Podcasts about retirement advice

What happens to your retirement plan when life doesn’t go as expected? Donald Trump Jr has some retirement advice for you and Kevin Madden breaks down why having a true retirement plan—not just a “pile of money”—matters more than ever. From navigating unexpected life events to creating reliable income streams, they explore how planning for longevity, market shifts, and personal decisions can shape your financial future. The conversation also covers annuities, guaranteed income, and common mistakes retirees make when rushing decisions or failing to revisit their plan over time. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

A conversation at Mar-a-Lago brings an unexpected takeaway: retirement success starts with one word—planning. Steve Anzuoni breaks down insights from Donald Trump Jr. on why early preparation, understanding the fundamentals, and staying adaptable matter at any income level. Steve explores how disciplined planning helps protect wealth, manage uncertainty, and create reliable income streams. From building a solid financial foundation to avoiding common missteps, this episode highlights practical ways to align your savings, investments, and strategy so everything works together—even when life doesn’t go according to plan. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media: Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth This episode walks through what proactive financial planning actually looks like beyond investment management alone. Tyler Emrick, CFA, CFP® breaks down how ongoing advice should work for retirees and pre-retirees, including the structure of our Progress Meetings, Tax & Investment Review Meetings, and the ongoing planning conversations that happen throughout the year as life changes. We also discuss why coordinated planning matters so much as retirement decisions become more interconnected — from Roth conversions and tax planning to Medicare, Social Security, estate planning, spending goals, and retirement income strategies. In this episode: What proactive financial planning actually means Why preparation matters in advisor meetings The difference between investment management and true financial planning How we help families navigate retirement transitions and major life decisions Roth conversion mistakes and tax planning coordination Why written recommendations and ongoing advice matter How taxes, investments, healthcare, and estate planning all work together As retirement approaches, small financial decisions can have larger long-term consequences. The goal of proactive planning is helping families make informed decisions before those mistakes become expensive later. Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth

Just because a retirement strategy worked for someone else doesn’t mean it fits your life. In this episode, Ryan Oliver explains why copying advice from friends, family, or coworkers can quietly throw a retirement plan off track. The conversation explores common “sounds-smart” ideas—like Roth conversions, dividend-only investing, or paying off all debt—and why context matters. Ryan breaks down the personal variables that should guide decisions, including taxes, income needs, and risk tolerance, and shares smarter ways to evaluate advice before acting on it. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with camping vs. vanning debate, optimal camping setups, and serious camping envy. Then the worst retirement advice they've ever heard clients repeat: "Put 100% of my super in crypto in the leadup to retirement," "I'll just invest in income stocks," and "Super is a scam, I'll take it all out and put it in a term deposit." The Boomer Briefing unpacks Division 296 and the CGT reset, then dives into the massive 1 July 2026 changes forcing employers to pay super at the same time as salary payments. The ATO estimates $3-4 billion in unpaid super each year - but industry analysis suggests it's closer to $5 billion, representing 3-5% of total super guarantee liabilities. Around 40% is attributed to insolvent employers, another 40% to the shadow economy (cash-based industries, contractor misclassification, underreported wages). Higher-risk workers - casuals, migrants, younger and lower-income workers, and contractors - are less likely to check super or report underpayment. Late payments attract super guarantee charges (interest and admin fees) with no tax deductibility, so employers caught with arrears may be better off resolving this in FY26. Drew and James answer questions from HardlyBroke about TermPlus capital protection and time-is-ticking on accessing super over 60 when self-employed with an ABN - can you return to work invoicing the same clients? If you like this Australian Retirement Podcast episode, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: - Worst retirement advice ever - 100% crypto, income stocks only, super is a scam - Division 296 and CGT reset explained - 1 July 2026 super payment changes - $5B unpaid super scandal - TermPlus capital protection - is your capital really safe? - Accessing super over 60 when self-employed - ABN and same client rules Resources for this episode Ask a question (select the Retirement podcast) Show partner resources Visit TermPlus to learn more Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Wealth Guardians with Doug Ray, Doug and Brice Payne discuss the gray areas that actually matter in retirement planning. From income strategy and taxes to Social Security and investment decisions, many of the most important choices are not simply black and white. Listen in as they explain why thoughtful financial advice often lives in the gray area and how a more nuanced approach can help shape a stronger retirement plan.

