Podcasts about Baby Steps

Dave Ramsey has helped millions of people take control of their finances—but does his advice make sense for physicians? In this episode of The Grow Your Wealthy Mindset, I break down where Ramsey's principles work and where they fall short for doctors. With our unique financial journey—years of training, six-figure student loan debt, and sudden income jumps—physicians need a more nuanced approach than blanket debt-aversion.From student loans and investing, to credit cards and retirement planning, I'll explain why following Ramsey's 7 Baby Steps might actually hurt more than help, especially if you're a physician working toward financial freedom.What You'll Learn in This Episode:Why debt isn't always bad—especially when it's funding an income-producing asset like a medical degreeThe ROI of student loans and how to decide if borrowing for education makes senseWhy Ramsey's strict “no credit card” rule isn't practical—or always smart—for physiciansWhy delaying retirement investing for student loan payoff can cost youSocial Security data source:Tamborini, Christopher R., ChangHwan Kim, and Arthur Sakamoto. 2015. Education and Lifetime Earnings in the United States. Demography 52: 1383–1407.  Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

Today’s Sponsor: Go to my sponsor https://venice.ai/nerdrotic and use code nerdrotic to enjoy private, uncensored AI. Using my code will get you 20% off aContinue reading

This week, I'm bringing back a listener's favorite from the archive while I'm on a summer break. Deirdre Wolownick joined me for a powerful conversation about courage and pushing past boundaries. This one's just as relevant now as it was then.  This episode originally aired as Episode 111 on September 28, 2022.   Everything is a choice. Dierdre Wolownick is an accomplished woman who speaks 8 languages, is a professor, published author and speaker, plays several instruments, founded and conducted the West Sacramento Orchestra. This is just the tip of the iceberg. She raised 2 ultra athletes, but never thought of herself as an athlete. Funny enough, a simple walk with her dog and conversation with her son, Alex Honnold, changed her life.  At 55, she began running, and has since done marathons, half-marathons and other races. At 59, she began rock climbing, and at 66, she became the oldest woman to climb Yosemite's iconic El Capitan. Last year, she celebrated her 70th birthday by going up El Cap again and camping on the summit. Whenever we feel that fear that's stopping us from getting what we want we can remind ourselves that our reaction to that fear is a choice… and that we never climb the mountain all at once… we do it 3 feet at a time… Babysteps are the key to doing anything you want to do.

Jacob is joined by Tofr from the Playlog Podcast to talk about Ape Out in anticipation of the upcoming Baby Steps! We also cover recent releases like Everdeep Aurora, Trash Goblin and Missile Command Delta in yet another indie round-up! You can find Tofr's socials, reviews and shows here! Find timestamps for this episode below: 0:00 - Intro 2:30 - Ape Out, Six Years Later 31:20 - Indie Roundup 31:35 - Everdeep Aurora 40:30 - Trash Goblin 45:20 - Spill the Beans 46:30 - Missile Command Delta 52:20 - Fields of Mistria 58:15 - Grave Seasons 59:45 - Squeakross Home Squeak Home Find us on BlueSky for show updates and more: Podcast: @crossplayconvos.bsky.social Jacob: @jacob.bsky.social Luke: @lukewarmlewis.bsky.social Joseph: @th3hoopman.bsky.social Check out our other shows: Player Player Podcast Left Behind Game Club The LukeWarmGames Podcast Cutscenes: A Video Game Movie Podcast Video Game Trivia

Dave Ramsey's Baby Steps have helped countless people get out of debt and start saving, but are they still the best way to build long-term wealth? We explore each Baby Step by highlighting where we agree, where we diverge, and why we believe the Financial Order of Operations (FOO) provides a clearer, more effective roadmap to financial success. We'll cover everything from emergency funds and debt repayment to saving rates, investment order, college planning, and beyond. Whether you're starting from scratch or optimizing an already-strong plan, this episode helps you understand what to do with your next dollar. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel Cruze & Jade Warshaw answer your questions and discuss: My husband is very controlling with the budget. We owe more than $85K in credit card debt. I hate living in California and my job sucks Should guests pay for meals at our wedding? I owe $2.5M on rental properties Should I use a debt consolidation company? Next Steps: ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

Ken Coleman & Jade Warshaw answer your questions and discuss: ‘Finding a girl that likes me and not my money' 'I don't see a way out of my debt.' 'My wife doesn't want to give up her horse' 'What's the best way to start a business?' 'I work full time but I still feel broke.' 'Should I invest in farm land?' Next Steps: ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