Reduce Debt Increase Wealth

Having a plan to reduce debt makes the process much easier. What is the plan and where to find a plan. Article Links:https://www.thebalancemoney.com/debt-elimination-plan-2385990 By Courtney JohnstonSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

The basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules are applied consistency. It starts with knowing there a problem and a plan to get the problem under control. Article Links:https://www.tiaa.org/public/learn/retirement-planning-and-beyond/managing-your-money/seven-steps-to-more-effectively-manage-and-reduce-your-debthttps://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose DantusSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

The basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. There are some debts that cannot avoid and are necessary for everyday life. Knowing how to manage debt can help avoid getting deeper into debt.Article Links:https://suitsmecard.com/blog/9-essential-rules-of-personal-finance-that-you-should-follow https://www.bankrate.com/banking/simple-money-rules-to-live-by/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Managing large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do and how to approach the challenge. Article Link:https://www.houselogic.com/remodel/budgeting-contracting/best-time-of-year-to-buy-things-for-your-home/https://www.nerdwallet.com/article/finance/what-to-buy-every-monthSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Using the control center to help reduce spending is a benefit of doing a control center. Seeing where money is going and taking control of spending help reduce debt. Keeping spending under control is necessary and is easy to do once know where the money is going. This episode will cover everything needed to control spending.Article Links:https://navicoresolutions.org/resources/blog/5-money-management-basic-habits-for-financial-success?gad=1&gclid=Cj0KCQjw7JOpBhCfARIsAL3bobeIFE1nz6I4LqCN92d_N7p-xfgX_Lzy4cATLnxLprmfSnsOlT_DhD4aAm9xEALw_wcBhttps://www.nerdwallet.com/article/finance/how-to-stop-spending-money-8-ways-to-resist-the-urgeSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Getting debt under control a plan is needed. Debt Reduction Plan must do more than just reduce debt to be successful. More about the Happy giraffe Debt Spreadsheet to work with every plan.Article Link: https://Happygiraffe.org/liveSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

 There is another way to account for finances but before starting on that option going to follow up on some control center items.  Article Link:  https://Happygiraffe.org/live Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Control Center is nothing more than a budget, this is the easy way to create and update the control center every week so knowing what happening in finance is current. Starting with the most simple budget for those who are struggling to pay down debt. Article Link:https://www.nerdwallet.com/article/finance/budget-worksheet By Lauren SchwahnSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

 Knowing the problems with personal finance the first fix is start tracking. Tracking is simple and once started does not require much time if kept up to date. Article Links:https://www.nerdwallet.com/article/finance/tracking-monthly-expensesSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live http://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Most problems start with mistakes, in personal finance not doing things is a mistake. Knowing what to do is the best way to avoid the debt cycle and budget crisis staying inform with finances is the way to start. Article Links:https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norrishttps://www.equifax.com/personal/education/personal-finance/top-money-mistakes/ Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

Getting control of personal finances and stopping creditors calls are a couple of benefits. This is a plan for the do it yourselfer and is easy to start and stay on track.Article Links:https://www.bankrate.com/personal-finance/debt/pros-cons-of-debt-relief/#consolidation By Holly Jonsonhttps://www.nerdwallet.com/article/finance/find-debt-relief By Dev O'SheaSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

Having and keep a budget up to date has benefits. Tracking will help in this process but putting the number in front to compare what happen is a big factor in getting personal finances in order.Article Links:https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx By Amy Bellhttps://www.incharge.org/financial-literacy/budgeting-saving/budgeting-benefits/ By Michael Knisley Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

Most do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money  and unaware of that problem. Article Links:https://www.myhubble.money/blog/the-benefits-of-tracking-your-spending-habits https://www.lifehack.org/482228/5-surprising-benefits-of-tracking-your-spending By Sharen Rosshttps://oboloo.com/blog/the-importance-of-keeping-track-of-expenses/ Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

Have debt problems this episode talks thru all the steps to getting debt under control. Beginning with identifying the problem and the steps to take to tackle this problem.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

What it takes to pay off credit and tips and tricks to make the process easier. Do it yourself is the cheapest way to reduce debt but must be able to make tough decisions then carry thru with them.Article Links:https://finred.usalearning.gov/Money/DebtTraps https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O'Sheahttps://www.consumerfinance.gov/about-us/blog/easy-remember-guidelines-help-people-reduce-credit-card-debt/ By Susan KerbelSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live All other inquires place topic into Subject.

