Podcasts about money mindset

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3704: Chris Guillebeau explains what sufficiency means to him: having enough, and knowing precisely what enough looks like. He argues that self-awareness is the most important principle of personal finance, since frugality and generosity have nothing solid to rest on without it, and that scarcity thinking is the default setting for most of us. Once you know your own number, he says, you have a walk-away number, and you can focus on building a life rather than a bank account. Read along with the original article(s) here: https://chrisguillebeau.com/sufficiency/ Quotes to ponder: "It means having everything you need and not lacking for anything." "Would I accept more money if it fell down from the sky? Yes, of course. Free money is good. However, would I walk very far to pick it up? No, probably not." "You can start to focus on building a life more than building a bank account." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Alexandre a 31 ans, sa compagne 33. Il est propriétaire de son appartement depuis près de dix ans, avec un taux très bas. En le revendant, il récupérerait environ €130.000. De son côté, elle dispose d'une vingtaine de milliers d'euros, et sa famille est prête à l'aider pour un achat.Leur projet : acheter ensemble une maison plus grande, dans une zone précise, pour accueillir une famille qui va s'agrandir. Le problème, c'est le ticket d'entrée — il faudrait y mettre presque tout, se tendre à 35% d'endettement, et repartir quasiment sans épargne. D'où le dilemme : acheter, ou louer l'équivalent et faire travailler cet argent ailleurs ?Dans cet extrait de la Radio Libre, Delphine ne prend aucune précaution oratoire. Elle déroule ce que ce choix va concrètement produire sur la décennie à venir : capacité d'emprunt verrouillée, épargne impossible à reconstituer, arrivée d'un enfant, entretien de la maison, et un effet ciseaux si les salaires ne suivent pas l'inflation. Puis elle chiffre l'alternative — ce que la même somme peut devenir en moins de dix ans si elle est déployée sur des investissements à cash flow.Elle termine par une discussion sur le self-stockage, un modèle que beaucoup fantasment sans en comprendre les contraintes réelles.

డబ్బు సంపాదించడానికి.. మనం ఎంత కష్టపడుతున్నామన్నది కాదు..మనం ఎలా ఆలోచిస్తున్నామన్నదే చాలా ముఖ్యం!మనలో చాలామందికి ఏదో ఒక లక్ష్యం ఉంటుంది. చాలా డబ్బు సంపాదించాలి, జీవితంలో ముందుకు వెళ్లాలి, మనకు నచ్చిన పనిని చేయాలి అని అనుకుంటుంటాం. కానీ ఆ లక్ష్యాన్ని చేరుకోవడానికి మన ఆలోచనలు, మనపై మనకున్న నమ్మకం, మన నిర్ణయాలు, మనం చేసే పనులు ఎంత ముఖ్యమో చాలాసార్లు ఆలోచించం.ఇదే విషయాన్ని ప్రపంచవ్యాప్తంగా ప్రసిద్ధి చెందిన ‘Think and Grow Rich' పుస్తకంలోని 13 Principles ద్వారా ఈ Smart Money Mindset - Telugu పాడ్‌కాస్ట్‌లో ప్రముఖ Financial Educator & Money Mindset Coach మాధవి లత గారు వివరించారు.మనకు ఏం కావాలో స్పష్టంగా ఎలా నిర్ణయించుకోవాలి, దాన్ని చేరుకోవడానికి ఏం చేయాలో ఎలా ప్లాన్ చేసుకోవాలి, మనపై మనకు నమ్మకం ఎలా పెంచుకోవాలి, మనతో మనం మాట్లాడుకునే విధానం మన ఆలోచనలను ఎలా ప్రభావితం చేస్తుంది, మనకు ఉన్న Knowledge‌ను ఎలా ఉపయోగించుకోవాలి, ఆలోచనలను కార్యరూపంలోకి ఎలా తీసుకురావాలి, సరైన నిర్ణయాలు తీసుకోవడం, మధ్య మధ్యలో సమస్యలు వచ్చినా ప్రయత్నాన్ని కొనసాగించడం, మన చుట్టూ ఉన్న వ్యక్తులు మన ఎదుగుదలపై చూపించే ప్రభావం.. ఇలా మన రోజువారీ జీవితానికి ఉపయోగపడే ఎన్నో విషయాలను ఈ ఎపిసోడ్‌లో తెలుసుకోవచ్చు.మన ఆలోచనా విధానం నుంచి మనం తీసుకునే నిర్ణయాల వరకు.. మన జీవితంలో తీసుకునే చిన్నచిన్న నిర్ణయాలు కూడా ఎలా ప్రభావం చూపగలవో తెలుసుకోవడానికి ఈ పాడ్‌కాస్ట్‌ను తప్పకుండా వినండి! మిస్ అవ్వకండి!How much does the way we think influence the way we move forward in life?Most of us have goals. We want to earn better, grow in life, do meaningful work, or achieve something we have always wanted. But we often overlook how much our mindset, self-belief, decisions, and actions influence the journey towards those goals.In this Smart Money Mindset - Telugu podcast, renowned Financial Educator & Money Mindset Coach Madhavi Latha explores the 13 principles discussed in the popular book ‘Think and Grow Rich.'From setting clear goals and planning the way forward to developing self-belief, understanding the impact of self-talk, building specialized knowledge, turning ideas into action, making decisions, staying persistent through challenges, and surrounding ourselves with people who contribute to our growth.. this episode covers several practical ideas that can be applied to everyday life.Want to understand how your thoughts, decisions, and actions can influence the way you move forward? Tune in to this episode for some interesting and useful insights. Don't miss it!Host: Madhavi LathaSource:⁠ https://www.youtube.com/@Smartmoneymindsettelugu⁠#TALRadioTelugu #SmartMoneyMindset #MoneyMindset #ThinkAndGrowRich #FinancialEducation #PersonalGrowth #Mindset #GoalSetting #SelfDevelopment #SuccessMindset #WealthCreation #FinancialWellness #MoneyManagement #TouchALifeFoundation

After 26 years of marriage, Jason and Elizabeth Settle are facing something they never imaged when they first promised "in sickness and in health." The Southlake-based faith counselors have spent years walking alongside couples through difficult seasons, but Jason's sudden cancer diagnosis has brought those words much closer to home.They share how this season is reshaping their understanding of vulnerability, surrender, and what it looks like to trust God when you don't know the outcome. Listener Question: We avoided talking about our combined debt for the first two years of marriage because it felt too shameful. What's a money conversation you dreaded having but were glad you finally did?Learn More About Settled Co.: https://settledco.com/counselingExplore Free Marriage Courses: https://xomarriage.com/coursesJimmy Evans on Money Mindsets: https://www.youtube.com/watch?v=xPGtPPQgLPg __________ Submit your questions to Dave & Ashley: http://nakedmarriagepodcast.com Download our FREE 31 Day Marriage Devotional: https://bit.ly/3ZxsLZd We want your marriage to thrive! Learn more at http://xomarriage.com Dave and Ashley Willis spent thirteen years in full-time church ministry before devoting their work entirely toward the global mission of building stronger, Christ-centered marriages. Their marriage-related books, blogs, podcast, speaking events and media resources have reached millions of couples around the world making Dave and Ashley one of the most recognized and trusted couples in marriage ministry. Dave and Ashley partnered with XO Marriage in 2018. XO Marriage is the nation's largest marriage-focused ministry. The Willis family includes four sons and a rescue dog named "Chi Chi." When Dave and Ashley aren't writing and speaking, they love hanging out with their family, watching movies and going on long walks which is also where they develop many of their marriage ministry content ideas. Learn more about Dave & Ashley at daveandashley.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your business strategy isn't the thing holding you back?Many entrepreneurs assume that when their business isn't growing, they simply need a better strategy. But business growth involves more than just knowing what to do.Gino Barbaro breaks business growth down into three interconnected pillars:Mindset— How you thinkMoney Patterns— How you behave with moneyBusiness Strategy — How you executeThink of them as three gears. If one isn't working properly, the entire system can struggle to move forward.In this video, Gino explores the difference between a fixed mindset and a growth mindset, how your relationship with money can influence business decisions, and why having the right strategy, systems, processes, and execution matters when scaling a business.He also shares three questions every entrepreneur can use to diagnose what's really getting in the way of growth:• What belief about myself or my business could be limiting our growth?• Where is my relationship with money influencing a business decision?• What is the single biggest strategic constraint in the business right now?The goal isn't simply to work harder or find another strategy. It's to understand how you think, how you behave, and how you execute.Business growth isn't just about what you do — it's also about how you think and how you behave.Subscribe for weekly videos about business, entrepreneurship, family, wealth building, and personal growth. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Carla a quitté son emploi il y a environ un an. Elle touche le chômage, s'est formée à l'investissement pendant cette période, et a un objectif clair : construire des revenus suffisants pour choisir, ensuite, de revenir ou non au salariat.Sauf qu'aujourd'hui tout arrive en même temps. Elle veut investir, elle veut acheter sa première résidence principale avec son conjoint, elle sait qu'elle va devoir retrouver un emploi, et un héritage d'environ €50.000 doit tomber dans les mois qui viennent. Sa question : par quoi commencer, quand on sent bien que certains projets sont incompatibles entre eux ?Dans cet extrait de la Radio Libre, Delphine reconstruit tout le séquencement. Elle montre d'abord pourquoi la banque ne suivra jamais dans la configuration actuelle, puis pourquoi l'emploi et les projets d'investissement ne s'excluent pas du tout et doivent avancer en parallèle. Elle place ensuite l'achat de la résidence principale à sa vraie place dans le calendrier, avec une condition précise à remplir avant même de pousser la porte d'une banque.Et elle met un mot sur ce qui se joue vraiment : l'envie que les choses bougent, la frustration quand elles ne bougent pas assez vite, et la dispersion qui en découle. Un mécanisme dans lequel beaucoup se reconnaîtront.

