Podcasts about ratios

Today I answer and respond to a variety of topics from you guys via email and social media. Today we talk amending soil, entrepreneurship, using AI and the new AI course, composing, biochar, the return of technical training in high school and more. Join Me Today as I Respond to Your Questions and Comments On… The new AI Course is going on sale Thursday at 10 AM CST – Get on the Email List An update about my book, Laws of LIfe Amending the soil of a new raised bed Filling a new raised bed with specific available materials Ratios … Continue reading →

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson speaks with Kevin VanderPloeg about various topics related to hunting and wildlife management in Michigan. They discuss Kevin's work with the local road commission, the impact of recent tornadoes, and the challenges of managing deer populations in Michigan. The conversation delves into the cultural attitudes towards hunting, the role of the Department of Natural Resources (DNR), and the potential benefits of implementing antler point restrictions. They also compare hunting regulations and deer management strategies across different states, highlighting the complexities of wildlife conservation. In this conversation, Dan Johnson and Kevin VanderPloeg discuss the complexities of deer management and hunting regulations across various states, particularly focusing on Iowa and Michigan. They explore the challenges faced by hunters, the impact of regulations on deer populations, and the cultural differences in hunting practices. The discussion also touches on the importance of collaboration between states to improve hunting experiences and the potential changes in regulations that could benefit both hunters and deer herds. Takeaways: Kevin works for the local road commission and recently dealt with tornado cleanup. A good deer in Michigan is considered to be around 100 inches. The deer population in Michigan is skewed heavily towards does. Many hunters in Michigan prioritize shooting bucks over managing doe populations. The DNR's regulations are often criticized by hunters for being ineffective. There is a desire among some hunters for antler point restrictions to improve deer quality. Hunters express frustration over the DNR's management strategies and regulations. The conversation highlights the need for better deer management practices in Michigan. Comparisons are made between Michigan's hunting regulations and those of other states like Iowa and Kansas. The podcast emphasizes the importance of understanding deer demographics for effective wildlife management. States need to communicate more about deer management. Iowa has a unique deer hunting culture due to its regulations. The number of hunters impacts deer management strategies. Crossbows and tag regulations are contentious topics. Many hunters are unhappy with current regulations but feel powerless to change them. The hunting culture varies significantly between states. Youth hunters should not be restricted by antler size. Organizations play a crucial role in advocating for hunting regulations. The demand for bigger deer influences hunting practices. Personal experiences shape expectations in hunting. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson speaks with Kevin VanderPloeg about various topics related to hunting and wildlife management in Michigan. They discuss Kevin's work with the local road commission, the impact of recent tornadoes, and the challenges of managing deer populations in Michigan. The conversation delves into the cultural attitudes towards hunting, the role of the Department of Natural Resources (DNR), and the potential benefits of implementing antler point restrictions. They also compare hunting regulations and deer management strategies across different states, highlighting the complexities of wildlife conservation. In this conversation, Dan Johnson and Kevin VanderPloeg discuss the complexities of deer management and hunting regulations across various states, particularly focusing on Iowa and Michigan. They explore the challenges faced by hunters, the impact of regulations on deer populations, and the cultural differences in hunting practices. The discussion also touches on the importance of collaboration between states to improve hunting experiences and the potential changes in regulations that could benefit both hunters and deer herds. Takeaways: Kevin works for the local road commission and recently dealt with tornado cleanup. A good deer in Michigan is considered to be around 100 inches. The deer population in Michigan is skewed heavily towards does. Many hunters in Michigan prioritize shooting bucks over managing doe populations. The DNR's regulations are often criticized by hunters for being ineffective. There is a desire among some hunters for antler point restrictions to improve deer quality. Hunters express frustration over the DNR's management strategies and regulations. The conversation highlights the need for better deer management practices in Michigan. Comparisons are made between Michigan's hunting regulations and those of other states like Iowa and Kansas. The podcast emphasizes the importance of understanding deer demographics for effective wildlife management. States need to communicate more about deer management. Iowa has a unique deer hunting culture due to its regulations. The number of hunters impacts deer management strategies. Crossbows and tag regulations are contentious topics. Many hunters are unhappy with current regulations but feel powerless to change them. The hunting culture varies significantly between states. Youth hunters should not be restricted by antler size. Organizations play a crucial role in advocating for hunting regulations. The demand for bigger deer influences hunting practices. Personal experiences shape expectations in hunting. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Marketing Mindset, I'm joined by Rahul, Head of Paid Marketing at a performance agency managing 7–9 figure brands. Why hook rate and CTR don't always predict performanceHis exact reporting structure for tracking new customer growthA scrappy influencer hack that landed his brand in front of A-list celebritiesHow to iterate creative the right way (hint: it's not headline swaps) We unpack what actually matters in creative testing, reporting, and scaling spend.Rahul shares:We also get real about creative fatigue, why Meta's definition of a “new” asset has changed, and what to track when performance drops, plus the one question you must ask founders before building a report.

Welcome to another episode of Mathematics Simplified with Anjali Sharma! In this beginner-friendly lesson, we dive into the basics of trigonometry by exploring the six essential trigonometric ratios — sine (sin), cosine (cos), tangent (tan), cosecant (cosec), secant (sec), and cotangent (cot). Learn how these ratios are defined in a right-angled triangle, how to remember them easily, and where they're used in real-life situations.Perfect for Class 10 and 11 students, competitive exam aspirants, and anyone looking to strengthen their math foundation. Whether you're studying for school exams or want a clear understanding of trigonometry concepts, this episode makes learning simple and effective.Keywords: Trigonometric Ratios, Trigonometry for Beginners, Class 10 Maths, Class 11 Maths, Learn Trigonometry, Sine Cosine Tangent, Easy Trigonometry Explanation

In this week's market discussion, we kick things off with listener questions on historical price-to-earnings (P/E) ratios—specifically, whether there are “new norms” for determining if a stock is overvalued—and how the rise in gold over the past 50 years compares to major stock indices.We also cover the recent market volatility and the factors driving investor sentiment, examining both hard data like the first estimate of first-quarter GDP and soft data such as consumer confidence. We wrap up with a review of key economic reports to assess the broader economic outlook.After the break, our financial experts walk through three real-world scenarios involving required minimum distributions (RMDs). From retirees who don't need the income to those who rely on RMDs to fund living expenses, we explore strategic approaches to managing these mandatory withdrawals. Whether you're looking to reduce taxes, preserve assets, or align your RMDs with your overall financial goals, our planners offer practical advice for common situations.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 3, 2025  |  Season 39, Episode 18Timestamps and Chapters 6:45: Why are Investors excited about a P/E of 24?24:17: Comparing the rise in gold to the major indices from 1971—202530:40: Economic Data: GDP, Consumer Sentiment, Earnings 40:21: Navigating Required Minimum Distributions (RMDs)Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Seguimos analizando el libro de Aswath Damodaran sobre valoración de activos: en este caso, sobre cómo invertir a partir de ratios financieras.

Which pitchers will be most in danger of getting hurt by this new bat? Fred Zinkie and Jeff Erickson discuss.---00:00 Fred Pod 4-1-2500:30 Torpedo Bats08:00 Braves Woes - Jurickson Profar suspended. 0-5, 8 runs scored. Lopez on IR. Neris DFA'd.17:30 David Bednar sent down24:00 Vivid Seats25:00 Sean Manaea setback31:10 Rebet32:10 Two-Start Streamer Disasters32:45 Chris Paddack and Emerson Hancock are cautionary tales about adding two-start streamers from the waiver wire.40:00 Problem with streaming generally47:10 BlueWire47:20 Thomas Harrington getting the call53:30 Two Slumpers - Dylan Crews, Rafael Devers---Vivid SeatsSwing into the season with MLB tickets + unbeatable rewards from Vivid Seats! Take in all the on-field action from the first pitch to the final inning with a great selection of MLB tickets. Plus, as a Vivid Seats Rewards Member, you can earn amazing rewards all year long just for buying! So, sign up today and start earning toward your next purchase.Get tickets today!(hyperlink: https://www.vividseats.com/?wsUser=948)RebetMarch Madness is here, and if you're looking for a way to get in the game, it's time to check out Rebet—the ultimate social sportsbook and casino platform! All March long, ReBet is rolling out daily promos, making it the ultimate month of exciting offers for their fans! Right now, for a limited time, Rebet is matching your first purchase up to $100 in Rebet Cash when you use promo code ROTOWIRE. Download Rebet today on the App Store or Google Play, enter code ROTOWIRE, and start playing today! (Hyperlink: https://rebet.page.link/NtdzHvHE3JheVXkCA) Get the latest fantasy sports insights, expert analysis, and premium tools—subscribe now at RotoWire.com/pod

On this episode we were joined by special guest Dr. Keith Lohse from Washington University Explorations in statistics: the analysis of ratios and normalized data Curran-Everett D. Adv Physiol Educ. 2013;37(3):213-219. doi:10.1152/advan.00053.2013 Comparison of 5 Normalization Methods for Knee Joint Moments in the Single-Leg Squat Hirsch SM, Chapman CJ, Frost DM, et al. J Appl Biomech. 2022;38(1):29-38. doi:10.1123/jab.2021-0143 Due to copyright laws, unless the article is open source we cannot legally post the PDF on the website for the world to download at will. Brought to you by our sponsors at: CSMi – https://www.humacnorm.com/ptinquest Learn more about/Buy Erik/Jason/Chris's courses – The Science PT Support us on the Patreons! Music for PT Inquest: “The Science of Selling Yourself Short” by Less Than Jake Used by Permission Other Music by Kevin MacLeod – incompetech.com: MidRoll Promo – Mining by Moonlight Koal Challenge – Sam Roux

Welcome back to our weekend Cabral HouseCall shows! This is where we answer our community's wellness, weight loss, and anti-aging questions to help people get back on track! Check out today's questions:      Anonymous: Hello Dr. Cabral, Thank you so much for the invaluable insights you provide — I truly appreciate it! I have two unrelated questions: 1. Do you have any thoughts or ideas on the potential causes of snoring? My husband isn't overweight, so I'm thinking it may be related to positional factors or anatomy. He doesn't experience apnea, but the snoring does disrupt his sleep. 2. I have a product from a functional medicine supplement company containing 350mg of linolenic acid and 1400mg of linoleic acid, both derived from high-quality, cold-pressed oils. If someone has an imbalanced omega-3:omega-6 ratio, with a higher omega-6 …it seems like this product would not help balance the ratio on its own and additional omega-3 supplementation be necessary, is that correct? Thanks again for your time                     Sharon: Hello. I have been listening to various topics on your podcasts. I was curious about the citricidal drops. You have mentioned you can use two drops with a neti pot and use that for a nasal rinse. How often is it ok to do this? I also see it used as a urinary tract protocol and as part of the CBO protocol. But then in one podcast, you said you shouldn't use the drops longer than 3 weeks. I'm not sure how long you use it for the urinary tract protocol (didn't see that on website), but can you use it for that and the CBO if you do those protocols back to back? How long should you wait between uses of the drops? Is urinary tract protocol only for a UTI or is it also a general urinary health protocol? Thank you. (I asked about neti pot on FB but seems like no one has used it for nasal rinsing.)                                                                                                Terri: I have read a couple of studies about Berberine being contraindicated for those with Hashimoto's/hypothyroidism because it can interfere with absorption of thyroid hormone. There seem to be so many other benefits that I thought I'd come to you, the expert, the king and master of all things health, to answer my question…would you discourage someone with subclinical hypothyroidism and not taking any thyroid hormone from taking Berberine? Thank you for taking my question and for being so willing to help out the community with your wealth of knowledge. You truly are a blessing to so many!                                                                                                                                                                                                 Brooke: I've been doing coffee enemas for 2+ years now, once as often as 2-3 times and week and now 1-2 times a month. I used to have a much easier time holding the coffee, easily holding 10-15 minutes. I usually do two back to back rounds 10-15 minutes each (1-2cups each time). Lately I can't hold more than a few minutes, especially the first round. Also, I find that the day after a coffee enema I struggle to have a natural bowel movement. I'd say about 50% of the time I dont have a bowel movement the next day, is that okay?                                                                                                                 Bryna: Hi Dr. Cabral. About a year ago I came close to scheduling an appointment with your office and hope to do so again. Lately, I've been binge listening to your podcast making a list of questions and decided to send a message. What do you consider to be the healthiest frozen “treat”? I have reflux & gut issues and am always looking for ways to cool things down. After comparing ice cream / sorbet / gelato I concluded frozen yogurt was prob. the healthiest. Do you agree? Do you think frozen yogurt is a healthy snack in GEN? Could not find this topic when I searched the archives. Could ask a dozen more Q's but just want to say I found your podcast back in ‘17 and have been listening off and on ever since. I value your opinion and insight more than my PCP and appreciate any insight.         Thank you for tuning into today's Cabral HouseCall and be sure to check back tomorrow where we answer more of our community's questions!    - - - Show Notes and Resources: StephenCabral.com/3340 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!     - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

Episode 972-Diamond Has a Buyer, Inkwell Voting, Last Boy, Marvel Confusion, Second Print Ratios + Sneak Peek at Next Week w/Kyle & Drew JUSTICE LEAGUE THE ATOM PROJECT #4(W) Ryan Parrott, John Ridley (A) Mike Perkins (CA) Mark SpearsI WAS A FASHION SCHOOL SERIAL KILLER #1 (W) Doug Wagner (A) Daniel Hillyard (CA) Daniel Hillyard, Michelle Madsen Need an LCS Kowabunga Comics https://kowabungacomics.com - Get FOC Access: http://eepurl.com/du7Wwf or Eric@KowabungaComics.com Like & Subscribe on our Youtube www.youtube.com/@comicsforfunandprofit5331Patreon https://www.patreon.com/comicsfunprofit  Merch https://comicsfunprofit.threadless.comYour Support Keeps Our Show Going On Our Way to a Thousand EpisodesDonate Here https://bit.ly/36s7YeLAll the C4FaP links you could ever need  https://beacons.ai/comicsfunprofit Listen To the Episode Here: https://comcsforfunandprofit.podomatic.com/

Today Jason wants you to understand that "regression to replacement cost" and Land to Improvement (LTI) ratios is crucial for real estate investors. This concept involves separating property value into land and improvement (buildings) components to assess risk and appreciation. High land value markets are riskier due to cyclical volatility. Replacement cost analysis, comparing property price to construction costs, reveals potential gains. Investors should focus on cash flow, not just appreciation, and recognize the impact of land value on tax benefits. Analyzing property performance using tools like the Hartman Risk Evaluator improves investment decisions. #RealEstateInvesting #PropertyInvestment #LTIratio #RegressionToReplacementCost #RealEstateRisk #CashFlowInvesting #PropertyAnalysis #InvestmentStrategy #RealEstateEducation #FinancialFreedom Key Takeaways: Jason's introduction 1:28 https://empoweredinvestorlive.com is only a few days away! 1:46 Regression to replacement cost 2:29 Real estate pro Bill Allen and the current housing market 4:26 "A buyer in every market" 6:36 Where are we headed this year https://www.7figureflipping.com/ Jason on Regression to replacement cost 8:43 An NAHB article 15:22 Birmingham property: Land value vs. the "improvement" on the land 26:09 For the those who like to gamble 27:26 Projected ROI on the Birmingham property 28:38 Go to https://www.jasonhartman.com/ and watch "How to Read a Pro Forma" 29:24 Love us or hate us, please write a review of the show!   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Beatriz García, de UGT CyL, explica que la Junta no ha actualizado las ratios del personal de apoyo educativo

Michael Garza Podcast:https://open.spotify.com/show/6dBGAg9qohEoWba5VMPMP8Contact Us:Garzamedias@gmail.com#ExpenseRatio #Stocks #ETF #REITs #RealEstate #REIT #RealEstateInvestmentTrustGarza Medias: http://garzamedias.comTerp Canndles: https://TerpCanndles.comMint Mobile: http://fbuy.me/t5tLMDiscover it Card: https://refer.discover.com/s/MICHAEL6043675 ($100 Statement Credit)YouTube: https://www.youtube.com/MichaelGarzaShowRumble!: https://rumble.com/MichaelGarzaRobinhood: https://join.robinhood.com/michaeg4251Disclaimer: The content provided in this video is for informational purposes only and should not be construed as financial, legal, or professional advice. The views and opinions expressed in this video are solely those of the creator and do not necessarily reflect the official policy or position of any other individual or organization.While efforts are made to ensure the accuracy and completeness of the information provided, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the video or the information, products, services, or related graphics contained in the video for any purpose.Any reliance you place on such information is therefore strictly at your own risk. We encourage you to seek professional advice tailored to your specific circumstances before making any financial or legal decisions.The creator of this video shall not be held responsible for any errors or omissions in the content or for any actions taken based on the information provided in this video. We disclaim all liability for damages of any kind arising out of use, reference to, or reliance on any information contained within this video.By watching this video, you acknowledge and agree to the terms of this disclaimer.Affiliate Disclaimer: Some of the links in the video description may be affiliate links or simply referral links, which means that I earn a small commission if you make a purchase through those links. This commission comes at no additional cost to you.I only recommend products or services that I have personally used and genuinely believe will provide value to my audience. Your support through these affiliate links or referral links helps me continue creating content and providing valuable information.Please note that I am not responsible for the quality, accuracy, or any issues that may arise with the products or services offered by the affiliate partners or referral links. It is your responsibility to conduct your own research and make informed decisions before making any purchases.Thank you for your support!I am an entertainer at heart and an experienced long-term investor. I do not teach day trading or those incorrect short-term investing strategies. I believe that a buy, hold and diversification strategy is the best thing you can do to be a successful long term investor.

Discover how implementing Zocks AI platform for financial advisors can transform your practice by streamlining client meetings, improving documentation, and enhancing follow-up communications. In this episode, host Cary Chaitoff, VP of Marketing at C2P, is joined by Mark Gilbert, Co-Founder & CEO of Zocks Communications, and Jim Hardeman, EVP of Product at Zocks. Fred Lowry, CRC® also contributes to the conversation as a practicing financial advisor with BrightPath Wealth Advisors who has successfully integrated Zocks into his practice. Learn how this compliance-approved AI solution can capture detailed meeting notes, generate personalized client communications, and automate form completion while maintaining strict security and privacy standards. Whether you're looking to increase your closing ratio, free up valuable time, or enhance client service, this episode will show you the many ways you can implement this powerful technology in your advisory business.Resources:AI Platform for Financial Advisors: Zocks

With good fawn to doe ratios being reported in multiple western states, Robby talks about how he uses this information to decide where to hunt now and in the future. He also jumps into other topics: The National Deer Association report on shifting hunter harvest to more mature bucks You can read that report here Mature Buck Harvest Rises to Another New U.S. Record https://deerassociation.com/mature-buck-harvest-rises-to-another-new-u-s-record/ Also, Robby shares four gross scores from mule deer vs. their lab age results, sent in from a listener. The bucks ranged from four to seven years old. The size of their antlers vs. their age might surprise you. Robby also talks about the slider feature on the National Drought Monitor in anticipation of his upcoming episode with Josh Boyd, Hydrologist for U.S.F.S, on the water season update for 2025 in the next few weeks You can link to the Drought Monitor here Comparison Slider | U.S. Drought Monitor https://droughtmonitor.unl.edu/Maps/ComparisonSlider.aspx Learn about fawn to doe ratios and a lot more in this latest episode. Rokcast is powered by onX Hunt. For 20% off, use Promo Code “Rokcast” at onX Hunt here https://www.onxmaps.com/hunt/app You can find Robby's books, Hunting Big Mule Deer and The Stories on Amazon here or signed copies from the Rokslide store here     

Providing rescue breathing to apneic patients with a palpable pulse. Normal end tidal CO2 for patients with a pulse. Identification of cardiac arrest and our immediate actions. Providing artificial ventilations during CPR without an advanced airway vs with an advanced airway in place. Using quantitative waveform capnography to confirm placement of an advanced airway, assess the quality of CPR, and identify ROSC. The effects of hyperventilating patients in cardiac arrest. Connect with me:Website: https://passacls.com@Pass-ACLS-Podcast on LinkedInGive Back & Help Others: Your support helps cover the monthly cost of software and podcast & website hosting. Donations at Buy Me a Coffee at https://buymeacoffee.com/paultaylor are appreciated and will help ensure others can benefit from these tips as well.Good luck with your ACLS class!Helpful Listener Links:Practice ECG rhythms at Dialed Medics - https://dialedmedics.com/*FREE to anyone in the U.S. Save $$ on prescription medications for you and your pets with National Drug Card - https://nationaldrugcard.com/ndc3506 *Indicates affiliate links. I may get paid a small commission if you purchase products or memberships using my link. It doesn't affect the price you pay.

BUSINESS: Bank reserve ratios seen lowered to zero by 2028 | Feb. 28, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Jose Antonio Esteban, CEO de IronIA Fintech, nos cuenta que los nombres que ponen por la funcionalidad del fondo. En el caso de los Rolling Ratios, es porque los datos van rodando y continuando en el tiempo. Nuestro invitado nos cuenta que “los Rolling Ratios suponen la diferencia entre un vídeo y una foto”. Lo que permiten es ver todas las rentabilidades que lleva un fondo cotizando en varios años. Te resumen todas estas rentabilidades. Con esta modalidad de la compañía comparas todas las rentabilidades a tres años con el índice, el índice sale representado con una línea y los puntos son las rentabilidades a tres años. En vez de contar todos estos puntos, lo que ofrece IronIA es un resumen de todos estos puntos y te ofrece la mejor solución para elegir un fondo, viendo el rendimiento de todos ellos. Jose Antonio Esteban, CEO de IronIA Fintech, nos explica que “comprando tres meses de fondos promocionados te damos tres meses de IronIA”. Con esto el cliente prueba el fondo sin tener ningún riesgo. También puedes obtener 5.000 Elements agua, los puntos de IronIA, unos puntos que como nos explica nuestro invitado, están subiendo cada vez más.

This is a rebroadcast of ep 152Julie reviews an article on statistics showing extremely high ratios for Democrats to Republicans in university faculty. We talk about the impact of this lack of diversity in problem-solving and in principles such as freedom of information. We briefly discuss why this might've happened.Follow Us:YouTubeTwitterFacebookTumblrAll audio & videos edited by: Jay Prescott Videography

FIT40 Family Facebook Group: https://www.facebook.com/groups/fit40familyDESCRIPTION:In this comprehensive episode, we dive deep into the world of macronutrients and explore the optimal ratios for a variety of fitness goals, including maintenance, weight loss, muscle gain, and strength training. We'll discuss the science behind macronutrient optimization, provide practical tips for implementing these strategies, and address the unique considerations for individuals on GLP-1 agonists or who have undergone bariatric surgery. Whether you're a seasoned athlete or just starting your fitness journey, this episode is packed with actionable insights to help you unlock your full potential and achieve your desired results.AFFILIATE LINKS:Try Tonal for 30 Days Risk Free: https://tonal.sjv.io/FIT40CONNECT WITH ME ONLINEFacebook: https://www.facebook.com/bryan.fitzsimmonsInstagram: ⁠⁠⁠⁠https://www.instagram.com/coach_fitzz/⁠⁠⁠⁠Tiktok: ⁠⁠⁠⁠⁠https://www.tiktok.com/@coach_fitzz?is_from_webapp=1&sender_device=pcYoutube: https://www.youtube.com/@bryan_fit40 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bryanfitzsimmon.substack.com

In this episode of Sparking Success, Aaron and EJ break down the power of conversion and commitment ratios in business and recruiting. He explores how these key metrics drive success, from attracting top talent to securing long-term commitments. Through real-world examples and actionable strategies, Aaron highlights the importance of refining your approach, optimizing decision-making, and creating lasting impact. Whether you're a business leader or recruiter, this conversation provides valuable insights to help you elevate your game.

#685. ¿Por qué critico a los suplementos de moda de colágeno? Lo veremos claro cuando aprendamos su procesamiento químico, el uso de residuos, toxicidad y sobretodo... las alternativas más superiores.• Notas de este episodio:https://podcast.pau.ninja/685• Comunidad + episodios exclusivos:https://sociedad.ninja/(00:00) Introducción(2:18) ¿Por qué compramos suplementos de colágeno y glicina?(4:22) La industria del suplemento de colágeno(8:25) Las contraindicaciones de los suplementos de colágeno(7:11) Ratios(8:25) Contraproducente(14:15) Procesos(17:35) Síntesis(19:54) Sinergía(22:47) Oxalatos(24:04) No te olvides de esto

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. Topics covered include: How to analyze P/E ratios, How to know if a company will become profitable, How to value stock options and more. Refer to chapter marks for a complete list of topics covered and to jump to a specific section. Download my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramConnect with me: YouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun300

Choosing the right mix of protein, carbs, and fat can make losing fat or building muscle easier. Here's a dietitian's take on the ideal ratios.Author: Alisa BowmanLink to article: https://www.levels.com/blog/what-should-macros-beBecome a Levels Member – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://levels.link/insights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn about Metabolic Health – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠levelshealth.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Levels on Social – @Levels on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and Twitter

On today's exciting episode of Quick Charge, we explore the Tesla Q4 earnings call's high-level weirdness, including the impact Bitcoin had on the bottom line, what it means for stock prices, and whether or not you'll die without Tesla's solar roof. You'll also hear Jo ask, "What even is a P/E Ratio, and why does it matter?" before asking if we'll all be killed without a solar roof, and learning about what happens when our phones run out of power. All this and more – enjoy! Source Links Tesla (TSLA) releases Q4 2024 results: big miss on revenue and earnings Tesla guides return to growth thanks to cheaper new models and self-driving Elon Musk: Tesla will launch unsupervised full self-driving in Austin as paid service in June Elon Musk finally admits that Tesla will have to replace its HW3 self-driving computers A quarter of Tesla's earnings were due to recongnizing a $600 million gain on Bitcoin You'll die without a solar roof says Musk, whose admin made it harder to get solar Solar and storage projects make headlines, but will they survive? (Energysage interview) A vast 600 MW Texas solar farm just hit a major milestone Prefer listening to your podcasts? Audio-only versions of Quick Charge are now available on Apple Podcasts, Spotify, TuneIn, and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are recorded, usually, Monday through Thursday (and sometimes Sunday). We'll be posting bonus audio content from time to time as well, so be sure to follow and subscribe so you don't miss a minute of Electrek's high-voltage daily news. Got news? Let us know!Drop us a line at tips@electrek.co. You can also rate us on Apple Podcasts and Spotify, or recommend us in Overcast to help more people discover the show.

