Podcasts about Passive

Building a six-figure business as a solopreneur doesn't happen overnight -- but with the right mindset and systems, it's absolutely possible. In this episode, we talk with Jannese Torres, a nationally acclaimed Latina money expert, business coach, and host of the Yo Quiero Dinero podcast. Jannese shares how she turned her food blog, Delish D'Lites, into a $10,000-per-month business that allowed her to leave her corporate engineering career and design a life on her own terms. She also breaks down how new creators can find their niche, diversify income through ads and affiliates, and build long-term passive income online. If you've ever dreamed of turning your passion into a profitable business, this conversation will inspire you to take that first step. To learn more, check out her Jumpstart Your Blog Bootcamp. RESOURCES & NOTESSolopreneur tools, guest links, and favorite resources to help you build your solo business GUEST LINKS Yo Quiero Dinero Podcast – Learn from Jannese's money and business insights. Delish D'Lites – Discover her viral Puerto Rican food blog. Jumpstart Your Blog Bootcamp – Jannese's signature course for aspiring bloggers. SOLOPRENEUR TOOLS WE LOVE Monarch Money – The best app to manage your business and personal budget in one place. Gusto – Payroll and benefits made easy for solopreneurs hiring contractors or employees. Riverside – Record high-quality remote podcasts and videos. Belay – Virtual assistants and bookkeeping support for entrepreneurs. Live Oak Bank – High-yield business savings accounts. RECOMMENDED RESOURCES Visit our full list of partners and deals: Sponsors & Resources Podcast Chapters 00:00 – Stay curious: the mindset that fuels success 00:24 – Jannese Torres on finding freedom through solopreneurship 01:00 – From corporate engineer to creative entrepreneur 02:15 – How her food blog began as a hobby 03:30 – The turning point: making her first $10,000 05:00 – Balancing a full-time job while building her business 07:00 – Quitting her corporate career with confidence 09:40 – Financial prep before leaving a steady paycheck 11:40 – The biggest differences between solopreneurship and corporate life 13:00 – How food bloggers make money (ads, affiliates, sponsors) 15:40 – Diversifying income as a blogger 17:00 – Passive income that continues to pay 18:30 – Building flexibility and time freedom as a parent 20:30 – How to stand out in today's AI-driven content world 23:40 – The Solopreneur High Five rapid-fire segment 25:30 – Favorite solopreneur tools and apps 27:00 – Lessons from her biggest mistakes 28:45 – Redefining retirement as “work optional” 30:15 – How to start your own food or lifestyle blog today 31:10 – Where to find Jannese and her online resources HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Connect with Sierra:IG: @sierradavisofficialWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

Learn how cost segregation helps real estate investors save thousands in taxes. In this video, Gian Pazzia of KBKG breaks down how bonus depreciation, 1031 exchanges, and other real estate tax strategies can accelerate your wealth-building plan.In this episode of RealDealChat, Jack Hoss interviews Gian Pazzia, CCSP and President of KBKG — creators of CostSegregation.com — to uncover how investors use cost segregation studies to maximize deductions, reduce taxable income, and boost passive income from real estate.They cover when cost segregation makes sense, how to combine it with bonus depreciation, and why 1031 exchanges are still one of the best tools for scaling your real estate investing business.Key takeaways from this video:What is cost segregation and how it works for real estate investorsHow to save up to $40,000 in taxes using cost segregation studiesWhen to apply cost segregation vs a 1031 exchangeHow bonus depreciation impacts passive income strategiesThe truth about tax recapture and proactive planningWhy certified CCSP professionals matter for IRS compliance

In this episode of Excess Returns, macro strategist Julian Brigden of MI2 Partners joins the show to break down today's volatile market landscape. Brigden discusses why he believes we're in one of the most fertile environments for macro investors in decades, the forces driving dollar weakness, inflation, and capital rotation, and how investors can position amid shifting policies, labor constraints, and AI's uncertain impact. He also explains the risks of U.S. exceptionalism, the fragility of equity markets, and why he's long everything not tied to the U.S.Topics covered:The role of macro as a “supporting actor” that becomes essential at tops and bottomsWhy this may be the best macro environment in 40 yearsThe policy and market implications of tariffs, immigration, and a weaker dollarPositioning for U.S. underperformance and the case for international assetsHow Brigden uses price confirmation and technical signals in his processThe dollar's impact on equity and sector leadershipInflation, labor markets, and the “no firing, no hiring” phenomenonWhy AI's economic impact will take longer than expectedThe probabilities of recession, inflation, and soft landing scenariosFiscal dominance, debt, and the future of financial repressionWhy bonds are “a crap place to have your cash”The fragile reflexive cycle of passive investing and U.S. equitiesLessons for individual investors about thinking independently and avoiding industry “cheerleaders”Timestamps:00:00 Macro at extremes and U.S. underperformance risk02:00 How Brigden uses macro analysis to time markets06:00 Why this is a generational macro opportunity08:00 Tariffs, growth, and the policy shift under Trump12:00 Price confirmation and process discipline15:00 The case for non-U.S. assets and sector rotation20:00 Inflation waves and the labor market's fragility26:00 AI, uncertainty, and hiring hesitation36:00 Recession vs. reacceleration probabilities42:00 The debt problem and fiscal dominance47:00 Sector positioning and the weak dollar playbook51:00 Passive flows and market reflexivity56:00 The hyper-financialized U.S. economy01:00:00 AI, equity valuations, and risk of disappointment01:01:00 Lessons for investors and independent thinking

Thinking about buying a franchise? Erik Van Horn and Bobby Brennan break down the real journey: from the “fee stage” burn to stabilization, optimization, and finally scale or exit. We cover why “passive” is a myth, how to avoid starving your marketing, when (and when not) to use profit sharing, and what separates podium revenue from real EBITDA.   Timestamps:    00:00 Don't buy a franchise for short-term income 00:42 Intro: Franchise Secrets w/ Eric & Bobby 01:12 The “passive” myth & real losses 02:51 Transparency from operators & brokers 12:40 Phase 1: Investment/Burn (intentional negative cash flow) 22:54 Phase 2: Stabilization (6–18 months) 33:02 Phase 3: Optimization (18–36 months) 44:08 Phase 4: Scale or Exit (Years 3–7) 49:06 Owner vs employee mindset (long-term wealth) 51:54 Wrap-up + resources & links   Connect with Erik Van Horn:

Ready to find out how I made $158K in just five days? And no, this isn't another "look how amazing I am" story—this is me pulling back the curtain on the exact Black Friday strategy that's been game-changing for my business and hundreds of my students.I'm spilling all the tea on my 5 Days of Deals method that I literally invented back in 2019 when I was desperately trying to figure out how to make Black Friday work for course creators. Back then, I had exactly two products and was in the middle of pivoting my entire business. Fast forward to last month, and this same strategy brought in $158,584 in revenue with 246 buyers.But here's what makes me proud—this method I created out of desperation is now being used by big names across the industry. Ellen Yin, Dallas Travers, and countless others have adopted my 5 Days of Deals approach. The problem? Most people are copying the surface-level stuff without understanding the real psychology behind why it works.In this episode, I'm breaking down the complete strategy—from my humble $8K beginnings to last year's $158K success. I'll walk you through each day of my recent campaign, share what my students are doing with lists as small as 800 subscribers, and explain why this isn't just about the sales you make that week.What you'll learn:The exact breakdown of my $158K Black Friday campaign (day by day, offer by offer)Why I created the 5 Days of Deals method and how it became industry standardThe three key elements most people miss that make or break these campaignsReal case studies from students who've made $10K-$100K with small email listsWhy audience priming matters more than audience sizeHow strategic email sequencing drove 50% of sales in the final 6 hours each dayWhy Black Friday is really about validation, momentum, and list-building (not just sales)The psychology behind urgency and exclusivity that makes this strategy workGET BLACK FRIDAY IN A BOX: https://gemmabonhamcarter.com/black-fridayBLACK FRIDAY CASE STUDY: HOW I MADE $158K IN 2024 (FREE): https://gemmabonhamcarter.com/casestudy  Support the show

What are the biggest mistakes investors make? Motley Fool Chief Investment Officer Andy Cross and analyst Jason Moser talk with Barry Ritholz, author of How Not to Invest: The ideas, numbers, and behaviors that destroy wealth―and how to avoid them.   Winning the game  Passive vs. active investing  Common mistakes  When to sell Emotions and investing Host: Andy Cross, Jason Moser   Producer: Bart Shannon, Mac Greer Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode Learn more about your ad choices. Visit megaphone.fm/adchoices

Not all anxious attachers look the same. In this episode, I explore the Passive Anxious Attacher, who protects against loss by shrinking back, and the Rigid Anxious Attacher, who holds on tightly to feel secure. You'll learn how to tell the difference, why both stem from the same fear of abandonment, and how to begin moving toward secure connection.

YouTube for Real Estate can change your life—just ask Jose, who used YouTube, Passive Prospecting, and coaching from Levi Lascsak to go from barely one deal a month to three steady closings by focusing on search-based videos that buyers actually want. If you're new to YouTube or not sure where to start, this conversation breaks it down in simple terms so you can see how YouTube builds trust, brings in qualified leads, and turns views into real clients.In this episode, we talk about why YouTube beats random social posts, how to pick topics buyers search for, and what to do if you're nervous on camera. You'll hear how separating an English channel for U.S. buyers from a Spanish channel for locals boosted results, why consistent videos matter, and how one video with 49,000 views led directly to multiple sales. We also cover simple systems—basic gear, clear calls to action, and hiring help—so you can keep filming while serving clients.If you want a clear plan to start YouTube for Real Estate today, this story shows the steps: define your “why,” make helpful videos, and let Passive Prospecting do the heavy lifting. Watch to learn how Levi Lascsak's approach helps agents create steady business with honest, useful content.If you're interested in learning more about YouTube for real estate, we'd love to show you how to build a Passive Prospecting lead-generating machine using YouTube for real estate! The best way to start is to grab a free copy of the book as my gift to you. ======

In this episode of the Investor Fuel podcast, host Michelle Kesil interviews Kenny Rose, the owner of FranShares, a platform that connects investors with franchise opportunities. Kenny discusses the concept of passive franchise investment, the challenges and successes in the franchising industry, and the importance of education for potential investors. He emphasizes the need for good investments to attract investors and shares success stories of franchise owners who have thrived with the right support. The conversation highlights the potential of franchising as a significant asset class and the ongoing support provided to investors through education and resources.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Are the most important breakthroughs in physics deliberately hidden? In this deep, unfiltered conversation, Prof. Simon returns to explore how advanced physics may have been locked away since WWII — from zero-point energy and plasma stealth to the classified “black world” of defense research. We revisit legendary test pilot Dan Isbell's extraordinary UAP encounters and the physics they suggest, and we ask: Has mainstream science been steered off course for decades? Topics we explore: – Why WWII and the Manhattan Project may have shifted physics into secrecy – Test pilot insights on exotic craft, plasma sheathing, and zero-point energy – The quantum vacuum vs. the old “ether” — and why the words changed – Suppressed experiments from Faraday to Tesla to Chris Chiba today – Passive radar, Gorgon Stare, and citizen-built detection networks – The real split between mundane UAPs and the 5% that defy known physics – Consciousness, remote viewing, and the idea of a connected universe This is a rigorous but open-minded discussion for anyone serious about UAPs, advanced propulsion, and the future of physics.

The key to steady gym growth and stronger retention? Turning your best members into your best recruiters.In this episode of “Run a Profitable Gym,” Chris Cooper explains how to use affinity marketing to strengthen your community, keep members longer and bring in more people just like your favorite clients.Passive referral programs rarely work, so Chris shows you how to actively connect your clients' families, coworkers and friends to your gym. He even provides an inside look at Two-Brain's Affinity Marketing Cheat Sheet, shows you exactly when to ask for referrals and explains how to start those conversations without making them feel awkward or transactional.Tune in to learn how to build a referral system that generates steady growth and improves retention at the same time.LinksGym Owners UnitedBook a Call1:18 - When to ask for a referral5:53 - Duplicating your best clients13:35 - The goal review conversation20:52 - Hosting group events24:35 - Affinity marketing highlights

I'd love to hear from you. Send me a text! :)Faith Isn't Passive — It's Active [Part 2 of 4]Too many believers are waiting for God to do something… but often, God is waiting for us to take a step. When we move, He can guide us and even course-correct us.In Part 2 of this 4-part series, we'll unpack 2 Corinthians 5:7: “For we walk by faith, not by sight.” Real faith is active, alive, and moving forward one step at a time.In this short, powerful episode, you'll be encouraged to:See faith as more than belief—it's action.Trust God's promises even when the outcome isn't clear.Take practical “baby steps” of faith today.Remember: God doesn't call us to stay frozen in fear—He calls us to walk in faith.~ ~ ~A Gift For You! Download your GOD Says So Declarations at www.faithinspiredliving.com/declarations.~ ~ ~Watch & Subscribe to my YouTube Channel so you never miss an episode.If this message blesses you, would you take a second to subscribe to my YouTube channel and give the video a thumbs up?It helps more believers like you find this content. I'm so grateful to have you along on this faith-filled journey.~ ~ ~Click the +Follow to listen on your favorite podcast platform.To learn more & download Faith-Inspired Resources go to >> www.FaithInspiredLiving.comSupport the show

On this week's episode of Best Ever Show, Ash and Amanda interview Ian Noble. Ian shares how fourteen years of running a family dry cleaning business led to burnout, a brutal COVID revenue collapse, and the realization that passion and systems matter more than social media hype about “boring businesses.” He explains his pivot to real estate as both an LP and fund-to-funds syndicator, why he favors low-risk private lending and mobile home parks, and how he structures deals so investors get equal or better terms than going direct. Ian and the hosts dig into operator due diligence, red flags like wild equity multiples, the realities of depreciation benefits, and why walking every property and backing only trusted teams is non-negotiable. Ian NobleCurrent role: Founder, RunSteady InvestmentsBased in: Austin, Texas Gift to Best Ever CRE Listeners: Passive Investing in Real Estate Cheat Sheet:  https://go.runsteadyinvestments.com/bestevercrepodcastJoin My Passive Investor Mailing List: runsteadyinvestments.com/investor-clubLinkedIn: www.linkedin.com/in/iannoble1/Instagram: @ian_invests This is a limited time offer, so head over to aspenfunds.us/bestever to download the investor deck—or grab their quick-start guide if you're brand new to oil and gas investing. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Avoiding just a few critical mistakes could be the key to unlocking your win rate at the poker table. In this episode of the Upswing Poker Level-Up podcast, Mike Brady and Gary Blackwood break down the three biggest leaks that crush players at low stakes—and how to fix them. Get instant access to the Preflop Prodigy app View the written version of this episode 00:00 Mistake #1 – Playing Too Passively 02:03 Mistake #2 – Missing Thin Value Bets 08:06 Mistake #3 – Calling with Bluff Catchers 12:52 Bonus Mistake – Playing While Tilted In this episode, host Mike Brady and Scottish poker professional Gary Blackwood dive into the three biggest mistakes players make at the table and how to avoid them. The discussion is packed with real-world examples, hand breakdowns, and actionable insights that will help listeners sharpen their skills and maximize their win rate. This poker strategy podcast emphasizes practical advice for low- and mid-stakes players who often find themselves bleeding chips due to preventable errors. Mistake #1 – Playing Too Passive: Gary stresses the importance of aggression, especially preflop. Passive play, such as calling too frequently with marginal hands, leads to long-term losses. Good players lean into three-bets and apply pressure, rather than limping along and giving away equity. The key takeaway is simple: tighten your ranges and stay aggressive to keep opponents uncomfortable. Mistake #2 – Not Value Betting Thinly Enough: The heart of poker profitability lies in value betting, and Gary points out that many players restrict themselves to betting only with top pair or better. Through detailed hand examples, he illustrates why second pair, bottom pair, and even ace-high can often justify a small river bet. Mike reinforces this by showing how thin value bets, especially when properly sized, can significantly boost a player's overall earnings. Integrating these small but consistent value spots is one of the fastest ways to raise your win rate. Mistake #3 – Overcalling Bluff Catchers Against Non-Bluffers: Perhaps the most costly leak in low-stakes poker is calling down opponents who rarely bluff. Bluff catchers, by definition, only beat bluffs—and against players who underbluff, these hands quickly become money burners. Gary explains why disciplined folds, even with seemingly strong holdings like top pair or two pair, are often the correct play. The lesson here is about opponent profiling: against players who lean nitty and conservative, folding is a weapon. Bonus Mistake – Playing on Tilt: To round things off, Mike and Gary highlight the dangers of playing emotionally compromised. A single tilt-induced mistake can wipe out hours of grinding. Taking a walk, doing breathing exercises, or even leaving the session entirely can save hundreds of big blinds over time. Throughout the episode, the hosts emphasize that small adjustments in discipline, mindset, and aggression can drastically change long-term results. This poker strategy podcast serves as both a warning against common pitfalls and a roadmap to playing more profitable, confident poker. Whether you're chasing incremental edges or simply trying to avoid costly errors, the episode offers concrete strategies that can be applied instantly to your game.

On this episode of JHLT: The Podcast, the Digital Media Editors invite author Dr. Ayumi Goda, from the Kyorin University Hospital in Tokyo, Japan, to discuss her team's paper, “Prevalence of occult HFpEF and age-specific efficacy of passive leg raise in pulmonary hypertension.” The discussion explores: How clinical observations led to the idea for a study on whether the passive leg raise could unmask occult HFpEF The potential diagnostic value of the passive leg raise in differing patient populations Age-specific cutoffs that may influence what kind of testing to use in clinical practice For the latest studies from JHLT, visit www.jhltonline.org/current, or, if you're an ISHLT member, access your Journal membership at www.ishlt.org/jhlt. Don't already get the Journal and want to read along? Join the International Society of Heart and Lung Transplantation at www.ishlt.org for a free subscription, or subscribe today at www.jhltonline.org.

Motley Fool’s Scott Phillips shares why he loves both active stock-picking and passive ETFs—and why the two can work hand in hand. He explains the risks of thematic ETFs, the benefits of broad diversification, and why regular investing (dollar cost averaging) beats market timing every time. This quick bite is from our previous episode 'How to spot a bubble' For more or to watch on YouTube—check out http://linktr.ee/sharedlunchShared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future performance. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. See omnystudio.com/listener for privacy information.

What if senior living operators could predict health risks before they turn into hospitalizations? What if caregivers had real-time insights—without relying on cameras, push buttons, or wearables residents don't want to use?   On this episode of Foresight Radio (Tech Tuesday edition), host Steve Moran sits down with Stuart Hamilton, Founder & CEO of Amba, to explore how passive sensors and AI are creating a new standard for senior living care.   Stuart shares the journey of building Amba after moving his own father into a community and realizing the technology gap. Today, Amba's platform helps operators in the U.S., Canada, and the U.K. reduce falls, detect infections earlier, and give caregivers back valuable time—while protecting resident dignity and privacy.   Top Takeaways Why “no cameras, no buttons” matters: Passive sensors track health, sleep, and activity in the background. Real outcomes: Communities using Amba report 50–60% fewer nighttime falls and 30% fewer hospitalizations. Caregiver empowerment: Alerts are simple, customizable, and reduce low-value tasks—so staff can focus on meaningful interactions. AI in action: From natural language EHR summaries to voice-activated dashboards, AI is making care easier, not harder. Medicare reimbursement opportunity: Learn how communities can offset costs through physician partnerships and clinical monitoring codes. If you're a senior living operator, innovator, or tech partner, this episode will change how you think about the role of technology in aging services.

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Francois van der Merwe of Sanlam Investments Multi-Manager dives into the active vs passive investing debate – and reveals the conditions when active strategies really shine.

Passive real estate investing is the ultimate wealth-building tool for busy professionals — and in this episode, Dr. Vanessa Peters, MD reveals how she used real estate syndications to create true financial freedom while still working full-time as a physician.If you're a doctor or high-income earner struggling with burnout, time constraints, or the pressure of trading hours for dollars, this episode offers real answers. Dr. Vanessa Peters, founder of VMD Investing, has invested in over 2,500 units across multiple asset classes like multifamily, mobile home parks, and self-storage—and she did it all without becoming a landlord.We dive deep into how real estate syndications, passive income strategies, and long-term wealth planning can help you replace earned income, reduce tax liability, and finally gain back your time.Whether you're just exploring real estate investing for doctors, looking for a better alternative to stocks, or ready to scale with passive investments, this episode delivers clarity and actionable insights.How to start with passive real estate investing even with zero experienceWhy doctors and professionals are uniquely positioned to invest passivelyThe difference between syndications vs. rentals (and which is better for you)How to leverage tax benefits through real estate depreciationThe exact roadmap Dr. Peters used to build wealth — without quitting medicineTimestamps (20:03):00:00 – Intro & Bio of Dr. Vanessa Peters01:50 – Her wake-up call about finances03:40 – From single-family rental to syndication success06:15 – Challenges of being a busy physician investor08:10 – Why syndications are perfect for high-income earners10:00 – Tax advantages of passive real estate12:45 – How to get started: steps & mindset15:00 – Diversification across asset types17:30 – Dr. Peters' free roadmap tool19:00 – Final tips + how to connect with her

#608 We're wrapping up our three-part series on the Seven Rules for Creating Wealth with Andrew Giancola of The Personal Finance Podcast! In this final episode, Justin and Andrew dive into the power of entrepreneurial opportunities, whether starting a side hustle, buying a business, or scaling an existing one. Andrew shares his journey into business acquisition, including how he grew a thriving pickleball business, and breaks down the numbers behind smart business investments. Plus, they discuss the final (and most important) rule — using money as a tool to create a fulfilling life. If you haven't listened to Parts 1 and 2, go back and check them out, and don't forget to share this series with someone who needs it! (Original Air Date - 3/6/25) What we discuss with Andrew: + Entrepreneurial opportunities for wealth-building + Buying vs. starting a business + Andrew's pickleball business success story + Finding businesses for sale online and off-market + Business financing with seller financing & SBA loans + Side hustles before quitting your job + Passive income for financial freedom + Smart spending as a skill + Wealth as a tool for a great life + Abundance mindset for success Thank you, Andrew! Check out Master Money at ⁠MasterMoney.co⁠. Listen to ⁠The Personal Finance Podcast⁠. Watch the ⁠video podcast⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Her AI Era Summit: Empowering Women in AI with Kinsey and JoyceThe stats are in: men are twice as likely to use AI tools than women. And that's a problem. Not just because AI can boost productivity by 40% (hello, gender income gap!), but because AI tools are literally being trained by the people using them. If more men are using AI than women, guess whose perspective is shaping the future?That's exactly why Kinsey from Feel Good Social and Joyce from Only Boldly decided to shake things up and create Her AI Era Summit – a five-day virtual event designed specifically for women entrepreneurs ready to step into their AI power.I had the best time chatting with these two brilliant women about why women need their own seat at the AI table (spoiler: we're not just taking a seat, we're building our own table), how the "bros with Lambos" are infiltrating AI education, and why women who are already carrying the load at work and home deserve the leg up that AI can provide.We dive deep into the guilt women feel around using AI tools – because heaven forbid we make our lives easier – and why that needs to stop immediately. We also get into some fun lightning rounds about AI headshots, voice cloning, and the AI tasks that still feel like pure magic.If you've been on the fence about embracing AI in your business, this conversation will give you the push (and permission) you need to dive in.Make sure you snag your ticket to the summit, Her AI Era happening Oct 13-19: https://gemma003--heraiera.thrivecart.com/her-ai-era-summit-2025/Resources Mentioned in this Episode:Her AI Era Summit: https://gemma003--heraiera.thrivecart.com/her-ai-era-summit-2025/Only Boldly (Joyce): https://onlyboldly.comAuthentic AI for Entrepreneurs (Kinsey): https://feelgoodsocial.comChatGPT: https://openai.com/chatgptMidjourney: https://midjourney.comMake: https://make.comDescript: https://descript.comPerplexity: https://perplexity.aiYour Next Steps:Get Your Summit Ticket: https://gemma003--heraiera.thrivecart.com/her-ai-era-summit-2025/Work with Me: https://www.gemmabonhamcarter.com/programsWhat I Use to Run My 7-Figure Business: https://gemmabonhamcarter.com/toolsConnect on Social: https://www.instagram.com/gemma.bonhamcarter Support the show

In this episode, we sit down with Ben Carlson of Ritholtz Wealth Management and A Wealth of Common Sense to talk about market valuations, the rise of AI, investor behavior, and what history can teach us about investing today. Ben shares his perspective on why valuations are harder to use than ever, how market structure has shifted, and the lessons he's learned as both a writer and an investor navigating major market cycles.Topics covered in this episode:Why market valuations are harder to use today than in the pastThe impact of buybacks, margins, and technology on long-term comparisonsMarket concentration and the dominance of mega-cap tech stocksPassive investing flows, investor behavior, and government backstopsHow AI compares to past technological innovations and its investment implicationsValue versus growth cycles and why U.S. tech has broken historical normsThe lessons of the NASDAQ since 2000 and defining the long term for investorsPersonal experiences from the 2008 financial crisis and the power of compoundingDiversification, gold's surprising performance, and the case for international investingTimestamps:00:00 Introduction and market valuations06:00 Structural changes and the role of buybacks09:00 Margins, efficiency, and corporate dominance12:00 Market concentration and the rise of mega-cap tech14:00 Passive investing and household stock ownership18:00 Government backstops and market resilience23:00 Valuations as expectations vs. predictions25:00 AI boom and capital allocation29:00 Is this 1996 or 1999? Bubble comparisons32:00 How AI may reshape investing and daily life41:00 Investing in breakthrough technologies43:00 Value versus growth cycles in the U.S. and abroad46:00 Lessons from the NASDAQ and defining long-term investing49:00 Compounding lessons from the 2008 financial crisis53:00 Diversification, gold, and international performance

Matt Brill is a builder, innovator, and advocate for sustainable living who carries on a legacy of four generations of craftsmanship starting in the 1930 with his great grandfather. Steeped in that tradition, Matt founded Bauen Build to bring Passive homes to Boulder and the Colorado Front Range.  “Bauen” a German word, means “to build” or to construct out of wood, which is a nod to the passive house principals and attention to details that Matt has instilled in his company.  Bauen's ultra high-performance homes integrate advanced building science, sustainable methods, repeatable and constructable high-performance details that continue the path of making high performance construction mainstream construction.Bauen BuildNailing Passive House Details with Better Jobsite CommunicationHow to Translate Drawings into Airtight RealityFree Heat from Boulder Weekly

In this episode of The Risen Fallen Podcast, I dive into the idea of aggressive patience—the discipline of staying intentional and proactive while waiting for things you can't rush. Whether it's an injury healing, paint drying on the jobsite, or a season of life that just feels slow, high-energy people like us often confuse being busy with actually moving forward.   I'll break down why patience doesn't mean wasting time, how to spot the illusion of productivity, and how to focus on small wins during waiting that build your future instead of creating new problems.   Ask yourself: “Am I moving forward, or am I just scratching the itch of impatience?” If you've ever struggled with slowing down without losing momentum, this conversation is for you.   If you liked the show, help it grow!   Leave a review and rate 5 stars on Apple Podcast, and Spotify!

Not all avoidants look the same. In this episode, I break down the two common ways avoidant attachment shows up in relationships: the Passive Avoidant, who protects themselves by shrinking back, and the Rigid Avoidant, who protects themselves through control and high standards. You'll learn how to spot the difference, why it matters, and how each can begin moving toward more secure and fulfilling relationships.Learn about Attachment Coaching with Jessica here.Instagram: @thejessicadasilvaClient Stories

#606 We're back with Part 2 of our three-part series on the seven rules of creating wealth! In this episode, Justin Williams and Andrew Giancola of The Personal Finance Podcast dive deeper into investing — where to start, how to maximize your employer's 401(k) match, the power of HSAs, Roth IRAs, and why keeping fees low is critical to long-term wealth building. Andrew also breaks down the step-by-step process of investing in index funds and ETFs, plus tips for setting up investment accounts for your kids. If you haven't listened to Part 1 yet, be sure to go back and check it out. And stay tuned for Part 3 tomorrow, where we'll wrap up the series! (Original Air Date - 3/5/25) What we discuss with Andrew: + Maximize 401(k) match – Best guaranteed return + HSA benefits – Triple tax advantages + Roth IRA strategy – Tax-free growth & backdoor option + Minimize fees – Avoid costly advisor & fund fees + How to invest – Open accounts & automate contributions + Lump sum vs. monthly – Best way to invest large amounts + Time in market – Long-term growth power + Investing for kids – Roth IRAs & brokerage accounts + Stocks vs. real estate – Passive vs. active wealth building + S&P 500 advantage – Outperforms most funds Thank you, Andrew! Check out Master Money at ⁠MasterMoney.co⁠. Listen to ⁠The Personal Finance Podcast⁠. Watch the ⁠video podcast⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a crossover episode with the Spring Street Passive House education and advocacy series.How do Passive House enclosure decisions actually happen? There's a stubborn storyline that passive house designs go “too far” and result in a wholly different, and painful, design and construction process. The reality is that designing and building a Passive House is not all the different from building any project. In both cases you are working with a blend of the rigor of building science, the skill and craftsmanship of the construction team, the realities of project specifics like site, climate, budget, and schedule, and the personalities of the people involved. All of this then gets organized and systematized within the context of the Passive House standard of care which simply asks that we do all we can to ensure that a good design translates into long-lasting positive outcomes.Our guest today is Cameron Caja, CPHC. Hearing all he's doing in the industry/world and the level of expertise he brings is an good reminder of the many intelligent caring people working tirelessly and with great resolve in the AEC today. Hearing his intelligence, wisdom and warmth is encouragement not lose sight of the goal of better buildings, and to not lose heart - we can do this.Links from the Episode:Spring Street Passive HouseEarth AdvantagePHIUSPHICameron CajaCameron Caja is the Business Development Manager at Positive Energy, a role that utilizes the skills he gained through diverse cultural landscapes and his passion for sustainable building practices. His story began as a builder's apprentice in high school, laying the foundation for a career marked by a deep appreciation for construction and design.Cameron studied at National Central University in Jhongli, Taiwan, and Soonchoonhyang University in South Korea, to understand how culture, language, and policy can guide development of the built environment. His studies continued in Japan, Thailand, and Russia, delving into the intersections of politics, housing, and food systems. Cameron earned his Masters degree in Education from the University of Arkansas, where he later managed specialized international education programs for the Graduate School.Sustainability, human and environmental health have always been at the heart of Cameron's endeavors. As a licensed residential builder and the owner of Polaris High Performance Homes, he committed that 100% of his projects would at least meet Energy Star, EPA Indoor airPlus, and WaterSense certifications. As one of the first Certified Passive House Consultants in the state of Arkansas, he actively contributes to advancing building standards in Kansas, Oklahoma, Arkansas, and Missouri as the Central Region Representative of the Phius Alliance Council. Cameron's commitment to community service is evident in his roles with the Habitat for Humanity of Washington County Construction Committee, Tri Cycle Farms Food Recovery Program, and the Omni Center for Peace, Justice, and Ecology. These organizations allow him to extend his impact beyond the realm of building science, addressing crucial social issues like homelessness and food insecurity.TeamHosted by Kristof IrwinEdited by Nico MignardiProduced by M. Walker

The episode originally aired on Excess Returns Podcast, and it is reposted here with permission. Thank you, Jack Forehand & Matt Zeigler. Matt and I sat down with Joseph Shaposhnik, and what an hour it was, enjoy!In this episode of Excess Returns, we sit down with Joseph Shaposhnik, founder of Rainwater Equity and former star portfolio manager at TCW. Joseph shares the investment philosophy that drove his track record of outperformance, why he focuses on recurring revenue businesses, and how he evaluates management quality and capital allocation. We also explore lessons from great investors like Warren Buffett, Bill Miller, and Peter Lynch, along with insights on valuation, portfolio concentration, and the role of passive investing in today's markets.Main topics covered:* How Joseph achieved long-term outperformance at TCW and what drove his results* Why recurring revenue and predictable cash flows are central to his approach* The importance of management quality and identifying “fanatics” vs. mercenaries* Lessons investors should and should not take from Warren Buffett* Bill Miller's influence and backing of Rainwater Equity* Characteristics Joseph looks for in great businesses and red flags in management teams* Portfolio concentration, position sizing, and risk management* Why you don't need to have an opinion on every sector* Selling discipline and knowing when it's time to move on* How valuation fits into his framework and how he thinks about paying up for quality* The impact of passive investing and why active managers must take a long-term view* Stories and lessons from Peter Lynch, including his enduring influenceTimestamps:0:00 If a stock has doubled, you haven't missed it1:00 Introduction and Joseph's track record at TCW2:00 Keys to long-term outperformance8:00 Lessons from Warren Buffett's wins and mistakes11:30 Bill Miller's influence and support for Rainwater Equity14:00 What defines a high-quality business20:00 Free cash flow compounding and moats24:00 Red flags in management teams31:00 Why active management is broken and Joseph's solution35:00 Portfolio concentration and risk management42:00 Sectors to avoid and why47:00 Joseph's selling discipline53:00 Exceptional leaders and the role of management quality58:00 Valuation, future value, and the changing economy1:04:00 Passive investing and market distortions1:09:00 Lessons and stories from Peter Lynch1:14:00 Closing questions and key investing lessons1:20:00 Where to learn more about Joseph and Rainwater EquityPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Seth Williams (00:00) I was able to buy a lot of land at dirt cheap prices. So there's no mortgages or anything on it. And when you buy anything for a small fraction of its actual market value, it's not hard to turn around and sell that thing and make money on it. Jason Hull (00:14) All right, I am Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of business owners, coached, consulted, and cleaned up hundreds of property management businesses, helping them add doors, improve pricing, increase profit. simplify operations and build and replace entire teams, we are like bar rescue for property managers. In fact, we have cleaned up and rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. At DoorGrow, we believe that good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now, let's get into the show. And my guest today I'm hanging out with is Seth Williams. Welcome, Seth. Seth Williams (01:28) Hey, Jason, good to be here. Thanks for having me. Jason Hull (01:31) Yeah, it's great to have you and of REtipster. so Seth, let's get into a little bit of your background. You've done a lot of different things connected to real estate. Give us the background on your journey and how you got it kind of got into entrepreneurism and what made you start all this crazy stuff. Seth Williams (01:48) Yeah, sure. Yeah. Well, my journey kind of starts back in about 2005, 2006 when I was still in college. And like most people, I was trying to find houses I could buy that I could flip or rent that kind of thing. Just get into the real estate game. But I didn't really know anything about how to do it. I had no competitive advantage. I was looking on the MLS. That was the only place I knew I could look for to find deals. And there weren't any deals. It was horrible. I spent hundreds of hours and found nothing that made any financial sense. And I was just like, man, how do people do this? Like, how do people find good real estate deals if I can't find them? I was looking everywhere and there was nothing out there. And it was around, you know, after struggling with this for a couple of years, I discovered two things that kind of worked hand in hand. The first was the land business. So buying vacant land and Like most people, when I first heard that I was like, what? Picket land? Like, why would I do that? That makes no sense. It's just dirt. Like, where's the cash flow? Where's the income? The other thing that I discovered though was how to find deals off market through something called the delinquent tax list. And this is basically a list of property owners that every county has of properties that are currently back due on their property taxes. This is not the same thing. Jason Hull (02:52) Yeah. Seth Williams (03:11) as the tax sale list. So it's not the list of properties that's going to go up for auction soon. It's people who still own their property, but they're back doing taxes. If they don't pay them off soon, they're going to get their property taken from them. And these two things together, land and the delinquent tax list, I was able to find and contact people who had land with delinquent taxes on it. And because there were delinquent taxes, they're in a situation where it's like, Jason Hull (03:18) Yeah, they're just behind. Seth Williams (03:37) You got to pay off these taxes in like weeks or you're going to lose everything. So why are you in this situation? Is it because you don't care about the property? Like what is the issue? And in many cases, that was it. Maybe they just inherited it. Maybe they bought it 20 years ago, but for whatever reason, they didn't care about the thing. And I'm sitting there saying, Hey, I'll pay you a few hundred dollars, maybe a few thousand dollars, and I'll pay off your taxes and I'll make this problem go away. And because a lot of these people didn't want their property anyway, and I was kind of taking care of a nuisance in their life, I was able to buy a lot of land at dirt cheap prices. And I could also buy it free and clear. So there's no mortgages or anything on it. And when you buy anything for a small fraction of its actual market value, it's not hard to turn around and sell that thing and make money on it. So that was the business I got into. And it's been awesome. It's changed a lot over the years, but It's just been a really great way to, you know, without needing a whole lot of cash, finding properties, getting them for a very cheap price, and then making money without having to change anything on the property. Jason Hull (04:45) Yeah, got it. Okay, cool. Is that still the go-to strategy? Delinquent tax lists. Seth Williams (04:52) So, it's definitely still effective, but the drawback of the delinquent tax list is that they're kind of a pain to get, and then even when you do get them, they're kind of a mess to sort through. So, if you're willing to go through the nuisance of getting the list and sorting through it, there's a ton of value on that. But there's another way that's actually easier through a data service that I use called the LAN portal. And it's basically just a much more streamlined Jason Hull (05:04) Yeah. Yeah. Seth Williams (05:20) seamless, organized way to get lists of landowners. They don't necessarily have delinquent taxes, but I can find specifically the types of properties I want and then either send the mail or a cold column, that kind of thing. So both ways work. They both have pros and cons. The delinquent tax list is more of an annoying way to do it, but it's probably the more effective way. The land portal is a lot easier, but you get a little bit less motivation on that list because people don't have this delinquent tax problem. Jason Hull (05:48) Yeah, less of a mess to clean up, but probably a little quicker. so cool. you're going to unpack today the secrets of building wealth through land investing. This is like your number one specialty. And we'll chat a little bit about self storage. And I'm sure there's some property managers that are listening that might be like, haven't done that yet. Like I have not gotten into. That sort of investment and most of the property managers listening you if you're on a property management business your number one goal Should not be to just manage other people's properties. It should probably be to build up your own portfolio of stuff and and make some money That's probably a bigger better play and leveraging your company to attract deals and to attract Real estate so let's get into this. Where do we start? Seth Williams (06:37) Yeah, well, what I just described, there's kind of the high level view of how you find properties in the first place. And I mean, in terms of like people out there who are property managers who might invest in houses and that kind of thing, there's only one tax list or the land portal can work for those kinds of properties to the main difference is that you're going to find usually less competition when dealing with vacant land, because most people aren't thinking about land, thinking about houses. They think that's the way they have to do it. And that's fine if you want that. But the problem with houses, as you probably know, in property management, there's a lot more wrinkles. There's a lot more people problems. There's things falling apart that are broken and get stolen and destroyed. With land, there's none of that. It's a much simpler animal to deal with. But if your strategy is to find rentals or something like that, you could certainly scope out rental properties using the same method. You would just be targeting different types of property owners than I do. Jason Hull (07:10) Thank got it. So how does this connect to self storage? Seth Williams (07:34) Well, self storage is a totally different business than buying and selling vacant land, but there is some crossover. So back in 2021, I found a piece of land that was zoned residential. It was 6.7 acres and I bought it and I rezoned it to commercial. And then I got approval to build a self storage facility because I had always wanted to get into this business. A land business is great for generating big influxes of cash. It's like a cash generating machine. But self storage is a little bit different. At least the way that I do it, it's more of a cash flow play. you know, all in all, took me a couple million dollars to buy the land and build this facility. It took me basically a year to design it and build it. And it's comparatively speaking, more of a trickle of cash, cash flow, but it's permanent cash flow. There's also a lot of depreciation write offs. It's also very scalable. So it's easy to increase every single person's rent by $5 and the value effectively goes way up because of that. But like nobody moves out because it's just five bucks and most people don't care about a $5 increase per month. So it's a very different business. And for me, my long-term goal is to do more of that because the benefit of self-storage is that unlike land, it's not like a thing that you have to keep peddling for it to keep working. Land is a very active, you know, got to keep peddling or the cashflow is going to stop. Whereas self-storage is, well, you can buy one facility and the management is not terribly difficult for that, at least compared to like a rental property and the cashflow will come in for as long as you own the thing. So that was why I made that shift. Jason Hull (09:12) Nice. well, tell us a little bit about cell storage. How does that work? How can maybe property managers potentially get in? Seth Williams (09:21) Yeah, well, it's when I first got into it, what I tried to do is buy an existing facility from somebody within like an hour driving radius of where I lived. And I think that's probably the best first move is to do that if you can, because you don't have to deal with all of the work of construction and there's cash flow on day one. So like right when you buy the thing, money is already coming in. Whereas when you build a new one, it takes months for the thing to fill up. So that was what I tried to do at first, but problem was in my market, I couldn't find anybody who wanted to sell their property at anywhere near a reasonable price. People wanted like twice as much as what their facilities were worth. And people were paying it like it was just crazy. You couldn't find good deals. And when I saw that, was like, wow, I would normally never build something. But if people are being dumb and overpaying for self storage facilities, I could probably give this a go. And even if I screw it all up, I could still sell it and get out if I needed to. So that was why I decided to do that. And it's nice in that you get to design it and lay it out the way you want, but it's also a much longer runway required to put the cash in and then wait for it to fill up and start cash flow. Jason Hull (10:29) Yeah, this is our market to building these things out and then just selling them even though they're empty. Seth Williams (10:35) Yeah, that's what some people do. Selling them empty. I mean, that's not the ideal play. The real value of these things comes from paying tenants, that kind of thing. Maybe what most people would do is build them or maybe even buy an existing one that's half empty and then fill it up. Like do whatever you have to do to get tenants in there, whether it's changing the pricing or advertising more. And then once it's at least reasonably full, then you could cash out and do whatever you want. Buy another one or do something else. Jason Hull (10:39) Right. Got it. Okay. Got it. Cool. So vacant land, self storage, and then you're also like, you do a lot of content creation stuff in the real estate space. So tell us a little bit about that. Seth Williams (11:12) Sure. Yeah. So I started a website called REtipster back in 2012. And it was really kind of a place to store a lot of the lessons and knowledge that I had gained from my experience in land investing and in owning rental properties and everything I had done to that point. And I didn't really know what the plan was. I just knew, like, it's kind of fun for me to take my ideas and thoughts and things I've learned and distill them down into like bite sized chunks and help other people. figure out how to do the business from where they're at. And it turned out to be a lot of fun. And it didn't make money for like probably the first year that I was running it. But eventually I found ways to monetize it. Started a podcast, a YouTube channel. And a lot of what we talk about is land, but we also talk about self storage and occasionally rental properties, other things that are ancillary related to real estate investing. Jason Hull (12:07) Okay, well cool. Let me do a quick word from our sponsor and then we can get into a little bit more. So our sponsor for this episode is Vendoroo Many of you listening tell me that maintenance is probably the least enjoyable part of being a property manager and definitely the most time consuming. But what if you could cut that workload by up to 85 %? That's exactly what Vendoroo has achieved. They've leveraged cutting edge AI technology to handle nearly all of your maintenance tasks from initiating work orders. and troubleshooting to coordinating with vendors and reporting. This AI doesn't just automate, it becomes your ideal employee, learning your preferences and executing tasks flawlessly, never needing a day off and never quitting. This frees you up to focus on the critical tasks that really move the needle for your business, whether that's refining operations, expanding your portfolio, or even just taking a well-deserved break. Over half the room at last year's DoorGrowLive event conference signed up with Vendoroo right there. And then a year later, they're not just satisfied, they're raving about how vendor is transformed their business. Don't let maintenance drag you down. Step up your property management game with vendor. Visit vendor.ai slash door grow today and make this the last maintenance hire you'll ever need. All right, cool. So, Seth. Where should we go from here? We've been talking a little bit about vacant land, a little bit about self storage, talking a little bit about RE tipster. What do you think would be of the most benefit to property management business owners that are exploring some of this stuff? Seth Williams (13:42) Well, you know, maybe we could have a little conversation, you and me. So I've got a few questions I always go to when I'm talking to other real estate investors that are always kind of brings out some interesting perspectives. How long have you been in real estate, Jason? Jason Hull (13:55) Well, so I've been involved with coaching and consulting property management companies. So I'm more of a business coach for like since 2008. Seth Williams (14:04) Mm OK, gotcha. Well, interesting. Here's a question for you. What's one thing that you see new property managers focusing on that you think is actually a distraction from long term success? Jason Hull (14:09) so while. That's a good one. So the most common thing that I see that's a big distraction from long-term success is digital marketing. So a lot of property managers think in order to get more doors or get business, they need to do SEO. They need to do Google ads like pay per click, content marketing, social media marketing. The problem is the dirty secret marketers don't want to tell property managers because they like making money off of them. is that there's very little search volume of people looking on the internet for property management. So they can go on Google trends right now, put in property management backdated to 2004 when Google started tracking data and metrics to the present. And what you'll see is there's very little search volume. And if you compare it to any other term, like compared to AI is a good one lately, it has the same search volume of AI a decade ago. Whereas AI has this meteoric rise. Seth Williams (15:13) Mm, sure. Jason Hull (15:15) And compared to AI, property management is just a little line at the bottom. It like doesn't even register. And so there's plenty of business out there of people that don't want to manage their own property. There's no shortage in the U.S. There's no scarcity, but they're not looking for a property manager actively because they're either not aware that property managers are a viable option or exist, or they are aware, but most property managers suck. So they've written it off. Seth Williams (15:44) Yeah. So how do you find those people then if you don't know where they're looking or maybe you do know where they're looking. Jason Hull (15:44) and they're not really looking. We get them to do crazy things like pick up the phone and call non owner occupied property owners or like connect with real estate agents and create relationships to help the real estate agents get more deals from investors, stuff like that. So. Seth Williams (16:02) Yeah. I'll tell you, there's a ton of power in somebody who's willing to pick up the phone. I mean, so many people don't even want to think about that. But if you can do that, man, you're already way, way ahead of the crowd. Jason Hull (16:09) And there we go. Yeah, I mean, it's the one thing that we can teach clients that they can create business on demand at any time and not have to hope and pray that a market is able to give them something. yeah. Okay. Seth Williams (16:20) Mm-hmm. Yeah. Well, here's another question. What's something that you hear novice property managers or critics of property managers complain about that makes you roll your eyes? Jason Hull (16:35) Well, the first that comes to mind is a lot of novice property managers complain about the potential clients being cheap. yet they're cheap. And so that's kind of the blind spot that I think there's a lot of property managers that have. They're like, like, I had a client once and he was complaining that, about, you know, I'm tired of getting all these people wanting discounts or asking for us to lower our pricing, all these people that are so cheap about related to property management. And then I saw the same person post in a Facebook group for property managers saying, hey, does anybody have a discount for this? property management software or this then like, what is it? A maintenance software that exists because I don't want to pay full price. And so the irony wasn't lost on me. you know, usually the blind spot that we have is we, you know, kind of project that and create that in others. And so if you're cheap and you have a cheap mindset, then you're going to attract cheap clients. It's far more likely not only that, but you're going to be a lot more sensitive to it. It's going to impact you differently. Seth Williams (17:16) Hmm. Jason Hull (17:36) and people will pick up on that and they'll feel more anxious and be more price sensitive because you are. Seth Williams (17:40) Yeah. For those property managers who are willing to pick up the phone and call around and find their customers, what do they do to avoid those cheap clients? Is there some red flag they can look out for to say, you're not a good fit. We're going to go look here instead. Like, how do you find people that are willing to pay what they have to pay? Jason Hull (17:58) Well, I think I just had Dustin Heiner on as an interview. And yeah, I know him from some masterminds that we're in together. And Dustin's a really cool guy. Dustin had this, we did this great episode where he's like our client's ideal client, really. Because he's like, the first thing I do is I try to find a property manager before I even get a rental property. Seth Williams (18:03) Yeah, Essence Mm. Jason Hull (18:24) And I want to ask them where I should get a rental property and ask them for their advice. And I want a good property manager I can trust before I go find a property. But it's like, usually everyone does it backwards. They go get a realtor, they get a property. Then they go and try and see if there's a good property manager. And he wants to be hands off. He doesn't want to call his property manager. He doesn't want to be involved in it. He wants them to just take care of stuff. That's the ideal. So I think the challenge is when property managers are looking on the internet for clients. They're like getting them through SEO or pay per click. These are the worst investor clients. They view property management as a commodity. They think all property managers are the same and they're not right. Not all property measures the same and most property managers are not very good. So to find the exceptional ones, usually you're going to find the better clients for a property management business by doing stuff that is Seth Williams (19:11) Mm-hmm. Jason Hull (19:20) more towards the strategies that we would rely on, which are warmer leads, warmer connections, so that you're not getting the crappy scraps that fall off the word amount table that are now searching on the internet looking for the cheapest manager. And if you build your portfolio off of digital marketing and the cheapest and most price sensitive owners, then you're going to have the highest operational costs, more than my clients at least, and it's going to be expensive to run your business. So. Seth Williams (19:43) Yeah. Yeah. What do you think makes somebody a good property manager? Because I've had my share property managers that were terrible. had one that was pretty, pretty decent. And in my case, I thought what made them stand out was just really good communication. Like I was always in the loop. I was never questioning where things were at. Like I just, I just felt like I knew what was going on. I don't know if that's true for everybody, though, in your mind, like the ones that really stand out and just kill it in this business and have no problem. finding clients and keeping them happy. Like what is it they're doing that makes them so good? Jason Hull (20:16) Okay, this is a great question and I love that you shared your perspective. And tell me a little bit more, what do you think makes a good property manager? And then I'll share my thoughts, which might be a little different. You said good communication. Seth Williams (20:28) Yeah. mean, I just kind of mentioned that. Yeah. And I will say one thing, you know, one of my nightmare experiences with a bad property manager was and maybe this is just foolish on my part, but I relied on them to find some subcontractors to, you know, make some improvements and repairs on my property. And they just found horrible people that totally screwed up the property. And and they just kind of walked around all flustered, like, I can never find good people. And like. I don't care. Like if he can't do it, then don't don't do it. Yeah. Like tell me you can't don't just, you know, find somebody who's going to ruin my property. So that really annoyed me. ⁓ Jason Hull (20:59) to the next. Hmm. Yeah, that's yeah, that's hot. Okay, so I mean, according to studies and surveys, the number one reason that people leave a property management company is communication. And so I think a lot of property managers mistakenly think they need to over communicate. But I think what a lot of property managers do is they give their tenants and their owners a blank check to steal all their profits in some instances, because that's The number one source of financial leaks that I've seen in companies is interruptions. so they just, every phone call from every tenant, every owner, constant interruptions means they need way more team, way more staff. This is the business. What I've found is really effective property management companies aren't communicating all the time. Good communication is what the clients want if they don't trust the property manager. Seth Williams (21:41) Mm-hmm. Jason Hull (21:55) If they trust the property manager, they want zero communication. So that's very different. So the best property managers, what I think is they set really good boundaries. It's different. It's not like, hey, I'm going to talk to you all the time. So for example, my wife, Sarah, she managed 260 units part-time in 20 hours a week, basically by herself. She had one time, one part-time person boots on the ground, C-class properties, average rent below a grand, difficult tenants. and she had plenty of time and she had 60 to 90 % profit margin in her business. One of the most ridiculous like case studies I've ever seen. Like she was really successful, very profitable, but she basically had a conversation with her owners at the beginning said, hey, it's been great getting to know you, getting to know your property from here on out. You're not going to be hearing from me much. If I call you, if my name shows up on your phone, I'm asking for money because there's a problem. So you're probably not going to want to hear from me. And she was said as a joke, but she was setting boundaries and they would laugh. But that was how they trusted her. They trusted her because she set really strong boundaries. And so that reduced their anxiety and it lessened the amount of times they had to call. They weren't like, hey, Sarah, did we get that tenant yet? Who's looking at the property? Anyone look at it this week? Like what's going on with the maintenance? What happened with this? Are we getting this handled? Like they weren't anxious. They trusted her to manage and she was good at managing. So one, you got to be good at managing. Seth Williams (22:57) Mm Yeah. Jason Hull (23:17) Like you've got to have good vendors. You know, you've got to have good resources. Otherwise, why would they use you? Why don't they just do it themselves? As a good property manager, you should be way better at it than your clients. You're the professional. Which means you're not relying on them to tell you what to do. They should not be micromanaging the manager. They didn't want, they didn't hire you to micromanage you if you're a property management business owner, right? And so I think that there's good communication. Seth Williams (23:27) Yeah. Jason Hull (23:44) This is the superficial thing that everybody sees. The better thing is having really good service and really good boundaries is even better. Seth Williams (23:52) Yeah. Well, it seems like the boundaries thing works as long as you are good at your job, right? I mean, if you do let a place sit vacant or if you do find a subcontractor who screws the property all up, your trust is gone now and they are going to be harassing you. Jason Hull (23:58) Yeah. Yeah, you can't say, don't call me. I'll let you know when I get this taken care of, you know, because their anxiety is going to go through the roof. Right. Yes, exactly. You have to be on top of your stuff and you have to be good. but the conversely, you can't be good if you are over communicating with everybody. It's not it's not a scalable business. You just can't do it. And so if you are giving everybody all the attention all the time, Seth Williams (24:12) Yeah. Jason Hull (24:31) it's going to be very little attention and it means you're not going to be able to pay attention to and focus on the things that actually matter and do a good job. So setting boundaries is required in order to do have a really healthy business that does perform well. Especially if you're a business owner. Seth Williams (24:43) Yeah. Yeah. I guess like say if you're managing a property that's in the armpit of town and it's going to take a long time to find a tenant. I mean, maybe it's starts by just telling that property owner, hey, it's going to be a while. Like set the expectations. Like don't make them think it's going to happen fast when it's not. Is that what you do? Jason Hull (24:55) Good expectations. Absolutely. Yep, setting good expectations, setting good boundaries is absolutely critical. And I think that goes for any business. Any business that involves humans, right? If they can land, there's not a whole lot of people involved, but maybe in the deal, you need to set boundaries and expectations, right? In self storage, same thing. You have tenants, there are people involved. It's a little less than dealing with toilets, and termites, but. Seth Williams (25:17) Mm-hmm. Yeah. Jason Hull (25:27) There's still humans that are involved and you have to be willing to set boundaries. know, there's self-storage places in LA that have a problem with homeless people trying to build homes inside of them. Right. Like that's probably outside of like what you wanted to be selling, you know, it's not probably legal for them to live there. Right. And so, yeah, setting boundaries, setting expectations. And they say an ounce of prevention is worth a pound of cure. And that's probably true in any business. Yeah. Seth Williams (25:51) Yeah. Yeah. Yeah, totally. I'm wondering if you could wave a magic wand and fix anything about the real estate industry right now, what would that be? Anything come to mind? Jason Hull (26:03) Ooh, fixing the real estate. Seth's interviewing me now, everybody. and yeah, you are. You are good at this. so, well, why don't you go first? This is a great question. So Seth, what would you wave your magic wand and change about the real estate industry? Seth Williams (26:07) Yeah. I'm pretty good at this. Yeah, mean, mine would be mostly related to the niches that I'm in. So like land and self storage and on the self storage front. So the way that we manage our properties, the software is a huge component. mean, it's it's a very, very important. It's how we assign gate codes. It's how we get people's payments. It's how we communicate with them. Like it's a big deal. But a lot of the software out there is terrible. Like it is just garbage software. It looks like it was designed 20 years ago and it's It's like antiquated, but it's expensive. And the problem is, once you start using it, they kind of hold you hostage. So like, even though it's bad, you got to keep paying for it and rewarding this broken system. So it's just a it's just a pain. So if I could wave a wand, I would probably make it super easy to jump ship and switch softwares without them holding all of my customers information hostage. That's what I'd fix. Jason Hull (26:55) Yeah, you're in bed forever. Got it. You might be able to wave that one now with vibe coding and AI. It's probably possible. Get a nerd, they create a prompt for you. They could probably import the API or the data or the information from an existing company software, or at least get a CSV export and you could probably create your own software from scratch. It does exactly what you want. And kids are making software every day now. Somebody just made vibe coding software and some women made this app. Seth Williams (27:17) Cool. Jason Hull (27:41) called T or something like this. And it was like rating men for dating. So women could say, this guy's like not a great guy to date or something like this. and it was like at the top of the app store, like you can, you can create stuff now through AI. And the only problem with that app is they had a big security flaw that some guys probably didn't like what was on the app about them easily hacked it. And they doxxed all of the women's Seth Williams (27:51) interesting. No. Jason Hull (28:09) Credit or not credit cards, but their drivers licenses that they had submitted to verify their profiles and they made it all public Right. So if you're doing vibe coding people make sure you have somebody take a look at the security side of it All right. Yeah, so but that you know that could be that that could be a magic wand that could be waived My magic wand in line with what you said I would selfishly do something towards the property management industry is I would change the licensing requirements throughout the US, because the licensing requirements in each state to be a property manager have nothing to do usually with property management. Usually you have to have a real estate broker's license in order to manage rental properties, and that doesn't qualify them to manage rental properties at all. But it does create a big hurdle for them to be able to do it, and so it keeps probably some good actors out. Seth Williams (28:48) Yeah. ⁓ Jason Hull (29:03) and probably makes people feel overconfident to do something that they probably aren't prepared to do. And very few states have a separate property management license. So, yeah. Seth Williams (29:12) What is the connection there? Like, is it because you have to effectively list properties? Like, you're not selling it, but you have to list it publicly and then respond to people who are interested in that kind of thing. Jason Hull (29:19) Yeah, I think it's related to leasing and renting properties. The number one source of complaints at most board of realtors is related to leasing, not real estate. so, yeah, so there are some things in which, but there should be separate licensing, separate rules specific to property management and that maybe raise the bar for property management so that they come in, you know, understanding some things legally. Seth Williams (29:29) Mm-hmm. Hmm. Jason Hull (29:46) that are related to that because there's a lot of real estate agents that are doing some stuff that's probably not legal when it comes to leases or having conversations or probably breaking laws, you know, and so that can be dangerous. we have one of our lead magnates that we have that we have clients build out is a 411 on leasing course. And it's basically a course property managers can download, put their branding on and go scare the shit out of real estate agents in handling leases. And so that these agents will refer business to them, which isn't hard to do because a lot of real estate agents are dabbling in leases and they should not be messing with it because it puts the real estate license at risk. So. Yeah, so that would be my magic wand. Well, that's to tell us a little bit about your podcast and some of the stuff that you're up to lately and how people can get a hold of you. Seth Williams (30:26) Yeah. Hmm. Interesting. That's cool. Yeah. Sure. Yeah, the REtipster podcast, it's really creative name, just REtipster podcast. I've been running it since 2018 and every week, just talk to people that I find really fascinating. Sometimes they're in land, sometimes self storage, sometimes neither. They just have a really cool thing going on and I like to grill them and ask them questions and really get to the bottom of like how they're doing what they're doing. So not surfacey questions, but like really getting into it. It's a ton of fun. So Yeah, feel free to check it out or anything at retipster.com. That's kind of the home base where you can find all the stuff I have out there. Jason Hull (31:18) Perfect. Very cool. Well, Seth, it's been fun. Appreciate you asking me some questions. That's always a surprise. And it's great having you here on the the DoorGrow show. If those of you listening, if you've been stuck or stagnant in your property management business, you want to take it to the next level, reach out to us at door grow dot com. Also join our free Facebook community just for property management business owners at door grow club dot com. And if you found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. And until next time. Seth Williams (31:22) Yeah, likewise. Jason Hull (31:46) Remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.

Shawn Griffith of Kraft Capital explains why no investor should ever be passive, how to underwrite risk, and why multifamily is a long-term wealth game.In this episode of RealDealChat, Jack sits down with Shawn Griffith, managing partner at Kraft Capital Investments, to discuss the reality of multifamily investing, the dangers of being a “passive investor,” and why risk management is the cornerstone of long-term success.Shawn shares his journey from his first LP deal that tripled investor money, to building Kraft Capital with partners and launching a new flex fund. He also explains why setting goals that scare you matters, why underwriting risk is more important than chasing returns, and how investors can protect themselves in today's market.Here's what you'll learn in this conversation:Why “passive investor” is the most dangerous mindset in real estateHow to vet sponsors and do your homework before wiring moneyThe three types of distress in multifamily: physical, financial & operationalWhy fixed-rate debt beats floating-rate in today's environmentHow Kraft Capital underwrites and screens 100+ deals a yearMarket trends: flat rent growth, rising insurance, taxes & payroll costsWhy Dallas-Fort Worth and the Mid-Cities area remain strong marketsHow EOS (Entrepreneurial Operating System) helps scale their firmWhy partnerships and transparency are critical for investor trustActionable advice: how to evaluate risk vs reward before investing

In the world of entrepreneurship, there are moments that mark a clear “before and after”; those milestones where you know you've crossed into a new level of leadership, visibility, and impact. In this episode, Iva turns the spotlight on Desiree as she shares what it's really like to unlock a whole new level in her business. From shifting her energy to leading with greater alignment, Desiree opens up about the identity upgrades, lessons, and breakthroughs that come with building a business that's not just successful, but sustainable.         Important Links: Momergy Essentials - Home | Momergy Essentials Iva Perez - The Momergy Movement Desiree Gonzalez - Oily Essentials Follow us on: Facebook Facebook Mom Bosses Abroad Instagram@Mom.bosses.abroad Instagram @MomergyMovement Instagram @desiree_oilyessentials Instagram   GUEST BIO Desiree Gonzalez Bonau is an ex-hotelier who traded her career in luxury hospitality to follow the love of her life across the world as a trailing spouse. Along the way, she discovered her passion for educating and empowering moms through natural living and built her first business in the network marketing space with essential oils. But once she became a mom herself, the endless hustle for pocket-money commissions and chasing end-of-month numbers no longer aligned with her purpose. In her quest to upgrade her family's health, Desiree invested in a Kangen Water machine, and everything clicked. She found not only the foundation of true wellness but also a business model that allowed her to create abundant income while making a bigger impact on families worldwide. She now mentors moms in building both health and legacy wealth, proving that freedom and financial success can go hand in hand.   Today, as the founder of Life Essentials, Desiree has built a personal brand that reflects her mission of empowering moms to transform their health and create long-term legacy wealth, no matter where in the world they live. Together with Iva, she co-hosts of the Mom Bosses Abroad podcast, where they inspire women to design a life of freedom, purpose, and harmony. Now based in Tokyo with her husband and two little ones, Desiree loves all things Japanese and never misses a chance to celebrate life's little wins—sometimes with a well-deserved glass of wine in hand. IG https://www.instagram.com/desiree_lifeessentials/   Resources Hey, Mama!

What does real manhood look like in today's world? In this episode of The Cutting Room Floor, Neil sits down with Scott Nickell to dig deeper into week one of our Toy Stories series. Together they unpack what didn't make it into Sunday's sermon, everything from John Eldredge's Wild at Heart to the cultural pressure young men face to delay marriage and family. Scott challenges the myths of adventure and success, points us back to faithfulness in the everyday, and names the upstream issues that ripple through families and culture when men step back instead of stepping up. Where might God be calling you to stop being passive and take on responsibility? Hosts: Neil Gregory & Scott Nickell What We Discuss: • Why conferences can't replace week-to-week discipleship • Every man's call to fight battles, live adventures, and rescue beauty, in real life, not just stories • The cultural drift toward delay (marriage, kids, commitment) • Faithfulness in “ordinary” callings • The impact of fatherlessness and passivity in the home • Practical steps for men to engage humbly and intentionally ⸻ About Southland Christian Church Southland is one church meeting in multiple locations across central Kentucky. We believe Jesus came for the lost and the broken, which means there's a place for everyone here. We want what He wants: for heaven to be really crowded. Around here, that means we worship defiantly, speak truth unashamedly, and extend grace generously. To support this ministry and help us continue to reach across Central Kentucky and all around the world, visit: https://southland.church/give

What if I told you that you could make $131,522 in two months while mostly offline? That's exactly what happened during my summer "ghost mode," and I'm spilling all the details on how I pulled it off.This summer was supposed to be my full unplug season. We're talking lake swims, cottage mornings, road trips through Ontario and New York State, and honestly having no clue what day it was half the time. I posted two Instagram photo dumps total, did zero launches, and stayed off the content hamster wheel completely.But here's the plot twist: my business didn't just survive without me—it thrived. We brought in over $131K in July and August alone, did 490 sales with a mix of new and returning customers, and everything ran like clockwork. So if you've ever wondered what it actually looks like to take real time off AND keep the money flowing, this episode breaks down exactly how I did it.I'm getting into the nitty-gritty of the systems that made this possible, why paid ads aren't optional if you want consistent revenue (yeah, I said it), and the few CEO-level projects I did tackle during my "off" time. Plus, I'm sharing what this means for you and how to build a business that doesn't fall apart the moment you step away from your laptop.What You'll Learn:How I generated $131,522 in revenue during July and August while mostly offlineWhy paid ads are the real engine behind "sales on autopilot" (and the exact numbers behind my summer ad spend)The power of stacked payments and recurring revenue for financial stabilityThe difference between day-to-day chaos work and strategic CEO-level projectsHow to build infrastructure that lets you actually take time off without everything falling apartWhat systems you need to stop being the bottleneck in your own businessThe mindset shift from "keeping up" to building leverageYour Next Steps:AI Dream Team, Start Here: https://gemmabonhamcarter.com/aiworkshopTwo-Hour Brand Book: https://gemmabonhamcarter.com/brandBlack Friday in a Box: https://gemmabonhamcarter.com/black-fridayWork with Me: https://www.gemmabonhamcarter.com/programsWhat I Use to Run My 7-Figure Business: https://gemmabonhamcarter.com/toolsConnect on Social: https://www.instagram.com/gemma.bonhamcarter Support the show

In this episode, Brian Skrobonja answers the top questions he receives from people looking for help with their financial plan. He sheds light on why a plan is more than just picking stocks, what most people get wrong about passive income, and the benefits of knowing how much tax liability you'll have in the future. Brian answers the top questions he receives from people looking for financial planning assistance.  He starts by explaining why a financial plan is more than just picking a few stocks or bonds. Unfortunately, there are many situations where products are being sold instead of financial plans being developed. For example, an annuity salesperson sells an annuity to somebody and suggests that the product is the retirement plan.  So, what does a good financial plan look like?  According to Brian, the first step is defining what success looks like. Growing your money is not a goal. You must understand and clearly know why you are saving money.  The other question Brian gets asked a lot is about passive income--what it is and why it's important.  Passive income is income that is generated from an asset; it's not cash in hand from selling an asset. For Brian, a retirement income plan cannot exist without passive income. Next is knowing how much future tax liability you have. The question here is what will you do to mitigate those taxes and what strategy do you have in place right now to reduce what taxes you owe right now? The other big question you must address when building a financial plan is the dangers you will face now and in the future. Life doesn't run in a positive straight line. We have to consider health challenges, an unforeseen death, market declines, and other scenarios that can disrupt your plans. The unique approach that Brian and his firm take is that they are more interested in knowing what clients want in life, than following a process to try to flush out the problems that could potentially disrupt those plans, and find solutions to satisfy those things. According to Brian, a plan has little to do with products and everything to do with what you want and how you can make that happen. Brian reveals the amount people have to pay to access his services and why he settled on that particular figure.  He also breaks down the definition of a professional--they get paid for their knowledge and ability to help you.  If someone is working for free, you have to ask what value is being delivered and what is their motivation for offering a free service.  Cost is only an issue when there's an absence of value and any fee without value is too high.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA & SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Annuity guarantees rely on financial strength and claims-paying ability of issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by carrier. Annuities are not FDIC insured. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

As we get closer to Q4 we wanted to bring back a favorite episode from the past – all about tax saving strategies. Thank you so much to experts Amanda Han and Matt MacFarland of Keystone CPA for joining us to discuss how investors can utilize real estate and other strategies to reduce tax burdens, optimize returns and increase potential gains from the IRS. Download the Free eBook“How Passive Investments Can Save You Taxes” https://www.keystonecpa.com/PassiveInvestorTax Connect with Amanda Han on LinkedIn https://www.linkedin.com/in/amandayhan/Connect with Matt MacFarland on LinkedIn https://www.linkedin.com/in/mattmacfarland/

September 23, 2025 - Zach and Chase look into how the markets have reacted to lower rates and they get into some of the political nonsense. 

Philippians 2:1-11 | Join us as Scott unpacks God's intention for manhood in a sermon on responsibility versus passivity. 

In this episode, Art breaks down how the Federal Reserve's interest rate decisions impact your everyday life and matter for your family's finances. Plus, he answers a listener's question about buying a rental property: Is it wise to dip into your emergency fund for a down payment, or should you wait until you're on firmer ground?Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

Become a Client: https://nomadcapitalist.com/apply/ Get our free Weekly Rundown newsletter and be the first to hear about breaking news and offers: https://nomadcapitalist.com/email Join us for the next Nomad Capitalist Live event: https://nomadcapitalist.com/live/ What do we all know about the Dominican Republic? The weather is great, they have a solid path towards citizenship, and you'd better brush up on your Spanish when visiting. But did you know that they have a great tax system that can make it really attractive for the right portfolios? Javier will take us through the DR tax system and explain how they differentiate between Passive and Active income, their 3-year complete territorial tax program and how you can benefit from their economic freezones.  Nomad Capitalist helps clients "go where you're treated best." We are the world's most sought-after firm for offshore tax planning, dual citizenship, international diversification, and asset protection. We use legal and ethical strategies and work exclusively with seven- and eight-figure entrepreneurs and investors. We create and execute holistic, multi-jurisdictional Plans that help clients keep more of their wealth, increase their personal freedom, and protect their families and wealth against threats in their home country. No other firm offers clients access to more potential options to relocate to, bank in, or become a citizen of. Because we do not focus only on one or a handful of countries, we can offer unbiased advice where others can't. Become Our Client: https://nomadcapitalist.com/apply/ Our Website: http://www.nomadcapitalist.com/ About Our Company: https://nomadcapitalist.com/about/ Buy Mr. Henderson's Book: https://nomadcapitalist.com/book/ Disclaimer: Neither Nomad Capitalist LTD nor its affiliates are licensed legal, financial, or tax advisors. All content published on YouTube and other platforms is intended solely for general informational and educational purposes and should not be construed as legal, tax, or financial advice. Nomad Capitalist does not offer or sell legal, financial, or tax advisory services.

In this episode of Excess Returns, we sit down with Joseph Shaposhnik, founder of Rainwater Equity and former star portfolio manager at TCW. Joseph shares the investment philosophy that drove his track record of outperformance, why he focuses on recurring revenue businesses, and how he evaluates management quality and capital allocation. We also explore lessons from great investors like Warren Buffett, Bill Miller, and Peter Lynch, along with insights on valuation, portfolio concentration, and the role of passive investing in today's markets.Main topics covered:How Joseph achieved long-term outperformance at TCW and what drove his resultsWhy recurring revenue and predictable cash flows are central to his approachThe importance of management quality and identifying “fanatics” vs. mercenariesLessons investors should and should not take from Warren BuffettBill Miller's influence and backing of Rainwater EquityCharacteristics Joseph looks for in great businesses and red flags in management teamsPortfolio concentration, position sizing, and risk managementWhy you don't need to have an opinion on every sectorSelling discipline and knowing when it's time to move onHow valuation fits into his framework and how he thinks about paying up for qualityThe impact of passive investing and why active managers must take a long-term viewStories and lessons from Peter Lynch, including his enduring influenceTimestamps:0:00 If a stock has doubled, you haven't missed it1:00 Introduction and Joseph's track record at TCW2:00 Keys to long-term outperformance8:00 Lessons from Warren Buffett's wins and mistakes11:30 Bill Miller's influence and support for Rainwater Equity14:00 What defines a high-quality business20:00 Free cash flow compounding and moats24:00 Red flags in management teams31:00 Why active management is broken and Joseph's solution35:00 Portfolio concentration and risk management42:00 Sectors to avoid and why47:00 Joseph's selling discipline53:00 Exceptional leaders and the role of management quality58:00 Valuation, future value, and the changing economy1:04:00 Passive investing and market distortions1:09:00 Lessons and stories from Peter Lynch1:14:00 Closing questions and key investing lessons1:20:00 Where to learn more about Joseph and Rainwater Equity

Solo episode with our co-host Elise today! “Passive income” sounds glamorous, but in today's episode, Elise shares why it usually starts with sweat equity and late nights. In this episode, she dives into why active income is king for reliable cash flow, faster feedback, and building skills that compound over time. You'll hear the reality of ratios—thousands per month from a business versus the trickle of ebooks or affiliate links—and her top tips for growing active income: doing the reps, mastering sales, and outlasting the competition. The bottom line? Don't be afraid to work. Let's make active income COOL again. Enjoy! You can follow us on Instagram @businessmusclepodcast, @elisecaira and @dr.ariel.dpt. Get your FREE Business Starter Checklist: https://www.businessmusclepodcast.com/freechecklistFIXXED: https://www.fixxedstudios.com/Sweat Fixx: https://www.sweatfixx.com/

Passive income isn't magic, but YouTube can work for you 24/7! In this episode, I share my real-life YouTube funnel system—the exact steps I use to generate course and membership sales, even when I'm not online. I'll break down how to create binge-worthy videos, set up your Backstage Pass funnel, and use email automation to build a peaceful, profitable business. Ready to see how it really works? ▶︎ Funnel Blueprint Happening Inside VBA! Video Brand Academy: https://videobrand.link/vba✨ Cringe or Binge: How does your channel rank? Download the VBA app to analyze your channel in 1 simple step. It's free! https://videobrand.link/app

The real ROI of business? It's not more revenue. It's the life you get to live.What if the real purpose of building a business wasn't just to scale endlessly — but to design your ideal life and exit on your own terms? In this episode, George sits down with Noah Rosenfarb — CPA, family office founder, investor, and advisor — who has helped hundreds of entrepreneurs build, exit, and live with intention.From $750M in company exits and $1B in real estate investments, Noah shares the secrets of wealth that go far beyond money — including how to avoid common exit regrets, create true time freedom, and build wealth that supports your identity (not replaces it).This is more than a conversation about taxes. This is a blueprint for building a business that supports your life, not consumes it.What You'll Learn in This Episode:The Four Freedoms Framework to align business with lifeHow to create a personal “Opportunity Filter” to vet every offer or investmentWhat most entrepreneurs get wrong about exit planningThe real distinction between tax preparation and tax strategySimple habits that build long-term wealth — regardless of incomeThe truth about passive income and how the wealthy really think about ROIHow to build a healthy relationship with money (and why most don't)The mindset shift from “rat-race revenue” to “rich beyond money” Key Takeaways:✔️Build with the end in mind — Don't wait until it's too late to plan your exit. Most entrepreneurs miss the window or get trapped in the business they built.✔️Wealth vs Money — True wealth is measured in freedom, time, and alignment, not just income.✔️Use an Opportunity Filter — Say no quickly and only say yes to opportunities that pass your personal filters (e.g. ROI on time, alignment with lifestyle, no personal guarantees).✔️Tax Strategy vs Tax Prep — They are not the same. You need both. And strategic tax planning yields the highest ROI per hour for 7-figure entrepreneurs.✔️Audit your habits — Financial freedom starts by spending less than you earn and investing the difference. Sounds simple, but it's rarely done.✔️Identity matters — Exiting your business without building a new identity or purpose leads to depression, regret, and emptiness.✔️Invest your time wisely — Focus on semi-passive income vehicles that don't require your daily presence but benefit from your expertise. Timestamps:[00:00] – Why most entrepreneurs wait too long to plan their exit[02:19] – Meet Noah Rosenfarb: $750M in exits, 5 books, and building family offices[05:27] – The one rule for financial success (that's not so common)[07:35] – Noah's “Opportunity Filter” – a 14-item checklist for decision-making[11:35] – The #1 mistake entrepreneurs make: taxes and lack of strategy[17:01] – Why tax strategy is the highest leverage activity for 7-figure earners[21:04] – Best practices to prepare for windfalls or exits[26:44] – Building a healthy relationship with money[34:22] – Guilt vs. gratitude in spending: a personal boat story[37:20] – The power of prudent planning: save, then ratchet up[40:13] – Passive vs. semi-passive income (and what counts)[43:34] – The “lottery ticket” exercise to design your ideal life[48:58] – Where to start with financial literacy and wealth coaching[53:54] – Why so many entrepreneurs feel regret after the exit[56:16] – Noah's final words: Freedom is the real exit strategyConnect with Noah:Book: Exit Rich Beyond MoneyServices: WellThrive – tax strategy + wealth coaching for US-based entrepreneursMain Site: Freedom Family Office Your Challenge This WeekWhich question from today's episode hit you hardest?Share your thoughts on social, tag @itsgeorgebryant, @noahrosenfarb and @wealthriveinc, or join our community to start designing your exit strategy from day one.Want to build your business with sustainability, freedom, and a bigger purpose?Here are 3 ways we can help:Join The Alliance – The Relationship Beats Algorithms™ community for entrepreneurs who scale with trust and connection.Apply for 1:1 Coaching – Ready to build your business with sustainability, impact, and ease? Apply here.Live Events – Get in the room where long-term success is built: mindofgeorge.com/event

✅ Commercial real estate is evolving fast—this episode with Rob Finlay, founder of 30 Capital and bestselling author, delivers essential insights for investors navigating today's uncertain landscape.Whether you're a doctor, high-income professional, or aspiring investor, this episode tackles your real-world questions about passive income, market transparency, and real estate investing in 2025 and beyond.Rob shares hard-won wisdom from his Wall Street days and explains how to evaluate investment risks, understand syndication transparency, and leverage AI in commercial property to make smarter decisions. If you've ever wondered how to invest in real estate safely and profitably, this podcast is for you.

There's a silent bull market right now that no one is talking about. Gold has had a powerful breakout and silver's lagging but still strengthening. Gold has surged from $2,000 to $3,600 since 2023, driven largely by central bank buying amid global distrust of U.S. reserves. Investors should approach metals through ETFs rather than individual picks unless you have deep expertise. We also talk the likelihood of rate cuts under political pressure, persistent “slow burn” inflation from tariffs and supply issues, de-dollarization, and the need for diversification beyond passive index funds. Inflation isn't dead, passive portfolios are under strain, and active allocation to precious metals may be one of the most underpriced opportunities available. We discuss...  Gold has staged a historic breakout, climbing from around $2,000 in 2023 to roughly $3,600, with central bank buying acting as the primary driver. Global distrust in the U.S. dollar and concerns about the credibility of U.S. reserves are pushing sovereign nations toward gold accumulation. Unlike gold, silver remains more dependent on retail participation and industrial demand, leaving it lagging but positioned for potential catch-up. Silver faces supply constraints that limit downside, with demand tied to solar, electronics, and other industrial uses, making it a dual-purpose metal. Mining stocks were highlighted as structurally poor businesses due to high costs and weak capital discipline, yet they are soaring as leveraged plays on rising metals. Junior miners offer the most explosive upside but come with extreme risks, making them closer to speculative lottery tickets than investments. For most investors, ETFs and broad metals exposure were recommended as the safer approach compared to individual mining stock selection. Inflation is not “dead” but a persistent, slow-burn phenomenon fueled by tariffs, supply chain issues, and ongoing policy shifts. Political pressure makes interest rate cuts increasingly likely, regardless of whether inflation is fully under control. A broader theme of de-dollarization is accelerating gold's role in global reserves as nations seek alternatives to U.S. dominance. Passive index funds were critiqued as over-reliant on historical correlations that no longer hold, leaving portfolios vulnerable. The hosts concluded that gold, silver, and related hard assets remain one of the most underpriced and overlooked opportunities for active investors today. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/silent-bull-market-747

What does it really take to underwrite a multifamily deal, and how can passive investors use underwriting knowledge to sharpen their due diligence? In this episode, Jeannette Friedrich sits down with Jason Williams, Chief Underwriting Officer at Ironclad Underwriting and co-founder of The Academy Presents, to unpack how underwriting works, what red flags to watch for, and how investors can make smarter decisions. Key Takeaways: - Why underwriting is never “finished” and how models evolve with market cycles, lending parameters, and investment strategies - Practical advice for passive investors on whether (and how) to learn underwriting versus leaning on experts - Common red flags to recognise, from unsustainable rent growth assumptions to underfunded reserves - The importance of stress testing and sensitivity analyses when evaluating projections - How insurance, labour, and other operating costs should be approached realistically through third-party insights - Lessons from deals that looked strong on paper but underperformed in practice, and why betting on the operator is as critical as the numbers - Best practices for aligning underwriting with asset management to ensure business plans translate into real results Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0! This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch. They discuss:  ◼️Why saving money won't make you rich, and what to do instead ◼️The single best skill to escape being broke in 2025 ◼️ Why renting is smarter than buying (even if you can afford to buy) ◼️ The tiny money habit that quietly builds millions over time ◼️ Why most people under 45 won't get a pension (and what to do instead) ◼️The truth about crypto, AI and why the financial system doesn't want you prepared (00:00) Intro(02:24) How Do I Make More Money?(05:13) Pointless Jobs That Actually Made You the Most Money(06:53) How to Visualize Your Finances(07:44) Social Pressure With Money(09:37) The Simple Money Tracking Hack(13:32) Best Form of Investing: Active or Passive?(18:34) More People Joining Crypto(21:07) Bitcoin Is Too Speculative(28:31) Stocks vs Crypto(34:01) How Would You Invest $1,000?(42:13) The S&P 500 vs the Nasdaq-100(44:14) Dollar-Cost Averaging(47:12) Remove Emotion From Financial Decisions(48:08) Should We Be Putting Everything Into Crypto?(49:36) If Crypto Isn't the Future, What Takes Its Place?(54:26) Sponsored Segment(56:24) What to Do When You're in Debt(59:43) Bankruptcy: When Should Someone Consider It?(01:02:13) What If You Don't Want to File for Bankruptcy?(01:03:55) The Myth of Passive Income(01:05:51) How Well Can You Actually Do From Property Investments?(01:10:35) Should You Buy Rental Properties for Passive Income?(01:11:21) More People Are Renting in the US Over Buying(01:13:33) Is Property a Good Way to Build Wealth?(01:19:30) Is There Any Such Thing as Good Debt?(01:20:30) Leveraging Your Current Assets(01:26:01) Pensions and 401(k) Retirement Plans(01:41:37) Framework for Making More Money Easily(01:47:53) Keeping Your Money in a Bank Is Making You Poorer(01:51:58) What Do Rich People Know That Most Others Don't?(01:54:41) Relationships Make Money(01:59:44) How Much Do Geographies Matter When Making Money?(02:02:30) Is the UK a Good Place to Build Wealth?(02:05:49) Closing Statements Follow Jaspreet: X: http://bit.ly/3HSFdO3  ‘Market Briefs' newsletter:: http://bit.ly/4mWeqzr YouTube: http://bit.ly/46hbTbU  Follow Raoul: X: http://bit.ly/466Fe8Q  Website here: http://bit.ly/4m6Rexb  You can download Raoul Pal's 5-Year Roadmap for free here: http://bit.ly/3JQok7g  You can purchase ‘The Everything Code', here: https://amzn.to/48cJ2bk  Follow Humphrey: Youtube: http://bit.ly/3KgmkoJ  Instagram: http://bit.ly/4gs6kMI  Website- Humphreysguide.com The Diary Of A CEO: ⬛ Join DOAC circle here - https://doaccircle.com/  ⬛ Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ⬛ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ⬛ Get email updates - https://bit.ly/diary-of-a-ceo-yt  ⬛ Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors:Linkedin Jobs - https://www.linkedin.com/doac Vivobarefoot - https://www.vivobarefoot.com/ Bon Charge - http://boncharge.com/diary?rfsn=8189247.228c0cb with code DIARY for 25% off Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's episode of Ritter on Real Estate, Kent Ritter interviews Lon Welsh. They unpack Lon's “four pillars of diversification” framework—asset class, geography, strategy, and sponsor—digging into why he favors multifamily for stability, mid-size industrial for supply–demand gaps, and budget extended-stay hospitality for resilient demand. Lon explains blending value-add (for depreciation and cash flow) with ground-up development, and why property management selection is the single biggest driver of outcomes. The conversation also covers geographic risk (policy shifts, disasters) and why a Midwest/Sunbelt mix can smooth the ride for passive investors. Where to find Lon:IrontonCapital.comIrontonCapital.com/linkedinIrontonCapital.com/facebookIrontonCapital.com/youtube Key TakeawaysThe four pillars of diversification: asset class, geography, strategy, and sponsor—diversify across all four to reduce correlation risk. Asset picks he likes now: multifamily for low volatility, mid-size multi-tenant industrial for scarcity, and budget extended-stay hotels for durable, non-discretionary demand. Geography matters twice: politics (landlord–tenant laws) and physical risk (storms, fires) argue for spreading exposure across markets. Strategy blend: prioritize value-add for immediate depreciation/pass-through tax benefits, pair with targeted development where shovel-ready and contingency-smart. Sponsor & PM are critical: assess track record by product type/market, insist on contingency by line item, and scrutinize the property manager's detection/solution chops. Books MentionedFree book on passive real estate investing (Ironton Capital): https://irontoncapital.com/ritterWall Street Journal: https://www.wsj.comCheck us out on socials: Instagram LinkedIn Youtube https://hudsoninvesting.com/ Production by Outlier Audio