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In this episode of The Career Transition Experts podcast, we cover the following key strategies for career transition success in today's AI-driven job market:The EMPOWER Framework: How to stop being a passive applicant and put yourself in the driver's seat of your career, building a clear action plan that takes you from stuck to strategicUnderstanding Your Industry Landscape: Why the most important first step in any job search is researching what is happening in your specific industry space and mapping your strengths to the right opportunitiesAI Detectors, the ATS Evolution, and Strategic Research: How to use AI to go far beyond resume tailoring, researching why a position is open, what a company is currently prioritizing. How to position yourself around their real challenges and initiativesPLUS- Smart AI Prompting for Job Search: Why the quality of your prompts determines the quality of your results and how to ask AI the strategic questions that produce a narrative response, not just a generic outputAND The Biggest Job Search Mistake to Avoid: Why relying on automated services to tailor and mass-submit resumes is one of the most damaging things a job seeker can do in today's hiring landscape and what to do insteadOur guest, Carrie Christiano, is a career strategist, recruiter, and author with a background spanning talent acquisition, résumé writing, and career coaching. She is the founder of Empower Career Studio and author of EMPOWER Your Job Search with AI. Carrie's work focuses on helping experienced professionals stop reacting emotionally to career change and start navigating today's job market with clarity, strategy, and confidence.You may contact her at carrie.christiano@gmail.comIf you're interested in how to apply these insights to gain traction in your job search, let's schedule a FREE Resume and Strategy Review session - click here for more information.
Dr. Joseph Moore is a historian who spent a decade testing every financial strategy Americans have ever tried: he Airbnb'd every room in his house, bought land on the moon, founded a cryptocurrency, and invested in a startup that went to zero — to write How to Get Rich in American History: 300 Years of Financial Advice That Worked and Didn't. He started the project as a "lefty humanities professor" trying to prove the American Dream was a myth. Ten years of evidence later, he'd changed his mind completely. We're all about changing your mind when you know better. We get into why the boomer playbook of saving 10% for 40 years would have failed almost half the time since the American Revolution, why health insurance companies run under 3% margins while funeral homes and self-storage run 10-15%, and the five things that actually predict getting ahead. Joseph also tells the real story of how he got rich — including the tenant who turned out to be running a human trafficking operation out of his first rental property, and the two-block real estate bet that nearly bankrupted him before it made him a multimillionaire. The opportunity was never gone, it just takes longer to find than the get-rich-quick books tell you, and it won't be easy or passive. This is an optimistic view of America from a historian who did the research in books and in his own life. Order the book: https://www.amazon.com/How-Get-Rich-American-History/dp/0063464586 Subscribe to Joe's Substack: https://www.josephmoorebooks.com Quotes "You can make five to seven times as much money holding people's junk, throwing it away, or putting them in the ground than you can keeping them healthy." — Joseph Moore "Nothing will change your political opinion so much as having to make payroll." — Joseph Moore "The rungs on the ladder to success were sawed off by the people who went ahead of you." — Joseph Moore, on 19th-century complaints about opportunity in America "It's a despair industrial complex — there's no clicks for a journalist, no votes for a politician, and no tenure for academics like me if we tell you the world is getting better." — Joseph Moore 02:14 — Where Joseph starts when people ask him how to get rich, and why most finance books say the same thing in one page 04:19 — The famous "$10,000 in 1929 becomes $10 million" chart, and why it's a lie 06:39 — Becoming a historian: the musket that hooked him at 10, and the 2005 housing bubble he didn't see coming 08:46 — Selling the house right before 2008: "the last two people off the Titanic," and the decision to write the book 11:04 — Confession: "I'm a lefty humanities professor," and why making payroll changes your politics 13:14 — What changed his mind: the American Dream "myth" as unquestioned academic dogma 15:22 — Health insurance runs under 3% margins. Funeral homes and self-storage run 10-15% 17:33 — People have said "you can't get ahead anymore" since 1676 — and a 1984 bestseller predicting the middle class would vanish by 1990 19:52 — The "despair industrial complex" 22:03 — The five things that actually predict getting rich 24:26 — Marriage confounds everything 26:44 — Risk vs. gamble - how do you know the difference? 29:00 — Why index funds are for saving, not getting rich 31:10 — The first investment is in yourself 33:23 — Corporate career vs. entrepreneurship, and the P.T. Barnum quote about dentists 35:11 — Should you "buy a boomer's business 37:33 — Passive income as "financial pornography" 39:45 — How inflation killed real passive income 42:01 — Slow time vs. fast time, and the most boring year in American financial history (1953) 44:06 — Kim Basinger bought an entire Georgia town to build a movie studio. It happened — just decades late 48:45 — Entitlement culture: wages are up 30-50% since the 1970s and nobody believes it 50:56 — The question that stops academics cold: "Where'd you go to high school?" 53:16 — How Joseph actually got rich 1:00:15 — Practical advice if you're 45-55 with $100,000 and feel behind
In questa puntata esploriamo uno dei temi più dibattuti nel fitness: recupero attivo o recupero passivo? Analizzeremo cosa dice la ricerca scientifica più recente sul loro impatto negli allenamenti di forza, potenza e resistenza, sfatando alcuni miti molto diffusi. Scopriremo quando una camminata, una pedalata leggera o un'attività a bassa intensità possono favorire il recupero e quando, invece, il riposo completo rappresenta la scelta migliore per massimizzare la prestazione e gli adattamenti all'allenamento. Infine, faremo chiarezza sul rapporto tra recupero e dimagrimento.Zouhal H. et al. (2024). Effects of Passive or Active Recovery Regimes Applied During Long-Term Interval Training on Physical Fitness in Healthy Trained and Untrained Individuals: A Systematic Review. Sports Medicine.
In this live-stream episode, Bryan is joined by Tim DeStasio, John Semmelhack, and Ty Branaman for a deep dive into residential ventilation — the often-overlooked "V" in HVAC. The group opens with quick life updates before launching into a wide-ranging conversation covering the three core ventilation strategies (circulation, extraction, and dilution), how tight home construction changes the ventilation equation, and why there is no single "magic number" that works for every house. A major theme is the physics of pressurization and depressurization. Tim walks through balanced strategies (ERVs and HRVs), positive-pressure approaches using ventilating dehumidifiers, and exhaust-only setups — explaining why exhaust-only, while still code-compliant, is his least favorite option due to the risk of pulling air from crawl spaces, attics, or combustion appliances. Using REDCalc, Tim demonstrates how even modest airflow can swing a tight house's pressure by ten or more pascals, and the group discusses how wind, stack effect, and seasonal conditions constantly change a home's natural air exchange rate. Ty brings a service-focused perspective, emphasizing measurement before intervention — checking CO2, carbon monoxide, and other indicators before jumping to solutions like bigger fans or added dehumidification. He shares real-world stories, including a rental home with elevated CO from an unvented gas range, and stresses that building science problems (duct leakage, poorly placed bath fans, depressurized combustion appliances) often hide behind symptoms that look like simple ventilation shortfalls. Large kitchen range hoods get particular attention: hoods moving 1,200 CFM or more can seriously depressurize a house, and the group discusses code thresholds for interlocked and powered makeup air, along with practical products like the Fantech MUAS. John rounds out the discussion with a walkthrough of a real high-performance home design, showing how an ERV can serve both whole-house outside air and continuous bathroom exhaust, how MERV 16 pre-filtration has become a common upgrade since the 2021—2022 wildfire smoke events, and how an ERV can be configured to boost into a makeup-air role when a range hood kicks on. The episode closes with a look at ventilating dehumidifiers, demand-controlled ventilation, the tradeoffs of leaving blower fans in the "on" position, and recommended resources for anyone wanting to go deeper into building science. Topics Covered The three ventilation strategies: circulation, extraction, and dilution How tight, high-performance construction drives the need for mechanical ventilation Calculating and understanding natural air exchange rates Balanced (ERV/HRV), positive-pressure, and exhaust-only ventilation strategies Using REDCalc to model pressurization and depressurization Why exhaust-only ventilation can create combustion safety risks Designing ventilation with flexibility beyond code-minimum rates Measuring first: CO2, CO, and pollutant levels before choosing a solution Large range hoods, makeup air requirements, and the Fantech MUAS system Passive capture and range hood geometry (corner hoods vs. center islands) A real-world high-performance home ERV design walkthrough MERV 16 pre-filtration for outside air following regional wildfire smoke events Using an ERV in a makeup-air configuration for range hood operation Ventilating dehumidifier strategy and sizing considerations Demand-controlled ventilation and the new ASHRAE 62.2-2025 guidance Risks of leaving blower fans in the "on" position, including duct leakage effects Recommended building science resources: Joseph Lstiburek, Allison Bailes, and TEC classes Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
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Welcome to our brand new podcast! This is “BPR Talks” – where we feature the call-in segments of the day. If you're looking for the full two hours with guests, you can find the full episode right here in the same feed.Today on the show: We start the show by taking calls for Governor Maura Healey, then we end the show by asking listeners what they do to find peaceful mindfulness.Listen in to find out!
What if the reason generic nutrition advice never quite worked for you… is that it was never designed for your body in the first place?In this episode, I'm exploring something I rarely see talked about in the dietitian space — the connection between your Human Design and the way you're wired to digest. Your chart, generated from your exact birth time, holds a personalized blueprint for how you eat best. And once you understand that language, "what should I eat?" gets so much clearer.In this episode, we cover:What Human Design is and why it's so specific to youHow to find your digestion type on your chart (look to that top-left arrow)Active vs. Passive digestion — what your arrow direction reveals about your ideal eating rhythmAll 12 digestion archetypes broken into 6 simple pairsThe personal story behind this episode — how my acid reflux pointed me straight to what my body actually needed (stillness, quiet, and presence)Why real nourishment is always inside-out: your nutrition and your nervous systemA gentle reminder: you don't have to have this all figured out. Your body has been talking to you this whole time — this episode is about learning to listen.Human Design Chart: https://www.thedesignofyou.com/get-your-chart 4-Day mind-body reset designed to change your relationship with food:Click Here for Our Food Freedom ResetAre you ready to heal your relationship with your body and soul? Click Here to Learn More About Our Signature ProgramOur Links:Follow us on Instagram!Like us on Facebook!
The wedding talk continues this week as Danna and Kristin dive into all things weddings, etiquette, and the little things that somehow become big debates. Also in this episode:
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In this solo episode of Pillars of Wealth Creation, Todd shares a live webinar on 10 Rules for Passive Investors. He covers how to evaluate returns, assess risk, and make more informed investment decisions. While the webinar focuses on passive investing, Todd explains that these same principles apply to active investors as well. Whether you're investing passively or actively, these practical rules can help you better evaluate opportunities and build long-term wealth. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Passive income is not passive in the beginning. And even after you build it, you still have to protect it. In this episode of The Level Up Podcast w/ Paul Alex, we break down the passive income myth most entrepreneurs believe and why true wealth requires active defense. Because building cash flow is not about pushing a few buttons, disappearing to the beach, and hoping the money keeps coming in forever. That is not a real wealth strategy. That is a fantasy. Paul explains why every income-producing asset needs attention, every system needs maintenance, and every operator needs accountability. The income may become more passive over time. But the responsibility never fully disappears. In this episode, you'll learn: Why passive income requires active work to build How every system naturally starts to decay without oversight Why founders must shift from operator to defender How auditing, reinvesting, and accountability protect long-term cash flow Why lazy founders eventually lose the empires they worked hard to build The truth is simple: Passive income does not mean passive responsibility. Every asset needs attention. Every team needs leadership. Every system needs review. Every market shift needs awareness. High-level founders do not get lazy once the money starts coming in. They audit the numbers. They upgrade the systems. They protect the team. They defend the fortress. Because wealth is not just about creating income. It is about protecting the machine that produces it. Build the system. Audit the execution. Defend the wealth. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQ LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream” www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices
This might be the craziest YouTube for Real Estate success story to date!Today, Levi Lascsak sits down with an agent who shares how staying consistent with YouTube completely changed his business and life. If you're tired of cold calling, door knocking, or spending money on ads, this conversation will show you another way to attract clients. You'll hear real stories, simple lessons, and practical advice about building a real estate business that brings people to you instead of chasing them.Levi Lascsak and his guest talk about getting started with YouTube, pushing through the early challenges, and why consistency matters more than being perfect. They also discuss creating systems, serving clients well, building long-term relationships, and how one YouTube channel can create opportunities far beyond buying and selling homes. Whether you're brand new to YouTube or you've already posted a few videos, you'll learn why small actions today can lead to big results later.======Learn how to get Sellers from Your YouTube Channel: https://linkless.io/mrZ2tqwSchedule a Call With Us to Discuss Partnering With eXp - https://bit.ly/PassiveProspectingPartnershipHere's the link to try a free trial of Channel Studio: https://linkless.io/egH8eah
God will keep every promise He ever made to you. He will not fulfill your potential. That part is on you.If that makes you uncomfortable, good.We've been handed a soft version of faith. Just believe, and God does the rest. Sit back. Let go and let God. It sounds humble. It sounds spiritual. And it's leaving good men stranded.Because there's a difference between a promise and your potential, and almost nobody teaches it.In this episode I walk through:Why the Bible reads like a graveyard of men who had the calling and still died short. Moses on the mountain, looking at a Promised Land he never entered. A whole generation that died in the desert. The servant who buried what he was given and got called wicked and lazy.The line that changes everything: God's promises are guaranteed. Your potential is not.Why Paul says work out your salvation with fear and trembling, and in the same breath, for it is God who works in you. Both. Take out God's part and it's self-help. Take out yours and it's wishful thinking.The two ways a man forfeits his potential. Passive, waiting on a feeling and calling it faith. Or presumptuous, grinding in his own strength and calling it ambition. Both die short of the land.This is not a call to strive harder on your own steam. It's a call to move with God, and to move now. He made you for dominion. To cross the river and take the territory with His hand on your shoulder.The version of you on the other side of that river gets a little further away every year you don't cross. Someday is where potential goes to die.New episodes every week on biblical masculinity, Christian manhood, calling, and what it takes to become a Kingdom Driven Man.FREE DOWNLOAD: Built to Dominate breaks down the 3 lies that keep driven Christian men stranded on the wrong side of the river. Get it here: https://www.standard59.com/freeSubscribe if you refuse to die in the desert.Lead. Fight. Win.
What is the cleanest way to connect several microphones, preamps and audio interfaces without constantly crawling behind the rack? AP starts with what sounds like a simple question about expanding the line-level inputs on his Audient iD44. That sends the team down a glorious rabbit hole involving passive switchers, mic splitters, USB converters, matrix routers, the Heritage Audio Synth Buddy, ESI interfaces, Broadcast Tools, Source-Nexus and the Passport VO. Eventually, one decidedly old-school solution keeps winning the argument: the humble patchbay. The team discusses quarter-inch, Bantam and TT patchbays, normalled and half-normalled connections, passive mic splitting, phantom power, transformer isolation, corrosion, loose connectors and why adding another preamp stage may not be the sonic disaster people imagine. Along the way, George mourns the disappearance of simple line-level audio interfaces, Robert explains how passive splitters survive real concert recording jobs, and Robbo demonstrates his remarkable ability to make a straightforward signal path impressively complicated. In this episode: • Switching several microphones and preamps into one interface • Passive line-level switchers versus audio interfaces • Why a patchbay may be the simplest solution • Normalled, half-normalled and open patchbay configurations • Quarter-inch patchbays versus TT and Bantam systems • Passive microphone splitting and phantom power • Transformer isolation and troublesome ground loops • Keeping the signal path clean without overengineering it The Pro Audio Suite is hosted by George Whittam, Robert Marshall, Andrew Peters and Darren "Robbo" Robertson. Thanks to our sponsors: Tri-Booth Austrian Audio, Making Passion Heard Leave a comment, suggest a topic or simply say g'day at theproaudiosuite.com.
Vessi Kapoulian spent fifteen years as a commercial lender. She underwrote more than a thousand deals and managed a credit portfolio north of a billion dollars before she ever bought a building for her own account. That order matters, and it is the whole reason this conversation is different from most multifamily interviews. Her framework has four parts, and she looks at them in a deliberate order: the operator, the market, the numbers, and last, the structure of the deal. Last. As she puts it, people pay back loans, not properties. The building is collateral and a secondary source of repayment. The person is the deal. The lender's opening question is the one most passive investors never ask: how do I lose money on this? Not what is the projected return. What is the downside, and where does it come from. She is direct about where LPs get hurt. The preferred return is not guaranteed, and a lot of investors believe it is. She walks through both waterfalls, the capital event and the cash flow, and what she wants to see about priority when a deal is stressed rather than when it performs. She has walked away from deals where the sponsor checked out and the numbers checked out but the structure did not align. She also talks about fraud, from both sides. She caught it as a lender. She was a victim of it as a passive investor. That is in the new book, and she does not soften it. Her latest, The Busy Professional's Guide to Passive Apartment Investing, is written for the doctor, lawyer, accountant, or executive working an eighty-hour week who wants real estate exposure without becoming an operator. Each chapter stands on its own so it works as a reference rather than a front-to-back read. Her first book, Mastering Multifamily Underwriting, is an Amazon bestseller and goes deep on the deal analysis itself. Both are on Amazon in all four formats. We also get into what changed in her 2026 underwriting on rates and insurance, why she wants insurance modeled well above the standard three percent, why she will not invest where the operator has no local infrastructure, and what a decade of watching LPs lose money taught her about protecting capital. Connect with Vessi Kapoulian: dbacapitalgroup.com masteringmultifamilyunderwriting.com LinkedIn Chapters 00:00 A lot of fraud, a lot of scams emerge in this part of the cycle 00:45 Welcome to Real Estate Underground 01:00 A returning guest: Vessi Kapoulian 01:30 Bulgaria, the Iron Curtain, and what it shaped 02:30 Fifteen years underwriting, then buying for her own account 04:00 Parallel paths: Clark St moves to the lending side 04:30 Why she wrote Mastering Multifamily Underwriting 07:00 The four areas, in order: operator, market, numbers, structure 08:00 People pay back loans, not properties 09:00 The Busy Professional's Guide to Passive Apartment Investing 11:00 Fraud, from both sides of the table 12:00 What a lender sees that a syndicator pitching LPs does not 14:00 Following the deck versus reading the documents 15:00 Both waterfalls, and why the preferred return is not guaranteed 17:00 Fees, alignment of incentives, and capital call conditions 18:00 Florida, Georgia, Tennessee, run from Los Angeles 19:00 Why she starts with local boots on the ground 20:00 Underwriting rates and insurance in 2026 22:00 Losing money, and why nobody has until they do 24:00 FOMO, and the deal you should regret more 27:00 Transparency after a loss, and the venture rule about cycled founders 29:00 The Final Five 29:30 Purpose: lasting positive impact 31:00 Best advice: you will get ready when the opportunity is presented 33:00 The decision she would take back, and God's timing 35:00 What is on the nightstand 36:30 Defining success: a life of significance 36:50 Life outside real estate: running, reading, family 37:30 How to reach Vessi Vessi's books: The Busy Professional's Guide to Passive Apartment Investing Mastering Multifamily Underwriting This week's books: The Family Office Handbook by Kirby Rosplock, and Raising Financially Fit Kids by Jolene Godfrey. Real Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcast Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.
how2invest kostenlos und ohne Risiko ausprobieren: https://how2invest.ch Kostenloses Erstgespräch https://richtiganlegen.ch/#Kontakt Passiv investieren wird oft mit Nichtstun verwechselt. Doch genau das ist ein Irrtum. In dieser Folge zeige ich, warum erfolgreiches passives Investieren zahlreiche aktive Entscheidungen erfordert: von der Asset-Allokation über die ETF-Auswahl bis hin zum Rebalancing. Anhand der aktuellen Entwicklungen an den Börsen im Jahr 2026 erkläre ich, weshalb breite Diversifikation langfristig oft erfolgreicher ist als die Suche nach den nächsten Gewinneraktien. Zudem erfährst du, warum Mathematik, Wissenschaft und Verhaltensökonomie klar für einen passiven Kern im Portfolio sprechen und wie der Core-Satellite-Ansatz das Beste aus beiden Welten verbindet. Eine Folge für alle, die ihr Vermögen strategisch, kostengünstig und mit langfristigem Erfolg aufbauen möchten.
Hey it's our 5th Anniversary on Make Music Income and we're celebrating with some announcements and a special video that goes all the way back to our first one 5 years ago this month!If you are looking to make music AND make income from the music you make, well we are going to talk about ALL the ways. So buckle up for this LIVE podcast.#musiclicensing #musicincome #musicroyalties #musicteaching #churchmusic #passiveincome #musicartistsWORK WITH ME:Work directly with composer and producer Eric Copeland and his sync production company Positive Spin Songs to develop albums of music for pitching to sync licensing for TV, Film, Ads, and Gaming. Weekly Partner Zoom Meeting, One-on-One Zooms, and Monday Morning Email Updates. (For all experience levels.)START HERE: https://positivespinsongs.com/partners/ONE ON ONE COACHING:https://makemusicincome.com/coaching/Get FREE stuff at:https://makemusicincome.com/free/DISTROKID:Get your music to Spotify, Apple, YouTube, and more for one yearly price.Get 7% Off:https://distrokid.com/vip/seven/911910Get 50% off if you are a student or educator!https://distrokid.com/student/911910NEED GEAR?SWEETWATER SOUND: Support the channel by using this link to find the latest deals and get the gear you need at our favorite music store, Sweetwater Sound!https://sweetwater.sjv.io/q4JEB5DISCO:Show off your amazing portfolio and be where the music supervisors and music buyers are!Click here:https://disco.ac/signup?b=2095&u=34391IDENTIFYY:Get paid when your music is used on YouTube.Click here:https://identifyy.com?referral=MTMzMjc2POND5:Get into Music Licensing easily! Use this referral code to sign up and get started selling YOUR music with Pond5!Click here:https://www.pond5.com?ref=FromtheMomentMusicJOIN OUR COMMUNITY ON DISCORD:https://bit.ly/3fYDSVdMY SYNC LICENSING MUSIC:Positive Spin Songs - https://positivespinsongs.comMY PERSONAL MUSIC:https://www.ericcopelandmusic.comTIMESTAMPS0:00 - 5 Years on YouTube!4:20 - Only 2 Ways to Make Music Income8:22 - Active Income (Now!)10:08 - Active Income - Music Producer18:12 - Active Income - Live Gigs and Sales22:00 - Active Income - Music Marketing24:50 - Music Teaching27:40 - Church Music Work30:00 - Passive Income - Sync Licensing38:45 - Passive Income - Stock Music/NE Licensing44:44 - Passive Income - Streaming46:26 - Passive Income - Royalties48:31 - Passive Income - Gaming Music/Beats49:40 - Active/Passive - Do Many of These51:45 - The Truth of Music Income52:46 - Q&A
Halbzeit 2026 – und die Märkte stehen an einem Wendepunkt. Carsten Mumm, Chefvolkswirt der Privatbank Donner & Reuschler, zieht Bilanz und stellt die Weichen fürs zweite Halbjahr. Die großen Tech-Konzerne krempeln ihre Strategie um: Weniger Dividenden, weniger Buybacks – dafür Milliarden-Investitionen in KI-Datencenter und Chips. Meta öffnet seine Infrastruktur für Dritte und springt zweistellig, während Oracle einräumt, dass gebuchte Kapazitäten möglicherweise nicht bezahlt werden können. Der Markt reagiert erstaunlich gelassen – zu gelassen? Gleichzeitig zeigt sich: Wer nur auf die großen US-Tech-Werte gesetzt hat, sitzt auf einem Klumpenrisiko. Der Russell 2000 läuft von Allzeithoch zu Allzeithoch, Europa hat Aufholpotenzial, und der DAX hinkt mit nur zwei Prozent Plus massiv hinterher – belastet durch die Autokrise und einen SAP-Absturz, den kaum jemand auf dem Zettel hatte. Mumms klare Ansage: Das passive Depot wird nicht mehr der Renditebringer der Zukunft sein. Warum Stock-Picking jetzt wichtiger wird, weshalb Gold trotz Rückschlag unter 4.000 Dollar strategisch ins Portfolio gehört und was vom “Herbst der Reformen” der Bundesregierung wirklich zu erwarten ist. ------ Ihr habt Fragen, schreibt uns an: missionmoney@focus-money.de Alle wichtigen Links: https://wonderl.ink/@mission_money
Are your investment dollars sitting idle in a self-directed IRA or low-yield account while inflation eats away at your buying power? In this episode of The Note Closers Show, Scott Carson sits down with members of the WCN community to reveal a massive opportunity in short-term performing paper. A seasoned, 20-year veteran of the real estate industry—and former operator of one of the largest "We Buy Ugly Houses" franchises in Dallas—is recapitalizing his $15 million hard money lending portfolio by offering investors access to double-digit performing notes across 15 states! Discover how you can step into fully originated, double-digit performing first-lien notes with loan amounts ranging from $50,000 to over $300,000. Scott breaks down why these 12-month interest-only loans offer the ultimate sweet spot for investors who want short-term capital velocity without locking up funds for 30 years or managing property rehabs. Learn how the originating lender retains all ongoing loan servicing, manages draw holdbacks, monitors photo updates, and handles any necessary downside enforcement so you can sit back and collect true passive cash flow. Scott also walks you through the power of capital arbitrage. Learn how to raise private money at 7% or 8% to fund 12% performing paper, locking in an infinite rate of return on the spread while putting lazy capital to work. From analyzing borrower experience levels and 70% LTV buffers to navigating fast-foreclosure states like Texas, Georgia, and North Carolina, this episode is your complete blueprint for high-yield, short-term note investing. Key Topics Covered in This Episode:Inside a $15M Performing Tape: Why a veteran hard money lender is selling off double-digit paper to recapitalize and expand loan originations. The Power of Short-Term Notes: Why 1-year interest-only loans provide maximum flexibility and capital velocity for self-directed IRA investors. Built-In Downside Risk Protection: How a 70% LTV threshold, strict borrower skin-in-the-game, and repair holdbacks safeguard your principal. True Passive Loan Servicing: How the originator handles interest collections, draw disbursements, photo updates, and borrower monitoring. The Spread Arbitrage Strategy: How to raise private investor capital at 7–8% to fund 12%+ notes, creating an infinite rate of return. Evaluating Borrower Risk: How to analyze borrower experience levels, loan maturities, and regional market liquidity across Texas, Ohio, and North Carolina. Fast-Track Foreclosure Protection: Leveraging non-owner-occupied business loans and fast-foreclosure legal frameworks in top target states. Ready to get your lazy assets off the bench and generating real yield? Stop waiting for the perfect deal and start putting your money to work today! Watch the full episode, examine the numbers, and register for our upcoming 2-Day Virtual Note Buying Workshop at NoteBuyingForDummies.com to master the note business from the ground up!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Why the Transition Period Is a Critical Window for Dairy Cow Health (02:10 – 10:36) The discussion begins by examining the transition period as one of the most challenging phases in a dairy cow's lifecycle. Research suggests that 30–50% of disease events occur within the first three weeks after calving, making this a key window for understanding and supporting immune function. Dr. Rostoll-Cangiano shares insights into the biological changes that occur during this time, emphasizing the importance of immune adaptation as cows move from late gestation into early lactation. Immune Cell Dynamics and Metabolic Stress in Transition Cows (02:10 – 10:36) Building on this foundation, Dr. Rostoll-Cangiano discusses emerging research on T-cells, dendritic cells, and the differences between systemic and intestinal immune responses. The panel explores how immune cells face substantial metabolic demands after calving, often becoming metabolically constrained as they attempt to support both immune defense and milk production. This competition for energy and nutrients may leave cows more susceptible to disease challenges and environmental stressors during the transition period. Dry Period Management and Prepartum Feed Intake (10:36 – 16:26) The conversation then turns to management practices that can influence transition success before calving. The panel examines how changes in dry matter intake (DMI), bunk space availability, and social stress can significantly affect a cow's metabolic health and immune resilience. Maintaining consistent feed intake and minimizing unnecessary stressors during the dry period are highlighted as key strategies for supporting a smoother transition into lactation. Genetics, Productivity, and Cow Resilience (17:52 – 24:44) The group explores whether modern dairy genetics have altered the balance between productivity and resilience. While today's dairy cows produce substantially more milk than previous generations, the panel discusses whether this increased productivity may come with narrower physiological margins under stress. The discussion highlights the ongoing challenge of improving production while preserving the ability of cows to adapt to metabolic and environmental stressors. Factors Affecting Colostrum Quality and Calf Immunity (28:17 – 35:18) Attention then shifts to colostrum production and quality, with a focus on how maternal health before calving can influence calf outcomes. Topics include the effects of: Metabolic status during the transition period Somatic cell count at dry-off Prepartum inflammation Immunoglobulin G (IgG) concentration Passive transfer and calf health The panel explains how these factors can influence both the quality of colostrum and the long-term health and performance of newborn calves.Nutritional Interventions to Support Transition Cow Performance The experts review research evaluating choline and chromium supplementation as potential tools for supporting transition cow health and improving colostrum production. While published responses have been variable, these nutritional strategies continue to receive attention for their potential role in enhancing metabolic function and immune responses around calving. Precision Dairy Technologies for Managing At-Risk Cows (37:27 – 44:51) The conversation expands into activity monitors and rumination tracking systems. These tools allow producers to identify at-risk cows earlier, monitor behavioral changes, and make more informed management decisions at the individual cow level. By detecting potential problems before clinical signs appear, precision technologies can help improve intervention timing and overall herd health outcomes. Key Transition Cow Management Takeaways The episode concludes with a reminder that, despite advances in dairy research and technology, strong management fundamentals remain the most effective way to support cow health and performance: Maximize dry matter intake Reduce stress and unnecessary regrouping Manage body condition score changes Prioritize cow comfort Provide adequate feeding and resting space Ultimately, while the biology of transition cows is complex, the panel emphasizes that the greatest improvements in health, productivity, and resilience often come from consistently executing proven management practices. Join the Real Science Exchange Please subscribe and share with your industry friends. Invite more people to join us at the Real Science Exchange virtual pub table. Please be sure to register for our upcoming Real Science Lecture Series webinars. Finally, if you want one of our Real Science Exchange t-shirts, screenshot your rating, review, or subscription. Then, email a picture to anh.marketing@balchem.com. Include your size and mailing address. As a result, we'll mail you a shirt.
Most investors say there are no deals. Dr. Jordan Romano says you are looking in the wrong place. Jordan is a physician in the Boston area who has spent about a decade investing in one small New Hampshire town, the town where he did his medical residency. He is hyperlocal on purpose. He uses his own capital only. And his edge is not a list, a lead source, or a dialer. It is curiosity applied to public records, specifically planning and zoning board minutes that almost nobody reads. That is how the subdivision deal happened. A 0.9-acre parcel had been sitting on Zillow for six months, a block from a hospital, on town water and sewer, with the house pushed to one edge of the lot line. Jordan asked whether the town would allow a split, paid for a survey, presented to the planning board, and walked out with three lots where there had been one. A nurse at that hospital is going to build on one of them. The developer who owns 200 units nearby, and drove past that property roughly a thousand times a year, is buying the other. Jordan is also candid about the loss. He needed a zoning variance on a downtown building that should have been four units. A neighbor organized twenty households, the room was the fullest the board had seen in years, and Jordan walked away from the deal. Then he stayed until 11 PM to talk with everyone who had spoken against him. We also get into his B-class thesis, why he passed on a hundred units and does not regret it as much as you would think, how a busy physician finds deals in what he calls the interstitium, and the rule his grandfather gave him: always know where the exit is. Connect with Dr. Jordan Romano: medicalexpertwitness.com Chapters 00:00 Always know where the exit is 00:45 Welcome to Real Estate Underground 01:00 Meet Dr. Jordan Romano 01:20 A physician, a mother in real estate, and a house bought at the 2006 peak 03:00 Invest in what you know 04:00 Put all your eggs in one basket and watch the basket 05:00 Why hyperlocal beats long distance 06:00 Diners, broker opens, and off-market deal flow 07:30 Curiosity as a sourcing engine: planning and zoning boards 08:30 Reading the signal when a big developer expands 09:00 The 0.9-acre lot nobody else questioned 10:30 You don't find a deal, you make a deal 12:50 Ed's 58-acre farm and the land he almost missed 13:30 Zillow forensics: empty cabinets, oil heat, and a fall price cut 14:40 Finding the time: deals in the interstitium 16:20 Virtuous capitalism and the small-town ripple effect 17:30 Knocking on doors before you need the vote 18:00 The strikeout: a full room, a lost variance, a dead deal 20:00 Staying until 11 PM to talk to everyone who opposed him 23:00 The Final Five 23:20 Purpose: impact you can actually see 26:00 Best advice: his grandfather's rule 27:00 Sam Zell on markets versus deals 28:00 The one he'd take back: a hundred units passed on 29:00 The B-class thesis 30:00 Five brothers, one highway parcel, and a deal that got away 33:20 What's on the nightstand 36:50 Defining success: optionality and flexibility 39:00 Life outside real estate 42:30 Two grandfathers, two swimmers, one T-shirt 43:50 How to reach Jordan This week's book: The Almanac of Naval Ravikant by Eric Jorgenson Get it on Amazon Also mentioned: Thinking in Bets by Annie Duke, and Am I Being Too Subtle? by Sam Zell. Real Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcast Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.
Are you tired of leaving your investment capital sitting on the sidelines, waiting for the "perfect" real estate deal to come along? In this episode of The Note Closers Show, Scott Carson delivers a massive shortcut to double-digit returns without the headaches of traditional property management, intensive due diligence, or multi-decade commitments. We are breaking down a high-yield, short-term case study on a performing Texas hard money loan located in the fast-growing market of Richardson, Texas—just north of Dallas.Discover how a seasoned, nationwide hard money lender is looking to recapitalize their growing business by selling off pieces of a $13 million performing paper portfolio. This featured asset is a true first lien secured by a vacant, four-bedroom red brick probate property undergoing a light cosmetic refresh by an experienced local rehabber. With $36,000 of the borrower's own skin in the game and a disciplined 70% loan-to-after-repair-value (ARV) cushion, this asset is built from the ground up to protect investor capital while kicking off serious cash flow.Scott walks you step-by-step through the underlying numbers, explaining how purchasing this note at par delivers a powerful 12.89% cash-on-cash ROI over a brief 11-to-12-month timeline. You will also learn about the "Rule of 72" and how securing a consistent 12% interest rate can put your retirement funds or self-directed IRA on the fast track to doubling every six years. Whether you want to step into an immediate monthly stream of $3,298, let the originating lender handle all ongoing servicing and rehab monitoring, or learn the exact steps to foreclose and capture a massive equity spread if things go sideways, this episode is your ultimate guide to truly passive real estate wealth.Key Topics Covered in This Episode:The Power of Short-Term Paper: Why a 1-year performing hard money loan is a perfect alternative to long-term 30-year notes for agile capital allocation.Richardson, TX Case Study: Detailed asset breakdown of a 4-bed, 2-bath probate property sitting in a highly desirable DFW submarket.Dissecting the Numbers: Understanding the math behind a $304,000 note balance yielding an impressive 12.89% ROI.Built-In Downside Protection: Why a 70% LTV, a strict lender escrow holdback, and $36,000 in borrower skin in the game keeps your investment secure.True Passive Investing: How the original lender retains servicing, monitors the rehab progress, and handles downside management on your behalf.The Rule of 72 Explained: How to implement a repeatable "rinse and repeat" model to double your investment capital every six years.Due Diligence and Legal Rights: Navigating first lien positions, reviewing credit/FICO profiles, and leveraging Texas's fast 30-day foreclosure process.Ready to stop waiting and start taking action? Don't let your lazy assets lose value to inflation. Tune in, learn the blueprint, and grab your tickets for our upcoming Virtual Note Buying Workshop at NoteBuyingForDummies.com to take your investing to the next level!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
Homes That Heal | Transform Your Home Into a Health and Wellness Sanctuary
Ep 110 | Most builders compete on price. Paul Kealey says the real cost of a new home shows up in energy bills, air quality, and your health.Paul Kealey joins Jen to talk about why a newer home isn't automatically a healthier one, and what's really driving the mold and air quality problems hiding behind so many walls. We get into passive house design, his BURDEN framework for the hidden stressors in your home, and the real, current mold story unfolding in Jen's own family right now.
Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes and learn more at: OLDPodcast.com. Episode 3636: Andrew explains how index funds offer a simple, low-cost way to invest by tracking major market indexes instead of trying to beat them. Learn why these diversified funds have outperformed most actively managed funds over the long term and why investors like Warren Buffett recommend them for retirement savings. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are great for anyone who wants to invest passively." "Passive fund management tends to lead to better performance in the long term." "Only 13% of around 8,000 mutual funds are able to achieve outperforming the market index!" Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ John C. Bogle: https://www.britannica.com/biography/John-Bogle MSCI EAFE Index: https://www.msci.com/indexes/index/990300 Russell 2000 Index: https://www.ftserussell.com/products/indices/russell-us NASDAQ Composite Index: https://www.nasdaq.com/market-activity/index/comp Bloomberg U.S. Aggregate Bond Index: https://www.bloomberg.com/professional/product/indices/bloomberg-fixed-income-indices/ The Vanguard 500 Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vfiax Learn more about your ad choices. Visit megaphone.fm/adchoices
Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes and learn more at: OLDPodcast.com. Episode 3636: Andrew explains how index funds offer a simple, low-cost way to invest by tracking major market indexes instead of trying to beat them. Learn why these diversified funds have outperformed most actively managed funds over the long term and why investors like Warren Buffett recommend them for retirement savings. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are great for anyone who wants to invest passively." "Passive fund management tends to lead to better performance in the long term." "Only 13% of around 8,000 mutual funds are able to achieve outperforming the market index!" Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ John C. Bogle: https://www.britannica.com/biography/John-Bogle MSCI EAFE Index: https://www.msci.com/indexes/index/990300 Russell 2000 Index: https://www.ftserussell.com/products/indices/russell-us NASDAQ Composite Index: https://www.nasdaq.com/market-activity/index/comp Bloomberg U.S. Aggregate Bond Index: https://www.bloomberg.com/professional/product/indices/bloomberg-fixed-income-indices/ The Vanguard 500 Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vfiax Learn more about your ad choices. Visit megaphone.fm/adchoices
Owning real estate can generate income and long-term wealth, but it can also entail management responsibilities, tax considerations, and difficult decisions when it’s time to sell. What options are available if you want to keep real estate exposure without continuing to manage properties yourself? In this episode, Evan Wohl and George Papanicolaou are joined by Brendan Tammany, Senior Vice President, Private Capital at Inland Securities Corporation, to explore Delaware Statutory Trusts (DSTs) and how they can fit into a real estate strategy. They discuss how DSTs operate within 1031 exchanges, the benefits of passive ownership, the differences between DSTs and REITs, liquidity considerations, estate-planning opportunities, and how accredited investors can access institutional-quality real estate while avoiding many of the day-to-day responsibilities of property ownership. Key takeaways: How Delaware Statutory Trusts allow investors to own fractional interests in commercial real estate Why DSTs can help simplify the 1031 exchange process for qualifying investors The differences between DSTs, REITs, and private credit investments How passive ownership removes landlord responsibilities and property management duties Why estate planning and step-up in basis considerations make DSTs attractive for some investors And more! Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan Wohl YouTube: OPUS Private Client, LLC Connect with George Papanicolaou: Opus Private Client, LLC gpapa@opus-pc.com LinkedIn: George Papanicolaou YouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Brendan Tammany Website: Inland Securities Corporation btammany@inland-securities.com About Our Guest: Brendan Tammany, Senior Vice President, Private Capital, Inland Securities Corporation, is responsible for partnering with financial advisors in the North East to complete successful 1031 exchanges as well as cash investments with Inland Private Capital Corporation. He began his career at Inland in 2022 as a Regional Associate II and was promoted to Vice President, Hybrid Wholesaler in 2023. He was promoted to Vice President, Exchange Consultant in 2024. Prior to joining Inland, Mr. Tammany was an Advisory Consultant for Macquarie Asset Management's Mutual Fund sales team. He began his career in financial services in 2014 working as an M&A Analyst for a boutique Investment Banking firm GriƯin Financial Group. Mr. Tammany graduated from the University of Pittsburgh with a Bachelors of Science in Business Administration majoring in Finance. He holds Series 7, 63, 65, and 79 licenses with the Financial Industry Regulatory Authority (FINRA).
Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes and learn more at: OLDPodcast.com. Episode 3636: Andrew explains how index funds offer a simple, low-cost way to invest by tracking major market indexes instead of trying to beat them. Learn why these diversified funds have outperformed most actively managed funds over the long term and why investors like Warren Buffett recommend them for retirement savings. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are great for anyone who wants to invest passively." "Passive fund management tends to lead to better performance in the long term." "Only 13% of around 8,000 mutual funds are able to achieve outperforming the market index!" Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ John C. Bogle: https://www.britannica.com/biography/John-Bogle MSCI EAFE Index: https://www.msci.com/indexes/index/990300 Russell 2000 Index: https://www.ftserussell.com/products/indices/russell-us NASDAQ Composite Index: https://www.nasdaq.com/market-activity/index/comp Bloomberg U.S. Aggregate Bond Index: https://www.bloomberg.com/professional/product/indices/bloomberg-fixed-income-indices/ The Vanguard 500 Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vfiax Learn more about your ad choices. Visit megaphone.fm/adchoices
Henry Sokolski analyzes the "Golden Dome" project, suggesting its true value lies in achieving space superiority rather than just missile defense. He emphasizes the need for passive defenses, like redundant transformers and public preparedness, to counter the rising threat of autonomous drone swarms and precision attacks. (14)19494
Buying an airplane can create opportunities and legal exposure that pilots may not see until something goes wrong. Tait Duryea and Ryan Gibson sit down with aviation attorney and pilot Scott Williams to cover LLC structures, dry leases, co-ownership, and the limits of depreciation for passive real estate activity. Scott also explains key insurance terms, including smooth coverage, open pilot warranties, and waivers of subrogation. A practical conversation for pilots who want to protect their aircraft, finances, and future.Scott Williams is the founding principal attorney of the General Aviation Law Firm and a pilot with 38 years of flying experience and roughly 4,000 flight hours. He helps Part 91 aircraft owners buy, sell, structure, and operate aircraft while avoiding unintended legal and regulatory risks. Scott is also a Cirrus SR22 owner and former president of the Cirrus Owners and Pilots Association.Show notes:(0:00) Intro(5:19) Why aircraft belong in LLCs(7:01) Structuring aircraft co-ownership(12:30) Passive real estate tax limits(18:21) Dry leases and operational control(24:08) Named insureds Vs. Named pilots(29:54) LLC setup and aircraft domicile(33:47) Using a trust for ownership(36:34) Insurance as first-line protection(40:52) Smooth Vs. Sublimit coverage(43:39) Passenger waivers and liability(49:34) OutroConnect with Scott Williams:Website: https://www.generalaviationlaw.org/ If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.
What if the biggest opportunities in your life aren't about talent, but about visibility? In this episode of the Passive Prospecting Podcast, I share the incredible story of singing the National Anthem during America's 250th Birthday celebration at Ellis Island and the lessons it taught me about creating opportunity instead of waiting for it. If you're building a business, growing on YouTube for Real Estate, or simply trying to stand out in a crowded world, this conversation will change the way you think about success. Most people believe extraordinary opportunities happen because of luck. I don't. They happen because people consistently show up, become visible, and keep putting themselves in the right rooms. Levi Lascsak and I discuss why visibility creates opportunity, why competition shouldn't scare you, and how small actions can completely change the direction of your life and business. Whether you're a real estate agent, entrepreneur, or content creator, these principles apply to you.======Learn how to get Sellers from Your YouTube Channel: https://linkless.io/mrZ2tqwSchedule a Call With Us to Discuss Partnering With eXp - https://bit.ly/PassiveProspectingPartnershipHere's the link to try a free trial of Channel Studio: https://linkless.io/egH8eah
Your podcast can have thousands of downloads and still feel disconnected from the people listening. The difference? An audience consumes your content. A community engages with it, responds to it, and grows alongside you.In this episode of Podcasting Unlocked, we're revisiting four powerful conversations that reveal what it really takes to build an engaged podcast community. From treating your email list like a conversation instead of a broadcast, to creating membership spaces listeners actually want to join, these expert insights will help you turn passive listeners into loyal advocates. This week, Episode 296 of Podcasting Unlocked is about building a thriving podcast community!In this episode of Podcasting Unlocked, I'm sharing practical strategies for creating deeper listener relationships, encouraging meaningful engagement, and transforming your podcast into a community people genuinely want to be part of.I also chat about the following:Why Your Email List Is Your First Community: Learn from Paul Gowder why email should be the foundation of your community-building strategy and how to create opt-ins that truly connect with your audience.Creating a Community People Actually Join: Discover the psychology behind why listeners wait before joining memberships and how consistency, value, and recognition encourage them to take the leap.Building Spaces That Spark Conversation: Explore how to choose the right platform, encourage two-way engagement, and create an environment where listeners feel seen and connected.Showing the Human Behind the Microphone: Hear creative episode ideas that help listeners connect with you on a personal level through behind-the-scenes stories, compilation episodes, and authentic reflections.Turning Listeners into Conversations: Learn why podcast success isn't measured by downloads alone and how intentional engagement creates stronger business relationships and long-term growth.Building a podcast community doesn't happen overnight, but every conversation, email, and interaction strengthens the connection with your listeners. Choose one strategy from this episode and start creating more opportunities for your audience to participate, respond, and become part of something bigger.Be sure to tune in to every episode for practical podcasting strategies, expert insights, and actionable systems to help you grow your show with confidence.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Podcasting Unlocked at https://galatimedia.com/podcasting-unlocked/CONNECT WITH ALESIA GALATI:InstagramLinkedInWork with Galati Media! Work with Alesia 1:1MENTIONED EPISODES:Episode 137: Building Community through Email Marketing with Paul GowderSolo Episode 228: How to Build an Engaged Podcast Community Solo Episode 249: Creative End-of-Year Episode Ideas That Build Deep ConnectionEpisode 254: Turning Listeners into Meaningful Conversations with Nathalie DorémieuxFree Download: 15 Ways to Improve Your Podcast Proud member of the Feminist Podcasters Collective.
Justin Spiller breaks down the difference between active and passive paths, providing clear frameworks to assess your risk tolerance, time availability, and entrepreneurial mindset. Whether you're a busy professional or a budding investor, this episode explains how to start with confidence, avoid costly distractions, and scale with mastery. You'll also hear real stories of navigating market challenges, building deal flow, and the power of resilience. Justin Spillers Partner & Manager of Real Estate Alpha Based in: Minster, Ohio Where to find them: https://www.linkedin.com/in/justinspillers/ realestatealpha.io/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
What did you think of todays show??Five hundred episodes. Zero missed releases since 2021. In this milestone episode, Mike, Dan, and Dylan go back to the beginning: the seller who got abducted from a closing, the Spokane duplex that nearly broke their partnership, the hire that changed everything, and the disaster deals still bleeding money today. Plus why they stopped chasing passive income, what actually built the business, and the mindset shift that reshaped how they define success. If you've been here since day one, this one's for you.Topics discussed:Introduction (00:00)Why episode 500 almost ended the show (00:13)The seller who got abducted from a closing (09:32)The disaster duplex that nearly broke them (14:57)Losing $500K in the bank in 30 days (20:48)The first hire that changed everything (22:41)One cold call that became 13 units (26:42)Why making $100K is easy and $1M is hard (30:23)Why the wrong partners cost them years (32:21)The 8-unit money pit still bleeding cash (34:56)The third partner that soured everything (38:49)Passive, massive, and recurring income (44:35)Why holding cash beats chasing returns (48:47)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com (https://podcastboutique.com/)
What happens when you realize the career you trained for, spent years and real money on, was only ever showing you one narrow path out of a hundred? This week I'm talking with Katie Dodd, a Registered Dietitian who stumbled into entrepreneurship by sitting next to the right person on a plane. That one conversation led to a contract, a contract led to freelance work, and freelance work eventually became three brands and a stack of income streams that pay her whether she's working or not. We get into what a side hustle actually is, why it doesn't have to be a bridge out of your job, and the difference between active and passive income that most people misunderstand. Katie also walks through how she built all of it one thing at a time, refusing to start the next brand until the first one hit a real revenue goal. She's honest about the part that doesn't sell well: it took eighteen months of building before the money got good, with about $67 in the first six months. If you've ever felt boxed in by your credentials, or you're holding an idea you keep deciding is too out there, this conversation will widen what feels possible. Timeline Highlights [04:22] – How Katie fell into side hustling by sitting next to a dietitian on a plane [04:57] – Realizing she'd been an entrepreneur all along without the label [12:37] – What a side hustle actually is, and why it doesn't have to be a bridge out [16:36] – The lake analogy: why multiple income streams create real security [18:16] – Active versus passive income, and why passive isn't free money [20:34] – Three brands, and the discipline of building one at a time [27:03] – Why she built traffic first, before any products existed [32:35] – Letting go of the identity that says you have to do direct client work [44:31] – How long it actually took to monetize, and the $67 first six months [48:34] – Why mindset and the right rooms matter more than any single tactic Top Quotes from the Episode "Imagine a lake fed by only one stream. If that stream dries up, the lake runs dry. Multiple streams mean it keeps going." "Passive income isn't free money. You create something once, build the systems to drive people to it, and then it works while you're not showing up every day." "If something pops into my head, I get it out of my head and onto paper, so I can really focus on what matters." "I had to let go of the identity that to be a healthcare provider, I have to be giving direct care to people." "Eighteen months sounds like no big deal now, but that's a long time I invested in work that wasn't making money in the moment." "If you get started, it's possible. If you keep going and don't give up, it's probable." Links & Resources CEO Type Quiz Katie Dodd's book, Dietitian Side Hustle (also on Amazon in hardcover, paperback, Kindle, and Audible) Katie's Linktree Dietitian Side Hustle podcast (new episodes every Wednesday) Katie on Instagram: @thekatiedodd The Geriatric Dietitian and High Calorie Recipes (Katie's other two brands) Follow the podcast, leave a review if it lands, and share it with someone who's sitting on an idea they keep talking themselves out of.
Building wealth through real estate doesn't require flipping houses, swinging hammers, or becoming a full-time landlord. In this episode, Jim Oliver talks with Melissa Nash about the path she followed from business owner to real estate investor, and why one rental property changed the way she thought about financial freedom. Melissa shares what inspired her first investment, why she started with an out-of-state rental, and how that single decision grew into a portfolio built on long-term cash flow. They also discuss the value of finding the right mentor, overcoming analysis paralysis, and why taking the first step matters more than having the perfect plan. If you're looking for a practical way to build passive income without making real estate your full-time job, this conversation offers a roadmap to get started. Key Takeaways - One rental property can become the foundation for long-term wealth. - Mentorship helps shorten the learning curve and avoid costly mistakes. - Passive real estate investing is built on consistency, not quick wins. - Cash flow creates options that traditional retirement plans often cannot. - Action is what turns knowledge into results. Chapters 00:00 Melissa Nash's Real Estate Journey 03:14 Why She Started Investing Out of State 06:00 Breaking Through Analysis Paralysis 12:13 Building Wealth With Turnkey Rentals 18:32 Why Taking Action Matters 21:09 The Best Advice Melissa Ever Received 23:16 She Buys Houses, She Builds Wealth Featured Resource: She Buys Houses, She Builds Wealth: The Lazy Investor's Guide to Passive Income Through Real Estate by Melissa Nash https://acesse.one/okp5sae ______________________________ If you're ready to breakaway and start making real wealth, then join our free community. Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.
New York Times' bestselling author Larry McDonald, founder of The Bear Traps Report, returns to The Julia La Roche Show to lay out why he believes markets are entering a major regime shift. He points to a historic rotation out of mega-cap tech — roughly $2 trillion has already exited the "Mag 7" since October — as sophisticated institutional investors grow wary of unsustainable AI/data-center capital expenditures and the off-balance-sheet financing propping them up. McDonald warns of a coming credit crisis driven by private credit weakness and commercial real estate stress, while arguing that Washington's stablecoin push and "financial repression" tactics are being used to force more Treasury buying and inflate away the $39 trillion national debt. With sticky inflation, midterm election risk, and a volatile August-September seasonal pattern ahead, he's positioning in hard assets — gold (targeting $6,500), silver, natural gas, and select energy names — as the trade of the next several years, while sounding the alarm on an S&P 500 he calls dangerously concentrated in tech.Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links: How To Listen When Markets Speak: https://www.amazon.com/Listen-When-Markets-Speak-Opportunities-ebook/dp/B0C4DFVFNR Colossal Failure of Common Sense: https://www.amazon.com/Colossal-Failure-Common-Sense-Collapse/dp/B002IFLWMKTwitter/X: https://twitter.com/Convertbond Bear Traps Report: https://www.thebeartrapsreport.com/00:00 – Intro & welcome back01:11 – Big picture macro setup: bullish-to-bearish rotation among top institutional investors02:19 – "Under the seat cushions" — what's really going on beneath bank earnings04:55 – The AI/data center malinvestment cycle & Mag 7 outflows05:57 – Economic outlook, Druckenmiller's rule, Trump/Middle East risk08:10 – Recession odds & consumer divergence (Home Depot, Pepsi, Costco)10:34 – Why the midterms matter for investors12:53 – Passive investing, S&P concentration, fiduciary "reconstruction"15:07 – Energy sector picks (Occidental, Schlumberger, XLE)16:23 – Treasury market "control" — stablecoins, Clarity Act19:00 – "Bessent's bag of tricks" & debt dynamics20:33 – Fiscal dominance explained (Lehman vs. post-2020 response)23:02 – 3% inflation target implications, growth-to-value rotation25:08 – Hard asset thesis: Bitcoin, natural gas, precious metals29:21 – Gold outlook & the "hot money flush"33:14 – Gold price target: $6,50033:46 – Biggest risks: data center debt, private credit, commercial real estate37:28 – Kevin Warsh's Fed approach & yield curve control prediction40:30 – What to watch in H2: seasonality, volatility, August/September risk42:52 – Closing
In this episode of the Inspire Podcast, Bart Egnal welcomes Jennifer Gabriele, Partner and National Leader, Leadership & Team Development at Humance and co-author of The Inspirational Leader. Drawing on insights from her research and work with leaders across Canada, Jennifer explores how leadership has evolved in the wake of COVID and what it takes to manage and inspire teams in today's workplace. She discusses the shift toward shared leadership, the importance of executive presence, and why authenticity matters more than charisma. Jennifer goes on to share practical lessons from her book, including the difference between clarity and certainty, the power of curiosity, cultivating excellence, and why managerial courage is critical for navigating difficult decisions. As a renowned executive coach and facilitator to many of Quebec's leading organizations and companies across Canada, Jennifer brings these ideas to life through real-world stories and actionable insights in a lively conversation between two people passionate about leadership communication. Show notes: 00:32 Show intro 01:10 Welcoming Jennifer 01:43 The Inspirational Leader 01:57 What's the book about and why did you write it? 02:13 What makes a great leader? 03:32 What is Jennifer's story that led her to Humance? 03:51 We brand companies but not humans. Why not? 04:25 Products have far fewer dimensions than a person 04:36 Coca-Cola example 05:41 Her practice before Humance: executive branding 06:00 Why some persuade and others don't 06:36 The move to Humance 08:40 Acquiring Lord Communication 09:21 Focus on managers and executives 11:35 Interviewing leaders for the book: what did you find? 12:48 Themes that emerged from her qualitative research 13:02 Misplaced nostalgia for the "good old days" 13:47 Shared leadership 14:10 The impact of COVID on work culture 14:28 The amount and quality of presence required 14:44 During COVID, managers thought they needed to be 24/7 present 15:32 Bart discusses the decline in deference 16:27 Society has changed, too 16:34 Shortage of labour 17:31 What does it mean to be an inspirational leader? 18:15 You don't need to speak like Barack Obama; you just need to walk the talk 19:28 Getting people to follow you 19:49 Authority doesn't work. People need to believe in you 19:58 Passive-aggressive resistance to directive-style leadership 20:47 Three rules for inspiring leadership 21:23 The importance of having communication goals 25:19 The difference between clarity and certainty 25:43 What is cultivating excellence? 25:58 If you want to be an inspirational leader, you can't be a know-it-all 26:50 Example of the curious leader 27:20 How does curiosity tie to cultivating excellence? 27:54 Setting a standard for what excellence looks like 28:13 Teasing out unrealistic expectations and perfectionism vs. a healthy pursuit of excellence 28:48 Try your best vs. try not to make mistakes 29:11 How can leaders communicate this? 29:38 Don't hide if you don't know something 29:51 Instead of "Why did you do this?" say "How do we fix this?" 30:55 Example of dealing with a high-performing but toxic employee 32:18 Managerial courage 33:33 You lose talent if you're not a courageous leader 34:13 What did you learn from writing The Inspirational Leader? 35:47 Thank-yous 36:10 Show outro
Joel Friedland calls himself the most risk-averse real estate investor in the United States, and he has the scar tissue to prove it.In 2008 he was carrying $70 million in personal guarantees across 50 buildings. Ten of them were going to have to be sold at a loss. He sat his wife down and told her, and he watched her fall back in her chair. What followed was months of depression he describes without flinching in this conversation. He came out of it with a conclusion most investors never reach: the problem was not real estate, it was the way he was structuring the deals.Today Joel and his team at Brit Properties buy small single-tenant industrial buildings in Chicago, and they buy three out of every four of them with no debt at all. The ceiling is 30% loan-to-value. That boundary is not a strategy so much as a mental health requirement, and he is refreshingly blunt that it costs him upside.He is also one of maybe five syndicators in the country doing it. He does not know who the other four are.This is Joel's second appearance on the show. After the first one, Ed changed how Clark St underwrites deals. That is not a marketing line, it is what happened.What we get into:Why Joel compares over-leveraged real estate investors to gamblers, right down to the part where they hide the risk from their spousesThe 2008 collapse in his own words, and the boundary he set on the other side of itThe buy box: single-tenant only, 7,000 to 30,000 square feet, no flex, no multi-tenant, and specific dock, ceiling-height and parking requirementsHow 20 towns out of 200, and 700 buildings out of 17,000, makes the pipeline small enough to actually work, and why his team still knocks on doors to find dealsThe secret-sauce exit: 77 of Joel's 82 sales went to owner-occupants who pay a premium over cap-rate buyers, not to investorsA live deal he is in the middle of on Stern Avenue, bought for $1.9M with $400K into the rehab, and the neighbor across the street who wants itThe Keebler building: bought for $6M, sold for $17M, a 40% IRR over a 15-year Comcast lease, and why that grand slam required the leverage he now avoidsWhy his 250 investors, averaging roughly $20 million in net worth, are not looking to get rich, and are looking for somewhere that is not the casinoReshoring, tariffs, and the honest math on why manufacturing is not all coming backThe batter who never strikes outLightning round: the mentors (the Podolsky family, and 99-year-old Nate Wagner, who Joel has bought breakfast nearly every Saturday for 15 years), the deal he wants back, the book on his nightstand, and how he defines success.Connect with Joel FriedlandBrit Properties: britproperties.comBook mentioned1929 by Andrew Ross Sorkin: find it on AmazonConnect with Ed Mathews and Clark St CapitalWebsite: clarkst.comNewsletter: Underground InsightsSubmit a deal: clarkst.com/submit-your-dealElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.
If you've ever dismissed a sauna as a spa luxury, this episode will change your mind. In this episode, Connie Zack, co-founder of Sunlighten, breaks down how infrared light interacts with the body at the cellular level — and why it's genuinely different from just getting hot. Connie covers all four wavelengths, the SoloCarbon blood pressure trials, why deliberately exposing yourself to heat can actually reduce hot flash frequency, how infrared shifts you from sympathetic to parasympathetic in minutes, and the full case for sauna as passive cardio. She also gets into the practical stuff: minimum effective dose, habit stacking, morning vs. evening, hydration, and what to expect in week one versus week 100. Don't forget to go to https://get.sunlighten.com/DRSTEPHANIE and use code DRSTEPHANIE for a special offer.
In this episode of the Beautifully Broken Podcast, Freddie Kimmel talks with Jon Hacker, co-founder of Zenbud, about the broken incentive structures inside MedTech and academia — from the unnecessary gatekeeping around credentials and funding, to an insurance system that rewards defensibility over efficacy. Jon shares his personal path from an eleven-year-old fascinated by the nervous system to building a company focused on non-invasive, science-backed nervous system technology, and the two explore what it really means to "meet people where they are" instead of demanding a total lifestyle overhaul. The conversation then turns to Zenbud itself: how the device uses ultrasound (not electrical stimulation) to support the vagus nerve, the history and research behind vagus nerve stimulation, early tolerability and reaction-time data, and why Jon is skeptical of HRV as a standalone metric. They close out with a candid look at frictionless, daily-life-compatible wellness tech, Zenbud's 90-day guarantee, and where the product is headed next — including future plans for real-time brain activity feedback. Episode Highlights 00:01 Welcome to the Beautifully Broken Podcast and introduction of Jon Hacker 01:55 What drew Jon into health, wellness, and integrative technology 03:29 Why Jon believes MedTech is broken 06:14 Barriers to innovation in MedTech and academia 09:20 Insurance, reimbursement, and misaligned incentives 12:04 Freddie's perspective on the longevity and health optimization space 14:18 Meeting people where they are and building for real life 20:12 Introduction to Zenbud 23:36 How Zenbud works and why it uses ultrasound 27:00 The history of vagus nerve stimulation 32:58 Early results, tolerability, and reaction time data 36:07 Why HRV is a limited metric 39:50 Passive, frictionless use in daily life 42:43 The 90-day guarantee 49:52 Future vision for Zenbud 52:45 Where to find Zenbud and closing thoughts Get Zenbud: https://zenbud.health/beautifullybroken Use code BEAUTIFULLYBROKEN Upgrade Your Health LightPathLED: https://lightpathled.pxf.io/c/3438432/2059835/25794 Code: beautifullybroken Silver Biotics Wound Healing Gel: https://bit.ly/3JnxyDD 30% off with Code: BEAUTIFULLYBROKEN MaxGen Labs: https://maxgenlabs.com/BEAUTIFULLYBROKEN CONNECT WITH FREDDIEWork with Me: https://www.beautifullybroken.world/biological-blueprintWebsite and Store: (http://www.beautifullybroken.world) Instagram: (https://www.instagram.com/freddie.kimmelYouTube: https://www.youtube.com/@beautifullybrokenworld Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
reference: Sri Aurobindo and the Mother, The Psychic Being — Soul: Its Nature, Mission and Evolution, Section 4 The Psychic Being and Sadhana, pp. 119-120This episode is also available as a blog post at https://sriaurobindostudies.wordpress.com/2026/07/11/active-compared-to-more-passive-development-of-the-yogic-sadhana/Video presentations, interviews and podcast episodes are allavailable on the YouTube Channel https://www.youtube.com/@santoshkrinsky871More information about Sri Aurobindo can be found at www.aurobindo.net The US editions and links to e-book editions of SriAurobindo's writings can be found at Lotus Press www.lotuspress.com#Sri Aurobindo #The Mother #yoga #integral yoga #spirituality #soul #psychic being #sadhana
CONTACT MIKE & KEVIN:https://www.revotaxpayer.com/WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comChapters00:00:00 Intro00:00:23 Meet the guests and discuss the importance of strategy00:00:58 Timing and planning for end-of-year asset purchases00:01:27 Debunking myths about bonus depreciation qualification00:02:24 Active participation and managing short-term rentals00:03:19 Material participation and management roles00:04:50 Active involvement without managing day-to-day operations00:06:14 Qualifying as an active participant in a trader business00:12:56 Understanding the $512,000 limit and tax law changes00:14:20 Limits for high W-2 earners and carryforward strategies00:16:19 Using bonus depreciation and cost segregation effectively00:20:57 Purchase price allocation and its importance in real estate deals00:24:02 Passive vs. active rental properties and tax implications00:27:21 Market environment and negotiating strategies00:28:15 The importance of proactive planning and expert guidance00:29:43 Final thoughts on tax strategies and wealth building
If your B2B sales process relies on one enthusiastic contact inside an organisation to champion your work, you are one resignation away from losing everything you have built. In this episode of the Selling to Corporate® podcast, Jess Lorimer makes the case that single champion selling is not just risky and is a strategy that actively limits the size of deal you can close and the speed at which you can close it. Jess explains the concept of multiple internal champions: who they are, why they matter, and how building relationships with three to five key people inside each target organisation transforms your lead generation, protects your pipeline, and unlocks bigger, more premium deals. This episode is essential listening for any coach, consultant, trainer, speaker, or done-for-you service provider who is serious about building sustainable B2B revenue in the second half of 2026. Who This Episode Is For Coaches, consultants, trainers, speakers, and done-for-you service providers selling to corporate clients Anyone whose B2B sales process depends on a single point of contact inside each organisation Those who have experienced a deal stalling or collapsing because a key contact left, went quiet, or was unable to get internal sign-off Anyone looking to close larger deals, including retainers, licensed content, premium speaking fees, with corporate clients Service providers who want to understand why corporate decision making takes longer than expected, and how to fix it Questions This Episode Answers What is single champion selling and why is it holding back my B2B sales? What is a multiple internal champions strategy and how does it work? Why do corporate deals take so long to sign, and how do I speed up the process? What happens to my sales pipeline when my main contact leaves an organisation? How do I identify and build relationships with multiple decision makers inside the same company? Why are bigger deals harder to close with just one contact, and what should I do differently? How do proactive and passive lead generation work together to support multi-champion selling? Key Takeaways from STC179 1. Single Champion Selling Is a High-Risk Strategy Relying on one internal contact to champion your work inside an organisation is one of the most common and costly mistakes coaches and consultants make when selling to companies. Jess is direct: if that person leaves, takes sick leave, is ghosted by their colleagues, or simply lacks the internal influence to push a decision through, your entire sales process resets to zero. This is not a rare scenario. Decision makers change jobs regularly, take on new roles, or move on to organisations that feel like a better fit. The risk is not theoretical, it is a pattern Jess sees consistently in the businesses of the coaches and consultants she works with. The solution is not to find a better champion. It is to build multiple ones. 2. What a Multiple Internal Champions Strategy Actually Means Multiple internal champions is a term Jess has used since early episodes of the Selling to Corporate® podcast. It refers to the practice of building relationships with three to five people inside each target organisation, not just the primary decision maker. Importantly, not every internal champion needs to control a budget or hold formal authority over the purchasing decision. What they need is relevance: they should be people who would feel the commercial impact of your work, who sit adjacent to the decision making process, or who could provide useful context, internal support, or continuity if something goes wrong. Examples of how internal champions add value: If your main contact is unavailable, another champion can receive a follow-up or help chase a proposal If your main contact leaves, a champion can help you identify who has taken on their responsibilities For larger deals, champions can help build internal consensus before the final decision is made Different champions often have visibility over different budget pots, enabling shared budget conversations that support more premium pricing 3. The Bigger the Deal, the More Decision Makers Are Involved For deals under approximately £15,000, a single decision maker with their own allocated budget and a clear commercial case may be sufficient to sign off. Above that threshold, organisations almost always involve additional stakeholders before committing. Jess frames this plainly: if a company is spending £40,000 or $100,000 on an external supplier, it would be unusual for one person to carry that decision alone. In the same way that a business owner would consult a partner, a financial advisor, or a trusted peer before making a large investment, corporate decision makers sense-check significant spend with colleagues. If those colleagues do not know you, they will go and research alternatives. And if you are not visible when they do, you lose ground even when your proposal is strong. This connects directly to the importance of passive lead generation: if secondary decision makers search for your specialism on Google, ChatGPT, Perplexity, or Claude and you do not appear, your primary champion is left doing a much harder internal sales job on your behalf. 4. Lead Generation Is the First Point of Quality Control in Your Sales Process A core principle Jess returns to in this episode is that lead generation is not just about volume, it is about qualifying correctly from the very first touchpoint. A qualified lead in the corporate space meets two specific criteria: The person is responsible for your area of specialism within the organisation The person has authority over the budget to pay you Anyone who does not meet both criteria is not a qualified lead. They may be useful to your sales process in other ways, but time spent in extended conversations with unqualified contacts is time not spent building relationships with the people who can actually say yes. Jess is clear that this distinction is not about being dismissive of relationships, it is about protecting the efficiency and effectiveness of a sales process that has to produce consistent results. Lead generation done well sets the quality of everything that follows: business development, proposals, and delivery. Weak or unqualified lead generation makes every subsequent stage harder. 5. Why Deals Appear to 'Take Ages' in the Corporate Space: and the Real Reason One of the most common complaints Jess hears from coaches and consultants new to B2B sales is that corporate deals take too long. Jess challenges this directly: in most cases, slow decision making is not a feature of corporate sales. It is a symptom of talking to the wrong people. When a service provider is speaking to someone too junior to understand the commercial relevance of what they offer, or to someone who lacks the internal influence to advance the decision, the process stalls. It is not the organisation being slow. It is the wrong entry point. The solution is not to wait longer or follow up more aggressively. It is to qualify more rigorously at the lead generation stage and to build relationships with multiple internal champions who can help navigate the real decision making process inside the organisation. 6. Both Proactive and Passive Lead Generation Are Now Essential Jess closes the episode with a clear directive for the second half of 2026: coaches and consultants need both proactive and passive lead generation working simultaneously. Neither alone is sufficient. Proactive lead generation, including cold email outreach, LinkedIn outreach, and other active methods, puts you directly in front of decision makers in a controlled, measurable way. Passive lead generation, such as being featured in curated directories and building AI search visibility, ensures that when secondary decision makers go looking for you independently, they can find you. The risk of relying solely on proactive outreach and a single champion is that when that champion tries to build internal support for your proposal, the other stakeholders who search for you find nothing. At that moment, your champion is carrying the entire weight of selling you in, with no external evidence to support their case. The Selling to Corporate® Five Step Framework The Selling to Corporate® Five Step Framework is the structured sales process Jess teaches to coaches, consultants, trainers, speakers, and done-for-you service providers: Step 1: Clarity: Deciding who you are selling to and what transformation you are selling them Step 2: Lead Generation: The process of identifying, targeting, and approaching qualified decision makers to generate sales calls Step 3: Business Development: Building, maintaining, and leveraging relationships so they convert to revenue Step 4: Offers and Proposals: Creating solutions that meet the client's need and articulating them in a way that closes the contract Step 5: Delivery and Resell: Delivering a great client experience and maximising revenue through upsell and resell In this episode, Jess focuses on the intersection of lead generation and business development, specifically how building multiple internal champions at the lead generation stage makes every subsequent step faster, stronger, and more resilient. Key Quotes "If you don't have multiple internal champions at an organisation, you're going to find that sales processes stall, go back to zero, and are much more difficult to be picked up." "The bigger the deal, the more decision makers who are involved. If a company is spending £40,000 or $100,000 on something, do you honestly think they're going to have one person who just says, yeah, cool, I'll make that decision?" "Lead generation is the first point of quality control in your sales process. A qualified lead is a decision maker who is responsible for your area of specialism and has authority over the budget to pay you. Anyone else is not a decision maker." Key Resources Mentioned in this Episode: Expert Services Directory: Get listed and improve your AI search visibility with corporate buyers. Apply at expertservicesdirectory.com Amplify with AI workshop: A paid, interactive virtual masterclass on Friday 17th July showing coaches, consultants, speakers, and trainers exactly how to leverage generative engine optimization and AI-assisted lead generation in your B2B sales process. https://smartleaderssell.thrivecart.com/amplify-ai/ Join the B2B Sales Edit https://magic.beehiiv.com/v1/988ac64b-5875-4924-9d10-50faad2aa4ad?email=%EMAIL% If you've enjoyed listening to Single champion selling is dead; replacing enthusiasm with strategic sales! Check out these episodes. STC178: Why Corporate Buyers Can't Find You (Even When They're Looking) https://sellingtocorporate.com/podcast/stc178-why-corporate-buyers-cant-find-you-even-when-theyre-looking/ STC175: Two Types of B2B Lead Generation That Coaches + Consultants Need to Use! https://sellingtocorporate.com/podcast/two-types-of-b2b-lead-generation-that-coaches-consultants-need-to-use/ STC173: B2B Sales Trends for Q2: Which One Are You Actioning? https://sellingtocorporate.com/podcast/b2b-sales-trends-for-q2-which-one-are-you-actioning/ Episode sponsored by The Expert Services Directory: A key resource for coaches / consultants / trainers and done-for-you service providers to generate inbound leads. Access The Expert Services Directory here https://bit.ly/ExpertServicesDirectory and use code PODCAST for a special bonus. Content Disclaimer The information contained above is provided for information purposes only. The contents of this article, video or audio are not intended to amount to advice and you should not rely on any of the contents of this article, video or audio. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of this article, video or audio. Jessica Lorimer disclaims all liability and responsibility arising from any reliance placed on any of the contents of this article, video or audio.
Disclaimer: Today's episode is sponsored by Gelt. Content is for educational purposes only. Not advice. Results discussed have not been vetted. Claims made by the guest have not been verified. The views expressed by the guest do not reflect those of the host or this show.—
What does it look like when a man is physically there but emotionally gone?In this episode of The Pursuit, James Griffin sits down with Pastor Josh Howerton to talk about one of the quietest problems facing men today: passivity. It's a problem that goes all the way back to the garden, where the first man stood by and watched while his family was devoured, and it still shows up in living rooms, churches, and communities everywhere you look. James and Josh trace the danger of the passive man through the three spheres God calls every man to lead, your family, your church, and your nation, and they get honest about where so many guys have checked out without even realizing it. This one is a challenge and an invitation at the same time, a call to step in, stand up, and lead where God has placed you. If you've ever felt like you're occupying space without truly showing up, this conversation is for you.Subscribe for more messages and conversations that will help you know and follow Jesus.Episode GuideThese guides are packed with key insights and scripture to help you know and follow Jesus: https://mycpcc.com/guideTo submit a question, send us a DM on Instagram or Facebook.Crosspoint City Church exists to relentlessly pursue those far from God to help them know and follow Jesus.To help support this mission and work, visit https://www.mycpcc.com/giveTo learn more about all of our locations or what is coming up at Crosspoint City, check out https://www.crosspointcity.com/ or follow us on your favorite social platform @CrosspointCity
US equities have proven remarkably resilient this year. Despite the Middle East conflict, energy price pressures, and an uneven global backdrop, the market has powered higher on AI enthusiasm and broad-based earnings growth. But beneath the headline numbers, the questions that matter most are about durability, valuations, and what investors actually own. On this episode of Disruptive Forces, host Anu Rajakumar sits down with Joe Amato, President and Chief Investment Officer for Equities at Neuberger, who brings decades of experience navigating market cycles. Drawing on his firm-wide vantage point, Joe shares how he's thinking about the state of the market and where the real opportunities and risks lie. Together, they discuss: Why this earnings-driven bull market is finally broadening beyond technology, and how a less energy-intensive economy has blunted oil shocks Where the market may be ahead of itself on AI, and why the opportunity is shifting from the enablers to the adopters A grounded, optimistic take on AI and the labor market — and the jobs we can't yet imagine Why a coming wave of mega-cap IPOs could push technology past 50% of the S&P 500, and what that means for passive investors Where Joe sees opportunity and caution in the second half of 2026, including his conviction on US and Japanese equities This communication is provided for informational and educational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. Information is obtained from sources deemed reliable, but there is no representation or warranty as to its accuracy, completeness or reliability. This communication is not directed at any investor or category of investors and should not be regarded as investment advice or a suggestion to engage in or refrain from any investment-related course of action. Neuberger is not providingthis material in a fiduciary capacity and has a financial interest in the sale of its products and services. Investment decisions should be made based on an investor's individual objectives and circumstances and in consultation with his or her advisors. All information is current as of the date of this material and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Neuberger products and services may not be available in all jurisdictions or to all client types. This material is not intended as a formal research report and should not be relied upon as a basis for making an investment decision. The firm, its employees and advisory accounts may hold positions of any companies discussed. This material may include estimates, outlooks, projections and other "forward-looking statements."Due to a variety of factors, actual events or market behavior may differ significantly from any views expressed. Investing entails risks, including possible loss of principal. Indexes are unmanaged and are not available for direct investment. Past performance is no guarantee of future results. Use of Artificial Intelligence Tools. Neuberger may utilize AI tools in its business operations to improve operational efficiency and for assistance in research and analyzing data among other uses. AI tools are dependent on historical data, consequently, if the content or analyses that AI applications assist Neuberger in producing are or are alleged to be deficient, inaccurate, or biased, a client account may be adversely affected. Additionally, AI tools used by Neuberger may produce inaccurate, misleading or incomplete responses that could lead to errors in Neuberger's and its employees' judgement, decision-making, investment research or other business activities, which could have a negative impact on the performance of a client account. The application of AI in investment processes, research, or analysis is evolving and subject to limitations, including data quality, algorithmic biases, and interpretive errors. AI outputs should not be relied upon as the sole basis for investment decisions. No assurance is given regarding the accuracy, completeness, or timeliness of information generated by AI. This material is being issued on a limited basis through various global subsidiaries and affiliates of Neuberger Berman Group LLC. Please visit www.nb.com/disclosure-global-communications for the specific entities and jurisdictional limitations and restrictions. The "Neuberger" name and logo are registered service marks of Neuberger Berman Group LLC. © 2026 Neuberger Berman Group LLC. All rights reserved. M-003551 This communication is provided for informational and educational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. Information is obtained from sources deemed reliable, but there is no representation or warranty as to its accuracy, completeness or reliability. This communication is not directed at any investor or category of investors and should not be regarded as investment advice or a suggestion to engage in or refrain from any investment-related course of action. Neuberger is not providingthis material in a fiduciary capacity and has a financial interest in the sale of its products and services. Investment decisions should be made based on an investor's individual objectives and circumstances and in consultation with his or her advisors. All information is current as of the date of this material and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Neuberger products and services may not be available in all jurisdictions or to all client types. This material is not intended as a formal research report and should not be relied upon as a basis for making an investment decision. The firm, its employees and advisory accounts may hold positions of any companies discussed. This material may include estimates, outlooks, projections and other "forward-looking statements."Due to a variety of factors, actual events or market behavior may differ significantly from any views expressed. Investing entails risks, including possible loss of principal. Indexes are unmanaged and are not available for direct investment. Past performance is no guarantee of future results. Use of Artificial Intelligence Tools. Neuberger may utilize AI tools in its business operations to improve operational efficiency and for assistance in research and analyzing data among other uses. AI tools are dependent on historical data, consequently, if the content or analyses that AI applications assist Neuberger in producing are or are alleged to be deficient, inaccurate, or biased, a client account may be adversely affected. Additionally, AI tools used by Neuberger may produce inaccurate, misleading or incomplete responses that could lead to errors in Neuberger's and its employees' judgement, decision-making, investment research or other business activities, which could have a negative impact on the performance of a client account. The application of AI in investment processes, research, or analysis is evolving and subject to limitations, including data quality, algorithmic biases, and interpretive errors. AI outputs should not be relied upon as the sole basis for investment decisions. No assurance is given regarding the accuracy, completeness, or timeliness of information generated by AI. This material is being issued on a limited basis through various global subsidiaries and affiliates of Neuberger Berman Group LLC. Please visit www.nb.com/disclosure-global-communications for the specific entities and jurisdictional limitations and restrictions. The "Neuberger" name and logo are registered service marks of Neuberger Berman Group LLC. © 2026 Neuberger Berman Group LLC. All rights reserved. M-003551
Today we're going to chat about what's often misunderstood about being in receiving mode — and why it's not nearly as passive as you might think. If you've ever wondered whether you're "doing enough," or felt confused about how to balance trust with action, this episode will bring so much clarity. We're breaking down what receiving mode actually looks and feels like in real life — especially when you still have goals, desires, and things you're moving toward. Tune in for practical shifts that will help you relax your grip, trust the process, and become truly available for what you want. Check out my Clarity Class: Detatchment is Magnetic For all things Law of Attraction, visit Jennifer365.com. Get my Vibe Notes for high-vibe tips between episodes. I offer schedule-as-you-want coaching. Coaching with me is a great way to raise your vibration. Want to support the podcast? Buy me a coffee. ☕️ Looking for an episode about a particular topic? Check out the LYL Index.
Join the Wealthy Practitioner Tour with Dr. Stephanie Wigner this August! Visit the Wealthy Practitioner Tour to get your tickets today. It's time to build your family's future on a foundation of true health and freedom. Join us at Future Foundations—because your future generations deserve the best start to the mission that will outlive us… Check it out here. Use code FREEDOM25 for 25% off! Whether you're looking for tinctures, topicals or teas or a deeper connection to your INNATE healing capacity, Noble Task Homestead is here to serve you. Join the movement. Visit NobleTaskHomestead.com/noblestan today and enjoy a 10% discount on your order. San Diego area residents, take advantage of our special New Patient offer exclusively for podcast listeners here. We can't wait to experience miracles with you! Welcome to a new episode of the Future Generations Podcast, where Dr. Stanton Hom sits down with crypto educator and private structuring expert Oto Gomes to unpack the nervous-system impact of our current financial system. Oto shares his journey from 12 years as an accountant into 14 years in crypto, and how he discovered that "without health, there is no wealth," connecting financial sovereignty with embodiment, mindset, and lifestyle. Together, they explore how traditional, wartime-style banking creates a parasitic, scarcity-based relationship with money and how trust law, private structuring, blockchain, and regenerative "toroidal" wealth systems can help people break financial trauma patterns, reduce stress, and build aligned, passive income and generational wealth. Highlights: "Without health, there is no wealth." "I feel like most people are stuck in this like parasitic mindset." "Currency, this thing we call money, is infinite." "Are you the player in the game or are you the observer of the game or the one playing the game?" Timestamps: 00:02 – Introduction 01:21 – Oto's journey from accountant to crypto 03:36 – The link between money stress and health 05:21 – Generational money trauma 08:46 – Ownership vs stewardship 11:05 – Poverty mindset & scarcity 14:59 – Pyramid vs toroidal flow 22:27 – Inside Oto's 10‑week academy 37:08 – Passive income that replaces salaries 47:15 – IRAs, penalties & reclaiming control Resources: Remember to Rate, Review, and Subscribe on iTunes and Follow us on Spotify! Learn more about Dr. Stanton Hom on: Instagram: https://www.instagram.com/drstantonhom Website: https://futuregenerationssd.com/ Podcast Website: https://thefuturegen.com Twitter: https://twitter.com/drstantonhom LinkedIn: https://www.linkedin.com/in/stanhomdc Stay Connected with the Future Generations Podcast: Instagram: https://www.instagram.com/futuregenpodcast Facebook: https://www.facebook.com/futuregenpodcast/ About Oto Gomes: Oto Gomes is a crypto investor, mentor, and founder of the Crypto Freedom Academy, an online educational platform helping people learn crypto and increase their wealth. With over a 10+yrs of experience in the crypto industry, and 10+yrs before that as an accountant, Oto has persevered through the bull and bear markets of life to find true freedom. His goal is to help others become the most abundant versions of themselves. Oto is a voice for truth, sovereignty, and a holistic approach to creating a life and world of prosperity. His mission is to create heart centered interdependent and self accountable communities to become the bridges to help themselves and others in recreating their relationship to money and reinternalizing their self worth. SOCIAL LINKS: Personal Email: otogomesofficial@gmail.com Websites: https://otogomes.live https://whop.com/crypto-freedom-academy-free Instagram: https://www.instagram.com/otogomes/ Youtube: https://youtube.com/otogomes Twitter: https://twitter.com/otogomes Tiktok: https://www.tiktok.com/otogomes Spotify: https://open.spotify.com/show/1OFs8t55OV5WVv3noN5cu9 Apple: https://podcasts.apple.com/us/podcast/the-oto-gomes-crypto-show/id1605821896 The desire to go off grid and have the ability to grow your own food has never been stronger than before. No matter the size of your property, Food Forest Abundance can help you design a regenerative layout that utilizes your resources in the most synergistic and sustainable manner. If you are interested in breaking free from the system, please visit www.foodforestabundance.com and use code "thefuturegen" to receive a discount on their incredible services. Show your eyes some love with a pair of daylight or sunset (or both!) blue-light blocking glasses from Ra Optics. They have graciously offered Future Generations podcast listeners 10% off any purchase. Use code FGPOD or click here to access this discount, and let us know how your glasses are treating you! One of the single best companies whose clean products have supported the optimal wellness of our family is Earthley Wellness. Long before there was a 2020, Kate Tetje and her team have stood for TRUTH, HEALTH and FREEDOM in ways that paved the way for so many of us. In collaboration with this incredible team, we are proud to offer you 10% off of your first purchase by shopping here. Are you concerned about food supply insecurity? Our family has rigorously sourced our foods for over a decade and one of our favorite sources is Farm Match and specifically for San Diego locals, "Real Food Club PMA". My kids are literally made from their maple breakfast sausage and the amazing carnitas we make from their pasture raised pork. We are thrilled to share 10% off your first order when you shop at this link. Another important way to bolster food security is by supporting local ranchers. Our favorite local regenerative ranch is Perennial Pastures. They have the best nutrient-dense meats that are 100% grass-fed and pasture-raised. You can get $10 off of your first purchase when you use the code: "FUTUREGENERATIONS" at checkout. Start shopping here.