Podcasts about fundamentals

If you want to get something done, call a busy person. I think in Romans 16 that was Phoebe - a woman who loved to serve and got things done. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

I've had this PDF sitting in my resource library since 2021, and when I went back to read it for this episode, it made me smile, because every single thing in it still holds up. Fundamentals are fundamentals for a reason. In this episode, I'm walking you through the core sales principles from my Essential Lessons PDF, and breaking down why most travel advisors are still getting these wrong today. We're covering: Inquiry vs. comment: why you keep getting "ghosted" (hint: it wasn't a real lead) Why forms are quietly killing your conversions Why consultations are your single biggest sales superpower How to handle objections without freezing up Money mindset and why your client's budget is none of your business These aren't trends. They're fundamentals. And they work. Links mentioned: Download the Essential Lessons PDF: Essential Lessons PDF Join the waitlist for upcoming workshops: Workshop Waitlist Idea to Sold Out Groups Workshop: Groups Workshop Travel Advisor Success Studio: TASS Link

Our sister Phoebe, who we read about in Romans 16, is near and dear to my heart. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Episode OverviewIn this Casting Angles episode of The Articulate Fly, Master Casting Instructor Mac Brown of Mac Brown Fly Fish joins host Marvin Cash for a focused deep-dive into the reach mend — one of fly fishing's most foundational presentation tools, and one Mac argues has been quietly undervalued since Doug Swisher introduced it to American fly fishing in 1971. The conversation serves as both a how-to for beginners and a useful recalibration for intermediate anglers who have been fishing without it.Mac traces the technique to Swisher's landmark book Selective Trout, which he first read at age eight from his grandfather's copy and considers among the most significant contributions to the sport in the last hundred years. He breaks the reach mend down from first principles, distinguishing it clearly from the more complex reach cast: after the casting stroke is complete and the line is still in the air, the angler simply reaches the rod tip to the side, positioning the fly line upstream or downstream of the fly — a movement accessible to complete beginners that can transform a fleeting drift into a long, uninterrupted float with the fly line entirely out of the fish's window.Mac covers the reach mend across multiple real-world scenarios: cross-current presentations through mixed seams, straight upstream casts where the line would otherwise land across holding fish, and long downstream drifts on technical tailwaters. The episode also covers slipping line during a reach mend to extend presentation distance, and the drag-and-drop technique — casting well upstream and beyond a riser, lifting the rod tip to position the fly laterally, then tracking the rod downstream to drop the fly cleanly into the feeding lane. Marvin adds an important tactical counterpoint: a downstream mend can also be used to intentionally accelerate a streamer across a seam to trigger a reaction strike.Key TakeawaysHow a post-cast reach mend positions your fly line upstream and away from rising trout, turning a brief drift into a long, drag-free float that beginners can execute immediately after learning the conceptWhy the reach mend is fundamentally different from the reach cast — and why mastering the mend first removes the biggest barrier to consistent presentation for anglers at any levelWhen to slip line during a reach mend to extend presentation distance, without sacrificing accuracy or drag controlHow to execute the drag-and-drop technique — casting upstream and beyond a riser, lifting into position, then tracking the rod downstream — to drop a fly into a feeding lane without lining the fish or precision accuracyWhy a downstream mend can intentionally induce drag to accelerate a streamer across a current seam when you want to trigger a reaction strike rather than a drag-free driftTechniques & Gear CoveredThe episode is devoted entirely to the reach mend and its related techniques, with Mac Brown providing a conceptual framework grounded in Swisher's Selective Trout and decades of guide school instruction. The core technique is the post-cast reach mend: after stopping the cast, and while the line is still unrolling, the angler reaches the rod tip to the upstream side to buy a drag-free window of time before the current grabs the fly line. This applies across presentation types — cross-stream casts through mixed currents, straight upstream casts where the line would otherwise fall on the fish, and long downstream presentations where only the fly should appear in the fish's window. Mac also covers the drag-and-drop approach, in which the angler lifts the fly line into position from an upstream-and-beyond cast, then tracks the rod downstream to lower the fly softly into the target lane without a direct presentation over the fish. Slipping line during the mend is discussed as a tool to extend reach. Marvin adds that the downstream mend inverts this logic for streamer fishing, using intentional drag to accelerate the fly across seams and trigger reaction strikes.FAQ / Key Questions AnsweredWhat is a reach mend and how does it differ from a reach cast?A reach mend is a post-cast rod movement: after the casting stroke stops and the line is still unrolling in the air, the angler reaches the rod tip to the side — upstream or downstream — to position the fly line away from the target zone. The result is that only the fly (and not the line) enters the fish's window. In the case of an upstream reach mend, this technique also buys several seconds of drag-free drift before current tension catches up. A reach cast, by contrast, incorporates that lateral rod movement during the casting stroke itself, making it significantly more complex. Mac recommends learning the reach mend first because anyone — including complete beginners — can execute it immediately, and it delivers most of the same drag-control benefits.How do you execute a reach mend when fishing across mixed currents?In a cross-stream scenario with fast water between you and a slower holding lie, reach the rod tip upstream immediately after the cast stops — before the faster current grabs the fly line and creates drag. This buys enough time for the fly to drift naturally through the slow water without the line bellying downstream and pulling the fly across current.What is the drag-and-drop technique and when does it help for rising trout?The drag-and-drop lets you place a fly in a precise feeding lane without casting directly over the fish or precisely on target. You cast upstream and beyond the target, lift the fly line into lateral position, then track the rod downstream to lower the fly smoothly into the lane — all without the line or fly landing on top of the fish. This is especially useful during Sulphur and BWO hatches on tailwaters like the Watauga and South Holston, where fish are locked into tight feeding lanes and a fly dropped directly on the snout or with line overhead typically produces refusals or spooks. Mac notes that even a beginner can execute this with basic skills, and that you don't need the precision of an elite competition caster to make this technique work consistently.How does slipping line change the outcome of a reach mend?When you pinch the line during a reach mend, the fly lands closer than the initial cast would have carried it. When you slip line — releasing extra line during the mend — the fly travels further from you, extending presentation distance. Mac describes slipping line as the right tool when the holding lie or rising fish is farther out, allowing you to cover more water with the same mend without sacrificing drift quality.When should you mend downstream to induce drag rather than upstream to prevent it?A downstream mend is the right choice when you want to accelerate the fly, not slow it. Marvin notes that when fishing streamers across a current seam — particularly when you want the fly to zip past a rock, undercut bank, or holding spot — mending downstream puts intentional drag on the line, pulling the fly faster across the seam and triggering a reaction strike. This is the same basic principle as the upstream mend, just applied in reverse: instead of buying drift time, you're borrowing speed from the current.Related ContentS7, Ep 60 - Mastering the Drift: Technical Trout Tactics for Summer Success with Mac BrownS6, Ep 93 - Terrestrials, Drift and Teaching the Next Generation with Mac BrownS7, Ep 20 - Practice Makes Perfect: Mac Brown on Mastering Casting TechniquesS7, Ep 16 - Simplifying Complexity: Effective Teaching Strategies in Fly Fishing with Mac BrownS8, Ep 21 - Casting into Spring: Mac Brown Discusses Wild Trout Fishing and Upcoming ClassesConnect with Our GuestFollow Mac on Facebook, Instagram and Twitter.Follow the ShowFollow The Articulate Fly on Facebook, Instagram, Threads and YouTube.Follow our

In Romans chapter 16 we read about Phoebe who is described as a "servant of the church." ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

In Romans chapter 16 we read about Phoebe. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Legal Docket on rejecting a federal gun ban for drug users, Moneybeat on Kevin Warsh's first meeting as Federal Reserve chairman, and History Book on the history, myth, and memory of the Liberty Bell. Plus, the Monday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Dordt University, where the MSN–Family Nurse Practitioner program prepares nurses for Christ-centered, family-focused care. Dordt.eduAnd from Ridge Haven Camp and Retreat Centers in North Carolina and Iowa. Fall Registration now open at ridgehaven.org

Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's "Forward Guidance" https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis

270 | Nicolas Schell ist ein Pionier für GTM-Engineering - mit AI-Tools automatisiert er ganze Vertriebs-Teams.Mach das 1-minütige Quiz und finde eine Geschäftsidee, die zu dir passt: digitaleoptimisten.de/quiz.So erreichst du uns:Sprachnachricht senden: https://www.speakpipe.com/digitaleoptimistenEmail schreiben: alexander@digitaleoptimisten.deLearningsGo-to-market-Engineering: Vier SchritteDas Go-to-market-Engineering-Playbook besteht aus vier Schritten: ICP definieren, TAM mappen, Kontaktdaten der Entscheider finden und Cold Outreach planen. Nico erklärt diese Struktur explizit im Gespräch als Kernprozess des GTM-Engineerings. Die klare Abfolge macht GTM-operativ umsetzbar und messbar, statt vage zu bleiben.ICP und datengetriebene ZielgruppenDer ICP wird datengetrieben definiert, indem man das Problem des Kunden sichtbar macht und analysiert, in welcher Situation er es hat. Für die Longlist nutzt Scalantech Northdata, Google Maps Scraping (Epi-Fi) und Datenbanken wie AI Arc; dabei wird ein Pareto-Ansatz verwendet, um die 20% der Kunden zu finden, die 80% des Umsatzes ausmachen. In der Fallstudie Seven Senders erzielte man 10% Antwortrate per E-Mail, 25% per LinkedIn und 38 Meetings in zwei Monaten, was die Wirksamkeit datengetriebener Zielgruppenauswahl belegt.Natürliche Nachricht statt KI-MassenoutreachManuell erstellte Outreach-Nachrichten werden anschließend mit KI-gestützten Anpassungen personalisiert; vollständige KI-Generierung lehnt Nico ab. Der Fokus liegt darauf, dass die Ansprache natürlich wirkt, fast wie eine Nachricht an einen Kumpel, statt wie eine Standard-Sales-Nachricht. Obwohl Trigger-Hacks funktionieren können, bleiben Fundamentals wie gute Liste, Personalisierung und solides Angebot entscheidend.Hypothese: Services als SoftwareHypothese: Die Zukunft gehört Services as software; Unternehmen setzen KI-Agenten ein, um Services zu automatisieren; die nächste Trillion-Dollar-Firma könnte eine Softwarefirma sein, die sich als Servicesfirma maskiert. Zukunftsgespräche sehen auch produktisierte Services und AI-Agenten pro Kunde vor; eine konkrete Idee ist eine Go-to-Market-Engineering-School kombiniert mit einer Headhunting-Agentur für AI-Engineers.KeywordsGTM Engineering, Go-to-Market Engineering, Vertriebsautomatisierung, KI im Vertrieb, Sales Automation, B2B Vertrieb, Kaltakquise, Cold Outreach, Leadgenerierung, NeukundengewinnungClay, Lemlist, n8n, Claude Code, Apollo, Northdata, AI Arc, InstantlyKI ersetzt Jobs, AI SDR, KI Vertriebler, Services as Software, Vertrieb der Zukunft, Sales mit KI, Automatisierung MittelstandVertriebsteam durch KI ersetzen, Cold Outreach personalisieren, ICP definieren, B2B Leadliste erstellen, Outreach Antwortrate erhöhenNicolas Schell, Scalantech, Digitale Optimisten

I'm reading in the last chapter of the book of Romans. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Recorded June 20, 2026 - 954554If you like the show and want to support us, you can stream sats by listening with any podcasting 2.0 app.Follow Rock Paper Bitcoin on Nostr & XFollow Business Cat on Nostr & XFollow Fundamentals on Nostr & XWebsite || rockpaperbitcoin.fm ||Merch || Rocky Ridge Supply ||Comms || Telegram Group ||THANK YOU for listening, dear listener

Send Me A Text Message I would love to know where you are listening to me from!!Had a brilliant time playing at Hiddenbrooke again with JR but my fundamentals were highly lacking.  Waiting for someone in the gallery to yell “GO BREAK A LOCKER!” At the US Open.   Thanks for listening. GO SCOTTIE SCHEFFLER!!! #keepyourheaddown Support the showSponsored by : KEEP YOUR HEAD DOWN.  Don Burns at KTWV.  The Wave  Flo with Progressive Winco Foods The Knackered Golf Emporium on Route 77 in Hickman.  AIGPFThe Association for Independent Golf Practice Facilities.  #theknackeredgolfistpodcast@theknackeredgolfistCheck out The Knackered Golfist on YouTubehttps://www.youtube.com/@TheKnackeredGolfistOughton's Golf Repairhttps://oughtonsgolf.com/Thank a Veteran Today!!https://www.pgareach.org/services/militaryThe Observant Ear Radio Network GOD Bless You!!

We continue our study in Romans chapter 8, talking about the flesh and the Spirit. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

You Didn't Get SpaceX? Don't Worry, There Are Other Mega IPOs Coming You may feel like everyone got into SpaceX except you, and now you're wondering: Should I buy shares today? Is there something better coming next? The reality is that several other massive IPOs could be coming sooner than many investors realize. At the top of the list are OpenAI, with an estimated valuation of $852 billion, Anthropic, with an estimated valuation of $965 billion, Stripe, with an estimated valuation of $159 billion, and Databricks, with an estimated valuation of $134 billion. Before you get too excited about these potential offerings, or beat yourself up for missing SpaceX, consider what the historical data tells us. Research examining 1,724 U.S. IPOs between 2011 and 2024 found that the average IPO gained approximately 23% on its first day of trading. However, over the following three years, those same IPOs underperformed the broader market by an average of 25 percentage points. The study also found that since 1980, companies coming public with at least $100 million in annual sales and a price-to-sales ratio above 40 experienced an average decline of 45% from their first-day closing price. For current SpaceX shareholders, there could still be a near-term catalyst. Under Nasdaq's fast-entry rules, newly public companies can become eligible for inclusion in the Nasdaq-100 after just 15 trading days. However, both the S&P 500 and the Dow Jones indexes currently maintain a 12-month waiting period before new companies become eligible for inclusion. If your appetite for risk remains high, you'll likely have opportunities to speculate on OpenAI, Anthropic, Databricks, and other AI-related companies when they eventually go public. But an interesting question remains: When these AI giants hit the public markets, will investors who bought SpaceX at the IPO decide to sell some of their shares and rotate into the next hot AI opportunity? There are plenty of unanswered questions, which is exactly why we prefer not to invest based on hype, headlines, or fear of missing out. Instead, we focus on financial fundamentals, valuation, cash flow, and long-term business quality. Exciting stories can drive prices higher for a while, but over time, fundamentals tend to matter most.   What Can the Nifty Fifty and Tech Bubble Teach Us About Today's Market? Every market cycle has a story. In the early 1970s it was the "Nifty Fifty." In the late 1990s it was the internet and technology boom. Today it is artificial intelligence. The late 1990s we saw the technology boom where the internet was a revolutionary innovation that truly changed the world. Investors were correct about the technology but wrong about what they should pay for it. Companies with little revenue and no profits traded at astronomical valuations. The Nasdaq saw a five-fold increase between 1995 and early 2000. When the bubble burst, the fallout was severe. The Nasdaq ultimately lost almost 80% of its value. Hundreds of companies disappeared. Even industry leaders such as Cisco, Intel, and Microsoft experienced stock declines of 50% to 90%. Many investors assumed technology would continue growing forever and overlooked the simple fact that stock prices had already discounted years of future success. After peaking in March 2000, it took over 15 years for the Nasdaq to reclaim its previous high in April 2015. Often times I hear people say this time is different because unlike many internet companies in 2000, today's AI leaders are highly profitable businesses generating enormous cash flow. So, let's take a look at the Nifty Fifty as another, maybe more similar example. The Nifty Fifty era was built around the belief that a small group of dominant companies were so good that valuation no longer mattered. Investors piled into stocks such as Coca-Cola, IBM, Xerox, Polaroid, McDonald's, Sears and others. These companies were viewed as "one-decision stocks “buy them and never sell them. Investors would make excuses for the valuations because the businesses were strong. Through 1972, these firms averaged 22% annual earnings growth over the previous five-year period and had great profitability with an average return on equity over 22%. The problem was as enthusiasm grew, valuations expanded dramatically, with many trading at 40 to 60 times earnings despite an economy growing much slower. Then reality arrived. The 1973-74 bear market combined with inflation, rising interest rates, and an economic recession caused many of these stocks to fall 50% to 80%. The S&P 500 fell over 14% in 1973 and more than 26% in 1974. Most of the companies survived and remained successful businesses, but investors who paid excessive prices often waited a decade or longer to earn satisfactory returns. Today's AI boom has similarities to both periods. Like the Nifty Fifty, investors are concentrating heavily in a small number of dominant companies. Like the tech bubble, there is widespread excitement surrounding a transformational technology that is likely to reshape entire industries. However, history reminds us that even great companies can become poor investments when expectations become too optimistic. During every major market cycle, investors eventually discover the difference between a great business and a great stock. The key lesson from both the Nifty Fifty and the dot-com era is that transformative technologies often live up to their promise. What investors frequently get wrong is the price they are willing to pay for that future growth. AI may ultimately be every bit as revolutionary as investors believe. The bigger question is whether today's stock prices already reflect much of that future success. As we've learned from previous cycles, when expectations become too high, excellent results may not be enough to satisfy the market.   Private Credit Funds Are Facing High Redemption Requests Again This Quarter For the first quarter of 2026, redemption requests in several private credit funds exceeded the industry-standard 5% quarterly redemption cap. Second-quarter requests appear to be even higher. BlackRock's flagship private credit fund received redemption requests totaling 13.3% of fund assets, up from 9.3% in the first quarter. BlackRock has indicated it will continue to honor only up to 5% of redemption requests per quarter. Blackstone is facing a similar situation. Investors requested redemptions equal to roughly 10% of fund assets, and the firm also appears committed to maintaining its 5% quarterly redemption limit. Cliffwater may be facing the greatest pressure. Its $31 billion private credit fund received redemption requests totaling 17% of fund assets, far above the amount investors can currently withdraw and higher than the roughly 14% that was requested in Q1. Private credit funds have been dealing with a number of challenges, including rising loan losses, fraud concerns, and significant exposure to software companies. Many software businesses are facing pressure as investors question how artificial intelligence could impact their future growth and profitability. During BlackRock's last earnings call, CEO Larry Fink stated that institutional investors such as pension funds and insurance companies continue to allocate capital to private credit strategies. I don't want to call the man a liar, but it does seem strange that with all the problems that private credit is having I would think institutional funds would also be pulling back from investing. One would expect at least some institutional investors to become more cautious as risks increase. What concerns me most is the continued use of redemption gates. The longer funds limit withdrawals to 5% per quarter, the more investors may worry about liquidity. That concern can become self-reinforcing, leading more investors to submit redemption requests. If that happens, redemption demand could continue to rise in future quarters, creating additional pressure on the industry.   Investors Turn a Blind Eye to Fundamentals For many years, successful investing was built on analyzing company fundamentals. Today, however, there is a growing trend toward speculation and gambling. Many investors simply do not seem to care about valuation or earnings and instead believe stocks will continue to go "to the moon." Tesla is a good example. Three years ago, Wall Street analysts projected that Tesla would generate $163 billion in revenue by 2025. The actual figure came in far lower at $94.8 billion, more than 40% below expectations. Historically, missing growth expectations by such a wide margin would have been a major disappointment for investors. Yet Tesla shares have risen roughly 59% over the last three years despite falling well short of those revenue projections. There are other signs of speculation throughout the market. Thirteen years ago, there were only 39 private companies valued at more than $1 billion. Today, there are over 800. This trend highlights two important developments. First, private companies are staying private much longer, allowing early investors to capture a greater share of the value creation before public investors have an opportunity to participate. Second, investors are assigning much higher valuations to these businesses, many of which have little or no earnings and, in some cases, no positive cash flow at all. Markets can remain driven by optimism for long periods of time, but eventually fundamentals matter. The challenge for investors is determining when sentiment and speculation have pushed prices too far ahead of reality.   Headlines Say Crisis, Economic Data Says Otherwise The economy continues to show surprising resilience despite concerns surrounding higher energy prices and the conflict involving Iran. Many investors expected consumers to pull back as gasoline prices surged and headlines focused on geopolitical risks. Instead, economic data suggests the U.S. consumer remains in good shape. Retail sales in May rose 6.9% from the prior year, exceeding expectations and demonstrating that consumers are still willing to spend despite higher fuel costs. Even excluding gasoline stations, retail sales increased 5.4%, showing that spending strength was broad-based rather than simply a reflection of higher energy prices. Online sales, clothing purchases, restaurant spending, and other discretionary categories all contributed to the gains. Housing is also showing signs of stabilization. Pending home sales, which measure signed contracts on existing homes, rose 3.8% in May to the highest level in six months. The increase was well above economist expectations and marked a 4.8% improvement from a year ago. What makes these numbers particularly impressive is that they occurred while mortgage rates remained above 6% and energy prices were elevated because of Middle East tensions. Buyers and consumers appear to be adapting to a higher-rate environment rather than waiting indefinitely for lower borrowing costs. This does not mean there are no risks. Higher energy prices act like a tax on consumers, and housing affordability remains a challenge. However, the latest retail sales and housing data suggest the economy is far from rolling over. For investors, this is another reminder that economic fundamentals often matter more than headlines. While markets may focus on wars, oil prices, and geopolitical uncertainty, consumers are still spending, homes are still being purchased, and the economy continues to move forward.   The Most Important Part of the Fed Meeting Wasn't the Rate Decision The Federal Reserve's June meeting marked one of the biggest shifts in Fed communication and leadership in decades. As expected, the Fed left interest rates unchanged at 3.50%-3.75%, but the details beneath the surface were far more important. For the first time since 1951, a former Fed chair will remain on the Board after stepping down as chairman. Jerome Powell's decision to stay on as a governor creates an unusual dynamic as new Chairman Kevin Warsh begins reshaping the institution. Historically, outgoing Fed chairs have typically left the Board when their chairmanship ended. Warsh wasted little time signaling change. The Fed announced five new task forces that will review key aspects of monetary policy and Federal Reserve operations, including inflation frameworks, the Fed's balance sheet, its reliance on data sources, and productivity and jobs and the impact of artificial intelligence and other transformative technologies. The reviews are expected to produce recommendations later this year and could shape how the Fed operates for years to come. Perhaps the most noticeable change was the Fed statement itself. The policy statement was significantly shortened and went from above 300 words recorded in recent meetings to around 130 wors. It also removed much of the forward-looking language that investors had grown accustomed to under previous leadership. Language that suggested a bias toward future rate cuts was eliminated, reflecting a more data-dependent and less guidance-driven approach. The updated projections were also more hawkish than many expected. Nine of the 18 policymakers who submitted forecasts now expect at least one rate hike before year-end, while the other nine see rates remaining unchanged or moving lower. The result is a Fed that appears deeply divided on the path forward as inflation remains above target. Another major headline came from Warsh himself. Only 18 of the Fed's 19 policymakers submitted a forecast in the quarterly dot plot, with Warsh confirming that he did not provide one. As a long-time critic of forward guidance, Warsh appears to be signaling that the Fed may gradually move away from one of Wall Street's most closely watched communication tools. Half of the committee is worried inflation remains too high and believes rates may need to move higher. The other half sees little need for additional tightening. This sets the stage for Warsh's hope for a “family fight” as he believes more disagreement will lead to a better discussion so the Fed can finally deliver on price stability. While the rate decision itself was unanimous, the projections revealed a growing divide beneath the surface. The takeaway is clear: while rates didn't move, the Federal Reserve did. A shorter statement, less forward guidance, a chairman who won't publish his own rate forecast, five new policy task forces, and a committee split down the middle on the direction of rates all point to a Federal Reserve that looks very different than it did just a few months ago. The era of predictable Fed communication may be ending, and markets will have to adjust.   Financial Planning: Give More, Pay Less with Appreciated Stock One of the most tax-efficient ways to support a favorite charity or church is by donating appreciated stock instead of cash. When stock that has been held for more than one year is gifted directly to a qualified charity, the charity receives the full market value of the shares and can sell them without paying tax because it is a tax-exempt organization. The donor generally receives the same charitable income tax deduction they would have received had they donated cash, while also avoiding the realization of any capital gain. For example, if someone is considering donating either $50,000 of cash or $50,000 of appreciated stock, the charity receives the same economic benefit in either case, $50,000 that can be used to further its mission. Likewise, the donor generally receives the same $50,000 itemized charitable deduction. The difference is that if the stock was originally purchased for $20,000, donating the shares allows the donor to avoid recognizing the $30,000 capital gain. If the donor still wants to own the investment, they can use the cash that otherwise would have been donated to repurchase the shares, effectively increasing their cost basis from $20,000 to $50,000 and reducing future taxable gains.   Companies Discussed: Accenture plc (ACN)

WOW!!!

Walking in the Spirit is a day by day walk in this body of flesh. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

This episode we are joined by Mr. Steve Larke - director at Topaz Energy, Headwater Exploration Inc. & Vermilion Energy - three TSX listed energy companies with market caps of ~$5 Billion, $3 Billion & $2.5 Billion respectively. Mr. Larke's previous roles include Operating Partner and Advisory Board member with Azimuth Capital Management Inc., an energy-focused private equity fund based in Calgary, Alberta.Prior to joining Azimuth Capital Management Inc., Mr. Larke was Managing Director and Executive Committee member with Calgary-based Peters & Co. from 2005 to 2015, and prior thereto, was Vice-President and Director with TD Newcrest from 1997 to 2005. Both at Peters & Co. and TD Newcrest, Mr. Larke received leading rankings in the Brendan Wood International survey of institutional investors. Mr. Larke has a Bachelor of Commerce degree (with distinction) from the University of Calgary and has earned the Chartered Financial Analyst (CFA) and Institute of Corporate Directors (ICD.D) designations. In addition, Mr. Larke is a Fundamentals of Sustainability Accounting (FSA) Credential Holder. Mr. Larke has over 28 years of experience in energy capital markets, including research, sales, trading and equity finance, stakeholder engagement and communication, corporate finance, risk management and corporate strategy.Among other things we learned about Why Canadian Energy Is Up 70%. Enjoy.Thank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital MarketsBunch Projects-*This podcast is for informational and educational purposes only, and is not intended as investment advice. Please do your own research, and consult professionals directly before making any investment decisions.Support the show

This WTT, AI: Fundamentals, Valuation, and the Next Allocator Dilemma takes on a high-level assessment of AI companies as late-stage private winners prepare to go public, and the next big challenge allocators face as a result. Read Ted's blog here. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

In this podcast episode, Dr. Jonathan H. Westover talks with Derrick Mains about returning to the fundamentals of leadership.Derrick Mains is an Emmy Award-winning content creator, four-time author, operations podcaster with more than 160,000 monthly listeners, and optimization consultant renowned for his pioneering work in process engineering, design, and transformation. Mains work spans more than 20 years and 150 companies across nearly every industry, from early-stage companies on through the Fortune 10. Mains approach melds essentialism with a keen focus on human-centric system design, emphasizing the need for regular audits, reflection, and reinvestment to achieve optimization. Mains believes that all organizational systems share a fundamental purpose: transforming the input of resources into value, through outputs. He highlights how, without active management, systems degrade, leading to inefficiency and value and margin fade. His philosophy underscores the criticality of understanding the interconnectedness of systems and their natural progression towards entropy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Those who are in the flesh cannot please God, so if we are led by the Spirit will we not sin at all? ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

In this solo back-to-basics episode, Axel steps away from the AI and current events conversations that have dominated recent episodes to refocus on the real estate underwriting process. He breaks down the entire game of value creation in real estate into one simple equation, using clear numeric examples that any investor can apply regardless of asset class or market.Axel walks through the three-step framework for quality real estate investing: finding an undervalued deal, assessing whether continued investment can generate a meaningful spread over your all-in cost, and financing the deal in a way that matches the business plan. This episode is essential listening for any investor — new or experienced — who wants a clear, simplified gut-check framework for evaluating whether a deal actually creates value, independent of rent growth projections or cap rate compression assumptions.Join us as we dive into:Why understanding the current market cap rate for your specific asset class and submarket is the non-negotiable starting point for any underwriting exercise.How to interpret that 9% yield on cost depending on whether the market cap rate is 9% (no value created) or 7% (significant value created).Why Axel and his team target an 8.5%+ yield on cost in a 7% cap environment — a 150 basis point spread — across Southern New Hampshire and the Greater Boston periphery.Why the same 150 basis point spread creates more value in a lower cap rate market than a wider spread does in a higher cap rate market.Why a deal with a 12% yield on cost in a 10% cap market actually creates less value than a deal with a 6.5% yield on cost in a 5% cap market, despite the spread looking similar.How to gut-check a multi-year cash flow model: calculate your yield on cost at stabilization and compare it against the market cap rate at that point in the hold period.Why a thin or non-existent spread between yield on cost and market cap rate signals that your returns are dependent on rent growth or cap rate compression — both riskier bets than underwriting a real spread on day one.Are you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

Eddie discusses with Eli and Jaden their experiences during our second recent trip to South East Asia this past spring___________________________________________________________Pick up your copy of John's new book, The Fundamentals of Our Faith, by clicking here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/h0wLoVs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We post a weekly devotional episode every Thursday and our regular episodes on the 1st and 3rd Tuesdays of each month!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email us⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠

What is the difference between walking in the Spirit and being led by the Spirit? ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Tony Payne provocatively argues that while evangelicalism has successfully recovered expository preaching and every-member ministry, we have not adequately recovered every-member word ministry. Tony argues that the Reformation remains unfinished, that we haven't fully thought through the implications of the priesthood of all believers, and that passages like Ephesians 4, Hebrews and especially 1 Corinthians 11-14 may need to be read rather differently than many of us have assumed.Tony asks, have we trained people to serve on teams, but not trained them to speak God's word to one another?It's a challenge that reaches into some of our most fundamental assumptions about Christian ministry. We discuss prophecy, the ministry of women, the role of the pastor-teacher, preaching and discipleship, and what it would actually look like for the word of Christ to reverberate through a congregation rather than stopping at the pulpit.To purchase: matthiasmedia.com.au/products/let-the-word-dwell-richlyAnglican AidTo find out more about supporting Anglican Aid. Support the show

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There is no condemnation for...whom? ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3431: Mike Donghia encourages a simpler approach to fitness by replacing rigid workouts with activities that feel like play. His message is that lasting health habits are easier to maintain when movement is enjoyable, curiosity-driven, and naturally woven into everyday life. Read along with the original article(s) here: https://www.becomingminimalist.com/the-simplest-guide-to-fitness-you-will-ever-read/ Quotes to ponder: "What we really need is a playful spirit." "At its core, exercise has to be something fun and creative, something that is enjoyable and doesn't feel like a chore." "Instead of worrying about my body weight or appearance, I focus on being child-like and staying active." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3431: Mike Donghia encourages a simpler approach to fitness by replacing rigid workouts with activities that feel like play. His message is that lasting health habits are easier to maintain when movement is enjoyable, curiosity-driven, and naturally woven into everyday life. Read along with the original article(s) here: https://www.becomingminimalist.com/the-simplest-guide-to-fitness-you-will-ever-read/ Quotes to ponder: "What we really need is a playful spirit." "At its core, exercise has to be something fun and creative, something that is enjoyable and doesn't feel like a chore." "Instead of worrying about my body weight or appearance, I focus on being child-like and staying active." Learn more about your ad choices. Visit megaphone.fm/adchoices

Markets continue to grind higher this week, with all three major indexes posting gains. The Dow Jones Industrial Average rose 0.7%, while both the S&P 500 and Nasdaq gained roughly 0.7% as well. Year to date, the Dow is now up 6.5%, the S&P 500 has advanced 8.6%, and the Nasdaq leads the way with an 11.4% return. The Money Wise guys note that despite some midweek volatility, markets responded positively to easing geopolitical concerns and continued to demonstrate resilience. A major topic throughout the show was the highly anticipated SpaceX IPO, which generated significant attention from investors and financial media alike. Much of the discussion centers on the difference between hype and fundamentals. While the SpaceX IPO attracted substantial demand and delivered a strong first-day performance, the team questions whether valuations and investor enthusiasm had gotten ahead of the underlying fundamentals. The conversation also explored the risks of chasing popular investment themes, the importance of understanding what you own, and the dangers of concentrating too heavily in a single company or sector. Beyond the IPO discussion, the team highlighted encouraging inflation data, declining oil prices, and the challenges investors face when attempting to time the market. The broader takeaway was that long-term success comes from discipline, diversification, and focusing on fundamentals rather than getting swept up in the latest market trend. Fundamentals Still Matter  The excitement surrounding the SpaceX IPO serves as a reminder that investor enthusiasm can sometimes move faster than the underlying fundamentals. While innovative companies and emerging technologies often capture headlines, long-term investors still need to evaluate factors such as revenue growth, profitability, valuation, and business execution. Popularity alone does not determine an investment's long-term success. Markets can become captivated by compelling stories, but over time, fundamentals tend to play a much larger role in determining value. For investors, maintaining a disciplined approach and focusing on the financial strength of a business can help separate lasting opportunities from short-term excitement. In the second hour, the Money Wise guys discuss 401(k) Rollovers. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Discover why faith is not just a theological concept but a practical necessity in your everyday life. Learn how to recognize and apply it in alignment with God's Word.

Every organization is told they need context for AI to work. Almost none of them know where to start. The answer has been sitting in their metadata all along — but most CDOs haven't connected those dots yet.

She Started at 60. She Started at 15. Two women. Two very different paths onto the mat. Same reasons for staying.   Ava Govek walked into Utopia at 14. Six years later, she's a four-stripe blue belt, Utopia's former sales director, and one of the most experienced women in the room.   Deb Pokel walked in at 59. She turned 60 last fall. She just hit her one-year anniversary, runs a Sport Clips franchise with 110 barbers across 13 locations, and has dropped into six other gyms while traveling for business.   Perry sits down with both of them to talk about what it's actually like to train BJJ as a woman. The first-day nerves. The mental barriers. The training partners who get it and the ones who don't. Why "we're not your rest stop" is a line every man in the sport should hear. What happens when your BJJ breakfall shows up on an icy boardwalk. And what the sport gives women, beyond self-defense.   This one is honest, funny, and useful. If you've been curious about starting, this is the episode that pulls you closer to the door.   Key Takeaways Your first day is supposed to feel like that. Both Ava and Deb were terrified, and both came back. "No is a complete sentence." Ava calls it the most valuable lesson she's learned in six years of BJJ. Men: nobody is your rest stop. If you're rolling with a woman because you want a break, your training partners can feel it, and the culture suffers. Deb's first real-life application of BJJ was a sprawl on an icy boardwalk. One year in. Muscle memory kicked in. Gym culture is what keeps women training. Fundamentals class, the women's chat, and coaches who watch the mat make Utopia feel different. Size and strength matter less in BJJ than in any other contact sport. They still matter. Train accordingly. Planting the seed works. Ava and Deb both bring women in by talking about the sport like the journey it actually is.   Guest Bios Ava Govek. Four-stripe blue belt at Utopia, six years in. Started as a teenager, grew up in the academy. Former sales director at Utopia. Graduating with her master's in May. One of the highest-ranking women on the mat and a voice for the women's program. Instagram: @ava.govek   Deb Pokel. White belt at Utopia, one year in. 60 years old, turned 60 last fall. Married with five kids and five grandkids. Owns a Sport Clips franchise with 110 barbers and stylists across 13 locations. Trains at Utopia and drops into gyms while traveling for business. Faith-driven, tenacious, still bruised, still showing up. Instagram: @pokeldeb   Listen now and ride the wave. Inside The Wave Spotify Apple Podcasts YouTube

The "love of sinners" is actually just selfishness, while the teaching of Jesus is the opposite. One example is the story we call The Good Samaritan. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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John encourages this week from 1 Peter 4:13 & 16 and reminds us that it is a privilege and challenge to bear the name of Christ.___________________________________________________________Pick up your copy of John's new book, The Fundamentals of Our Faith, by clicking here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/h0wLoVs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We post a weekly devotional episode every Thursday and our regular episodes on the 1st and 3rd Tuesdays of each month!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email us⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠

Gm! In today's episode, we discuss Solana's value accrual challenges, including proposed tokenomics changes, fee burn mechanisms, inflation reduction, and network upgrade timelines. We also examine the release of Anthropic's Claude Fable model and its implications for software development, cybersecurity, and crypto, before exploring DeFi security risks, protocol valuations, and Michael Saylor's influence on Bitcoin markets.Enjoy! -- Follow Lightspeed: ⁠https://x.com/Lightspeedpodhq Follow Ian: https://x.com/Ian_Unsworth Follow Toma: https://x.com/toma_adv⁠ Follow Carlos: https://x.com/0xcarlosg Follow Danny: https://x.com/defi_kay_ Join the Lightspeed Telegram: ⁠https://t.me/+QHlbNTNS4gc1ZTVh -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Timestamps: (0:00) Introduction (4:19) Claude Fable Hits Crypto (12:38) Is DeFi Still Safe? (18:59) Valuing Hackable Protocols (22:19) Saylor Shakes Bitcoin (30:06) Bitcoin vs Fundamentals (34:14) Solana Value Accrual (40:21) Can Solana Charge Rent? (46:13) Burn vs Issuance (51:32) Solana's Upgrade Bottleneck (55:57) Closing Comments -- Disclaimers: Lightspeed was kickstarted by a grant from the Solana Foundation. Nothing said on Lightspeed is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Danny, and our guests may hold positions in the companies, funds, or projects discussed.

Investors today are navigating a set of complex macroeconomic, geopolitical, and market forces. Whatever the market conditions, Guggenheim Investments leans in to structured credit as an important allocation in most of our fixed-income strategies. In Part 1 of this episode, Karthik Narayanan, Head of Structured Credit, joins Macro Markets to discuss the fundamental appeal of the sector and its relative and absolute value.Related Content:Corporate Credit QuarterlySolid corporate fundamentals continue to anchor our constructive view on credit.Read Now Macro Markets: Portfolio Strategy as Oil Stays Elevated and ‘Regime Change' Comes to the FedInsights on the FOMC decision, inflation, and the possible path of oil prices.Listen Now The Advantage of Investing in Real Assets and Infrastructure The dynamic landscape of infrastructure investing offers diverse opportunities across sectors and the risk-return spectrum.Read ReportInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC. Past performance is not indicative of future results. There is neither representation nor warranty as to the current accuracy of, nor liability for, decisions based on such information.Guggenheim Investments represents the investment management businesses of Guggenheim Partners, LLC. Securities offered through Guggenheim Funds Distributors, LLC.© 2026 Guggenheim Partners, LLC. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC.RO 5564384

Amidst a "homestand" of major golf events in the Los Angeles area, Geoff Shackelford joins Andy to discuss a variety of topics including the U.S. Women's Open at Riviera, the re-release of Geoff's book Grounds for Golf: The History and Fundamentals of Golf Course Design, and next week's U.S. Open at Shinnecock Hills. The two discuss how Riviera Country Club held up against the top women's golfers in the world, the growing interest in golf course architecture, and what they're expecting from Shinnecock! Check out the free edition of Golfshot in the Apple Store or Google Play, or upgrade for all the unique and powerful features of Golfshot Pro. Visit your local Golf Galaxy and download the Golf Galaxy mobile app today.See omnystudio.com/listener for privacy information.

There's a version of deer hunting where you show up every fall, do roughly what you did last year, and hope things go differently. A lot of hunters live there. I've lived there. And for a long time I didn't even realize it was a choice. That's really what this conversation came down to. Chad and I kept circling back to this idea of hunting as a craft versus hunting as a habit. And the more we talked, the more I realized how easy it is to confuse the two. You can put in a lot of hours and still not be getting better. Hours aren't the same as learning. The hunters who actually improve year over year aren't necessarily the ones hunting more. They're the ones who are honest with themselves about what went wrong. Not in a self-critical spiral, but in a practical, diagnostic way. What did I do? What did the deer do? What does that tell me? Most of us are pretty good at remembering our kills. We're not nearly as good at sitting with our failures long enough to learn something from them. We talked a lot about fundamentals, and I think that word gets watered down. Fundamentals aren't just "play the wind." They're the boring, repeatable decisions you make whether you feel like it or not. Entry routes. Timing. Pressure management. Knowing when to sit and when to stay home. None of it is complicated. It just requires discipline on days when discipline is inconvenient. Versatility came up too. There's a tendency to find something that worked once and lean on it forever. A stand location, a hunting style, a strategy. But the conditions change. The deer change. The hunters who keep filling tags are the ones willing to adapt, not the ones most loyal to what used to work. What I kept coming back to after this conversation was how much of consistent success is just self-awareness. Knowing your tendencies. Recognizing when you're making a decision out of impatience versus out of sound reasoning. That's not a hunting skill exactly. But it might be the skill that unlocks all the others. SHOW NOTES AND LINKS: —Truth From The Stand Merch —Check out Tactacam Reveal cell cameras — Save 15% on Hawke Optics code TFTS15  —Save 20% on ASIO GEAR code TRUTH20 —Check out Spartan Forge to map your hunt  —Save on Lathrop And Sons non-typical insoles code TRUTH10 —Check out Faceoff E-Bikes —Waypoint TV Learn more about your ad choices. Visit megaphone.fm/adchoices

Leila Rahimi and Mark Grote discussed how Bears defensive tackle Gervon Dexter is focused on fundamentals.

David Keller returns to talk volatile markets, sentiment and his investment portfolios (0:20) Emerging strength coming outside of growth sectors (7:40) Fusion analysis: marrying technicals and fundamentals (11:50) The very unique SpaceX IPO (14:30) Trulieve, uplistings and cannabis ETFs (18:10) Equity indexes from a technical perspective (21:20) USD (24:50) Gold and silver (26:35) Contrarian on Bitcoin (29:10) Charts, momentum and relative performance (33:15)Show Notes:The Death Of Buy And Hold Has Been Greatly ExaggeratedTaking Note Of Market PatternsMarket MisbehaviorTranscriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

What if you could sit down with someone who's spent over 50 years investing, building wealth, making mistakes, and getting it right… and ask them what they wish they'd known about money from day one?   Most people think building wealth is about finding the right investment or timing the market perfectly.   But after more than 50 years of investing, I can tell you that's not what really makes the difference.   The biggest financial mistakes I've seen – including some of my own – didn't come from bad markets. They came from misunderstandings about money itself.   In today's show, leading property tax expert Ken Raiss and I discuss the differences between long-term investing and speculation, and we analyse practical tips for property investment and asset management, focusing on quality assets and ownership structures.   Join us as we provide insights to help you make informed business and investment decisions in the face of market uncertainty.     Takeaways  Mindset is crucial for wealth creation. Delayed gratification leads to long-term success. Cash flow Buffer reduce investment risk. Strategic planning trumps luck. Fundamentals outweigh chasing hotspots. Long-term investing beats speculation. Quality assets drive sustained growth. Professional property management preserves assets. Clear financial plans provide purpose.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions.   We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits   If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor.   Discover more insights at:https://propertyupdate.com.auhttps://metropole.com.au

In this episode, Python Developer Advocate and author Will Vincent joins the hosts to discuss the lasting appeal of Django, changes in how people learn web development, and the ways AI is reshaping software engineering. While modern AI tools can generate working code in seconds, Django's opinionated design and emphasis on maintainability help developers avoid many of the security and architectural problems that often emerge as projects grow. Drawing on his background as an educator, author, and Developer Advocate at JetBrains, Will shares his perspective on the challenges facing today's developers and computer science students. The conversation touches on "vibe coding," the misconception that a successful prototype automatically translates into a production-ready application, and the increasing burden AI-generated content is placing on open-source maintainers. Will also discusses the rise of specialized AI models, the importance of human trust in technical communities, and why foundational software engineering skills remain valuable despite rapid advances in AI tooling. Key Topics Covered Why Django Still Matters A look at why Django continues to be a strong choice for building production applications, even if it doesn't receive the same level of attention as newer frameworks. The Reality Behind "Vibe Coding" Exploring the gap between generating code with AI and understanding the systems, tradeoffs, and architecture required to build reliable software. Learning to Program as an Adult Will reflects on his path from book editing and startup leadership to becoming a self-taught programmer, educator, and author. AI and Programming Education A discussion about how AI changes the learning process, why fundamentals still matter, and how concepts like music theory can help explain the value of understanding code beneath the surface. The Growing Burden on Open Source How maintainers are dealing with an influx of low-quality AI-generated issues, pull requests, and content, and what that means for community-driven projects. Local and Specialized AI Models Why privacy concerns, lower inference costs, and better hardware may drive adoption of smaller, task-focused models rather than ever-larger general systems. Developer Concerns in the AI Era How engineers are responding to growing pressure from leadership teams eager to adopt AI, and what trends JetBrains is seeing across the developer ecosystem. Resources Mentioned LearnDjango, Will Vincent's platform for learning Django and web development. Hello World 5 Different Ways, a Django tutorial that introduces key concepts through practical examples. Django Chat, the podcast Will co-hosts covering the Django ecosystem and web development. Django News, a weekly newsletter highlighting updates from the Django community. JetBrains, the software development company behind tools such as PyCharm and IntelliJ IDEA.Special Guest: Will Vincent.

Recorded high above the valley floor in Silverado's Stags Leap estate, this episode with winemaker Alison Rodriguez dives into both Napa viticulture and her global winemaking journey. Alison unpacks the 2025 growing season—early bud break, late rains, and the shadow of El Niño—while describing the constant tension between picking early for safety and waiting for full ripeness in a fire-prone era. She explains what it means to farm 325 acres of 100% estate vineyards, how early-season decisions set up harvest success, and how she manages tannin and extraction in small-berry hillside Cabernets, including the tradeoffs of pressing sweet to keep structure in balance. Alison also shares how a Baton Rouge upbringing and a career in wine sales led her to **Geisenheim** in Germany, European cellar work, and ultimately Napa. She explains the German technique of *Maischestandzeit* for aromatic whites, her evolving approach to Sauvignon Blanc at Silverado (skin contact, neutral barrel ferment, and textural focus), and how she thinks about acid, phenolics, and oak as part of a single matrix. The conversation ranges across Silverado's portfolio—from estate Cabernet blending **Stags Leap and Coombsville**, to Merlot, Cabernet Franc, Malbec, Petit Verdot, Kerner, and old-vine Chardonnay—before closing on the smells of her Louisiana childhood, Napa's collaborative winemaking culture, and why she's still betting on Riesling's long-overdue comeback. Resources from this Episode Silverado Vineyards   This podcast is sponsored by InnoVint. Wineries of all sizes rely on InnoVint's winery operating system to optimize vineyard tracking, manage wine production processes, automate compliance reporting, track costs seamlessly, and make data-driven decisions. The best part? The software is intuitive, easy to use, and mobile and offline friendly! And with the highest-rated customer service in the industry, you're guaranteed to have a smooth transition, even right before harvest. Learn more: innovint.us Get a demo: innovint.us/request-a-demo/ Join our free winemaking community: innovint.us/join-the-punchdown/   Check out the Fundamentals of Winemaking Made Easy video course  

LOUNGE LIZARDS PRESENTED BY FABRICA5 - Brilliant Honduran Cigars - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms.SMALL BATCH CIGAR - SAVE 15% - Exclusive Cigar Retail Partner of the Lizards - Visit SmallBatchCigar.com and use code LIZARD15 for 15% off your order. Free shipping and 5% rewards back always. Standard exclusions apply. Simple. Fast. Small Batch Cigar.Recorded at Ten86 Cigars in Hawthorne, New Jersey, the Lizards pair Meerapfel La Estancia 52 Edición Exclusiva with Wild Common Tequila Reposado. The guys try their first-ever cigar of completely unknown origin, they answer a listener email on must-have cigar accessories and they share a voice memo on accessories that are good for air travel.PLUS: Meerapfel History, Cuban Tobacco as a Secret Ingredient, Tobacconist of Greenwich's "Titans of Tobacco" Series, Public Commentary Opens on E.U. Tobacco Laws, Cruise Lines Punished for Cuban Tourism, Cigar Draw Fundamentals, Gizmo Pre-Cuts His Cigars When Traveling & MoreGizmo's Travel Lighter Recommendation: https://amzn.to/4ajajZYJoin the Lounge Lizards for a weekly discussion on all things cigars (both Cuban and non-Cuban), whiskey, food, travel, life and work. This is your formal invitation to join us in a relaxing discussion amongst friends and become a card-carrying Lounge Lizard yourself. This is not your typical cigar podcast. We're a group of friends who love sharing cigars, whiskey and a good laugh.website/merch/rating archive: loungelizardspod.comemail: hello@loungelizardspod.com to join the conversation and be featured on an upcoming episode!instagram: @loungelizardspodGizmo HQ: LizardGizmo.com

In a world constantly chasing shortcuts, hacks, and the next big strategy… this episode is a powerful reminder that mastery is still built on fundamentals. In this conversation, Dr. Fred and Dr. FJ Schofield dive deep into the internal disciplines, daily habits, and foundational principles that create longevity, certainty, and impact in chiropractic and in life. From consultation mastery and clinical confidence, to nervous system regulation, morning routines, breathwork, and consistency… this episode challenges doctors to stop getting distracted and recommit to the basics that actually produce results. They unpack the danger of comparison, emotional decision-making, burnout, and constantly chasing external validation, while emphasizing the importance of cultivating internal strength, peace, and purpose. Dr. Fred shares stories from decades in practice, reflections on chiropractic philosophy, and the energetic presence that separates practitioners who simply "do chiropractic" from those who truly change lives. This episode is about more than building a practice. It's about building yourself. If you've been feeling scattered, discouraged, overwhelmed, or disconnected from your purpose… this conversation will bring you back to center. Topics Covered Include: Why fundamentals create freedom and longevity The power of consultation and clinical certainty How consistency compounds over time Burnout, nervous system stress, and emotional discipline Morning routines, breathwork, affirmations, and mindset Chiropractic philosophy and the "innate field" Why comparison destroys momentum Training vs talent in practice growth Building internal strength before external success "If you're all cortisol, sympathetic, and rushing around like a mad person… you'll burn out." Dr. Fred Schofield   Listen now and get reconnected to the principles that actually create a powerful practice and a powerful life!

I sat down with Jack Miller, Southeast Michigan President at Hylant, and we went deep on the habits that compound in sports and business. 5 Key Takeaways: 1️⃣ Fundamentals beat flash: Talent is gravy, consistency is the meal. 2️⃣ Culture makes consistency possible: Tools, feedback, celebration, fun. 3️⃣ Control the controllable: Prepare so deeply performance feels automatic. 4️⃣ Sell inside the building as much as you sell outside. 5️⃣ Pressure is a privilege: Fall in love with the process. If you're leading a team (or your own career), this episode will sharpen your edge. -------- Following a successful football career and graduation from the University of Michigan, Jack Miller joined Hylant as an insurance producer, specializing in complex disability programs for the college and professional sports industry. He quickly rose to a leadership position within the company, embracing Hylant's mission to treat clients and employees like family—with honesty, respect and trust. Miller also has a passion for philanthropic opportunities, something he attributes to his upbringing and the community-centric culture at Hylant. He is on the board of Leaders for Kids and St. John's Jesuit High School, and a member of the Children's Hospital of Michigan Foundation. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Jack Miller:LinkedIn: https://www.linkedin.com/in/jack-miller-hylant *E - explicit language may be used in this podcast.

We are utterly drowning in content, opinions, posts, and products. It's becoming increasingly difficult to wade through the noise and find those with the kind of experience we can actually trust. Barklow is one of those people.  On this episode, John strips everything down to the basics. The fundamentals that never go out of style. The skills and philosophies that help you learn, test and evolve as a hunter and outdoorsman or woman. At the end of the day, there is simply no replacement for experience.  @jbarklow  KNOWLEDGE FROM STORMS BOOK  OUTDOOR CLASS  ---------------------------  TRUSTED PARTNERS:  For over 100 years Leica has set the standard for premium optics. From spotting scopes to binoculars, rifle scopes and the new CRF MAX rangefinders, Leica is the choice for those who accept no compromises.  onX Hunt is the most powerful 3D mapping solution for hunters. Get your FREE trial today. If you're already a member, check out the exclusive offers and perks available when you upgrade to an Elite Member.   Tired of gut rotting instant coffee? Check out This Is Coffee and get yourself some great instant coffee for when you're in the backcountry or on the road.  ---------------------------  CONSERVATION ORGS TO SUPPORT:  Go to Wild Sheep Foundation to find a membership option that suits your budget and commitment to wild sheep.  Go to Wild Sheep Society of BC to become a member, enter raffles, buy merch and support BC's wild sheep populations.  Go to Rocky Mountain Goat Alliance to find a membership option that suits your budget and commitment to conserving mountain goats and their habitat.   

What if some of the best date nights didn't cost money? Jim Daly talks with Jay and Laura Laffoon about how you can have a wonderful date with your spouse for not much money. Also, John asks Greg and Erin how they're learning to still have dates together, in a season with grown adult children. Find us online at focusonthefamily.com/marriagepodcast or call 1-800-A-FAMILY. Receive the book The Fundamentals of Marriage for your donation of any amount! Focus on Marriage Assessment Discovering God's Design for Your Marriage Is Your Husband or Wife Your Best Friend? 3 Ways to Create a Godly Marriage Support This Show! If you enjoyed listening to the Focus on Marriage Podcast, please give us your feedback.

Are you and your mate best friends? Howard and Danielle Taylor join Jim Daly to make the case for why friendship in marriage is necessary for a thriving relationship. Then, Dr. Greg Smalley shares the most important thing you can do to keep your friendship alive. Find us online at focusonthefamily.com/marriagepodcast or call 1-800-A-FAMILY. Receive the book The Fundamentals of Marriage for your donation of any amount! Focus on Marriage Assessment Discovering God's Design for Your Marriage Is Your Husband or Wife Your Best Friend? 3 Ways to Create a Godly Marriage Support This Show! If you enjoyed listening to the Focus on Marriage Podcast, please give us your feedback.