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Forced arbitration clauses have become embedded as a dominant mechanism in technology vendor contracts, shifting legal risk and accountability away from large vendors and reducing recourse options for managed service providers (MSPs) and IT service firms. This structural change, present in agreements with RMM and PSA vendors as well as hyperscalers such as Microsoft, Amazon, and Google, establishes a private dispute resolution system that operates beyond the traditional court system and is typically non-negotiable for smaller partners. The shift is evidenced by data and case studies outlined by Brendan Ballou. According to supplied figures, while consumers win in 89% of small claims court cases, their success rate drops to between 20% and 30% in arbitration, and even less—sometimes as low as 0.2%—for certain arbitration providers. Arbitration clauses are enforced even in extreme cases, as illustrated by a notable instance involving Disney, in which a forced arbitration clause was applied following a consumer's prior account registration. Legal precedent as far back as the 2011 Supreme Court decision referenced by Brendan Ballou has broadened the Federal Arbitration Act well beyond its 1925 origins, further entrenching this system. Additional developments reference increased litigation in the 1980s, often cited as justification for expanding arbitration, though he attributes much of the legal caseload surge to government actions rather than consumer or employee lawsuits. The technology industry's broad adoption of arbitration, especially in contracts where MSPs have little or no room to negotiate, further cements these power imbalances. Alternatives such as mediation are discussed as potentially less risky, but their adoption remains limited. The operational implications for MSPs, IT service providers, and IT leaders include heightened contract risk and reduced leverage in vendor disputes. Arbitration clauses limit access to open legal processes, restrict discovery rights, and are prone to bias in favor of vendors with repeat arbitrator relationships. For MSPs reliant on large platforms and suppliers, this creates ongoing exposure and complicates risk management. Mitigating measures—such as leveraging peer coordination for "mass arbitration" or negotiating for post-dispute mediation rather than pre-dispute forced arbitration—require proactive planning but may remain unavailable in standard vendor agreements. Supported by:MoovilaHaloPSA
Monitoring the Cattle Market Livestock Heat Stress, Part 1 Livestock Heat Stress, Part 2 00:01:05 – Monitoring the Cattle Market: Glynn Tonsor, K-State livestock economist, begins today's show with an update on the cattle market, feedlot returns and the recent Meat Demand Monitor. Meat Demand Monitor Feedlot Returns Cattle Auctions 00:12:05 – Livestock Heat Stress, Part 1: K-State Extension beef veterinarian, A.J. Tarpoff, continues today's show as he explains what heat stress is for livestock, the most common causes and what producers can be doing to help reduce heat generating events. KSUBeef.org 00:23:05 – Livestock Heat Stress, Part 2: Ending the show is A.J. Tarpoff as he continues with heat stress reminders and what people should do when their animals start getting too hot. Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit Extension.ksu.edu. K-State Extension is an equal opportunity provider and employer.
