Podcasts about retirement advice

On this episode: What are the biggest advantages of using a financial advisor? The Roth is one of the best retirement planning vehicles. What if they change it? How long will your money last with a conservative approach? Like this episode? Hit that Follow button and never miss an episode!

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callFederal employees often receive bad financial advice from well-meaning coworkers, impacting their retirement. Knowing your federal benefits is crucial, especially when it comes to retirement planning. Secure your future with a solid plan, focusing on your federal employee benefits."You want a plan in place that's in writing, integrates all your benefits, and lasts as long as you do."Chapters0:00 – The Problem with Coworker Advice1:30 – Free Workshops and Hidden Agendas2:20 – When Advisors Don't Understand Federal Benefits – FEHB and Medicare Part B Misguidance3:04 – Bad TSP Advice and G-Fund Misuse – Survivor Benefit Confusion – Emptying Your TSP? Think TwiceConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#FederalRetirement #TSPPlanning #FERS #CDFinancial #ThriftSavingsPlan #RetireSmart #FinancialAdvice #FederalEmployee #RetirementIncomePlan #FEHBAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

In this episode, host Taniel Chemsian welcomes real estate expert Susana MacDonald for an informative and lively discussion about life and property in Mexico's vibrant Riviera Maya. Susana shares her insights and experiences on living and working as a real estate agent in the fast-growing coastal corridor stretching from Cancun to Playa del Carmen and Tulum.  Together, they explore how these destinations have transformed over the years, the realities behind common misconceptions, and what potential retirees or investors can expect when considering a move to the Mexican Caribbean. The episode covers everything from real estate market trends and legal considerations, to healthcare access, lifestyle advantages, safety, and practical tips for making the transition with confidence.  Listeners will find valuable advice whether they're dreaming of tropical beaches, seeking investment opportunities, or searching for their ideal retirement destination under the Mexican sun. Key Moments:  03:48 Tulum Tourism Boom Post-Vaccine 07:05 Cancun: From Sands to Resort Hub 10:18 Cancun Condo Rental Regulations Evolving 13:34 Cancun's Strategic International Connectivity 18:43 Investing Inspired by Vacation Experience 19:26 Agent Communication: Silence vs. Updates 22:55 Playa del Carmen Real Estate Trends 27:02 Playa Real Estate Options 29:18 Affordable Dining Off Fifth Avenue 34:38 Tulum Development Overview 38:39 Tulum's Infrastructure and Growth 42:03 Tulum's Growing Pains and Potential 45:10 "Low Cost Living in Mexico" 46:30 Invest with Licensed Agents 49:30 "Agent's Duty: Trust and Dreams" About the guest :  Susana MacDonald is a certified Real Estate Sales Advisor in Mexico and a familiar face from HGTV's House Hunters International. Originally from Colombia and now based in Playa del Carmen, she brings over a decade of on-the-ground experience helping international buyers find their dream homes in the Riviera Maya. From first-hand insight to expert guidance, Susi simplifies the process of investing and living in Mexico. How to connect Susana :  Website :  https://www.susimacdonald.com/ Instagram : https://www.instagram.com/susanamacdonaldrealestate/ Linkedin: https://www.linkedin.com/in/susimacdonald/ Facebook: https://www.facebook.com/susanamacdonaldrealestate YouTube : https://www.youtube.com/@susimacdonald   Don't miss out on a free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893