You're not stuck with money because you're lazy or bad with numbers. You're running a program you never chose. You inherited it. It got set by what your family earned, what went quiet at the dinner table, what your friends made, what that first good job paid you. Nobody sat you down and taught you to fear money. You absorbed it and built a ceiling out of it. In this solo episode Lewis walks through the five money beliefs that keep almost everyone stuck, and gives you a specific assignment for each one. It's the work at the center of his New York Times bestselling book Make Money Easy, stripped down to what you can actually do this week. Your mind will defend that ceiling like it's protecting you. Every time you climb above it something pulls you back down and you call it bad luck. It isn't luck. It's a thermostat. These beliefs only survive because nobody ever says them out loud. Four numbers, thirty days, and one uncomfortable conversation is where the whole thing breaks.Make Money EasyThe School of GreatnessThe Greatness MindsetThe Mask of MasculinityIn this episode you will:Uncover why 99% of people are wired to sabotage their own money growthLearn why financial breakthroughs come from new beliefs, not better strategiesBreak the invisible income ceiling your mind quietly defendsReframe overwork by learning that money is payment for value, not for painGive every dollar a destination before it arrives, the way wealthy people doFor more information go to https://lewishowes.com/1980More SOG episodes we think you'll love! Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3700: Jacob Lund Fisker explains how his own attitude toward money moved through four distinct stages, from spending whatever arrives to owning assets that pay him. He argues that the jump from a six month emergency fund to genuine financial independence is a difference in kind rather than degree, and that most people cross it by spending ten times less rather than earning ten times more. Each stage, he says, runs on its own rules for investing and money management. Read along with the original article(s) here: https://earlyretirementextreme.com/the-evolution-of-the-meaning-of-money.html Quotes to ponder: "Stage 1 is essentially stage 0 with some savings that are only used in special circumstances." "There are two solutions: Earn 10 times more. Or spend 10 times less. Not everybody can do the former, but everybody can do the latter." "If stage 1 is struggle-independence and stage 2 and 3 are financial independence, stage 4 is economic independence and it is different in kind from stage 2 and 3." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mentorships with John: https://john-bunn.com/shop  What if the thing keeping you from charging more isn't your market, your work, or your clients? What if it's your own mindset around money? In this episode of Shifting Focus, I sit down with photographer and educator Erin Blackwell to talk about money blocks, pricing, premium clients, and what it actually takes to get unstuck from the middle market. Erin has been a professional photographer for more than 16 years. She started her business with a Canon 20D she bought with her tax refund while living in her parents' basement with three young kids. Over the years, she built a six-figure photography business, raised her prices, drastically reduced the number of sessions she shoots, and became one of the highest-priced photographers in the branding space. We talk about why creatives struggle so much with money, why you don't have to be able to afford your own prices, and why you have to stop deciding what your clients can afford before giving them the opportunity to decide for themselves. Erin and I also dig into the reality of moving into the premium market, why getting more "no's" can actually be a good thing, how knowing your numbers changes the way you sell, and why higher-paying clients can often be easier to work with than clients in the middle market. We also talk about positioning yourself as the expert. Premium clients aren't looking for someone who constantly asks them what to do. They want someone they can trust to walk into the room, take control, solve problems, and deliver an incredible experience. If you know your work is good but you still feel uncomfortable charging more, this episode is for you. CONNECT WITH ERIN BLACKWELL Instagram: www.instagram.com/iamerinblackwell  GRAB THE FREE "CALLING YOUR SHOTS" GUIDE HERE: https://callingyourshots.com/    IN THIS EPISODE: • Breaking through your money blocks • Why you are not necessarily your ideal client • How to know when it's time to raise your prices • Why you need to stop deciding what clients can afford • Getting comfortable hearing "no" • The problem with being stuck in the middle market • Creating value instead of simply raising prices • Why premium clients can actually be easier to work with • Positioning yourself as the expert • Charging more while working less • Building a business around time freedom • Creating a sustainable business that can evolve with your life  

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Stéphane quitte le salariat pour se lancer en indépendant, avec un deuxième enfant en route. Il possède un appartement à Lyon en LMNP, entièrement remboursé, estimé autour de €450.000 et loué €1.500 par mois. Son objectif : travailler moins à l'avenir, développer son patrimoine et préparer une retraite plus libre.Sa question : vaut-il mieux conserver un bien déjà rentable, ou le vendre pour repartir sur une stratégie plus performante ? Avec une crainte en tête — son futur statut d'indépendant va lui fermer l'accès au crédit pendant un moment.Dans cet extrait de la Radio Libre, Delphine commence par corriger le vocabulaire : la rentabilité n'est pas un interrupteur, c'est un curseur. Puis elle fait le calcul en direct et le résultat tombe à 3,4% net. Elle explique surtout d'où vient l'illusion — quand un bien est remboursé, on encaisse plus de cash chaque mois, donc on a l'impression que l'investissement s'améliore, alors que l'enrichissement réel, lui, est faible.Elle enchaîne sur le timing de la vente, avec un point précis sur le DPE que Stéphane vient de recevoir et une règle simple pour ne pas dépenser plus que nécessaire en travaux. Puis sur le réinvestissement : ce qu'elle mettrait, ce qu'elle éviterait absolument, et l'avertissement à garder en tête quand on lance une activité en parallèle.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3699: Michelle Schroeder-Gardner shares the financial lessons her late father taught her, from budgeting through repeated layoffs to using credit deliberately rather than avoiding it. She describes a man who was not wealthy but who managed his money so well that he traveled to more than fifty countries on an ordinary income. The lesson she carries is that money management is what buys freedom, not what takes it away. Read along with the original article(s) here: https://www.makingsenseofcents.com/2017/04/great-financial-lessons.html Quotes to ponder: "If you are thinking my dad was rich, he wasn't. Instead, he worked with his budget and always made sure to fit exciting trips in because that is what he believed in." "I think the most important money lesson I learned from my father is that money doesn't have to control you." "Too many people believe that they can't lead a good life on a budget. That is not true at all." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Nicolas a 29 ans, il est ingénieur et vise l'indépendance financière d'ici 5 à 10 ans. Sur le papier, la trajectoire est excellente : €100.000 d'actifs financiers, environ €500.000 d'immobilier brut, trois opérations en trois ans dont un immeuble de rapport et une colocation.Dans la réalité, c'est autre chose. Le cash flow annoncé ne se matérialise jamais, les imprévus l'absorbent en permanence, la gestion pèse, et il ressent surtout de la déception — avec l'impression de s'être fait avoir sur plusieurs opérations qu'il avait largement déléguées.Dans cet extrait de la Radio Libre, Delphine commence par valider ce qu'il ressent, mais en déplaçant complètement le diagnostic : ses investissements ne sont pas de mauvais investissements, ils sont même au-dessus de la moyenne. Ils ne sont simplement pas alignés avec l'ambition qu'il s'est fixée. Et elle explique pourquoi le cash flow en location longue durée reste, structurellement, une promesse que les chiffres ne tiennent presque jamais.Elle passe ensuite aux solutions concrètes : les options de sortie sur l'immeuble, le bon profil d'agent immobilier pour vendre à des investisseurs, les actions immédiates pour relouer la colocation vide, et surtout une règle sur la délégation que beaucoup d'investisseurs débutants découvrent trop tard.

