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Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
From a lumpy 2025 market to building pent-up demand, M&A attorneys Corey Kupfer and Brian Meegan share their frontline perspective on deal trends and what business owners need to know heading into 2026. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with his partner Brian Meegan of Kupfer. to kick off the new year with a candid conversation about the deal market. Together, they've handled dozens of deals totaling hundreds of millions of dollars in purchase price and enterprise value across wealth management, tech, and trade industries nationwide. WHAT YOU'LL LEARN: In this episode, you'll discover why the 2025 M&A market has been "lumpy" with strong activity in certain sectors while others slowed, and how markets normalize uncertainty when clarity takes too long. Corey and Brian discuss tax legislation certainty versus tariff uncertainty pending Supreme Court review, why pent-up demand builds pressure that eventually releases, and how massive PE dry powder creates deployment urgency. You'll learn why equitizing Generation 2 leadership years before an exit improves options and valuation, how trade industries remain attractive due to AI resistance, and what regional differences mean for deal opportunities. DEAL MARKET REALITY: The end of 2024 was intense, and momentum carried into 2025. Yet conversations with colleagues revealed uneven activity nationwide. Wealth management stayed robust while other sectors slowed. Weaker earnings combined with elevated prices created buyer-seller disconnects. CERTAINTY AND UNCERTAINTY: Markets crave predictability. Recent tax legislation provided clarity around R&D credits and SALT deductions. Tariff policy remains uncertain with potential Supreme Court review, creating productivity costs as companies refigure supply chains. PENT-UP DEMAND: When natural deal flow gets suppressed, it builds pressure rather than disappearing. PE firms sit on enormous capital with fund timeline pressures. Money isn't the constraint. Finding opportunities and having clarity to proceed are the real bottlenecks. THE GEN 2 IMPERATIVE: Equitizing key executives years before a potential exit creates tax-efficient structures, makes companies more attractive to buyers, and gives acquirers confidence. Waiting until deal time limits options and hurts valuation. REGIONAL DIFFERENCES: Brian's Denver practice serves different markets than Corey's coastal work. Colorado features strong tech sectors and alternative energy with California migration. Heavy manufacturing concentrates in Arizona and Nevada. TRADE CONSOLIDATION: Professionalization of trades including plumbing, electrical, and HVAC continues after more than a decade. These industries resist AI disruption, making them attractive for stable revenue and consistent fundamentals. Perfect for business owners considering exits, entrepreneurs evaluating opportunities, and anyone wanting frontline perspective on current M&A conditions. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/brianmeegan2026 FOR MORE ON BRIAN MEEGAN: https://www.kupferlaw.com/ https://www.linkedin.com/in/brian-meegan/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00] - Introduction: Kicking off 2026 with partner Brian Meegan [02:00] - Why the M&A market has been "lumpy" across sectors [04:00] - Tax policy certainty after major legislation passed [08:00] - 2026 outlook and pent-up demand building pressure [13:00] - Appreciation for DealQuest listeners and clients [16:00] - The importance of equitizing Generation 2 leadership [18:00] - Tax efficiency and planning equity participation early [22:00] - Heavy manufacturing trends in Arizona and Nevada[28:00] - Optimism for 2026 and where opportunities exist Guest Bio:Brian Meegan is a partner at Kupfer., bringing extensive transactional experience from his Denver-based practice. Brian specializes in M&A transactions and complex deal structures across tech, natural resources, and professional services. His Colorado practice provides unique perspective on regional market dynamics outside traditional coastal centers. Host Bio:Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description: Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Related Episodes: Episode 331 - M&A Market Outlook for 2025 with Corey Kupfer: Predictions and survey data about M&A activity expectations. Episode 339 - Why Your Gen 2 Matters in M&A with Corey Kupfer: Succession planning and how next-generation leadership affects deal value. Episode 350 - Building Wealth Through Rental Properties with Tom Dillon: The "sweaty startups" concept and trade industry consolidation. Episode 335 - Sovereign Wealth Funds and the Future of Investment Advisory Deals with Corey Kupfer: New capital sources entering wealth management M&A. Episode 330 - From Operator to Owner with Pete Mohr: Business freedom and reducing owner involvement while maintaining value. Episode 206 - Should Uncertainties in the Market Impact Your Deal-Making? with Corey Kupfer: How external factors should influence deal decisions. Social Media: Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow Brian Meegan: https://www.kupferlaw.com/ Keywords/Tags: M&A market outlook 2026, deal trends, private equity dry powder, pent-up demand, tariff uncertainty, trade consolidation, equitizing employees, succession planning, wealth management M&A, Gen 2 leadership, tax policy certainty, interest rates, regional deal markets, Colorado tech sector, entrepreneurship, business growth strategies, dealmaking, exit planning, capital deployment, fund timelines
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
Ben & Woods start the 8am hour with Benny telling us about his long day of work yesterday which included a trip to Torrey Pines, and the guys discuss the potential of the PGA Tour no longer coming to Torrey Pines every January? Then we play today's game of Take On Woods before the guys are joined by our first guest of the year with Craig Elsten making his weekly appearance at the bottom of the hour! LIsten here!
