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Welcome – Today we're talking about controlling your behaviours and emotions...when it comes to investing Investing is an action, controlled by behaviours – emotions change your behaviours. Getting a good investment midframe allows you to invest well for the long term. How to start investing and not muck up – This means controlling your fear more than trying to control investments – Can’t control what investments do short term Fear is an emotion – Which stops you from investing Starting is the hardest part – Getting the right fame of mind and overcoming fear But staying motivated and on track is just as hard Life gets in the way – and new things happen in your personal life as well as market ups and downs How to start? “Needs-based” plans – ignoring your emotions Hard to know – “you don’t know what you don’t know” What are you trying to achieve? – If you don’t know your reasons to invest, you can’t answer this Long term growth? Passive income? How will you achieve this? Strategies and investment options Save a deposit – Buying a property Monthly investing into Managed funds, LICs, rather than savings The most important thing is to just start – otherwise fear will take over and then so will indecision Information overload will be hard to overcome Diversified products help to remove this – ETFs = let someone else make the investment decisions for you Taking the plunge – Start small if you are uncomfortable You don’t need to put everything in, but a small amount Example: Some people like to jump into a cold pool, others start with feet and slowly move in to acclimatise. Like a pool of investments, some people do dive heard first into pools, but what happens when they can’t see the bottom, or can’t swim? If they break their neck or drown, would people say that pools are dangerous, or the behaviours were dangerous? Say it is your pool, or a pool you go in every day? You know what you are in for – So you know if you should dive, or slowly get in. Prior experiences do affect your future behaviours Buy a property that goes down – Will you be more or less likely to buy another? Buy shares right before a crash – will you be more or less likely to think share are too risky? LESS likely in most cases – But these are some of the best long-term investments thanks to GROWTH Don’t let one bad experience stop you Or something you hear about – fear will come in from hearing about other people losing money Failing at investments FEAR = failure Rational fears vs Irrational Fears – Some fear is good, but only of very risky investments, or of diving in head first! Stops people from starting to invest – Fear of the unknown – Shares are ownership Investments will fall apart if you respond by fear! Doing the wrong thing – “fear selling” FEAR leads to following others instead of doing what is right for you. Do they know something you don’t? SO, you follow them just in case, even if it’s irrational! Buying – Leads to buying at peaks of bubbles All because people buy property doesn’t mean you should. All because people buy shares, doesn’t mean you should. Selling – Leads to selling in the crashes How do you avoid this? 10 Do’s and 500 Don’ts of knife safety - Don’t do what Donny Don’t does! Investments can be pointy and have sharp declines – Killing your investment future I have some rules when I invest: There aren’t 10 – there are 5 Rule 1) Invest for the long term with a purpose! This means holding through the cycles Also investing in a diversified portfolio to survive – long term! Not putting more into one investment than I can afford to lose Rule 2) Don’t invest out of hope, or more than you can afford to lose – That is gambling Invest with a greater certainty Avoids you chasing the risky (and unlikely gains) EXAMPLE – the only losses I have in shares is from hoping they will be big returns in the short term... they weren’t Rule 3) Don’t do what the crowd is doing, just because they are doing it, That is called “Contrarian investing”. Buy when others are selling Personally, I love doing this. Like the “divorce yard-sale” of investments Sell when others are buying Personally, I don’t do this, as what would I buy if I sold? I just wait for the crash and get things on discount. I just don’t buy at these points, but I don’t sell. You can’t time the market, but you can know when things are cheap or expensive. Buy when it is cheap, and don’t buy when it is expensive Rule 4) Don’t listen to the media – Their job is to sell fear and there is always a new crash coming Try to sell when to buy: Look at the fads of investments – short term holds – but longer term someone is left holding the bag. You don’t want to have to change your investment wardrobe every 6 months. What do you replace it with? When you sell an investment, it goes to cash Then what do you buy? You are back at square one – Figuring out what to invest in now! Rule 5) - If in doubt, remember rules 1 to 4!   In summary Just start, but don’t dive in head first unless you know how deep the pool is. Come up with your own rules over time as well. And avoid the fear! Getting started in investments and keeping going is all about your behaviours.

Welcome back to the Gamesters Pairofdice (unless you are new, in which case; Welcome) Today on the Podcast we are going to be talking games we have been playing and play the second installment of Name That Tune. Games included in this podcast are Almost a Hero, Pandemic, South Park: Stick of Truth, Sniper Elite 3, and Metroid: Samus’ Return. The theme for Name That Tune is N64 Games. Hope you all chuckle along with our stupid antics and we hope to see you next time, Also Happy Cinco de Mayo! Thanks as always to Kevin Macleod for use of Exit the Premises as our show music, to see more of his Royalty Free music visit http://incompetech.com/ and consider becoming a patreon supporter of his work at https://www.patreon.com/kmacleod.  If you enjoyed the show give us a quick rating on iTunes (helps us reach more gamesters) or reach out to us on Instagram/Twitter: @gamestersdice. Happy Gaming!

Hello Beautiful! Welcome :) Today we are highlighting a powerful component to transform your life, so you can move in harmony and live in synchronicity with the reality of your dreams.  Today's quote: 'The best way to move on in your life, is to appreciate where you are.'  Golden notes: Appreciation is the key to prosperity. The Universe knows the best expression of your heart's vision. You are here to create a life that lights you up, so the Universe is here to empower you to live it!  Whatever you do, think and feel makes a difference. You literally make matter move by how you generate universal energy through you. You can only know what you experience. Trust the creative process and enjoy it fully!  SHARE THE LOVE AND SUBSCRIBE for DAILY SHOWS!  Everyday I share Universal principles that empower you to create your dream life as love! Thank you for joining me today :)  *  Be Your Brilliance * Book Your Complimentary 15 Call for Private Coaching: https://www.isabellaallard.com/work-with-us/ Join our FREE Facebook Group: Awaken to Brilliance Sign Up for my daily newsletter and receive the shows straight to your inbox: https://www.isabellaallard.com/landing-page Follow me on instagram: https://www.instagram.com/isabella_allard/ I would to hear from you! For questions, comments, special requests and to book interviews contact me at: awakentobrilliance@gmail.com.  Love, Isabella    

Welcome* Today's show is enlightening! We are joined by the gorgeous Natasha Black. She’s on a mission to empower women to embrace their intuitive nature and step into their authentic power. How marvelous is that? It’s music to our souls. This is where the alchemy of our desires express themselves in magnificent ways! Featured topics: We discuss the body’s vitality and how important it is to tune in and listen. We highlight how everything is working with us and that life always presents us with the resources we need to support our growth. And we bring to light the importance of showing up and taking action. A spiritual path does lead to fresh experiences and sometimes being who we are, can feel lonesome if we are not connected to our source of wisdom. This is your invitation to step up and join us! You are not alone. We are with you, here to support and guide you to express the best of you. Join our group on Facebook group Awaken to Brilliance and be part of a global movement: https://www.facebook.com/groups/awakentobrilliance/ Natasha is currently expanding her online presence through her creative project called Soul Sanctuary. You can connect with her on her public Facebook page Natasha Black. If you want to see Natasha live in action, then show up to her Facebook Live Recordings. She’s live Monday to Thursday at 9:30am GMT timezone. If this time is not convenient for you, you can always catch the recordings. Natasha is very engaged with her audience and her passion to share is magnetic. She is now offering complimentary Soul Illumination sessions. So book one while you can :) Isabella Allard - The Voice of Universal Wisdom To learn more about me, how we can work together and to sign up for my complimentary gift, simply head over to:  http://www.isabellaallard.com/ If you enjoyed the show, please make sure to subscribe so you can get notified for the next show.  Support the show: Please share and rate the show on i-tunes :)  This helps spread our message globally. Your contribution matters and what you do influences the success of the show. Thank you so much for sharing your shine! Enjoy the show! Wishing you a fantastic day! Love, Isabella