Once tracking has been done for the last 30 plus days, now it time to start a budget or control center. The tracking will make the control center easier to setup and to maintain. Vacation time and how that affect the tracking and budgeting process.Article Link:http://mappingyourfuture.org/money/budget.cfmSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Knowing the basics of personal finance, the tracking makes more sense. Everything will start to fall into place as to the importance for personal finance. Tracking of monies into and out of checking will start to full fill the five aspects of personal finance. Then creating a budget will be the control center to increase savings and achieving other goals. Article Link:https://www.nerdwallet.com/article/finance/tracking-monthly-expensesSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Knowing the basics about personal finance is necessary for debt reduction. Everyone should understand personal finances to plan and pay bills. This includes savings for future purchases and taking care of basic needs.  Article Link:https://www.annuity.org/personal-finance/  By Terry TurnerSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Doing a budget to much time and want a different approach to help reduce spending. How about find out the amount of money available to spend on a weekly basis. This spreadsheet will give you that information. This is new topic in the traditional budgeting process. Allocation of money received to an expense to ensure the timely payment is necessary. How to incorporate this into traditional budgeting spreadsheet. Will talk about another spreadsheet that computes your weekly unspent money. Article Links:https://www.incharge.org/financial-literacy/budgeting-saving/how-to-make-a-budget/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Having problems reducing debt, this is how to get started on that process.  Going to expand on the allocation money in the control center. (Budget). Article Links:https://www.equifax.com/personal/education/debt-management/creating-debt-reduction-strategy/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Once the budget in place and a few months has pasted it time to add items to help with credit score and overall financial health. Using  percentages as a guideline. When using an app learn how the app works before starting the app. Take time to learn the app in the long term this will be beneficial.Article Links:https://www.budgetsmadeeasy.com/household-budget-percentages/ Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Making and keeping a budget needs to be simple, or it will not work. Here is a way to do a budget the easy and fast. Referring to using tracking app by printing out a report to develop the budget. Budgeting is to help identify problems and adjust to reach goals. Not just to reduce spending and make life less enjoyable.Article Link:https://www.myjar.app/blog/budget-exhausted-know-the-reason-behind-this-failureSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

All the debt has been identified now it time to start tracking all income and spending. Knowing how much money is in the checking account and monies owe is important to reducing debt. Emergency fund in detail how to setup different savings categories for uses as needed. Article Link:https://www.wellsfargo.com/financial-education/basic-finances/manage-money/cashflow-savings/track-spending/https://financebuzz.com/how-to-track-spending By Taylor MedineSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Debt problems this is the first place to start. Tracking debt the how and why to get debt under control. Tracking is more than just debt also includes income, and spending. Article Link:https://www.nerdwallet.com/article/finance/debt-tracker by Lauren Schwahn and Sean PylesSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Spending too much but not sure or just living paycheck to paycheck how to fix these problems.  Always thinking about spending  money almost everything do and see try's to get us to spend money. Lets see how to stop that type of spending.Article Link:https://www.ruleoneinvesting.com/blog/financial-control/spending-money-wisely/ By Phil Townhttps://www.unexpectedlydomestic.com/where-does-all-my-money-go/ Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Getting closer to being debt free now what to do with the money. Tracking and still have a control center is a must. No reason to go back to old spending habits. Article Link:https://www.maggiegermano.com/blog/what-you-should-do-after-paying-off-debt/ by Maggie Germano Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Control center is the second most important part of the personal finance. Keeping spending under control and know what and where money is going is key to reducing debt and increasing savings. Article Link:https://www.huntington.com/learn/budgeting/how-to-make-a-budgetSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

