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A chief officer is infuriated by the behavior of his egomaniacal CEO. With his coach, he explores how to be a healthy leader while reporting to a boss he doesn't respect.Core concepts in this episode:Egomaniacs rattle our sense of self.They will not change.Worrying does not help.Be accountable for how you show up. Manage yourself.Don't take anything personally. They're just a piece on a chess board.Ask yourself: “Am I seeing this person clearly?” Don't allow emotions to drive your actions.Ask yourself: “How do I want to show up?” You have choice about what you prioritize and how you react in the workplace.Resources mentioned in this episode:Crucial Conversations provides scripts and thoughts that will help you manage yourself when dealing with difficult people. Tom and host Dave Stachowiak discussed “How to Handle a Boss Who's a Jerk” on this episode of Coaching for Leaders. Great tools if you have a challenging boss.Before sharing your reactions in the workplace, consider the politics around you. These two episodes will get you “Leading with Political Savvy” Parts 1 and 2. Each month, there are additional tools in our monthly email. If you'd like to explore Private Coaching, reach out to Tom. tom@essentialcomm.com.This episode is tagged in three categories in our podcast library:Managing YourselfLeadershipPerception – How You Perceive OthersRELATED EPISODES239- 5 Strategies for Dealing with Narcissists189 - “Don't Take Anything Personally”245- Giving Upward Feedback114- Gravitas133- The Narcissist ExecutiveThank you, thank you, thank you for your reviews!Wishing you a year of growth and development! From The Look & Sound of Leadership team, thank you so much for listening.
We have another Midlife Minute episode today, dedicated to a single theme, where I answer listener questions one at a time in a concise and focused format. Join me today as we dive into HRT and sleep issues. IN THIS EPISODE, YOU WILL LEARN: How persistent vasomotor symptoms can continue to disrupt sleep, even once hormone levels are optimized Different types of hormones and delivery methods can impact sleep quality. Why we tend to get sleepy earlier in the evening and wake up earlier in the morning as we age Estrogen and progesterone impact sleep quality in different ways. How chronic underlying stress, anxiety, and mood issues impact sleep quality The value of cognitive behavioral therapy and structured insomnia interventions Connect with Cynthia Thurlow Follow on X, Instagram & LinkedIn Check out Cynthia's website Submit your questions to support@cynthiathurlow.com Join other like-minded women in a supportive, nurturing community: The Midlife Pause/Cynthia Thurlow Cynthia's Menopause Gut Book is on presale now! Cynthia's Intermittent Fasting Transformation Book The Midlife Pause Supplement Line
Chris Bailey explains the science behind intentionality and how it can dramatically increase goal attainment. — YOU'LL LEARN — 1) The 12 main values that drive everything you do2) The simple reframe that significantly boosts motivation3) How to deal with resistance to actionSubscribe or visit AwesomeAtYourJob.com/ep1118 for clickable versions of the links below. — ABOUT CHRIS — Chris Bailey is an author and speaker who explores the science behind living a more productive and intentional life. He has written hundreds of articles on the subject and has garnered coverage in media as diverse as The New York Times, The Wall Street Journal, GQ, HuffPost, New York magazine, Harvard Business Review, TED, Fast Company, and Lifehacker. The bestselling author of The Productivity Project, Hyperfocus, and How to Calm Your Mind, Bailey's books have been published in more than forty languages. He lives in Ottawa, Canada. His new book, Intentional, comes out January 6, 2026.• Book: Intentional: How to Finish What You Start• Website: ChrisBailey.com— RESOURCES MENTIONED IN THE SHOW — • Study: “An Overview of the Schwartz Theory of Basic Values” by Shalom Schwartz• Book: Solving the Procrastination Puzzle: A Concise Guide to Strategies for Change by Timothy Pychyl• Past episode: 572: How Morning Practices Like Savoring and Investing in Calm Boost Productivity with Chris Bailey— THANK YOU SPONSORS! — • Monarch.com. Get 50% off your first year on with the code AWESOME.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Nick kicks off the new year by focusing on the importance of strategic planning for business growth, examining the common pitfalls of overly complex strategies that hinder execution and introduces a practical one-page strategic plan framework used in private equity. Nick outlines the six key components of this framework, including the exit vision, value creation thesis, strategic priorities, key metrics, critical constraints, and quarterly rocks KEY TAKEAWAYS A strategic plan should be concise and fit on a single page. Overly complex strategies can hinder execution and lead to confusion among team members. The key to successful strategy is not just in planning but in execution. Clear ownership of tasks and regular reviews are essential to ensure that the plan is actively followed and adapted as needed. A one-page strategic plan should include six main components: exit vision, value creation thesis, three strategic priorities, key metrics, critical constraints, and quarterly rocks. Each component plays a crucial role in guiding the business towards its goals. The strategic plan should be a living document that is reviewed weekly and updated quarterly. This ensures that the team remains aligned and focused on the most important objectives. BEST MOMENTS "Most business owners start off with overly complex strategies that cause them to fail when it comes to execution." "If your strategy doesn't fit on one page, you don't have a strategy, you have a wish-list." "The planning process itself becomes the goal, not the outcome. And that is a huge, huge mistake." "If you can't fit your strategy on one page, you don't have strategic clarity yet." VALUABLE RESOURCES Get the 1-Page Strategic Plan today. DM me “STRATEGIC PLAN” on LinkedIn or grab it here: https://nick-9ftlguzv.scoreapp.com/p/wwu-1plan Nick's LinkedIn: https://www.linkedin.com/in/realnickbradley To get your copy of Nick's new book, go to http://bit.ly/4ngC2hO Exit Your Business For Millions - Download This Guide: https://go.highvalueexit.com/opt-in Nick Bradley is a world-renowned author, speaker, and business growth expert, who works with entrepreneurs, business leaders, and investors to build, scale and sell high-value companies. He spent 10+ years working in Private Equity, where he oversaw 100+ acquisitions, 26 exits, and over $5 Billion in combined value created. He has one of the top-ranked business podcasts in the UK (with over 1m downloads in over 130 countries). He now spends his time coaching and consulting business owners in building and scaling high-value business towards life-changing exits. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
Guest: Alan Tonelson. China's leadership is likely stunned by setbacks with allies in Venezuela and Iran. While Chinarelies on coal, the loss of cheap oil imports will squeeze its industry. Furthermore, China's strategy of exporting its way out of trouble faces backlash from foreign markets protecting their own manufacturers.1945 OCTOBER 10
They told you it was about narco-terrorism. They told you it was about justice. They lied. The capture of Venezuelan dictator Nicolás Maduro isn't just a win for the DEA—it is a geopolitical earthquake involving oil, gold, silver, the war on terror, and a battle for global supremacy. In this explosive episode of Keeping It Real, Jillian Michaels sits down with Ex-CIA Covert Ops Officer Mike Baker (host of The President's Daily Breif) and Constitutional Attorney Josh Hammer to reveal what the mainstream media and partisan pundits aren't telling you. We strip away the headlines to expose the truth about what's really going on, why, and what is likely to happen next:
Welcome to the ThrivetimeShow.com Cleaning Business Podcast Series. During this 100 episode business coach podcast series Clay Clark teaches how you can achieve success in automotive repair, carpet cleaning, dog training, grooming, home building, home cleaning, home remodeling, manufacturing, medical, online sales, podcasting, photography, signage, skin care, and other industries. #CleaningBusinessPodcast Where You Find Thousands of Clay Clark Client Success Stories? https://www.thrivetimeshow.com/testimonials/ Breaking Down the 1,462% Growth of Stephanie Pipkin with Clay Clark: An EOFire Classic from 2022 - https://www.eofire.com/podcast/clayclark8/ Who is Clay Clark? Clay Clark is the co-founder of five kids, the host of the 6X iTunes chart-topping ThrivetimeShow.com Podcast, the 2007 Oklahoma SBA Entrepreneur of the Year, the 2002 Tulsa Metro Chamber of Commerce Young Entrepreneur of the Year, an Amazon best-selling author, a singer / song-writer and the founder of several multi-million dollar businesses. https://www.forbes.com/councils/forbescoachescouncil/people/clayclark/ Where Can You Learn More About Clay Clark? https://www.thrivetimeshow.com/need-business-coach/#coaching-about-founders Where Can You Read Clay Clark's 40+ Books? https://www.amazon.com/stores/Clay-Clark/author/B004M6F5T4?ref=sr_ntt_srch_lnk_1&qid=1767189818&sr=8-1&shoppingPortalEnabled=true Where Can You Discover Clay Clark's Songs & Original Music? https://open.spotify.com/album/2ZdE8VDS6PYQgdilQ1vWTP?si=Am65WUlIQba4OLbinBYo1g
Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this episode of The Wright Report, Bryan delivers a sweeping analysis of the national and global fallout from President Trump's decision to capture Nicolás Maduro. From Minneapolis to Caracas, and from Mexico to Greenland, Bryan explains how one operation is reshaping immigration policy, energy markets, global power dynamics, and America's definition of strength. ICE Launches Largest Immigration Operation in U.S. History: DHS Secretary Kristi Noem confirmed a massive surge of ICE officers into Minneapolis, with Venezuelans, Somalis, and other migrant groups now prioritized for removal. With Maduro no longer in power, the administration says it is safe for Venezuelans to return home. Minnesota Governor Tim Walz condemned the operation, calling it unprecedented, as Temporary Protected Status, asylum cases, and green card applications are frozen or revoked. Trump Strikes a Massive Oil Deal with Venezuela: Negotiations with Venezuela's new Marxist leadership produced a deal transferring thirty to fifty million barrels of oil to U.S. control, valued at up to two point eight billion dollars. The oil will help refill the Strategic Petroleum Reserve and stabilize global markets. U.S. oil companies are now being pushed to rehabilitate Venezuela's collapsed energy sector, potentially with taxpayer support, despite concerns about security and long term stability. Stability Over Democracy in Caracas: The White House decided it cannot yet work with opposition leaders like María Corina Machado or Edmundo González. Instead, Trump is temporarily backing remnants of the Maduro regime to maintain order and secure oil and mineral flows. Power struggles inside Venezuela have already turned violent, with armed gangs, checkpoints, and internal purges spreading fear among civilians. Global Strategy Tied to Oil and Power: Trump's plan aims to flood global markets with Venezuelan oil to pressure Canada, undercut Russia's finances, and entice India away from Russian energy. Bryan explains how this strategy could weaken Vladimir Putin's war funding and force movement toward a Ukraine peace deal. Shockwaves Across Mexico, Cuba, and Greenland: Mexican leaders fear they could be next as Trump escalates cartel strikes and pressures Mexico to cut oil shipments to Cuba. Cuban leaders face collapse without Venezuelan and Mexican energy. Meanwhile, Trump renewed warnings that military force remains an option to secure Greenland, citing the threat posed by China and Russia. European leaders are furious but largely powerless to stop him. A Message to China and the World: Trump warned Venezuela's remaining leaders to sever ties with China, Russia, Cuba, and Iran or face removal. Reuters reports Interior Minister Diosdado Cabello is now under direct U.S. threat. Bryan argues the broader message is clear. Trump is no longer bluffing, and assumptions that he is all bark and no bite are collapsing worldwide. Analysis and Warning: Bryan cautions that while Trump may manage Venezuela in the short term, the strategy carries serious risks. China, Brazil, or Colombia could destabilize the country through proxies or sabotage. He suggests Trump may seek a grand bargain with Beijing, trading U.S. restraint in Asia for Chinese withdrawal from the Western Hemisphere. The Political Lesson: Senator Chris Murphy admitted this week that Trump must now be taken seriously. Bryan closes by arguing that Trump is reordering global power at age seventy-nine because he believes the country is nearing collapse and this is America's last chance to reset its trajectory. "And you shall know the truth, and the truth shall make you free." - John 8:32 Keywords: January 7 2026 Wright Report, ICE Minneapolis surge Venezuelans, Kristi Noem Todd Lyons deportations, Trump Venezuela oil deal Strategic Petroleum Reserve, Maduro regime remnants power struggle, global oil strategy Canada Russia India, Mexico cartel pressure Cuba collapse, Greenland military option Trump, China warning Venezuela Cabello, Trump global power reset
Over the past year, Democrats have learned to embrace economic abundance thanks to Ezra Klein and Derek Thompson's bestselling book. But is this the same kind of abundance the Left has traditionally argued for? In this episode of Confronting Capitalism, Vivek Chibber is joined by Matt Huber, co-author alongside Fred Stafford and Leigh Phillips of a new Catalyst essay titled “The Left Has Always Fought for Abundance.” Together, they discuss the need for an energy infrastructure build out, the historic origins of stagnant state capacity, and what socialist abundance entails. Read the essay here: https://catalyst-journal.com/2025/12/the-left-has-always-fought-for-abundance The latest issue of Catalyst is out and you can subscribe for just $20 using the code CONFRONTINGCAPITALISM: https://catalyst-journal.com/subscribe/?code=CONFRONTINGCAPITALISM Have a question for us? Write to us by email: confronting.capitalism@jacobin.com Confronting Capitalism with Vivek Chibber is produced by Catalyst: A Journal of Theory and Strategy and published by Jacobin. Music by Zonkey.
Our Chief Fixed Income Strategist Vishy Tirupattur is joined by Dan Toscano, the firm's Chairman of Markets in Private Equity, unpack how credit markets are changing—and what the AI buildup means for the road ahead.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Today is a special edition of our podcast. We are joined by Dan Toscano, Chairman of Markets in Private Equity at Morgan Stanley, and a seasoned practitioner of credit markets over many, many credit cycles. We will get his thoughts on the ongoing evolution and revolution in credit marketsIt's Wednesday, January 7th at 10am in New York. Dan, welcome.Dan Toscano: Glad to be here.Vishy Tirupattur: So, to get our – the listeners familiar with your journey, can you talk a little bit about your experience in the credit markets, and how you got to where we are today?Dan Toscano: Yeah, sure. So, I've been doing this a long time. You used the nice word seasoned. My kids would refer to it as old. But I started in this journey in 1988. And to make a long story short, my first job on Wall Street was buying junk bonds in the infancy of the junk bond market, when most of what we were financing were LBOs. So, if you're familiar with Barbarians at the Gate, one of the first bonds we bought were RJR Nabisco reset notes. And I've been doing this ever since, so over almost four decades now.Vishy Tirupattur: So, the junk bond market evolved into high yield market, syndicated loan market, CLO market, financial crisis. So, talk to us about your experiences during this transition.Dan Toscano: Yeah. I mean, one of the things these markets do is they finance evolution in industries. So, when I think back to the early days of financing leveraged buyouts, they were called bootstrap deals. The first deal I did as an intermediary on Wall Street as opposed to as an investor, was a buyout with Bain Capital in 1993. At the time, Bain Capital had a $600 million AUM private equity platform. Think about that in the scale of what Bain Capital does in private equity today. You know, back then it was corporate carve outs, and trying to make the global economy more efficient. And you remember the rise of the conglomerate. And so, one of the early things we financed a lot of was the de-conglomeration of big corporates. So, they would spin off assets that were not central to the business or the strengths that they had as an organization.So, that was the early days of private equity. There was obviously the telecom build out in the late 90's and the resulting bust. And then into the GFC. And we sit here today with the distinctions of private capital, private credit, public credit, syndicated credit, and all the amazing things that are being financed in, you know, what I think of as the next industrial revolution.Vishy Tirupattur: In terms of things that have changed a lot – a lot also changed following the financial crisis. So, if you dig deep into that one thing that happened was the introduction of leveraged lending guidelines. Can you talk about what leveraged lending guidelines did to the credit markets?Dan Toscano: Yeah, I mean, it was a big change for underwriters because it dictated what you could and couldn't participate in as an underwriter or a lender, and so it really cut off one end of the market that was determined by – and I think the thing most famously attributed to the leveraged lending guidelines was this maximum leverage notion of six times leverage is the cap. Nothing beyond that. And so that really limited the ability for Wall Street firms to underwrite and distribute capital to support those deals.And inadvertently, or maybe by plan, really gave rise to the growth in the private credit market. So, when you think about everything that's going on in the world today, including, which I'm sure we'll talk about, the relaxation of the leveraged lending guidelines, it was really fuel for private credit.Vishy Tirupattur: So private credit, this relaxation that you mentioned, you know, a few weeks ago, the FDIC and the OCC withdrew the leveraged lending guidelines in total. What do you expect that will do to the private credit markets? Will that make private credit market share decrease and bank market share increase?Dan Toscano: I think many people think of these as being mutually exclusive. We've never thought of it that way. It exists more on a continuum. And so, what I think the relaxation of those guidelines or the elimination of those guidelines really frees the banks to participate in the entire continuum, either as lenders or as underwriters.And so, in addition to the opportunity that gives the banks to really find the best solutions for their clients, I think this will also continue the blurring of distinctions between public market credit and private market credit. Because now the banks can participate in all of it. And when you think about what defines in people's minds – public credit versus private credit, in many cases it's driven by what terms look like. Customary terms for a syndicated bond or loan versus a private credit loan.Also, who's participating in it. You know, these things have been blurring, right? There's a cost differential or a perceived cost differential that has been blurring for some time now. That will continue to happen, in my opinion anyway.Vishy Tirupattur: I totally agree with you, Dan, on that. I think not only the distinction between public credit and private credit, but also within the various credit channels – secured, unsecured, securitized, structured – all these distinctions are also blurring. So, in that context, let's talk a little bit more about what private credit's focus has been and where private credit focus will be going forward. So, what we'll call private credit 1.0. Focused predominantly on lending to small and medium-sized enterprises. And we now see that potentially changing. What is driving private credit 2.0 in your mind?Dan Toscano: Well, the elephant in the room is digital infrastructure. Absolutely. When you think about the scale of what is happening, the type of capital that's required for the build out, the structure you need around it, the ability to use elements of structure. You mentioned several of them earlier. To come up with an appropriate risk structure for lending is really where the market is heading. When you think about the trillions of dollars that we anticipate is needed for the technology industry to complete this transformation – not just around digital infrastructure, but around everything associated with it.And the big one I think of most often is power, right? So, you need capital to build out sources of power, and you need capital to build out the data centers to be able to handle the compute demand that is expected to be there. This is a scale unlike anything we have ever seen. It is the backbone of what will be the next industrial revolution.We've never seen anything like this in terms of the scale of the capital needed for the transformation that is already underway.Vishy Tirupattur: We are very much on board with this idea as well, Dan, in terms of the scale of the investment, the capital investment that is needed. So, when you look ahead for 2026, what worries you about the ind ustrial revolution financing that is underway?Dan Toscano: Given all that's going on in the world, this massive capital investment that's going on globally around digital infrastructure, we've never seen this before. And so, when I look at the capital raising that has been done in 2025 versus what will be done in 2026, I think one of the differences that we have to be mindful of is – nothing's gone wrong while we were raising capital in 2025 because we were very much in the infancy of these buildouts. Once you get further into these buildouts and the capital raises in 2025 that are funding the development of data centers start to season, problems will emerge. The essence of credit risk is there will be problems and it's really trying to predict and foresee where the problems will be and make sure you can manage your way through them.That is the essence of successful credit investing. And so there will definitely be issues when you think about the scale of the build out that is happening. Even if you look just in the U.S., where you need access to all sorts of commodities to build out. And you know, people focus on chips, but you also need steel and roofing, and importantly labor.And as we talk to people about the build outs, one of the concerns is supply of labor supply and cost of labor. So, when you run into situations where maybe a project is delayed a bit, or the costs are a bit more than what was expected, there will be a reaction. And we haven't had that yet. We will start to see that in 2026 and how investors and the markets react to that, I think will be very important. And I'm a little bit worried that there could be some overreaction because people have trained themselves in 2025 to think of like, ‘I'm operating in a perfect environment,' because we haven't really done anything yet. And now that we've done something, something can and will go wrong. So, you know, we'll see how that plays out.I am very fixated in 2026 on the laws of supply and demand. When I think about what's going on right now, we usually have visibility on demand. And we usually have some level of visibility on supply. Right now, we have neither – and I say that in a positive way. We don't know how big the demand is in the capital world to fund these projects. We don't know how big that can be. And almost with every passing day, the supply – and what we're hearing from our clients about what they need to execute their plans – continues to grow in a way that we don't know where it ends. And the scale, we're talking trillions of dollars, right? Not billions, not millions, but trillions.And so, I look at that – not so much as something I worry about, but something I'm really curious about. Will we run out of money to fund all of the ambitions of the Industrial Revolution? I don't think so. I think money will find great projects, but when you think about the scale of what we're looking at, we've never seen anything like it before. And it will be fascinating to watch as the year goes on.Vishy Tirupattur: Thanks Dan. That's very useful. And thanks for taking the time to speak to us and share your wisdom and insights. Dan Toscano: Well, it's great to be here.Vishy Tirupattur: And to our audience, thanks for listening. If you enjoyed the show, please leave us a review wherever you listen and share thoughts on the market with a friend or colleague today
I dare you—try this land deal strategy for just 10 days and watch what happens.What I'm about to walk you through is exactly how I'd start over if I had to do my first land deal again with little to no money. You don't need a fancy CRM. You don't need thousands of dollars in direct mail. What you do need is hustle, a phone, and the willingness to send a lot of offers. I break down exactly how to find neglected vacant lots, contact the agents or owners, and make intelligent, low-risk offers that get attention.This isn't theory. It's the same strategy I used with my teenage boys at the kitchen table to close our first land deals. If you commit to talking to 15 people a day, sending just 10 offers a day, and following this plan for 10 days straight, I believe you'll get a deal under contract. And that one deal can put $5K to $10K in your pocket.The best part? You can outsource almost all of it. But you've got to get started.What's Inside: —How to find off-market and aged land listings for free—A simple way to analyze comps and send low-risk offers—The exact script to use with agents to get better deals—How to automate your offers using PrintGenie or a VA
What does it really take to build your dream yoga retreat center—from scratch? In this episode, I sit down with Kayla Nielsen, who shares the raw, inspiring truth behind building a yoga retreat space from the ground up. From buying land abroad to pricing retreats and navigating local logistics, Kayla opens up about the entrepreneurial journey few yoga teachers talk about. We cover:
Something has shifted in America — not in headlines, but beneath the surface.In this Strategic Clarity Edition of The Right Side with Doug Billings, Doug explains why history's most important moments rarely look dramatic while they're happening, why impatience is always weaponized against the public, and why discipline and resolve shape the future far more than outrage.This episode explores:How to recognize a real strategy phaseWhy silence often signals strengthHow the media exposes itself when control slipsWhy justice and accountability require patience, not spectacleThis is a calm, historical, and deeply necessary conversation for this moment.Support the show
For years we have watched landowners pour cash and resources into land and only profit from the recreational potential that comes along with owning land. But there is a better way to own land and turn that land into a business. We have been behind the scenes building a team to help launch a service that will help landowners develop a land owning strategy that will create a legacy. If you've ever struggled to understand how you can develop a strategy and detailed plan that transforms recreational land into a living business that generates income, reduces taxes, and creates a legacy you can pass down for generations to come then you are perfectly positioned to benefit from this service offering. We hope you see value in this offering and join us in the journey of creating a legacy around landownership.
Tuesday marks a turning point in the Nick Reiner case. The 32-year-old son of legendary filmmaker Rob Reiner will stand before a judge and, for the first time, enter a plea on two counts of first-degree murder with special circumstances.Everyone watching knows what's coming. Defense attorney Alan Jackson has spent three weeks telegraphing it. "Very complex and serious issues." A sealed mental health order. A client who appeared in court in a suicide smock after failing to receive medical clearance the day before.Not guilty by reason of insanity.But what does that defense actually require in California? It's not enough to be mentally ill. It's not enough to have schizophrenia, which sources confirm Nick was diagnosed with years ago. Under the M'Naghten standard, the defense must prove he either didn't understand the nature of stabbing his parents to death, or didn't know it was wrong.That's a high bar. And prosecutors have ammunition. Nick's own words — recorded on podcasts — show a man who knew how to manipulate systems and people. Seventeen rehab programs gamed. Parents convinced to ignore experts. A calculated campaign to remain in their lives despite every warning.Can you claim insanity for a single night while demonstrating strategic thinking for seventeen years?Bob Motta joins True Crime Today to break down the legal mechanics of what's coming. The two-phase trial process. How psychiatric testimony works. What happens if the defense actually wins — and whether Nick Reiner could ever walk free.The arraignment is just the beginning. Here's what it sets in motion.#NickReiner #RobReiner #MicheleReiner #TrueCrimeToday #InsanityDefense #AlanJackson #Arraignment #CaliforniaLaw #TrueCrime #JusticeJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872
#427> To purchase the book: https://mosaicapress.com/product/together-forever/?sld=seforimchatter. Use code CHATTER for 15% off> To join the SeforimChatter WhatsApp community: https://chat.whatsapp.com/DZ3C2CjUeD9AGJvXeEODtK> To join the SeforimChatter WhatsApp status: https://wa.me/message/TI343XQHHMHPN1> To support the podcast or to sponsor an episode follow this link: https://seforimchatter.com/support-seforimchatter/or email seforimchatter@gmail.com (Zelle/QP this email address)Support the show
If someone constantly provokes, gaslights, or emotionally manipulates you, this episode reveals the exact psychological strategy that makes manipulators lose control instantly. Learn how to shut down manipulation, remove their emotional leverage, and regain your power without arguing, defending, or escalating.
Launch Your Box Podcast with Sarah Williams | Start, Launch, and Grow Your Subscription Box
I'm sharing a real look inside my own subscription box business. Not the highlight reel. The actual numbers, the launches that worked, the one that didn't, and the decisions that shaped where we're headed in 2026. The numbers never tell the whole story. But they also never lie. Always start by looking at your numbers. I added 1,300 new subscribers in 2025. What surprised me most? Some of our biggest growth didn't happen during launches at all. What happened between launches mattered more than I expected. May and September ended up being two of our strongest months. No cart open. No big push. Just momentum doing its job. What made the difference? Staying visible instead of disappearing after launches Treating email like a growth tool, not just a reminder Paying close attention to who was already saying yes That's also why retention became such a big win this year: I'm ending 2025 with a 94% retention rate People weren't just buying a box once, they were staying One of my biggest - and somewhat unexpected wins - was my teacher tee subscription launch. My “baby subscription” doesn't always get a lot of attention. I ran a short, focused launch that doubled that subscription in just five days. Revenue told one story. Profit told another. After 8.5 years, I passed $6 million in subscription box sales. A huge milestone that felt great. But 2025 didn't end up being a record year. Revenue finished 4.8% down compared to the year before Profit margins increased by 12% That shift came from smarter buying, cleaner inventory, and fewer decisions made out of panic. You can be down in revenue and still be building a healthier business. Some things in 2025 were harder than they should've been. We ran into backend issues that affected payments, cash flow, and retention. At the same time, social media visibility dropped hard. Content that used to perform just didn't. If you've ever felt like you're doing everything right and still not seeing traction, you're not imagining it. This was one of those years where pivoting mattered more than pushing. Where I'm putting my energy in 2026. I'm going all in on what's already working. That looks like: Growing subscriptions earlier in the year instead of waiting Putting more focus on email and paid ads between launches Cutting tools, products, and offers that don't earn their keep Letting subscriptions lead instead of chasing one-off ideas When I applied the 80/20 rule, the answer was obvious. Most of the revenue in my business comes from subscriptions. So that's where the focus stays. Before you plan anything, ask yourself this. As you head into 2026, I want you thinking about three simple questions: What worked - and how can you do more of it? What didn't - and what are you ready to let go of? Where do you actually want to go in 2026 - and what needs to change to get there? You don't need more ideas. You need fewer, better decisions. Join me for this episode for an honest look behind the scenes and a grounded way to think about what comes next in your own business. And if you want support along the way, come join us inside Launch Your Box. You don't have to figure this out alone. Join me in all the places: Facebook Instagram Launch Your Box with Sarah Website Are you ready for Launch Your Box? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. Join the waitlist today!
Yes. Last year was full of tumult and turbulence and global troubles. Having said this, rough seas make great sailors. And challenging times breed true heroes.So dismiss all the fear-mongering, decry all the negativity and delete all apathy and roll up your sleeves to get busy handcrafting a year of exceptional creativity, productivity, prosperity and service to society.On a large piece of paper, record your five priorities for each month in the next year.They can be personal or professional. Just get them down so your best nature can start sensing opportunities to make them happen. [The brain looks for what you train it to search for].You now have a tool you can use for regular review to keep you monomaniacally focused on The Vital Few.My team has just opened access to my completely new and very helpful online program The Amazing Day Blueprint. It's designed with one strong focus: to help you consistently build great days in 2026, that turn into the single greatest year of your life. Here are all of the details.FOLLOW ROBIN SHARMA:InstagramFacebookXYouTube
A 20(ish) minute skills episode on sales 101 for entrepreneurs who hate sales. We go through three tactics and a bunch of examples to help you build a system for sales that'll help you grow without making you feel slimy. We set up sales for a sabbaticals as a service startup. And we talk through why entrepreneurs hate sales and how to reframe the whole thing.Tacklebox (Code WINTER2025)Text ExpanderStreakPipedrive
Unlocking Virality: The Secrets to Going Viral with Austin Armstrong. In this episode, Austin Armstrong, creator, strategist, and author of 'Virality: Your Playbook for How to Use AI and Social Media Marketing to Go Viral and Get Paid,' shares insights on creating content that garners massive engagement. He discusses strategies for generating intrigue through titles, the importance of broad content, and constructing a successful content funnel. Armstrong delves into the concept of 'ethical clickbait,' the importance of authenticity, and how leveraging AI tools can enhance content creation. He also emphasizes the significance of using new forms of lead magnets like micro SaaS tools. 00:27 Meet Austin Armstrong: The Viral Content Expert 01:00 Secrets to Going Viral: Intrigue and Broad Appeal 04:06 The Power of Broad Content and Funnels 07:10 Crafting Content Strategies: Testing and Iteration 11:22 The Importance of Hooks and Curiosity Gaps 15:00 Balancing Authenticity and Strategy 20:35 Choosing the Right Social Media Platform 23:34 Leveraging AI for Content Strategy 31:09 The Future of Lead Magnets: Micro SaaS 37:26 Final Thoughts and Inspirations This is the Brands On Brands Podcast with Brandon Birkmeyer www.brandsonbrands.com Don't forget to get your own personal branding scorecard at: https://www.brandsonbrands.com/scorecard CONNECT WITH ME Connect with me on social media: https://www.brandsonbrands.com/mylinks READ MY BOOK - FRONT & CENTER LEADERSHIP I launched a new book and author website. Check it out here. https://www.brandonbirkmeyer.com/fcl CHECK OUT MY COURSES Get tactical trainings and access to one-on-one coaching! https://www.brandsonbrands.com/courses SUBSCRIBE TO THE NEWSLETTER Get the latest news and trends on all things personal branding and the creator economy. https://www.brandsonbrands.com/newsletter
In this episode, I'm thrilled to welcome Dr. Anna Glezer, a renowned reproductive psychiatrist and founder of Women's Wellness Psychiatry to the Egg Whisperer Show. Dr. Glezer has dedicated her career to supporting fertility patients, many of whom I've had the privilege to care for, through some of the most emotionally challenging moments of their reproductive journeys. With training from Harvard Medical School and UCSF, she brings a compassionate, integrative approach to helping people manage stress, anxiety, and depression during fertility treatment, pregnancy, and beyond. Get the full show notes on my website. Our conversation dives deep into the unique emotional landscape of fertility and pregnancy. Together, we explore how hormonal changes, societal pressures, and the ups and downs of the fertility journey can impact mental health. Dr. Glezer shares her expertise on building a strong foundation for emotional wellbeing, the importance of individualized care, and practical strategies for navigating grief, loss, and the rollercoaster of hope and disappointment. In this episode, we cover: The unique ways stress, anxiety, and depression manifest during fertility treatment and pregnancy How to build a strong support system and foundation for mental health The role of lifestyle medicine, nutrition, and supplements in emotional wellbeing Coping with grief and loss after unsuccessful fertility treatments or pregnancy loss Strategies for managing anxiety and "what if" thinking during subsequent pregnancies How Dr. Glezer tailors her integrative approach to each patient's needs Advice for loved ones and fertility teams on providing meaningful support Resources: Women's Wellness Psychiatry: https://annaglezermd.com/ Resolve: The National Infertility Association: resolve.org Do you have questions about IVF, and what to expect? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, February 9th, 2026 at 4pm PST, where Dr. Aimee will explain IVF and there will be time to ask her your questions live on Zoom. Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org where you can schedule a consultation. Other ways to connect: Subscribe to my YouTube channel for more fertility tips Join Egg Whisperer School Subscribe to the newsletter to get updates
Miriam Schulman is the Founder of Schulman Art, which began as a resource for creative entrepreneurs and has evolved into a comprehensive coaching service helping artists turn their talents into sustainable businesses. Her innovative approach supports artists' success through mentorship, educational resources, and community-building. In this episode of the Side Hustle to Small Business® Podcast, Miriam shares her inspiring journey from working in corporate finance to launching Schulman Art. She and host Sanjay discuss monetizing creativity, building supportive communities for artists, overcoming challenges as a creative entrepreneur, and her book "Artpreneur". What You'll Learn: • How to transform a creative passion into a sustainable business • Strategies for monetizing and marketing artistic work • Building supportive communities for creative entrepreneurs • The story behind launching Artpreneur and empowering artists Learn more about Miriam and Schulman Art at https://www.schulmanart.com/ Chapters: 00:00 Introduction and background 8:30 Overcoming nerves 12:00 Building a coaching business 15:33 Challenges artists face 19:42 Balancing life and work 25:58 Incorporating AI into your business 27:55 Reflecting on the business 29:55 Advice for other entrepreneurs 30:32 Closing and contact #SmallBusiness #SideHustle #art
Mark Douglas, "The Mental Marketer" as he's known, shares his remarkable journey from Army veteran and corporate insurance professional to one of ClickFunnels' most recognizable ambassadors. After being let go at the height of his career, Mark reinvented himself through the One Funnel Away Challenge, building confidence by going live daily for over a year and adopting "the reporter" role to interview top entrepreneurs at Funnel Hacking Live and OfferLab. He reveals the simple but powerful conversational skill that makes him unforgettable and further explains how his interviews fuel his content, courses, and his Mental Marketer Blueprint membership. Mark also offers a behind-the-scenes look at ClickFunnels' new MCP AI integration with Claude that's revolutionizing content creation. Packed with stories of persistence, reinvention, and long-distance grit, this episode is a masterclass in showing up, staying curious, and building a brand through genuine connection. https://www.thementalmarketer.com/linkinbio Get 3 months of ClickFunnels for only $99 at the link below, that's an 83% discount to get started! https://www.clickfunnels.com/cfradio
Episode OverviewIn this Casting Angles episode of The Articulate Fly, host Marvin Cash and casting instructor Mac Brown discuss strategies for maximizing educational value at fly fishing shows nationwide. With the 2026 show season approaching, they share tactical advice on how to approach casting and tying demonstrations, turning entertainment into genuine skill development. Mac Brown, who teaches at major shows from Marlborough to Lancaster, explains why focusing on the caster's hand movements—rather than the mesmerizing fly line—unlocks the secrets to better casting technique. The conversation covers practical methods for recording demonstrations with smartphones, the importance of high frame rate video for slow-motion analysis and how to build practice habits that translate classroom learning into on-water performance. They also introduce a new foundational casting system designed to eliminate 85-90% of common casting problems, along with Marvin's process-driven approach to fishing that emphasizes building systematic habits from gear preparation through reading the water.Key TakeawaysHow to record casting demonstrations effectively by zooming in on the instructor's hand and arm movements rather than watching the fly line, capturing both the visual technique and audio explanation for later review.Why developing a show attendance plan before arriving—including which classes and demonstrations to prioritize—transforms passive entertainment into active skill development for serious anglers.When to use high frame rate smartphone settings and inexpensive tripods to create slow-motion practice footage that reveals what you're actually doing versus what you think you're doing.How building systematic habits and foundational casting technique creates space to solve on-water problems and provides the baseline needed to learn advanced variations and specialty casts.Why tension control connects fly tying and casting technique, making both skills more accessible when you understand the underlying principles that the best practitioners master.Techniques & Gear CoveredThe episode centers on video analysis and deliberate practice methods for casting improvement. Mac and Marvin emphasize recording demonstrations with smartphones, specifically filming the caster's hand movements, rate of acceleration and body mechanics rather than the fly line's path. They recommend using inexpensive tripods with phone mounts and adjusting iPhone settings to shoot at high frame rates, enabling clear slow-motion playback for self-analysis. The discussion introduces a foundational casting system that Mac and Marvin have developed, designed to address the majority of casting faults before progressing to advanced techniques. They also touch on the parallel between tension control in fly tying and casting.Locations & SpeciesWhile this Casting Angles episode focuses on educational methodology rather than destination fishing, Mac Brown references his upcoming teaching schedule at major fly fishing shows across the country, including Marlborough, Massachusetts; Edison, New Jersey; Denver, Colorado; Bellevue, Washington; Pleasanton, California; and Lancaster, Pennsylvania. The conversation touches on Mac's home waters in the Southeast, where warm January weather in the 60s has allowed for T-shirt fishing conditions. The episode's insights apply universally to any water or target species, as the casting fundamentals and learning strategies discussed translate across all fly fishing scenarios from trout...
In another experimental Random Pursuit, we bring you the Ghost Points Edition, in which ghost points become REAL! Will knowing another person’s answers help someone claim victory? Only the ghosts know! (And you will, if you listen!) Erika Ensign and Steven Schapansky with Annette Wierstra, Kathy Campbell, Mikah Sargent and Tony Sindelar.
The Present Day Wise Woman - Healthy Life Hacks With Jennifer Jefferies
Women don't eat poorly because they lack discipline. They eat poorly because they're exhausted, overwhelmed, hormonally ambushed, and carrying everyone else's load. When you're wired and tired, hitting the 3pm crash, or fried at the end of the day, biology takes over, not willpower.This episode is your no-BS map to those vulnerability windows and how to stop getting hijacked by cravings, stress, and decision fatigue. If you're done feeling like food is running the show, this is your wake-up call.Reasons Why Women Eat Poorly @ 0:01Women often eat poorly not due to lack of discipline, but because they are tired, overwhelmed, hormonally imbalanced, and prioritising the needs of others over their own. These biological and emotional vulnerabilities lead to cravings for quick, unhealthy foods that provide a temporary sense of relief.Key Vulnerability Windows @ 2:27The main times when women are most vulnerable to making poor food choices are:When they are wired and tired, with amplified cravings and disrupted hunger hormones.The 3pm crash, when cortisol dips and the body craves sugary or carb-heavy foods.End-of-day decision fatigue, when the brain is fatigued and defaults to the easiest, often unhealthy, options.Strategies for Prevention @ 4:37To proactively address these vulnerability windows, Jennifer recommends:Establishing a consistent bedtime routine.Eating protein-rich meals and snacks to stabilise blood sugar.Planning ahead and having healthy options readily available.Developing non-food coping mechanisms for emotional triggers like stress and boredom.Hormonal Impacts @ 8:30Hormonal changes during perimenopause, menopause, and beyond can significantly impact appetite, cravings, and the body's ability to regulate blood sugar. Consistent protein intake, adaptogen herbs, and honouring one's hormonal cycle are key to navigating these shifts.Recap and Key Takeaways @ 11:56In summary, poor eating habits often stem from biological and emotional vulnerabilities, not lack of discipline. By understanding these windows of vulnerability and proactively addressing them through prevention strategies, women can make sustainable improvements to their nutrition and overall wellbeing.LINKS: Feel like crap lately? You'r enot alone. And you're not losing it. Get the free guide that finally explains why—and what you can gently do about it.https://jenniferjefferies.com/5things/ us outhttps://jenniferjefferies.com/pelvic-floor-prolapse/Have you checked out my new Healthy Life Hacks App?
Danielle McWaters is the creative force behind Designsake Studio and co-founder of Sardine Eyewear, building brands with intention, strategy, and joy. In this episode, she joins Kara to share how she's creating meaningful, lasting brands while navigating the challenges of launching product-based businesses. They dive into brand positioning, strategy, customer experience, and how to grow sustainably without losing integrity. Danielle also explores personal evolution, reconnecting with your creativity, and embracing whimsy in life and work. If you're building a brand, craving more creativity, or leading with purpose, this episode is packed with inspiration. Chapters: 00:00 Introduction to Danielle McWaters and Her Ventures 03:12 Career Path and the Launch of Designsake Studio 05:59 Transitioning to Eyewear: The Birth of Sardin 08:52 The Importance of Positioning in Branding 12:07 The Role of Strategy in Business Success 14:59 Navigating Brand Identity and Consumer Connection 18:01 The Challenge of Balancing Sales and Strategy 21:03 The Essence of Brand Purpose and Integrity 23:55 The Need for Whimsy and Individuality in Fashion 26:53 Embracing Change and Self-Expression 29:43 Reflecting on Childhood Imagination and Creativity 31:28 Embracing Whimsy and Authenticity in Style 33:13 Reflecting on Personal Growth and Identity 36:38 The Importance of Internal Validation 39:49 Choosing Agency and Direction in Life 41:34 Building a Purpose-Driven Business 47:01 Navigating Product Development and Sustainability 54:50 Rapid Fire Reflections and Personal Insights he Powerful Ladies podcast, hosted by business coach and strategist Kara Duffy features candid conversations with entrepreneurs, creatives, athletes, chefs, writers, scientists, and more. Every Wednesday, new episodes explore what it means to lead with purpose, create with intention, and define success on your own terms. Whether you're growing a business, changing careers, or asking bigger questions, these stories remind you: you're not alone, and you're more powerful than you think. Explore more at thepowerfulladies.com and karaduffy.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This guided meditation explores rest as an intentional choice rather than a reward. Through gentle grounding and nervous system soothing, you are invited to soften effort, release urgency, and trust that rest can be a powerful strategy for sustainable growth.Wild Minds Apple - https://apps.apple.com/us/app/wild-minds-manifest-daily/id1598957508Wild Minds Google - https://play.google.com/store/apps/details?id=com.wildminds_front&pcampaignid=web_shareThe Manifestation Portal - https://mollylovesmornings.substack.comInstagram - @mollylovesmornings | @wildmindsmanifest
In this episode, host Trent Dunham, President and CEO of Dunham+Company, is joined by Josh Crowther, VP at Dunham+Company, to discuss how ministries and organizations can start 2026 strong. Together, they explore key strategies for effective communication, donor engagement, and vision casting to set the tone for a successful year. From debunking the myth of "donor fatigue" to practical tips on leveraging the new year for deeper connections with supporters, this episode is packed with actionable insights to help you lead your organization with clarity and purpose. Tune in to learn how to engage your audience, cast a compelling vision, and position your ministry for impact in 2026!
Send us a textIn this episode, Kay Suthar sits down with Shannol “S.A.” Grant, Business Growth Strategist and founder of an award-winning strategy agency, to talk about the power of simplifying complex ideas and building businesses that adapt and scale. S.A. shares how he made a bold move when leaving corporate not by resigning, but by pitching his first service and becoming a partner instead of an employee. He opens up about his journey from stroke to relaunch, how to niche down when you have multiple talents, and why one failed launch never means failure altogether. This episode is packed with strategic clarity for business owners who want sustainable growth, smarter launches, and stronger positioning.What to expect in this episode:(00:00) – From corporate employee to strategic partner (04:20) – From stroke to relaunching stronger (08:10) – How to simplify complex ideas for growth (12:30) – Niching down when you're multi-talented (16:40) – Adapting in an ever-changing business landscape (20:10) – The Five Phases of Product Launches (23:30) – Why one failed launch doesn't define your successAbout Shannol “S.A.” GrantShannol Grant is a Business Growth Strategist with over 20 years of experience helping businesses scale with clarity and consistency. His company focuses on creating strategies and systems that increase revenue, strengthen online presence, and turn visitors into lifelong customers. His agency is award-winning and known for delivering real, measurable results for business owners ready to grow intentionally.Connect with Shannol “S.A.” GrantWebsite: https://mysuccessex.com/Facebook: https://bossuncaged.com/facebookLinkedIn: https://www.linkedin.com/in/shannol/Instagram: https://bossuncaged.com/instagramYouTube: https://bossuncaged.com/youtubeTwitter: https://twitter.com/SAGrant360Email: info@bossuncaged.comFREE Gift: https://promo.bossuncaged.com/uncensoredConnect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com
“New Year. New You.” Hard pass. In this solo episode, Jenn calls time-of-death on “New Year, New You” and offers a far more grounded, powerful alternative: New Year. New Opening. Instead of reinventing yourself, this conversation invites you to understand yourself—starting with your values. Jenn walks through why values aren't words for websites or walls, but the foundation of effective leadership, resilient teams, and sustainable joy. You'll learn a simple, practical framework for identifying and operationalizing your values so they actually shape your decisions, culture, and day-to-day leadership—not just sit on a wall collecting dust. Here's What's in the Episode: You don't need a new you—you need self-leadership. And self-leadership starts with clarity, not hustle. Values are a business strategy, not a personality exercise. Values-driven cultures consistently outperform on revenue, retention, and trust. Clarity beats willpower every time. When your values are named, defined, and operationalized, decisions get easier—and alignment follows. Words don't create culture. Behavior does. Values only matter when they show up in how you lead, communicate, and make decisions under pressure. Key Takeaway Values are more than aspirational. The need to be operational to cultivate joy. About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her book Joyosity and the Joyosity Works Playbooks offer leaders a fresh approach to joy at work that builds real results. Resources & Links: Get Joyosity and the Joyosity Works Playbook Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't extra. Joy is how you thrive. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Joyosity Works Playbook: Practical Plays and Strategies for Joy at Work and Beyond is the official companion workbook to Joyosity to help you practice joy every day. Find links to purchase at https://jennwhitmer.com/books or you may even see it in the airport this month. Free 99: Get your Values Identifier Guide → You can't lead with confidence if you're unclear on what matters. This free guide helps you identify and define your top five values—so your choices stop feeling like darts in the dark. jennwhitmer.com/values-guide Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.
Priscila “Pri” Cosentino is the Founder and Financial Advisor at Fern Prosperity, an advisory firm dedicated to helping individuals pursue their financial goals through integrated planning strategies and personal development. With over a decade of professional experience in finance, advertising, events, and retail across Brazil and the United States, Pri brings a holistic perspective to financial planning and personal growth.Pri was mentored for more than ten years by an experienced financial advisor, during which time she developed the WISE Method™—a planning framework based on Wisdom, Insight, Strategy, and Enjoyment. This approach is designed to help clients consider how to align their financial decisions with their values and long-term vision.Pri holds a degree from the University of Central Florida (UCF) and an MBA in Neuroscience and Human Behavior from UniF. Her education combines financial planning with behavioral science, which supports her work in helping clients make informed decisions about money, life, and legacy.As an Advisor, Pri applies the W.I.S.E. Planning™ methodology when building personalized strategies that may address areas such as income planning, tax considerations, estate and legacy planning, and personal development. She works with a diverse and global clientele, offering services in English, Portuguese, German, and Spanish.Pri is also an author and speaker who shares insights on financial planning and personal development. Her professional philosophy emphasizes clarity, a client-first focus, and values-based planning.Outside of her professional work, Pri is a committed learner, traveler, and cultural enthusiast. She enjoys fitness, thoughtful conversations about business and purpose, and is the proud dog mom of Tish, Weiße, Pkna, and Traya.Learn More: https://pricosentino.com/Fern Prosperity, LLC and Pri Cosentino are not affiliated with the Social Security Administration or any government agency. This content is intended strictly for educational purposes and should not be construed as individualized investment advice. Any decisions related to Social Security, retirement, or financial planning should be made in the context of a comprehensive plan and in consultation with a qualified advisor. Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. Fern Prosperity, LLC and VCM are independent entities. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss during periods of market decline. None of the information presented shall constitute an offer to sell or a solicitation of an offer to buy any security or insurance product. References to protection benefits or reliable income streams relate exclusively to fixed insurance products and not to securities or investment advisory services. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products and may be subject to fees, surrender charges, and holding periods, which vary by insurance carrier. Annuities are not FDIC-insured. Information and opinions provided by third parties have been obtained from sources believed to be reliable, but Fern Prosperity, LLC makes no representation as to their accuracy or completeness. Content is provided for informational purposes only and should not be the sole basis for any financial decision, nor should it be interpreted as advice tailored to the specific needs of an individual's situation. Third-party ratings, awards, or recognitions are not guarantees of future investment success and should not be construed as endorsements of Pri Cosentino or Fern Prosperity, LLC. They do not ensure that a client or prospective client will achieve a higher level of performance or results. Such ratings are not indicative of any one client's experience and should not be considered a testimonial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pri-cosentino-founder-financial-advisor-at-fern-prosperity-discussing-the-new-rules-of-money
In this episode, we'll hear what can happen when brokers aren't financially prepared to weather market swings and how new regulations reshape the freight landscape with today's returning guest, Ken Adamo from DAT Freight & Analytics! We break down the new FMCSA broker financial responsibility rule, why automatic authority revocation within seven days is a necessary step toward freight market stability, stronger broker compliance, and more reliable carrier payments, the current freight market conditions—rates are moving up, but volumes and gross margins are flat, putting real pressure on broker profitability heading into early 2026, and why transparent pricing, flexible 12-month contracts, and honest shipper conversations matter more than ever! About Ken Adamo Ken Adamo, Chief of Analytics and Vice President of Strategy and Business Development at DAT Freight & Analytics, leads strategy, customer engagement, and industry analysis. He played a key role in DAT's acquisition of Trucker Tools, strengthening the company's visibility solutions. A recognized expert in freight market trends, Adamo has helped customers navigate shifting conditions by translating complex data into practical insights. He has led key strategic initiatives, advanced predictive analytics, and serves as a trusted resource for industry analysts, customers, and journalists. Before DAT, he led pricing and decision science teams at FedEx, developing forecasting models to optimize decision-making and profitability. He was named a 2025 Pro to Know (Rising Stars category) by Supply & Demand Chain Executive and has been quoted in the Wall Street Journal and trade publications. Ken holds a bachelor's degree in Finance from the University of Akron and an MBA from The Ohio State University. Connect with Ken Website: https://www.dat.com/ LinkedIn: https://www.linkedin.com/in/ken-adamo-8481611a/ / https://www.linkedin.com/company/dat-freight-and-analytics/
Grow faster than 99% of Etsy shops
Support my work on Patreon- https://patreon.com/realdavejackson Join the Tales from the Backlog Discord server and make your own resolutions!- https://discord.gg/kAqSBb6jH2 Buy me a coffee on Ko-fi- https://ko-fi.com/realdavejackson For the past few years, we've been making "backlog resolutions" each year- choosing a list of games from our libraries that we keep telling ourselves "I'm gonna play that someday" and....playing them! What a concept! Well, we're playing most of them. In what's becoming a yearly tradition, I'm joined by some friends to discuss our experience throughout the year. Guest info: * CtrlAltNoob (she/her)- find her work at https://ctrlaltnoob.com/ and follow on BlueSky https://bsky.app/profile/ctrlaltnoob.bsky.social * Taylor/Athunderheart (she/they)- Follow on Instagram https://www.instagram.com/athunderheart/ and BlueSky https://bsky.app/profile/athunderheart.bsky.social * Soccr (any/all)- Follow on BlueSky https://bsky.app/profile/soccr.bsky.social TIMESTAMPS * 0:00 Title Card * 0:11 Introductions * 4:45 Stats from 2025's Resolutions * 7:11 General Thoughts and Experiences * 21:31 Resolutions Success Stories * 53:33 Patron Thank-Yous * 55:37 Why Didn't We Play Them All? * 1:25:57 Lessons & Strategies for 2026 * 1:40:59 Sneak Peek at Our 2026 Lists * 1:59:40 Closing Thoughts * 2:10:37 Guest Plugs Music used in the episode: * Bless My Stars (Akitaka Tohyama - Beautiful Katamari OST) * a forty-six story motel (RJ Lake - El Paso, Elsewhere OST) * Mortol (Gameplay) (Eirik Suhrke - UFO 50 OST) * Bionic Bay (Francisco Javier Pérez - Bionic Bay OST) Check out Dave talking about NieR: Automata on Pixel Project Radio https://linktr.ee/pixelprojectradio Check out the King of Games 1999 FINALE on Retro Hangover https://linktr.ee/retrohangover Social Media: BlueSky- https://bsky.app/profile/tftblpod.bsky.social Instagram- https://www.instagram.com/talesfromthebacklog/ Cover art by Jack Allen- find him at https://linktr.ee/JackAllenCaricatures
Inspiring People & Places: Architecture, Engineering, And Construction
What does it really take to lead massive infrastructure programs at the intersection of engineering, public policy, and national security? In today's episode, BJ Kraemer sits down with longtime mentor, former boss, and retired two-star general in the U.S. Army Corps of Engineers, Tom Tickner, to unpack leadership, public infrastructure, and how the industry is evolving through geospatial technology. They discuss what the Corps of Engineers actually does, what he learned about appropriations, education, and relationships from serving on Capitol Hill as a budget liaison, and why infrastructure often goes unnoticed until it fails. They also delve into the intersection of engineering, policy, and politics, Tom's career transition after 33 years of active duty to working at Woolpert, and how the company is leveraging geospatial data, digital twins, and “GEOAI” to help decision-makers plan, build, and maintain systems faster and smarter. Tom also shares his thoughts on leading without rank, building culture through teamwork and communication, and why trust and collaboration are essential in both the military and private sector. Tune in now! Key Points From This Episode: Learn what a USACE district commander is responsible for and their role in disaster response. The USACE's role in the Pacific and how it supports other agencies operate at scale. Unpack what Tom learned on Capitol Hill about educating decision-makers on priorities. Tom shares the differences between working in the military and the private sector. Hear the biggest leadership lessons from his career and why AI will not replace people. Quotes: “Within the military, we don't lobby. We do build advocacy, and we do educate.” — Tom Tickner “We're all learning, leading, and going together and doing really, really well. It is a lot of fun what we have going on in Woolpert.” — Tom Tickner “I am convinced that culture in a company, in a unit, is just as important, if not more important, of getting the mission done, especially when times get tough.” — Tom Tickner “If you have time to collaborate, do it. It serves a lot of purposes.” — Tom Tickner Links Mentioned in Today's Episode: Tom Tickner on LinkedIn Woolpert US Army Corps of Engineers (USACE) The Speed of Trust The Infinite Game Selling the Invisible The First 90 Days A Philly Special Christmas Party Album Leadership Blueprints Podcast Leadership Blueprints Podcast on YouTube MCFA MCFA Careers BJ Kraemer on LinkedIn
Welcome back to The Cashflow Project! In this episode, we're joined by Patrick Grimes—founder of Passive Investing Mastery, Amazon bestselling author, and Forbes Council contributor. Patrick shares his journey from robotics engineering to building a highly diversified portfolio across real estate, energy, litigation finance, commercial lending, and other alternative investments. Patrick explains why true diversification goes beyond stocks and real estate, and how sophisticated investors reduce risk through non-correlated assets in industries like medical and legal services. He breaks down his process-driven investment philosophy and highlights lesser-known opportunities most investors overlook. Whether you're a high-earning professional, W2 employee, or investor looking to future-proof your wealth, this episode offers practical insights into alternative investing and building resilience in any market cycle. Tune in to learn how to grow and protect your wealth—even during economic uncertainty. [00:00] "From Tech to Real Estate" [04:24] "From Lockdown to Lanikai" [08:08] "True Non-Correlated Alternatives Explained" [12:13] "Investing Education and Accessibility" [13:29] "Exploring Alternative Investment Opportunities" [16:03] Legal Funding: Risk and Reward [22:09] "Overcoming Analysis Paralysis" [23:00] "Cross-Functional Team Collaboration" [27:44] "Sharing Insights Through Education" [29:27] "Legacy, Time, and Fire Round" [33:54] "Lessons in Balance and Diversification" [37:07] "New Medical & Investing Opportunities" [39:55] "Join, Connect, Like & Share" Connect with Patrick Grimes! Website LinkedIn Books Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram
What if the reason you haven't hit multi-six figures yet has nothing to do with your strategy and everything to do with your identity? In this episode, I'm diving into one of the biggest (and most overlooked) reasons entrepreneurial therapists stay stuck: the identity ceiling they're unconsciously living under. I'm sharing why you don't need permission to evolve, why mindset (not marketing) is often the real bottleneck to growth, and how the identity you're operating from determines what feels "safe" or "possible" in your business. We'll talk about what it really takes to scale in 2026, especially when you're in the messy middle, things aren't shiny anymore, and quitting feels tempting. I also open up about my own identity shifts from solo therapist to multi–six–figure entrepreneur and the uncomfortable growth that came with it. We explore failure (and why you must be willing to fail fast), the hidden fears that keep therapists playing small, and how surrounding yourself with the right rooms and people can fundamentally change what you believe you're capable of. If you're done repeating the same year over and over and ready to step into a bigger version of yourself, this episode is for you. Topics Covered in this Episode: 4:48 - The unconscious rules you're following that may be holding you back 7:30 - What it really means to "change your identity overnight" 10:05 - The uncomfortable question every scaling therapist must answer 12:40 - Why failing fast is a non-negotiable skill in 2026 15:18 - The tradeoffs no one talks about when you decide to scale 18:55 - How your body can reveal the goals you're secretly afraid to hit As you head into this new year, I want you to ask yourself: Who do I need to become to create the results I want? If this episode resonated, take the next step and join me for my free live training in January, where I'll be breaking down three concrete strategies to scale in 2026. Sign up, grab the workbook, and come hang out with me live! Resources Mentioned: Join my New Year Masterclass on 3 Strategies to Scaling in 2026 for Entrepreneurial Therapists: https://www.theentrepreneurialtherapist.com/webinar Find out more about Alma here: helloalma.com/danielle Take 50% off your first 4 months of Simple Practice + a 7 day free trial using the link: simplepractice.com/danielle
Schedule a Meeting with Joshua TODAY!Are you stuck closing only 2 or 3 out of every 10 projects—and wondering why homeowners keep saying “we'll think about it”?If you're a contractor or outdoor living professional spending hours on free designs, long proposals, and jobsite meetings that go nowhere, this episode hits home. Joshua Gillow and John Valenta break down why hard work alone doesn't lead to growth—and how a lack of sales process quietly keeps business owners stuck in survival mode.You will:Learn how sales training helped one contractor go from a 30% close rate to nearly 90%Discover how to stop wasting time on tire kickers and focus only on qualified clientsUnderstand how better sales conversations improve not just revenue—but work-life balanceIf you're ready to stop guessing, close more projects, and enjoy your business again, press play and learn how sales training can change everything.For more information about Jon Valenta and his services visit: https://generalpavingstones.com/Interested in being the first to know when The CORE 10 drops? Sign up HERE: https://yes.express/core-10/Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.
EPISODE SUMMARY Dr. Emily sits down with relationship expert Matthew Hussey to decode modern dating, from confusing chemistry with compatibility to knowing when someone's actually emotionally available. Matthew breaks down why we keep choosing the wrong people, how to set boundaries without sabotaging connection, and the texting behaviors that reveal true interest levels. In this episode, you'll learn: • The difference between chemistry and compatibility—and why excitement often masks anxiety • How to identify emotional availability in the first few dates • Why having standards matters more than having a "type" • The art of expressing needs without coming across as needy • Red flags in texting culture and what silence really means • How to break patterns of settling and choose better partners • Why vulnerability creates attraction (and how to practice it) • When to walk away from situationships that aren't serving you • How self-worth directly impacts who you attract and keep • Strategies for building sexual tension while deepening emotional intimacy More Dr. Emily: • Shop With Emily! Explore Emily's favorite toys, pleasure accessories, bedroom essentials, and more — designed to support your pleasure and confidence. Free shipping on orders $99+ (some exclusions apply). • Join the SmartSX Membership: Access exclusive sex coaching, live expert sessions, community building, and tools to enhance your pleasure and relationships with Dr. Emily Morse. • Sex With Emily Guides: Explore pleasure, deepen connections, and enhance intimacy using these Sex With Emily downloadable guides. • The only sex book you'll ever need: Smart Sex: How to Boost Your Sex IQ and Own Your Pleasure • Want more? Visit the Sex With Emily Website • Let's get social: Instagram | X | Facebook | TikTok | Threads | YouTube • Let's text: Sign up here • Want me to slide into your email inbox? Sign Up Here for sex tips on the regular. This episode is sponsored by… Bellesa "EVERYONE who signs up wins a FREE toy or gift card! https://www.bboutique.co/vibe/emilymorse-podcast" Qualia Magnesium, multiplied. 10 forms for total support. Go to https://qualialife.com/SEXWITHEMILY to get 50% off and save an extra 15% with the code SEXWITHEMILY. Timestamps:
Welcome back, Nick Pollack (2:30)! ... What were the pitcher themes from 2025 (4:40)? ... Are there any specific pitches that could be more popular in 2026 (9:30)? ... How should we account for injury risk among pitchers (13:13)? ... To draft or not to draft Yoshinobu Yamamoto (20:14)? ... Who should be drafted as the SP4 (25:22)? ... Buy the Kyle Bradish hype (27:14). ... Fade Blake Snell and Tyler Glasnow (34:15)? ... Are Spencer Strider and Nolan McLean overvalued (39:03)? ... News (49:32): Tyler Mahle signed a one-year deal with the Giants. ... Buy Ryan Pepiot and Drew Rasmussen (54:47)! ... What's Shane Baz's outlook (57:55)? ... Let's rank the young pitchers (1:00:15). ... Connelly Early is dope (1:05:15)! Subscribe to our YouTube channel: youtube.com/FantasyBaseballToday Download and Follow Fantasy Baseball Today on Spotify: https://sptfy.com/QiKv Follow our FBT team on Twitter: @FBTPod, @CPTowers @CBSScottWhite, @Roto_Frank Join our Facebook group at https://www.facebook.com/groups/fantasybaseballtoday Sign up for the FBT Newsletter at https://www.cbssports.com/newsletters/fantasy-baseball-today/ For more fantasy baseball coverage from CBS Sports, visit https://www.cbssports.com/fantasy/baseball/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
In this episode, Jay Vidyarthi discusses how to reclaim your mind and build a healthier relationship with technology. He explores common pitfalls—like avoidance, anxiety, and judgment—and shares practical strategies for using digital tools consciously. Jay emphasizes personal agency, setting boundaries, and the value of both online and offline connections. This conversation challenges the idea that technology is inherently good or bad, instead encouraging listeners to cultivate awareness, compassion, and intentional habits to foster well-being and authentic relationships in a tech-driven world. Exciting News!!!Coming in March 2026, my new book, How a Little Becomes a Lot: The Art of Small Changes for a More Meaningful Life is now available for pre-orders! Key Takeaways The relationship between technology and mindfulness. The tension between the desire for genuine connection and the allure of digital devices. The concept of technology as neither inherently good nor bad, but shaped by our relationship with it. Strategies for engaging with technology mindfully, as discussed in Jay Viviani's book. The "two wolves" parable and its implications for attention and emotional awareness. The importance of clarity and awareness in managing emotions related to technology use. The role of meditation and mindfulness practices in cultivating a healthier relationship with technology. The impact of societal narratives on perceptions of technology and its users. The significance of personal agency in setting boundaries and making conscious choices regarding technology. The potential for technology to meet emotional and social needs when approached mindfully. For full show notes, click here! Connect with the show: Follow us on YouTube: @TheOneYouFeedPod Subscribe on Apple Podcasts or Spotify Follow us on Instagram If you enjoyed this conversation with Jay Vidyarthi, please check out these other episodes: The Hidden Costs of Technology and Our Search for Selfhood with Vauhini Vara Distracted or Empowered? Rethinking Our Relationship with Technology with Pete Etchells By purchasing products and/or services from our sponsors, you are helping to support The One You Feed, and we greatly appreciate it. Thank you! This episode is sponsored by: Hungry Root: For a limited time, get 40% off your first box PLUS get a free item in every box for life. Go to www.hungryroot.com/feed and use code FEED. Aura Frames: For a limited time, save on the perfect gift by visiting AuraFrames.com /FEED to get $35 off Aura's best-selling Carver Mat frames – named #1 by Wirecutter – by using promo code FEED at checkout. This deal is exclusive to listeners, and frames sell out fast, so order yours now to get it in time for the holidays! Uncommon Goods has something for everyone – you'll find thousands of new gift ideas that you won't find anywhere else, and you'll be supporting artists and small, independent businesses. To get 15% off your next gift, go to UNCOMMONGOODS.com/FEED LinkedIn: Post your job for free at linkedin.com/oneyoufeed. Terms and conditions apply. Learn more about your ad choices. Visit megaphone.fm/adchoices
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Our Deputy Director of Global Research Michael Zezas and our U.S. Public Policy Strategist Ariana Salvatore discuss the implications of the U.S action in Venezuela for global markets, foreign and domestic policy.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Deputy Global Head of Research for Morgan Stanley. Ariana Salvatore: And I'm Ariana Salvatore, Head of Public Policy Research. Michael Zezas: Today we're talking about the latest events in Venezuela and its implications for global markets.It's Tuesday, January 6th at 10am in New York. So, Ariana, before we get into it: Long time listeners might have noticed in our intro, a changeup in our titles. Ariana, you're stepping in to lead day-to-day public policy research. Ariana Salvatore: That's right. And Mike, you're taking on more of a leadership role across the research department globally. Michael Zezas: Right, which is great news for both of us. And because the interaction between public policy choices and financial markets is as critical as ever, and because collaboration is so important to how we do investment research at Morgan Stanley – tapping into expertise and insight wherever we can find it – you're still going to hear from one of – and sometimes both of us – here on Thoughts on the Market on a weekly basis. Ariana Salvatore: And this week is a great example of this dynamic as we start the New Year with investors trying to decide what, if anything, the recent U.S. intervention in Venezuela means for the outlook for markets. Michael Zezas: Right. So, to that point, the New Year's barely begun, but it's already brought a dramatic geopolitical situation: The U.S. capture and arrest of Venezuela's President Nicolas Maduro – an event that can have far reaching implications for oil markets, energy, equities, sovereign credit, and politics. Ariana, thinking from the perspective of the investor, what's catching your attention right now? Ariana Salvatore: I think clients have been trying to get their arms around what this means for the future of U.S. foreign policy, as well as domestic policy making here too. On the first point, I would say this isn't necessarily a surprise or out of step with the goals that the Trump administration has been at least rhetorically emphasizing all year. Which is to say we think this is really just another data point in a pre-existing longer term trend toward multipolarity. Remember that involves linkage of economic and national security interest. It comes with its own set of investment themes, many of which we've written about, but one in particular would be elevated levels of defense spending globally, as we're in an increasingly insecure geopolitical world. Another tangible takeaway I would say is on the USMCA review. I think the U.S. has likely even more leverage in the upcoming negotiations, and likely is going to push even harder for Mexico to put up trade barriers or take active steps to limit Chinese investment or influence in the country. Enforcement here obviously will be critical, as we've said. And ultimately, we do still think the review results in a slightly deeper trade integration than we have right now. But it's possible that you see tariffs on non-USMCA compliant goods higher, for example, throughout these talks. Michael Zezas: And does this affect at all your expectations for domestic policy choices from the U.S.? Ariana Salvatore: I think it's important to emphasize here that we're just seeing an increasingly diminished role for Congress to play. The past year has been punctuated by one-off US foreign policy actions and a usage of executive authority over a number of different policy areas like immigration, tariffs, and so on. So, I would say the clearest takeaway on the domestic front is we're seeing a policy making pattern that is faster and more unilateral, right? If you don't need time for consensus building on some of these issues, decisions are being made by a smaller and smaller group of people. That in itself just increases policy uncertainty and risk premia, I would say across the board. But Mike, let's turn it back specifically to Venezuela. One of the most important questions is on – what this all means for global oil markets. What are our strategists saying there? Michael Zezas: Yeah. So, oil markets are the natural first place to look when it comes to the impact of these geopolitical events. And the answer more often than not is that the oil market tends not to react too much. And that seems to be the case here following the weekend's Venezuela developments. That's because we don't expect there to be much short-term supply impact. Over the medium-term risks to Venezuela's production skew higher. But while Venezuela famously holds one of the largest oil reserves in the world – it's about 17 percent of the world's oil reserves – in terms of production, its contribution is relatively small. It's less than 1 percent of global output. So, among the top 10 reserve holders, Venezuela is by far the smallest producer. So, you wouldn't expect there to be any real meaningful supply impact in the markets, at least in the near term. So, one area where there has been price movement is in the market for Venezuela sovereign bonds. They have been priced for low recovery values and the potential restructuring that was far off. But now with the U.S. more involved and the prospect of greater foreign investment into the country's oil production, investors have been bidding up the bond price in anticipation of potentially a sooner restructuring and higher recovery value for the bonds. Ariana Salvatore: Right. And to that point, our EM sovereign credit strategists anticipate limited spillover to broader LatAm sovereign credit. Any differentiation is more likely to reflect degrees of alignment with the U.S. and exposure to oil prices and potential increases in Venezuelan production, which could leave Mexico and Columbia among relative under underperformers. Michael Zezas: Right. And this seems like it's going to be an important theme all year because the U.S. actions in Venezuela seem to be a demonstration of the government's willingness to intervene in the Western Hemisphere to protect its interests more broadly. Ariana Salvatore: That's right. So, it's a topic that we could be spending much more time talking about this year. Michael Zezas: Great. Well, Ariana, thanks for taking the time to talk. Ariana Salvatore: Great speaking with you, Mike. Michael Zezas: And as a reminder, if you enjoy Thoughts on the Market, please take a moment to rate and review us wherever you listen; and share Thoughts on the Market with a friend or colleague today.
In this episode of Maximize Your Hunt, host Jon Teater discusses various aspects of hunting property management with Rocky Burrus SA Farms. They explore the challenges faced during the hunting season, including time constraints and environmental factors. The conversation delves into strategies for improving deer movement and habitat, emphasizing the importance of access and design in creating effective hunting environments. The episode also highlights the balance between family commitments and hunting, showcasing the dedication required to succeed in both areas. In this conversation, the speakers delve into the intricacies of deer habitat design, focusing on strategies to enhance food availability, manage deer movement, and create effective hunting scenarios. They discuss the importance of understanding deer behavior, the impact of habitat management on hunting success, and the social dynamics among deer that influence their presence in certain areas. The conversation emphasizes the need for careful planning and observation in wildlife management to optimize hunting experiences. takeaways The podcast focuses on maximizing hunting property through land management. Client engagement is crucial for sharing new tools and strategies. Balancing family life with hunting commitments is a common challenge. Environmental factors significantly impact deer movement and hunting success. Access routes are essential for effective hunting strategies. Transforming habitat through logging can enhance deer behavior. Understanding deer behavior helps in planning hunting strategies. Using technology like cameras can aid in tracking deer activity. Creating a diverse habitat can attract more deer to the property. Strategic planning is key to successful hunting and property management. A patternable shape can enhance deer habitats. Understanding deer behavior is crucial for effective hunting. Bedding areas should be strategically designed for deer comfort. Water sources are essential in warmer climates for deer. Creating micro bedding areas can improve deer movement. Observation over a year can inform better habitat management decisions. Access routes should be planned to minimize disturbance. Hunting strategies should adapt to deer social dynamics. Effective hunting scenarios involve staging areas between bedding spots. A hospitable environment encourages deer to stay in the area. Social Links https://www.facebook.com/safarmmanagement/ https://www.instagram.com/safarmmanagementservice/?hl=en https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Dr. David Jockers shares powerful strategies for stabilizing blood sugar to support energy, hormones, and brain function. Learn how blood sugar imbalances drive inflammation and affect your overall health. Dr. Jockers explains how a balanced diet can transform your metabolic health. Discover the benefits of castor oil beyond skincare. Dr. Jockers reveals how castor oil promotes lymphatic flow, supports bile movement, and aids in detoxification. This simple remedy can enhance your body's natural cleansing processes. Also, explore the impact of brain exercises on neuroplasticity. Dr. Jockers discusses how specific movements boost brain health, improve circulation, and reduce brain fog. These exercises are key to maintaining cognitive function and mental clarity. In This Episode: 00:00 Understanding the Two Circulatory Systems 00:24 Introduction to Dr. Debbie Ozment from the Vitality Made Simple podcast 01:05 Blood Sugar Stabilizing Nutrition Strategies 04:38 Metabolic Flexibility and Cellular Energy 12:02 Blood Sugar Stabilizing Meals 25:28 Promoting Products for Health 29:12 Castor Oil for Sluggish Gallbladders and Livers 29:32 Introduction to Castor Oil Benefits 30:11 Castor Oil for Lymphatic and Circulatory Health 32:05 Using Castor Oil Packs for Detoxification 34:34 Castor Oil for Menstrual Cramps and Hair Health 37:06 Personal Experiences with Castor Oil 38:28 Castor Oil for Skin and Oral Use 41:40 Brain Health and Blood Sugar Stabilization 44:58 Exercise and Brain Function 54:20 Faith and Health: A Holistic Approach If you want practical, natural strategies to balance your hormones, heal your gut, boost your energy, and slow aging, don't miss The Dr. Josh Axe Show. Dr. Axe blends ancient wisdom with cutting-edge science and brings on world-class experts for unfiltered conversations you won't hear anywhere else. Transform your health from the inside out and subscribe to The Dr. Josh Axe Show, with new episodes every Monday and Thursday. Support glowing skin, stronger joints, better digestion, and deeper sleep with Paleovalley's 100% Grass-Fed Bone Broth Protein. Unlike most brands that use hides and skins, Paleovalley slow-simmers real beef bones to extract collagen, glycine, and key amino acids that boost metabolism and reduce inflammation. Each scoop delivers 15 grams of collagen and the clinical dose of glycine for better sleep. Get 15% off at paleovalley.com/jockers. This episode is brought to you by ARMRA Colostrum. ARMRA is nature's first whole food, packed with over 400 bioactive nutrients that strengthen your gut health, immune system, and overall vitality. In a world full of modern stressors and toxins, ARMRA helps bolster your health from within. It's a powerful way to support your immune function, improve performance, and maintain optimal health. Visit armra.com/drjockers and use the code DRJOCKERS to get 30% off your first subscription order. "Blood sugar stability is the foundation of energy, hormones, and brain function—without it, inflammation takes over." Subscribe to the podcast on: Apple Podcast Stitcher Spotify PodBean TuneIn Radio Resources: Paleovalley Bone Broth Protein: Save 15% on grass-fed bone broth protein at paleovalley.com/jockers. Visit armra.com/drjockers and use code DRJOCKERS to get 30% off your first subscription order. Connect with Dr. Jockers: Instagram – https://www.instagram.com/drjockers/ Facebook – https://www.facebook.com/DrDavidJockers YouTube – https://www.youtube.com/user/djockers Website – https://drjockers.com/ If you are interested in being a guest on the show, we would love to hear from you! Please contact us here! - https://drjockers.com/join-us-dr-jockers-functional-nutrition-podcast/
Senator Marsha Blackburn, Republican Senator from Tennessee, candidate for TN governor, and author of The Mind of a Conservative Woman: Seeking the Best for Family and Country, joined us on the Guy Benson Show today to discuss a variety of issues affecting Tennesseans and America, more broadly. Sen. Blackburn discussed Tennessean reaction to the capture of Venezuelan dictator Nicholas Maduro, and why Tennesseans are "so pleased" by his capture. The pair also discussed the dramatic decrease of crime in Memphis, TN, and they also discussed the future of Trump's judicial confirmations in the Senate. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices