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Is the hustle that feeds your family actually starving your home?
2. Jeremy Zakis explains Australia's T20 World Championship exit and critiques England's expensive, aggressive "Bazball" strategy. He notes lessons learned for the struggling Australian national side. (27)
In this episode, James walks through four of the most common income strategies retirees consider today and why many people are still using outdated math for a 2026 retirement. The question is not just how much income you can generate from one million dollars. It is how that income behaves over time.Annuities can create predictable lifetime income, but often sacrifice flexibility and inflation protection. Dividend strategies feel stable, yet may concentrate risk and limit overall growth. The traditional 4 percent rule provides structure, but was built around worst case scenarios and may cause many retirees to underspend what they safely could have enjoyed.Then there is the guardrails approach. Instead of setting income on autopilot, it adjusts based on market performance. Spend more when the portfolio supports it. Pause or adjust when conditions require it. The goal is not just safety. It is balance. Protect against downside while allowing for upside when the opportunity is there.No single strategy wins for everyone. The right approach depends on what your money needs to do, how flexible your spending can be, and how much certainty you value versus adaptability.Retirement income planning is not about finding the perfect formula. It is about building a system that funds your lifestyle without forcing you to live in fear of the markets.Learn the tips & strategies to get the most out of life with your money._ _ Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
With the age of 50 rapidly approaching, I am wondering what else I should be planning to do with my money over the next 10 years or so? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoneyWe are planning on one more kid but the school tuition is certainly piling up. I think we are okay but would like some reassurance. Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Send us a text if you want to be on the Podcast & explain why!If you already purchased the ISSA certification and realized the refund window is only seven days, you're not alone. Thousands of aspiring trainers find themselves stuck with a massive textbook and no clear strategy for passing the exam.In this episode, we break down exactly how the ISSA CPT exam works and the fastest way to pass it.We explain how the certification is structured, why Tailwind Nutrition owns ISSA, and what you actually need to study to pass the exam without wasting months reading material that won't appear on the test.Over the last decade, Show Up Fitness has helped more than 6,000 trainers pass personal training certification exams using a simplified study strategy that focuses only on what matters.Inside this episode you'll learn:• How the ISSA CPT exam is structured • The most important topics you must understand • What most people waste time studying • The fastest way to prepare and pass • How to move from “certified” to actually becoming a successful personal trainerIf you're currently studying for ISSA or realized you missed the refund window, this episode will save you weeks of frustration and help you pass the exam with confidence.Leave a review and we'll send you the ISSA CPT Cheat Sheet and Study Guide that has helped over 6,000 trainers pass their certification exams.How to become a SUCCESSFUL personal trainer w/ SUF-CPT - the fastest growing personal training certification in 2025.Want to become a SUCCESSFUL personal trainer? SUF-CPT is the FASTEST growing personal training certification in the world! Want to ask us a question? Email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Website: https://www.showupfitness.com/Become a Successful Personal Trainer Book Vol. 2 (Amazon): https://a.co/d/1aoRnqANASM / ACE / ISSA study guide: https://www.showupfitness.com
Boss Your Business: The Pet Boss Podcast with Candace D'Agnolo
Be honest: when was the last time you looked at your calendar and knew exactly what you were promoting, posting, and doing in your business three months from now? Do you even know what you're doing next week? Or do you wake up on Tuesday and think: Wait, did anyone post today? What am I supposed to post? If this hits a little close to home, this episode is going to change how you run your marketing - starting right now. Spring is here. The clocks just sprang forward. Q2 is days away. And this is your biggest marketing opportunity of the year! She shares: ✅ The difference between reacting and executing (and why it's not about talent, budget, or time) ✅ Why Q2 is genuinely the most opportunity-rich season in the pet industry ✅ What a real marketing plan actually looks like ✅ The monthly themes, key dates, promotions, content plan, and team alignment you need
The situation with Iran is escalating fast — and the stakes could not be higher. In this intense episode of Unleashing Intuition Secrets, Michael Jaco sits down with Sheila Holm to break down what's really happening behind the headlines. From rapid military responses and evacuations to strategic messaging coming from U.S. leadership, Michael and Sheila explore whether the current conflict represents the beginning of a wider global confrontation — or a calculated operation targeting terrorist networks and regional power structures. They examine Iran's long history of involvement in proxy conflicts, the shifting balance of power in the Middle East, and why some analysts believe current events may be part of a much larger strategic play. The conversation also revisits historical moments in U.S.–Iran relations, including the 1979 hostage crisis, and discusses clips of a young Donald Trump speaking about Iran decades ago. Sheila shares her perspective on the strategy she believes may be unfolding today, including rapid military actions, evacuations of Americans from high-risk areas, and broader efforts to dismantle terrorist networks. As the discussion continues, Michael and Sheila explore historical claims connected to secret societies and the controversial letter attributed to Albert Pike, which some researchers believe outlined predictions of three future world wars. They examine how these interpretations intersect with modern geopolitical tensions and long-standing debates about global power structures. The episode also touches on NATO, the United Nations, Russia's historical leadership, and questions from viewers about whether boots on the ground are likely in the current conflict. Michael and Sheila bring a candid and engaging discussion, sharing their perspectives on world events and the deeper historical context that may be shaping them.
Need a comeback after a setback? Joshua 8 reveals God's strategy for turning failure into victory. When we seek His presence, follow His plan, and surrender our lives in worship, God can transform our worst defeats into powerful new beginnings.
What if getting pregnant on your very first try wasn't about luck, but strategy? In today's episode, I sit down with my client Jem, a London-based TV producer and hypnotherapist whose fertility story might just change how you think about preconception. Instead of waiting to struggle, Jem decided to take control long before she started trying for a baby. Through functional lab testing, she uncovered hidden imbalances in her gut and hormones and what she did next set the stage for a shockingly fast conception. But it wasn't just science that made the difference. Jem's commitment to mindset, visualization, and belief helped her align her body and mind in powerful ways. You'll hear how her uniquely proactive plan not only accelerated her path to pregnancy but also reshaped her relationship with her body and what she thought was possible. Tune in to find out the exact moment everything clicked and what she discovered that helped her get pregnant on the very first try. If you're LOVING this podcast, please follow and leave a rating and review below. PLUS FOLLOW MY INSTAGRAM PAGE HERE FOR BITE SIZED TTC TIPS! Related Episode Links: CLICK HERE TO SIGN UP FOR MARCH BRONZE PACKAGE (limited spots available) For full show notes and related links: https://www.naturallynora.ca/blog/180 Previous Bronze Package Success Stories: Ep 177 - She stopped progesterone suppositories & got pregnant naturally + Jenn's Story Ep 157: Persistence Pays Off: How Rose got pregnant after overcoming fertility barriers Ep 148: Naturally pregnant at 37 after healing chronic BV, gut inflammation and hormone imbalance + Damaris's Story Ep 118: What to do when you've been told you can't get pregnant + Kira's Story Ep 115: Low progesterone, egg quality + Mel's Story Ep 105: How she got pregnant naturally after 8 years with an AMH of 0.18 Need Nora's Support To Get Pregnant? Click here for a collection of Nora's best self paced programs to get & stay pregnant Missed the Bronze Package Launch and still looking for support? → Apply for Private Fertility Coaching with Nora here Grab Your FREE Resources: Just starting your TTC journey? Download my Eat To Get Pregnant Guide Having trouble getting and staying pregnant? Download my Top 3 Things To Do When You're Not Getting Pregnant Wondering what supplements to take to help you conceive? Download my Fertility Foundations Supplement Guide Please Note: The contents of this podcast are for educational and informational purposes only. The information is not to be interpreted as, or mistaken for, clinical advice. Please consult a medical professional or healthcare provider for medical advice, diagnoses, or treatment.
In this episode of the Grow A Small Business Podcast, host Troy Trewin interviews Sacha Awwa founder of Sacha Awwa Marketing Group explains how her agency helps small businesses avoid wasted marketing spend by focusing first on strategy and then execution. By combining go-to-market planning with tactical implementation, her agency now charges monthly retainers ranging from $2,500 to $10,000, helping companies grow through targeted and efficient marketing. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions: What do you think is the hardest thing in growing a small business? Sacha Awwa shares that patience is one of the hardest things in growing a small business. She explains that many entrepreneurs feel pressure from society to constantly achieve the next milestone, which makes it difficult to pause and recognize the progress they have already made. Learning to slow down, reflect on success, and avoid rushing every stage of growth is a key challenge for many founders. What's your favorite business book that has helped you the most? Sacha Awwa shares that one of the business books that has helped her the most is Building a StoryBrand by Donald Miller. She appreciates how the book teaches businesses to communicate clearly with their audience and structure their messaging in a way that makes customers understand the value of their products and services. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? Sacha Awwa shares that she has learned a lot from listening to Ed Mylett's podcast. She finds his interviews and conversations with entrepreneurs from different industries very valuable because they provide real insights into the challenges and mindset required to build and grow a successful business. What tool or resource would you recommend to grow a small business? Sacha Awwa shares that using a strong project management tool is essential for keeping a business organized and efficient. She currently recommends Motion, which helps automate planning and task management using AI, allowing teams to stay organized and improve productivity. What advice would you give yourself on day one of starting out in business? Sacha Awwa shares that the advice she would give herself on day one is simply to relax. She explains that starting a business can feel overwhelming, but learning to stay calm, trust the process, and focus on steady progress makes the entrepreneurial journey much healthier and more sustainable. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey. Quotable quotes from our special Grow A Small Business podcast guest: Patience is the foundation of real business growth because success takes time to build – Sacha Awwa If you lose your connection with customers while scaling, you lose the heart of your business – Sacha Awwa Strategy without understanding your audience is just noise in the marketplace – Sacha Awwa
Crypto is becoming a bigger part of retirement conversations, but how does it actually fit into a coordinated tax and estate strategy? In this episode of A Wiser Retirement® Podcast, we break down how to thoughtfully integrate crypto into a diversified retirement plan without derailing your long-term goals.Related Podcast Episodes: Ep 326. Why Crypto Still Confuses InvestorsEp 306. Crypto in Your 401(k)? The Future of Retirement InvestingEp 286. How can I evaluate crypto as a potential investment?Other Links:Teton Crypto CapitalLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!
"Send me a text"You've loaded your product page with third-party certifications, clinical studies, doctor endorsements, and detailed ingredient sourcing. Your credibility is bulletproof. So why isn't anyone buying?Because credibility without desire is just noise. And trust without hope is completely irrelevant.Most supplement brands build their entire marketing strategy around proving they're trustworthy, leading with certifications, studies, and credentials. They think: "Once they trust us, they'll buy." But here's the problem: If customers don't want what you're selling first, they don't care how credible you are.In this episode, we reveal why leading with credibility kills sales and show you the exact sequence that actually converts. You'll learn where trust fits in the buying journey, when to introduce your scientific proof, and how credibility amplifies the forces that come before it, but can't replace them.You'll discover:Why customers bounce from pages loaded with certifications and studiesThe psychological sequence: Desire → Hope → Trust → Belief (and why order matters)How leading with credibility activates the analytical mind before emotional buy-inWhat "accelerated trust" means and why you need it before "gradual trust"The exact moment in the copy when scientific proof becomes helpful vs. harmfulReal examples of brands killing sales with premature credibility playsHow to position certifications and studies to support hope instead of replacing itWhy your competitor with less impressive credentials is outselling youStop leading with what makes you credible. Start leading with what makes them care. Then use credibility to amplify what's already working.Learn more about The Supplement Business Accelerator Group at https://creativethirst.com/group If you're interested in working with me and my team to improve your supplement business. You can learn more at my website https://creativethirst.com Click here to grab your copy of the Health Supplement Ad Swipe Guide. Discover what really works in funnel marketing Need help increasing sales on your own? Click here Stuck at $1 - $5M in revenue? Click Here Case Study on how Creative Thirst added over $200,000 for one supplement brand
In this episode, The Annuity Man discussed: Planning for a lasting legacy to protect clients and business continuity Creating a client-first culture by prioritizing guarantees over commissions Fostering radical transparency through honesty and owning mistakes Using trust and straightforward service to stand out in a commoditized market Key Takeaways: Preparing for the future keeps client trust intact even after the founder is gone. Documented processes and succession plans ensure smooth operations. Continuity strengthens reputation and confidence. Prioritize guarantees over commissions to align the team with client outcomes. Focus on what the client receives, not what the team earns. This builds credibility and trust. Honesty guides every decision and strengthens relationships. Owning mistakes openly fosters loyalty. Clear communication reduces friction. In a commoditized market, trust and client focus set you apart. Straightforward, consistent service matters more than product complexity. Clients remember integrity above all. "Annuities are commodity products. We all sell the same thing. If anyone tells you otherwise, they are lying." — Stan The Annuity Man Connect with The Annuity Man: Website: http://theannuityman.com/ Email: Stan@TheAnnuityMan.com Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
Buying a home is a huge investment. In today's low-inventory market, every decision impacts long-term value and livability. So how do you identify the right property, navigate zoning and permitting, and strategically transform it? In this episode, we sit down with Jonathan Wolk, AIA, founder of WOLK360, an architect-led design-build firm integrating architecture, construction, and real estate under one roof. As a licensed architect, contractor, and real estate broker, Jonathan brings more than 25 years of experience guiding owners through acquisition, design, and execution. Founded in 2016, WOLK360 delivers turnkey solutions for residential and commercial projects ranging from custom home renovations and additions to office, retail, and large-scale building renovations up to 100,000 square feet. The firm specializes in comprehensive due diligence, zoning analysis, permitting, budgeting, and construction management — minimizing surprises by building realistic contingencies into both schedule and cost… Hit play for insights into: How to make smarter buy-and-renovate decisions. Strategies for maximizing long-term value. The benefits of being creative when it comes to investing in real estate. The role that zoning plays in property acquisition. To learn more about Jonathan and his work at WOLK360, click here now!
Nobody talks about Sudan. Focusing on truth will always lead to good things. Increasing the people's knowledge is the key. Lots of taxpayer money goes to stabilize the world. The way this money is used is always suspect. How important is Sudan? Both the ICC and the UN make moves to control it's shores. And Russia needed a port, so they're involved in a big way. Sudan had many assets like gold, water, oil and farmland. Did we mention Niobium? Why do the people have nothing? Average age is 19. Who decided Africa would stay hungry? How do you make foreign aid work. Cindy McCain is finally out. Sieges, war and starving masses. The international community ignores it all. The British structure was designed to extract resources. Export corridors are called development. Keeping them hungry enough to manage. 85 billion in food imports annually. 60% of our planet's farm ready land is in Africa. It's a dirty guns for gold operation. The UAE is evil. Some of this was on Hunter's laptop. Beijing holds a lien on Sudan's production capacity. Do we have the will to change? A double win is within reach. It seems impossible to believe, but our country's future is closely tied to Africa.
NFL free agency officially begins next week and 49ers have several key roster gaps to address. On this episode of '49ers Talk,' co-hosts Matt Maiocco and Jennifer Lee Chan discuss what strategy San Francisco might take and some of the notable names in free agency it might target. Then NFL Films' Senior Producer Greg Cosell sits down with Jennifer to breakdown San Francisco's biggest offseason roster needs and how some of the top draft prospects might fit in the 49ers' system. -- (4:00) Kyle Shanahan finally fills out the 49ers' coaching staff (8:00) Renardo Green trade rumors swirling (18:00) Free agent fits on 49ers' roster (25:00) Where 49ers stand with Trent Williams contract situation (31:00) Greg Cosell on Shanahan being the toughest offensive coach to defend (35:00) Cosell, JLC breakdown how 49ers address key roster gaps Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Paul Ross is the founder of the Subconscious Sales Advantage and a sales trainer with more than 30 years of experience helping entrepreneurs, founders, and sales teams dramatically improve their close rates. Known for his expertise in hypnotic language patterns and subconscious influence, Paul has helped organizations generate millions in additional revenue and achieve 30%+ sales increases in as little as 90 days. His unique approach blends neuroscience, psychology, and language frameworks to help sales professionals bypass resistance and guide prospects toward confident buying decisions. On this episode we talk about: How subconscious influence shapes buying decisions Why modern prospects have shorter attention spans and how that impacts sales The difference between rapport and true compliance in a sales conversation Powerful language patterns that create focus, trust, and authority Pattern interrupts and objection-handling techniques that reopen stalled conversations Top 3 Takeaways Sales is about engineering decisions. Instead of trying to convince people to buy, focus on creating the mental states—focus, trust, and curiosity—that help prospects make confident decisions themselves. Trust in themselves matters as much as trust in you. Prospects often hesitate because they don't trust their own judgment. Helping them feel confident in their decision-making process can dramatically increase conversions. Pattern interrupts break resistance. When prospects default to common objections like “I need to think about it,” disrupting the expected response can create suggestibility and reopen the conversation. Notable Quotes "You're never selling a product or service—you're selling decisions and good feelings about those decisions." "Focus is the currency of any kind of sale." "Language structures consciousness, consciousness shapes decisions, and decisions drive behavior." Connect with Paul Ross: LinkedIn: https://www.linkedin.com/in/speakerpaulross/ Instagram: https://www.instagram.com/speakerpaul/ Other: https://sellwithsuggestion.com/travis Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices
This week on SmarterMarkets™, we present a Special Episode Iranian Conflict: Geopolitics and Energy Markets with Helima Croft, Managing Director & Global Head of Commodity Strategy at RBC Capital Markets. David Greely sat down with Helima yesterday to talk about the current state of play in the conflict between Iran, Israel, and the United States. They discuss its implications for global geopolitics and energy markets – and the inflection points to watch to determine how the situation may unfold.
S2 Underground Nexus (Submit Tips Here): https://nexus-s2underground.hub.arcgis.com/ Research Notes/Bibliography can be found here: https://publish.obsidian.md/s2underground Common Intelligence Picture: https://www.arcgis.com/home/item.html?id=204a59b01f4443cd96718796fd102c00 Border Crisis Map: https://www.arcgis.com/home/item.html?id=7f13eda1f301431e98a7ac0393b0e6b0 TOC Dashboard: https://experience.arcgis.com/experience/ebe374c40c1a4231a06075155b0e8cb9/ 00:00 - Strategic Overview 02:38 - Iran Situation06:08 - Oil and Money 09:18 - Iran's Strategy 15:01 - The Enemy Gets a Vote 16:47 - Closing Thoughts Download the GhostNet plan here! https://github.com/s2underground/GhostNet The text version of the Wire can be found on Twitter: https://twitter.com/s2_underground And on our Wire Telegram page here: https://t.me/S2undergroundWire If you would like to support us, we're on Patreon! https://www.patreon.com/user?u=30479515 Disclaimer: No company sponsored this video. In fact, we have ZERO sponsors. We are funded 100% by you, the viewer. All of our funding comes from direct support from platforms like Patreon, or from ad revenue on YouTube. Without your support, I simply could not do this work at all, so to those of you who chose to support my efforts, I am eternally thankful. Odysee: https://odysee.com/@S2Underground:7 Gab: https://gab.com/S2underground Rumble: https://rumble.com/c/S2Underground BitChute: https://www.bitchute.com/channel/P2NMGFdt3gf3/ Just a few reminders for everyone who's just become aware of us, in order to keep these briefings from being several hours long, I can't cover everything. I'm probably covering 1% of the world events when we conduct these briefings, so please remember that if I left it out, it doesn't necessarily mean that it's unimportant. Also, remember that I do these briefings quite often, so I might have covered an issue previously that you might not see if you are only watching our most recent videos. I'm also doing this in my spare time, so again I fully admit that these briefings aren't even close to being perfect; I'm going for a healthy blend of speed and quality. If I were to wait and only post a brief when it's "perfect" I would never post anything at all. So expect some minor errors here and there. If there is a major error or correction that needs to be made, I will post it here in the description, and verbally address it in the next briefing. Also, thanks for reading this far. It is always surprising the number of people that don't actually read the description box to find more information. This content is purely educational and does not advocate for violating any laws. Do not violate any laws or regulations. This is not legal advice. Consult with your attorney. Our Reading List! https://www.goodreads.com/user/show/133747963-s2-actual The War Kitchen Channel! https://www.youtube.com/channel/UCYmtpjXT22tAWGIlg_xDDPA
It's time to set your lineup for one of the most important tracks on the NASCAR schedule! Rowdy Dragon returns with his Fantasy NASCAR picks for Phoenix Raceway, helping you gain an edge in your league before the green flag drops in the desert. Phoenix Raceway is a unique one-mile track where track position, tire management, and long-run speed can make or break your fantasy roster. Rowdy breaks down the drivers who consistently perform well here, the sleepers who could surprise everyone this weekend, and the picks you may want to avoid. In this episode we cover:• The top Fantasy NASCAR drivers for Phoenix Raceway• Smart value picks and sleepers for your lineup• Drivers with strong track history at Phoenix• Who might be overvalued this week• Strategy tips to help you win your fantasy NASCAR league If you're playing Fantasy NASCAR, NASCAR Fantasy Live, or any racing fantasy league, these picks could make the difference between finishing mid-pack or taking the checkered flag in your standings. NASCAR News Provided By: http://tobychristie.com -Listen on Spotify -Listen on Apple Podcasts -Click To Play Fantasy NASCAR With Us! -Giving Fun Is Here: Patreon.com/thefinallap Fantasy NASCAR, NASCAR fantasy picks, Phoenix Raceway fantasy picks, Rowdy Dragon fantasy NASCAR, NASCAR fantasy strategy, Phoenix Raceway NASCAR, NASCAR picks Phoenix, Fantasy NASCAR Phoenix Raceway, NASCAR Fantasy Live picks, NASCAR lineup advice, Phoenix Raceway preview, NASCAR fantasy tips, NASCAR fantasy sleepers, Rowdy Dragon NASCAR picks, NASCAR podcast fantasy picks, NASCAR betting style picks Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Best of The Buck Reising Show: Borgonzi's Lessons, & Titans Free Agency Rumors + Strategies See omnystudio.com/listener for privacy information.
Political tensions and global markets collide as experts analyze President Donald Trump's strategy on energy independence and the escalating conflict with Iran.In this panel discussion, Tea Party Patriots Action co-founder Jenny Beth Martin and GrassRoots TruthCast host Gene Valentino break down the economic and geopolitical implications of recent events.Topics covered in this discussion include:-President Donald Trump pushing for “Drill Baby Drill” and renewed American energy independence-Rising oil prices and the possibility of oil reaching $100 per barrel-The debate over war powers and U.S. involvement in Iran-Criticism from Alexandria Ocasio-Cortez and other Democrats-Whether free markets or government intervention should determine gas pricesWith markets reacting to instability in the Middle East and energy policies shifting, this conversation dives into what it all means for the U.S. economy, national security, and the future of global energy.Watch the full discussion and decide for yourself.#Trump #IranConflict #OilPrices #EnergyIndependence #GasPrices #AOC #Politics #BreakingNews #MiddleEast #FreeMarket #USPolitics #TrumpPolicy➡️ Join the Conversation: https://GeneValentino.com➡️ WMXI Facebook Page: https://www.facebook.com/NewsRadio981➡️ More WMXI Interviews: https://genevalentino.com/wmxi-interviews/➡️ More GrassRoots TruthCast Episodes: https://genevalentino.com/grassroots-truthcast-with-gene-valentino/➡️ More Broadcasts with Gene as the Guest: https://genevalentino.com/america-beyond-the-noise/ ➡️ More About Gene Valentino: https://genevalentino.com/about-gene-valentino/
Learn how to win a real estate bid battle in today's competitive housing market. In this video, we break down proven strategies buyers can use to stand out in multiple-offer situations, including offer structure, contingencies, escalation clauses, and tips that can help your offer get accepted. Whether you're a first-time homebuyer or experienced buyer, these insights will help you compete and secure the home you want.
Penn State football's recruiting strategy is shifting under Matt Campbell, as the Nittany Lions eye a new wave of top-tier talent for the class of 2027. Zach Seyko and Brian Smith spotlight how Campbell's Midwest connections and innovative approach are opening doors to high-end prospects like quarterback Peter Bourque and four-star targets Will Slagle and Kei'Shjuan Telfair. Can Penn State capitalize on these fresh relationships and shake up the Big Ten recruiting landscape? The show explores crucial questions about quarterback depth, the significance of spring visits, and how NIL legislation—like Mississippi's new tax law—may give SEC programs an edge over Big Ten rivals. This episode is a must-listen for fans tracking Penn State's path to national prominence. Everydayer Club If you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join the community: https://theportalpodcast.supercast.com/ Support us by supporting our sponsors! 5-Hour ENERGY Have your cake & drink it too. Birthday cake-flavor is back, no fork needed. Vanilla-y cakey flavor, caffeinated kick, and no sugar. It's party time. Order Now at https://5-hourENERGY.com or Amazon. Mazda Like our players, we're driven by the details. Because highlights make the reel. What it takes to get there makes it count. There's more to a Mazda. Because there's more to you. TurboTax This year you're getting a major upgrade — Intuit TurboTax now has in-person locations nationwide. Visit http://TurboTax.com/local to book your appointment today. Robinhood You're no longer just a spectator. Play by play. You decide. Trade Every Play with Robinhood. Now available across the U.S. Download the Robinhood app now to begin. Futures and cleared swaps trading involves significant risk and is not appropriate for everyone. Event contracts are offered by Robinhood Derivatives, LLC., a registered futures commission merchant and swap firm. Indeed Listeners of this show get a $75 Sponsored Job Credit to help give your job the premium placement it deserves at http://Indeed.com/podcast Gametime Today's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDON for $20 off your first purchase. Terms and conditions apply. FanDuel FanDuel is giving you a way to turn that energy into even bigger potential wins with a College Basketball Parlay Profit Boost. Visit https://FANDUEL.COM to get started — Play Your Game. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expire in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Protect what God is doing in you! Here's what that looks like! Grab your copy of MORE THAN GIVING SOMETHING UP: A 21-Day Guide to Biblical Fasting and Walking With God
In this episode of Talking Trek, we break down week one of the new Maverick faction in Star Trek Fleet Command and talk through what changed between playtest and live launch. DJ, Tarpy, and Jules Vern dive into the Conqueror Borg solo armadas, the target stat changes, the directive controversy, and why communication around the launch left a lot of players frustrated. We also cover the big strategic question of the week: should you chase loot or focus on tasks? Using live examples and calculator math, the crew explains why Maverick progression is driven much more by alliance milestones and solo tasks than by raw loot pulls from lower targets. If you're trying to decide whether to punch down, push higher targets, or build around alliance scoring, this episode has the breakdown. On top of that, the show touches on the new roadmap, the increasing focus on alliance-based gameplay, and what that means for both large and small alliances going forward. There's also practical advice on Maverick building priorities, when to invest in research, and how to time your task claims so you don't waste a 7-day cooldown. Finally, the back half includes crewing discussion for different ops ranges, live target tests, and a look at which task paths actually pay the best. If you're trying to get the most out of the Maverick faction this month, this is the episode to watch. #StarTrekFleetCommand #STFC #MaverickFaction #TalkingTrek #Scopely #BorgArmadas #STFCGuide #STFCMaverick 1:20 — Show open and episode overview: Maverick faction, Conqueror Borg solo armadas, roadmap, crewing, and weekend events are introduced. 25:49 — Main Maverick discussion begins with Jules Verne joining the show to break down the faction and new armadas. 27:21 — What changed before launch: playtest vs. live release, balance changes, and “subject to change” discussion. 36:38 — Target rebalance debate: original stats vs. updated stats, why the level 55 entry target changed, and whether it should have remained a tutorial target. 40:53 — Core strategy pivot: why loot is less important than first assumed, and why higher-target kills matter more for alliance task progression and Maverick credits. 42:19 — Alliance scoring explained: punching down for loot can hurt team progression compared with hitting the biggest target you can reliably clear. 44:23 — Roadmap / design direction: discussion of GM Conor's post and the game's stronger push toward alliance-based progression. 54:34 — Math on alliance milestones: what it would take for a full alliance to finish the top milestone and thoughts on whether future milestone expansion would help. 1:07:52 — Maverick task rewards breakdown: why the top two tasks matter most and how the payouts compare to the lower tasks. 1:48:39 — Crewing recommendations: bridge choices, below-deck priorities, crit setup, and how to think about forbidden tech / slipstream for these armadas. 2:30:13 — Live test results: a level 72 example shows sustainable wins and why raw loot looks appealing but still does not beat task-based progression. 2:31:00 — Store economics: the Maverick store only has one loot-purchased chest, and its value is minor compared with task rewards. 2:38:54 — Best progression path: rush building level 20, unlock the top solo task, then decide whether to push building or research based on what targets you can clear. 2:40:38 — Important warning: the level 20 task bundle has a 7-day cooldown, so timing your claim matters.
Send a textAfter nearly three decades in the alternative investment space and $7 billion in deals closed, Chip Perkins of Perkins Fund Marketing reveals the hard-earned insights that most fund managers never hear.In this eye-opening session, you'll learn:The 10 uncommon strategies that have driven over $7B in capital raisedWhat LPs really care about when vetting fundsWhy fund due diligence should include checking if your admin is in a strip mallHow he helped launch now multi-billion-dollar funds (Raptor, Artis, Dodd)A breakdown of a no-fee, 60-day liquidity fund offering 7.5% with treasury collateralThe biggest red flags that get $25M checks pulled at the last minuteReal talk on fee structuring, fund launch pricing, and reputation risksWhether you're raising your first fund or scaling your investor network, Chip's battle-tested experience will sharpen your game fast.https://familyoffices.com/
This edWeb podcast is sponsored by CORE Learning. You can access the webinar recording here.This first edWeb podcast of Structured Literacy for Every Learner Week examines national priorities for strengthening instructional quality and accelerating academic recovery, with a focus on literacy, support for diverse learners, and coherent pathways from early learning through postsecondary success. Listeners explore leadership and policy strategies that center student achievement while expanding access and opportunity.This edWeb podcast is of interest to K-12 school and district leaders.This edWeb podcast is part of Structured Literacy for Every Learner Week.CORE LearningTransform teaching and learning so that every student thrives.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Learn more about viewing live edWeb presentations and on-demand recordings, earning CE certificates, and using accessibility features.
Erika Behl is a coach based in Singapore. Originally from the US, she lived in Africa and Europe before eventually settling in Asia for the past 18 years. After spending almost two decades building a traditionally “successful” life, a breast cancer diagnosis in late 2017 catalysed a shift in her priorities. A year's-long sabbatical, several attempts at starting a business, and a divorce later, she concedes that sometimes burning down what you don't want is easier than finding what you do. She writes for other deep-thinking independents, tells stories on stage, hosts the "Every Moment is a Choice" podcast, and will publish The Clear-Eyed Chemo Journal, a system for cancer patients to reclaim their agency, in 2026. Her work centres on approaches to writing one's own path. Join us as Erika shares:Her extraordinary and unusual journey as a young womanThe shock of her cancer diagnosis at 40 years old with a young familyHer coping strategies as an introvert and atheistThe usefulness and also peril of ‘the cancer warrior' personaHer subsequent full-blown breakdown after surviving cancer The devastating impact of not speaking her truth and the building pressure of wearing masksThe power of choice and taking actionHow shopping around through therapy, meditation, somatic practices, connection and discovery paved the road to her recoveryThe rise of creativity through personal storytelling, writing, and podcastingHow her journey led to helping others through coaching and her soon-to-be-released Cancer Journal: The Clear-Eyed Chemo JournalThe seminal question - ‘Why not now?'You can connect with Erika here:WebsiteLinkedinAnd if your spirit is stirred by these amazing conversations, don't forget to like, subscribe and leave a review - so more people can find their way to The Modern Crone. Thank you for tuning in! I am so grateful for The Modern Crone team -Theme music and season intro tracks:Sam Joole: www.samjoole.comCover design and photographyLuana Suciuhttps://www.instagram.com/luanasuciu/Luanasuciu@gmail.com Voice editing:Christopher Hales - Mask Music Studiosmaskmusicstudios@outlook.comStudio and Reel production:Kymberly Sngkymberlysngcm@gmail.com
Send a textIn episode 74 of Podcasts Suck, Sebastian Rusk emphasizes the importance of preparation over improvisation. He introduces using AI tools such as ChatGPT and Claude to craft professional-sounding intros and outros.Tune in for insights and practical tips to elevate your podcasting game!TIMESTAMPS[00:01:20] Podcast intro importance.[00:05:46] Professional podcast launch solutions.QUOTES"Artificial intelligence won't replace your actual voice, but it will definitely help you structure it."“Remember, AI is here as a tool to replace. Well, not everything, but it's a tool.”==========================Need help launching your podcast?Schedule a Free Podcast Strategy Call TODAY!PodcastLaunchLabNow.com==========================SOCIAL MEDIA LINKSInstagram: Instagram.com/PodcastsSUCKFacebook: Facebook.com/sruskLinkedIn: LinkedIn.com/in/sebastianrusk/YouTube: Youtube.com/@PodcastLaunchLab==========================Take the quiz now! https://podcastquiz.online/==========================Need Money For Your Business? Our Friends at Closer Capital can help! Click here for more info: PodcastsSUCK.com/money==========================
Philosophy department, I suppose, is as good as any to describe this, but I'm thinking lately about you know, what to do. Let's say I was very wealthy. What would I do? And I think it's pretty obvious that, you know, most of it will be given away. Nobody needs a hundred million dollars, or however much it is. So the question is: how, what to do, and where to channel those resources appropriately. Of course, I've got some personal things and some charities that are very personal to me. Reat the full post at http://RunningAFEVER.com/446
After his real estate business collapsed, Dave Ramsey was left with $3 million in debt and six months to repay it. He sold everything he owned and rebuilt from scratch, scaling a small radio program into one of the most-listened-to shows. With over three decades of experience in entrepreneurship, finance, and leadership, he knows what it takes to build a business that lasts. In this episode, Dave breaks down the six drivers of long-term business growth, the five key stages of startup success, and how he balances life as a creator-entrepreneur. In this episode, Hala and Dave will discuss: (00:00) Introduction (01:27) The Core Principles of Financial Freedom (07:54) Adapting to Change as a Content Creator (11:24) Balancing Content Creation and Entrepreneurship (14:44) Creating a Clear Path in Business (17:24) The Truth About Starting a Business Today (20:29) The Six Drivers of Business Success (31:51) The Five Stages of Business Growth (43:10) Identifying the Right Leadership Skills Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. He is the host of The Ramsey Show with over 18 million listeners each week. Dave is the author of multiple bestselling books, including Build a Business You Love, which helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay Resources Mentioned: Dave's Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove Dave's Website: ramseysolutions.com YAP E388 with Dave Ramsey: youngandprofiting.co/E388 Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.
### Segment 2 Headline: Gavin Newsom's National Ambitions and Kamala Harris's Political Missteps Summary: John Batchelor and Jeff Bliss analyze Governor Newsom's media strategy and book tour alongside Vice President Harris's recent controversial statements regarding the Middle East conflict. Guest: Jeff Bliss Number: 2 (2)1700 BOSTON
### Segment 8 Headline: Taiwan's Strategy and Observations Amid the Middle East Conflict and Drone Warfare Summary: Colonel Grant Newsham analyzes Taiwan's energy concerns, the demonstrated effectiveness of Americanmilitary power against Iranian defenses, and the increasing importance of drone technology in defense. Guest: Colonel Grant Newsham Number: 8 (8)1932 TRENTO IN SHANGHAI
In this episode, Elisha Goldstein talks about how to go from overwhelm to empowerment by harnessing tiny shifts for emotional resilience. He explains how small, consistent changes, or “tiny shifts”, can break negative emotional loops and improve stress, relationships, and longevity. He shares personal stories, practical tools like the “four R's” (Recognize, Release, Refocus, Reinforce), and emphasizes emotional awareness over willpower. The conversation offers accessible strategies for managing overwhelm and building resilience, encouraging listeners to make manageable changes that support emotional health in everyday life. Take our quick 2-minute survey and help us improve your listening experience: oneyoufeed.net/survey Exciting News!!! Coming in March, 2026, my new book, How a Little Becomes a Lot: The Art of Small Changes for a More Meaningful Life is now available for pre-orders! Key Takeaways: The concept of “tiny shifts” in emotional health and well-being. The impact of modern life on emotional loops and chronic stress responses. The importance of emotional awareness in breaking negative patterns. The biological and psychological effects of “bracing” in response to perceived threats. Strategies for interrupting emotional loops and fostering recovery. The “four R's” framework: Recognize, Release, Refocus, and Reinforce. The role of self-compassion and supportive questioning in emotional management. The significance of reinforcing positive emotional experiences for lasting change. Practical applications and limitations of the discussed methods. The relationship between emotional health, stress management, and longevity. For full show notes: click here! If you enjoyed this conversation with Elisha Goldstein, check out these other episodes: Elisha Goldstein, Ph.D-Mindfulness and Depression Jonathan Rottenberg Florence Williams By purchasing products and/or services from our sponsors, you are helping to support The One You Feed, and we greatly appreciate it. Thank you! This episode is sponsored by: Hello Fresh – Get 10 free meals + a FREE Zwilling Knife (a $144.99 value) on your third box. Offer valid while supplies last. David Protein bars deliver up to 28g of protein for just 150 calories—without sacrificing taste! For a limited time, our listeners can receive this special deal: buy 4 cartons and get the 5th free when you go to www.davidprotein.com/FEED Shopify – The commerce platform that helps you build, grow, and manage your business all in one place. Start your $1/month trial at shopify.com/feed. Pebl – an AI-powered platform that helps companies hire and manage global teams in 185+ countries. Get a free estimate at hipebl.ai Learn more about your ad choices. Visit megaphone.fm/adchoices
Live from Morgan Stanley's TMT conference, our panel break down where AI is already delivering real returns—and where rapid advances are raising new risks.Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, U.S. Thematic and Equity Strategist here at Morgan Stanley.Today we've got a special episode on AI adoption. And this is a first in a two-part conversation live from our Technology, Media and Telecom conference.It's Thursday, March 5th at 11am in San Francisco.We're really excited to be here with all of you taping live. And we've got on stage with me. Stephen Byrd, he's our Global Head of Thematic and Sustainability Research; Josh Baer, Software Analyst; and Lindsay Tyler, TMT Credit Research Analyst.So, Stephen, I want to start with you, pretty broad, pretty high level. We recently published our fifth AI Mapping Survey that identifies how different companies are exposed to the broad AI theme. Can you just share with us some insights from that piece and how stocks are performing with this AI exposure?Stephen Byrd: Yeah, it's interesting. I mean, we've been doing this survey now, thanks to you, Michelle, and your excellent work, for quite a while. And every six months it is pretty telling to see the progression.I would say a few things that got my attention from our most recent mapping was the number of companies that are quantifying the adoption benefits continues to go up quite a bit. And to me that feels like that's going to be table stakes very soon as in every industry you see two or three companies that are really laying out quite specifically what they expect to be able to do with AI and lay out the math. I think that really is going to pull all the other companies to follow suit. So, we're seeing that in a big way.We do see adopters, with real tangible benefits performing well. But a new thing that we're seeing now, of course, in the market is concerns that in some cases adoption can lead to dramatic deflation, disruption, et cetera. That's coming up as well. So, we're seeing greater concerns around disruption as well.But broadly, I'd say a proliferation of adoption, that that universe of companies continues to grow, increases in quantification of the benefits. So, that is good. What's really surprised me though, is the narrative among investors has so quickly moved from those benefits which we've talked about into flipping that to toggle all negative, which I know some of our analysts have to deal with every day. The mapping work suggests significant benefits. But the market is fast forwarding to very powerful AI that is very disruptive in deflation. And that's been a surprise to me.Michelle Weaver: Mm-hmm. Josh, I want to bring software into this. Your team has been arguing that AI is actually good for software. And it's really something that you need that application layer to then enable other companies to adopt AI. Can you tell us a little bit about how much GenAI could add to the broader enterprise software market? And how are you thinking about monetization these days?Josh Baer: Of course. I think the best starting place is a reminder that AI is software, and so we see software as a TAM expander. And in many ways, even though this is extremely exciting innovation, it's following past innovation trends where first you see value accrue and market cap accrue to semiconductors, and then hardware and devices, and then eventually software and services. And we do think that that absolutely will occur just given [$]3 trillion in infrastructure investment into data centers and GPUs.There's got to be an application layer that brings all of these productivity and efficiency gains to enterprises and advanced capabilities to consumers as well. And so we see AI more as an evolution for software than a revolution. An evolution of capabilities and expansion of capabilities. LLMs and diffusion engines absolutely unlocked all of these new features of what software can do. But incumbents will play a key role in this unlock.And our CIO surveys really support that. Quarterly we ask chief information officers about their spending intentions, and these application vendors who we cover in the public markets are increasingly selected as vendors that companies will go to, to help deploy and apply AI and LLM technologies.So, to answer your question, we estimate GenAI could unlock [$]400 billion in incremental TAM for software; for enterprise software by 2028. And this is based on looking at the type of work able to be automated, the labor costs associated with that work, the scope of automation, and then thinking about how much of that value is captured typically by software vendors.Michelle Weaver: And you have a bit of a different lens on AI adoption. So, what are some of the ways you're hearing software customers using these AI tools and anything interesting that popped up at the conference?Josh Baer: To echo what Stephen laid out, I mean, all of our software companies are using AI internally, both to drive efficiencies, but also to move faster. So thinking about product. Innovation, you know, the incumbents are able to use all of the same coding tools and, you know, …Michelle Weaver: Mm-hmm.Josh Bear: … products geared to developers to move faster and more efficiently on R&D. So, they're doing more. From a sales and marketing perspective, a G&A perspective, every area of OpEx, our software companies are in a great position to deploy the AI tools internally.I think more important[ly], speaking to this TAM and expanded opportunity, is our companies have skews that they're monetizing. It might be a separate suite that incorporates advanced AI functionality. It might be a standalone offering, or it might be embedded into the core platform because the essence of software is AI and it, you know, leading to better retention rates and acceleration from here.Michelle Weaver: Mm-hmm. And Stephen, going back to you on the state of play for AI, we had the AI labs here and we heard a lot about the developments and what's to come. So, what's your view on the trajectory for LLM advancements and what are some of the key signposts or catalysts you're watching here?Stephen Byrd: Yeah, this is for me, maybe the most important takeaway of the conference – is this continued non-linear improvement of LLMs, which we've been writing about for quite some time. And just to give you an example, we think many of the labs have achieved a step change up in terms of the compute that they have, in some cases 10 x the amount of compute to train their LLMs. And that [if] the scaling laws hold – and we see every sign that they will – a 10x increase in compute used to train the models results in about a doubling of the model capabilities.Now just let that sink in for a moment. Let's just think about that. A doubling from here in a relatively short period of time is difficult to predict. It's obviously very significant and I think several of the LLM execs at our event sounded to me extremely bullish on what that will be. A lot of that I think will be evident in greater agentic capabilities.But also, I'd say greater creativity. It was about three weeks ago, three of the best physics minds in the world worked with an LLM to achieve a true breakthrough in physics – solving a problem that had never been solved before. A couple of days ago, a math team did the same thing. And so, what we're seeing is sort of these breakthrough capabilities in creativity. This morning I thought Sam speaking to, you know, incredible increases in what these models can do – which also brings risk. You know, I think it was interesting he spoke to, you know, the risk of misalignment, the risk of what these models are doing.But for me, that's the single biggest thing that I'm thinking about, and that's going to be evident in the next several months.Michelle Weaver: Mm-hmm.Stephen Byrd: So, you know, on the positive side, it leads to greater benefits from AI adoption. And to Josh's point that, you know – more and more the economy can be addressed by AI, I do get concerned about the risk that that kind of step change will create greater concerns about disruption and deflation.That causes me to think a lot about that dynamic. Interestingly, we think the Chinese labs will not be able to keep pace just for one reason, which is compute. We think the Chinese labs have everything else they need. They have the talent, the infrastructure. They certainly have the energy, power. But they don't have the chips.If what we laid out with the American models turns out to be true, I could see a chain reaction where the Chinese government pushes the Trump administration for full transfer of the best technology to China. And China could use their rare earth trade position to ensure that. So, that's sort of the chain reaction I've been thinking about.Michelle Weaver: Mm-hmm. So, let's think about then bottlenecks in the U.S. Power is still one of the main bottlenecks. We had several of the solutions providers here at the conference. So, what are you thinking in terms of the size of the power bottleneck in the U.S. and how are we going to fix that?Stephen Byrd: Yeah, absolutely. I am bullish on the companies that can de-bottleneck power, not just in the U.S., a few other places. Let's go through the math in terms of the problem we face and then the solution.So, we have this very cool – it is cool if you're a nerd – power model that starts in the chip level up, from our semiconductor teams. And from that, we build a global power demand model for data centers. We then apply that to the U.S.Through 2028 we need about 74 gigawatts of data centers, both AI and non-AI to be built in the United States. I don't think we'll be able to achieve that for lots of reasons. But starting from that 74, we have sort of 10 gigs that have been recently built or are under construction. We have 15 gigs of incremental grid access, but after those two, we have to go to unconventional solutions, meaning typically off-grid solutions, over 40 gigawatts of unconventional solutions.So that will be repurposing Bitcoin sites, which could be sort of 10 to 15 gigawatts. That'll be big. Renewable energy, fuel cells will be part of the solution. Gas turbines will be a big part of the solution. Co-locating at a few nuclear plants. I'm less bullish than I used to be on that. But when we net all that out, we think the U.S. is likely to be 10 to 20 percent short of the data center capacity that will need to be in.It's not just a power grid access issue, though, that's a big one. Labor is now showing up as a huge issue. Many of the companies I speak to trying to develop data centers struggle with availability of labor. Electricians being one very tangible example. In the U.S. we need hundreds of thousands of additional electricians.So, for any of your children, like mine, thinking about careers, you know, you'd be surprised [at] the amount of money that people are making in the infrastructure business that does feel like it's a labor shift that's going to have to happen, but it's going to take years. So, in that context, we had a number of the Bitcoin companies at our event here. And the economics of turning a Bitcoin site into hosting a data center are extremely attractive. I mean, extremely attractive.To give you a sense of that. Before this opportunity presented itself to these Bitcoin players, those stocks tended to trade at an enterprise value per watt of about $1 to $2 a watt. Then we started to see these deals in which the Bitcoin players build a data center and lease them to hyperscalers. Those deals – depends a lot on the deal but – have created between $10 and $18 a watt of value. Let me repeat that. 10 to 18 – relative to where these stocks were at 1 to 2.Now many of these stocks have rerated, but not all of them. And there's still quite a bit of upside. And what we've noticed is the economics that the hyperscalers are paying are trending up and up and up. Because of this power shortage that we're dealing with. So, a lot of exciting opportunities are still in the power space.Michelle Weaver: Great. Well, I think that's a good place to wrap this first part of our conversation around AI adoption and the state of play. We'll be back again tomorrow with Part Two, looking at financing and risks.To our panelists, thank you for talking with me. And to our audience, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
In the second of our two-part panel discussion from Morgan Stanley's TMT conference, our analysts break down the complexity of financing AI's infrastructure and the technological disruption happening across industries.Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome back to Thoughts on the Market, and welcome to part two of our conversation live from the Technology, Media and Telecom conference. I'm Michelle Weaver, U.S. Thematic and Equity Strategist at Morgan Stanley. Today we're continuing our conversation with Stephen Byrd, Josh Baer and Lindsay Tyler. This time looking at financing AI and some of the risks to the story. It's Friday, March 6th at 11am in San Francisco. So yesterday we spoke about AI adoption. And while there's a lot of excitement on this theme, there've also been some concerns bubbling up. Lindsay, I want to start with you around financing. That's another critical component of the AI build out. What's your latest on the magnitude of the data center financing gap, and what role [are] credit markets playing here? Lindsay Tyler: Yeah, in partnership with Thematic Research, Stephen and team, and colleagues across fixed income research last summer, we did put out a note, thinking about the data center financing gap, right? So, Stephen and team modeled a $3 trillion global data center CapEx need over a four-year timeframe. So, in partnership with fixed income across asset classes, we thought: okay, how will that really be funded? And we came to the conclusion that the hyperscalers, the high quality hyperscalers, generate a good amount of cash flow, right? So, there's cash from ops that can fund approximately half of that. But then we think that fixed income markets are critical to fund the rest of the funding gap. And really private credit is the leader in that and then aided by corporate credit and also securitized credit. What we've seen since is that yes, private credit has served a role. There is this difference between private credit 1.0, which is more of that middle market direct lending. And then private credit 2.0, which is more ABF – Asset Based Finance or Asset Backed Finance. And what we see there is an interest in leases of hyperscaler tenants, right? We've also seen in the market over the past nine months or so, investment grade bond issuance by hyperscalers. Obviously, a use of cash flow by hyperscalers. We've seen the construction loans with banks and also private credit per reports. We've also seen high yield bond issuance, which is kind of a new trend for construction financing. We've seen ABS and CMBS as well. And then something new that's emerging in focus for investors is more of a chip-backed or compute contract backed financings, like more creative solutions. We're really in early innings of the spend right now. And so, there is this shift. As we start to work through the construction early phases, the next focus is: okay, but what about the chips? And so, I think a big focus is that, you know, chips are more than 50 percent of the spend for if you're looking at a gigawatt site. And it depends what type of chips and kind of what generation. But that's the next leg of this too. So, it's kind of a focus, you know, for 2026. Michelle Weaver: And how do you view balance sheet leverage and financing when you think about hyperscaler debt raising magnitude and timelines? Lindsay Tyler: So just to bring it down to more of a basic level, if you need compute, you really might need two things, right? A powered shell and then the chips. And so, if you're looking for that compute, you could kind of go in three basic ways. You could look to build the shell and kind of build and buy the whole thing. You could lease the shell, from, you know, a developer, maybe a Bitcoin miner too – that is converted to HBC. And then you kind of buy the chips and you put them in yourselves. Or you could lease all the compute; quote unquote lease, it's more of a contract. In terms of the funding, if you're thinking about the cash flows of some of the big companies – think of that as primarily being put towards chip spend. If you're thinking about the construction that's kind of split between cash CapEx but also leases. And so, what we've seen is that there is more than [$]600 billion of un-commenced lease obligations that will commence over the next two to five years, across the big four or five players. And then my equity counterparts estimate around [$]700 billion of cash CapEx that needs this year for some of those players as well. So, these are big numbers. But that's kind of how, at a basic level, they're approaching some of the financing. It's a split approach. Michelle Weaver: And what have you learned around financing the past few days at the conference? Anything incremental to share there? Lindsay Tyler: Sure. Yeah. I think I found confirmation of some key themes here at the conference. The first being that numerous funding buckets are available. That was a big focus of our note last year is that you can kind of look at asset level financing. You can look at public bonds, you can look at some equity. There are these different funding buckets available.The second is that tenant quality matters for construction financing. I think I've seen this more in the markets than maybe at this conference over the past two to three weeks. But that has been a focus of pricing for the deals, but also market depth for the deals. A third confirmation of a key theme was around the neo clouds and also the GPU as a service business models. Thinking about those creative financings, right. Are they thinking about from their compute counterparties? Would they like upfront payments? Might they look to move financing off [the] balance sheet, if they have a very high-quality investment grade rated counterparty? So, there is some of this evolution around those solutions. And then a fourth key theme is just around the credit support. And Stephen has and I have talked about this around some of the Bitcoin miners – is that, you know, there can be these higher quality investment grade players that might look to lend their credit support. Maybe a lease backstop to other players in the ecosystem in order to get a better pricing on construction financing. And we are seeing some press pickup around how that might play out in chip financing down the road too. Michelle Weaver: Mm-hmm. AI driven risk and potential disruption has been a big feature of the price action we've seen year-to-date in this theme. Stephen, what are some asset classes or businesses you see as resistant to some of this disruption? Stephen Byrd: We spend a lot of time thinking about, sort of, asset classes that are resistant to deflation and disruption. And what's interesting is there's actually a handful of economists in the world that are doing remarkable work on this concept. That they would call it the economics of transformative AI. There are three Americans, two Canadians, two Brits, a number of others who are doing really, really interesting work. And essentially what they're looking at is what do economies look like? As we see very powerful AI enter many industries – cause price reductions, deflation… What does that do? They have a lot of interesting takeaways, but one is this idea that the relative value of assets that cannot be deflated by AI goes up. Very simple idea. But think of it this way, I mean, there's only, you know, one principle resort on Kauai. You know, there's a limited amount of metals. And so, what we go through is this list that's gotten a lot of investor attention of resistant asset classes or more of the resistant asset classes that can go up in value. So, there are obvious ones like land, though you have to be a little careful with real estate in the sense that like, office real estate probably wouldn't be where you would go. Nor would you potentially go sort of towards middle income, lower income housing. But more, you know, think of industrial REITs, higher-end real estate. But there are a lot of other categories that are interesting to me. All kinds of infrastructure should be quite resistant, all kinds of critical materials. Metals should do extremely well in this. But then when you go beyond that, it's actually kind of interesting that there; arguably there's a longer list than those classic sort of land and metals examples.Examples here would be compute… Michelle Weaver: Mm-hmm. Stephen Byrd: I thought Jensen put it, well, you know, if there's a limited amount of infrastructure available, you want to put the best compute. And ultimately, in some ways, intelligence becomes the new coin of the realm in the world, right? So, I would want to own the purveyors of intelligence. It could include high-end luxury. It could include unique human experiences. So, I don't know how many of y'all have children who are sort of college age. But my children are college age, and they absolutely hate what they would call AI slop.They want legit human content, and they seek it out. And they absolutely hate it when they see bad copies of human content. And so, I think there is a place in many parts of the economy for unique human experiences, unique human content, and it's interesting to kind of seek out where that might be in the economy. So those would be some examples of resistant assets. Michelle Weaver: Mm-hmm. Josh, software's been at really the center of this AI disruption debate. How would you compare the current pullback in software multiples to prior periods of peak uncertainty? And do you think any of these concerns are valid? Or how are you thinking about that? Josh Baer: Great question. I mean, software multiples on an EV to sales basis are down 30 – 35 percent just from the fall, I will say. And that's overall in the group. A lot of stocks, multiple handfuls, are down 60-70 percent over the last year. And what's being priced in is really peak uncertainty, a lot of fear. And these multiples, now four times sales – takes us all the way back about 10 years to the shift to cloud. And this time in many ways reminds us of that period of peak fear. In this case, what's being priced in is terminal value risk. We talked about this TAM yesterday. But you know, who is going to win that share? How is it divided from a competitive perspective across these model providers? The LLMs with new entrants. Of course, the incumbents. And this other idea of in-housing. Michelle Weaver: Mm-hmm. Josh Baer: So, there's competitive risk, there's business model risk. Are companies going to need to change their pricing models from seat-based to consumption or hybrid. And then last margin risk. Just thinking about the higher input costs and higher capital intensity. And so, you know, all of those fears are being priced in right now. Michelle Weaver: And we, of course though, had a bunch of these companies live with us at the conference. How are they responding to some of these risks? How are they addressing these investor concerns? Josh Baer: Most of the companies here from our coverage are the incumbent software vendors. And I think that the leadership teams did a really nice job coming out and defending their competitive moats and really articulating the story of why they are in a great position to capitalize on the opportunity. And the reasons can vary across different companies. But some of the commonalities are around enterprise grade, trust, security, governance, acceptance from IT organizations.The idea of vibe coding all apps in an organization get squashed when you actually talk to companies and chief information officers. For some companies there's proprietary data moats, network effects. All of that's on top of existing customer relationships. And so, you know, that was the message from the companies that we had. That we're the incumbents. We get to use all of the same innovative AI technology in the same way that all these different competitive buckets do. But we have, you know, that differentiation in that moat. And so, we're in a good place. Michelle Weaver: I want to wrap on a positive note. Stephen, what did you hear at the conference that you're most excited about? Stephen Byrd: I'd say the life sciences. A few investors pointed out that perhaps AI has a PR problem these days. And I do think showing a significant benefit to humanity in terms of improved health outcomes, whether that's just better diagnosis, you know. Away from this event, but I was in India the week before and, you know, AI can have a powerful benefit to the people who suffer the most in terms of providing very powerful medical tools in a distributed manner. So, I'm a big fan there.But you know, in many ways, curing the most challenging diseases plaguing humanity. The kind of problems involved in providing those and developing those cures are perfect for AI. So that, for me – stepping way back – that is by far the most exciting thing. Michelle Weaver: Josh, same to you. What are you most excited about? Josh Baer: From my perspective, it's potentially the turning point for software. The ability to showcase that we are at this inflection point and acceleration. To actually see that it takes time for our software companies to develop new AI technologies. Put that into products that have been tested and proven and go through the enterprise adoption cycle. And that we're at the cusp of more adoption – that's what our survey work says. And to see that inflection, I think can help to rerate this sector. Michelle Weaver: Lindsay, same question for you… Lindsay Tyler: Maybe I'll tie it to markets. I've already had a lot of more conversations with equity investors over the past, how many months? There's a big fixed income focus right now, which is a great, you know, spot and really interesting opportunity in my seat. And there's a lot of interesting structures coming to be right now in the credit space. So, I think it's an exciting time. Michelle Weaver: Lindsay, Stephen, Josh, thank you very much for joining to recap the event and let us know what you learned at the conference. To our audience, thank you for listening here live. And to our audience tuning in, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen. And share the podcast with a friend or colleague today.
Dr. A and Tim Woodson break down the top fantasy basketball adds, players trending toward the drop zone, and the best streaming options for the weekend. Get the insights you need to maximize games played and gain an edge in your matchup. Presented by FanDuel Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS - perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this special kid's POV edition of the podcast, Asher answers questions from listeners — specifically our kid audience — about his social life. Like many differently-wired kids, social scenes aren't always smooth sailing for Asher. He sometimes struggles to pick-up on others' cues and his occasionally intense emotional reactions to certain situations can be off-putting to other kids. We talk about it all in this episode, as Asher opens up about not only what's challenging for him in relationship to other kids, but what strategies he's using to get through these challenges and maintain friendships, something that is very important to him. Questions answered in this episode: What are your friendships like? What kind of challenges have you had in your friendships and how have you handled them? What happens when you have a meltdown in front of a friend? What do you do when kids are mean to you or call you names like “weirdo?” What advice do you have for kids starting a new school? How do you manage group situations that don't go your way? Learn more about your ad choices. Visit podcastchoices.com/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3480: Nick Maggiulli challenges the traditional obsession with building ever-larger nest eggs by exploring Bill Perkins' bold philosophy of spending intentionally and aiming to die with little to no money left. Drawing on data about retiree wealth and inheritance timing, he reveals why many people may be oversaving, and how giving earlier can create far greater impact. This thought-provoking perspective may completely reshape how you think about retirement, legacy, and the true purpose of money. Read along with the original article(s) here: https://ofdollarsanddata.com/should-you-die-with-zero/ Quotes to ponder: "The Investments & Wealth Institute reported, ‘Across all wealth levels, 58 percent of retirees withdraw less than their investments earn, 26 percent withdraw up to the amount the portfolio earns, and 14 percent are drawing down principal.'" "By giving my money to my kids and other people at a time when it can have the greatest impact on their lives, I'm making it their money, not mine." Episode references: Just Keep Buying: Proven Ways to Save Money and Build Your Wealth: https://www.amazon.com/Just-Keep-Buying-Proven-Build/dp/0857199250 Investments & Wealth Institute: https://investmentsandwealth.org/ Die with Zero: Getting All You Can from Your Money and Your Life: https://www.diewithzerobook.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Find out how the Joes stack up against the Pros! Join Ryan Wormeli and Scott Bogman for a 2026 superflex dynasty startup mock draft versus the listeners. How early is too early for Cincinnati Bengals WR Ja'Marr Chase? Can managers still be successful by waiting on quarterbacks? Plus, what makes Baltimore Ravens TE Isaiah Likely and Los Angeles Chargers WR Tre Harris worth late-round dart throws? The Pros start a new league from square one! Timestamps: (May be off due to ads) Intro - 0:00:00FantasyPros Dynasty Mock Draft Simulator - 0:01:09Round 1 - 0:01:41Round 2 - 0:04:49 Round 3 - 0:07:42Round 4 - 0:10:50Round 5 - 0:13:32Autographed Colston Loveland Chicago Bears Mini Helmet Giveaway - 0:14:22Round 5 (cont.) - 0:14:51Round 6 - 0:16:08Round 7 - 0:19:01Round 8 - 0:21:48Round 9 - 0:24:54Hard Rock Bet - 0:25:18Round 9 (cont.) - 0:26:48Round 10 - 0:27:29Round 11 - 0:29:43Round 12 - 0:33:00Round 13 - 0:35:55 Round 14 - 0:38:47Round 15 - 0:41:51Round 16 - 0:43:44Draft Recap & Analysis - 0:45:27Outro - 0:49:53 Helpful Links: Hard Rock Bet - All lines provided by Hard Rock Bet. Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, MI, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-833-PLAYWISE. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, MI, NJ, OH, TN, VA). Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chatSee omnystudio.com/listener for privacy information.
Are the tax benefits of bonus depreciation and real estate investing really as powerful as they're advertised? In this episode, Mark J. Kohler and Mat Sorensen break down the truth behind the popular tax strategy that many investors believe will dramatically reduce their taxes. The reality may surprise you.Using real examples, they explain how depreciation, cost segregation, and passive losses actually work — and why many investors misunderstand how those losses can (or cannot) offset income from a business or W-2 job. You'll learn the difference between passive and active losses, why many tax pitches exaggerate the benefits, and how strategies like the self-rental rule, material participation tests, and the short-term rental loophole can legitimately change the outcome.If you're considering a real estate investment mainly for the tax benefits, this discussion will help you evaluate the opportunity the right way. Taxes can enhance a good investment — but they should never be the only reason to make one. Don't forget to like, subscribe, and share this with other entrepreneurs and investors who want smarter tax strategies!You'll learn:The truth about bonus depreciation and why many investors misunderstand how it actually saves taxesHow real estate depreciation works and why it doesn't always offset your W-2 or business incomeThe difference between passive losses and active income (and why it matters)Why investing purely for tax write-offs can actually cost you moneyHow cost segregation accelerates depreciation in real estate dealsThe self-rental rule and how it can legally offset business incomeWhen short-term rentals can unlock tax benefits that long-term rentals cannotThe material participation tests and why they determine whether losses countWhy some investment pitches exaggerate tax benefits to attract investorsHow to evaluate whether a “tax-saving investment” actually makes financial senseGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp612-the-truth-about-bonus-depreciation Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!
In this episode, Stephan Livera interviews Trey Sellers about Bitcoin and FIRE (Financial Independence, Retire Early). They explore how Bitcoin can accelerate FIRE, different strategies for retirement, and practical tools like the FIRE BTC calculator. A must-listen for Bitcoiners interested in personal finance and early retirement strategies.Takeaways:
This Friday Q&A episode tackles several thoughtful listener questions covering 401(k) investment choices, Roth conversion strategies, bond market fears, inherited IRA planning, and investment club mechanics. Don explains why opaque collective investment trusts and “cycle” funds often hide market-timing strategies, cautions against making large Roth conversions based on predictions about future tax rates, and reassures investors worried about inflation and national debt that markets already incorporate widely known risks. The episode closes with a practical endorsement of a listener's strategy to gradually withdraw from an inherited IRA to fund Roth contributions, emphasizing simplicity, discipline, and avoiding emotionally driven portfolio decisions. 0:04 Don realizes the intro still says “radio” even though the show is now mostly a podcast. 0:26 Friday Q&A format explained and reminder to submit questions at TalkingRealMoney.com. 1:00 Question 1: 33-year-old with $330k in a 401(k) invested in opaque “intermediate cycle” and wealth-preservation funds. 2:26 Don explains collective investment trusts (CITs) and why their lack of transparency is problematic. 5:25 Market-timing strategies disguised as “cycle” funds and why simple equity funds may be better. 6:47 Question 2: Listener corrects earlier discussion about transferring securities from investment clubs. 8:37 How in-kind transfers can avoid capital gains when leaving an investment club—depending on club rules and brokerage policies. 10:31 Question 3: Complex Roth conversion strategy involving IRMAA tiers and future tax assumptions. 14:31 Don warns against making large conversions based on predictions about future tax rates. 16:07 Why gradual conversions preserve flexibility compared with large upfront tax bets. 17:28 Question 4: Concern about national debt and whether to replace BND with VTIP (TIPS). 18:56 Don argues markets already price known risks like debt and inflation expectations. 20:11 How TIPS work and when they actually help investors. 21:46 Reminder that emotional reactions to economic fears often lead to bad portfolio decisions. 22:10 Question 5: Using withdrawals from an inherited IRA to fund Roth IRA contributions. 22:52 Strategy: withdraw gradually to fund Roth contributions while staying within tax brackets. 24:15 Don endorses the plan as simple, tax-efficient, and compliant with the 10-year inherited IRA rule. 25:09 Closing comments and reminder to submit questions. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The High Performance Mindset, Dr. Cindra Kamphoff sits down with Glen Guyton—futurist, leadership strategist, and author of The Art of Harmonious Trust—to explore why trust is not a soft leadership concept, but a measurable performance strategy. Glen's work sits at the intersection of trust, employee retention, and future-focused talent development. Drawing from his experience across military, nonprofit, and corporate systems, Glen explains why competitive pay, perks, and policies often fail to retain high performers—and what leaders must understand about trust if they want people to stay, grow, and contribute at their highest level. Throughout the conversation, Glen introduces the concept of harmonious trust and breaks down how it differs from traditional conversations about culture. He shares the patterns he's observed in organizations that retain the right people—not just retain people—and the critical role direct supervisors play in engagement and quiet quitting. He also connects retention to skills development, workforce disruption, and future-ready talent strategy. This episode is a powerful reminder that organizations don't lose people because of change—they lose people when trust erodes during change. Leaders who build trust intentionally don't just improve morale—they create sustainable high performance. You'll Learn: Why trust is a performance strategy—not just a leadership value The real reason high performers leave even when compensation is competitive What "harmonious trust" means and how to build it The connection between skills gaps and employee retention How supervisors directly influence engagement and quiet quitting Early warning signs that commitment is slipping One practical habit leaders can implement immediately to strengthen trust Episode Resources & Links Learn more about Glen Guyton: https://www.glenguyton.com/ Order The Art of Harmonious Trust: https://www.glenguyton.com/ Download our 2025 Confidence Crisis Study: https://confidencestudy.com/ Request a Free Mental Breakthrough Call with Dr. Cindra or her team: https://freementalbreakthroughcall.com/ Learn more about the Mentally Strong Institute: https://mentallystronginstitute.com/
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
In this episode, we break down how the new law revived Qualified Opportunity Zones and why timing matters more than ever. You'll learn how this tax strategy can defer or even eliminate capital gains taxes when used correctly. We explain the “dead zone” in 2025 and 2026, the 180-day investment rule, and how installment sales can protect your tax savings. You'll also hear what to look for in a Qualified Opportunity Fund and why planning ahead is critical. If you're selling a business, real estate, or investments, this episode gives you the tax planning insight you need to make smart money decisions and build long-term wealth. ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration
In this episode, let's talk about advanced Amazon seller strategies that are discussed only in private. We pull back the curtain on what elite sellers are quietly doing and what you should start testing next. Most sellers focus on the obvious levers, ads, keywords, and pricing, while the real winners quietly play a different game. In this AM/PM episode, Bradley Sutton and 8-figure seller Leo Sgovio unpack the strategies top Amazon sellers rarely say out loud, from backend ranking fixes to AI-driven creative and off-Amazon intel. Leo breaks down how Amazon browse tree changes can silently wreck rankings, and how to repair it using Category Listing Reports plus the BrowseTree Guide so your attributes match what Amazon actually accepts. Then he shows how some sellers “launch” with huge review counts by consolidating variations and even leveraging international review history. From there, the episode shifts into speed: AI tools to generate better hero images, systems to make your site crawlable for LLMs, and how press releases can help you appear in Google AI Overviews faster than traditional SEO. Finally, Leo goes outside Amazon: using Reddit for GEO, finding Shopify winners by tracking checkout traffic, and reverse-engineering competitor funnels through the Meta Ad Library and presell pages. He closes with a warning every brand should hear: a black-hat cloaking attack that can suppress your Buy Box. If you want tactics you can apply today and threats you need to defend against tomorrow, this one is a must-listen. In episode 502 of the AM/PM Podcast, Bradley and Leo discuss: 00:00 - Introduction 02:34 - Strategy 1: How To Fix Your Tanked Rankings Due To A Wrong Product Categorization 12:11 - Strategy 2: How To Uncover Your Competitor Just Launched a Product with 100+ Reviews 17:02 - Strategy 3: Quickly Brainstorm New Hero Image with this Gemini Gem 19:35 - Strategy 4: Enable your Website to be Indexed by LLMs with this Automated GPT 24:09 - Strategy 5: Show Up in Google AI Overview in 7 Days 27:18 - Strategy 6: Where to Find Inspiration for your Product Creatives and Listing Images 31:38 - Strategy 7: Dominate Reddit for AEO/GEO 36:56 - Strategy 8: Discover Shopify's Top Selling Stores 40:24 - Strategy 9: Exploiting Competitors Outside Traffic Funnels 45:48 - How to get more Advanced Strategies Monthly 53:56 - Strategy 10: How to Control the Order of the Variations on your Listing 54:47 - Legal and Ethical Disclosure 54:57 - Threat Alert: Cloaking attack with fake retail pages can suppress your Buy Box, how it works, and what to watch for
Be sure to visit cultureproof.net Please consider supporting the Culture Proof Podcast. We aim to bring engaging content that will challenge and equip Christians to live according to the Straight Edge of Scripture. All gifts are tax deductible. Our Address is: S.E. Ministries PO Box 1269 Saltillo MS, 38866 Episode sponsors: BJUPress Homeschool We Heart Nutrition – Use the code CULTUREPROOF for 20% off Culture Proof Listeners THANKS! Culture Proof Podcast Theme song "Believers" courtesy of Path of Revelation
Do you feel like you're missing the big picture regarding Iran? You aren't the only one. Filling in for Glenn, Justin Barclay shares a new poll revealing that the strikes on Iran are opposed by a small, but loud number of Republicans. Yet it's important to remember how close we came to not just losing President Trump in July 2024, but losing the country and maybe the world, and Justin explains why he isn't worried about the poll numbers. Justin also discusses how critical it is for Congress to pass the SAVE Act to ensure safe and free elections. In the state of Georgia, no stranger to some weird election shenanigans, a lawmaker looks to pass a state version of the bill. Greg Dolezal - a Georgia state senator and candidate for Lieutenant Governor - joins the program to discuss the bills he has introduced and how important the state of Georgia will be in determining the country's future. What is the bigger picture with Operation Epic Fury? Justin is joined by Tudor Dixon, host of the Tudor Dixon Podcast and former Michigan gubernatorial candidate, to discuss how the strikes affect the other CRINK countries just as much as they affect Iran, as well as the support of President Trump among Republicans being higher than that of other Presidents at this same point in their second term. Just how much better is living in Florida compared to Democrat-controlled cities and states? Scott Singer, the mayor of Boca Raton, joins to discuss his city's growth and how it can serve as a roadmap for the rest of the country. Justin is joined by Kyle Olson, the founder of The Midwesterner, to discuss Congress voting down the release of reports regarding the sexual misconduct and harassment by members of Congress and how obvious it is based on the results of the vote that the Democrats have never cared about the victims of Epstein or anyone else, they have always been using it as a political tool. Learn more about your ad choices. Visit megaphone.fm/adchoices