Podcasts about Expense

[JUNE 16, 2025] The BCP Podcast. Episode 593

Send us a textMastering Financial Independence: Cutting Expenses for Early RetirementIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, offers high-income earners practical strategies to achieve financial freedom and retire early. He emphasizes the significance of prudent money management instead of just high earnings. Hunter identifies and advises on optimizing five key expenses: lifestyle creep, housing costs, dining out, unused subscriptions, and high-interest debt. The episode includes actionable tips like setting spending boundaries, conducting quarterly subscription audits, and implementing debt repayment strategies. Listeners are challenged to cut one expense category this week to improve their financial health.00:00 Welcome to The Retire Early Retire Now Podcast00:41 The Trap of Lifestyle Creep01:04 Five Key Expenses to Cut or Optimize02:23 Expense 1: Lifestyle Creep06:42 Expense 2: High Housing Costs11:41 Expense 3: Dining Out and Convenience Spending13:20 Expense 4: Unused Subscriptions and Memberships14:52 Expense 5: High Interest Debt17:36 Final Thoughts and Listener Challenge18:25 Closing Remarks and DisclaimersCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

In this episode of the Lone Star Capital podcast, Craig McGrouther and I sit down with Sam Morris to discuss the significant positive shifts happening in the multifamily market after three challenging years. We reveal how our property insurance costs just dropped 32% at renewal, potentially adding millions in property value and increasing investor distributions by nearly 1%. We share exciting success stories from our portfolio, including record-breaking collections at multiple properties and Preserve at Copperleaf achieving an incredible 234 paid-up units out of 238 possible. Our conversation also explores why deal flow remains challenging in 2025 despite these improving fundamentals, with San Antonio seeing only six transactions in Q1 with an average property vintage of 1972, highlighting the persistent bid-ask spread gap in the market.Apply to attend the LSC Summit 2025:www.lscsummit.com Download our FREE Passive Investor Guide:https://www.lscre.com/content/passive-investor-guide Subscribe to our newsletter and get the FREE Underwriting Toolkit:https://www.lscre.com/resource/fof-underwriting-toolkitLearn more about Lone Star Capital:www.lscre.comFollow me on LinkedIn:https://www.linkedin.com/in/rob-beardsleyRead my latest articles:https://www.lscre.com/blog

Welcome to the KC CHIROpulse Podcast.  This week's topic:  Are you paying for results, but not putting in the work?The KC CHIROpulse Podcast is designed for Chiropractic professionals ready to elevate their practice to new heights.  This week, the show is hosted by Kats Consultants' coaches Dr Michael Perusich and Dr Troy Fox, seasoned experts in Chiropractic business management.  This podcast provides invaluable insights and actionable strategies to help you create a flourishing and sustainable Chiropractic business.In this episode, we discuss:Why the expense mindset is preventing you from maximizing profitabilityHow the ROI on business coaching can help you build massive successWhy utilizing friends and colleagues for business tips can be dangerousHow to choose the right business management coach for you …and so much more…In each episode of KC CHIROpulse, we delve into crucial aspects of building a successful Chiropractic practice, covering topics such as establishing a strong foundation, adopting a patient-centric approach, mastering marketing techniques, achieving financial fitness, fostering effective team building and leadership, integrating technology and innovation, and navigating common challenges in the field.Whether you're a seasoned chiropractor or just starting your practice, the KC CHIROpulse Podcast offers a wealth of knowledge and personalized practical advice to help you navigate the intricate world of Chiropractic business. Join us on this journey as we explore proven strategies, share success stories, and connect with industry experts to empower you in your pursuit of building a thriving Chiropractic practice.Don't miss out on the latest insights and expert guidance. Subscribe now and unlock the secrets to taking your Chiropractic practice to the next level. Your success is our priority at Kats Chiropractic Business Advisors.DISCLAIMER:  The information presented in this broadcast is for educational purposes only and is not intended to offer legal, investment, accounting, or medical advice, and represents the opinions of the speakers.  Seek the consultation of a professional for advice in those areas. And remember…your results using this information may be different than described.Be sure to SUBSCRIBE to the Kats Consultants CHIROPulse Podcast When you are ready we can help. Free Resource: Download What's Your Practice Worth? Let's Chat -30-minute chat about your practice Attend a Virtual Seminar Join the new subscription program Path to Prosper KC CHIROpulse Podcast. Helping Chiropractors keep their pulse on success. Thanks for listening.

After about 78 years of manufacturing tyres in Kariega, Nelson Mandela Bay, in the Eastern Cape, Goodyear factory is reported to be closing. The tyre manufacturing company is said to be restructuring which includes the closure of the company's manufacturing plant in the Eastern Cape. It alleged that section 189A retrenchment notices have already been served; a process which will be facilitated by the Commission for Conciliation, Mediation and Arbitration(CCMA). Jon Gericke spoke to Alan Mukoki, CEO of the South African Chamber of Commerce and Industry (SACCI)

How to write your weekends off as a business expense when you travel.

