Slow Brew Finance

You sure? To beat the market, you have to be different from the market, and that can pose a lot of behavioral and systematic risk - which, funny enough, could lead you to beat the market in the first place. We examine two of my favorite factors, value and momentum, and how these may lead to explosive returns in the long run. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

What does prediction error look like when you lever up and find out you're not as smart as you previously thought? Welcome to the world of debt. In this episode we analyze if debt is a prudent decision, or a fool's game. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Let's go back to the basics: What the heck is a stock? In this episode, I review how stocks work, how they get prices and the strategies you can use to profit. (Plot twist: rational systematic investing wins). Links mentioned in this episode: slowbrewfinance.com/portfolio www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Do you want to get ahead of 99% of the population when it comes to money management? Reading a simple finance book over the weekend can help you turn your financial life around. I go over my favorite 5 finance books that I recommend people read. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

When it comes to personal finance, there is no bigger name in the industry than Dave Ramsey. Dave believes in debt freedom, aggressive investing and home ownership, but is he right? In this episode, I review all seven baby steps and give my thoughts on following Dave. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Happy fourth of July! Let's talk baseball, mathematics and how "Moneyball" explains value investing better than most finance textbooks. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

The age old question. Should I buy today, or try to time the market? As I was road tripping with my wife, a cheesy revelation cam to mind. Gas prices and investing methodologies are highly correlated with human psychology. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

The verdict is in: Inflation sucks. In this episode, I give you a break down of the why of inflation along with the best advice on how to deal with it. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Let's go back to the basics. What are the maxims that will you get you to finally take control of your money? In this episode, I talk a bit about my personal story and what I learned along the way. From being a Dave Ramsey devotee, to a CFA candidate - here is how I learned to get good with money. www.slowbrewfinance.com/portfolio --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Many of us utilize the "I don't have money" scapegoat to avoid taking well-worthy risks. So what can you do about it? www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

I continue my conversation on the barbell strategy, this time taking a look at portfolio management in a holistic manner; combining four different options regarding investments and day-to-day finances. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

What do you do when the unpredictable hits, and what can you do about it? We review Nassim Taleb's "Antifragile" in search for answers. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Welcome to 2022's most controversial podcast at Slow Brew! Cryptocurrency can be a divisive topic, but one that must be understood before embracing. In this episode, I give you my bear and bull case for Bitcoin and a silver-lining in the world of blockchain and DeFi. Crypto investors: proceed with caution. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Business ownership is one of the most while-worthy pursuits. However, businesses do fail more often than not, and total wipeout can be a devastating blow. How should you go about opening a small business, and what can you do to mitigate the downside. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

The market marks uncertainty, the Nasdaq is in a bear market, stagflation settling in. What do you do? The answer might not include as much math as you think. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

We all know that having a 3-6 month emergency fund is widely viewed as a pillar of financial wellness - but why is that? Today, I examine that claim and explore other topics like I-Bonds, options, and portfolio construction. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Okay, okay, time to stop being so critical. Maybe home ownership isn't so bad after all. So is there an optimal place for home ownership in portfolio construction? *The idea of calling paid-off home ownership "an inflation-linked bond tied to housing cashflows" came from Episode 196 of the Rational Reminder with Sebastien Betermier.* www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Should you have credit cards? Does you FICO score matter? I present you with some short questions you should ask before you decide. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

It's finally here! In the podcast I go over the assumptions for the model portfolio, and go over how an investor may seek higher returns for a given level of risk. To check the blog post head to: www.slowbrewfinance.com/portfolio --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Results do not determine good decision-making. So what does? Website. --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Today, I want to break down what it means when people say they're "too poor to save." Is it true? Given the right framework, let's see if that statement holds. Plus, a bit more housing market crazy market, optimism and the "Psychology of Money." Website --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Feeling the pinch? Yeah, me too. Let's talk about why this is, what we can do about it, and if home-buying is the correct response. www.slowbrewfinance.com CNBC Article --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

One of the best ways to take an abstract and complex idea such as retirement and make a concrete plan is to figure out how much you need to save now to keep on track, and to budget for it as an expense. In this episode I discuss budgeting for retirement, the meme stock craze, and market fear. www.slowbrewfinance.com Retirement Calculator: https://www.ramseysolutions.com/retirement/investment-calculator Tip: Plan to have 25x your annual spending goals to hit retirement. (Ex: if you need to spend $40k a year, plan for $1M, as $40k x 25 = $1M) Errata: It's March 7th not 6th! --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

When it comes to the treatment of retirement, a lot of people keep their investments as an emergency funds of sorts. We discuss why that is a bad idea, and the implications of current day issues to your portfolio. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Investing can look intimidating from afar. Let's take a look at where to start. www.nerdwallet.com/investing/retirement-calculator www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Happy Valentine's! In this episode I talk about the things that have helped my wife and I manage money together, plus we answer 12 questions from YNAB's 83 questions you should ask your partner. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

What would you spend MORE money on? Why not start today? Plus, a look into FAANG craziness. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

We're in correction territory! What's next? I discuss how market fluctuations may not require further action, how growth has tumbled, and a revisitation of value stocks. www.slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

What if I told you that if you focused on three things, you will become a Personal Finance master? Personal Finance is not about understanding Put-Call-Forward Parity or Bond Convexity strategies. It's about taking control. Let me teach you how in three simple steps. --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Today I answer the question: Should I buy a house? Looking at why house prices have sky-rocketed, what millennials can do about home-buying, and sinning a bit by market timing. slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Today we look at two stocks: Macy's & Tesla, and decide which risk-profile (not stock itself) makes for a better investment. Plus, Nancy Pelosi defends congressmen stock trading. slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message

Rebranding alert! What if you could get to the point where you feel at peace with your money? Where you and I can share lovely mornings - sipping coffee - and being at peace with your money. Where it's not about squirreling money away, or feeling guilty about your expenditure? slowbrewfinance.com --- Send in a voice message: https://anchor.fm/slowbrewfinance/message