Podcasts about Passive

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Its time for a wake up call. You are following your boss around as he scrambles from meeting to meeting every single day, telling you that if you work harder, bust your ass, make more for the company, then one day you'll have what he has. The harder you work, the LESS freedom you have. Get ready for a raw and unapologetic jam session with Brian Luebben, the guy who flipped the bird to corporate life and jet-setted around the world while building a real estate empire and a thriving online business & podcast. This isn't your typical success story. Brian's new book, "Passive to Passionate," isn't just about making money online; it's about finding your vision, purpose, and reclaiming your most precious resource – time. We're talking escape strategies, rubbing shoulders with millionaire mentors, dominating the real estate game, and pursuing those audacious dreams that give you butterflies. Brian's on a mission to wake up a million go-getters, and if you're a Gen X or Millennial pro or content creator, you won't want to miss this. Plus, check out his daily wisdom drops on the Action Academy podcast – two years of daily brain fuel to ignite your journey! So, no clichés here, but prepare to have your reality shaken. It's time to redefine success on your terms, make money online, and build an online business that's driven by vision and purpose. Grab Brian Luebben's book Passive To Passionate right now: https://amzn.to/3GmoHkN Connect with Brian Luebben on Instagram: https://www.instagram.com/brianluebben/

My links: My patreon: ⁠https://www.patreon.com/user?u=103280827 My Ko-fi: https://ko-fi.com/rhetoricrevolution Send me a voice message!: https://podcasters.spotify.com/pod/show/liam-connerly TikTok: ⁠https://www.tiktok.com/@mrconnerly?is_from_webapp=1&sender_device=pc⁠ Email: ⁠rhetoricrevolution@gmail.com⁠ Instagram: https://www.instagram.com/connerlyliam/ Podcast | Latin in Layman's - A Rhetoric Revolution https://open.spotify.com/show/0EjiYFx1K4lwfykjf5jApM?si=b871da6367d74d92 There are two important rules to remember here:  (1) the fourth principal part of the verb ─ that is, the perfect passive participle ─ represents past action and is translated “having been whatevered,” for example, “having been praised”;  (2) the perfect passive participle plus a form of the verb “to be” is the formula for creating a perfect passive finite verb.  Compared to the present passive, the perfect passive is remarkably straightforward. It involves only two verb elements: the fourth principal part of the verb, plus a form of esse (“to be”). The fourth principal part, which finally comes into play after all the chapters you've been memorizing it, is actually the perfect passive participle: “perfect” meaning that the action has already been completed, and “passive” meaning it imports a sense of the passive voice.  When it stands alone, it's translated as “having been (whatever-the-verb-is)” ─ “loved,” for instance: “having been loved.”  The other component of the perfect passive is a form of the verb “to be.” If that form is a finite verb like sum or es, it makes the perfect passive form a finite verb form. Thus, the form of the verb “to be” imports person and number ─ if it's sum, it's first person singular; if it's es, it's second person singular, and so on. Also, to a certain extent, it imports tense as well, because by changing the tense of the verb “to be” you can change the tense of a perfect passive verb within the perfect passive system ─ that is, make it perfect, pluperfect or future perfect, according to which tense of sum you use.  Therefore, forming a perfect passive verb is quite simple: See, you take the: (1) perfect passive participle and then...  (2) you add a form of the verb “to be”: sum, es, est, sumus, estis, sunt.  Because of this, every perfect passive verb form will always consist of two separate words. There's that! Let's do an example to get a better idea: How about we take the fourth principal part of the verb amo, amo, amare, amavi, amatus (This is how it would appear if you were to look up “amo” in a latin dictionary.) Now, let's add a form of the verb “to be” (how about “sum”) and ta-da, you have the perfect passive of “love”: amatus sum, which translates literally as “I have been loved.”  As for the perfect passive participle, there are two elements to note when looking at its construction. First of all, its tense value. Because the participle represents an action that has occurred in the past, it translates “having been whatever-ed,” in the case of amatus, “having been loved.” So when a perfect passive participle like amatus is added to the present tense of the verb “to be” (sum), it means literally: sum (“I am”) amatus (“having been loved”). In other words, “I exist right now (sum) in a state in which I was once the object of someone's affection (amatus).” Where Latin puts the past-tense value in the participle “having been loved,” English puts that same past value in the form of the verb “to be”: “I have been.” Thus, “I am having been loved” is the grammatical equivalent of “I have been loved.” An example of a Latin verb, amo, conjugated in the perfect passive:  amatus, -a, -um sum; “I have been loved,”  amatus, -a, -um es; “you have been loved”  amatus, -a, -um est; “he/she/it has been loved” amati, -ae, -a sumus; “we have been loved,”  amati, -ae, -a estis; “y'all have been loved”  amati, -ae, -a sunt; “they have been loved”

Welcome back to the Investing for Freedom Podcast. Today we talk about risk, reward, being content, and selfishness. As we become more successful, we naturally have more to lose, which increases the fear around risk, the fear of losing everything we've built. I want to challenge you to look deeply into your life to find the places that you are being ruled by fear. By allowing that fear to overcome us, whether we realize it or not we are being selfish. You have a purpose and you can impact so many people, so answer the call, don't be selfish.    And if you are a high earning accredited investor looking for some completely PASSIVE investments, we've got some offers. We have a 12 month, 12% return offering, and a 24 month, 14% return offering, backed by notes. If you are interested, text the word “investment” to 480-531-7519.  Thanks for listening! If you enjoyed, please leave a 5-star review.   Never Miss An Episode! Follow the Podcast on: Apple Spotify YouTube Stitcher Google Podcasts Android Visit InvestingForFreedom.co.   Follow The @KingsTablePodcast Podcast on YouTube!    Follow Mike Ayala on: Instagram Twitter Facebook Tik Tok LinkedIn

Today's guest is Spencer Hilligoss.   Spencer Hilligoss is a passive investor who deployed 7-figures of his own capital into passive investments in the past 6 years. In 2019, Spencer retired from a 13-year tech career to fully focus on Madison Investing, his passive investing club.   Show summary: In this podcast episode, Spencer shares his personal journey from working in technology companies to retiring in 2019 to focus on his passive investing club. He emphasizes the need for clarity and vigilance in investing, advising investors to thoroughly vet teams and operators before investing. Spencer also provides advice on how to communicate with and motivate investors during challenging times, using two investor profiles as examples.   -------------------------------------------------------------- Intro (00:00:00) Spencer's background and retirement (00:01:26) Clarity and vigilance in passive investing (00:04:25) Twists and Turns in Investing Journey (00:14:05) Positioning for the Next 12 to 24 Months (00:16:10) Investing at the Wrong Time (00:19:19) Motivating Investors to Invest (00:20:06) Understanding Investor's Circumstances (00:20:41) Educating Towards Future State (00:21:16) -------------------------------------------------------------- Connect with Spencer:  Linkedin: https://www.linkedin.com/in/shilligoss/   Web: www.madisoninvesting.com   Connect with Sam: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook: https://www.facebook.com/HowtoscaleCRE/ LinkedIn: https://www.linkedin.com/in/samwilsonhowtoscalecre/ Email me → sam@brickeninvestmentgroup.com   SUBSCRIBE and LEAVE A RATING. Listen to How To Scale Commercial Real Estate Investing with Sam Wilson Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Spotify: https://open.spotify.com/show/4m0NWYzSvznEIjRBFtCgEL?si=e10d8e039b99475f -------------------------------------------------------------- Want to read the full show notes of the episode? Check it out below: Spencer Hilligoss (00:00:00) - The goal setting process, like if there were to be. What is the most active part of being a passive investor? Because there are active parts. Right? And this is the misnomer. I think it is sitting down and just gut checking with the financials. What is your true north? Or I'll take out the platitude like what is your financial target you're aiming for? Just like if you're inside of a business, if you're going to use to work in the corporate world, anyone who's in a W2 world, if you manage a profit and loss, if you manage a financial plan, you got to go and sit there and say, hey, last year we thought the target like a win would be that dollar amount. Well, this year is looking a little different. So let's revise like what are where is our bearing here.   Sam Wilson (00:00:44) - Welcome to the how to scale commercial real estate show. Whether you are an active or passive investor. We'll teach you how to scale your real estate investing business into something big.   Sam Wilson (00:00:58) - Spencer. Helios is a passive investor who has deployed seven figures of his own capital into passive investments in the past six years. In 2019, he retired from a 13 year tech career to fully focus on Madison investing his passive investing club. If you don't know, Spencer also came back on the show. Gosh, what was that? Spencer episode 274 I think. So sometime early 2021. We've done about 600 episodes since the last time you were on the show, so it's a pleasure to have you back on the show today.   Spencer Hilligoss (00:01:26) - Yeah. Wow, that's a fast two years. Sam. Thank you for having me back on. Absolutely.   Sam Wilson (00:01:32) - The pleasure's mine, and it is a fast two years. Spencer, before we get into the heart of the show, though, there are three questions I ask every guest who comes on the show. You have answered these previously, but we're going to have you answer them again in 90s or less. Can you tell me where did you start? Where are you now and how did you get there?   Spencer Hilligoss (00:01:48) - Oh yeah man, there's still fun questions.   Spencer Hilligoss (00:01:50) - Now I'm probably going to get a different lens on it though, as always, as life evolves. So where I am now actually, let's go back. I started growing up as a punk rock and metal kid playing in bands. My dad was a real estate broker for 30 years. I was working for him as a kid, which is why I ran screaming into technology companies. I live in Silicon Valley in the Bay area, California. I have, you know, grown up for 13 years professionally building and leading large operations and sales groups for fintech companies, financial tech companies. As you mentioned, Sam, I retired in 2019, five months before Covid, and that was not part of the plan, but I would say grateful now more than ever to be leading Madison Investing, which is our passive investing club, as you mentioned up front, where we help other folks walk the same path that we have. You know, I know that right before we hit record, I was sharing a quick story about highlight of the year so far.   Spencer Hilligoss (00:02:45) - We just got back from spending six weeks in Portugal as a whole family, that type of thing, that type of lifestyle decoupling from a geography, taking our kids who are six and nine and Jennifer and I are both living and working abroad with that flexibility. That's what's enabled by passive investing done right. And of course, it's not always like turnkey. Across the the journey. There's a lot of twists and turns. You got to pull out your figurative machete and hack through the the forest, as it were, and find clarity along the way. But hopefully I didn't exceed my 90s on that one.   Sam Wilson (00:03:17) - No, I think shoot, if you weren't, if you were, if you were over 90s, it was worth listening to. So I appreciate you giving us that. That recap yet again and again. If you didn't hear Spencer's first show, go back and check that one out, because I know we're going to cover some very different things. Maybe then what we covered there on that show. You know, I think one of the things and I'm not going to hopefully offend you here by saying this, but I feel like everyone has these grandiose ideas of what passive investing is.   Sam Wilson (00:03:44) - So they're like, oh, man, you know, we're going to be a passive investor and we're going to just cash checks all day long, and it's going to be amazing. But I think the experience is wildly different. I certainly know it has been for me, as I look at all the different passive investments I have, I go, okay, you know, there's some there doing well, some that are doing but not doing well, and then there's some that are performing very poorly. And I look at that and I go, gosh, that's that's it's kind of painful in some respects to look across all of them go, not everything's doing great. What would you say a current investors outlook and kind of mood should be about passive investing right now, because it doesn't always necessarily translate into six weeks in Portugal.   Spencer Hilligoss (00:04:25) - Oh my gosh, what a killer question to open with and for people listening. Sam didn't prep me for that question ahead of time. That's just a hell of a good question. Clarity and vigilance.   Spencer Hilligoss (00:04:36) - You know, I think clarity, first and foremost, it comes down to goals. And everyone out there hopefully is starting from that point. As a quick refresher, Sam, clarity to me means sitting down 2016. I'm working full time, deep into my career and climbing that ladder, making great W-2 income. Jennifer Morimoto, who is my my spouse, my wife, and my co-founder and, you know, co-pilot in life, you know, mother of our kids across the board. We work together in life and work. And we sat down and took a whole weekend to literally sit down and say while working full time, both of us in separate careers, what is the dollar amount per month that we could that we need to hit? Full passive. To cover our needs. And that was a scary exercise, man. That was a scary exercise. And it's something that I think I don't go into lightly, because that weekend had tears that we can had reconciliation and had laughter, and we had to get a sitter to get the kids out of the house just to do it right.   Spencer Hilligoss (00:05:37) - But that's where it started. We set that goal with a 15 year time horizon to remove all excuses. And so by clarity, what I mean is it sounds so clean and simple to say, I'm going to hit 8000 bucks in passive income, which I believe at that time was our monthly income, passive income target. And, you know, I'll qualify it by saying everyone has different expectations in life. Like, we don't want to we don't I don't need a jet. I'm a pretty simple dude. Like I got some guitars. I like plucking a guitar, but I don't need a boat and no judgments on those who want more. But that was our goal back then, and we hit that goal in the last about year and a half, two years ago, we hit that goal in full passive. And we're we're so proud of hitting that. That was hard. But we said 15 years on, the original goal came back shortly after that exercise in 2016 and said, well, that's just too long.   Spencer Hilligoss (00:06:29) - You know, you and I were chatting about our kids right before we hit record today, Sam. And I'll say that like, we wanted to catch some of the magic years, as it were, spending time with our boys while they were still pretty young, and being able to have that type of lifestyle where we could spend more time. And that is what got that clarity for me. So thanks for listening to that context. I just think it's so key for people to sit there instead of saying, man, look at that great looking Facebook paid ad that presents this two x equity multiple, right on a killer looking deal, a beautiful marketing deck. And you're like, that's my ticket to financial freedom. Be like, slow down, get clear. Get clear on why you're looking at this thing. And then don't worry about asset class yet. Come back to it later. Those are the lessons I wish I could impart on myself earlier on. One other thing I'll say is like 2023 for sure has presented some challenges, right? And you hit it earlier.   Spencer Hilligoss (00:07:19) - I'd say that things like understanding the basics of what is the purpose of this one investment, what's the goal for the money? Is it a growth play? If a person is working, like talk to one of our investors in our club who's actively investing with us, has for years, and he says, well, in 5 to 7 years I want to get X dollar amount. By fully passive, you know, 5 or 7 years out. And that's a very thoughtful, responsible goal for that investor. That's a cash flow investor who is making killer W-2 income at a day job, doesn't need it now, wants to have it later so they can still potentially afford to go and invest for growth. They don't need the cash flow now, but if that same investor puts a bunch of money, puts 100 K into a deal, and they have a pot distribution right now. And they're going to get great growth on the back end of that thing. But they don't have a distribution coming in now for a monthly income.   Spencer Hilligoss (00:08:13) - That's a mismatch. So I'll take a pause there. But just wanted to kind of cover at least the vigilance on the clarity.   Sam Wilson (00:08:18) - No I think that's great. I think that's really, really great. You touched on the term goal for the money, which I think is is a it's a powerful. It's a powerful idea because even though we have financial planners and we have people that lay out again all the, hey, you know, this is what you're going to have if you invest. And of course, we've all been through that drill with with our stockbrokers and everybody else where they show, you know, projected where it's going and what it's going to do. I think a lot of times we missed that same exercise. At least I have personally in my own and passive investments around the country in commercial real estate because it's like, oh, that's cool. Like you said, that's a cool deal, I like that. Why not? Let's throw 50 grand or 100 grand at it and see where it goes.   Sam Wilson (00:08:59) - Like, this is going to be fun. But then you look at it and you're like, wait, did that actually line up with what I wanted to do in 5 or 7 years? Because that requires discipline and time. It requires those weekends that you're talking about going, okay, you know, getting a spreadsheet of everything, or maybe it's even more complex than that. But if everything where it's going, what you're expected, payouts are getting them. I mean, that's hard work. I've got a sheet like that. It's hard work. Comparing zero eight. We got a distribution this month. Did it line up with what was pro forma? Which of these are doing what they say they're going to do. And that's that's just it becomes its own kind of animal that. I don't know. Speak to us on that front if you can.   Spencer Hilligoss (00:09:37) - Oh, man, I love this topic. I would say you're nailing it. And by the way, I'm so guilty of the same thing. You know, you see a great looking deal.   Spencer Hilligoss (00:09:45) - Or maybe you just love the team, like, like, oh, I love that operator. They have such a tight operation. Their reporting is killer. Their financial reporting is transparent. They have experience. They've got repeatable process. They've got the exits, full cycle deals, all the works. Right. And I'm like, oh cool, let's drop money. And then I'm like, well, that wasn't so much of a cash flow play. I mean, it reminds me of the very first property we bought is a duplex sitting in 45 minutes from our house, where I'm sitting right now in Vallejo, California, and that thing costs 430 grand. And that's a California property for you. We bought it years ago, cost us six figures. It's down payment and a cash flow is $200 a month. That is not a cash flow win by any measure. That's a quick way to use the player capital, right? But I bring that up as one example of like where we started to where we are now.   Spencer Hilligoss (00:10:35) - And I would say now actually we're going through a refresh of this very exercise. And it's related, I think, to what you brought up a moment ago, Sam, you know, the goal setting process, like if there were to be what is the most active part of being a passive investor? Because there are active parts, right? And this is the misnomer. I think it is sitting down and just gut checking with the financials. What is your true north? Or I'll take out the platitude like what is your financial target you're aiming for? Just like if you're inside of a business, if you're what I used to work in the corporate world, anyone who's in a W2 world, if you manage a profit and loss, if you manage a financial plan, you got to go and sit there and say, hey, last year we thought the target like a win would be that dollar amount. Well, this year is looking a little different. So let's revise like what are where is our bearing here.   Spencer Hilligoss (00:11:28) - And so we're going through that now to say well you got to track it in a spreadsheet. You've got to sit down and say what's the monthly income expected from this. Are we up? Are we down. How much do we need? Are we off track? Do we need to reserve some capital because our family is going to face some some headwinds or maybe tailwinds. Maybe there's good news coming in. You know, just got some unexpected great news on, like, an exit from a deal that is like a mobile home park refinance that's coming in. And I was like, wow, that's the first, I think, capital event that's occurred in 2023 personally. So like that was that was quite unexpected, you know. So I'm like, woo, that's great to see. And we'll see a lot more of that hopefully between 20 and 24 but most likely 2025. So it's tracking and knowing where you're at on that figurative map and sitting down and saying, let's put some financial assumptions behind it, like, what are we going to get out of this deal? Exits, cash flow.   Spencer Hilligoss (00:12:18) - What does take work? It takes some work, you know.   Sam Wilson (00:12:22) - It does take work. And I think it takes work. And it also, like you said, figuring out, you know, what your true north is in this and then and then picking the right opportunities that kind of make up that matrix of deals that you should or should not be investing in. So I think that's just knowing just knowing what it is you're looking for. And again, not being guilty of following my footsteps and just going, oh that's cool. Like I love the sponsor. I love the deal. I mean, why shouldn't we do it? Like, because maybe it doesn't fit the plan. I was having a call with a with a. Friend slash business guy here in Memphis yesterday. And he goes, he goes, Sam. He goes. My answer should be to, you know, he goes, it's no. Because for these two reasons he goes, but yet I just can't help but talk to you about it because this is really fascinating.   Sam Wilson (00:13:11) - So let's keep going. And I'm like, Bill, you know exactly what your answer should be. And I appreciated that. It was it was just a funny response. He's like, my answer should be no because I don't know anything about it and it doesn't fit my box, but I want to hear more like so anyway, we all.   Spencer Hilligoss (00:13:27) - Do it.   Sam Wilson (00:13:27) - We all do it, but we all do it. Yeah, we all do it. Not falling into that trap. So that's really cool. We've talked a little bit about defining temperament in our in our investments, being a tempered investor if you will, finding out goals for the money currently. Tell me tell me a little bit about this. Like what you said that there's two things. One, you said you've experienced some twists and turns in your investing journey. I think you said since 2019. So maybe if you can give us a couple examples of what those twists and turns are, and then tell us how you guys are positioning yourselves to really take advantage of the next 12 to 24 months.   Spencer Hilligoss (00:14:05) - Yeah. Happy to. So. Twists and turns first. Abbreviated version. I can define this in three quick phases. This is not how it felt. Real time. Of course. Life has crazy chapters. You don't know where you're at on the map sometimes until you come out the other side of it, right? So phase one still working full time. This is back in about 2016. We bought that rental that pricey for 30 K rental. I just told you about California and we're like, wow, we're going to run out of money real quick this way. Not in line with our cash flow goals. We then got more comfortable to really took our time and looked at more rentals. Still didn't hadn't quite moved on beyond that rental phase. And rentals are fine. They're a great wealth builder, but. They are semi passive at best. Right and I will happy to debate anyone on that topic. Anyone who's owned rentals can attest to that, property manager or not. They're semi passive. So we got up to five long distance rentals and they were out in Kansas City, Kansas City, Missouri and 60 K average purchase price 250 bucks a month.   Spencer Hilligoss (00:15:08) - Average cash flow. That's a heck of a lot better economics than the first one. Those were maybe, at best, C-minus neighborhood. Um, you don't really learn what that means till you do it.   Sam Wilson (00:15:21) - Right?   Spencer Hilligoss (00:15:22) - And, you know, you get you get it. So we learned that way in terms of overhead, you know. That was more work than we expected it to be. Even with property managers, the economics got a little bit kicked every year because the tenants would beat up the place a little bit, and then we had turnover costs, etcetera. So we sold those properties, and then eventually we started investing as passive investors purely as LPs and some multifamily deals. And we're talking in Alabama and in Texas and a few other great markets, eventually multifamily self-storage. And those twists and turns initially, I would say were super important. You know, like a little expensive. You pay tuition with experience and scars. You also pay it with physical capital. And I would just say that those those were not, in hindsight, ideal if you're trying to maximize return, but they were necessary for us to get to where we are now.   Spencer Hilligoss (00:16:10) - And so I look at those also, once we started investing as LPs, got some killer exits from those. This is around the 2018, 20, 2019. And then we're like, well. There's so many colleagues and so many folks in my network that were saying, Spencer, like, we don't want to fly out to these properties like, you're, you know, this stuff. They're saying this to me like, you know, this stuff, you're flying out of these assets, you're walking them. You want you know, how to underwrite them. All this stuff. And I'd work so hard to get there to do that. Why don't you? What? You help us, you know? And so then we started medicine investing around that time. And it's just the club dynamic of being an educator and a resource for folks to see who who are these teams we invest in. But that doesn't necessarily mean it's always clear. It doesn't mean it's always easy. You know, like like taking the time to get to know partners and operators is it is art and science.   Spencer Hilligoss (00:17:05) - You know, it's, you know, vetting teams and humans is always going to be that way. And so I would say those were some of the whiz bang version of like the twists and turns along the way that brought us to where we are now. Um, I'd say that looking forward to your second question, though, right now is a unique time. You know, I think before this journey over the past seven years, you know, coming out of a tech career, Sam, like, I wouldn't have known how to take in the feedback and the mentorship that we hear, the wisdom that we hear when it comes to when's a great time to invest? Like when do the wealthy people, the wealthiest of the wealthy, the Warren Buffett's like, when do they make the biggest returns? When do they maximize their wealth building? And I wouldn't have understood. Like, you got to go out there and take informed risks during challenging volatility times, during economic headwind times. And that is why right now we're walking into a killer buying opportunity.   Spencer Hilligoss (00:18:02) - We're walking into a killer investing landscape. And it's it's the tough part for every investor is to look through the noise. There's a ton of very real noise occurring right now in the headlines, of course, globally and nationally. But I would say take what you need from the news, but then look past. It has best you can, you know. And so we see opportunities to buy and invest at the asset classes that we love. Multifamily large apartment communities largely in the Sunbelt. With some of the Rockies still love self-storage. We've been focusing on self-storage now since 2019 as a sister asset class, along with multifamily and a couple of other niche non-real estate asset classes. But I would say that that's really what it's about is just being vigilant about not pouncing on a deal is because it looks like it's great from a team that we know you got to go do it deeper. And clearly I have to say this as well. One last thing is just like the interest rate has to be the debt, the loan, the loan structure has to make sense in the current climate.   Spencer Hilligoss (00:19:04) - It has to be either in a suitable loan. You know, there's a lot of that going on on the few deals there are, or it has to be some kind of unique situation where the seller is distressed and you're getting a very significant discount, but tough to find those.   Sam Wilson (00:19:19) - It really is. But those are those are things. And I like your, your you seem to be a more patient investor maybe than what some of the, some of the, you know, fury that's been out there in the last couple of years, you seem to take more time in what it is that you're investing in. And I think you're right here in the next couple of years, we're going to see we're going to see some great opportunities come down the pipe. But I guess here's a question for you. Most investors, the book, Howard Marks wrote the book, Mastering the Market Cycle. And in that he basically says that historically, investors invest at the completely wrong time. Like if you just take the data and you overlay it with the economic profile, he goes, they're always investing at the top and selling at the bottom.   Sam Wilson (00:20:06) - He goes just right the way they do it. So how do you in the times of how do you I mean, I'll get to my question, but how do you communicate to your investors and then motivate them to invest at the times when it's like when everybody else is out yelling, run! You know, there's blood on the street, everybody's going to die and you're going to go, hey, man, you know, actually, right now is the perfect time to buy this distressed asset. You communicate that in such a way that it then compels your investors to invest.   Spencer Hilligoss (00:20:41) - Yeah. Gosh, that's a fun topic, man. I love the reference for the Marx book. I think understanding the posture as like as a passive investor myself, you know, as a passive investor yourself as well, it comes down to understanding fundamentally that like motivation to invest in motivation to act is is probably the incorrect way to look at it. It's really like, does a person understand squarely where they are? If you're trying to educate like they understand, this is probably going to lead back to a goals comment.   Spencer Hilligoss (00:21:16) - But I would say that it starts with just holding up the figurative mirror and saying, here's where I'm at. You know, here's an investor's circumstances. And if they are comfortable where they are, you're really not going be able to prompt action and you don't want to. I'm not interested in trying to compel someone to go and invest in something that is not fit for their portfolio or fit for their their goals. I think really what it comes down to is helping them understand the future state, understanding the future state. What I mean by that is where is the life they want to be, right? Like in three years, five years, seven years, whatever that time horizon could be. And if that means, you know, let's take two profiles. I'll just keep them anonymous and kind of abstracted here. But like profile one most common one, I would say a fellow investors that we work and invest alongside with W-2 employees, at least one significant W-2 income coming into the household likely to if they're in California.   Spencer Hilligoss (00:22:10) - Absolutely to because it's just too expensive here to have one usually. So they're sitting there going, I don't necessarily need to quit my job right now. That profile of dual income with kids, California or West Coast pricing market, they're thinking in maybe five, seven, maybe ten years. Then we want to have some optionality, because perhaps they're aging out of the tech career because ageism is a thing, and eventually they want to have some kind of safety net. So they have to think about these goals. And so educating toward that future state absolutely is the most important thing. And then connecting the dots backwards from that, like reverse engineering where do they want to be. Similarly, it's going to sound familiar, probably to where Jennifer and I were at, you know, years ago. It's like where we where were we when we started holding up that figurative mirror? Looking across, auditing our income sources, auditing our wealth, picture all that stuff, and then setting a real clear, crystal clear vision of like, well, where do we want to be? You know, what kind of lifestyle do we want to have? What kind of options do we want to have? That all applies for people who are working, and they have to work currently for their income profile.   Spencer Hilligoss (00:23:17) - Two high net worth folks, folks who, you know, maybe they exited a business that they built. Maybe they own a company actively, but they're taking more of a backseat while the next generation takes it over. You know, all that profile of so many different high net worth folks out there. But I would say that is more of a discussion of hedging downside risk in a discussion of capital preservation and understanding, like, yeah, I absolutely agree. It's a unique time when you're looking over there at the treasuries and you're saying, wow, that looks like a super safe 5%. Well, what percentage of their portfolio are they trying to allocate toward that? And also, is it really 5% that they want or are they looking at that 5% a little bit too myopically. Are they are they overanalyzing and just using that as their, their, their Uber excuse for analysis paralysis because they just don't want to go and do the mental work across the market right now to think, oh, there are excellent deals that can produce double, triple plus whatever you're getting on a treasury, you know.   Spencer Hilligoss (00:24:17) - So not getting probably getting a little too nerdy here probably for that one Sam. But that's a fun question.   Sam Wilson (00:24:22) - That's awesome Spencer, thank you for taking the time to break. Break that down. And a like I like the the the the phrase you said educating to that future state. And again I probably misused the words not motivate or compel. But it's one of those things. How do you get people off the fence. Yeah.   Sam Wilson (00:24:37) - Yeah yeah.   Sam Wilson (00:24:38) - And it's and it's and that's because again, we don't want people investing. And I've told people that I've told people before I said, no, this just isn't for you like this. This deal is not for you. So please don't invest. Yeah. You can just sense it. But, you know, I do think it is important, though, to see people when they're stuck in that analysis paralysis going, oh my gosh. Like I'm just going to sit here because everything looks so scary. And I think you've you've made some really valid points there on that that I won't rehash and kill it because you did.   Sam Wilson (00:25:04) - You did a great job really explaining that. So thank you again for taking the time here to come back on the show today. It's been an absolute pleasure to have you back on. If our listeners want to get in touch with you and learn more about you, what is the best way to do that?   Spencer Hilligoss (00:25:17) - Yeah. No thank you, Sam, this has been awesome to reconnect. So Madison Investing.com, that's our website and folks can find some educational content there. We put up there monthly. They can also set up time to chat with me. Happy to be a sounding board on their passive investing strategy.   Sam Wilson (00:25:31) - Fantastic. Madison Investing.com. We'll put that there in the show, notes. Spencer. Thank you again for taking the time to come on the show today.   Sam Wilson (00:25:38) - I do appreciate it.   Spencer Hilligoss (00:25:39) - Yeah. Thank you Sam, really great to see you.   Sam Wilson (00:25:41) - Hey, thanks for listening to the How to Scale Commercial Real Estate podcast. If you can do me a.   Sam Wilson (00:25:46) - Favor.   Sam Wilson (00:25:46) - And subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen.   Sam Wilson (00:25:54) - If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. So appreciate you listening. Thanks so much and hope to catch you on the next episode.

Passive Investor Tips is a weekly series hosted by full-time passive investor and Best Ever Show host, Travis Watts. In each bite-sized episode, Travis breaks down passive investor topics, simplifying the philosophy and mindset while providing tactical, valuable information on how to be a passive investor. In this episode, Travis Watts breaks down the three steps he uses to determine if an investment is right for him at any given point in time. They include knowing your goals, knowing your values, and evaluating the investment to see if it matches those two things.   Sponsors BV Captial BAM Capital Rentec Direct

Passive income sounds amazing, but is it really better than active income? Both incomes are required at some point in your lifetime, but which one can help you reach financial freedom faster? What exactly is the difference between active and passive income, and why should you care? That's what Russ and Joey will discuss today. So don't miss the conversation. Top three things you will learn: How to deal with the interest rate dilemmaHow to use your experience to get involved in profitable investment opportunities Active Income vs. Passive IncomeOctober 2023 Income At-A-Glance: Gross Income for October: $64,910.23Total Expenses for October: $25,926.47Total Net Profit for October: $38,983.76Difference b/t September & October: $2,692.37% of net profit to overall gross revenue: 60%Inner Circle LIVE 2024: January 5-7, 2024https://go.wealthwithoutwallstreet.com/inner-circle-livePromo Code: PODCASTFree Financial Strategy Call: https://www.wealthwithoutwallstreet.com/freecallExplore the World's Largest Car Sharing Marketplace:https://turo.com/Learn How to Invest in Real Estate with The Land Geek:https://www.thelandgeek.com/Turn Active Income Into Passive Income:https://www.wealthwithoutwallstreet.com/PIOS Take the Financial Freedom Analyzer:https://wealthwithoutwallstreet.com/quizSubscribe to Our YouTube Channel:https://www.youtube.com/@WealthWithoutWallStreetCheck Out Our Monthly Passive Income Reports: https://www.wealthwithoutwallstreet.com/passive-incomeDiscover Your Path to Financial Freedom: https://www.wealthwithoutwallstreet.com/passportApply to Join the Passive Income Mastermind:https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind—

There are several things people typically do by the end of the year. Make charitable donations, clean out the medicine cabinets and bathroom drawers, declutter, clean out the refrigerator, review your goals, organize photos from the past year…   In this episode Tim and Greg discuss strategies for real estate investing as the year 2023 comes to a close. They suggest five key steps for investors: reviewing and assessing investment goals, reviewing the performance of existing investments, consulting a real estate tax professional, considering the diversification of the investment portfolio, and staying informed about current real estate market trends.  They also highlight the importance of cost segregation studies for tax efficiency and warn against emotional investing.  Leave a positive rating and review of this podcast with just one click WHAT TO LISTEN FOR3:16 Review and Assess Investment Goals6:12 Review Performance of Existing Investments10:37 Consult a Real Estate Tax Professional14:47 Understand and Diversify Real Estate Portfolio RESOURCES/LINKS MENTIONEDTax Free Wealth by Tom WheelwrightConveyor Belt Theory by Jake and Gino CONNECT WITH USTo learn more about investment opportunities, join the Cityside Capital Investor Club. Facebook | Instagram | LinkedIn | Email Greg | Email Tim Follow so you never miss a NEW episode! 

Jason Balara of Lark Capital Group shares his journey from being a veterinary surgeon to becoming a successful real estate investor. With a focus on multifamily properties, student housing, self-storage, and even small businesses, he provides insights and strategies that will captivate commercial real estate investors looking for diverse opportunities. Key Takeaways: Diversification Matters: While specializing in multifamily properties in a specific market, he also explores opportunities in student housing, self-storage, and even small businesses. Diversification can help mitigate risks and create a well-rounded portfolio. The Power of Syndication: Syndication allows investors to scale their projects and take on larger deals while transitioning from a hands-on approach to a more CEO-like role. It's a way to leverage the expertise of others and build wealth over the long term. Impact-Driven Investing: Apart from financial gains, Jason discusses the importance of making an impact through investments. He shares his commitment to helping fellow veterinarians improve their financial situations and highlights the significance of strategic partnerships and giving back to the community. Jason Balara | Real Estate Background CEO Lark Capital Group Portfolio: Active: 236 units multifamily 450 units self-storage 101 units student housing Passive 600+ units multifamily Fund: 450 units multifamily Based in: Los Angrles, CA Say hi to him at:  Instagram LinkedIn Know Your Why Podcast www.larkcapital.com Best Ever Book: Who Not How by Dan Sullivan Greatest Lesson: Perfection is the enemy of growth.   Sponsors BV Captial BAM Capital Rentec Direct

Podcast Summary In this episode, Justin Williams and Derrick Williams explore strategies for getting the most out of passive investments and maximizing tax savings on investment and income returns. They also share personal experiences and lessons learned from various investment opportunities, particularly in real estate. They delve into the importance of due diligence in investing, utilizing tax benefits, depreciation, syndications, and 1031 exchanges. Throughout the discussion, caution is emphasized on the high levels of risk associated with investments, and the need for individual research and decision-making. Approaches to future tax planning and tax-related implications of investments are also discussed extensively.   Disclaimer: The following is for informational/educational purposes only. We do not claim to be tax or legal professionals and the information should not be taken as such advice into what you should do in your personal situation. Always consult your personal CPA or Attorney. All investments have risk. Past performance does not indicate future results. Never invest what you can't afford to lose. Some of the things talked about in this episode are things we're just looking into and still learning on our own. Nothing should be taken as factual without doing your own due diligence. Links shared here are only for convenience purposes but please do your own due diligence before considering working with anyone.   Links and resources from this episode https://www.7figuremultifamily.com/ https://zonacapitalgroup.com/ https://odcfund.com/   Podcast Time Stamp 00:00 Introduction and Disclaimer 01:16 Welcome to the Millionaire University Podcast 01:24 The Importance of Investing and Growing Your Business 01:50 Sharing Investment Experiences and Opportunities 02:51 Invitation to Derrick for Sharing His Investment Strategies 04:41 Derrick's Investment Journey and Strategies 05:19 Exploring Different Investment Opportunities 06:08 Understanding the Concept of 1031 Exchange 07:36 Investing in Open Door Capital 09:58 Understanding the Concept of Syndications 13:03 Strategies to Save on Taxes 16:34 Investing in Banks for Better Returns 19:31 Bill Allen's Influence on Derrick's Investment Strategies 21:08 Considering Real Estate Investments 21:20 Understanding Tax Benefits of Real Estate 23:17 Strategies for Tax Savings 23:50 Exploring Section 179 Deduction 24:08 The Role of a CPA in Tax Savings 25:08 Investment Opportunities and Accredited Investors 27:55 Tax Benefits of Living in Puerto Rico 32:30 The Impact of Real Estate Investors on Communities 33:35 The Role of Entrepreneurs in the Economy 35:14 Investing in Startups 36:31 Appreciating Collaborations and Networking

Do you want to break free from the corporate grind and live life on your terms? In this latest episode of the Happy Hustle Podcast, I had the pleasure of chatting with Mr. Brian Luebben, an entrepreneur, podcaster, and real estate investor. Brian shares his inspiring journey from building his first company in college to climbing the corporate ladder, only to realize that the 9-to-5 life wasn't for him. In March 2022, Brian took a leap of faith, quit his job, and embarked on a remarkable journey. Fast forward to today, he runs the successful Action Academy podcast, where he interviews seven, eight, and nine-figure entrepreneurs, revealing the secrets to earning freedom in both life and business. Through his endeavors in cash-flowing real estate and Sexton Media Group, Brian has not only achieved financial freedom but also explored the world.Now, Brian is on a mission to help over a million people break free from the corporate grind. His new book, "From Passion to Passionate," is a game-changer, offering insights on quitting your job, growing your wealth, and turning your passions into profits.Ready to take the first step towards a life of freedom and fulfillment? Head over to passivetopassionate.com to pre-order Brian's book and get exclusive access before it officially hits the shelves. If you're in the hustle right now and crave the freedom to create your own business, invest in other ventures, or explore the world, this book is your golden ticket.Don't miss out on this opportunity to transform your life. In this episode, we cover: [00:05:07:20] The Trifecta of Financial Freedom[00:12:36:21] The Millionaire Mindset[00:40:38:11] From Passive To Passionate (New Book!)[00:41:48:29] Happy Hustle Hacks [Health, Money, Entrepreneurship, Spirituality][00:50:35:00] Rapid Fire questionsWhat does Happy Hustlin mean to you? Brian says Happy Hustlin means being in your path, your purpose and your passion, man. Live in your vision, being 1% better every single day. You're not always going to be happy. That's some bullshit, right? It's just a facade. You can't be happy every day, but man, you could be, you could be 1% happier today than you were yesterday, no matter what happens, it's a gratitude is an attitude and it's a muscle, so flex that muscle daily.Connect with Brianhttps://www.instagram.com/brianluebben/FacebookFind Brian on his websites: https://theactionacademy.co https://passivetopassionate.com/Connect with Cary!https://www.instagram.com/cary__jack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featuredGet a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Course http://www.thehappyhustle.com/JourneyApply to the Montana Mastermind Epic Camping Adventure https://caryjack.com/montana“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!” Episode sponsor BIOptimizers Magnesium BreakthroughThis stuff is a game-changer! Magnesium Breakthrough packs all 7 forms of magnesium, designed to support stress management, promote muscle relaxation, regulate the nervous system, control stress hormones, boost brain function, increase energy, and enhance sleep.I take 2 capsules before bedtime, and it's been a game-changer for me. The best part is, BIOptimizers offer a risk-free 365-day money-back guarantee. No results, no problem – they'll refund you, no questions asked. It's a win-win!Head over to magnesiumbreakthrough.com/hustle and use code "hustle" for an exclusive 10% discount on any order. Plus, for a limited time, you'll score some special gifts with your purchase.BELAY Solutions (https://resources.belaysolutions.com/happyhustle?utm_campaign=The%20Happy%20Hustle&utm_source=email&utm_medium=Email%20Newsletter%20-%20D2E&utm_content=HH%20Native%20Ad%201)BELAY is a flexible staffing solution that helps busy leaders find the right help. Their bench of exceptional U.S.-based Virtual Assistants can handle the tedious tasks you no longer have time to accomplish.My experience with BELAY has been a game-changer for my business. They have a talented team of VAs, Bookkeepers, and Social Media Managers that I'm sure can help you and your business. To learn more about how to delegate, download a free copy of BELAY's ebook, Delegate to Elevate, to get back to what you do best with BELAY! (https://resources.belaysolutions.com/happyhustle?utm_campaign=The%20Happy%20Hustle&utm_source=email&utm_medium=Email%20Newsletter%20-%20D2E&utm_content=HH%20Native%20Ad%201)

In today's episode, during listener Q&A, Stacy and Daniel discuss the passive refinishing method for wood floors.  Later, as part of the ongoing young tradesperson series, Stacy and Daniel chat with Matt Riebs from Fort Wayne, Indiana. Matt does a little bit of everything related to old houses. He began dabbling in the trades as a child, and a chance to meet Nicole Curtis, his HGTV idol, further set him on his current path. To request a transcript of this episode, please reach out via the contact page. Visit www.truetalesfromoldhouses.com/giveaway and enter to win* a copy of Cheap Old Houses: An Unconventional Guide to Loving and Restoring a Forgotten Home by Elizabeth and Ethan Finkelstein.  *No purchase required. The giveaway runs from November 27, 2023 to December 18, 2023.  WE LOVE OUR SPONSORS The Craftsman Store - Another excellent resource from Scott Sidler of The Craftsman Blog. The Craftsman Store is a cozy online hardware store full of books, tools, and supplies. For 10% off, use the coupon code truetales. Sutherland Welles - Maker of exceptional polymerized tung oil finishes since 1965. To save 10% on your first order, use the coupon code truetales.

In this podcast, Pastor Justin exposes 2 more of the pitfalls from the life of King Saul for us to avoid at all costs that try to make us passive kings.Support the show

In this episode of Paisa Vaisa, Anupam Gupta is joined by Benedek Voros, Director of Index Investment Strategy at S&P Dow Jones Indices. Benedek shares insights on S&P Dow Jones Indices' role, delves into the latest SPIVA report's key takeaways and celebrates SPIVA's 20th anniversary. They also discuss the booming trend of passive investment in India, explore factor investing and uncover the case for multi-factor strategies in the dynamic Indian market.Connect with Benedek Boros on Website |  LinkedIn  Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel.Do follow IVM Podcasts on social media.We are @ivmpodcasts on Facebook, Twitter, & Instagram.See omnystudio.com/listener for privacy information.

Welcome to a revealing discussion challenging the prevalent misconceptions surrounding real estate investing. Contrary to the popular belief of it being a fast track to wealth, let's delve into the real story behind finding success in this domain. Many perceive real estate as a shortcut to instant riches. However, the truth is far from this narrative. Achieving substantial success requires a deliberate, strategic, and active approach. It's not an overnight sensation but rather a journey that demands dedication, hard work, and active involvement. The allure of passive income often overshadows the reality that building a significant portfolio to replace a full-time job requires actively managing properties, dealing with tenants, and navigating the dynamic market landscape. It's a hands-on venture that demands time and consistent effort. In recent years, real estate has acquired a certain glamour, leading many to believe it's a straightforward path to financial freedom. Yet, the journey is anything but easy. The truth lies in consistent effort and perseverance, not instant gratification. For those seeking passive income through real estate while managing a business, the key lies in patience and a gradual approach. Acquiring properties over time and using them to supplement income can pave the way toward long-term success. Real estate investing isn't a magic bullet for quick wealth; it's a journey that demands dedication, hard work, and a strategic approach. By understanding the reality behind the hype and embracing a steady, deliberate path, individuals can gradually achieve their financial goals. Join us as we dive deeper into this discussion, uncovering the truths and unveiling the genuine path to success in the intricate realm of real estate investing.   And if you are a high earning accredited investor looking for some completely PASSIVE investments, we've got some offers. We have a 12 month, 12% return offering, and a 24 month, 14% return offering, backed by notes. If you are interested, text the word “investment” to 480-531-7519.      Never Miss An Episode! Follow the Podcast on: Apple Spotify YouTube Stitcher Google Podcasts Android Visit InvestingForFreedom.co.   Follow The @KingsTablePodcast Podcast on YouTube!    Follow Mike Ayala on: Instagram Twitter Facebook Tik Tok LinkedIn

Today's episode is CHAPTER ONE of my new book "From Passive To Passionate"If you want to help be on the launch team and share it this Friday, Dec 1st - Click HEREWant To Quit Your Job, Build Your Own Business, And Travel / Impact The World?Check Out The Action Academy Community / Schedule A Free Intro CallLearn How To Buy Real Estate & Businesses In 5 Minutes Per Week:Join Our Weekly Newsletter Follow Me As I Travel & Build:Twitter @theactionpodIG @brianluebbenTiktok @brianluebben

Do you find it hard to truly let down your guard with a man? What do you do when you get angry or hurt? Do you get quiet? Passive-aggressive? Lash out? If you know that the way you're bringing things up isn't productive, and has the tendency to push someone away, my new video is essential watching today . . .  Let me know what you think.   ►► FREE Video Training: "Dating With Results" → http://www.DatingWithResults.com

Passive Investor Tips is a weekly series hosted by full-time passive investor and Best Ever Show host, Travis Watts. In each bite-sized episode, Travis breaks down passive investor topics, simplifying the philosophy and mindset while providing tactical, valuable information on how to be a passive investor. In this episode of Passive Investor Tips, Travis Watts discusses redefining retirement as a financial goal rather than an age-based concept, emphasizing the importance of passive income through real estate and sharing data on retirement savings and expenses. Sponsors BV Captial BAM Capital Rentec Direct

Connect with the host:LinkedIn: https://www.linkedin.com/in/brandon-e-jenkins/Website: https://www.birchprosper.com/ --About the guest:Lee Johnson is the Co-Founder and Vice President of Value Investment Partners (VIP), where he helps partners grow their wealth using various alternative investment strategies that allow leveraging money and time, conducting and monitoring project due diligence. He has been investing in real estate since 2005 through multifamily, private lending and rehabbing residentials properties. Lee's focus now is passive investing through real estate syndications and active multifamily investing. His current portfolio spans multiple markets around the country – over 2800 units valued at about $334 million.  Connect with Lee JohnsonWebsite: https://www.valueinvestmentpartners.com/Phone: 571-444-8474 Episode Highlights:✔️ Understanding the fundamental principles of wealth✔️ Living out your dreams and your passions✔️ The purpose of coaching✔️ Effective wealth and diversification strategies for retirement✔️ Due diligence as an LP--

I'm a little nervous for this episode, but it's been on my to-record list for quite a while. The reason I am nervous is that we are diving head first into why you shouldn't have multiple streams of income in your business. I've been avoiding recording this episode because I personally have multiple streams of income in my own business. BUT I believe I could actually be making a lot more money if I didn't have so many different streams. This episode is discussing that and how having more income streams isn't always better. Here are the main topics in this episode: More businesses, more problems Getting to six figures before adding another income stream Adding income streams can split your attention Why being impatient can lead to the wrong business move Refining your core service Doing the hard and thoughtful work rather than busy work Passive income is not truly passive Don't start a business/income stream from panic, worry, or fear Those opportunities aren't going anywhere; you can make any time good timing You owe it to yourself to wait I thought the only way to scale my income was to add more streams I'm so curious to hear your thoughts on this episode and not having multiple streams of income! Share in the Facebook group or DM on Instagram @maddiepeschong. The Ultimate Personal Brand Session Shot List: 10 must-have images, plus a bonus concept, to create a diverse gallery that will get clients singing your praises! Download here. Full show notes here Some of the best conversations happen after the show in my private Facebook group, Take It Personally Podcast. Click here to join in!  

What does it take to build true wealth in real estate investing during inflationary times?   Angel Williams and Kenneth Gee have an insightful conversation about navigating real estate investing to build true wealth, even during periods of high inflation. They discuss the importance of putting investors first, being transparent, having experience, and building a track record.   Kenneth is the founder and managing partner of KRI Partners and the KRI group of companies. He has more than 24 years of significant real estate, banking, private equity transactions, and principal investing experience. Throughout his career, he has been involved in transactions valued at more than $2.0 billion, much of which has included the acquisition, management, and financing of various multi-family real estate projects.      (00:03:22 - 00:05:58) Active vs Passive Investing Do an honest assessment of your skills, time, and risk tolerance when deciding between active or passive investing Passive investing can provide excellent returns if you vet the sponsor thoroughly Be very cautious about quitting your job to pursue active real estate investing full-time   (00:05:58 - 00:08:18) Writing a Book Out of Necessity Create content when you see people struggling or failing unnecessarily Educate potential passive investors on how to properly vet sponsors Bring trust and structure to an industry still in its infancy   (00:08:18 - 00:10:41) Putting Investors First True investor-first sponsors don't take fees if the property isn't cash-flowing Raise all capital before taking acquisition fees, not just enough to close Opportunity cost matters - evaluate real returns after inflation   (00:20:32 - 00:22:04) The Challenges of Properly Pricing Expertise There is an art to properly pricing consultancy and education services Remain humble and don't compromise your reputation or integrity Trusted experience builds exponential growth over time   (00:14:39 - 00:19:00) Wealth Creation vs Wealth Preservation This inflationary period requires a shift in mindset from wealth creation to wealth preservation Not all investments cash flow - some maintain wealth during downturns With higher acquisition fees and lower returns, fewer deals make sense now Quotes: "If the property isn't healthy and the property isn't running positive, if we're not doing distributions, we don't deserve an asset management fee." - Angel Williams "Let them do what they do. You do what you think and believe is right." - Kenneth Gee   Connect with Kenneth: Website: https://www.kripartners.com/   Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing. Head over to our Facebook Page, Youtube Channel, or website https://www.theacademypresents.com/jointhesummit36848306. Connect with Lorren Capital, LLC. for syndicated multifamily investments, https://lorrencapital.com/. To learn more about me, visit my LinkedIn profile, and connect with me.

My links: My patreon: ⁠https://www.patreon.com/user?u=103280827 My Ko-fi: https://ko-fi.com/rhetoricrevolution Spotify Support: https://podcasters.spotify.com/pod/show/liam-connerly TikTok: ⁠https://www.tiktok.com/@mrconnerly?is_from_webapp=1&sender_device=pc⁠ Email: ⁠rhetoricrevolution@gmail.com⁠ Instagram: https://www.instagram.com/connerlyliam/ Podcast | Latin in Layman's - A Rhetoric Revolution https://open.spotify.com/show/0EjiYFx1K4lwfykjf5jApM?si=b871da6367d74d92 ________________________________________________________ There are three important rules to remember here:  (1) the subject is acted upon in a passive sentence;  (2) the letter ‘r' is the most common indicator of the passive voice in the Latin present tense system;  (3) passive verbs expect agents.  Ok, let's start with the basics. Passive is a voice. It's the opposite of active. Simple. I could say it also complements the “yin” to active's “yang,” but I don't care much to do so. Anyways, in essence, what the passive voice does is move the action of the verb backwards toward the subject rather than forward toward a direct object. Conversely, active verbs move the action of the verb from the subject toward a direct object. Thus, in principle, passive verbs do not take direct objects. In English, passive verb forms typically involve some form of the verb “to be,” such as:   “I am praised,” which is passive, vs. “I praise,” which is active.  “ we were warned,” which is passive, as opposed to “we warned,” which is active.   “they will be held,” which is passive, as opposed to “they will hold,” which is active.  Note: It's important in English to recognize that when “be” is added to a verb form, it doesn't always make the verb passive. The addition of a form of the verb “to be” can also make the verb continual.  Here's how to tell those forms apart: a “be” form, combined with a verb that has a participle ending “-ing,” is active, whereas a “be” form, combined with a verb that has a participle ending “-ed,” is passive.  For example: “I am praising” which is active, vs. “I am praised, being praised” which is passive; or the active form “we were warning” vs. the passive form “we were warned.” There's a very easy way to be certain you're dealing with a passive form and not a continual form: if it makes sense to add “by someone” after the verb form.  Now let's look at how the passive voice works grammatically. We'll start with an active sentence: “Students study Latin.” If we take the active verb “study” and we make it passive by adding the verb “to be” and adding “-ed” to the end of the verb with the result that “study” becomes “is studied,” then turn the direct object of the active sentence “Latin” into the subject of the passive sentence, we end up with the passive sentence “Latin is studied.” Notice it means the same thing: Latin is being studied. But it leaves one thing out: who is doing the studying? If you want to include that in the passive sentence, you must take the subject of the active form (“students”), put it after the passive verb (“is studied”), and append “by” to the front of “students.” The result is: “Latin is studied by students.” The grammatical term for “by students” is the agent. We'll chat more about that later.  Notice that, while both sentences say the same thing, the action of the verb runs in exact opposite directions.  In the active sentence, it moves from left to right, from the subject to the direct object.  But when the verb is changed to passive, the action runs right to left, toward the subject and from the agent.  Verbs that don't take direct objects are called “intransitive.”  Just like English, Latin also has intransitive verbs, of which one major subset is linking verbs. Remember, linking verbs take predicates, not direct objects. Therefore, they can't be made passive. There's no direct object to be converted into the subject, a.k.a. you can't be “be-ed.” 

We revisit the risks associated with passive investing as the Magnificent Seven stocks become even more unmoored from the rest of the S&P 500. We also analyze the likelihood of the Fed engineering a soft landing, why the market may have celebrated a win on inflation too early, and how we are trying to navigate through this challenging environment. Learn more about Formidable Asset Management, Will Brown, and Adam Eagleston by visiting www.formidableam.com.

In this episode, Em and Lex break down why they decided to turn their signature Ready Set Coach group program into a passive online course, the Ready Set Coach Launch Pack. They break exactly how they did it, and lessons learned along the way. Here's what you'll learn: Suggested business models they have when starting out as a new coach They look back at the five cohorts that have gone through the Ready Set Coach Group ProgramHow they fine-tuned their program as the world evolvedEm and Lex's plans for the Ready Set Coach online community and how to get their content out to the masses at an accessible price pointWhen and how to know if you're ready to launch a passive online courseAll about the Ready Set Coach Launch Pack, and the steps they took to create itAnd more!Learn More about the Ready Set Coach Launch Pack: https://www.readysetcoachprogram.com/launch Follow Em & Lex on Instagram at @readysetcoachcommunityJoin the Ready Set Coach Community: https://www.readysetcoachcommunity.comLearn more about Six Degrees Society and THEPRBAR inc.

There's a massive difference between consuming information and actually applying what you've learned, but when you can spot this habit of passive consumption at play, you can start doing something about it.   Tune in this week to learn about the point where loving to learn and natural curiosity turn into passive consumption, why passive consumption is incredibly difficult to identify in the moment, and some practical tips to move out of passive consumption and into the habit of implementation.   Get the full show notes and more information here: https://habitsonpurpose.com/95

One of Cooper's friends photoshopped a photo of her, is that a Passive-aggressive way of saying Cooper is fat? www.CooperandAnthony.com #nycradio, #radio, #syndicatedradio, #podcast, #podcasting, #podcasts, #spotify, #podcastlife, #podcaster, #radio, #music, #comedy, #podcasters, #applepodcasts, #itunes, #podcastshow, #spotifypodcast, #applepodcast, #radioshow, #nycradio, #CLT,#longisland, #Listen, #pandoraPodcast, #TampaRadio,#Tampa, #LasVegas, #lasVegasRadio, #FtMyers, #FtMyersRadio --- Send in a voice message: https://podcasters.spotify.com/pod/show/cooperandanthony/message Support this podcast: https://podcasters.spotify.com/pod/show/cooperandanthony/support

Radon mitigation systems can be active or passive. Learn the difference and know the difference when installing between them to help advise clients having a home built. For extra reading MYTHS REGARDING RADON GAS AND TESTING - Habitation Investigation (homeinspectionsinohio.com)Support the showTo learn more about Habitation Investigation, the Two-time Winner of the Best Home Inspection Company in the Midwest visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) Schedule online if you need a home inspection or related services. If in need of a real estate agent definitely recommend checking the agents that have been guests on the podcast.See some fun home inspection findings Habitation Investigation LLC (@habitationinvestigation) • Instagram photos and videosFor home buyers: What to expect from a home inspection. YT video for home buyersIf you would like to be a guest on the podcast contact us and let us know. You can visit Home (jimtroth.com) and go to the podcast page.

In this podcast, Pastor Justin continues unpacking the word about either being Passive Kings or Zealous Kings. Support the show

Chris Salerno, the founder of QC Capital, started out in the single family real estate space by brokering and operating the number one team in the Carolinas and ranking fourth in the world by unit count with Keller Williams. However, he wanted something better and ended up creating QC Capital, a multi-family real estate investment company specializing in Multi-family real estate investing. QC Capital focuses on acquiring large multi-family real estate assets and partners with accredited investors.Connect with Christopher Salerno:chris@qccapitalgroup.comhttps://www.linkedin.com/in/salerno2https://qccapitalgroup.com/

Bronson Hill took it to heart when Warren Buffet warned investors that they will work the rest of their lives if they don't find a way to make money while they sleep. Bronson became a zealous student of passive investing and, in 2018, with zero prior experience, raised a comparatively tiny $200,000 to form his first real estate syndicate. Today, Bronson, founder and CEO of Bronson Equity, is a general partner in more than $200 million worth of real estate. He is also the author of the recently released book, Fire Yourself: Replace Your Working Income with Passive Income in 3 Years or Less. This week, Bronson reveals his successful passive investing strategies and his approach to raising tens of millions of dollars through syndications. Monday Morning Radio is hosted by the father-son team of Dean and Maxwell Rotbart. To show your appreciation for Monday Morning Radio and keep it commercial-free, we encourage you to contribute using this link. Donations of all sizes are welcome. Photo: Bronson Hill, Bronson EquityPosted: November 20, 2023Monday Morning Run Time: 41:27Episode: 12.20

This episode is all about how to maximize you holiday shopping! Whether you're listening at the most wonderful time of the year or if you are in a season of making big purchases, here are some tips on how to best leverage that spend for more points and miles! If you listened to our stacking episode 3, this episode covers even more stacking methods. In this episode, Angel and Mackenzie chat about: Thought process for holiday shopping stacking How to manage browser extensions for shopping portals, coupons, and card-linked offers Strategies for using stacking giftcards Passive card-linked third party apps you can earn cashback with out thinking or activating offers Tips for using Saks credit Receipt scanning apps Do I need this or is it on sale? ...and more! Sign up for our FREE Holiday Shopping Challenge here! https://dashboard.mailerlite.com/forms/457913/105052754733433951/share Sign up for our VIP Bougie Travel Institute ⁠Waitlist⁠ here: https://dashboard.mailerlite.com/forms/457913/104150101200471273/share Angel's Fashion Pass Referral: Join Fashion Pass at ⁠⁠⁠fashionpass.com⁠⁠⁠. Use code ANGEL1D to get $40 off. Mackenzie's DO$H referral: https://link.dosh.cash/MACKENA43 Sign up for Fetch w/ code 8GNJ7G & get 100 pts: https://referral.fetch.com/vvv3/referralsocial?code=8GNJ7G You can find our FREE Travel Hacking Beginner's Blueprint ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: https://dashboard.mailerlite.com/forms/457913/90732056966858389/share Sign up for the Travel More Conference at ⁠⁠⁠travelmorecon.com⁠⁠ The below are affiliate and referral links, and we may receive a commission if you sign up. We appreciate your support! Download ⁠⁠⁠⁠CardPointers⁠⁠⁠⁠ to know the right card to use when, and to track your credit card offers across cards! Using this link, you can save 30% or more on a Pro membership. ⁠⁠⁠⁠cardpointers.com/bougie⁠⁠⁠ Sign up for ⁠⁠⁠⁠⁠Travel Freely ⁠⁠⁠⁠⁠and download the App for free to organize your credit cards! ⁠⁠⁠⁠⁠https://my.travelfreely.com/share?bref=bbmp⁠⁠⁠⁠⁠   Be sure to join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: facebook.com/groups/bougieinabackpack Want to submit a question or comment to our Bougie Mailbag? You can do so here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/Hb3iAbCfsK5BWnii8⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Join Fluz⁠⁠⁠⁠⁠⁠⁠ and earn up to 25% back on your first two purchases ⁠⁠⁠⁠⁠⁠⁠joinfluz.app.link/BOUGIE⁠⁠⁠⁠⁠⁠⁠ Join ⁠⁠⁠⁠⁠⁠⁠Rakuten⁠⁠⁠⁠⁠⁠⁠ and get $30 after your first purchase! ⁠⁠⁠⁠⁠⁠⁠www.rakuten.com/r/BOUGIE156⁠⁠⁠⁠⁠⁠ Bougie in a Backpack is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All of our favorite cards are listed ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ if you want to learn more! ⁠⁠⁠⁠⁠⁠⁠⁠milevalue.com/best-credit-cards/?aff=biab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Some of our favorite business cards are listed below if you want to learn about them: ⁠⁠⁠⁠⁠⁠⁠⁠https://milevalue.com/creditcards/chase-ink-business-unlimited/?aff=biab⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://milevalue.com/creditcards/chase-ink-business-cash/?aff=biab⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://milevalue.com/creditcards/chase-ink-business-preferred/?aff=biab⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find us on instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/bougieinabackpack/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travelhacksmack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/pennywisetraveler

Austin shares how you can use active interviewing to win more job offers!Time Stamped Show Notes:[0:30] - Passive vs. active interviewing[2:26] - Why active interviewing is better[3:57] - Goin' fishin'[7:27] - How to crush the Q&A portion of the interview[9:55] - Always try to dive deeper with your answersFree Masterclass: Land Your Dream Job In 10 Weeks (Without Applying Online)!Ask Austin Anything (And Have Him Answer Live On The Podcast!)Click here to submit your question.Want To Level Up Your Job Search?Click here to learn more about 1:1 career coaching to help you land your dream job without applying online.Check out Austin's courses and, as a thank you for listening to the show, use the code PODCAST to get 5% off any digital course:The Interview Preparation System - Austin's proven, all-in-one process for turning your next job interview into a job offer.Value Validation Project Starter Kit - Everything you need to create a job-winning VVP that will blow hiring managers away and set you apart from the competition.No Experience, No Problem - Austin's proven framework for building the skills and experience you need to break into a new industry (even if you have *zero* experience right now).Try Austin's Job Search ToolsResyBuild.io - Build a beautiful, job-winning resume in minutes.ResyMatch.io - Score your resume vs. your target job description and get feedback.ResyBullet.io - Learn how to write attention grabbing resume bullets.Mailscoop.io - Find anyone's professional email in seconds.Connect with Austin for daily job search content:Cultivated CultureLinkedInTwitterThanks for listening!

Rod Babers and Ian Boyd discuss if the offense is too aggressive or too passive, playing down to opponents instead of up to the standard, how the offensive scheme will shift with Brooks out and more on this week's Football Theory! Learn more about your ad choices. Visit megaphone.fm/adchoices

Although the holidays can be special, the patterns that show up in people are predictable, even if it is Thanksgiving or Christmas. Critical parent? Passive aggressive sibling? Catastrophic you? In this episode, we talk about the most common and stressful holiday traps and how you and your family can disrupt them. NEW! WE'RE MAKING PLAYLISTS OF OUR EPISODES TO HELP YOU FIND RESOURCES ON SPECIFIC TOPICS. Here is our first: Parents of Anxious Kids, Start Here For those brand new to the podcast, we suggest starting with this playlist featuring Lynn Lyons and the 7-part anxiety disruptor series as well as a 3-part series on the skills most helpful in managing anxious kids: flexibility, problem solving, and autonomy. Consult our Spotify profile for the most up-to-date selection. WIN A COPY OF THE ANXIETY AUDIT COURSE! We will select two listeners who complete our listener survey. We hope it is you! FOLLOW US Join the Facebook group to get news on the upcoming courses for parents, teens, and kids. Follow Flusterclux on Facebook and Instagram. Follow Lynn Lyons on Twitter and Youtube. VISIT OUR SPONSORS FOR SPECIAL OFFERS JUST FOR YOU Go to beekeepersnaturals.com/FLUSTERCLUX or enter code FLUSTERCLUX to get 20% off your order. Right now, listeners can subscribe to Earth Breeze and save 40%! Go to earthbreeze.com/flusterclux to get started. Head to factormeals.com/fluster50 and use code fluster50 to get 50% off. Find and download Give As We Grow for free in the app store for Android and iOS. And for resources for the whole family, visit giveaswegrow.org. And right now, our listeners will get an additional 15% off an annual membership at masterclass.com/fluster. As a special, limited time offer for our listeners, get $15 off your purchase of a Skylight Frame when you go SkylightFrame.com/flusterclux. To match with a licensed therapist today, go to Talkspace.com/FLUSTER to​get $80 off of your first month​. Go to Zocdoc.com/FLUSTER and download the Zocdoc app for FREE. Then find and book a top-rated doctor today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt Raad has defied convention and achieved financial freedom through a unique path. Starting with nothing, he built a high cash flow portfolio by buying and selling businesses. Today, he is a recognized authority in website investments, using digital assets to generate wealth. As a pioneer in the field, Matt was among the first to explore the potential of buying, building, and renovating websites. He now teaches beginners how to reach six and seven-figure incomes using this strategy.

Where do you get your news? Today, the guys chat about World Alienation, The Algorithm, Active vs. Passive experiences, and retaining your Humanity within the Attention Economy.“Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom.” -Viktor E. Frankl / Rollo May-You can find this episode on:iTunes and Apple PodcastsSpotifyAndroidStitcher Get Master of Change, Do Hard Things, and The Practice of Groundedness on audible (Or in hard copy: Master of Change here Hard Things here and Groundedness here). Please write a review on Apple Podcasts and help new listeners discover the show! Find Brad, Steve, and Clay on Twitter: @Bstulberg, @stevemagness, and @clayskipper Check out our exclusive community offers on Patreon here. Hosted on Acast. See acast.com/privacy for more information.

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Privacy Badger blocks trackers on news sites and prevents browser exposure to unwanted domains like TikTok and Datadog. No major updates on EU's controversial Article 45 in eIDAS 2.0. Industry pushback continues as implementation would threaten encryption. Cryptocurrency exchange Poloniex lost $130M in a hot wallet hack, the 14th largest crypto theft. Decentralized finance platform Raft lost $3.3M due to an exploit. Crook operated website iotaseed.io to generate wallet seed phrases, then recorded and stole them. New Intel processor vulnerability called Downfall leaks encryption keys and sensitive data between users on shared systems. Russia moves to formally ban all VPN use in the country. Two new flaws found in OpenVPN software, one allowing memory access. SpinRite development paused as DOS and Windows versions are complete. Understanding assembly language helps malware analysis and exploit development, but high-level decompilers also useful. Quantum-safe symmetric cryptography is limited compared to asymmetric crypto. EU's Article 45 allows transparent decryption and traffic interception, supposedly for security purposes. "Windshield Barnacle" parking enforcement device uses suction cups and 1000 lbs of force to immobilize vehicles until parking tickets are paid. Sci-fi book series Aeon 14 by M.D. Cooper offers fun military space opera adventure. 27-year-old theoretical crypto attack now shown practical. Passive network observers can steal SSH RSA keys if faulty signature generated, allowing impersonation. Show Notes - https://www.grc.com/sn/SN-948-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: kolide.com/securitynow bitwarden.com/twit GO.ACILEARNING.COM/TWIT

Passive Investor Tips is a weekly series hosted by full-time passive investor and Best Ever Show host, Travis Watts. In each bite-sized episode, Travis breaks down passive investor topics, simplifying the philosophy and mindset while providing tactical, valuable information on how to be a passive investor. In this installment of Passive Investor Tips, Travis Watts discusses three strategies to gain a broader perspective in real estate investment. He focuses on foundational aspects beneficial to both beginners and experienced investors, emphasizing principles and life lessons vital in the field of real estate.   Sponsors BV Captial BAM Capital Rentec Direct

This episode explores the varied facets of real estate investing, focusing on passive strategies beyond traditional rental properties. The discussion, led by expert Javier, covers private lending, syndications, mortgage notes, and land banking. It offers a deep dive into the advantages and challenges of each option, alongside practical insights and real-life examples, making it an essential guide for anyone looking to diversify their real estate investment portfolio.   Key Takeaways to Listen for Variety in Real Estate Investing:  Options extend beyond rental homes to include private lending, syndications, mortgage notes, and land banking. Passive Income Streams:  Mortgage notes and syndications present opportunities for significant passive income with minimal management. Balancing Risks and Rewards:  Different investments carry unique risks and benefits; for example, rental properties offer appreciation but require active management. Land Banking Potential: Buying and holding land, especially near growing cities, can be a strategic long-term investment. Investment Style Alignment:  The importance of choosing investment types that align with personal goals and investment styles is highlighted. Connect with Us To learn more about partnering with us, visit our website at https://javierhinojo.com/ and www.allstatescapitalgroup.com, or send an email to admin@allstateseg.com.  Sign up to get our Free Apartment Due Diligence Checklist Template and Multifamily Calculator by visiting https://javierhinojo.com/free-tools/. To join Javier's Mastermind, go to https://javierhinojo.com/mastermind/ and to apply to his BDB Mastermind, see https://javierhinojo.com/mastermind/#apply_form and answer the form.   Follow Me on Social Media Facebook: Javier A Hinojo Jr. Facebook Group: Billion Dollar Multifamily and Commercial Real Estate YouTube Channel: Javier Hinojo Instagram: @javierhinojojr TikTok: @javierhinojojr X: @JavierHinojoJr The Naked Truth About Real Estate Investing on Spotify