Alex Andreou and Zoe Williams, with special guest, former Home Secretary and author of a new Harold Wilson biography, Alan Johnson, discuss the Strategic Defence Review, the upcoming departmental budgets, whether Starmer's government has a choice, but to spend that money and a choice on where to find it. Also, taking over a stagnant economy after more than a decade of Tory cuts, a poor start in government, trying to balance a tight fiscal position with demands on public services, pressure from a US President, and facing accusations of being unprincipled. Yet Wilson survived and went on to win election after election. What can his story teach the Starmer government? Plus 'Wokey Dokey' and 'Grin And Share It'. You can buy Alan's biography of Wilson at our own bookshop. Help a local shop and this podcast. https://uk.bookshop.org/lists/the-quiet-riot-contributor-bookshop ***SPONSOR US AT ⁠⁠⁠⁠⁠⁠KO-FI.COM/QUIETRIOTPOD⁠⁠⁠⁠⁠⁠*** “The media's orientation towards the Labour government is that nothing it can possibly do will be enough and anything it suggests will be too expensive.”  “On defence, you can't take chances. You can't say: oh well, we'll gamble that when Trump goes it will go back to normal. You have to say: this has happened, we've got to react to it.” "The two Labour Party groups to keep together are not Left and Right, but intellectual progressives and blue collar trade unionists. Both groups contain people from the Left and Right." CALL TO ACTION Fill in the government survey on benefits reform here. GRIN AND SHARE IT Read about men feeding cubs, dressed as bears here. Our bookshop including many of the books we have featured can be found at ⁠⁠⁠⁠⁠⁠uk.bookshop.org/shop/quietriot⁠⁠⁠⁠⁠⁠ ***SPONSOR US AT ⁠⁠⁠⁠⁠⁠KO-FI.COM/QUIETRIOTPOD⁠⁠⁠⁠⁠⁠*** With Naomi Smith, Alex Andreou and Kenny Campbell. A Cooler Heads production, in cahoots with Sandstone Global. Email us at ⁠⁠⁠⁠⁠⁠quietriotpod@gmail.com⁠⁠⁠⁠⁠⁠. Or visit our website ⁠⁠⁠⁠⁠⁠www.quietriotpod.com⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Don and Tom unpack Morningstar's latest “5 of the Best” investing methods, praising the simplicity of balanced and target-date funds but warning against high-fee versions. They emphasize that no portfolio fits everyone and push for low-cost index solutions. Listeners call in with 401k rollover questions and political discomfort around financial firms—sparking a candid, occasionally funny chat about ethics, emotions, and retirement realities. The episode wraps with a challenge to fix Social Security and a request for more five-star Apple Podcast reviews before Don dies on the mic. 1:07 Morningstar's ‘5 of the Best' investing methods reviewed 1:48 Balanced funds and target-date funds: pros and cautions 2:48 Three-fund and custom-fit portfolios discussed 4:08 Critique of Morningstar's recommended balanced funds 6:19 Expense ratios of target-date funds and better alternatives 7:17 Morningstar's risky allocation advice near retirement 9:17 Why one-size-fits-all portfolios don't work 10:14 Caller Sally: Should we move from T. Rowe Price 401k? 12:56 T. Rowe Price vs. Vanguard fee comparison 14:03 How to roll over a 401k into an IRA 17:39 Custom portfolios vs. simplicity and human behavior 21:42 Caller Lynn: Political discomfort with Schwab as custodian 26:26 Keeping an advisor despite ideological concerns 28:38 Raising the retirement age: Denmark vs. U.S. 32:48 Fixing Social Security: remove the wage cap 35:29 Listener reviews, crypto hate, and ETF conspiracy theories Learn more about your ad choices. Visit megaphone.fm/adchoices

The Strategic Defence Review implies significant increases in spending and Sir Keir Starmer has insisted the money will be found but without explaining how. Will any new money for defence be well spent and how will Starmer and Rachel Reeves fund the increases? Is defence a more urgent priority than other needs such as social care and the NHS? What will be the political consequences? And is the UK heading for war or investing to avoid one? We attempt to answer these epic questions and disagree in a constructive spirit. Hosted on Acast. See acast.com/privacy for more information.

Sal was a little ticked off at a video Tyrese Haliburton posted on social media where he was trolling not only Knicks fans, but the Knicks as well.

We all want the best for our kids, but knowing what's truly best isn't always easy.You've probably heard it—or said it yourself: “I just want my kids to have what I didn't.” It sounds noble, but it can sometimes lead to financial trouble. Today, we'll talk with Dr. Art Rainer about how that mindset can push parents into debt.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.6 Things That Can Lead Loving Parents Into DebtRaising kids is one of the most joyful and rewarding callings in life, but it can also be financially challenging. As parents, we want to give our children the best: opportunities, experiences, and resources that help them flourish. But sometimes, even with the best intentions, we can fall into financial traps that lead to debt.Here are six common ways loving parents may unintentionally sabotage their finances—and how to avoid them.1. Trying to Keep Up with the JonesesIt's a familiar struggle: your neighbor buys designer clothes for their kids or sends them to an elite private school, and suddenly you feel the need to do the same. But appearances can be deceiving—many people fund their lifestyle with debt. Chasing someone else's standard is a never-ending race, and the finish line keeps moving. Be cautious of modeling your spending after others who may not be living within their means.2. Falling into the Social Media Comparison TrapSocial media only shows the highlight reel. Perfect family vacations, overachieving kids, and pristine homes can tempt you to measure your life against a filtered illusion. These comparisons can spark discontentment and drive unnecessary purchases just to keep up appearances or ease the guilt of not "measuring up." Be mindful of how much your scrolling influences your spending.3. Believing Your Kids Need to Have It AllFrom travel teams to private lessons and elite camps, extracurricular activities have become a costly arms race. While these opportunities can be beneficial, they shouldn't come at the expense of your financial health. Don't believe the lie that your child will fall behind if they don't do everything. It's okay to say no, for the sake of your budget and your family's peace.4. Prioritizing Career Success Over Character DevelopmentThere's nothing wrong with wanting your children to succeed in school and in life, but academic or career accomplishments should never come at the cost of neglecting their hearts. Investing in your child's character, through time, guidance, and godly instruction, often requires less money but more intentional effort. And in the end, it matters far more.5. Overcompensating for What You Didn't HaveIf you lacked certain things growing up, it's natural to want your kids to have more. Whether it was a nicer bike, newer clothes, or a first car, those memories can shape how you respond as a parent. But giving in to every request—even on credit—can backfire. Love doesn't always mean saying “yes.” Sometimes it means exercising the wisdom to say “not right now.”6. Forgetting the Value of Doing WithoutNot getting what you wanted as a kid may have helped you grow. Maybe you learned creativity, resilience, or the value of work through those experiences. Don't rob your children of the same opportunity. Saying no might actually prepare them better for life than always saying yes.Loving your children doesn't mean giving them everything. It means stewarding your finances in a way that honors God and serves your family's long-term well-being. Avoiding debt is one of the best gifts you can give your children—it provides stability, models wisdom, and frees your family to give generously.On Today's Program, Rob Answers Listener Questions:I called about our whole life insurance policy. We've paid for 10 years and only have 19,000 saved with a 150,000 death benefit. My husband provides most of our income.What is the best first credit card for my college-aged daughter?Can I work and collect my full Social Security, or is there a wage cap that I need to worry about? I am 66 years old.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Money SolutionsThe Institute for Christian Financial Health6 Things That Can Lead Loving Parents Into Debt by Dr. Art Rainer (FaithFi.com Article)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textMastering Technology and Mobility Expense Management with Jared ParkerIn this engaging episode of 'The Wireless Way,' host Chris Whitaker welcomes Jared Parker from One Source. They delve into Technology Expense Management (TEM) and Managed Mobility solutions, detailing how these services can streamline operations and optimize costs. Jared highlights the importance of visibility into expenses, the integration of wireless management, and shares insightful strategies for partners to add value and trust in client relationships. Tune in for actionable advice on leveraging TEM and mobility to enhance business efficiency.00:00 Introduction and Guest Introduction02:13 Jared Parker's Career Journey03:32 The Science and Art of Marketing10:33 Mentorship and Patience in Career Growth18:52 The Evolution of the Channel21:54 Embracing Change in Business Relationships22:49 Challenges in Scaling Family-Owned Businesses24:07 The Importance of Trust in the Industry25:09 Shifting from Direct to Channel Sales26:01 The Role of General Practitioners and Specialists26:50 Encouraging Partners to Expand Their Offerings29:41 Technology Expense Management (TEM) Trends34:52 The Complexity of Mobility Management42:26 BYOD and Corporate Device Management45:05 Final Thoughts and Parting WordsMore about JaredMore on OnesourceSupport the showCheck out my website https://thewirelessway.net/ use the contact button to send request and feedback.

Andy and Randy talk about Greg Sankey's comments at the SEC's Annual Meetings and how he's not the guy to lead College Football into the next era.

A full recap and look-back with takeaways, lessons learned (and a breakdown of expenses) of the amazing weekend that was…Web Designer Pro's first in person event conference WDP CON 2025!!Go to the full post with pictures, video embeds and more here:https://webdesignerpro.com/wdpcon2025Watch the highlight reel here:https://www.youtube.com/watch?v=vKg3eMUEA_E

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Yield-bearing stablecoins have had decent growth, now topping $6 billion in supply and paying out nearly $600 million to users, according to data from Stablewatch. But just as these products go mainstream, the U.S. Senate is moving forward with a stablecoin bill that could ban them outright in America. In this episode, NYU professor and Zero Knowledge Consulting founder Austin Campbell joins Laura to break down: Why yield-bearing stablecoins are under fire in Washington Why Dems are pushing for the ban and who stands to benefit How this bill could give foreign issuers an edge over U.S. ones Whether yield-bearing stablecoins are securities under U.S. law And what the future holds for projects like Ethena, Sky, and others Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com Thank you to our sponsors! Bitkey: Use code UNCHAINED for 20% off Focal by FalconX Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Unchained:  How the Senate Stablecoin Bill Enriches Corporations at the Expense of Consumers Stablecoin Bill Passes Key Hurdle: Dems Join GOP to Deliver a Crypto Win Tether in the Clear? Yes, Under This New Republican-Led Senate Stablecoin Bill Stablecoin Bill Stalls in Senate as GOP Cries Foul Over Dem Resistance Timestamps: 0:00 Introduction

NEWS: 'Reconciliation should not be done at the expense of the law' | May 22, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Al & Jerry: Does Al have to pay for the show dinner and can he expense it? --plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Al & Jerry: Does Al have to pay for the show dinner and can he expense it?  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

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Smarter Spending for Bigger Profits with Larry Levine of P3 Cost AnalystsIn this episode of The Thoughtful Entrepreneur, host Josh Elledge talks with Larry Levine, Business Owner and Expense Reduction Consultant at P3 Cost Analysts. With decades of experience helping organizations reduce indirect expenses, Larry shares expert insights on cost-saving strategies that every business owner should be applying—especially in today's economy. If you want to boost your bottom line without generating more revenue, this episode is for you.From Mountain Trails to Margin Gains: Why Preparation MattersLarry starts the conversation on a light note—recounting his hiking adventures, including a trip to the Dolomites in Italy. His love of hiking isn't just a hobby; it parallels his approach to business: prepare, acclimate, and execute with intention. Just like you wouldn't climb a mountain without a plan, Larry emphasizes that business owners need a clear strategy for managing and optimizing expenses.That preparation becomes even more important when dealing with indirect costs—like utilities, telecom, waste management, and property taxes—that many business owners mistakenly treat as fixed. Larry encourages entrepreneurs to shift their mindset: many of these costs are negotiable, and reducing them can significantly impact overall profitability.His firm, P3 Cost Analysts, helps business owners uncover savings through a thorough discovery and audit process. And the best part? Their services are contingency-based—you only pay if savings are identified.About Larry LevineLarry Levine is an Expense Reduction Consultant with over 35 years of industry experience across high tech, home care, and indirect spend consulting. He has worked with individuals, SMBs, and Fortune 100 executives, delivering expense reduction strategies that improve mid-line cost controls and bottom-line profitability. Larry's nationwide clients span a wide range of industries including healthcare, manufacturing, real estate, restaurants, education, and hospitality. Outside of work, he's an avid hiker, mountain and road biker, and passionate foodie.About P3 Cost AnalystsP3 Cost Analysts is a national cost reduction consulting firm specializing in uncovering hidden savings in areas like waste management, telecom, utilities, property taxes, and more. Since 1991, P3 has helped thousands of clients—from healthcare and hospitality to retail and franchise groups—optimize expenses and increase profitability. Their contingency-based model means you only pay when you save.Links Mentioned in this Episode:Larry Levine on LinkedInP3 Cost Analysts WebsiteEpisode Highlights:Why businesses should prioritize managing expenses as much as revenueWhich indirect costs (like utilities and waste) are most negotiableHow P3 Cost Analysts delivers results without upfront feesReal-world savings: How one client cut waste expenses by 75%The steps of an effective cost audit—from discovery to implementationConclusionLarry Levine offers a masterclass in proactive expense management—reminding business owners that profitability isn't just about growth; it's...

Are you holding your firm back by being too frugal with your business tools? Many law firm owners fall into the trap of cutting corners on essential tools, forcing their teams to cobble together inefficient processes that ultimately create drag throughout the entire organization.   In this episode, Melissa explains the difference between “expense thinking” and “investment thinking.” Expense thinking focuses on saving money right now, keeping firms stuck in reactive survival mode. Investment thinking, by contrast, considers what the business needs to operate at a high level both today and in the future.   Get full show notes, transcript, and more information here: https://www.velocitywork.com/310