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingGeorge kicks off a new series called The Next Generation with Logan — a climber, zipline guide, and 20-something he met at Vertex Climbing Gym. Logan opens up about his spiritual awakening at fifteen through Eckhart Tolle, a stretch of dissociation and mania that followed, and the months he spent at Alternative to Med Center in Sedona getting off medication and finding his way back into his body.The conversation ranges from what a real rite of passage looks like in a world that no longer offers one, to what climbing teaches about the line between fear and danger, to the psychology of dating apps, money, ego, and validation. George and Logan close by turning to the generational gap itself — what older generations miss about growing up saturated in screens, and what it means to build a meaningful life at the edge of a generation inheriting a radically different world.More conversations like this one are at truelife.transistor.fm. One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Océane vit en Espagne avec son conjoint et leur enfant, un deuxième en route. Ils travaillent tous les deux comme indépendants via la même société, qui génère environ €70.000 de chiffre d'affaires par an. Ils se versent €1.200 chacun par mois.Sa question porte sur l'optimisation : quand on est entrepreneur, faut-il augmenter sa rémunération personnelle pour pouvoir emprunter en nom propre, ou laisser la trésorerie dans la société pour investir par ce biais ? Parce que pour l'instant, elle est bloquée des deux côtés — les banques trouvent la trésorerie trop faible d'un côté, les revenus trop faibles de l'autre.Dans cet extrait de la Radio Libre, Delphine commence par reconstruire l'intégralité du compte de résultat en direct : rémunérations, cotisations, local, véhicule, impôts. Et le diagnostic qui en sort n'a rien à voir avec la question posée. Océane pense faire de l'optimisation fiscale, alors qu'en réalité elle se verse simplement tout ce que l'entreprise peut lui verser. Le blocage n'est pas fiscal, il n'est pas bancaire non plus — il est en amont.Delphine chiffre ensuite l'hypothèse d'une hausse de rémunération pour montrer où elle mène concrètement, puis passe au crible deux lignes de charges qui pèsent lourd dans une structure de cette taille.

POUR PARTICIPER : https://link.richissime.net/le1ypNPose ta question à Delphine Pinon. Elle te répond en direct !Élodie est entrepreneuse et locataire par choix. Il y a neuf ans, alors qu'elle était encore salariée, elle a monté deux opérations immobilières en même temps : un appartement en Pinel, et sa résidence principale de l'époque, aujourd'hui louée en meublé.Neuf ans plus tard, le contraste est brutal. Le Pinel, acheté €175.000, se revendrait autour de €165.000. L'ancienne résidence principale, achetée €277.000, en vaut aujourd'hui environ €370.000. Sa question : à quel moment encaisser la plus-value sur l'un, et faut-il accepter d'encaisser la perte sur l'autre ?Dans cet extrait de la Radio Libre, Delphine valide sans hésiter la stratégie qu'Élodie envisageait sans oser se lancer : réintégrer son ancien logement comme résidence principale avant de le vendre, pour effacer une facture fiscale qui se compte en dizaines de milliers d'euros — d'autant que le régime de plus-value des LMNP a changé.Sur le Pinel, le verdict est net et le vocabulaire aussi. Delphine explique pourquoi le rendement de ce type d'opération ne vient que de la défiscalisation, pourquoi revendre au prix d'achat dix ans plus tard est bel et bien une perte, et pourquoi il ne faut surtout pas réinvestir dedans pour tenter de le rattraper. Reste un problème de timing : un bail signé trois mois plus tôt bloque toute la manœuvre.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3695: Joshua Fields Millburn traces his path from a broke childhood to a fast-track corporate career, and the moment he looked up and saw that the executives he wanted to become were miserable. He explains that money never granted them security, and that back home it was not the lack of money that made his family poor but repeated poor decisions. Earning far less today as an indie author, he finds he no longer worries about money at all, because the decisions behind it finally got better. Read along with the original article(s) here: https://www.theminimalists.com/worry/ Quotes to ponder: "You see, money didn't grant these men happiness; money didn't bring them a sense of security." "But the truth is that, back on Warren Street, it wasn't the lack of money that made us poor. No, Mom and I were poor because of poor decisions. Repeated poor decisions." "Once I let go of the worry, I had nothing to worry about." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailFinancial freedom doesn't always require earning more—it may require building better systems.When Ann Pells' husband lost his job, she was home with three children under three and no additional income. The experience shattered her belief that education, employment, and hard work automatically created financial security. It also launched a decades-long journey to understand assets, multiple income streams, mortgage acceleration, business ownership, and money mindset.Ann joins Joey Pinz to explain why high earners can still feel trapped, how financial pressure affects families, and why replacing “I can't” with “How can I?” can change the direction of your life. She discusses paying down half her mortgage in two years, learning to evaluate financial opportunities more carefully, using trusted experts, and choosing established systems instead of attempting to master everything alone.This conversation goes beyond accumulating money. Ann believes genuine wealth should provide time, flexibility, stronger relationships, peace of mind, and the freedom to help others. Her story demonstrates how a frightening financial crisis can become the foundation for a more purposeful legacy.Top three highlights

Is your bank account stuck in fight-or-flight? In this episode of The Midlife Makeover Show, Wendy Valentine sits down with money mindset expert Tiffany Carter — business mentor and host of ProjectME with Tiffany Carter, a Top 5 money and entrepreneurship podcast in 57 countries. Tiffany opens up about going from TV news broadcaster to multimillionaire entrepreneur, losing her first million to a smooth-talking “finance guy,” and the wake-up call that sent her on a mission to heal the trauma driving her money story. You'll learn how fight, flight, freeze, and fawn show up in the way you earn, spend, and sell — why those patterns were wired in long before your first paycheck — and how to start rewiring them with radical responsibility and zero shame.