Are you retiring to something or just stepping away from work? Mike Douglas dives into the heart of retirement planning, exploring how purpose, legacy, and life goals shape your post-work years. Inspired by the story of Anne Schroeder, a 94-year-old who worked for 75 years, Mike highlights the importance of aligning your financial plans with what truly fulfills you. Learn about embracing change, finding purpose beyond a paycheck, and creating a retirement that reflects who you are and what matters most. Whether you're approaching retirement or navigating its challenges, this conversation is about living intentionally and planning for a life that isn’t just secure but meaningful. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Send us a textFeeling overwhelmed by conflicting retirement advice? You're not alone.In this episode of The Retirement Learning Lab, host Van Richards reveals the systematic framework that transforms retirement planning from overwhelming chaos into clear, confident action. After 30+ years of helping people navigate retirement, Van shares why most people fail at retirement planning—and exactly how to avoid their mistakes.What You'll Discover:Why collecting random retirement tips is like building a house without a blueprint (and what to do instead)The three-component system that successful retirees use to go from insecure to in complete controlVan's proven "Organize, Learn, Control" framework that eliminates confusion and builds genuine confidenceThe six major risks that can derail your retirement (and why understanding them changes everything)Special strategies for married couples that ensure both spouses are aligned and protectedA simple test to determine if your current retirement approach is too complicatedThe costly mistake that becomes impossible to fix once you reach a certain ageFeatured Framework: Organize, Learn, Control This isn't just theory—it's a battle-tested system that has helped thousands of people create secure, fulfilling retirements. Van breaks down each step with practical guidance you can implement immediately.Real-World Wisdom: Van shares a personal story about a dangerous wrong turn that nearly ended in disaster—and how it perfectly illustrates why having the right system matters more than having partial information.Perfect For:Anyone feeling confused or overwhelmed by retirement planningCouples who want to align their retirement dreams and strategiesPeople who've collected retirement advice but lack a cohesive planAnyone who wants to move from worry to confidence about their financial futureSpecial Considerations for Married Couples: Learn the individual-then-joint approach that ensures both spouses' perspectives are heard and incorporated into your retirement strategy.Host: Van Richards, Chartered Financial Consultant with over three decades of retirement planning experienceKey Takeaway: The path from retirement insecurity to complete control isn't about having more information—it's about having the right system to organize, understand, and implement what you learn.Ready to stop feeling scattered and start feeling systematic about your retirement? This episode gives you the roadmap.Subscribe to The Retirement Learning Lab for more episodes that help you navigate the journey to a secure and fulfilling retirement. Leave a review to help others discover this valuable information.Educational content only. Not investment, legal, or financial advice.

For years, financial advisors and retirees alike have relied on three well-known retirement benchmarks: the 4% rule, the million-dollar savings goal, and retiring at age 65. But are these numbers truly reliable, or are they leading people into financial uncertainty? In this episode, [Host's Name] dives deep into why these outdated retirement planning assumptions can be dangerous pitfalls—and what strategies you should be using instead. By working with countless retirees, [Host's Name] has seen firsthand how rigidly following these rules can derail financial security. From the unpredictability of market downturns to the highly personal nature of spending patterns in retirement, this episode exposes the flaws in conventional wisdom and offers practical, flexible alternatives to help you achieve financial freedom. Key Takeaways from This Episode: • Why the 4% rule doesn't work in today's unpredictable market. • How focusing on income rather than a set savings goal creates financial security. • Why retirement isn't about age—it's about financial and personal readiness. • The importance of spending flexibility during the “Go-Go, Slow-Go, and No-Go” years. • How customized retirement planning can prevent costly mistakes and ease financial anxiety. If you've ever felt stressed or uncertain about retirement, this episode will give you the tools to break free from outdated rules and build a strategy tailored to your unique goals.

Each year, Bill Murray and his brothers sponsor a golf tournament in St. Augustine. We’ve been able to sit down with them for a lot of fun interviews. This time we asked a simple question about life’s little irritations, and got some great retirement advice. Like this episode? Hit that Follow button and never miss an episode!

In this episode of Boldin Your Money, host Steve Chen sits down with financial advisor and YouTube creator Devin Carroll, the mind behind Social Security Intelligence and the book Social Security Basics. Devin shares his journey from tire salesman to financial planner, and how a curiosity about Social Security turned into a mission—and a media platform reaching millions. The conversation covers the evolution of financial advice, Social Security reform, building trust in a digital world, and why education is the foundation of confidence. Devin also opens up about how he uses content to grow his advisory firm and what the future of planning, media, and AI means for both advisors and everyday savers.

Understanding how your retirement income is taxed can help you avoid costly surprises and keep more of your hard-earned money. In this episode, Certified Retirement Counselor (CRC) Miguel Gonzalez breaks down tax strategies for 401(k)s, IRAs, Roth accounts, and Social Security.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

This week, Miguel Gonzalez, CRC, shares practical steps to help protect your aging relatives' finances—organizing accounts, preventing scams, and setting up a Power of Attorney. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#RetirementPlanning #FinancialSecurity #AgingParents #ElderlyFinance #MoneyManagement #EstatePlanning #PowerOfAttorney #InvestmentTips #WealthManagement #ScamPrevention #IdentityTheft #Budgeting #FinancialFreedom #PersonalFinance #SmartInvesting #FinancialAdvisor #RetirementGoals #WealthProtection #MoneyTips #CortburgRetirementWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Miguel Gonzalez, a Certified Retirement Counselor with 20+ years of experience, shares practical tips to help you get back on track after overspending during the holidays. Learn how to tackle debt, rebuild savings, and prepare for a stress-free holiday season next year.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgRetirementAdvisors #FinancialWellness #RetirementPlanning #PostHolidayRecovery #DebtManagement #SavingsChallenge #PayOffDebt #FinancialGoals #SmartSpending #SaveMoneyTips #MoneyMatters #DebtFreeJourney #PlanAhead #SmartFinance #MoneyManagement #HolidaySpending #BudgetingTips #SavingsGoals #RetirementCounselor #WealthManagement #FinancialFreedomWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Download our FREE Retirement Checklist! Retirement is a journey of growth, adaptation, and discovery. It's not always easy, and our early experiences were filled with challenges and lessons. Today, we're sharing the top insights we've gained over six years, including how we started, stumbled, and ultimately found success in retirement. Join us as we dive into the strategies and learnings that have transformed our retirement. #retirement_transformed #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home

Discover everything you need to know about 529 plans—how they help fund education, provide tax benefits, and act as a wealth transfer tool. Join Miguel Gonzalez, CRC, for insights that can impact your family's future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#529Plans #CollegeSavings #TaxFreeSavings #FinancialPlanning #RetirementPlanning #EducationSavings #WealthTransfer #TaxBenefits #ParentingFinance #GrandparentGifting #RothIRA #InvestmentPlanning #AffluentFamilies #SavingsStrategy #EducationFunding #TaxAdvantagedAccounts #FuturePlanning #MoneyManagement #FamilyWealth #CortburgAdvisorsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Money Talks is hosted by Dr Nancy Lottridge Anderson, President of New Perspectives and Ryder Taff, Portfolio Manager at New Perspectives. To email a question to the show, send it to money@mpbonline.org. In this episode, we talk about retirement advice that is often ignored and answer several listener phone calls. Hosted on Acast. See acast.com/privacy for more information.

Retirement Income Strategies - Top Retirement Advice by Kristian Finfrock

On this week's show: Evaluating what you pay and what you get from your financial advisor. Don’t saddle your kids with a huge tax bill. You want to sell your business to fund your retirement? Timing is key. What will your paycheck be each month in retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Abe Ashton discusses the impact of social media on financial advice, emphasizing the importance of vetting information before acting on it. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Retirement Income Strategies - Top Retirement Advice by Kristian Finfrock

This episode is based on David McKnight's interview with Lane Martinsen on Financial Fast Lane. David shares how he started in the financial planning industry, as well as the backstory of his new book, The Guru Gap. The Guru Gap focuses on several financial gurus such as Dave Ramsey, Suze Orman, Clark Howard, and Ramit Sethi. David finds it interesting to see financial gurus demonizing the types of recommendations him and his peers share – recommendations based on math and actuarial science. For David, America is better off for financial gurus being in the picture than out of the picture. The main issue is the fact that they aren't trying to cultivate an adversarial relationship with mainstream financial advisors, says David. David brings up a real-life example of bad advice shared on the Dave Ramsey Show. The ideal reader of The Guru Gap is the sophisticated, disciplined, investor. Most Americans strive for their money to last until they die. David sees Dave Ramsey as an expert who is “good for bad investors, and bad for good investors”. There are lots of stories of people who, following Ramsey's advice, have run out of money much sooner than they predicted. David believes that it's time for disciplined investors to adopt an entirely different paradigm when it comes to maximizing their retirement savings. David goes over three challenges he faced when writing The Guru Gap. Hope is something Dave Ramsey seems focused on. However, in the context of financial planning, David sees hope as something that can be the opposite of math. David and Lane Martinsen discuss the chapters David is most excited about. David's ultimate goal with The Guru Gap is to engender a massive dialogue between Americans and financial gurus. David hints at a future book that will focus on Millennials – a generation that is saving less and is less educated on investing than their Gen X and Baby Boomer forebears at the same stage in their life.   Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.comLane Martinsen Financial Fast Lane Al Gore Dave Ramsey Suze Orman Clark Howard Ramit Sethi Wade Pfau Ken Fisher Tom Hegna Ernst & Young  David Walker

This episode is based on David McKnight's recent interview for Stephen Gallo's podcast. David explains how the advice shared by gurus tends to work – and the role financial advisors play. David touches upon his concept of “Dave Ramsey's circle of poverty.” According to Wade Pfau, adopting the approach shared by Dave Ramsey will lead to you running out of money in advance of actuarial life expectancy 63% of the time. To avoid falling in league with financial gurus, financial advisors should stay away from dispensing one-size-fits-all financial planning. David analyzes Dave Ramsey's approach – including why, instead of addressing America's #1 fear when it comes to money, he exacerbates it. David shares a couple of anecdotes about his new book The Guru Gap. In researching financial gurus for The Guru Gap, David realized that they are even more wrong on key topics than what he had previously believed. David discusses how you can discern good advice from bad advice when consuming content such as podcasts and YouTube channels. Cash value life insurance is something that's sort of universally panned by financial gurus, but it's easy to make a mathematical justification for it.     Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Stephen Gallo Dave Ramsey Suze Orman Wade Pfau Ken Fisher Tom Hegna Ernst & Young

MID-SEGMENT GUEST: Bruce Bruinsma  Organization: Retirement Reformation  Part 1 of the 3-Part Series Everyone Can Do Something  Leading up to Christmas and the end of the year, hosts Jim Brangenberg and Bruce Bruinsma inspire retirees to embrace the season with purpose and love. Reflecting on the Christmas spirit, they ask: What can you uniquely do to make a difference this year?  We're reminded that even small, neighborly gestures can bring immense joy as the duo discusses practical ways to bless others, from making a thoughtful phone call to helping foster children gain a sense of belonging. Find a need and fill it—whether through time, resources, or simply a listening ear. Bruce is a big advocate of Wraparound Grandparenting, where retirees support foster and adoptive families with love and stability. The message is clear: while we all have different abilities, everyone can bring hope to someone else's life, which is what the Church is called to do!  Above all, the episode emphasizes loving your neighbor, not just at Christmas but all year long. Whether you're retired, working, or somewhere in between, there's a unique way for you to spread joy. After all, the heart of the season is living out Christ's love.  www.RetirementReformation.orgSee omnystudio.com/listener for privacy information.

Episode 33: Enhancing Retirement Advice Delivery and Digital Tools with Ryan DonovanEpisode SummaryIn this episode of The Future-Ready Advisor, host Sam Sivarajan welcomes Ryan Donovan, founder of Retirement.ca, to discuss the non-financial aspects of retirement planning and how digital tools are transforming the industry. Ryan shares how platforms like his provide resources to help clients navigate lifestyle and psychological readiness alongside financial planning.The conversation highlights the importance of preparing for retirement's emotional and social transitions, understanding the ‘disenchantment valley,' and the value of goal-based investing. Ryan also discusses trends like certified retirement planners and the role of advisors in integrating holistic planning into their services.Key TakeawaysRetirement planning must include lifestyle and psychological readiness, not just financial milestones.Digital tools enhance the delivery of retirement advice while maintaining the human element.Preparing clients for transitions like the ‘disenchantment valley' ensures a smoother and more fulfilling retirement.Key Quote"Retirement is more than a financial milestone—it's a transition to a new way of life."Sound Bites“Retirement planning isn't just numbers—it's about creating a meaningful life.”“Digital tools enhance advice delivery, but the human element remains irreplaceable.”“Advisors need to prepare clients for the emotional phases of retirement, not just the financial ones.”“Planning early helps clients avoid the disenchantment valley and enjoy a purposeful retirement.” – Sam Sivarajan“The role of advisors is expanding beyond portfolios to guiding clients through life transitions.”Topics Covered[00:00] Introduction to Ryan Donovan and Retirement.ca[03:01] Why Retirement is Different Today: Changing Perspectives[08:13] Enhancing Retirement Advice Delivery with Digital Tools[12:38] The Emotional Transition: Preparing for the Disenchantment Valley[19:52] Practical Steps for Advisors to Integrate Lifestyle Planning[27:09] Future Trends in Retirement Planning[29:25] The Vision for Retirement.caResources MentionedRetiremint.ca by Ryan DonovanStay Connected with The Future-Ready AdvisorSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn—share your thoughts and connect with other forward-thinking advisors.Explore more insights on Sam's website.KeywordsRetirement planning, non-financial aspects, lifestyle readiness, psychological readiness, digital tools, disenchantment valley, goal-based investing, certified retirement planners, Ryan Donovan, holistic planning, client engagement, future trends, meaningful retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2926: David Champion reflects on the fear many retirees face as they shift from earning income to relying on savings, particularly in volatile times. He highlights how historical resilience in financial markets, combined with flexibility in spending, can help retirees overcome excessive worry about their portfolios running dry. Champion's own experience offers reassurance that most financial fears are overblown, even amid global crises. Read along with the original article(s) here: https://www.caniretireyet.com/put-your-money-fears-in-perspective/ Quotes to ponder: "Worrying is like paying a debt you don't owe; I have spent most of my life worrying about things that never happened." "The fear of outliving my savings has abated. With five years of data in the rearview mirror, the upshot is that my net worth is 6.3% higher today than it was when I retired." "For many who still work, the only thing standing between them and their dreams is the perceived vulnerability of their nest eggs." Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I'm looking at the social media financial planner Tyler. Some of the advice that he offers is good but I'll show you what his financial plan actually does.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2926: David Champion reflects on the fear many retirees face as they shift from earning income to relying on savings, particularly in volatile times. He highlights how historical resilience in financial markets, combined with flexibility in spending, can help retirees overcome excessive worry about their portfolios running dry. Champion's own experience offers reassurance that most financial fears are overblown, even amid global crises. Read along with the original article(s) here: https://www.caniretireyet.com/put-your-money-fears-in-perspective/ Quotes to ponder: "Worrying is like paying a debt you don't owe; I have spent most of my life worrying about things that never happened." "The fear of outliving my savings has abated. With five years of data in the rearview mirror, the upshot is that my net worth is 6.3% higher today than it was when I retired." "For many who still work, the only thing standing between them and their dreams is the perceived vulnerability of their nest eggs." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2926: David Champion reflects on the fear many retirees face as they shift from earning income to relying on savings, particularly in volatile times. He highlights how historical resilience in financial markets, combined with flexibility in spending, can help retirees overcome excessive worry about their portfolios running dry. Champion's own experience offers reassurance that most financial fears are overblown, even amid global crises. Read along with the original article(s) here: https://www.caniretireyet.com/put-your-money-fears-in-perspective/ Quotes to ponder: "Worrying is like paying a debt you don't owe; I have spent most of my life worrying about things that never happened." "The fear of outliving my savings has abated. With five years of data in the rearview mirror, the upshot is that my net worth is 6.3% higher today than it was when I retired." "For many who still work, the only thing standing between them and their dreams is the perceived vulnerability of their nest eggs." Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it a good idea to take retirement advice from celebrities? On this episode we discover some unlikely sources of retirement advice that might surprise you. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.   Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, dives into the topic of market volatility surrounding elections and how investors should approach this unique time. With historical insights and practical strategies, Darryl explores how election cycles affect the stock market and why it's essential to stay calm amidst the noise. Through an engaging discussion, Darryl highlights the importance of maintaining a long-term mindset and avoiding emotional decision-making during times of market uncertainty. He also shares four key pillars that can help guide investors through the volatility, offering a clear framework for navigating election-related market swings. Key show highlights include: How elections impact stock market volatility. The importance of thinking like a business owner when investing. Why objectivity over emotion is critical to long-term financial success. Insights from past elections, including market movements in 2016 and 2020. Practical tips for aligning expectations with your spouse and advisor to stay on the same page during market fluctuations. Tune in to learn how to prepare your portfolio for the upcoming election and beyond. For more resources, visit www.paxfinancialgroup.com. If you enjoyed today's episode, don't forget to share it with a friend! Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm. Resources:  Election Market Volatility in 4 Charts (moneyandmarkets.com)  Presidential Elections, Market Volatility and Investments - Retirement Daily on TheStreet: Finance and Retirement Advice, Analysis, and More  The Relationship Between Elections and Volatility - OpenMarkets (cmegroup.com)  2024 elections: policy shifts and portfolio construction views (nuveen.com) 