Strategic partnerships in staffing aren't just a support tool—they're a vital growth engine for firms looking to scale in today's competitive landscape. In this episode, Brad Bialy sits down with Kendra Cato, Director of Strategic Partnerships at Advance Partners, to discuss the mindset shift required for staffing firms to treat collaboration not as a luxury, but as a strategic necessity. With economic uncertainty, candidate shortages, and cautious clients, many staffing owners default to operating in silos. Kendra challenges this approach with real-world examples, outlining how early and intentional collaboration unlocks faster scaling, stronger client outcomes, and a competitive edge. Expect to Learn: Why strategic partnerships must start from day one How to find true alignment with vendors and industry collaborators The pitfalls of not checking in regularly with your partners When to reassess your partnerships—and how to know you've outgrown them Why data storytelling matters in executive-level communications Chapters and Key Moments: [00:22] The Mindset Shift: From Scarcity to Abundance [02:17] Why Collaboration Should Start on Day One [03:52] Finding a Growth Engine Through Partnerships [05:03] What Makes a “True” Strategic Partner [06:43] The Balance of Responsibility in Partnerships [09:08] The Ideal Kickoff Call [13:10] How Often to Check In with Strategic Partners [16:18] Knowing When to Change Partners [20:04] Overcoming the “First Service” Label [22:33] How to Find the Right Partner Without Attending Conferences [24:47] Investment vs. Expense in Strategic Partnerships [26:10] Should Your Partner Be Local or National? [29:18] The Importance of Community and Networking   About the Speakers: Brad Bialy is host of Take the Stage and InSights, two of the leading podcast for the staffing industry, presented by Haley Marketing. He has a deep passion for helping staffing and recruiting firms achieve their business objectives through strategic digital marketing. For over a decade, Brad has developed a proven track record of motivating and educating staffing industry professionals at over 100 industry-specific conferences and webinars. As a visionary leader, Brad has helped guide the comprehensive marketing strategy of more than 300 staffing and recruiting firms. His keen eye for strategy and delivery has resulted in multiple industry award-winning social media campaigns, making him a sought-after expert and speaker in the industry. Kendra Cato is a dynamic staffing industry thought leader and business influencer known for her ability to build meaningful connections between people and organizations. With nearly 20 years of experience in strategic planning, sales, marketing, and research, her experiences in staffing technology have made her keenly aware of the importance of people and technology in driving business development. Kendra is currently the Director of Strategic Partnerships at Advance Partners where she works closely with the company's leadership and sales team to build holistic relationships across the industry and help staffing firms grow. Kendra is also a thought leader, speaker, and co-author of "Together We Rise." She is one of the founding members of Women of Color in Staffing, an organization committed to making the staffing industry more accessible, fulfilling, and lucrative for female leaders.   Offers Heard in this Episode: 30 minutes of strategic marketing consultation with Brad Bialy: https://bit.ly/Bialy30 Special Offers! Our Best Savings of 2025: https://bit.ly/bialyoffer  

Ever feel like money is a never-ending game of not enough? Today, we're rewiring that thinking. Our special guest, Leisa Peterson—author of The Mindful Millionaire and now The Money Catalyst—joins us to talk about abundance, scarcity, and how to stop living life like you're budgeting for armageddon. (Hint: It's okay to order the nice wine now.) Joe Saul-Sehy and OG also shine a light on the resurgence of alternative investments. Is it innovation... or just Wall Street's way of sneaking in high fees through the back door? Plus, we roll into Doug's trivia, a TikTok Minute that flips the script on a certain “draft pick,” and, of course, a few stories that prove—yet again—that golf is no game for the frugal. “Am I YOLO-ing or just broke?” Why framing matters more than frugality From scarcity to satisfaction: How one moment in Paris changed Leisa's relationship with money You call that a tip? The surprisingly deep conversation behind street musicians, champagne, and generosity Alternative investments are back (again?) Why your advisor might pitch you on ditching the market... and why you should think twice Personal growth through fiction: Leisa's surprising journey from nonfiction burnout to a book that might just fix your wallet and your heart When the camel arrives with a skeleton on its back: Doug's trivia gets weird (and somehow financial) TikTok Minute: What happens when a 50-year-old thinks he just got drafted into the NFL OG's rule of thumb: Volatility isn't the villain—it's the entrance fee

Erick Fedde, a former 1st Round pick for the Nats in 2014, shutout his old club on Friday night in D.C in the Cardinals 10-0 victory. Mark & Al evaluate Fedde's masterpiece, where he only gave up six hits on 109 pitches. This is the second time Fedde dominated his original team as he did so last May in a seven inning effort for the White Sox. (12:05) While we are here, Patrick Corbin threw a good outing on Friday night for Texas. Corbin has a ERA of 3.13 for the Rangers this season and Mark tries to lend an explanation for the better numbers this season. (17:30) Mitchell Parker had a third consecutive poor start as only has lasted four innings. Parker had immediate trouble as he walked the first two St. Luis batters he faced and both came across to score that frame. (26:40) The relief pitching struggled again and after the game Lucas Sims was released. Sims only recorded two outs in the top of the 8th and issued four walks that led to three Cardinal runs. He leaves his brief time with the organization with a 13.86 ERA.

Plus AI Brings Back Murder Victim Like this? Get AIDAILY, delivered to your inbox, 3x a week. Subscribe to our newsletter at https://aidaily.usAI Chatbots: Flattering Users at the Expense of TruthA recent update to ChatGPT made it overly flattering, endorsing even ill-conceived ideas. This behavior stems from Reinforcement Learning from Human Feedback (RLHF), where AI models learn to please users, sometimes sacrificing accuracy. The article argues that such sycophantic tendencies mirror social media's echo chambers, suggesting AI should serve as a tool for exploring diverse knowledge rather than merely affirming user biases.AI Brings Murder Victim's Voice to Courtroom in Unprecedented Legal MomentIn a groundbreaking Arizona case, AI technology enabled the late Christopher Pelkey to deliver a victim impact statement at his killer's sentencing. Pelkey's sister used AI to recreate his voice and likeness, allowing him to express forgiveness and reflect on life. The judge acknowledged the statement's impact, sentencing the defendant to 10.5 years. This marks a significant moment in the integration of AI into the legal system.MIT's AI Model Predicts 3D Genome Structures in MinutesMIT chemists have developed a generative AI model that rapidly predicts the 3D structure of the human genome from DNA sequences. This innovation allows for the generation of thousands of chromatin conformations in minutes, significantly accelerating genomic research. The model's predictions closely match experimental data, offering a powerful tool for understanding gene regulation and cellular function.AI Isn't Replacing Your Job—It's Replacing Your BossAI is reshaping the workplace by automating middle management tasks like scheduling, reporting, and decision-making. Tools such as virtual assistants and chatbots now handle up to 69% of managerial duties, streamlining operations and reducing bureaucracy. This shift empowers frontline employees while diminishing traditional supervisory roles.I Tried an AI Aging App—And It Wasn't as Bad as I ThoughtA CNET writer tested an AI-powered aging app to see a glimpse of their future self. The results were surprisingly realistic and less unsettling than anticipated. While the app offered a fun and insightful look into potential aging, it also sparked reflections on the emotional implications of visualizing one's future appearance.Sam Altman Warns Congress: Overregulating AI Could Undermine U.S. LeadershipIn a recent Senate hearing, OpenAI CEO Sam Altman cautioned that excessive AI regulation might hinder the United States' competitive edge, particularly against China. This marks a shift from his earlier stance advocating for stringent oversight. Altman emphasized the need for balanced policies that foster innovation while addressing potential risks associated with AI technologies.

