Podcasts about reducing

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

What can you actually do to support your egg quality before your next IVF cycle? I'm honored to share this s episode of IVF In Your Pocket, hosted by Alexandra Geary-Stock where we go over  my whole-body approach to egg quality, from supplements and rapamycin to red light therapy, ovarian PRP, and yes, even EDM music. Whether you're just starting to try to conceive or gearing up for your next embryo transfer, I think you'll loave this episode because we're talking about practical, accessible steps you can start today. In this episode, we cover: Dr. Aimee's head-to-toe framework for supporting egg quality (mental health, sleep, nutrition, relationships, uterine health, exercise) Why "support" egg quality is a better mindset than "improve" it Reducing microplastic exposure in everyday products Her go-to supplement stack: OVA NAD+ and CoQ10 (and why less is more) Using rapamycin as an anti-aging aid for egg quality Peptides, growth hormone, and GLP-1 for body inflammation Red light therapy and ovarian PRP explained Dr. Aimee's top 5 accessible tips to support egg quality Resources: Read the full show notes on Dr. Aimee's website Find Alexandra Geary-Stock's therapy practice and podcast (IVF in Your Pocket) here. Do you have questions about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, August 17th at 4pm PST, where Dr. Aimee will explain IVF and there will be time to ask her your questions live on Zoom. Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org. Other ways to connect with Dr. Aimee and The Egg Whisperer Show: Subscribe to my YouTube channel for more fertility tips!Subscribe to the newsletter to get updates Related Phrases egg quality, supporting egg quality, IVF tips, Dr. Aimee, Egg Whisperer, fertility doctor, OVA NAD, CoQ10, rapamycin, egg quality supplements, ovarian PRP, red light therapy, peptides for fertility, GLP-1 fertility, NAD infusions, microplastics fertility, embryo quality, euploid embryo, IVF cycle prep, trying to conceive tips

Dr. Brian King — the former director of the FDA's Center for Tobacco Products, who was placed on administrative leave in April 2025 as part of the mass HHS layoffs joins the Chuck Toddcast to explain what happens to public health when the agency charged with protecting it gets deliberately dismantled. King walks through the extraordinary progress America made reducing cigarette smoking over decades, and how quickly that's being unwound: the tobacco industry donated millions to Trump's PAC, executives pressured the White House directly, and the payoff has been regulatory capture and mounting pressure on the FDA to bring flavored products back to market. He's clear-eyed rather than absolutist on the science — combustible products are far and away the most harmful, nicotine itself is highly addictive but isn't what's killing people, though it's genuinely not risk-free for the adolescent brain — and he walks Chuck through the comparison to caffeine, the data on whether vaping serves as a gateway back into smoking, and what's actually known about nicotine pouches, where youth usage isn't high but stubbornly isn't declining either. The industry, meanwhile, is spending roughly a million dollars an hour advertising its products while fighting every government action to reduce smoking. The conversation turns to what actually works and what's being abandoned. King argues the two most effective interventions available are reducing nicotine levels in cigarettes and banning menthol, credits Congress for getting the Tobacco Control Act right, and stresses that Congress — not the FDA acting alone — has to be the one to regulate tobacco, which is precisely why sidelining the agency is so damaging. He and Chuck get into the questions nobody in Washington wants to answer: why are cigarettes legal at all, how are sugary alcoholic beverages not treated in the same category, and where did the money from the 1998 master settlement actually go. King is pointed that the MAHA movement, for all its rhetoric about chronic disease, has done nothing prominent on tobacco, and that the FDA is now actively undermining both the science and the law it was built to enforce. His closing warning is the bleakest note of the episode: America is in a public health apocalypse that will take decades to repair, it will be enormously hard to recruit a next generation into the field, the entire world will be harmed by the collapse of American public health infrastructure — and the impacts are only just beginning to show up. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck /*Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Brian King (FDA center on tobacco) joins the Chuck ToddCast 03:45 We made incredible progress reducing cigarette smoking 04:15 Tobacco companies donated and received regulatory capture 05:00 Flavored vapes appeal more to kids & are problematic 06:30 Trump was pressured by executives from tobacco industry 07:15 There were multimillion dollar donations to Trump’s PAC 08:45 What’s the actual health data on nicotine outside of smoking? 09:15 Combustible products are the most harmful 09:45 Nicotine is highly addictive but isn’t causing the harm and deaths 10:30 Nicotine can harm the adolescent brain, it’s not risk free 11:15 Comparing nicotine vs. caffeine 13:00 Vaping typically isn’t a gateway back into smoking 14:15 There’s been pressure on FDA to bring back flavored products 16:45 $1M dollars an hour is being spent advertising tobacco products 17:30 Industry has been fighting all government action to reduce smoking 19:00 The FDA has been sidelined in the fight against smoking 19:30 Why are cigarettes even legal at all? 21:00 Tobacco farmers have transitioned to other crops in other countries 23:00 Reducing nicotine levels is highly effective 23:30 Outlawing menthol is also highly effective 25:15 Congress got it right with the Tobacco Control Act 27:00 How are sugary alcoholic beverages not in the same category? 28:00 What is age gating technology and how does it work? 30:00 Do we have good data on usage for people under 18? 32:30 Nicotine pouch usage isn’t high amongst kids, but isn’t going down 33:00 What is the data about health impacts from pouches? 34:30 Nicotine has a strong stimulant effect, helps with attention 35:15 Settlement in ‘98 required tobacco companies to pay costs in perpetuity 35:45 States have diverted those funds to other purposes 36:45 Did the tobacco industry actually take a hit from the settlement? 37:30 If still at FDA, what changes would you implement? 38:00 FDA has been undermining the science and the law 39:00 Effectiveness of banning indoor smoking 40:15 Should preventing underage addictions be the north star? 42:30 Congress has to regulate tobacco, FDA can’t do it on its own 43:15 MAHA hasn’t done anything prominent on tobacco 45:30 Is there litigation that could be pursued here? 46:45 We’re in a public health apocalypse, will take decades to repair 47:30 It will be hard to recruit people into public health 49:15 The entire world will be harmed by collapse of American public health 51:00 The impacts are just beginning to show up, will get worseSee omnystudio.com/listener for privacy information.

Chuck Todd opens with the Iran war's arrival on American soil: hackers have hit water systems across multiple states in one of the most serious cyberattacks on U.S. water infrastructure in years and investigators probing an Iranian link. Trump's response tells you everything about the presidency in its current state — he didn't blame the attacker, he blamed the victim, using the hack as an occasion to attack Minnesota Democrats. Chuck’s question hangs over the whole segment: was Trump briefed on the Iranian connection and went after Minnesota anyway? Either way, the first instinct was to find a Democrat to blame, which Chuck calls a kind of polarization disease that leaves a president caring more about his narrative than about American citizens drinking the water. It fits a pattern the episode keeps circling: Jeanine Pirro presented false evidence to a grand jury blaming a former Olympian for damage to the White House reflecting pool, dropped the case when Interior produced documents proving otherwise, and Trump publicly disagreed with dropping it because he still insists it was vandals. Chuck argues negative information never reaches Trump, and people who bring him bad news don't last long — which is how you end up with a president insisting affordability is a Democratic scam Then, Chuck highlights a Wall Street Journal piece that lays out Trump's corruption — roughly $800 million raised through what amounts to an advertised pay-to-play scheme. Anti-corruption is a devastating midterm message sitting right there for Democrats to pick up… then Chuck Schumer rolled out a bill that Chuck calls a piece of garbage: it wouldn't even cover the conduct in the WSJ story, it's likely unconstitutional because it names individuals, and — most absurdly — it creates a new anti-corruption agency inside the executive branch, meaning a corrupt president would appoint its director and seven board members and, per the Supreme Court, could fire them at will. Congress can already do every bit of the oversight the agency would perform and Schumer's answer to executive corruption is to hand the executive more power and write Congress out of its own job. He closes on Michigan and Wisconsin as the clearest signals of where the Democratic Party is headed — Abdul El-Sayed running a movement inside a Senate race with the explicit goal of changing the party, DSA-endorsed Francesca Wong leading in Wisconsin while the establishment fails to coordinate against her — and on the DSA's new call to abolish the Senate, which Senate Democrats pushed back on without ever defending the institution. Chuck defends it himself: the Senate is a feature, not a bug, a brake on political extremism, and the right response to losing an argument is to win it rather than rewrite the rules. Then, Dr. Brian King — the former director of the FDA's Center for Tobacco Products, who was placed on administrative leave in April 2025 as part of the mass HHS layoffs joins the Chuck Toddcast to explain what happens to public health when the agency charged with protecting it gets deliberately dismantled. King walks through the extraordinary progress America made reducing cigarette smoking over decades, and how quickly that's being unwound: the tobacco industry donated millions to Trump's PAC, executives pressured the White House directly, and the payoff has been regulatory capture and mounting pressure on the FDA to bring flavored products back to market. He's clear-eyed rather than absolutist on the science — combustible products are far and away the most harmful, nicotine itself is highly addictive but isn't what's killing people, though it's genuinely not risk-free for the adolescent brain — and he walks Chuck through the comparison to caffeine, the data on whether vaping serves as a gateway back into smoking, and what's actually known about nicotine pouches, where youth usage isn't high but stubbornly isn't declining either. The industry, meanwhile, is spending roughly a million dollars an hour advertising its products while fighting every government action to reduce smoking. The conversation turns to what actually works and what's being abandoned. King argues the two most effective interventions available are reducing nicotine levels in cigarettes and banning menthol, credits Congress for getting the Tobacco Control Act right, and stresses that Congress — not the FDA acting alone — has to be the one to regulate tobacco, which is precisely why sidelining the agency is so damaging. He and Chuck get into the questions nobody in Washington wants to answer: why are cigarettes legal at all, how are sugary alcoholic beverages not treated in the same category, and where did the money from the 1998 master settlement actually go. King is pointed that the MAHA movement, for all its rhetoric about chronic disease, has done nothing prominent on tobacco, and that the FDA is now actively undermining both the science and the law it was built to enforce. His closing warning is the bleakest note of the episode: America is in a public health apocalypse that will take decades to repair, it will be enormously hard to recruit a next generation into the field, the entire world will be harmed by the collapse of American public health infrastructure — and the impacts are only just beginning to show up. Finally, Chuck hops into the ToddCast Time Machine to revisit Watergate and Richard Nixon’s resignation, and answers listeners’ questions in the “Ask Chuck” segment. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck /*Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 06:15 The Iran war has become a global conflict 06:45 Once again Trump issues threats, then walks them back 08:15 War is one of biggest strategic mistakes in decades 09:00 Increased gas prices have cost households additional $560 10:30 CISA warns that Iranian hackers are targeting water infrastructure 11:15 Iran could cause unreliability to the American water supply 13:00 Trump used hacking attacks to blame Minnesota Democrats 13:45 Trump didn’t blame the attacker, he blamed the victim 15:30 Jeanine Pirro blamed former Olympian for damage to reflecting pool 16:00 Dept. of Interior had documents proving otherwise, Pirro dropped case 17:00 Pirro presented false evidence to a grand jury 18:30 Trump publicly disagreed with Pirro dropping case, says it was vandals 19:30 Trump’s staff is shielding him from the truth 21:00 Trump’s lack of understanding reality is terrible for him 21:30 Trump’s low approval is a midterm disaster in the making 23:00 Stephanie Grisham says 85% of negative info is kept from Trump 24:15 People who bring Trump bad news don’t last very long 25:30 Republicans aren’t campaigning like things are going well 26:00 Ken Paxton puts out an affordability agenda, looks like a Dem proposal 27:15 Trump still saying affordability is scam made up by Democrats 28:15 Trump can’t understand the reality of the situation 28:45 Was Trump briefed on Iran hack… then attacked Minnesota anyway? 30:00 Trump’s first instinct was to find a Democrat to blame 30:45 Trump is demented with polarization disease 31:15 Trump cares more about his narrative than American citizens 32:15 Trump is bragging about his grifting an Americans are tired of it 33:15 Anti-Corruption is a massively effective midterm strategy 33:45 Chuck Schumer rolls out a stinker of an anti-corruption bill 34:45 WSJ publishes airtight piece about Trump’s overt corruption 35:45 There’s no buffer or plausible deniability for Trump in the corruption story 36:45 Trump is basically advertising that government is a pay to play scheme 37:45 There’s a list of presidential promises for favors that have been bought 38:15 Trump has raised $800m in pay for play schemes with little accounting 39:00 There is no law outlawing a president from raising unlimited money 39:30 Trump is now the biggest alligator in the swamp 40:15 Schumer’s bill is a piece of garbage, why many senators didn’t sign on 41:45 Jamie Raskin is performing oversight, Schumer wants agency to do it for him 42:30 The bill wouldn’t even cover the corruption outlined by the WSJ story 44:00 The bill is unconstitutional because it names individuals 45:00 Laws can target behavior, not individuals. It’d be thrown out in court 45:45 The agency Schumer proposed would live in the executive branch 46:15 Agency to stop a corrupt president would be staffed by the president?? 47:15 SCOTUS says president can fire the heads of exec branch agencies 48:45 If bill passed, Trump would pick agency head and 7 members of board 49:15 Congress can perform all the oversight the proposed agency would do 50:30 Congress could stop all this corruption if it wanted to 52:00 Schumer’s idea is to hand more power to the executive branch??? 54:30 The plan from congress is to write themselves out of oversight? 57:00 Schumer’s bill will never see the light of day 57:45 Michigan & Wisconsin will show where the Democratic party is headed 59:30 Abdul El-Sayed made clear his goal is to change the Democratic party 1:00:15 His campaign is a movement inside a senate race 1:01:00 Francesca Wong in Wisconsin is frontrunner & endorsed by DSA 1:01:45 Establishment hasn’t coordinated well to stop Wong 1:02:15 Movement politicians are usually right about the future, wrong about present 1:03:30 Sometimes the movement comes first, sometimes the coalition does 1:04:00 DSA has become a force, and is now calling for abolishing the senate 1:05:00 Senate democrats pushed back, but didn’t defend the senate 1:05:45 The senate is a feature, not a bug 1:06:30 The senate is a brake on political extremism 1:07:15 The response is to win the argument, not rewrite the rules 1:08:00 Movement nominees are easier to defeat than governing ones 1:14:15 Brian King (FDA center on tobacco) joins the Chuck ToddCast 1:18:00 We made incredible progress reducing cigarette smoking 1:18:30 Tobacco companies donated and received regulatory capture 1:19:15 Flavored vapes appeal more to kids & are problematic 1:20:45 Trump was pressured by executives from tobacco industry 1:21:30 There were multimillion dollar donations to Trump’s PAC 1:23:00 What’s the actual health data on nicotine outside of smoking? 1:23:30 Combustible products are the most harmful 1:24:00 Nicotine is highly addictive but isn’t causing the harm and deaths 1:24:45 Nicotine can harm the adolescent brain, it’s not risk free 1:25:30 Comparing nicotine vs. caffeine 1:27:15 Vaping typically isn’t a gateway back into smoking 1:28:30 There’s been pressure on FDA to bring back flavored products 1:31:00 $1M dollars an hour is being spent advertising tobacco products 1:31:45 Industry has been fighting all government action to reduce smoking 1:33:15 The FDA has been sidelined in the fight against smoking 1:33:45 Why are cigarettes even legal at all? 1:35:15 Tobacco farmers have transitioned to other crops in other countries 1:37:15 Reducing nicotine levels is highly effective 1:37:45 Outlawing menthol is also highly effective 1:39:30 Congress got it right with the Tobacco Control Act 1:41:15 How are sugary alcoholic beverages not in the same category? 1:42:15 What is age gating technology and how does it work? 1:44:15 Do we have good data on usage for people under 18? 1:46:45 Nicotine pouch usage isn’t high amongst kids, but isn’t going down 1:47:15 What is the data about health impacts from pouches? 1:48:45 Nicotine has a strong stimulant effect, helps with attention 1:49:30 Settlement in ‘98 required tobacco companies to pay costs in perpetuity 1:50:00 States have diverted those funds to other purposes 1:51:00 Did the tobacco industry actually take a hit from the settlement? 1:51:45 If still at FDA, what changes would you implement? 1:52:15 FDA has been undermining the science and the law 1:53:15 Effectiveness of banning indoor smoking 1:54:30 Should preventing underage addictions be the north star? 1:56:45 Congress has to regulate tobacco, FDA can’t do it on its own 1:57:30 MAHA hasn’t done anything prominent on tobacco 1:59:45 Is there litigation that could be pursued here? 2:01:00 We’re in a public health apocalypse, will take decades to repair 2:01:45 It will be hard to recruit people into public health 2:03:30 The entire world will be harmed by collapse of American public health 2:05:15 The impacts are just beginning to show up, will get worse 2:07:00 Toddcast Time Machine - The five days that ended Richard Nixon 2:07:30 Nixon resigned 52 years ago, this week 2:08:15 Why is Nixon the only president that paid a price for his corruption? 2:09:15 We tell the story of Watergate backwards and start with resignation 2:10:30 The June arrests weren’t the beginning of Watergate 2:12:15 We don’t know what Nixon’s operation learned before the arrests 2:14:00 We never got full answer on the missing 18 minutes 2:14:45 Supreme Court stayed in session during summer to oversee Watergate 2:15:15 Smoking gun tape goes public six days after the break-in 2:16:00 Nixon needed 34 votes in the senate to survive, only had 16 2:16:45 Impeachment in the house was a foregone conclusion 2:17:15 Senators didn’t demand he resign, just showed Nixon the numbers 2:20:30 How different would history have looked had Nixon survived? 2:21:15 Ask Chuck 2:21:30 Is presidency becoming more powerful in a way that could outlast Trump 2:24:30 Can the U.S. government create a true unbiased media source? 2:28:15 Would mandatory voting create better political participation? 2:32:45 Would Illinois make for a better early primary state? 2:34:30 Why not hold every primary on the same day? 2:36:45 Personal anecdote about AI job displacement and fearSee omnystudio.com/listener for privacy information.

Performance debt builds while you are still succeeding. Learn how hidden costs erode your clarity, recovery, relationships, and future capacity. Performance Debt: Why Success Can Hide the Warning Signs The most dangerous stage of burnout is not when you can no longer perform. It is when you are still performing well enough to believe nothing is wrong. You are still working. Still training. Still handling problems. People continue to depend on you because you have given them every reason to believe you can carry the weight. But something has changed. Decisions require more effort. Your patience is thinner. Training feels mechanical rather than energizing. You are physically present with the people who matter, but part of you is somewhere else—recovering from the day or preparing for the next demand. Nothing has collapsed, so you tell yourself you are fine. That is how performance debt remains hidden. What Is Performance Debt? Performance debt is the accumulated cost of repeatedly sacrificing recovery, alignment, emotional regulation, and sustainable habits to maintain short-term performance. Put more simply, it is what builds when you keep borrowing from your future capacity to perform today. One difficult week does not necessarily create the problem. There will always be seasons that require longer hours, harder training, greater responsibility, and a willingness to push beyond what feels comfortable. Human performance depends partly on our capacity to rise when the moment demands it. The debt begins when the exception becomes the operating model. You stop recovering fully because there is always another deadline. You ignore physical warning signs because the workout still gets completed. You suppress frustration because other people need you to remain composed. You continue carrying responsibilities that should have been shared, changed, or released. Each decision appears reasonable by itself. Collectively, they begin consuming the capacity required to sustain the life you have built. Why Success Conceals the Cost Visible output is a lagging indicator. It tells you what you produced, but it does not reveal what producing it required. You can meet the deadline while losing strategic clarity. You can complete the workout while recovering more slowly. You can take care of everyone around you while becoming increasingly disconnected from yourself. This is especially dangerous for capable men because competence creates room for compensation. Your intelligence helps you solve problems even when your focus is deteriorating. Discipline allows you to override fatigue. Responsibility gives you an honorable reason to continue. Emotional control helps you conceal the pressure from everyone around you. The very qualities that helped you succeed can become the qualities that hide your performance debt. Other people may even reinforce the pattern. They praise your dependability, admire your work ethic, and continue bringing you problems because you always find a way to handle them. They benefit from your output without seeing its private cost. Eventually, “I am the man who handles it” becomes more than a statement of capability. It becomes a role you are afraid to question. The Interest Payments Begin Before Burnout Performance debt rarely announces itself through one dramatic event. It collects interest through small changes you can easily rationalize. Mentally, decisions take longer and your strategic range begins to narrow. You remain capable of solving immediate problems, but it becomes harder to step back, consider alternatives, or see beyond the next demand. Emotionally, irritability increases while your emotional range flattens. You may believe you are remaining controlled, but the people closest to you experience that control as distance, impatience, or withdrawal. Physically, sleep provides less restoration. Soreness lingers. Your nervous system stays activated even when the external demand has ended. You continue training, but the session becomes another obligation rather than a practice that builds strength and restores connection. Relationally, conversations start feeling like additional demands. The people you care about receive your presence in fragments and whatever energy remains after work, responsibility, and internal pressure have taken their share. None of these signals proves that you are failing. They reveal that maintaining your current level of performance is becoming more expensive. (function(d,s,id) { var js; var fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "https://forms.aweber.com/form/30/1374258830.js"; fjs.parentNode.insertBefore(js, fjs); }(document, "script", "aweber-wjs-1506684634")); Performance Debt Is Not the Same as Burnout Performance debt and burnout are related, but they are not interchangeable. Performance debt is the accumulating liability. Burnout is one possible consequence when that liability can no longer be hidden, carried, or serviced. The debt begins much earlier—often while a man is still succeeding and receiving praise for how well he is handling everything. This distinction matters because it creates an opportunity for earlier recognition. You do not need to diagnose every difficult month as burnout. You also do not need to wait until you are exhausted, disengaged, or unable to function before admitting that your way of operating has become unsustainable. Performance debt accumulates before performance visibly declines. Recognizing it early allows you to protect capacity instead of waiting until you must rebuild after a breakdown. What Physical Training Reveals About Sustainable Performance Physical training makes this principle difficult to deny. A demanding CrossFit session, a heavy strength cycle, or a steep mountain climb creates stress. When that stress is followed by adequate recovery, the body adapts. Muscle is rebuilt, movement becomes more efficient, and your capacity increases. But repeated overload without sufficient recovery produces a different result. Movement begins to compensate. Technique deteriorates. Soreness remains longer. The body finds ways to complete the work, but those compensations quietly increase the risk of injury. You may still finish the workout. That does not mean the training is producing the intended adaptation. The same thing happens mentally and emotionally. You compensate for reduced clarity by working longer. You compensate for exhaustion with caffeine, urgency, and adrenaline. You compensate for emotional disconnection by becoming more controlled and task-oriented. For a while, the compensation works. Eventually, it becomes another source of strain. The body does not interpret relentless pressure as character. It responds according to stress, capacity, recovery, and adaptation. Your mind, emotional system, and relationships are not exempt from that equation. Strength creates growth when paired with recovery. Without recovery, strength begins consuming itself. When Your Best Qualities Become Expensive Discipline is not the enemy. Responsibility is not the enemy. Resilience and emotional control are not the enemy. The problem is what happens when these strengths operate without discernment. Discipline without recovery becomes self-neglect. Responsibility without boundaries becomes overfunctioning. Emotional control without connection becomes withdrawal. Resilience without discernment becomes the ability to tolerate conditions that should have been confronted or changed. A strength is valuable because it serves a meaningful purpose. When it is used automatically—regardless of context, cost, or consequence—it stops being a conscious strength and becomes an identity-driven pattern. You may recognize this during training. There are days when pushing through discomfort builds confidence and capacity. There are other days when pushing through is simply an unwillingness to admit that your body needs a different response. The movement may look identical from the outside. The internal truth is completely different. The same discernment must be applied to the rest of your life. Carrying more is not always evidence that you are becoming stronger. Sometimes it is evidence that you have not permitted yourself to put anything down. Recovery Alone Will Not Eliminate the Debt A weekend away may reduce immediate strain. A lighter training week may help your body recover. A vacation may create enough distance for you to breathe again. Those things matter, but temporary recovery does not automatically change the pattern that created the debt. If your identity still depends on being needed, you will return and begin carrying everything again. If you believe rest must be earned, recovery will remain the first thing sacrificed when pressure rises. If your worth is tied to output, any reduction in activity will feel like weakness rather than intelligent performance management. You do not eliminate financial debt by making one payment while continuing the same spending pattern. Performance debt works the same way. Recovery must be accompanied by a change in how performance is produced. That may require clearer boundaries, different priorities, more honest communication, better physical recovery, or the willingness to question goals that no longer align with the man you are becoming. The objective is not temporary relief. It is a more sustainable operating model. Audit the Cost Beneath Your Results Begin with the question most high performers already ask: What results am I producing? Answer it honestly and factually. Look at your work, training, responsibilities, relationships, and commitments. Acknowledge what is functioning without minimizing your accomplishments. Then ask the question that is usually ignored: What is it costing me to produce these results? Look beyond time and effort. Consider the mental, emotional, physical, and relational costs. Where are the interest payments appearing first? What feels heavier, slower, flatter, or more reactive than it did six months ago? Finally, ask: Is my current way of operating sustainable? Do not base your answer on whether you can survive another week. You probably can. Ask whether the same model can support your health, performance, relationships, and sense of purpose for the next year. There is also a fourth question, and it may be the most revealing: What have I already noticed but continued to override? Performance debt loses much of its power when the cost becomes visible and specific. You can no longer call the pattern strength once you clearly see how it is consuming the very capacity that strength is supposed to protect. Sustainable Performance Requires Integrated Strength The answer is not to become less ambitious, less disciplined, or less capable. It is to stop using your capability in a way that steadily destroys your capacity. Sustainable human performance requires pressure and recovery, discipline and discernment, responsibility and boundaries, control and connection. These qualities are not opposites. They are complementary forces that keep strength from becoming fragmented. Imagine carrying the same important responsibilities without the constant internal friction. Imagine training hard while knowing when intensity builds capacity and when it merely feeds an outdated identity. Imagine being present with the people who matter without feeling that their needs are another demand you must manage. That is not reduced performance. It is performance built on a stronger foundation. Your ability to keep going is not proof that your current way of operating is sustainable. The deeper measure is whether your physical strength, mental clarity, emotional resilience, relationships, and sense of purpose remain available while you pursue what matters. Your future capacity is not an unlimited line of credit. The work is not simply to keep performing. It is to become the man who can sustain what matters without consuming himself to do it. Rebuild the Capacity Beneath Your Performance If you recognize the hidden cost beneath your results, the Resilient Man Framework will help you examine the structure supporting your performance. It is built around four interconnected areas—physical strength, mental clarity, emotional resilience, and meaningful purpose—so you can identify where performance debt is accumulating and begin creating strength that remains available when pressure rises. Frequently Asked Questions What is performance debt in simple terms? Performance debt is the hidden cost that accumulates when you repeatedly sacrifice recovery, clarity, emotional regulation, relationships, or alignment to maintain immediate results. It is similar to borrowing money: you receive something useful today but create an obligation that must eventually be repaid. The difference is that the repayment may appear as mental fatigue, slower physical recovery, irritability, reduced focus, or burnout. One intense period does not automatically create debt. The problem develops when borrowing from future capacity becomes your normal way of performing. How is performance debt different from burnout? Performance debt begins while you are still functioning and may still be performing successfully. Burnout is one possible later consequence when the accumulated cost becomes too large to hide or manage. A person carrying debt may continue meeting deadlines, training, leading, and fulfilling responsibilities, although doing so requires increasing effort. Someone experiencing burnout may show more visible exhaustion, detachment, cynicism, or reduced effectiveness. The distinction matters because recognizing the accumulating cost early creates an opportunity to adjust before a significant decline or breakdown occurs. What are the early warning signs of performance debt? Early signs include needing more effort to produce the same result, slower decisions, fragmented focus, lingering physical soreness, reduced patience, emotional withdrawal, and difficulty being present in relationships. You may also notice that training feels mechanical, sleep restores less energy, or time away provides only temporary relief. None of these signs alone confirms a serious problem. The meaningful pattern is a rising internal cost combined with continued external performance. When several areas begin deteriorating while output remains intact, your operating model deserves an honest examination. Can discipline contribute to performance debt? Discipline can contribute when it is used to override every physical, emotional, or relational signal instead of helping you respond intelligently. Healthy discipline supports consistent action, recovery, and meaningful priorities. Misaligned discipline treats rest as weakness, ignores declining capacity, and demands continued output regardless of the cost. The issue is not discipline itself but discipline without discernment. A demanding workout can develop resilience when the body is prepared for it. The same workout can deepen exhaustion when it is performed only to prove that you never back down. Can rest eliminate accumulated performance debt? Rest can reduce immediate strain, but it may not correct the pattern responsible for the debt. A vacation, deload week, or quiet weekend can restore some energy. However, if you return to unclear boundaries, excessive responsibility, emotional suppression, or an identity built entirely around achievement, the same debt will begin accumulating again. Sustainable recovery requires both restoration and recalibration. You must restore neglected capacity while changing how you produce results. Otherwise, rest becomes a temporary payment made against a liability that continues growing. How can I begin reducing performance debt? Start by identifying what your current results are costing you mentally, physically, emotionally, and relationally. Notice where the interest appears first and which warning signs you have been overriding because you can still function. Next, distinguish temporary demands from recurring patterns. Reducing the debt may involve better recovery, clearer boundaries, fewer unnecessary commitments, honest conversations, or changing goals that no longer fit. The purpose is not to withdraw from challenge. It is to create an integrated way of performing that builds capacity instead of continually borrowing from it.

What a month! My AUDIO Host cut off the end of this episode. When I replaced the file, the podcastchers did not update. TRY TWO for those of you who did not listen to it on Youtube by now! Today, I want to talk to you about navigating homestead abundance when it feels like everything is happening at once: planting for fall, processing an abundant tomato harvest, livestock needing extra support in the heat, and personal things ramping up in the background. But mostly, today is about 120 pounds of tomatoes that appeared here yesterday during a week when I won't be around. We will also cover our usual Tuesday segments. Featured Event The Art of Containment: Practical Livestock Fencing, August 8th at 10am at the Holler Homestead in Lancaster, TN. Tickets ar $50, grab yours here All Holler Homestead Events: https://livingfreeintennessee.com/events/  Sponsor 1: DiscountMylarBags.com Sponsor 2: AgoristTaxAdvice.com/LFTN Tales From The Prepper Pantry 120 Pounds of Tomatoes Peaches: Final Harvest  ¼ bushel of green beans off 5 plants Time to plant the fall garden if you have not - for real, it is time! Moving from paper goods to washables where it makes sense Frugality Tip Say yes, but lean on community Operation Independence Seeking Farm Sponsors for our Farm To Table Dinner in September - how that works. Tomatoes All At Once Geraldines Story from A is For Cod-Wada: https://www.amazon.com/coda-wada-Geraldine-Duncann/dp/B0006YH9M2 THE MOMENT EVERY HOMESTEADER WAITS FOR: Michelle from Trippy Acres has too many tomatoes this is the day EVERY homesteader waits for - the moment someone says, can you take all this (WHATEVER) off my hands - and that whatever is a thing you love. Adjusted Monday schedule to harvest Admitted I wasnt processing last night to maintain health, but kept them all cool where? In my livingroom on a fold out table Processed them today - 120 pounds or so of tomatoes. A FAMILIAR RHYTHM: SORT - CUT - FREEZE - REPEAT GOAL is not homestead processing perfection, it is food spoilage stabilization. Works well post freezer: canned sauce, ketchup, salsa, stewed, freeze dried Must happen from fresh: Sundried, fresh Partial processing now helps future winter canning flow well Core and cut smaller to make it easier to process later as sauce Skins come off easily after freezing for stewed but before thawing, so store tomatoes you plan to skin as a single layer and only cored, not sliced smaller Dice the tomatoes you want for salsa in salsa batch sizes so that you can pull tomatoes for salsa straight from the freezer into the salsa pot Reducing sauce without heat by freezing and canned tomato water Keep Heat Outside Dehydrate and crockpot reduce sauces outside under cover (assuming you don't have a bear problem) to save adding heat inside Freezing for winter canning lets you heat the house int he winter while processing your tomatoes - win-win Prioritize ripest tomatoes first and set aside underripe ones to ripen as you go Favorite Tomato recipes Canned Salsa (Scaled for how many peppers I have) Fresh tomato Basil Soup (Make it and freeze for winter) Tomato Cucumber Salad Fresh Tomato and Meat Sauce Sliced Tomato with, salt and pepper, basil and a balsamic reduction Dried tomato in olive oil and garlic Freeze dried tomato powder Canned tomato sauce Canned stewed tomatoes if I am in a hurry Tomato cheese fry pies One of the things that can be hard to communicate to people about living a homesteaders lifestyle is that you will have times where everything seems to be happening at once.  Like for me right now: I need to be in Nashville for a few days managing my rental property, my mobility is coming back so I am working on a backlog from my injury and also setting a foundation for a fall garden, the livestock does best when they are handled daily even though they can sort of go on auto pilot. We just finished a large peach harvest, there are saturday farmers markets to do, our events are happing every other week or so, and then, 120 pounds of tomatoes appeared.  You build the skills over years on a homestead to tap into something like this and run with it.  I used to drop everything for days to do projects like this and that is how I learned a better way. One that preserves the food while preserving the reason I am on the homestead: to live in concert with nature, build abundance from the land, and enjoy the beauty of this place. So if you are new to homesteading, it may feel like lots of pressure at this time of year with the pest pressure, the weeds and the harvest, but it doesn't have to be. And being frantic all the time isn't why you are doing this, is it? Make It A Great Week

Mohammed Brais from Asset Builders in New South Wales realized that independent construction owners suffer financially because they lack the volume to negotiate competitive pricing on their own. Small volume companies building two to ten homes a year are routinely forced to rush concrete deliveries or pay up to 30 percent more for timber simply because they quote projects independently.By transitioning these companies into a cooperative buying group model for 59 dollars a month, Mohamed ensures that even small builders receive the exact same pricing and one-hour free wait times as large scale developers. Instead of sending out individual quotes and getting labeled as tire kickers, builders rely on the collective volume of over 500 members to negotiate superior service terms and heavily discounted cubic meter rates across all trades.Links & Resources Asset Builders Official Website - https://www.assetbuilders.com.au/

Evan Ellis notes President Claudia Sheinbaum has seen success in reducing homicides and cooperating on border security, but deep-seated corruption persists. The USMCA's future is uncertain, with the Trump administration using ongoing negotiations as leverage. Additionally, China is quietly expanding its presence in Mexico's telecom and automotive sectors. Sheinbaum must navigate a delicate balance: pursuing economic diversification and relationships with China without jeopardizing critical access to the US market. (8)1930 TOKYO

Dr. Jordan Cooper of Just and Sinner We Need to Stop Repeating Slogans and Pretending We’re Doing Theology Dr. Cooper’s YouTube Channel Just and Sinner Dr. Cooper’s WebsiteThe post Reducing Theology to Pithy Slogans – Dr. Jordan Cooper, 7/30/26 (2112, Encore) first appeared on Issues, Etc..

There's a photo on Tim Ireland's Google Scholar profile of a toddler standing on the floor of an open pit gold mine in Australia's Northern Territory, wearing a hard hat and — because it was the early 1980s — flip flops. That toddler is now the Principal Geologist for Exploration at **First Quantum Minerals**, one of the world's major copper producers, and in this episode Jesse sits down with him to talk about how mineral exploration actually works.Tim grew up with two geologist fathers, but the path in wasn't as direct as it sounds. He took a gap year as a field technician and mostly hated it. He considered leaving to design jewelry. He turned down a PhD because being told he'd become "one of the world experts on sedimentary rock–hosted zinc" sounded uncomfortably narrow — then spent a few years alone in the desert with a drill rig and 22,000 square kilometers of ground before the university called back with something better.From there we get into the machinery of exploration. Tim describes the job as **reducing search space** — starting with a continent and narrowing until you're willing to spend real money drilling — and why that philosophy holds whether you're chasing porphyry copper in Chile, sediment-hosted copper in the DRC, or orthomagmatic nickel in Finland. We also get into the part they don't teach in a mineral deposits course: three or four people weighing in over email on whether to spend millions on relatively scant information, and why what a company really pays a principal geologist for is a **calibrated gut**.The scientific heart of the episode is what Tim calls the **quality question**. Deposit models are good at telling a geologist whether they're getting warmer. They're not good at telling you whether the thing you're walking toward will ever be a mine — and the industry is full of "technical successes" nobody publishes, where the geologist did the job right and the deposit simply wasn't good enough. We also cover critical minerals and why the West is late (Tim was in the room in Oslo in 2007 when China announced the plan out loud), the 22-year lag from discovery to production, and why he's skeptical of AI prospectivity tools — if there are only ten porphyry deposits on Earth with more than a hundred million tons of contained copper, that's not a training set.It closes with Tim's best day as a geologist: alone in a gorge in the northern Chilean desert, a ten-mile traverse, a spire of rock he probably shouldn't have climbed, and one outcrop that put his hand on a fault he'd only been able to argue about on paper.In this episode- The Google Scholar baby photo — hard hat, flip flops, floor of an open pit- A gap year he didn't enjoy, and the jewelry business that never happened- Why he turned down a PhD on sedimentary zinc — and what he asked for instead- Industry-funded research: "cut-price consultants," or the best training pipeline there is?- Reducing search space: the one philosophy that holds across every deposit type- Spending millions on scant information, and what a calibrated gut is worth- Critical minerals, the 2007 Oslo warning, and who's still in denial- 22 years from discovery to production — and why averages lie- The quality question: why our models can't tell a mine from a "technical success"- AI in exploration: the useful camp, the black-box camp, and why ten deposits isn't a training set- Big company vs. junior — kudos versus shares, and the trade-off nobody spells out- Tim's best day as a geologist, alone in a Chilean gorgeAbout the guestDr. Tim Ireland is Principal Geologist for Exploration at First Quantum Minerals, a global copper-focused mining company. He trained at the University of Tasmania, with an honors project on the MacArthur River zinc deposit and a PhD on porphyry copper systems in northern Chile. His career has run through Newmont in Turkey, a junior working sediment-hosted copper in the DRC, and thirteen years at First Quantum.Memorable quotes- "If it were mathematical and there was a definite yes/no answer, we wouldn't be needed."- "You still have to do the work. You can't just sit at your desk and think about the model."- "If you've only got ten porphyry deposits in the world with more than a hundred million tons of contained copper, ten's not a great enough training set."- "I'm still kind of hanging out for that day that I walk up a hill and crack the first rock."Download the CampGeo app now at this link. On the app you can get tons of free content, exclusive images, and access to our Geology of National Parks series. You can also learn the basics of geology at the college level in our FREE CampGeo content series - get learning now!Like, Subscribe, and leave us a Rating!——————————————————Instagram: @planetgeocastTwitter: @planetgeocastFacebook: @planetgeocastSupport us: https://planetgeocast.com/support-usEmail: planetgeocast@gmail.comWebsite: https://planetgeocast.com/

Do GLP-1 medications like Ozempic reduce physical activity? Preliminary research suggests they might, raising important questions about how exercise should be supported alongside treatment.GLP-1 medications are helping many people achieve meaningful weight loss and metabolic improvements. At the same time, findings presented at the Endocrine Society's annual meeting showed declines in daily steps and moderate-to-vigorous activity after treatment began. In this video, Dr. Bret Scher examines those results, explores why activity levels may fall, and explains how similar concerns can arise with medications such as statins and antipsychotics.He covers:What the study found about physical activityWhy side effects and rapid weight loss may reduce movementHow muscle loss can affect long-term metabolic healthWhy resistance training and protein intake matterHow clinicians can provide more structured exercise supportThese findings highlight the importance of pairing GLP-1 medications with proactive support for physical activity and muscle preservation. More broadly, they suggest that when a treatment can affect appetite, energy, or body composition, those effects should be monitored and addressed as part of ongoing care.

For years, organisations have invested heavily in defining their culture through mission statements, corporate values and engagement initiatives. But leadership speaker, trainer and author Bruce Mayhew believes great workplace culture isn't truly created like that. It's built much closer to where work actually happens. In this episode of Sticky From The Inside, Andy Goram explores Bruce's concept of micro-cultures: the relationships, habits and everyday interactions that shape how people experience work. Through the story of a challenging relationship with a colleague that ultimately became one of the strongest partnerships of his career, Bruce explains why trust matters more than chemistry, why fear quietly undermines collaboration, and how leaders can intentionally create environments where people thrive. Together they discuss why the opposite of trust isn't distrust but fear, the surprising power of ten-minute one-to-one conversations, and how organisations can scale a healthy workplace culture without trying to control every behaviour. If you've ever wondered how culture really develops, or what practical steps you can take to improve it, this conversation offers a refreshingly human perspective. ----more---- Key Takeaways Great workplace culture starts locally. People don't experience culture through values posters or corporate statements. They experience it through the quality of their everyday relationships. Trust is built before chemistry. High-performing teams aren't created because everyone naturally clicks. They're created when people understand one another's goals, strengths and intentions. Fear quietly erodes culture. When people fear judgement, competition or hidden agendas, collaboration suffers. Reducing fear creates the conditions where trust can grow. Leaders create environments. The most effective leaders don't try to control culture. They intentionally create the conditions where healthy relationships, shared ownership and strong team cultures can flourish. ----more---- Key Moments The key moments in this episode are: 01:10 – Why a Great Workplace Culture Is Built Two People at a Time 03:03 – Meet Bruce Mayhew and the idea of micro-cultures 04:27 – What is a micro-culture and why does it matter? 09:40 – The Merike story: how trust transformed a difficult relationship 13:44 – What Bruce would tell his younger self about building trust 16:19 – Trust before chemistry: why fear is the real barrier 20:22 – The simple leadership habit that strengthens trust every week 28:54 – Can micro-cultures build a great workplace culture? 35:20 – Lessons from The Path of an Inspired Leader 41:05 – Bruce's three Sticky Notes for creating healthier workplace cultures 45:24 – Final reflections and where to learn more ----more---- Join The Conversation Find Andy Goram on LinkedIn here Listen to the Podcast on YouTube here Follow the Podcast on Instagram here Follow the Podcast on Twitter here Follow the Podcast on Facebook here Check out the Bizjuicer website here Get a free consultation with Andy here Check out the Bizjuicer blog here Download the podcast here ----more---- Useful Links Follow Bruce Mayhew on LinkedIn here Find the Bruce's website here ----more---- Full Episode Transcript Get the full transcript of the episode here

As she nears the end of her term as chair of the European Securities and Markets Authority, Verena Ross joins The Swap to discuss progress in simplifying and reducing the burden of EU financial regulation, including transaction reporting.Produced by Hangar Studios Hosted on Acast. See acast.com/privacy for more information.

Today, I want to talk to you about navigating homestead abundance when it feels like everything is happening at once: planting for fall, processing an abundant tomato harvest, livestock needing extra support in the heat, and personal things ramping up in the background. But mostly, today is about 120 pounds of tomatoes that appeared here yesterday during a week when I won't be around. We will also cover our usual Tuesday segments. Featured Event The Art of Containment: Practical Livestock Fencing, August 8th at 10am at the Holler Homestead in Lancaster, TN. Tickets ar $50, grab yours here All Holler Homestead Events: https://livingfreeintennessee.com/events/  Sponsor 1: DiscountMylarBags.com Sponsor 2: AgoristTaxAdvice.com/LFTN Tales From The Prepper Pantry 120 Pounds of Tomatoes Peaches: Final Harvest  ¼ bushel of green beans off 5 plants Time to plant the fall garden if you have not - for real, it is time! Moving from paper goods to washables where it makes sense Frugality Tip Say yes, but lean on community Operation Independence Seeking Farm Sponsors for our Farm To Table Dinner in September - how that works. Tomatoes All At Once Geraldines Story from A is For Cod-Wada: https://www.amazon.com/coda-wada-Geraldine-Duncann/dp/B0006YH9M2 THE MOMENT EVERY HOMESTEADER WAITS FOR: Michelle from Trippy Acres has too many tomatoes this is the day EVERY homesteader waits for - the moment someone says, can you take all this (WHATEVER) off my hands - and that whatever is a thing you love. Adjusted Monday schedule to harvest Admitted I wasnt processing last night to maintain health, but kept them all cool where? In my livingroom on a fold out table Processed them today - 120 pounds or so of tomatoes. A FAMILIAR RHYTHM: SORT - CUT - FREEZE - REPEAT GOAL is not homestead processing perfection, it is food spoilage stabilization. Works well post freezer: canned sauce, ketchup, salsa, stewed, freeze dried Must happen from fresh: Sundried, fresh Partial processing now helps future winter canning flow well Core and cut smaller to make it easier to process later as sauce Skins come off easily after freezing for stewed but before thawing, so store tomatoes you plan to skin as a single layer and only cored, not sliced smaller Dice the tomatoes you want for salsa in salsa batch sizes so that you can pull tomatoes for salsa straight from the freezer into the salsa pot Reducing sauce without heat by freezing and canned tomato water Keep Heat Outside Dehydrate and crockpot reduce sauces outside under cover (assuming you don't have a bear problem) to save adding heat inside Freezing for winter canning lets you heat the house int he winter while processing your tomatoes - win-win Prioritize ripest tomatoes first and set aside underripe ones to ripen as you go Favorite Tomato recipes Canned Salsa (Scaled for how many peppers I have) Fresh tomato Basil Soup (Make it and freeze for winter) Tomato Cucumber Salad Fresh Tomato and Meat Sauce Sliced Tomato with, salt and pepper, basil and a balsamic reduction Dried tomato in olive oil and garlic Freeze dried tomato powder Canned tomato sauce Canned stewed tomatoes if I am in a hurry Tomato cheese fry pies One of the things that can be hard to communicate to people about living a homesteaders lifestyle is that you will have times where everything seems to be happening at once.  Like for me right now: I need to be in Nashville for a few days managing my rental property, my mobility is coming back so I am working on a backlog from my injury and also setting a foundation for a fall garden, the livestock does best when they are handled daily even though they can sort of go on auto pilot. We just finished a large peach harvest, there are saturday farmers markets to do, our events are happing every other week or so, and then, 120 pounds of tomatoes appeared.  You build the skills over years on a homestead to tap into something like this and run with it.  I used to drop everything for days to do projects like this and that is how I learned a better way. One that preserves the food while preserving the reason I am on the homestead: to live in concert with nature, build abundance from the land, and enjoy the beauty of this place. So if you are new to homesteading, it may feel like lots of pressure at this time of year with the pest pressure, the weeds and the harvest, but it doesn't have to be. And being frantic all the time isn't why you are doing this, is it? Make It A Great Week

Industrial AI is into a new phase. Agentic AI is software that can plan, reason, learn, and act with far greater independence than traditional automation. While the technology is advancing quickly, the oil and gas industry faces unique technical, regulatory, and operational challenges that make full autonomy far less straightforward.  In this episode, I share what agentic AI actually is, why it differs from conventional automation, and why the industry's aging assets, fragmented data, safety requirements, cybersecurity concerns, and accountability standards create real barriers to  adoption.  I also share where I believe agentic AI can deliver the greatest value today: reducing the cognitive burden on engineers by assisting with planning, monitoring, coordination, and decision preparation while keeping humans squarely in the loop. The future is a function of humans plus AI, instead of the gloomy either/or we hear.  ⚒️ Additional Tools & Resources:

You can send a text, include contact info to get a response. We are going to start with trivialities, then get into some serious differences between now and the medieval psyche.  Around gross stuff, aggression and killing and finally torture,  and torture's enjoyment.  This is absolutely not an episode for children.    If you hate me by the end I will understand.  This is going to explain that western Europe was led in part by a really horrible elite class of chivalric knights.  There will be a small flavor of it.  And this is what almost the whole rest of the world lives under.  This is what Europe developed away from.Still aggression has powerful effects.  Part of the discussion will include the impact on history of aggression turned to the theoretical maximum, the Cimbri and the Teutones and the development of the Roman Empire. At the end I try to soften the blow by having Camie appear, which will give you a normal person's reaction to this horror. 

David Schummers, CEO of Apella, uses ambient AI technology, primarily audio- and video-based computer vision, to collect accurate operational data in real time to improve hospital management.  With a key emphasis on operating room scheduling and resource management, this solution replaces manually entered data, which is often inaccurate and entered into the system late. The Apella platform helps hospitals optimize existing OR capacity and efficiency, reduces errors and documentation burden on nurses, provides accurate live operational information, and delivers economic benefits.   David explains, "Apella is focused on using modern technologies to improve the operations of the hospital. If you consider the contribution of hospital operations to our overall healthcare spending, it's about a third of every dollar spent in healthcare is spent on running hospitals, which is a pretty significant contribution. And depending where you were, unfortunately, a lot of that expense is wasted."  "So Apella has built a system for ambient detection that is able to improve the throughput of hospitals and improve the efficiency of hospitals. So that's what we're focused on. The product that we're working on right now is focused on the operating room, which is the largest revenue and expense driver of those health systems that we just talked about."   "So operating rooms are scheduled and managed using data that is entered into the electronic health record. And so the electronic health record was designed to capture all of the patient records and make them available and interoperable. It really wasn't designed as an operational system. As a result, the captured data is limited in several ways. The first way is that it is not always accurate because it's manually entered. What we've found is that about 5% of manually entered data points relate to the scheduling of surgeries and other procedures."  #Apella #HealthcareInnovation #OperatingRoom #AmbientAI #Perioperative #HospitalOperations #Nursing #DigitalHealth #EmpoweredPatient #AmbientAI #ORManagement #OREfficiency #PatientAccess #NursingStaffingCrisis  #HealthcareAI #PerioperativeCare #SurgicalInnovation #OROptimization #PatientOutcomes #EmpoweredPatient #NursingStaffingCrisis #HealthcareAI Apella.io Listen to the podcast here

Keith Redford is the Director of Fleet Operations at JAM Best-One Tire, a commercial tire and fleet service organization with locations across Michigan and Ohio. He began his commercial tire career at Belle Tire, moved into tire wholesale, and joined JAM in 2005.Redford brings more than two decades of experience to fleet tire management. His work focuses on controlling operating costs, strengthening preventive maintenance, and building service relationships that support fleets over the long term.In this episode…Commercial fleet customers need more than a shop that responds when a tire fails. They need a service partner who understands their operations, monitors spending, and recommends products that make sense for their equipment.Redford's approach is built around predictability. A structured program gives fleet operators a clearer view of annual tire expenses and the maintenance decisions driving those costs. Regular account reviews compare spending with prior years and connect the numbers to changes inside the customer's business.That creates a real tension for tire dealers. Good fleet tire management often means helping customers purchase fewer tires. Redford treats lower customer spending as the foundation of a longer relationship rather than a threat to immediate sales. Trust creates room for fleet growth, referrals, and deeper service partnerships.Consistent execution also depends on culture. Technicians, salespeople, and managers bring different skills to the operation, but no role succeeds on its own. The work ultimately supports drivers carrying goods and returning home safely.Here's a glimpse of what you'll learn: [01:26] Career progression in commercial tire sales and fleet operations[03:43] JAM Best-One's commercial tire business formation and growth[07:38] Extending national-account service standards to smaller fleets[12:01] Employee retention through a people-centered service culture[18:04] Commercial truck utilization as an economic indicator[20:26] Reducing fleet operating costs through long-term service partnerships[23:53] Applying a seek-to-understand leadership approachResources mentioned in this episode:Keith Redford on LinkedInJAM Best-One Tire WebsiteTread PartnersGain Traction Podcast on YouTubeGain Traction Podcast WebsiteMike Edge on LinkedInQuotable Moments:“We cannot be successful apart from one another because we all have different skill sets.”“At the end of the day, I want my people to know that they're valued.”“Our job is much more important than that. It's about people keeping people safe on the road.”“We're looking for those 20-year relationships.”“The more we understand their business, the better we can help them.”Action Steps:Create a fleet tire management baseline by pulling the previous 12 months of tire and mechanical-service invoices for each fleet account. Separate recurring maintenance from unplanned replacements and identify the accounts with the largest spending changes.Schedule account reviews with key fleet customers. Compare current spending with the previous year, document operational changes, and agree on the next maintenance priority.Standardize a small-fleet service program across every location. Define inspection intervals, reporting expectations, product recommendations, and the person responsible for customer communication.Review handoffs between sales, technicians, and location managers. Assign ownership at each stage so recommendations reach the customer and approved work reaches the bay without delay.Measure the relationship beyond monthly tire sales. Track annual customer spending, maintenance consistency, account retention, and referrals to show the long-term value of the program.

Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms:➤ Apple: https://EVne.ws/apple➤ YouTube Music: https://EVne.ws/youtubemusic➤ Spotify: https://EVne.ws/spotify➤ TuneIn: https://EVne.ws/tunein➤ iHeart: https://EVne.ws/iheart EU EV TARGETS COULD SAVE €12 BILLION https://evne.ws/869af FORD AND GEELY PLAN VALENCIA JOINT VENTURE https://evne.ws/afwia SENATE BILL COULD BAR MERCEDES FROM US https://evne.ws/lvdv8 RIVIAN CUTS BATTERY COST WITH STRUCTURAL PACK https://evne.ws/9ks51 TESLA SHEDS $214.5 BILLION AFTER EARNINGS https://evne.ws/jxmin TESLA PUSHES BACK 2026 PRODUCTION GOALS https://evne.ws/5sbtb DENZA Z9 GT OPENS UK ORDERS https://evne.ws/fcz10 CARMAKERS PRESS UK TO REOPEN 2035 BAN https://evne.ws/84hfv BMW IX1 AND IX2 WIN FULL UK GRANT https://evne.ws/bm0pg NHTSA OPENS RULE ON CAR DOOR ESCAPE https://evne.ws/nuil3

In this episode of Maximize Your Hunt, host Jon Teater discusses the complexities of land management and hunting strategies. He shares insights from a recent master class, emphasizing the importance of understanding property design and management. The conversation transitions into soil management, nutrient balancing, and the benefits of seed treatments for better germination and plant health. The episode concludes with a discussion on breaking down residual materials to enhance soil health and nutrient availability. In this conversation, the Brad Harper and Jon Teater delve into the importance of enhancing soil biology for improved crop growth, effective management of switchgrass stands, and the significance of live biology in soil health. They also discuss the benefits of foliar applications for plant health, emphasizing the need for a holistic approach to agriculture that prioritizes both plant and soil health. Takeaways The involvement required to optimize a property is complex. Master classes can provide eye-opening insights into property management. A strong connection with your land enhances the management experience. Soil samples are valuable for determining nutrient needs. Seed treatments can significantly improve germination and plant health. Liquid biology seed treatments can enhance nutrient availability. Balancing soil nutrients can reduce costs and improve yields. Breaking down thatch layers is crucial for soil health. Biological products can speed up the decomposition of organic matter. Understanding soil biology is essential for effective land management. Adding decomposers can significantly speed up nutrient availability. Proper management of switchgrass is crucial for healthy stands. Live biology in soil can enhance crop growth and health. Foliar applications can provide nutrients directly to plants. Soil health is a slow process that requires consistent effort. Feeding existing soil biology can improve overall soil health. Using live bacteria can temporarily boost soil populations. Foliar feeding is effective regardless of soil conditions. Reducing reliance on traditional fertilizers can be beneficial. Understanding the source of soil products is essential for success. Tags hunting property, land management, soil health, seed treatment, nutrient balancing, master class, wildlife management, agriculture, food plots, biology soil biology, crop growth, switchgrass management, foliar applications, plant health, agriculture, soil health, nutrients, compost teas, biology applications   Social Links https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Harper Growing Solutions (harpergs.com) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Drain tile setbacks on wetland easements help protect the small wetlands breeding ducks depend on by keeping underground drainage systems farther away. Reducing those setbacks could dry out more wetlands across the Prairie Pothole Region, leaving ducks with fewer places to pair, nest, and raise broods. The USFWS is seeking public input on potentially reducing these setbacks, a red alert for those who care about waterfowl. Ducks Unlimited's Scott Stephens and Mike Brasher join the show to break down why a seemingly technical drainage rule could ultimately mean fewer ducks in the fall flight and how duck hunter/conservationists can act now.>>>Thanks to our sponsors: Tom Beckbe, Sitka Gear, Waterfowl Management Academy, Create the X, Purina Pro Plan, Ducks Unlimited, Lile Real Estate, Perfect Limit Outdoors and Noah Perry. Send us Fan MailAll Rights Reserved. Please subscribe, rate and share The Standard Sportsman podcast.

Is your patient's cumulative steroid dose crossing the danger zone? Credit available for this activity expires: 7/27/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/interrupting-pattern-reducing-steroid-dependence-moderate-2026a1000ohk?ecd=bdc_podcast_libsyn_mscpedu

Sarah Firman explores how dietary management can rapidly reduce phytanic acid levels in adult Refsum disease. This case series shows why adequate energy and carbohydrate intake, and avoiding weight loss and catabolism, matter alongside phytanic acid restriction. Adult Refsum Disease: Case Series of Reducing Circulating Phytanic Acid Levels With Dietary Interventions Sarah J. Firman, et al https://doi.org/10.1002/jmd2.70048

Episode Overview In this episode, Michael D. Levitt speaks with Melissa Robinson-Winemiller about the role of empathy in modern leadership and why it is no longer optional. Drawing from Melissa's research and Michael's real-world leadership experience, this conversation reframes empathy from a soft skill into a measurable leadership strategy that directly impacts retention, performance, and organizational outcomes. The Empathy Gap in Leadership A consistent issue across organizations: Leaders feel pressure from above and disconnect below Middle managers report feeling unheard and unsupported Communication breakdowns create disengagement Melissa's research highlights this gap as a root cause of: Leadership burnout Workplace dissatisfaction Breakdown in team cohesion The pandemic accelerated this shift, forcing employees to reassess what they will tolerate in leadership and culture. Empathy Is a Strategic Tool, Not a Soft Skill Empathy is often misunderstood. It is not about emotional reaction. It is about perspective-taking and informed decision-making. Melissa defines this as a structured leadership capability, not a personality trait. Research shows the impact clearly: Productivity increases by 87% Innovation increases by 86% Profitability increases by 84% Empathy, when applied intentionally, becomes a competitive advantage. Case Study: Listening as a High-ROI Leadership Move Michael shares a practical example of transforming a toxic workplace. Approach: Conducted one-on-one conversations with team members Asked for their perspective Asked what they would change if they were leading Outcome: Turnover reduced from 90% to 6% annually No financial incentives were introduced. The shift came from: Being heard Being included Being respected Listening is not passive. It is a leadership system. Why Listening Works Listening creates: Trust Psychological safety Better decision-making It also reduces: Misalignment Rework Internal friction The investment is time. The return is stability and performance. The Real Cost of Attrition Turnover is not just an HR issue. It is a financial and operational risk. Key reality: Replacing an employee costs 90% to 200% of their annual salary Additional hidden costs: Loss of institutional knowledge Disruption to team performance Increased workload for remaining staff Retention is not a cultural initiative. It is a business decision. The Failure of Command-and-Control Leadership Traditional leadership models are breaking down. Old approach: Authority-driven Compliance-based Top-down decision making Modern workforce response: Disengagement Exit Loss of trust As Melissa highlights, today's workforce no longer tolerates environments where their voice is ignored. Leadership Evolution: From Control to Connection Effective leaders today: Seek input before making decisions Create space for dialogue Build systems that incorporate team feedback This is not about consensus. It is about informed leadership. Key Takeaways Empathy drives measurable business outcomes Listening is one of the highest ROI leadership actions Turnover is more expensive than most leaders realize Command-and-control leadership is no longer viable Perspective-taking improves decision quality and team performance Action Steps Schedule one-on-one conversations Ask: “What would you change if you were in my role?” Audit your leadership communication Are you informing or engaging? Identify friction points Where are employees not being heard? Track turnover costs Quantify the financial impact Implement feedback loops Make listening part of your operating system Closing If your team does not feel heard, your leadership system is broken. Empathy is not optional. It is a strategic requirement for performance and retention. https://eqviaempathy.com/ https://www.linkedin.com/in/dr-melissa-a-robinson-winemiller-author-speaker-trainer   Book your Leadership Operating System review: https://BreakfastLeadership.com/LeadershipOS  

Send us Fan MailWhat separates a professional pool service company from someone simply adding chemicals?In Part 2 of this special Mondays Down Under discussion, Lee Salisbury and Nick dive deeper into professional water analysis with the team from LaMotte, discussing why consistent, accurate testing is one of the biggest differences between average pool care and true water management.The conversation explores the value of the WaterLink® Spin system, reducing user error, interpreting test results correctly, common mistakes professionals make after shocking a pool, and why understanding chemistry matters far more than simply reading numbers off a report.Whether you're running a retail store, servicing residential pools, or maintaining commercial aquatic facilities, this episode is packed with practical advice that can improve both your water quality and your bottom line.In This Episode Why experience matters just as much as chemistry knowledge  Learning to interpret water test results—not just read them  Why every unusual water test should make you ask more questions  How customer conversations often solve water chemistry mysteries  When to consult technical support or laboratory analysis  Why professional testing equipment pays for itself  Reducing user error with automated water testing  The business case for investing in better testing equipment  Saving time while improving customer service  Comparing photometric testing to traditional reagent testing  Why complete water analysis is more valuable than testing only chlorine and pH  Protecting pools through proper water balance  "It's easier to keep it clean than bring it back from green." Technical Topics Covered WaterLink Spin technology  Photometric water testing  Traditional liquid reagent testing  Test repeatability and consistency  Eliminating sample contamination  Proper sample volume  Test accuracy versus operator technique  Water balance fundamentals  Customer communication during water analysis  Laboratory troubleshooting  Commercial pool testing  Residential pool testing Common Testing Mistakes Discussed Misinterpreting zero alkalinity after shocking a pool  Understanding the effects of chlorine above 15 ppm  Why high chlorine can produce misleading alkalinity readings  Using high-range chlorine test strips for confirmation  Running additional tests on the same high-chlorine sample  Recognizing when the instrument is giving you an indicator—not a bad result Best Practices Use professional-grade testing equipment  Perform complete water analysis whenever possible  Verify unusually high chlorine levels before making chemical adjustments  Store Spin Discs properly  Reseal foil packaging after every use  Protect discs from moisture and light  Understand shelf life after opening  Train technicians to recognize abnormal test patterns  Build testing costs into your professional service Commercial Aquatic Facility DiscussionThe episode also covers: Daily health department testing requirements  Three-test commercial Spin Discs  Testing multiple water bodies  Managing public pool safety  Protecting swimmers through accurate testing  Creating efficient testing workflows for aquatic facilities Key TakeawaysProfessional water testing isn't about owning expensive equipment—it's about making better decisions.Accurate testing saves time, improves customer confidence, reduces costly mistakes, and helps protect both swimming pools and the people using them. Understanding what your test results are actually telling you is every bit as important as obtaining the numbers themselves.Featured Guests Lee Salisbury  Nick (Mondays Down Under)  Hiren Patel – LaMotte Company Connect with Talking Pools

Reducing hospital length of stay remains a priority for healthcare organizations, but determining which strategies have the greatest impact is not always straightforward. Laura Hoffman, Senior PI Program Director, and Eric Lam, Principal Intelligence, join host Shannon Hale to discuss findings from Vizient's recent length of stay breakthrough survey. They explore how survey responses were combined with clinical data to identify meaningful trends, highlight strategies and explain how organizations can use these insights to prioritize initiatives that fit their unique needs.    Guest Speakers: Laura Hoffman DNP, MSN, RN, CPHQ Senior Program Director, Performance Improvement Programs Vizient   Eric Lam, BS Principal, Intelligence Vizient   Host:  Shannon Hale, MHA, RN, CPHQ  Senior Program Director, Performance Improvement Programs  Vizient  Show Notes: [00:07] Vizient launched the length of stay breakthrough survey and how 168 hospitals helped identify current improvement strategies.[03:36] Qualitative survey responses were transformed into measurable data to uncover meaningful trends while reducing bias. [06:00] Key findings from the survey and which strategies had the greatest impact. [07:46] Why patient centered approaches, including addressing social determinants of health, showed stronger results [10:04] How organizations can use the survey findings to compare performance, identify gaps and prioritize improvement efforts. [11:14] Using data to focus on the strategies with the greatest potential impact.  [13:04] The strategies most closely associated with lower length of stay, including escalation processes, leadership engagement, and case manager led rounds. [14:24] How case managers help identify discharge barriers, coordinate post-acute care, and improve patient transitions.   Links | Resources: Contacting Knowledge on the Go: picollaboratives@vizientinc.com    Subscribe Today! Apple Podcasts Spotify YouTube Android RSS Feed

At many health centers, plain old telephone service (POTS) is still one of the primary forms of interaction with patients outside of office visits. In a recent interview with Tracy Causey, CEO of Capital Area Health Network, he shares how their three sites, servicing about 17,000 patients, used AI to streamline patient interactions.As an eClinicalWorks site, the health system decided to try healow Genie to handle calls. It was a simple integration, and worked "out of the box." Now healow Genie handles about 80% of all calls with no staff interaction, answering the phone within 14 seconds. The approximate 400 calls they get each day are spread out, as patients take advantage of 24/7 availability. And when a call does require staff, healow Genie gets a live agent person on the phone within a minute and 20 seconds.Learn more about Capital Area Health Network: https://cahealthnet.org/Learn more about eCW: https://www.eclinicalworks.com/Healthcare IT Community: https://www.healthcareittoday.com/

In this episode, Travis is joined by producer Eric and guest co-host Brandon Birkmeyer, host of the Brands on Brands podcast, to break down a viral piece of personal finance advice claiming you should focus entirely on making more money instead of budgeting. The trio explores where that advice gets it right, where it falls apart, and why lasting wealth comes from balancing income growth with financial discipline. Along the way, Travis shares personal stories about downsizing his lifestyle to pursue podcasting full-time and the lessons he's learned from interviewing hundreds of successful entrepreneurs. On this episode we talk about: Why increasing your income is more powerful than endlessly cutting expenses The importance of budgeting—even as your income grows How lifestyle inflation quietly prevents people from building wealth Travis' story of downsizing his lifestyle to bet on his podcasting career Why creating financial runway gives entrepreneurs the freedom to take bigger risks Top 3 Takeaways Growing your income is essential, but it's only effective if you maintain the financial discipline to keep your expenses under control. Reducing your lifestyle costs can create the runway needed to pursue entrepreneurship or other long-term opportunities. Wealth isn't built by appearances—it's built by consistently widening the gap between what you earn and what you spend. Notable Quotes "Your ability to earn will significantly outweigh your ability to cut—if you've already handled the basics." "Limiting your lifestyle gives you more freedom. Full stop." "Money only solves your money problems, but it's easier to solve the rest of your problems when you've got some money in the bank." Connect with Brandon Birkmeyer: Instagram: https://www.instagram.com/brandonbirkmeyer/ Other: https://www.brandsonbrands.com/ A Word from Our Sponsors: - Visit DrinkAG1.com/TMM to get a free AG1 Travel Case with 7 free AG1Travel Packs in your Welcome Kit with your first AG1 subscription order while supplies last.  - Go to Leesa.com for 25% OFF select mattresses (through July 26, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

As a new school year begins, many families are focused on new teachers, new schedules, and new expectations — but one of the biggest challenges is something many parents don't recognize: cognitive load. In this episode, Mary Miele and Director of Student Services, Amy Nathan, explore why the first weeks of school can feel overwhelming for both children and parents, and how simple, intentional routines can make all the difference. They share practical strategies for reducing stress, building executive functioning skills, encouraging independence, and creating systems that help children thrive from elementary school through high school and beyond. From morning routines and Sunday planning sessions to homework habits and family calendars, this conversation offers realistic tools families can begin using right away. The goal isn't perfection — it's creating consistent routines that give children the confidence and mental space to learn, grow, and enjoy school. In this episode: Why cognitive load increases at the start of every school year How predictable routines reduce stress and improve learning  Ways to build independence without doing everything for your child  Practical planning strategies for elementary through high school students  Why grace and consistency matter more than perfection  If you're preparing your family for a successful school year and want personalized guidance, reach out to the team at Evolved Education Company at admin@evolveded.com. They're here to help your child build the skills and confidence needed to thrive. For the full transcript of today's episode along with our terms, conditions, and disclaimers and privacy policies, visit the Evolved Education website at: https://evolvededucationcompany.com/resources/podcasts/ © 2021 - 2026 Mary Miele

⚡️JUICY NOTE - 48 hours after the show is released...July 24-26, 2026 gene Decode and I will personally jump into the comment section YouTube to answer your questions/comments personally. Just scroll down below the video, leave your remark, and watch for replies. No need to show up at a specific time — comment whenever it's convenient for you. Engage!“We are here for the greatest time in creation," says today's guest gene Decode. He is a 8D multidimensional, marvelous man whose spiritual toolkit includes a near-death experience that showed him everything, including the future, time-bending skills, remote viewing and psychic abilities. In our discussion, we start by diving into what the New Earth might look like (hint: think jellyfish in the sky and color-changing butterfly-birds), then roll through the wild ride of human (and galactic) ascension, DNA upgrades, and—yes—what can happen if you don't have a soul at the spiritual finish line.He breaks down his transformational near-death story (martial arts injury, cosmic contracts and "do this mission or you'll be erased from existence" stakes), offers his takes on the latest current events and reveals how kids around the globe are awakening in droves, thanks to… (have to watch to find out - wink!). And we wrap it up, as always, with a powerful "New Earth Practice"—this time, with gene connecting you deeply to your inner warrior and meditation.Time Stamps:[0:00] — Intro to the Show[1:00] — gene Decode's bio (20-year Navy veteran, martial artist, naturopathic medicine practitioner, remote viewer, near-death experience in 1992[3:04] — Eden asks: "What is the new Earth going to be like? How soon before we get there?"gene explains 4D/5D+ ascension, Mayan civilization's mass ascension, and the coming solar event that will affect all of humanity[6:16] — gene describes life on 5D Earth[9:38] — gene explains ascension and descension process — the "three-day event," the Armageddon line, and what awaits those who sold their souls, entire energy of Earth changes[13:26] — Seven bodies of a person and how the soul acts as a container during transition; discusses soul loss through dark practices[16:03] — Shape-shifters, elites, ancient beings, and how the negative Earth will eventually become a barren moon[19:01] — gene being in the 8th dimension[20:50] — gene's main gift with time - first time announced[32:10] — Truth of Tesla, timelines & ascension, Kerry Cassidy, 2012 - nothing will stop what's coming[35:00] — King Charles, first in the history, abdicating to Trump[39:14] — Strawman, stock markets, constitution, money is not real[41:43] — Appearances, Venezuela, Iran, wars[43:28] — gene answers, "Where are the arrests?", clones, low hanging fruit, Obamagate, things ARE happening[45:43] — deep discussion of gene's NDE[1:01:15] — HUGE amount of kids waking up, gene discloses why, frazzledrip[1:04:22] — How to handle major energy shifts with the "New Earth Practice" - become a warrior. Facing dark nights of the soul, health challenges, and humanity's infinite potential (med beds, self-healing, Christ's teachings)[1:08:07] — Reducing internal dialogue — from 90,000 thoughts/day to a few hundred; advises living fully in the present moment[1:10:44] — Nutrition from light, New Earth eating[1:11:34] — gene closes: forgive everyone, bless those who wronged you, let go of the ego, "We're here for the greatest time in creation."gene's info and links:Gene's Deep Dive content can be found on https://genedecode.org.A subscription is $7/month or $77/year.You can also find many of his interviews and decodes on his Rumble;Real gene DecodeWe have a free website for documents &  info accessed by visiting https://blessedforservice.org or to get questions answered here is his email colosensei64@gmail.com.

How an AI platform helped a 94-year-old healthcare practice lower no-show rates and reduce cost.

“Managing emotions—yours and your audience's—is hard enough, but it's even harder when you're under pressure to respond."High-pressure communication doesn't have to derail your message. In this Think Fast, Talk Smart Ask Matt Anything episode, Matt Abrahams answers real-world questions from members of the Think Fast, Talk Smart Learning Community, sharing practical advice for communicating with confidence when the stakes are high. From managing cognitive load and regulating anxiety to leading uncertain conversations and running more engaging meetings, Matt offers actionable strategies for staying focused, connecting with your audience, and communicating with clarity under pressureKey Takeaways:Manage your emotions to manage your message. Reducing cognitive load through preparation and emotional regulation helps you think and communicate more clearly under pressure.Lead with your audience in mind. Whether navigating uncertainty or running meetings, acknowledging emotions, setting clear expectations, and tailoring your message helps people stay engaged and take action.Activity:Stress-test your message. Before your next high-stakes conversation or presentation, rehearse it once under mild pressure—set a timer, record yourself, or practice with a colleague. Notice where you lose clarity, then refine those moments before the real conversation.Episode Reference Links:Think Fast Talk Smart Learning Community Connect:Premium Signup >>>> Think Fast Talk Smart PremiumEmail Questions & Feedback >>> hello@fastersmarter.ioEpisode Transcripts >>> Think Fast Talk Smart WebsiteNewsletter Signup + English Language Learning >>> FasterSmarter.ioThink Fast Talk Smart >>> LinkedIn, Instagram, YouTubeMatt Abrahams >>> LinkedInChapters:(00:00) - Introduction (01:07) - Speaking Under Pressure (04:01) - Calming an Anxious Audience (07:45) - More Engaging Meetings (12:33) - Communicating Change Without Fear (16:30) - Conclusion

In this Podcast Extra, Join John as he answers a wide range of grower-submitted questions covering challenges in agriculture. The discussion focuses on managing high summer leaf temperatures, optimizing organic nitrogen budgets, and navigating severe base saturation imbalances. John emphasizes the critical connection between precise crop nutrition, active soil biology, and the natural suppression of destructive diseases and pests. Other topics discussed include: Managing nutrition and the microbiome through AEA's integrated approach to help achieve crop resistance to spotted wing drosophila in berries. Reducing pecan scab and weevil pressure by balancing trace minerals and applying AEA products like Pinion and PhotoMag. Evaluating plant metabolism and internal health by measuring sugar levels, EC, and pH/EH homeostasis on a sap analysis. Managing almond bloom diseases and pests like navel orange worm using AEA's Pinion alongside targeted applications of calcium and boron. Executing safe foliar applications of solubilized urea by managing overall solution concentration and electrolyte levels to prevent crop leaf burn. Improving late-season calcium absorption in fruit crops through soil shading and foliar boron applications.  Pre-blending AEA nutritional products before spraying to create a synergistic response because the formulations are designed to support living biology. Addressing insect pests like the apple borer using a foliar combination of AEA's PhotoMag, Rejuvenate, and Rebound Boron. Mitigating crop damage from herbicide drift using AEA products like SeaStim, MacroPak, MicroPak, HoloCal, and Rebound minerals to bind chelating herbicide molecules. Utilizing micronized mineral products like AEA's Accelerate and HoloCal to deliver fast results as leaf-surface microbes rapidly metabolize the minerals. Generating disproportionate crop responses in soil by fertigating and feeding rhizosphere microbes with the same consistency as foliar feeding. Increasing lipid levels in pasture forage through adequate soil levels of calcium, sulfur, and boron combined with strategic grazing management. Understanding how high sodium and chloride accumulation distorts refractometer brix readings by inflating total dissolved solids rather than indicating pure sugar content. About John Kempf A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture. AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Visit https://advancingecoag.com to learn more.

Sign up for my FREE Masterclass- How to Build a 7-Figure Group Practice and earn 1 CE Hour → https://mccancemethod.com/webinar-free-masterclass-from-solo-to-superteam/Want to watch this episode on video? Check it out here on YouTube: https://youtu.be/qotZE89J-AYIn this episode, I sit down with Maria, CEO of Mentaya, to discuss how therapists can increase their consult conversion rate without lowering their fees. We share practical ways to confidently communicate your value, address money objections and help private-pay clients understand their out-of-network insurance benefits.Make sure to bring your paper and pen because this episode is full of actionable tips!Here are some key points in this episode:[02:55] How to handle money objections.[04:13] Reducing sticker shock with insurance benefits.[07:15] Communicating value instead of defending your fee.[08:32] Avoiding negotiation after sharing your rate.[10:09] How out-of-network reimbursements work.[17:43] Preventing consult-call ghosting.Links From The Episode:Try Mentaya's benefits checker free for 30 days using the promo code MCCANCEMETHOD:https://www.mentaya.com/therapists/MCCANCEMETHOD?utm_source=Podcast&utm_medium=Influencer&utm_campaign=influencer_pilot_q2_2026&utm_content=nmccance_podcast_july&utm_term=x More about Maria:Maria is a founding team member and now CEO of Mentaya, where she helps private-practice therapists navigate out-of-network insurance billing, helping therapists build their practice without needing to take insurance. Born and raised in the Dominican Republic and a Psychology grad from Duke, she pairs deep empathy for providers with a builder's curiosity and growth mindset. Her mission: make quality mental health care easier to deliver and easier to access.Want to Connect with Mentaya? Website: https://www.mentaya.com/Instagram: https://www.instagram.com/joinmentaya/

In part two of Lecture 8, Professor Renaldo McKenzie continues the discussions on the efficacy and completion of Caribbean Independence and Haitian freedoms in light of global capital power and new colonial structures. Discussion Points:1. Who Made the Haitian Revolution? Many textbooks emphasize: Toussaint Louverture. But Haiti's revolution was made by: Enslaved Africans Field workers Maroons Women Vodou leaders Communities Collective resistance History belongs to the people.2. Dutty Boukman Revolutionary Priest and Freedom Fighter Jamaican-born enslaved African Transported to Saint-Domingue Spiritual leader Led the famous Bois Caïman ceremony (1791)Inspired the beginning of the Haitian Revolution For many Haitians, Boukman represents African spiritual resistance. Image: Artistic depiction of Dutty Boukman 3. Cécile Fatiman The Forgotten Revolutionary Vodou priestess Remembered for: Bois Caïman ceremony Spiritual leadership African cosmology Mobilizing resistance Many European histories largely ignore her contribution.4. Jean-Jacques Dessalines Founder of Haiti Unlike Toussaint Louverture: Rejected compromise with France. Demanded complete independence. Declared Haiti independent in 1804. Regarded by many Haitians as the true founder of the nation. Freedom required complete separation from the empire. 5. Toussaint Louverture Reconsidered: C.L.R. James elevated Louverture as the central revolutionary figure. Yet Haiti's revolution was not the work of one man. It was also the work of: African spirituality Vodou Collective resistance Maroons Women Rural communities Reducing the revolution to Louverture alone risks repeating colonial habits.6. The Revolution Never Ended After independence Haiti experienced: Diplomatic isolation Economic sanctions Foreign debt Elite betrayal U.S. occupation International intervention Political instability Political independence did not guarantee sovereignty.7. Haiti in the Twenty-First Century: Pursuing independent paths have often encountered: Debt, sanctions, political pressure, regime destabilization, economic dependence, foreign intervention. Examples: Haiti, Cuba, Venezuela Jamaica9. Jamaica Under Michael Manley navigated between Capitalism and Socialism. Independence is an ongoing struggle over: Sovereignty Debt Race Identity Memory Global power Key TakeawaysHaiti transformed world history. Freedom was punished through debt.The Haitian Revolution was collective. African spirituality played a central role. Colonial narratives continue to shape Caribbean identity. Independence remains an unfinished struggle. Haiti remains central to understanding the Caribbean and global power.Recommended Readings The Black Jacobins — C. L. R. James Silencing the Past The Wretched of the Earth Neoliberalism, Globalization, Income Inequality, Poverty and ResistanceRenaldo McKenzie is Professor at Jamaica Theological Seminary of Caribbean Thought and Author of "Neoliberalism, Globalization, Income Inequality, Poverty and Resistance".Visit The Neoliberal at https://theneoliberal.com and https://renaldocmckenzie.comSubscribe on any stream.Visit Jamaica Theological Seminary at https://jts.edu.jmemail us at info@theneoliberal.com and renaldo.mckenzie@jts.edu.jmCall us at 1-445-260-9198

Send us Fan MailAre you making pool chemistry harder than it needs to be?In Part 2 of our Chemistry Myths That Cost Pool Pros Money series, Natalie Hood welcomes Eric Wall back to the show to continue separating fact from fiction in professional pool care.From the belief that a strong chlorine smell means a clean pool to the misconception that "perfect" test results always equal healthy water, this episode challenges some of the industry's most common assumptions while exploring what truly creates exceptional water quality and profitable service routes.The conversation goes beyond chemistry, diving into technician training, customer retention, specialty chemical programs, filtration, troubleshooting, and why successful companies focus on systems—not just products.Whether you're servicing ten pools a week or managing hundreds of accounts, this episode offers practical insights that can help streamline operations, improve customer satisfaction, and increase profitability.In This EpisodeWhy a strong "chlorine smell" usually indicates a water quality problem—not a clean pool.The difference between clear water and truly polished water.Why customers notice water feel and clarity before chemistry numbers.How specialty chemicals can simplify service routes when used correctly.Reducing chemical waste and inventory shrinkage.Building consistent treatment systems that every technician can follow.Why standardized service improves profitability.How proper technician training reduces turnover.The importance of mentoring instead of simply assigning new employees to routes.Why asking questions is one of the most valuable skills in the industry.Why filtration is just as important as chemistry.Source water testing and why it often gets overlooked.Variable-speed pumps during algae cleanup and problem pools.Common myths surrounding pool chemistry education.How manufacturers' representatives can become valuable technical resources—not just salespeople.Practical ways to improve your business by working smarter instead of harder.Key Takeaways✔ Water chemistry numbers tell only part of the story.✔ Customer experience is driven by water clarity, feel, and consistency.✔ Good filtration and good chemistry work together.✔ Standardized operating procedures create more profitable service companies.✔ Better-trained technicians stay longer and provide better service.✔ Investing in education pays dividends throughout your business.Featured GuestEric WallEric shares decades of industry experience working directly with service companies, builders, retailers, and distributors across North America. His practical approach focuses on simplifying pool care, improving technician success, and helping businesses become more efficient and profitable through education and standardized systems.Sponsored ByBlu-Ray XLUnited ChemicalLaMotte ChemicalRevdUp ApparelAqua Comfort Water GroupH2Flow ControlsAlso FeaturedNatalie shares an update on her "She Swims So They Can" Tennessee Triple Crown Open Water Swim Challenge benefiting Every Child A Swimmer, including sponsorship opportunities that help provide life-saving swim lessons and water safety education for children.ConnectQuestions for Eric Wall?

At the beginning of 2022, Europe was sourcing around 40% of its gas from Russia. By the end of this year, no more gas should be flowing from Russia into Europe.  Much of that shortfall has been replaced by production from the vast oil and gas fields of Norway's North Sea continental shelf. And this year, the closure of the Strait of Hormuz again highlighted the importance of Norway to Europe's resilience. But how does one of the world's largest oil and gas producers balance energy security with the race to net zero? This week, Michael Liebreich is joined by Anders Opedal, CEO of Equinor, Norway's state-backed energy company. Having spent almost three decades at the company, Anders discusses Equinor's strategy for producing lower-emissions oil and gas while investing heavily in offshore wind, carbon capture and storage, and the technologies needed for the energy transition.  They also explore the impact of fugitive methane emissions, the realities of carbon capture, the economics of offshore wind, and why Norway believes it can continue supplying oil and gas for decades to come. Topics covered: How Russia disrupted European gas supplies Meeting Europe's gas demand The Strait of Hormuz and energy prices Tax, financing and investment Equinor's partnership with Shell Carbon capture and storage (CCS) Can the UK replicate Norway's success?  Offshore wind development Reducing methane emissions and gas flaring Leadership Circle: Cleaning Up is proud to be supported by its Leadership Circle. The members are Actis, Alcazar Energy, Arup, Copenhagen Infrastructure Partners, Cygnum Capital, Davidson Kempner, Ecopragma Capital, EDP, Eurelectric, the Gilardini Foundation, KKR, Mitsubishi Heavy Industries, National Grid, Octopus Energy, Quadrature Climate Foundation, Schneider Electric, SDCL and Wärtsilä. For more information about the Leadership Circle, visit cleaningup.live Links:  Anders Opedal's LinkedIn: https://www.linkedin.com/in/andersopedalequinor/ Equinor: https://www.equinor.com/ Northern Lights project: https://www.equinor.com/energy/northern-lights Sign up to our newsletter: cleaninguppod.substack.com Amber Rudd on Cleaning Up: https://www.youtube.com/watch?v=MZOokwqLaRc Ben van Beurden on Cleaning Up: https://www.youtube.com/watch?v=jImWveH7Xn0 Michael Lewis on Cleaning Up: https://www.youtube.com/watch?v=DOD-f6uSPgc Acronyms: TTF: Title Transfer Facility  BTU: British Thermal Units FID: Final Investment Decision CCS: Carbon Capture and Storage OGCI: Oil and Gas Climate Initiative OGDC: Oil and Gas Decarbonisation Charter

Should We Give a Little Gospel to Thousands—or the Whole Gospel to a Few?Contemporary evangelical movements have often focused on giving a little gospel to as many people as possible. The goal is to reduce the message down to a few memorable phrases that can be shared quickly with large numbers of people. But is that the pattern we find in Scripture?This question is addressed thoughtfully in Chapter 2 of Will Metzger's Tell the Truth, titled The Gospel Reduced. As I recently revisited this chapter, I was reminded how relevant its message is for the church today. Metzger challenges us to consider whether biblical evangelism is about communicating the least amount of truth to the greatest number of people, or faithfully teaching the whole gospel so that people truly understand the message they are responding to.Does 1 Corinthians 15 Define Evangelism?Those who favor a highly condensed gospel presentation often point to Paul's summary in 1 Corinthians 15.For what I received I passed on to you as of first importance: that Christ died for our sins according to the Scriptures, that he was buried, that he was raised on the third day according to the Scriptures.—1 Corinthians 15:3–4 This is undoubtedly a beautiful summary of the gospel. Paul himself says these truths are "of first importance." The question, however, is whether this passage is intended to show us how to evangelize or whether it simply summarizes the gospel Paul had already preached.The surrounding context suggests the latter. Just two verses earlier Paul writes:Now, brothers and sisters, I want to remind you of the gospel I preached to you, which you received and on which you have taken your stand. By this gospel you are saved, if you hold firmly to the word I preached to you. Otherwise, you have believed in vain.—1 Corinthians 15:1–2 Paul is reminding the Corinthians of the gospel they had already received through his ministry. These verses come after his lengthy ministry in Corinth and after fourteen chapters of instruction in the letter itself. They are not presented as a formula for evangelism but as a concise reminder of a message that had already been carefully taught.How Did Paul Share the Gospel?When we look at Paul's ministry in Corinth, we find a very different picture from a brief, simplified presentation.Luke records:Every Sabbath he reasoned in the synagogue, trying to persuade Jews and Greeks. When Silas and Timothy came from Macedonia, Paul devoted himself exclusively to preaching, testifying to the Jews that Jesus was the Messiah.—Acts 18:4–5 Paul remained in Corinth for eighteen months, reasoning from the Scriptures, persuading his hearers, and teaching them. His ministry was not built around reducing the gospel to its smallest possible form but around patiently explaining God's truth.That is why Metzger writes:For Paul the only right method of evangelism was the teaching method. Therefore scriptural evangelism has extensive not minimal instruction as its goal.That simple statement deserves careful reflection. The goal of biblical evangelism is not minimal instruction, but extensive instruction.More Than a Few PhrasesThere is certainly a place for summarizing biblical truth. Paul himself summarized the gospel in 1 Corinthians 15. But summaries are not substitutes for teaching.When someone has little or no understanding of the Bible, can we reasonably expect them to understand the gospel well enough to place their faith in Christ after hearing only a handful of phrases? Scripture seems to point us toward a deeper approach.Someone might immediately think of the thief on the cross. Certainly, God can save a person who has only a simple understanding of the gospel. Yet we do not know that man's background or everything he had heard before his crucifixion. It is dangerous to build our normal practice on an exceptional situation.The overwhelming pattern throughout the New Testament is patient, biblical instruction that leads people to genuine understanding and saving faith.The Danger of Reducing the GospelMetzger argues that oversimplifying the gospel often reveals a deeper problem.What caused this oversimplifying of the gospel message? He suggests that a “me-centered” approach to the gospel has caused this dumbing down of the gospel.Me-centered evangelism also shortens the message. It so focuses on relationships and its attractiveness that it reduces God. Is so Fears further doctrinal division among trueChristians that it allows the most imprecise gospel message to become commoncurrency.One of the helpful features of Chapter 2 is Metzger's comparison between a me-centered gospel and a God-centered gospel. In a me-centered approach, the point of contact is often, "God loves you." In a God-centered approach, the starting point is creation. God made us, owns us, and has authority over every aspect of our lives. Likewise, rather than presenting God's love in isolation, Scripture presents both His love and His justice together.The gospel becomes distorted whenever one aspect of God's character is emphasized at the expense of another.Three Questions to Evaluate Our Gospel MessageNear the end of the chapter, Metzger offers three questions that help evaluate whether our gospel presentation is both biblical and balanced.The first question is:Were the truths of the gospel elaborated clearly so that a meaningful response was possible?A genuine response requires genuine understanding.The second question asks:Did appropriate Scripture probe the conscience or only reinforce sinful desires?This is an important distinction. Sometimes gospel presentations appeal primarily to what people want—a happier life, greater fulfillment, or personal peace—without confronting the reality of sin, repentance, and our accountability before God.Finally, Metzger asks:Was the impression given that they can decide for Christ by their own abilities whenever convenient?The gospel calls for an immediate response because it is God's truth, not because it offers personal benefits on our timetable.Keeping God at the CenterThere is nothing wrong with communicating clearly or speaking concisely. But clarity should never come at the expense of biblical depth.The pattern we see throughout the New Testament is one of teaching, reasoning, explaining, and persuading. The apostles were not simply trying to produce decisions; they were proclaiming God's truth so that people could understand the gospel and respond in repentance and faith.As we think about our own evangelism, it is worth asking whether our goal is merely to communicate the least amount of information possible or to faithfully proclaim the whole counsel of God.May our desire always be that God, not man, remains at the center of our gospel message.

When IBM spun off its infrastructure services business into Kyndryl, it created the largest public company spin in New York Stock Exchange history—launching with 90,000 employees and a daunting reality: 60% of customer accounts were unprofitable, and revenues were shrinking. Amid intense pressure to reset the trajectory, Kyndryl's then-CHRO Maryjo Charbonnier architected a workforce strategy that prioritized people, data, and adaptability. On the podcast this week, Maryjo shares her expertise on how to build a skills-centric enterprise ready for an AI-powered future. You will want to hear this episode if you are interested in...[04:22] Overcoming workforce skill challenges at Kyndryl[13:51] Defining company culture and values[16:45] Reducing and restructuring the workforce[24:58] Improving employee redeployment rates[31:05] Tackling vended labor challenges[38:21] Managing skills across job families[42:49] Finding allies in unexpected departments[52:10] Improving Kyndryl resource planning[53:02] Future workforce tracking challengesBuilding a Culture First, Systems SecondWhile it may be tempting for HR to leap into systems and processes, Maryjo insists that everything should begin with culture and purpose. Kyndryl first articulated the culture they wanted to be by conducting research with customers and employees to distill the company's values. These values of kinship, growth, restlessness, empathy, and devotion to shared success shaped the Kyndryl way and anchored every subsequent transformation, from talent architecture to performance management.Shaping the Workforce with Skills Data—Not Just HeadcountMaryjo describes her central CHRO responsibility as keeping as many people employed as possible through responsible enterprise stewardship. That means managing the direct workforce and aggressively addressing contractor and vended labor. Instead of allowing easy backdoor entry for outsourced services when headcount was reduced, Kyndryl prioritized retraining and reallocating internal employees—a strategy that cut the vended workforce by 50% and drove up redeployment to nearly 80%.Critical to this approach was creating a unifying global job architecture and skills taxonomy, merging inventory across employees, contractors, and service vendors. This required overcoming system fragmentation and forging new alliances with procurement, IT, and legal to track all labor, however it came in, and create transparency across all workstreams.From Data Layers to Business ImpactWhile a single-pane-of-glass HR system was the dream for Maryjo, the reality meant integrating financial, HR, procurement, and vendor management systems and building semantic layers that could track, reconcile, and translate skill data at scale. No single software suite could do it all, so success depended on building partnerships with IT and developing custom layers, predictive tools, and AI agents for matching talent to customer needs.Kyndryl anchored its use of AI in solving real business and customer problems rather than tracking individual productivity. The most important thing is to have someone ready to go with the skills that the customer needs to do that piece of work. Resources & People MentionedEightfoldSkyHiveTechWolfWorkdayDave Ulrich Connect with Guest NameMaryjo Charbonnier on LinkedIn Connect With RedThread ResearchWebsite: RedThread ResearchOn LinkedInSubscribe to WORKPLACE STORIES

Chicago can feel up to 8 degrees hotter than suburbs and rural areas because there are more buildings and asphalt and fewer plants to aid the natural process of keeping an area cool. Parts of the city with the least greenspace, tree canopy and more industry can be even hotter than the city average temperature. In the Loop explores  efforts by residents and officials to identify the city's hotter areas and help residents adapt to the extreme heat.GUESTS: Max Berkelhammer, professor, earth and environmental sciences UIC Lindy Wordlaw, Assistant Commissioner, Department of EnvironmentNedra Sims-Fears, executive director, Greater Chatham InitiativeFor a full archive of In the Loop interviews, head over to wbez.org/intheloop. 

Can technology be leveraged for the human good? Or will AI technology and its explosive expansion bring about the opposite—a culture that reduces our magnificent humanity to means for technocratic ends? "We can either create the Tower of Babel or we can rebuild the walls of the New Jerusalem." Brian Patrick Green has spent his career asking these difficult questions and seeking to apply ethical theory to real world technological developments. He is director of technology ethics at Santa Clara University's Markkula Center for Applied Ethics, and he is co-author of "Encountering Artificial Intelligence" as well as the newly released "Reclaiming Human Agency in the Age of Artificial Intelligence." In this episode, Green explains the technocratic paradigm—the worldview that reduces people and the created world to raw material, data, and units of production, and sets against it what Pope Francis called a culture of encounter. He and Mark Labberton discuss the argument and impact of Pope Leo XIV's May 2026 encyclical on artificial intelligence, "Magnifica Humanitas", an uplifting moral appeal to troubled people in troubled times. They discuss the Eucharist and the ongoing incarnation as the anchor of Catholic social teaching; how technocratic thinking distorts immigration and war from the Marshall Islands to autonomous drones in Ukraine; just war theory in an age of ever more powerful weapons; the encyclical's principles from human dignity to solidarity; and where AI genuinely serves the vulnerable in medicine, in surfacing hidden bias, and in caring for the Earth. Episode Highlights "It's one thing to have new technology. It's an even bigger question of how we actually use it and how it actually affects people." "If we look at every other human being and we say, "This is an image of God in front of me. This is a person who is loved by God just as much as I am," that really transforms our way of viewing each other. "We can either create the Tower of Babel or we can rebuild the walls of the New Jerusalem. "If one grain of sand says to the other grain of sand, 'I'm better than you are,' that's a weird thing for sand to be saying to each other." "It's an encyclical about AI ostensibly, but really it's an encyclical about humanity … and what our role is here in the universe." About Brian Patrick Green Brian Patrick Green directs technology ethics at the Markkula Center for Applied Ethics at Santa Clara University, where he teaches engineers to weigh the human stakes of their work. A former genetics major, he turned toward technology's social impact after a year with the Jesuit Volunteers International in the Marshall Islands, a landscape marked by nuclear testing. He earned his doctorate at the Graduate Theological Union and has focused on AI since 2016. He co-authored "Encountering Artificial Intelligence: Ethical and Anthropological Investigations" and the new "Reclaiming Human Agency in the Age of Artificial Intelligence," and advises Catholic and multi-faith AI efforts, including at the Vatican. Helpful Links and Resources "Encountering Artificial Intelligence: Ethical and Anthropological Investigations," a 2023 volume Green contributed to, free online at the Journal of Moral Theology: https://jmt.scholasticahq.com/article/91230-encountering-artificial-intelligence-ethical-and-anthropological-investigations "Reclaiming Human Agency in the Age of Artificial Intelligence," 2025 co-edited by Green, free online: https://jmt.scholasticahq.com/article/154545-reclaiming-human-agency-in-the-age-of-artificial-intelligence "Magnifica Humanitas," Pope Leo XIV's 2026 encyclical on artificial intelligence, on the Vatican site: https://www.vatican.va/content/leo-xiv/en/encyclicals/documents/20260515-magnifica-humanitas.html AI and Faith, led by executive director Greg Cootsona: https://aiandfaith.org/ Notre Dame Institute for Ethics and the Common Good: https://ethics.nd.edu/ "The technocratic paradigm thus involves a double distortion: first, of the human person as reducible to an agent of interventions by which to manipulate life's material conditions; and, second, of the world—including the persons within it—as reducible to a field of raw material to be mastered and manipulated by means of technology. Against such reductions, the Pope urges that we cultivate a "culture of encounter"—a culture that seeks the contact of mind with mind and heart with heart, in a relational sharing of life that embraces the most vulnerable." (from "Encountering Artificial Intelligence: Ethical and Anthropological Investigations", 2023) Show Notes Defining applied ethics and technological ethics Comparing how we use technology versus the technology itself Marshall Islands, Jesuit Volunteers, and a genetics major's turn toward social impact From biotechnology to teaching ethics to engineers, and into AI around 2016 Catholic teaching on Eucharist, communion, and an incarnation that is ongoing and physical Pope Francis and the "culture of encounter" Why the material world and every person carry a sacredness ethics must honor Explaining the technocratic paradigm as a cultural phenomenon and social program Seeing a forest as quantifiable value of lumber; or construing people as cogs, data, units of exploitation Wendell Berry: "There are no unsacred places; / there are only sacred places / and desecrated places." Reducing the sacredness of human life to mere numbers Colonialism, nuclear testing, and islands treated as raw material Immigration read through a technocratic lens on both political sides The opposite of encounter: people as functions to move in or out Just war theory How drones and autonomous weapons turn killing into a problem of mere efficiency Squeezing just war criteria until war becomes nearly impossible Why this moral vision feels preposterous to a de-Christianized culture Culture of encounter, and seeing each other as images of God Romans 12 and the renewing of the mind—in order to transform how we see others Tower of Babel versus rebuilding the New Jerusalem Nehemiah, "synodality," and figuring things out together Dignity, common good, universal destination of goods, subsidiarity, solidarity, social justice Culture of power versus a civilization of love, and Augustine's "City of God" The reach and impact of "Magnifica Humanitas", from tech workers and CEOs to UN ambassadors Embracing the most vulnerable as the measure of encounter AI that serves: medical data, de-biasing loan decisions, watching the Earth from orbit AI that threatens: autonomous warfare, mass surveillance, people reduced to data Human agency, freedom, and the choice ahead #AIEthics #FaithAndTechnology #CatholicSocialTeaching #ArtificialIntelligence #TechnocraticParadigm #PopeLeoXIV #HumanDignity #MagnificaHumanitas #ConversingPodcast Production Credits Conversing is produced and distributed in partnership with Comment Magazine and Fuller Seminary.  

For many retirees, their home isn't just a place of comfort, it's one of the largest assets on their balance sheet. However, beyond the emotional value and the years of accumulated equity, there's an often-overlooked reality: selling your primary residence can bring an unexpected tax bill. If you're contemplating a sale or want to ensure you're planning wisely, understanding the IRS's primary residence capital gains exclusion is essential. On the show this week, I break down what this exclusion means, who qualifies, how to maximize its benefits, and the critical planning steps to avoid a nasty tax surprise.   You will want to hear this episode if you are interested in... [00:00] Understanding capital gains exclusion [03:52] Capital gains exclusion requirements [07:40] Reducing taxes on home sale [11:31] Calculating capital gains tax [14:57] Impact of capital gains on IRMAA   The Primary Residence Capital Gains Exclusion Thanks to the IRS, many homeowners can exclude a substantial portion of the capital gains realized from the sale of their primary residence. Single tax filers can exclude up to $250,000 of gains while married couples filing jointly enjoy up to a $500,000 exclusion. In practical terms, this means if your gain from selling your home stays within these thresholds, you may owe no federal tax on that profit.   Who Qualifies for the Exclusion?  Before assuming you'll benefit from this significant tax break, it's important to meet all IRS requirements:   1. The Ownership and Use Test: You must have lived in the home as your primary residence for at least two of the five years preceding the sale. These years don't need to be consecutive, but they must total at least 24 months within the five-year window.   2. Exclusion Frequency: You cannot have claimed the exclusion on another home sale within the past two years.   3. Acquisition History: The property generally cannot have been acquired through a 1031 like-kind exchange in the previous five years.   Special Rule for Widows and Widowers: If you've recently lost your spouse, you may still qualify for the full $500,000 exclusion if you sell within 24 months of your spouse's passing, don't remarry during this period, and have satisfied the other ownership and use requirements.   Why More Homeowners Now Face Capital Gains Taxes Home values have seen record appreciation over the last three decades, but the exclusion thresholds haven't changed since 1997. A homeowner who bought in their 20s or 30s might now find that decades of appreciation have pushed them well beyond the exclusion limits—and into taxable territory. If your gains surpass the exclusion, any additional gains are taxed either as short-term (if you've owned the home for a year or less) or, more commonly for longtime owners, as long-term capital gains (taxed at 0%, 15%, or 20% depending on your income).   Maximize Your Savings: Track and Increase Your Cost Basis One of the most effective strategies to reduce your taxable gain is to properly track and boost your home's cost basis. Your cost basis starts with your original purchase price and is increased by certain acquisition costs (settlement fees, title insurance, legal fees, etc.). Most importantly, capital improvements—such as room additions, roof replacement, major kitchen or bath remodels, or HVAC system upgrades—can be added. Routine maintenance and minor repairs generally don't increase your basis, so keeping thorough records of major projects and associated costs is crucial. Medicare Premiums and Tax Strategy Selling your home and realizing a large capital gain may bump you into a higher Medicare premium bracket, known as IRMAA, which can affect your Part B and Part D premiums a couple of years after the sale. This makes it essential to coordinate a home sale with your overall income strategy and consult both a financial advisor and CPA before listing your home. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  National Association of REALTORS® Avoid These 7 Scenarios to Keep Your Medicare Premiums Lower In Retirement #313 2026 Medicare Part B Premium Surprises, #282  7 Ways to Lower Your Income and Avoid the IRMAA Medicare Surcharge, #142      Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Dinner meal planner (only $27 until July 31, then price goes up to $47!): https://www.thestrongerco.com/dinner-meal-planner/?coupon_code=NEW Does deciding what's for dinner feel more exhausting than actually making it? You're not alone. For many moms, dinner isn't hard because cooking is difficult. It's hard because by the end of the day, your brain has already made hundreds of decisions. Adding one more—What are we eating tonight?—can feel like the straw that breaks the camel's back. In this episode, Shaela shares why meal planning isn't just about recipes—it's about reducing decision fatigue so you can spend less time thinking about food and more time enjoying your family. She also shares the story behind creating her Dinner Meal Planner, a tool she built while recovering from breast cancer treatment to make healthy family dinners feel simpler, calmer, and far less emotionally draining. Whether you're trying to feed picky eaters, plan high-protein meals, cook gluten-free or dairy-free, or simply stop staring into your freezer wondering what to make, this episode will help you build a meal planning rhythm that actually fits real life. In this episode you'll learn: Why dinner feels mentally exhausting for busy moms How decision fatigue affects healthy eating and meal planning Two simple meal planning styles—and how to know which one fits your brain Why repeating meals can actually make your family healthier and calmer How to create a realistic dinner rhythm that reduces stress The simple meal planning tool Shaela uses to save time every week You'll also hear why your family doesn't need exciting dinners every night—they just need meals that nourish them and fit your season of life. Healthy eating shouldn't require you to think about food all day. Sometimes the healthiest thing you can do is remove one more decision from your plate. Resources Mentioned Dinner Meal Planner Plan dinners in minutes using the meats you already have, customize for gluten-free, dairy-free, high-protein meals, save your favorite recipes, and build a simple family dinner rhythm. Lifetime access for just $27 ($20 off because it's new!): https://www.thestrongerco.com/dinner-meal-planner/?coupon_code=NEW Free Christian Fitness Hub: hub.simplefitnesshabits.com Simple workouts, healthy habits, nutrition resources, and practical tools for busy Christian moms. The Stronger Collective: www.thestrongerco.com/membership Inside TSC you'll find workout programs, nutrition resources, the Dinner Meal Planner, private coaching, and practical tools to help you build simple health rhythms that fit real life. Key Takeaways Dinner feels heavy because it's really dozens of decisions wrapped into one. The best meal planning system is the one you'll actually use consistently. Repeating meals creates rhythms—not boredom. Reducing decision fatigue gives you more energy for what matters most. Healthy family meals don't have to be fancy to be nourishing.

Add up your income from the last six months, then imagine losing your single biggest client tomorrow. For a lot of freelance writers, that one client covers half the income, or more. If that's you, this episode is about the biggest risk you might be carrying right now and what to do about it. I start by reframing what independence actually means for a solo writer. You never stop depending on something. The real question is whether you chose those dependencies on purpose or slowly adopted them without noticing. Then I get specific about the most common one, the single anchor client. I tell the story of how a great, reliable client can grow into 60 percent of your income before you realize it. Then they lose an account, and most of your business is gone in one email. From there, I give you a few practical recommendations: how to run your own concentration number, how to build a second income leg before you need it, where AI genuinely helps, and how to keep a little marketing going even when you're full. What You'll Learn A simple way to measure how much of your business rides on one client, and the number that should worry you Why you never really stop depending on something, even when you're solo, and the dependency most of us drift into The four places concentration hides: one client, one referral source, one channel, one type of work How a great, reliable client can become your biggest risk without you noticing Three practical recommendations for spreading your income so no single client can sink you Where AI genuinely helps you take on more work without burning out Why reducing your reliance on a great client feels disloyal, and why it isn't The one small step to start this week Key Ideas & Takeaways 1. You Never Stop Depending on Something. Going solo doesn't remove dependence. You depend on clients, on referral sources, and on the channels where work comes from. The writers who last choose those dependencies on purpose, instead of slowly adopting them without noticing. 2. The Risk Hiding Inside a Great Client. The better the client, the easier it is to let them grow into most of your income. A reliable agency client becomes 60 percent of your business, you stop marketing, and then they lose an account. In one email, most of your income is gone. 3. A Big Client Can Be a Job in Disguise. When one client is half your income or more, you don't have a business with clients. You have a job with one boss, and none of the protection, perks, or benefits a real job provides. You've taken on all the risk of employment and kept none of the safety. 4. Run Your Concentration Number. Add up what each client paid you over the last year and find the percentage your biggest one represents. If it's over 40 or 50 percent, that's your project for the quarter. You don't have to panic. You just have to know it. 5. Build a Second Leg Before You Need It. The aim is to grow a second and third source of income around your big client, so no single one can sink you. You keep the big client. You just stop letting them be the only thing holding you up. 6. AI Buys You the Bandwidth to Diversify. Most of us let a big client take over because we're already maxed out. When used properly, AI takes a lot of the production load off your plate, the research, the first drafts, the repetitive pieces. Those freed-up hours are what let you take on another client without working nights and weekends. 7. The Hard Part Is Emotional. Reducing your reliance on a great client can feel ungrateful, even disloyal. But diversifying protects you and your family when something goes wrong on their end, and that's usually out of your control. That's just being a responsible owner of your business. Action Steps Run your concentration number this week. Add up last year's income by client and find your biggest client's percentage. Over 40 to 50 percent means it's time to act. Pick one realistic second leg: a new type of client, a new channel, or a new service. Take one small step toward it this week. Hand one production task to AI (research, a first draft, a repetitive piece) so you free up hours for finding that next client. Block one or two hours a week for marketing, even while you're full, so your pipeline never goes cold. Think about where your income is too concentrated, then start building, one small step at a time, over the next few weeks.

1. Democratic Socialists of America (DSA) and its policy platform: Socialist, communist, and Marxist in nature. A proposal to replace elements of the existing American constitutional system. An attempt to eliminate or weaken traditional checks and balances in government. 2. Government Restructuring DSA supports changes such as: Eliminating the Electoral College. Expanding the House of Representatives. Ending the Senate filibuster. Reducing the Supreme Court's power of judicial review. Moving toward a governmental structure centered on a single federal legislature. Abolishing the U.S. Senate. Implementing ranked-choice voting. 3. Economic and Social Vision Reduced work obligations. Universal access to housing. Elimination of debt. No need for private health insurance. Publicly funded retirement. Freedom from mortgages and landlords. 4. Immigration and Border Policies Ending immigration detention and deportation practices. Granting amnesty to undocumented immigrants. Reducing border enforcement measures. 5. Influence on the Democratic Party The DSA has become increasingly influential within Democratic politics. Establishment Democrats enabled the rise of socialist candidates. More Democratic candidates are receiving support from socialist organizations and winning elections. The DSA IS pushing the Democratic Party further left. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

For years, chronic fatigue, joint pain, and skin issues can leave you feeling unheard, especially when your labs come back "normal." This episode explores why standard testing often misses the inflammation quietly driving those symptoms, and shares practical, faith-based steps for supporting your body through natural means. This episode is for the Christian woman who is tired of guessing at what's wrong and trying remedy after remedy with no real answers. She's done more research, tried more things, and asked more questions than most people around her — and she's ready for real, grounded next steps instead of more guesswork. What Inflammation Actually Is Inflammation is the body's natural response to injury, illness, or something foreign like germs, toxins, or chronic stress. It's a necessary part of healing, but when it becomes chronic, it can quietly contribute to exhaustion, autoimmune conditions, and a long list of health struggles that don't always show up clearly on a standard lab panel. Why Conventional Labs Don't Always Tell the Full Story Many common lab tests weren't designed to catch the subtler imbalances that functional and naturopathic practitioners often look for. After personal health struggles, including a painful skin flare-up back in 2019, a functional medicine evaluation revealed significant nutrient deficiencies and gut health issues that standard testing had never flagged. This isn't a claim that conventional labs are  wrong. It is a reminder that they don't always capture the whole picture, and that seeking additional wisdom and information is a reasonable, faithful step toward better health. A Personal Turning Point Before making dietary changes, weight had dropped to 90 pounds from confusion over what to eat, and topical steroids were part of daily life. Committing to a gut cleanse, adjusting diet, and addressing nutritional deficiencies changed the trajectory entirely. Today, medication use is rare, energy is strong, and daily life includes working, homeschooling, and staying active. This isn't shared to boast, but as a testimony to what became possible through seeking God's wisdom for the body He designed. Practical Ways to Support Your Body Through Inflammation Several approaches have made a real difference over time: Fish oil has supported joint comfort, particularly easing stiffness that once caused a thumb to lock in place. Diluted, raw apple cider vinegar with the mother has helped calm flare-ups of heat and inflammation, especially in the hands. Warm baths with calming essential oil blends offer a simple way to unwind and support the body's stress response. Prioritizing seven to eight hours of sleep, rather than the four to six hours once considered normal, has made a noticeable difference. Prayer and quiet time with God, including learning to sit in silence and actually listen for His response rather than treating prayer as one-sided, has become a foundational stress-management practice. Breathing techniques, such as the physiological sigh and box breathing, offer accessible tools for calming the nervous system in stressful moments. Addressing emotional health through counseling, retreats, and community with other women has been just as important as physical remedies. Reducing toxic exposure by switching to cleaner personal care products has, for some, led to real improvements in symptoms like migraines and allergies. None of these are presented as a cure-all. They are pieces of a whole-person approach that honors both the body's design and the wisdom God provides through it. Time-Stamped Highlights 00:00 — Why standard labs may not catch what's really going on in the body 00:23 — What inflammation is and why it happens 00:52 — The limits of conventional testing and the rise of functional medicine 02:17 — A personal story of lab results, gut health, and a turning point in 2019 04:36 — How addressing nutrition changed a health trajectory 05:06 — Introduction to practical, natural ways to reduce inflammation 05:34 — Fish oil and joint support 06:01 — Apple cider vinegar for flare-ups 06:56 — Baths, sleep, and prioritizing rest 07:25 — Prayer as a two-way conversation with God 09:10 — Breathing techniques for stress relief 09:40 — Emotional health, counseling, and community support 10:37 — Calming teas and daily stress tools 11:03 — Toxic personal care products and their hidden effects Key Takeaways Chronic inflammation often has more layers than a single lab panel can reveal. Staying curious and asking questions is a wise, faithful response, not an overreaction. Healing is rarely one single fix. It tends to come through small, consistent choices across nutrition, rest, stress, and spiritual life. Prayer is meant to be a conversation, not a monologue. Leaving room to listen can be as valuable as the words spoken. Real change often starts with choosing just one or two practical steps rather than trying to overhaul everything at once. Your body was designed with intention. Learning to understand it, rather than fight it, is part of stewarding the health God has given you. Ready for Your Next Right Step? If this episode named something you've been feeling but haven't been able to fully explain, you don't have to keep piecing it together alone. The More Energy Strategy Session is a focused, one-on-one conversation to walk through your specific situation and identify your next right step, whatever that looks like for you. If you're done waiting for things to make sense on their own and ready to move forward with clarity, book your session at herholistichealing.com/services. This content is for informational purposes only and is not intended as medical advice.

In this episode, I'm breaking down the real difference between three things people often confuse: 1: Reducing an accent 2: Acquiring a new accent 3: Speaking with clear, predictable pronunciation. I'll share my story, why "accent reduction" is actually a myth, and what really matters, depending on your personal goals. If you want to work on your pronunciation with me, join my FREE Pronunciation Masterclass, where I teach you the elements they don't cover in conventional English studies. The ones that actually make your speech clear, expressive, and confident: https://bit.ly/4cUif4r