#68 Kyle Hines - Process of Retirement If you want to support this podcast (Ačiū!!): https://www.patreon.com/bmatke Sponsors: www.proballers.com "Kyle": My first repeat guest, Kyle Hines, came back to my podcast after being my #2 episode to talk about his process of retirement, being in peace with it and entering the next stage of his life.  This conversation was very sincere and transparent, talking about the difficulties of sending out the final decision to the world, when he actually decided to make it his last season, the memories that still sting and the next stage of his life. A very unique and actually fresh conversation where you can see Kyle's emotions and thought process clearly. Please Share, Comment & Like this episode on YouTube as well as other platforms! Also, rate this podcast on all audio platforms, it helps for promotion and helps people with similar interests to see what you like to see! Topics: 0:00 Intro 1:15 Small Talk 7:40 Reflection & Regrets 9:15 Anticipating Retirement & Family Component 21:30 ProBallers.com 26:40 Most emotional moment 34:50 Home & Next Stage 39:00 Hobbies & Nutrition 43:44 Retirement Advice   #KyleHines #Retirement #EuroleagueLegend #Champion #BasketballLife Finding "Kyle Hines": Instagram: https://www.instagram.com/sirhines42/  LinkedIn: https://www.linkedin.com/in/kyle-hines-12414332/  Facebook: https://www.facebook.com/kyle.hines.5496  X: https://x.com/SirHines  Homepage: https://www.teamhinesbasketball.com/  Finding “The Benas Podcast”: Apple: https://podcasts.apple.com/us/podcast/the-b-podcast/id1558492852?uo=4  Spotify: https://open.spotify.com/show/3Bw5UJNSQLKo0wUybEIza3  Stitcher: https://www.stitcher.com/show/the-benas-podcast …or visit www.bmatke.com to find more info. Comment, Like & Share here: Instagram: https://www.instagram.com/bmatke/ Facebook: https://www.facebook.com/bmatke/ Twitter: https://twitter.com/bmatke3 www.bmatke.com 

Miguel Gonzalez, CRC breaks down the differences between pre-tax, Roth, and non-Roth after-tax contributions for employer-sponsored retirement plans. Learn how to choose the best option based on your financial goals and tax situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join Miguel Gonzalez, CRC, this week as he guides you through an easy annual checkup for your retirement plan. From optimizing contributions to reviewing investments, learn practical steps to keep your retirement strategy on track.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway, a certified private wealth advisor, reacts to a clip from The Ramsey Show that critiques common misinformation about 401ks. A.B. provides a detailed breakdown of why the advice presented in the clip is misleading, corrects factual inaccuracies, and offers listeners a clearer understanding of 401ks as part of a well-rounded retirement strategy.3 Key Takeaways:Misconceptions about 401k origins and purpose – The claim that 401ks were created after the Great Depression is incorrect. They were actually introduced in the late 1970s as a tax-deferred retirement vehicle, becoming popular in the 1980s.Importance of research and context – Blindly accepting financial advice without doing proper research can be dangerous. Misinformation, especially when delivered with confidence, can lead people to make poor decisions about their retirement planning.Inflation and investment returns – It's essential to understand the difference between a savings account and a 401k. While inflation can erode purchasing power in low-interest savings accounts, a well-managed 401k can provide substantial returns over time, often far surpassing inflation rates.3 Memorable Quotes:"This girl took a lot of 401k information, put it in a blender, and tried to serve it. It just doesn't look the same as the original form.""The 401k didn't come around until the late 70s, not after the Great Depression. We had pensions before then. This is important historical context that many people miss.""We gotta be careful what we consume... Misinformation, especially when said with confidence, can mislead people into making bad financial choices."

In this episode of Financial Advisors Say The Darndest Things, A.B. Ridgeway, a certified private wealth advisor, reacts to a clip from The Ramsey Show that critiques common misinformation about 401ks. A.B. provides a detailed breakdown of why the advice presented in the clip is misleading, corrects factual inaccuracies, and offers listeners a clearer understanding of 401ks as part of a well-rounded retirement strategy.3 Key Takeaways:Misconceptions about 401k origins and purpose – The claim that 401ks were created after the Great Depression is incorrect. They were actually introduced in the late 1970s as a tax-deferred retirement vehicle, becoming popular in the 1980s.Importance of research and context – Blindly accepting financial advice without doing proper research can be dangerous. Misinformation, especially when delivered with confidence, can lead people to make poor decisions about their retirement planning.Inflation and investment returns – It's essential to understand the difference between a savings account and a 401k. While inflation can erode purchasing power in low-interest savings accounts, a well-managed 401k can provide substantial returns over time, often far surpassing inflation rates.3 Memorable Quotes:"This girl took a lot of 401k information, put it in a blender, and tried to serve it. It just doesn't look the same as the original form.""The 401k didn't come around until the late 70s, not after the Great Depression. We had pensions before then. This is important historical context that many people miss.""We gotta be careful what we consume... Misinformation, especially when said with confidence, can mislead people into making bad financial choices."

In this week's podcast, Certified Retirement Counselor Miguel Gonzalez challenges your retirement savings knowledge with a True or False test. Tune in to see how much you know!Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2856: Bud Hebeler shares eight invaluable retirement tips gleaned from his own 27 years of retirement, emphasizing the power of compounding, professional advice, careful allocation, and living below one's means. His insights, shaped by experiences from the Great Depression to modern times, provide a blueprint for achieving financial security and stress-free living in retirement. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-advice-8-tips-for-financial-success/ Quotes to ponder: "Einstein was right: One of the great miracles is the power of compounding from saving." "Living below our means - something that seems to have escaped many today." "I strongly urge people to do serious retirement financial planning with conservative inputs." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2856: Bud Hebeler shares eight invaluable retirement tips gleaned from his own 27 years of retirement, emphasizing the power of compounding, professional advice, careful allocation, and living below one's means. His insights, shaped by experiences from the Great Depression to modern times, provide a blueprint for achieving financial security and stress-free living in retirement. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-advice-8-tips-for-financial-success/ Quotes to ponder: "Einstein was right: One of the great miracles is the power of compounding from saving." "Living below our means - something that seems to have escaped many today." "I strongly urge people to do serious retirement financial planning with conservative inputs." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode with Miguel Gonzalez, Certified Retirement Counselor, dives into setting achievable retirement savings goals. Learn how to break down daunting numbers, navigate changing assumptions, and make your future self a priority to stay on track for a secure retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, as he guides you through essential strategies to ensure a smooth and confident transition into retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

This week Miguel Gonzalez, CRC, shares practical tips for those 10 years away from retirement to help plan for a smooth and stress-free transition.About Cortburg Retirement Advisors, Inc. Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

In this week's podcast with Miguel Gonzalez, CRC, learn how to maximize your retirement income through smart tax strategies and effective account management.Cortburg Speaks Retirement - episode #201Landing page:  https://www.cortburgretirement.com/audio-podcast About Cortburg Retirement Advisors, Inc. Cortburg Retirement Advisors is a full-service, boutique financial planning firm - helping guide clients through turbulent and calm economies. Their goal is to help grow, protect, and preserve their assets from their first job through retirement. Cortburg's “all in one house” capabilities mean that their experienced team can help with all financial needs - wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.    Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Wednesday August 14, 2024 Insurance lobbyists block federal crackdown on costly retirement advice

Join Miguel Gonzalez from Cortburg Retirement Advisors this week for strategies to keep your hard-earned savings protected and stress-free for retirement. Cortburg Speaks Retirement - episode #193 About Cortburg Retirement Advisors, Inc. Cortburg Retirement Advisors is a full-service, boutique financial planning firm - helping guide clients through turbulent and calm economies. Their goal is to help grow, protect, and preserve their assets from their first job through retirement. Cortburg's “all in one house” capabilities mean that their experienced team can help with all financial needs - wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.    Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, MiguelXGonzalezWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

 Discover the hidden costs that could derail your retirement plans! Join Miguel Gonzalez as he reveals the unexpected financial challenges you might face and how to safeguard your future. Cortburg Speaks Retirement - episode #192 About Cortburg Retirement Advisors, Inc. Cortburg Retirement Advisors is a full-service, boutique financial planning firm - helping guide clients through turbulent and calm economies. Their goal is to help grow, protect, and preserve their assets from their first job through retirement. Cortburg's “all in one house” capabilities mean that their experienced team can help with all financial needs - wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.    Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, MiguelXGonzalez,  RetirementPlanning, FinancialSecurity, UnexpectedCosts, FamilyFinances, LongTermCare, RetirementGoals, SecureFuture, FinancialAdvice, ElderCare, InvestSmart, MiguelGonzalez, CortburgRetirementAdvisors  Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Dan in Carteret calls in. He hasn't called us in about a year. He wants Suzyn to retire from the Yankees booth. He also wants Boomer to retire as he's ‘won at life'. Jerry returns for an update but first Keith McPherson joins us to talk about his tweet at Jimmy Traina for his ‘memo to WFAN'. Jerry starts with Juan Soto talking about his forearm and how he's getting imaging to see what's wrong. The Mets met the media in London as they play the Phillies tomorrow. A caller tells a story about seeing Boomer in a restaurant and Boomer's chair broke. Christian Hackenberg was on the Ross Tucker podcast and talked about his brief time with the Jets. The Moment of The Day involves Donald Trump calling a politician a ‘watermelon head'. In the final segment of the week, a caller is looking for a pick for the Belmont.

This episode is part 3 of David's interview with Power of Zero co-founder Larry DeLegge.  The two discuss the most dangerous retirement advice from Suzie Orman, Dave Ramsey, and Ken Fisher.  Financial gurus in the business of dispensing one-size-fits-all financial planning advice is David's biggest pet peeve.  Why do they do it? To appeal to a broader range of Americans. David explains what his so-called Dave Ramsey's circle of poverty is all about. Two out of three people who reach financial independence following Ramsey's advice will run out of money before they run out of life…two-thirds of the time! David believes that Dave Ramsey is good for bad investors, but bad for good investors – and cites a couple of examples to illustrate that. David talks about why he believes Ken Fisher is averse to bringing up Roth conversions to his clients and prospects. There's a key difference between Ken Fisher and the likes of Dave Ramsey – David tells it all. David opens up about something he's really excited about regarding his new book. Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dr. Wade Pfau Tom Hegna Graham Stephan Power of Zero YouTube Video Dave Ramsey Eviscerates Co-Host George Kamel for Preaching the 4% Rule Clark Howard

Cortburg Speaks Retirement - episode #191 Miguel Gonzalez, Certified Retirement Counselor, breaks down why market timing is a risky strategy and how staying invested can lead to greater long-term success.About Cortburg Retirement Advisors, Inc. Cortburg Retirement Advisors is a full-service, boutique financial planning firm - helping guide clients through turbulent and calm economies. Their goal is to help grow, protect, and preserve their assets from their first job through retirement. Cortburg's “all in one house” capabilities mean that their experienced team can help with all financial needs - wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.    Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, MiguelXGonzalez, MarketTiming, InvestingStrategies, LongTermInvestment, StockMarketTips, FinancialPlanning, InvestmentSuccess, StayInvested, StockMarketReturns, InvestmentResearch, FinancialWisdomWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join Miguel Gonzalez, CRC, this week as he debunks 5 common myths and offers practical tips for a fulfilling retirement.Cortburg Speaks Retirement - episode #190Landing page:  https://www.cortburgretirement.com/audio-podcast About Cortburg Retirement Advisors, Inc. Cortburg Retirement Advisors is a full-service, boutique financial planning firm - helping guide clients through turbulent and calm economies. Their goal is to help grow, protect, and preserve their assets from their first job through retirement. Cortburg's “all in one house” capabilities mean that their experienced team can help with all financial needs - wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.    Cortburg, retirement, retirement planning, retirement tips, retirement income, retirement income planning, retirement goals, retirement investing, retirement advice, retirement goals, stock market, money management, wealth management, finance tips, financial advice, financial freedom, financial education, insurance, Cortburg Speaks Retirement, MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it's on us to know how to get the best guidance.  Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee. Key Warning On Financial Advisors: Segment 1 Ask Clark: Segment 2 Storage Units: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Deserve Straight Retirement Advice. They Work Too Hard for Their Money. NYTimes: Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. WSJ: Advisers on Trillions in IRAs Must Now Put Your Interest First What to Do When Your 401(k) Leaves Something to Be Desired How To Find and Choose a Financial Advisor - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? The Clark Howard Podcast The Headache at the End of the Costco Gold Rush - The WSJ Should You Buy Gold at Costco?  /  Clark Howard's Advice on Buying Gold NYTimes: Americans Went All-In on Self-Storage. That Demand Is Suddenly Cooling. Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The #1 Bill You Should Get by Mail Wirecutter: Stop Stressing About Turning Off the Lights When Leaving the Room! Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

About the Episode:  In this episode, join Joe and his cohost Megan dive into the world of retirement advice and uncover some common misconceptions that can lead people astray. Resources: FULLY FUNDED LIFEFREE Financial Tools Related Podcast Episodes:Episode 294: Retire With ConfidenceEpisode 293: Investing For BeginnersEpisode 291: Uncover The Secrets Of Passive IncomeEpisode 279: Diversify Your InvestmentsEpisode 263: When You Invest, You Can Expect A Harvest Email info@iwbnin.com to ask questions or share success stories.