Principle 2 – Expressing Appreciation Philippians 1:3-8Spiritual leaders should express sincere appreciation to those who partner with them in the ministry. NEW! - Let us know what you think of the program! Support the show
You’re already doing great things in your business—but are people seeing it? In this episode, Stacey continues the Turning Culture Into Capital series with a strategic (and deeply encouraging) look at how to make your community engagement visible—so your investment of time, money, and energy doesn’t go unnoticed. Because giving back isn’t just a feel-good bonus. When done well, it’s a business growth strategy that attracts loyal customers, dream team members, and powerful brand awareness. You’ll learn: ✨ How to make sure your community contributions are seen, celebrated, and shared✨ The ROI of visibility—why your fruit shop loyalty might be all about more than just apples✨ Smart ways to build brand awareness through sponsorships, local media, and partnerships✨ How to delegate visibility (hint: promote your most outgoing team member!)✨ Why alignment, not obligation, should drive your community involvement✨ What to avoid when choosing where and how to give back (including that 3am regret shift!) Plus, Stacey shares real stories from her own business and clients—reminding you that when you're strategic and values-aligned, your community investment won’t just feel good… it’ll pay off.
Short Stories for Kids: The Magical Podcast of Story Telling
Written by AlexCome and follow more adventures on our animated TV show on Youtube!
Dr. Paul White is a psychologist, author, and speaker who “makes work relationships work.” He has written articles for and been interviewed by the BBC News, Business Week, the New York Times, Fortune.com, Fast Company, and Forbes.Dr. White is the coauthor of the best-selling book, The 5 Languages of Appreciation in the Workplace, which has sold over 600,000 copies (written with Dr. Gary Chapman, author of the #1 NY Times bestseller, The 5 Love Languages) and has been translated into 25 languages.Additionally, their online assessment, the Motivating By Appreciation Inventory, has been taken by over 450,000 employees worldwide and is available in multiple languages.As a speaker and trainer, Dr. White has taught around the world, including North America, Europe, South America, Asia, and the Caribbean. His expertise has been requested by PepsiCo, Microsoft, NASA, L'Oreal, The Ritz-Carlton, and numerous other multinational organizations.Get the book, “The 5 Languages of Appreciation in the Workplace”, check it out by clicking on this link: https://www.appreciationatwork.com/books/5-languages-appreciation-workplace/ Connect with Dr. Paul White:Website: www.appreciationatwork.com Facebook: https://www.facebook.com/appreciationatwork Twitter: https://twitter.com/drpaulwhite LinkedIn: https://www.linkedin.com/company/5-languages-of-appreciation-in-the-workplace TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152
It's a new year, and with that comes a new resolution. What a crazy first five days we've had, huh? After a wonderful 10 days or so with the family in full family mode, I'm back to talk about grabbing the thread...remembering what's really important in this life. And the criminal regime's illegal activity in Venezuela. Happy New Year! - T
Eddie Speed explains why note investing is outperforming rentals, how investors become the bank, and why seller financing is the next shift.In this episode of RealDealChat, Jack Hoss sits down with Eddie Speed, founder of NoteSchool, to break down why note investing and seller financing are rapidly outperforming traditional rental properties in today's market.Eddie explains why rising expenses, compressed cap rates, and stagnant rents are breaking the rental model—and how investors are pivoting by becoming the bank instead. He shares how landlords, realtors, and investors can transition from owning rentals that barely cash flow to holding performing notes generating double-digit returns with far fewer headaches.The conversation dives deep into:Why rentals are producing 4% while notes can produce 9–12%How seller financing creates instant liquidityTurning landlords into “mini mortgage banks”Why rate cuts don't fix rental mathHow stress-testing strategies prevents catastrophic lossesBlockchain, automation, and the future of mortgage notesWhy mentorship compresses decades of learning into monthsIf you're a real estate investor questioning your current strategy—or searching for safer, more scalable cash flow—this episode is a must-watch.
Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
Steve welcomes Robert Chernin, Chairman of Israel Appreciation Day, to discuss the launch of a new national initiative aimed at reclaiming Israel's story and strengthening public understanding across the United States. Chernin explains why it is more important than ever to stand with Israel, confront misinformation, and highlight Israel's democratic values, security challenges, and historic ties to the Judeo Christian foundation shared by Americans. The conversation focuses on education, unity, and why faith based and freedom loving Americans continue to see Israel as a vital ally. Tune in as Steve and Robert talk about truth, strength, and the importance of supporting Israel in today's cultural and political climate.
In this episode, James Guttman reflects on the quiet shift that followed his decision to adapt communication for his non-verbal son, Lucas.What began as a practical change soon became something far deeper. As Lucas realized that his father truly understood him, everyday moments stopped feeling like emergencies. Instead of panicking, he began checking in. Instead of fighting for attention, he started trusting that his needs would be met.Rather than focusing on techniques or behavior strategies, this conversation explores how trust transforms a child's entire world and why the real breakthrough wasn't communication, but connection.It's Here! Get the book – “Hi World, I'm Dad: How Fathers Can Journey to Autism Awareness, Acceptance, and Appreciation” on audio, digital, or print.Follow Us On TikTok, Instagram, Facebook, and YouTube. Also, be sure to read the blog that started it all - Hi Blog! I'm Dad.
Send us a textMitochondrial dysfunction affects overall energy production and is linked to chronic conditions including fatigue, brain fog, and inflammatory disorders. We explore how to support cellular energy through nutrition, lifestyle, and mindset transformation.• Mitochondria are the cell's powerhouse, affecting metabolism, oxidative stress, and cellular signaling• Poor diet, medications, toxins, chronic stress, and inadequate exercise can disrupt mitochondrial function• Key supplements for energy support include CoQ10, alpha-lipoic acid, acetyl-L-carnitine, magnesium, and B vitamins• Lifestyle interventions like intermittent fasting, red light therapy, grounding, and quality sleep improve energy production• Heavy metals including lead, arsenic, and mercury can directly poison mitochondria and decrease energy• Energy production requires proper macronutrients (carbs, fats, proteins) and micronutrients (vitamins, minerals, cofactors)• The "10 A's of Transformation" provide a holistic framework for energy enhancement: Awareness, Action, Alignment, Accountability, Acceptance, Authenticity, Attention, Adaptability, Appreciation, and Abundance Support the show Sponsor Affiliates Empowering Your Health https://www.atecam.com/ Get YOUR Own Joburg Protein Snacks Discount Code: Damaris15 Or Damaris18 Feeling need to Lose Weight & Become metabolically Healthy GET METABOLIC COURSE GLP 1 REseT This course is designed for individuals looking to optimize their metabolic health through integrative and functional medicine approaches. Whether you're on a GLP-1 medication or seeking natural ways to enhance your metabolic function, this course provides actionable steps, expert insights, and a personalized roadmap sustainable wellness. Are you feeling stressed, tired, or Metabolism imbalanced? Take advantage of our free mindful steps to help improve your well-being.ENJOY ONE OF our Books Mindful Ways Health Wealth & Life https://stan.store/Mindfullyintegrative Join Yearly membership ALL IN ONE FUNCTION HEALTH Ask Us for help...
Welcome to the DMF! I'm Justin Younts, and today I'm thrilled to introduce Christine Lamont, a powerhouse in the film industry. Christine has spent years honing her craft, producing impactful documentaries like 'Ai Weiwei's Turandot' and 'Viva Verde.' In our conversation, we dive deep into her journey, from her childhood in Buffalo, New York, to her experiences working with legendary directors and navigating the complexities of the film world. Christine shares her passion for the arts, the importance of mentorship, and how her love for film has shaped her career. We discuss the challenges and triumphs of producing, the significance of storytelling, and the role of art in fostering social change. Christine's insights are not only inspiring but also a testament to the power of creativity and collaboration in the film industry. Join us as we explore the magic of film and the stories that connect us all. Don't miss this enlightening conversation that will leave you with a renewed appreciation for the arts and the impact they can have on our lives.00:00:00 - Introduction00:00:09 - Guest Introduction00:00:28 - Christine Lamont's Early Life00:01:09 - Interest in Arts00:02:10 - Influence of Art on Film Career00:04:34 - Education and Early Career00:05:30 - Transition to Producing00:05:35 - Experience at Universal, Disney and Orion00:07:06 - Working at Orion Pictures00:08:00 - Experience at Disney and Universal00:11:09 - Working on Iconic Films00:11:41 - Marketing for Silence of the Lambs00:12:01 - Working with Directors and the End of Orion00:16:46 - Creation of Lamont Productions00:17:12 - Producing Plays and Films00:18:36 - Project Viva Verde00:19:25 - Working with Zeffirelli00:21:07 - Impact of Viva Verde00:24:26 - Project Ai Weiwei's Turandot00:29:21 - Ai Weiwei's Turandot and the Pandemic00:30:56 - Reflections on Ai Weiwei's Turandot00:31:59 - Ai Weiwei's Political Activism00:35:50 - Creating the Dusty Awards at SVA00:37:47 - The Importance of Diverse Voices in Film00:40:31 - Teaching and the Value of Fearlessness00:41:53 - The Need for Cultural Awareness and Questioning00:45:45 - Future Projects00:46:07 - Future Projects and Writing Aspirations00:46:49 - The Power of Saying Yes00:47:57 - The Journey of the Everyday Hero00:50:14 - Daily Routines and Work Schedule00:51:31 - Nighttime Routine and Film Watching00:55:00 - Meditation Practices00:58:25 - Physical Fitness Activities00:59:19 - Current Reading01:01:35 - Reading Habits and Impact01:03:57 - Anticipation for Tom Ford's 'Cry to Heaven'01:05:17 - Appreciation for David Lynch and Tom Ford01:06:24 - Listening to Opera and Jazz01:10:05 - The Role and Resilience of a Producer01:11:50 - Current Film Watching01:13:33 - Contact Information01:13:50 - Closing Remarks
In the 8 AM hour, Larry O’Connor and Patrice Onwuka discussed: INTERVIEW - ADAM GUILLETTE TRUMP AND BIBI SCOTT JENNINGS APPRECIATION SEGMENT WHAT DO YOU DO WITH YOUR CHRISTMAS TREE? Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Tuesday, December 30, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.
What is the worst team that could win the NCAAT with LeBron James? Comparing our favorite teams to teams across NCAA history! The 10 most under-appreciated players in college basketball! The Sleepers Podcast is now available daily with new episodes every Monday-Friday! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
As the year winds down and the calendar flips over, we're ringing in the New Year with a special bonus episode dedicated to one of our favorite—and most elusive—writers: Thomas Pynchon. In this New Year's Eve edition of Ticket Stubs, we gather to talk about what Pynchon's work has meant to us over the years, why his voice remains so singular in modern literature, and how his obsessions with paranoia, the past, and slapstick continue to resonate. From there, we dive into One Battle After Another, the recent adaptation of Vineland from director Paul Thomas Anderson, another favorite of ours. Then, we share our thoughts on Pynchon's long-awaited new novel, Shadow Ticket, before closing things out by putting our cards on the table with our own personal rankings of his novels. Whether you're a longtime Pynchon devotee, a curious newcomer, or just looking to close out the year with a little chaos and conspiratorial joy, we hope you'll spend what's left of 2025, or perhaps even the earliest part of 2026...or actually anytime in the foreseeable (or not?) future...with us. Any and all digressions are welcome when it comes to discussing this artist and his work. And believe me, we take digressions aplenty! As always, please like, subscribe, rate, and review us on Apple Podcasts, Spotify, YouTube, and wherever else you listen. Got thoughts or questions? Email us at huffmanbrothersproductions@gmail.com.
In this final episode of the year for The Levi's Corner Soundboard, I reflect on the journey we've taken and express my deep gratitude for the incredible moments we've shared. This episode features a heartfelt conversation with Aaron "Abizz" Boyles, a Grammy-nominated producer, multi-instrumentalist, and long-time friend. Aaron's story is one of faith, resilience, and dedication to his craft. We discuss the importance of failure, the current state of musicianship, and the need for a reset in originality. Thank you to all our listeners, supporters, and guests for making this year unforgettable!Follow me on Instagram: https://www.instagram.com/the_levites_corner_/Timestamps:00:00 Welcome and Reflections on the Year01:47 Gratitude and Acknowledgements04:09 Introducing the Guest: Aaron Boyles07:33 Aaron Boyles' Musical Journey09:42 Early Influences and Inspirations18:45 The Influence of My Father19:24 A Life-Changing Gift: Herbie Hancock and Wayman Tisdale20:32 Punishment and Musical Exploration23:46 From Failure to Grammy Nomination29:10 The Importance of Process and Originality32:00 Advice for Aspiring Musicians34:42 Gratitude and Social Media36:22 Final Thoughts and Appreciation
Short Stories for Kids: The Magical Podcast of Story Telling
Written by AlexCome and follow more adventures on our animated TV show on Youtube!
Managing up is one of the most powerful career accelerators you can master—and it all starts with empathy. Not just empathy flowing downward from leaders to teams, but empathy for your leaders: understanding their pressures, challenges, and decision-making context so you can build trust, influence outcomes, and create mutual success.Given multiple generations in the workforce, we need empathy flowing up for leaders dealing with added pressures and mental health issues right now. Today's guest, Catherine Ducharme—Founder of Fluency Leadership, award-winning communicator, certified coach, and TEDx speaker—has spent over 30 years helping leaders and teams lead with heart, curiosity, and inspiration. She shares her own story of learning to manage up, the mindset shifts that change everything, and practical ways to anticipate needs, respond more effectively, and position yourself as a strategic leader.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…How to shift your own perspective, rather than trying to change others.Ways to hold your boundaries, while still meeting people where they are.The team building skills you cultivate when you engage in everyday activities with coworkers.Why is there nothing small about small talk or soft about soft skills? "A little vulnerability goes a long way. And it doesn't mean you're pouring your heart out, your woes and everything to your team, but giving them insight to what you're juggling or what's on your mind will tip the balance toward compassion." — Catherine Ducharme Episode References: Catherine's article on managing up: www.fluencyleadership.com/2024/07/17/the-crucial-art-of-managing-upFluency's Trust Breakout exercise: http://bit.ly/4lqTBunBook: Seen: The Untapped Power of Appreciation - coming in 2026 - Find out more hereTEDx Talk: The Untapped Power of AppreciationAbout Catherine Ducharme, Founder, Fluency Leadership Founder and Principal of Fluency Leadership, a leadership + team development and coaching practice, Catherine is a certified coach and facilitator with 30+ years of professional communications and leadership experience. She works with leaders and teams to build relational skills, empowering them to lead and influence with heart, empathy, curiosity, and inspiration. She's been recognized as Regional Leader of the Year by the International Association of Business Communicators. She's passionate about the need for more appreciation in the workplace and did a TEDx talk on that topic.From Our Sponsor:Keynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game-changer for your speaking business! www.share.talkadot.com/mariaross Connect with Catherine:Fluency Leadership: fluencyleadership.comLinkedIn: linkedin.com/in/catherineducharme Connect with Maria:Get Maria's books: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a Leader LinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceKeynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariaross
Managing up is one of the most powerful career accelerators you can master—and it all starts with empathy. Not just empathy flowing downward from leaders to teams, but empathy for your leaders: understanding their pressures, challenges, and decision-making context so you can build trust, influence outcomes, and create mutual success.Given multiple generations in the workforce, we need empathy flowing up for leaders dealing with added pressures and mental health issues right now. Today's guest, Catherine Ducharme—Founder of Fluency Leadership, award-winning communicator, certified coach, and TEDx speaker—has spent over 30 years helping leaders and teams lead with heart, curiosity, and inspiration. She shares her own story of learning to manage up, the mindset shifts that change everything, and practical ways to anticipate needs, respond more effectively, and position yourself as a strategic leader.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…How to shift your own perspective, rather than trying to change others.Ways to hold your boundaries, while still meeting people where they are.The team building skills you cultivate when you engage in everyday activities with coworkers.Why is there nothing small about small talk or soft about soft skills? "A little vulnerability goes a long way. And it doesn't mean you're pouring your heart out, your woes and everything to your team, but giving them insight to what you're juggling or what's on your mind will tip the balance toward compassion." — Catherine Ducharme Episode References: Fluency's Trust Breakout exercise: http://bit.ly/4lqTBunBook: Seen: The Untapped Power of Appreciation - coming in 2026 - Find out more hereTEDx Talk: The Untapped Power of AppreciationAbout Catherine Ducharme, Founder, Fluency Leadership Founder and Principal of Fluency Leadership, a leadership + team development and coaching practice, Catherine is a certified coach and facilitator with 30+ years of professional communications and leadership experience. She works with leaders and teams to build relational skills, empowering them to lead and influence with heart, empathy, curiosity, and inspiration. She's been recognized as Regional Leader of the Year by the International Association of Business Communicators. She's passionate about the need for more appreciation in the workplace and did a TEDx talk on that topic.From Our Sponsor:Keynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game-changer for your speaking business! www.share.talkadot.com/mariaross Connect with Catherine:Fluency Leadership: fluencyleadership.comLinkedIn: linkedin.com/in/catherineducharme Connect with Maria:Get Maria's books: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a Leader LinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceKeynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariarossGet your copy of The Empathy Dilemma here- www.theempathydilemma.com
Send us a textIn this episode of The Days Grimm, Brian and Tom sit down with Clint Hoskins, co-owner of High Score Saloon and Player 2 in Evansville, Indiana. Clint shares the incredible journey of how a $200 Mortal Kombat 4 arcade cabinet kickstarted a business partnership with Jared Nebel that would eventually take over the local nightlife scene.We dive deep into Clint's background as a forward observer in the military and his 12-year career with the Evansville Fire Department. Clint reveals the brutal reality of opening a small business, including a nightmare lawsuit from a condo association that cost them $20,000 before they even opened their doors. Plus, we discuss the massive community impact High Score has made, from paying off over $50,000 in student lunch debt to donating thousands to the Tri-State Food Bank.In this episode, we cover:The Origin Story: How Clint met his business partner Jared in Panama City Beach and bonded over vintage video games.The Hustle: Buying and selling vintage toys and arcade cabinets to fund the dream.Firefighter Life: The intense training involved in the CPAT and the reality of compassion fatigue.The Lawsuit: How High Score Saloon was sued for being a "bar" in a condo basement and how they fought back.Expansion: The creation of Player 2 for kids and the future of their new venue on Main Street.CHAPTERS: 0:00 - Intro & Welcome Clint Hoskins 4:25 - The $200 Mortal Kombat Machine that Started It All 9:22 - Growing Up Poor & Gaming on a Budget 16:20 - Joining the Army & Forward Observer Training 21:45 - Firefighter Training: The CPAT Test 29:00 - The Reality of Fighting Fires & Trauma 35:17 - Finding Barn Find Arcade Games 46:37 - The Lawsuit That Almost Killed High Score Saloon 55:27 - Opening Player 2 During COVID 1:02:28 - The Struggles of Running a Business in Evansville 1:13:30 - Paying Off $54,000 in Student Lunch Debt 1:26:00 - Future Plans & Appreciation for Employees #HighScoreSaloon #Evansville #SmallBusiness #ArcadeBar #Firefighter #Entrepreneurship #TheDaysGrimm #RetroGaming #Pinball[The Days Grimm Podcast Links]- YouTube: https://www.youtube.com/c/TheDaysGrimm- Our link tree: linktr.ee/Thedaysgrimm- GoFundMe account for The Days Grimm: https://gofund.me/02527e7c [The Days Grimm is brought to you by]Sadness & ADHD (non-medicated)
Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money. He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates. All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education Speaker 1 0:29 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:14 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:30 Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold Keith Weinhold 10:29 you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989, Speaker 2 11:40 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Robert Kiyosaki 12:14 this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man. Keith Weinhold 12:35 Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047 Speaker 2 30:36 and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem Speaker 3 36:06 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 36:34 The preceding program was brought to you by your home for wealth building, GetRichEducation.com
On the latest episode of Pickaxe and Roll, Ryan Blackburn discusses the latest on two-way forward Spencer Jones and why the Denver Nuggets are running out of time with him. Then, Ryan goes over rotation details before previewing tonight's game vs the Miami Heat. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
If you love people, it will show. If you don't, it will show faster.https://TakingTheLandPodcast.comSUBSCRIBE TO PREMIUM FOR MORE:• Subscribe for only $3/month on Supercast: https://taking-the-land.supercast.com/• Subscribe for only $3.99/month on Spotify: https://podcasters.spotify.com/pod/show/taking-the-land/subscribe• Subscribe for only $4.99/month on Apple Podcasts: https://apple.co/3vy1s5bIn this dynamic and convicting seminar, Pastor Martinez unpacks why people skills are not just helpful—they're essential. Whether you're a pastor, disciple, leader, or simply a believer who wants to be used by God, this message will challenge your comfort zones and push you toward genuine love and spiritual maturity.Using Luke 2:52 as a launching point, Pastor Rick shares timeless wisdom about building real relationships, dealing with conflict, avoiding cliques, and leading with humility and grace. With humor, clarity, and Spirit-filled insight, he reminds us that ministry isn't about performance—it's about people.“You can't build disciples if you don't even know their names.”Perfect for:– Church leaders– Aspiring disciples– Married couples– Anyone struggling to connect with othersChapters0:00 – Intro: Why People Skills Matter3:15 – Pastor Mitchell's Warning to Leaders6:40 – Ministry Is About People, Not Performance10:30 – The Heart Behind Real People Skills: Love14:20 – Luke 2:52 – Growing in Favor with God and Man17:00 – Self-Absorption Is Your Greatest Barrier22:00 – Church Cliques and the Death of Outreach26:30 – Jesus Knew People By Name – Do You?30:45 – The Pastoral Heart in Every Christian36:10 – Relationships Are the Vehicle for Ministry39:50 – Observation: Spiritual, Emotional, Relational48:00 – The Danger of Misjudging Someone's Readiness52:30 – The Access Rule: Influence Follows Relationship56:00 – Edification, Appreciation, and Inspiration1:00:10 – Rockefeller on People Skills & Ministry Optimization1:05:40 – Q&A: Real-Life Conflicts, Kids Ministry, and Social Media1:20:00 – Final Thoughts: Relationships Will Make or Break YouShow NotesALL PROCEEDS GO TO WORLD EVANGELISMLocate a CFM Church near you: https://cfmmap.orgWe need five-star reviews! Tell the world what you think about this podcast at: • Apple Podcasts: https://apple.co/3vy1s5b • Podchaser: https://www.podchaser.com/podcasts/taking-the-land-cfm-sermon-pod-43369
In this episode, James talks about something he hasn't addressed before: what happens when the communication tools everyone recommends simply don't work for your child.When James's nonverbal son, Lucas, couldn't physically use American Sign Language due to dexterity challenges, it felt like yet another failure in a long list of “solutions” that sounded good on paper but didn't work in real life. Instead of forcing Lucas to fit a system that wasn't built for him, James made a different choice. They changed the system.This episode explores how gesture-based communication evolved in their home, why being understood matters more than doing things “the right way,” and how connection, safety, and dignity often come before progress charts and programs.If you've ever worried you were doing it wrong, this conversation is for you.It's Here! Get the book – “Hi World, I'm Dad: How Fathers Can Journey to Autism Awareness, Acceptance, and Appreciation” on audio, digital, or print.Follow Us On TikTok, Instagram, Facebook, and YouTube. Also, be sure to read the blog that started it all - Hi Blog! I'm Dad.
Matt Rieck is the Chief Human Resources Officer at End Zone Insurance and author of "The Employee Retention Bible." Focused on practical strategies that reverse turnover and elevate morale, Matt specializes in teaching leaders how to foster cultures of appreciation, strengthen management, and deliver measurable HR results. From hands-on consulting with major enterprises to building loyalty-driven workforces, Matt's passion lies in blending culture, communication, and data to help companies retain their very best talent. In this episode of Marketer of the Day, Matt Rieck joins Robert Plank to decode the real reasons behind employee turnover and reveal how businesses can nurture loyalty, drive engagement, and transform company culture without breaking the bank. Matt shares the hidden costs of losing great employees, actionable tactics for implementing company-wide appreciation, and insights on developing managers into true leaders. The discussion covers leveraging social media for internal recognition, organizing effective team meetings, and the importance of training managers beyond their initial promotion. Matt also highlights how recognizing and leveraging individual strengths—and transparently addressing weaknesses—can set both teams and organizations apart. Quotes: “Most businesses underestimate the cost of losing good people—when you show real appreciation, culture shifts and people stay.” “Training managers doesn't end with the promotion. Ongoing development is the missing link at most companies.” “Recognition isn't expensive. Internal emails, social posts, and simple appreciation systems can change everything.” Resources: Connect with Matt Rieck on LinkedIn Order “The Employee Retention Bible” on Amazon. Matt Rieck teaches leaders how to boost morale and reduce turnover.
Eliot Shorr-Parks joins Hunter Brody to express his appreciation for Eagles QB Jalen Hurts. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Short Stories for Kids: The Magical Podcast of Story Telling
Written by AlexCome and follow more adventures on our animated TV show on Youtube!