We always love answering your questions, and this Friday, we explore how to pick the best quality meat, why grain-fed meat might not be your best choice, and share our top nutrition tips to help you make smarter, healthier decisions. If you've ever been confused in the grocery aisle or wondered how to elevate your meals, this one's for you! Tune in to hear: Podcast wrap-up (1:25) Is grass-fed meat really healthier? (3:16) Omega 6 vs. Omega 3: The facts (5:41) How to check your Omega 3 levels like a pro (8:20) The hidden dangers of dairy and gluten (9:05) The top plant-based milks to try (11:30) Head to www.paulabenedi.com/episode333 for the show notes Join our newsletter: www.synergised.info/newsletter Follow Synergised on Instagram: @synergiseduk Follow Paula on Instagram: @paulabenedi . P.S. This podcast and website represent the opinions of Paula Benedi. The content here should not be taken as medical advice and is for informational purposes only, and is not intended to diagnose, treat, cure, or prevent any disease. Please consult your healthcare professional for any medical questions.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025!

In this study, two basal diets were fed, one low-fat and one high-fat. The low-fat diet contained cottonseed meal and cottonseed hulls and the high-fat diet contained whole cottonseed. This balanced fiber and protein to try and make the difference between the basal diets and just the fatty acids. Basal diets were supplemented with two different fat supplements that had different ratios of palmitic and oleic acids. The applied question at hand was “Does fat need to be supplemented to a high-fat basal diet?” (5:32)The low-fat diet contained 1.93% fatty acids and the high-fat diet contained 3.15% fatty acids. Fatty acid supplements were fed at 1.5% of dry matter and replaced soyhulls. The palmitic acid supplement contained 80% palmitic acid and 10% oleic acid. The palmitic + oleic acid supplement contained 60% palmitic acid and 30% oleic acid. Thirty-six cows were used in a split-plot Latin square design, with half the cows on each basal diet. Under each split-plot, cows were allocated to a 3x3 Latin square, evaluating a control treatment (no fat supplement), palmitic acid supplement, and palmitic + oleic acid supplement. (8:46)Bill, Adam, and Clay discuss the increase in milk components the industry has experienced recently due to the powerful combination of genetics and nutrition. Hoard's Dairyman reported that 2024 was the first year that the U.S. had averaged over 4% milk fat going back to 1924 when records began. (13:01)Both fat supplements increased milk yield in low-fat and high-fat basal diets, but the magnitude of the increase was larger in the low-fat diet. The high palmitic acid diet increased milk yield more in cows fed the low-fat basal diet than the palmitic + oleic supplement did. High-fat basal diet cows had similar milk yield responses to both fatty acid supplements. The panel discusses the industry emphasis on milk components and if/when a threshold in performance might happen given the advancement of genomics and nutrition. (15:51)Clay asks Adam to remind the listeners about the relationship between fatty acids and crude fat or ether extract. Adam recommends moving away from ether extract and focusing solely on fatty acid content. Bill, Adam, and Clay talk about the variability in the fatty acid content of various feedstuffs. (25:33)Bill asks if the feed efficiency improvement with the fat supplementation was due to more of a gross energy or digestible/metabolizable energy effect. Adam suggests it may be a little of both. The diet is more energy-dense, but we also know now that some of those specific fatty acids have specific effects. Improvements in NDF digestibility are consistently observed with palmitic acid supplementation. Oleic acid improves fatty acid absorption and has an impact on adipose tissue metabolism and insulin sensitivity. Bill and Adam go on to talk more philosophically about the best way to measure feed efficiency in dairy cows. (29:02)If Adam could do this experiment over again, he would have pushed the basal fat levels a bit more and had both lower-producing and higher-producing cows in the experiment. This leads to a discussion of how the results might have differed if distiller grains or soybeans were used instead of cottonseed in the experiment. Listeners should be careful not to extrapolate the results from this experiment to other fat sources. (33:55)Adam emphasizes that we shouldn't be afraid of feeding high-fat diets, either basal or supplemental fatty acids, especially to high-producing cows. We should be very mindful about where those fatty acids are coming from. We could provide the same nutrients by feeding either cottonseed or distillers grains, but how those ingredients feed out could be very different. (38:38)In summary, Clay agrees we should take a fresh look at how much fat we're feeding cows in basal diets and underlines the importance of the source of supplemental fatty acids. Bill concurs and commends Adam's group for basically making cottonseed without fat in the low-fat basal diet, which allowed for very clean interpretations of the fatty acid supplement results. Adam underlines that we can feed higher fat diets, but the fatty acid profile of all of those ingredients we might use is going to be key. In addition to fatty acids in diets and supplements, de novo synthesis of milk fat from acetate is the other half of the equation. Bringing those together might be a strategy to keep up with genetic improvements and drive higher milk fat yield. (47:43)You can find this episode's journal club paper from JDS Communications here: https://www.sciencedirect.com/science/article/pii/S2666910223001114Please subscribe and share with your industry friends to invite more people to join us at the Real Science Exchange virtual pub table.  If you want one of our Real Science Exchange t-shirts, screenshot your rating, review, or subscription, and email a picture to anh.marketing@balchem.com. Include your size and mailing address, and we'll mail you a shirt.

 On The WireAdam and Kevin preview the pitching ratios categories (ERA, WHIP) going into 2025 drafts   News and NotesMichael Kopech will miss time; Dodgers announce Tanner Scott and Kirby Yates signingsAnthony Santander signs with TORJurickson Profar signing with ATLJon Berti signs with CHCNYY claim Roansy ContrerasPaul Sewald signs with CLE Joey Lucchesi signs minor league deal with SFTim Anderson signs minor league deal with LAADrafting with ratios in mindLate roster spot debates (Ratios vs Volume)Griffin Jax vs Merrill Kelly or Tobias MyersEdwin Uceta vs Jameson TaillonKris Bubic vs Brady SingerCade Smith vs Tylor MegillCharlie Morton vs Alex VesiaAndrew Abbott vs A.J. Minter Hosts: Adam Howe | Kevin HastingSubscribe: Apple | Spotify | Amazon | YouTube | RSS  Join: PL+ | PL ProProud member of the Pitcher List Podcast Network

On The WireAdam and Kevin preview the pitching ratios categories (ERA, WHIP) going into 2025 drafts   News and NotesMichael Kopech will miss time; Dodgers announce Tanner Scott and Kirby Yates signingsAnthony Santander signs with TORJurickson Profar signing with ATLJon Berti signs with CHCNYY claim Roansy ContrerasPaul Sewald signs with CLE Joey Lucchesi signs minor league deal with SFTim Anderson signs minor league deal with LAADrafting with ratios in mindLate roster spot debates (Ratios vs Volume)Griffin Jax vs Merrill Kelly or Tobias MyersEdwin Uceta vs Jameson TaillonKris Bubic vs Brady SingerCade Smith vs Tylor MegillCharlie Morton vs Alex VesiaAndrew Abbott vs A.J. Minter Hosts: Adam Howe | Kevin HastingSubscribe: Apple | Spotify | Amazon | YouTube | RSSJoin: PL+ | PL ProProud member of the Pitcher List Podcast Network

 On The WireAdam and Kevin preview the pitching ratios categories (ERA, WHIP) going into 2025 drafts   News and NotesMichael Kopech will miss time; Dodgers announce Tanner Scott and Kirby Yates signingsAnthony Santander signs with TORJurickson Profar signing with ATLJon Berti signs with CHCNYY claim Roansy ContrerasPaul Sewald signs with CLE Joey Lucchesi signs minor league deal with SFTim Anderson signs minor league deal with LAADrafting with ratios in mindLate roster spot debates (Ratios vs Volume)Griffin Jax vs Merrill Kelly or Tobias MyersEdwin Uceta vs Jameson TaillonKris Bubic vs Brady SingerCade Smith vs Tylor MegillCharlie Morton vs Alex VesiaAndrew Abbott vs A.J. Minter Hosts: Adam Howe | Kevin HastingSubscribe: Apple | Spotify | Amazon | YouTube | RSS  Join: PL+ | PL ProProud member of the Pitcher List Podcast Network

Hoy en Capital Intereconomía contamos con Jose Antonio Esteban, CEO de IronIA Fintech, una compañía que nos permite consultar fondos de inversión. De cara a 2025, una de las novedades más importantes es que han creado un ecosistema que es una conjunción de cuatro aplicaciones. Dos de ellas son IronIA.tech y su página registrada. Nuestro invitado nos destaca que “En nuestra página registrada tenemos nuestro análisis de Rolling Ratios”. Es clave sobre todo para entender del todo una fiabilidad. Esta aplicación analiza la rentabilidad en todos los días que cotizan los fondos. Pero esto solo es el principio. Después ofrecerán los dieciocho ratios que tienen a los usuarios que no sean de pago. Eso sí, Jose Antonio Esteban nos cuenta que “Nuestros clientes de pago tendrán acceso a nuestros dieciocho ratios” El Rolling Ratio es una fotografía en movimiento, que permite ahora de la rentabilidad del fondo de inversión y de la cartera a partir de marzo.

In this episode of the St. Emlyn's podcast, Rick Body and Greg Yates delve into the concept of likelihood ratios, an advanced yet practical tool for diagnosing patients in the emergency department. Building on the previous episode about predictive values, they explain how likelihood ratios help compare the probability of test results between diseased and non-diseased patients. They provide examples, like evaluating chest pain and using the Smith Calculator for Anterior ST Elevation, to show how likelihood ratios can change clinical decision-making. Rick and Greg also discuss Bayesian reasoning and how pretest and post-test probabilities are used in practice. 00:00 Introduction to the Podcast 00:34 Understanding Likelihood Ratios 02:05 Practical Example: Chest Pain Case 03:53 Calculating Likelihood Ratios 07:17 Applying Bayesian Reasoning 09:50 Recap and Conclusion

https://www.instagram.com/imdanmoore  Click this link to receive your FREE Sales Objection Cheat Sheet delivered straight to your front door: https://fitnessmarketingagency.com/sales?sl=podcastsales  What does it take to build a £70k/month gym business with 30% profit margins? In this exclusive talk from FMA's Leeds Mastermind, Dan Moore, owner of DM Elite in Inverness and Nairn, breaks down the systems, strategies, and decisions that let him step out of his business while still achieving predictable, scalable success. From his second site's rapid growth to his clear financial insights, Dan offers a no-nonsense look at what it takes to build a sustainable, profitable gym business. Key Highlights - How Dan grew to £70k/month with 30% profit margins. - The systems that let him step out of daily operations. - Why defining roles for staff creates scalable growth. - Breaking down Dan's expenses and profit strategies. - How to align your business model with your long-term goals. To find out how Fitness Marketing Agency can help your Fitness Business, book a demo call using the link below: https://fitnessmarketing.agency/high-growth?sl=poddescription Connect with Fitness Marketing Agency on Instagram: https://www.instagram.com/fitnessmarketingagency 00:00:00 - Introduction 00:00:04 - The Journey of Dan Moore 00:00:17 - Breaking Down the Business 00:00:45 - The Evolution of the Business 00:01:30 - The Business Model 00:02:04 - The Role of the Owner 00:03:04 - The Importance of Revenue 00:08:45 - The Business Structure 00:10:33 - The Financial Breakdown 00:12:53 - The Ratios for Profit 00:16:19 - The Growth of the Business 00:17:32 - Personal Financial Goals 00:18:59 - Business Strategy 00:20:45 - Intermission and Advertisement 00:21:13 - Discussion on Membership and Attrition Rate 00:22:19 - Discussion on Expansion and Second Location 00:22:59 - Discussion on Roles and Responsibilities 00:25:43 - Discussion on Marketing and Sales 00:27:10 - Audience Questions 00:29:46 - Conclusion

Subscriber-only episodeFor 50% off Pre-Launch Sale for Friendly Bear University use this linkand enter discount code: FRNDLYBR50Code will expire soon, so take advantage while you can. Happy New Year!Send us a textFriendly Bear UniversityGet Profitable & Master Your Trading - Memberships & Courses Now AvailableFriendly Bear DiscordJoin The Friendly Bear Discord (message a mod for trade floor channel access)David's InstagramSubscribe for behind the scenes trading related contentDavid's X ProfileFollow David Capablanca on X!Cobra TradingClick the link and get 33% off commissions for life as well as one month of free DAS Trader PlatformAskEdgarUse Code friendlybear for 25% off for AskEdgar, the new standard for researching SEC filingsDilution TrackerClick the link and get 10% off of Dilution TrackerEdgeToTradeUse coupon code FRIENDLYBEAR15 for 15% off EdgeToTrade, the financial research platform for tradersTraderSyncUse coupon code FRNLYBR for 15% off monthly, 55% off yearly for TraderSync trading journal software TradeIdeasUse coupon code FRIENDLYBEAR for 15% off TradeIdeas real-time data stock scannerFlashSECClick the link and get 15% off 12 months of FlashSECTC2000Click the link to get $25 off TC2000 servicesOrtexORTEX brings you the most timely and accurate Short interest data availableFlash ResearchUse coupon code FB15 for 15% off Premium. Find your edge with the best stock analyzer KinfoUse coupon code FRIENDLYB106728 for 10% off Kinfo PRODisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Investors can evaluate potential stock investments by analyzing key metrics like earnings per share, price-to-earnings ratio, and return on equity. Today's Stocks & Topics: FIS - Fidelity National Information Services Inc., Market Wrap, INTC - Intel Corp., 8 Essential Financial Ratios Every Investor Should Know, COST - Costco Wholesale Corp., 401k and Tax Impact, Options Market, OXY - Occidental Petroleum Corp., OKE - ONEOK Inc., UBER - Uber Technologies Inc., JNJ - Johnson & Johnson.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALKAdvertising Inquiries: https://redcircle.com/brands

Reviewing the events of the week

Join us in Episode 104 of Why We Vote, where in-depth discussions on governance and representation take center stage. Hosts delve into the historical and constitutional context of congressional ratios, debating the implications of the 30,000-to-1 representative ideal versus today's 747,000-to-1 reality. Engage with a captivating breakdown of state versus federal election authority, the historical roots of apportionment acts, and the persistent challenges of achieving fair representation in a modern democracy. This episode offers insights into the intersection of law, governance, and the enduring pursuit of voter integrity in the United States.

Your Health System CXO podcast host Anne Herleth and Lauren Rewers discuss the findings from a research study on frontline nurses' perceptions regarding safe staffing and the use of AI in healthcare. They explore the low confidence levels among nurses about their organizations' commitment to safe staffing, the preference for human-centered solutions, and the significant communication gaps that exist. Key Takeaways1.Frontline nurses have low confidence in safe staffing.2.There is a divide between frontline nurses and administrators.3.Human-centered solutions are preferred over technology.4.Nurses prioritize patient outcomes over technology adoption.5.Effective communication is crucial for nursing transformation.Welcome to the Health System CXO Podcast, sponsored by The Health Management Academy, featuring content designed for Health System Nurse Executives, Health Equity Officers and Strategy Executives provided by our company SME's - Anne Herleth, Jasmaine McClain, Ph.D. and Jackie Kimmell. Subscribe today and receive the latest insights from the country's leading Health System CXO experts regularly, helping you remain current and guide your health system strategy with thought leadership and success.The Health System CXO Podcast activates health system leaders towards outcomes and scalable solutions you can implement now.About The Health Management Academy:Since 1998, The Health Management Academy has cultivated the premier community of healthcare's most influential changemakers from the top U.S. health systems and innovative industry partners. We power more than 2,000 health system senior executives and 200 industry organizations through exceptional peer groups, original market insights, world-class leadership development programs and novel member alliances. Our industry-leading programs and solutions enable members to facilitate meaningful relationships, navigate strategic transformation and address critical industry issues. To learn more, visit hmacademy.com and follow The Health Management Academy on ...

En el podcast de hoy me meto en polémica: hablamos de lo inutiles que son los ratitos de valoración para invertir en bolsa (como el PER). OFERTA EXCLUSIVA BLACK FRIDAY: 15% de DESCUENTO + Curso de IBKR + AudioCurso con el código promocional "BORINGBLACK". Contrata en ⁠⁠boringcapital.net/contrata⁠ Únete al canal GRATUITO de WhatsApp: ⁠https://whatsapp.com/channel/0029VaTrH1L72WTwHEGtyr0m⁠ Sígueme en instagram: ⁠⁠https://instagram.com/arnau_invertirbolsa⁠⁠ Todo lo que hacemos en Boring Capital: ⁠⁠https://boringcapital.net/⁠⁠ Consulta nuestras rentabilidades pasadas en Boring Capital: ⁠⁠https://boringcapital.net/informes-rentabilidad⁠⁠ Sígueme en Twitter: ⁠⁠https://twitter.com/ajnogues⁠⁠ Suscríbete a nuestra newsletter: ⁠⁠https://mailchi.mp/1a1f327fc3d5/ideas-de-swing⁠

This week has us exploring the downfall of the gods in a new prompt by listener Overlord Zero. Come give it a listen!   Do you have a setting you'd like us to build? Send us your worldbuilding prompt! https://docs.google.com/forms/d/e/1FAIpQLSeYkeUXcupke-pp_wRTbXmE9L0mCOYudrL-5oh6gMWF6brDKA/viewform?usp=sf_link And if you're feeling particularly generous, you can support us on Patreon! https://www.patreon.com/worldbuildwithus Chat with us on our Discord server: https://discord.gg/SRFhWV3 Subscribe to our YouTube channel: https://www.youtube.com/@worldbuildwithus Email us your suggestions: WorldbuildWithUs@gmail.com Follow us on Twitter: @LetsWorldBuild    Intro theme: "Half Mystery" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0  Outro Theme: "Study and Relax" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0

I was always told that you NEED to have a positive risk/reward ratio. But is it possible that this rule could be hurting our performance? Please remember to leave this podcast a rating & review before you go! Your trading Coach - Akil --- Support this podcast: https://podcasters.spotify.com/pod/show/thetradingcoachpodcast/support

Join Tony Mormino for an engaging live session of HVAC TV, where we dive deeper into the fascinating world of psychrometrics. In this second installment of our multi-part series, we explore Sensible Heat Ratios (SHR), calculate CFM and tons of refrigeration, and unpack the critical nuances of air mixing. Whether tuning in from New York, New Jersey, or anywhere with PDH requirements, this episode offers valuable insights and practical knowledge to enhance your HVAC expertise. Don't miss Tony's interactive Q&A, responding to real-time audience inputs from around the globe, making complex concepts accessible and applicable. Perfect for industry professionals aiming to sharpen their skills in HVAC design and operation. You can watch the video version of this presentation on our YouTube channel HVAC TV. For a PDH certificate please email Tony Mormino at tmormino@insightusa.com. 

Rounding Up Season 3 | Episode 4 – Making Sense of Unitizing: The Theme That Runs Through Elementary Mathematics Guest: Beth Hulbert Mike Wallus: During their elementary years, students grapple with many topics that involve relationships between different units. This concept, called “unitizing,” serves as a foundation for much of the mathematics that students encounter during their elementary years. Today, we're talking with Beth Hulbert from the Ongoing Assessment Project (OGAP) about the ways educators can encourage unitizing in their classrooms.  Welcome to the podcast, Beth. We are really excited to talk with you today. Beth Hulbert: Thanks. I'm really excited to be here. Mike: I'm wondering if we can start with a fairly basic question: Can you explain OGAP and the mission of the organization? Beth: Sure. So, OGAP stands for the Ongoing Assessment Project, and it started with a grant from the National Science Foundation to develop tools and resources for teachers to use in their classroom during math that were formative in nature. And we began with fractions. And the primary goal was to read, distill, and make the research accessible to classroom teachers, and at the same time develop tools and strategies that we could share with teachers that they could use to enhance whatever math program materials they were using. Essentially, we started by developing materials, but it turned into professional development because we realized teachers didn't have a lot of opportunity to think deeply about the content at the level they teach. The more we dug into that content, the more it became clear to us that content was complicated. It was complicated to understand, it was complicated to teach, and it was complicated to learn. So, we started with fractions, and we expanded to do work in multiplicative reasoning and then additive reasoning and proportional reasoning. And those cover the vast majority of the critical content in K–8. And our professional development is really focused on helping teachers understand how to use formative assessment effectively in their classroom. But also, our other goals are to give teachers a deep understanding of the content and an understanding of the math ed research, and then some support and strategies for using whatever program materials they want to use. And we say all the time that we're a program blind—we don't have any skin in the game about what program people are using. We are more interested in making people really effective users of their math program.  Mike: I want to ask a quick follow-up to that. When you think about the lived experience that educators have when they go through OGAP's training, what are the features that you think have an impact on teachers when they go back into their classrooms?  Beth: Well, we have learning progressions in each of those four content strands. And learning progressions are maps of how students acquire the concepts related to, say, multiplicative reasoning or additive reasoning. And we use those to sort, analyze, and decide how we're going to respond to evidence in student work. They're really maps for equity and access, and they help teachers understand that there are multiple right ways to do some mathematics, but they're not all equal in efficiency and sophistication. Another piece they take away of significant value is we have an item bank full of hundreds of short tasks that are meant to add value to, say, a lesson you taught in your math program. So, you teach a lesson, and you decide what is the primary goal of this lesson. And we all know no matter what the program is you're using that every lesson has multiple goals, and they're all in varying degrees of importance. So partly, picking an item in our item bank is about helping yourself think about what was the most critical piece of that lesson that I want to know about that's critical for my students to understand for success tomorrow.  Mike: So, one big idea that runs through your work with teachers is this concept called “unitizing.” And it struck me that whether we're talking about addition, subtraction, multiplication, fractions, that this idea just keeps coming back and keeps coming up. I'm wondering if you could offer a brief definition of unitizing for folks who may not have heard that term before.  Beth: Sure. It became really clear as we read the research and thought about where the struggles kids have, that unitizing is at the core of a lot of struggles that students have. So, unitizing is the ability to call something 1, say, but know it's worth maybe 1 or 100 or a 1,000, or even one-tenth. So, think about your numbers in a place value system. In our base 10 system, 1 of 1 is in the tenths place. It's not worth 1 anymore, it's worth 1 of 10. And so that idea that the 1 isn't the value of its face value, but it's the value of its place in that system. So, base 10 is one of the first big ways that kids have to understand unitizing. Another kind of unitizing would be money. Money's a really nice example of unitizing. So, I can see one thing, it's called a nickel, but it's worth 5. And I can see one thing that's smaller, and it's called a dime, and it's worth 10. And so, the idea that 1 would be worth 5 and 1 would be worth 10, that's unitizing. And it's an abstract idea, but it provides the foundation for pretty much everything kids are going to learn from first grade on. And when you hear that kids are struggling, say, in third and fourth grade, I promise you that one of their fundamental struggles is a unitizing struggle.  Mike: Well, let's start where you all started when you began this work in OGAP. Let's start with multiplication. Can you talk a little bit about how this notion of unitizing plays out in the context of multiplication?  Beth: Sure. In multiplication, one of the first ways you think about unitizing is, say, in the example of 3 times 4. One of those numbers is a unit or a composite unit, and the other number is how many times you copy or iterate that unit. So, your composite unit in that case could be 3, and you're going to repeat or iterate it four times. Or your composite unit could be 4, and you're going to repeat or iterate it three times. When I was in school, the teacher wrote 3 times 4 up on the board and she said, “Three tells you how many groups you have, and 4 tells you how many you put in each group.” But if you think about the process you go through when you draw that in that definition, you draw 1, 2, 3 circles, then you go 1, 2, 3, 4, 1, 2, 3, 4, 1, 2, 3, 4, 1, 2, 3, 4. And in creating that model, you never once thought about a unit, you thought about single items in a group.  So, you counted 1, 2, 3, 4, three times, and there was never really any thought about the unit. In a composite unit way of thinking about it, you would say, “I have a composite unit of 3, and I'm going to replicate it four times.” And in that case, every time, say, you stamped that—you had this stamp that was 3—every time you stamped it, that one action would mean 3, right? One to 3, 1 to 3, 1 to 3, 1 to 3. So, in really early number work, kids think 1 to 1. When little kids are counting a small quantity, they'll count 1, 2, 3, 4. But what we want them to think about in multiplication is a many-to-1 action. When each of those quantities happens, it's not one thing, even though you make one action, it's four things or three things, depending upon what your unit is. If you needed 3 times 8, you could take your 3 times 4 and add 4 more, 3 times 4s to that.  So, you have your four 3s and now you need four more 3s. And that allows you to use a fact to get a fact you don't know because you've got that unit and that understanding that it's not by 1, but by a unit. When gets to larger multiplication, we don't really want to be working by drawing by 1s, and we don't even want to be stamping 27 19 times. But it's a first step into multiplication. This idea that you have a composite unit, and in the case of 3 times 4 and 3 times 7, seeing that 3 is common. So, there's your common composite unit. You needed four of them for 3 times 4, and you need seven of them for 3 times 7. So, it allows you to see those relationships, which if you look at the standards, the relationships are the glue. So, it's not enough to memorize your multiplication facts. If you don't have a strong relationship understanding there, it does fall short of a depth of understanding.  Mike: I think it was interesting to hear you talk about that, Beth, because one of the things that struck me is some of the language that you used, and I was comparing it in my head to some of the language that I've used in the past. So, I know I've talked about 3 times 4, but I thought it was really interesting how you used iterations of or duplicated …  Beth: Copies.  Mike: … or copies, right? What you make me think is that those language choices are a little bit clearer. I can visualize them in a way that 3 times 4 is a little bit more abstract or obscure. I may be thinking of that wrong, but I'm curious how you think the language that you use when you're trying to get kids to think about composite numbers matters.  Beth: Well, I'll say this, that when you draw your 3 circles and count 4 dots in each circle, the result is the same model than if you thought of it as a unit of 3 stamped four times. In the end, the model looks the same, but the physical and mental process you went through is significantly different. So, you thought when you drew every dot, you were thinking about 1, 1, 1, 1, 1, 1, 1. When you thought about your composite unit copied or iterated, you thought about this unit being repeated over and over. And that changes the way you're even thinking about what those numbers mean. And one of those big, significant things that makes addition different than multiplication when you look at equations is, in addition, those numbers mean the same thing. You have 3 things, and you have 4 things, and you're going to put them together. If you had 3 plus 4, and you changed that 4 to a 5, you're going to change one of your quantities by 1, impacting your answer by 1. In multiplication, if you had 3 times 4, and you change that 4 to a 5, your factor increases by 1, but your product increases by the value of your composite unit. So, it's a change of the other factor. And that is significant change in how you think about multiplication, and it allows you to pave the way, essentially, to proportional reasoning, which is that replicating your unit.  Mike: One of the things I'd appreciated about what you said was it's a change in how you're thinking. Because when I think back to Mike Wallus, classroom teacher, I don't know that I understood that as my work. What I thought of my work at that point in time was I need to teach kids how to use an algorithm or how to get an answer. But I think where you're really leading is we really need to be attending to, “What's the thinking that underlies whatever is happening?”  Beth: Yes. And that's what our work is all about, is how do you give teachers a sort of lens into or a look into how kids are thinking and how that impacts whether they can employ more efficient and sophisticated relationships and strategies in their thinking. And it's not enough to know your multiplication facts. And the research is pretty clear on the fact that memorizing is difficult. If you're memorizing a hundred single facts just by memory, the likelihood you're not going to remember some is high. But if you understand the relationship between those numbers, then you can use your 3 times 4 to get your 3 times 5 or your 3 times 8. So, the language that you use is important, and the way you leave kids thinking about something is important. And this idea of the composite unit, it's thematic, right? It goes through fractions and additive and proportional, but it's not the only definition of multiplication. So, you've got to also think of multiplication as scaling that comes later, but you also have to think of multiplication as area and as dimensions. But that first experience with multiplication has to be that composite-unit experience.  Mike: You've got me thinking already about how these ideas around unitizing that students can start to make sense of when they're multiplying whole numbers, that that would have a significant impact when they started to think about fractions or rational numbers. Can you talk a little bit about unitizing in the context of fractions, Beth?  Beth: Sure. The fraction standards have been most difficult for teachers to get their heads around because the way that the standards promote thinking about fractions is significantly different than the way most of us were taught fractions. So, in the standards and in the research, you come across the term “unit fraction,” and you can probably recognize the unitizing piece in the unit fraction. So, a unit fraction is a fraction where 1 is in the numerator, it's one unit of a fraction. So, in the case of three-fourths, you have three of the one-fourths. Now, this is a bit of a shift in how we were taught. Most of us were taught, “Oh, we have three-fourths. It means you have four things, but you only keep three of them,” right? We learned about the name “numerator” and the name “denominator.” And, of course, we know in fractions, in particular, kids really struggle.  Adults really struggle. Fractions are difficult because they seem to be a set of numbers that don't have anything in common with any other numbers. But once you start to think about unitizing and that composite unit, there's a standard in third grade that talks about “decompose any fraction into the sum of unit fractions.” So, in the case of five-sixths, you would identify the unit fraction as one-sixth, and you would have 5 of those one-sixths. So, your unit fraction is one-sixth, and you're going to iterate it or copy it or repeat it five times.  Mike: I can hear the parallels between the way you described this work with whole numbers. I have one-fourth, and I've duplicated or copied that five times, and that's what five-fourths is. It feels really helpful to see the through line between how we think about helping kids think about composite numbers and multiplying with whole numbers, to what you just described with unit fractions.  Beth: Yeah, and even the language that language infractions is similar, too. So, you talk about that 5 one-fourths. You decompose the five-fourths into 5 of the one-fourths, or you recompose those 5 one-fourths. This is a fourth-grade standard. You recompose those 5 one-fourths into 3 one-fourths or three-fourths and 2 one-fourths or two-fourths. So, even reading a fraction like seven-eighths says 7 one-eighths, helps to really understand what that seven-eighths means, and it keeps you from reading it as seven out of eight. Because when you read a fraction as seven out of eight, it sounds like you're talking about a whole number over another whole number. And so again, that connection to the composite unit in multiplication extends to that composite unit or that unit fraction or unitizing in multiplication. And really, even when we talk about multiplying fractions, we talk about multiplying, say, a whole number times a fraction “5 times one-fourth.” That would be the same as saying, “I'm going to repeat one-fourth five times,” as opposed to, we were told, “Put a 1 under the 5 and multiply across the numerator and multiply across the denominator.” But that didn't help kids really understand what was happening.  Mike: So, this progression of ideas that we've talked about from multiplication to fractions, what you've got me thinking about is, what does it mean to think about unitizing with younger kids, particularly perhaps, kids in kindergarten, first or second grade? I'm wondering how or what you think educators could do to draw out the big ideas about units and unitizing with students in those grade levels?  Beth: Well, really we don't expect kindergartners to strictly unitize because it's a relatively abstract idea. The big focus in kindergarten is for a student to understand four means 4, four 1s, and 7 means seven 1s. But where we do unitize is in the use of our models in early grades. In kindergarten, the use of a five-frame or a ten-frame. So, let's use the ten-frame to count by tens: 10, 20, 30. And then, how many ten-frames did it take us to count to 30? It took 3. There's the beginning of your unitizing idea. The idea that we would say, “It took 3 of the ten-frames to make 30” is really starting to plant that idea of unitizing 3 can mean 30. And in first grade, when we start to expose kids to coin values, time, telling time, one of the examples we use is, “Whenever was 1 minus 1, 59?” And that was, “When you read for one hour and your friend read for 1 minute less than you, how long did they read?”  So, all time is really a unitizing idea. So, all measures, measure conversion, time, money, and the big one in first grade is base 10. And first grade and second grade [have] the opportunity to solidify strong base 10 so that when kids enter third grade, they've already developed a concept of unitizing within the base 10 system. In first grade, the idea that in a number like 78, the 7 is actually worth more than the 8, even though at face value, the 7 seems less than the 8. The idea that 7 is greater than the 8 in a number like 78 is unitizing. In second grade, when we have a number like 378, we can unitize that into 307 tens and 8 ones, or 37 tens and 8 ones, and there's your re-unitizing. And that's actually a standard in second grade. Or 378 ones. So, in first and second grade, really what teachers have to commit to is developing really strong, flexible base 10 understanding. Because that's the first place kids have to struggle with this idea of the face value of a number isn't the same as the place value of a number.  Mike: Yeah, yeah. So, my question is, would you describe that as the seeds of unitizing? Like conserving? That's the thing that popped into my head, is maybe that's what I'm actually starting to do when I'm trying to get kids to go from counting each individual 1 and naming the total when they say the last 1.  Beth: So, there are some early number concepts that need to be solidified for kids to be able to unitize, right? So, conservation is certainly one of them. And we work on conservation all throughout elementary school. As numbers get larger, as they have different features to them, they're more complex. Conservation doesn't get fixed in kindergarten. It's just pre-K and K are the places where we start to build that really early understanding with small quantities. There's cardinality, hierarchical inclusion, those are all concepts that we focus on and develop in the earliest grades that feed into a child's ability to unitize. So, the thing about unitizing that happens in the earliest grades is it's pretty informal. In pre-K and K, you might make piles of 10, you might count quantities. Counting collections is something we talk a lot about, and we talk a lot about the importance of counting in early math instruction actually all the way up through, but particularly in early math. And let's say you had a group of kids, and they were counting out piles of, say, 45 things, and they put them in piles of 10 and then a pile of 5, and they were able to go back and say, “Ten, 20, 30, 40 and 5.”  So, there's a lot that's happening there. So, one is, they're able to make those piles of 10, so they could count to 10. But the other one is, they have conservation. And the other one is, they have a rope-count sequence that got developed outside of this use of that rope-count sequence, and now they're applying that. So, there's so many balls in the air when a student can do something like that. The unitizing question would be, “You counted 45 things. How many piles of 10 did you have?” There's your unitizing question. In kindergarten, there are students—even though we say it's not something we work on in kindergarten—there are certainly students who could look at that and say, “Forty-give is 4 piles of 10 and 5 extra.” So, when I say we don't really do it in kindergarten, we have exposure, but it's very relaxed. It becomes a lot more significant in first and second grade.  Mike: You said earlier that teachers in first and second grade really have to commit to building a flexible understanding of base 10. What I wanted to ask you is, how would you describe that? And the reason I ask is, I also think it's possible to build an inflexible understanding of base 10. So, I wonder how you would differentiate between the kind of practices that might lead to a relatively inflexible understanding of base 10 versus the kind of practices that lead to a more flexible understanding.  Beth: So, I think counting collections. I already said we talk a lot about counting collections and the primary training. Having kids count things and make groups of 10, focus on your 10 and your 5. We tell kindergarten teachers that the first month or two of school, the most important number you learn is 5. It's not 10, because our brain likes 5, and we can manage 5 easily. Our hand is very helpful. So, building that unit of 5 toward putting two 5s together to make a 10. I mean, I have a 3-year-old granddaughter, and she knows 5, and she knows that she can hold up both her hands and show me 10. But if she had to show me 7, she would actually start back at 1 and count up to 7. So, taking advantage of those units that are baked in already and focusing on them helps in the earliest grades.  And then really, I like materials to go into kids' hands where they're doing the building. I feel like second grade is a great time to hand kids base 10 blocks, but first grade is not. And first-grade kids should be snapping cubes together and building their own units, because the more they build their own units of 5 or 10, the more it's meaningful and useful for them. The other thing I'm going to say, and Bridges has this as a tool, which I really like, is they have dark lines at their 5s and 10s on their base 10 blocks. And that helps, even though people are going to say, “Kids can tell you it's a hundred,” they didn't build it. And so, there's a leap of faith there that is an abstraction that we take for granted. So, what we want is kids using those manipulatives in ways that they constructed those groupings, and that helps a lot. Also, no operations for addition and subtraction. You shouldn't be adding and subtracting without using base 10. So, adding and subtracting on a number line helps you practice not just addition and subtraction, but also base 10. So, because base 10's so important, it could be taught all year long in second grade with everything you do. We call second grade the sweet spot of math because all the most important math can be taught together in second grade.  Mike: One of the things that you made me think about is something that a colleague said, which is this idea that 10 is simultaneously 10 ones and one unit of 10. And I really connect that with what you said about the need for kids to actually, physically build the units in first grade.  Beth: What you just said, that's unitizing. I can call this 10 ones, and I can call this 1, worth 10. And it's more in face in the earliest grades because we often are very comfortable having kids make piles of 10 things or seeing the marks on a base 10 block, say. Or snapping 10 Unifix cubes together, 5 red and 5 yellow Unifix cubes or something to see those two 5s inside that unit of 10. And then also there's your math hand, your fives and your tens and your ten-frames are your fives and your tens. So, we take full advantage of that. But as kids get older, the math that's going to happen is going to rely on kids already coming wired with that concept. And if we don't push it in those early grades by putting your hands on things and building them and sketching what you've just built and transferring it to the pictorial and the abstract in very strategic ways, then you could go a long way and look like you know what you're doing—but don't really. Base 10 is one of those ways we think, because kids can tell you the 7 is in the tens place, they really understand. But the reality is that's a low bar, and it probably isn't an indication a student really understands. There's a lot more to ask.  Mike: Well, I think that's a good place for my next question, which is to ask you what resources OGAP has available, either for someone who might participate in the training, other kinds of resources. Could you just unpack the resources, the training, the other things that OGAP has available, and perhaps how people could learn more about it or be in touch if they were interested in training?  Beth: Sure. Well, if they want to be in touch, they can go to ogapmathllc.com, and that's our website. And there's a link there to send us a message, and we are really good at getting back to people. We've written books on each of our four content strands. The titles of all those books are “A Focus on … .” So, we have “A Focus on Addition and Subtraction,” “A Focus on Multiplication and Division,” “A Focus on Fractions,” “A Focus on Ratios and Proportions,” and you can buy them on Amazon. Our progressions are readily available on our website. You can look around on our website, and all our progressions are there so people can have access to those. We do training all over. We don't do any open training. In other words, we only do training with districts who want to do the work with more than just one person. So, we contract with districts and work with them directly. We help districts use their math program. Some of the follow-up work we've done is help them see the possibilities within their program, help them look at their program and see how they might need to add more. And once people come to training, they have access to all our resources, the item bank, the progressions, the training, the book, all that stuff.  Mike: So, listeners, know that we're going to add links to the resources that Beth is referencing to the show notes for this particular episode. And, Beth, I want to just say thank you so much for this really interesting conversation. I'm so glad we had a chance to talk with you today.  Beth: Well, I'm really happy to talk to you, so it was a good time.  Mike: Fantastic.  Mike: This podcast is brought to you by The Math Learning Center and the Maier Math Foundation, dedicated to inspiring and enabling all individuals to discover and develop their mathematical confidence and ability. © 2024 The Math Learning Center | www.mathlearningcenter.org

It might sound simple, but the topic can be confusing -- especially if you're new to detailing. So this podcast is all about simplifying and demystifying the topic of DILUTION RATIOS. We recommend a 256:1 dilution for Rinseless Wash; 15:1 for All Clean (30:1 on interiors)...you might wonder what those mean. And what happens when you use the products in foam cannons? We recommend a 32:1 dilution for Incredible Suds in the foam cannon, by the way. These topics and more are covered in this episode!PRODUCTS MENTIONED:ALL CLEAN: https://bit.ly/AllCleanDIYDetailINCREDIBLE SUDS: https://bit.ly/IncredibleSudsIRON REMOVER: https://bit.ly/3GfY4iMRINSELESS WASH: https://bit.ly/RinselessWashTIRE LOTION: https://bit.ly/TireLotionIRON REMOVER: https://bit.ly/3GfY4iMWebsite: https://diydetail.com/Podcast:https://bit.ly/DIYDetailPodcastJoin the DIY Detail Facebook Group!: https://bit.ly/DIYDetailFacebookGroupFind DIY Detail products worldwide: https://diydetail.com/pages/distributors#autodetailing  #diydetail #yvanlacroix #carwash #claytowel #detailing #detalingtip #howtodetailacar #detailing101

Send us a textWe are BACK, baby! We've missed you guys, and we're so sorry we've been MIA while we've been getting ready to launch our flagship self-paced course. Join the waitlist to make sure you have early access here:  https://the-wall-street-skinny.mykajabi.com/waitlist-opt-in-IBDToday we talk about Apollo's quest to become a megalith in the private credit space, looking to double their Assets Under Management (AUM) from ~$700bn to $1.5tr over the next 5 years with support from the likes of JPMorgan.  We also discuss this Wall Street Journal article: https://www.wsj.com/finance/investing/the-giant-hedge-fund-that-hates-risk-and-still-wins-1110e90a, explaining the basics of how Sharpe ratios are used to measure individual and fund investment performance.  And we are joined by Alex Cavalieri, Head of Marketing at CAIS (https://www.caisgroup.com/) ahead of their October CAIS Summit, where we'll be live on the ground interviewing some of the thought leaders shaping the industry in realtime!Check out Public.com at the link http://public.com/wallstreetskinnyJoin the waitlist for our flagship course on IB and PE fundamentals!https://the-wall-street-skinny.mykajabi.com/waitlist-opt-in-IBDPublic Disclosure: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.Our content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Today we discuss some common valuation ratios for investment bankers!For recruiting help, join the WSO Academy waitlist today!Contact: investmentbankinginsights@gmail.com

Today we are talking with a pediatric dentist who hit a net worth of $6 million dollars! He is barely over a decade out of training. He started out in general dentistry and realized pretty quickly he wanted to specialize to increase his earning potential and enhance his lifestyle. He is a supersaver who is working on increasing his spending. His advice to you is to start educating yourself now on basic financial knowledge and to get in the habit of living on less than you earn. After the interview we will talk about expense ratios for Finance 101. Mortar Group is a premier real estate investment firm focused on multifamily properties in both ground up and value add projects in the competitive markets of New York City since early 2000s. With over $300 million in assets under management and over 30 investments since inception, their fully integrated firm model allows Mortar to maximize efficiency and value across their investments in these niche markets. Mortar leverages over two decades of experience in architecture, development and asset management in their projects to build value and minimize risk for investors. Invest in tax efficient, high return, risk adjusted strategies with Mortar Group at whitecoatinvestor.com/mortar. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Investing often seems more complicated than needed, so we're explaining some key terms to help you better navigate the investing and financial world more confidently. We share which ones we think matter the most and what you should focus on as an investor.  Andrew joins this week's podcast as we talk about: - The difference between a stock and a bond and the historical performance of each - The difference between ETFs, index funds, and mutual funds - Market vs. limit orders and which one you should focus on - Why target date funds in your 401K and 529 plans aren't ideal and what to do instead - Which brokerage firms and accounts we like the best and why - Expense ratios, Dividends, Dollar-cost averaging, and more! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/076-investing-terms-you-should-know-etfs-vs-mutual-funds-target-date-funds-expense-ratios-dividends-market-vs-limit-orders-and-more/