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The Modern Therapist's Survival Guide with Curt Widhalm and Katie Vernoy
How Therapists Can Actually Rest During the Holidays: Letting Go of Guilt, Productivity, and Instagram-Worthy Expectations Curt and Katie explore how therapists can create a real holiday break - not a performative or productivity-driven one. They discuss the pressure to rest “perfectly,” the guilt of not fully unplugging, how to shift into restorative downtime, and why passive vs. active rest matters. They also highlight anxiety, money scarcity, grief, and family dynamics that often intensify during the season, offering compassionate strategies for caring for yourself as a therapist and a human. Key Takeaways for Therapists You don't need an Instagram-worthy vacation: real rest is allowed. Rest is a process, not a switch; transition time matters. It's okay to be partially off and still check in lightly as needed. Passive rest (scrolling) and active rest (movement, nature, connection) serve different purposes. Anxiety, scarcity mindset, or family stress may drive overworking—notice the “why.” The holidays can be hard; grief and emotional complexity deserve compassion. Full show notes at: mtsgpodcast.com Join the Modern Therapist Community Linktree: https://linktr.ee/therapyreimagined Creative Credits Voice Over by DW McCann — https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano — https://groomsymusic.com/
Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview Author or The Real Environmentalists, Jim Beach from The School for Startups, Joe Massa from Podtopia and Nicky Wake from Chapter 2 Dating. In this eye-opening episode, entrepreneur and author of The Real Envivonmentalists, Jim Beach challenges everything you think you know about climate change and environmentalism. He makes the bold case that the real heroes aren't politicians or celebrity activists, but profit-driven entrepreneurs quietly solving massive environmental problems through innovation and hard work. He also shares insights from his experience as the founder of the School for Startups. Read more at: https://realenvironmentalist.com/ and at: https://schoolforstartups.com/ Joe Massa is a podcasting veteran, media strategist, and host of The Measuring Post, and the owner of Podtopia Network, a full-service podcast network that helps creators launch, grow, and monetize their shows while connecting them with top-tier guests and sponsors. Read more at: https://www.podtopianetwork.com/ Nicky Wake is the inspiring founder of Chapter 2 Daing, who transformed her own heartbreaking loss into a powerful, compassionate community helping widows and widowers find connection, hope, and their next chapter. Read more at: https://chapter2dating.app/ Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - PODCAST: Starting a Business(00:00:36) - Passive to Profit(00:01:54) - What's the One Mind Shift That separates Business Startups from Just(00:04:15) - Mel Robbins on Just Do It(00:04:56) - How to Start a Law Practice(00:06:45) - Real Environmentalists: The Real Heroes(00:13:58) - The 10 Biggest Celebrity Hypocrites(00:16:11) - In the Elevator With Climate Change(00:17:20) - Are We Harming the Climate?(00:19:22) - Jim Beach on Capitalism and Environmentalism(00:23:51) - Car Shield(00:25:05) - Better Health Insurance for You(00:26:05) - Jim Beach on His School of Entrepreneurship(00:31:45) - What Does an Entrepreneur Need to Know About Law?(00:33:22) - Pioneer Program: Passage to Profit(00:34:40) - AI in Business(00:36:20) - How AI is Automating Your Business(00:38:21) - Are You Using AI In Your Dating Apps?(00:41:47) - Talking Tech: ChatGPT and More(00:43:43) - Are You Using AI in Your Law Firm?(00:47:01) - AI for Business: Considering Your Blind Spots(00:48:30) - Divorce Debt Relief Hotline(00:51:08) - Copyright Law: Singing Songs Should Be Paid(00:54:58) - Podtopia Network: Full-Service Podcast Network(00:58:38) - How to Get Your Voice Heard in the Media(01:03:25) - SEO for Podcasts and LLM's(01:05:37) - How to Break Through in Podcasting(01:08:04) - In the Elevator With Podcast Creator Joe Massa(01:10:28) - How to Connect with Joe Massa(01:10:58) - Widow Dating(01:16:10) - Widows' Fire vs. Chapter 2 Dating App(01:18:53) - Widows in Tech: From Business to Community(01:24:34) - How Can People Find You?(01:25:14) - Turnabout Ranch(01:26:19) - Old Keys, New Life(01:27:31) - Secrets of the Entrepreneurial Mind(01:28:49) - Jim Beach(01:30:06) - Inventors: The Corridor Principle(01:31:08) - What's Your Secret to Success as an Entrepreneur?(01:32:55) - Passage to Profit
As the year comes to a close, Laura reflects on a powerful pattern many women experience after breast cancer: feeling like an observer in their own life rather than an active participant. In this episode, Laura explores how trauma, uncertainty, constant stimulation, and comparison can lead to disconnection and low-level dissociation. She explains why stillness is often avoided, how the nervous system actually resets, and why intentional living is key to reclaiming agency after cancer. This conversation is an invitation to move out of autopilot, reconnect with your body and values, and step back into your life with intention as you move into a new year. Topics Covered: Disconnection and dissociation after breast cancer Passive coping and its impact on healing Why distraction does not create safety The role of stillness in nervous system regulation Intentional living as a path back to participation Let's Connect! If this episode helped you breathe a little easier, please share it with a friend or leave a review. Every share helps spread this message of hope, healing, and whole-person wellness.
What happens to medications after they leave the pharmacy? In this episode of The Pharmacist's Voice Podcast, Ohio pharmacist Kim Newlove discusses why and how pharmacists should incorporate drug disposal education at prescription pick-up—before medications become a safety risk in the home. Kim shares two practical approaches: Passive education, such as signage at the pharmacy counter Direct education, through brief counseling conversations Read the FULL show notes on https://www.thepharmacistsvoice.com/podcast You'll also hear a real-world example of how pharmacists and students can make a long-term community impact by creating and maintaining county-wide drug take-back box lists. In this episode, you'll learn: Why "beginning with the end in mind" matters in pharmacy workflow What information to include on a drug disposal sign at the pick-up window How to counsel patients on drug disposal without adding burden to your day Why drug take-back boxes and events are critical for safety, diversion prevention, and environmental protection Seven benefits of proper medication storage and disposal How pharmacists and student pharmacists can support community-wide prevention efforts This episode is ideal for pharmacists, student pharmacists, preceptors, and pharmacy leaders looking for realistic ways to improve patient education and public health outcomes. Helpful Links & Resources: DEA National Drug Take Back Program: https://www.dea.gov/takebackday FDA Flush List: https://www.fda.gov/drugs/disposal-unused-medicines-what-you-should-know/drug-disposal-fdas-flush-list-certain-medicines Wood County, Ohio Drug Take-Back Box List: https://www.wcadamh.org/guides Share This Episode If you know a pharmacist or student pharmacist who works at the prescription pick-up window, please share this episode with them. Follow the show Subscribe to or follow The Pharmacist's Voice® Podcast on your favorite podcast player and on YouTube so you never miss a new episode. Additional content - not mentioned in this episode At most, there are 6 weekly episodes after episode 361. This is what's coming up: Ep 362: December 26, drug pronunciation episode Ep 363: January 2, Faith Community Discussions about Addiction + Justice Ep 364: January 9, drug pronunciation episode Ep 365: January 16, Moneyball 2.0 Ep 366: January 23, 6 Year Podcast Anniversary Show Ep 367: January 30, possible bonus with Vance Brown, RPh Sign up for The Pharmacist's Voice ® monthly email newsletter! https://bit.ly/3AHJIaF This podcast is on all major podcast players and YouTube. Popular links below. ⬇️ Apple Podcasts https://apple.co/42yqXOG Spotify https://spoti.fi/3qAk3uY Amazon/Audible https://adbl.co/43tM45P YouTube https://bit.ly/43Rnrjt Host Background: Kim Newlove has been an Ohio pharmacist since 2001 (BS Pharm, Chem Minor). Her experience includes hospital, retail, compounding, and behavioral health. She is also an author, voice actor (medical narrator and audiobook narrator), podcast host, and consultant (audio production and podcasting). Kim's websites and social media links: ✅ Guest Application Form (The Pharmacist's Voice Podcast) https://bit.ly/41iGogX ✅ Monthly email newsletter sign-up link https://bit.ly/3AHJIaF ✅ LinkedIn Newsletter link https://bit.ly/40VmV5B ✅ Business website https://www.thepharmacistsvoice.com ✅ Get my FREE eBook and audiobook about podcasting ✅ The Pharmacist's Voice ® Podcast https://www.thepharmacistsvoice.com/podcast ✅ Drug pronunciation course https://www.kimnewlove.com ✅ Podcasting course https://www.kimnewlove.com/podcasting ✅ LinkedIn https://www.linkedin.com/in/kimnewlove ✅ Facebook https://www.facebook.com/kim.newlove.96 ✅ Twitter https://twitter.com/KimNewloveVO ✅ Instagram https://www.instagram.com/kimnewlovevo/ ✅ YouTube https://www.youtube.com/channel/UCA3UyhNBi9CCqIMP8t1wRZQ ✅ ACX (Audiobook Narrator Profile) https://www.acx.com/narrator?p=A10FSORRTANJ4Z ✅ Start a podcast with my coach, Dave Jackson from The School of Podcasting! *New 12-4-25* Click my affiliate link: https://community.schoolofpodcasting.com/invitation?code=G43D3G Thank you for listening to episode 361 of The Pharmacist's Voice ® Podcast. If you know someone who would like this episode, please share it with them!
With mortgage rates falling below 2%, property investors face a crucial decision point. Acting too slowly can result in missed opportunities, while premature moves risk capital loss. The ability to preserve capital — not just generate returns — is the first test of any sound investment. In a market shifting back toward seller dominance, understanding timing and asset strength becomes essential. Melvin Lim from PropertyLimBrothers introduces a six-step framework designed to help investors create property liquidity events with strategic clarity. He breaks down how to assess risk, identify assets with larger exit audiences, and navigate tax inefficiencies such as ABSD. Through practical examples, Melvin explains why waiting for price gains may actually lead to net losses — and how switching into a stronger asset early can unlock long-term upside. This conversation offers a grounded approach to decision-making in an environment shaped by rate cuts, shifting buyer sentiment, and rising liquidity. If you're planning an upgrade, exit, or portfolio restructure, the insights shared here are both timely and actionable. 00:00 Intro 00:55 The Buying Power Triangle 01:41 The $4.5 Million sweet spot 03:00 Strongest seasons for property buying and the Equity Triangle 04:50 Andrew & Zi Yi Property Journey and portfolio growth (Risks of Active Income and the importance of Passive and Asset Income) 10:59 The TLC (Tenure, Leverage, Capability) Triangle 13:42 Pre-Catalyst Opportunity 16:11 The "PSF Play" 19:46 The "Region Play" 21:09 Purchase tips for CCR Freehold Resale Condos 21:23 Upcoming Launches in CCR and RCR 21:33 Penrith new launch breakdown and performance of surrounding condos (Sterling Residences and Queens) 25:27 Northern Region opportunities for sub-$1.65 Million 4-Bedroom resale condos
Get ready for an eye-opening episode of The Inclusive AF Podcast! Hosts Katee Van Horn and Robin Schooling sit down with special guest Michael Wenning, HR tech innovator, to dive deep into the realities of modern job searching, hiring bias, and how technology is reshaping the candidate experience. Discover why Michael Wenning believes the current job application process is broken, how his new app "Passive" aims to put candidates back in the driver's seat, and what companies can do to truly find (and keep) great talent. From personal recruiting horror stories to the importance of workplace culture and the need for more human-centric hiring, this episode doesn't hold back. Expect candid stories, sharp insights on diversity and inclusion, and practical advice for both job seekers and HR leaders. Whether you're in HR, a tech enthusiast, or someone frustrated by endless online applications, this episode is for you! Don't forget to LIKE, SUBSCRIBE, and hit the bell so you never miss an Inclusive AF moment! #HRTech #JobSearch #DiversityAndInclusion #HiringBias #PassiveApp #Recruiting #WorkplaceCulture #InclusiveAF #CareerTips #TechForGood If you like what you hear, we would like to encourage you to subscribe to our channel! We would also appreciate it if you would rate this channel by going here: RateThisPodcast.com/inclusiveaf We create this podcast as a labor of love. But if you would like to support this channel you can buy us a cup of coffee here: https://www.buymeacoffee.com/InclusiveAF
This episode is a live mini-workshop recorded with members of the Escapee Collective (and released here because it was too useful to keep inside the community).My guest Diane Kennedy (CPA) breaks down what most new escapees get wrong about taxes and business structure — and why the real first question isn't “LLC or S-Corp?”It's: Are you building a business… or replacing a paycheck?From there, we get into the most common setup for solopreneurs (LLC + S-Corp election), how to think about deductions without getting cute, and why “keeping it small and keeping it all” is the solopreneur cheat code.We also bring in Lisa Dini from Lettuce, who explains how they help solos run the S-Corp model without turning you into an accountant.Heads up: This is educational, not legal/tax advice. Talk to your pro for your situation.What you'll learnThe real first question for escapees: build a business vs replace a paycheckWhy “LLC vs S-Corp” is usually the wrong framing (and what Diane recommends instead)Why Diane believes you should set up an LLC early (asset protection + flexibility)The 3 “buckets” of income for solopreneurs: Earned, Leveraged, & Passive (the holy grail)A simple way to think about deductions: ordinary + necessary (and how to find write-offs you already have)How S-Corps can help you keep more of what you earn (salary vs distributions, plus other benefits discussed)Real-world Q&A on: partners, joint ventures, and multi-state setups, California “special rules” , Schedule C vs S-Corp timing, Solo 401(k) and related retirement ideasResources Mentioned:Lettuce.co: https://hubs.ly/Q03Yz8KX0Tax Calc: https://hubs.ly/Q03Yz8Rf0Tax Prep: https://hubs.ly/Q03Yz8JY0GuestsDiane KennedyCPA and long-time solopreneur. Diane helps business owners structure their business and income in smarter ways so they can keep more of what they earn and operate like a real business.Lisa Dini (Lettuce)Lettuce helps solopreneurs run an S-Corp model efficiently, without drowning in admin and accounting work.
Marc "Moose" Malusis is in for BT & Sal and he's taking no prisoners! Moose delivers a blistering critique of Hal Steinbrenner's "passive" leadership, arguing the Yankees have officially surrendered their "Evil Empire" throne to the aggressive Dodgers. He blasts the front office for letting Edwin Diaz slip away and using injuries as a crutch for a fundamentally flawed roster. Over in Queens, Moose torches David Stearns for the Pete Alonso exit to Baltimore, labeling it a "Milwaukee-style downgrade" for a franchise that used to think big. From the Rangers' scoring drought and Chris Drury's mismanagement to the Giannis-to-the-Knicks rumors, Moose covers it all with zero filter. Plus, don't miss Moose's personal "Happy Wife, Happy Life" survival story—cleaning up after a house full of sick kids—and the "jaw-dropping" secret behind his massive weight loss. To wrap it up, betting insider Nick Kostos stops by to draft the definitive Christmas playlist and break down a high-stakes Thursday Night Football clash!