In this episode, Robert Mandelbaum, Research Director at CBRE Hotels, shares how to identify and focus on what you can directly influence in the hotel business to achieve better results.Also see:Meet Robert Mandelbaum: The Man Who Turns P&Ls into PlaybooksUnderstand Your P&L to Boost Profits and Accelerate Your Career A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands

In this episode, Ron Apke is joined by his personal accountant, Ashish Acharya, to break down everything land investors need to know about taxes and how to legally minimize your tax bill. Whether you're just getting started in land flipping or already scaling your business, this is a must-watch conversation that could save you tens of thousands in taxes every year.They cover key questions like: Should you get an LLC? When do you switch to an S-Corp? Plus, they explain how reinvesting your land profits into other real estate (like short-term or long-term rentals) could save you up to $100K in taxes.If you're flipping land and not thinking about taxes, you're doing it wrong.================================ 

In times of trial and difficulty, Christians may be tempted to doubt God's love for them. Today, Derek Thomas shows how, in Christ, we see the extravagant love that the Lord bestows on His people, no matter the cost. Get Derek Thomas' teaching series Romans 8 on DVD, plus lifetime digital access to all 12 messages and the study guide, for your donation of any amount. We'll also send you his book How the Gospel Brings Us all the Way Home: https://gift.renewingyourmind.org/3980/donate   Live outside the U.S. and Canada? Request digital access to the Romans 8 teaching series and study guide, plus the ebook by Dr. Thomas, for a gift of any amount: https://www.renewingyourmind.org/global   Meet Today's Teacher:   Derek Thomas is a Ligonier Ministries teaching fellow and Chancellor's Professor of Systematic and Pastoral Theology at Reformed Theological Seminary.   Meet the Host:   Nathan W. Bingham is vice president of ministry engagement for Ligonier Ministries, executive producer and host of Renewing Your Mind, and host of the Ask Ligonier podcast. Renewing Your Mind is a donor-supported outreach of Ligonier Ministries. Explore all of our podcasts: https://www.ligonier.org/podcasts

Hosted By: Charles Curry CFP® & Joe Bert CFP® Charles Curry CFP® and Joe Bert CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to:  1-844-220-0965 Charles@FinancialGroup.com •  Joe@FinancialGroup.com   The post Saving for College: What's the best way to plan for this large expense? appeared first on On The Money Podcast.

Money management doesn't have to feel restrictive or complicated. In this episode, I share 9 practical financial behavior hacks that have transformed my relationship with money and can help make your finances simpler too. Highlights: Why matching your budget to your actual environment is crucial for financial success The "lazy gal budget" method that eliminates mental gymnastics around spending The power of having small financial goals to guide your decisions Finding the "yes" when you have to say no to yourself financially Mentioned in this episode: Expense streamlining calculator: buymeacoffee.com/thebrokegen/e/310925 Melbourne Style and Spending event tickets: https://www.trybooking.com/events/landing/1379832?embed Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Radio personality Dave Ramsey is a huge name in the personal finance niche. While he's celebrated for helping countless listeners take control of their finances, many of his recommendations have sparked debate within the financial planning community.  I'm going to break down six of the most controversial opinions promoted by Ramsey, including advice on retirement withdrawals, debt payoff strategies, Roth accounts, investing approaches, mortgages, and the use of credit cards. I will also weigh up the pros and cons of Ramsey's methods, highlighting where they might help and where they might hinder your journey towards a successful retirement.  Whether you're a Dave Ramsey fan or just curious about best practices for financial wellness, this episode offers a thoughtful, practical take on some hotly contested money moves. You will want to hear this episode if you're interested in... [0:00] Exploring Dave Ramsey's financial advice and when it might not work for you. [07:07] Contribute to your retirement plan to at least match company contributions while managing high-interest debt. [09:07] Prioritize pretax 401(k) contributions for potential tax savings and growth, especially for high earners and those nearing retirement. [13:57] Some active funds may outperform the market, but it's challenging. Paying off all debt immediately may not always be ideal. [17:43] The problem with cash or debit use and envelope budgeting to control spending and avoid debt. [20:11] Limiting credit card use could cause missed benefits. Debunking Controversial Dave Ramsey Financial Advice In the world of personal finance, few names are as recognized as Dave Ramsey. He's helped countless listeners reclaim control of their money, but not all his advice sits comfortably with financial professionals. This week, I'm exploring several of Ramsey's most controversial recommendations, offering candid insight into where these strategies may fall short for those planning a secure retirement. 1. The 8% Retirement Withdrawal Rule is Riskier Than It Seems Dave Ramsey suggests that retirees can safely withdraw 8% of their portfolio annually. He justifies this by assuming long-term market returns of 11-12%. The problem is that average long-term returns are generally projected in the 6-8% range, and those figures often require heavy equity exposure, something unsuitable for most retirees due to the risk of major market downturns. The more widely accepted “safe withdrawal rate” is between 4 and 5%, supported by decades of research. Relying on Ramsey's higher figure may rapidly deplete retirement savings, especially during bear markets. Retirees should consider their investment mix and plan for longevity, erring on the side of caution to avoid outliving their assets. 2. Pay Off Debt, But Not at the Expense of Retirement Savings One of Ramsey's hallmark principles is eliminating all debt before focusing on retirement contributions. While high-interest debt like credit cards should indeed be a priority, neglecting retirement savings, especially employer-matched 401(k) contributions, means missing out on invaluable compounding growth and free money from your employer. Ideally, individuals should strive for a balanced approach: aggressively tackle high-interest debt while contributing enough to their workplace retirement plan to secure the full employer match, and, if possible, work towards saving 10-20% of salary for retirement. 3. All Roth, All the Time? Not Necessarily Ramsey strongly favors Roth accounts for retirement savings, arguing that after-tax contributions and tax-free withdrawals offer valuable benefits. While Roth accounts can be powerful, particularly for young savers or those in lower tax brackets. For higher earners, often in their peak earning years, the upfront tax deduction of pre-tax 401(k) or IRA contributions can provide meaningful savings. Since many retirees drop into a lower tax bracket after leaving the workforce, traditional accounts can be more tax-efficient for certain households. Morrissey advises tailoring the choice to individual circumstances, considering both current and expected future tax rates. 4. Active vs. Passive Investing Ramsey promotes active mutual fund management and even suggests that up-front mutual fund commissions are worthwhile. In the last decade, though study after study has shown that most active fund managers fail to outperform inexpensive index (passive) funds after fees. With some actively managed mutual funds charging fees of over 1%, the compounding effect of those costs can dramatically diminish returns over decades. Passive investing, through low-cost index funds, allows investors to keep more of their money and often experience better outcomes. The same is true for mutual fund commissions; with so many no-load, low-fee options available, there's little justification for paying unnecessary charges. 5. Mortgage Payoff Strategies Ramsey encourages paying off all debt, including mortgages, as quickly as possible and recommends only taking out 15-year mortgages. While debt freedom is a worthy goal, for many, low-interest mortgage debt (especially at rates under 5%) isn't necessarily worth rushing to eliminate. Investing surplus funds in the stock market historically yields higher returns than today's mortgage rates. Additionally, restricting home purchases to what's affordable on a 15-year mortgage makes homeownership unattainable for many. It's more beneficial to keep total debt payments below 35% of gross income and focus on long-term wealth accumulation. 6. Ditching Credit Cards? Ramsey's final controversial opinion is to avoid credit cards altogether and rely instead on cash or debit. While this is a great strategy for habitual overspenders or those burdened by credit card debt. However, for disciplined users, credit cards offer valuable perks, such as travel rewards and cash back, often up to 2% or more. These rewards, when paired with responsible habits (paying off balances monthly), can add up to significant savings without the risk of debt. Dave Ramsey has helped millions move toward better financial habits, but some of his advice may not serve everyone equally well. There's no one-size-fits-all approach to money. Evaluating your financial landscape and consulting with a fiduciary professional are key steps toward making smart choices that truly align with your goals and circumstances. Resources Mentioned Dave Ramsey's Website A Total Money Makeover by Dave Ramsey Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

Thank you so much for listening to the Bob Harden Show, celebrating nearly 14 years broadcasting on the internet. On Friday's show, we visit with Senior Legal Fellow with Pacific Legal Foundation William Yeatman about developments in Trump's legislative agenda, and the expansion of energy production on public lands. We visit with the Producer of “Undoctrination” for FEE.org Maggie Anders about this new podcast and about the reduced global interest in growing families. We visit with the Editor in Chief of Cybernews about the growing threat and expense of text and email scams. We also visit with Professor Larry Bell about the obstruction of federal courts and the “deep state” in advancing Trump's agenda. We have terrific guests on Monday's show including historian Marc Schulman, columnist Jon Miltimore, and author Jim McTague. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.

Talking through Ben's article on Apple and the Ghosts of Companies Past, including Apple's religious commitment to privacy, untapped platform potential in AI, parallels to Intel, and why Tim Cook is probably the wrong CEO to undertake the cultural shifts today that may be required for the company to thrive tomorrow. At the end: An AppleTV+ public service announcement.

Send us a textFinding Money in Mobility: A Strategic Approach to Managed Services with DatapriseIn this special episode of the Wireless Way, the host welcomes guests Chaz from Dataprise and John Gonzalez. They discuss the expansion and growth of Dataprise, the importance of travel in business, and their roles at the company. The conversation includes an update on John's personal achievements and travels, as well as Chaz's introduction of the 'PB&J pitch' for business resiliency, combining cybersecurity and disaster recovery as a service. The episode further delves into the 'trifecta' of solutions offered by Dataprise: savings in cybersecurity insurance, Azure optimization, and Managed Mobility services. The guests explain how these solutions can save companies money and optimize resources, emphasizing the importance of managing mobile devices better. They also highlight the benefits of asking additional questions to uncover potential savings in organizations. The episode encourages partners to explore these new opportunities for added revenue through Dataprise's comprehensive service offerings.00:00 Introduction and Guest Welcome00:19 John's Update and Personal Life01:59 Chaz's Introduction and Role03:26 The Peanut Butter and Jelly Pitch04:55 Importance of Mobile Device Management07:35 The Trifecta of Found Money13:18 Managed Mobility Services Explained16:31 Partner Success Stories and Final Thoughts22:26 Conclusion and FarewellMore about JohnMore about ChazMore on DatapriseSupport the showCheck out my website https://thewirelessway.net/ use the contact button to send request and feedback.

It's easy to grouse about "NIMBYism" in situations where organized neighbors push back against "progress," but in the case of Atlanta's Amsterdam Walk, the neighbors weren't against sensible development of a nearby commercial lot; in fact, they supported zoned usage. Instead, they were steamrolled by city council (with the mayor's blessing) and Portman Holdings, who now has the go-ahead to cram 1100 apartments and 1400-plus parking spaces and retail onto a parcel of land with but one two-lane connection to an already over-trafficked four lane corridor. Oh and the prospects of rail transit for the foreseeable future were crapped on by said mayor weeks ago.Joining me to discuss the varying impacts of a development of that size ... from traffic to quality of life to even air quality ... is Charlie Kaften with A Better Amsterdam Walk.

Don flies solo on this episode of Talking Real Money, fielding calls and calling out the nonsense in fancy investment gimmicks. From market-neutral funds to buffered ETFs, he lays out the case for simplicity, diversification, and discipline over complexity and high fees. Along the way, he compares real-world returns of flashy funds to the humble Vanguard Balanced Index, explains the math behind risk and reward, and gently teases listeners dabbling in covered calls and premium farming. With real estate worries, Schwab steak dinners, and Tesla bulls turned cautious, this episode is classic Don: blunt, funny, and laser-focused on keeping it real… money. 0:04 Friendly welcome and a call for co-hosting help as Don flies solo 1:16 Call-in number shared, and Don apologizes for occasionally sounding political 3:01 Markets are volatile—skip the politics, let's talk practical moves 3:59 Media fear-mongering and the pitch for “alternatives” 5:13 Barron's & WSJ pitch fancy stuff—Don calls it gimmickry 7:15 Long-term market history shows why patience wins 8:54 The Campbell Systematic Macro Fund vs Vanguard Balanced Index 11:20 Comparing performance, risk, and costs—spoiler: Vanguard wins 12:45 Complexity benefits salespeople, not investors 13:33 Jim from Tacoma asks about “buffered ETFs” 14:02 Don explains buffered ETFs, costs, and gimmick risk 16:23 The danger of complex products with little upside 17:41 Expense ratios and risk in buffered funds vs Vanguard again 19:34 Greg from Florida gets pitched “Schwab Personalized Indexing” over grouper 22:15 Direct indexing: useful, but only for big portfolios 23:20 Planning is more powerful than piecemeal strategies 25:58 High costs, tax strategies, and why a real plan matters 28:00 Laura in Olympia asks about selling her home to retire 29:24 Market timing fears and the power of diversification 30:59 Passive income myth and the burden of managing property 31:56 Adjusting risk with age and leaning on fiduciary advice 33:14 Real estate market is strong—Don gives Laura confidence 34:34 Jason from Sammamish—the “Tesla Bull”—asks about premium farming 36:01 Writing covered calls to buy into VONG—Don offers cautious perspective 37:51 Don's stockbroker days and every strategy eventually failing 39:09 Covered calls as fun, not a serious strategy—Don doesn't want copycats 39:52 Don signs off with a reminder: invest simply, plan wisely, and stop guessing Learn more about your ad choices. Visit megaphone.fm/adchoices

UM System President Mun Choi signed an executive order last month outlining a process for law enforcement compliance. It was passed as Immigration and Customs Enforcement, or ICE, agents are going to campuses around the country to detain those whose speech the Trump administration disagrees with. Aminah Jenkins reports on how the UM policy works for both staff and students.

In this episode of Talking Real Money, Don McDonald and Tom Cock discuss practical strategies for navigating recessions without panic or unnecessary market timing. They critique the constant, fear-driven speculation around economic downturns and emphasize maintaining a disciplined, long-term approach. Highlighting actual investor behavior from Dalbar studies, they explain why market timing almost always results in poorer returns. Tom humorously criticizes aggressive pickup truck drivers and touches on avoiding common recession-investing mistakes, advocating instead for careful asset allocation, understanding emotional risk tolerance, and maintaining a sensible emergency fund. Listener questions prompt discussions on treasury ladders versus bond funds, the impact of expense ratios, and effective short-term cash management. 0:10 Surviving and thriving during recessions 0:26 Probability of recession discussions 1:04 Don criticizes recession scare tactics 1:46 Humorous digression about pickup trucks 2:49 Audience wants solutions, not problems 3:48 Avoiding common recession investing mistakes 4:39 Wall Street Journal example of market timing errors 5:29 Importance of emergency cash for retirees 6:04 Risk versus loss in investing 6:28 Understanding emotional risk tolerance 8:01 Critique of Wall Street's short-term focus 8:36 Long-term investing approach regardless of recession 9:01 Dalbar study reveals poor market-timing results 10:51 Long-term Dalbar investor returns vs. market returns 13:09 Humorous tangent on global population 13:44 Listener questions segment begins 14:33 Discussing asset allocation and bond fund concerns 16:18 Bond ladder vs. bond fund debate 17:20 Examining long-term bond fund returns 18:09 Benefits and drawbacks of bond funds 19:28 Comparing money market fund options (DTAXX) 21:06 Expense ratios significantly impact returns Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Larry Levine discusses the importance of real estate expense management, focusing on indirect vendor overcharges and how they can significantly impact profitability. He shares his background in the industry, the role of auditors in negotiating costs, and the common challenges property owners face in managing these expenses. Levine emphasizes the need for education in understanding that many costs are negotiable and offers insights into how his company can assist real estate investors in reducing their expenses.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

My guest is Dr. Mark Hyman, M.D., a physician and world leader in the field of functional medicine. We discuss a systems-based framework for diagnosing and treating the root causes of disease, rather than simply managing symptoms. We also cover cutting-edge health and longevity tools such as peptides, NAD/NMN, exosomes, proactive blood testing and cancer screening, as well as nutrition, supplementation, detoxification, and strategies for addressing specific diseases and health challenges. This discussion will benefit anyone seeking to improve their vitality or combat specific health concerns. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Joovv: https://joovv.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman ROKA: https://roka.com/huberman Timestamps 00:00:00 Dr. Mark Hyman 00:01:48 Functional Medicine, Chronic Fatigue Syndrome, Mercury; Systems Medicine 00:08:51 Metabolic Psychiatry; Medicine, Creating Health vs Treating Disease 00:12:19 Sponsors: Joovv & Eight Sleep 00:15:06 Wholistic View of Body, Root Causes 00:19:48 Medicine & Research; “Exposome”, Impediments & Ingredients for Health, Whole Foods 00:26:30 Seed Oils, Starch & Sugar, Ultra-Processed Foods; Obesity Rise 00:36:27 Sponsors: Function & ROKA 00:40:05 Tool: Ingredients for Health, Personalization; Multimodal Approach 00:46:25 Essential Supplements, Omega-3s, Vitamin D3, Multivitamin, Iodine, Methylated B12 00:56:54 Supplements & Traditional Medicine; Limited Budget & Nutrition 01:02:54 Air, Tool: Air Filters; Tap Water Filter; Tool: Health, Expense & Whole Foods 01:09:03 Food Industrialization, Processed Foods 01:14:23 Sponsor: AG1 01:16:18 Declining American Health & Nutrition, Politics, MAHA 01:26:03 Toxins, Food Additives, Generally Recognized As Safe (GRAS) 01:29:25 SNAP Program & Soda, Food Industry & Lobbying 01:36:58 Big Food, Company Consolidation, Nutrition Labels 01:44:21 GLP-1 Agonists, Doses, Risks; Food as Medicine, Ketogenic Diet 01:51:29 Cancer, Diets & Alcohol 01:54:03 Blood Markers, ApoB, Cholesterol, Tool: Test Don't Guess, Individualization 02:02:54 Mercury; Tool: Detoxification, Sulforaphane, N-Acetylcysteine (NAC) 02:04:56 Endocrine Disrupting Chemicals, Fertility, Tool: Hormone Panels; Heavy Metals 02:11:36 Upregulate Detox Pathways, Gut Cleanse, Tools: Cilantro Juice, Fiber 02:17:08 Peptides, PT-141 (Vyleesi), BPC-157, Thymosin Alpha-1; Risks, Cycling 02:22:03 Cancer Screening, Data & Personalized Health; Alzheimer's Disease 02:30:45 Longevity Switches, NAD, NMN; Exosomes, Stem Cells 02:39:50 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures

Before making a big purchase or financial change, try living like you've already made it—for at least three months. This simple practice helps you adjust to new expenses, identify what's truly essential, and build savings in the process. It's a powerful way to test decisions with real-world impact—before you're locked in. Resources: Annette Montgomery, practicing LMT in Indiana and founder of Bolstered, a virtual support community for Massage Therapists Find more about Annette at www.annettemontgomery.org and on Instagram at @the_annettemontgomery    Host: Allissa Haines is a practicing massage therapist and business owner and columnist for Massage & Bodywork magazine. You can find her building a community of massage therapists at deepbreathdigital.com   Author links:   Website: www.deepbreathdigital.com  

Part Two: Matthew remembers the snow job of “The Sound of Music.” Also: more on Sophie Scholl, introducing the Edelweiss Pirates, the “adult gaze”, what trusting kids means, notes from Emma Goldman and Janusz Korczak, and excerpts from a poem by Aku Päiviö, father of Jules, who traveled from Northern Ontario to Spain in 1937 to volunteer in the International Brigade. ____ When fascism rises, and some young people are drawn into its orbit, because everyone from Jordan Peterson to Andrew Tate has figured out how to exploit resentment at the failures of capitalism, we have an opportunity to give our kids a lot more than moralistic calls for a return to normalcy, compliance, warnings about screen time, striving to be better students, doing more sports, and not making too much of a ruckus.  The kind of parenting that limits itself to restoring the status quo for younger people in an age of fascism is not engaged parenting.  It's not enough to be a good boy or girl. Antifascism takes more than that. Show Notes Op-ed: Try again, President Kumar: Renewing calls for Tufts to adopt March 4 TCU Senate resolutions  Death toll since Israel's aggression on Gaza on October 7 rises to 31,819 (March, 2024)  Austerity Has Always Been a Project to Empower Capital at the Expense of Workers  It's Not Them; It's Us: Thoughts on the Show Adolescence Adolescence is a really well made depiction of misogyny that fails to critique it | by Mallory Moore | Mar, 2025 Netflix's ‘Adolescence' Taps Into the Latest Moral Panic    Jonathan Haidt's Claims On Kids & Tech Crumble Under Scrutiny From Top Expert, Candice Odgers | Techdirt  UK government's own estimate says welfare cuts to push 250,000 into poverty | Reuters Labour's cuts to PIP will drag a quarter of a million people into absolute poverty, DWP figures show – Disability News Service 55: Games Against Humanity (w/ Thi Nguyen) — Conspirituality 207: Gaming Realities (w/Thi Nguyen) — Conspirituality   Reminder to the media: Research video games before reporting on them  Out of the Ruins:The Emergence of Radical Informal Learning Spaces Anarchist Education and the Modern School: A Francisco Ferrer Reader  The People's Republic of Neverland: The Child versus the State   Raising Free People: Unschooling as Liberation and Healing Work Teaching Resistance: Radicals, Revolutionaries, and Cultural Subversives in the Classroom TRUST KIDS! Stories on Youth Autonomy and Confronting Adult Supremacy Refusing Complicity: The Bravery of Sophie Scholl - Radical Tea Towel Sophie Scholl and the youth resistance against the Nazis – DW – 02/22/2023 The majority of news influencers are conservative men, study finds  An Unclaimed Country: The Austrian Image in American Film and the Sociopolitics of The Sound of Music  The politics of The Sound of Music | Peter Levine  Edelweiss Pirate Walter Mayer The Edelweiss Pirates: A Story of Freedom, Love and Life Walter Meyer describes his 1943 trial for looting, and the impact of his role in the Edelweiss Pirates on the sentence he received | Holocaust Encyclopedia The Edelweiss Pirates The Child and Its Enemies | The Anarchist Library —Emma Goldman DECLARATION OF CHILDREN'S RIGHTS—Janusz Korczak  The King of Children: A Biography of Janusz Korczak - Betty Jean Lifton Sophie Scholl – The Final Days Remember the Mac-Paps - rabble.ca  The Canadians In The Spanish Civil War  'Gentleman Jules' lived for just causes | Sudbury Star  Poetry – Friends and Veterans Learn more about your ad choices. Visit megaphone.fm/adchoices

But the parents? Meh.  When fascism rises, and some young people are drawn into its orbit, because everyone from Jordan Peterson to Andrew Tate has figured out how to exploit resentment at the failures of capitalism, we have an opportunity to give our kids a lot more than moralistic calls for a return to normalcy, compliance, warnings about screen time, striving to be better students, doing more sports, and not making too much of a ruckus (as Marco Rubio calls it).  The kind of parenting that limits itself to restoring the status quo for younger people in an age of fascism is not engaged parenting.  It's not enough to be a good boy or girl. Antifascism takes more than that. In this Part One, Matthew previews our main feed discussion of Adolescence (coming this Thursday), parses a speech by Gareth Southgate, wonders why Jonathan Haidt knows nothing about gaming, and remembers Sophie Scholl.  Show Notes Op-ed: Try again, President Kumar: Renewing calls for Tufts to adopt March 4 TCU Senate resolutions  Death toll since Israel's aggression on Gaza on October 7 rises to 31,819 (March, 2024)  Austerity Has Always Been a Project to Empower Capital at the Expense of Workers  It's Not Them; It's Us: Thoughts on the Show Adolescence Adolescence is a really well made depiction of misogyny that fails to critique it | by Mallory Moore | Mar, 2025 Netflix's ‘Adolescence' Taps Into the Latest Moral Panic    Jonathan Haidt's Claims On Kids & Tech Crumble Under Scrutiny From Top Expert, Candice Odgers | Techdirt  UK government's own estimate says welfare cuts to push 250,000 into poverty | Reuters Labour's cuts to PIP will drag a quarter of a million people into absolute poverty, DWP figures show – Disability News Service 55: Games Against Humanity (w/ Thi Nguyen) — Conspirituality 207: Gaming Realities (w/Thi Nguyen) — Conspirituality   Reminder to the media: Research video games before reporting on them  Out of the Ruins:The Emergence of Radical Informal Learning Spaces Anarchist Education and the Modern School: A Francisco Ferrer Reader  The People's Republic of Neverland: The Child versus the State   Raising Free People: Unschooling as Liberation and Healing Work Teaching Resistance: Radicals, Revolutionaries, and Cultural Subversives in the Classroom TRUST KIDS! Stories on Youth Autonomy and Confronting Adult Supremacy Refusing Complicity: The Bravery of Sophie Scholl - Radical Tea Towel Sophie Scholl and the youth resistance against the Nazis – DW – 02/22/2023 The majority of news influencers are conservative men, study finds  An Unclaimed Country: The Austrian Image in American Film and the Sociopolitics of The Sound of Music  The politics of The Sound of Music | Peter Levine  Edelweiss Pirate Walter Mayer The Edelweiss Pirates: A Story of Freedom, Love and Life Walter Meyer describes his 1943 trial for looting, and the impact of his role in the Edelweiss Pirates on the sentence he received | Holocaust Encyclopedia The Edelweiss Pirates The Child and Its Enemies | The Anarchist Library —Emma Goldman DECLARATION OF CHILDREN'S RIGHTS—Janusz Korczak  The King of Children: A Biography of Janusz Korczak - Betty Jean Lifton Sophie Scholl – The Final Days Remember the Mac-Paps - rabble.ca  The Canadians In The Spanish Civil War  'Gentleman Jules' lived for just causes | Sudbury Star  Poetry – Friends and Veterans Learn more about your ad choices. Visit megaphone.fm/adchoices

Master the art of negotiation and unlock winning strategies in real estate investing with this transformative episode of the REI Mastermind Network! Join Brian Will, author, business consultant, and master negotiator, as he shares actionable insights on building generational wealth, scaling your business, and making smart investment decisions. Whether you're exploring multifamily assets, Section 8 opportunities, or expanding your investment portfolio, this episode is packed with value.Key Highlights:- Learn Brian Wills' 5 keys to business success and common pitfalls to avoid.- Discover negotiation tactics to secure the best deals every time.- Understand how to leverage data-driven insights to scale your business and real estate investments.- Explore strategies for creating unique value in competitive markets.- Get inspired by real-world examples of turning setbacks into opportunities.Connect with Brian Wills! Visit BrianWillMedia.com to explore his books, courses, and consulting services tailored to elevate your success in real estate investing and beyond.

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