Episode Summary In this episode of the Work At Home Rockstar Podcast, Tim sits down with copywriter and marketing strategist Rachel Allen of Bolt From The Blue Copywriting. Rachel takes us back to 2008, when she landed in Hong Kong with about $200 in her bank account, no work visa, and a journalism degree that wasn't landing her a job back home. A quick Google search for "how to make money online" led her to copywriting, and she's never looked back. The conversation doesn't stop at the success story. Rachel opens up about a rough stretch where she went three years without filing taxes across two countries, and how untangling that mess led her to build financial habits she still uses today. Tim and Rachel dig into why so many entrepreneurs avoid looking at their own numbers, and why you don't have to be a math person to run a healthy business. From there, they cover how Rachel sets up a productive home office no matter where in the world she's living, the role masterminds and coaches have played in her growth, and her newer book-outlining offer that helps clients finish their books in months instead of years. They close things out with Rachel's honest, grounded take on AI in the writing world, and of course, her favorite band. Who is Rachel Allen? Rachel Allen is a fast-thinking, deeply nerdy marketer with broad-ranging experience in for-profit and non-profit sectors. She's written for some of the biggest (and smallest) names in business, and excels at marketing that's equal parts data-driven and human-centered. Having run a marketing business for 17 years with clients in over 21 countries, Rachel's worked with some of the top names in entrepreneurship, as well as influencers, brick-and-mortar businesses, and non-profits around the world. Her work has contributed directly to high-ROI launches, leaps in audience engagement, industry awards, relationships with top venture capital firms, and national-level honors. On the show, Rachel shared how she built her business from scratch after stranding herself in Hong Kong during the 2008 recession, and how she's grown it into Bolt From The Blue Copywriting — where, as she puts it, "if it's words that make money, I do it." That includes copywriting, book editing (she's edited 19 books), a book-outlining coaching offer, and a branding collaboration she runs with a fellow specialist. Connect with Rachel Allen Website: https://www.boltfromthebluecopywriting.com/ Instagram: https://instagram.com/boltfromthebluecopywriting LinkedIn: https://www.linkedin.com/in/rachelallenwrites/ Substack: https://boltfromthebluecopywriting.substack.com/ Host Contact Details Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar LinkedIn: https://www.linkedin.com/in/timmelanson YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast Twitter/X: https://twitter.com/workathomestar Email: tim@workathomerockstar.com Timestamps 00:00 Welcome and Guest Intro 00:30 Hong Kong Copywriting Origin 01:57 Tax Trouble Lessons 04:16 Money Mindset and Systems 11:46 Nomad Home Office Hacks 15:17 Coaches and Masterminds 18:31 Charging What You're Worth 20:08 Book Outlining Offer 23:04 AI and Writing Debate 27:19 How to Work With Rachel 28:02 Favorite Band and Wrap Up Disclaimers Money Talk: This episode includes personal stories about taxes, bookkeeping, and money mindset. It's shared for inspiration, not as financial or tax advice — check with your own accountant for your specific situation. AI & Copyright: Rachel shares her personal take on AI and intellectual property. This area of law is still evolving, so treat her comments as her own experience and opinion, not legal advice.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3688: Paula Pant contrasts a country where families build a house one room at a time over fifteen years with a country where a thirty-year-old can borrow the whole thing at once. She argues that easy credit buys real mobility and that business loans can genuinely elevate people, while the buy-now-pay-later mindset quietly corrodes net worth. Her conclusion is that borrowing should be the rare exception rather than the default money management setting. Read along with the original article(s) here: https://affordanything.com/fueled-by-debt/ Quotes to ponder: "When credit flows freely, consumption doesn't end." "That type of thinking can be corrosive to your net worth if you spend that money on the wrong things." "It reminds me that borrowing money should be the rare exception, not the norm." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3688: Paula Pant contrasts a country where families build a house one room at a time over fifteen years with a country where a thirty-year-old can borrow the whole thing at once. She argues that easy credit buys real mobility and that business loans can genuinely elevate people, while the buy-now-pay-later mindset quietly corrodes net worth. Her conclusion is that borrowing should be the rare exception rather than the default money management setting. Read along with the original article(s) here: https://affordanything.com/fueled-by-debt/ Quotes to ponder: "When credit flows freely, consumption doesn't end." "That type of thinking can be corrosive to your net worth if you spend that money on the wrong things." "It reminds me that borrowing money should be the rare exception, not the norm." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, Mindset, and Freedom: Helping Women Take Control of Their Finances with Emily StroudMoney can feel intimidating, emotional, and overwhelming—but understanding your finances can also create freedom, confidence, and peace.In this episode of the Wise Divine Women Podcast, Dana Irvine sits down with Emily Stroud, faith-based financial advisor, to talk about financial empowerment for women, money mindset, budgeting, financial education, and creating a healthier relationship with money.Emily shares her journey into finance and explains why financial literacy is especially important for women. Whether navigating marriage, divorce, widowhood, single life, career changes, caregiving, or simply wanting more confidence around money, understanding your financial picture can help you make decisions from clarity rather than fear.Dana and Emily also explore how childhood experiences, family beliefs, faith, and life circumstances shape our relationship with money. One of Emily's most important reminders: money is a tool. It is how we understand, manage, and use it that matters.This conversation is about creating financial awareness, having honest conversations, building confidence, and developing skills that can positively impact your life—and the generations that follow.You can learn more about Emily on her website https://faithfulfinance.comAnd check out her Facebook page here.Key TakeawaysMoney is a tool. Understanding how to manage it responsibly can create greater freedom, security, generosity, and opportunity.Financial freedom is powerful. Knowing where you stand financially helps you make choices based on your priorities instead of fear.Your money mindset matters. Beliefs formed through childhood, family, and past experiences can continue influencing financial decisions until we consciously examine them.Budgeting creates clarity. A budget helps you understand where your money is going and intentionally direct it toward what matters most.Women need financial education. Career interruptions, caregiving, divorce, widowhood, and other life transitions can create unique financial challenges.Teach the next generation. Giving children practical money-management skills can influence their financial wellbeing for decades.Episode Chapters00:00 Introduction to Financial Empowerment02:49 Navigating Financial Challenges for Women06:21 The Importance of Financial Education09:55 Personal Experiences Shaping Financial Perspectives13:12 Understanding Money Mindsets16:26 Teaching Financial Literacy to the Next Generation20:51 Creating a Supportive Financial Environment22:44 Conclusion and Resources for Financial GrowthKnowledge creates confidence—and confidence creates choices.For support with hormones, metabolism, breast health, digestion, and whole-body wellness, visit DanaIrvine.com and book a Health Clarity Call: https://wisedivinehealthclaritycall.youcanbook.me/Subscribe to the Wise Divine Women Podcast, leave a review, and share this episode with a woman who is ready to stop fighting her body and start understanding it.financial empowerment, women and finance, women and money, financial literacy for women, financial education, money mindset, budgeting for women, Emily Stroud, Dana Irvine

On today's episode, I'm joined by Mary Holland Nader, former Wall Street wealth manager and founder of Mary & Pip, to discuss overcoming money insecurity, building wealth, and why the biggest flex is what's in your investment account. We dive into how the way we grow up can shape our money mindset, overcoming the fear of investing, and why women should feel empowered to take control of their finances. Plus, Mary shares her weekly money ritual for freelancers and creatives, how to make financial wellness feel less intimidating and more approachable, the basics of investing and Roth IRAs, and why women shouldn't feel like they need to choose between being multifaceted and being taken seriously. Whether you're just starting to invest, navigating an unpredictable income, working toward financial independence, or looking to completely transform your relationship with money, this episode is packed with practical advice and empowering insights. Enjoy!To connect with Mary Holland Nader on Instagram, click HERE.To connect with Mary Holland Nader on Tiktok, click HERE.Listen to Mary Holland Nader's Podcast, Growing Interest, click HERE.To check out Mary and Pip, click HERE.To connect with Siff on Instagram, click HERE.To connect with Siff on Tiktok, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Visit www.sleep.me/dreambigger to get up to $255 off your Chilipad 2.0 with code dreambigger. This special offer is available for Dream Bigger Podcast listeners – and only for a limited time! Order it today with free shipping and try it out for 30-days. You can return it for free if you don't like it with their sleep trial. Visit www.sleep.me/dreambigger and never wake up hot and tired again.Right now, you can save up to $230 on the 12 piece cookware set vs buying the products individually. And you can find even more set savings when you shop Caraway's full Kitchenware collection. Visit Carawayhome.com/BIGGER to take an additional 10% off your next purchase. This deal is exclusive for our listeners, so visit Carawayhome.com/BIGGER or use code BIGGER at checkout.Visit www.lilysilk.com/dreambigger and use code dreambigger for 20% off your LILYSILK order.Get $25 off your first purchase when you go to TheRealReal.com/dreambiggerVisit coyuchi.com/dreambigger for 15% off your first purchase of the most comfortable bedding you'll ever own. That coyuchi.com/dreambigger. Some exclusions apply.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You can have the license, the laptop, and a full client list, and still stay exactly where you are, because learning to transform your money mindset is the piece most traveling therapists skip until it's absolutely unavoidable. This one's a replay of one of our most-requested episodes, and it earns that spot for a reason. In this episode of The Traveling Therapist Podcast, I sit down with Scarlett Stanhope, known as the Biz Hippie, to talk about why money, not licensure or tech setup, is usually the real reason people never book the flight.We get into the core beliefs that quietly run the show long before you ever open a bank statement, the childhood money messaging most people never think to question, and the very uncomfortable topic of charging what you're actually worth. Transforming your money mindset starts here, and if you've been waiting for the money to feel more stable before you make a move, Scarlett is going to poke at that belief a little.In This Episode, We Explore…Why "not enough-ness" shows up the same way whether you're broke or financially comfortable.The difference between the tangible and intangible sides of healing your relationship with money.What Scarlett's compost pile has to do with breaking a scarcity mindset.The real cost of undercharging, and why overcharging can backfire just as fast.How Scarlett's pricing "secret sauce" helps you find the edge of your comfort zone.Connect with Scarlett Stanhope:Website: https://thebizhippie.com/ Instagram: https://www.instagram.com/thebizhippie/ Book an Abundance Activation Session: https://thebizhippie.com/activate/ Are you ready to take the plunge and become a Traveling Therapist? Whether you want to be a full-time digital nomad or just want the flexibility to bring your practice with you while you travel a couple of times a year, the Portable Practice Method will give you the framework to be protected! ➡️ JOIN NOW: www.portablepracticemethod.com/Connect with me:www.instagram.com/thetravelingtherapist_kymwww.facebook.com/groups/onlineandtraveling/www.thetravelingtherapist.comThe Traveling Therapist Podcast is Sponsored by:Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! www.heyberries.com/therapistsAlma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians www.helloalma.com/kym

Podcast recorded 9/2/26 Investment Advisor, JB Bryan discusses the Mindset required for SUCCESS. Are you settling for less? Do you remember when you stopped trying hard? What was the excuse you gave yourself? Who told you it's too late? Do you remember your DREAM? Who talked you out of it? How bad do you want it? JB will explore -The Money Mindset - required for HIGH INCOME when you are 1st generation.  www.AfroEconomics.com 1-844-JBBRYAN for a FREE consultation.  www.JBBRYAN.com #JBBRYAN #AfroEconomics

Recording this one from a Hub co-work space in Brisbane, coffee in hand, in full flow

You can know exactly what the Bible says about money... and still panic when it's time to actually make a money decision. If you're a Christian entrepreneur who's already fully in your business, already earning but still feels spiritually and financially unsafe with money, this video is for you. In this video, I walk you through a real client's journey through our 7-Step Biblical Money Mindset Framework, specifically Step 3, where we go deeper than the surface fear to find the fear behind the fear, and Step 5, where we instill new thoughts and Fun Money Habits that actually renew the mind. Fun Money Habits are daily biblical thinking habits that train the brain to think differently about money, not budgeting habits. GOD transforms the heart. HIS Word renews the mind. Fun Money Habits train the brain to live it out. If this is you, if you're ready to stop calling your fear discernment and actually renew your mind with GOD's truth, here's where to start: → Biblical Money Mindset Course (16-week guided framework): https://www.funmoneyhabits.com/biblical-money-mindset-course → Ready to go deeper, 1:1? The Fruitful & Faithful Steward Mentorship: https://www.funmoneyhabits.com/biblical-money-mindset-mentorship → Not sure where you're stuck?  Take the free Money Mindset Quiz: https://form.jotform.com/CoachRaina/quiz Behavior follows belief. Let's renew yours.  

Financial Wellness for Women: Money, Marriage & Building Wealth with Hayley Dickson, CFP®What if financial freedom has less to do with hitting a magic number—and more about finally feeling clear and confident about your money?This week on The Running Wine Mom, Samantha Cieslinski sits down with Hayley Dickson, CFP, CEO and Founder of RIPPL Wealth Management, for a refreshingly honest conversation about money, financial wellness, marriage, motherhood, and building a life you actually want to live.Hayley shares how she walked away from a successful six-figure career in entertainment, trusted her intuition, and ultimately became the fastest-growing advisor in Northwestern Mutual's history before launching RIPPL Wealth Management.But this isn't your typical conversation about cutting lattes and sticking to a monthly budget. In fact, Hayley hates monthly budgets.Instead, she introduces her concept of a “planning budget”—deciding how much of your annual income will go toward growing your net worth and achieving your goals first, then giving yourself permission to enjoy what's left.Samantha and Hayley also get into the emotional side of money: why successful women can still feel embarrassed about what they don't know, why financial wellness belongs in the same conversation as physical and mental health, and why women—especially stay-at-home moms—need to understand their household finances even when their partner traditionally handles the money.In this episode, we talk about:Why Hayley left a successful entertainment career to completely reinvent herself in financeWhy money remains one of our biggest cultural taboosThe shame and comparison that keep women from asking financial questionsWhat being a “financial life designer” actually meansWhy financial wellness can affect our mental health, relationships, and overall well-beingFinancial independence for women and stay-at-home parentsWhy Hayley prefers the idea of becoming “work optional” instead of simply retiringEstate planning, life insurance, 529 plans, and preparing financially for your familyTax diversification and the difference between pre-tax and Roth retirement savingsHow sophisticated investment strategies are becoming more accessible to everyday wealth buildersPrenups, postnups, marriage, and protecting yourself financiallyWhether couples should combine finances or use a “yours, mine, and ours” systemWhy having a shared financial vision matters more than exactly how your bank accounts are structuredThe “middle bucket” Hayley often sees missing from people's financial livesWhy Hayley hates traditional monthly budgetsHer planning budget approach to saving, investing, and spending without guiltWhy travel is the money splurge Hayley will never regretHayley defines financial freedom as having clarity, confidence, and peace in your money choices. And perhaps the biggest takeaway from this conversation is that you don't need to wait until you're wealthy to start feeling financially empowered.You just have to start.Hayley is offering listeners a complimentary 30-minute one-on-one Life Design & Wealth Strategy Session (a $500 value). Simply mention this episode when you reach out to rippl@nm.com to reserve your spot. Learn more about Hayley and how she can help elevate your finances on rippl.nm.com.Connect with Hayley DicksonRIPPL Wealth Management: https://rippl.nm.com/Hayley Dickson on Instagram: @hayleywdicksonHayley Dickson on LinkedIn: Search Hayley Dickson, CFP®Connect with The Running Wine MomFollow Samantha on Instagram: @therunningwinemom_Subscribe to The Running Wine Mom wherever you listen to podcasts, and if this episode made you think differently about money, send it to a friend who needs to hear it.This episode is for educational and informational purposes only and should not be considered individualized financial, investment, tax, or legal advice.

The story you tell about money was written long before you chose it. This track rewrites it while you sleep, trading scarcity for a steady belief in your own abundance. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices

Nobody on a first date asks about money scripts. But according to Dr. Kristine Anthes, that silence is where relationships start breaking down. In this follow-up conversation with Rick Kahler, Kristine gets into the mechanics of IFS-informed matchmaking — how she prepares clients before a date, debriefs them after, and slowly brings money into the conversation through values rather than net worth. Rick shares his own story of insisting on a prenup, watching parts take over the negotiation, and ending up without one. The real insight isn't about what someone earns or owns — it's about psychological flexibility, whether a person's money parts are rigid or can bend. Two people with identical net worth can still be financially incompatible. Two people with different financial pictures can thrive. What actually predicts the relationship is what's running underneath the numbers.  #DrKristineAnthes, #KristineAnthes, #RickKahler, #FinancialTherapy, #MoneyScripts, #InternalFamilySystems, #IFS, #RelationshipPsychology, #FinancialCompatibility, #EmotionalCompatibility, #CouplesAndMoney, #MoneyMindset, #PsychologyOfMoney, #BehavioralFinance, #FinancialPsychology, #DatingAdvice, #HealthyRelationships, #CouplesTherapy, #RelationshipCoaching, #Prenup, #LoveAndMoney, #FinancialWellness, #RelationshipValues, #EmotionalIntelligence, #PersonalFinance, #MoneyConversations, #ConsciousDating, #RelationshipGoals, #EmotionalHealing, #FinancialLiteracy A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Send us Fan MailMoney Mindset Academy | Help Teens Build Better Money HabitsTeen Money Mindset BookParent Money MindsetNeed Bookkeeping?  Tell Greg we sent you!  Support the showBECOME A PREMIUM SUBSCRIBER TODAY - PREMIUM!!!RTPF STORE - MERCH!!!

The story you tell about money was written long before you chose it. This track rewrites it while you sleep, trading scarcity for a steady belief in your own abundance. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1492DM Jen Sincero reflects on her 10-year journey, sharing profound lessons in personal, physical, and financial aspects. She emphasizes the importance of not letting others' opinions define self-worth and the challenge of navigating both criticism and praise. Financially, she discovers the joy of generosity but acknowledges a lingering frugality with personal indulgences. The interview touches on the significance of openly discussing money to break societal discomfort and the power of maintaining an abundance mindset. Sign up for the Greatness newsletter! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you're a woman ready to redesign your life, step into your next best self, and finish 2026 strong, you are going to love the coaches I'm introducing you to today. They're our speakers from the Design, Live, Thrive Summit, and each one gives you a real taste of what she'll be teaching live.⭐️ Grab your spot at the September 2026 Design, Live, Thrive Summit here: https://www.designlivethrive.com/If you're new to my channel, my name is Debbie Shadid. I'm a Business Growth and Life Coach and the founder of the Business Building Boutique. For over two decades, I've helped women learn how to become coaches, get clients, grow their businesses, and create meaningful income doing work they love.The Design, Live, Thrive Summit for Women runs twice per year, and in this video you'll hear from the speakers who will be speaking on in our upcoming September 2026 Summit on Septmber 9-11. Here's who you'll meet in this episode:• Emily Terry, Mile High Money Mama. Her talk, "The Money Mindset Reset," helps high-earning women stop wondering where their money went and start making it work for them, without restrictive budgets.• Sol Garcia, executive function consultant. She helps high performers who feel foggy and forgetful tell the glass priorities from the plastic ones, and finally bridge the gap between knowing what to do and getting it done.• Dr. Michelle Alden, parent coach. Her talk, "Stop Reassuring Your Anxious Child and Build the Confidence They Need," helps parents recognize anxiety hiding behind big behaviors and respond in a way that actually calms everyone.• Victoria Herczek, body-mind wellbeing coach. Her talk, "What Your Nervous System Has to Do With the Pain You're Suffering," helps women who've tried everything finally understand and release chronic pain.• Thais Glenn, co-host and speaker at the Design, Live, Thrive Summit for Women. She teaches how to use your future self as a point of reference, so your frustrations become a compass toward what you actually value.When you save your seat, you get instant access to the Design Live Thrive toolkit, a gift from each speaker with a strategy you can start using right away: https://designlivethrive.comConnect with the coaches:• Emily Terry: https://milehighmoneymomma.com• Dr. Michelle Alden: https://www.parentingchallengingkids.com• Victoria Herczek: https://www.victoriaherczek.comAre you a coach, or thinking about becoming one? Book a call with me here:https://debbieshadid.com/scheduleConnect with me, Debbie Shadid:Website: https://www.debbieshadid.comInstagram: https://www.instagram.com/debbieshadid/Chapters: 0:00 Redesigning Your Life for 20260:45 Mastering Your Personal Finances1:27 Executive Function for Busy Professionals1:39 Supporting Children Through Big Emotions2:04 Living in a Pain-Free Body3:03 Using Your Future Self as a GPS30:59 The Reality of Building a Coaching Business42:15 Data-Driven Growth and IterationTired of spinning in indecision about what to post, how to sell your coaching, or explain what you do? This is your moment!Join me for a live edition of Fast Track + VIP coaching experiences where you'll get real-time feedback on your niche, offers, and marketing, plus the clarity and support you've been looking for.Spots are limited and enrollment closes soon.Let's connect → DebbieShadid.com/schedule

Send us Fan MailHey guys! How's your summer going? Mine is winding down—today's the last week before the kids head back to school, and honestly, I need a break. I scheduled a full “mama camp” staycation with all the boys, my nephew, and my parents in town. Right now, I'm sitting in the car while they're at the trampoline park, and it already feels like Thursday even though it's only Tuesday!The big takeaway I want to share with you today is this: read Die with Zero. I listened to the audiobook on YouTube, and it completely shifted how I think about money. Instead of feeling guilty every time I spend, it helped me see that money is meant to be used for experiences—especially when your family can enjoy them the most.With five boys (ages 10 to 15), my nephew, and my parents visiting, our family spending is at its peak right now. Sports, clothes, shoes, travel, education—it all adds up. But instead of feeling bad about it, I'm reminding myself that this is the season to invest in memories. Later, when the kids are grown and independent, we won't need to spend the same way. So why hold back now?This book also challenged the idea of saving everything “for the kids.” If you're planning to leave them money, why not give it when they actually need it—like for university or a mortgage—instead of waiting until they're in their 60s and don't need it as much?This week, I'm splurging a little more than usual: trampoline park, downhill karting, karaoke with sushi (first time ever!), escape rooms, Activate, and even a family rafting trip this summer. Yes, it's a lot of money for six people, but I'm practicing gratitude instead of guilt. I'm blessed to be able to do these things, and I don't want to be the person who saves everything and misses out on the memories.So here's my challenge to you: if you can afford it, spend the money—but feel good about it. And if you can't, then don't. Either way, make the choice consciously. And if you're struggling with the guilt of spending, check out Die with Zero. It's been a game-changer for me.Alright, I'm off to see how the kids are doing at the trampoline park. Love you all—chat next week! Support the show

How much money do you actually want to make working for yourself? Most people say "eh, I don't need that much," but push a little and the number is almost always $100k. A $100k salary feels totally normal, so why does making it yourself feel impossible?Here's the truth: it's not that you don't have a strategy, that part we can fix in an afternoon. It's that deep down you don't believe you can, and that belief is the only thing in your way. I spent four years making almost nothing working for myself. Then I changed one thing, and went from $4k to $121k in a single year.Subscribe and Review Loving the show? Take a second to subscribe and leave a review. It's the easiest way to help more people who want this life actually find it.Ready to actually build the income? Come to my $100k Masterclass. One live day with me this Friday, August 28th, 10am to 3pm Eastern. You'll leave with your one offer, the one way to market it, and the exact way to sell it, plus a live demo where I do a real sales call on the spot. Grab your seat: $100k Offer WorkshopFollow on Instagram: https://www.instagram.com/moveabroadcoach/Watch on Youtube: https://www.youtube.com/@moveabroadcoach-macListen next: #181 Multiple Income Streams Are Keeping You Broke #103 Screw 'Realistic': Why Playing to Not Lose Is Holding You Back From Your Dream Life Abroad #120 Still Undervaluing Yourself? Let's Fix Your Prices So You Actually Get Paid (with Coach Lee)

Most Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to a paycheck, stepping away feels less like freedom and more like freefall. Oz Chen spent years financially independent before he could accept it, wrestling with the psychological gap between having enough money and being okay with not working. Key Topics Discussed Oz's Background and FI Journey (00:02:30) Oz shares his introduction to financial independence through Tim Ferriss's Four Hour Workweek, his career as a UX designer, and the moment he officially accepted being financially independent at 37—years after crossing the actual threshold. The Job That Changed Everything (00:08:15) After seven comfortable years at one tech company, management changes, an acquisition, and mounting burnout made Oz's dream job unsustainable. He reveals the "work policy statement" he'd written that predicted exactly when he'd need to leave. Taking FMLA Leave as an Experiment (00:15:40) Rather than quitting outright, Oz used 12 weeks of FMLA medical leave to test what not working would feel like. He set a deliberately low bar for success—sleep and play pickleball—instead of maintaining his productivity mindset. The Unexpected Layoff (00:22:30) During the final week of his sabbatical, Oz received a layoff notice with severance and garden leave. What could have felt devastating instead felt like "divine timing," perfectly aligning with his planned departure. Wrestling with Fear and Acceptance (00:28:00) Oz shares his practice of writing acceptance statements for every fear—from scarcity feelings to relationship changes. By acknowledging fears without resisting them, he reduced the suffering that comes from fighting his own emotions. Practical Strategies for Decumulation (00:35:45) Breaking down the scary process of drawing down investments: think month-by-month rather than annual withdrawals, and sell "junk" investments (random stocks, crypto) first before touching beloved index funds. Life After Work and Future Plans (00:42:20) Oz describes his current life taking community college music classes, learning trades, and planning for the next 2-3 years before potentially having children. He emphasizes honoring different life seasons and remaining flexible about future work. Notable Quotes Ginger: "Pain plus resistance equals suffering. The pain is part of the human experience, but the resistance is the thing that you can control." Oz Chen: "I accept that not having a paycheck coming in will feel weird and scary. I can have the feeling and it doesn't have to change what I'm doing." Oz Chen: "Clarity through action versus expecting clarity before action. Breaking things down into smaller components generates clarity." Oz Chen: "The productivity engine is something that often buzzes in the background for optimizers. There's always something to work on, always something to optimize." Oz Chen: "I realized my fear was a very generalized fear. Writing down that fear and asking, is that true? helped me see it's potentially a reversible decision." Key Takeaways Write a work policy statement listing specific conditions under which you'd leave your job, similar to an investor policy statement for market downturns Break down your fears by writing them out specifically, then question their validity and put dollar amounts to worst-case scenarios Create acceptance statements for your financial fears to reduce internal resistance rather than trying to eliminate fears entirely Calculate your first 3-6 months of expenses in retirement month-by-month rather than thinking about annual withdrawals to make decumulation less daunting Consider using all available time-off options (PTO, unpaid leave, FMLA if eligible) to experiment with extended breaks before making permanent career changes Identify "junk" investments in your portfolio that you'd be happy to sell first before touching core index fund holdings Set a low bar for success duri…

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1968DM An ER doctor told Anthony O'Neal something that stuck with him for good: Patients come in wanting to be fixed in an hour. That's not how it works. Her first priority is always to get them stable. Fixing comes after. That's the whole philosophy behind getting out of paycheck to paycheck living. Not a quick fix. Stability first. Anthony breaks down why the old "$1,000 emergency fund" advice won't even cover four new tires anymore, and why one month of net pay changes which side of your brain makes your decisions when life throws a curveball. If you've ever felt like you're one bad week away from falling apart financially, this is the mindset shift you need to hear. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joel Bein spent two years clearing more than a thousand beliefs on himself before he ever worked on anyone else. In this episode he does it live, on Chris. Joel finds the belief that has been running Chris since he was a kid, walks him through it on camera, and about fifteen minutes later Chris says the words out loud and feels nothing. Joel is the founder of Human Liberation, where he works one on one with six and seven figure entrepreneurs to permanently remove the beliefs that quietly cap what they earn and what they enjoy. He calls it uncoaching, because he is not adding another framework. He is subtracting the root. If you have done the therapy, read the mindset books, and the same voice still shows up at three in the morning, this is the one. In this episode: What a limiting belief actually is, and why Joel calls it a closet full of old shirts you never throw out Why meditation and mindset hacks mow the lawn instead of pulling the dandelion out at the root The live demo. Chris names the pressure he carries, Joel finds the belief underneath it, and you hear the moment it lets go Why "I'm not good enough" may be the most common belief on the planet, and the animated movie scene that shows exactly how it gets made The Santa Claus test, and why a belief that is truly cleared does not come back the next time life gets hard The first domino. Beliefs, thoughts, emotions, actions, outcomes, and why most men only ever work the last two How a belief you do not know you have turns into a revenue ceiling and a three in the morning money spiral Why doing the emotional work makes a man harder to shake, not softer, and what that does for a marriage The comparison trap. Chris on why a podcast that is doing well still feels average Joel's entry in the Upgraded Man Journal, and the sentence he left for the next guest Find Joel Bein at thehumanliberation.co. His podcast is The Joel Bein Show, on Apple Podcasts and Spotify. Short-form on YouTube at @human_liberation, and he is most active on LinkedIn. The Upgraded Man is for men who refuse to stay complacent. Full episodes every Monday. If this one helped, follow the show and send it to a man who needs it. This episode may or may not be sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️ PODCAST: Subscribe and listen on all major platforms⚡️ Want to be a guest on The Upgraded Man? Apply here ➡ https://upgraded-man.com/guest⚡️ For support or business inquiries, email us ➡ chris@upgraded-man.com Our mission at The Upgraded Man is simple — help men upgrade every area of their life through real conversations, honest stories, and actionable insight from men who have done the work.Want to be a guest on The Upgraded Man? Send Chris Anderson a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/upgradedmanpodcast The content on The Upgraded Man is for informational and entertainment purposes only. The views expressed by the host and guests are their own and do not constitute professional legal, financial, medical, or therapeutic advice. Always consult a qualified professional before making decisions based on information discussed on this podcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money mindset blocks can quietly cap your income even when your business looks successful from the outside. In this episode of The Mystic Millionaire Podcast, Danielle Amos reveals three beliefs that can lead to self-sabotage, scarcity, and overworking, and shares how shifting your self-image, releasing the hard work paradigm, and taking inspired action can help you create greater wealth without sacrificing your health, relationships, or freedom.Your next breakthrough begins with one powerful yes. Explore Danielle's upcoming live events and experiences at https://hello.danielleamos.co/.If you're ready to take the next step, learn more and get started here: https://danielleamos.co/the-millionaire-method/Slow down to speed up. Join Danielle at Collingwood, Ontario, for 4 days of healing and inner transformation. Rejuvenation Retreat September 20-23, 2026.  Learn more here: https://empress.danielleamos.co/rejuvenation-retreat-september-2026/Get exclusive access to powerful behind-the-scenes riffs Danielle only shares with her inner circle. SUBSCRIBE to unlock it now and go deeper with me here: https://www.buzzsprout.com/818893/subscribeThe Success Society is your gateway to an elevated life - an empowering community for driven individuals who are ready to align with abundance, success, and purpose. Join us for less than a cup of coffee per month! https://empress.danielleamos.co/the-success-society/Want to start working with Danielle? Book a complimentary strategy call with The Success Society Team. We're here to support you. https://danielleamos.co/contact-usYou can catch the video version of this episode on Danielle's YouTube channel. Subscribe here: https://www.youtube.com/@thedanielleamosOne conversation with Danielle can change your life. Access my free gift, Success Mindset Workshop, here: https://successmindsetworkshop.danielleamos.co/If you love this episode, please share it on Instagram, tag Danielle, and send a DM @TheDanielleAmos; We'd be so grateful if you could leave us a 5-star review on Apple Podcasts and Spotify.Support the show

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3669: J.D. Roth explains why failure is a normal part of managing money, drawing on his own $35,000 of consumer debt, several failed payoff attempts, and years of stock picks that tanked before he embraced index fund investing. He works through the seven abilities John Maxwell says let successful people fail forward, from rejecting rejection to varying their approach. The takeaway is that you are not your mistakes, and it is never too late to change direction. Read along with the original article(s) here: https://www.getrichslowly.org/failure-is-okay/ Quotes to ponder: "But you are not your mistakes. Own them, learn from them, and move on." "The wonder of the future is that it can be built upon the ashes of the past." "Fall down seven times, get up eight." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

#335 Billy shares a bite-sized episode on building a resilient mindset around money, success, and daily decision-making. The focus is on what actually changes behavior: gratitude, discomfort, and willingness to risk rejection. He also makes it clear this is a work in progress, not a polished "I've mastered it" lecture. Key topics In this episode, Billy explains why mindset matters more than tactics when the issue is really follow-through, not knowledge. He frames gratitude as a practical discipline, not just a nice feeling, and says appreciation improves perspective, creativity, and relationships. Billy shares a personal example about moving into a dream house and still feeling discontent within minutes, showing how quickly expectations reset. He distinguishes healthy drive from harmful discontent, arguing that ambition and gratitude have to coexist. He recommends a family gratitude practice: at breakfast, everyone names three things they're grateful for. Billy says comparing yourself to other people is usually a losing game because their circumstances, goals, strengths, and constraints are different. The second key is getting slightly outside your comfort zone, which he applies to jujitsu, sales, money habits, and pricing decisions. He suggests small, repeatable discomforts such as asking harder sales questions, reviewing financial statements for 10 minutes, or raising prices slightly. The third key is setting failure goals, meaning goals that require more risk, more noes, and more creativity. Billy uses examples from business development, public speaking, and launching offers to show how aiming for rejection can produce better results. He references the idea of impossible goals, where a bigger target forces you to redesign your strategy instead of repeating the same habits. Notable quotes "Too much, and you won't do it. Too little and you won't grow." "Set failure goals." "We're all on our own path."

Join Me on Substack – https://wisewomanmethod You've stood at the kitchen counter with your phone in your hand, looking at the price of the one thing that would actually move your business forward, and talked yourself into waiting until next year. I've stood there too.  After all these years of coaching women who went on to build real wealth, the thing that surprised me was never the size of their accounts. It was how much they all thought the same way, like someone handed them a tiny list of money rules and forgot to give everyone else a copy. In Part 1 of this two-part series on money mindset and building wealth, I walk you through all seven of those rules, and most of them don't cost a thing.     What You'll Learn in This Episode: Why building wealth starts with identity, not income, and how "builders" think differently before the evidence ever agrees with them The difference between money defense (saving, budgeting) and money offense (negotiating, investing, owning the asset), and why you were only taught half the game The better questions to ask when you're weighing a cost, so you're doing the math on a longer clock than fear knows how to read Why the women who build wealth think in decades, plant "pecan trees," and don't quit in the anxious short term How to buy freedom before comfort, and why the right afternoon back is worth more than the fancier version of what you already own Why the women you sit with become the women you become, and how to find rooms that stretch you toward your calling The one question to carry into your next "affordability moment" this week     Timestamps: (00:00) — The woman whose "irresponsible" decision turns out to be genius (00:25) — The kitchen counter and the "maybe next year" moment (01:21) — What women who build real wealth all have in common (01:48) — The seven secret rules of money (02:08) — Rule 1: Wealth starts with identity, not income (03:34) — Rule 2: Learn offense, not just defense (05:08) — Rule 3: Ask better questions (06:16) — Rule 4: Think in decades (07:33) — Rule 5: Buy freedom before comfort (09:14) — Rule 6: Invest in rooms that stretch you (11:35) — Rule 7: Build a life, not just a bank account (12:28) — This week's practice: your "affordability moment" (13:52) — Book recommendation: The Psychology of Money (15:42) — Where your steadiness actually comes from     Links to great things we discussed:  Alli's Book Recommendation - The Psychology of Money Function Health - Use code AWORTHINGTON10 for a discount on comprehensive lab testing Wise Woman Method on Substack Take the Secret Superpower Quiz Join the Uplift Community Follow Alli on Instagram Don't forget to watch Alli Worthington on YouTube!      I hope you loved this episode!

What if the biggest problem in your business isn't marketing, sales, or finance—but the way you think and behave? In this episode, Gino Barbaro explores the concept of business archetypes and how unconscious patterns, beliefs, and emotional responses can influence the way you lead, make decisions, and grow your business. There are 10 different business archetypes, including the Rebel, Warrior, Servant Leader, Gambler, Novice, Inventor, Dictator, Conservator, Entrepreneur, and Master. None of them are inherently good or bad. The key is understanding how each archetype shows up in your behavior—and recognizing when one may be helping you or holding you back. Gino shares personal examples from his restaurant and real estate journey, including how the Conservator and Novice archetypes affected his ability to grow and scale. He also explains how activating the Warrior mindset helped him develop a growth mindset, learn new systems, and move beyond the limitations of his previous experience. Ask yourself: • Which business archetype sounds most like you? • Where has this archetype helped you succeed? • Where has it become a liability? • What behavior do you need to change to take your business to the next level? The goal isn't to become a different person. It's to become more self-aware—so you can recognize the patterns influencing your decisions and consciously choose how you want to respond. Want to discover all 10 business archetypes? Email Gino at Gino@JakeandGino.com to receive the full list and characteristics of each archetype. Watch the full episode to dive deeper into business behavior, leadership, self-awareness, and the mindset required to grow your business. 00:00 – What If the Biggest Problem in Your Business Is You? 00:45 – What Are Business Archetypes? 02:00 – How Unconscious Behaviors Affect Your Business 03:00 – Gino's Personal Experience With Business Archetypes 05:00 – The Rebel Archetype 07:00 – The Warrior Archetype 08:30 – The Servant Leader Archetype 09:30 – The Gambler Archetype 11:00 – The Novice Archetype 13:00 – The Inventor Archetype 14:30 – How Archetypes Impact Business Decisions 15:30 – The Dictator Archetype 17:00 – The Conservator Archetype 18:30 – The Entrepreneur Archetype 20:00 – The Master Archetype 22:00 – How the Archetypes Work Together 23:00 – 4 Questions to Identify Your Business Archetype 25:00 – What Behaviors Are Holding Your Business Back? 26:30 – Your Business Isn't the Problem—Your Patterns Are 27:30 – Final Thoughts & Next Episode

Most of us have tried to fix our relationship with money from the neck up. We've done the affirmations. We've read the books. We've tried to think differently, speak differently, believe differently. And yet the fear is still there. The guilt is still there. That low-level shame that shows up every time we look at our bank account, still there. What if the problem isn't your mindset at all? In this episode of The Skeptic Metaphysicians, Will and Karen sit down with Sarah McCrum, author of “Love Money. Money Loves You”, and one of the most grounded and genuinely surprising voices in the money consciousness space. Sarah isn't coming at this from a law of attraction angle, and she's not selling a manifestation formula. She's a Cambridge graduate and former BBC journalist who arrived at this work through personal loss, a business collapse, and one very strange afternoon where her pen started writing things she says she didn't come up with herself. What came through that pen became a book. And that book has quietly transformed the financial lives of more than twenty thousand business owners, investors, and families around the world. What Sarah discovered, and what this conversation unpacks in real time, is that money isn't a neutral force we can manipulate with the right thoughts. It's an energy. A powerful one. And like any relationship, the energy you bring to it determines what you get back. If you've ever caught yourself saying "I can't afford that," "people like me don't make that kind of money," or "I want more money but something about having it feels wrong," this episode is going to hit differently. Because according to Sarah, those aren't just thoughts. They're commands. And something in the fabric of how abundance moves through the world is listening. In this episode:What money consciousness actually means, and why it's fundamentally different from positive thinking or the law of attraction.Why trying to fix your money blocks at the mindset level is working against yourself, and what to work on instead.The automatic writing experience that changed Sarah's life at her lowest financial moment, and the first message she received: "I would like to tell you to love me."How your relationship with money mirrors every other relationship you have, including the unhealthy patterns.Why judging people who have money may be one of the most overlooked abundance blocks of all.The surprising connection between Chinese energy principles, acupuncture, and financial healing.What Sarah calls the three core instructions from money itself: relax, enjoy, love.Why the desire for prosperity isn't shallow or materialistic. It may be one of the deepest soul desires we carry.Enjoyed this episode? Leave us a five-star review on Apple Podcasts. It goes a long way toward getting conversations like this one in front of the people who need them most. And if someone in your life is struggling with money stress, financial anxiety, or just that nagging feeling that their relationship with money is broken, forward this to them. You never know where someone is. New Reality TV is where this conversation lives alongside hundreds more just like it. No subscription, no gatekeeping, just real conversations about consciousness, spirituality, and the questions nobody else is brave enough to ask. Find us on Roku, Fire TV, iOS, Android, and at newrealitytv.com. About Sarah McCrum: Sarah McCrum is a leading money consciousness coach, author, and educator who has helped over twenty thousand business owners and families transform their relationship with money. Her book Love Money. Money Loves You. is based on more than seventy channeled messages she received from the energy of money during one of the most difficult financial periods of her life. She has trained for over thirty years in Chinese energy practices and now combines that depth of knowledge with practical, grounded tools for creating what she calls true wealth, economic freedom, genuine wellbeing, and a life aligned with your values.Find Sarah at sarahmccrum.com and on Instagram at @sarah_mccrum.The Skeptic Metaphysicians is a spiritual awakening podcast for open-minded thinkers who refuse to check their critical thinking at the door. Each episode explores consciousness expansion, enlightenment, soul purpose, and soul growth through honest, grounded conversation with leading voices in metaphysics, psychic phenomenon, quantum healing, and beyond. We dive deep into spiritual awakening, ascension, alignment, and the awakening process without the dogma. From mediumship and spirit guides to Arcturian contact, astrology, and the subconscious mind, we explore it all with curiosity, humor, and zero guru worship. Whether you're in the middle of your own awakening, questioning reality, or just spiritually curious, this is the podcast for seekers and skeptics alike.Subscribe, Rate & Review!If you found this episode enlightening, mind-expanding, or even just thought-provoking (see what we did there?), please take a moment to rate and review us. Your feedback helps us bring more transformative guests and topics your way!Connect with Us: 

Money is one of the biggest sources of conflict in relationships, but it's rarely about the money itself. This week, we unpack why couples get stuck in the same financial arguments, how our childhood experiences and money beliefs shape the way we spend and save, and what it really takes to get on the same page with your partner. We also share practical ways to have healthier money conversations, better understand each other's financial habits, and build a stronger partnership instead of keeping score.Key Topics Covered:The four common money personalities and how they influence financial decisionsWhy regular money check-ins help couples stay connected and avoid resentmentHow financial anxiety can show up as overspending, oversaving, or avoiding money altogetherThe impact of lifestyle creep, comparison, and keeping score in a relationshipFour simple questions to uncover your own money beliefs and start better conversations with your partnerLINKS AND RESOURCES:LMNT: Free Sample Pack with purchase:  drinkLMNT.com/HERSELF MOMCOZY: 20% off with code HERSELF https://momcozy.com/ GOTTMAN INSTITUTE ARTICLES ABOUT MONEY: https://www.gottman.com/blog/money-bankrupting-marriage/“MONEY MAPS” FROM THE GOTTMAN INSTITUTE: https://www.gottman.com/blog/arguments-money-arent-money/ Let's connect!HERSELF PATREON: https://www.patreon.com/herselfpodcastHERSELF INSTAGRAM: http://instagram.com/herselfpodcastMEET AMY: http://instagram.com/ameskieferMEET ABBY: http://instagram.com/abbyrosegreenThis episode was brought to you by the Pivot Ball Change Network.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3659: Sam of Financial Samurai explains why some people consistently spend more than they earn, from self-esteem gaps and unchecked desire to easy credit and the lack of a budget. He shows how understanding the psychology of overspending and the true cost of debt is the first step toward better money management and lasting financial freedom. Read along with the original article(s) here: https://www.financialsamurai.com/why-do-some-people-consistently-spend-more-than-they-earn/ Quotes to ponder: "Uncontrolled debt can quickly spiral you into bankruptcy." "Desire leads to suffering, but most people don't realize this." "The miracle of compounding works equally as well in reverse." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3654: Steve Pavlina explains why earning passive income is not only fair but generous, showing how passive income streams create and sustain jobs for others. He challenges the social conditioning that pushes most people toward active income and makes the case that both strategies strengthen personal finance and the economy in different ways. Read along with the original article(s) here: https://stevepavlina.com/blog/2012/05/is-it-fair-to-earn-passive-income/ Quotes to ponder: "Passive and active income strategies are mutually supportive. They are not opposites." "Even if a lot more people started earning passive income and fewer people were willing to earn money as active income, I believe the market would adapt without skipping a beat." "The truth is that both strategies seek to contribute, just in different ways." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices