Podcasts about paid off

On this episode of ‘Predictable with Stu,' Stu Burgiere reacts LIVE to the incoming primary election results in South Carolina, Maine, North Dakota and Nevada. Plus, Stu's latest commentary on the slowly-unfolding primary election results reveal out of California.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Pippa Hudson speaks to consumer journalist Wendy Knowler about a carpenter who after 18 years had paid R200k on his R50k homeloan with Standard Bank. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to consumer journalist Wendy Knowler about a carpenter who after 18 years had paid R200k on his R50k homeloan with Standard Bank. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

THAT BALD MAN WAS OUR BOSS, MARK! Today on the Show, Payton had her BRIDAL SHOWER but then she ALSO HAD AN UNEXPECTED VISITOR! First though, Johnjay NEARLy discovered a model and RAYA's WATCH BETRAYED HER! Also, Kyle's hoarding tendencies have finally PAID OFF. Plus, Chelsea from Seattle just found us and is listening to us in her big rig AND Rich SCREWED UP MINUTE TO WIN IT SO BAD SOMEONE called in just to say WTF. All of this and MUCH MORE today on JOHNJAY AND RICH!See omnystudio.com/listener for privacy information.

People weren't happy at the time, but what the Nationals have turned the trade into has been pivotal for the team's future.

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Africa Melane speaks to an estate agent about what homeowners should do after paying off their bond, and how a debt-free property can become a tool for long-term wealth creation and investment planning. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

✨ Elle Rudnick, Manager of Integrated Marketing at Rare Beauty☁️ Why Elle left a stable career in merchandising to start over in marketing☁️ How she reframed a “step back” as a long-term career investment☁️ What consumer marketing actually is (and why brands are investing in it)☁️ How to stand out in interviews when you don't have direct experience☁️ The mindset shift that helped her grow beyond chasing titles☁️ Why the right team matters more than the “perfect” jobJoin the Sky Society Marketing Girly private LinkedIn group.Follow Sky Society on Instagram @skysociety.co and TikTok @skysociety.co

After nearly three years of hard work, setbacks, side hustles, and sacrifice, Paige is officially debt free.In this episode, Paige shares how she paid off over $51,553.34 in just 2 years and 8 months on a single income. From budgeting and accountability to overcoming emotional spending and building a successful dog-sitting side hustle, she opens up about what really helped her change her financial life.If you've ever wondered whether becoming debt free is actually possible for you, this episode will give you hope, and a real plan to start.Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! 

Jake & Ben Full Show from May 14, 2026 Hour 1 Jake & Ben compare the Utah Jazz rebuild to the Washington Wizards rebuild; two teams that now appear ready to take the next step.  Top 3 Stories of the Day: NFL Schedule Release Day, Donovan Mitchell is one win away from Conference Finals, BYU Basketball adds a non conference game against Nebraska.  Audio Vault: Charles Barkley has a man crush on Max Strus. Hour 2 According to Marc J Spears, Keyonte George and the Utah Jazz have adopted a "Why Not Us" Mindset when it comes to the playoffs next season.  AJ Dybantsa says he would like to play in Washington even though he didn't seem thrilled when they won the Lottery.  Golfer Garrick Higgo was late to his Tee Time at the PGA Championship Hour 3 Real Golf Radio's Brian Taylor joined to talk about today's PGA Championship events. What happened with Garrick Higgo arriving late?  AJ Dybantsa is getting a lot of Attention Nationally. Was he worth it for BYU? Nate Dowdle gives an update live from the Copper Rock Championship.  Hour 4 If the Utah Jazz Trade Up to Number 1, how much would you be comfortable with them trading.  Stephen A Smith says the LA Lakers are tired of LeBron and Klutch Sports. He might be right for once.  Are the Lakers trying to take Control away from LeBron James?

Jarrod and Amanda went from earning good money but having no financial structure, simply accepting a 30-year mortgage and spending freely, to completely transforming their approach after realising how little they understood about money and how much interest was costing them.Motivated by life events and the desire to create a better future for their family, they committed to learning, budgeting, and following a structured financial system. Within 16 months, without increasing income significantly or selling assets, they paid off $121,000 of their mortgage and built a $3.2 million property portfolio. More importantly, their mindset shifted from passive acceptance to intentional control, focusing on long-term wealth, discipline, and creating financial freedom and opportunities for their child.Change your financial future now!

5 paid-off rentals vs. 15 rentals with mortgages. We get this question a lot: Should I pay off my rental properties or use the cash flow to keep scaling? Many investors believe you need a dozen or more rentals to become financially free. So, in today's show, we're going to show you the overlooked math behind having five paid-off rental properties, and whether it's worth it to keep scaling to over a dozen doors. I've modeled out both scenarios (pay off rentals vs. buy more) to see which gets you to financial freedom faster, which leaves you with a bigger net worth, and which pumps out more cash flow so you can do what you want with your time. We're using real, inflation-adjusted numbers: $400K home prices, $250/month cash flow, 30-year loans. These are the types of deals we're buying even in 2026. So which scenario would Dave pick? Dave has a clear answer on the option he thinks is best for most real estate investors, and what to do if you pay off your rental properties but want to scale slowly when the right deal arrives. If you've got some cash burning a hole in your pocket, this is the episode to hear before you make a move.  In This Episode We Cover 5 paid-off rental properties vs. 15 rentals with mortgages: which makes more money? How much faster do you reach financial freedom if you pay off your mortgages early? The multi-million dollar difference between the two scenarios (but is it worth it?) How Dave is combining the two scenarios to “harvest” his cash flow while scaling Proof you don't need a huge portfolio to become a multimillionaire  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠h⁠t⁠t⁠ps://www⁠.biggerpockets.com/blog/real-estate-1275. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last night's elections may have looked boring on the surface, but we at Predictable with Stu found some major excitement. Stu breaks down the wild swings behind “Brad Meyer Mania,” including the market move that created a huge opportunity before most people were paying attention. Stu recaps the lessons learned from last night after spotting the value early, and explains that while prediction markets remain the most accurate polling system we have, they're not perfect – and why that's a good thing.  Plus, an important lesson from election night: just because something is trading at 96% doesn't mean it's safe. Stu discusses risk management and knowing when to cut your losses. Learn more about your ad choices. Visit megaphone.fm/adchoices

Thinking about ditching your mortgage and living debt free? In this episode, We unpack our journey to the sweet freedom of owning our home outright. We discuss simple, actionable strategies, and the motivation you need to make your mortgage a thing of the past. No matter where you are starting from there is a strategy here for you. Key Moments Why You Should Tune In If you want to break free from decades of mortgage payments, build a life of options and security, and maybe even retire earlier than you thought possible, this episode is packed with encouragement and executable strategies. We keep it relatable, honest, and motivational, reminding you that intentionality—not perfection—is the secret ingredient. Who This Episode is For Tune in and get inspired to write your own home payoff success story! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

Thinking about ditching your mortgage and living debt free? In this episode, We unpack our journey to the sweet freedom of owning our home outright. We discuss simple, actionable strategies, and the motivation you need to make your mortgage a thing of the past. No matter where you are starting from there is a strategy here for you. Key Moments Avoiding the House-Hunting Trap: We share our experience of getting swept up in buying "more house" and the stress it brought (02:19 & 03:01). Why Pay Off Your House Early?: Freedom, flexibility, and future goals motivated our early payoff plan (06:03). Bi-Weekly Payments & Extra Payment Hacks: We break down practical ways to slash years off your mortgage like bi-weekly payments and adding bonuses or refunds toward principal (11:18 & 12:27). Rounding Up & Using Calculators: Learn how small recurring extra payments add up, and how financial calculators can chart your payoff journey (17:00). Refinance, Downsize, and Recast Options: We explore multiple approaches for different stages in your mortgage journey (21:21 & 25:26). Legacy Building & Teaching the Next Generation: Paying off the house becomes a family legacy and blueprint for our daughters (29:30). Why You Should Tune In If you want to break free from decades of mortgage payments, build a life of options and security, and maybe even retire earlier than you thought possible, this episode is packed with encouragement and executable strategies. We keep it relatable, honest, and motivational, reminding you that intentionality—not perfection—is the secret ingredient. Who This Episode is For Homeowners just starting their journey or already years into a mortgage Couples looking to align on financial goals Anyone who wants to break the paycheck-to-paycheck cycle Listeners interested in financial freedom, early retirement, or legacy-building strategies Tune in and get inspired to write your own home payoff success story!     This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

