Australian musician
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399 episodes with doug ray
2 episodes with doug ray
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
Why can spending in retirement feel harder than saving for it? On this episode of The Wealth Guardians with Doug Ray, Garrett Ray and Brice Payne discuss why some retirees struggle to shift from saving money to confidently spending it. For retirees who have steady income from Social Security, pensions, investments, or other sources, the challenge is not always a lack of income. Sometimes, it is the mindset that comes after decades of saving, budgeting, and preparing for the future. Garrett and Brice explain why this happens and how thoughtful retirement planning can help retirees reframe their income, enjoy retirement more confidently, and avoid feeling like they have to pinch pennies. #retirement #retirementplanning #financialplanning #thewealthguardians #clemmonsnc #winstonsalemnc #greensboronc #triadnc
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
In this episode of The Wealth Guardians with Doug Ray, Doug and Brice Payne discuss the gray areas that actually matter in retirement planning. From income strategy and taxes to Social Security and investment decisions, many of the most important choices are not simply black and white. Listen in as they explain why thoughtful financial advice often lives in the gray area and how a more nuanced approach can help shape a stronger retirement plan.
On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss budgeting and 401(k) choices before retirement.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss ten retirement myths that too many people believe. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss ten of the most misleading things in finance and how to avoid falling victim to the 'shiny object syndrome'.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of The Wealth Guardians with Doug Ray, Garrett Ray and Brice Payne discuss several common questions they receive from retirees as they start planning for retirement. Oftentimes those questions are overly simplistic and/or poorly phrased. The guys re-frame common questions so that they can address major concerns of retirees in a more impactful way.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about the top five things you should do in your first year of retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.
Forget the financial advice or talk of being a fiduciary. Let's take a break and talk all things Christmas! On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne dive into Christmas trivia!
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss hidden Medicare penalties you might be paying.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review five signs that you're in better financial shape than you thought. Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss four things about Social Security you should know but probably don't.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss six things retirees fail to consider when planning for retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review two fabricated retirement planning scenarios. Do either sound familiar to you? The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review a 10-point checklist that will help determine whether you're on track for your retirement goals. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss Dave Ramsey's nine point retirement plan and whether they agree or disagree with each point. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne quiz new retirees on retirement concepts and strategies. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne debunk myths related to the recently passed 'Big Beautiful Bill'. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss whether the 4% Rule is still valid as well as diving into a discussion about lending money to family. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what retirees need to know about the 'Big Beautiful Bill' recently passed by Congress. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss financial planning steps and advice for new graduates and young adults. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne set the record straight regarding common confusion and incorrect information surrounding retirement planning. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review a list of questions you should ask in a volatile market. In addition, they breakdown the rollover process, by explaining what it is, who is eligible, and the pros and cons. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how credit scores are calculated and factors that cause them to rise and fall. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc _____________________ Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss some of the perils retirees face when planning for retirement and risks to be aware of and mitigate as you get closer to your target retirement date. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc _____________________ Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss 2025 tax changes that investors need to know about. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss five things you need to do before you retire. In addition, they also discuss important Social Security planning information. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how Social Security planning can shape your retirement picture. In the second segment, they share thoughts around gold and how it as an asset in your portfolio can benefit you (or potentially not) depending on how you invest in it and what your goals around investing in gold are. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss common beliefs and “rules of thumb” around retirement that may not apply in many situations. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how they account for inflation in retirement planning, helping listeners understand that future expenses will be higher to maintain the same standard of living. In the second segment, they discuss strategies for retirement planning when someone has a shorter life expectancy. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss several things retires may not know about Social Security. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss quick actions you can take to secure your retirement finances. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about how to change your money mindset in 30 days. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what steps should be taken in the event of an unexpected early retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss the most dangerous temptations the average retiree faces and how to avoid them. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.
Doug and Doug welcome Jonah Ray to the show.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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