Podcasts about purchases

A dad in Singapore discovered his daughter had made online transactions worth RM61, 936 to upgrade her avatar in the mobile game Genshin Impact. We look at the details of this discovery and the larger questions around microtransactions in games that this brings up. Image source: Courtesy of miHoYo

- Sporadic COVID Closures End the Year for Apple Retail - Apple Shares Just Miss $3T Market Cap at Year's End - J.P. Morgan: iPhone 13 Line Nears Supply/Demand Balance - Apple Puts Indian Foxconn Plant on Probation Over Employee Living Conditions - Journalists Record Deplorable Living Conditions at Indian Foxconn Plant - Apple Releases Special Edition “Year of the Tiger” AirPods Pro in Select Regions - Apple Releases Special Edition “Year of the Tiger” Beats Studio Buds In China - Apple Including “Year of the Tiger” AirTag with Purchases in Japan - Foundation and Piracy: Apple TV+ Series Among Most Pirated Shows of 2021 - USA Today: “For All Mankind” Tops for TV in 2021 - Rolling Stone: “For All Mankind” Tops for TV in 2021 - BlackBerry Consumer Services Go Dark on 4 January 2022 - Upstart - Fair & fast personal loans. Learn more and check your rate at Upstart.com/macosken. - Headspace - Meditation made simple. Get a FREE one month trial at Headspace.com/macosken - Power what we do next for as little as $1 a month. Join the Mac OS Ken Test Kitchen at Patreon at Patreon.com/macosken - Send me an email: info@macosken.com or call (716)780-4080!

Romans 8:31-34

In this episode, Scott talks about reflecting on 2021 YouTube Analytics, How Napster is around and still paying for content, impulse purchases, Chromebooks, CES and more! Stat's is on vacation... again, again. https://thetechnicallyspeaking.com #technicallyspeakinglive #TeamPixel SOCIALS Twitter @scottpeachey Instagram @thescottpeachey #TheTechnicallySpeaking https://www.thetechnicallyspeaking.com/ --- Support this podcast: https://anchor.fm/thetechnicallyspeaking/support

Taylor Swift is asking a federal judge to call off a planned jury trial over allegations that she stole the lyrics to “Shake It Off” from an earlier song about “playas” and “haters,” arguing that the judge's recent ruling against her was “unprecedented.” Plus, reports are saying that Ye has purchased the home right across the street from Kim Kardashian, but for good reason as they continue to co-parent their four children. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the Federal Reserve concerned about price levels? What's the significance of asset purchases ending? Will supply chain struggles resolve? Raymond James Chief Economist Dr. Scott Brown shares his outlook for 2022. [Recorded 12/8/21]

Follow me @element_stylez / @letstalkaboutitsuccessstoriez and my Special Guest Entrepreneur and Recording Artist @nocencegotit

Bargain shoppers are expected to spend an estimated $21-billion during this week's shopping sale events, with a staggering $4-billion on to be spent today, December 26 alone. - Damit ang muling nangunguna sa listahan ng mga Australyano na kanilang bibilhin sa mga Boxing Day sales nitong linggo. Tumataginting na $4-bilyon ang inaasahan gagastusin ng mga mamimili ngayong mismong Disyembre 26.

The debate about guns may become one of the big themes of the upcoming General Assembly session, thanks to a new Republican majority. Michael Pope explains one bill.

Fresh out of high school, Oklahoma Broker/Owner Nick Utesch was only closing about two loans a month. Now, with almost three decades of experience under his belt, he closed nearly 500 deals last year and is the Scottman's Guide Ranked #1 Originator of VA loans in Oklahoma, three years in a row. Nick plowed right through the Great Recession, stayed above 75% purchase through 2020's Refi-boom, and will be able to succeed with rising rates. He attributes this success to a simple but long-term mindset. “Screen well when you start off so there are no surprises, deliver what you tell them, and close on time, every time…It's simple stuff,” Nick says, “but it will take you a long way.” Raised in rural Iowa, Nick had to work multiple small farm jobs to afford a stereo. After working a whole summer and coming up $1,500 short, Nick moped about until spotting an ad about a Discounted Note industry starter kit, including a guidebook and some tapes. Nick invested the few hundred dollars saved over the summer, using the knowledge learned from the tapes to help close his first deal at 14 years old. By 18, he opened a Brokerage and hasn't looked back.  Nick's business was barely affected when the 2008/2009 crash and recession rolled around, aside from some longer wait times for houses on the market. He focused on Fannie, Freddie, and Government loans, with a specific niche in VA. He avoided Sub-Prime deals and made sure to make his purchase clients THE top priority. Nick says going paperless since the early 2000s and having no physical office have helped sustain a low overhead and keep profit margins high. Still, his #1 tip for longevity in the Wholesale Channel is a purchased-focused mentality. No matter the rates, people are constantly relocating to new markets and expanding their families. Nick wanted to control his destiny and not rely on the cyclical nature of the mortgage industry. Take this recent refi-boom, for example. Nick only did 25% refi's in 2020, and they were completely passive. He could've been more proactive and reached out to more clients about refinancing, but his service levels and standard for purchases would have dropped.  Purchases are time-sensitive and require more work, but if you deliver, perform to your best, and get things done on time, you will create a referral funnel that will last a lifetime. “You don't need to sell yourself if you can prove yourself,” Nick says.  Until this year, Nick was a one-person shop with a single outsourced Contract Processor. With the recent influx of business, Nick has added on four LO's, but that is almost exclusively to allow Nick a proper work/life balance. His team members request the initial disclosure package and pull together doc requests from clients. Not clearing conditions and hunting down docs all day long frees up Nick to focus on pre-quals and staying top-of-mind with clients. And even with the entire team, Nick still originates 95% of his brokerage's volume and never misses a closing.   Nick closes out the podcast with some vital but straightforward advice that all mortgage brokers should adhere to; invest in yourself and treat people right. Watch webinars, stay updated with market changes, and stay compliant. Treat every client with the same amount of respect, whether it's a $750,000 or $150,000 purchase. Nick even mentions an AIME and Brokers Are Better favorite: answer your phone. “It's simple stuff, but it will take you a long way.” Notes: Intro to The Wholesale Channel (1:27)Brokerage Breakdown (7:15)Purchase Focused Longevity (19:21)Parting Advice (29:28) This episode is sponsored by REMN Wholesale.

Did the pandemic change your spending habits? In this week's episode, James looks into how the pandemic might have influenced your spending habits, the processes and personality traits that drive impulse spending, and how you can bring some awareness to your money decisions. Take our money motivator quiz at www.wqcorp.com/money-motivator-start    To learn more about The Rich Life Book + Coaching, visit www.LivingARichLife.com.  This podcast is brought to you by Wealthquest. Learn more at www.wqcorp.com

The 2021 farewell tour continues with the final Monday installment of the year for the newsletter and podcast you’re about to read or listen to. This is likely also the last one that will be posted before the winter solstice. Will you be able to feel the shift, or are maneuvers of solar systems mechanics something that only shows up as a trick of the light? That’s not the concern of this edition of Charlottesville Community Engagement, but it certainly is something to note.On today’s program: The Ivy Square Shopping Center is purchased by an entity associated with the University of Virginia FoundationPiedmont Housing Alliance sets a date for the groundbreaking for the redevelopment of Friendship Court Charlottesville is considering a historic district to honor the architectural legacy of prominent builder C.H. Brown Transportation updates from the Metropolitan Planning Organization Governor-elect Youngkin names a data policy specialist to serve as Secretary of EducationIn today’s first Patreon-fueled shout-out: The Plant Northern Piedmont Natives Campaign  an initiative that wants you to grow native plants in yards, farms, public spaces and gardens in the northern Piedmont. Winter is here, but spring isn’t too far away. This is a great time to begin planning for the spring. Native plants provide habitat, food sources for wildlife, ecosystem resiliency in the face of climate change, and clean water.  Start at the Plant Northern Piedm+ont Natives Facebook page and tell them Lonnie Murray sent you!Covid updateAs the week begins, the Virginia Department of Health reports another 2,991 new cases of COVID-19, and the seven-day average for positivity PCR tests has increased to 9.3 percent. The seven-day average for new cases has risen to 3,286 a day. The Blue Ridge Health District reports another 67 new cases today and the percent positivity is at 6.7 percent.UVA Foundation purchases Ivy Square Shopping CenterA company associated with the University of Virginia Foundation has paid $20 million for the 2.77 acre shopping center where Food of All Nations is located. Ivy Square of Charlottesville LLC paid nearly 126 percent over the assessment for the two properties and three buildings. A second shopping center to the west is broken up among several owners. The UVA Foundation has been steadily purchasing properties along Ivy Road for many years. The UVA Office of the Architect began planning a master plan for the area east of Copeley Road in the fall of 2016. Work is underway for a precinct that will include the School of Data Science, the Karsh Institute for Democracy, a hotel and convention center, as well as other uses that have yet to be announced. This summer, the Office of the Architect presented a plan for the redevelopment of Ivy Gardens off of Old Ivy Road to the UVA Buildings and Grounds Committee. The Foundation purchased that property in Albemarle back in the summer of 2016 according to Albemarle County property records. (UVA making plans for Ivy Garden redevelopment, June 9, 2021)Date announced for Friendship Court groundbreakingThe Piedmont Housing Alliance has set a date for the groundbreaking for the first phase of redevelopment of Friendship Court. The nonprofit has spent several years planning to upgrade the 150-unit complex and a ceremony will be held on January 15 to mark the beginning of construction. “The last five years of dedication and hard work by the residents of the Friendship Court Advisory Committee are finally about to blossom,” said PHA executive director Sunshine Mathon in an email to Charlottesville Community Engagement this morning. “The beginning of Phase 1 of redevelopment marks the beginning of a transformed neighborhood as envisioned by the residents themselves.  I am deeply honored by the opportunity to bring their vision to creation.”According to the PHA website, the existing buildings were constructed in 1978 on what had been a neighborhood that was razed in the name of urban renewal. Piedmont Housing Alliance and the National Housing Trust acquired the property in 2002 and PHA began managing it in 2019. “We are committed to zero displacement,” reads the website. “The first phase of housing will be built on existing open land.”The city of Charlottesville has committed to a multimillion dollar investment across four phases of development. The adopted capital budget for the current fiscal year sets aside $2 million in cash for infrastructure improvements, nearly $400,000 for the first phase, and $750,000 for the second phase. Future years carry on that investment. (Council approves agreement for Friendship Court funding, October 30, 2020) New historic district?The city of Charlottesville will study whether to create a new historic district to commemorate a man who built many structures for Black families and businesses in the mid 20th century. Planning Commissioner Jody Lahendro is also a member of the Board of Architectural Review and he briefed his PC colleagues last week (staff report)“This is actually a tremendous story that I wish more of us knew about,” Lahendro said. “This designation would honor and recognize the importance of the Reverend Charles H. Brown. From his experience in the building trades in the early 30’s and 40’,s Reverend Brown personally managed, financed, and participated in the construction of about 70 houses from the 1940’s to the 1980’s.”Lahendro said Brown built in Black neighborhoods and used materials that allowed for houses to be affordable. “He often provided the co-sign and promissory notes and provided financing to get people into these houses,” Lahendro said. Lahendro said the district will cover the Holy Temple of God In Christ as well as five other homes in the Venable neighborhood built by Brown. The matter will go through the usual rezoning process including public hearings with the Planning Commission and the City Council. You’re reading to Charlottesville. Community Engagement. Let’s continue today with two more Patreon-fueled shout-outs. The first comes a long-time supporter who wants you to know:"Today is a great day to spread good cheer: reach out to an old friend, compliment a stranger, or pause for a moment of gratitude to savor a delight."The second comes from a more recent supporter who wants you to go out and read a local news story written by a local journalist. Whether it be the Daily Progress, Charlottesville Tomorrow, C-Ville Weekly, NBC29, CBS19, WINA, or some other place I’ve not mentioned - the community depends on a network of people writing about the community. Go learn about this place today!Youngkin chooses Education SecretaryGovernor-Elect Glenn Youngkin has selected the founder of a national education nonprofit to serve as his Secretary of Education. Aimee Rogstad Guidera formerly created the Data Quality Campaign in 2005 to advocate for the usage of metrics to guide education policy. In a statement released this morning, Youngkin said Guidera will help him implement his vision for public education. “Aimee is deeply respected for her distinguished career advocating for innovation and choice, data-driven reform, and high standards, and will apply these principles in order to implement the Day One Game Plan,” he wrote. “Most importantly, she understands that parents matter, and the best interests of students must come first.” Guidera stepped down from the Data Quality Campaign in 2017 and now runs her own consulting firm called Guidera Strategy. Her time at the campaign provides some insight into her philosophy on education. Here are a few examples. Time to Ditch the Data Boogeyman, June 6, 2016Data Quality Campaign Releases Statement on Trump’s Education Priorities, November 14, 2016Statement on the Recommendations from the Commission on Evidence-Based Policymaking, September 7, 2017Transportation updatesTo conclude today, let’s go back to the December 7, 2021 meeting of the Charlottesville-Albemarle Metropolitan Planning Organization’s Policy Board to get some updates. The Virginia Department of Transportation is working on a new way of planning for the state’s future connectivity needs. Project Pipeline builds off of the Smart Scale funding process which seeks to pay for projects that will accomplish specific goals. Several preliminary corridor studies are underway across Virginia, including two in Albemarle. Chuck Proctor is a transportation planner in VDOT’s Culpeper District.“One of them is for Pantops and it goes from Hansen Road to the interchange at I-64, and the other is the Shadwell intersection at Route 22 and Route 250 and also North Milton Road and 250,” Proctor said. Community engagement for both studies is expected to take place around this time with a public meeting sometime in January. Both are areas identified to have a Potential for Safety Improvement. The website for the Pantop study notes a lack of pedestrian connectivity in the area, and the website for the Shadwell study notes a prevalence for rear end collisions due to long back-ups. Those studies would yield projects for a future beyond the current looming deadline for the fifth round of Smart Scale funding. Albemarle and Charlottesville will have the chance to submit four projects. The MPO Policy Board will select four, and the Thomas Jefferson Planning District Commission will select another four. One potential application for the MPO is a pedestrian and cyclist bridge over the Rivanna River to connect Charlottesville and the Pantops section of Albemarle County. A stakeholder group has met twice in the past month to discuss that application. Sandy Shackleford is the director of transportation and planning at the TJPDC. “We’ll plan to again in the spring or maybe February or March plan to do a full meeting where we go through all of the projects for the MPO area as well as the PDC,” Shackleford said. The other three applications for the MPO under consideration are bike and pedestrian improvements on Avon Street Extended, multimodal improvements 5th Street, and a roundabout at the intersection of District Avenue and Hydraulic Road at Stonefield. Supervisor Ann Mallek said there may be support for the latter project.“I just learned this week that UVA has moved a lot of their IT department out to Hydraulic Road and they were very interested in safe crossings to Stonefield at lunch,” Mallek said. Staunton-Cville bus ridershipThe Afton Express commuter route between Staunton and Charlottesville is now in its third month of operations, according to Sara Pennington, the TJPDC program manager for Rideshare. “In those three months there have been more than 1,500 passenger trips taken and that is across the four morning and the four evening runs and the service does run Monday through Friday,” Pennington said, adding that ridership has grown steadily since launching with November outperforming September despite the Thanksgiving holiday. That’s still about 40 rides a day, and the goal from the planning study is to get to 80 riders a day. Speaking of Smart Scale, a new park-and-ride lot in Waynesboro funded through the process has just been completed.  (VDOT information)“But they also put in a shelter for the Afton Express so those kinds of things went hand in hand,” Pennington said. Pennington said Afton Express will soon launch a new text-alert system for its service that would let riders know about potential delays and other service changes. Charlottesville Area Transit is working on a pilot project to improve bus stops. Garland Williams is the agency’s director. “We’re going to use Belmont Park as kind of that test,” Williams said. “There is a shelter there but it isn’t [Americans with Disabilities Act] compliant.  It basically sits on the street. We’re going to remove that and put in a shelter so that everyone can see when we’re starting to do capital projects along transit, what it looks like and what we have to do to make it compliant.” Sean Nelson, the district engineer for VDOT’s Culpeper District, updated the MPO on the status of a project awarded Smart Scale funds in Round 4. “The only thing I can give an update on is the U.S. 29 and Hydraulic design-build package that we’re putting together,” Nelson said. “That is slated for a public hearing in March or April of 2022 with a [request for proposal] to be released at the end July 2022, anticipated award in December 2022, with a project completion in the winter of 2024.” This project will include a pedestrian bridge over U.S. 29 as well as a roundabout at the intersection of Hydraulic Road and Hillsdale Drive Extended. Learn more in the Smart Scale application. This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

I talk about a specific payment app that is set up to track everything you do inside of your bank account not only what you buy with the payment app but literally when you link it to your bank account it can go in to your bank records and see where you spend your personal money. Subscribe to #NinjaNation: https://economicninja.org

Local shares have shunned gains on Wall Street to trade lower on Thursday as the RBA governor outlined scenarios in which the central bank would start unwinding its bond buying program.  This report is approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (the Bank), and a market participant of ASX Limited and CHI-X Pty Limited, a clearing participant of ASX Clear Pty Limited and a settlement participant of ASX Settlement Pty Limited. Any advice contained in this report is general advice only and is not a recommendation to buy, sell or hold any securities, property, real estate or financial products, and has been prepared without taking account of the objectives, financial or taxation situation or needs of any particular individual. Before making any investment decision, you should consider your own investment needs and objectives and consider seeking financial advice. Past performance is not a reliable indicator of future performance. This report is produced by Commonwealth Securities Limited based on information available at the time of publishing.  We believe that the information in this report is correct and any opinions, conclusions or recommendations are reasonably held or made as at the time of its compilation, but no warranty is made as to accuracy, reliability or completeness.  To the extent permitted by law, neither the Bank nor any of its subsidiaries accept liability to any person for loss or damage arising from the use of this report. 

In today's episode, Andy answers your questions on the uncomfortable reality of having to fire an employee, what you should keep in mind when acquiring or merging with another business, and how to know when you're ready to make your first big purchase.

Mix Mornings

In this episode, I reveal the very best things I've spent my money on in 2021.  Ranging from tech to mentoring, I give you a full rundown of the best purchases I made this year to positively impact my life. Perfect for last minute gift ideas or even to treat yourself.

From graphic novel about time-stopping orgasms to the search for a kink-less garden hose, listen to R&L talk about some of their top 2021 purchases (while providing some useful dad tips along the way) in this episode of Ear Biscuits! Learn more about your ad choices. Visit podcastchoices.com/adchoices

“The Fed's recent asset purchases appear to have significantly expanded the money supply. But given the small changes in bank lending, it is not clear what their overall effects will be on inflation and the economy.” ~ Thomas L. Hogan

Learn the tricks and tips of how to shop during the holidays and avoid 6 month debt for gifts.

Well, the weather is turning our worlds into a Winter Wonderland so we thought we'd take to the slopes with a look back at one of the most iconic bite-sized PC games of all time: Ski Free! Sure, the game came bundled on some of our first computers, but just because it was free doesn't mean it felt cheap. Very few people born before 1990 managed to avoid this game at some point or another, but does that mean we should seek it out in 2021 and beyond? Before starting our slalom we catch up on Mikey's progress with Returnal, Andrew's thoughts on The Beatles' Get Back, and the Oculus Quest 2 in a new segment of Poppa's Purchases! Watch us on YouTube: https://www.youtube.com/channel/UCRkbglFPa8g_Jnhxmw_wiGg Join us on Twitter: @RetrogradePod, @RetrogradeAndy, @RetrogradeMikey Or on Instagram: @theretrogradepodcast Or visit our website at www.theretrogradepod.com/ E-mails and business inquiries can be sent to theretrogradepodcast@gmail.com theretrogradepod.com/episodes/skifree Support this podcast

Shopping local can make a big difference for the region, as the Federal Reserve's Bill Rodgers explains. He's joined by Debra Hunter, co-owner of Provisions St. Louis, and St. Louisans sharing their favorite local spots.

We also chat with Shaundra from Crave Beauty & Wellness Lab on today's show! Enjoy. Listen weekdays from 5:30 – 10am

Gwyneth Paltrow has a website (GOOP), and her annual Goop Gift Guide is out…and sure, it's for everyone, but a lot of it is ABSURDLY priced. Can you guess the price of these items?But first, did you know you can make an impact with your Cyber Monday shopping on Amazon? Save time shopping on Amazon, and give back to Bert's Big Adventure – at no cost to you – when you use http://Smile.Amazon.com See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.

This week, Neil explains how crucial it is to keep accurate accounts of your purchases. In the first of this three part series of episodes detailing his method of accounting, Neil shares his tips on how to easily and accurately store and record all your purchase invoices for easy reference. KEY TAKEAWAYS Every unaccounted for purchase means you are voluntarily going to pay more tax. Use an easy software package like QuickFile to electronically record your purchases. Write the software generated code for each entry directly onto the hard copy of your purchase invoice for easy cross reference. BEST MOMENTS ‘Get your ducks in a row so you don't fall foul of Jonny tax man.' ‘My purchase invoices are easy to find.These can add up to hundreds of pounds every year.' ‘HMRC love sloppy business owners.” VALUABLE RESOURCES The Tutor Podcast  www.Neilcowmeadow.com ABOUT THE HOST Neil Cowmeadow is a maverick peripatetic guitar teacher from Telford with over 19 years' experience in the business of helping people. Learn how to start, grow and love your business with Neil's invaluable advice and tips without the buzzwords and BS! CONTACT METHOD info@neilcowmeadow.com     See omnystudio.com/listener for privacy information.

If you're targeting and optimizing properly, you don't even need to optimize for a purchase or promote content that sells a product. You'll reach the right people who want to purchase. 

 The W and Matty recap Week 11 in the NFL before previewing Week 12 (54:35), talk NBA (1:40:59), DVD purchases (2:01:30), WWE vs. AEW (2:08:55), "Pain & Gain" (2:25:55), and much more! 

Is your savings not enough to finance your real estate purchase?Meet Benson Pang, Founder of NestMade Mortgage, a lending company that specializes in finding the right mortgage for you. He was also an engineer but had a career pivot and obtained his broker's license so he can make an impact in his local community.In this podcast, he updated us with what's new in the lending environment, explained the factors in getting the loan, the debt to income credit score, and gave us other lending tips when buying remote rental property or for your primary residence.Join us in the family Ohana group and expand your network.Visit simplepassivecashflow.com/journey See acast.com/privacy for privacy and opt-out information.

It's that time of year where our thoughts turn to... buying stuff we don't really need. In China, we've just had the annual Singles' Day online shopping bonanza. And the U.S. equivalent of Cyber Monday is coming up next week.   So what? As someone who hates shopping, I couldn't care less about what this means, or what people choose to spend their money on. But somehow, when you ask someone the question "What's the best or worst purchase you've made?", you seem to elicit some of the best stories.   Subscribe to the PREMIUM version, see the visuals, and/or follow the full transcript for this episode at https://mosaicofchina.com/season-02-compilation-05-china-purchases   Join the community on Instagram (https://instagram.com/oscology), LinkedIn (https://www.linkedin.com/company/mosaicofchina), Facebook (https://facebook.com/mosaicofchina) or WeChat (https://mosaicofchina.com/wechat).

On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener's question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.

As in nearly every industry, the entry-level conversation starts with a budget.  How much money have you earmarked for land investment? But that is usually the easy question.  Our clients know how much they have to spend.  Usually, it's a range, but clearly, most clients have gotten this far in the process when they get to us.  The more important initial conversation revolves around preferred investment strategy.  It involves risk tolerance, position in life, predicted income.  And most often, these elements first display themselves when we discuss down payment strategies. For this exercise, let's set aside the type of property someone wants...because 1) while that can reveal someone's risk tolerance, that isn't always the case and 2) we typically see no difference in down payment strategies between buyers of tillable or recreational land.   In our experience, down payment strategies can be broken down into three main categories.  That doesn't mean that each down payment falls 100% into one of these buckets.  In fact, most down payment scenarios are a hybrid approach.  But a confident approach comes from understanding each down payment strategy.   Paid in Full The easiest option to cover is a 100% down payment strategy. I am aware that this strategy is not an option for many land buyers.  And just because you can't pay cash for a property, that doesn't mean you shouldn't get involved in land investing.  This strategy is most commonly used by individuals who are either in or close to retirement and individuals who have accumulated a significant amount of wealth early in life.  The thought process is simple...a land purchase using this strategy is no different than buying stock.  It is moving money from one investment to another. It diversified risk.  Typically, individuals who employ this strategy are educated on the historical performance of land values and see it as a way to decrease risk while enjoying some of their investments.  Monthly Payment Calculation This option typically incurs the biggest risk but also allows the investor to back into his or her exact comfort level in terms of the out-of-pocket expense.   It is the most common down payment strategy.  It is primarily used by buyers who are in the middle of their earning days.  The end numbers are different for everyone but the theory is the exact same.  The questions that you must ask yourself to begin this down payment are as follows.   How much money am I comfortable with putting down on a property?How much money am I comfortable with coming out a pocket annually to pay for the property? The answers to these questions reveal what kind and size of the property the individual can buy.  It doesn't back you into an exact answer, but it reveals a range of properties you can buy.   For example, let's say a buyer has $50,000 to put down on a potential property.  And the buyer is comfortable with coming out of pocket with $10,000 annually.  The formula for revealing potential property targets goes like this… Expenses - Income = Net Annual Payment Each farm has its own specific expenses and income but most commonly they are… Expenses Mortgage PaymentProperty TaxesMaintenance  Income Farm RentCRP PaymentsHunting/Fishing Leases The easiest way to get a range of potential property targets using this method is to run the formula on a property with zero income, and then again on one with 100% tillable.  Sure, you are going to have to apply some logic to your unique situation...if you are looking specifically for a deer hunting property, you may swap out that 100% tillable property with one that has the highest percentage of tillable that you are willing to consider.  For most deer hunters, that typically falls around 50%, but the exercise remains the same.  To start this exercise, it is easiest to make some ballpark assumptions...we can fine-tune these numbers when we start looking at specific farms but this will provide us with a ...

Start small. Be methodical with your purchases. You might think you need XYZ to do your job. How can you go about doing that with what you have? Let's say it's a small business that once to start doing website design. You don't need adobe creative suite. You don't need this five hundred dollar a month piece of equipment to do stuff. How can you figure out how to do it with a text editor? How can you figure out how to do it with what you have on your computer? Or what can you use the trial for? A lot of companies give you a trial for a month. Try for a month. --- Send in a voice message: https://anchor.fm/the-inventive-journey/message

Show notes: It's probably no surprise that two book nerds who have a book club and a book podcast love buying books, right? Although, we might be in slight denial about how many books we actually purchase in a month. Spoiler: it's a LOT. But that's OK. We're not addicted, we can quit anytime! Related Links: Books mentioned*: The Promise of Stardust by Priscille Sibley The Girl with the Louding Voice by Abi Daré The Gifts of Imperfection, Daring Greatly, Rising Strong by Brené Brown A Little Life by Hanya Yanagihara Bed Stuy: A Love Story by Jerry McGill 56 Days by Catherine Ryan Howard Alice Hoffman the Collected Novels - two collections, 4 books each Lillian Boxfish Takes a Walk by Kathleen Rooney The People We Keep by Allison Larkin We Are Not Like Them by Christine Pride and Jo Piazza The Storyteller by Dave Grohl A Little Hope by Ethan Joella The Book of Magic by Alice Hoffman Magic Lessons, The Rules of Magic, Practical Magic by Alice Hoffman Ghosts by Dolly Alderton I Love You But I've Chosen Darkness by Claire Vaye Watkins Rocket Fuel by Gino Wickman Traction by Gino Wickman Peter Nimble and His Fantastic Eyes by Jonathan Auxier Wild Like the Foxes by Anauta The New Big Book of U.S. Presidents 2020 Edition: Fascinating Facts About Each and Every President by Running Press Take What You Can Carry by Gian Sardar From Freezer to Cooker: Delicious Whole-Foods Meals for the Slow Cooker, Pressure Cooker, and Instant Pot by Polly Conner and Rachel Tiemeyer Teaching from Rest by Sarah Mackenzie Billy Summers by Stephen King Every Last Secret by A. R. Torre Mother Trucker by Amy Butcher From Sand and Ash by Amy Harmon * The books noted above contain affiliate links. This means that we may get a small kickback if you purchase through our links, at no additional cost to you. Click here to join our brand new Patreon to get extra bookish goodies like bonus episodes, end of year rating guides, book club, and more!

Go to http://expressvpn.com/sip to get an extra 3 months FREE! Go to http://talkspace.com and use code THESIP to get $100 off your first month! Go to http://milkbarstore.com/THESIP to get $10 off an order of $50! On today's episode of The Sip, Ryland and Lizze dive into the 'Burn After Writing' book revealing who they REALLY are. The two talk about their worst purchases and reveal their most embarrassing habits!

TJ, Ben, and Brendan are back to put Midwinter Night's Dram up against Holland's Blade Rummer whiskey in our next round of King of the Hill Finished Edition! Don't miss the Pursuits and Purchases segment, when Brendan tells a horrible story of whiskey loved and lost.

Top 5 Grocery Store Purchases, The Rattiest Cities In The Country and New York is Not #1, You Might Have To Come In Saturday, Best Of: The Most Annoying Songs.  More at www.CooperandAnthony.com, and watch us nightly at 7pm EST https://www.twitch.tv/cooperandanthony

This sale only comes once a year!Head over to ClassicalMusicDiscoveries.store and get 50% off ALL of your purchases.Please use the code "holiday" to get your 50% off discount!Many items are limited, so please make your purchases early, especially if we are shipping your items for Christmas delivery!

Intro from @nikos_ramone. Outro @lifeofloganpod. So I got a new pair of glasses. No that's not what this episode is about but it's basically about clarity so I want to start with that new pair of glasses from zeelool. presentation is everything. I usually get those glasses in a box with a Ziploc That has my glasses and a cleaning cloth but this time I got it in a white package with bubble wrap inside and a plastic case. I was very impressed. WelCome to Drea's point of view I am your hostess Drea. if you are a new season listening make sure you hit that subscribe button so that you can get a biweekly dose of Drea and follow me on IG and Facebook at Drea's point of view as well as Drea point on Twitter. so I'm happy with my purchase of plum frames and they're very sturdy looking compared to my previous Purchases from them. they also held up but very very impressed and I just want to share that and that leads me to something that happened . --- Send in a voice message: https://anchor.fm/dreaspointofview/message

Mark and Jesse answer a listener question: how do you pull the trigger on a big ticket purchase? When you've budgeted for a large purchase, and accumulated the cash, it's hard to see that cash flow out of your bank account. Mark and Jesse discuss the psychology behind large cash purchases, and how to manage your emotions as a business owner.   Mark Butler CFO https://markbutler.com   You Need a Budget https://www.youneedabudget.com

Topics Include: What do you regret buying? What's on your Radar? What adult tattled on you?

A woman in Lake Tahoe survived being mauled by a bear in her home. See omnystudio.com/listener for privacy information.

Show Open, Celebrity Scoop, Most Regretted Pandemic Purchases See omnystudio.com/listener for privacy information.

What ODD thing did you buy during the pandemic, that you now regret? See omnystudio.com/listener for privacy information.

How to Scale Up - How to Get More Clients - How to Market Grudge Purchases. -- I love comments. I make these videos specifically to help people with no expectations. Please take a second and say ‘Hi' in the comments and let me and know what you thought of the video… and p.s. It would mean the world to me if you hit the subscribe button.

King Of The Hill: Finished Edition, Round 2- Sagamore Spirit Rye Cognac Cask vs Midwinter Night's Dram: TJ, Ben, and Brendan put Sagamore Spirit Rye finished in Cognac Cask up against Midwinter Night's Dram in our King of the Hill Finished Edition! They also chat about some Pursuits and Purchases. Tune in!

The first challenge of e-commerce: keeping track of inventory. It can be a nail-biting affair to predict exactly how much product to order or create, without knowing exactly how much people will buy. Too much, and you lose money on overhead. Too little, and you lose money on lost sales and slow fulfillment. How do […] The post MBA1900 Q&A Wednesday: How do I forecast purchases and inventory of goods for future sale? appeared first on The $100 MBA.