About a quarter of global greenhouse gas emissions come from the food system, but the public conversation about food and climate keeps getting stuck at the two ends of the chain — what farmers grow on one side, what consumers buy on the other. The middle of that chain — processing, packaging, distribution, storage — is where most of the practical climate levers actually live, and it is the part you almost never see. Brendan Niemira, Chief Science and Technology Officer at the Institute of Food Technologists (IFT), wants us to look there. Brendan spent more than 25 years at the USDA Agricultural Research Service leading a team of 30-plus scientists developing non-thermal treatments — cold plasma, high-intensity light, irradiation — that kill foodborne pathogens on produce, meat, poultry, and shellfish without cooking the food. He stepped into the IFT role on December 1, 2025, and joins Sustainability In Your Ear to walk through IFT's new white paper, Food Science & Technology Solutions for Mitigating and Adapting to Climate Change, which lays out a roadmap covering circular bioeconomy practices, AI-enabled supply chain resilience, reusing food waste, precision fermentation, and cellular agriculture.Brendan describes food safety as a three-legged stool — exclusion, containment, and eradication — and notes that in a warming world the first leg is getting harder. Pathogens travel further, persist longer, and show up in places they didn't used to, with warming oceans already expanding Vibrio bacteria in shellfish that previously didn't carry them. That reframes food safety as climate adaptation work — and it lands at the moment when federal research capacity is being thinned out. The conversation then opens into the ultra-processed food debate, where IFT is pressing the case that nutritional quality, not processing intensity, should define dietary guidance, because pasteurized milk, shelf-stable beans, and a deep-fried snack cake are all "processed," and collapsing them into a single category hobbles the very technologies that extend shelf life and cut food waste. Brendan closes on the structural shift coming next: humans domesticated about 50 animal species over 25,000 years of agriculture, but precision fermentation — built on whole genome sequencing and metabolomics — opens up trillions of possible microbial community combinations, each able to turn side streams and waste streams into dairy proteins, vitamins, flocculants for water treatment, and food ingredients. Garbage in, gumdrops out, as he puts it. We're not there yet, but the trajectory is clear.To learn more about IFT's work and download the climate white paper, visit ift.org.Subscribe to Sustainability In Your Ear on iTunesFollow Sustainability In Your Ear on Spreaker, iHeartRadio, or YouTube
In "From Strategy to Scale: The ODW Logistics Approach to Growth" Joe Lynch and Phil Schmidbauer, Vice President of Solution Design at ODW Logistics, discuss how middle-market brands can scale by optimizing their entire supply chain network rather than just chasing low freight rates. About Phil Schmidbauer Phil Schmidbauer is the Vice President of Solution Design at ODW Logistics, where he specializes in creating optimized transportation and integrated supply chain strategies. A dynamic and innovative leader, Phil brings extensive industry experience focused on driving process efficiencies, eliminating waste, and delivering significant value to clients. Recognized as a top industry innovator—including being named a "Pros to Know" award winner—he excels at building strategic bridges across complex supply chain networks. Phil works closely with businesses to align their comprehensive logistics frameworks with overarching financial and operational goals. His expertise spans advanced supply chain analytics, cargo security, and network optimization studies, making him a trusted authority in helping growth-minded brands design custom-engineered solutions that reduce complexity and successfully position their businesses to scale. About ODW Logistics ODW Logistics is a top-tier, integrated third-party logistics (3PL) provider dedicated to enabling collective growth for its clients, associates, and the industry. With over 50 years of experience, ODW Logistics delivers end-to-end supply chain solutions that combine strategic warehousing, distribution, and advanced transportation management. The company serves a diverse range of industries, including food and beverage, consumer packaged goods, health and beauty, and industrial manufacturing. As an approved consolidator for major retail networks, ODW specializes in retail consolidation, strategic inventory load planning, and automated workflows that control costs and improve on-time delivery. Driven by core values of respect, trust, team, and opportunity, ODW Logistics