Money Talks is hosted by Ryder Taff, Managing Partner at New Perspectives and Meridith DeLaune, financial advisor at New Perspectives. To email a question to the show, send it to money@mpbonline.org. In this episode, we talk about retirement advice that is frequently ignored. A listener calls in to ask about the best age to begin receiving Social Security benefits. If you enjoy listening to this podcast, please consider contributing to MPB. https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26033103-18270001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this instalment, Tanya speaks with Harry Flaskas, Practice Principal at Atlas Wealth Advisory, and Ashton Jones, Director of Customer Innovation at MLC. They discuss how advisers can use retirement income philosophies, income layering, and innovative retirement income solutions (IRIS) alongside traditional products to manage longevity and sequencing risks, optimise Centrelink outcomes, and give clients greater confidence to spend sustainably in retirement. Harry Flaskas LinkedIn: https://www.linkedin.com/in/harry-flaskas-7123a076/ Atlas Wealth Website: https://atlaswealthadvisory.com.au/ Ashton Jones LinkedIn: https://www.linkedin.com/in/ashjones/ MLC Expand. For more information visit https://ensombl.com/go/20260401-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-32100001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics Tanya speaks with Renee Diver and Amber McGhie from Firefly Financial, and Erica Malliotis, Retirement Specialist at MLC Expand. They discuss how advisers can better explain and use IRIS lifetime income products - alongside account-based pensions and other strategies - to manage longevity, risk, Centrelink benefits, and estate-planning concerns so clients can feel more confident about their retirement income. Renee Diver LinkedIn: https://www.linkedin.com/in/renee-diver-4085456b/ Amber McGhie LinkedIn: https://www.linkedin.com/in/amber-mcghie-37553a1b2/ Firefly Financial Website: https://www.fireflyfinancial.com.au/ Erica Malliotis LinkedIn: https://www.linkedin.com/in/erica-malliotis-11324077/ MLC Expand. For more information visit https://ensombl.com/go/20260401-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-24130001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Tanya is joined by Terry Dillon, Chief Executive Officer for Shadforth, and Ashton Jones, Director of Customer Innovation at MLC. They discuss how Innovative Retirement Income Solutions (IRIS) and related strategies - such as income layering, managing longevity and sequencing risk, and leveraging age pension concessions - can help advisers design more confident, sustainable retirement income plans for Australian clients. Terry Dillon LinkedIn: https://www.linkedin.com/in/terry-dillon-697116165/ Shadforth Website: https://www.sfg.com.au/ Ashton Jones LinkedIn: https://www.linkedin.com/in/ashjones/ MLC Expand. For more information visit https://ensombl.com/go/20260401-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

Listen to this episode as our host Darleen, invites Joel Lourie, founder of Lourie Life and Health, to break down one of the most complicated and important topics for seniors: Medicare.  Joel unpacks the essential differences between Medicare Part A, Part B, supplemental plans like Plan G, and Medicare Advantage options, addressing why so many people find Medicare overwhelming and how to avoid common pitfalls.Joel  shares straightforward explanations about the enrollment process, how Social Security and Medicare interact, and why starting the process early makes all the difference. He and Darleen Mahoney discuss real-life stories and questions that clients often face, such as what happens if you keep working past 65, how premiums are calculated, and the significance of choosing plans that fit both health needs and budgets. Special attention is given to Medicare Advantage “bundle” plans, the realities of moving between counties, and the critical importance of timing and power of attorney documentation for seniors and their families.To connect with Joel Lourie and learn more, visit: LourieLifeAndHealth.comSeniorLivingGuide.com Podcast sponsored by Tom Marks, Best Selling Retirement Author & Terrabella Senior Living The background music is written, performed, and produced exclusively by purple-planet.com. https://www.purple-planet.com/ *SeniorLivingGuide.com Webinars and Podcast represents the opinions and expertise of our guests. The content here is for informational and educational purposes. It does not necessarily represent the views, recommendations, opinions or advice of Fairfax Publishing/SeniorLivingGuide.com or its employees

Free Retirement Checklist: https://bit.ly/3HJBiiC After eight years in this phase of life, we have seen some truly bad retirement advice on YouTube, and today we are calling it out. From the idea that you have earned the right to check out, to the belief that taking it easy all the time is the goal, to the dangerous lie that having enough money guarantees a happy retirement, we break down why this compassionate sounding advice can actually derail your health, purpose, relationships, and long term fulfillment. We share why retirement is not about drifting, resting forever, or accepting physical decline, but about redesigning your life with intention, building strength, creating structure, and stepping fully into what we call your discovery years. If you want a healthy, purpose driven, energized retirement instead of one that slowly fades, this conversation is for you. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

