Podcasts about shares

John Chang breaks down the Urban Land Institute and PwC 2026 Emerging Trends report and what it means for commercial real estate investors. He walks through ULI's top ten markets to watch, including Dallas, Miami, Houston, Northern New Jersey, Tampa, and Phoenix, highlighting where overdevelopment, insurance costs, and local policy risks could pressure performance versus where solid job and demographic trends still support growth. John also explores why he favors sectors like seniors housing, medical office, workforce apartments, necessity-based neighborhood retail, and small bay industrial over buzzy data centers, especially given AI's long runway and the heavy power demands of server facilities. He wraps up by explaining why today's combination of compressed lending spreads, elevated cap rates, and a coming construction slowdown could set investors up for strong risk-adjusted returns over the next three to five years if they position carefully now. Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textMark Schiff returns to give us an update on his comedy career spanning almost 50 years, discussing his ongoing tour with Jerry Seinfeld, creative projects, and reflections on finding fulfillment in stand-up comedy. Scott and Mark reconnect over memories from Laughs Unlimited while exploring how Mark has maintained both a successful career and personal integrity throughout decades in the business.• Currently touring with Jerry Seinfeld, playing to audiences of 6,000+ people• Co-hosts a podcast called "We Think It's Funny" with Danny Robell• Published author of two books: "Why Not?" and "I Killed: True Stories of the Road by America's Top Comics"• Writes biweekly humor articles for the Jewish Journal• Discusses the different career paths comedians take and why he stayed focused on stand-up• Shares his approach to representing Jewish identity through comedy during challenging times• Currently working on a Christmas movie screenplay with Brian Ross• Concludes with a hilarious bit about shopping at CostcoCheck out Mark's biweekly articles at JewishJournal.com, listen to his podcast "We Think It's Funny," and look for his upcoming projects including a Christmas movie co-written with Brian Ross.Support the show www.StandupComedyPodcastNetwork.com Website....check it out, podcast, jokes, blogs, and More!"NEW" Video Podcast: Tag Team Talent Podcast on Spotify & YouTube Podcast Quality List: https://www.millionpodcasts.com/heritage-podcasts/ Please Write a Review: in-depth walk-through for leaving a review.Interested in Standup Comedy? Check out my books on Amazon..."20 Questions Answered about Being a Standup Comic""Be a Standup Comic...or just look like one"

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 ► Wallstreet-Insider warnen!
 ► Hörerfrage von Max: Bitcoin – Sind das schon Kaufkurse?
 ► Die besten Aktien für 2026?
 ► Bei diesen Aktien lagen wir falsch
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 Sichere dir diese Vorteile:
 •⁠ ⁠Exklusive LIVE-Updates & Sessions
 •⁠ ⁠Detaillierte Aktien-Analysen & -Updates
 •⁠ ⁠Wöchentlicher Q&A-Podcast
 •⁠ ⁠Das BuyTheDip PLUS ETF-Depot
 •⁠ ⁠Watchlists: Aktien, ETFs, Krypto
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 Ein wichtiger abschließender Hinweis: Aus rechtlichen Gründen dürfen wir keine individuelle Einzelberatung geben. Unsere geäußerte Meinung stellt keinerlei Aufforderung zum Handeln dar. Sie ist keine Aufforderung zum Kauf oder Verkauf von Wertpapieren.
 Die verwendete Musik wurde unter AudioJungle - Royalty Free Music & Audio lizensiert. Urheber: original_soundtrack.
 Offenlegung wegen möglicher Interessenkonflikte: Die Autoren sind in den folgenden besprochenen Wertpapieren bzw. Basiswerten zum Zeitpunkt der Veröffentlichung investiert: Unilever, Nestlé, CocaCola, Bitcoin, LVMH Zum Angebot von 21 Shares: Dieses Dokument stellt keine Anlageberatung und kein Angebot oder keine Aufforderung zum Kauf oder zur Zeichnung von Wertpapieren der 21Shares AG dar. Es handelt sich um Werbung im Sinne der Prospektverordnung (EU) 2017/1129 . Investitionen in die hierin beschriebenen Produkte sind mit Risiken verbunden – einschließlich des möglichen vollständigen Verlusts des eingesetzten Kapitals. Sie sind im Begriff, ein Produkt zu erwerben, das nicht einfach und möglicherweise schwer zu verstehen ist. Der EU-Basisprospekt 2025 sowie die jeweiligen Endgültigen Bedingungen und das Basisinformationsblatt (KID) sind kostenlos auf der Website des Emittenten www.21shares.com erhältlich und sollten vor einer Anlageentscheidung sorgfältig gelesen werden. Die Billigung des Prospekts ist nicht als Befürwortung der angebotenen Produkte durch die zuständige Behörde zu verstehen. Die in diesem Dokument genannten Wertpapiere dürfen weder in den Vereinigten Staaten noch an oder für Rechnung von „U.S. Persons“ im Sinne der Regulation S des U.S. Securities Act von 1933 angeboten oder verkauft werden. Es erfolgt kein öffentliches Angebot in den USA. Ebenso wenig erfolgt ein Angebot in Kanada, Australien, Japan oder in einer sonstigen Jurisdiktion, in der ein solches Angebot rechtswidrig wäre.

John Casmon interviews Bronson Hill. Bronson shares how he walked away from a high-paying medical sales career to pursue time freedom, eventually raising over $50 million for multifamily, oil and gas, debt funds, and development deals. He and John dig into the core reasons investors should define their goals around cash flow, capital preservation, and tax benefits instead of blindly chasing returns, and how to properly vet operators and opportunities across different asset classes. Bronson also explains his “fire yourself” framework, the concept of wealth worthiness, and why mindset and service-driven capital raising are critical to building a diversified, resilient passive income portfolio. Bronson HillCurrent role: Founder and CEO, Bronson Equity Based in: Los Angeles, California Say hi to them at: https://bronsonequity.com/ | YouTube | LinkedIn Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Snafu with Robin Zander. In this episode, I'm joined by Kevan Lee and Shannon Deep, co-founders of Bonfire – a creative studio reimagining what it means to build brands, tell stories, and live meaningful lives. We talk about how Bonfire began as a "Trojan horse" – a branding agency on the surface, but really a vehicle for deeper questions: What does fulfilling work look like? How do we find meaning beyond our careers? And how can business become a space for honesty, connection, and growth? Kevan and Shannon share how their partnership formed, what it takes to build trust as co-founders, and how vulnerability and self-awareness fuel their collaboration. We explore their path from tech and theater to building Bonfire, hosting creative retreats, and helping founders tell more authentic stories. We also dive into how AI is changing storytelling, the myth of "broetry" on LinkedIn, and why transparency is the future of marketing. If you're curious about what's next for creativity, leadership, and meaningful work, this episode is for you. And for more conversations like this, stay tuned for Responsive Conference 2026, where we'll be continuing the dialogue on human connection, business, and the evolving role of AI. Start (0:00) How Bonfire Started (14:25) Robin notes how transparent and intentional they've been building their business and community Says Bonfire feels like a 21st-century agency – creative, human, and not traditional Invites them to describe what they're building and their vision for it Kevan's response: Admits he feels imposter syndrome around being called an "entrepreneur" Laughs that it's technically true but still feels strange Describes Bonfire as partly a traditional branding agency They work with early-stage startups Help with brand strategy, positioning, messaging, and differentiation. But says the heart of their work is much deeper "We create spaces for people to explore what a fulfilling life looks like – one that includes work, but isn't defined by it." Their own careers inspired this – jobs that paid well but felt empty, or jobs that felt good but didn't pay the bills Bonfire became their way to build something more meaningful A space to have these conversations themselves And to invite others into it This includes community, retreats, and nontraditional formats Jokes that the agency side is a Trojan horse – a vehicle to fund the work they truly care about Shannon adds: They're agnostic about what Bonfire "does" Could be a branding agency, publishing house, even an ice cream shop "Money is just gas in the engine." The larger goal is creating spaces for people to explore their relationship to work Especially for those in transition, searching for meaning, or redefining success Robin reflects on their unusual path Notes most marketers who start agencies chase awards and fame But Shannon and Kevan built Bonfire around what they wished existed Recalls their past experiences Kevan's path from running a publication (later sold to Vox) to Buffer and then Oyster Shannon's shared time with him at Oyster Mentions their recent milestone – Bonfire's first live retreat in France 13 participants, including them Held in a rented castle For a two-year-old business, he calls it ambitious and impressive Asks: "How did it go? What did people get out of it?" Shannon on the retreat Laughs that they're still processing what it was They had a vibe in mind – but not a fixed structure One participant described it as "a wellness retreat for marketers" Not wrong – but also not quite right Attendees came from tech and non-tech backgrounds The focus: exploring people's most meaningful relationship to work Who you are when you're not at your desk How to bring that awareness back to real life — beyond castles and catered meals People came at it from different angles Some felt misaligned with their work Others were looking for something new Everyone was at a crossroads in their career Kevan on the space they built The retreat encouraged radical honesty People shared things like: "I have this job because I crave approval." "I care about money as a status symbol." "I hate what I do, but I don't know what else I'd be good at." They didn't force vulnerability, but wanted to make it safe if people chose it They thought deeply about values – what needed to be true for that kind of trust Personally, Kevan says the experience shifted his identity From "marketer" to something else – maybe "producer," maybe "creator" The retreat made him realize how many paths are possible "Now I just want to do more of this." Robin notes there are "so many threads to pull on" Brings up family business and partnerships Shares his own experience growing up in his dad's small business Talks about lessons from Robin's Cafe and the challenges of partnerships Says he's fascinated by co-founder dynamics – both powerful and tricky Asks how Shannon and Kevan's working relationship works What it was like at Oyster Why they decided to start Bonfire together And how it's evolved after the retreat Kevan on their beginnings He hired Shannon at Oyster – she was Editorial Director, he was SVP of Marketing Worked together for about a year and a half Knew early on that something clicked Shared values Similar worldview Trusted each other When Oyster ended, partnering up felt natural – "Let's figure out what's next, together." Robin observes their groundedness Says they both seem stable and mature, which likely helps the partnership Jokes about his own chaos running Robin's Café – late nights, leftover wine, cold quinoa Asks Shannon directly: "Do you still follow Kevan's lead?" Shannon's laughs and agrees they're both very regulated people But adds that it comes from learned coping mechanisms Says they've both developed pro-social ways to handle stress People-pleasing Overachievement Perfectionism Intellectualizing feelings instead of expressing them "Those are coping mechanisms too," she notes, "but at least they keep us calm when we talk." Building Trust and Partnership (14:54–23:15) Shannon says both she and Kevan have done deep personal work. Therapy, reflection, and self-inquiry are part of their toolkit. That helps them handle a relationship that's both intimate and challenging. They know their own baggage. They try not to take the other person's reactions personally. It doesn't always work—but they trust they'll work through conflict. When they started Bonfire: They agreed the business world is unpredictable. So they made a pinky swear: Friends first, business second. The friendship is the real priority. When conflict comes up, they ask: "Is this really life or death—or are we just forgetting what matters?" Shannon goes back to the question and clarifies  Says they lead in different ways. Each has their "zone of genius." They depend on each other's strengths. It's not leader and follower – it's mutual reliance. Shannon explains: Kevan's great at momentum: He moves things forward and ships projects fast. Shannon tends to be more perfectionist: Wants things to be fully formed before releasing. Kevan adds they talk often about "rally and rest." Kevan rallies, he thrives on pressure and urgency. Shannon rests, she values slowing down and reflection. Together, that creates a healthy rhythm.  Robin notes lingering habits Wonders if any "hangovers" from their Oyster days remain. Kevan reflects  At first, he hesitated to show weakness. Coming from a manager role, vulnerability felt risky. Shannon quickly saw through it. He realized openness was essential, not optional. Says their friendship and business both rely on honesty. Robin agrees and says he wouldn't discourage co-founders—it's just a big decision. Like choosing a spouse, it shapes your life for years. Notes he's never met with one of them without the other. "That says something," he adds. Their partnership clearly works—even if it takes twice the time. Rethinking Marketing (23:19) Kevan's light moment: Asks if Robin's comment about their teamwork was feedback for them. Robin's observation  Notes how in sync Shannon and Kevan are. Emails one, gets a reply CC'd with the other. Says the tempo of Bonfire feels like their collaboration itself. Wonders what that rhythm feels like internally. Kevan's response  Says it's partly intentional, partly habit. They genuinely enjoy working together. Adds they don't chase traditional agency milestones. No interest in Ad Age lists or Cannes awards. Their goal: have fun and make meaningful work. Robin pivots to the state of marketing (24:04) Mentions the shift from Madison Avenue's glory days to today's tech-driven world. Refers to Mad Men and the "growth at all costs" startup era. Notes how AI and tech are changing how people see their role in work and life. Kevan's background  Came from startups, not agencies. Learned through doing, not an MBA. Immersed in books like Hypergrowth and Traction. Took Reforge courses—knows the mechanics of scaling. Before that, worked as a journalist. Gained curiosity and calm under pressure, but also urgency. Admits startup life taught him both good and bad habits. Robin notes  Neither lives the Madison Avenue life. Kevan's in Boise. Shannon's in France. Shannon's background Started in theater – behind the scenes as a dramaturg and producer. Learned how to shape emotion and tell stories. Transitioned into brand strategy in New York. Worked at a top agency, Siegel+Gale. Helped global B2B and B2C clients define mission, values, and design. Competed with big names like Interbrand and Pentagram. Later moved in-house at tech startups. Saw how B2B marketing often tries to "act cool" like B2C. Learned to translate creative ideas into language that convinces CFOs. Says her role often meant selling authentic storytelling to risk-averse execs. Admits she joined marketing out of necessity. "I was 27, broke in New York, and needed a parking spot for my storytelling skills." Robin connects the dots  Notes how Silicon Valley's "growth" culture mirrors old ad-world burnout. Growth at all costs. Not much room for creative autonomy. Adds most big agencies are now owned by holding companies. The original Madison Avenue independence is nearly gone. Robin's reflection  Mentions how AI-generated content is changing video and storytelling. Grateful his clients still value human connection. Asks how Bonfire helps brands tell authentic stories now that the old model is fading. Kevan's take  Says people now care less about "moments" and more about audiences. It's not about one viral hit—it's about building consistency. Brands need to stand for something, and keep showing up. People want that outcome, even if they don't want the hard work behind it. Shannon adds Notes rising skepticism among audiences. Most content people see isn't from who they follow, it's ads and algorithms. Consumers are subconsciously filtering out the noise. Says that's why human storytelling matters more than ever. People crave knowing a real person is behind the message. AI can mimic tone but not authenticity. Adds it's hard to convince some clients of that. Authentic work isn't fast or easily measured. It requires belief in the process and a value system to match. That's tough when your client's investors only want quick returns. Robin agrees  "Look at people's incentives and I'll tell you who they are." Shannon continues Wonders where their responsibility ends. Should they convince people of their values? Or just do the work and let the right clients come? Kevan says they've found a sweet spot with current clients. Mostly bootstrapped founders. Work with them long-term instead of one-off projects. Says that's the recipe that fits Bonfire's values and actually works. The Quarter Analogy (35:36) Robin quotes BJ Fogg: "Don't try to persuade people of your worldview. Look for people who already want what you can teach, and just show them how." He compares arguing with people who don't align to "an acrobat arguing with gravity – gravity will win 100% of the time." The key: harness momentum instead of fighting resistance. Even a small, aligned audience is better than chasing everyone. Kevan shares Bonfire's failed experiment with outbound sales: They tried reaching out to recently funded AI companies. "It got us nowhere," he admits. That experience reminded him how much old startup habits – growth at all costs, scale fast – still shape thinking. "I thought success meant getting as big as possible, as fast as possible. That meant doing outbound, even if it felt inauthentic." But that mindset just added pressure. Realizing there were other ways to grow – slower, more intentional – was a relief. Now they've stopped outbound entirely. Focused instead on aligned clients who find them naturally. Robin connects it to a MrBeast quote. "If I'm not ashamed of the video I put out last week, I'm not growing fast enough." He says he doesn't love the "shame" part but relates to the evolution mindset – Looking back at work from six months ago and thinking, I'd do that differently now. Growth as a visible, measurable journey. Robin shifts to storytelling frameworks: Mentions Kevan and Shannon's analogies about storytelling and asks about "the quarter analogy." Kevan explains the "quarter" story: A professor holds up two quarters: "Sell me the one on the right." No one can – until someone says, "I'll dip it in Marilyn Monroe's purse." That coin now has emotional and cultural value. Marketing can be the same – alchemy that turns something ordinary into something meaningful. Robin builds on that: You can tell stories about a coin's history – "Lincoln touched it," etc. But Kevan's version is different: adding new meaning in the present. "How do you imbue something with value now that makes it matter later?" Shannon's take: It's about values and belonging. "Every story implicitly says: believe this." That belief also says: we don't believe that – defining who's in your tribe. Humans crave that – community, validation, connection. That belonging is intangible but real. "Try selling that to a CFO who just wants ROI. Impossible — but it's real." Kevan adds: Values are one piece – authenticity is another. Some brands already have a genuine story; others want to create one. "We get asked to dip AI companies into Marilyn Monroe's purse," he jokes. The real work is uncovering what's true or helping brands rediscover it. The challenge: telling that story consistently and believably. Robin mentions Shannon's storytelling framework of three parts – Purpose → Story frameworks → Touch points. Shannon breaks it down: Clients usually come in with half-baked "mission" or "vision" statements. She uses Ogilvy's "Big Ideal" model: Combine a cultural tension (what's happening in the world) with your brand's best self. Then fill in the blank: "We believe the world would be a better place if…" That single sentence surfaces a company's "why us" and "why now." It's dramaturgy, really — same question as in theater: "Why this play now?" "Why us?" Bonfire's own version (in progress): "We believe the world would be a better place if people and brands had more room to explore their creativity." Kevan adds: it's evolving, like them. Robin relates it back to his own story: After selling Robin's Café, he started Zander Media to tell human stories. He wanted to document real connections — "the barista-customer relationships, the neighborhood changing." That became his north star: storytelling as a tool for change and human connection. "I don't care about video," he says. "I care about storytelling, helping people become more of who they want to be." Kevan closes the loop: A good purpose statement is expansive. It can hold video, podcasts, even a publishing house. "Maybe tomorrow it's something else. That's the beauty — it allows room to grow." Against the Broetry (49:01) Kevan reflects on transparency and values at Bonfire He and Robin came from Buffer, a company known for radical transparency — posting salaries, growth numbers, everything. Says that while Bonfire isn't as extreme about it, the spirit is the same. "It just comes naturally to invite people in." Their openness isn't a tactic – it's aligned with their values and mission. They want to create space for people to explore – new ideas, new ways of working, more fulfilling lives. Sharing their journey publicly felt like the obvious, authentic thing to do. "It wasn't even a conversation – just who we are." Shannon jumps in with a critique of business culture online Says there's so much terrible advice about "how to build a business." Compliments Robin for cutting through the noise – being honest through Snafu and his newsletter. "You're trying to be real about what selling feels like and what it says about you." Calls out the "rise and grind" nonsense dominating LinkedIn: "Wake up at 4 a.m., protein shake at 4:10, three-hour workout…" Robin laughs – "I'll take the three-hour workout, but I'll pass on the protein shake." Shannon and Kevan call it "broetry" The overblown, performative business storytelling on social media. "I went on my honeymoon and here's what I learned about B2B sales." Their goal with building in public is the opposite: To admit mistakes. To share pivots and moments of doubt. To remind people that everyone is figuring it out. "But the system rewards the opposite – gatekeeping, pretending, keeping up the facade." Shannon says she has "no patience for it." She traces that belief back to a story from college Producer Paula Wagner once told her class: "Here's the secret: nobody knows anything." That line stuck with her. Gave her permission to question authority. To show up confidently even when others pretend to know more. After years of watching powerful men "fail upward," she realized: "The emperor has no clothes." So she might as well take up space too. Transparency, for her, is a form of connection and courage – "When people raise their eyes from their desks and actually meet each other, that's power." Robin thanks Shannon for the kind words about Snafu. Says their work naturally attracts people who want that kind of realness. Then pivots to a closing question: "If you had one piece of advice for founders – about storytelling or business building – what would it be?" Kevan's advice: "Look beyond what's around you." Inspiration doesn't have to come from your industry. Learn from other fields, other stories, other worlds. It builds curiosity, empathy, and creativity. Robin sums it up: "Get out of your silos." Shannon's advice: "Make the thing you actually want to see." Too many founders copy what's trendy or "smart." Ask instead: What would I genuinely love to consume? Remember your audience is human, like you. And remember, building a business is a privilege. You get to create a small world that reflects your values. You get to hire people, pay them, shape a culture. "That's so cool, and it should make you feel powerful." With that power comes responsibility. "Everyone says it's about making the most money. But what if the goal was to make the coolest world possible, for as many people as possible?" Where to find Kevan and Shannon (57:16) Points listeners to aroundthebonfire.com/experiences. That's where they host their retreats. Next one is April 2026. "We'd love to see you there."   Companies/Organizations Bonfire Buffer Oyster Vox Zander Media Siegel+Gale Interbrand Pentagram Reforge Robin's Café Books / Frameworks / Theories Traction BJ Fogg's behavioral model Ogilvy's "Big Ideal" Purpose → Story Frameworks → Touch Point People Paula Wagner BJ Fogg MrBeast (Jimmy Donaldson) David Ogilvy Newsletters Snafu Kevan's previous publication  

Matt Faircloth interviews Mark Kenney. Mark opens up about Think Multifamily's rapid growth, the lending and partnership challenges that led to major losses, and the hard-won lessons that came out of it. He explains how rising interest rates, canceled tax programs, and lender aggressiveness created a perfect storm for multifamily operators, and why ignoring those red flags proved costly. Mark also discusses his personal low points, the importance of transparent communication with investors, and how he's now rebuilding his business with a renewed focus on long-term stability, fixed-rate debt, and vertically integrated operations. Mark KenneyCurrent role: Co-Founder and CEO, Think MultifamilyBased in: Dallas, TexasSay hi to them at: https://thinkmultifamily.com/ | https://www.linkedin.com/in/mark-kenney-566065142/ Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Shares of Nvidia (NVDA) sold off more than 7% on the week amid continuing economic uncertainty and a reassessment of tech valuations. Rick Ducat talks about how the stock has "come back to Earth" after being a high-flier in recent years but has proven to be a technical darling when examining Nvidia's chart. As for the options front, Rick points out how traders are expecting anything from a retreat to key support to a run back to all-time highs.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Pascal Wagner interviews Michael Alberse. Michael walks through his journey from earning $161 a month in high-yield savings interest to building over $6,000 a month in passive income through a “Frankenstein” mix of cold storage, micro private equity, small business loans, covered-call ETFs, mobile home parks, multifamily, and private money lending. He shares both the 9x home-run exit from a cold storage deal and painful lessons from chasing yield in risky rideshare and cupcake business loans, highlighting why he now prioritizes experienced, obsessive operators and better downside protection. Michael also talks about using masterminds and education to level up his due diligence, hiring a CPA, capping his check size per deal, and keeping his Google job so active income can continue to fuel his passive income portfolio and long-term lifestyle freedom goals. Michael AlberseCurrent role: Google Cloud Account Executive and creator of Micro Investing Based in: Atlanta, Georgia. Say hi to them at: https://investingmicro.com/ | https://www.instagram.com/micro.investing/ | i Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Carl Quintanilla, Jim Cramer and David Faber led off the show with the government shutdown's impact on air travel: Transportation Secretary Sean Duffy and Federal Aviation Administration officials announced a 10% reduction in air traffic at 40 major U.S. airports, beginning Friday. The anchors reacted to Nvidia CEO Jensen Huang softening comments he made to the Financial Times about China beating the U.S. in the AI race. Shares of Arm Holdings and Qualcomm moved in opposite directions after each company posted earnings. The watch is on to see how Tesla shareholders vote on CEO Elon Musk's $1 trillion pay package at the EV maker's annual meeting. Also in focus: Big market swings for Thursday's earnings winners and losers. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the real reason family conflict keeps repeating isn't about money, land, or even succession — but the unseen stories we've been carrying for generations?In this powerful conversation, Ben Law sits down with Lael Stone — educator, counsellor, author, and co-founder of Woodline Primary School — to unpack how unexamined imprints from our past quietly shape how we parent, lead, and communicate.From unspoken family expectations to generational beliefs about work, money, and self-worth, Lael shows how we can rewrite the stories that keep us stuck — so we don't hand them down to our kids.They dive into what “owning your story” really means, why forgiveness and grace are essential to healing old wounds, and how emotionally intelligent families break free from the patterns that sabotage trust and unity.If you've ever thought, “I sound just like my parents,” or wondered why the same family issues keep resurfacing, this is an episode you'll want every generation to hear.KEY THEMESThe invisible imprints we inherit from our family of originWhy awareness, not blame, is the key to breaking patternsHow to deal with conflict constructively — without blowing up or shutting downThe role of grace and forgiveness in family healingHow your personal growth impacts the next generation-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Amanda and Ash interview Charlie Kao. Charlie shares how growing up as “free labor” on his dad's properties eventually led him back into commercial real estate, where he's now best known for self-storage. He explains why he's cautious on self-storage at a national level, how overbuilding and new alternatives are changing demand, and why he's leaning into highly localized markets where he has an unfair advantage. Charlie also walks through innovative ways he's turning basic storage into a true service business, from accepting and placing medical shipments to offering boat/RV add-ons, all while using feasibility studies and data-driven pricing to stay ahead of the competition. Charlie KaoCurrent role: Principal and Asset Manager, Twin Oaks CapitalBased in: Grand Rapids, Michigan Say hi to them at: https://www.twinoakscap.com/ | LinkedIn Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

What if alignment with God isn't about striving for connection - but awakening to the union that's always been there? In this episode of Two Pastors and a Mic, Cory and Channock dive into the eBook How to Align with I AM, exploring the beautiful truth that there is no separation between you and the Divine. Together, they unpack the mystery of union, the faith of Christ, and how to live in the flow of peace instead of pressure.You'll hear:

Today's special guest Nature Expert Scid Who's all about outdoors, the environment and even reptiles. Shares his story on how he feel in love with nature. A lot of us don't get to explore nature like others do, so this conversation is about opening that door.Support the show

Shares of generics drugmaker Teva Pharma jumping double digits after earnings. Its CEO breaks down the impact of tariffs and price negotiations on margins. Then an inside look at Aramco's AI strategy, live from its headquarters in Saudi Arabia. Plus, the Supreme Court hears challenges against the Trump administration's tariff policies. A live report from outside the court room. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Richard McGirr kicks off a Capital Classroom solo session by translating big-name marketing frameworks from Russell Brunson and Alex Hormozi into practical strategies for capital raisers. He explains why LPs aren't really buying deals, but certainty of outcomes, and how stacking proof can 2–3x your conversions by de-risking the downside and building what he calls a “trust bank account.” Richard breaks down Hormozi's value equation and shows how debt funds, clear track records, and transparent reporting can dramatically increase the perceived likelihood of achievement for investors. He then walks through a concrete “proof sprint,” covering everything from monthly distribution tables and raw testimonials to live property tours, inspection reports, and third-party verification so your deal rooms and webinars become long-form proof engines instead of generic sales pitches. Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

My guest this week is Larry Kriesmer from Measured Risk Portfolios, where he oversees the SynthEquity® strategy to manage over $500 million focusing on using options and US Treasuries to minimize equity risks while pursuing S&P 500-level returns.Blog post available at: https://www.sharesforbeginners.com/blog/larry-kriesmer-synthequityWatch on YouTube right here.

Tune into your Tuesday morning market catch-up In today's episode Vodafone Idea gets a lifeline:
The Supreme Court has allowed the government to consider full relief on Vodafone Idea's adjusted gross revenue dues — a major breather for the debt-laden telecom giant. Shares jumped nearly 10% after the news, as investors welcomed what could be a turning point for the struggling carrier. India rebalances its oil basket:
India's crude oil imports from Russia plunged nearly 29% in September after the U.S. imposed a new 25% tariff on Russian barrels. To offset the drop, India ramped up sourcing from Nigeria, Angola, and Türkiye — signaling a strategic diversification in its energy imports. ‘Jungle Raj' returns to Bihar's politics:
As Bihar heads to the polls on November 6, familiar shadows from its violent political past are back. Candidates with criminal records — including one campaigning from jail — dominate headlines, reviving memories of the state's turbulent 1990s, writes Poornima Joshi. A historic win for India's women in blue:
Under Amol Muzumdar's guidance, India clinched its first-ever ICC Women's ODI World Cup. For Muzumdar — once dubbed the “eternal next man in” — it's redemption after decades of being overlooked. Now, the big question: will this triumph finally revolutionize women's cricket in India?, writes Radheshyam Jadhav. That's a wrap for today's news. Check out the hindu businessline's website. Thank you for joining us. stay informed and stay ahead

Richard McGirr interviews Julia Anderson. Julia shares her journey from running restaurant operations to launching Capital Catalyst, a fractional CMO firm helping real estate operators scale their marketing systems. She explains how effective CRM design, investor journey mapping, and consistent communication create trust that converts cold leads into long-term investors. Julia and Richard dive into practical strategies for marrying sales and marketing, building a white-glove investor experience, and knowing when your business is ready for paid ads or a full marketing department. Julia AndersonCurrent role: Founder of Capital Catalyst; Marketing Account Manager at Lightmark MediaBased in: Gilbert, ArizonaSay hi to them at: https://capitalcatalyst.com | https://lightmarkmedia.com Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Shares in Australia and the US continued to rise in October, Australian shares were up just under 0.5% and US shares were up about 2.25% for the month. But what's behind the numbers? In this episode, UniSuper's Head of Fixed Interest David Colosimo gives us the latest market news, as well as key things we're watching out for over the coming month. SHOW NOTES Release date: 3 November 2025. The information in this podcast is current as at the release date but may change in the future. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. Lyndon mentioned Chief Investment Officer John Pearce's latest investment update video - it's available on our website (unisuper.com.au/investments) or our YouTube channel (youtube.com/@unisupernews). Subscribe so you don't miss future updates. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. The information discussed in this podcast is of a general nature and may include general advice. It doesn't take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you, and whether to consult a qualified financial adviser. For a copy of the PDS and TMD, call us on 1800 331 685 or go to unisuper.com.au/pds. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Certain information contained in this podcast may include forward-looking statements, and we do not guarantee that these statements will eventuate. UniSuper has no obligation to provide updates or changes to the information in this podcast. Past performance is not an indicator of future performance. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

John Casmon interviews Pete Schnepp. Pete shares how he went from running a contracting company to building a 150-door portfolio, including his “five years to freedom” cash-flow goal and the mindset shift from “keep it small, keep it all” to partnering through JVs. He explains why many high-net-worth partners prefer voting rights and alignment over passive LP checks, and how he supplements third-party management to beat market occupancy. You'll hear practical tactics like speeding up turns, leveraging Facebook Marketplace for leasing, and using your “ikigai” to decide what to scale next. Pete SchneppCurrent role: Founder, Asset Stream Properties; creator of The Deal Room. Based in: Gilbert, Arizona. Say hi to them at: https://assetstreamproperties.com/ | https://peteschnepp.com/ | https://dealroomonline.com/ | LinkedIn | Instagram Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the worst chapters of your life could become the foundation for your greatest impact? In this episode, Michael Dash, entrepreneur, author, and self-described "super connector," shares his remarkable journey from 20 years of addiction and a six-year legal battle to becoming a force for connecting entrepreneurs, building meaningful communities, and helping the formerly incarcerated rebuild their lives. Through two pivotal relationships (his entrepreneurial father and spiritual mentor Soleil Rad), Michael discovered how early business training and a transformed prayer practice could unlock his gift for creating life-changing connections. His mission? Bringing like-minded entrepreneurs together to create exponential impact while building the Impact Accelerator alongside Vince Covino and Satya. Michael reflects on how these mentors shaped his path at critical moments and why he believes authentic relationships and community (not transactional connections) are the keys to transforming both business and life.   [00:04:05] What Michael Does: The Super Connector Describes himself as a "super connector" who finds joy in introducing people from his network Runs Live Life Activated retreats focused on aligning entrepreneurs' physical, mental, emotional, and spiritual practices with their vision Has run six retreats over five years, resulting in three businesses, multiple lasting friendships, and relationships formed among participants Currently working with Vince Covino and Satya building the Impact Accelerator: matching impact-driven entrepreneurs with heart-centered investors [00:11:26] Background: From Recruiting to Retreats Spent 20 years in recruiting and staffing, running his own business for 13 years Natural training ground for being a super connector: "basically what you're doing is matchmaking" Lived in Tulum, Mexico for 4.5 years before recently relocating to Austin, Texas Now focused on the Impact Accelerator: training entrepreneurs to receive funding and matching them with investors who want to make an impact beyond just ROI [00:06:53] Connection Success Story: Winner's Circle Heath & Shelly Winter's Partnership: Heath: Tennessee-based entrepreneur, expert at writing and winning grants Shelly Winter: Served five years in prison for addiction, became #1 salesperson at Microsoft after they initially rescinded her offer due to her record Mission: Helping current inmates train while incarcerated and connecting them with companies willing to hire formerly incarcerated individuals Michael's insight: "Imagine if you were judged your entire life by the worst thing you ever did" Now part of the Impact Accelerator community [00:12:01] The Impact Accelerator Vision Bringing entrepreneurs looking for funding together with impact-driven investors Training entrepreneurs first: MVPs, what to ask for, technical requirements for funding Matching with "heart-centered investors": those who want ROI but also want to make the world better Philosophy: "Take a 10-year plan and make it a three-year plan" through strategic partnerships [00:15:10] The Million Dollar Question: A Key Distinction Michael's Perspective on "Life-Changing" Introductions: Challenges the premise: "I don't believe anybody can change your life except you" "Have I been introduced to people who have shifted my perspective, who have laid out another path that I could travel? Absolutely." Key insight: An experience is only life-changing if you take action afterward "It's really all about what each and every one of us actually does with that experience that can make it life-altering" [00:16:34] Pivotal Person #1: His Father The Entrepreneurial Foundation: Father was an entrepreneur who trained Michael from age 8 Worked in father's retail store and import/export business (collectibles: Swarovski, Baccarat, Waterford, Royal Doulton) Learned about sales, relationships, and "schmoozing" as a child Michael's reflection: "At the end of the day, they did the best with what they had" Their connection was through entrepreneurship and sales [00:19:08] Pivotal Person #2: Soleil Rad The Spiritual Transformation: Met in Tulum, Mexico while Soleil was running men's groups Men's work focused on expressing challenges, confronting shadows, sharing darkest secrets, and celebrating wins Reframed prayer as a partnership with God, not begging "Looking at God as a business partner": giving gratitude, asking for what you want, then showing God you're taking action [00:20:39] The Prayer Practice That Changed Everything Michael's New Approach: Training to be grateful throughout the day: for food, home, even rejections and setbacks "Be grateful the person just turned down the business deal. Be grateful I just got cut off. Be grateful the police pulled me over." Attitude of gratitude that "retrieves" the nervous system Philosophy: Training your vessel to receive the light from God [00:24:23] Kevin's Perspective: The Holy Spirit Connection Being a Vessel: Kevin shares story of Marcus Polls telling him: "This work you do is the Holy Spirit working through you" Realization that super connecting is about allowing yourself to be a vessel "Every conversation I have, I'm just here to be me and be the best steward I can" Partnership with God/Holy Spirit/Universe changes perspective on connecting [00:28:21] The Philosophy of Divine Connections Michael's Belief: "The right people are being brought to me for a reason. I don't need to know the reason now." Flow and keep building without attachment to knowing why Accomplishing more together than any individual can alone [00:30:41] Michael's Book: Chasing the High Chronicles his 20-year addiction journey and six-year legal battle Shares entrepreneurship journey and how he turned his life around Available on Amazon and Audible (Michael narrates the audiobook himself) Fair warning: "If you can handle a Jersey accent for four hours, get it on Audible" [00:31:37] Advice for the Shy: Step Into the Magic For Those Who Hesitate: Fear is what holds back the magic of connection If you're intimidated by someone, that's even MORE reason to introduce yourself Our minds are powerful: we can convince ourselves of anything (good, bad, or ugly) Honor your intuition: If it tells you to speak to someone, go speak to them Opening Questions That Work: Instead of "What do you do?" or "Where are you from?" Try: "What brings you joy in life?" Lead with inquisitive questions, not what you do If you struggle with questions, use ChatGPT for help [00:33:15] The Power of Questions Kevin's Story: At San Diego event, asked someone a question and spent the entire 15-minute break listening Person apologized for not learning anything about Kevin They became very good friends That same trip led to starting the Million Dollar Relationships Podcast KEY QUOTES "I don't believe anybody can change your life except you." - Michael Dash "Looking at God as a business partner." - Michael Dash "The right people are being brought to me for a reason. I don't need to know the reason now." - Michael Dash "Step through that fear because that fear is what holds back the magic." - Michael Dash CONNECT WITH MICHAEL DASH

Kevin Green joins Morning Movers with a look at Amazon (AMZN) after earnings. Shares of the e-commerce giant and AWS provider are on track for all-time highs after a massive revenue beat and guiding for north of $206B in 4Q revenue. KG later looks at Coinbase (COIN) which topped earnings and 3Q subscription estimates. Kevin says investors and traders will hope to avoid any "spooky" headlines heading into the weekend. For the S&P 500 (SPX), KG's watching upside resistance at $6920 and downside support at $6820 for today's session.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Exhaustion signals TESLA - a rabbit out of a hat! Fed meeting in focus S&P earnings week - its a big one PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Don't fight the tape - Exhaustion signals everywhere - but plenty of money floating around it seems - Seeing lots of overheated signs..... - BUT, everything is fine. Nothing to worry about Markets - Fed Meeting today and tomorrow - Rate decision on Wednesday - Biggest week for earnings (S&P) - ATH - Let' GO! First time over 6,780 for the S&P 500 - Profit margins with those Tariffs - Surprise! - Emerging markets - On FIRE! Factoid - Ft Lauderdale Boat Show - The economic impact of the Fort Lauderdale International Boat Show (FLIBS) is significant, generating over $1.78 billion in economic output for Florida, supporting more than 100,000 jobs, and creating millions in sales and taxes. The Fort Lauderdale International Boat Show is considered to be the largest boat show in the world, with over 3 million square feet of exhibition space across multiple marinas. Godcaster is turning churches into local radio stations - Get the Godcaster app on Android and iOS - An Adam Curry Project Fed Meeting - Stock and All time highs - GOLD, SILVER rocking - Crypto doing just fine - GDP good - Employment good - Housing market improving - Limited information about economic activity due to Government is CLOSED - Inflation is well about Fed's own measures (3%) - FED IS GOING TO LOWER RATES REMEMBER - NOTHING TO WORRY ABOUT - TRUST THE GOVERNMENT  CPI - The consumer price index showed a 0.3% increase on the month, putting the annual inflation rate at 3%, both lower than expected. - Excluding food and energy, core CPI showed a 0.2% monthly gain and an annual rate also at 3%, less than forecast. - The Bureau of Labor Statistics released the data specifically because the Social Security Administration uses it as a benchmark for cost-of living adjustments in benefit checks. Otherwise, the federal government has suspended all data compilation during the shutdown. Quick Meme Update - BYND - fell back to earth - down to $1.75 from $7 last week... - We should have shorted for the game like we talked about - It was supposed to be the next Apple! Qualcomm News! - They are in the game now - seems that Qualcomm now has the goods to compete with AMD and NVDA - Stock up 15% on this news (AMD and NVDA unfazed) - Qualcomm's data center chips are based on the AI parts in Qualcomm's smartphone chips called Hexagon neural processing units, or NPUs. - Nearly $6.7 trillion in capital expenditures will be spent on data centers through 2030, with the majority going to systems based around AI chips, according to a McKinsey estimate. (3% of of annual GDP for the ext 5 years) Why Not Intel? - The U.S. has formed a $1 billion partnership with Advanced Micro Devices  to construct two supercomputers that will tackle large scientific problems ranging from nuclear power to cancer treatments to national security, Energy Secretary Chris Wright and AMD CEO Lisa Su told Reuters. - The U.S. is building the two machines to ensure the country has enough supercomputers to run increasingly complex experiments that require harnessing enormous amounts of data-crunching capability. The machines can accelerate the process of making scientific discoveries in areas the U.S. is focused on. NVDA Spending Spree - Massive announcements today and $1billion stake in Nokia - Nokia announced on Tuesday that Nvidia is taking a $1 billion stake in the networking company, the latest partnership for the artificial intelligence chipmaker. - Shares of Nokia soared 26% higher following the news.