If you have ever felt like money is something you are just trying to survive rather than something you actually own, this episode is going to feel like a breath of fresh air.Today I am sitting down with my client Ariana for a real check-in conversation, about a month after she finished her 1:1 Money Coaching program. Ariana came to me in June of 2024 as a freelancer and independent contractor dealing with inconsistent income, a blurry picture of her spending, and a Fidelity account with thousands of dollars sitting untouched for almost two years. She knew something needed to change, but she did not know where to start.What she shares in this episode is honest, real, and the kind of story that plants a seed. Because if you have ever thought this might work for other people but probably not for me, hearing where Ariana started and where she is now might just change your mind.You'll learn:✅ What it actually looks like to build a money system around freelance and contractor income when your paychecks are inconsistent and unpredictable ✅ How Ariana went from financial avoidance and a survival mindset to checking in on her money every week and feeling genuinely empowered by what she sees✅ Why Ariana had thousands of dollars sitting in her brokerage account for nearly two years without investing a single dollar, and what finally helped her move past the intimidation This episode is a reminder that the money journey is not about being perfect. It is about building a system, shifting your mindset, and giving yourself the space to actually learn. @arianabautista_Let's connect:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Davethought he was making the smart move. By paying off several of his rental properties, he figured he'd lower his expenses, boost his cash flow, and simplify his portfolio. But after doing it, he started to feel like he made a mistake.Today, Dave believes he would have been better off keeping the debt and using that money to buy more properties. He shares why he thinks a larger portfolio with leverage could have outperformed a smaller, paid-off portfolio over the long run, and how losing the mortgage interest deduction changed the numbers.On this episode, we break down how Dave paid off his rentals, when the regret set in, and why he's hesitant to do a cash-out refinance to pull that equity back out. We also talk about the benefits of owning properties free and clear, so you can hear both sides of the argument.We dig into Dave's portfolio, including his strategy of owning properties in the same neighborhood and how self-managing helps him keep expenses low. He shares his actual numbers, including total rent, expenses, and net income, along with some of the toughest situations he's faced as a landlord.We also get into whether Dave thinks investors are better off using LLCs, and how he approaches structuring his business.https://rentalincomepodcast.com/episode572Thanks To Our Sponsors:Revenued - Get working capital for your rentals quickly with a line of credit.Flock Homes - Retire from real estate investing and landlording (whether it's one problem property or your whole portfolio) through a 721 Exchange. Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.Rental Accounting Software Made Easy. Free 30 Day Trial.

If you're walking a difficult journey through what may feel like insurmountable debt right now and see no way out, my guest today will give you hope. Tiffany Miliander was a single mom who was left with $64,000 in debt when she divorced. But she was determined not to let that debt linger and paid all of it off in four short years. Debt can feel like a mountain you never asked to climb, but Tiffany stood exactly where you might be standing—and refused to stay there. She didn't wait for perfect circumstances. She didn't wait to feel ready. She took one creative step, then another, and those steps added up to freedom. And that same freedom is possible for you. If you're tired of feeling weighed down by bills, shame, or the fear that things will never change, let this episode be your turning point. Tiffany explains how you don't have to overhaul your whole life overnight. Just choose one small, doable action this week. One shift. One idea. One brave yes. Because financial freedom isn't just about money—it's about peace, confidence, and the kind of stability that blesses your whole home. To learn more about Tiffany go to Blessed Beyond the Stress Watch on YouTube: How a Single Mom Paid Off $64,000: Creative Debt Hacks from a Financial Coach with Tiffany Miliander Ep. 166

In today's podcast I'm interviewing my client Lisa and you might relate to her story more than you think.  Before working with me, Lisa would go on vacation and assess the damage when she came back.  But what Lisa has figured out after a full year of working the system we implemented is that she doesn't have to figure anything out anymore.  Thanks to the Three Money Bucket system, the money is already there.  Lisa started working with me about a year ago, right before her 40th birthday, with about $40,000 in credit card debt that she couldn't seem to shake, and a savings account that wouldn't grow despite making good money.  She would say she felt like she was just above water, and she knew things didn't add up.  In this episode, Lisa shares what a full year of using the Three Money Bucket system actually looks like: $15,000 paid off, nearly $7,000 saved across multiple accounts, another $7,000 in her bills account, and a Disney cruise paid in full.  She also talks about what has surprised her most from our work together and how budgeting has helped her elevate what she values financially. Listen to this episode as Lisa shares her transformation and answers questions about her experience......[01:35] What has a full year of budgeting been like?[03:37] What have you adopted since we started working together?[07:52] How do you make decisions and trust that you made the right ones?[14:32] What was your journey with debt like?[24:14] How coaching paid for itself[27:20] How has your relationship with your son changed when it comes to finances and how you want to support him?[30:36] What was the missing link when it came to savings?Tune in to this episode of Money Files as Lisa and I discuss her journey to financial freedom. Get full show notes and the episode transcript: https://wealthovernow.com/how-lisa-paid-off-15000k-in-debt-and-built-7000k-in-savings-in-one-year/Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

The miles were long, the coffee was strong, and the gobbles were even stronger. In this episode, we're coming at you straight from the truck on the ride home from South Dakota after punching not one—but TWO turkey tags.We break down how the trip unfolded, what went right (and what almost went wrong), and the strategies that helped us seal the deal on a pair of longbeards. From early morning setups to last-minute decisions that made all the difference, this is a full, unfiltered recap of a hunt we won't forget anytime soon.We also dive into lessons learned, how traveling out of state changes the game, and what we'd do differently next time. Whether you're planning your own turkey road trip or just love a good hunting story, this one's packed with real talk, a few laughs, and plenty of insight from the field.Two birds. One trip. One heck of a story.Enjoy!!Subscribe, Follow, and hit play—your best season yet starts here!Website: https://mnrackstars.weebly.com/THANKS TO YOU AND ALL OF OUR PARTNERS!!Please check out all of their websites and follow them on their social media platforms!!S1K Custom Calls: FacebookArcticShield- https://www.arcticshieldoutdoor.com/Domain Outdoor- https://www.domainoutdoor.com/Tactacam- https://www.tactacam.com/Fourth Arrow Camera Arms- https://www.fourtharrowcameraarms.com/J&R Outdoors- Check out their Facebook pageThe Fish Guyd- https://www.thefishguyd.com/Skull Craft- Check out their social media platforms as well!!Send us Fan Mail

What does it really take to pay off massive student loan debt? Is aggressive repayment the smartest move—or just the most freeing one? In this from the vault episode, and the second installment of our three-week student loan series, Dr. Lauryn and Kirby revisit their own journey of eliminating $175,000 in student loans in five years, sharing the mindset shifts, sacrifices, and lessons they learned along the way. If debt feels overwhelming, this conversation will give you clarity, hope, and practical direction.They break down income-driven repayment plans, interest traps, budgeting strategies, lifestyle downsizing, staying aligned as a couple, avoiding comparison culture, and using raises, bonuses, and extra income to accelerate payoff. They also reveal what they wish they had done differently while still in school, and why becoming debt free changed their lives far beyond money.Key Takeaways:Student loan repayment starts with knowing your numbers. Understand your total balance, interest rates, repayment options, and how much of each payment actually hits principal.Paying off debt fast often requires lifestyle tradeoffs. Smaller housing, cheaper cars, tighter budgets, and resisting comparison can create massive long-term financial freedom.Windfalls should become wealth builders. Raises, bonuses, tax refunds, and side income can dramatically shorten payoff timelines when redirected toward debt.Debt freedom is emotional as much as financial. Removing a six-figure burden can reduce stress, improve relationships, and create future flexibility.Resources:Follow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTubeMentioned in this episode:To learn more about CLA and the INSiGHT scanner go to the link below and enter code SHESLAYS when prompted.CLAHolistic Marketing HubHolistic Marketing Hub

What does it actually feel like when the company you built starts falling apart? In 2021, Aedan Fida's company, Blade Air, was on top of the world. They had a $20 million school board contract, 25,000 square feet of manufacturing space, and revenue hitting $30 million. Then, the pandemic ended, and revenue dropped off a cliff—falling to just $2 million by 2024. In this episode, Aedan (a Forbes 30 Under 30 honoree and EY Entrepreneur of the Year) gives one of the most candid accounts of founder life we've ever hosted. From sleeping in cars to build prototypes to the brutal reality of a 93% revenue drop, Aedan shares the "deep learning" that comes when you stop chasing goalposts and start leading with purpose.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!We walked through a real-life case study of a totally normal family — married, two kids, busy jobs, travel sports — bringing in $16,000 a month but carrying over $300,000 in debt (not including their mortgage) with $6,300 in minimum payments alone. After a tough season of loss and emotional spending, things spiraled. She had 34 debts and felt suffocated. But in just six months of coaching — without increasing their income — she paid off 11 debts and $30,000 total, reduced minimum payments by nearly $1,000 a month, got a full paycheck ahead, and finally created breathing room in her budget. And no, she didn't stop living her life to do it.What made the difference? She did the work. She closed credit cards, called lenders to lower payments, refinanced a car, sold things around the house, negotiated bills, separated business and personal finances, and got intentional about side income for a season. She stopped reacting and started planning ahead with savings buckets — even setting up separate accounts for kids' sports and annual expenses. The biggest shift wasn't just financial, it was mental clarity. Once the system was built, it ran — and she didn't have to track every penny anymore. Budget besties, this is what happens when you pair a clear plan with consistent action. It's not about perfection — it's about progress, and it's absolutely possible for you too.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

In today's AITA story, OP - a woman trying to do the right thing - secretly pays off her girlfriend's overwhelming debt, thinking it'll ease stress and strengthen their future. But instead, the truth blows up in her face. Now she's caught between her good intentions and her girlfriend's anger over the secrecy. It's a messy mix of love, boundaries, trust and whether stepping in financially crosses a line.0:00 Intro0:20 Story 13:17 Story 1 Comments7:53 Story 1 Update17:58 Story 1 Comments / OP's Replies Hosted on Acast. See acast.com/privacy for more information.

In this episode, we share the exciting milestone of becoming completely debt free, including paying off our house. We break down the intentional steps and practical decisions that made this achievement possible. It has been a long-time coming but the freedom we feel today is completely worth all the effort! Here is what you'll learn in this episode: Who this is for: This episode is perfect for anyone striving for financial freedom, especially couples and families interested in becoming completely debt-free, including paying off their mortgage. It's for listeners who want practical strategies, real-life inspiration, and honest conversations about achieving big financial goals without sacrificing lifestyle. Whether you're just starting your debt-free journey or looking for motivation to keep going, this episode is for you! When it happens: 03:38 Paying off the mortgage early 07:18 Starting with intentional decisions 10:58 Paying off the house 15:46 Deciding to delay mortgage payoff 19:10 Prioritizing life's big goals 20:52 Planning housing for retirement 24:03 Financial freedom through real estate 29:23 Managing costs after paying off house 32:12 Paying off loans and interest 34:25 Managing stress and staying focused 36:22 Celebrating teamwork moment This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

In this episode, we share the exciting milestone of becoming completely debt free, including paying off our house. We break down the intentional steps and practical decisions that made this achievement possible. It has been a long-time coming but the freedom we feel today is completely worth all the effort! Here is what you'll learn in this episode: Details of paying off our mortgage and the payoff process Why choosing a 15-year mortgage over a 30-year loan saved us $90,000 How we balanced home upgrades, lifestyle choices, and debt freedom The importance of prioritizing financial goals over "keeping up with the Joneses" Planning what's next: from celebrating the achievement to maintaining a debt-free life Who this is for: This episode is perfect for anyone striving for financial freedom, especially couples and families interested in becoming completely debt-free, including paying off their mortgage. It's for listeners who want practical strategies, real-life inspiration, and honest conversations about achieving big financial goals without sacrificing lifestyle. Whether you're just starting your debt-free journey or looking for motivation to keep going, this episode is for you! When it happens: 03:38 Paying off the mortgage early 07:18 Starting with intentional decisions 10:58 Paying off the house 15:46 Deciding to delay mortgage payoff 19:10 Prioritizing life's big goals 20:52 Planning housing for retirement 24:03 Financial freedom through real estate 29:23 Managing costs after paying off house 32:12 Paying off loans and interest 34:25 Managing stress and staying focused 36:22 Celebrating teamwork moment   This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

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Tank avoided the DMV after losing his driver’s license — and somehow came out on top. After weeks of putting it off, he accidentally found his REAL ID tucked away in a box of convention samples, proving that procrastination very rarely works… but when it does, it’s magical. Scotch and Mandy celebrate the moment by officially inducting Tank into the Procrastination Hall of Fame — with a clear disclaimer to his kids not to follow this example.See omnystudio.com/listener for privacy information.

Original Air Date: June 19, 1942Host: Andrew RhynesShow: The Lone RangerPhone: (707) 98 OTRDW (6-8739) Stars:• Brace Beemer (Lone Ranger)• John Todd (Tonto) Writer:• Fran Striker Producer:• George W. Trendle Director:• Charles D. Livingston Music:• Ben Bonnell For more great shows check out our site: https://www.otrwesterns.comExit music from: Roundup on the Prairie by Aaron Kenny...

Original Air Date: June 19, 1942Host: Andrew RhynesShow: The Lone RangerPhone: (707) 98 OTRDW (6-8739) Stars:• Brace Beemer (Lone Ranger)• John Todd (Tonto) Writer:• Fran Striker Producer:• George W. Trendle Director:• Charles D. Livingston Music:• Ben Bonnell For more great shows check out our site: https://www.otrwesterns.comExit music from: Roundup on the Prairie by Aaron Kenny...

Learn how to budget an extra $1,000 a month when you already have no debt, a high savings rate, and multiple financial goals. What do you do with extra money when you've already paid off all your debt and you're saving more than half your income? Why would a 26-year-old with $50K in assets still not feel financially safe? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola review listener Manny's budget to see how a high saver with no debt is managing his money. Then, with him, they talk through where an extra $1,000 a month could go, from healthcare savings to a home fund to more room for fun. They explore how to prioritize across goals like an HSA, a future home with his partner, and guilt-free spending without losing the structure that has helped him save so aggressively. How to Choose the Right Budget System: https://www.nerdwallet.com/finance/learn/how-to-choose-the-right-budget-system How to Build a Holiday Budget: https://www.nerdwallet.com/finance/learn/how-to-build-a-holiday-budget-that-works-every-year See your money clearly, save smarter, and unlock sophisticated hassle-free investing — all in one app. https://nerdwallet.com/app  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!What happens when you are good with money on paper, but real life gets more expensive, more complicated, and way harder to manage once kids enter the picture?In this episode, we sit down with Brittany, who shares how she went from feeling like she was constantly paying for last month to finally getting ahead with a budgeting system that actually worked for her real life. After trying budgeting apps that felt overwhelming, restrictive, and way too focused on tracking the past, Brittany realized she needed something different — something that helped her plan forward instead of just reacting.She opens up about the stress of carrying balances, feeling like maybe she was the problem, and how switching to a simple, proactive system helped her pay off nearly $20,000 in debt in about five months while still taking family vacations, planning ahead, and living life.We also talk about automations, savings buckets, budgeting with fluctuating income, and what it looks like to trust yourself with your numbers instead of living in constant money stress.This conversation is such a good reminder that financial clarity is not about perfection. It is about creating a plan that supports your life, gives you options, and helps you feel calm, confident, and in control.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

We're recapping our SEPHORiA weekend in LA—from a VIP dinner the night before with our favorite founders and Sephora execs to getting first access at the press preview before doors opened to the public. Of course, we have thoughts: from the (very good) VIP swag bags to the not-so-happy chatter around general admission sample-size gifting.We also break down exactly what we wore to the event, including Rare Beauty's new True To Myself Natural Matte Longwear Foundation—a self-priming, self-setting formula we've been testing for months alongside the Glams through our partnership with Gloss Angeles Confidential. Plus, hear directly from Selena Gomez on why she wanted to create this formula (and why she even wore it to her wedding).Watch our episodes!Shop our episodesInstagram: @glossangelspod | TikTok: @glossangelespodEmail: glossangelespodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

HE WALKED AWAY FROM THE SAFE PATH… AND BUILT HIS OWN LANE FROM SCRATCH This episode of Level Up + Live delivers a raw, unfiltered look at what it really takes to step out of comfort, bet on yourself, and build a life rooted in purpose. Sean Meyers sits down with Zach Miller, founder of Texas Premier Black Car Services, husband, father, and man of faith, whose journey challenges everything we've been taught about success. Zach didn't follow the traditional script. He dropped out of college, started at the bottom sweeping warehouse floors, and worked his way up through the corporate world… only to realize that hard work alone wasn't going to create the life he truly wanted. Despite long hours, strong performance, and years of dedication, he found himself stuck, underpaid, unfulfilled, and searching for something more. Then came the moment that changed everything. After one frustrating experience in a poorly run Uber, Zach saw an opportunity others would ignore. Instead of complaining, he took action. With a growing family, no guarantees, and real risk on the table, he made the decision to start his own luxury transportation company, building it one ride, one relationship, and one leap of faith at a time. In this episode, Zach opens up about: The internal battle between security and calling What fear really looks like when you have a family depending on you Why most people stay stuck and how to break out of it The role faith plays in navigating uncertainty and risk The early stages of building a business while still working demanding hours Letting go of control and learning to grow beyond being the “technician” The reality that entrepreneurship isn't for everyone, and why that's okay This conversation goes beyond business. It's about identity, responsibility, and the kind of man you choose to become when the pressure is on. Zach's story is a reminder that there is no perfect time to start, no guaranteed outcome, and no path without fear. But there is a difference between those who stay where they are… and those who decide to move forward anyway. If you've ever questioned whether you're capable of more, this episode will challenge you to take a hard look at the answer. Because in the end, the question isn't whether the opportunity is there. It's whether you're willing to act on it. Be Our Guest! Join our Level Up + Live Mastermind, the weekly power room for business owners and leaders hungry for clarity, accountability, and growth without sacrificing their soul in the process. Be Our Guest! https://docs.google.com/forms/u/0/d/1G_e-L28-BaTRQP71r-srT_8uFtPs3y_itIWWMEBfQ60/viewform?usp=drivesdk&edit_requested=true Hit play. Get uncomfortable. Live with intention.  Stay in the loop; stay in the lead! Get exclusive insights on business, fitness, leadership, and community straight to your inbox! Subscribe to the Level Up + Live newsletter now Level Up + Live  Tools to Level Up! Free Resources — Level Up + Live

In hour one, Mike & Jason look back at the previous day in sports, they discuss a big Canucks home win over the Panthers that saw a two goal performance from Elias Pettersson to break his 20 game scoring drought, the boys talk a very memorable World Baseball Classic (3:00), plus they chat the top hockey stories of the day with Sportsnet NHL host David Amber (26:56). This podcast is produced by Andy Cole and Greg Balloch. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate.

It finally happened. After years of aerial photographs, land speculation, and breathless anticipation, Mike and EB walk through the gates of Universal Epic Universe — and it does not disappoint.   Well, mostly. Stardust Racers is still closed, Yoshi's Adventure is aggressively just a Yoshi that meanders, and someone on Twitter says the whole thing might need to be torn down. But other than that? Top five park day. Tom from Louisville said so himself, and Tom from Louisville has been to a lot of parks.   Mike and EB go portal by portal through the whole thing — 1920s Paris at Ministry of Magic (280-minute wait; they waited 20. We said what we said.), Le Cirque Arcanus with the magic tent that's bigger on the inside, Bowser's Challenge being better than advertised, Donkey Kong Country being exactly as fun as a cartoon mine cart should be, Hiccup's Wing Gliders being a surprise contender for ride of the trip, and Monsters Unchained delivering actual honest-to-God jump scares in a theme park.   They also discovered that the Burning Blade Tavern serves drinks in a beaker with what may or may not be microplastics in it. It was delicious.   Plus: Seven Six Flags parks are sold for $342 million — less than the cost of a highway overpass. Disney's parks get a new worldwide president, and they hope he lives long enough to be a hero. Muppet Vision 3D is going to VR, a decision that exactly zero people are satisfied with. And Barracuda Strike opens at SeaWorld San Antonio — the family invert where the artwork shows the track going underwater, but the track does not go underwater.

Jeffrey Epstein's guards appear to have been caught getting paid off, a coach for Cal State Bakersfield was allegedly pimpin' on the side, the Shape Store went viral, but what is this stunning work of AI art really saying (if anything at all)! Please go and support the show, go check out the Patreon and sign-up there so you get over a hundred hours of extra content. That way, you're supporting the show and you get tons of bonus content so what are you waiting for? Do it. Sign up for the Patreon now. It''s gonna get wild folks!If you enjoyed the show, please Like & Subscribe to our channel and share the links. This show can be found @hiddeninplainsightradio on Instagram and @thehiddenpod on Twitter.iTunes Link: https://podcasts.apple.com/us/podcast/hidden-in-plain-sight/id1488538144?i=1000459997594Spotify Link: https://open.spotify.com/episode/5zsntvl63Do7m9gNTD8Za2?si=MczvbuMlRuCbmWChclVUZAYouTube Link: https://www.youtube.com/channel/UCNRejWJs0hn8pefj5FiE7ZQIf you want to support the show, check out our Patreon: https://www.patreon.com/hiddeninplainsightpod

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is such a good one. We're sitting down with Angie, a longtime listener turned client, who shares how she completely transformed her finances by getting organized, simplifying her accounts, and building habits that actually work in real life.Angie and her husband were juggling a lot: personal finances, business finances, two homes, four adult kids, and plenty of money stress. Even though they were making good money, it still felt messy and unclear. Once she started using a simple system that separated bills, spending, gas, and groceries, everything started to click.In less than a year, Angie paid off $72,000 in debt, bought a car in cash, got a month ahead on personal bills, became more generous, and started making financial decisions with so much more peace and confidence.This conversation is a reminder that financial success is not about making more money. It's about having a system, building habits, and being intentional with what matters most.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Send a textThe Fresh Patch Podcast - Where Good Pets Get It. Welcome to the Fresh Patch Podcast where we talk about everything, from dog...Listen on: Apple Podcasts Support the showEarly Access Podcast: https://arsenioseslpodcast.podia.com/community/topics/195018/posts/676331-podcast-topic-the-three-s-s-of-motivation-expectancy-esteem-and-efficacy

This week on the Inspired Budget Podcast, Justine Nelson from Debt Free Millennials joins me to talk about the emotional side of money. We get into mom guilt, comparison, spending to relieve stress, and why so many women feel like they should be further along financially.Justine also walks me through a simple game from her coaching program called “I'm the Protagonist,” where you can play along and see where you feel confident with money and where you might still be holding back.It is a helpful episode if you are working on building financial self-trust and healthier habits.Links Mentioned:Debt Free Millennials YouTubeDebt Free Millennials WebsiteYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

The Packers have invested pretty heavily at wide receiver over the past four years. Did it pay off in 2025?GET IN TOUCHLeave us a voicemail and hear yourself in a future episodehttps://www.speakpipe.com/thepowersweepPrefer more old-school contact? Reach out here:https://thepowersweep.com/contactSUPPORT BLUE 58Donate to our Patreon - For as little as $1 per month, you can access Patreon-only content and get access to our private Discord server.https://www.patreon.com/thepowersweepSubscribe to The Power Sweep's Substack to stay in touch and get content beamed straight to your email inboxhttps://thepowersweep.substack.com/Buy a T-Shirt or Sweatshirt - Look good while supporting The Power Sweep.https://www.teepublic.com/stores/the-power-sweep?ref_id=25927Leave us a 5-Star Review on iTunes - It helps more people find the show!Support this show http://supporter.acast.com/blue-58. Hosted on Acast. See acast.com/privacy for more information.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Amanda joined us to talk through a super relatable moment: they've built a solid budgeting system… and now the question is what to do with a big, scary student loan balance once the car is paid off. Add in military life + possible paycheck disruptions, and you've got a perfect “real life” money crossroads.The best part? Amanda's already doing the work—multiple spending accounts, savings buckets, paycheck-ahead living—and it literally protected their family during a potential shutdown pay delay. Budget bestie win of the year.

Let's get into it! We talk #kimkardashian #krisjenner #kanyewest #biancacensori #justinbieber #selenagomez and WAY MORE! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, I'm joined by Jeremy Smith, an investor who proves you don't need hundreds or thousands of rental properties to be successful. Jeremy owns just a few rentals, but they generate enough monthly cash flow to cover all of his living expenses.Jeremy still works a full-time job, but his rentals give him a powerful safety net. If his income dips in a slow month or an unexpected expense pops up, the extra cash flow from his properties helps absorb the hit and keeps stress low.We talk about why Jeremy focuses on low-maintenance, high-quality properties instead of chasing scale, and how that approach has allowed him to keep things simple. He shares how he paid off his rentals, how long it took, and why minimizing personal overhead has been just as important as optimizing his investments.We also discuss the constant temptation of lifestyle inflation and how he works to keep it in check.Jeremy opens the books and walks through his real numbers, including total rent collected, expenses, and cash flow. We also cover how much time he spends managing his rentals each month, how he collects rent, how he screens tenants, and the worst thing that's happened to him as a rental property investor.https://rentalincomepodcast.com/episode559Thanks To Our Sponsors:MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy sessionFundrise Income Fund - The Fund offers access to a diversified portfolio of cash flowing assets, all professionally managed by their expert team.Rental Accounting Software Made Easy. Free 30 Day Trial.

Eight rental properties. That's all you need to retire early. Don't believe us? Today's guest went from corporate life to early retirement, generating over $100,000 per year in cash flow thanks to a small, powerful rental property portfolio. He didn't start with a ton of money, and he had no experience. But he followed a simple, genius strategy: Save, buy, repeat, pay off. Vicente Garcia wanted to build a college fund for his children. When he moved to a new home, he realized he had an income-producing asset right in front of him. So, he turned his old primary residence into a rental, recognized its potential, and a few years later bought his first full-fledged investment property.  By combining savings from his job, recycling his properties' cash flow, and using 401(k) loans (an incredibly underrated tool), Vicente grew to eight rental properties. His goal? Not to scale, but to slowly pay off the portfolio. Now, in his 50s, Vicente has six-figure cash flow, a paid-off rental portfolio of eight properties, and only one thing on his mind: what's next?  In This Episode We Cover Don't sell, rent instead! The life-changing effects of turning your primary residence into a rental  Don't have enough for a down payment? Why a 401(k) loan could get you your first (or next) rental faster  Paying off your rentals vs. buying more: The strong argument for a small, debt-free portfolio  It's not too late to start! Why you're only around a decade away from retirement with real estate Why Vicente says now may be one of the best times to begin investing in years   And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1234 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint.You'll hear:Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decided to pay off our debt aggressivelyOur real budget: $200/month groceries, $50/month fast foodThe sacrifices we made (and whether they were worth it)Why we're creating this podcast specifically for first-gen doctorsIf you're the first doctor in your family navigating medicine without the insider knowledge your colleagues inherited, this is your community.Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcastSIGN UP FOR OUR NEWSLETTER! Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/