Reduce Debt Increase Wealth

Follow Reduce Debt Increase Wealth
Share on
Copy link to clipboard

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

MIsterchuck

Donate to Reduce Debt Increase Wealth


    • Oct 6, 2024 LATEST EPISODE
    • weekly NEW EPISODES
    • 27m AVG DURATION
    • 240 EPISODES


    Search for episodes from Reduce Debt Increase Wealth with a specific topic:

    Latest episodes from Reduce Debt Increase Wealth

    Budget Made Simple

    Play Episode Listen Later Oct 6, 2024 32:01 Transcription Available


    Send us a textCreate and maintain a budget by using tracking app reports. This is the easiest and most accurate way to do a budget.Article Link:https://consumer.gov/managing-your-money/making-budgetLast Episode of this Podcast. Thank for listening.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking

    Play Episode Listen Later Sep 29, 2024 25:45 Transcription Available


    Send us a textWhat is tracking, how to do it what do you need to track personal finances.Article Link: NoneSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Saving Money Tips

    Play Episode Listen Later Sep 22, 2024 23:33 Transcription Available


    Send us a textNeed help in saving money here are some tips to get started. Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-moneySupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Paid Off Now What

    Play Episode Listen Later Sep 15, 2024 25:17 Transcription Available


    Send us a textHave debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal to have.Article Link: no linksSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Reduction Plan

    Play Episode Listen Later Sep 8, 2024 24:51 Transcription Available


    Send us a textWhat is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce or eliminate debt. Then once debt is gone will discuss a debt management plan to put into place.Article Link:https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/ By Tom JacksonSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Setting up Budget

    Play Episode Listen Later Sep 1, 2024 23:54 Transcription Available


    Send us a textSetting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are included. Will be going more into detail on how to set up categories and sub categories.Article Link:https://consumer.gov/managing-your-money/making-budget#what-it-isSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    What is Tracking

    Play Episode Listen Later Aug 25, 2024 34:18 Transcription Available


    Send us a Text Message.What is tracking for personal finance and how is it done to help with spending problems.Article Link:https://bethebudget.com/reasons-to-track-your-expenses/ By Zach BuchenauSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Worried Paying off Mortgage

    Play Episode Listen Later Aug 18, 2024 28:31 Transcription Available


    Send us a Text Message.Wondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortgage. Article Link:https://www.nerdwallet.com/article/mortgages/pay-off-mortgageSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Why Stop With Credit Cards

    Play Episode Listen Later Aug 11, 2024 28:14 Transcription Available


    Send us a Text Message.Why stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with other debt.Article Link: NoneSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Understand Debt

    Play Episode Listen Later Aug 4, 2024 27:25 Transcription Available


    Send us a Text Message.What is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understand what getting into before using credit or borrowing money.Article LinkUltimate Guide to Debt Reduction: Proven Strategies and Tactics - The Money Coach (askthemoneycoach.com)Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Using Control Center

    Play Episode Listen Later Jul 28, 2024 27:05 Transcription Available


    Send us a Text Message.Using the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause.Article Link:https://www.experian.com/blogs/ask-experian/how-to-pay-off-more-debt-using-budget by Brianna McGurranSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Control Center

    Play Episode Listen Later Jul 21, 2024 31:17 Transcription Available


    Send us a Text Message.Simple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month.Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budgetSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking for Debt Reduction

    Play Episode Listen Later Jul 14, 2024 32:49 Transcription Available


    Send us a Text Message.Tracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going to talk about lifestyle change that should be made to get debt under control.Article Link:https://bethebudget.com/reasons-to-track-your-expenses/By Zach Buchenau Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Plan to Reduce Debt

    Play Episode Listen Later Jul 7, 2024 24:09 Transcription Available


    Send us a Text Message.Having a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed.Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Solve Problems

    Play Episode Listen Later Jun 30, 2024 28:28 Transcription Available


    Send us a Text Message.Having a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve.Article Link:https://www.oklahomacentral.creditunion/Ten-Common-Financial-ChallengesSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Saving to Reduce Debt

    Play Episode Listen Later Jun 23, 2024 29:49 Transcription Available


    Send us a Text Message.How to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get these things done.Article Linkhttps://www.lendingtree.com/student/how-to-save-money/ By Miranda MarquitSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Alternative Debt Reduction

    Play Episode Listen Later Jun 16, 2024 30:26 Transcription Available


    Send us a Text Message.Perhaps don't want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending under control. Unfortunately tracking is a must to get a good number. Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Control Center

    Play Episode Listen Later Jun 9, 2024 28:07 Transcription Available


    What is a control center and how does it help reduce spending. How to use tracking information to create and update control center.Article Link:5https://consumer.gov/managing-your-money/making-budgetSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking and Ratios

    Play Episode Listen Later Jun 2, 2024 37:34 Transcription Available


    Tracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed to be reduced.Article Link: https://finance.yahoo.com/news/30-expenses-quietly-eat-away-180006082.html?fr=sycsrp_catchall By Andrew LisaSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Not Sure Have Debt Problem

    Play Episode Listen Later May 26, 2024 24:38 Transcription Available


    Perhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This may be only a part of this problem but how to tell if debt is getting out of control. Article Link:https://www.bankrate.com/personal-finance/debt/signs-you-have-too-much-debt/ By Heidi RiveraSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Reduce Debt to Purchase Home

    Play Episode Listen Later May 19, 2024 28:51 Transcription Available


    Trying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or largest mortgage all other debt needs to be gone or almost gone. Article Link: https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-houseSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Appling Payments to Debt

    Play Episode Listen Later May 12, 2024 27:03 Transcription Available


    Having problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by step.Article Link: https://www.nerdwallet.com/article/credit-cards/how-credit-card-payments-applied  By Claire Tsosie & Sara Rathner  Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Understanding Debt Reduction

    Play Episode Listen Later May 5, 2024 29:02 Transcription Available


    How to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must.Article Link:https://www.equifax.com/personal/education/debt-management/articles/-/learn/prioritize-debt-payments/Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Stories of Debt

    Play Episode Listen Later Apr 28, 2024 29:31 Transcription Available


    Real Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is a problem. The second part is how to get out of debt and the time it takes to do so.Article Link:https://www.aspeninstitute.org/blog-posts/real-stories-of-unmanageable-debt/ By Dyvonne Bodyhttps://www.khou.com/article/money/magnify-money/8-inspirational-stories-of-people-who-overcame-debt/507-537577067Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Make A Plan

    Play Episode Listen Later Apr 21, 2024 30:57 Transcription Available


    Reducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt.Article Link:https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose DantusThe LYLAS PodcastIf you know what LYLAS stands for, then this podcast is for you! Two besties since...Listen on: Apple Podcasts SpotifySupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Best Use of Budget

    Play Episode Listen Later Apr 14, 2024 25:02 Transcription Available


    What are the best ways to use a budget, what information can be obtain.Article Link:https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challengeshttps://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Why Do Tracking

    Play Episode Listen Later Apr 7, 2024 21:34 Transcription Available


    Why do tracking and the benefits, again lost word file so no information  on links.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Start Building Wealth

    Play Episode Listen Later Mar 31, 2024 25:06 Transcription Available


    How to get started building wealth, again lost word file so no links information.PUSH 100 MPH: Mental health and motivation for Athletes with Ramon ClementePUSH 100 MPH is exactly what we need at times to get through life. We're all on our...Listen on: Apple Podcasts Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Overview Plus

    Play Episode Listen Later Mar 24, 2024 28:22 Transcription Available


    This is a overview of everything needed to reduce debt. Lost word file for not sure of links.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Deep Dive

    Play Episode Listen Later Mar 17, 2024 23:44 Transcription Available


    Some debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link:https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith  https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculatorSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Budget Deep Dive

    Play Episode Listen Later Mar 10, 2024 28:00 Transcription Available


    The budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start  giving the numbers to use in the budget to review and control the financial situation. Article Links:https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin SmithSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Deep Dive into Tracking

    Play Episode Listen Later Mar 3, 2024 32:12 Transcription Available


    Knowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on computer, or an app on computer and smartphone are all good solutions. First what is Personal finance and why it is important.Article Links:https://www.investopedia.com/terms/p/personalfinance.asp By Will KentonSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Struggles

    Play Episode Listen Later Feb 25, 2024 28:02 Transcription Available


    Struggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt can be done with the correct procedures.Article Links:https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/pay-off-debt-faster/https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/total-cost-of-borrowing/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Investing, When to Start with Debt

    Play Episode Listen Later Feb 25, 2024 28:12 Transcription Available


    Have a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid off first. This is the question most people wonder about all the time. This is not using debt to make investments but if a person should invest with a debt problem.Article Link:https://www.fidelity.com/learning-center/personal-finance/pay-down-debt-vs-invest Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Christmas Debt Into Savings

    Play Episode Listen Later Feb 18, 2024 26:30 Transcription Available


    Having problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years and increase emergency fund at the same time.  Article Links:https://www.bankatfirst.com/personal/discover/flourish/26-week-savings-challenge.htmlhttps://www.creditkarma.com/money/i/money-saving-challengesSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Reduction Plan

    Play Episode Listen Later Feb 11, 2024 30:36 Transcription Available


    Details of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial life better.Article Link: NoneSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Budget Upkeep

    Play Episode Listen Later Feb 4, 2024 26:37 Transcription Available


    Keeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying on track. The information from tracking should include everything Checking, Credit cards, every account in the tracking program. Article Link:https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx  Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Budget Setup

    Play Episode Listen Later Jan 28, 2024 29:09 Transcription Available


    Setting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with one month of tracking data. Let's start with tracking entering and getting data out of the program before starting the budget setup.Article Link:1https://consumer.gov/managing-your-money/making-budget#what-to-doSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking Basic Plus

    Play Episode Listen Later Jan 21, 2024 27:31 Transcription Available


    What is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the basic tracking software. Articles Links: https://moneywise.com/managing-money/budgeting/best-personal-finance-software Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Getting Started into Reducing Debt

    Play Episode Listen Later Jan 14, 2024 26:50 Transcription Available


    This is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the time, thinking working for the bank. This is the 200th episode  of Reduce Debt Increase Wealth a review and reflection of the past. Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Continuing Months Debt Reduction

    Play Episode Listen Later Jan 7, 2024 27:16 Transcription Available


    The process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this goal. What to do when something goes wrong do not give up adjust and overcome is the order of the day.No linksSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Debt Reduction or Management Plan

    Play Episode Listen Later Dec 31, 2023 23:21 Transcription Available


    A plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much easier. As there are guidelines to follow and measure success.  No links this week.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Manuel Budget

    Play Episode Listen Later Dec 24, 2023 21:57 Transcription Available


    Why do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus better understanding the budget.Links:https://www.youtube.com/watch?v=qRNrXnSrLWchttps://www.youtube.com/watch?v=XYkwa1D1AC4https://www.youtube.com/watch?v=XYkwa1D1AC4Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking Details

    Play Episode Listen Later Dec 17, 2023 26:26 Transcription Available


    What is tracking and what to use to make tracking easier.  Just taking a few minutes every week will help get debt under control.YouTube Links:https://www.youtube.com/watch?v=XImly72tLw0 https://www.youtube.com/watch?v=300NkycLwiASupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Start Over Reducing Debt

    Play Episode Listen Later Dec 10, 2023 22:12 Transcription Available


    Perhaps have been trying to reduce debt but not have any success. Try starting over again this time doing thing the correct way and staying on track to reduce debt. This episode is overview of what is needed to get debt under control.   Article Links:https://www.nerdwallet.com/article/finance/tracking-monthly-expenseshttps://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    BudgetMaintenance

    Play Episode Listen Later Dec 3, 2023 28:47 Transcription Available


    Keeping a budget up to date Is key to keeping debt under control. Using good information on a timely basis is key to finding and fixing problems before it becomes a problem。Article Links:https://www.experian.com/blogs/ask-experian/budget-mistakes-to-avoid/ By Evelyn Waughhttps://students.1fbusa.com/money-smarts/common-budgeting-mistakes-and-how-to-fix-themSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Tracking Revisited

    Play Episode Listen Later Nov 26, 2023 29:27 Transcription Available


    Tracking for six months or longer and sometime may make mistakes in posting. What to look out for in the app. Setting up recurring posts and fixing older posts. Article Links: none found.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Plan for Debt Reduction

    Play Episode Listen Later Nov 19, 2023 24:13 Transcription Available


    Having a plan to reduce debt makes the process much easier. What is the plan and where to find a plan. Article Links:https://www.thebalancemoney.com/debt-elimination-plan-2385990 By Courtney JohnstonSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Start Reducing Debt

    Play Episode Listen Later Nov 12, 2023 28:31 Transcription Available


    The basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules are applied consistency. It starts with knowing there a problem and a plan to get the problem under control. Article Links:https://www.tiaa.org/public/learn/retirement-planning-and-beyond/managing-your-money/seven-steps-to-more-effectively-manage-and-reduce-your-debthttps://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose DantusSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    How to Stay Debt Free

    Play Episode Listen Later Nov 5, 2023 26:46 Transcription Available


    The basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. There are some debts that cannot avoid and are necessary for everyday life. Knowing how to manage debt can help avoid getting deeper into debt.Article Links:https://suitsmecard.com/blog/9-essential-rules-of-personal-finance-that-you-should-follow https://www.bankrate.com/banking/simple-money-rules-to-live-by/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Big Purchases

    Play Episode Listen Later Oct 29, 2023 20:38 Transcription Available


    Managing large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do and how to approach the challenge. Article Link:https://www.houselogic.com/remodel/budgeting-contracting/best-time-of-year-to-buy-things-for-your-home/https://www.nerdwallet.com/article/finance/what-to-buy-every-monthSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

    Claim Reduce Debt Increase Wealth

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel