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Strong families build strong nations. Failing to live by God's marriage and family laws creates a society that is degenerate and miserable. Recognize the crucial importance of structuring family life God's way.
Strong families build strong nations. Failing to live by God's marriage and family laws creates a society that is degenerate and miserable. Recognize the crucial importance of structuring family life God's way.
In the 6 AM Hour: Larry O’Connor and Alex Swoyer discussed: As graduation rate falls to 14-year-low, school board member says Baltimore County Public Schools prioritizes adults ANTI-ICE STUDENT PROTESTS IN BALTIMORE Boeing announced on Wednesday that it will shift its Defense, Space and Security HQ back to St Louis after relocating to Chicago & then Arlington, VA in 2022. ILLEGAL ALIEN RAPIST ARRESTED IN RICHMOND RNC sues to stop Virginia redistricting referendum Where to find more about WMAL's morning show: Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @Jgunlock, @patricepinkfile, @Aswoyer and @heatherhunterdc. Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Thursday, February 19, 2026 / 6 AM HourSee omnystudio.com/listener for privacy information.
Send a textFrom an NLP perspective, what are some of the common ways we get stuck in experiences or behavior patterns because we aren't exercising as much conscious control as we really have? 1. Holding Onto Limiting Beliefs Tips to overcome this:An easy way to begin to loosen the effects of a belief is to do Sleight of Mouth. Ep 51, 53.Take the belief statement with a cause/effect or meaning, and write out the pattern of SOM to change it. This will weaken the belief and make it open to changing into something more positive. Example: I never get to save money because I spend all that I make.Your intention is to be responsible and have money for a rainy day.Has there ever been a time when you were able to save money?Saving a little is better than saving nothing at all.2. Engaging in Negative Self-Talk and Internal DialogueTips overcome this:Monitor your self-talk. Change any negative move-away statement to something that moves towards what you want. Negative self-talk is the result of neuro-grooving. The thought becomes habituated. Change the language to what you want. Punch or Meta reframes are good for this. I can't change my circumstances. You can change that thought!Conflict resolution between what you say and something more empowering.3. Failing to Set Clear, Positive OutcomesTips overcome this:This is the most important principle of getting what you want. A goal or outcome must be stated in positive, active language, self-initiated and maintained, ecological, and demonstrated in see, hear, feel. I'm saving $15 a week. I'm putting it in a place where it is more difficult to access. I am doing this for myself or by myself. I may lose a couple of cups of coffee a week. I see myself putting the money in a special place or transferring it to another account. I see the amount increasing every week. I tell myself that this is easier than I thought it was going to be. I feel a sense of well-being in my chest and smile. 4. Assigning Disempowering Meanings to ExperiencesTips overcome this:Look at something in a different way, and what does that mean? Change positions to look at something. What else could this mean? Ask someone else, a friend or mentor, what else could it mean? Read the opinions of others and widen your perspective.Talk to someone you respect and trust for a different way of looking at something.And write a story about the meaning and experience. Then rewrite it with a more positive perspective.5. Poor Management of Emotional StatesTips overcome this:Regular self-care and maintenanceVisualize yourself in happy, calm, confident statesAnchoring negative emotions with positive ones.Conflict resolution between the present state and the desired state These are all brief suggestions. Remember that certain problems, especially those that come up over and over again, may need some work with me. Especially dealing with belief issues and meaning perspective, having someone who can guide you through these saves time, effort, and yes, even money. NLP is not necessarily self-applied. Some problems may seem simple but have more complex underlying causes. Support the show
Is it actually harder to sign online coaching clients right now, or is it just you? In this week's episode of the Push Pull Legs podcast, Dan and Tom dive deep into the shifting landscape of the fitness industry. We discuss the noticeable "quietness" in commercial gyms this January and February, and why Instagram isn't yielding the same results for personal trainers anymore. The "YouTube Thesis" explains why long-form video is the better tool for building authority, trust, and a community that actually buys. Plus, we explore the rise of Hyrox and community-based fitness as an antidote to "Instagram burnout" and a struggling political/economic climate. What we cover: The Content Shift: Why YouTube and Email are beating the Instagram algorithm in 2026. Gym Observations: Is retail spending and gym participation actually down? Building Authority: How to "fail fast" with video to become the go-to expert in your niche. Lifestyle & Filming: Tom's street gets taken over by the crew of Slow Horses. 0:00 Pancake Day and Dietary Choices 3:29 Pancakes: Nostalgia vs. Adult Preferences 5:06 Fitness Training Routines and Gym Observations 11:04 VO2 Max Training and Personal Trainer Class Critique 14:50 The Importance of Live Classes and Engagement 19:01 Filming of "Slow Horses" on the Street 23:22 Recognising Actors from TV Shows 26:33 The Challenge of Client Acquisition in the Current Climate 32:24 The Impact of Political Landscape and Instagram Changes 35:36 The Rise of Community-Based Fitness and Events 38:22 YouTube's Growth and Building Authority 43:17 The Long-Term Game of Building Community 46:12 Gym Trends and Economic Outlook 47:54 Recommendations: Start a YouTube Channel If you want to work with me in ANY WAY... 121, Group, Free Stuff The links are below. Stay Connected: ✅ Subscribe for weekly fitness news and coaching education.
This episode includes discussion of eating disorders, including anorexia and bulimia. Listener discretion advised. This might be one of the most powerful conversations I've ever had on How To Fail. I don't say that lightly - I've had some amazing guests - but there's something about how Jennette puts the female experience into words that I find truly electrifying. Raised Mormon in Orange County, Jennette was just six when her mother decided she would become an actor. What followed was a difficult, abusive childhood, which she chronicled with unflinching honesty in her 2022 memoir, I'm Glad My Mom Died - a book that spent more than 90 weeks on the New York Times bestseller list. Her new novel, Half His Age, follows 17-year-old Waldo as she embarks on an affair with her 40-year-old creative writing teacher. It's a startling, powerful story about discomfort, agency and self-determination and it became a Sunday Times Number One bestseller in its first week! In this episode, we talk about her upbringing, her experience of disordered eating, the writing process and the grounding partner she's been with for nine years (who I was lucky enough to meet). Plus: setting boundaries, finding your voice, rage, recovery and autonomy. Recorded in our London studio. ✨ IN THIS EPISODE: 00:00 Introduction 03:27 Speaking Up and Setting Boundaries 04:15 Reception of 'Half His Age' 07:22 Exploring Mormonism and Guilt 14:36 Failures and Creative Process 30:09 Calorie Restriction Lessons from My Mother 30:58 First Encounter with Anorexia 32:45 The Turning Point: Mother's Death and Recovery 32:58 Struggles with Bulimia 35:41 Therapy and the Road to Recovery 36:47 Understanding the Value of Eating Disorders 38:59 Healing Through Relationships 42:58 Finding My Voice and Inner Peace
Marine Protected Areas are expanding worldwide, but new research shows that protection on paper does not always translate to protection in reality. Satellite tracking of silky sharks reveals that highly mobile predators regularly cross MPA boundaries into heavily fished waters, exposing serious enforcement gaps. When fishing fleets concentrate along invisible ocean borders, even large reserves struggle to deliver real conservation outcomes. Shark conservation and ocean governance are at the center of this story. Studies published in peer-reviewed journals and vessel tracking data from Global Fishing Watch show that industrial fishing pressure can persist inside or along the edges of protected zones. Weak enforcement, multi-use designations, and migratory behavior create loopholes that undermine top predator recovery. Ocean policy and enforcement gaps raise a bigger question: if marine protection exists only on a map, does it count? This episode examines silky sharks as a case study, then expands to global MPA effectiveness, industrial fishing pressure, and what true protection should look like in the open ocean. Subscribe to stay informed on the science shaping ocean conservation. Support Independent Podcasts: https://www.speakupforblue.com/patreon Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube
In this episode of Business Brain, we tackle what happens when the market needs a Yarbo competitor—and imitation shows up at our door. When someone we trained becomes a competitor, it can feel personal. But we don't let our thoughts run the business. We remember we are observers of our thoughts, not prisoners to them. Instead of reacting, we lean into coopetition. Imitation becomes validation. Competition becomes proof we're building something that matters. That mindset keeps us focused on creating our own Charmed Life. We also redefine what fail fast really means. We don't glorify failure—we design quick experiments that give us real data, fast. Small bets. Rapid feedback. Clear decisions. Then we move. In this episode of Business Brain, we turn imitation into strategy and failure into fuel, building smarter, faster, and with more intention every step of the way. 00:00:00 Business Brain – The Entrepreneurs' Podcast #728 for Wednesday Casual FridAI, February 18th, 2026 February 18th: National Drink Wine Day 00:01:33 The market needs a Yarbo competitor! 00:04:06 Unflattering Imitation When you train people and then they decide to start competing with you Coopetition is the answer We are not our thoughts, we are observers of our thoughts Sponsors 00:13:30 SPONSOR: Fundera from NerdWallet – A free, easy-to-use platform that lets you compare real financing offers from trusted lenders — all in one place. Visit NerdWallet.com/BRAIN to learn more and talk to a real person! 00:15:14 SPONSOR: Shopify – For anyone to sell anywhere, sign up for a one-dollar-per month trial period at Shopify.com/BusinessBrain and upgrade your selling today! 00:16:46 “Fail Fast” means create quick experiments that give you data quickly and then you can make a decision and move forward 00:22:18 Business Brain 728 Outtro Tell Your Friends! Review Business Brain Subscribe to the show feedback@businessbrain.show Call/Text: (567) 274-6977 X/Twitter: @ShannonJean & @DaveHamilton, & @BizBrainShow LinkedIn: Shannon Jean, Dave Hamilton, & Business Brain Facebook: Dave Hamilton, Shannon Jean, & Business Brain The post Coopetition and Failing Fast – Business Brain 728 appeared first on Business Brain - The Entrepreneurs' Podcast.
Everton's Home vs. Away Divide: The Statistical Truth EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee Everton are seemingly a different beast away from home compared to at the waterfront. In this episode of the Royal Blue Podcast, Ian Croll and Chris Beesley dig deep into the numbers to solve the mystery of Everton's fluctuating form. Key numbers explained: https://tinyurl.com/ChrisBeesleyArticle180226 With the move to the brand-new Hill Dickinson Stadium, expectations were high for a fortress-like atmosphere, but the statistics tell a more complex story. Using Comparisonator's MyTeam2MyTeam tool, Ian and Chris conduct a forensic examination of the last five Premier League fixtures. They strip away the emotion to compare Everton's home figures directly against their away performances from the same block of games. Ian and Chris take a look at the key performance indicators (KPIs) where Everton excel on the road but struggle at the Hill Dickinson Stadium. Tactical Shifts: Are David Moyes' side playing a different style of football in front of the home crowd? Using Comparisonator Analysis and the MyTeam2MyTeam tool, the pair highlight the percentage differences in defensive solidity, chance creation, and clinical finishing between home and away matches. Whether it's a lack of "clinical edge" at home or a more resilient defensive shape on the road, the lads break down exactly what the data says about Everton's current identity. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday. Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.everto Follow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit podcastchoices.com/adchoices
"Executive presence" is the most overused—and undefined—feedback Black women leaders receive. In this episode, I break down why executive presence advice is failing Black women, what it's really hiding, and what actually gets you promoted. If you've ever been told to "work on your presence" without specific, actionable feedback, this episode is for you.What You'll Learn:Why "executive presence" is not a leadership competency (and that's by design)The moving goalpost: How feedback changes every time you "fix" somethingWhat the term is really hiding (hint: it's not about you)The difference between presence and POWERWhat actually gets Black introverted women promoted to executive levels_________LET'S CONNECT!* Work with me 1:1 to land your executive promotion, increase your impact, hone your executive presence and increase your salary by $50-100k. Book your call here to get your Elite Executive Experience.**Leave the podcast a 5-star review and help other introverted women find us and join our community.
An insight isn't a fact. It's a hidden truth. You're not done once you get that data. Keep digging. Ask why. And get that human connection with your audience. Fara Howard, former CMO of GoDaddy and experienced marketing leader, joins us on the #ShinyNewObjectPodcast to dig into what makes actionable insights, how to retain humanity in storytelling, and why no one can call themselves an expert in data driven marketing right now. Find out why iteration is the key to success and failing is just part of the process.
This week on Spanish Loops, the podcast turns its spotlight on a topic that sparks endless curiosity, strong opinions, and more than a few misconceptions: weapons regulation in Spain.In this chapter, Spanish Loops breaks down clearly, calmly, and without Hollywood myths how weapon ownership actually works in Spain. And spoiler alert: this is not a country where you can buy a weapon just because you feel like it. Leisure, personal whim, or “just in case” ownership is simply not part of the equation.Spain operates under one of Europe's most tightly controlled weapons systems. Firearms and regulated weapons are restricted to very specific groups: professional sports shooters, licensed hunters, police officers, military personnel, private security guards, and a very limited set of exceptional cases. Even within these groups, ownership is never automatic. Every weapon is registered, categorized, inspected, and constantly monitored.The episode also tackles a detail that surprises many visitors: decorative weapons. Yes, even those beautifully crafted swords and medieval replicas sold in touristic cities like Toledo. Buying one doesn't mean you can swing it around or walk out freely. Transportation rules are strict, sealed, documented, and supervised from the shop straight to your home. No detours, no casual handling, no grey areas.Then comes the part many underestimate: psychological and medical evaluations. To obtain (and keep) a weapons license in Spain, regular psychological exams are mandatory. Failing them means losing the license, no debate. The system is designed around prevention, responsibility, and public safety, not individual desire.In short, this episode explains why Spain prioritizes collective security over personal armament, how the law enforces that vision, and why the idea of owning a weapon “just for fun” simply doesn't exist here.It's a fascinating look at how culture, law, and history shape a country's relationship with weapons, told the Spanish Loops way: informed, approachable, and straight to the point.Happy listening!
In 2019, Illinois' legal weed legislation was hailed as the “most equity-centric” cannabis law in the country. But in reality, those promises didn't quite materialize. Chicago Reporter's Sara Cooper joins host Jacoby Cochran and executive producer Simone Alicea to talk about what the state got wrong about legal weed. Plus, they're catching up on some legislation to watch in Springfield, including data center regulation and the latest in Bears stadium drama. Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter. Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Feb. 17 episode: Chicago Board of Election Commissioners Access Contemporary Music — Use promo code PIANO for 20% off Window Nation South By Southwest — Unlock a 10% discount on your Innovation Badge when you use code citycast10 Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE
Joe breaks down how Christ and the saints teach us to use fasting, almsgiving and prayer to combat the Triple Concupiscence. Transcript: JOE: Welcome back to Shameless Popery. I’m Joe Heschmeyer and the season of Lent starts tomorrow. For many Christians, it’s a time to give up chocolate and such, and that’s fine, but it kind of misses the point. I don’t want to have a forgettable lint, and I don’t want your Lent to be forgettable either, because the fact is lint in penance has the power to completely transform our lives. But for it to do that, we need to know wha...
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In this episode of the Integrative Health Podcast, Dr. Jen sits down with Dr. Sundeep Dugar—renowned medicinal chemist, co-inventor of the drug Zetia, and industry pioneer with over 40 years of experience—to explore the foundational role of mitochondrial health in aging, hormones, and energy.Dr. Dugar shares why he transitioned from Big Pharma into the nutraceutical space, explaining that while pharmaceutical drugs often target isolated diseases, mitochondria are central to nearly every aspect of human health. Because mitochondrial dysfunction underlies conditions ranging from fatigue to muscle loss, brain fog, and chronic disease, supporting mitochondria offers broad, system-wide benefits.The conversation dives deeply into why mitochondrial health is especially critical for women. Dr. Jen and Dr. Dugar explain how mitochondria are inherited exclusively from the mother and play a central role in hormone production, including estrogen. During perimenopause, declining estrogen levels impair mitochondrial biogenesis, creating a “bioenergetic deficit” that drives hallmark aging symptoms such as fatigue, cognitive decline, and muscle loss.Dr. Dugar introduces epicatechin—a specific flavonol derived from green tea and cacao—and explains how it acts as an “exercise mimetic,” signaling the body to create new mitochondria. He clarifies how epicatechin differs from common green tea extracts like EGCG, outlines proper dosing, and discusses why more is not better.They also cover the broader implications of mitochondrial health for bone density, muscle preservation, organ failure, sleep quality, and the risks associated with rapid weight loss from GLP-1 medications.Dr. Jen speaks with medicinal chemist Dr. Sundeep Dugar about mitochondrial health, estrogen decline, epicatechin from green tea, perimenopause, muscle loss, and healthy aging.Dr. Sundeep Dugar is a renowned medicinal chemist with over 40 years of experience in drug discovery and development. He is the co-inventor of Zetia and has worked extensively in cardiovascular, metabolic, and mitochondrial research. Dr. Dugar now focuses on translating cutting-edge science into safe, effective nutraceuticals that support foundational cellular health.Website: https://www.thrombio.com.au/leadership/sundeep-dugar Linkedin: https://www.linkedin.com/in/sundeepdugar/PODCAST: Thank you for listening please subscribe and share! Shop supplements: https://healthybydrjen.shop/CHECK OUT a list of my Favorite products here: https://www.healthybydrjen.com/drjenfavorites FOLLOW ME:Instagram: https://www.instagram.com/integrativedrmom/Facebook: https://www.facebook.com/integrativedrmomYouTube: https://www.youtube.com/@integrativedrmom FTC: Some links included in this description might be affiliate links. If you purchase a product through one of them, I will receive a commission (at no additional cost to you). I truly appreciate your support of my channel. Thank you for watching! Video is not sponsored. DISCLAIMER: This podcast does not contain any medical or health related diagnosis or treatment advice. Content provided on this podcast is for informational purposes only. For any medical or health related advice, please consult with a physician or other healthcare professionals. Further, information about specific products or treatments within this podcast are not to diagnose, treat, cure or prevent disease.
Do you feel like you've tried therapy, self-help, maybe even medication, but you're still stuck thinking… why am I not better yet?I'm joined by Dr. Will Dobud, a social worker, researcher and educator who has worked with adolescents and families across the United States, Australia, and Norway, to explore why the mental health system can leave good people feeling broken, even when they're doing all the “right” things.We talk about the uncomfortable truth that mental health outcomes haven't improved in decades, how passive interventions and labels can replace real change, and why “awareness” without personal ownership can actually keep you trapped. We also get into why medication can't be the finish line, what it means to stop outsourcing your healing, and the mindset shift that helps you move from self-blame to self-trust.This episode will help you change your life by changing your relationship with mental health, so you can take ownership of it and move forward today.Dr. Will Dobud is a social worker, researcher, and educator who has worked with adolescents and families in the United States, Australia, and Norway.Timestamps: (00:00) Introduction(00:57) Quick Fix Culture: Labels, Pills, and Passive Interventions(02:33) Treat Young People as Crew (Not Passengers)(06:06) Phone Bans vs Real Priorities: The Broken Hill Lead Story(07:57) ‘Kids These Days': Moral Panics, History Repeats, and Common Sense(11:13) Modeling Responsibility: What Adults Must Do After the Ban(12:53) Bridging the Divide: Politics, Outrage, and What We're Protecting(17:27) Beginner's Mind & Learning: Conferences, Curiosity, and Humble Pie(19:22) Dr. Will Doba's Origin Story: From ADHD Kid to Social Work & Outdoor Therapy(26:10) Process Over Outcomes: Excellence in the Work (and the Podcast Trap)(32:36) Building a Feedback Culture: How to Get Better Without an Echo Chamber(37:28) Systematic Self-Critique: Recording Sessions, Asking Better Questions, Elite Practice(41:30) Feedback, growth, and why relationships get confronting(42:31) Therapy alliance: asking for negative feedback early(45:50) Micro-habits vs overwhelm: making change doable(48:52) Simple can be elegant: tiny tweaks, agency, and noticing the good(52:27) Change doesn't have to match the problem: finding a direction(56:48) Outdoor therapy & nature: benefits without the hype(59:01) Where to find the book + bonus resources(01:01:12) Biggest mental health burden: social connection, community, and engagement(01:04:28) Vulnerability at home: modeling teamwork through hard times(01:07:25) What kids imitate: phones, conflict, and healthy disagreement(01:09:57) Advice, regrets, and what happiness really means(01:16:18) Curiosity, learning, and the messy process of creating (plus wrap-up)Get the FREE Move Your Mind Masterclass here:go.nickbracks.com/moveyourmindAccess FREE Move Your Mind training here:https://go.moveyourmind.io/trainingConnect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.comConnect with Will:Instagram: https://www.instagram.com/willdobud/Book: https://www.kidsthesedaysbook.com/will-dobud Hosted on Acast. See acast.com/privacy for more information.
In this powerful and deeply personal episode of the Hinesights Podcast, Kevin Hines sits down with Mariam Khayretdinova, a Harvard alumna, neuroscientist, TEDx speaker, and CEO of Brainify.ai, to explore the future of mental health, suicide prevention, and artificial intelligence.Mariam shares her lived experience with depression and suicidal thoughts beginning at just six years old, growing up in post-Soviet Russia where mental health was heavily stigmatized. Today, she is on a mission to change psychiatry from the inside out by building one of the world's most ambitious brain data platforms.Why is psychiatry still based largely on symptoms and trial-and-error treatment?Why can't we scan the brain to diagnose depression the way we diagnose cancer or heart disease?What role can AI and EEG brain data play in developing precision mental health care?Together, Kevin and Mariam unpack:The reality of suicidal ideation and how isolation increases riskThe importance of “safety measures” and connection during mental health crisesWhy psychiatry is one of medicine's most data-starved fieldsHow artificial intelligence could transform depression treatment and drug developmentThe myths we believe about the brainThe urgent need to treat mental health as brain healthThis episode bridges science and humanity, translating pain into data, suffering into signal, and despair into something we can better understand and respond to with compassion and precision.If you care about mental health innovation, suicide prevention, neuroscience, or the future of AI in medicine, this conversation is essential listening.If you or someone you know is struggling, you are not alone. In the U.S., call or text 988 for the Suicide & Crisis Lifeline. For international resources, please contact your local crisis services.Subscribe to Hinesights for more conversations on resilience, brain health, lived experience, and hope.
Diving into some of the very best ideas from one of my favorite writers and thinkers, Morgan Housel.-----"People can be led to believe and defend almost anything, because the goal of a belief is often not to discover what's true – it's to justify past actions, or protect your reputation, or provide hope when it's lacking, or to maximize your income, or to signal to others that you belong to the tribe."- Morgan Housel-----Sources/Essays are linked in the time stamps below1:15 - Why You Beleive What You Do14:21 - The Power of Failing Well 18:40 - The Freakisly Strong Base26:25 - You Have To Live It To Believe It 36:07 - How it All Works (Short Stories on Big Things)42:00 - Little Rules About Big Things-----Check out my books below.Daily Greatness: Short Stories and Essays on the Act of Becoming Chasing Greatness 2nd Edition - Timeless Stories on the Pursuit of Excellence-----You can check stay connected and support below:WebsiteBooksInstagramXLinkedIn
In this episode, The Annuity Man discusses: RMDs as a built-in income stream Building a reliable income floor for Chapter Two Stacking income sources intentionally Choosing truth over product-driven advice Key Takeaways: Required Minimum Distributions are not just tax events but forced withdrawals that create predictable income. Like Social Security, they function as an annuity whether you planned for one or not. Seeing RMDs as income rather than irritation changes how retirement planning is approached. Retirement is reframed as Chapter Two, a season focused on lifestyle and freedom. The priority is creating a guaranteed income floor that covers essential expenses regardless of markets. With that baseline secured, retirees gain confidence and flexibility in their financial decisions. An income floor can include Social Security, pensions, RMDs, dividends, rentals, bonds, CDs, treasuries, and MYGAs. RMDs must be factored in because they are predictable and legally required. Failing to include them can lead to unnecessary product purchases and inefficient planning. Not everyone needs to buy an additional annuity. If projected RMD income already meets lifestyle needs, additional guarantees may be unnecessary. A truth-first approach prioritizes client needs over sales, reinforcing trust and long-term credibility. "You already own an annuity, and it's called Social Security, and it's the best inflation annuity on the planet." — Stan the Annuity Man Connect with The Annuity Man: Website: http://theannuityman.com/ Email: Stan@TheAnnuityMan.com Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
What Fresh Hell: Laughing in the Face of Motherhood | Parenting Tips From Funny Moms
Based on a recent listener question about how to start to let go as our kids get older, this "Deep Dive" series highlights some of our past interview episodes on the topic. Julie Lythcott-Haims is the author of the parenting bestseller How to Raise an Adult, which opened the minds of loving but hovering parents everywhere. In this episode, we discuss her follow up book Your Turn: How To Be An Adult, which Julie calls "a compassionate beckoning into the freedoms and responsibilities of adulthood." Adulting is a mindset. That might explain why many of us whose drivers' licenses indicate grown-up status still don't feel ready to be in charge of anything– including the children with whom we have somehow been entrusted. But trying and failing doesn't mean you're not ready to be an adult. Failing and trying again, Lythcott-Haims argues, is what makes us adults in the first place. This episode is full of advice on how to move the parent/child paradigm (gradually) from vertical to horizontal– and on why becoming an adult is actually a path to joy. As Julie explains in this episode: "Whether we're 8 or we're 18, or 28 or 38 or 48, we are yearning to make our way down a path that is ours to lay. We want to be loved and cared about along the way, but we do not want someone else to lead our lives for us." Find out more at julielythcotthaims.com, on social media @jlythcotthaims, and find YOUR TURN in our Bookshop store: https://bookshop.org/a/12099/9781250137777. This episode originally aired on April 16, 2021. What Fresh Hell is co-hosted by Amy Wilson and Margaret Ables. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: https://www.whatfreshhellpodcast.com/p/promo-codes/ What Fresh Hell podcast, mom friends, funny moms, parenting advice, parenting experts, parenting tips, mothers, families, parenting skills, parenting strategies, parenting styles, busy moms, self-help for moms, manage kid's behavior, teenager, tween, child development, family activities, family fun, parent child relationship, decluttering, kid-friendly, invisible workload, default parent, Julie Lythcott-Haims, How to Raise an Adult, Your Turn book, adulting mindset, becoming an adult, parenting young adults, overparenting, helicopter parenting, raising independent kids, transitioning to adulthood, parent child relationship, letting go as a parent, autonomy in adulthood, failure and growth, resilience skills, emotional independence, purpose and meaning, identity development, joy in adulthood, modern parenting, parenting teens, parenting adult children, life skills for young adults, boundaries with adult kids, self-directed life, compassionate parenting, personal growth podcast, psychology of adulthood, human development, mental health and growth Learn more about your ad choices. Visit podcastchoices.com/adchoices
Alastair Crooke : Why Witkoff's Russian Negotiations Are Failing (part two)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Alastair Crooke : Why Witkoff's Russian Negotiations Are FailingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of the Stellar Teacher Podcast, hosts Sara Marye and Emily discuss the common struggle of second-guessing oneself in teaching. They explore the impact of self-reflection, perfectionism, and the importance of data in decision-making. The conversation emphasizes strategies to overcome self-doubt, celebrate successes, and the value of team support in the teaching profession.Takeaways: Second-guessing is a common issue among teachers.Self-reflection can lead to healthier decision-making processes.Teachers often struggle with perfectionism and the need to get it right.Failing fast can be beneficial in overcoming self-doubt.Speaking the truth to oneself can help combat negative thoughts.Setting time limits can prevent overthinking in lesson planning.Data can provide evidence of student growth and success.It's important to celebrate successes, no matter how small.Teaching is a collaborative effort and should be treated as a team sport.Bringing others into your decision-making process can alleviate pressure.Resources:Join The Stellar Literacy CollectiveGet the Stellar Intervention ToolkitSign up for my Private Podcast: Confident Writer Systems SeriesSign up for my FREE Revision Made Easy email seriesIf you're enjoying this podcast, please leave a review on Apple Podcasts!
Subscribe to DTC Newsletter - https://dtcnews.link/signupLaura Cantor, VP of Marketing & E-commerce at New York & Company, shares the reality of transforming a legacy retail brand in the age of AI - and why nobody can do it alone.In this episode:
P.567 Why Your Faith Is Failing by Apostle Grace Lubega
P.567 Why Your Faith Is Failing by Apostle Grace Lubega
Carrie McCarter is a speech-language pathologist with a master's degree who has spent her career working in the birth-to-three world of early intervention. However, when it came to raising her own twins with Fetal Alcohol Spectrum Disorder (FASD), she found that her professional training wasn't enough to navigate the intense dysregulation and sensory challenges at home.In this episode, Carrie opens up about the "professional paradox" of being an expert in child development while feeling like a failure as a parent. She shares the turning point that occurred when she stopped trying to "fix" behaviors and started understanding the unique architecture of the FASD brain.Key Takeaways from the ConversationThe Struggle for Diagnosis: Carrie discusses the two-and-a-half-year journey to secure an FASD diagnosis, which finally came when her twins were 10.5 years old.The 10 Brain Domains: Discover how learning about the brain domains was "gut-wrenching yet freeing," allowing Carrie to move from guilt to effective accommodation.Professional vs. Parent: Carrie explains why her twins would "shut down" at school while displaying acting-out behaviors at home, and why traditional parenting techniques often fail these children.The Power of Yet: A look at how Carrie manages the transition into adulthood and why she remains hopeful about the brain's ability to grow and learn well into the 20s and beyond.Self-Care for the Solo Parent: How Carrie utilizes respite services, online grocery shopping, and "breathing breaks" to stay regulated as a single mother.Resources and LinksFree FASD Workshop Registration Join our upcoming free workshops this February to learn a new brain-body approach to managing aggression and building stability. Register Here: https://www.fasdsuccess.com/fasd-workshop-2026Connect with Carrie McCarter Carrie is a passionate educator and speaker available for training and advocacy sessions. Email: carriemccarterfasd@gmail.com Watch on YouTube See the full video version of this interview: https://www.youtube.com/watch?v=l7UJh3m9ZAAThe FASD Success Show Subscribe on Apple Podcasts or Spotify to never miss an episode.The biggest free training for families is back. We start with a new brain-body approach to aggression that stops the blame. Then, we tackle Advocacy in Action—giving you the tools to talk to professionals and teachers who just don't get this hidden disability. Finally, we build your blueprint for long-term stability and support.Register: https://www.fasdsuccess.com/fasd-workshop-2026Support the show
#277 - Running Slow Is Not FailingIn this episode, we are talking about: Why slow running builds confidence and enduranceLet's Dive In. Would You Like To Support the Show? https://www.runtothebestyou.com/sponsors❤️If you love this episode, please share it on your Instagram stories and tag me at @coachtadris Please rate and leave a review on Apple Podcast. Thank you. HOW WE CAN WORK TOGETHER Create Memories With Us!Start Your Journey With Coach Tadris Start Your Running Journey, Or Ask About The AC Race Series Discounts https://www.runtothebestyou.com/coach-tadrisLEAVE A MESSAGE FOR SHOW (Voice or Text) @ coachtadris@gmail.com FREE RESOURCES: 101 HEALTH TIPS: https://www.runtothebestyou.com/news-notes/160-running-list-of-101-tips-to-better-your-healthBLOGS: https://www.runtothebestyou.com/news-notesWEBSITE: www.runtothebestyou.com FACEBOOK: https://www.facebook.com/tadris.parkerTIKTOK: https://www.tiktok.com/@tadrisparkerThanks For Listening And Remember, Keep Calm And Run To The Best You! - Coach Tadris
Stop trying to scale your business alone and learn how to be a real estate top producer in today's market. Whether you're looking for the secrets to closing more real estate deals or a real estate ads strategy that actually works, this breakdown shows you why we prefer why we prefer collaboration over competition in real estate.In this episode, I'll share the exact framework used by the Real Broker community to close 2,400 transactions last year. You will see real proof of agents jumping from $60k to $250k and learn how to increase the income as a real estate agent by plugging into a proven ecosystem. If you are a Realtor looking for real estate coaching for new agents or advanced successful agent strategies | real estate growth tips, this is your roadmap.What You Will Learn:✅ The "Proximity Effect" and why we prefer collaboration over competition in real estate to scale faster.✅ Exactly how to be a real estate top producer by utilizing world-class instruction and local community support.✅ How to get any probate real estate leads and turn them into consistent listings.✅ Behind-the-scenes real estate agent success stories usa from agents doing 80+ deals a year.✅ Professional real estate training on navigating seller psychology and creative financing.✅ The mindset shift required to master how to be a real estate top producer in 2026.Why Most Agents Fail:Most agents struggle because they lack a Real Estate Culture that encourages sharing. We break down how to increase the income as a real estate agent by moving away from the "lone wolf" mentality and toward Creative Real Estate Deals. From Agent Lead Generation to the final closing table, these are the secrets to closing more real estate deals that top producers use every day.
Most bourbon fans have overlooked one of the most nuanced finishing trends sweeping American whiskey—until now. In this episode of Five Minute Fridays, we explore Rabbit Hole Distillery's Sucrule Maple Burle Cask Finished Bourbon and break down why this innovative release is redefining what a winter finish can be.Crafted from a four-grain triple malt mash bill and bottled at 106.9 proof, Sucrule showcases how thoughtful finishing can elevate a base whiskey without overpowering it. The Maple Burle cask introduces an unexpected tropical character—think tapioca pudding, toasted coconut, and subtle fruit—layered over caramel sweetness and structured grain notes.In this episode, Jake dives into how proof amplifies flavor intensity, why mash bill composition matters in finished bourbon, and how the maple cask complements rather than dominates the whiskey. The balance between sweetness and malt creates harmony, not chaos—offering a bold yet refined drinking experience.We also discuss broader trends in American whiskey, including the rise of creative finishing techniques and what they signal for bourbon's future. If you're curious about maple finishes, tropical tasting notes, or how distillers are pushing boundaries while maintaining balance, this episode is your guide.Failing to explore innovative finishes like Maple Burle risks staying in predictable flavor territory. Whether you're a collector, bartender, or curious enthusiast, this conversation will expand your palate and deepen your appreciation for modern bourbon craftsmanship.Subscribe
Send a textIn this episode of the Open Minds Podcast, I sit down with Dr. Ramona Coelho to examine one of the most consequential public policies in modern Canada: Medical Assistance in Dying (MAiD).Canada now reports that approximately 5% of all deaths occur through MAiD. Track Two cases, those not at end of life, continue to raise questions about disability, capacity assessments, oversight, and whether psychosocial suffering is being treated as irremediable.Dr. Coelho serves on Ontario's MAiD Death Review Committee and the Federal Expert Advisory Group on MAiD for Mental Illness. Her perspective offers insight into what is happening on the ground and what policy safeguards may be missing.Support the showVisit my NEW Website! https://www.christopherbalkaran.comCheck out my Instagram/Tik Tok for daily posts: Instagram @openmindspodTiktok @openmindspodcast
Donald Trump's losses are mounting. His border czar just announced a large drawdown of federal agents in Minnesota after protests turned public opinion. Job creation during Trump's first year was worse than previously known. The country is losing manufacturing jobs. Trump is a weak and failing president—and there are now signs that Democrats are acting like it. But couldn't they do more to seize the moment? Yes! The New Republic has a special issue online right now that's full of pieces laying out the way forward. Today's guest is TNR editor Michael Tomasky, author of the lead piece explaining how Democrats can become more aggressive and effective. We discuss the true nature of Trump's weakness, why Democrats face a crossroads rivaling the New Deal and Civil Rights eras, and how that offers them uncommon challenges and opportunities. We also discuss Emily Cooke's writeup of our poll of rank-and-file Democrats, as well as pieces by Alex Shephard, Perry Bacon, and your faithful podcast host. Looking for More from the DSR Network? Click Here: https://linktr.ee/deepstateradio Learn more about your ad choices. Visit megaphone.fm/adchoices
“Beijing's public enemy No 1” – a title that defines the fate of the media mogul Jimmy Lai.A self-made millionaire, a British citizen and an unapologetic opponent of China's authoritarian regime, he now sits behind bars, facing a 20-year sentence under Hong Kong's draconian national security law.Camilla and Tim speak exclusively to Sebastien Lai, Jimmy's son, about his father's deteriorating health, his disappointment with Sir Keir Starmer and the British Government's “lacklustre” response, and why he is pinning his hopes for his father's freedom on Donald Trump ahead of the US president's visit to China.We want to hear from you! Email us at thedailyt@telegraph.co.uk or find @dailytpodcast on TikTok, Instagram and X► Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorProducers: Georgia Coan and Lilian FawcettSenior Producer: John CadiganExecutive Producer: Charlotte SeligmanVideo Producer: Will WaltersStudio Operator: Meghan SearleSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.
Department of Homeland Security funding runs out today... after lawmakers failed to find a funding compromise.... and left the government in a partial shutdown. Joining me live is Dr. Damon Cann... the Political Science department head at Utah State University.
On Wednesday Mark Levin Show, this debt crisis in America predates President Trump – it stems from a massive welfare state which expanded to include illegal aliens, unchecked waste, fraud, and abuse costing hundreds of billions annually, and out-of-control Marxist-socialist policies. Congress is unable to fix this problem because Democrats want to spend even more. Unchecked fiscal irresponsibility risks economic collapse, worthless currency, stagflation, societal dislocation, and violent riots if the system fails. We need to ensure that our republic survives! Also, why are we negotiating with Iran? If Iran unexpectedly accepts all U.S. demands, an agreement might be signed, allowing the regime to survive. Failing to eliminate the Iranian regime now is unconscionable and immoral, as it will leave future generations to confront a far more dangerous Iran armed with 50,000 ballistic missiles capable of striking the entire U.S. mainland, Hawaii, and Alaska, plus nuclear warheads. Later, the House of Representatives narrowly passed the SAVE America Act requiring voter ID by a vote of 215 to 214, with Rep Thomas Massie joining with the Democrats. ID is routinely required for everyday activities like entering government buildings, courts, buying alcohol or cigarettes, renting a car, signing a lease, getting a mortgage, and more—yet Democrats oppose it for voting. Voter ID protects against fraud like illegal voting, double voting, or votes by the deceased, making it a civil rights issue where fraudulent votes dilute legitimate ones. The only reason to oppose it is to enable fraud. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Guest: Mark Clifford. Clifford condemns UK PM Starmer for failing to demand Jimmy Lai's release during his Chinavisit, accusing the leader of prioritizing trade over the safety of British citizens.1793 CHINA
Michael Cohen reacts to the January jobs numbers and what they actually mean for Trump's economy, as Trump continues trying to convince Americans that this is the greatest economy in history. Learn more about your ad choices. Visit megaphone.fm/adchoices
If you've ever ended a day feeling like nothing went according to plan, like you dropped every ball you were trying to juggle, or like you somehow failed at taking care of yourself even though you tried, this episode is for you. In this episode, I'm sharing a very honest heart-to-heart about those heavy days when motivation is low, energy is gone, and life feels overwhelming. I walk you through three grounding reminders I personally come back to when I feel stretched thin or disappointed in myself, along with simple, practical ways to steady yourself in the moment and keep moving forward without guilt or pressure. This conversation is about perspective, grace, and learning how to stay connected to your goals without tying your worth to perfect days or productivity. Here is what you will learn: • Why one hard day, week, or even month does not undo the progress you've already built • How unrealistic expectations quietly create feelings of failure • The difference between failing and simply being human • Why your worth has nothing to do with your output or consistency • Simple grounding tools to use when you feel overwhelmed • How to refocus on your deeper "why" during tough seasons • A gentle reminder for moms navigating survival-mode days If this episode resonated, you may also enjoy: Episode 280: 10 Truths About Your Self-Worth https://www.juliealedbetter.com/embrace-your-real/10-truths-about-your-self-worth If you want more from me, be sure to check out… Follow me on Instagram: @juliealedbetter | @embraceyourreal | @movementwithjulie Movement With Julie | App: https://sale.movementwithjulie.com/ Macro Counting Made Simple Online Academy: https://www.macrocountingmadesimple.com/ Website: www.juliealedbetter.com
Have you ever opened social media for “just a minute”… and closed it feeling discouraged, behind, or like you're failing as a mom? If you're a working Christian mom, that feeling can hit especially hard. You love God. You're trying your best. And yet comparison creeps in, bringing guilt, pressure, and the quiet question: “Am I doing enough?” In this episode of the Faith Led Working Moms Podcast, we talk honestly about why social media makes so many working moms feel like they're failing, even when they're being faithful. We'll look at what Scripture says about guarding your heart, how comparison actually shows up as mom guilt, and how God meets you with grace—not condemnation—in this season. This episode is for the mom who feels overwhelmed, stretched thin, and tired of measuring herself against unrealistic standards. You'll walk away encouraged, grounded in truth, and reminded that you are not off track. In This Episode, You'll Learn: Why comparison affects working moms differently How social media subtly fuels mom guilt and pressure What Proverbs 4:23 means for your everyday life How to recognize when thoughts are not from God A simple, grace-filled heart shift to help you pause and reset What God values more than “doing it all” Key Scriptures Mentioned: Proverbs 4:23 Galatians 6:4 (paraphrased) Romans 8:1 Encouragement for Working Christian Moms Comparison doesn't mean you're failing—it means your heart is tired. God sees your effort, knows your limits, and did not accidentally give your children a working mom. Faithfulness in this season may not look impressive online, but it matters deeply to Him.
Let us know how you enjoyed this episode!Most communication breakdowns happen before anyone even starts talking.If you've ever walked into a conversation with your spouse calm and they still got defensive or shutdown, this episode is for you.In this episode, I break down the often-missed step that determines whether your conversations lead to connection or conflict: nervous system regulation before engagement.Tune in to learn:- Why intention vs. impact matters more than wording- How your nervous system shapes your tone, body language, and pacing- Why “I statements” don't fix dysregulation- The hidden reason your partner shuts down- How the P (Pause) step in the P.E.A.C.E. Method changes everything- Practical questions to ask yourself before initiating a hard conversationIf you're tired of repetitive arguments, walking on eggshells, or feeling like roommates after conflict, this episode will help you approach conversations in a way that creates safety instead of pressure.Mentioned in this episode:- Free masterclass - The #1 Conversation Couples Need To Have (But Aren't)If this episode has helped you realize that deeper support is needed, you can schedule a Clarity Call with me to talk through what's happening in your marriage and what would actually help.Thanks for listening!Connect and send a message letting me know what you took away from this episode: @michellepurtacoachingIf you would like to support this show, please rate and review the show, and share it with people you know would love this show too!Support the show
Mo Gilligan started out working in retail (think Jo Malone and Levi's) but quit in 2018 when his online comedy videos went viral. The leap paid off - sell-out tours across the UK, a late-night entertainment show on Channel 4 and his own breakout format The Lateish Show with Mo Gilligan, which earned him the first of three BAFTA wins. Netflix specials, world tours, primetime TV and a podcast soon followed. Now in 2026, Gilligan is launching the biggest year of his career to date with a global tour, a major new partnership with Netflix and a feature documentary which will offer a glimpse behind the scenes of the 37-year-old at the top of his game. In this episode, Mo opens up about being a dad to his six-month-old daughter and two-year-old son, the pressure of representing the Black British community in stand-up and the debt that shadowed him for years. ✨ IN THIS EPISODE: 00:00 Introduction 03:51 Retail Experience and Its Influence 06:11 Audience Interaction and Respect 09:13 School Struggles and Dyslexia 18:14 Family, Fatherhood and Financial Lessons 25:19 The Standup Struggle 26:37 Credit Card Chaos 31:12 The Viral Breakthrough 33:35 Touring Triumphs and Tribulations 36:04 Code Switching and Representation 39:43 Handling Success and Praise 45:51 Family and Future Plans
Matthew Coller talks about his article on where JJ McCarthy stands right now with the Vikings and whether Kevin O'Connell's quote about failing QBs still holds up. Plus an update on Kyler Murray and Dane Brugler released his top 100 prospects so we should draft sim. The Purple Insider podcast is brought to you by FanDuel. Also, check out our sponsor HIMS at https://hims.com/purpleinsider Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Matthew Coller talks about his article on where JJ McCarthy stands right now with the Vikings and whether Kevin O'Connell's quote about failing QBs still holds up. Plus an update on Kyler Murray and Dane Brugler released his top 100 prospects so we should draft sim. The Purple Insider podcast is brought to you by FanDuel. Also, check out our sponsor HIMS at https://hims.com/purpleinsider Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Like many Americans, the 2008 financial crisis left Anat Admati furious. A professor at Stanford, she became one of the country's leading voices calling attention to how confusion, complexity and misleading claims allowed major banks to load up on dangerous amounts of debt. Today, she argues that little has changed. In this conversation, we discuss the faulty arguments bankers use to fight oversight, how corporate power has expanded in the years since the crisis, and what can be done to create a fairer and more stable economy.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
THE ART OF FAILING! The best in the world know they will fail again and again, but they have learned how to deal with it. Best Motivational Speeches from Motiversity, featuring speeches from Michael Jordan, Kobe Bryant, Lebron James, Tom Brady, Mike Tyson and more.Special thanks to our partners:Chris Williamson: https://www.youtube.com/@ChrisWillxPatrick Bet-David of Valuetainment: https://www.youtube.com/@VALUETAINMENTLewis Howes: https://www.youtube.com/@lewishowesTom Bilyeu: https://www.youtube.com/@TomBilyeuDOAC: https://www.youtube.com/@TheDiaryOfACEOSpeakerMichael JordanKobe BryantKevin HartChris SenegalDan MillmanPeter DiamandisTony RobbinsDa RulkMichael JordanMike TysonSerena WilliamsRoger FedererChris Williamsonhttps://www.youtube.com/@ChrisWillxLeBron Jameshttps://www.instagram.com/kingjames/Walter BondYouTube: http://bit.ly/WalterBondMotivationEric Thomashttps://www.youtube.com/user/etthehiphoppreacherPatrick Bet-Davidhttps://www.youtube.com/@VALUETAINMENTTom Bradyhttps://www.instagram.com/tombrady/Tim GroverMorgan HouselChris Bumsteadhttps://www.instagram.com/cbum/?Frank BrunoGreg Plitthttps://www.instagram.com/gregplitt/?hl=enAlex Hormozihttps://www.instagram.com/hormozi/?hl=enMichael Jordanhttps://www.instagram.com/jumpman23/Ryan HolidayStephen CurryCoach PainYouTube: http://bit.ly/2LmRyeaInstagram: http://bit.ly/2XLcLW5Facebook: http://bit.ly/32tZdNiMarcus “Elevation” TaylorYouTube: https://bit.ly/MarcusATaylorChannelConor McGregrorTiger WoodsMuhammad AliVenus WilliamsFloyd MayweatherBabe RuthGreg Plitt David GogginsFacebook: https://www.facebook.com/iamdavidgoggins/Instagram: https://www.instagram.com/davidgoggins/Website: http://www.davidgoggins.com/Rob DialBrandon LakeNicole Lynn (via Lewis Howes)Joe Roganhttps://open.spotify.com/show/4rOoJ6Egrf8K2IrywzwOMkGorilla NemsJocko Willink (via Lewis Howes)YouTube: http://bit.ly/2v5XxuKInstagram: http://bit.ly/2M7oLdwFacebook: http://bit.ly/2JVVaRxJordan Petersonhttps://www.youtube.com/channel/UCL_f53ZEJxp8TtlOkHwMV9Qhttps://www.jordanbpeterson.com/William Hollis:YouTube: http://bit.ly/WillHollisYouTubeInstagram: https://www.instagram.com/williamkinghollis/Facebook: http://bit.ly/2LNZtgAWebsite: https://williamhollismotivation.com/Jeremiah Joneshttps://www.instagram.com/jeremiahjonesfitness/Cru Mahoney: https://www.instagram.com/crumahoney/Music:Secession Studioshttps://www.youtube.com/user/thesecessionRok Nardin - HeroesRok Nardin - Persistencehttps://www.youtube.com/channel/UCs4fABLb5luHCojPUgg8AiAAudiojungleEpidemic SoundDreamscapehttps://www.youtube.com/watch?v=LlN8MPS7KQsConfidential Music @ConfidentialMusicofficial Hosted on Acast. See acast.com/privacy for more information.
Target Market Insights: Multifamily Real Estate Marketing Tips
Alan Porter is a former U.S. Army Black Hawk instructor pilot turned nationally recognized financial educator, bestselling author, and certified financial fiduciary. After a long military career and success in real estate and mortgage lending, a series of family health crises reshaped his understanding of financial planning, life insurance, and long-term care. Today, Alan specializes in advanced tax-free retirement planning, wealth preservation, business exit strategies, and legacy planning for high-net-worth individuals and entrepreneurs. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Understand why health events, not market cycles, are the biggest threat to retirement security Learn how sequence of returns risk can quietly devastate traditional retirement plans Discover how life insurance can function as a tax-free retirement and liquidity tool See why effective interest cost matters more than stated interest rates Learn how proactive tax and retirement planning can protect wealth across generations Topics Why Financial Planning Became Personal for Alan Family health crises exposed major gaps in traditional planning Terminal illness rider benefits provided critical, tax-free liquidity Firsthand experience reshaped Alan's career focus Health Care Costs and Long-Term Care Risk Long-term care costs range from $50,000–$200,000 per year and continue rising Medicare does not cover long-term care; Medicaid requires asset spend-down Health events can erase decades of savings without proper planning Sequence of Returns Risk Explained Early retirement losses can permanently derail portfolios Market downturns combined with withdrawals accelerate depletion Traditional advisors often overlook this risk Effective Interest Cost and Hidden Debt Mortgages and credit cards carry much higher real costs than advertised rates Effective interest cost reveals how much money truly goes to lenders Eliminating high-interest debt can outperform traditional investments Becoming Your Own Bank Cash-value life insurance allows borrowing while assets continue compounding Loan repayment is flexible and under the policyholder's control Policies can fund education, vehicles, emergencies, and retirement Limitations of 401(k)s and Qualified Plans Fees, taxes, and required minimum distributions reduce net retirement income Taxes are deferred, not eliminated Most investors underestimate future tax exposure Tax-Free Retirement and Legacy Planning Properly structured insurance strategies can deliver tax-free income Policies avoid Social Security taxation and Medicare means testing Assets can transfer across generations more efficiently Round of Insights Failure that set Alan up for success: Not planning ahead. Failing to prepare for life events led to higher costs and financial strain later. Digital or mobile resource recommended: Alan's YouTube channel and educational resources at StrategicWealthStrategies.com. Book recommended most in the last year: Tax-Free Retirement Solution. Daily habit that keeps him focused: Early mornings, daily workouts, and structured planning to start each day with intention. #1 insight for creating long-term wealth: Learn how insurance products work and what they can truly do. Next Steps Visit Alan's website and check out his retirement tax calculator Review your current retirement and tax strategy Learn how sequence of returns risk affects your plan Evaluate long-term care exposure and insurance options Explore tax-free income strategies before retirement Get a second opinion on your financial plan Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you don't miss an episode.
For years, I've been one of the biggest proponents of salon retail. I've taught the programs, I've shared the scripts, and I've preached that retail equals retention. But I've hit a point where I can no longer be complicit in a system that I'm watching settle like a lead weight on the books of salons across the industry, and that's what today's show is all about. In this episode, I address the dramatic shifts we're seeing to retail programs in 2026. I reveal the uncomfortable reality of competing for sales against the very brands that are supposed to be our partners, why the "1997 model" of stocking shelves is officially on its way to the graveyard, and more. If you've been feeling like selling retail has become an uphill battle you can't win, this is your wake-up call. The model is broken, the industry is changing, and it's time to decide if you're going to evolve or get left behind! To the stylist who wants a booked out calendar and a thriving business, our 5-day bootcamp, 10 new clients every month bootcamp: 5x your demand as a hairstylist in today's economy, starts today, February 9th, and you can join now at https://thrivingstylist.com/10clients/! If you need a tool to keep your numbers (and business!) organized, you'll want to check out our Wealthiest Year Yet Planner. Get yours now at www.thrivingstylist.com/wealthiestyearyet/. The beauty industry is changing faster than ever. What worked in 2022 or even 2024 won't cut it in 2026, so are you ready? Grab our FREE 2026 TREND REPORT, The 2026 Must-Know Business Realities, Strategies & Trends for Stylists and Salon Owners now at https://thrivingstylist.com/mustknow/. Thriving Leadership Method hands salon owners a step-by-step strategy to implement an irresistible culture and create a powerful growth path…all while setting themselves up for structure and profit, and you can join the waitlist NOW at www.thrivingstylist.com/thrivingleadershipmethod/! With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/. Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast! If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/
“A person can request forgiveness only so many times,” contends our common sense. If the devil can convince us that...