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The Blessing Is Ahead—But You've Gotta Press Forward to See It | Blessed Morning Prayer For TodaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Signs, Wonders, Miracles—God's Calling You to Walk in Power Like Jesus | Blessed Morning PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
For review:1. Hamas & PA Agree on Temporary Committee to Manage Gaza.2. Saudi Arabia Requests Purchase of F-35 Fighters from US. The Trump administration is considering a Saudi Arabian request to buy as many as 48 F-35 fighter jets.3. US President Donald Trump will host Syrian leader Ahmed al-Sharaa for talks on November 10, the White House announced Tuesday.4. Ukraine General Staff: No Encirclement of Units & Divisions in Pokrovsk.The important hub in Ukraine's Donetsk region lies on a major supply route for the Ukrainian army and has been in Moscow's sights for over a year.5. North Korea has dispatched around 5,000 military construction troops and 1,000 engineers to Russia since September, according to South Korea's National Intelligence Service (NIS).6. Ukraine has signed up approximately 2,000 Colombian nationals as contract soldiers to help fill critical manpower gaps according to German media (Die Welt).7. A Russian Il-76 cargo plane that recently arrived in Venezuela- later made several stops in other Kremlin-aligned Latin American countries before returning to Russia, flight records show.
Many P.E.I. farmers are looking to irrigate more land after spending much of the summer under drought conditions. Mitch explores how the application process works and what rules protect your drinking water.
This week's featured story comes from the Martin & Sylvia's Family Tree of Stories collection. It's called "Part Six: Nanni's Story." Nanni's story is about how she loved to sing to horses when her father, a large animal vet, was treating them. The horses always responded. When her father took her to the Kentucky Derby to treat one of the competing horses, a most incredible opportunity presented itself. This is a story about what magic can happen when you authentically wish to help others. If you enjoyed that story, there are hundreds and hundreds more where that came from. Try a Sparkle subscription now - for free. Go to www.sparklestories.com and click the button at the top that says "Start Free Trial," then you can listen to our giant library as much as you like, anytime you like. Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions? Ideas? Requests? Email us! info@sparklestories.com Enjoy!
The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. We are live from the HQ the Lounge on Cincy Nasty Street! GDollaSign joins us as he brings some of his bartenders on and we ask them some tuff horny questions and we find out which one of them is the most toxic. Follow us on social media @AaronScenesAfterParty
Another week, another legend. This time we're welcoming veteran concept artist, matter painter and production designer Dylan Cole to the podcast!https://dylancolestudio.comhttps://www.instagram.com/dylancoleart/You can catch Dylan in person on November 15th from 6-9pm for his book release party at the Gnomon school campus in LA!Make sure to pre-order his upcoming book 'Creating Worlds' here:https://www.amazon.com/Creating-Worlds-Century-Studios-Cinematic/dp/B0F5NZ47QT- - - - - - - - - - - - - - - - - - - - - - - - - - MENTORSHIPS NOW AVAILABLE!When the work is slow and jobs are few it's the best time to improve your skills. Learn something new and push yourself out of your comfort zone. Get ready for when the jobs come back!https://www.hendrix-design.com/mentorship- - - - - - - - - - - - - - - - - - - - - - - - - - ADP on social media:https://www.youtube.com/@artdepartmentpodcasthttps://www.instagram.com/artdepartmentpodcast/https://twitter.com/artdepartmentp1https://www.instagram.com/janurschel/https://www.instagram.com/emanshiu/- - - - - - - - - - - - - - - - - - - - - - - - - - Requests and Enquiries:artdepartmentpodcast@gmail.com#ADP #artdepartmentpodcast
Here’s a brand new show brought to you by WhiskeyNeon, shakeyfox, Keith C, Andy K, and AJ Niko. In this one I do…
When You Have Faith, The Impossible Bows Down | Blessed Morning Prayer To Start Your Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
With the EU Pay Transparency Directive on the horizon and gender pay gap reporting obligations expanding to more Irish employers, how can organisations prepare for the changes - and ensure they're creating fair, equitable workplaces for all? In this episode, Dave and Mary are joined by Anita Whyte Moran, founder and host of The Femcast podcast, to explore the evolving landscape of gender equality in Ireland. Together, they discuss the state of play for women in leadership, what pay transparency really means for employers, and how culture and psychological safety play critical roles in achieving real equality. Guests: Anita Whyte Moran – Founder & Host of The Femcast Topics include: Gender Pay Gap Reporting in 2025 – What Employers Need to Know The Upcoming EU Pay Transparency Directive (2026) The Changing Landscape of Gender Equality in Irish Workplaces Visibility, Support & Psychological Safety for Women at Work Moving Beyond Box-Ticking: Creating Meaningful DEI Change The Role of HR in Influencing Gender Equity from Within Fertility, Family, and the Hidden Barriers to Progression How Equal Parental Leave Could Drive True Equality Generational Shifts and the Future of Workplace Culture References CSO Gender Balance in Business Survey 2025 The Femcast – Hosted by Anita Whyte Moran The HR Room Webinar: Bullying at Work – How to Take Effective Action Get in touch If you're not already following us on LinkedIn, you can do that here. If you have any suggestions on what you'd like to hear on the podcast, or if you'd like to join us as a guest, then do reach out to Dave at dcorkery@insightr.ie or on LinkedIn here. About The HR Room Podcast The HR Room Podcast is a series from Insight HR where we talk to business leaders from around Ireland and share advice what's important to you as a HR professional, an employer or people leader. If you are enjoying these episodes, do please feel free to share them with colleagues, friends and family. And even better, if you can leave us a review, we'd really appreciate it! We love your feedback, we take requests, and we're also here to help with any HR challenges you may have! Requests, feedback and guest suggestions
Let's talk about Trump's filibuster requests getting rejected by Republicans....
WDAY First News anchors Lisa Budeau, Scott Engen and Lydia Blume break down your regional news and weather for Monday, November 3. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.
Faith Over Fear—Stand Strong When Doubt Creeps In | Blessed Morning Prayer To Start The Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Personal Requests on Shabbat (2) by Rabbi Avi Harari
Exam Study Expert: study tips and psychology hacks to learn effectively and get top grades
Today, I'm sharing a simple way to study faster by clearing mental clutter and turning a long or disordered to‑do list into a sharp plan for today. There is surprising power in the right daily task list to boost focus, reduce decisions, and build momentum.Discover how my all-new "SOCK" method for the perfect daily to-do list can transform your day. When you start with a list that is Specific, Ordered and Clear, you can Knock it out in no time!*Hosted by William Wadsworth, memory psychologist, independent researcher and study skills coach. I help ambitious students to study smarter, not harder, so they can ace their exams with less work and less stress.BOOK 1:1 COACHING to supercharge your exam success: https://examstudyexpert.com/workwithme/Get a copy of Outsmart Your Exams, my award-winning exam technique book, at https://geni.us/exams*** As an Amazon Associate, I earn from qualifying purchases on suggested books.Questions? Comments? Requests? Or just want to say "thanks" - send me a text message (I read them all!).
On this episode of Ask, Tell, Confess, the Coven dives into a chaotic mix of laughs, confessions, and outrageous stories. The conversation revolves around makeup mishaps, Halloween costume fails, and their brand-new live show We Saw It Online, streaming soon on Twitch and YouTube. Things take a wild turn as they unpack bizarre fetishes—from a man with a morbid curiosity to the infamous “rubber glove guy” and “bug squishing guy.” Bunnie Xo reminisces about her childhood obsession with Boy George, while Hailee reads a jaw-dropping listener story involving a customer who wanted someone to wrap their hair in underwear. The episode wraps up on a high note as Brayden steals the spotlight with his hilarious Michael Jackson dance.Watch Full Episodes & More:YouTubeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Healed and Whole Through Jesus—Pray This RIGHT NOW | Blessed Daily Effective Prayer For TodaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Send us a textRelationship expert warrior for love, Jonathon Aslay, shares insights, secrets and tips for zoning in on the perfect partner, and the ability to be radically authentic as a sexy, soul mate attracter. We have a blast discussing not only dating but exploring how to fortify relationships of all kind through compassionate communication. This one's a game-changer. Curiosity + Intentionality are the doorways to secure connection.Attachment spotting: ask about past relationships; listen for ownership.NVC in 3 steps: what happened → how I feel/need → are you willing…?Appreciation daily: aim for ~80% positive acknowledgments—tiny, specific, frequent.Micro-rituals: 20–120 second hugs, “I see you when…,” bedtime check-ins, weekly “state of us.”Friendship first: prioritize liking each other—rabbit-hole chats, shared curiosity, play.Requests from love: trade criticism for clear, kind asks.Grief alchemized: asking “What would love do?” creates meaning and gentleness.Try this tonight“When you did ___, I felt ___ because I need ___. Are you willing to ___?”Give three appreciations (specific!) before bed.30-second hug, slow breathing, no words.Schedule a weekly connection date (phones away): one curiosity question each.GuestJonathon Aslay — Relationship coach; host of What Would Love Do?; author of What the Heck Is Self-Love, Anyway?Support the showLink to Support this Channel: https://www.buzzsprout.com/2153284/supporters/newJulie's Book: https://amzn.to/3K2ZS05Julie's Website for more information, comments or requests: https://lifeofloveandjoy.comI receive a small commission when you purchase from these links.
Vancouver Police are seeking public assistance to locate 52-year-old Angelika Maxwell-Shire, last seen near Fourth Plain Blvd. and Andresen Road. Family and friends report not hearing from her in several months. Anyone with information is urged to contact the VPD dispatch center. https://www.clarkcountytoday.com/news/vpd-requests-help-from-the-public-to-locate-missing-adult/ #Vancouver #VancouverPolice #MissingPerson #AngelikaMaxwellShire #CommunityAlert #LawEnforcement #PublicSafety #ClarkCounty #Washington #PoliceRequest
This week's featured story comes from the So Many Fairies Halloween Story collection. It's called "Halloween Story: Part One." We meet Henry - a creative, delightful boy who would very much like to be an elf. When the Halloween season begins, he throws himself into preparation, for this year he will get to try on his elf-ness! He also meets Brie, a classmate who invites him to trick-or-treat in her neighborhood. On Halloween eve they immediately see that this is no ordinary Halloween: Henry-the-Elf and Brie-the-Cat discover a "Story House," and the adventure begins. If you enjoyed that story, there are hundreds and hundreds more where that came from. Try a Sparkle subscription now - for free. Go to www.sparklestories.com and click the button at the top that says "Start Free Trial," then you can listen to our giant library as much as you like, anytime you like. Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions? Ideas? Requests? Email us! info@sparklestories.com Enjoy!
Don't Take the Bait—The Enemy's Lies & Temptations Are Setting You Up | Blessed Morning PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
In this episode, we delve into harrowing tales of incompetent and malicious leadership. From a callous Director of Nursing at a state prison who discards patient requests, to egotistical managers in the consumer paper and army sectors, and a petty manager at a boba shop, these stories highlight the impact of poor management on employees and operations. Despite the challenges, the employees reveal their resilience and determination, ultimately leading to transformative outcomes. Join us for a deep dive into these shocking experiences and their lasting lessons.
When artificial intelligence speaks with confidence - but gets the facts wrong - what happens next? And how do you reduce the risk and spot fake facts? In this episode, Dave and Mary explore the growing “AI authority problem”: our tendency to believe confidently delivered misinformation. Prompted by a recent case where AI-generated legal papers by a Ryanair employee derailed a €170,000 WRC claim, we unpack what happens when “fake facts” reach real-world settings like boardrooms, and HR departments. Guests: Adrian Twomey, a Partner at Jacob and Twomey Solicitors LLP and employment law specialist Edmund Sutcliffe, Prinicpal at considrd consulting Topics include: The Rise of AI Hallucinations in Legal Submissions Understanding AI Authority and Misinformation The Importance of Critical Thinking in AI Usage Human Oversight in AI Applications The Future of AI in Legal Practices Bias and Trust in AI Systems The Role of Doubt in Decision Making Critical Thinking in Workplace Investigations AI's Impact on HR Practices Consequences of AI in Legal Proceedings The Human Element in AI Decisions Key Takeaways for AI in HR References “Ryanair flight attendant used alleged AI-generated legal papers in €170,000 discrimination claim, WRC hears” – The Irish Times The HR Room – Ep 241 – AI in HR: The Promise, The Peril & The Possibilities AI Critical Thinking for Smarter AI Engagement – A training course that Edmund has developed Get in touch If you're not already following us on LinkedIn, you can do that here. If you have any suggestions on what you'd like to hear on the podcast, or if you'd like to join us as a guest, then do reach out to Dave at dcorkery@insightr.ie or on LinkedIn here. About The HR Room Podcast The HR Room Podcast is a series from Insight HR where we talk to business leaders from around Ireland and share advice what's important to you as a HR professional, an employer or people leader. If you are enjoying these episodes, do please feel free to share them with colleagues, friends and family. And even better, if you can leave us a review, we'd really appreciate it! We love your feedback, we take requests, and we're also here to help with any HR challenges you may have! Requests, feedback and guest suggestions
God Is Still Writing Your Story—Don't Quit On This Chapter | Blessed Morning Prayer To Start The DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Personal Requests on Shabbat (1) by Rabbi Avi Harari
Exam Study Expert: study tips and psychology hacks to learn effectively and get top grades
We're back today for another Student Story: celebrating successfully beating a high-stakes test, and learning all the study techniques that made the difference between pass and fail.Our guest today is veterinary dermatologist Alissa, who confidently passed her specialist exam after spending some time as my coaching client - she put in the hard work, studied smarter and took home a well-deserved win.Alissa shares her practical tips on what made the difference to her confidence and studying success:how she learnt to balance a schedule of digital studying with the demands of a hectic family life how she prioritised effective flashcard technique for an information-heavy exam mastering holistic, calming exam tactics to make a difference on the day and the benefits of working with a study coach (me!) to personalise the techniques we discuss here on the podcast to your own needs**Find out more about Exam Study Expert:Hosted by William Wadsworth, memory psychologist, independent researcher and study skills coach. I help ambitious students to study smarter, not harder, so they can ace their exams with less work and less stress. • BOOK 1:1 COACHING to supercharge your exam success: https://examstudyexpert.com/coaching/ • Get a copy of Outsmart Your Exams, my award-winning exam technique book, at https://geni.us/exams * Podcast edited by Kerri Edinburgh.*As an Amazon Associate, I earn from qualifying purchases on suggested books.Questions? Comments? Requests? Or just want to say "thanks" - send me a text message (I read them all!).
This One Shift In Thinking Can Change Your Whole Life | Blessed Morning Prayer To Start Your DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Host: Cindy Allen Published: October 24, 2025 Length: ~13 minutes Presented by: Global Training Center I Did Something Bad: When Customs Comes Calling This week, Cindy Allen — the Taylor Swift of Trade — draws inspiration from I Did Something Bad to explore one of the biggest trade compliance challenges happening right now: CBP's surge in broad and complex Requests for Information (CF-28s and CF-29s). Cindy breaks down what these new inquiries mean for importers, especially those dealing with Section 232 duties, component-level valuation, and IEEPA-related exemptions. She also discusses the latest updates on the U.S.–China trade relationship, new tariffs on vehicles and buses, the continuing government shutdown, and the upcoming IEEPA Supreme Court hearing. If you've received a CF-28 that looks more like a full audit than a question, this episode is for you. What You'll Learn in This Episode: Status of the government shutdown and potential trade impacts New Section 232 duties: • 25% on medium and heavy-duty vehicles and parts • 10% on buses (effective November 1) Details on the new manufacturer duty offset for U.S.-assembled vehicles containing 15% or more U.S. content Ongoing U.S.–China trade tensions and potential 100% tariffs on Chinese-origin goods Updates on U.S.–India negotiations and high pharmaceutical tariffs Expanded coverage of component-level aluminum and steel duties under Section 232 IEEPA Supreme Court hearing scheduled for November 5, and why it matters Why importers are seeing an increase in CF-28 and CF-29 requests — and how to prepare Key Takeaways: The government shutdown has yet to cause major disruption, but risk increases with each passing week. Section 232 duties are expanding to new products and components, creating valuation and traceability challenges. Importers should be ready for CBP to ask for detailed component-level valuation and manufacturing data. “Reasonable care” remains the guiding principle when exact valuation data is unavailable — document everything. Proactive recordkeeping and supplier collaboration are critical to avoiding costly compliance issues. Resources & Mentions: U.S. Customs and Border Protection (CBP) Federal Register – Tariff & Trade Notices U.S. Supreme Court Docket – IEEPA Case U.S. Department of Commerce – Section 232 Program Credits Hosts: Cindy Allen – LinkedIn Trade Force Multiplier Producer: Lalo Solorzano – LinkedIn Subscribe & Follow New episodes every Friday. Presented by: Global Training Center — providing education, consulting, workshops, and compliance resources for trade professionals.
The Battle Never Reached You—Because God Stopped It First | Blessed Morning Prayer To Start Your DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
On today's episode, we're talking with Rajitha Chaparala, VP of Product at Procore, a construction management solution and one of the most successful examples of vertical SaaS out there today. In this episode, we discuss: How Rajitha and her team are using LLMs to streamline complex processes like requests for information (RFIs), project revisions, and construction site walkthroughs Why building trust and showing real, immediate value were key to getting AI buy-in from construction professionals, historically hesitant to adopt new tech Why Rajitha believes this is construction's moment for AI, and how the shift from skepticism to curiosity happened almost overnight Links LinkedIn: https://www.linkedin.com/in/rajithachaparala/ Procore: www.procore.com Chapters 00:00 Introduction 00:48: The complexity of construction and technology adoption 02:00: AI streamlining Requests for Information (RFIs) in construction 04:00: Why LLMs are ideal for construction's unstructured data 06:00: Building trust for AI adoption 08:00: The future of construction thanks to AI adoption Follow LaunchPod on YouTube We have a new YouTube page (https://www.youtube.com/@LaunchPodPodcast)! Watch full episodes of our interviews with PM leaders and subscribe! What does LogRocket do? LogRocket's Galileo AI watches user sessions for you and surfaces the technical and usability issues holding back your web and mobile apps. Understand where your users are struggling by trying it for free at LogRocket.com (https://logrocket.com/signup/?pdr). Special Guest: Rajitha Chaparala.
Cheryl Gurz Product Manager with RTP at The Clearing House in this episode is explaining the key functionality of RTP and the backend.Here are the key takeaways from the interview:TCH basically works to recoup the losses - they are not for profit.Zelle does instant clearing but not settlement, while RTP is the first network in the US where clearing and settlement are done together on the good funds model.Majority of payments are executed in 3.5 seconds.5 million of RFPs were processed last year (2024)."pending issue" is there because of the batch posting by banks. They post the transaction at the end of the day, the available balance will change.Pricing - TCH is charging $0.045 per credit but your bank can charge as much as they want to.43% of the RTP payments are made after the standard banking hours.The banks that are on the RTP network have to make the funds in the credit transaction within 5 seconds 24/7. "You don't need to know how the payment is made"Meet us at AFP, booth #618!!!Cheryl's LinkedIn: https://www.linkedin.com/in/cheryl-gurz-0871287/As always, check out my Substack and specifically my post about Requests for Payments.Find RFP documentation here: https://drive.google.com/file/d/1vUGD14WbFvVB5iy7Zy9QcnIYKLr-riIM/view?usp=sharing
Andrew Walworth, Tom Bevan and Carl Cannon discuss Tuesday's referral by the House Judiciary Committee to the Justice Department of former CIA Director John Brennan for allegedly making false statements to Congress about his role in the Russia collusion investigation. Also, a look at reactions to demolition at the White House, where President Trump has starting construction on a new 90,000 square foot ballroom. Then, they talk about the controversy over Democratic Senate hopeful Graham Platner of Maine, who today covered over a chest tattoo of an image associated with the Nazi regime in Germany. Next, they discuss a Washington Post op-ed by Mouman Al-Natour, a lawyer from Gaza who had been held as a political prisoner by Hamas, about violent divisions between Hamas and Gazans who are ready for peace with Israel. And finally, Brendan Steinhauser, CEO of the Alliance for Secure AI, joins Andrew and Carl to discuss concerns about the future of artificial intelligence, and federal and state efforts to regulate it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. It's the Halloween Edition of the After Party and for this one we invite our friends over from P.R.I to come on share some spooky stories and they also bring some of their EMF devices for us to check out! They also tell us about some of the spooky places they've investigated and personal encounters. Follow us on social media @AaronScenesAfterParty
God Will Show You What You Can't See On Your Own | Blessed Morning Prayer To Start Your Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Here's a statistic that will shock you: According to SBA data, there are 34.7 million small businesses in the United States. Yet only 78,677 companies—just 0.23%—won federal contracts in FY24. That's less than a quarter of one percent competing for $774 billion in annual contract opportunities.Why is this number so low? It's not because the opportunity is small. It's because most businesses don't understand how the system actually works.In this episode, I'm breaking down the three rules of SAM that nobody talks about—the realities that separate the 0.23% who win from the 99.77% who struggle.Rule #1: Don't Use SAM (Yet)Before you even register on the System for Award Management, you need to validate that the government actually buys what you sell. I'll show you how to use USAspending to research federal buying patterns and save yourself months of wasted effort.I'll also address a critical warning: the "middleman" or "broker" model being promoted on social media. Federal Acquisition Regulation 52.219-14 requires small business prime contractors to perform at least 50% of services work themselves. Without past performance and in-house capabilities, this model fails—both legally and practically.Rule #2: Know Who Buys What You Sell—And HowIt's not enough to know that agencies buy what you sell. You need to understand which offices, what procurement methods they use (GSA Schedules, GWACs, IDIQs), and what barriers to entry exist. Some contract vehicles take years to access.Rule #3: Always Start with Sources SoughtHere's what most people miss: there's an entire phase of contracting that happens before the solicitation is ever published. It's called the market research phase, and this is where contracts are actually won.When agencies post Sources Sought notices or Requests for Information, they're inviting you to shape requirements, demonstrate capabilities, and build relationships. The companies that win consistently are the ones who engage 6-8 months before the RFP drops—attending meetings, providing demonstrations, and establishing trust with program offices.Writing "cold" proposals to solicitations you found online? That's starting at the end. Your competitors started at the beginning.I'll explain why the system isn't rigged—it's just that most people don't know about the pre-solicitation engagement phase where the real work happens.Industry experience suggests it takes 12-24 months to win your first federal contract, and the SBA reports that some businesses spend $80,000 to $130,000 in the process. This is a long-term strategy, not a quick win. But for businesses with proven capabilities and the patience to build properly, federal contracting provides stable, recurring revenue at scale.Ready to Learn More?If you want to learn how to use government contracting to win contracts, start a consulting business, or launch a career as an account executive, visit govclose.com. We offer comprehensive training and implementation programs to help you navigate the federal marketplace successfully.Rick Howard is a former Air Force acquisition officer who managed over $82 billion in defense contracts. He founded GovClose in 2019 to help companies and consultants succeed in the federal marketplace.
00:00 Intro01:11 Trump Makes 3 Trade Requests to China03:33 U.S., Australia Sign Rare-Earth Minerals Deal04:42 Cambodia Fraud Ring Crumbles, Founder From China's Fujian07:13 Xi Jinping Outlines 5-Year Plan at Key Meeting09:52 Pressure Builds as China Avoids Normal Economy12:37 Trust Issues Complicate U.S.-China Deal Prospects14:00 Xi Faces Tall Order to Sell New World Narrative15:06 China's Top Trade Negotiator Removed From WTO Post16:10 Chinese Jet Fires Flares Near Australian Plane17:08 Trump Vows to Continue India Tariffs Over Russian Oil18:11 Cargo Plane Skids Off Hong Kong Runway, Killing 2
In this episode of The Modern Hairstylist Podcast, host Hunter Donia and guest Jodie Brown pinpoint the hidden break in your funnel that stops excited followers from becoming first time clients. If people are engaging with your posts but disappear after they hit your website, this conversation shows you how to turn your site into a true decision page and guide every new client through one clean path that you can measure and improve. Whether your traffic comes from Instagram, Google, or referrals, you will learn how to route visitors to a short digital consultation form, collect the details you need, and remove objections before they can stall the booking. You will also hear why most clients are happy to complete a form when it leads to the right time estimate and an accurate quote. Key Takeaways:
Covered, Shielded, Safe— God's Protection Never Fails | Blessed Morning Prayer To Start Your DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Exam Study Expert: study tips and psychology hacks to learn effectively and get top grades
Join us for another episode in our popular Student Stories series, featuring Dr Frank Douglas, a scholar for whom education was pivotal in his life's journey. From his beginnings in Guyana to his work in global pharma leadership, we'll follow Frank's journey of "bouncing forward": of scholarships and hard work, undertaking a PhD in America, facing racial discrimination in the workplace, and beginning a new career after medical school.Frank also shares his clear methods for turning setbacks into strengths through hard work, perseverance and understanding how to turn your own problems into solutions for everyone.Delving into racial history in America, this episode, released during Black History Month 2025, celebrates Frank's achievements and extraordinary life.**You might also enjoy:Episode 18 of the Exam Study Expert podcast, featuring industry Titan Josaia Mar : https://examstudyexpert.com/coconut-shells-to-industry-titan-when-i-grow-up-month/**Find out more about Dr Frank Douglas:• Discover resources on anti-fragility and perseverance on his website: https://www.safehavendialogues-llc.com/• Listen to his podcast, Reframe for Resilience on your favourite podcast player, or at: https://www.safehavendialogues-llc.com/podcast **Find out more about Exam Study Expert:Hosted by William Wadsworth, memory psychologist, independent researcher and study skills coach. I help ambitious students to study smarter, not harder, so they can ace their exams with less work and less stress. • BOOK 1:1 COACHING to supercharge your exam success: https://examstudyexpert.com/workwithme/ • Get a copy of Outsmart Your Exams, my award-winning exam technique book, at https://geni.us/exams * Podcast edited by Kerri Edinburgh.*As an Amazon Associate, I earn from qualifying purchases on suggested books.Questions? Comments? Requests? Or just want to say "thanks" - send me a text message (I read them all!).
God Is Breathing on Your Work—Promotion Is Coming | Blessed Morning Prayer To Start The Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
Israel's defence minister has called for a 'comprehensive plan' to defeat Hamas if it reneges on the ceasefire. The Palestinian group has said that it's committed to the deal but it needs help to recover bodies from the rubble of destroyed buildings in Gaza. Also: the families of people who disappeared during the civil war in Syria are still seeking justice as graves of victims are discovered; the Australian swimmer and four-time Olympic champion, Ariarne Titmus, retires at 25; the Grand Sumo Tournament, which has left Japan for only the second time, is in London where 40 wrestlers will be seen at the Royal Albert Hall.The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk
This week's featured story comes from the Martin & Sylvia: Dress Up collection. It's called "Part One: Grown-Up Costumes." One morning, Martin and Sylvia notice that Daddy is taking a particularly long time to get dressed. He's headed to a very big meeting, and he wants to look just right. When they see the ways colorful choices help inspire his attitude, they begin to wonder: what special clothing items might inspire their own outings? If you enjoyed that story, there are hundreds and hundreds more where that came from. Try a Sparkle subscription now - for free. Go to www.sparklestories.com and click the button at the top that says “Start Free Trial,” then you can listen to our giant library as much as you like, anytime you like. Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions? Ideas? Requests? Email us! info@sparklestories.com Enjoy!
Purpose, Protection, Provision—All Found in the Middle of God's Will | A Daily Effective PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
The fastest path to growth is through relationships; especially those that hold you accountable to your word. I had the privilege of sitting down with Sir Darren Jacklin, a global business leader and philanthropist, whose journey from being labeled a throwaway kid to building international companies is a testament to the power of integrity. Darren shares why keeping your word creates unstoppable credibility, how he tests potential partners (on hiking trails of all things), and the simple but powerful requests that open doors you never thought possible. What impressed me most is Darren's unwavering commitment to service—acquiring businesses not just for profit, but to fund his mission of building schools worldwide. In this conversation, you'll learn how to raise your standards, make better asks, and transform connections into meaningful collaborations. His wisdom is both practical and inspiring, showing exactly how business growth and lasting impact can go hand in hand. Highlights: Integrity that scales - How keeping your word, reputation, and credibility becomes a career flywheel—and the three structures Darren uses to protect them. Requests that get results - A simple “make the ask” framework so people either accept, decline, or counter—without you taking it personally. Vetting partners in the wild - Why Darren takes prospects hiking to read true behavior, reduce risk, and spot red flags before deals. From broke to builder - How micro-commitments, mentors, and accountability reversed an R9 credit rating and set the stage for acquisitions. Rolling up “boring” businesses - Why acquiring bookkeeping and tax firms creates predictable revenue—and how that fuels his goal to fund 1,000 schools. Connect with Darren: Website: https://www.darrenjacklin.com LinkedIn: https://www.linkedin.com/in/darrenleejacklin Facebook: https://www.facebook.com/darrenleejacklin Instagram: https://www.instagram.com/sirdarrenjacklin X: https://twitter.com/Sir_Jacklin Check this out: In appreciation for being here, I have some gifts for you. A LinkedIn Checklist for setting up your fully optimized Profile: An opportunity to test drive the Follow Up system I recommend by taking the 3 Card Sampler – you won't regret it. AND … Don't forget to connect with me on LinkedIn and be eligible for my complimentary LinkedIn profile audit – I do one each month for a lucky listener! Connect with me: http://JanicePorter.com
If Something Or Someone Is Not From God, LET THEM GO NOW | Blessed Morning Prayer To Start The DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
The Enemy Can't Stop What God Called You To Do | Blessed Morning Prayer To Start Your Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™
This week's featured story comes from the Martin & Sylvia: Learning Days collection. It's called "A Tasty Good Morning." Martin and Sylvia love all kinds of delicious foods — and breakfast might just be their favorite family meal. One day, the children are surprised to learn that their friend Laura usually only eats cold cereal for breakfast. Could they tempt her to try something new? Together with Momma and Daddy, they prepare a breakfast feast that is good enough for everyone to eat. If you enjoyed that story, there are hundreds and hundreds more where that came from. Try a Sparkle subscription now - for free. Go to www.sparklestories.com and click the button at the top that says “Start Free Trial,” then you can listen to our giant library as much as you like, anytime you like. Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions? Ideas? Requests? Email us! info@sparklestories.com Enjoy!