Check the episode transcript hereABOUT JOEY MUREJoey Muré is co-founder and Partner at Wealth Without Wall Street, dedicated to helping individuals achieve financial independence through passive income strategies. After over a decade of success in the mortgage industry, Joey shifted his focus to empowering others to break free from traditional financial systems and build lasting wealth.As co-host of The Wealth Without Wall Street Podcast and co-author of Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income, Joey shares practical steps for achieving financial freedom. THIS TOPIC IN A NUTSHELL: · Guest Introduction – background and journey in real estate· Why only asset-producing income becomes a problem· Shift in Mindset: From Income to Passive Income· Intentional wealth building· Breaking Away from Wall Street· Pivotal book that changed his financial trajectory· Retirement is deferred living, not financial freedom· Regaining control of capital instead of outsourcing it· Identifying “Money Traps”· Opportunity cost and loss of liquidity· Cash Flow vs. Cash Accumulation· Building a Passive Income Operating System· Overview of Wealth Without Wall Street's framework· Investor DNA & Buy Box Framework· Chasing Trends vs. Building Freedom· Flipping and Crypto as investments · Structured lending and cash-flowing assets· Tax Strategy & Family Office Insights· Final Thoughts & Closing Insights· Free Resources and tools KEY QUOTE: “Passive income is what buys your time back” – Joey Mure ABOUT THE WESTSIDE INVESTORS NETWORK The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication. The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com. #RealEstateInvesting #PassiveIncome #FinancialFreedom #RealEstateInvestors #InvestorMindset #WealthBuilding #CashFlowInvesting #AlternativeInvestments #FinancialIndependence #TimeFreedom #MoneyMindset #GenerationalWealth #InvestingEducation #SmartInvesting #WealthWithoutWallStreet #RealEstatePodcast #InvestorEducation #AssetBasedIncome #IncomeProducingAssets #PrivateInvesting #RealAssets #BuildWealth #FinancialLiteracy #InvestmentStrategy #PassiveCashFlow #CapitalControl #InvestForFreedom #LongTermWealth #AccreditedInvestors #DealDeepDive CONNECT WITH JOEY MURE:Website: https://www.wealthwithoutwallstreet.comLinkedIn: https://www.linkedin.com/in/joey-mure-b376824/Free resource: https://go.wealthwithoutwallstreet.com/win CONNECT WITH US For more information about investing with AJ and Chris: · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/ For information on Portland Property Management: · Uptown Properties | http://www.uptownpm.com · Youtube | @UptownProperties Westside Investors Network · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork · Tiktok| @WestsideInvestorsNetwork · Youtube | @WestsideInvestorsNetwork
Joining us on this episode of Living Off Rentals is someone who teaches people how to build income streams on their own terms. Joey Mure is the co-founder of Wealth Without Wall Street, a platform dedicated to helping people rethink traditional money advice and create passive income that gives people more control over their lives. Once a high-earning corporate professional who felt constantly pulled away from his family, Joey now generates over $50,000 a month in passive income and guides others through the system for building passive income streams that helped him reclaim his time. Listen as he shares how he went from missing precious time with his five daughters to taking back his calendar through passive income. He opens up about the faith-driven philosophy behind his work, why "active income is not freedom," and how most people unknowingly follow Wall Street's script instead of building income streams that free their time. Enjoy the show! Key Takeaways: [00:00] Introducing Joey Mure and his background [02:31] Why financial freedom has to start with spiritual freedom [03:36] The moment Joey realized high active income wasn't true freedom [06:33] Passive income begins with knowing your "freedom number." [09:07] Knowledge does not equal financial freedom [12:34] Income streams vs. wealth building [14:45] The Passive Income Operating System [19:04] How to start trusting yourself instead of outsourcing everything to Wall Street [20:05] Investor DNA [23:40] Active vs. passive: What passive income really looks like in the real world [27:00] Common passive income streams students are succeeding with today [31:54] Market trends Joey is watching [35:23] How much money do people really need to get started [36:43] The "REDNECK M.O.T.E.R." framework [38:43] Connect with Joey Mure [39:39] Outro Guest Links: Website: https://www.wealthwithoutwallstreet.com/ Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals Living Off Rentals Website – https://www.livingoffrentals.com/ Living Off Rentals Instagram – instagram.com/livingoffrentals Living Off Rentals TikTok – tiktok.com/@livingoffrentals
This episode is sponsored by Lightstone DIRECT. Lightstone DIRECT invites you to partner with a $12B AUM real estate institution as you grow your portfolio. Access the same single-asset multifamily and industrial deals Lightstone pursues with its own capital – Lightstone co-invests a minimum of 20% in each deal alongside individual investors like you. You're an institution. Time to invest like one. _____________ This Episode is also sponsored by Ryze Health Every minute counts in medicine—so why waste it on clunky admin work? With Ryze Health, practice management becomes effortless. Our all-in-one platform streamlines scheduling, patient communications, and insurance verification, giving you fewer no-shows, faster check-ins, and happier patients. Free yourself from paperwork and phone tag so you can focus on what truly matters: providing care. Visit http://ryzehealth.com/BootstrapMD today and see how simple running your practice can be. ______________ What if physicians could co-invest in $55M industrial parks alongside a $12B family office without $100K consultants or high-risk leverage? In this insightful episode, Dr. Mike Woo-Ming interviews Jonathan Spitz from Lightstone Direct, the new direct-to-investor arm of 40-year-old powerhouse Lightstone Group. Jonathan shares the firm's vertically integrated model (25K apartments, 12M sq ft industrial, 5K hotel keys), why they commit 20% of their own capital first (5-10x industry norms), and how physicians can diversify beyond stocks or DIY rentals. He breaks down direct vs. passive CRE, asset class pitfalls (office flops vs. industrial wins), and red flags like inexperienced managers or 85% debt. With examples like their Greenville industrial deal, Jonathan proves alignment and conviction drive better outcomes empowering busy doctors to build legacy wealth safely. If you're a high-income physician eyeing real estate for tax efficiency and passive income, this is your guide to investing like institutions without the headaches. Three Actionable Takeaways: Decide direct vs. passive: If time-strapped, skip hands-on rentals for platforms like Lightstone Direct, vet managers on track record, cycles navigated, and skin in game (aim for 20%+). Passive reduces risks like tenant concentration; focus on assets like industrial for steady returns over volatile office or retail. Qualify and evaluate: As accredited (200K/300K income or 1M net worth), request decks/PPMs/operating agreements. Ask: Debt levels? Exit strategies? Risk mitigation? Compare projected IRRs realistically—avoid 20%+ promises tied to high leverage. Prioritize alignment where sponsors invest heavily first for shared incentives. Start the process: Visit lightstonedirect.com or email jspitz@lightstonedirect.com for discovery calls. Define goals (income vs. growth, liquidity horizon). Use a special link lightstone.com/dpn for Bootstrap MD listeners. Early incentives like 6% on parked funds make starting seamless, build long-term partnerships for 3-5 year holds. About the Show: Bootstrap MD is the ultimate podcast for physician entrepreneurs looking to escape traditional healthcare and control their financial futures. Hosted by Dr. Mike Woo-Ming, a successful physician, entrepreneur, and investor, the show delivers actionable insights on starting businesses, creating passive income, and navigating healthcare entrepreneurship. Featuring interviews with industry leaders, physicians, and experts in telemedicine and digital health, it's your guide to building a profitable, fulfilling career. Tune in weekly at http://bootstrapmd.com About the Guest: Jonathan Spitz is the Head of Capital Formation at Lightstone Direct, where he connects individual investors, especially physicians, to institutional-quality real estate opportunities. With over a decade of experience spanning brokerage, lending, and private equity, Jonathan has navigated multiple market cycles and capital-raising environments. He focuses on transparency, education, and aligned incentives, helping professionals understand how private real estate can diversify portfolios, reduce taxes, and build long-term wealth. Website: https://lp.lightstonedirect.com/dpn Email: jspitz@lightstonedirect.com About the Host: Dr. Mike Woo-Ming has over 20 years of experience as a physician entrepreneur. He's built and sold multiple seven-figure companies and now leads Executive Medical, a group of clinics specializing in age management and aesthetics. Through BootstrapMD, he mentors physicians in business, content creation, and autonomy. Let's Connect: www.https://www.bootstrapmd.com Want to start a podcast? Check out the Doctor Podcast Network!
In this bonus podcast, Warren Ingram and Natalie Harrison explore the multifaceted world of asset management, discussing various investment strategies including passive, active, and systematic investing. They delve into the nuances of value, growth, and quality investing, emphasizing the importance of diversification and understanding market cycles. The discussion highlights the blend of art and science in investment management and offers insights for young investors on the significance of starting early and making informed choices.TakeawaysAsset management is a blend of art and science.There are various investment vehicles to choose from.No single investment style is superior; it depends on goals.Passive investing offers lower costs and broad market exposure.Active management can provide downside protection.Quality investing focuses on cash-generative, dominant companies.Diversification is key to managing risk in investments.Understanding market cycles is crucial for investment success.Investing early can lead to significant long-term gains.Time is a valuable asset; use it wisely. Learn more about how Curate Investments can help you here.Send us a textRoof Top Innovations the leading Roofing Company in Waco, Tomball surrounding areasWe focus on all types of roofing systems, with a focus on the best quality possible.Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod
Passive watching, animal-shaped boys, and new airplane rules!- h1 full 2246 Tue, 16 Dec 2025 21:52:39 +0000 iftM8VghXobRzj0GccwgRKTCYTf9qn96 comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government Passive watching, animal-shaped boys, and new airplane rules!- h1 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False https://player.amperwavepod
In this solo episode of Pillars of Wealth Creation, Todd outlines what passive investors should evaluate before investing in an LP deal. He explains that understanding the structure of the investment is key, even when you're not involved in day-to-day operations. Todd Discusses: Loan structure – The type of debt on the property and how it affects risk Risk – The main risks involved in the deal Execution – Whether the operator has successfully completed similar deals Location – Why the market was chosen and its growth potential Underwriting – Cap rate and price per door compared to the market Rent growth – Whether projections are realistic and achievable This episode helps passive investors know what to look for and what questions to ask before placing their capital. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
“Keeping all of your money in your bank account is actually more risky than it is safe.” Jaspreet breaks down why parking piles of cash in a bank gets eaten by inflation—especially as rates get cut—and shows exactly how much to keep in cash vs. what to move into assets. You'll learn the difference between cash vehicles (HYSA, CDs, Treasuries) and assets (stocks, real estate, gold, crypto), how to set up separate accounts for emergencies, big purchases, and investable cash, and the simple passive/active strategies to actually grow wealth. What You'll Learn The problem with low-yield savings when inflation is higher How much to keep in cash (and where to keep it) for: Emergency fund (3–12 months of expenses) Big purchases (house/car/vacation) “Dry powder” for investing Cash options vs. protection basics (bank accounts, CDs, HYSAs, Treasuries, Treasury ETFs) Asset options to outpace inflation (stocks, real estate; plus how gold/crypto/startups fit) Investing approaches: Passive: ABB: Always Be Buying (index/ETF habit) Active: research-led buys while idle cash earns interest Chapters 00:00 Hook: Why big bank balances lose you money 01:18 Cash vs. assets (and why cash isn't an “investment”) 04:05 Rates, inflation, and your real return 07:20 Where to park cash: HYSA, CDs, Treasuries, ETFs 10:42 The 3 reasons to save (emergency, big purchase, invest) 14:50 How much is enough: 3–12 months explained 18:22 Passive vs. Active investing (ABB + research) 22:10 Putting it together: your cash + investing game plan 25:30 Final word & resources Keywords: how much cash to keep, emergency fund 3 to 12 months, high yield savings vs treasury, cash vs assets, beat inflation 2025, ABB always be buying, passive vs active investing, index funds VTI SPY QQQ, treasury ETF basics, inflation and savings, Minority Mindset #personalfinance #investing #inflation #savings #wealthbuilding #MinorityMindset Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
Rebekah Taylor, founder of Taylored Investments, a passive income strategy business that helps high-income professionals work less and live more through smart real estate investing.Through carefully vetted real estate opportunities, Rebekah guides clients to generate consistent income without the hassle of being landlords or flipping houses, giving them clarity, confidence, and true time freedom.Now, Rebekah's personal journey from career-climbing working mom to a passive income strategist shows how investing intentionally can transform not only wealth but family life and everyday freedom.And while balancing entrepreneurship, motherhood, and travel to over 30 countries, she is proving that it is possible to create impact in communities and enjoy a life that feels fully lived.Here's where to find more:www.tayloredinvestments.cohttps://www.linkedin.com/in/rebekah-taylor1986https://www.facebook.com/share/1CeNugiCcg/?mibextid=wwXIfrhttps://www.instagram.com/taylored_investments?igsh=MTZ6OHhoYz…________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself
YouTube for Real Estate changed everything for this couple, and they didn't even start until their late 50s.In this video, I sit down with Stephan and Leslie Gleason to talk about how they used YouTube, Passive Prospecting, and simple real estate videos to build a thriving real estate business in a brand-new market. They didn't know anyone. They didn't have a big sphere. And today, they are the most watched real estate YouTube channel in their area, closing multiple six figures in commissions without Zillow, cold calls, or door knocking.If you've ever wondered whether YouTube for Real Estate actually works, especially in a small market or later in life, this conversation will open your eyes. We talk about what made their channel stand out, how they got their first phone call just days after posting, and why YouTube leads are so different from traditional real estate leads. They share what types of videos worked best, how often they post, and how being real and consistent helped people trust them before ever picking up the phone.This is a real, honest look at how Passive Prospecting works in the real world. No hype. No shortcuts. Just clear proof that YouTube can still work for real estate agents who are willing to follow a proven process and stick with it. If you're thinking about starting YouTube for Real Estate or wondering if it's too late, this video is for you.If you're interested in learning more about YouTube for real estate, we'd love to show you how to build a Passive Prospecting lead-generating machine using YouTube for real estate! The best way to start is to grab a free copy of the book as my gift to you. ======
I discuss current events in the avenue of the great awakening and how the noticing and critical thought is snowballing! I also discuss it's connection to passive learning, and how the “education” system drugs passive learning as being problematic when it isn't. Also, LIfeWise is growing! BOOK: https://www.amazon.com/dp/B0G6JZ9XQ7/ref=sr_1_3?dib=eyJ2IjoiMSJ9.9lXdW4HQ8lYGcKDjAR450w.RQoDZHJKS7FH-YiEuYTv7h3N5gA54gLRaZoWs3KvzD0&dib_tag=se&qid=1765642335&refinements=p_27%3ADr.+Sean+M.+Brooks&s=books&sr=1-3&text=Dr.+Sean+M.+Brooks Book Websites: https://www.moneytreepublishing.com/shop PROMO CODE: “AEFM” for 10% OFF, or https://armreg.co.uk PROMO CODE: "americaneducationfm" for 15% off all books and products. (I receive no kickbacks). https://www.thriftbooks.com/ Q posts book: https://drive.proton.me/urls/JJ78RV1QP8#yCO0wENuJQPH
Passive investing has taken over - but what happens when nobody's actually picking the stocks?In this episode, we unpack the explosive rise of passive investing, the growing concentration inside major indices like the S&P 500, and whether mechanical money flows into big tech could distort markets, create instability, or even open the door for active management to matter again.Next Steps: If you've got money invested or sitting on the sidelines and you're unsure whether a passive, active, or blended approach makes sense for your goals, book a chat with the Lighthouse Wealth team and build a portfolio that's actually designed for the long term.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Bleav Host Robert Land asks 'Bradeaux & Will Host', Rockets Analyst Bradeaux, if Reed Sheppard's being too passive, if he's concerned about Amen's statistical drop this season, if he's interested in a Giannis trade to Houston and which core player has taken the most important jump this season. Today's Show Presented by FanDuel! (:55) Forget Mavs Disaster? (1:30) Sheppard Too Passive? (5:23) Which Young Core player with Most Important Leap This Year? (6:55) Wanting more from Jabari? (9:53) How Can Rockets Beat OKC? (13:10) Any interest in trading for Giannis? (18:38) Worried about Amen Downturn this year? (21:48) Is Udoka & coaching better this year? (23:58) New Rockets Streaming Option! (26:31) Final Takes? Subscribe on Youtube, Spotify, Apple & iHeart X @HSTPodcast #amenthompson #reedsheppard #jabarismithjr Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Download our list of 42 High Performing (and profitable) Franchises: https://www.franchiseempire.com/42hpf?utm_source=FEdec142025Most people think they can buy a franchise, hire a GM, and the business will just run itself, but that's rarely how it works. In this episode, we break down the truth about passive and semi-absentee franchise ownership, when it actually works, and why most brands don't allow it out of the gate. You'll learn what franchisors expect from new owners and the mindset shift required if you want real freedom down the line. If you're thinking about investing in a franchise with minimal involvement, this conversation will save you time, money, and frustration.------------------Considering Investing In A Franchise?
“Wealthy people have an investing playbook: a system that works whether markets boom, crash, or move sideways.” Jaspreet breaks down the 5-step playbook he wishes he had on Day 1: how to fund your investments automatically, choose between cash flow vs. growth, pick a strategy (passive, outsourced, or active), design a real portfolio across asset classes, and set a smart selling + tax plan. Less guessing, more compounding. What You'll Learn The money-flow system: 75/15/10 (or 50/30/20 if you're going aggressive) + 3 separate bank accounts Cash Flow vs. Growth: how to pick, and why starting with one matters Strategy tiers: Passive (ABB: Always Be Buying), Outsourced (AUM & fees), Active (research-first) Portfolio design beyond stocks: business, real estate, stocks, speculative (startups/crypto), gold Selling & taxes: when to trim, 1.5% AUM math, and why real estate's 1031 exchange can defer taxes Chapters 00:00 Hook: The playbook the wealthy use 01:02 Step 1 — Get the money to invest (75/15/10, 3 accounts, automation) 05:28 Step 2 — Define your goal: cash flow vs. growth 09:10 Step 3 — Choose a strategy: Passive, Outsourced, or Active 15:22 Step 4 — Build the portfolio (asset classes & real diversification) 21:05 Step 5 — Selling rules, fees, and taxes (1031s, capitals gains) 25:40 Putting it together: the playbook in one page Keywords: investing playbook, how to start investing 2025, cash flow vs growth investing, ABB always be buying, 75/15/10 rule, investing strategy passive vs active, diversify beyond stocks, real estate investing basics, AUM fees explained, 1031 exchange basics, Minority Mindset #investing #personalfinance #wealthbuilding #stockmarket #realestate #MinorityMindset #financialeducation Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
Four games, no wins, and you're left wondering how we've managed to drain all the momentum out of our own season. Chris and Joe break down a night where Chelsea were passive, slow out the blocks again, and never once went for Atalanta's throat — even at 1–0 up and seemingly in control. We get into the patterns creeping back in: sluggish starts, no punch after conceding, and a team that looks comfortable only when the wind's blowing our way. Enzo's legs, Pedro's hold-up play, and Badiashile and Gittens showing exactly how big the quality drop-off is from the first XI. Then it's Maresca. The subs, the constant reshuffling at centre-back, full-backs playing midfield, Tosin reappearing from nowhere, and that uncomfortable feeling of not quite knowing if he's the guy — even after Barcelona. Plus a look ahead to Everton and a December run that could get ugly fast if this wobble isn't snapped. Voicenotes on all that and more. — Support the Show — See more of the show on Instagram Get a Chelsea poster from Graficona And write us a 5 star podcast review — Meet the Hosts — Chris Sheen and Joe Kevin are lifelong Chelsea fans who've been going to Stamford Bridge for over 30 years. What started as swapping post-match voicenotes has grown into 1905: The Chelsea Notes - a fan pod capturing the highs, the lows, and everything in between from Gate 13 of the Matthew Harding Stand. — The 1905 Podcast — The official Chelsea FC podcast of West London Sport. Chelsea FC Founded: 1905 European Champions: 19/05 Email at hello@1905podcast.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
EPI 6On this episode of The Cutting Edge Podcast, Mel is joined by bariatric therapist Ashlyn Douglass-Barnes, LCSW, and board-certified plastic surgeon Dr. Omar Beidas for a deep, honest, and much-needed conversation about something patients rarely talk about out loud:What do you do when the people you expected to support your plastic surgery… don't?This episode breaks down the real reasons partners, spouses, and family members struggle with your decision — and trust us, it's almost never the reason they're saying out loud. We dig into the psychology, the fears, the passive-aggressive comments, the emotional triggers, and the communication breakdowns that happen before and after surgery.Whether you're preparing for skin removal, reconstructive surgery, or any post-weight loss procedure, this episode gives you the mindset tools and practical strategies to protect your peace, get the support you deserve, and feel empowered every step of the way.
If you placed your faith in Jesus, we are celebrating with you!Click below to fill in your information so we can connect with you!New to Church: https://churchalivenj.churchcenter.com/people/forms/631827I've Decided to Follow Jesus: https://churchalivenj.churchcenter.com/people/forms/631829Subscribe to Our Channel: https://www.youtube.com/channel/UCEHNDPb5XMkf1LyqoTU30vg Help Support and Grow our Ministry to reach people around our community and spread the love of Jesus: https://churchalivenj.churchcenter.com/giving Stay connected with us through our:Church Alive Website: https://churchalive.tvInstagram: https://www.instagram.com/churchalivenj/?hl=enFacebook: https://www.facebook.com/ChurchAliveNJ/Plan your next in-person visit. We are located at:Rutherford Location- The Williams Center9AM, 11AM, 1PM 15 Sylvan St, Rutherford NJLyndhurst Location- 10AM, 12PM525 Riverside Ave, Lyndhurst NJ
Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview Ralph Sutton from The SDR Show and GaS Digital Network, Joe Scaretta and Moses Carrasco from MasonMade Ventures and GG Mirvis from Desolas Mezcal. Ralph Sutton, host of The SDR Show, joins the show with a wild, no-rules journey through radio, rock, and the rise of one of the most successful indie podcast networks in the game. From DJ to VH1 host to creator of Gas Digital, Ralph reveals how relentless hustle, genuine authenticity, and a refusal to follow trends took him from midnight radio shifts to hosting top-charting shows and building the 5-million-listeners-a-week GaS Digital network. Read more at: https://gasdigital.com/ and https://www.thesdrshow.com/ Joe Scaretta and Moses Carrasco are the powerhouse entrepreneurs behind MasonMade Ventures, bringing two decades of ground-up success to a new era of people-first investing. With a proven track record of scaling national companies and disrupting outdated industries, they're redefining what operational excellence and meaningful growth look like. Read more at: https://www.masonmade.co/ Meet GG Mirvis, the founder behind Desolas Mezcal — a spirit born from the sun, crafted by tradition, and perfected with pure Salmiana agave. From sun-soaked fields in San Luis Potosí to small-batch, hand-crafted bottles, GG is preserving the soul of mezcal one sip at a time. Read more at: https://www.desolasmezcal.com/ Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - Starting a Business(00:00:31) - Passage to Profit(00:02:01) - The One Skill Every Entrepreneur Needs to Have(00:03:14) - What's the One Skill Every Entrepreneur Should Master in 2026(00:06:02) - Interview(00:08:06) - Have You Build a Podcast Network?(00:10:20) - Podcasters on Starting a Podcast(00:12:58) - Are Rock Radio Audiences Similar to Podcast Audiences?(00:13:40) - What Do Podcasts Need to Do Right(00:16:18) - Passion and the Hustle(00:18:17) - The Tour Bus(00:21:00) - How to Get Your Show on a Network(00:22:24) - The Investment Value of Gold(00:23:26) - The Cruise Line Hotline(00:24:24) - Interviewing Def Leppard(00:26:07) - Have You Met A Real Celebrity?(00:30:05) - I Had A Tattoo On My Butt(00:30:46) - A Celebrity's Place in Our Culture(00:33:04) - AI in Business With My Perfect Co-Host(00:33:37) - What is One Way That AI Is Affecting Your Business?(00:34:24) - Microsoft's AI-based Business Tools(00:38:34) - A Chatbot For Kids?(00:42:28) - Is It Bad that the Millennials Are More Alike With Their Parents(00:44:00) - ChatGPT and Perplexity(00:46:38) - Passive to Profit(00:49:29) - Is AI Music a Threat to Copyright?(00:54:23) - Facility Management Disrupting the Facility Industry(00:55:54) - Starting a Business on a Unique Story(00:57:10) - Startup Entrepreneur: Pre-Vetting Contracts(01:00:18) - Startup entrepreneur's story(01:02:38) - The Contractor's Vast Stigma(01:05:10) - Mason Made: How to Grow and Scale Your Business(01:09:27) - Introducing San Luis Potosi Mezcal(01:13:06) - Mezcal Master Bartender Jorge Desolas on Marketing(01:17:34) - Desalus Mezcal: Bringing People Together(01:19:32) - Entrepreneurs: How to Get Your Vodka on the Store(01:23:14) - Secret of the Entrepreneurial Mind(01:24:25) - What's The Secret to Active Listening?(01:26:29) - What is the secret to growing your business?(01:28:12) - Passage to Profit
Mastering Real Estate and Self-Storage Syndication with Neil Henderson | REIGN Podcast Welcome to the Real Estate Investor Growth Network (REIGN) podcast with your host, Jen Josey! This episode is packed with actionable real estate investing strategies and expert insights for both new and experienced investors. Jen kicks off the show with proven tips for dealing with difficult contractors—an essential skill for every real estate investor. Then, Jen interviews Neil Henderson, professional real estate investor, co-host of the Truly Passive Income podcast, and general partner at Nomad Capital. Neil reveals his inspiring journey from accidental landlord to self-storage syndication expert. Discover: How to get started with house hacking for financial freedom The secrets to successful self-storage investing and syndication Tips for evaluating investment opportunities and navigating regulations Strategies from the FIRE movement (Financial Independence, Retire Early) Advice for busy families looking to invest in real estate Lessons learned from real-life real estate challenges If you want to master real estate syndication, self-storage investments, passive income, and property management, this episode is a must-listen! Timestamps: 00:00 – Introduction to REIGN 01:01 – Dealing with Difficult Contractors 03:13 – Introducing Neil Henderson 04:33 – Neil's Journey: Acting to Real Estate 09:41 – House Hacking & Early Ventures 15:36 – Transition to Self-Storage Investments 27:55 – What is Nomad Capital? 28:34 – The Strategy of Conversions 32:08 – Investment Opportunities & Regulations 35:14 – Understanding the FIRE Movement 39:01 – Investing Advice for Busy Families 44:10 – Lessons Learned in Real Estate 48:22 – What Makes Neil Henderson a Badass 55:00 – Conclusion & Contact Info Key topics: Real estate investing Self-storage syndication Passive income strategies House hacking FIRE movement Real estate podcast Nomad Capital Property management Investment opportunities Subscribe for more expert real estate investing tips with Jen Josey and the REIGN Nation! Neil Henderson is a professional real estate investor, co-host of the podcast, Truly Passive Income, and General Partner at Nomad Capital, a self-storage syndication firm based in Wilmington, NC, that specializes in conversions. With a focus on the Financial Independence Retire Early (FIRE) movement and the transformative power of house hacking, Neil brings a unique perspective to real estate. His journey into investing began with house hacking his primary residence in Las Vegas, a move that significantly accelerated his family's path to financial independence. Having successfully transitioned from a nearly two-decade career as a defense contractor, Neil now actively syndicates self-storage. He has been integral to over $75 million in commercial real estate transactions and part of a team that has raised over $17 million in investor equity for self-storage acquisitions. Nomad Capital's growing portfolio, acquired alongside investors, includes over 311,000 net rentable square feet (3,000 units) of operational self-storage facilities, with several more in development. To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign
John Casmon interviews Dani Lynn Robison, co-founder of a vertically integrated “Freedom Family” of nine real estate businesses, about how she moved from Ohio turnkey rentals into larger multifamily and fund management. Dani walks through why she brought renovations, property management, acquisitions, brokerage, and capital raising in-house, and how that 56-unit “drugs, thugs and bugs” deal became a $2M proof-of-concept for scaling apartments. She shares her hard-won lessons on hiring “Ferrari-level” leaders, structuring roles with profit sharing, and keeping a 100% payout track record by always making investors whole—even on bad deals. Dani also explains why many turnkey buyers don't actually want to be landlords, how she now focuses on truly passive vehicles like funds and syndications, and where she's seeing opportunities in Sun Belt multifamily, senior housing, self-storage, and build-to-rent as bridge loans come due over the next few years. Dani Lynn RobisonCurrent role: Co-Founder and CEO, Freedom Family Investments & Freedom Real Estate Group Family of CompaniesBased in: Davenport, Florida Say hi to them at: https://freedomfamilyinvestments.com | https://www.linkedin.com/in/danilynnrobison/ Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/ Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn what the ultra wealthy do to write off cash flowing assets and take advantage of the 100% bonus depreciation. In this masterclass you'll understand the dos and don'ts of advanced tax planning, asset depreciation, and see first hand case studies of entrepreneurs and business owners who are taking advantage of these strategies.0:00 - Intro1:07 - Who is Michael Williams?6:01 - The Three Steps to Tax Efficiency8:46 - Who are these Tax Strategies for?11:29 - Prioritizing Low-Hanging Fruit First13:14 - What is Depreciation for Tax Write-Offs?15:50 - Finding the Right Assets for Bonus Depreciation 19:58 - Two Main Risks: Tax Risk and Economic Risk23:54 - Passive vs. Active Income24:58 - Strategies for Writing Off Against Active Income26:56 - Structuring a Trader Business27:43 - Risk of IRS Audits31:21 - Tax Arbitrage32:59 - Understanding the Economic Risk34:02 - Differentiating the Strategies from Real Estate37:55 - Case Study Walkthrough with GPUs40:17 - Turning $150K Investment into $1M Write-Off 43:00 - Recapturing Cash on Residual Value as Ordinary Income45:58 - Cash-on-Cash Return Targets48:12 - After-Tax Return on Investments51:16 - GPUs Residual Value52:20 - Pulling Assets Out of the Revenue Pool53:14 - Services and Fees (Maintenance, Insurance)54:02 - Debt Payment Responsibility55:00 - Tax Implications of Debt Service57:41 - Final AdviceJoin the Tax and Assets Community: https://taxandassets.comConnect with Michael & His Team: Email - michael@trusttpc.comWebsite - https://www.trusttpc.com/Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Welcome to part 2 of my real estate investing journey where I cover all of my passive real estate investments.Contents:- MIC - Mortgage Investment Corporation (0:40)- Private equity residential real estate development (4:02)- Public REIT - Sienna Senior Living (8:00)Links:website: https://www.beyondmd.ca/email: yatin@beyondmd.caLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP
⭐Get my new app:https://studio.com/thiagoUnlock Fluent English: Transform Passive Vocabulary to Active with This 3-Step FormulaEver find yourself unable to recall the perfect word during conversations? This episode reveals a proven three-step formula—Exposure, Activation, and Personalization—to help move words from your passive memory to active use. Learn how to integrate words through contextual input, deliberate manipulation, and emotional connection. Plus, discover the B2 Edge app for continuous practice and fluency. Ideal for intermediate and advanced English learners, this lesson provides actionable tips to make your English vocabulary more active and effective.
Meet Matthew Van Horn and Terry Kerr of MidSouth Home Buyers and MidSouth Best Rentals. These guys are laser focused on buying homes, fixing homes, and then selling them to you so you can sit back and make “mailbox money”. That's right. Passive income! The Holy Grail of entrepreneurship. They've developed the processes, lined up the miracle workers, and even manage the properties for you. Check this out if you've ever thought seriously about getting into real estate investing. Find them at: https://midsouthhomebuyers.com/ https://midsouthbestrentals.com/ Things mentioned in the show: Science of Getting Rich by Wallace Wattles https://amzn.to/4nYLQ09 Die with Zero by Bill Perkins https://amzn.to/44bk757 --- Click here to change your life- http://eepurl.com/gy5T3T Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife
This is The Energy to Heal, your resource for all things Splankna—the faith-based inner-transformation modality that helps you experience emotional freedom. In this episode, Laura Milliken (Master's Certified Splankna Practitioner) breaks down how to handle conflict with emotional intelligence and confidence. Laura explains how to interact with angry people, passive-aggressive people, and anyone who struggles to communicate directly. She teaches boundary management, regulated communication, and how to stay connected to yourself in the middle of someone else's emotional storm. Laura also shares a powerful Splankna testimony illustrating how emotional patterns shift when the subconscious agreements behind them are released. This episode gives you practical communication tools, spiritual insight, and the confidence to navigate conflict without losing your peace.
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm
Send us a textIn this no-filter banger, the Ones Ready crew dives headfirst into the absurdity of military influencer culture, retirement nonsense, and why negotiating like a sociopath at a used car lot might just be your new superpower. Aaron reflects on the absolute circus of retiring without a shadow box or a flu shot, while Trent reveals his past life as a car salesman and his refusal to speak until the dealer caves.⏱️ Timestamps:01:30 – Government jobs: Just try as hard as required03:00 – Passive-aggressive podcast fallout04:40 – Fame is weird: please stop recognizing us (but don't stop)07:00 – Millfluencers need a reality check09:00 – The great cultural swing-back: You can joke again10:30 – VetBro drama & the influencer correction13:00 – I used to be a car salesman (and a grocery stock guy)17:00 – The mystical PJ beret stand is real19:30 – Retiring like a ghost—no ceremony, no cares22:30 – VA vs private healthcare: it's not even close26:00 – Capitalism beats VA healthcare, every time27:30 – Nashville OTS: What you need to know30:00 – Chaos dogs, new babies, and missed OTSs33:00 – Fat-shaming and motivation from Peaches35:00 – Real talk: You succeed because you hate yourself betterSupport the showJoin this channel to get access to perks: HEREBuzzsprout Subscription page: HERE Register for our Operator Training Summit: OperatorTrainingSummit.comCollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code: ONESREADY ATACLete - Follow the URL (no promo code): ATACLeteDanger Close Apparel - Promo Code: ONESREADYDFND Apparel - Promo Code: ONESREADYHoist - Promo Code: ONESREADY...
Ralph Brewer is the founder of Help For Men, a coaching consultancy that helps men first fix themselves in order to thrive in their marriage or post-divorce life. He is also the author of, "Dead Bedroom Fix," and "Rebuild." See special offers for my listeners at https://helpformen.com/optimal
Tauche ein in die Welt der Fonds! Wie unterscheiden sich passive ETFs, aktive ETFs und aktive Fonds? Wir sprechen mit Börsenexpertin Jessica Schwarzer über die wichtigsten Eigenschaften und Einsatzmöglichkeiten der einzelnen Anlagevehikel. Du erfährst, wie man in aktive ETFs investieren kann, für welchen Anlagetyp sie sich eignen können und wie sie sich in die Welt der Fonds einfügen. Rentenlücke berechnen und herausfinden, wie Du sie schließen kannst mit der finanz-heldinnen App: https://finanzheldinnen.comdirect.de/ Kennst Du schon unseren Finanzplaner? Hier geht es zu unserem Buch, das Dich Schritt für Schritt auf Deinem Weg zur finanz-heldin begleitet: https://finanz-heldinnen.de/planer Tägliche Inspiration und geballtes Finanzwissen findest Du auf dem finanz-heldinnen Instagram-Kanal: https://www.instagram.com/finanzheldinnen/ Und wenn Du Dich tiefer in Themen einlesen willst, dann schau Dir doch mal unsere Beiträge, Interviews und Checklisten auf unserer Website an: https://finanz-heldinnen.de/
In this episode, Travis and producer Eric react to a viral video from Vivian Tu (“Your Rich BFF”) breaking down three popular “get rich quick” strategies that actually cost most people money: whole life insurance as an investment, day trading, and “passive” side hustles like wholesale real estate, Amazon dropshipping, and affiliate marketing. They use the clip as a springboard to talk about discipline, risk, and why most people should stick to simple, boring money moves instead of gambling their future on complex schemes they barely understand. Top 3 Takeaways For most people, the simplest play—buy term life insurance for protection and invest consistently in diversified, long-term stock market holdings—beats complicated insurance and trading schemes. Day trading is statistically stacked against you; unless you treat it like gambling with true “play money,” your odds of long-term success are far worse than just buying and holding quality assets. “Passive income” buzzwords around real estate, dropshipping, and affiliate marketing hide the reality that these are real businesses requiring time, effort, and often capital—especially when you're just getting started. Notable Quotes "If you're just starting out, whole life and infinite banking shouldn't even be on your radar—it's a distraction sold hard because the commissions are huge." "Don't pretend you're an expert trader when even the best hedge fund managers in the world tell you not to time the market." "People keep looking at these advanced strategies as the thing that'll make them rich, instead of realizing they only really make sense once you're already rich."
In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important concepts in wealth building: The Path of Money.Brett walks through how wealthy people think about income, cashflow, reserves, investing, and the compounding machine that ultimately builds long-term freedom. Using real examples — including short-term lending deals, mid-term investments, and legacy real estate — Brett shows how anyone can move from human-capital income to capital-asset income.This episode goes deep into cashflow systems, passive vs. active investments, creating a wealth plan, managing reserves, and understanding the psychology behind spending, saving, and investing. It's a complete roadmap for anyone serious about achieving financial independence.
We got way too invested in dog food models before this amazing episode! The main topic was a new study on passive heat training (like the hot tub or sauna) that acts as a missing link between theory and real-world proof. The study found that 5 weeks of hot tub training increases hemoglobin mass and VO2 max, which coincides with improved running economy. WOW! We break it all down.And this one was full of incredible topics! Topics: a date night game that should have stayed in date night, Hans Troyer and Jade Belzberg's wins at the JFK 50 Mile, hard hill strides to break through neuromuscular lulls, questions on heat training, unexpected events and prosocial behavior (including a study involving Batman), a 47-year study on athletic aging, persistence hunting science (and how that relates to human responses to heat), influencers, traveling with gels, stacking training plans, pre-wedding advice, and lots more!If there's one takeaway from the science in this episode, it's this: BATMAN. It will make sense soon.We love you all! Huzzah!-David and MeganClick "Claim Your Sponsorship" for $40 free credit at The Feed here: thefeed.com/swapFind all of the amazing Black Friday deals here: https://thefeed.com/collections/bfcm 30% off Janji's amazing gear: https://janji.com/ (code "SWAP")25% off the Wahoo KICKR Run: https://www.wahoofitness.com/devices/running/treadmills/kickr-run-buy (code “SWAP”)For training plans, weekly bonus podcasts, articles, and videos: patreon.com/swap
In this cozy solo episode, Amy Sylvis takes listeners behind the scenes of real estate syndications—what they are, how they work, and why they may (or may not) be the right vehicle for hands-off income. Speaking candidly from her rainy Los Angeles afternoon, Amy breaks down the structure, benefits, and realities of passive investing through syndications, sharing both her decade-long experience as a limited partner and her current role as a general partner. Through relatable analogies, real-market insight, and practical explanations, this episode helps anyone seeking abundance understand whether syndications are a fit for their lifestyle, goals, and definition of financial freedom.Connect with Amy Sylvis:https://www.linkedin.com/in/amysylvis/Contact Us:https://www.sylviscapital.com00:00 Intro02:36 Diving into Real Estate Syndications03:56 Understanding Real Estate Syndications07:30 Why Invest in Syndications?09:15 Benefits of Syndications12:02 Challenges in Local Markets15:05 Leveraging Expertise and Resources21:24 Conclusion and Final Thoughts
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Jeremy Roll shares his journey from the corporate world to becoming a full-time real estate investor. He discusses the importance of understanding market cycles, preparing for potential recessions, and the significance of patience in investment decisions. Roll emphasizes the value of networking for sourcing deals and provides insights into evaluating business plans in relation to market timing. His analytical approach and experience in the industry offer valuable lessons for both new and seasoned investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintIn this detailed episode of In The Lab, Ruben sits down with tax strategist and CPA, Michael Uadiale Michael brings the type of clarity most entrepreneurs wish their CPA would give them, breaking down the real tax game in a way that feels simple, concrete, and practical.Michael shares why the tax code is built for business owners and investors, not W2 earners — and how most people are losing money simply because they're operating in the wrong category. He explains the difference between tax preparation, tax planning, and tax strategy, why bonus depreciation is so misunderstood, and how entrepreneurs can position themselves before Q4 ends.Throughout the conversation, Michael outlines the real KPIs that matter for understanding your tax position, the most common blind spots he sees in operators, and how AI is reshaping the accounting industry. More importantly, he gives a blueprint for building a tax-optimized business structure — from entity setup, to bookkeeping hygiene, to capturing deductions the right way.This episode is a must-listen for anyone who wants to stop guessing, stop overpaying, and finally understand how to use the tax code as a tool for building wealth. Tune in now to learn how Michael's strategic approach can help you keep more of your money, protect your business, and plan for long-term freedom.HIGHLIGHTS OF THE EPISODE:11:50 Michaeil talks about the tax code and real estate success.17:40 Michael talks about getting proactive on managing taxes KEEPING IT REAL:04:20 – What CPAs do07:58 – Compliance vs. strategy11:15 – Why books matter14:42 – Cash flow leaks17:10 – Business owner mindset20:55 – W2 vs. 109923:41 – Entity structure basics26:12 – LLC vs. S-Corp29:09 – Audit red flags32:44 – Deduction vs. credit36:01 – Mileage & receipts40:28 – Real estate benefits44:12 – Depreciation explained48:00 – Cost segregation use52:18 – Passive vs. active55:44 – Short-term rental rules58:59 – Material participation tests1:02:10 – Tax strategy stacking1:05:08 – Mid-term rental angle1:08:30 – Investor documentation1:12:44 – AI and accounting1:16:10 – Scaling financial ops1:20:55 – Final takeawaysCONNECT WITH THE GUESTLinkedin: https://www.linkedin.com/in/smeedcpa/Instagram: https://www.instagram.com/michael_uadiale/?hl=en #TaxStrategy #BusinessFinances #RealEstateInvesting #CashFlow #EntrepreneurMindset #FinancialLiteracy #SREI #BusinessOwnerLife #CPAInsights #WealthBuilding
Embroidery continues to be in massive demand in the marketplace and Lori has found a way to leverage the trend into a passive Etsy income. Tune in to hear how she pivoted her experience with embroidered items into a fast growing digital product shop. **"How to Sell Your Stuff on Etsy" is not affiliated with or endorsed by Etsy.com STUFF I MENTIONED: ❄️ BLACK FRIDAY SALES: https://www.howtosellyourstuff.com/black-friday-sales ➡️ Join the Template Drop Membership for weekly templates (commercial use): https://www.howtosellyourstuff.com/offers/b2jFEqce/checkout ➡️Check out ProfitTree's new product research tool ETSY RADAR: https://lifetime.profittree.io/?via=lizzie87 Get the best profit tracking tool to help you know your numbers AND a product research tool for a one time fee of $67. (completely insane) ✅FREE Etsy Ads Masterclass: https://www.howtosellyourstuff.com/request-etsy-ads-masterclass ⭐ FIND LORI: Embroidery file website: Www.426Digital.com Embroidered and engraved items: Www.426creative.com Instagram: @426creative TikTok: @426Digital FAN FAVORITE RESOURCES:
Have you been wanting to invest in real estate without the day-to-day hassles of being a landlord? If that's a yes, then this episode is for you. Today, I'm here to show you how to find passive real estate investment opportunities so that you can spend more of your time doing what you love. Join Our Investor Club: https://rebrand.ly/yzf4s2a This episode was originally published on November 3, 2023.
Think of a DST like owning a small piece of a big, professionally managed apartment building—you get the income and tax benefits without ever having to answer a tenant's phone call.This week on Exit Strategies Radio Show, host Corwyn J. Melette is joined by special guest Ben Carmona, Managing Partner with Perch Wealth, to reveal a powerful, little-known strategy that allows real estate investors to defer taxes, eliminate the "three T's" (Tenants, Termites, Traffic), and significantly increase passive income. Ben dives deep into the mechanism of the 1031 Exchange and how the Delaware Statutory Trust (DST) structure provides the perfect, hands-off solution for those looking to exit active management and still grow their wealth. Get ready to take notes—this is legacy-building information! Key Takeaways:(5:10) What is a 1031 Exchange? — Learn how this powerful IRS provision allows you to sell investment property and defer paying taxes when reinvesting in another “like-kind” property.(9:28) Real-Life Example: Discover how one investor turned a $200K mobile home park into $3 million—and how a 1031 Exchange saved him over $1 million in taxes.(12:13) Understanding Delaware Statutory Trusts (DSTs): Why these trusts relieve investors from property management while keeping their income flowing.(14:16) How DSTs Work: Ben explains how DSTs allow fractional ownership in large institutional properties—making it accessible for mom-and-pop investors.(17:21) Passive Income and Tax Deferral Combined: How retirees can diversify across multiple properties, increase their income, and pass down wealth tax-efficiently.(18:52) The Mission of Perch Wealth: Ben's journey from syndication to founding a firm focused on helping investors make informed, objective real estate decisions.Connect with Ben:Contact Number: (818) 269-4972Website: www.perchwealth.comLinkedin: https://www.linkedin.com/in/bencarmona/Connect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/Shoutout to our Sponsor: Country Boy HomesDo you remember your grandma's front porch? You know that spot where stories were told, kisses were stolen, and sweet tea was always being sipped. Now imagine giving your family a place to make those same memories, but in a brand new, energy-efficient, and home that was built just for you. At Country Boy Homes, we help folks just like you find that forever feeling.Whether it's your first home, your next home, or your, we're done with rent forever, like, seriously home, we specialize in affordable, durable, manufactured, and modular homes, the kind that make room for muddy boots, big dreams, and second helpings. Come see what coming home really feels like. Call 843-574-8979 today.Country Boy Homes, Built to Last, Priced for You.
When you're uncertain, they say to seek the counsel of those smarter than you.Well, amongst the many experts I interview on this channel, Michael Green is definitely in the top cohort intellectual horsepower-wise.Mike is portfolio manager & chief strategist at Simplify Asset Management which holds over $6 billion in client assets.And today, we'll tap his latest thinking on the stock market, the credit markets, the economy, and whatever else 2026 holds for investors that he thinks important.Mike's research convinces him that passive capital flows are the single greatest factor that determine where any given stock -- and the overall indices, too -- will head.So, what's his outlook for those passive flows?Watch this video to find out.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#passiveinvesting #capitalflows #marketcorrection _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.