Send us a textThis week, we have an incredible guest, Bob Lee, who spent decades in law enforcement in Florida.  He has some amazing stories about his detective work to track down poachers, chase down illegal fishermen, and survive a boat sinking at night in gator infested waters.More info on Bob can be found here:  https://bobhlee.com/Bob's books can be found here:https://www.amazon.com/Backcountry-Lawman-Stories-Florida-History/dp/0813061288https://www.amazon.com/Bad-Guys-Bullets-Boat-Chases/dp/0813062446/ref=sims_dp_d_dex_ai_rank_model_1_d_v1_d_sccl_1_2/141-1253371-1797256?pd_rd_w=2KOZq&content-id=amzn1.sym.da0b205c-8cc7-4a8d-9d0a-8ed3705890a2&pf_rd_p=da0b205c-8cc7-4a8d-9d0a-8ed3705890a2&pf_rd_r=3C5GFBSEHSGJZ24RAM8F&pd_rd_wg=VeRgM&pd_rd_r=1aa72da3-26bc-49a9-a34f-a7cd519bedbf&pd_rd_i=0813062446&psc=1https://www.amazon.com/Bones-Water-Bob-H-Lee/dp/B0DL5ZHCS8/ref=sims_dp_d_dex_ai_rank_model_1_d_v1_d_sccl_1_1/141-1253371-1797256?pd_rd_w=N99vb&content-id=amzn1.sym.da0b205c-8cc7-4a8d-9d0a-8ed3705890a2&pf_rd_p=da0b205c-8cc7-4a8d-9d0a-8ed3705890a2&pf_rd_r=NKW8TDPAD7A56HY2X9F8&pd_rd_wg=8r8UA&pd_rd_r=828fbca7-520e-4054-bf31-aae5014db903&pd_rd_i=B0DL5ZHCS8&psc=1Please subscribe! Shares and reviews are much appreciated!Get your FREE sticker from the Florida Springs Council and sign up to be a springs advocate at https://www.floridaspringscouncil.org/madcapsQuestions and comments can be emailed at thefloridamadcaps@gmail.comRyan can be found on Instagram at: https://www.instagram.com/the_fl_excursionist/Chris and Chelsey can be found at https://www.instagram.com/sunshinestateseekers/?hl=en

This is the audio of the session "Montreal Whatever Works" meeting led by Troy with speaker Jyoti from Day 2 of Virtual ICSAA 2025. Recordings from the conference are being edited for public sharing and are being uploaded as they are made ready. Follow/subscribe to us on buzzsprout to be alerted as your favorite episodes are available. For information on ICSAA 2026 in-person in Phoenix next year, check out https://www.aasecular.org/icsaa-2026 and register now!Session Description: Regularly Scheduled Speaker/Discussion Meetring.  Shares focus on speaker insights and/or Whatever Works for people in recovery whether it be AA or anything else. This is a free thinkers meeting open to all who wish to abstain from alcohol.For more info on secular AA including Zoom meetings, in-person meetings, and virtual gatherings, check out:- https://aasecular.org- secularAA@gmail.comSecular AA is AA sobriety that is neither religious nor irreligious, focusing on the practical, humanist tools of Alcoholics Anonymous and borrowed from the wider recovery community. Secular AA is a growing subculture within AA, offering 100 agnostic/atheist/freethinkers AA meetings every day + regional events and the International Conference of Secular AA (ICSAA). More @ https://aasecular.org

Shares of United Parcel Service and Wayfair gained 7 percent and 20 percent respectively after their results, About one-third of S and P 500 companies have reported and of those 83 percent have beaten earnings expectations, More set to report this week including Alphabet, Amazon, Apple, Meta Platforms and Microsoft

Shares of United Parcel Service and Wayfair gained 7 percent and 20 percent respectively after their results, About one-third of S and P 500 companies have reported and of those 83 percent have beaten earnings expectations, More set to report this week including Alphabet, Amazon, Apple, Meta Platforms and MicrosoftSee omnystudio.com/listener for privacy information.

In the world of investing, success often hinges on more than just numbers and market trends. Too much financial commentary focuses on investments rather than the people investing. There are way too many aspirational messages that lack the practical steps to put a plan in action. In the latest podcast episode, I welcome Shani Jayamanne, co-author of the book "Invest Your Way: How to Grow Your Wealth on Your Terms." co-authored with Mark Lamonica.Blog post available at: https://www.sharesforbeginners.com/blog/shani-jayamanne-investWatch on YouTube right here.

P.M. Edition for Oct. 27. Shares of Qualcomm rose 11% today after the company announced that it plans to launch new artificial-intelligence accelerator chips. We hear from WSJ reporter Robbie Whelan about what the entrance of Qualcomm, which has so far mostly focused on chips for mobile devices, means for the AI race. Plus, the Caribbean braces for the arrival of Hurricane Melissa, which has developed into a Category 5 hurricane. Journal reporter Joseph De Avila discusses the damage the storm is expected to inflict, and where. And Sudanese rebels have captured the last government stronghold in Darfur. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shares of Qualcomm surging as the chipmaker announces a new AI accelerator chip. How it positions the company in the data center duels, and the semi surge its bringing to the rest of the space. Plus Japan, Argentina, and China all ticking higher as positive trade headlines move markets. Where the traders are looking for the best opportunities abroad, and the international exposure that could boost your portfolio.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textLinking the Travel Industry is a business travel podcast where we review the top travel industry stories that are posted on LinkedIn by LinkedIn members.  We curate the top posts and discuss with them with travel industry veterans in a live session with audience members.  You can join the live recording session by visiting BusinessTravel360.comYour Hosts are Riaan van Schoor, Ann Cederhall and Aash ShravahStories covered on this podcast episode include -Virgin Atlantic has confirmed that their CEO Shai Weiss is leaving the company. He's been in that role since 2019.Navan sets a valuation of up to $6.45 billion and plans to raise about $960 million in its initial public offering.Revolut acquires AI travel agent startup Swifty.The travel technology publication Travolution.com is acquired by travel tech firm Travelsoft.Shares in easyJet jumped by as much as 12% after reports that MSC Mediterranean Shipping Company was considering a takeover of the airline.The most engaged post of the week goes the one by Erika Armstrong, in which the truth behind the "close door" sign in US elevators is revealed.Extra Stories:Finnair washes plane with water?Enterprise Wins the JD Power SurveyDelta has a great Q3 performance You can subscribe to this podcast by searching 'BusinessTravel360' on your favorite podcast player or visiting BusinessTravel360.comThis podcast was created, edited and distributed by BusinessTravel360.  Be sure to sign up for regular updates at BusinessTravel360.com - Enjoy!Support the show

R.P. Shares some thoughts on the War of Words in the Cattle World, and a poem co written with his pal Don Schauda "Son Of The West".

On the latest episode of The Walk Humbly Podcast, Bishop Burbidge:    Recaps the recent Mass for Marriage Jubilarians celebrating 25 and 50 years of marriage; access the media gallery here   Previews annual liturgies in our diocese, including a Mass for homeschool families, All Saints Day, and All Souls' Day   Speaks further on Pope Leo's XIV first apostolic exhortation, Dilexi te   Shares what is at stake this election season with every seat in the House of Delegates on the ballot    Highlights the upcoming National Vocation Awareness Week (November 2-8) and recalls the invaluable role one priest in his life served in his own discernment of the priesthood   Answers a question from the faithful: “When God gives someone a special talent such as singing well or playing an instrument well, how do we use those talents for God and not get prideful when people tell us that we did really well?” 

In this episode, College Professor of Practice Steve Parrish joins fellow instructor Mark McLennon for a deep dive into the tax planning and estate planning implications of the One Big Beautiful Bill Act (OBBBA). They cover the see-sawing history of tax policy in legislation, what provisions are out and in this time around, and the at times profound financial planning impacts that this latest incarnation of tax policy can have on estate planning and other elements of planning impacted by tax laws. Find all episodes at TheAmericanCollege.edu/Shares.

Send us a textPlease subscribe! Shares and reviews are much appreciated!Get your FREE sticker from the Florida Springs Council and sign up to be a springs advocate at https://www.floridaspringscouncil.org/madcapsQuestions and comments can be emailed at thefloridamadcaps@gmail.comRyan can be found on Instagram at: https://www.instagram.com/the_fl_excursionist/Chris and Chelsey can be found at https://www.instagram.com/sunshinestateseekers/?hl=en

The Go Radio Football Show: 22nd of October, 2025. Join host Paul Cooney alongside ex Rangers & Aberdeen Defender Richard Foster and ex Celtic & Aberdeen Defender Charlie Mulgrew in Association with Burger King. This is a catch-up version of the live, daily Go Radio Football show.  Don't miss it – PLAY and HIT SUBSCRIBE, and NEVER miss an episode! Brendan Rodgers under pressure: The Celtic manager responds to criticism over his “Honda Civic vs Ferrari” analogy. Admits Celtic lack the explosive speed of previous seasons and explains how he plans to adapt. Opens up about summer transfer frustrations and why recruitment fell short. Shares his tactical approach for Sturm Graz and the importance of stability amid injuries. Rangers' new era with Danny Röhl: First impressions of the 36-year-old head coach—his philosophy, intensity, and tactical flexibility. Why Röhl insists on pressing, sprinting, and togetherness before attractive football. Reveals his plan to turn negative energy into positive momentum and build confidence through consecutive wins. Modern football debate: Is possession football killing entertainment? Why fans and pundits are fed up with “robotic” play. Heated discussion on risk-taking, attacking intent, and why crossing the ball matters more than stats. Caller Scott sparks a conversation on why nobody takes players on anymore - and how youth coaching might be to blame. Youth development and coaching culture: Are academies stifling creativity with rigid structures? Charlie Mulgrew recalls Tommy Burns' people-first approach and why freedom beats over-coaching. Radical ideas: Paying youth coaches more, incentivising player development, and banning parents from shouting instructions. Fan protests and boardroom battles: Celtic supporters voice frustration over recruitment and governance - but are protests harming the team? Rodgers and pundits weigh in on the impact of match-day disruptions and the need for unity. Rangers board fronts up to criticism, defends big-money signing Youssef Chermiti, and promises transparency. Predictions and pressure: Can Celtic rediscover their spark against Sturm Graz? Will Rangers show immediate signs of change under Röhl in Norway? Scoreline predictions and what success looks like for both sides. The Go Radio Football Show, weeknights from 5pm-7pm across Scotland on DAB, Online, Smart Speaker and on the Go Radio App. IOS: https://apps.apple.com/gb/app/go-radio/id1510971202 Android: https://play.google.com/store/apps/details?id=uk.co.thisisgo.goradio&pcampaignid=web_share  In Association with Burger King. Home of the Whopper, home delivery half time or full time, exclusively on the Burger King App  https://www.burgerking.co.uk/download-bk-app. Follow us @thisisgoradio on Instagram, Facebook, LinkedIn and Tik Tok  For more Go Creative Podcasts, head to: https://thisisgo.co.uk/podcasts/   Facebook: https://www.facebook.com/share/1ATeQD... 

Send us a textEpisode 93 of 'The Open Forum' where Christians, Atheists are invited to join the discussion. Guests will be invited on a first come first serve basis. Please note we can only have a maximum of 10 panelists (including efdawah panelists) at any one time.Link to join the panel: TEARS OF GAZA Donation Link: https://givebrite.com/gazacrisis© 2025 EFDawah All Rights ReservedWebsite : https://efdawah.com/https://www.patreon.com/EFDawahhttps://gofund.me/7cb27d17https://www.paypal.me/EFDawahhttps://www.cashbackmycharity.co.uk/?...https://www.facebook.com/efdawah/Timestamps:00:00 - Intro01:05 - EF Dawah Panel join: Format of the Stream02:11 - Weather Talk & Inviting Guests04:04 - Description of Mary (Maryam) in the Qur'an13:17 - The Qur'an correcting the Christian beliefs17:41 - Exploring the meaning of Qur'an 19:16-2631:47 - Wisdom behind Hardships in Islam34:03 - Analysis of the meaning of Qur'an 19:27-3341:36 - Monzur (Christian) joins: Claim about Bible43:24 - Examining the Unreliability of the Bible 51:01 - Joseph (Christian) joins51:30 - Discourse on Shariah Law vs American Law55:49 - What's the Shariah Law? 59:41 - Breaking barriers & building bridges1:01:43 - Jizya in Islam explained 1:05:44 - Understanding the Laws in Shariah 1:10:31 - Refuting the false claims against Shariah1:14:19 - Ruben (Muslim) joins: Shares his story1:15:22 - Freedom of Religion in America1:16:55 - Message to Muslims: Spread of Islam1:21:05 - Islamophobia in American Politics1:23:26 - Radical (Christian) joins1:24:54 - Discussion on the Peace Deal in G@z@1:26:29 - Reality of the Occupation of

My guest this week is Sean Tepper, founder and CEO of Tykr. Are you confused about investing? Sean Tepper joins us to discuss the importance of education and confidence in the stock market. Tune in to learn about the 4M confidence booster and how to avoid common investing mistakes!CLICK HERE AND USE THE COUPON CODE: SAVE30 FOR A 30% DISCOUNT ON ANY TYKR PLAN. 30% DISCOUNT APPLIES TO ALL MONTHS AND YEARS!! 30-DAY MONEY-BACK GUARANTEE.Blog post available at: https://www.sharesforbeginners.com/blog/sean-tepper-tykrWatch on YouTube right here.Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Shares of Cooper Companies (COO) rallied on Monday's session as an activist investor eyes a turnaround. Reports say Jana Partners is pushing for the company to merge with Bausch + Lomb (BLCO) among other strategic alternatives as the stock remains 30% lower year-over-year. Alex Coffey takes a closer look into the report and explains the rebound investors see in Cooper Companies.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Benny Pough. Shares his journey from a music executive to entrepreneur and author, emphasizing resilience, faith, mentorship, and personal branding.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Benny Pough. Shares his journey from a music executive to entrepreneur and author, emphasizing resilience, faith, mentorship, and personal branding.

Israel launches a fresh attack on Gaza as both sides trade blame over ceasefire violations. Hundreds of thousands march in anti-Trump "No Kings" rallies across the U.S. The U.S. sends two survivors of a deadly Caribbean drug-smuggling strikeback to Colombia and Ecuador for prosecution. Shares in Ray-Ban maker EssilorLuxottica surge after reporting record quarterly sales driven by its AI-powered Ray-Ban Meta glasses and new research offers fresh promise for confirming the existence of dark matter. Listen to our latest On Assignment episode on Viktor Orban's political future here. Sign up for the Reuters Econ World newsletter here.  Listen to the Reuters Econ World podcast here. Visit the Thomson Reuters Privacy Statement for information on our privacy and data protection practices.  You may also visit megaphone.fm/adchoices to opt out of targeted advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Snafu with Robin Zander. In this episode, I'm joined by Miki Johnson – coach, facilitator, and co-founder of Job Portraits, a creative studio that helped companies tell honest stories about their work and culture. Today, Miki leads Leading By Example, where she supports leaders and teams through moments of change – whether that's a career shift, new parenthood, or redefining purpose. We talk about how to navigate transition with awareness, why enjoying change takes practice, and what it means to lead with authenticity in uncertain times. Miki shares lessons from a decade of coaching and storytelling – from building human-centered workplaces to bringing more body and emotion into leadership. We also explore creativity in the age of AI, and how technology can either deepen or disconnect us from what makes us human. And if you're interested in these kinds of conversations, we'll be diving even deeper into the intersection of leadership, creativity, and AI at Responsive Conference 2026. If you're interested, get your tickets here! https://www.responsiveconference.com/  __________________________________________________________________________________________ 00:00 Start 01:20 Miki's Background and Reservations about AI Miki hasn't used AI and has “very serious reservations.” She's not anti-AI – just cautious and curious. Her mindset is about “holding paradox”, believing two opposing things can both be true. Her background shapes that approach. She started as a journalist, later ran her own businesses, and now works as a leadership coach. Early in her career, she watched digital technology upend media and photography – industries “blown apart” by change. When she joined a 2008 startup building editable websites for photographers, it was exciting but also unsettling. She saw innovation create progress and loss at the same time. Now in her 40s with two sons, her focus has shifted. She worries less about the tools and more about what they do to people's attention, empathy, and connection – and even democracy. Her concern is how to raise kids and stay human in a distracted world. Robin shares her concerns but takes a different approach. He notes that change now happens “day to day,” not decade to decade. He looks at technology through systems, questioning whether pre-internet institutions can survive. “Maybe the Constitution was revolutionary,” he says, “but it's out of date for the world we live in.” He calls himself a “relentless optimist,” believing in democracy and adaptability, but aware both could fail without reform. Both worry deeply about what technology is doing to kids. Robin cites The Anxious Generation by Jonathan Haidt and says, “I don't believe social media is good for children.” He and his fiancée plan to limit their kids' screen time, just as Miki already does. They see it as a responsibility: raising grounded kids in a digital world. Robin sees AI as even more transformative – and risky – than anything before. “If social media is bigger than the printing press,” he says, “AI is bigger than the wheel.” He's amazed by its potential but uneasy about who controls it. He doubts people like Sam Altman act in the public's best interest. His concern isn't about rejecting AI but about questioning who holds power over it. Their difference lies in how they handle uncertainty. Miki's instinct is restraint and reflection – question first, act later, protect empathy and connection. Robin's instinct is engagement with vigilance – learn, adapt, and reform systems rather than retreat. Miki focuses on the human and emotional. Robin focuses on the structural and systemic. Both agree technology is moving faster than people can process or regulate. Miki uses curiosity to slow down and stay human. Robin uses curiosity to move forward and adapt. Together, they represent two sides of the same challenge: protecting what's most human while building what's next. 10:05 Navigating the Tech Landscape Miki starts by describing how her perspective has been shaped by living in two very different worlds. She spent over a decade in the Bay Area, surrounded by tech and startups. She later moved back to her small hometown of Athens, Ohio—a progressive college town surrounded by more rural areas. She calls it “a very small Austin”, a blue dot in a red state. She loves it there and feels lucky to have returned home. Robin interrupts briefly to highlight her background. He reminds listeners that Miki and her husband, Jackson, co-founded an employer branding agency called Job Portraits in 2014, the same year they got married. Over eight years, they grew it to around 15 full-time employees and 20 steady contractors. They worked with major startups like DoorDash, Instacart, and Eventbrite when those companies were still small—under 200 employees. Before that, they had started another venture in Chicago during Uber's early expansion beyond San Francisco. Their co-working space was right next to Uber's local team setting up drivers, giving them a front-row seat to the tech boom. Robin points out that Miki isn't coming at this topic as a “layperson.” She deeply understands technology, startups, and how they affect people. Miki continues, explaining how that background informs how she sees AI adoption today. Her Bay Area friends are all-in on AI. Many have used it since its earliest days—because it's part of their jobs, or because they're building it themselves. Others are executives leading companies developing AI tools. She's been watching it unfold closely for years, even if she hasn't used it herself. From her position outside the tech bubble now, she can see two clear camps: Those immersed in AI, excited and moving fast. And those outside that world—more cautious, questioning what it means for real people and communities. Living between those worlds—the fast-paced tech culture and her slower, more grounded hometown—gives her a unique vantage point. She's connected enough to understand the innovation but distant enough to see its costs and consequences. 16:39 The Cost of AI Adoption Miki points out how strange it feels to people in tech that she hasn't used AI. In her Bay Area circles, the idea is almost unthinkable. Miki understands why it's shocking. It's mostly circumstance—her coaching work doesn't require AI. Unlike consultants who “all tell leaders how to use AI,” her work is based on real conversations, not digital tools. Her husband, Jackson, also works at a “zero-technology” K–12 school he helped create, so they both exist in rare, tech-free spaces. She admits that's partly luck, not moral superiority, just “tiny pockets of the economy” where avoiding AI is still possible. Robin responds with his own story about adopting new tools. He recalls running Robin's Café from 2016 to 2019, when most restaurants still used paper timesheets. He connected with two young founders who digitized timesheets, turning a simple idea into a company that later sold to a global conglomerate. By the time he sold his café, those founders had retired in their 20s. “I could still run a restaurant on paper,” he says, “but why would I, if digital is faster and easier?” He draws a parallel between tools over time—handwriting, typing, dictation. Each serves a purpose, but he still thinks best when writing by hand, then typing, then dictating. The point: progress adds options, not replacements. Miki distills his point: if a tool makes life easier, why not use it? Robin agrees, and uses his own writing practice as an example. He writes a 1,000-word weekly newsletter called Snafu. Every word is his, but he uses AI as an editor—to polish, not to create. He says, “I like how I think more clearly when I write regularly.” For him, writing is both communication and cognition—AI just helps him iterate faster. It's like having an instant editor instead of waiting a week for human feedback. He reminds his AI tools, “Don't write for me. Just help me think and improve.” When Miki asks why he's never had an editor, he explains that he has—but editors are expensive and slow. AI gives quick, affordable feedback when a human editor isn't available. Miki listens and reflects on the trade-offs. “These are the cost-benefit decisions we all make,” she says—small, constant choices about convenience and control. What unsettles her is how fast AI pushes that balance. She sees it as part of a long arc—from the printing press to now—but AI feels like an acceleration. It's “such a powerful technology moving so fast” that it's blowing the cover off how society adapts to change. Robin agrees: “It's just the latest version of the same story, since writing on cave walls.” 20:10 The Future of Human-AI Relationships Miki talks about the logical traps we've all started accepting over time. One of the biggest, she says, is believing that if something is cheaper, faster, or easier – it's automatically better. She pushes further: just because something is more efficient doesn't mean it's better than work. There are things you gain from working with humans that no machine can replicate, no matter how cheap or convenient it becomes. But we rarely stop to consider the real cost of trading that away. Miki says the reason we overlook those costs is capitalism. She's quick to clarify – she's not one of those people calling late-stage capitalism pure evil. Robin chimes in: “It's the best of a bunch of bad systems.” Miki agrees, but says capitalism still pushes a dangerous idea: It wants humans to behave like machines—predictable, tireless, cheap, and mistake-free. And over time, people have adapted to that pressure, becoming more mechanical just to survive within it. Now we've created a tool—AI—that might actually embody those machine-like ideals. Whether or not it reaches full human equivalence, it's close enough to expose something uncomfortable: We've built a human substitute that eliminates everything messy, emotional, and unpredictable about being human. Robin takes it a step further, saying half-jokingly that if humanity lasts long enough, our grandchildren might date robots. “Two generations from now,” he says, “is it socially acceptable—maybe even expected—that people have robot spouses?” He points out it's already starting—people are forming attachments to ChatGPT and similar AIs. Miki agrees, noting that it's already common for people under 25 to say they've had meaningful interactions with AI companions. Over 20% of them, she estimates, have already experienced this. That number will only grow. And yet, she says, we talk about these changes as if they're inevitable—like we don't have a choice. That's what frustrates her most: The narrative that AI “has to” take over—that it's unstoppable and universal—isn't natural evolution. It's a story deliberately crafted by those who build and profit from it. “Jackson's been reading the Hacker News comments for 15 years,” she adds, hinting at how deep and intentional those narratives run in the tech world. She pauses to explain what Hacker News is for anyone unfamiliar. It's one of the few online forums that's still thoughtful and well-curated. Miki says most people there are the ones who've been running and shaping the tech world for years—engineers, founders, product leaders. And if you've followed those conversations, she says, it's obvious that the people developing AI knew there would be pushback. “Because when you really stop and think about it,” she says, “it's kind of gross.” The technology is designed to replace humans—and eventually, to replace their jobs. And yet, almost no one is seriously talking about what happens when that becomes real. “I'm sorry,” she says, “but there's just something in me that says—dating a robot is bad for humanity. What is wrong with us?” Robin agrees. “I don't disagree,” he says. “It's just… different from human.” Miki admits she wrestles with that tension. “Every part of me says, don't call it bad or wrong—we have to make space for difference.” But still, something in her can't shake the feeling that this isn't progress—it's disconnection. Robin expands on that thought, saying he's not particularly religious, but he does see humanity as sacred. “There's something fundamental about the human soul,” he says. He gives examples: he has metal in his ankle from an old injury; some of his family members are alive only because of medical devices. Technology, in that sense, can extend or support human life. But the idea of replacing or merging humans with machines—of being subsumed by them—feels wrong. “It's not a world I want to live in,” he says plainly. He adds that maybe future generations will think differently. “Maybe our grandkids will look at us and say, ‘Okay boomer—you never used AI.'” 24:14 Practical Applications of AI in Daily Life Robin shares a story about a house he and his fiancée almost bought—one that had a redwood tree cut down just 10 feet from the foundation. The garage foundation was cracked, the chimney tilted—it was clear something was wrong. He'd already talked to arborists and contractors, but none could give a clear answer. So he turned to ChatGPT's Deep Research—a premium feature that allows for in-depth, multi-source research across the web. He paid $200 a month for unlimited access. Ran 15 deep research queries simultaneously. Generated about 250 pages of analysis on redwood tree roots and their long-term impact on foundations. He learned that if the roots are alive, they can keep growing and push the soil upward. If they're dead, they decompose, absorb and release water seasonally, and cause the soil to expand and contract. Over time, that movement creates air pockets under the house—tiny voids that could collapse during an earthquake. None of this, Robin says, came from any contractor, realtor, or arborist. “Even they said I'd have to dig out the roots to know for sure,” he recalls. Ultimately, they decided not to buy that house—entirely because of the data he got from ChatGPT. “To protect myself,” he says, “I want to use the tools I have.” He compares it to using a laser level before buying a home in earthquake country: “If I'll use that, why not use AI to explore what I don't know?” He even compares Deep Research to flipping through Encyclopedia Britannica as a kid—hours spent reading about dinosaurs “for no reason other than curiosity.” Robin continues, saying it's not that AI will replace humans—it's that people who use AI will replace those who don't. He references economist Tyler Cowen's Average Is Over (2012), which described how chess evolved in the early 2000s. Back then, computers couldn't beat elite players on their own—but a human + computer team could beat both humans and machines alone. “The best chess today,” Robin says, “is played by a human and computer together.” “There are a dozen directions I could go from there,” Miki says. But one idea stands out to her: We're going to have to choose, more and more often, between knowledge and relationships. What Robin did—turning to Deep Research—was choosing knowledge. Getting the right answer. Having more information. Making the smarter decision. But that comes at the cost of human connection. “I'm willing to bet,” she says, “that all the information you found came from humans originally.” Meaning: there were people who could have told him that—just not in that format. Her broader point: the more we optimize for efficiency and knowledge, the less we may rely on each other. 32:26 Choosing Relationships Over AI Robin points out that everything he learned from ChatGPT originally came from people. Miki agrees, but says her work is really about getting comfortable with uncertainty. She helps people build a relationship with the unknown instead of trying to control it. She mentions Robin's recent talk with author Simone Stolzoff, who's writing How to Not Know—a book she can't wait to read. She connects it to a bigger idea: how deeply we've inherited the Enlightenment mindset. “We're living at the height of ‘I think, therefore I am,'” she says. If that's your worldview, then of course AI feels natural. It fits the logic that more data and more knowledge are always better. But she's uneasy about what that mindset costs us. She worries about what's happening to human connection. “It's all connected,” she says—our isolation, mental health struggles, political polarization, even how we treat the planet. Every time we choose AI over another person, she sees it as part of that drift away from relationship. “I get why people use it,” she adds. “Capitalism doesn't leave most people much of a choice.” Still, she says, “Each time we pick AI over a human, that's a decision about the kind of world we're creating.” Her choice is simple: “I'm choosing relationships.” Robin gently pushes back. “I think that's a false dichotomy,” he says. He just hosted Responsive Conference—250 people gathered for human connection. “That's why I do this podcast,” he adds. “To sit down with people and talk, deeply.” He gives a personal example. When he bought his home, he spoke with hundreds of people—plumbers, electricians, roofers. “I'm the biggest advocate for human conversations,” he says. “So why not both? Why not use AI and connect with people?” To him, the real question is about how we use technology consciously. “If we stopped using AI because it's not human,” he asks, “should we stop using computers because handwriting is more authentic?” “Should we reject the printing press because it's not handwritten?” He's not advocating blind use—he's asking for mindful coexistence. It's also personal for him. His company relies on AI tools—from Adobe to video production. “AI is baked into everything we do,” he says. And he and his fiancée—a data scientist—often talk about what that means for their future family. “How do we raise kids in a world where screens and AI are everywhere?” Then he asks her directly: “What do you tell your clients? Treat me like one—how do you help people navigate this tension?” Miki smiles and shakes her head. “I don't tell people what to do,” she says. “I'm not an advisor, I'm a coach.” Her work is about helping people trust their own intuition. “Even when what they believe is contrarian,” she adds. She admits she's still learning herself. “My whole stance is: I don't know. I don't know. I don't know.” She and her husband, Jackson, live by the idea of strong opinions, loosely held. She stays open—lets new conversations change her mind. “And they do,” she says. “Every talk like this shifts me a little.” She keeps seeking those exchanges—with parents, tech workers, friends—because everyone's trying to figure out the same thing: How do we live well with technology, without losing what makes us human? 37:16 The Amish Approach to Technology Miki reflects on how engineers are both building and being replaced by AI. She wants to understand the technology from every angle—how it works, how it affects people, and what choices it leaves us with. What worries her is the sense of inevitability around AI—especially in places like the Bay Area. “It's like no one's even met someone who doesn't use it,” she says. She knows it's embedded everywhere—Google searches, chatbots, everything online. But she doesn't use AI tools directly or build with them herself. “I don't even know the right terminology,” she admits with a laugh. Robin points out that every Google search now uses an LLM. Miki nods, saying her point isn't denial—it's about choice. “You can make different decisions,” she says. She admits she hasn't studied it deeply but brings up an analogy that helps her think about tech differently: the Amish. “I call myself kind of ‘AI Amish,'” she jokes. She explains her understanding of how the Amish handle new technology. They're not anti-tech; they're selective. They test and evaluate new tools to see if they align with their community's values. “They ask, does it build connection or not?” They don't just reject things—they integrate what fits. In her area of Ohio, she's seen Amish people now using electric bikes. “That's new since I was a kid,” she says. It helps them connect more with each other without harming the environment. They've also used solar power for years. It lets them stay energy independent without relying on outside systems that clash with their values. Robin agrees—it's thoughtful, not oppositional. “They're intentional about what strengthens community,” he says. Miki continues: What frustrates her is how AI's creators have spent the last decade building a narrative of inevitability. “They knew there would be resistance,” she says, “so they started saying, ‘It's just going to happen. Your jobs won't be taken by AI—they'll be taken by people who use it better than you.'” She finds that manipulative and misleading. Robin pushes back gently. “That's partly true—but only for now,” he says. He compares it to Uber and Lyft: at first, new jobs seemed to appear, but eventually drivers started being replaced by self-driving cars. Miki agrees. “Exactly. First it's people using AI, then it's AI replacing people,” she says. What disturbs her most is the blind trust people put in companies driven by profit. “They've proven over and over that's their motive,” she says. “Why believe their story about what's coming next?” She's empathetic, though—she knows why people don't push back. “We're stressed, broke, exhausted,” she says. “Our nervous systems are fried 24/7—especially under this administration.” “It's hard to think critically when you're just trying to survive.” And when everyone around you uses AI, it starts to feel mandatory. “People tell me, ‘Yeah, I know it's a problem—but I have to. Otherwise I'll lose my job.'” “Or, ‘I'd have bought the wrong house if I didn't use it.'” That “I have to” mindset, she says, is what scares her most. Robin relates with his own example. “That's how I felt with TikTok,” he says. He got hooked early on, staying up until 3 a.m. scrolling. After a few weeks, he deleted the app and never went back. “I probably lose some business by not being there,” he admits. “But I'd rather protect my focus and my sanity.” He admits he couldn't find a way to stay on the platform without it consuming him. “I wasn't able to build a system that removed me from that platform while still using that platform.” But he feels differently about other tools. For example, LinkedIn has been essential—especially for communicating with Responsive Conference attendees. “It was our primary method of communication for 2025,” he says. So he tries to choose “the lesser of two evils.” “TikTok's bad for my brain,” he says. “I'm not using it.” “But with LLMs, it's different.” When researching houses, he didn't feel forced into using them to “keep up.” To him, they're just another resource. “If encyclopedias are available, use them. If Wikipedia's available, use both. And if LLMs can help, use all three.” 41:45 The Pressure to Conform to Technology Miki challenges that logic. “When was the last time you opened an encyclopedia?” Robin pauses. “Seven years ago.” Miki laughs. “Exactly. It's a nice idea that we'll use all the tools—but humans don't actually do that.” We gravitate toward what's easiest. “If you check eBay, there are hundreds of encyclopedia sets for sale,” she says. “No one's using them.” Robin agrees but takes the idea in a new direction. “Sure—but just because something's easy doesn't mean it's good,” he says. He compares it to food: “It's easier to eat at McDonald's than cook at home,” he says. But easy choices often lead to long-term problems. He mentions obesity in the U.S. as a cautionary parallel. Some things are valuable because they're hard. “Getting in my cold plunge every morning isn't easy,” he says. “That's why I do it.” “Exercise never gets easy either—but that's the point.” He adds a personal note: “I grew up in the mountains. I love being at elevation, off-grid, away from electricity.” He could bring Starlink when he travels, but he chooses not to. Still, he's not trying to live as a total hermit. “I don't want to live 12 months a year at 10,000 feet with a wood stove and no one around.” “There's a balance.” Miki nods, “I think this is where we need to start separating what we can handle versus what kids can.” “We're privileged adults with fully formed brains,” she points out. “But it's different for children growing up inside this system.” Robin agrees and shifts the focus. Even though you don't give advice professionally,” he says, “I'll ask you to give it personally.” “You're raising kids in what might be the hardest time we've ever seen. What are you actually practicing at home?” 45:30 Raising Children in a Tech-Driven World Robin reflects on how education has shifted since their grandparents' time Mentions “Alpha Schools” — where AI helps kids learn basic skills fast (reading, writing, math) Human coaches spend the rest of the time building life skills Says this model makes sense: Memorizing times tables isn't useful anymore He only learned to love math because his dad taught him algebra personally — acted like a coach Asks Miki what she thinks about AI and kids — and what advice she'd give him as a future parent Miki's first response — humility and boundaries “First off, I never want to give parents advice.” Everyone's doing their best with limited info and energy Her kids are still young — not yet at the “phone or social media” stage So she doesn't pretend to have all the answers Her personal wish vs. what's realistic Ideal world: She wishes there were a global law banning kids from using AI or social media until age 18 Thinks it would genuinely be better for humanity References The Anxious Generation Says there's growing causal evidence, not just correlation, linking social media to mental health issues Mentions its impact on children's nervous systems and worldview It wires them for defense rather than discovery Real world: One parent can't fight this alone — it's a collective action problem You need communities of parents who agree on shared rules Example: schools that commit to being zero-technology zones Parents and kids agree on: What ages tech is allowed Time limits Common standards Practical ideas they're exploring Families turning back to landlines Miki says they got one recently Not an actual landline — they use a SIM adapter and an old rotary phone Kids use it to call grandparents Her partner Jackson is working on a bigger vision: Building a city around a school Goal: design entire communities that share thoughtful tech boundaries Robin relates it to his own childhood Points out the same collective issue — “my nephews are preteens” It's one thing for parents to limit screen time But if every other kid has access, that limit won't hold Shares his own experience: No TV or video games growing up So he just went to neighbors' houses to play — human nature finds a way Says individual family decisions don't solve the broader problem Miki agrees — and expands the concern Says the real issue is what kids aren't learning Their generation had “practice time” in real-world social interactions Learned what jokes land and which ones hurt Learned how to disagree, apologize, or flirt respectfully Learned by trial and error — through millions of small moments With social media and AI replacing those interactions: Kids lose those chances entirely Results she's seeing: More kids isolating themselves Many afraid to take social or emotional risks Fewer kids dating or engaging in real-life relationships Analogy — why AI can stunt development “Using AI to write essays,” she says, “is like taking a forklift to the gym.” Sure, you lift more weight — but you're not getting stronger Warns this is already visible in workplaces: Companies laying off junior engineers AI handles the entry-level work But in 5 years, there'll be no trained juniors left to replace seniors Concludes that where AI goes next “is anybody's guess” — but it must be used with intention 54:12 Where to Find Miki Invites others to connect Mentions her website: leadingbyexample.life Visitors can book 30-minute conversations directly on her calendar Says she's genuinely open to discussing this topic with anyone interested  

Shares in US regional banks fell on Thursday after two lenders disclosed that they were exposed to alleged fraud by borrowers, and the UK economy grew 0.1 per cent in August. Plus, Japan is having a hard time keeping up with demand for matcha. Mentioned in this podcast:US regional bank shares sink on credit worries after fraud disclosuresUK economy grew 0.1% in AugustJapan buckles under matcha maniaToday's FT News Briefing was produced by Michela Tindera, Josh Gabert-Doyon, Sonja Hutson, and Marc Filippino. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann and Michael Lello. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

David Faber, Sara Eisen and Michael Santoli led off the show with what's next for regional banks one day after credit concerns sparked a sell-off in that group. Breaking news from Sara: Apple announced a five-year deal for U.S. streaming rights to Formula 1 races. Shares of Novo Nordisk and Eli Lilly down sharply on President Trump's push to lower prices of Novo's blockbuster weight-loss drug Ozempic. Also in focus: Market reaction to Trump's comments on China tariffs, American Express' earnings beat, what Oracle's new CEOs told David, gold rally takes a breather, CoreWeave-Core Scientific deal latest.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Carl Quintanilla, Jim Cramer and David Faber discussed the market rally on a day in which September CPI was scheduled to be released. The report has been postponed until October 24 due to the government shutdown. Shares of Bank of America and Morgan Stanley jumped on better-than-expected quarterly results. The anchors reacted to Treasury Secretary Scott Bessent's harsh criticism of China at the CNBC Invest in America Forum. Sara Eisen interviewed Fed Governor Stephen Miran at that event, discussing his push for further rate cuts. On the AI Front: A consortium including Blackrock, Nvidia, Microsoft and xAI agreed to buy a data center company for about $40 billion. Hear what Salesforce CEO Marc Benioff told Jim at Dreamforce Tuesday about AI and the speed of innovation. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ever wondered how to invest in one of the most expensive housing markets in America and still make it profitable? In this inspiring episode of Invest2FI, host Craig Curelop is with Yoni Kaszynski, a scrappy real estate investor who turned a high-cost Seattle market into a powerful cash-flow machine. Yoni reveals how he financed his projects with a 0% AMEX card, filled rooms through Facebook Marketplace, and managed construction chaos while working full-time. He shares candid insights on finding reliable contractors, scaling property management, and achieving financial independence through real estate—without overcomplicating the process.  If you've ever wondered how to start investing on a budget or turn a small deal into a freedom-generating portfolio, this episode is packed with actionable wisdom, real numbers, and unfiltered lessons from a self-made investor on the rise. PODCAST HIGHLIGHTS:[03:32] Yoni shares his move from Chicago to Seattle-Tacoma. [04:13] Explains how real estate seemed only for the wealthy [04:36] Explains early condo hunt and why Seattle HOA rules killed cash flow. [08:01] Realtor pivots him toward Pierce County and Tacoma multi-family options. [08:46] Finds $623,000 triplex; inherited 2-bed unit renting for $2,291 monthly. [09:45] Discovers “studio” was a converted beauty salon with permit issues. [11:06] First lender blocks the deal— bans ADUs on multi-family. [11:04] Yoni calls 300 lenders and finds one that keeps the 6.88% rate intact. [12:55] Closes with 5% down, 3% credits, and minimal points at signing. [15:45] Rents two bedrooms at $925 each via Facebook Marketplace fast. [22:20] Camper strategy: buys $4,900 unit, lives there to free up studio. [22:36] Property grosses $6,300/month on $4,450 PITIMI—positive cash flow achieved. [28:58] Second deal: $656,500 four-bed, four-bath with ADU near first house. [32:37] PIT around $5,300; fully rented gross target near $8,000 per month. [36:45] Uses 0% AmEx for renovation materials—pays it down through rent flow. [38:50] Shares contractor lessons: feed crews, keep scope clear, avoid rework. [46:19] Final advice: stay scrappy, act fast, and systemize what works.  HOST Craig Curelop    

Overcoming MBA Anxiety With The Help of an HBS Admissions Officer Part Three: Three Meditations For Your MBA Application Journey For the final episode of this very special three-part series, we are joined by SBC Consultant Pauline. Pauline holds an MBA from the Wharton School of Business, worked for years as an HBS Admissions Officer, and has presented/lectured at Stanford, Tufts and Villanova. Pauline is uniquely positioned to speak about anxiety as it relates to the MBA application process. Pauline is passionate about Business, Education and Spirituality and worked as a Level 1 Hospital Trauma Chaplain. She also holds a Divinity degree in Pastoral Counseling and a Doctorate in Educational Leadership.  In episode one of this series we talked about anxiety in the MBA context: what anxiety is, where it comes from, and discussed very specific strategies for what to do when anxiety strikes in the present moment. In our second episode we dug deeper and talked about how you can HARNESS this worry and anxiety in healthy and productive ways to IMPROVE your application.  In today's episode we talk about how meditation can help you release worry and anxiety as well as tap into deeper parts of your own lived experiences. In this episode Pauline: Talks about how meditation can be helpful to anyone during times of worry and anxiety (or anytime, really). Chandler and Pauline also share specific suggestions about how meditation can be a useful aspect of your MBA application journey. Walks our listeners through three meditations specifically centered around the MBA application process: Getting into a positive state of mind The use of mantras in meditation And a breathing excercise Shares her own advice about how her clients have used meditiations Suggests other free online meditation resources our listeners might be interested in. Chandler and the entire SBC team would like to thank Pauline for this very special three-part series; a must for anyone facing worry or anxiety as a part of their MBA journey. Additional gratitude to Tiana McCaskill for composing and recording the special music for these meditations.