2021-astrology-forecast DOWNLOAD NOWhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet 1 SPACE LEFT! January 1- January 8 Mexico Retreat with SandyMore Info/Survey: https://mailchi.mp/intentionbeads/mexico-2022-feedback-866406 Deposit: https://intentionbeads.com/products/retreat-deposit?variant=13539117596707 October 2 October Astrology Forecast (Facebook LIVE) https://fb.me/e/2wie25lSECOMING SOONhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet (Central Time for all dates & times) Our House: Sandy is surprising Alex with the topic! What is it? Listen until the end of the episode!

Football Attic
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Football Attic

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

Football Is Family
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Football Is Family

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

The Football History Dude
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

The Football History Dude

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

Pro Football in the 1970s
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Pro Football in the 1970s

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

Football Attic
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Football Attic

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

The Football History Dude
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

The Football History Dude

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

Pro Football in the 1970s
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Pro Football in the 1970s

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

Football Is Family
ThriveFantasy (Official SHN Sponsor) - Interview With The Founder - Adam Weinstein - SHN Showcase

Football Is Family

Play Episode Listen Later Sep 8, 2021 17:46


The Sports History Network is a proud partner of https://www.thrivefantasy.com/?promo=SHN (ThriveFantasy) - a Daily Fantasy Sports and Esports app for Player Props. With https://www.thrivefantasy.com/?promo=SHN (Thrive), you can eliminate the countless hours of research and focus on only the top-tier athletes that have the biggest impact on the game. Choose 10 out of the 20 available player props to build your lineup. each prop is assigned a fantasy value for both the Over and the Under, based on how likely it is to hit. Hit the most props and rack up the most points to win a share of the prize pool. https://www.thrivefantasy.com/?promo=SHN (Thrive )has over $140,000 guaranteed in prizes for NFL Week 1 and has awarded over $4 million. Thrive's featured $100k guaranteed contest is $20 to enter and first place takes home $20k! (Through the special Sports History Network code, you get a free entry into this contest). But there's more: Use this link or the promo code SHN when you sign up today and you will receive an instant 100% match up to $100. Deposit a minimum of $50 and you earn a free ticket to the NFL Thursday Night $20k tournament and Week 1 NFL $100k tournament (that's a $40 value). https://www.thrivefantasy.com/?promo=SHN (THRIVEFANTASY Link) Even More: Enter the giveaway to score a https://sportshistorynetwork.com/thrive (ThriveFantasy Swag Bag here.) Support this podcast

The Untrapped Podcast With Keith Kalfas
Why You Should Always Collect A Deposit in Your Landscaping Business

The Untrapped Podcast With Keith Kalfas

Play Episode Listen Later Sep 6, 2021 9:51


Astrological Intentions
163 | New Moon in Virgo- Favorite Day of the Month!

Astrological Intentions

Play Episode Listen Later Sep 6, 2021 50:31


In the Transits: ⇩ Sandy's Favorite Day ⇩ Mon, Sep 6 Mars trine Pluto: Moving in the Right Direction Mon, Sep 6 Venus trine Jupiter: Best Aspect for Them Mon, Sep 6 New Moon in Virgo: Heated Changes Mon, Sep 6 Sun trine Uranus: Dial Up! Tue, Sep 7 Mercury in Shadow: Pay Special Attention Fri, Sep 10 Venus ingress Scorpio: In Her Detriment  (Central Time for all dates & times)   View the Full Description and links, please visit: www.intentionbeads.com/podcast Talisman Times: FINISHED:   Thu, Sep 2 To stimulate others with kind words. Sat, Sep 4 To become the artist that I am. Sat, Sep 4 To find satisfying and enriching nourishment.  Sun, Sep 5 To repay a loan. UPCOMING: Wed, Sep 8 To write worthy content to increase sales. Thu, Sep 9 To be gentle, diplomatic, and magnetic. Thu, Sep 9 Today is a wonderful day.   TALISMAN OF THE MONTH - To be surrounded by happiness and love. $222 https://intentionbeads.com/collections/talisman-of-the-month   AVAILABLE NOW - Jupiter in Pisces Talisman Workshop https://intentionbeads.com/products/jupiter-in-pisces-talisman-ceremony  On the Horizon WATCH NOW September Astrology Forecast (Facebook LIVE) https://intentionbeads.com/blogs/news/september-2021-astrology-forecast DOWNLOAD NOWhttps://intentionbeads.com/products/sandy-susans-astrology-date-cheat-sheet 1 SPACE LEFT! January 1- January 8 Mexico Retreat with SandyMore Info/Survey: https://mailchi.mp/intentionbeads/mexico-2022-feedback-866406 Deposit: https://intentionbeads.com/products/retreat-deposit?variant=13539117596707 *DATE CORRECTION* October 2 October Astrology Forecast (Facebook LIVE) https://fb.me/e/2wie25lSE (Central Time for all dates & times) Our House: Sandy and Alex came across an interesting article that listed the 18 reasons people were executed for witchcraft. Tune in the results will shock you!