That is what most checking account are doing. The first and most important part of debt reduction is tracking all spending and income. Doing this will help as knowing when and where money is going is key to understanding the debt problem. Once understanding debt then creating a solution is easier. Article Link:https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By NerdWalletSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Is the question everyone should ask themselves. This is important to know so the problem can be fixed. Then steps to get rid of debt can be taken. This episode is first in a series to become debt free. Article Link:https://www.debt.com/news/how-do-people-get-into-debt/ By John Boitnotthttps://finred.usalearning.gov/Money/DebtTraps Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Those trying to reduce debt this is how to maximize the process. Reducing debt is a hard and timely process, but it can be speeded up by doing some extra things. Making the tough choices, doing without for a couple of years will pay off in the long term.Article Link:https://www.wellsfargo.com/goals-credit/smarter-credit/credit-101/debt-to-income-ratio/dti-faqs/https://www.capitalone.com/learn-grow/money-management/how-to-reduce-debt/The Best of the Brutal Truth about B2B Sales & Selling Where we interview the World's Best Salespeople.Listen on: Apple Podcasts SpotifyPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Once a budget or control center has been established staying on the budget is important. As time passes some of the fixed expense may change so the control center need to be updated. I do this every month but that not necessary, update every quarter is enough.  Article Link:https://www.trustage.com/learn/managing-money/how-to-personal-budgethttps://ourhappyhive.com/do-a-financial-tune-up-and-keep-your-budget-on-track/Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

 Keeping track of income and spending is the first step in keeping personal finance under control. The second step is having a budget of some type or a Control Center. These two steps are the key to financial success and reducing debt. Article Links: https://www.thebalancemoney.com/how-to-track-your-expenses-2385695 by Miriam Caldwell https://whybudgeting.com/personal-budget-categories/ by Hugo Guerreiro https://happygiraffe.org/donate/  Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

 The first step in reducing debt is identity the problems too much spending or too little income. Everyone makes mistakes but those who correct mistakes are much better off. What are the mistakes most people make in personal finance. Article Link: https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norris https://www.equifax.com/personal/education/personal-finance/top-money-mistakes/ Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Money is important in everyone's life let us ask the tough questions about personal finance. Knowing the answers will help in the long run to manage finances and make life better.  That is what life about staying focus and ahead of finances. Article Linkhttps://www.createcultivate.com/blog/money-questions-to-ask-yourself/https://www.careercontessa.com/advice/scary-money-questions/Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

 What is the difference between debt reduction plan and debt management plan both are the same in most cases. Debt management plan for most is a  professional counseling person working to help reduce debt. It not always the best way to go as fees are paid. Instead I think a debt management plan is for those whose do not have a debt problem but looking forward before taking out loans to be sure the payment can be made. Debt reduction plan is the process to take to reduce debt the best way.  Article Link https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus https://www.debt.org/management-plans/ Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject Https://happygiraffee.org/donate All other inquires place topic into Subject.

Doing a budget requires some type of written document. Using a computer spreadsheet to do the math makes this a straightforward process. How to set up a budget on a spreadsheet and how to categorize expenses.Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget  https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans https://happygiraffe.org/2022/07/getting-started/Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

How to set up tracking categories to be in same order of the budget. The tracking program has categories list different than the budget categories. I found a way to make these match to make budgeting easier. What is the number one thing keeping most people from building wealth.  Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

It may seem like no progress is being made on reducing debt, but at this stage it is a slow process. Once quit using credit, identify items to cancel made those tough choices it's a waiting game for cash to increase. It starts out very slow so do not give up stay focus on what the objective reducing debt. Understanding how the debt got out of control is important to getting out of debt.  Article Link:https://www.investopedia.com/articles/pf/12/the-debt-spiral.asp By Lisa SmithPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