In this episode of the Smart Real Estate Coach Podcast, I'm hanging out with someone who's been in the trenches in some of the toughest rental markets and came out retired on a Florida beach — Ron Faraci. Ron has owned and managed several hundred low-income rentals, transformed ugly, problem portfolios into highly profitable ones, and ran CT REIA, the fifth-largest real estate investors association in the country. He's also the author of Confessions of a Landlord and creator of the now-famous 31-page "Bulletproof Lease."  We unpack how Ron quit his job, cashed out his 401(k), and went all-in on class C/D "ghetto-adjacent" properties, why he cares more about terms than price, and how he used forced appreciation and systems to retire in his mid-40s. He shares real-world landlording tactics—no garbage disposals, painted "magic handles," orange-coated copper, even canine-unit letters to chase off drug dealers—plus why he runs his business with "no mercy, no quarter" and a lease tenants initial 80+ times. If you're a landlord, property manager, or aspiring buy-and-hold investor who wants cash flow, control, and fewer headaches, this conversation is a masterclass in how to make tough rentals profitable without losing your mind. Key Talking Points of the Episode 00:00 Introduction 01:03 Who is Ron Faraci? 02:30 Semi-retired in St. Augustine, FL (and why the beach isn't "enough") 03:13 Blue-collar beginnings, LA sales job, and a fear of losing it all 04:34 Quitting the job, cashing in his 401K and burning the boats 05:05 Discovering creative financing early in his real estate career 06:02 Finding his tribe in CT REIA and buying it 07:11 Selling CT REIA and realizing that there's no finish line 08:45 Why joining your local REIA is key to getting started 10:20 Macro curveballs & building your "pivot muscle" 11:16 The pivot during COVID: Zoom meetings & over-delivering value 12:44 The money in tough, low-income areas 13:30 The million-dollar "worst two-family" example 14:02 No mercy, no quarter: If you want a friend, buy a puppy 15:16 The importance of knowing your fastball and letting someone else run your business 19:17 Appreciation vs. forcing NOI with cap rates as multipliers 20:38 What doesn't belong in low-income units 22:24 Magic handles, dirty copper & fly-free trash cans 25:30 Clearing out drug dealers with a single letter 27:57 The story behind The Bulletproof Lease 28:31 Where to find a copy of the Bulletproof Lease Quotables "You grow up with no money, you're stressed about having no money. Then you get a little bit, you're stressed about losing it." "If I was playing poker, I pushed all the chips in. If you want to take the island, burn your boats." "No mercy, no quarter… If you want a friend, buy a puppy… and if you want to eff around, you're going to find out." Links The Bulletproof Lease https://bulletprooflease.com QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast Masterclass https://smartrealestatecoach.com/masterspodcast 3 Paydays Books https://3paydaysbooks.com/podcast Strategy Session https://smartrealestatecoach.com/actionpodcast Partners https://smartrealestatecoach.com/podcastresources
Brodes filled in for the WIP Afternoon Show and had his 2nd Annual Jalen Hurts Appreciation Day!
The WIP Afternoon Show starts Hour 1 with Brodes taking over for Jalen Hurts Appreciation Day! It's time to celebrate Eagles QB1 and discover why he deserves his very own appreciation day.
It's Jalen Hurts Appreciation Day on the WIP Afternoon Show! With Ike, Spike, and Fritz out, Brodes takes over for a day packed with love and positivity for Eagles QB1, featuring special guests Eliot Shorr-Parks, James Seltzer, Spike Eskin, and so much more.
A huge THANK YOU to our Patrons: Michael Devries, irvin ruiz, Hoshi 127, and Nora Klimek, who are supporting us on the “credited” level. www.patreon.com/bdckrThanks to the following for providing fodder for our Q&A:@TheNadroj10, @XensorFN (Lost Events)@Oblivion_Machine (Mains)@Andree-sigh (Appreciation)Public Mobile referral code: VPM35Z
Celebrating the faithful service of others not only honors them but also acknowledges God's recognition of their dedication. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
Ohio State is in full Hurricane prep mode. Batten down the hatches. We've got a little over a week to get ready. That means plenty more chatter on what the Buckeyes need to do in order to send Miami back to Florida with the L. We also need to spend some quality time getting to really know the latest of the Glenville Pipeline: Linebacker Cincere Johnson. Exclusive video of Johnson from the Tarblooders' recent playoff run? We've got. Garrick Hodge and Mark Porter are here. Spend 5ish with us this a.m., 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
Hour 4 of the WIP Afternoon Show keeps Top 5 at 5 rolling with a festive topic—the best Christmas gifts the crew has ever received—along with final caller reactions on Jalen Hurts Appreciation Day.
Hunter Brodey, a.k.a. Brodes, will be hosting the WIP Afternoon Show while the crew is off for the holidays — and he's kicking things off in a big way. Starting tomorrow, Brodes is launching Jalen Hurts Appreciation Day, and he joins the show to break down all the details and what fans can expect from the celebration.
In Hour 2, the WIP Afternoon Show is joined by Brodes, who will be filling in during the holiday programming starting tomorrow with Jalen Hurts Appreciation Day. Plus, the show brings you live coverage from the NovaCare Complex with Nick Sirianni's press conference.
Eliot Shorr-Parks wraps up Tuesdays with Eliot by sharing where he stands on Jalen Hurts Appreciation Day and his overall outlook on the Eagles.
Brodes takes over the WIP Afternoon Show today and wastes no time making it official: it's Jalen Hurts Appreciation Day. Join the show as we celebrate Eagles QB1 and everything he brings to this team.
Want to be a guest or know someone would be a great fit? I am looking for military vets, active duty, military brats, veteran service orgs or anyone in the fitness industryHolidays can hold everything at once—pride in how far we've come, joy in connection, and the ache of distance or change. Cat steps in with a warm, two-minute message that centers gratitude, honors the stories shared on Sisters in Service, and offers a simple compass for the season: kindness matters, toward others and yourself. This note is short, sincere, and designed to meet you where you are, whether you're celebrating with a full house or finding quiet in a new place.We take a moment to thank the people who make this community real: listeners who download and amplify, and guests who trust us with their journeys. From deployments to transitions, caregiving to rebuilding identity, the core thread remains the same—service doesn't end, it changes shape. Kat translates that truth into everyday actions: give grace in tough conversations, practice patience when plans slip, and allow space for both joy and longing to exist at the same table.If you needed a gentle reset, consider this your sign. You are seen, valued, and appreciated. As the year turns, we're wishing you peace, connection, and a little extra kindness that you can carry forward into whatever comes next. Press play for a grounding reflection, share it with someone who needs encouragement, and help us keep this circle strong.If this message resonates, follow the show, leave a quick review, and share this episode with a friend who needs to hear they're not alone. Your support helps more voices be heard and keeps this community growing.Support the show
Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3847: David Cain explores how genuine gratitude doesn't come from intellectual reflection but from tuning into the sensory details of everyday life. By focusing on the small, beautiful, and often unnoticed experiences unfolding in the present moment, we can tap into a deeper and more spontaneous form of appreciation, one that enriches even the most ordinary days. Read along with the original article(s) here: http://www.raptitude.com/218/2/gratitude-noticing/ Quotes to ponder: "Gratitude, when we do genuinely feel it, arises from experiences we are currently having, not from evaluating our lives in our heads." "Look for your good fortune not in some abstract assessment of your life situation, but in your experience right in this moment." "You'll appreciate so much more of every day, even bad days, when you look for the small pleasures of present moment experience instead." Learn more about your ad choices. Visit megaphone.fm/adchoices
• Hormone imbalance discussion: energy, mood, weight, libido • Personal health experiences with pre-menopause, food sensitivities, histamine, allergy testing • Emphasis on testing before treatment and access to modern wellness • Friday Free Show structure with Ross McCoy and EJ • Nerd/Jock as a long-running love-or-hate segment • Admitting weak audience research and marketing instincts • Audience enjoyment of grumpy moods, mistakes, and chaos • Reading and reacting to a YouTube comment calling Tom "a grumpy dickhead" • Holiday burnout from nonstop recording • Comparing current workload to lighter past years • Best-of episodes versus all-new content debate • Guest hosts helping fill gaps during burnout • Burnt-out shows often becoming fan favorites • Behind-the-scenes workload: editing, censoring, scheduling, prep • Confusion between radio and podcast standards when exhausted • Mental fatigue affecting content awareness • Dan's voice airing on the Howard Stern show • Playing and reacting to the Stern clip • Embarrassment versus pride in being noticed • Longtime listeners instantly recognizing voices • Joking rivalry and clip-stealing between shows • Stern feud framing, contract drama, and aging radio habits • Criticism of repetitive bits and unchanged formats • Shift from traditional radio power to internet distribution • Listeners no longer caring who distributes content • Stern paranoia, hostile rant, and profanity response • Stern relying on obsessive super fans and mundane calls • Belief wealth led Stern to phone it in creatively • How Stern's team pulls clips without credit • Interns or junior staff scraping the internet for content • Wig and hair-system discussion tied to aging and density • Distinction between wigs, systems, and transplants • How modern hair systems are blended and thinned • Admission of using a beard extension • Debate over whether pointing out wigs is factual or insulting • Cultural shift toward open wig acceptance • Comparison to Trump hair discourse • Analysis of why Stern reacted emotionally • Admiration for Stern despite criticism • Pride in being insulted by a radio idol • Idea of turning the rant into art or a tattoo • Celebrity hair examples, rumors, and transplants • Discussion of modern transplant tech and medical tourism • Examples including Travolta, Carell, McHale, LeBron • Openness to getting a transplant • Alex Trebek wearing a wig during chemotherapy • Tease of British wrestling clip and real-vs-work moments • Classic TV altercations: Jim Rome/Jim Everett, Geraldo • Tommy's beginner band winter concert • Winter concert as midpoint progress showcase • Dress code drama: all black, dress shoes, tucked shirts • Kid resistance to dress shoes and looking dorky • Parents reliving their own childhood insecurities • Blending in socially versus strict rule enforcement • Contrast with dance culture's rigid discipline • Music education as focus, repetition, and cognitive training • Performance anxiety leading up to the concert • Post-performance relief and zoning out • Forgetting to flip sheet music pages mid-song • Learning discipline through repetition and mistakes • Respect for the difficulty of teaching beginner band • Frustration over inconsistent rule enforcement • Debate over standards, fairness, and commitment • Studio snack shelf decline and expired leftovers • Embarrassment over half-used snacks and clutter • Joke about being cheap and keeping old food • Clearing the snack area over the break • Building possibly being for sale and lease uncertainty • Jokes about making life hard for a new landlord • Transition into voicemails and wrestling clip • Heavy workload and Beerfest stress • British wrestler Giant Haystacks clip setup • Shock at how dangerous the slam looks • Nostalgia for real physical TV moments • Discussion of shock moments helping or hurting careers • Planned stunts versus real emotional meltdowns • Frustration with formulaic TV interviews • Jokes failing when clips lose context • Ad insertion breaking broadcast continuity • Appreciation for tight back-timing and experienced producers • Holiday stress causing on-air tension • Apology for seriousness creeping in • Gratitude toward co-hosts, contributors, staff, and BDM • Tease of best-of episodes, Wife Cast, BDM shows, AMA • Holiday well-wishes and return-after-break note ### • Social Media: https://tomanddan.com | https://twitter.com/tomanddanlive | https://facebook.com/amediocretime | https://instagram.com/tomanddanlive • Where to Find the Show: https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682 | https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw | https://tunein.com/podcasts/Comedy/A-Mediocre-Time-p364156/ • Tom & Dan on Real Radio 104.1: https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990 | https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s | 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Short Stories for Kids: The Magical Podcast of Story Telling
Written by AlexCome and follow more adventures on our animated TV show on Youtube!
Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
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