Podcasts about Passive

Dating apps. Social media. Attachment styles. Pheromones. Love languages. AI. Phones. Trauma. Conflict avoidance. We have more information about relationships than any generation before us, yet all of that information may actually be making relationships harder to navigate. In this return conversation, Darin sits down with psychologist, professor emeritus, and relationship expert Dr. Max Butterfield to cut through the noise surrounding modern love, dating, marriage, parenting, and human connection. Max brings a research-backed perspective to everything from whether pheromones really influence attraction to why physical touch can feel electric, why dating apps cannot fully recreate organic connection, and why we may be overcomplicating relationships that ultimately depend on a few surprisingly simple things. But the conversation goes much deeper than dating. Darin and Max explore why unresolved conflict can quietly erode a relationship, why learning to tolerate discomfort may be one of the most important skills we can develop, and why self-regulation has to come before conflict resolution. They discuss trauma, attachment styles, the danger of turning psychological labels into identities, and why understanding your past matters only if it helps you move forward. They also turn toward the next generation. After two decades in college classrooms, Max shares what he has witnessed as technology and AI rapidly reshape education, attention, independence, and problem-solving. They explore why children need safe opportunities to struggle, why parents can't eliminate every uncomfortable experience, and why changing a child's relationship with technology often requires parents to change their own behavior first. Ultimately, this is a conversation about returning to something increasingly rare: real human connection. Looking someone in the eyes. Having the uncomfortable conversation. Letting children solve problems. Knowing your neighbors. Spending time with people who think differently from you. And remembering that beneath all the algorithms, labels, disagreements, and screens, we may have far more in common than the modern world encourages us to believe. What You'll Learn Why social media has magnified misinformation and confusion around relationships What the research actually suggests about pheromones, attraction, and physical touch The three questions Max uses to simplify romantic relationships Why dating apps can never completely replace real-world connection and accountability Why unresolved conflict can quietly destroy relationships over time How self-regulation changes the way couples navigate difficult conversations Why attachment styles and love languages can become harmful when treated as fixed identities How safe discomfort helps children build confidence, independence, and problem-solving skills Why AI forced Max to radically rethink how he taught college students How rebuilding real-world community could restore trust and genuine human connection Chapters 00:00:03 – Welcome to SuperLife 00:00:34 – Sponsor: Fatty15 00:04:16 – Welcome back to the podcast 00:04:18 – Introducing Dr. Max Butterfield 00:05:42 – Part two begins 00:06:42 – What has become so strange about modern dating? 00:07:10 – How Instagram became a dating app 00:07:30 – Social media's endless stream of relationship misinformation 00:08:18 – When personal experience becomes universal advice 00:09:06 – The problem with turning anecdotes into relationship rules 00:09:27 – What's actually true about pheromones? 00:10:19 – Why the size of an effect matters more than whether it exists 00:10:57 – Max's surprising research into smell and human behavior 00:11:40 – What happens when science corrects itself 00:12:17 – Attraction, smell, physical appearance, and kindness 00:12:50 – What men and women say they want versus who they actually choose 00:13:32 – Why physical touch can feel electric 00:14:25 – Is our response to touch physical or psychological? 00:15:33 – Why everyone experiences touch differently 00:16:20 – How modern life interferes with our instincts 00:17:42 – How do you figure out what you actually need? 00:18:32 – Why relationships need the equivalent of "whole foods" 00:18:51 – We are massively overthinking relationships 00:19:10 – Max's three fundamentals of a relationship 00:19:31 – What gets lost when communication moves onto a screen 00:20:20 – Why emojis can't recreate face-to-face connection 00:20:57 – Are we becoming too interconnected? 00:21:14 – How constant connection fuels overthinking 00:21:40 – What modern relationships lost when community disappeared 00:22:44 – Are dating apps helping or hurting us? 00:23:18 – Dating apps as a modern solution to a modern problem 00:23:38 – Getting back to the "sweet potatoes" of relationships 00:24:09 – Why being introduced by someone you trust feels different 00:25:00 – When algorithms replace your community's matchmaking 00:25:22 – Sponsor: Shakeology 00:27:09 – Why ghosting is easier when there's no accountability 00:27:49 – What healthy relationships do differently with conflict 00:29:06 – The two foundations of a good relationship 00:29:52 – Why cooling down isn't the same as resolving the problem 00:30:13 – You have to become willing to tolerate discomfort 00:31:09 – Discomfort is a skill you can train 00:31:57 – Why Darin chooses to have the conversation he doesn't want to have 00:32:27 – Passive aggression and the hidden conflict underneath it 00:33:20 – Don't assume unresolved problems simply disappear 00:33:59 – The difference between healthy confrontation and being a jerk 00:34:18 – Self-regulation comes before conflict resolution 00:34:43 – Why your partner may not be ready just because you are 00:35:20 – Being married for decades doesn't mean you've learned relationship skills 00:36:08 – Teaching emotional awareness from childhood 00:36:29 – Trauma, triggers, and what we bring into relationships 00:38:22 – Big-T trauma versus everyday emotional wounds 00:39:11 – Why different approaches work for different people 00:39:52 – Darin opens up about his childhood and family 00:41:12 – How childhood abandonment can reappear in adult relationships 00:42:09 – When healing turns into endless rumination 00:42:50 – Stop studying the bus and start healing the broken leg 00:43:31 – What does the science actually say about attachment styles? 00:43:55 – The danger of putting yourself inside a psychological box 00:44:45 – Why labeling your partner "avoidant" can stop self-reflection 00:45:08 – How information overload creates oversimplified answers 00:46:38 – What 25 years of marriage taught Max about relationships 00:47:22 – Growing together instead of expecting perfection 00:47:42 – Why influencer relationship advice can be misleading 00:48:26 – How infinite choices are reshaping our brains 00:49:14 – Why nobody fully knows what technology is doing to the next generation 00:50:01 – Are "digital natives" actually better with technology? 00:50:54 – Max becomes a psychology professor emeritus 00:51:37 – How AI instantly changed the classroom 00:52:21 – The life skills traditional education isn't teaching 00:53:10 – Why young people are struggling with basic social interactions 00:54:09 – Are children reaching independence later than previous generations? 00:54:33 – Why protecting children from discomfort can backfire 00:54:55 – How Max deliberately lets his children struggle 00:55:52 – Safe discomfort and building confidence early 00:56:13 – Why achievement creates self-confidence 00:57:06 – Parents have to tolerate watching their children fail 00:57:51 – Teaching children to make decisions instead of making every decision for them 00:58:27 – What happens when young adults can't resolve simple conflicts 00:59:26 – Frustration isn't always something to escape 00:59:57 – When should children get phones and tablets? 01:00:49 – Teaching healthy technology use instead of pretending it doesn't exist 01:01:41 – Why every child needs a different approach to technology 01:02:23 – What to do when your child is already addicted to their phone 01:03:27 – Why removing technology without replacing it doesn't work 01:04:05 – Finding replacement behaviors your child actually enjoys 01:04:57 – Parents have to model the behavior they expect 01:05:41 – If you want to change your child, change yourself first 01:06:00 – Max's first book and what's coming next 01:06:21 – Why content creation feels like a pie-eating contest 01:06:50 – You won the internet today. Now do it again tomorrow. 01:07:31 – Why Max never wanted to become famous 01:08:20 – Combining education and entertainment 01:09:21 – Bots, online negativity, and the illusion of the internet 01:10:16 – You may be arguing online with a fifth grader 01:11:02 – Max's upcoming book on healthy relationships 01:12:26 – Creating without knowing whether people will love it 01:13:23 – Why education works better when it's entertaining 01:13:50 – The battle for human attention 01:14:30 – How Max learned to keep students engaged 01:15:39 – The sleeping student Max moved an entire classroom away from 01:16:14 – How AI forced Max to completely redesign his classes 01:17:13 – Going backward technologically to move education forward 01:17:44 – Why students performed better when the classroom went low-tech 01:18:06 – Technology as the junk food we struggle to resist 01:18:50 – Why Max still has faith in the next generation 01:19:12 – Trusting people in an age of concentrated technological power 01:19:52 – Happiness, kindness, and the importance of trust 01:21:22 – Why trust in your community matters 01:22:10 – Have we lost part of the fabric of humanity? 01:22:35 – What disappears when accountability disappears 01:22:56 – Being neighbors with someone whose politics you disagree with 01:23:41 – We have more in common than algorithms make us believe 01:24:06 – Disagreement doesn't have to divide us 01:24:29 – Rebuilding "village" communities in modern life 01:25:01 – Are people fundamentally good? 01:25:41 – Why the worst behavior gets the most attention 01:26:12 – What traveling taught Darin about humanity 01:26:44 – Meeting people different from you can change everything 01:27:25 – How travel changed Max's worldview 01:27:47 – Different cultures, common humanity 01:28:16 – Creating without knowing what tomorrow brings 01:28:31 – Closing Thank You to Our Sponsors: Fatty15: Get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/DARIN and using code DARIN at checkout. Shakeology: Get 15% off with code DARINO1BODI at Shakeology.com. Join the SuperLife Community: Get Darin's deeper wellness breakdowns, beyond social media restrictions: Weekly voice notes Ingredient deep dives Wellness challenges Energy + consciousness tools Community accountability Extended episodes Join for $7.49/month → https://patreon.com/darinolien Find More from Dr. Max Butterfield: Instagram: @drmaxbutterfield Website: drmaxwellness.co Download his Long-Distance Relationship Survival Guide Find More From Darin Olien: Website: darinolien.com Instagram: @darinolien Book: Fatal Conveniences Platform & Products: superlife.com New Show: Roadmap to Happiness Key Takeaway "We have more information about relationships, psychology, parenting, and human behavior than ever before, but information isn't the same thing as wisdom. We can label ourselves avoidant, analyze every text, outsource dating to an algorithm, avoid every uncomfortable conversation, and protect our children from every struggle, but eventually we still have to learn how to be human with each other. Healthy relationships require discomfort. They require self-regulation, accountability, honesty, presence, and the willingness to repair what has been damaged instead of pretending it disappeared. Our children need the freedom to struggle safely enough to discover that they are capable. And all of us need real communities where people know us beyond a profile, a political belief, or an algorithm. Technology can connect us to almost everyone, but the deeper challenge is remembering how to truly connect with the person standing right in front of us."

In episode 507 of the Reformed Brotherhood, Tony and Jesse continue their journey through the parables of Luke's Gospel, landing in Luke 12:35–40. What appears at first glance to be a familiar call to watchfulness turns out to be something far more demanding — and far more gracious. The parable of the waiting servants is not a call to spiritual passivity or anxious vigil, but to active, disciplined faithfulness. Girded loins and burning lamps are not the posture of someone sitting and waiting — they are the posture of someone already at work. And when the master returns to find his household in good order, he does the unthinkable: he puts on an apron and serves his servants. Grace, as always, gets the last word. Key Takeaways Biblical waiting is never passive. The command to "gird your loins" describes a settled state of active readiness — not anxious watching, but faithful, ongoing work in the master's household. This parable is more about sanctification than justification. Unlike the Parable of the Ten Virgins, which emphasizes spiritual preparedness, this parable calls believers to holiness and continued good works in the time before Christ's return. The master's service is the shocking grace at the center of the parable. That the returning master would gird himself and serve the faithful servants is the parable's defining surprise — the reward is not earned, but given freely by a gracious master. Our best works cannot merit grace, yet God is pleased to reward sincere obedience. Drawing on Calvin and Augustine, Jesse articulates that when God crowns our faithfulness, he is crowning his own gifts working in and through us. The parable speaks differently to different audiences. Christ is addressing a mixed crowd — genuine disciples, swept-up enthusiasts, and hostile opponents. The same event (the master's return) carries opposite meanings depending on the condition of the heart that meets it. The late-watch blessing is a word of encouragement to the weary. Faithfulness at 3 a.m. is harder than faithfulness at 9 p.m. The blessing pronounced on those found faithful in the late watches is a word of hope for those in seasons of dryness, discouragement, or spiritual fatigue. Peter's question in verse 41 is not a failure — it is a mirror. Even Peter, standing directly in front of Jesus, did not know who the parable was for. Confusion in the face of these texts is not shameful — it is an invitation to slow down and look more carefully. Key Concepts Active Faithfulness: What "Girded Loins" Actually Demands The phrase "let your loins be in the state of having been girded" is a Greek perfect participle — describing not a momentary action but a settled, ongoing condition. In the ancient Near East, men wore long flowing robes, and tucking the hem into the belt was reserved for moments of work, travel, or battle. It was not comfortable. You would not stay girded longer than you had to. The parable's command, then, is not simply "be alert" — it is "stay in the posture of someone already doing their job." The servants are expected to be found working when the master returns, not merely watching out the window. Biblical waiting, as Jesse notes, has always been active: Israel ate the Passover meal with sandals on and staff in hand. Simeon waited for the consolation of Israel by being present in the temple. Waiting, rightly understood, is a form of faithfulness. Grace That Serves: The Parable's Shocking Reversal The most disorienting moment in this parable is not the master's unexpected return — it is what he does when he arrives. He finds his servants awake and the house in order, and rather than accepting their service, he girds himself and waits on them. This is not a reward they have earned by staying awake. As Tony points out, the master serves because there is nothing left to be done — the household is already well kept. The servants' faithfulness creates the conditions for the master's grace to be expressed in the most lavish possible way. This is the Reformed instinct confirmed by the parable itself: our obedience does not purchase the feast, but the master's grace sets the table. When God crowns faithfulness, he is crowning his own gifts, not ours. The banquet was always his to give. A Parable for a Mixed Crowd: One Return, Two Meanings Christ is not preaching to a tidy congregation of committed disciples. He is speaking to thousands — a traveling crowd that includes genuine believers, curious followers, and hostile observers. The sudden shift from the returning master to the image of a thief in verse 39 is jarring, but it may be precisely the point. The same event — the return of the Son of Man — carries entirely different weight depending on who is waiting for him. To those who are watchful and faithful, he comes as a beloved master bringing a feast. To those who are careless or unprepared, he comes like a thief, and loss follows. The doctrine of perseverance is not a license to coast. God perseveres his people through their persevering — working in them both to will and to do. The parable presses every hearer to ask: which household am I keeping?

If your nightstand is stacked with self-help books, your TikTok feed is full of relationship advice, and you are listening to podcasts just like this one—you might be caught in the passive healing trap.  In this episode, we are talking about why the most common things people do to feel better won't actually help you move past a breakup. We explore the heavy burden of heartbreak shame, the terrifying nature of vulnerability, and why our brains prefer the safety of "passive healing" (like reading and scrolling) over the active, life-changing work of coaching or therapy. If you are tired of carrying the weight of your breakup entirely on your own, it's time to step out of the shadows.  Ready to Fast-Track Your Breakup Recovery? Stop trying to DIY your healing in secret. Let's turn your heartbreak into a catalyst for your greatest transformation. • Claim your Free 30-Minute Strategy Call here: https://www.angieday.com/join/   Discover your Unique Breakup Style (Diagnose Your DEOS): By identifying whether you lean Anxious, Dismissive-Avoidant, or Fearful-Avoidant, you gain a clear blueprint for your behavior. • Take the quiz here: https://www.angieday.com/free-quiz/   Connect with Angie: • Email me at: angie@contactangieday.com • Leave a Voicemail: https://www.speakpipe.com/TheBacktoHappyPodcast

Join us on October 8–9, 2026, in Las Vegas, Nevada, for the first-ever Passive Income Pilots Conference. Learn how to build smarter wealth beyond the cockpit: https://www.passiveincomepilots.com/pip-conference Tait Duryea and Ryan Gibson examine the side of real estate investing that spreadsheets often miss, the return on life. Drawing from their own experiences with rental properties, they discuss when active ownership is worth the time, why so-called passive investments can start to feel like another job, and how pilots should think about short-term rentals beyond the tax benefits. They also cover cost segregation, bonus depreciation, depreciation recapture, 1031 exchanges, and why buying assets you are comfortable holding long term can matter. For pilots focused on tax efficiency and financial independence, this episode offers a practical look at what real estate ownership can actually require.Show notes:(0:00) Passive Income Pilots Conference announcement: https://www.passiveincomepilots.com/pip-conference (0:54) Reality of active real estate investing(2:24) Measuring your return on life(6:50) Tait's costly multifamily lesson(11:10) Moving from active to passive investing(13:24) Short-term rentals and tax benefits(14:51) Grade the deal and lifestyle(19:56) Short-term rentals are hospitality businesses(24:28) Cost segregation and CPA planning(28:43) Depreciation recapture when selling(32:37) Buying assets for long-term wealth(37:54) OutroRelated Episodes:#32 - Tax Savvy Investing: The Power of Cost Segregation with Yonah Weiss#85 - Cost Segregation: The Tax Strategy You Can't Afford to Ignore with Erik Oliver#144 - Depreciation, Cost Segs, and the IRS Rules Pilots Miss with Brandon Hall#145 - Bonus Depreciation & Cost Seg: The Tax Strategy Pilots Can't Ignore with Gian PazziaBook Reference:Optimize YOUR BnbIf you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

The Number Nobody Tells You About Voiceover Marketing I need to have a real conversation with you. Not a comfortable one. Not a motivational poster kind of conversation. A lot of you are working really hard and wondering why it is not translating into bookings. You are auditioning, posting, emailing, doing the things, and it feels like nothing is moving. And instead of looking at the actual math and data of this business, you are starting to wonder if maybe you are just not good enough. You are good enough. That is not the problem. The problem is the number. Here Is the Number Industry veterans who have been in this business for decades are now saying that the old standard of 20 marketing touches a day is dead. That number used to be considered ambitious. A serious effort. The bar is now 100. 100 touches a day between auditions and direct marketing outreach if you want to compete at a serious level in today's market. I know how that sounds. But I would rather you hear it from me now than spend another year wondering why 20 is not cutting it. What a Touch Actually Is A touch is not a finished, polished, custom audition every single time. A touch is any meaningful point of contact within the industry. An audition submitted, a LinkedIn connection request sent, a follow-up email, a comment on a piece of content, a pitch email, a check-in with a producer you worked with six months ago. All of it counts. The Three Reasons Most Voice Actors Never Get Close to 100 The first is perfection paralysis. You spend so much time crafting the perfect audition, agonizing over every take, re-recording 17 times, and then you submit three auditions instead of 10 because you spent 30 minutes on each one. A solid, confident, well-directed audition submitted today beats a perfect audition submitted next week every single time. Done is better than perfect in a volume business. Full stop. The second is confusing being busy with doing the work. Being in voiceover Facebook groups is not a touch. Watching tutorials is not a touch. Reorganizing your recording space is not a touch. All of those things have value but none of them move the needle the way actual outreach does. You can feel very busy and be making very little contact with the people who actually hire you. The third is not tracking anything. If you are not writing down what you sent, who you sent it to, when you sent it, what subject lines you used, whether they responded, you have no idea what is working. Tracking is not optional. It is the infrastructure of the business. What a 100 Touch Day Actually Looks Like I am a big fan of time blocking. Here is one version of what this could look like. Morning block: 90 minutes on auditions. If you are working on a casting platform and you are focused and not overthinking, you can realistically submit eight to twelve auditions in that time. That is 10 touches right there. Then 30 minutes on direct marketing. Five personalized pitch emails to potential clients. Five more touches. Middle of the day: 20 minutes on LinkedIn. Ten connection requests to people in your target industries, five meaningful comments on posts from people you want to be on the radar of, one piece of content that demonstrates your expertise. Fifteen more touches. Next block: follow-ups. Anyone you reached out to in the last week who has not responded gets a brief non-desperate follow-up. Ten more touches. Then check-ins with your existing network. A quick note to a producer you worked with, a congratulations to someone whose project just launched. Another 10 touches. And then the auditions you submit through agents and other rosters throughout the day. Another 20, 30, maybe 40 depending on what is available and how efficiently you work. None of that requires you to be superhuman. It requires you to be organized, consistent, and willing to prioritize this work. The Thing I Want You to Sit With Most actors approach this business like they are waiting to be discovered. Passive. If they just get good enough, if they just have the right demo, if they just book that one thing, the floodgates will open. The alternative is you have to go get it every single day. It is relentless. It is consistent without waiting for permission. The voiceover actors who are thriving right now are not the most talented or the most popular. They are the most persistent. The most organized. The most willing to show up and do the unsexy things. A hundred touches a day sounds exhausting until you reframe it. What it actually means is that you are making yourself impossible to ignore. The math is on your side if you do the work. But you have to do the work. Your Homework Count your touches from yesterday. Actually count them. Auditions, emails, social media activity, follow-ups, all of it. Write down that number. And then be honest with yourself about the gap between that number and 100. Not to beat yourself up. This is a clarity moment. Because most of us have a significant gap between what we are doing and what we think we are doing, and pretending it does not exist is not going to close it. This is the long game. It is a hard game. But it is absolutely a winnable game for the people who show up every day and put the numbers on the board. Want to Keep the Conversation Going? Share this with another voice actor who needs to hear it. And reach out to Mandy at mandy@actingbusinessbootcamp.com. See you next time.

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Jason Williams spent 15 years as a chemical engineer. He's owned real estate since 2003 and large multifamily since 2017. When he started underwriting apartments, half the spreadsheets he was handed had broken cells and equations that didn't work, so he built his own model. People kept asking him to show them how it worked, and that model became Ironclad Underwriting.His rule is simple: never underwrite off your own numbers. The property manager tells him what each unit can rent for. The insurance broker prices the premium off comparable properties, and he uses the high end of the range. A tax advisor fights the assessment. And the plumber's bid gets multiplied by three, sometimes four."Every single property I've had from a 1950s build up to early 2000s has had major plumbing issues."What Ed and Jason get into:Why a T12 almost never ties to the bank statements, and when that gap is actually a red flagRent rolls that look clean but hide a rollover cliff, and why the manager, not the spreadsheet, sets pro forma rentsInsurance priced on replacement cost, and what Texas nondisclosure does to your tax bill after you buyThe tax advisor who saved him $20,000 one year and $11,000 this year, paid only on a percentage of what he savesWhy he no longer chases agency debt, even with the better ratesA 72-unit plumbing job that put residents in a hotel for two weeks, and a gas leak that shut off the gas over Easter weekendEd's sewer line on a 10-unit building that passed inspection: a $5,000 to $10,000 fix at purchase that became $44,000 a year and a half laterSix months of reserves, and why Ed doubled his after the pandemicThe zoning mistake on a mobile home community that has cost Jason more than a year of unexpected debt serviceAlso in this episode, Questions from the Underground. An experienced Connecticut investor asked Ed whether it's time to cycle back to cash flow deals or keep riding the appreciation wave. Ed's answer: it's always a cash flow play. Appreciation is the cherry on top, not the basis of a business plan.Books mentioned:Who Not How by Dan Sullivan with Dr. Benjamin Hardy, Jason's favoriteThe E-Myth Revisited by Michael E. GerberConnect with Jason Williams at ironcladunderwriting.com, or on LinkedIn. His free underwriting resources and his weekly underwriting podcast are on the site.Got a question you want answered on the show? Send it to ed@clarkst.com.Recorded September 2026.Real Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcastElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

Search Results MORE TACTICAL TUESDAY!!! Become a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.Head to https://bepreparedsolutions.co/partner/pbn, or use code PBN20 when you sign up to get 20% off their incredible preparedness tools, custom plans, and LOCAL INTELLIGENCE. STOP THE ADS! Become a PBN Supporter for just $5 a month and get exclusive podcasts just for supporters. BECOME A SUPPORTER The Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilyJoin the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!Newsletter – Welcome PBN FamilyGet Your Free Copy of 50 MUST READ BOOKS TO SURVIVE DOOMSDAY

Pick up my book The American Nightmare! => ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ In Today's Episode Welcome to a brand new week on the Coach JV Podcast. Remember, what you believe in your heart and think in your mind will eventually become your words and your reality. If you can see it in your mind, you will hold it right here in your hands. What you repeatedly do gets ingrained in your subconscious mind until it becomes an unconscious daily activity. This week, we are confronting one of the most destructive forces in human nature: the cost of the waiting man. Every single task you push off until tomorrow, every problem you sit around hoping someone else will fix, every order you wait to receive, and every excuse dressed up as "later" is a job a real man would have already done. Waiting feels safe, but the truth is that waiting is just surrender in slow motion. The problems in your life are not going to wait for you, and a real man never sits around waiting on other men or waiting to be told what to do. Our brains crave the dopamine that comes from taking care of business when nobody is watching and nobody is telling us what to do. Whether it's walking past a piece of trash and picking it up, doing the dishes, or stepping up to build an empire, real men move. Women and children are subconsciously observing, hoping the man steps up and does what needs to be done. Here is how we are breaking down our battle plan for the week: Monday: Facing the cost of the waiting man and why procrastination is surrender in slow motion. Tuesday: Waiting versus acting—stop waiting for a savior, a president, or a boss to fix your life. Wednesday & Thursday: Tactical execution tools to stop procrastinating, activate immediately, and step up. Friday: The full week recap to get motivated, inspired, and ready to kick some ass spiritually, physically, and financially. Stop sitting on the sidelines of your own life, stop making excuses, and start stepping up when nobody is watching. Warriors Rise! Other Resources! > Set Up Your Consultation with our Indexed Universal Life Insurance Team = > ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://freedominsurancellc.com/consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ > Track your entire crypto portfolio, build exit strategies and receive real-time sell alerts, all in one simple dashboard. Do all of this with our Crypto Tracking App Merlin! Get 30 Days of Merlin Free => ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.merlincrypto.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ > Learn about how to join our 3T Warrior Academy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sale.3twarrioracademy.com/home?utm_source=linktree&utm_medium=social&utm_campaign=CJV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to my conversation with Ed May. As you may remember, Ed, is a partner at Building Type, a design consulting firm that concentrates on passive house energy modeling and successfully guiding projects to certification and/or just achieving their performance goals. The conversation picks up where we left off discussing how Passive house integrates with code compliance. We also speak to his work with Honey Bee open source software and his thoughts on resiliency and indoor air quality.Ed May on ⁠LinkedIn⁠⁠Building Type ⁠PH-TOOLS ⁠open-source tools⁠ for Passive House energy modelingBuilding Type ⁠Learn⁠⁠Parsons School of Design⁠Parsons Solar Decathlon ⁠Team⁠More information about ⁠Construction Instruction

Spiritual drift is subtle, and it can happen to even the most seasoned believers. Hebrews 10 calls us out of complacency and into active, connected faith. Jesus opened a new and life-giving way through His death, and we are meant to walk in it. Holding tightly to hope, investing in others, and gathering consistently with the body of Christ are not optional extras. They are the very things that keep us from stagnating. Passive faith leads to the same place every time: being stuck. God has not called us to coast. He has called us to move forward together, with hope firmly in hand.

Are you interested in what we can learn from the Middle East regarding urban cooling? Our debate today works with the article titled A systematic review of passive cooling strategies integrating traditional wisdom and modern innovations for sustainable development in arid urban environments from 2026, by Shiva Manshour and Steffen Lehmann, published in the Discover Cities journal. This is a great preparation to our next interview with Shawn Meyers in episode 468 talking about the Middle East as a testing ground to find climate-resilient solutions. Since we are investigating the future of cities, I thought it would be interesting to see how we can utilise passive cooling strategies to enhance urban thermal comfort. This article provides a practical roadmap for architects and policymakers to reduce energy dependency and mitigate rising temperature through climate-adaptive urban planning.Find the article through this link.Connected episodes you might be interested in:No.104R - The story of NEOM city: opportunities and challengesNo.105 - Interview with Richard Morrison about project NEOMNo.444 - Interview with Markus Appenzeller about the opportunities in the Middle EastYou can find the transcript through ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠th⁠i⁠⁠⁠s link⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.What was the most interesting part for you? What questions did arise for you? Let me know on Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@WTF4Cities⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠wtf4cities.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ website where the⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠showno⁠t⁠es⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠are also availableI hope this was an interesting episode for you and thanks for tuning in.If you would like to support the podcast, check out the ⁠⁠Building Better Cities book⁠⁠ or our ⁠⁠Patreon⁠⁠!Episode generated with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Descript⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ assistance (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠affiliate link⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)Music by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lesfm ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pixabay⁠

A traveler's attempt to pay rent turns into one of Amsterdam's premier touring companies.Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week.Show notes: SideHustleSchool.comEmail: team@sidehustleschool.comBe on the show: SideHustleSchool.com/questionsConnect on Instagram: @193countriesVisit Chris's main site: ChrisGuillebeau.comRead A Year of Mental Health: yearofmentalhealth.comIf you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Purity will never happen by accident. In this episode of Satisfied, Ryan Swanson opens Proverbs 7 and Romans 16 to show why avoiding deliberate sin is not enough when careless choices still put temptation in your path. Take an honest look at your scrolling, your safeguards, and your accountability, and choose to be intentionally pure.Topics DiscussedThe young man in Proverbs 7 who walked near the strange woman's cornerThe difference between lacking discernment and being simple concerning evilWhy innocence and purity cannot be protected by passivityCareless scrolling and allowing algorithms to choose what you seePractical safeguards and accountability before entering a known area of temptationKey TakeawaysNot seeking out temptation does not make careless choices safe.Purity calls for intentional decisions about the paths you take and the media you consume.Recognize the weakness of your flesh and communicate with an accountability partner before revisiting a known danger.Choose concrete safeguards as you seek to be less gratified and more satisfied with Jesus Christ. If you've been encouraged by this podcast, please take the time to give us a five-star rating and write a brief review. That would help tremendously in getting the word out and raising the visibility of the Thee Generation for others. For more faith inspiring resources and information about joining Thee Generation, please visit theegeneration.org.

I've had a few experiences in my business and my life recently that reminded me about the perils of complacency. And I bet - I BET - that you can relate. Book a free discovery call with me! We can spend an hour looking at your creative career. You deserve to thrive, and your artistry matters. https://calendly.com/jennet/thmMake sure you SUBSCRIBE to Crushing Classical, and maybe even leave a nice review! Thanks for joining me on Crushing Classical! Theme music by DreamVance.I help people to lean into their creative careers and start or grow their income streams. You can read more or hop onto a discovery call from my website.  https://jennetingle.com/work-with-meI'm your host, Jennet Ingle. I love you all. Stay safe out there! 

Passive faith is like waiting for rain in the desert—refreshing, but unlikely. If you're sitting around hoping opportunity will stroll up and introduce itself, you might be waiting a while. Matthew 11:12 isn't shy about it: kingdom success is for those who roll up their sleeves and get moving. So, pitch boldly, knock like you mean it, and let every 'no' nudge you closer to the real prize. Tune in and let's figure out how to keep moving until you win.#FaithInAction #Matthew1112 #ChristianMotivation #OvercomingRejection #AggressiveFaith #BreakthroughMindset

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Index funds are often sold on one big idea: diversification. But owning hundreds of companies does not always mean your money is spread as evenly as you think.Tash and Jack take a closer look at what can sit underneath a seemingly simple ETF. They unpack concentration risk, overlapping funds and the point where a “passive” portfolio can start looking surprisingly active.In this episode:

Can YouTube for Real Estate really bring in consistent leads without cold calling - even in a small market? Levi Lascsak sits down with real estate agent Chris Roberts to talk about how the Passive Prospecting Program helped him build a YouTube strategy that eventually led to 14 closings, $6.5 million in production, and about $140,000 in GCI over 12 months.Chris shares what happened when he first started using YouTube for real estate, including the long stretch when he posted videos but barely saw any results. He explains how he stayed consistent, found a better way to reach people moving to Southeast Tennessee, and eventually started getting two to three real estate leads per week. Levi Lascsak also breaks down why real estate agents should not give up on YouTube too early and how focusing on the right local audience can make a huge difference.If you are a real estate agent who wants to learn how YouTube can generate leads, build trust, and create a steady source of business, this conversation is worth watching. You will hear a real-world example of how passive prospecting works, why consistency matters, and how a real estate YouTube channel can help you connect with people before they ever contact you.======Learn how to get Sellers from Your YouTube Channel: https://listingsleadmachine.com/optinSchedule a Call With Us to Discuss Partnering With eXp - https://bit.ly/PassiveProspectingPartnershipHere's the link to try a free trial of Channel Studio: https://linkless.io/egH8eaGet Our New Book - https://bit.ly/PassiveProspectingBook

Stewart Heath, CPA went into 2008 over-levered and under-reserved. He handed buildings back to the banks. He says that for want of roughly $300,000 in reserves he would still own them, and every rule he operates by now was built backward from that number. His book is called "Don't Do What I Did."Stewart runs Harvard Grace Capital out of Spring Hill, Tennessee, buying stabilized commercial assets along the I-65 corridor from Nashville to Birmingham. Medical office, suburban office, storage, retail and warehouse. Eleven assets by the company's count and more than 300,000 square feet. Their tagline is boring is beautiful. It is printed on the banners."There's not a whole lot boring about 13% cash on cash returns."What Ed and Stewart get into:The 12 months of mortgage reserves he sets aside on every deal, sized as if the property income goes to zero, and what holding that money costs him in returnsWhy medical office is his favorite asset class: hundreds of thousands of dollars of tenant build-out, 10 year leases, triple net with 3% bumps and tenants who treat rent as a line item instead of a negotiationSuburban office and service retail, the class B buildings where a business meets its customers rather than collects its employeesWhy he underwrites a geography and not an asset classWhy he refused to run a fund for years, and what two independent RIA relationships changedRetail moving from 25% food and restaurants to almost 60%, with price per square foot almost doubling in three yearsWhy he stopped doing single-tenant deals after watching a tenant walk out on 10 years of leaseThe contrarian office call: nobody can finance new office, the population is not shrinking and one of his buildings sits in a town under a two year sewer moratoriumAlso in this episode, a new segment called Questions from the Underground. An investor owns 19 units two states away. His manager reports 95% occupancy every month and his distributions have shrunk four quarters in a row. Ed walks through the per unit profit and loss that tells him whether he has a building problem, a manager problem or one bad quarter.Books mentioned:"Don't Do What I Did" by Stewart Heath. Free at harvardgrace.com for an email address.Who Not How by Dan Sullivan with Dr. Benjamin Hardy. Stewart is on his third read.The E-Myth Revisited by Michael E. GerberBuy Back Your Time by Dan MartellRich Dad Poor Dad by Robert Kiyosaki, the book his mentor handed himConnect with Stewart Heath at harvardgrace.com, or on LinkedIn. The free book and his calendar are both on the site, and he will talk real estate with anyone.Got a question you want answered on the show? Send it to ed@clarkst.com.Recorded June 2026.Real Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcastElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

End game end game end gammmmme...Fiddle faddle fayyyyy...We don't care if it ends up plainnnnn...We just want it to be fun. Hooray!Hopefully you're enjoying GGG''s Path of Exile 2's 0.5.5! Or PoE 1! Thanks for listening to episode 362! Love ya! In Episode 362 of Forever Exiled, we dig into the Path of Exile 2 endgame changes introduced with patch 0.5.5, including the new Atlas progression system and what it means for player choice. Does earning enough points to eventually fill the entire Atlas passive tree make progression feel rewarding, or does it remove the customization that makes Path of Exile's endgame so compelling?We compare the PoE 2 Atlas with Path of Exile 1's Atlas passive trees, alternate tree loadouts, scarabs and personalized farming strategies. We also discuss what keeps us returning for a new league, what makes an endgame worth grinding and why PoE 2 still has work to do before its full release.Forever Exiled Info:www.foreverexiled.comPatreonTwitter @ForeverExiled82Path of Exile WebsiteWrecker of Days Builds ListDiscord...FE Merch StoreFE Nexus Store

David Jones, Ashley Young and Louis Saha bring you all the reaction and biggest talking points from Fulham v Manchester United.We hear from goalscorer Matheus Cunha and Fulham goalkeeper Bernd Leno, who made several important saves.David asks whether United have forgotten what worked so well during their Champions League push at the end of last season. And Gary Neville joins us in this studio, unhappy with his old side's intensity.Next, Natalie Gedra speaks to a frustrated Álvaro Arbeloa, who was pleased with his side's performance but claimed that “every decision was for them” — referring to Manchester United.She also speaks to Michael Carrick, who felt his side should have won the game and hit back at accusations that his team were “passive”.-•You can watch the Premier League action live on Sky Sports. If you're not already a Sky customer, you can stream Sky Sports on your terms with a NOW membership. Sign up to NOW here: www.nowtv.com/membership/watch-sky-sports?DCMP=ilc_skysports_podcastlink•Listen to every episode of the Sky Sports Premier League Podcast here: www.skysports.com/podcasts/36578/11933957/sky-sports-premier-league-podcast-post-match-analysis-from-super-sunday-mnf-and-more•You can listen to the Sky Sports Premier League Podcast on your smart speaker by asking it to "play Sky Sports Premier League Podcast".•For all the latest Premier League news, head to www.skysports.com/premier-league•For advertising opportunities email: skysportspodcasts@sky.uk

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 2178: Amber Waugaman breaks leadership into five distinct roles: motivator, teacher, coach, role model, and doer. She explains what each one looks like in practice, why the coaching role is the one leaders most often skip, and what passive leadership costs an organization. Her point is that these roles are available to anyone, with or without a title. Read along with the original article here: https://awleadershipadvisory.com/5-key-roles-that-leaders-play Quotes to ponder: "As always, you don't need a formal leadership title to exhibit leadership behavior." "A coaching style is: two-way, non-directive, non-judgmental, compassionate, partnership, inviting someone to think deeper." "Passive and reactive leadership is very expensive for an organization and causes unnecessary stress, strife, and frustration to direct reports, peers, HR, and leaders." Optimal Work Daily is a daily career advice podcast where we narrate the best articles on productivity, entrepreneurship, and work-life balance, read to you by a professional narrator so you can grow your career a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Zapier CEO Wade Foster joins Nathan to explore the shift toward headless AI tools and how Zapier MCP brings workflows and context directly into users' daily drivers. Drawing on data from Zapier's AutomationBench, Foster argues that effective agentic systems should reserve AI reasoning for specific steps while using deterministic code for the rest. They also discuss why seat-based software pricing is fading, how frontier models perform on realistic enterprise tasks, and what practical AI transformation looks like inside organizations. For full show notes, links, and references, read the episode page:https://www.cognitiverevolution.ai/no-code-is-code-zapier-ceo-wade-foster-on-headless-tools-zapier-mcp-automation-bench/ Sponsors: Mercury Command: Mercury Command brings powerful conversational AI directly into your banking, providing real-time natural language access to your finances without exposing data to third-party tools. Learn more and apply online in minutes at https://mercury.com Athena: Athena matches you with a dedicated, top 1% executive assistant to handle your inbox, calendar, and daily workflows so you can save an average of 15 hours a week. Get matched with your EA today at https://athena.com/cognitive OutSystems: OutSystems is the leading agentic systems platform that enables enterprises to engineer, orchestrate, and govern AI applications on a single unified platform. Learn more and see how it works at https://outsystems.com/tcr Claude: Claude is the AI collaborator for problem solvers, helping with writing, coding, financial models, strategy, and more. Get started with Claude and explore Claude Pro at https://claude.ai/tcr CHAPTERS: (00:00) About the Episode (03:33) Sponsor: Mercury Command (05:21) Daily drivers and MCP (10:20) Benchmarking automation models (18:01) Replacing no-code with code (Part 1) (19:31) Sponsors: Athena | OutSystems (23:02) Replacing no-code with code (Part 2) (30:34) Navigating market competition (Part 1) (34:01) Sponsor: Claude (35:36) Navigating market competition (Part 2) (39:30) Passive workflow discovery (46:09) Internal AI transformation (55:46) Managing tokens and slop (01:03:37) Episode Outro (01:05:59) Outro PRODUCED BY: https://aipodcast.ing

The writer's mention of David's faith points to both its passive and active aspects. First, the passive aspect is highlighted at his anointing, as God selects David based on the condition of his heart (a heart given to David by God) rather than outward appearance, a human criterion. Likewise, David's example underscores that faith is a passive gift from God that transforms believers, enabling them to live in obedience and reflect His glory. Ultimately, we are encouraged to trust in God's sovereign choice and to offer our lives as living sacrifices, recognizing that our worth and destiny are eternally established solely on the fact that we are the Lord's beloved.

The writer's mention of David's faith points to both its passive and active aspects. First, the passive aspect is highlighted at his anointing, as God selects David based on the condition of his heart (a heart given to David by God) rather than outward appearance, a human criterion. Likewise, David's example underscores that faith is a passive gift from God that transforms believers, enabling them to live in obedience and reflect His glory. Ultimately, we are encouraged to trust in God's sovereign choice and to offer our lives as living sacrifices, recognizing that our worth and destiny are eternally established solely on the fact that we are the Lord's beloved.

Twenty-five years ago Jeff Emalaba was a guest host on CNBC Africa, analyzing derivatives, commodities and futures, and holding an options license in Florida. He describes all of it as one subject: risk transference. That is the lens he brought to real estate, which makes what happened next harder to explain and more useful to hear.He drove two hours to see a duplex in North Carolina and walked it with his agent. Nothing looked wrong. He asked the seller why the previous buyer had backed out and was told they could not get funding. He asked his agent to dig further. Nothing came back.So he paid. Five thousand dollars in non-refundable due diligence fees, five thousand in earnest money, six hundred seventy-five for an inspection, seven hundred for an appraisal. That money was committed before anyone had been inside the walls.Then the inspector came back with one word: run. Foundation, structural, roofing, mold, electrical.Jeff didn't believe him. He decided the inspector was exaggerating and hired a general contractor to go prove it, fully intending to pay that contractor to fix whatever turned out to be wrong. The contractor sent back a ten-page email explaining why he should never buy the property unless he had a hundred thousand dollars to spend. Jeff walked. The seller kept the money.The part Jeff wants investors to understand is how all of that was legal. A seller who already knows about a prior buyer's inspection report can select no representation on the disclosure form, stay silent, and keep the fees when the deal dies. He calls it the no representation loophole, and it is what sent him to build InvestFusion.Ed presses him on the part that matters to anyone evaluating a tool like this: where does the data actually come from, and what happens in the middle when you ingest three inconsistent sources and output one confident answer. Ed asks as an operator who runs his own deals through AI, not as a host taking a pitch.Also in this episode: why Ed thinks a Zestimate is not merely inaccurate but dangerous, what a single government tenant can do to a commercial deal, the four fees an investor can lose before owning anything, Manny Khoshbin's "you make your money on the buy," and Ed's own translation of the word pro forma.Questions from the Underground is back at 26:38. Jack, an investor in North Carolina, analyzed sixty deals in three months and made zero offers because nothing penciled. He wants to know whether the market is broken or he is. Ed's answer: sixty analyzed and zero offered is not caution, and there is a three-step sort that tells you which of your buy box, your cost of capital, or your read on the market is actually wrong.Connect with Jeff EmalabaInvestFusion: investfusion.coLinkedIn: linkedin.com/in/jeff-emalabaJeff made a page just for this show, with his deal-killing red flag cheat sheet and his 60-second vetting blueprint: underground.investfusion.coOn the nightstandJeff's go-to, read many times over: Goals! by Brian TracyReal Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcastElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

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Sometimes the best way to close more deals isn't by adding new people to your pipeline (though that's always a good thing.) Instead, the best thing is to address the issues that make a deal fail before they fail.In today's episode of The Sales Evangelist, I joined the CEO of Challenger, Andee Harris, to get her take on failed deals and how to address those issues directly with our prospects.Challenger is a sales training company:The Challenger Sale by Matthew Dixon and Brent Adamson explains many of the principles Challenger uses in their training.Early sellers might be timid, which usually leads to a failure to recognize when a deal isn't moving in the right direction.In Andee's experience, continuous feedback is a great way to course-correct throughout the sales process to tailor the experience and selling strategy to the specific prospect.Passive selling isn't the best form of selling for either party. Taking control of the purchase and helping the buyer buy the product is your job.Three ways to notify deals before they go south:Integrate an avenue for continuous feedback. If a buyer likes you as a sales rep, they'll want to share methods to improve their experience.Realize that one size doesn't fit all. What works for one client might not work for another.Constantly be learning. Be curious, and look to understand and be self-aware of your strengths and weaknesses.Andee's final takeaway? Understand that we're in a complex selling environment. Multiple factors influence the selling process, but it isn't impossible to create wins and do phenomenally well. To get in touch with Andee, visit challengerinc.com or connect with Andee on LinkedIn.Sponsorship OffersThis episode is brought to you in part by Hubspot.With HubSpot sales hubs, your data tools and teams join a single platform to close deals and turn prospects into pipelines. Try it for yourself at hubspot.com/sales.This episode is brought to you in part by LinkedIn.Are you tired of prospective clients not responding to your emails? Sign up for a free 60-day trial of LinkedIn Sales Navigator at linkedin.com/tse.This episode is brought to you in part by the TSE Sales Foundation.Improve your connection on LinkedIn and land three or five appointments with our LinkedIn prospecting course. Go to the salesevangelist.com/linkedin.CreditsAs one of our podcast listeners, we value your opinion and always want to improve the quality of our show. Complete our two-minute survey here: thesalesevangelist.com/survey. We'd love for you to join us for our next episodes by tuning in on Apple Podcast, Google Podcast, Stitcher, or Spotify. Audio provided by Free SFX, Soundstripe, and Bensound. Other songs used in the episodes are as follows: The Organ Grinder written by Bradley Jay Hill, performed by Bright Seed, and produced by Brightseed and Hill.

Got Questions?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://calendly.com/conrad-rodriguez/30-minute-coaching-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get THE EPIC EXTENDER! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠REDDIT PROGRESS LOG⁠⁠CJ shares his comprehensive penile enhancement routine, including stretching, pumping, and maintenance tips, emphasizing consistency and safety. This episode offers practical advice for those interested in increasing girth and length effectively.Key TopicsPenis stretching techniques and manual exercisesUse of extenders and how to incorporate them into daily routineInterval pumping and girth expansion strategiesSafety tips including use of toe shields and tapeImportance of consistency and patience in PEPost-workout routines to prevent swelling and maintain gainsLong-term goals for penis size and maintenanceMonitoring progress with logs and photosChapters00:00 Introduction to the routine and goals00:25 Sharing workout logs and community engagement01:16 Details of epic extending sessions and manual stretches02:02 Using toe shields and protective measures02:51 Passive gains through extender use and consistency03:35 Pump workout structure and interval training04:48 Post-workout routines and safety tips08:57 Long-term goals and the importance of patience10:52 Monitoring progress and community supportSupport the Show Click a Link BelowBelow

Have you swung from endless hustling straight into complete surrender, only to find yourself feeling stuck, passive, and unable to build consistent momentum?

Mark Khuri co-founded SMK Capital Management with his father, Dr. Suheil Khuri, pooling family capital informally before opening the firm's doors in 2010. They operated properties directly through 2017, then pivoted entirely to the LP side. Today SMK reviews 600 to 700 private real estate deals a year and invests in roughly 1 to 2% of them, call it 5 to 10 deals annually, across diversified funds, single-asset deals, and one-off syndications for their investor base.Ed and Mark get into the mechanics of how SMK actually filters that flow: a 40-point due diligence checklist covering firm credentials, deal-level underwriting, and required deliverables, the discipline of comparing an operator's underwritten returns against their actual results on deals that already went full cycle, and the red flags that end a conversation before it starts (a principal who won't share their last name is an automatic no).From there, the conversation turns to mobile home parks, an asset class SMK has been investing in since 2012. Mark explains why new supply is structurally constrained (NIMBYism, unaffordable construction economics), why 70 to 80% of parks are still owned by mom-and-pop operators with no succession plan, and the specific value-add levers SMK targets: occupancy infill and converting park-owned homes into tenant-owned homes through rent-to-own financing structures. He's candid about where the asset class has gotten more competitive, cap rates in some markets have compressed from north of 10% a decade ago to 3 to 4% today, and why SMK stays out of the priciest infill deals and the most distressed ones alike.The episode closes on underwriting discipline: the hardest deal Mark walked away from recently, and why "pro forma" so often needs a second, much more skeptical read.Also in this episode: the first installment of Questions from the Underground, where Ed answers a real problem an investor put to him: a contractor took most of the draws, the job is 40% done, and the contractor has gone dark. What to do first, on tape, no filler.Real Estate Underground publishes every Tuesday.Chapters 0:00:00 Cold open: "We like to see underwritten returns versus reality" 0:00:40 Real Estate Underground intro 0:02:03 Welcome Mark Khuri, SMK Capital Management 0:03:32 From property operator to fund-of-funds: the 2017 pivot 0:05:06 Going for the no: SMK's first filter on any deal 0:07:23 The 40-point sponsor due diligence checklist 0:09:02 Red flags: the people behind the deal 0:11:21 The exit-strategy question that reveals alignment 0:12:33 Why mobile home parks: the supply story 0:14:44 Ownership is still mom-and-pop: the value-add opportunity 0:16:28 Converting park-owned homes to tenant-owned 0:19:30 Still a darling, or getting crowded? Cap rate compression 0:21:28 Where SMK's deals actually come from 0:21:50 Questions from the Underground: the contractor who took the draws and vanished 0:26:49 The hardest deal Mark walked away from 0:27:57 "Pro forma is Latin for full of shite" 0:29:58 Cashflow gets you through the downturns 0:30:51 Final five: purpose, mentors, and the "show them 15" lesson 0:36:32 Who Mark reads: Jay Parsons, Marcus & Millichap, Richard Duncan 0:37:13 Defining success, life in Bend, Oregon, and how to find SMKConnect with Mark Khuri: smkcap.com linkedin.com/in/mark-khuri-7543821Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

In 2019, Caleb was completely broke, living in a one-bedroom apartment, and trying to support his wife through law school on a single nonprofit salary. Armed with just $500 in leftover birthday money and a beat-up Prius, he started scouring yard sales and thrift stores for items with low perceived value.Fast forward to today, Caleb is the founder of Quick Flips—a massive video game reselling operation that includes a retail store, a private Amazon FBA network, and a 30-person team. The company is currently pulling in up to $600,000 a month in revenue and is on track to hit $10 million this year.In this episode of the UpFlip Podcast, Caleb sits down with Ryan Atkinson to break down the exact blueprint for turning a weekend side hustle into an eight-figure empire. He reveals why pawn shops are a massive goldmine for underpriced games, how to negotiate bulk deals to guarantee your profit margins, and the exact steps you can take this weekend to start your own flipping business from scratch.

Running a marathon requires rigorous, uncomfortable training and your spiritual life is no different. Exploring Hebrews 13:1–5, this message breaks down why passive, comfort-seeking Christianity leaves us unprepared when the miles get long. Discover how stepping out of your comfort zone through hospitality, caring for the mistreated, and living out brotherly love fuels the spiritual endurance you need to stay the course and finish strong.

Don't adjust your eyes, Passive Pixels is back. Kinda sorta. While regular episodes may be a thing of the past, the passion burns again to rank. So this series will explore that, ranking directors filmography's, and of course, Christopher Nolan was where we had to start. Myself, Bill (Poot) and Basil (Erb) will explore all of Nolan's films, find out what we love, what we hate, and which movie would take the title of ULTIMATE NOLAN film.Thanks as always to Charlie for the awesome opening them song.

Protagonists are usually active participants in solving plot complications. But what if they aren't? What happens when the minor characters take over? The DRS Crew discusses. DRS caffeinates with Larry's Coffee. If you want to purchase fair-trade, organically grown beans that brew into smooth, balanced, never-bitter coffee, visit LarrysCoffee.com/drs, receive a free gift with your purchase, and help support The Dead Robots' Society. Our links: Paul's store: https://payhip.com/paulecooley Paul's site:  https://shadowpublications.com Terry's site: https://www.terrymixon.com/ Veronica: http://www.voicesbyveronica.com/ DRS Discord: https://discord.gg/pgmQxaVbGP Enjoy the show? Consider becoming a Patreon or Buy Me A Coffee supporter and for as little as $1 a month, you can help keep the podcast free and receive exclusive content. More information at https://patreon.com/drspodcast  and https://buymeacoffee.com/drspodcast. #writing #fiction #podcast #chat #live #novel #story #narrative #publishing #author #writer #discussion #podcast #talkshow  

STC183: 3 reasons September is the best time to sell to companies (with a proven sales process) In this episode, Jess Lorimer reveals why September is the most powerful month for selling to companies, provided you follow a proven sales process. The discussion covers key commercial drivers unique to Q4, the biggest employee turnover period, and strategies to secure business before companies allocate their budgets for the coming year. Jess breaks down the three commercial reasons that make September the single best buying period for anyone selling services to corporate clients, provided you're running a best practice B2B sales process alongside it.  She explains why unfinished projects from the start of the year suddenly become urgent, why September triggers the biggest staff attrition period of the corporate calendar, and why companies are already planning six months ahead toward their next financial year, making now the moment to have budget conversations before funds are locked away.  Jess also revisits her decision to keep The C Suite ® running rather than retire it, and shares why a proactive, proven sales process, not luck, social media, or waiting for referrals, is what actually converts September's opportunity into signed contracts. If you're a coach, consultant, trainer, speaker, or done for you service provider selling to corporate clients, this episode is your reminder to get proactive before the year ends. Timestamps 00:00 Why September is best for sales 03:21 Avoiding Shiny Object Syndrome 09:49 Transformations in Sales Confidence 12:00 Importance of September for Sales 17:25 Importance of external support in Q4 18:53 Proactive sales in busy September 22:05 September sales opportunities and employee turnover 26:15 Decision-making and budget planning 28:24 Timing sales conversations for budgeting   Key Takeaways ●  September only works if you're running a best practice sales process. September isn't automatically the best sales month, it only works when it's paired with a proactive, structured sales process. Without that structure, the same commercial conditions create opportunity for prepared providers but pass by unprepared ones. ●  Reason one: unfinished start-of-year projects create urgent demand for external support. Returning from summer, organisations review progress against the goals they set earlier in the year, and unfinished projects, from talent retention and technology upgrades to succession planning and awareness initiatives, need delivering before year end. Internal teams rarely have the spare capacity, so companies turn to external coaches, consultants, and service providers.   ●  Reason two: September is the biggest staff leaving period of the year, and it creates urgent capability gaps. September is reliably the year's largest attrition period. Departing staff leave projects and deliverables behind, and recruitment can take months, so organisations lean on external providers to keep critical initiatives moving while the gap is filled. ●  Reason three: companies plan roughly six months ahead, so September conversations decide who gets next year's budget. Companies typically plan around 6 months ahead of where entrepreneurs do, so by September many are already thinking about the following March or April financial year end. That means deciding how to allocate remaining budget, a genuine use it or lose it dynamic, while also starting to plan next year's spend. ●  The Selling to Corporate® 5 step sales process is what actually shortens the buying cycle in September. The five stages, Clarity, Lead Generation, Business Development, Offers and Proposals, and Delivery and Upsell or Resell, run consistently rather than switched reactively, are what allow the buying cycle from cold lead to signed contract to shorten significantly in Q4. ●  Chasing a new strategy every time something feels stuck usually means abandoning something that was already working. Business owners often jump between strategies, assuming whatever isn't converting must be broken, when the real issue often sits at a different stage of the process. Diagnosing where a process is genuinely stuck, rather than restarting from scratch, is a more reliable route to a strong Q4. ●  Passive visibility alone won't win this business, because decision-makers are too busy to go looking. Decision-makers returning from summer still have their own day job to do, and aren't scrolling LinkedIn or websites hoping to find a supplier. A proactive approach that demonstrates commercial understanding is what wins the work, not credibility alone. Key Quotes "I talk endlessly and relentlessly about the fact that September is the best time of  year to sell to corporate companies." " In the corporate space, if you don't use it, you lose it." "You must, must run a best practice sales process." Resources and Links The C Suite® Ready to leverage the September sales opportunity? Explore The C-Suite® program to implement a scalable, proven sales process that secures high-value corporate clients. Click here: https://smartleaderssell.thrivecart.com/the-c-suite-2027/ Join the B2B Sales Edit: Busyness to Business Weekly newsletter for coaches and consultants; sharing the real B2B sales techniques that have taken over 30,000 sales processes from busy to balanced and profitable. https://sellingtocorporate.beehiiv.com/subscribe?utm_source=applepodcasts&utm_medium=podcast_shownotes&utm_campaign=stc-podcast-shownotes-2026 Episode Sponsored by The Expert Services Directory Access The Expert Services Directory here: https://bit.ly/ExpertServicesDirectory A curated directory that proactively markets your services to corporate decision makers every month. Standard listings reach 1,000+ decision makers per month; Directory Plus listings reach 2,000+. Only 10 suppliers per category. Standard listing: 1,000+ decision makers per month Directory Plus listing: 2,000+ decision makers per month Application required, not all applications are accepted   Related Episodes ● STC026 - Why September Is Your Best Time to Sell to Corporates https://sellingtocorporate.com/podcast/stc026-why-september-is-your-best-time-to-sell-to-corporates/ ● STC053 - Why September Is Your Best Time to Sell to Corporate Organisations https://sellingtocorporate.com/podcast/stc053-why-september-is-your-best-time-to-sell-to-corporate-organisations/ ● STC075 - How to Set Yourself Up for a Successful Q4 of B2B Sales https://sellingtocorporate.com/podcast/stc075-how-to-set-yourself-up-for-a-successful-q4-of-b2b-sales/ Content Disclaimer The information contained above is provided for information purposes only. The contents of this article, video or audio are not intended to amount to advice and you should not rely on any of the contents of this article, video or audio. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of this article, video or audio. Jessica Lorimer disclaims all liability and responsibility arising from any reliance placed on any of the contents of this article, video or audio.  

How does land development actually create wealth and how do you protect yourself from losing your capital along the way? In this episode of The Practical Wealth Show, Curtis May sits down with real estate developer and HBG Capital founder Brandon Cobb to unpack the economics of land development, capital preservation and building long-term wealth. Brandon's journey began after unexpectedly losing his medical-device sales job. After several failed entrepreneurial attempts, he entered real estate, eventually growing from house flipping into construction, capital raising and residential land development. But the journey wasn't without expensive lessons. Brandon shares how one land-development mistake resulted in a seven-figure loss and the rules he follows today because of it. Curtis and Brandon discuss: Land development and entitlement How developers force appreciation Capital preservation Return of capital vs. return on capital Real estate due diligence Evaluating an investment sponsor/operator Multiple exit strategies Passive vs. active real estate investing Building assets from business income Lifestyle design Financial freedom Using wealth to create meaningful experiences Brandon also explains why investors should understand what would have to happen for an investment merely to break even before getting excited about projected returns. This conversation isn't just about making money. It's about protecting capital, creating assets and ultimately using wealth to create greater control over your life.  

Passive investors often want real estate wealth without being hands-on landlords. Full-service turnkey firms handle acquisition, renovation, tenant placement, rent collection, maintenance, and move-outs.

What if the future of entrepreneurship isn't just about hustle, but about reimagining how we build, connect, and create in an increasingly digital world? In this episode of The Angel Next Door Podcast, listeners are challenged to reconsider their assumptions about what it takes to become a successful entrepreneur—and how technology and creativity are breaking down old barriers in business and life. Our guest, Oana Ruxandra, brings a fascinating background as a refugee from Romania who rose to leadership roles in finance and later as Chief Digital Officer at Warner Music Group. Having witnessed the transformation of music from an exclusive, costly art to an accessible, creative playground for millions, Oana now channels her passion for empowering people into Pop Hatch, a platform designed to support the next generation of entrepreneurs. The conversation, led by Marcia Dawood, explores how new tools and technologies are radically democratizing creativity across industries, reducing barriers to business-building, and shifting how we think about community and intellectual property. Oana breaks down why now is a pivotal time to turn side hustles into real ventures, how AI is opening doors (while also presenting new challenges), and reveals how Pop Hatch aims to make finding market fit and meaningful connections easier for founders everywhere. This is a must-listen for anyone looking to understand the evolving landscape of entrepreneurship, harness their own creativity, and stay ahead in a rapidly shifting world.   To get the latest from Oana Ruxandra, you can follow her below! https://www.linkedin.com/in/oanaruxandra/ https://www.pophatch.com/   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

Sure, you own index funds. But 99% of portfolios have a "shade of gray" that's more active than we realize. This episode dives into the "shades of gray" in passive investing and how they affect our portfolios and benchmarks.  Looking for a financial planner?  → PlanWithJesse.com Jesse explores an important distinction that many investors overlook: owning passive funds does not necessarily mean you have a passive portfolio. He explains why passive investing remains a strong strategy, using research on the small number of stocks responsible for most market returns, the drag created by active-management fees, and the difficulty of separating investment skill from luck. From there, Jesse examines how allocation choices—such as favoring U.S. stocks, concentrating in technology, or tilting toward small-cap and value stocks—represent active decisions even when implemented entirely with index or rules-based funds. He then connects those decisions to benchmarking, explaining why investors need relevant benchmarks that reflect their portfolio's asset classes, geography, risk, and intended strategy. Ultimately, Jesse argues that investors should understand where their portfolios deviate from the broader market and use thoughtful benchmarks to determine whether those choices are delivering the results and risks they intended. Key Takeaways: • Beating the market is possible, but the odds are not 50/50. Stock returns are highly skewed, with a relatively small percentage of companies responsible for much of the market's long-term performance. • Diversification increases the odds of owning the market's relatively few major winners. Trying to identify those winners beforehand creates a difficult stock-picking problem. • Investment success can be difficult to distinguish from luck. Even when someone beats the market, determining whether that performance resulted from repeatable skill is challenging. • Nearly every investor has some degree of active allocation. A theoretically pure passive portfolio would hold the global investable universe according to its market weights, something that is difficult to replicate completely. • Deviating from global market weights is not inherently wrong. The important issue is understanding where and why your portfolio deviates rather than making those bets unknowingly. • The right benchmark should resemble the investment being evaluated. Asset class, geography, risk level, and the investment's intended purpose all matter when selecting a benchmark. Key Timestamps: (2:22) – You Can Beat the Market, But... (5:12) – Stock Performance Is Skewed (7:44) – Fees Make Beating the Market Harder (9:00) – Luck or Skill? (Usually Luck) (11:43) – Not All Funds Are Created Equal (14:23) – Consider the Allocation (19:48) – Are You a True Passive Investor? (22:55) – Risk Is Fungible (23:39) – You Probably Have Active Allocation (25:15) – What Is Investment Benchmarking? (29:30) – Absolute Investing Benchmarks (35:20) – The Benchmark You Should Use (38:40) – Conclusion Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/fewer-needles-bigger-haystack/ https://bestinterest.blog/the-needle-in-the-haystack/   More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner?  → PlanWithJesse.com  The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Passive investors often want real estate wealth without being hands-on landlords. Full-service turnkey firms handle acquisition, renovation, tenant placement, rent collection, maintenance, and move-outs.

Today's guest on The Long View is David Booth. David is a repeat guest, the founder of Dimensional Fund Advisors, and has just released a new book titled Stay Calm: Learn to Embrace Uncertainty in Investing and Life. One of the interesting through lines on the episode really centered on data. David explained that without data, people are just arguing beliefs. There was so much time within the industry where investors really were in a data desert. That foundational layer was critical to everything that David, his colleagues at Dimensional, and so many others around the broader investing industry have ultimately brought to bear for the benefit of so many investors over the years. Plus, David explained that having access to a more complete dataset can really help provide a sense of calmness and reassurance for investors, even in an uncertain environment. Episode Highlights 00:00:00 Introduction 00:03:21 How Market Data Revolutionized Investing 00:09:22 Learning From Eugene Fama 00:16:16 Communicating Financial Science 00:20:40 What is the Efficient-Market Hypothesis? 00:24:11 Diversification and the Limits of Indexing 00:32:37 Is Dimensional Active or Passive? 00:34:24 The Science Behind Factor Investing 00:40:29 Trusting Markets and Embracing Uncertainty More From Morningstar David Booth: ‘Usually the Great Ideas Start Out as Small Ideas and Then You Build on Them' Don Phillips: Encouraging Better Outcomes for Investors Charley Ellis: Indexing Is a Marvelous Gift If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most people hear hotel conversion and picture a novelty deal. Dr. Alex Cartwright built a company around it, and the reason is arbitrage that is not subtle. His firm buys hotels that have no future as hotels. Sometimes they are old and not worth remodeling. Sometimes they are newer but stuck in a crowded market as the least desirable option. Sometimes they just carry too much debt. Whatever the story, the test is the same: is the highest and best use of this building multifamily? When the answer is yes, the multifamily price is dramatically higher than the hotel price, and the conversion unlocks the difference. The Denver project makes it concrete. A 310-room Holiday Inn sat next to Stapleton Airport until Denver built a new airport further out and the demand driver moved. Eleven stories, an atrium lobby, a balcony on every room, three underground racquetball courts. Nobody is building that again in a neighborhood of three and four story garden style apartments. Alex bought it a little under $30,000 a door and is spending $40,000 to $45,000 a unit to convert it, against comparable apartments in the mid to upper $200s. In this episode: What an end-of-life hotel is, and the three things that decide whether he enters a market at all Why a hotel is already most of an apartment building: individual bathrooms, HVAC, front doors, parking, soundproofing Which rooms get combined, and why going all studios pencils best but still is not the answer Why the due diligence period runs several months instead of weeks, and why sellers grant it The Denver numbers: under $30,000 a door in, $40,000 to $45,000 a unit of renovation, roughly $90 a door all in Why an extended stay hotel converts for $10,000 to $15,000 a room instead How lenders underwrite the deal off stabilized value, the same way they underwrite a flip off ARV What cities are actually afraid of when you ask for the rezone, and the conversation that gets them to yes The rent-burden math: more than half of rent-burdened Americans earn $45,000 to $75,000 a year Cutting a resident's housing cost by 35 to 40% without a dollar of taxpayer money Plus the Final Five, a poem called The Man in the Glass, and why you should always be looking for your next mentor. About Dr. Alex Cartwright Dr. Alex Cartwright is the founder of HotelSHIFT Capital, based in Providence, Rhode Island, which acquires end-of-life hotels and converts them to multifamily housing. He spent ten years as an economics professor before moving to the operating side. Connect with Alex: hotelshift.capital. He writes the mailing list himself. This week's book: How Elon Musk Thinks. He also recommended the economics blog Marginal Revolution and the All-In podcast. Chapters 00:00 The rent-burdened middle: $45k to $75k a year 00:35 Welcome to Real Estate Underground 01:21 On location in Rhode Island 01:37 Meet Dr. Alex Cartwright of HotelSHIFT Capital 02:02 We are not in the hotel business 02:23 What an end-of-life hotel is 02:46 The arbitrage: hotel price versus multifamily price 03:04 Fundamentally we're in the apartment business 03:20 The buy box, part one: rent level 04:20 Part two: density and smaller units people accept 04:55 Part three: the regulatory environment 05:15 Why a hotel is already most of an apartment building 06:01 Floor plans: what gets combined and what does not 06:56 Why all studios pencils best and still isn't the answer 08:02 Ed on churn and sticky tenants at the best price in the market 09:05 Sponsor break 10:01 Vertical management or third party 10:41 Hold period, and where Opportunity Zones fit 11:08 The 24 to 36 month renovate-and-lease-up plan 11:18 Refinance and return roughly 100% of capital 12:00 Why due diligence runs months instead of weeks 12:43 The Denver deal: a 310-room Holiday Inn 13:27 Why hotels break down above 200 rooms 13:38 The airport that closed and took the demand with it 14:13 Bought a little under $30,000 a door 14:29 Six months of due diligence and Denver's energy codes 14:48 Adaptive reuse and why the architect comes in early 15:24 Construction cost: the more vertical, the more expensive 15:52 Eleven stories, an atrium, a balcony on every room 16:25 $40,000 to $45,000 a unit, and what that buys 16:44 Putting a kitchen in every room 17:08 An 18-month budget they expect to beat 17:27 Extended stay hotels convert for $10,000 to $15,000 a room 18:39 About $90 a door all in against low $200s 19:37 A-class amenities at a B-plus rent 20:16 How he finds these projects, and why there are more than he can buy 20:39 Why multifamily always deserves a remodel and hotels do not 21:21 The flag treadmill: a new brand every few years 22:24 Fewer hotel buyers, fewer hotel lenders, better deals 23:00 What changed after COVID 23:39 How lenders underwrite it, the same way they underwrite ARV 24:13 Rezoned before closing, so it's multifamily that needs work 24:35 What cities are actually afraid of 25:07 Not capital-A affordable housing 25:44 Who really lives in a $50 a night hotel 26:30 The conversation that gets a city to yes 27:34 The Final Five 27:46 Purpose: ten years teaching economics, and what changed 29:27 What rent burdened means 30:07 More than half earn $45,000 to $75,000 31:32 Cutting a resident's rent by 35 to 40% with no taxpayer money 32:32 Best advice: always be looking for your next mentor 33:57 Ed on Mike Godman and the 19 ways he was screwing up 36:24 The decision he wants back: firing too slowly 37:53 Why the person you fire is often relieved 38:47 The bookshelf, and what he's reading now 39:21 How Elon Musk Thinks 40:38 Marginal Revolution and the All-In podcast 41:01 How he defines success 41:55 The Man in the Glass 42:28 Cars, and the Harvard Classics 44:42 Where to find Alex 45:32 Outro Real Estate Underground Hosted by Ed Mathews of Clark St Capital. New episodes every Tuesday. clarkst.com/podcast Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

This podcast is sponsored by Earn Haus.  More information at www.EarnHaus.com/Bobandtom The BOB & TOM ShowAugust 27, 20266:00 6:00 — Toast and Heywood6:05 — Actor Tim Curry has died6:11 — McCale's Navy theme6:24 — Dolly's dream box to be opened in 20466:26 — Letter — proud of our show dog6:28 — Comic strip Mary Worth still out there since 1938 — Tom6:32 — At doctor's office they have a big squirter — squirted nurse — Tom6:36 — People listen to show in spite of us — Josh6:37 — No more Pro Bowl6:38 — Letter — Mary Worth in my newspaper — she's still a busybody6:50 — $50 million in cocaine confiscated off a smuggler's boat6:51 — Coke in a boat — Pat6:52 — Passive-aggressive behavior by Tom6:54 — This trailer trash has something to tell you — Kristi, talking about herself 7:06 — My husband puts knives east-west in drawers — Kristi7:07 — Tom said “dish washer” incorrectly7:10 — Josh says wooden anatomy7:11 — Sports7:24 — More sports7:28 — Chick got his dog a dog backpack to carry mail7:30 — Tom owned a pontoon boat7:31 — Dog towels are like towel gloves7:36 — Each of our faces are on the back of Tom's toilet — Josh7:47 — In studio — Jess7:51 — College mascot tricks7:55 — Phone dropped from 100,000 feet — from outer space 8:10 — In the 1800s, train tracks were greased — slid by the train station for five miles8:11 — Today is National Just Because Day — Kristi8:25 — Lady asked Josh how much he paid for his house — didn't know her8:27 — Should stop when there is a funeral procession on the road8:30 — Are there funeral seat fillers? — Josh8:34 — 20,000 people at a messy melee with tomato sauce8:49 — Today in History8:50 — Thrift shop song 9:04 — Zoom — Al9:11 — “I really like Jess and Kristi” — they would take the charge — Al9:26 — Burying underwear in soil9:28 — Dryer sheets in my underwear — Pat9:29 — Greek Orthodox priest has released a rock album9:45 — Man washes foot in sink at Dunkin' Donuts 7:008:009:00 Learn more about your ad choices. Visit podcastchoices.com/adchoices

What happens when Christian parents become so focused on connection, affirmation, and keeping the peace that they stop leading their children? In this episode of Abraham's Wallet, Steven Manuel and Mark Parrett examine the rise of gentle parenting and ask a difficult question: Can an emphasis on connection and emotional safety actually become a form of parental passivity? Steve and Mark explore what biblical leadership looks like in the home—and why loving your children doesn't mean avoiding boundaries, correction, discomfort, or authority. They discuss the difference between invitation and challenge: building deep relationships with your children while still being willing to direct them, correct them, and hold the line when necessary. The conversation connects modern parenting culture to the biblical example of Adam's passivity in the Garden of Eden and Abraham's calling to command his household to follow the way of the Lord. The goal isn't authoritarian parenting or harsh discipline. It's a form of fatherhood that combines warmth with strength and prepares children to become responsible adults, faithful Christians, and future leaders of their own families. Steve and Mark also get practical, discussing screen limits, bedtimes, curfews, sleepovers, technology, financial responsibility, correcting disrespect and dishonesty, allowing children to experience failure, and how a father's unwillingness to lead can affect his marriage. Ultimately, this episode is about more than parenting techniques. It's about family leadership, biblical authority, resilience, and building a multi-generational legacy that can withstand the pressures of modern culture. In this episode: • The rise of gentle parenting • Christian parenting vs. cultural parenting trends • Why connection alone isn't enough • Invitation and challenge in parenting • Biblical leadership in the home • Adam's passivity in Genesis 3 • Abraham's example of leading his household • Setting healthy boundaries with children • Discipline without harshness or authoritarianism • Why children may actually feel more secure when parents lead • Screen time, technology, bedtimes, and curfews • Teaching children financial responsibility • Correcting disrespect, dishonesty, and bad character • Allowing children to fail while still providing leadership • How parental passivity can affect marriage • Building family identity and generational legacy • Raising resilient Christian children • The Parenthood Primer • Growing Kids God's Way Resources mentioned in this episode: The Parenthood Primer View The Parenthood Primer on Amazon Chapters (00:00:01) - What Adam's Passivity in the Home(00:00:54) - Abraham's Wallet: How to Lead Your Home(00:02:07) - Let's Talk Fafo Parenting(00:06:17) - What Is Gentle Parenting?(00:09:44) - Strict Curfews(00:19:17) - How to Prevent Passivity in Parenting(00:24:38) - How Passive Parents Can Be a temptation(00:30:19) - 7 Rules for Parenting in the Teenage Years(00:33:52) - Pre-Parental Counseling Workbook(00:35:06) - Coming soon: Trust God's Design for the FamilyHelp us equip more biblical bosses!: https://abrahamswallet.com/support AW website | YouTube | Instagram | Facebook | LinkedIn

Our guests on the podcast today are Andy Clarke and Nelson Wicas, co-authors—along with Ganesh Suntharam—of the new book, The Architecture of Wealth: The Art and Science of Portfolio Construction. Andy has spent more than three decades as an investment researcher and writer. He has worked at Morningstar and Vanguard, where he served as assistant to Vanguard Founder and indexing pioneer, John C. Bogle. Andy has published research in practitioner journals such as the Journal of Index Investing. He is the author of Wealth of Experience and a CFA Charterholder. Nelson has developed and managed quantitative equity strategies for more than 30 years. Most recently, he worked at Redpoint Investment Management, where he was a founder and research analyst. After completing his PhD in economics at the University of Pennsylvania, Nelson joined Vanguard to help establish its quantitative equity management function. Nelson later helped found Vanguard's investment counseling and research team to produce portfolio construction insights for clients and internal teams. Nelson has been a visiting professor of economics at Haverford College in Haverford, Pennsylvania. Episode Highlights 00:00:00 The Architecture of Wealth 00:06:42 Why Portfolio Construction is an Art and Science 00:10:03 Bogle's Approach to Active Management 00:15:38 Why Index Investing Isn't Passive 00:22:09 The Birth of Modern Portfolio Theory 00:26:58 Behavioral Finance, Investor Biases, and Impact of Education 00:36:13 Why Index Funds Finally Took Off 00:39:25 Evaluating Active Managers 00:43:27 The Small-Cap Effect More From The Long View Charley Ellis: Indexing Is a Marvelous Gift Jeff Ptak: The Simple Secret to Becoming a Better Investor Andy Reed: Inertia Is the Most Powerful Force in Behavioral Finance If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This Episode Chris breaks down one of the biggest questions active real estate investors face as their portfolios mature: should you keep, refinance, or sell your rental properties? Drawing from his own shift from active landlord to passive investor, Chris explains why many investors get stuck evaluating properties based on their original investment instead of their current equity. A rental that looks like an “infinite return” on paper may actually be producing weak cash flow on equity or underperforming compared to simpler, more passive alternatives. The episode walks through a practical framework for re-underwriting each asset in your portfolio every year. Chris explains how to evaluate whether a property still aligns with your cash flow goals, lifestyle goals, and “do not want” list, especially if you are trying to reduce management headaches, increase income, or transition into more passive investments. Chris also compares several real-world paths: keeping and optimizing a rental, doing a cash-out refinance and reinvesting the proceeds, selling and paying taxes, using a traditional 1031 exchange, or using a “lazy 1031” strategy where depreciation from a new investment may help offset taxes. The goal is not to prescribe one right answer, but to challenge the assumption that holding forever or avoiding taxes at all costs is always the best move. Key takeaways: Why original cash-on-cash return can be misleading once a property has built significant equity How to calculate cash flow on equity and return on equity Why your portfolio decisions should start with cash flow and lifestyle goals How to use the keep, refi, or sell framework for each rental property When a cash-out refinance can increase cash flow without selling the asset Why paying taxes may still make sense if the remaining capital can be redeployed into better-performing investments How “lazy 1031” strategies, depreciation, DSTs, 721 exchanges, and other tools can help active investors transition toward passive ownership Join a community of passive investors. Start your FREE 7-day trial: https://passivepockets.com/?utm_source=youtube&utm_medium=description&utm_campaign=none Listen to the PassivePockets Podcast Anywhere: https://lnk.to/passivepockets Subscribe to the Passive Investing Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Join BiggerPockets for free: https://www.biggerpockets.com/signup?utm_source=owned_media Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

Gianni Santino was exhausted. As a police officer in Connecticut working up to 80 hours a week, he had barely any time for his family. After a failed attempt at real estate investing left him buried in COVID-related evictions, Gianni stumbled upon a goldmine hidden in plain sight: a sketchy ATM inside a gentlemen's club that was quietly printing thousands of dollars a night in surcharge fees.Realizing you didn't need to be a bank to own an ATM, Gianni bought his first machine, loaded it with the last $500 he had, and watched the passive income start rolling in. Today, Gianni has retired from the police force and runs a massive network of nearly 100 ATMs from his laptop in Miami, generating over $40,000 a month in revenue.In this episode of the UpFlip Podcast, Gianni sits down with Ryan Atkinson to reveal the exact blueprint for starting your own highly profitable ATM side hustle. He breaks down the startup costs, the best (and worst) locations to target, and how to safely load and manage your machines working just a few hours a month.What You'll Learn in This Episode:The $2,500 Startup Strategy: The exact machine brands you should buy (Hyosung and Genmega) and the truth about how much cash you actually need to load your first ATM.The "Donut" Pitch: Gianni's foolproof, low-pressure sales tactic for getting cash-only business owners (like barbershops and dispensaries) to let you place an ATM in their store for free.Avoiding the Gym Trap: Why high-foot-traffic areas like gyms are terrible for ATMs, and the specific high-demand locations you should target instead.Safety & Security Protocols: How to make yourself a hard target. Gianni reveals his 2-minute loading rule, why you should never load a machine during business hours, and the critical importance of bolting your ATM down.Why Cash is Still King: Debunking the myth of a "cashless society" and why the closure of local bank branches is actually creating a massive opportunity for independent ATM operators.Tags: Side hustle, Entrepreneurship, Passive income, ATM business, StartupResources:If you've been putting off starting a business… good. Because before you jump into an idea that worked for someone else, you should figure out what kind of business actually fits you. That's why we created the best Assessment there is. It's a free tool that asks about your skills, experience, budget, goals, location, and preferences — then matches you with business ideas that make the most sense for YOU. The results are scary accurate. Click the link in the show notes to see your best-fit business ideas in seconds — for free.Grow your business today: https://accelerator.upflip.com/assessment Follow Our Second Channel Here: https://next.upflip.com/spotify Connect with Gianni: https://www.instagram.com/atmoperations/

Join Larry Kudlow as he speaks with David Bahnsen and Jim Lacamp about the difference between passive and active economics, what is going on in the stock market, and more on WABC.