Send a textA 72-year-old engineer with $750,000 saved told me he couldn't afford $140 boots.He owns his home. Has a pension. Social Security. But he's been wearing 30-year-old work boots in his garden because new ones are "too rich for my blood."Sound familiar?If you've worked your whole life, saved diligently, and now feel guilty about actually spending any of it—this episode is for you.The biggest retirement mistake isn't overspending. It's under-LIVING.In this episode, we're talking about the one thing most retirees need but don't realize they need: permission.Permission to take that trip. Permission to help your kids. Permission to upgrade your life. Permission to say no to work.I'm not talking about reckless spending. I'm talking about giving yourself the freedom to enjoy the life you've worked decades to build—without guilt and without the fear of running out of money.IN THIS EPISODE YOU'LL DISCOVER:Why your parents' Depression-era mindset is still controlling your money decisions todayWhat the Bible actually says about enjoying your wealth (it might surprise you)The Parable of the Talents—and why it's NOT just about investingThe two practical tools you need to spend confidently: a budget and guardrailsHow that engineer finally gave himself permission—and what changed when he didEPISODE TIMESTAMPS:[00:00] The $140 Boots Story [02:15] Why You Can't Give Yourself Permission [03:30] The Generational Weight You're Carrying [06:00] What the Bible Says About Freedom [09:30] Permission to Enjoy (1 Timothy 6:17) [11:45] The Parable of the Buried Treasure [14:00] Wisdom vs. Recklessness [17:30] The Two Tools You Need [19:45] He Finally Bought the Boots [21:00] You Have PermissionFREE RESOURCES MENTIONED:

Send a textShe had money saved for retirement. And she was terrified to talk to anyone about it."Van, I know I need help. But every time I think about calling someone, I get this knot in my stomach. They're just going to try to sell me something."I've heard this a lot in 30+ years.And the truth? That fear is 100% valid.71% of people hate talking to salespeople. 96% research companies before they'll even speak to anyone. The financial industry has a trust problem.But here's what most people don't realize: Not all financial relationships are the same.In this episode, I break down the THREE completely different approaches to retirement planning:Approach #1: Full Fiduciary ManagementFor complete beginners who want everything handledAdvisor manages all details from A to ZYou approve major decisions; they handle day-to-dayNote: Usually requires $500,000+ in assetsApproach #2: Fiduciary Guidance with Shared ResponsibilityFor those with financial sophistication who want to stay involvedAdvisory relationship without discretionary authoritySimilar to how advisors work with company retirement plansYOU make the final decisions with professional guidanceApproach #3: Comprehensive Fiduciary PlanningFor those who may manage their own investmentsComplete plan covering ALL six major retirement risksAddresses the BIG picture beyond just investmentsYOU implement the plan yourselfThe Bottom Line: The biggest mistake isn't choosing the wrong approach. It's not starting at all because you're afraid of sales pressure.In This Episode, You'll Learn:Why trust is the #1 obstacle (and what to do about it)The exact questions to ask ANY financial advisorRed flags that should make you runHow to verify credentials and backgroundCost comparison strategiesWhich approach fits YOUR situationFREE RESOURCE: Download the complete Retirement Planning Confidence Guide at: https://richards-financial-planning-llc.kit.com/9aece16592Disclaimer: This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for personalized guidance.Van Richards, ChFC®, RICP®, Richards Financial Planning LLC, Houston, Texas

Download the One-Year Retirement Checklist: https://bit.ly/RTchecklist Some of the most popular retirement advice sounds comforting on the surface, but it's actually what keeps people stuck. This video breaks down the most common ideas people are told about retirement and explains why they quietly lead to regret, boredom, and lost momentum. From the myth of endless relaxation to the idea that purpose no longer matters, this episode is a wake-up call for anyone who wants more than just comfort in this phase of life. Discover how to recognize retirement drift, build daily structure, and find meaning in a way that feels personal, sustainable, and energizing. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

Join host Darleen Mahoney as she welcomes bestselling author and ThePeacefulRetiree.com editor-in-chief Tom Marks for an honest and engaging conversation about finding fulfillment in retirement. Drawing from his acclaimed book, Coming of Age in Retirement, Tom Marks shares the challenges he faced after leaving a high-powered career in advertising—including losing his identity and tackling the “hamster wheel” of endless activity. Together, they explore the importance of managing expectations, letting go of perfection, and discovering happiness in everyday moments. From the healing power of gratitude and daily rituals to forming genuine connections and embracing small joys, Tom Marks and Darleen Mahoney provide practical advice and personal anecdotes to help listeners navigate both retirement and life's transitions. Whether you're retired, approaching retirement, or supporting loved ones, this episode offers inspiration for living with purpose, kindness, and meaning.SeniorLivingGuide.com Podcast sponsored by TerraBella Senior Living & Tom Marks, Best Selling Author on Retirement The background music is written, performed, and produced exclusively by purple-planet.com.https://www.purple-planet.com/SeniorLivingGuide.com Webinars and Podcast represents the opinions and expertise of our guests. The content here is for informational and educational purposes. It does not necessarily represent the views, recommendations, opinions or advice of Fairfax Publishing/SeniorLivingGuide.com or its employees.TerraBella Senior LivingTerraBella Senior Living, Independent. Assisted Living, Memory Care in SC, NC, TN, GA, KY & VADisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

FREE Relationship Toolkit: https://bit.ly/42pBf5m Some of the most common retirement advice is actually destroying relationships. If you're feeling more distant, misunderstood, or frustrated with your partner since retiring, this episode is for you. You'll learn why well-meaning tips like “give each other space” or “find your own hobbies” can backfire and what to do instead. Retirement doesn't have to pull you apart. It can bring you closer, if you rethink the advice you've been given. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

What if the biggest threat to your retirement isn’t market volatility — but an outdated mindset? In this episode, Abe Abich breaks down why so many retirees worry they’ll run out of money, even when they’ve saved millions. He explores how shifting from pure growth to a balanced income‑focused strategy can create more confidence in retirement. He also discusses real examples, common misconceptions about dipping into principal, and the practical financial instruments that support steady income. A clear, empowering look at what it takes to transition successfully into retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

One call changed everything for Carter.After losing his mom, the real shock wasn't just the loss.After the 2008 crash, nearly a million dollars, her entire retirement fund, vanished.Your retirement account wasn't built to make you rich.This is why traditional retirement advice fails investors, what's really happening inside IRAs and 401(k)s, and how Wall Street wins while you carry all the risk.A 2% fee doesn't sound like much.Until it quietly steals two-thirds of your retirement.If your 401(k) were actually doing its job, you wouldn't be nervous about retirement.That's why on Thursday, December 18th at 5 PM CST, my buddy Nate Harris from Unified Wealth will show you how real estate investors are using self-directed IRAs and Solo 401(k)s to fund their deals the right way, compliantly.It's completely free to join.ZOOM LINK: https://7figureflipping.zoom.us/j/84999284369If you've got money sitting in an old 401(k), IRA, TSP, or any other retirement account that's barely keeping pace with inflation, this training could completely change your retirement strategy.Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Nightlife has advice on offer if you are thinking about the “R” word. Nick Bruining, our regular independent financial advisor is joined by psychologist Lyn Worsley. 

Most retirement advice quietly assumes you have a partner: two incomes, two Social Security checks, someone to split expenses with, someone to catch the slack if something goes wrong. But for singles, the margins are tighter and the freedom can be much greater. Planning alone means every decision carries more weight, but it also means you have full control over the life you want to build.This video centers on Tina, a 62-year-old single woman with roughly $2.2 million across investment accounts, employer stock, a 401(k), and a Roth IRA. Her situation highlights something many single retirees face: the rules for married couples don't apply. There's no second Social Security benefit, no shared expenses, no fallback income — just her plan, her goals, her decisions. Once her “freedom number” becomes clear, the entire plan shifts. Reliable income fills part of the picture, but the rest depends on how her portfolio supports the exact life she wants to live. Simple choices — retiring sooner, traveling more, inviting friends on those trips, or designing a lifestyle that actually reflects what matters — completely change her projections and expand what's possible.The heart of this conversation isn't about budgets or perfect withdrawal rates. It's about giving singles permission to build lives that match their values, not someone else's template. When the numbers align with the life you want, confidence follows naturally.If this perspective helps you rethink how retirement looks when it's just you, tap like and share what resonated. Your retirement doesn't need to look like anyone else's, it just needs to support the version of life that feels right to you.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Are you afraid to spend your own money in retirement?”This episode of How to Retire Radio Show tackles a common but rarely discussed challenge: spendophobia, the fear of using your hard-earned savings. The hosts reveal why this mindset can derail your retirement and share practical strategies to shift from saving to enjoying what you’ve built. You’ll learn how to create a reliable income stream, navigate tax implications, and avoid costly mistakes like draining accounts to pay off debt. Plus, a heartfelt reminder to focus on what truly matters, family and friends, during the holiday season. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

FREE One Year From Retirement Checklist: https://bit.ly/RTchecklist After spending a combined 16 years in retirement, Mark and Jody share the honest lessons they learned about what truly matters and what does not. In this video, they break down the mistakes they made, the wins they did not expect, the relationships that changed, and the mindset shifts that helped them finally build a retirement filled with meaning, community, and purpose. If you are planning for retirement or already living it, this conversation gives you a candid look at how to avoid drifting, how to create structure that supports your happiness, and how to build a life after work that actually feels fulfilling. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

A smart rabbit has three holes. It’s good to have options when trouble strikes. Do you have the same strategy in place for your retirement money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

FREE 6 Steps to Kickstart your Retirement Transformation: https://bit.ly/3HFivoy After seven years of retirement, we have learned the hard way what no one tells you before you leave your career behind. In this episode, Mark and Jody share the five brutally honest lessons that changed everything for them. From realizing retirement is not an endless vacation to discovering that health, relationships, and purpose matter more than money. You will learn how to avoid the biggest mindset mistakes most retirees make, how to protect your health span, and how to rebuild a more intentional life that feels fulfilling every day. Whether you are already retired or preparing to be, these lessons will help you design a life that feels meaningful, connected, and full of purpose. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

What if the riskiest move isn't retiring too early, but waiting so long your best years pass by? This episode unpacks the real regrets of 909 retirees and the practical steps they wish they'd taken sooner. Design purpose. Spend on what matters. Do it while health and energy are on your side.Beat the “one more year” trap. Working longer can look safer on a spreadsheet, but life isn't a spreadsheet. Learn how to prototype purpose before day one, shift your identity from saver to spender without guilt, and choose a retirement location that supports daily joy and long-term care needs.Avoid the hidden tax hazards that derail cash flow. Understand RMDs, Social Security taxation/stacking, and Medicare IRMAA. Use Roth conversions and bracket smoothing to lower lifetime taxes and protect your spending plan.Put relationships ahead of returns. Money gives options. Connection gives meaning. With simple guardrails and a clear plan, you can spend earlier and more intentionally on experiences, travel, and family, instead of hoarding for a “someday” that never comes.Ready to align your retirement plan with the life you actually want to live? Listen as James gives you the framework and the nudge to start now.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Charisse dives into the upcoming Medicare window, opening October 15, discussing the potential rise in premiums and the importance of evaluating your current plans. Learn about the differences between Medicare Advantage and Medicare Supplement plans, and get practical advice on how to make the best choices for your health and finances. Like this episode? Hit that Follow button and never miss an episode!

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What if your retirement strategy is built on outdated assumptions? In this episode, Nolan Baker unpacks the evolving landscape of retirement planning—from the mechanics of multi-year guaranteed annuities to the ripple effects of rising interest rates. The conversation explores how to realistically evaluate withdrawal rates, why stock-picking rules still matter, and how financial stability plays a bigger role than ever. We also challenge common myths about retirement income strategies and highlight current trends in annuities that could reshape your long-term planning. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Clint Eastwood doesn’t want to do sequels when he makes movies. Are you stuck in a financial plan that is “the same old thing”? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callFederal employees often receive bad financial advice from well-meaning coworkers, impacting their retirement. Knowing your federal benefits is crucial, especially when it comes to retirement planning. Secure your future with a solid plan, focusing on your federal employee benefits."You want a plan in place that's in writing, integrates all your benefits, and lasts as long as you do."Chapters0:00 – The Problem with Coworker Advice1:30 – Free Workshops and Hidden Agendas2:20 – When Advisors Don't Understand Federal Benefits – FEHB and Medicare Part B Misguidance3:04 – Bad TSP Advice and G-Fund Misuse – Survivor Benefit Confusion – Emptying Your TSP? Think TwiceConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#FederalRetirement #TSPPlanning #FERS #CDFinancial #ThriftSavingsPlan #RetireSmart #FinancialAdvice #FederalEmployee #RetirementIncomePlan #FEHBAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

In this episode, host Taniel Chemsian welcomes real estate expert Susana MacDonald for an informative and lively discussion about life and property in Mexico's vibrant Riviera Maya. Susana shares her insights and experiences on living and working as a real estate agent in the fast-growing coastal corridor stretching from Cancun to Playa del Carmen and Tulum.  Together, they explore how these destinations have transformed over the years, the realities behind common misconceptions, and what potential retirees or investors can expect when considering a move to the Mexican Caribbean. The episode covers everything from real estate market trends and legal considerations, to healthcare access, lifestyle advantages, safety, and practical tips for making the transition with confidence.  Listeners will find valuable advice whether they're dreaming of tropical beaches, seeking investment opportunities, or searching for their ideal retirement destination under the Mexican sun. Key Moments:  03:48 Tulum Tourism Boom Post-Vaccine 07:05 Cancun: From Sands to Resort Hub 10:18 Cancun Condo Rental Regulations Evolving 13:34 Cancun's Strategic International Connectivity 18:43 Investing Inspired by Vacation Experience 19:26 Agent Communication: Silence vs. Updates 22:55 Playa del Carmen Real Estate Trends 27:02 Playa Real Estate Options 29:18 Affordable Dining Off Fifth Avenue 34:38 Tulum Development Overview 38:39 Tulum's Infrastructure and Growth 42:03 Tulum's Growing Pains and Potential 45:10 "Low Cost Living in Mexico" 46:30 Invest with Licensed Agents 49:30 "Agent's Duty: Trust and Dreams" About the guest :  Susana MacDonald is a certified Real Estate Sales Advisor in Mexico and a familiar face from HGTV's House Hunters International. Originally from Colombia and now based in Playa del Carmen, she brings over a decade of on-the-ground experience helping international buyers find their dream homes in the Riviera Maya. From first-hand insight to expert guidance, Susi simplifies the process of investing and living in Mexico. How to connect Susana :  Website :  https://www.susimacdonald.com/ Instagram : https://www.instagram.com/susanamacdonaldrealestate/ Linkedin: https://www.linkedin.com/in/susimacdonald/ Facebook: https://www.facebook.com/susanamacdonaldrealestate YouTube : https://www.youtube.com/@susimacdonald   Don't miss out on a free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893

Are you retiring to something or just stepping away from work? Mike Douglas dives into the heart of retirement planning, exploring how purpose, legacy, and life goals shape your post-work years. Inspired by the story of Anne Schroeder, a 94-year-old who worked for 75 years, Mike highlights the importance of aligning your financial plans with what truly fulfills you. Learn about embracing change, finding purpose beyond a paycheck, and creating a retirement that reflects who you are and what matters most. Whether you're approaching retirement or navigating its challenges, this conversation is about living intentionally and planning for a life that isn’t just secure but meaningful. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Send us a textFeeling overwhelmed by conflicting retirement advice? You're not alone.In this episode of The Retirement Learning Lab, host Van Richards reveals the systematic framework that transforms retirement planning from overwhelming chaos into clear, confident action. After 30+ years of helping people navigate retirement, Van shares why most people fail at retirement planning—and exactly how to avoid their mistakes.What You'll Discover:Why collecting random retirement tips is like building a house without a blueprint (and what to do instead)The three-component system that successful retirees use to go from insecure to in complete controlVan's proven "Organize, Learn, Control" framework that eliminates confusion and builds genuine confidenceThe six major risks that can derail your retirement (and why understanding them changes everything)Special strategies for married couples that ensure both spouses are aligned and protectedA simple test to determine if your current retirement approach is too complicatedThe costly mistake that becomes impossible to fix once you reach a certain ageFeatured Framework: Organize, Learn, Control This isn't just theory—it's a battle-tested system that has helped thousands of people create secure, fulfilling retirements. Van breaks down each step with practical guidance you can implement immediately.Real-World Wisdom: Van shares a personal story about a dangerous wrong turn that nearly ended in disaster—and how it perfectly illustrates why having the right system matters more than having partial information.Perfect For:Anyone feeling confused or overwhelmed by retirement planningCouples who want to align their retirement dreams and strategiesPeople who've collected retirement advice but lack a cohesive planAnyone who wants to move from worry to confidence about their financial futureSpecial Considerations for Married Couples: Learn the individual-then-joint approach that ensures both spouses' perspectives are heard and incorporated into your retirement strategy.Host: Van Richards, Chartered Financial Consultant with over three decades of retirement planning experienceKey Takeaway: The path from retirement insecurity to complete control isn't about having more information—it's about having the right system to organize, understand, and implement what you learn.Ready to stop feeling scattered and start feeling systematic about your retirement? This episode gives you the roadmap.Subscribe to The Retirement Learning Lab for more episodes that help you navigate the journey to a secure and fulfilling retirement. Leave a review to help others discover this valuable information.Educational content only. Not investment, legal, or financial advice.

For years, financial advisors and retirees alike have relied on three well-known retirement benchmarks: the 4% rule, the million-dollar savings goal, and retiring at age 65. But are these numbers truly reliable, or are they leading people into financial uncertainty? In this episode, [Host's Name] dives deep into why these outdated retirement planning assumptions can be dangerous pitfalls—and what strategies you should be using instead. By working with countless retirees, [Host's Name] has seen firsthand how rigidly following these rules can derail financial security. From the unpredictability of market downturns to the highly personal nature of spending patterns in retirement, this episode exposes the flaws in conventional wisdom and offers practical, flexible alternatives to help you achieve financial freedom. Key Takeaways from This Episode: • Why the 4% rule doesn't work in today's unpredictable market. • How focusing on income rather than a set savings goal creates financial security. • Why retirement isn't about age—it's about financial and personal readiness. • The importance of spending flexibility during the “Go-Go, Slow-Go, and No-Go” years. • How customized retirement planning can prevent costly mistakes and ease financial anxiety. If you've ever felt stressed or uncertain about retirement, this episode will give you the tools to break free from outdated rules and build a strategy tailored to your unique goals.

In this episode of Boldin Your Money, host Steve Chen sits down with financial advisor and YouTube creator Devin Carroll, the mind behind Social Security Intelligence and the book Social Security Basics. Devin shares his journey from tire salesman to financial planner, and how a curiosity about Social Security turned into a mission—and a media platform reaching millions. The conversation covers the evolution of financial advice, Social Security reform, building trust in a digital world, and why education is the foundation of confidence. Devin also opens up about how he uses content to grow his advisory firm and what the future of planning, media, and AI means for both advisors and everyday savers.

Understanding how your retirement income is taxed can help you avoid costly surprises and keep more of your hard-earned money. In this episode, Certified Retirement Counselor (CRC) Miguel Gonzalez breaks down tax strategies for 401(k)s, IRAs, Roth accounts, and Social Security.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

This week, Miguel Gonzalez, CRC, shares practical steps to help protect your aging relatives' finances—organizing accounts, preventing scams, and setting up a Power of Attorney. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#RetirementPlanning #FinancialSecurity #AgingParents #ElderlyFinance #MoneyManagement #EstatePlanning #PowerOfAttorney #InvestmentTips #WealthManagement #ScamPrevention #IdentityTheft #Budgeting #FinancialFreedom #PersonalFinance #SmartInvesting #FinancialAdvisor #RetirementGoals #WealthProtection #MoneyTips #CortburgRetirementWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Miguel Gonzalez, a Certified Retirement Counselor with 20+ years of experience, shares practical tips to help you get back on track after overspending during the holidays. Learn how to tackle debt, rebuild savings, and prepare for a stress-free holiday season next year.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgRetirementAdvisors #FinancialWellness #RetirementPlanning #PostHolidayRecovery #DebtManagement #SavingsChallenge #PayOffDebt #FinancialGoals #SmartSpending #SaveMoneyTips #MoneyMatters #DebtFreeJourney #PlanAhead #SmartFinance #MoneyManagement #HolidaySpending #BudgetingTips #SavingsGoals #RetirementCounselor #WealthManagement #FinancialFreedomWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Download our FREE Retirement Checklist! Retirement is a journey of growth, adaptation, and discovery. It's not always easy, and our early experiences were filled with challenges and lessons. Today, we're sharing the top insights we've gained over six years, including how we started, stumbled, and ultimately found success in retirement. Join us as we dive into the strategies and learnings that have transformed our retirement. #retirement_transformed #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home

Discover everything you need to know about 529 plans—how they help fund education, provide tax benefits, and act as a wealth transfer tool. Join Miguel Gonzalez, CRC, for insights that can impact your family's future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#529Plans #CollegeSavings #TaxFreeSavings #FinancialPlanning #RetirementPlanning #EducationSavings #WealthTransfer #TaxBenefits #ParentingFinance #GrandparentGifting #RothIRA #InvestmentPlanning #AffluentFamilies #SavingsStrategy #EducationFunding #TaxAdvantagedAccounts #FuturePlanning #MoneyManagement #FamilyWealth #CortburgAdvisorsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Money Talks is hosted by Dr Nancy Lottridge Anderson, President of New Perspectives and Ryder Taff, Portfolio Manager at New Perspectives. To email a question to the show, send it to money@mpbonline.org. In this episode, we talk about retirement advice that is often ignored and answer several listener phone calls. Hosted on Acast. See acast.com/privacy for more information.

On this week's show: Evaluating what you pay and what you get from your financial advisor. Don’t saddle your kids with a huge tax bill. You want to sell your business to fund your retirement? Timing is key. What will your paycheck be each month in retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

This episode is based on David McKnight's interview with Lane Martinsen on Financial Fast Lane. David shares how he started in the financial planning industry, as well as the backstory of his new book, The Guru Gap. The Guru Gap focuses on several financial gurus such as Dave Ramsey, Suze Orman, Clark Howard, and Ramit Sethi. David finds it interesting to see financial gurus demonizing the types of recommendations him and his peers share – recommendations based on math and actuarial science. For David, America is better off for financial gurus being in the picture than out of the picture. The main issue is the fact that they aren't trying to cultivate an adversarial relationship with mainstream financial advisors, says David. David brings up a real-life example of bad advice shared on the Dave Ramsey Show. The ideal reader of The Guru Gap is the sophisticated, disciplined, investor. Most Americans strive for their money to last until they die. David sees Dave Ramsey as an expert who is “good for bad investors, and bad for good investors”. There are lots of stories of people who, following Ramsey's advice, have run out of money much sooner than they predicted. David believes that it's time for disciplined investors to adopt an entirely different paradigm when it comes to maximizing their retirement savings. David goes over three challenges he faced when writing The Guru Gap. Hope is something Dave Ramsey seems focused on. However, in the context of financial planning, David sees hope as something that can be the opposite of math. David and Lane Martinsen discuss the chapters David is most excited about. David's ultimate goal with The Guru Gap is to engender a massive dialogue between Americans and financial gurus. David hints at a future book that will focus on Millennials – a generation that is saving less and is less educated on investing than their Gen X and Baby Boomer forebears at the same stage in their life.   Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.comLane Martinsen Financial Fast Lane Al Gore Dave Ramsey Suze Orman Clark Howard Ramit Sethi Wade Pfau Ken Fisher Tom Hegna Ernst & Young  David Walker

This episode is based on David McKnight's recent interview for Stephen Gallo's podcast. David explains how the advice shared by gurus tends to work – and the role financial advisors play. David touches upon his concept of “Dave Ramsey's circle of poverty.” According to Wade Pfau, adopting the approach shared by Dave Ramsey will lead to you running out of money in advance of actuarial life expectancy 63% of the time. To avoid falling in league with financial gurus, financial advisors should stay away from dispensing one-size-fits-all financial planning. David analyzes Dave Ramsey's approach – including why, instead of addressing America's #1 fear when it comes to money, he exacerbates it. David shares a couple of anecdotes about his new book The Guru Gap. In researching financial gurus for The Guru Gap, David realized that they are even more wrong on key topics than what he had previously believed. David discusses how you can discern good advice from bad advice when consuming content such as podcasts and YouTube channels. Cash value life insurance is something that's sort of universally panned by financial gurus, but it's easy to make a mathematical justification for it.     Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Stephen Gallo Dave Ramsey Suze Orman Wade Pfau Ken Fisher Tom Hegna Ernst & Young

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2926: David Champion reflects on the fear many retirees face as they shift from earning income to relying on savings, particularly in volatile times. He highlights how historical resilience in financial markets, combined with flexibility in spending, can help retirees overcome excessive worry about their portfolios running dry. Champion's own experience offers reassurance that most financial fears are overblown, even amid global crises. Read along with the original article(s) here: https://www.caniretireyet.com/put-your-money-fears-in-perspective/ Quotes to ponder: "Worrying is like paying a debt you don't owe; I have spent most of my life worrying about things that never happened." "The fear of outliving my savings has abated. With five years of data in the rearview mirror, the upshot is that my net worth is 6.3% higher today than it was when I retired." "For many who still work, the only thing standing between them and their dreams is the perceived vulnerability of their nest eggs." Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I'm looking at the social media financial planner Tyler. Some of the advice that he offers is good but I'll show you what his financial plan actually does.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2856: Bud Hebeler shares eight invaluable retirement tips gleaned from his own 27 years of retirement, emphasizing the power of compounding, professional advice, careful allocation, and living below one's means. His insights, shaped by experiences from the Great Depression to modern times, provide a blueprint for achieving financial security and stress-free living in retirement. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-advice-8-tips-for-financial-success/ Quotes to ponder: "Einstein was right: One of the great miracles is the power of compounding from saving." "Living below our means - something that seems to have escaped many today." "I strongly urge people to do serious retirement financial planning with conservative inputs." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it's on us to know how to get the best guidance.  Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee. Key Warning On Financial Advisors: Segment 1 Ask Clark: Segment 2 Storage Units: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Deserve Straight Retirement Advice. They Work Too Hard for Their Money. NYTimes: Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. WSJ: Advisers on Trillions in IRAs Must Now Put Your Interest First What to Do When Your 401(k) Leaves Something to Be Desired How To Find and Choose a Financial Advisor - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? The Clark Howard Podcast The Headache at the End of the Costco Gold Rush - The WSJ Should You Buy Gold at Costco?  /  Clark Howard's Advice on Buying Gold NYTimes: Americans Went All-In on Self-Storage. That Demand Is Suddenly Cooling. Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The #1 Bill You Should Get by Mail Wirecutter: Stop Stressing About Turning Off the Lights When Leaving the Room! Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices