Podcasts about Wondering

Wondering what really drives rapid business growth? Is it another marketing hack, or something far simpler? If you're tired of chasing the latest promotional trends and hoping they'll finally move the needle, this lesson is for you.Omar reveals why the true engine behind a thriving business isn't a viral ad or shiny new tool, but creating a product that's genuinely 10x better than anything else out there. He breaks down the critical difference between marketing and product excellence, shares hard‑earned lessons from his own journey, and offers a practical checklist to help you consistently improve what you deliver to your customers. Get ready to shift your focus and discover the secret to sustainable, word‑of‑mouth growth that lasts.Hit play at the top of the page and dive into this actionable lesson. Your business and your customers will thank you.Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Can life after trauma hold something more than pain? How can you discover new purpose and growth after suffering?Nothing Is Wasted Coaching Director, Teresa Glantz, has walked her own path of trauma and healing—and has transformed her pain into a calling to help others heal through teaching about trauma and post-traumatic growth. She is passionate about showing others that while pain and trauma may happen to us, they do not have to define us, and that beauty can emerge even from the most difficult parts of our stories. Through the Biblical Trauma Care Specialist course offered at Nothing Is Wasted, Teresa is on a mission to help others understand the role trauma inevitably plays in our lives and how we can move toward post-traumatic growth.In this episode, Davey and Teresa step into a time of year when many are seeking personal growth by exploring how to make healing part of a new year, what post-traumatic growth truly is, and the different stages of trauma.If you are looking ahead and wondering whether anything good can come from your pain, this episode offers a reminder that growth can be found in the aftermath of trauma. Website: nothingiswasted.com/coaching nothingiswasted.com/btcs www.teresaglantz.com/ Instagram: www.instagram.com/teresaglantzcoachingStories matter. They inspire, uplift, and remind us we're not alone in our pain. Hope in the Valley: 42 Days of Healing Through the Psalms After Loss, Grief, and Tragedy is a new devotional featuring real stories from the Nothing Is Wasted community—offering strength, comfort, and hope in life's hardest moments. Order your copy today at: www.nothingiswasted.com/hopeinthevalley Wondering where to get started on your journey towards healing? Join Davey on our next FREE, live Zoom call and find out how you can begin to take back your story and how Nothing is Wasted can help. Sign up today at: www.nothingiswasted.com/starthere Looking for help in navigating the valley of pain and trauma? Our Nothing is Wasted coaches can help: www.nothingiswasted.com/coaching Want a pathway through your pain? The Pain to Purpose Course can lead you through all you've been through: www.nothingiswasted.com/paintoppurpose Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a moment in most herbalist's journey when working with plants stops feeling like a fun curiosity and starts feeling more like responsibility.Your remedies work. People notice. And suddenly, friends, family, and community members are asking you for deeper help. Not just a salve or a tea, but real support for chronic issues, complex patterns, and long-standing health concerns.In this episode of The Herbalist's Path, Mel talks about that pivotal shift. The moment when integrity matters more than confidence, and when memorizing more herbs no longer feels like enough.You'll hear why true herbal confidence doesn't come from stacking more books or collecting more plant facts, but from learning how the body actually works, how to assess what's really going on beneath the surface, and how to think critically about which herbs, preparations, and lifestyle shifts are truly supportive for the person in front of you.This episode is for herbalists who care deeply about doing this work well. For those who feel the weight of responsibility when people trust them with their health, and who want to meet that responsibility with skill, compassion, and integrity.If you've ever felt overwhelmed by internet herbalism, conflicting advice, or the pressure to sound confident before you feel ready, this show will feel grounding and reassuring for you.What you'll hear in this episode:The emotional shift from hobbyist to responsible herbalistWhy memorizing herbs doesn't build real confidenceHow understanding the body changes everything about herbal recommendationsWhat it actually means to think like an herbalistWhy mentorship and guidance matter when the stakes are realIf this resonates, you're feeling the call to go deeper, you can learn more about the Community Herbalist Certification & Mentorship here. And if not, trust that your path will unfold in the right timing. The plants will always be here for you.Like the show? Got a Q? Shoot us a Text!Wondering how you can use your herbal skills to help people when times are tough?Grab Medicine For The People - An Herbalist's Guide To Showing Up For Your Community In Times of NeedIt's loaded with ideas and resources to help you help others!

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

Wondering why your New Year's resolutions never seem to stick?As we kick off a new year, Chris Alessi teams up with his coach and close friend Chris Hart to break down the real reason that so many people fail to keep their New Year's resolutions —and how to finally build momentum for a powerful year ahead.Together, they share simple strategies for transforming your personal and family life, like starting with prayer, creating a sharp plan, finding the right people for accountability, and locking in your purpose. You'll be inspired by Chris Hart's practical, no-nonsense advice , along with practical family tips that will help you quit excuses and keep the promises you make to yourself.When you recognize that conditioning—not capacity—is the key to living a bigger life, you'll feel inspired to step boldly into 2026 and make real change for yourself and your family. For more information on Brave Coaches, head to:https://bravecoaches.comSupport the showJoin our Podience Textline! You can connect with us via text to ask questions and get updates! Text FAMILY to 302-524-0800 Get our TFB Newsletter Join our TFB Newsletter and get more inside news from the Alessis + tips and strategies for a happier family! Get free access to the newsletter Support the Family Business Follow Us on Instagram and Facebook Subscribe on YouTube Leave a review Listen to the Alessi sisters' daily devotional podcast My Morning Devotional Follow Our New Podcast with Mary Alessi and her twin sister Martha Munizzi Watch The Mary and Martha Show

It's New Year's Eve, and Norm is just wondering whether the Cowboys are about to do the most Cowboys thing imaginable: win a meaningless game and make everything worse.With Dallas already eliminated from playoff contention, Norm breaks down the logic (or lack thereof) behind trying to finish “strong” by beating a broken-down Giants team. Is two late-season wins really a “springboard,” or just a fast way to slide down the draft board? And why, exactly, are the Cowboys planning to play Dak Prescott and other key starters in a game that can only hurt them?Norm walks through the math, the draft implications, the injury risk, and the feel-good narratives that don't survive even a mild fact check. In the end, he's left with one unavoidable question — the same one Cowboys fans keep asking themselves every year: why?⏱️ Chapters00:00:01 - Happy New Year… Now Let's Talk About a Bad Idea00:01:35 - The Cowboys Call This a “Fast Finish”00:02:03 - Beating the League's Leftovers Isn't Momentum00:03:38 - The Washington Win: Context Matters00:04:05 - How One Win Can Quietly Ruin the Draft00:04:42 - The Domino Effect Around the NFL00:05:19 - From Pick 13 to Pick 18: The Real Cost of Winning00:05:51 - Is 8-8-1 Actually Better Than 7-9-1?00:07:06 - So the Cowboys Plan to Play the Starters00:09:13 - Dak Prescott Is Starting… and That's a Problem00:10:02 - Eleven Hits Last Week and the Injury Risk Nobody Wants00:10:43 - Could the Reserves Win This Game Anyway?00:11:24 - One Final Question: Why?Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

Wondering why your friend's hot stock tip might cost you serious money? I'm unpacking the data on investor overconfidence and why people who think they've "figured it out" consistently underperform simple buy-and-hold strategies. From rebalancing your portfolio to resisting the urge to pile into trendy investments, I'll walk you through the simple-but-effective principles that actually build long-term wealth. To learn more about staying disciplined when everyone around you is losing their minds, tune in now! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Wondering what to do for New Years Eve? Abby Miller has you covered! LISTEN: See omnystudio.com/listener for privacy information.

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

Wondering what 2026 will hold for your music career and the music industry as a whole?   In this episode of Creative Juice, Jack and Circa dive into the future with their 2026 predictions, focusing on how AI is set to revolutionize the music industry! Learn about the implications of AI development on copyrights, how artists can leverage these tools, and why the so-called "AI Wars" are coming to the industry!   Whether you're just curious about AI in music or worried about its impact on your career, this episode is a must listen for staying ahead of the curve!   DISCOVER: Why Warner's Deal With Suno Is A Big Deal For Music AI How Open Source AI Models Could Change The Landscape for Suno What Musicians Need To Rethink About Copyright Protection In The AI Era How AI Tools Can Be A Creative Ally Rather Than A Threat Why You Shouldn't Rely On Old Models Of Monetizing Music When We Might See The Shift Away From Traditional Record Labels How The Line Between Consumers And Artists Is Blurring   RESOURCES: Learn The Top Music Marketing Strategies Inside IndiePRO Join Us In The Indepreneur Discord Server! Looking to expand your team or need marketing help? Apply to work with IndieX!

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

Have you ever considered that your exercise routine might be doing more harm than good for your hormonal health? Welcome back to the Dr. Kinney show! In this episode, I'm talking about the complex relationship between exercise and hormonal health, with a particular focus on female hormones.  We'll look at the impacts of different types of exercise on the thyroid, adrenal glands, and sex hormones, such as estrogen and progesterone and how both over-exercising and under-exercising can disrupt hormone balance, leading to issues such as PMS, weight gain, and stress-related symptoms.  I will also offer practical insights on how to tailor exercise routines to support hormonal health and emphasize the importance of relaxation practices, especially during stressful periods. In Today's Episode We Discuss ·        Understanding Hormones and Their Functions·        The Female Hormone Cycle Explained·        Thyroid and Adrenal Hormones·        Impact of Exercise on Hormones·        Exercise and Adrenal Fatigue·        Balancing Exercise with Hormonal Health·        Managing Stress and Exercise·        Tips for a Healthy Exercise RoutineIf you're feeling out of sync, pay attention to what your body is telling you. Rest and relaxation are just as important as movement, and sometimes, less is more when it comes to exercise, especially if you're dealing with hormonal imbalances like PMS, weight gain, or stress.  Where We Can Connect Listen on Your Favorite Podcast PlatformFollow the PodcastWatch & Subscribe on YouTubeFollow Me on InstagramConnect With Me on Facebook Follow & Review On Apple PodcastsAre you following the podcast? If you're not, I want to encourage you to follow today so you don't miss any future episodes! I have so many amazing guests and topics lined up, I would hate for you to miss a single one!  Click here to follow on Apple Podcasts. Could I ask a big favor? If you are loving the show, I would LOVE it if you would leave me a review on Apple Podcasts. I read each and every one!  Wondering how to leave a review? Click here to review, then select “Ratings and Reviews” and “Write a Review”.  So easy and so appreciated! 

It's Monday, December 29th, and Norm is just wondering when college athletics quietly turned into an arms race for billionaires. With championship games approaching, the sport looks less like tradition and more like open-market chaos. Players are transferring for the third and fourth time, skipping bowl games without a second thought, coaches are being fired at record speed, and the NCAA appears to be standing off to the side whistling nervously. But the real concern arrives in Lubbock. Norm walks through how a massive, perfectly legal cash infusion turned Texas Tech into an overnight powerhouse—and why that should make every college sports fan uneasy. When one billionaire can spend $20+ million on transfers alone, what happens when ten of them decide to compete? And what happens to parity, recruiting, and the very idea of college athletics when championships can simply be purchased? Then, some genuinely good news: the 25th annual Normathon delivers once again, raising more than half a million dollars for the Austin Street Center for the Homeless—proof that money can still be used the right way. One part warning, one part gratitude, and entirely on brand. Chapters00:00:00 - A New Alarm Bell for College Sports00:00:22 - A Word From Our Title Sponsor00:01:26 - College Football Has Officially Gone Off the Rails00:02:08 - The Transfer Portal: Musical Chairs With Scholarships00:03:13 - Playoff Confusion and the Toothless NCAA00:03:39 - Who's Actually in Charge Here?00:04:21 - Texas Tech's Sudden Rise (And Why It Matters)00:05:07 - $20 Million, 21 Transfers, and Instant Contender Status00:06:35 - Cody Campbell's Vision — and His Checkbook00:07:22 - Congressional Influence and the Bigger Picture00:08:27 - When Billionaires Start Buying Championships00:09:08 - This Isn't New… It's Just Getting Bigger00:09:33 - The New Recruiting War: Cash vs. Cash00:10:20 - A Quick Break for the Sponsors00:11:01 - Senile Purpura (Still Not a Great Name)00:12:16 - The Good News: Normathon 2500:12:49 - Auctions, Guests, and Community Support00:13:30 - $545,192 Raised in One Day00:14:00 - 25 Years, $10.65 Million, and Countless Lives Changed00:14:36 - Thank You, Truly00:14:58 - Closing Thoughts and See You Wednesday Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

Noticing, Wondering, Explaining: Acts 8:26-39 (Josh Lewis) by Highlands Community Church

Ready to discover the secrets to finding your perfect gym?  In this episode of "Random Fit,” hosts Wendy Batts, and Ken Miller, (award-winning fitness pros and insiders) break down everything you need to know before committing to your next workout haven. Whether you're a gym beginner, seasoned lifter, or business professional juggling a demanding schedule, this episode delivers search-worthy insights and real-life stories to help you dodge gym regrets. Explore game-changing tips like why location is king, how operating hours can make or break your routine, and the kind of equipment and amenities that make all the difference—especially if you need a place to throw medicine balls or want space for manual therapy. Wendy reveals her checklist for gym success, including why cleanliness is non-negotiable, what red flags to avoid, and how to tap into the hidden “community” factor that'll keep you coming back for more. Curious about 24-hour gyms versus boutique studios? Want to know what most people overlook (and regret!?) in their gym search? Wondering if a friendly, engaged staff is really that important? Tune in to this encore discussion and get expert-backed answers that could transform your fitness journey and routine. Don't miss this fun, honest, and highly actionable guide to finding your PERFECT gym! If you like what you just consumed, leave us a 5-star review, and share this episode with a friend to help grow our NASM health and wellness community! The content shared in this podcast is solely for educational and entertainment purposes. It is not intended to be a substitute for professional advice, diagnosis, or treatment. Always seek out the guidance of your healthcare provider or other qualified professional. Any opinions expressed by guests and hosts are their own and do not necessarily reflect the views of NASM. Introducing NASM One, the membership for trainers and coaches. For just $35/mo., get unlimited access to over 300 continuing education courses, 50% off additional certifications and specializations, EDGE Trainer Pro all-in-one coaching app to grow your business, unlimited exam attempts and select waived fees. Stay on top of your game and ahead of the curve as a fitness professional with NASM One. Click here to learn more. https://bit.ly/4ddsgrm

Lords: * Ryan * CisHetKayfaber Topics: * My vocal stims are getting out of control now that I don't have pets. * Training to become a Tetris Grandmaster * https://www.youtube.com/@cishetkayfaber/videos * Switching to not-bifocals * Eagle Eye Cherry - Save Tonight * https://www.youtube.com/watch?v=Nntd2fgMUYw Microtopics: * Introducing yourself or plugging something. * Going to Cape Town for Playtopia. * Enemies to enemies to lovers. * A game conference with a name that sounds way too much like Fruitopia. * What you would do for an Orbitz right now. * An apple juice with basil seeds ensconced in it, like an Orbitz. * I'm not mean, I'm just trying to manifest bullying. * Semisolid Kind of Life. * A dog following you into the kitchen and acting like a Ghostbusters trap except for all your bullshit rather than ectoplasm. * The movie about the prep school kids who poop on the floor at their magic school. * Making yourself laugh by doing a Gollum voice while you make a sandwich. * Hanging up a happy face on the fridge and writing "mirror" on top of it to convince yourself that you're okay. * An action figure that absorbs all the dark energy aimed at you. * Giving advice to someone that you really have no basis for. * The dog who loved your terrible celebrity impressions and the dog who gives you a look like "I expected more of you" * Your online source for news about what water parks Jim and his family went to. * The kind of Tetris that you become s grandmaster in. * Tetris but the pieces don't fall, they just instantly appear at the bottom of the well. * How the Tetris company wants you to play Tetris. * Delayed Auto-Shift. * Doing a hadouken move to place the zigzag piece in the correct column. * Stack faster, stack better. * A skill you can practice and get better at. * Training for three or four hours a day on a hacked PlayStation Vita to become a Tetris Grandmaster. * How the Tetris the Grandmaster community feels about leverless controls. * Going several years between occasions to say hello to your wife. * Going for a walk around the block so you have an excuse to say hello to your wife when you get back. * Seeing a person and immediately infodumping at them. * What they have now instead of bifocals. * Training your eyes to look through the part of the lens that does the thing. * Going to the optometrist and saying "just fuck me up" * Why they don't make bifocals for text at the distance of a computer monitor. * There's still time, and there's dignity. * Watching the VOD of your own death because you missed the livestream. * Getting used to your vision swimming in a new way when you get new glasses. * Getting an eye exam and saying "I'd rather not say" when they ask you what letters you see. * Freeballing your corneas. * A fellow glasses enjoyer. * A cursed gem that gives you astigmatism. * Doing the Magic Eye thing in order to learn to read. * Being born a trust fund kid, except it's your eyeballs. * The return of the quarter speed music video. * Even slower slow motion. * Why can't Eagle-Eye Cherry crawl? * Wondering why you haven't leaped yet. * Singing to the camera while being robbed. * Watching music videos at 1.5x speed as practice for watching them at .25x speed. * Suddenly the dog takes its mask off and it was Eagle-Eye Cherry the whole time! * Promising to eat your glasses frames on camera. * Forgetting how cool your whole premise is and just stopping doing it. * Literal music videos. * A houseplant can't save shit. A houseplant doesn't know what time it is. * People running around New York and looking sad at the camera. * Buck Cherry. (Named after Chuck Berry.)

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

Welcome back to our weekend Cabral HouseCall shows!   This is where we answer our community's wellness, weight loss, and anti-aging questions to help people get back on track!   Check out today's questions:    Lara: Hi, dr. Cabral! Hope you and your family are well.. I'm wondering about some ingredients in supplements, how to know which are ok? Have you maybe done a podcast about it ? It would be great to have a check list when it comes to supplements, please.. For example, gellan gum? You've said xanthan gum is not ok, guar is ok, what about the others? And I am wondering about other ingredients as well, fillers and additives.. which are ok and which are not Thank you so much! Happy healing to everyone!                                                                                                                                                      Rachel: Love your podcast thank you for all you do and hope to become an IHP one day! Anyway, this question is about my Dad. I have been doing some research, but would love your advice. He is 66 years old with diabetes and takes metformin. He has recently developed the early onset of neuropathy in his foot. What can he do to help slow the progression or even reserve the neuropathy? Supplement suggestions or diet advice? Thanks so much!                            Sarah: Hi Dr. Cabral! Will you please suggest an all natural method to get rid of flat warts I have all over my legs? I did run the big five labs and I've been working on all the imbalances for six months now, but the flat warts have not budged. Thank you so much for all you do!                                                                                                                                               Tony: Hello Dr. Cabral, Suffered some early trauma and have had chronic stress most of my life. Never ate vegetables and fruits growing up. Now, @34 I have sibo, dysbiosis, leaky gut and nervous system dysregulation. Working on them with the DESTRESS protocol,and therapy. Wondering how to introduce new foods. I'm not kidding when I say I've been on a restricted diet my whole life and new foods cause immune flares and can tank me for a few days. I'm sure like the graduated exercise program in IHP, it's about introducing them slowly and letting the immune system adapt, but wondering if you had any tips on food expansion. Ran the big 5. Low potassium/sodium. DHEA of 3, some yeast and fungal markets elevated. Want to regulate nervous system and repair my gut over the next 12 months. Thanks!                    Kelsey: Hi Dr. Cabral! Hoping you can shed some light on this. After coming off hormonal birth control earlier this year, my cycle has been irregular and my PMS symptoms have become intense. I'm wondering how long it typically takes the endocrine system to rebalance? I'm also curious if supporting the liver or increasing certain micronutrients might help speed the process. Thank you so much!                                 Thank you for tuning into today's Cabral HouseCall and be sure to check back tomorrow where we answer more of our community's questions!    - - - Show Notes and Resources: StephenCabral.com/3613 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

Americans Say the Worst Part of Seeing the Doctor Is Sitting in the Waiting Room for 30 Plus Minutes -How much time should a new doctor spend with a patient -What about AI...  and much more ...  To subscribe to The Pete McMurray Show Podcast just click here

It's the day after Christmas, and while the wrapping paper is still on the floor, Norm is already wondering about the one gift Cowboys fans didn't ask for: finishing the season 8-8-1.After questioning why the NFL insists on hijacking Christmas Day (nothing says “holiday spirit” like wall-to-wall broadcasts), Norm dives into a Cowboys win that somehow felt like every other Cowboys game. A fast start, long scoring droughts, penalty problems, defensive issues, and just enough competence to keep everyone arguing about whether this team is “close.”Dallas beats a battered Washington team, but not convincingly enough to feel good about it. Dak shines. The running game shows promise. Penalties pile up. The defense remains allergic to takeaways. And the big question lingers: if the offense is elite and the defense is awful… isn't .500 exactly where you'd expect to land?Norm breaks it all down with stats, context, and his usual brand of dry realism—then wraps things up with the truth Cowboys fans may not want to hear, but probably already know.Chapters00:00:00 - Merry Christmas… Now About That 8-8-1 Record00:01:24 - Can the NFL Leave Christmas Alone for One Day?00:01:57 - A Familiar Cowboys Script (This Time With a Win)00:02:32 - Fast Start, Then the Scoring Vanishes Again00:03:47 - Dallas Finally Bows Its Neck Late00:04:22 - Dominating the Stats, Confusing the Result00:05:04 - Six Sacks, Eleven Penalties, and Self-Inflicted Wounds00:06:27 - Takeaways? Still Missing in Action00:07:08 - Dak Prescott Continues His Excellent Season00:07:40 - Malik Davis Steps Up in the Run Game00:08:11 - Young Defenders Show Flashes00:08:36 - Free Agents, Futures, and Tough Decisions00:09:15 - George Pickens, CeeDee Lamb, and Offensive Reality00:09:45 - Are the Cowboys Underachievers… or Exactly What They Are?00:10:26 - A Quick Word From Our Sponsors00:12:02 - Final Thoughts on a Perfectly Average Season Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

As a special Christmas bonus episode we're bringing you a playlist of some of our favourite The Coffee Music Project tracks featured on the podcast this year - including a few special Festive numbers from our talented artists.Merry Christmas and Happy Holidays to all those celebrating. We wish everyone a warm and peaceful end to the year, and a happy start to 2026.Tracklist:Attention by Dudley MusicCarolina Gold by DANIChristmas Time by Erin BowmanFly To You by Matt Kent and Daisy ChuteI Wish You Love by Mimi RoseIf You're Wondering by Zana MessiaNot Mine by Alessia PiermariniPlane Jane by LexieRide with Santa by Natalie GoodSad Old Baby Dolls by The MistyTalk About A Movie by Z.M.AThe Weight by EirraThank you to SEB Collective for all your support, creativity and championing of emerging and talented musicians.Discover more of the artists featured on the podcast by tuning into the 5THWAVE Playlist on Spotify Sign up for our newsletter to receive the latest coffee news at worldcoffeeportal.comSubscribe to 5THWAVE on Instagram @5thWaveCoffee and tell us what topics you'd like to hear

Wondering why faith feels like a duty? Chip explains the secret to finding lasting joy and a deeper relationship with God.Breakthrough Concept #2: God owns everything. I am His money manager.The “Oikonomia” Principle: All that we are, and all that we have belongs to God and has been temporarily entrusted to us to manage according to His wishes. -1 Cor. 4:1-2The Setting: Correction of the Pharisees and instruction of His disciples concerning wealth.The Story: Luke 16:1-11Mismanagement occurs and dismissal soon follows.Two options are considered and a third is taken.A commendation by the owner, a good lesson from a bad example, “he was shrewd.”The Teaching: Faithfulness with material wealth is a prerequisite to being entrusted with spiritual wealth and rewards.The Test: Two basic financial practices that demonstrate God is our #1 priority.1. Generous stewards give the FIRST and BEST to God. -Pr. 3:9-102. Generous stewards give REGULARLY and SYSTEMATICALLY. -1 Cor. 16:2Three questions wise stewards regularly ask1. Am I using the money entrusted to me in accordance with the Owner's wishes?2. Am I carefully keeping account of where all the Owner's funds are going?3. Am I becoming “best friends” with the “Owner” by the privilege and opportunity of managing His resources?Broadcast ResourceSeries ResourcesMessage NotesYear End MatchDouble Your Gift TodayMinistry ReportConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003

How do you hold onto hope while processing new losses after past ones? How do you reconcile the deep suffering you experience in life with the goodness of God?Ashley Opliger knows these questions well. After losing her daughter, Bridget, to stillbirth, she couldn't imagine a greater pain. Years later, when her father was killed by a drunk driver, she found herself navigating a new wave of grief layered over the old. Yet, in the midst of heartbreak, Ashley discovered hope and purpose through Bridget's Cradles, the nonprofit she founded to support families grieving the loss of an infant.She has also authored Cradled in Hope: Trusting Jesus to Heal Your Heart as He Holds Your Baby in Heaven—a practical guide for mothers walking through similar sorrow. In her book, Ashley shares her story and offers compassionate guidance for finding healing and faith after loss.In this episode, Davey sits down with Ashley to talk about making sense of what feels like senseless suffering, learning to surrender our pain to God, and holding the tension between mercy and justice when we've been deeply hurt by others' actions.If you've ever faced a new grief after a profound past loss, this conversation will remind you that God continues to cradle you in hope—even in the midst of each new pain that comes your way. Website: bridgetscradles.com Instagram: www.instagram.com/ashleyopliger www.instagram.com/bridgetscradlesFacebook: www.facebook.com/ashleyopligerBook: Cradled in Hope: Trusting Jesus to Heal Your Heart as He Holds Your Baby in Heaven https://amzn.to/4mUKjb2Every story shared through Nothing is Wasted becomes part of a living legacy and you can be a part. Join the legacy and give today: www.nothingiswasted.com/legacyofhope Stories matter. They inspire, uplift, and remind us we're not alone in our pain. Hope in the Valley: 42 Days of Healing Through the Psalms After Loss, Grief, and Tragedy is a new devotional featuring real stories from the Nothing Is Wasted community—offering strength, comfort, and hope in life's hardest moments. Order your copy today at: www.nothingiswasted.com/hopeinthevalley Wondering where to get started on your journey towards healing? Join Davey on our next FREE, live Zoom call and find out how you can begin to take back your story and how Nothing is Wasted can help. Sign up today at: www.nothingiswasted.com/starthere Looking for help in navigating the valley of pain and trauma? Our Nothing is Wasted coaches can help: www.nothingiswasted.com/coaching Want a pathway through your pain? The Pain to Purpose Course can lead you through all you've been through: www.nothingiswasted.com/paintoppurpose Please donate today at MercyShips.org/podcast Visit www.OmahaSteaks.com for 50% off sitewide during their Sizzle All the Way Sale. And for an extra $35 off, usepromo code FUN at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling behind? Tired? Wondering if your math improvement efforts are making a difference?In this episode released on Christmas Day, Jon Orr shares a message just for you—educators, coaches, and leaders doing the slow, often invisible work of math improvement. No training, no strategies—just honest reflection and a reminder that you are not alone.You'll hear a different lens on what progress looks like—one that recognizes the quiet wins:A teacher asking better math questions than last yearA PLC focusing on student thinking, not just pacingA shift from “What resource should we buy?” to “What understanding are we trying to build?”More clarity, less overwhelmRest without guilt, community without performanceTake a moment to pause and reflect. Then, share your own win from 2025—big or small—by sending a voice note to: admin@makemathmoments.com. Your story might be just what another educator needs to hear.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

Superman and Supergirl team up to punch a comet and we wonder why the price of blu-rays is skyrocketing on the latest episode of Superman TAS! Join us as we discuss...Measuring our Marvel hype for a movie a year out, anime completionism and its pitfalls and the perfection of Fallout!Nitpicking Superman and Supergirl's lack of using their powers in almost every scene this episode!Being confused if Jimmy figured out who Supergirl really is or not!Wondering if a bat-rope from the bat-plane could swing a comet into outer space!The X-Men TAS Podcast just opened a SECRET reddit group, join by clicking here! We are also on Twitch sometimes… click here to go to our page and follow and subscribe so you can join in on all the mysterious fun to be had! Also, make sure to subscribe to our podcast via Buzzsprout or iTunes and tell all your friends about it! Follow Willie Simpson on Bluesky and please join our Facebook Group! Last but not least, if you want to support the show, you can Buy Us a Coffee as well!

Need to hire a senior tech expert but unsure where to start? Wondering how to spot top talent, avoid costly mistakes, and make sure your next hire truly elevates your business? If you're searching for a proven method to add high-level technical skill to your team, today's lesson is built for you.In this episode, Omar answers Gustav's question and breaks down his step-by-step process for finding and hiring senior tech talent. Drawing from decades of experience in the software game and real-life lessons building, scaling, and selling his own software company, he shares the strategies, insider tips, and practical know-how you need to make sure your project is in the right hands. From filtering candidates by skill and communication chops, to setting up the relationship for success, you'll get a practical guide to making smart, effective tech hires that will save you time, money, and plenty of future headaches.Ready to level up your hiring game? Hit the play button at the top of the page and learn how to find and secure the senior tech expertise your business deserves!To submit your questions, visit 100mba.net/q.Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

t's Wednesday, December 24th, and Norm Hitzges is in a festive mood—by which he means grateful, reflective, mildly alarmed, and just a little concerned about the future of local sports.Norm opens with an invitation to one of the most meaningful traditions in DFW radio history: the 25th annual Normathon, raising money for Austin Street Center for the Homeless. Twenty-five years, more than $10 million raised, and a full day of broadcasting fueled by generosity, great guests, and some truly ridiculous auction items (yes, including a racehorse stake and a Pat Green house concert).After that, Norm pivots—because of course he does—to three quick sports hits:• a gut-punch playoff loss for Texas A&M• the end (hopefully) of Jake Paul's cosplay boxing career• and a Rangers bullpen decision that has Norm quietly clutching the armrestsIt's Christmas Eve. There's goodwill. There's charity. There's also concern. Welcome to Just Wondering.CHAPTERS00:01:31 – The Normathon Returns: Year 25 at The Ticket00:02:13 – Why Austin Street Matters (And Why We Keep Doing This)00:02:59 – 25 Years, $10+ Million Raised, and Counting00:03:51 – The Auction Lineup: Trips, Racehorses, and Once-in-a-Lifetime Experiences00:05:23 – Pat Green at Your House, Lone Star Park Suite, and Lunch With the Musers00:06:46 – The Crown Jewel: Signed Cowboys Legends Lithograph Set00:07:26 – How to Join In: On Air, In Person, or In Spirit00:08:08 – Bob's Steak & Chop House Sponsor Read00:08:37 – Full Moon Healing Balm Sponsor Read00:09:54 – Sports Hit #1: Texas A&M's Playoff Heartbreak00:11:24 – From No. 3 in the Nation to “Did That Really Happen?”00:12:03 – Sports Hit #2: Jake Paul Finally Fights the Wrong Guy00:13:08 – Anthony Joshua Ends the Gimmick (For $96 Million)00:14:16 – Sports Hit #3: Why Norm Is Alarmed About the Rangers00:15:00 – Sean Armstrong Leaves for Cleveland… For Cheap00:15:38 – If You Can't Pay $5.5M for Your Best Reliever, That's a Problem00:16:21 – Sponsor Close: Fluent Financial & Bob's00:16:43 – Wrap-Up: Follow, Share, and Merry Christmas00:17:24 – Stolen Water Media Sign-Off Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

In today's episode, David McKnight breaks down the creditor protection rules for Roth IRAs and Roth 401(k)s, as well as why more and more Americans are turning to tax-free accounts to insulate themselves from creditors… and the Government itself. In theory, under Federal Law, all IRAs traditional or Roths receive a certain level of bankruptcy protection under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. However, that protection is specifically tied to bankruptcy proceedings. If you're sued in civil court, the Federal bankruptcy statute doesn't automatically apply, state law takes over… By pointing out differences between states like Texas, Arizona and Florida on one end, and California and Montana on the other, David explains that whether your Roth IRA survives a potential lawsuit intact depends largely on the state in which you reside. Roth 401(k)s play by a different set of rules, as they fall under the 1974 Employee Retirement Income Security Act (ERISA). David notes that "ERISA is the big Federal law that governs most employer-sponsored retirement plans, and it comes with some of the strongest creditor  protection available anywhere in the financial world."  According to David, it's not hard to see why the Federal Government is going to need huge infusions of new revenue in the very near future. Wondering how they will be raising that capital? By targeting the nearly $45 trillion in tax-deferred retirement accounts like IRAs and 401(k). In other words, while your retirement accounts may indeed be largely immune to lawsuits, they're entirely exposed to the impact of rising tax rates. David points out that contributing to 401(k)s or IRAs is like going into a business partnership with the IRS – every year, they get to vote on what percentage of your profits they get to keep. Remember: a well-planned Roth strategy doesn't just shield you from tomorrow's higher tax rates, it can also serve as a fortress protecting your wealth from outside claims.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Employee Retirement Income Security Act of 1974 (ERISA)

ONLINE Dec 24th: Christmas Eve: Making Space for Love to Be Born, with Rev. Dr. Steven Koski.Description:Christmas Eve: Making Space for Love to Be Born, with Rev. Dr. Steven Koski. Series: Rediscovering Jesus A Spacious Christianity, First Presbyterian Church of Bend, Oregon. Scripture: Luke 2.Wondering what Christmas is really all about? Join us Christmas Eve online or in-person, as we explore how even a small bit of openness can make room for unexpected love and hope. You don't need to have it all figured out; just come curious and see what this story might awaken in you.At First Presbyterian, you will meet people at many different places theologically and spiritually. And we love it that way. We want to be a place where our diversity brings us together and where conversation takes us all deeper in our understanding of God.We call this kind of faith “Spacious Christianity.” We don't ask anyone to sign creeds or statements of belief. The life of faith is about a way of being in the world and a faith that shows itself in love.Thank you for your support of the mission of the First Presbyterian Church of Bend. Visit https://bendfp.org/giving/ for more information.Keywords:Christmas Eve, love, gratitude, grief, hope, Wally, Christmas pageant, improvisation, Maya, nurse, warm conversation, compassion, space, God, miracle., presbyterian, church, online worship, bend, oregonFeaturing:Rev. Dr. Steven Koski, Rev. Sharon Edwards, Becca Ellis, Brave of Heart, GuestsSupport the show

Are you struggling with hormone therapy that isn't working? Wondering why testosterone for women is so hard to access? Feeling confused about vaginal estrogen warnings? This special Best of 2025 episode of Pleasure In The Pause tackles the most pressing questions midlife women asked this year about hormone optimization, sexual satisfaction, and reclaiming pleasure during perimenopause and menopause.Host Gabriela Espinosa revisits the year's most downloaded conversations—featuring leading women's health experts discussing hormone therapy optimization, the truth about testosterone for women, the historic FDA hearing on vaginal estrogen, redefining sexual satisfaction in midlife, exploring fantasy and desire, and discovering the five essential pleasure principles every woman should know. Whether you're navigating symptoms, considering hormone therapy, or simply want to feel more alive in your body, this episode delivers evidence-based insights and empowering tools for thriving through midlife.Featuring conversations with Dr. Jila Senemar, Dr. Susan Hardwich-Smith, Dr. Laurie Mintz, and Lauren Elise Rogers. Highlights from our discussion include:The "big three" hormones—estradiol, progesterone, and testosterone—each address different menopausal symptoms, and treatment should be individualized based on your top priorities like sleep, mood, energy, or libido.Women naturally produce more testosterone than estradiol throughout their lives, yet have zero FDA-approved testosterone products compared to men's 20+, despite proven benefits for libido, bone health, muscle mass, and cognitive function.Low-dose vaginal estrogen cannot be detected in the bloodstream yet carries an unfounded FDA black box warning, preventing millions of women from accessing a safe treatment that prevents 50% of UTIs.Only 4-18% of women orgasm from penetration alone, and less than 2% use penetration when masturbating—closing the pleasure gap requires prioritizing clitoral stimulation as the main event, not just "foreplay."Erotic fantasy, built on the four cornerstones of longing, taboo, power, and ambivalence, can be a healthy springboard to arousal when integrated openly rather than pushed into the shadows.A turned-on life in midlife isn't about performance or sexy lingerie—it's about living in alignment with what fuels your joy, vitality, and truth, whether through art, nature, movement, or intimate touch.2025 was a turning point for women's health—from historic FDA hearings to conversations shattering decades of sexual myths and medical dogma. These six episodes represent what midlife women are hungry for: truth, empowerment, and permission to reclaim pleasure on their own terms.As you move into 2026, remember that your pleasure isn't optional—it's your birthright. Whether you're advocating for better hormone therapy, learning what actually brings you to orgasm, or discovering what makes you feel fully alive, this is your invitation to thrive.CONNECT WITH GABRIELLA ESPINOSA:InstagramLinkedInAccess the Intimacy Holiday Gift Guide today. Go to https://www.gabriellaespinosa.com/ to book a call.Full episodes on YouTube. The information shared on Pleasure in the Pause is for educational and informational purposes only and is not intended as medical advice. Always consult your healthcare provider before making any decisions about your health or treatment. The views expressed by guests are their own and do not necessarily reflect the views of the host or Pleasure in the Pause.

Listen to this episode if… You're thinking about dating before your divorce, property or children's matters are final Your ex has a new partner and you're worried about parenting or property issues You're unsure how the court sees new relationships in family law matters You want to know what's okay, what's risky, and what doesn't matter at all Wondering if it's okay to date while your divorce is still in progress? You're not alone. In this episode, we unpack the legal, emotional, and strategic impacts of dating during divorce especially when children, property settlements, or court appearances are involved. Whether you've just met someone new, or your ex is already flaunting their next relationship, we break down how new partners can influence family law outcomes in both parenting and property matters. We cover the risks, realities, and misconceptions about what the court actually looks at and how to protect your position without putting your future on hold.

Merry Christmas, friend.

12/22/25 Hour 3 Segment 1: Beltway Blitz, Scott Dochterman (CFB), Mike Jones (NFL), Mitch Tischler (Commanders) Segment 2: Looking ahead to the potential 2026 QB carousel Segment 3: Why aren't the young Commanders playing more?

Why do you still feel drained, even after a full night's sleep? Could it be 'Cortisol Debt'? Welcome back to the Dr. Kinney show! In this episode, we're exploring the critical role that rest plays in healing, with a particular focus on adrenal fatigue and burnout. I like to explain cortisol as the body's 'currency.' Much like financial budgeting, rest helps us 'earn' energy, while our daily activities and stress 'spend' it.  When we don't get enough rest, we end up in what I call 'cortisol debt,' and that's when symptoms like fatigue, anxiety, and even skin issues start to appear. I really want to emphasize how important it is to incorporate restorative practices like meditation and acupuncture into your routine. These practices help the body recover and manage stress more effectively.  Throughout the episode, I'll also be breaking down the body's stress response and explaining exactly how prolonged stress leads to adrenal fatigue. My hope is that by the end of this episode, you'll feel inspired to prioritize relaxation and rethink some of your habits to reduce stress in your life.In Today's Episode We Discuss ·        Understanding Cortisol and Energy·        The Concept of Cortisol Debt·        Symptoms of Adrenal Fatigue·        The Importance of Rest and Meditation·        The Stress Response Explained·        Long-term effects of Chronic Stress·        Rebalancing Your Body's EnergyIt's important to remember your energy is like currency, and by incorporating more rest, meditation, and even acupuncture, you can help your body stay balanced and strong. As you move forward, my advice is to listen to your body. Prioritize relaxation, give yourself permission to rest, and make self-care a non-negotiable part of your routine. Where We Can Connect Listen on Your Favorite Podcast PlatformFollow the PodcastWatch & Subscribe on YouTubeFollow Me on InstagramConnect With Me on Facebook Follow & Review On Apple PodcastsAre you following the podcast? If you're not, I want to encourage you to follow today so you don't miss any future episodes! I have so many amazing guests and topics lined up, I would hate for you to miss a single one!  Click here to follow on Apple Podcasts. Could I ask a big favor? If you are loving the show, I would LOVE it if you would leave me a review on Apple Podcasts. I read each and every one!  Wondering how to leave a review? Click here to review, then select “Ratings and Reviews” and “Write a Review”.  So easy and so appreciated! 

Norm tips the cap to Cooper Flagg turning 19 and casually dropping 40 in the NBA—then immediately pivots to something far less impressive: the Dallas Cowboys doing the exact same thing again.If this season feels familiar, that's because it is. Early points, a brief lead, then the defense opens the floodgates while the offense stalls out like it hit an invisible wall. Norm walks through the Chargers loss, the Vikings loss, the Lions loss—pick a week, it's the same movie with a different jersey color.The numbers are brutal: 112 points allowed in three weeks, one sack, five punts forced, and a defense threatening to challenge 1960 for the worst in franchise history. Yet the reflex response still seems to be “fire the coordinator and move on,” rather than confronting the uncomfortable truth that a lot of these players simply aren't good enough.Norm asks the question no one in the front office seems eager to answer: does Jerry Jones actually understand how mediocre this team is—or are we about to spin the coordinator wheel one more time and hope for a miracle?CHAPTERS00:00:00 – Happy Birthday, Cooper Flagg (And Welcome Back to Cowboys Reality)00:00:41 – Fluent Financial Sponsor Read00:01:45 – Cowboys Groundhog Day: Same Game, Same Ending00:02:36 – 6–8–1 and Stuck in the Middle of the Draft Again00:03:18 – “It's the Scheme” vs. “It Might Be the Players”00:03:56 – McCarthy Gone, Zimmer Gone, Schottenheimer Here… Same Results00:04:39 – Chargers Game Recap: Fast Start, Zero Finish00:05:33 – Three-Week Stretch of Defensive Horror00:06:29 – One Sack, Five Punts, and 20 Opponent Scores00:07:11 – No Pressure on Goff, McCarthy, or Herbert00:08:03 – Diggs Back, Revel Struggling, and No Answers00:09:01 – Chargers' Backup Offensive Line Still Runs Wild00:09:57 – Defensive Box Score: Who Showed Up… and Who Didn't00:10:37 – How Many New Starters Does This Defense Need?00:11:01 – Bob's Steak & Chop House Sponsor Read00:12:01 – Full Moon Healing Balm Sponsor Read00:12:57 – Sponsor Close00:13:19 – Follow, Share, and Keep Wondering00:14:00 – Stolen Water Media Sign-Off Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

Discover budget-friendly holiday tips and creative gift ideas on Dollars & Sense In this festive episode of Dollars & Sense, hosts Zach Keister and Rob Field dive into the emotional and financial realities of holiday spending. The show kicks off with lighthearted banter about holiday traditions and a playful debate over whether “Die Hard” counts as a Christmas movie, setting the stage for practical advice on surviving the season without overspending. Zach and Rob tackle two major topics: how to avoid blowing your holiday budget and how to give gifts that go beyond the usual — like helping loved ones start a 529 college savings plan or a UTMA custodial account. Listeners learn why emotions drive us to spend more, how “buy now, pay later” services can be a financial trap, and actionable ways to keep spending in check, from making gift lists to crafting homemade presents. The episode also introduces “No Spend January,” a challenge to help listeners recover from December's splurges by spending only on essentials for an entire month. With tips for planning ahead, breaking financial habits, and turning savings into fun, Zach and Rob show how the choices you make now can set the tone for the year ahead. Thinking about ways to be generous without getting tied up in financial knots? Wondering how to make your money work for you and your family? Tune in for expert insights, relatable stories, and a few laughs as Dollars & Sense makes budgeting and financial planning approachable—and even a little fun. 

Wondering how to keep kids engaged during the holidays without screens? Here are 24 screen-free activities that build curiosity and problem-solving skills—no technology required.The holidays are here, and if you're dreading weeks of "I'm bored" or battling over screen time, this episode is for you. I'm sharing practical, low-cost activities you can do at home that keep children learning without them even realizing it.From building indoor forts to discovery walks, these activities work whether you're dealing with extreme heat, freezing cold, or just need ideas to fill long holiday days. Plus, I'm sharing why I believe the real solution to technology concerns isn't government bans—it's intentional parenting.You'll learn:· 24 specific activities to try with your kids (free PDF included)· How to turn everyday moments into learning opportunities· Why teaching independence matters more than fitting in· Simple ways to rebuild communication and connection at homeFree downloads: 24 Activities That Instill Natural Curiosity in Kids + How to Instill Natural Curiosity in Children eGuide (links in show notes)Perfect for parents and educators who want practical alternatives to screen time that actually work.

Brood Fowl Selection, Breeding Strains, and Health Care. Just in Time for the Holidays Christmas is almost here, and with the holidays upon us, it's the perfect time to slow down and connect. In this special Christmas Q&A episode, we're taking an easy day and answering your questions. It's been a while since we've done a Q&A, and we thought the holiday season was the ideal moment to bring it back. Have questions about selecting the right brood fowl? Curious about breeding practices and creating your own strain? Wondering about poultry health care and management? Gather your questions and join us for a relaxed, informative conversation designed to give you the answers you need most. We hope you can tune in, this one's shaping up to be a great show! #PoultryPodcast #ChickenBreeding #GamefowlBreeding #PoultryQandA #HomesteadLife #BackyardChickens #BreedingStrains #PoultryHealth #FarmPodcast #SustainableFarming See ya there! Kenny Troiano Founder of "The Breeders Academy" We specialize in breeding, and breeding related topics. This includes proper selection practices and the use of proven breeding programs. It is our mission to provide our followers and members a greater understanding of poultry breeding, poultry genetics, poultry health care and disease prevention, and how to improve the production and performance ability of your fowl.  If you are interested in creating a strain, or improving your established strain, you are in the right place.  We also want to encourage you to join us at the Breeders Academy, where we will not only help you increase your knowledge of breeding and advance your skills as a breeder, but improve the quality and performance of your fowl. If you would like to learn more, go to: https://www.breedersacademy.com

Wondering how to be more disciplined?If you keep telling yourself you'll “be more disciplined tomorrow” but nothing changes… this clip is for you.In this powerful conversation, Tracy Harmoush breaks down the real reason people struggle with discipline and why most of what you've been told about building willpower and consistency simply doesn't work.Tracy shares the mindset shifts, identity upgrades, and practical steps you need to finally stick to what you say you'll do in 2026. If you've ever felt frustrated, ashamed, or confused about why discipline never seems to last, this video will give you the clarity and momentum you've been missing.

It's Friday, December 19th, and Norm is doing that thing where he calmly lays out the facts… while quietly setting the building on fire.After dumping Mike McCarthy for a 7–10 season (even with Dak missing half the year), the Cowboys hired Brian Schottenheimer and sold everyone the “new coach, new culture, new results” dream. Fast-forward to now: 6–7–1, which is basically the same meal served on a newer plate.Norm runs through the offseason shopping spree and the draft picks that actually look like real football players… then asks the obvious question: how are they still mediocre? Spoiler: it's hard to look at a defense giving up 30 points per game and not start writing farewell cards.Then we get to the main event: Matt Eberflus' countdown clock. Jerry Jones loves the offense (who wouldn't?) but hates the defense with the intensity of a man who knows the actuarial tables and is very aware the last NFC Championship appearance was… 30 years ago. After the Vikings game where J.J. McCarthy looked like Tom Brady (no sacks, career-best passer rating), Jerry goes public: he's “fine with the players,” but the system isn't working. Which is convenient, because if it's not the system… well… then it's the roster. And if it's the roster… who built it?Exactly. CHAPTERS 00:00 – The Premise: Why Are the Cowboys Still the Cowboys?00:23 – Sponsor: Fluent Financial01:27 – McCarthy Got Fired at 7–10… So How Is 6–7–1 “Progress”?02:16 – The Offseason Reinforcements: They Actually Tried This Time03:10 – Injuries, Diggs, and the “It's One Player's Fault” Debate03:51 – The New Toys: Pickens, Kenny Clark, Quinn Williams, and More04:35 – Draft Class Check-In: Booker, Aziraku, Revel, and Overshown's Return05:11 – The Real Question: With All That… Why Are They Still 6–7–1?05:58 – Jerry's Frustration Sets In (Again)06:49 – Sponsor: Bob's Steak & Chop House07:19 – Sponsor: Full Moon Healing Balm08:33 – The “Almost Certain” Firing: Eberflus' Days Are Numbered09:16 – 30 Years Since the NFC Title Game: The Loudest Clock in Dallas10:11 – Offense = Elite, Defense = Big 12 Level (Allegedly)10:11 – Defensive Rankings: 31st in Scoring, 29th in Yards, Can't Cover Anybody11:49 – The Vikings Game: J.J. McCarthy's 8th Start Turns Into a Highlight Reel12:27 – Jerry Goes Public: It's the System, Not the Players (Sure, Jan)13:24 – The Real Subtext: If It's Not the Coach… Then It's the Guy Picking the Players14:08 – Sponsor Wrap + Subscribe/Follow15:11 – Stolen Water Media Sign-Off

Wondering why your landscaping business gets buried in Google search results? Scott breaks down the most important ranking factors that actually move the needle, based on a new report from top local SEO experts.   If you've ever felt frustrated watching a competitor show up higher than you on Google, or seen your own rankings disappear overnight, this episode explains exactly why. The game has changed, and it all starts with your Google Business Profile—the single most important factor for getting found by local customers.   Scott walks through the surprising takeaways from the report, including why Google pushes your business down if you're listed as 'closed' during a search, why the recency of your reviews matters more than the total number, and how to properly fill out your 'Services' section to tell Google exactly which jobs you want. These are the simple, powerful tweaks that have the biggest impact on your visibility.   Welcome to The Million Dollar Landscaper Podcast w/ Scott Molchan, the landscaper-turned-coach who helps business owners stop spinning their wheels, build smart systems, and run a profitable company without burning out. On this podcast, you'll learn how to attract better customers, price your work for profit, and scale your business.  

How do we make space for our grief in the midst of what is often called a joyful season? What happens when the traditions we once cherished become painful reminders of those no longer at our table?Author Lanier Ivester understands the deep ache of loss and how it reshapes the holidays. After walking through multiple griefs—many within a single year—Lanier found herself reimagining the Christmas season traditions she once loved. Through that process, she discovered how to honor her grief while allowing traditions to evolve in ways that nurture connection and relationship.In her book, Glad and Golden Hours: A Companion for Advent and Christmastide, Lanier shares cherished practices—many of which were passed down from her mother and explores the rich theology of the Christmas season—a theology that embraces both joy and sorrow in sacred tension.In this episode, Davey sits down with Lanier to discuss how grief transforms our experience of the holidays, the invitation Advent offers to bring both our celebration and lament before God, and how to thoughtfully engage—or release—traditions after loss.If you or someone you love is hurting this Christmas, this conversation offers a gentle reminder: this season is spacious enough to hold your pain and still whisper the hope of Christ—Emmanuel, God with us. Website: https://lanierivester.com/ Instagram: https://www.instagram.com/lanierivester/ Facebook: https://www.facebook.com/LaniersBooks/ Book: Glad and Golden Hours: A Companion for Advent and Christmastide https://amzn.to/46TBND515% Code off any Glad and Golden Hours products at rabbitroom.com Code: KITCHEN15Every story shared through Nothing is Wasted becomes part of a living legacy and you can be a part. Join the legacy and give today: www.nothingiswasted.com/legacyofhope Stories matter. They inspire, uplift, and remind us we're not alone in our pain. Hope in the Valley: 42 Days of Healing Through the Psalms After Loss, Grief, and Tragedy is a new devotional featuring real stories from the Nothing Is Wasted community—offering strength, comfort, and hope in life's hardest moments. Order your copy today at: www.nothingiswasted.com/hopeinthevalley Wondering where to get started on your journey towards healing? Join Davey on our next FREE, live Zoom call and find out how you can begin to take back your story and how Nothing is Wasted can help. Sign up today at: www.nothingiswasted.com/starthere Looking for help in navigating the valley of pain and trauma? Our Nothing is Wasted coaches can help: www.nothingiswasted.com/coaching Want a pathway through your pain? The Pain to Purpose Course can lead you through all you've been through: www.nothingiswasted.com/paintoppurpose Please donate today at MercyShips.org/podcast Visit www.OmahaSteaks.com for 50% off sitewide during their Sizzle All the Way Sale. And for an extra $35 off, usepromo code FUN at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Wednesday, December 17th, and Norm Hitzges is already treating the Cowboys like it's January—because let's be honest, they've been playing for “next year” for a while now.Norm lays out the real offseason problem: this team can score like a contender (historically so), yet they're wandering toward mediocrity because the defense couldn't stop a parade—much less an NFL offense. And now comes the big-money question: do you spend $30M a year to keep George Pickens… or do you use that money (and maybe even the Trayvon Diggs cap savings) to build a defense that doesn't actively ruin your weekend?Then we pivot to college football, where head coaches are getting fired like it's a Black Friday sale—because one man (Kurt Cignetti) showed the entire sport what a fast turnaround looks like. And now every “big program” is staring at Indiana like: Wait… y'all did WHAT?Sarcasm? Yes. Numbers? Also yes. Existential dread? Of course. Welcome back to Just Wondering.CHAPTERS00:00:00 – Cowboys Offseason Decisions + Why College Coaches Are Getting Fired00:00:29 – Fluent Financial Sponsor Read00:01:29 – The Cowboys Offseason Has Already Begun (Yes, Really)00:02:18 – Play the Kids: Who Needs Reps Over the Final Games00:03:03 – Tyler Guyton, Flournoy, Mingo & The “What Do We Actually Have?” Tour00:03:45 – Protect Javonte Williams: Reduce the Workload Before You Break Him00:04:33 – The Cowboys Can Score… So Why Are They Still Mid?00:04:56 – The Defense Can't Stop Anything (Norm's Example Is… Vivid)00:05:17 – Pinball Football Returns: Ding Ding Ding, Everyone Scores00:06:02 – 14 Opponent Scores in Two Games + Only Four Punts Forced00:06:38 – Takeaways: The Cowboys Are Down There With the Truly Miserable Teams00:06:56 – Defense Wins Titles… So This Is a Problem00:07:45 – Is It Eberflus… Or Is It the Players? (The Harder Answer)00:08:31 – The Diggs Decision: Cap Space vs Creating Another Hole00:09:17 – Defensive Shopping List: Safeties, Corners, Linebackers, Ends… All of It00:10:12 – The Pickens Question: Jerry Wants Him Back—But At $30M?00:11:00 – Would Pickens Money Be Better Spent Fixing the Defense?00:11:37 – The Bottom Line: Cowboys Don't Need More Offense—They Need a Defense00:12:27 – Bob's Steak & Chop House Sponsor Read00:13:13 – Full Moon Healing Balm Sponsor Read00:13:49 – College Football Coach Firings: This Is Not Normal00:14:56 – The Alleged Culprit: Kurt Cignetti and the Turnaround Blueprint00:15:52 – Stop #1: Indiana (PA) — Instant Winner00:16:52 – Stop #2: Elon — Another Flip00:17:52 – Stop #3: James Madison — Monster Built00:18:57 – Indiana's “Before” Stats: Historically Bad, Truly Grim00:19:48 – Indiana's “After” Stats: Wins, Big Ten Title, Heisman, Playoff Bye00:20:31 – Why Everyone's Firing Coaches: They're Hunting the Next Cignetti00:21:14 – Sponsor Close: Fluent Financial + Bob's00:21:36 – Wrap-Up: Follow, Share, and Keep Wondering  Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

Are you confused about prenatal vitamins? Wondering whether folic acid or folate is best? And what about those MTHFR conversations on the internet? Should you be worried?  In this episode of Brave & Curious, Dr. Lora Shahine is asking the questions so many people have but rarely get clear answers to. Her guest is fertility expert Dr. Prati Sharma who is here to address the fear, the science, and the nuance behind one of the most debated supplements in pregnancy health. Folate and folic acid may sound interchangeable, but as Dr. Shahine and Dr. Sharma explain, the topic gets complicated fast — especially once genetics, supplements, and internet opinions enter the chat.  Together they explain the definitions, evidence-based guidelines, genetic polymorphisms like MTHFR, and how the supplement market (and sometimes fear-based messaging) can mislead patients.  Listeners will hear balanced, thoughtful insight rooted in reproductive endocrinology, science-backed recommendations, and compassionate care, not panic or overwhelm. And most importantly, you'll leave feeling calmer, more empowered, and equipped with the right questions instead of fear. In this episode you'll hear: [1:25] Why is folate vs. folic acid such a heated topic? [3:37] What is folate? [4:067 What is folic acid? [5:35] MTHFR gene variant explained [6:40] The history & science behind the recommendations [9:58] How much folic acid do you actually need? [12:56] What newer studies show [20:23] How to choose a prenatal [28:06] Final takeaways and connecting with Dr. Sharma   Resources mentioned:  @drpratiaharma on IG createivf.com/about/prati-sharma-fertility-doctor birdandbe.com ABOG Folic Acid Recommendations Review from Integrative Medicine Journal Review by Jen Gunter, MD   Dr. Shahine's Weekly Newsletter on Fertility News and Recommendations Follow @drlorashahine Instagram | YouTube | Tiktok | Her Books

Feeling discouraged by small beginnings? Wondering if what you're holding will ever amount to anything? Jennie Lusko brings a powerful message on the mustard seed parable that will transform how you see your tiny seeds of faith. Learn to see the seed for what it is AND what it will become, embrace the brutal waiting process where growth happens underground, and understand why God sees the possible within your impossible.GIVE YOUR YEAR-END OFFERING:Be a part of building the Kingdom: https://freshlife.church/give/NEXT STEPS:Ask for prayer or connect with a pastor: https://freshlife.church/contactRegister your decision to follow Jesus and receive free resources: https://freshlife.church/know-godGive a financial gift to support what God is doing as we take steps forward to see the Gospel reach far and wide: https://freshlife.church/giveSUBSCRIBE:Sign up to receive encouragement straight to your inbox, and to stay up to date with announcements, events, and more: https://church.us13.list-manage.com/subscribe?u=6ea4d82b2567db3e86b7767cd&id=451f2fe63eDon't miss a video! Subscribe on YouTube: https://www.youtube.com/c/freshlifechurch?sub_confirmation=1CONNECT ON SOCIALS:Website: https://freshlife.churchInstagram: https://www.instagram.com/freshlifeFacebook: https://www.facebook.com/freshlifechurchTwitter: https://www.twitter.com/freshlifeYoutube: https://youtube.com/c/freshlifechurch/Fresh Life Church was pioneered by Pastors Levi and Jennie Lusko in 2007. We exist to see those stranded in sin find life and liberty in Jesus Christ. Today Fresh Life's ministry impacts people with the radical, life-changing message of Jesus' grace, spilling across Montana, Oregon, Utah, Wyoming, and Idaho… and beyond.

Keith discusses the K-shaped economy, where income from capital assets is rising while labor income is declining.  In 1965, 50% of income came from labor and 50% from capital; by 1990, it was 54% and 46%, respectively, and today it's 57% and 43%. Keith emphasizes the importance of how capital compounds over labor and advises on building ownership in real estate and businesses.  Finally, he answers your listener's questions about: agricultural real estate inflation, profiting on mortgage loans, transitioning from accumulation to preservation and a fast-growing state that no one talks about. Episode Page: GetRichEducation.com/584 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, capital compounds, labor doesn't realizing this can change allocation decisions for the rest of your life. Then I discuss giving. Finally, I answer your listener questions about agricultural real estate inflation, profiting on mortgage loans when it's time for you to stop accumulating properties and a fast growing state that no one talks about today on get rich education   Speaker 1  0:33   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Williamsburg, Virginia to Williamsport, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, and I'm somewhat near Williamsport, Pennsylvania today. For years, I've told you about the widening canyon between the haves and the have nots, and that's something that you might have only visualized in your head or merely considered a theory, but now you can see it. There's a chart that I recently shared with our newsletter subscribers that might just make your spine tingle and look, I don't like saying this, but hard work just does not pay off like it used to. This is emblematic of the K shaped economy. Just visualize the upper branch of the K, a line rising over time, and the lower branch of a letter k, that line falling over time, both plotted on the same chart. So what steadily happened over the last 60 years really is quite astonishing. And look, I don't want the world to be the way that I'm about to tell you it is, but that's just what's occurring. The share of one's income from capital assets is rising, while the share from labor keeps decreasing simultaneously. Now just think about your own personal economy. What share of your income is from your invested capital versus how much of your income is derived from your labor. When you're the youngest, it's all labor. When I got out of college and had my first job, all of my income was from labor. I certainly didn't have any rental property cash flow or stock dividends. But for Americans, here is how it's changed over time, and this K shaped divergence is alarming people in 1965 it was 5050 by 1990 54% of income was from capital and 46% labor. Today it's 57% capital and only 43 labor. Gosh, the divergence is real, and it's only getting wider, and I really had to dig for the sources on this K shaped economy chart. They are the BLS, the Tax Foundation and the International Labor Organization. Increasingly, asset owners are the haves. The upper part of this K shaped economy, that line is drifting up like a helium balloon that you forgot to tie to the chair. It just keeps going up and then the labor share of income, which is shrinking, that is also known as how much of the economic pie goes to people who actually work for a living. That is another way to think of it. So frankly, that's why I say hard work just does not pay off like it used to, because with each wave of inflation, assets, pump, leveraged assets, mega pump and wages lag behind, and we can't allocate our resources in the way that we want the. World to be, but how the world really is. In fact, the disparity is even greater than the chart that I just described to you, because it doesn't even include value accumulation, also known as appreciation. I was only talking about income there, and the reality is that working for a paycheck just pays off less and less and less. No amount of working overtime on a Saturday can make you wealthy, but it might make you miserable. Owning assets pays off more and more. In fact, the effect is even more exaggerated than what I even described, because, as we know, the tax treatment is lighter on your capital gains than it is your income derived through labor. As the economy keeps evolving, those who benefit the most, they do not sell their time for money. They're not trading their time for dollars. In fact, let me distill it down here are, yeah, it's just four words that could change the way you allocate your time and your effort for the rest of your life. Capital compounds, labor doesn't. yeah, there's a lot right there. If you want to keep up or get ahead, you need to be on the capital part of the K, the upper part. And what would that really look like for you in real life? What does that practically mean? It means building ownership into your financial life, owning real estate, owning businesses using prudent leverage, owning things that produce income, and even merely owning more things that appreciate. And here's the great news, though, real estate is still the most accessible, leverageable, tax favored capital friendly asset class ever created. That's whether you're just patching together like 43k for a down payment on your first turnkey single family rental, or making a tax deferred exchange into a 212 door apartment complex. Okay, this is how that can look in real life. The bottom line here is that as the economy gets more and more K shaped, with this divergence between Americans capital share of income increasing and labor share decreasing, that you want to stack real income generating assets. That is the big takeaway.    Keith Weinhold  7:44   Well, this is the time of year where a lot of people feel compelled to give donations. And as a GRE listener that's paid five ways, you've got more ability than others to give, I need to caution you about some things. I'm sorry that it is this way, because I do want to promote giving. It's kind, it's virtuous, and it's not a completely selfless act either, because when I give, it makes me feel good too. You're making a difference, and that feels great. Let's talk about the downsides of giving, though, because few people discuss that. We already know about the upsides when I give to an organization, say, 1500 bucks here, $1,000 over there, well, inevitably, you do get on that organization's contact list. And yeah, I suppose that it is easier to retain a customer or donor than it is to find a new one. Sometimes I just make what I expected to be a one time donation, but they will keep contacting you. Now, I was once on the other side of this. I served on a volunteer committee that organizes athletic events, and a friend of mine, John made a $1,000 donation to our organization one year, which was really kind, and he's just a day job working kind of guy when he didn't make the donation. The following year, someone made it a line item in our meeting minutes to say that John's donation was not renewed. Like that's the only thing they brought up. Oh gosh, that really struck me the wrong way, because here's a guy that traded his time for dollars at a job that I happen to know he doesn't like very much, and the committee statement was that the guy didn't renew his donation. Sheesh, now, when it comes to the tax treatment of, say, $1,000 that you make in a donation, there's a lot of misunderstanding about how that works, and this is the type of subject that you're thinking about now, because sometimes people want to get a tax break tallied up before year end, because some people think that after the year ends, well, the IRS pays you back the $1,000 you donated because it's tax deductible. No, that's how a tax credit. Works. But a tax deduction, which is all that you might be eligible for, means that if your annual income is 100k well then a 1k donation lowers your taxable income to 99k so if you're in the 24% tax bracket, then you'd get 240 bucks back. But you know, in many or even most cases, you're not going to get any tax break at all for making a donation, and this is because you did not exceed the standard deduction threshold, which is now almost 16k if you're single and almost 32k married, you get to deduct those amounts from your taxable income no matter what. So the standard deduction, in a way, it's nice, because you don't have to keep receipts and do all that tracking for everything. So I've had that experience myself where, huh, feeling a little generous throughout the year, giving $1,500 here, $1,000 there. Oh, and then realizing that it does nothing for me on taxes, you have to give more to exceed the standard deduction amount and start itemizing them. And mortgage interest does go into that amount. Okay, it does go into the amount to try to get your total above the standard deduction threshold. So go ahead and give freely, but in a lot of cases, keep in mind that it often does nothing for your taxes, because you're taking that standard deduction if you indeed are. There's been another tip flation trend that's annoying, and that is increasingly when I give a donation online, I'm asked to if I want to leave a tip on top of the donation. That is so weird, a tip is for good service. I'm serving you by being generous enough to give a donation. Sheesh, a tip request on top of a donation. But please do give when you do, one thing that you might want to specify is that it is a one time donation, if that is your intent, or they will constantly follow up with you.    Keith Weinhold  12:06   Coming up next, I'm going to answer your listener questions. A member of Team GRE, who you haven't heard before, is going to come in to ask me your listener questions, and one of them is going to be among the most important topics that our show has never addressed, and it's about time. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  12:28   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again, 1-937-795-8989   Keith Weinhold  13:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Kristen Tate  14:14   this is author Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  14:32   Welcome back to get rich Education. I'm your host. Keith Weinhold, they say that it takes a village to get some things done and well, it takes a team to prop up this slack jawed operation one GRE team member, capably behind the scenes for more than a year and a half now, is Brenda Almendariz, welcome in. Brenda, Hi, Keith, thanks. Rather than me asking the listener questions this time you. You get to do it, but before we do that, just tell us a bit about your real estate investing.    Brenda  15:07   Sure. So I started maybe learning a little bit about investing and kind of looking into other options to grow my wealth. And I came across the GRE podcast and a few others. So I think about 2018 I did a little bit of just learning and kind of educating myself. And then 2019 I bought my first turnkey property. Turned out well. And then 2020 I bought my second one. And then in 2021 I decided, okay, this is working really well. Maybe I'll do a house hack. I'll do something a little different, and in a year, then maybe I'll do something else. But I've been in my 2021 home now for about almost five years. I'm looking for the next one, hopefully within the next year. But yeah, it's been great. Turnkey. Just met real estate investment company here at my local REIA, and then I learned that I could actually connect with other companies across other places through GRE but yeah, it's been great.   Keith Weinhold  16:02   Brenda lives in Phoenix, just about as close to the center of Phoenix as you can possibly be. I sat down with Brenda for lunch the last time that I was in Phoenix, and like a lot of people, almost everybody that works here at GRE they started out as a listener before they ever worked here. And really, it's that same story with Brenda as well. So yeah, Brenda will want to ask us the first of what we have about four listener questions today   Brenda  16:31   we do, so I'll go over the first one here. Question is, I would love for you to revisit some of the non traditional example, coffee plantation, CBD manufacturing, teak plantation, Belize resort properties and syndication projects you've discussed on the GRE podcast just to see how they turned out. I'm sure some of them failed to deliver the expected returns, and it's the failures that many of us learn the most from   Keith Weinhold  17:02   Yeah, totally. Okay, so not so much a listener question here, but a comment to discuss more of these agricultural real estate investments or ones that are in syndications off of the investment type that you can't do yourself, is what we're talking about here, rather than direct ownership of residential rental property and an appeal to follow up down the road to see how they really turned out. And you know, Brenda, I'll address you because we don't have the listener name with this question. Most people in my position, if an investment has been discussed on the show, and then that investment didn't go as well as was hoped for, you know what? They never tell the audience about it. However, there's the Panama coffee farm investment. We first discussed that here way back in 2015 and we had a GRE field trip where I met a lot of you in person there in Panama. And as I often do when we discuss a particular investment here, I bought and still own Panama coffee farm parcels myself. That investment, it paid cash flow from the crop yields for a few years, and then it stopped. The good yields stopped due to covid disruption, and since then, there have also been erratic weather patterns like drought and precipitation of the wrong levels and at the wrong time of year, and there's been more of a prevalence of pests in disease like coffee leaf, rust and the operator. They have been communicative and forthcoming all the while they're still issuing the annual report that I read, and sometime after that, I think that a lot of investors were assured, because it sort of made national news, international news, that markets for both coffee and cacao have been suppressed, at least from the standpoint of there's not enough crop yield. I mean, that is a problem in a lot of places worldwide. Now I hope that turns around, and it very well may. In fact, we did something here that very few shows do. Back on episode 431, we had the Panama coffee farm CEO come back on the show to describe exactly what I just told you about there. And few shows are willing to do that. Some people just want you to think that every single investment that's discussed goes as well it was hoped for, or even better than expected. But that is not real world. You got to be authentic in real So, okay. Listener, comment, well, taken there. They appreciate that sort of follow up, and they would like more of that. All right, that's great. What's the next question? Brenda.   Brenda  19:40   Sure. So the next one comes to us from our audience over on YouTube. So in response to our real estate pays five ways in a slow market, YouTube video matrices wrote, There is no inflation profiting. You would have to be paying off the loan with an income that goes up with housing inflation. That's plausible if you are a wage earner, but if your source of income is rental properties, then there isn't a wage increase that reduces the effective loan amount. You are double dipping in the inflation profiting column by counting appreciation which you earn as a real estate investor and inflation profiting, which you earn only if your wages go up at the rate of housing inflation, and you use those wages to pay off the loan, which you don't   Keith Weinhold  20:33   Okay, again, somewhat of a statement here. I suppose there's a question implicit within that for matrices. I'm not sure how you say that name exactly. Wondering about inflation profiting. Are you counting it? Right? I don't know about that. The part about paying off the loan faster if you're a wage earner, I mean, that's plausible, but not if your income is from rental properties. I mean, see that's actually backwards, because your cash flow goes up faster than the rate of inflation due to your biggest payment, your principal and interest staying fixed, so your net rent income goes up even faster than the rate of inflation. So inflation profiting, therefore it's even better than how I've been presenting it and calculating it. Now with that understood matrices, here's one way for real estate investors to understand inflation profiting on your loan if you still have trouble getting with that. 30 years ago, in 1995 the US median home price was 130k with an 80% loan, your mortgage balance at origination would have been 104k and the monthly mortgage payment is 763 with the 8% market mortgage rate level that you would have gotten at that time. Now, even if we don't apply any principal pay down at all, your mortgage balance today is still just 104k and your payment is still just 736 bucks, and it is substantially easier to make that payment today, because your wages and salaries and rent incomes are multiples higher. When you originate a loan, the bank doesn't ask to be repaid in dollars or their equivalent. The loan documents only say dollars and dollars are worth less and less and less. So today, your median priced property is worth over 400k despite still having that tiny 104k loan balance. And of course, your tenant would have paid that down to zero, and we aren't even counting that part, I think, to really exaggerate the effect and help make the inflation profiting concept crystallize for you, matrices. If you go back 100 years, the median home cost was 11,600 bucks. An 80% loan would be just over 9k that you borrowed. Okay, so at a 7% interest rate, 30 year loan, the monthly payment would be 94 bucks, laughably small. That's less than the cost of a nice dinner out today. That's all you owe on a median priced property, which is over 400k today. So because it doesn't feel like you're tangibly walking away with anything when you sell a property, hopefully that helps make it real mitricas. And one last way to think about it is, let's just forget real estate for a moment. Would you loan your best friend 100k for 30 years interest free, even if we're somehow absolutely guaranteed that he would pay you back? Well, of course, he wouldn't do that, because inflation destroys the lender and benefits the borrower. So you would want to be the borrower in that case, because the borrower profits from inflation, profiting just like you're the borrower with income property. That's the position that you want to be in. But I'm glad we brought this up, because a lot of people have that question. That was a good one. Matrices, even though you seem to sort of be doubting if inflation profiting is a real thing with the way you approach the question, hey, I really appreciate it. Anyway, what's the next one? Brenda   Brenda  24:10   yep. So the next one we have is Mark. He wrote into our general inbox, and he says, I have been listening to your podcasts from the beginning, and I believe I have not missed a single show. Wow. Yeah, it would be hard to argue with your strategy of using debt to rapidly increase your returns and expand your rental real estate portfolio. This method is great for the accumulation phase of one's life. However, I believe that you have never addressed the next chapter of everyone's life, phase two. I am, of course, talking about preserving your wealth, which is phase two. Yeah, I only ask this because that is what stage of life I am in. For background, he has 15 rentals, seven mortgages. Age 62. Currently all managed by a property manager, and he is married and an empty nester. Please note, no matter how much money is made from rentals, he said, his wife's view is that it is work, and so she does not want any more homes or work. This would be a great idea for an upcoming show. Please consider thanks, Mark.   Keith Weinhold  25:20   Yeah. Great stuff, Mark. And before Brenda came on, we discussed which questions that she's going to choose. And I definitely wanted to have this one in there, because, I mean, this is one of the most important topics that's never been answered on the show, and it really needs to be answered today. The accumulation phase of Mark's life is done. He wants to know about how to approach the preservation stage. First of all, Mark, congratulations. You've listened to every GRE episode, 584, of them now, and you've clearly benefited from acting so good for you to be in this position. In fact, this show had its inception in 2014 and it doesn't even take these 1011, years to reach financial freedom, if you follow my plan. So you are there. All right, so, Mark, you've got 15 rentals, seven mortgages. You're age 62 they're currently managed by a property manager. You're married in an empty nester. I mean, you've made it, and you know that you've made it when you have enough income to support your desired lifestyle. That's what we're talking about here. Financially Free, beat step free and all of that, I'm going to speculate mark that if you had tried paying all cash for every property, you wouldn't have gotten very far. You wouldn't have made it to this point. You know why this question resonates so well with me, Mark, despite being quite a bit younger than you, I am at that stage as well. I definitely don't need to add more properties for the rest of my life. Now. I don't have kids yet either, so there's no clear air there. In fact, one reason that I hold on to my properties is to help educate our audience to be a real investor in the game and to be able to keep up with trends. You can just kind of tell when someone's not investing in real estate themselves. So if I talk it, I want to keep doing it now for you, Mark, it's not about rushing to pay off your seven mortgages, as you know from listening, that's usually not your best return on capital. If you've already made it, there is absolutely zero reason to add more properties, I would agree, especially if you know, in your wife's eyes, that creates a headache, and maybe yours as well, once you get to a certain point. So as far as this preservation stage, since you've moved away from the accumulation phase, the LLC is the favorite protection structure, not a C or an S Corp. And I have done shows on that with attorneys before. Since I'm not one of your 15 properties, if one or two are less profitable or for whatever reason, you just have difficulty getting those rented during vacancies, okay, you can sell those off if you don't want to do the 1031, exchange into more property, you can pay the tax. That's an option, but you will also have to pay depreciation recapture on those properties and mark. If there's one thing I wish I knew, it's that if you do have children or clear heirs, but the gold standard for passing along properties to heirs is a revocable living trust, and if you only remember one thing about that, a properly drafted living trust is the number one way to pass along rental properties smoothly. And why it's great is that it avoids probate. Probate is a court supervised process. It takes months or years of delay. So instead, with a revocable living trust, heirs get access to your properties almost immediately. Now you are age 62 hopefully this isn't happening anytime soon, but you do keep full control while you're alive, it's easy to update a revocable living trust, but the big one probably is that it prevents family disputes and it keeps everything private. That way there's no public probate record. And the bonus is, if you own properties in multiple states, a trust avoids multiple probates, that's huge. So those are some considerations. Mark as you've Congratulations again. Move from the accumulation phase to the preservation stage. It's a completely normal, natural process. You sure don't have to keep adding properties for ever and ever. Congrats. You made it. You did it.    Brenda  29:37   Great. We've got another one, Keith. This one is from Tim in Philomath, Oregon, and he says, I would be interested in the days ahead, if you would be able to help us understand why North Dakota is projected to grow so much.   Keith Weinhold  29:54   Okay, thanks, Tim in follow math, Oregon, another word I'm not sure how to pronounce. Now, yeah, you might think it's unusual that I would want to answer this question. For a low population state of under 1 million people, like North Dakota, from today to 2050 there's forecast to be 9% population growth nationally, but in North Dakota, it is 34% that is quite a surge, and that is per visual capitalist via the University of Virginia, but North Dakota's projected growth, it looks surprisingly strong on paper, especially for a cold, rural, low population state. But really, there are at least four major forces behind the fast 2025 to 2050, Outlook, and when you break them down, the growth actually makes sense. So I want to talk about this, because it's really a template for what makes for a growing place and a good future real estate market, no matter where it is. But in North Dakota, you've got this continued energy sector, strength, oil, gas and next generation energy. Part of what's driving the growth is something that's definitely not a new story. It is still the Bach and shale. It's still one of the top US oil fields. You got advances in drilling. That means more production with fewer rigs. That makes a sector more resilient. You've got global demand for liquid fuels projected to remain high through 2050 I know people like to talk about renewables, and there probably is a future there. But it's not like we're going to go all renewable right away. North Dakota is aggressively expanding carbon capture. So energy equals jobs. Jobs equals population retention and in migration, there's a national labor shortage in North Dakota. It's got this skilled worker hole. The US is going to face a major labor shortage through 2050 that's because of trends that you really can't change, like an aging population and low birth rates. That makes these high wage, high demand energy and engineering jobs stickier. North Dakota consistently leads in labor force participation, job availability, good starting wages for skilled trades, and they always seem to have a low unemployment rate, lower than the national average. So in other words, people move where the jobs are, even if it's cold. They really have one of the best economic outlooks in the country. There's a report called Rich states, poor states. In their latest one, they ranked North Dakota fifth nationwide in economic outlook, and that's above Texas and Florida and Tennessee, and that's because North Dakota has low taxes. They're business friendly, they're light on regulation. Businesses like that, their budgets are stable, and they've got strong public finances. So states with those fundamentals, they tend to grow pretty well over long horizons, and North Dakota has this demographic momentum. It's a younger state than all the surrounding states. They have a younger median age, high birth rates, so they've got this faster natural replacement rates, and they have really strong university systems, both und and North Dakota State, and what that does is that retains those graduates for jobs like energy and engineering and agriculture. So North Dakota benefits from this high stay rate, like a lot of people move for jobs, and they end up staying there, and their population growth seems fast, but the overall population small, so a net gain of 150,000 people, that really seems huge in percentage terms. It's steady rather than explosive growth. We're talking about annual gain. So really, a takeaway for investors is that North Dakota's growth is not a fluke. It's from strong economic policy, a big, durable energy engine, high earning jobs. You got this favorable business climate, and really unexpectedly young demographics. I read that the counties that will grow fastest are Cass Williams and stark and, you know, Brenda. If we learn about a reputable North Dakota property provider, maybe we'll talk about them here on the show. So if you the listener or anyone else know about one, write into us at get rich education, comm slash contact, and we'll check them out. And also, more broadly, if you want your listener question answered in the future, that's where to write to us as well, again, at get rich education.com/contact, thank thanks for the North Dakota question, Tim and Brenda, it's nice to have you here to ask the questions in a different voice.   Brenda  34:29   Thanks, Keith. Yeah, it's good to be on this side of the show instead of   Keith Weinhold  34:34   a listener. After all these years, there's one episode I'm sure you'll be listening to, and it's this one that you're on today.   Keith Weinhold  34:48   Yeah, much of our team here were GRE listeners before they ever worked here. We just made another hire two months ago. That woman worked for a payment processor. I said at the time, that sounds really boring. It definitely sounds more interesting to work at the GRE podcast. To review what you learned today, capital compounds labor doesn't though I promote being a giver, there are downsides to giving, but they're manageable. Inflation, profiting is the most often misunderstood of the five ways, and you will reach a tipping point where you've won in which you no longer have to add properties. That is transitioning from the accumulation phase to the preservation phase. That is one of the more important unaddressed things on the show until today, and finally, North Dakota's booming growth projections coming up soon on the show, I'll reveal GRE national home price appreciation forecast for next year, where you will learn the exact percent appreciation or decline expected in the future. Until then, check us out at get richeducation.com I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  36:00   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively.   Keith Weinhold  36:32   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

Thank you for joining us for our 2nd Cabral HouseCall of the weekend!   I'm looking forward to sharing with you some of our community's questions that have come in over the past few weeks…   Whitney: Hello, wondering if you add minerals to your water from the kangen k8? If so what brands do you like and trust the most? Thoughts on the beam minerals brand? And do you have to put minerals in each glass as you dispense / drink it since you can't really make a big batch of hydrogen water to keep in the fridge without the hydrogen dissipating ? Thanks!                                                                                                                                            Summer: Hi Dr. Cabral! My new functional medicine doctor suggested I start BPC 157 to help with gut healing and cellular repair. Peptides are one of the few things I've never researched. The site says they are synthetic peptides originally derived from a naturally occurring sequence found in human gastric proteins. This sounds suspect to me... Is there a natural BPC 157 you would recommend, or what brand did you use when you took BPC 157? I'm hesitant to use anything synthetic. Thanks for any insight!                                                                                                                                Anonymous: HI! So I've done a lot of work on my health and healing. Preemptive apologies to anyone who doesn't want to hear this graphic question! I cut nuts and seeds because every time I eat them, the next day my stool is basically wrapped in what looks like stringy worms. I've watched this happen over the years and took a long time for me to finally figure out a pattern. At first I thought they were actual worms. They are maybe 2-3 mm in diameter and can be interwoven through the stool or just on the outer sides. It almost looks hollow which led me to wonder if I'm seeing the worm's digestive tract or perhaps it's my intestinal lining sloughing off in one long intact piece. Either way it's shocking. Wondering if nuts are just mucus machines and highly inflammatory on my gut lining? Worms? Thanks!!                                                                                                                                                          Anonymous: Hi Dr. Cabral! I just wanted to report back with a success! So my dad had been growing what we lovingly called a "carbuncle" on his temple for years. It was dark brown, rough, raised, and steadily growing. Through the help of your wealth of information, I guessed that it was seborrheic keratosis. He was getting frustrated with its growth and did not want to get doctors involved. I had him listen to an episode about it and he started applying ACV at least twice a day and we watched it disappear over just one month! It was probably an inch or so in diameter. We are all blown away that it completely disappeared with his consistent use of ACV! Thank you so much for all your help and sharing knowledge we can all use to help ourselves at home! My dad is happy to be rid of his "carbuncle"!                                                                                                                                                  Summer: Hello! So I have a handful of tiny cherry angiomas scattered all over my body. I had one pop up just below my collar bone and within weeks to a month it had grown significantly. It's now just under 1/2" in diameter and sticks up about 1/4". I've been applying ACV and Tea Tree oil twice daily for a couple of months. I even tried cauterizing it with a wart freezing kit. The surface dries up every few days and comes off and it will bleed profusely if I bump it after a shower or pick at it. When I apply pressure it deflates like a balloon and I can watch it refill with blood and fluid in seconds. I'm not so sure this is a cherry angioma anymore... Does it sound like something else? What can I do? I don't want to go to a doctor, but it's become quite the nuisance. Thank you!!     Thank you for tuning into this weekend's Cabral HouseCalls and be sure to check back tomorrow for our Mindset & Motivation Monday show to get your week started off right! - - - Show Notes and Resources: StephenCabral.com/3600 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

Are you buried in the daily grind, afraid that missing one detail could wreck your team or business? Wondering how the best COOs stay energized, innovate, and avoid burnout while leading in a world that never slows down?This episode, guest host Sivana Brewer dives deep with Nick Dinsmoor, COO of Reel Axis, a fast-growing B2B marketing powerhouse. They unravel the secrets of self-awareness, delegation, and what happens when leaders brutally prioritize. You'll hear why letting your employees run side hustles sharpens your edge, how to ride the AI tsunami without drowning, and why radical candor—without the edge—still gets results.If you want to stop reacting and start driving bold operational change, this conversation drops the truth you need. Listen now to discover how top COOs avoid chaos and push their teams further, faster. Tune in or risk missing out on the real breakthroughs shaping the new COO elite.Timestamped Highlights[00:00] – The critical habit COOs need to ignore “the noise”—and why it's a superpower[02:16] – Why giving back is central to culture, and how it wins business in surprising ways[04:37] – How AI completely upended content marketing (and what agencies do differently now)[06:15] – When radical transparency turns toxic, and the pivot that saved a team[08:29] – Newsletters: The “outdated” tactic that's suddenly driving explosive growth[10:29] – The 95/5 rule: A marketer's secret to outlasting competitors in any vertical[21:29] – The surprising upside of having employees with side hustles[27:07] – What ruthless prioritization actually looks like for high-performing COOsAbout the GuestNick Dinsmoor is the Chief Operating Officer at Reel Axis, a leading B2B marketing agency specializing in buyer intent data and anonymous visitor identification. Known for his blend of financial discipline and creative strategy, Nick has helped scale Reel Axis through radical transparency, empowering culture, and a relentless focus on operational evolution.