Reducing debt requires making some tough choices, what to get rid of or quit paying for which services. This is key if money is not available then it will be difficult to reduce debt. Article Link:https://www.foolproofme.org/articles/332-strategies-for-saving-more?gclid=Cj0KCQiAzeSdBhC4ARIsACj36uEZ0AZ6qjSziBuzEe-cjhau9PygoL6KtkfaOp3CRKA2xasNb6AhwDYaArh9EALw_wcB  By Remar SuttonPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

Getting started reducing debt is the hardest part of this program. Why is that, because first must recognize the problem and how to fix the problem. Second is just finding ways to start and quit using debt. Article Linkhttps://money.usnews.com/money/personal-finance/debt/articles/easy-ways-to-pay-off-debt By Emma KerrPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

Why is emergency fund important? How to get started funding and is there the need to increase the balance for inflation. This is only one thing needed to build wealth or reduce debt. What other things are needed  to be done to achieve financial wealth.  Article Link:https://www.consumerfinance.gov/an-essential-guide-to-building-an-emergency-fund/ https://www.nerdwallet.com/article/banking/emergency-fund-why-it-matters by Margarette BurnettePlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

Building credit can be difficult if don't know how and what to do. Those having bad credit can rebuild credit in the process of paying off credit card debt.  Article Link:https://www.bankrate.com/personal-finance/credit/how-to-build-credit/ By Nicole Diekerhttps://www.nerdwallet.com/article/finance/raise-credit-score-fast By Bev O'SheaPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject All other inquires place topic into Subject.

Keeping a budget and knowing when and where your money is going is key in keeping debt under control. It also important to know when and where money is going to help with the timely payments.  Article Link:https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin SmithContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

What is a debt reduction and management plan and how it works. This is one plan that works for both and is something that should be memorize or place in a place to be view regularly. Article Link:https://www.sofi.com/learn/content/creating-debt-reduction-plan/Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

What are the benefits of tracking, and why everyone should be doing this activity. Will go into details of this activity and how to use this information so it not a waste of time. Article Links:https://www.nerdwallet.com/article/finance/tracking-monthly-expenses  https://bethebudget.com/reasons-to-track-your-expenses/Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

Increase wealth can be difficult for most, the younger getting started and staying focus can make this happen much earlier in life. Put yourself first in life and start taking the steps needed to be better financially sooner. Article Link:https://www.investopedia.com/terms/w/wealth.asp#:~:text=Wealth%20measures%20the%20value%20of,the%20accumulation%20of%20scarce%20resources. By the Investopedia Teamhttps://www.guardianlife.com/investments/how-to-build-wealthContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

How to plan for tough times and be ready when troubled times happen. Getting personal finances in order and keeping positive in life. Review goals and changing goals based on what the economy is doing. Article Link:https://www.principal.com/individuals/build-your-knowledge/step-step-guide-build-personal-financial-plan Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

Recession or no recession what to do, but first what is a recession. Then recession proof personal finances to get by until good times are back. Article Link:https://www.investopedia.com/terms/r/recession.asp By the Investopedia TeamThe Optimized MindHosted by Dr. Kate Lund, The Optimized Mind explores how we can define our own unique...Listen on: Apple Podcasts SpotifyContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

What is loan consolidation should it be done and how it is done. Will give another way to reduce debt if unable to get loan consolidation1. Article Link: https://www.consumerfinance.gov/ask-cfpb/what-do-i-need-to-know-if-im-thinking-about-consolidating-my-credit-card-debt-en-1861 Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

The first step in saving money is reducing the spending. Then keeping spending under control will increase the saving rate. Getting debt reduce, reduce spending and increasing income all help and work together to increase savings.  Article Links:https://americasaves.org/resource-center/insights/54-ways-to-save-money/https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.

How to create a budget using a spreadsheet made simple. This is the easiest way to create a budget using a spreadsheet, going to explain how this is done, giving easy to follow instructions. Will include setting up subtotals within each category and the reasons to do so.  Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budgetContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as SubjectAll other inquires place topic into Subject.