operates as a seamless extension of its customers' businesses, providing the technology, infrastructure, and continuous innovation necessary to scale operations effectively. Key Takeaways: From Strategy to Scale: The ODW Logistics Approach to Growth In "From Strategy to Scale: The ODW Logistics Approach to Growth" Joe Lynch and Phil Schmidbauer, Vice President of Solution Design at ODW Logistics, discuss how middle-market brands can scale by optimizing their entire supply chain network rather than just chasing low freight rates. Integrated 3PL Solutions for Middle-Market Growth: ODW Logistics leverages over 50 years of experience to provide end-to-end warehousing, distribution, and managed transportation solutions, operating as a seamless extension for middle-market companies that lack the internal resources to manage complex supply chains alone. A Consultative, Total-Network Focus: Rather than just chasing the lowest transaction rate on a truck lane, Phil Schmidbauer emphasizes a consultative approach that designs and optimizes the entire supply chain, aligning warehousing and transportation around each other to reduce hidden costs, fines, and lead times. High-Frequency Retail Consolidation: ODW specializes in retail consolidation (serving major networks like Walmart and Target) by combining smaller multi-pallet shipments into full truckloads. This ensures high-frequency deliveries, which reduces lot sizes, minimizes inventory requirements, and drives better overall service. Mitigating the Cost of Stockouts: Keeping products on shelves is critical to brand survival. Stockouts cause severe financial penalties and permanent brand-loyalty loss when consumers switch to competitors—making consistent supply chain execution vital for sales growth. Managing the Hidden Costs of Excess Inventory: Influenced by his background with Toyota's world-class manufacturing processes, Schmidbauer highlights that excess inventory carries heavy hidden liabilities, including high warehousing fees, multiple touchpoints, and obsolescence or shelf-life expiration risks. The Power of a Dual-Node Network: ODW operates 27 facilities nationwide, utilizing a highly efficient dual-node setup between Southern California and Columbus, Ohio. This center-of-gravity strategy allows brands to easily meet next-day delivery demands for a massive portion of the U.S. population. Bridging the Omni-channel Divide: As retail and ecommerce models increasingly blend, ODW supports brands navigating both channels, helping companies scale and transition their operational structures from online-only to brick-and-mortar retail fulfillment seamlessly. Learn More About From Strategy to Scale: The ODW Logistics Approach to Growth Phil Schmidbauer | Linkedin ODW Logistics | Linkedin ODW Logistics The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube
True situational awareness extends far beyond physical security; it requires identifying the silent, internal health vulnerabilities threatening your long-term survival. We break down the lifestyle habits, processed food traps, and environmental stressors causing an unprecedented surge in early-onset cancer before the age of 30. Learn how to actively scan your daily routine, monitor metabolic biomarkers, and execute an ironclad preventative strategy to eliminate this invisible threat vector.
Adoption trauma coach, Dr. Melody Aguayo, meets with therapist Bryce Hamilton LSCSW, to discuss raising adopted children. They talk about... The post Mitigating Adoption Trauma As An Adoptive Parent with Dr. Melody Aguayo appeared first on WebTalkRadio.net.
The Institute of Internal Auditors Presents: All Things Internal Audit Tech In this episode, Adam Ross speaks with Vipul Patel about how organizations can better prepare for ransomware attacks. They talk through what goes wrong in the first hours of an attack, what smart preparation looks like, and where traditional audit approaches fall short when a business is in crisis mode. HOST: Adam Ross, CIA, CISA Partner and Internal Audit Services Leader, Grant Thornton GUEST: Vipul Patel, CISA Audit and Assurance Managing Director, IT Internal Audit Leader, Deloitte & Touche LLP KEY POINTS: Introduction [00:00:02-00:00:27] Common Mistakes in Ransomware Response [00:00:27-00:02:14] Building Crisis Communication Plans [00:02:20-00:03:03] A Simple Incident Response Runbook [00:03:03-00:05:03] Internal Audit's Role Before an Incident [00:05:03-00:07:05] Stress Testing and "What If" Scenarios [00:07:05-00:08:01] Tabletop Exercises and Cross-Functional Readiness [00:08:02-00:10:03] Partnering With the CISO and Management [00:10:03-00:11:15] Lessons Learned After Ransomware Incidents [00:11:15-00:14:05] Governance Changes After an Attack [00:14:55-00:16:55] Cyber Risk as a Business Issue [00:16:55-00:17:16] Traits of Organizations That Respond Well [00:17:20-00:19:44] Final Advice for Internal Auditors [00:19:44-00:20:56] Visit The IIA's website or YouTube channel for related topics and more. IIA RELATED CONTENT: Interested in this topic? Visit the links below for more resources: Global Internal Audit Standards Cybersecurity Topical Requirement Course: Detecting, Mitigating and Responding to Global Ransomware Attacks Articles: A Ransomware Playbook IIA Certificates: IT General Controls Certificate Knowledge Centers: Artificial Intelligence Vison 2035 IIA Courses: Fundamentals of IT Auditing Become a Certified Internal Auditor (CIA) CIA Challenge Exam Follow All Things Internal Audit: Apple Podcasts Spotify Libsyn Deezer
The transition from a cleared medical device to a commercialized product is one of the most perilous phases for a MedTech startup. While founders frequently anticipate the technical and regulatory hurdles of early-stage development, they often underestimate the "commercial valley of death." Success in the modern healthcare economy requires more than a functional prototype and clinical validation; it requires an exact blueprint to navigate the complex organizational structures of health systems, ambulatory surgery centers, and value analysis committees.A primary pitfall for early-stage innovators is the discrepancy between clinical data expectations and real-world market entry. Founders naturally possess an unwavering belief in their technology to secure funding, yet this can inadvertently lead to an overestimation of rapid adoption and an underestimation of institutional purchasing complexity. Mitigating this pressure requires integrating strategic commercial leadership early in the timeline—often months prior to receiving regulatory clearance—to properly align the market profile and build institutional momentum before the product officially launches.Choosing the right commercial framework depends heavily on the disruptive nature of the device itself. While traditional hiring mechanisms or independent distributors can be effective for incremental or transactional product categories, highly disruptive technologies and high-ticket capital equipment demand a deeper, more execution-focused partnership. Implementing a modern, fractional commercial model provides seed-stage companies with a capital-efficient method to engage veteran industry strategics, reassure investors, establish clear operational ROI for hospital administrators, and build a lasting culture of advocacy within clinical environments.Key Timestamps00:01 – Introduction to the Commercial Valley of Death: Etienne Nichols introduces guest Ryan O'Mahoney and redefines the "valley of death" as the treacherous phase spanning prototyping, global scaling, and institutional market adoption.03:24 – The Underestimation vs. Overestimation Trap: Analysis of why clinical data optimism can lead to inflated forecasting and a failure to anticipate the procedural gauntlet of modern hospital purchasing.04:51 – Optimal Timing for Commercial Integration: When founders should bring on commercial expertise, highlighting why a few months prior to FDA clearance is the ideal window to build momentum.07:41 – Investor and Strategic Benefits: How early commercial positioning signals stability to venture capitalists, enhances company valuations, and opens doors for strategic corporate exits.10:03 – Go-To-Market Frameworks Compared: A breakdown of traditional full-time hiring, utilizing independent consultants, and leveraging distribution networks, alongside the risks and benefits of each.13:16 – The Rise of Modern Fractional Commercial Models: Exploring the hybrid approach as a capital-preserving mechanism designed for maximum impact on initial adoption.15:06 – The Three Non-Negotiable Pillars of Adoption: Introduction of the foundational framework required to pass go: clinical superiority, technical clinician enhancement, and administrative return on investment.18:59 – Escaping Perpetual Pilot Programs: Strategies to convert early clinical interest and hospital trials into concrete, multi-million dollar purchase orders.22:30 – Navigating Value Analysis and Hospital Budgets: How to pivot the conversation from purely clinical superiority to operational and economic ROI for healthcare administration.25:27 – Recruiting and Managing High-Intellect Commercial Teams: Building an organizational culture centered around purpose, passion, and retaining the founding team as an inspirational backbone.Quotes"They underestimate the complexity of introducing the technology and actually getting it through the gauntlet of introduction to whether it's individual hospitals, health systems, ambulatory surgery centers, or even privately owned labs and institutions." — Ryan O'Mahoney"In this modern day, and the economic climate, and the power that administration has... the clinical is not enough." — Ryan O'MahoneyTakeawaysCommercial StrategyEngage Commercial Strategy Pre-Clearance: Begin structuring your commercial roadmap and refining your Ideal Customer Profile (ICP) 2 to 3 months before expected regulatory clearance to ensure your go-to-market execution launches seamlessly.Capital Allocation & FundraisingLeverage Fractional Expertise to De-Risk Valuation: Utilizing fractional commercial executives preserves vital runway while instilling institutional confidence in investors, signaling that the organization is prepared for real-world scaling.R&D & Product AlignmentPass the Three-Pillar Framework Before Scaling: Ensure your technology satisfies all three essential vectors before attempting commercial scale: measurable clinical differences for the patient, procedural advantages over the status quo for the practitioner, and clear economic return on investment for the administration.Market DevelopmentPre-Align Administration to Avoid Broken Pilots: Prevent your device from getting stuck in perpetual, non-revenue-generating clinical trials by engaging hospital administrators in virtual demonstrations early, tying the success metrics of the pilot directly to a formal budget proposal pathway.ReferencesCatalyst Ventures: The commercial acceleration and strategy firm founded by Ryan O'Mahoney, specializing in bringing paradigm-shifting medical technologies to global markets.Etienne Nichols: Connect with the host on LinkedIn via Etienne Nichols' LinkedIn Profile.MedTech 101 SectionThe Valley of Death (Commercialization)In the medical device space, engineers often look at the "valley of death" as the difficult phase of raising money to move from a prototype to regulatory submission. However, there is a second commercial valley of death. This is the period after you get your official clearance from regulatory bodies (like the FDA), where companies frequently run out of money because they cannot figure out how to navigate complex hospital networks, get approved by purchasing committees, and turn clinical interest into consistent sales revenue.Value Analysis Committee (VAC)Think of a hospital's Value Analysis Committee as a strict gatekeeper panel for the hospital's wallet. Years ago, if a doctor liked a medical tool, the hospital bought it. Today, a formal committee made up of administrators, finance staff, and doctors must review every new product. They analyze whether the device is truly better than what they already use, if it reduces hospital stay times, and if the financial cost makes sense against the hospital's annual budget.Feedback Call-to-ActionWe want to hear from you. Have you encountered the commercial valley of death in your own medical device journey? Do you have specific regulatory, commercial, or operational topics you want us to unpack in upcoming episodes?Drop us a line at podcast@greenlight.guru with your thoughts, questions, or guest recommendations. We read every email and look forward to delivering the personalized insights you need to confidently bring your innovations to life.SponsorsThis episode of the Global Medical Device Podcast is brought to you by Greenlight Guru, the only dedicated medical device success platform. Moving successfully from innovation through the commercial gauntlet requires total synchronization across your entire lifecycle. Greenlight Guru's modern Quality Management Software (QMS) ensures your documentation, design controls, and regulatory submittals remain audit-ready and airtight during pre-market development.Once cleared, seamlessly transition your clinical data collection into the real world using Greenlight Guru's Electronic Data Capture (EDC) solutions. Together, their QMS and EDC ecosystem empowers MedTech startups to de-risk their commercialization process, satisfy demanding institutional purchasing committees, and scale safely worldwide. Learn more at www.greenlight.guru.
April 24, 2026 ~ How Delta airlines is protecting itself against surging fuel prices with their own oil refinery. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Thanks for joining us today for the Farmer Rapid Fire with Shaun Haney on RealAg Radio, brought to you by Corteva Crop Protection! Today on the show: 00:00 - Shaun's superstition 1:39 - Welcome to the Farmer Rapid Fire 2:29 - Chad Mader of Lake on Hurst, Ont. 14:50 - Rudy Meier of Fraser Valley,... Read More
Thanks for joining us today for the Farmer Rapid Fire with Shaun Haney on RealAg Radio, brought to you by Corteva Crop Protection! Today on the show: 00:00 - Shaun's superstition 1:39 - Welcome to the Farmer Rapid Fire 2:29 - Chad Mader of Lake on Hurst, Ont. 14:50 - Rudy Meier of Fraser Valley,... Read More
Wholesale fertilizer prices have spiked, and farmers might want to consider ways to offset fertilizer needs.
As the South heats up, host Kayla Greer talks with Alabama State Forage Specialist Dr. Leanne Dillard about fescue toxicosis, its effects on cattle performance and practical mitigation strategies. The episode focuses on using cool-season annuals—especially red clover—to dilute toxins, improve intake and conception rates, recommended seeding windows and inclusion goals, grazing tactics, and available Extension and cost-share resources to help producers implement these practices.
Recorded live at the 7th Annual HVACR Training Symposium, this episode brings together Roman from HVAC School and building science practitioner Brynn for a deep-dive conversation on one of the most pressing challenges in the HVAC industry: how contractors can use building science principles not just to solve problems, but to communicate value and close sales at the kitchen table. With 26 years of industry experience and 15 years of consistently applying building science in his contracting business, Brynn shares the process his team has refined to help homeowners understand their comfort problems — and confidently invest in the right solutions. Central to the conversation is the idea that testing — not guessing — is the foundation of a great HVAC business. Brynn outlines his team's "big three" diagnostic approach: starting with indoor air quality testing, followed by a load calculation using a LIDAR tool, and finishing with a duct evaluation. These three steps give technicians the data they need to tie findings directly to a homeowner's stated concerns. Rather than overwhelming customers with spreadsheets and raw numbers, the goal is to present information in a way that connects with their lived experience — validating that their hot rooms, cold spots, or humidity discomfort are real, measurable problems with real, measurable solutions. Brynn's team can complete a full load calculation in as little as 20 minutes on-site, a capability that routinely impresses homeowners and sets them apart from competitors. The episode also tackles the business case for slowing down. Rather than rushing technicians through six to eight calls a day, Brynn's company reduced daily call volume to two to four, giving technicians time to perform thorough diagnostics. The result? Ticket sales increased, replacement opportunities grew organically, and install callbacks dropped to a remarkable half of one percent, compared to an industry average closer to ten percent. Roman and Brynn agree that adopting building science practices isn't about overhauling your business overnight. The key is to start with one skill — like combustion testing or airflow measurement — master it, embed it in company culture, and build from there. Over time, these small habits compound into a business that delivers on its promises every time. Beyond the technical content, the conversation wraps with a heartfelt discussion about workforce development and the GRIT Foundation, a nonprofit working to reintroduce skilled trades exposure to young people. With shop classes having largely disappeared from schools across the country, Brynn and Roman emphasize the importance of giving children the chance to discover a passion for hands-on work. Brynn's team hosted a GRIT camp in Detroit, and one participant has since enrolled in HVAC college — a reminder that sparking curiosity early can change the trajectory of a young person's life. Contractors interested in Brynn's training programs and building science bootcamps can find more information at HVACTrain.com. Topics Covered The culture and community of the HVACR Symposium and why first-time attendees always come back Why building science can feel intimidating to contractors — and how to simplify it for customer conversations Brynn's "big three" on-site diagnostics: indoor air quality testing, load calculation, and duct evaluation How to ask the right questions first — understanding the customer's pain before running tests Using data to validate homeowner concerns (hot rooms, cold spots, humidity issues) rather than dismissing them Completing a full load calculation in 20 minutes using LiDAR tools and tablet software Presenting test results with third-party references (EPA, American Lung Association) to build trust Why oversized HVAC equipment is the rule, not the exception — and what the data shows across thousands of homes The business case for slowing down: fewer daily calls, better diagnostics, higher ticket sales, fewer callbacks Reducing install callbacks from an industry average of ~10% to just 0.5% through building science practices How to implement building science incrementally: start with one practice, make it a habit, then build from there Using platforms like measureQuick and Smart Probe for ongoing performance verification Mitigating legal and financial risk on larger residential and multi-family projects through proper documentation Building a word-of-mouth reputation that eliminates the need for active marketing The GRIT Foundation: reintroducing skilled trades to young people and inspiring the next generation of HVAC professionals Where to find Brynn's contractor bootcamps, online classes, and workforce development seminars at HVACTrain.com Learn more about Brynn's education opportunities at https://www.hvactrain.com/. Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
In the 187th episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss the safeguards firms can put in place to protect themselves from legal risk, especially as they grow. For full show notes, see kitces.com and thesocietyofadvice.com.
In this episode, Drs. Jason Silverman and Jennifer Lee talk to Dr. Douglas Fishman about mitigating risk of endoscopy. This episode reviews the 2019 NASPGHAN guidelines on high-risk pediatric endoscopy, with a practical focus on risk mitigation and safety. A must-listen for clinicians performing diagnostic endoscopy, offering real-world strategies for managing complex cases. Learning objectivesExplain endoscopy risks and mitigation strategies in childrenApply the 2019 High Risk Endoscopy NASPGHAN guidelines to pediatric endoscopy scenariosEvaluate patient-specific factors influencing endoscopy safetyLinksPapers mentioned:Pediatric_Endoscopy_and_High_risk_Patients__A.26.pdfSupport the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.
Urban conflagration—large, vast moving fires that spread from structure to structure—pose a growing risk in many communities across the country, particularly in the areas where homes and infrastructure meet wildfire-prone landscapes. During this episode, Pacific Gas and Electric Senior Manager of Consequence Data Science Manuj Sharma and Technosylva Director of Fire Science Adrián Cardil discuss a new pilot project that uses advanced fire spread simulations to enhance mitigation, planning, and response capabilities. This episode is sponsored by Technosylva. Learn more about their wildfire and extreme weather risk intelligence here.
In the last few years, Artificial Intelligence (AI) has become a household name, slowly creeping into the corners of every technological device we've all grown to depend on. But what happens if the underlying training data and the people training the models perpetuate the common biases that we all from time to time commit against our neighbors—whether intentionally or not. That is the focus of our conversation today. Joining us is Sonia Gipson Rankin, whose 2024 paper, Mitigating Algorithmic Bias: Strategies for Addressing Discrimination in Data, serves as a jumping off point for this discussion. Sonia is a legal scholar and educator whose work combines her background in computer science with her passion for legal justice. She teaches in the fields of Torts, Family Law, Technology and the Law, and Introduction to Lawyering at the University of New Mexico School of Law. She is also Affiliated Faculty in the Department of Africana Studies. Full bio. Cross & Gavel is a production of CHRISTIAN LEGAL SOCIETY. The episode was produced by Josh Deng, with music from Vexento.
In this compelling episode of the podcast, we explore the groundbreaking paradigm shift of bringing whole blood resuscitation from the combat zones of Afghanistan directly to civilian pre-hospital emergency care. For decades, standard civilian trauma protocols relied heavily on crystalloid fluids and component therapy, delaying crucial blood transfusions until a critically injured patient arrived at the hospital. However, hard-won lessons from military medical teams operating in austere environments proved that administering cold-stored, low-titer O-positive whole blood at or near the point of injury drastically increases survival rates for patients suffering from severe hemorrhagic shock. We are joined by two incredible guests who are spearheading this medical revolution. Dr. Donald Jenkins, a retired Air Force trauma surgeon and a driving force behind the Joint Trauma System, shares his firsthand experience administering the first whole blood to combat casualties over two decades ago. He details the massive logistical and institutional hurdles he and his colleagues faced when attempting to convince civilian blood banks and hospital administrators to abandon forty years of standard practice in favor of a whole-blood approach. Through relentless collaboration, they successfully built a highly efficient, low-waste pre-hospital whole blood distribution system in San Antonio, Texas, which now serves as a premier national model. We are also joined by Captain Alex Bowers, an Air Force general surgery resident and former enlisted medic who founded the Students, Residents, and Fellows Trauma Advocacy Coalition (SURF-TAC). Capt. Bowers discusses how his organization utilizes national traffic fatality data to advocate for state-level legislative funding. His data-driven approach recently helped secure ten million dollars from the Texas legislature to aggressively expand pre-hospital whole blood access to EMS agencies across nearly every county in the state. Together, our guests highlight the critical importance of military-civilian medical partnerships. These collaborations not only elevate the standard of care in our local communities but also ensure that military medical providers maintain their vital combat trauma skills during inter-war periods, successfully mitigating the "Walker Dip." From saving lives on the highway to unexpectedly revolutionizing obstetric hemorrhage protocols in the operating room, this episode provides a masterclass in how battlefield innovations are fundamentally rewriting the rules of modern emergency medicine. Chapters 00:00-10:13 The Origins of Whole Blood Resuscitation in Afghanistan 10:14-26:10 Building a National Model for Pre-Hospital Blood in San Antonio 26:11-32:10 Overcoming Donor Pool Limitations and Alloimmunization Risks 32:11-48:37 Data-Driven Advocacy and Securing Legislative Funding in Texas 48:38-59:04 Mitigating the Walker Dip Through Military-Civilian Partnerships Chapter Summaries (00:00-10:13) The Origins of Whole Blood Resuscitation in Afghanistan Faced with a complete lack of standard hospital blood components in early combat zones, military medical teams were forced to innovate by drawing walking blood bank whole blood from troops. They quickly realized that this whole blood produced a profoundly superior physiological response in severe trauma patients compared to traditional component therapy. (10:14-26:10) Building a National Model for Pre-Hospital Blood in San Antonio Bringing battlefield resuscitation tactics home required breaking decades of established blood banking protocols to arm EMS providers with cold-stored whole blood. By forging strong partnerships between hospitals and local EMS agencies, medical leaders created a highly efficient temperature-monitoring and rotation system that practically eliminated blood waste. (26:11-32:10) Overcoming Donor Pool Limitations and Alloimmunization Risks To ensure a sustainable supply of whole blood, researchers successfully challenged long-held assumptions about antibody risks that previously excluded women from donating. By proving that the risk of alloimmunization is remarkably low, the program safely expanded its donor pool while establishing best practices for pediatric and female trauma patients. (32:11-48:37) Data-Driven Advocacy and Securing Legislative Funding in Texas Medical coalitions are utilizing national traffic fatality data to prove the life-saving potential of pre-hospital whole blood to state lawmakers. This targeted advocacy recently resulted in a massive ten-million-dollar legislative appropriation to expand EMS blood access to hundreds of agencies across Texas. (48:38-59:04) Mitigating the Walker Dip Through Military-Civilian Partnerships Integrating military medical personnel into high-volume civilian trauma centers is essential for preventing the loss of combat trauma experience during peacetime. This vital symbiosis ensures that communities benefit from military expertise while providers maintain the critical lifesaving skills needed for future conflicts. Take Home Messages Battlefield Necessity Drives Medical Innovation: The modern resurgence of whole blood transfusion was born out of sheer necessity when military medical teams lacked component therapy in austere combat environments. By utilizing walking blood banks, they discovered that administering fresh whole blood significantly outperformed standard trauma center resuscitation protocols for severe hemorrhage. Collaboration is Key to Overcoming Institutional Resistance: Transitioning whole blood into civilian pre-hospital care required dismantling forty years of deeply entrenched blood banking rules. Success was only achieved through relentless collaboration between trauma surgeons, anesthesiologists, blood banks, and EMS agencies to create a unified, low-waste distribution model. Expanding Donor Pools Requires Challenging Assumptions: For years, female donors were excluded from whole blood programs due to theoretical risks of harmful antibodies. Rigorous clinical testing proved these risks were largely overstated, allowing medical systems to safely double their dedicated O-positive donor pools and ensure a sustainable supply. Data-Driven Advocacy Secures Legislative Funding: To expand life-saving medical protocols, healthcare professionals must learn to present compelling, quantifiable data to lawmakers. By utilizing traffic fatality statistics to demonstrate preventable deaths, medical coalitions can successfully secure millions of dollars in state funding to arm local ambulances with whole blood. Military-Civilian Partnerships Maintain Combat Readiness: During periods of peace, military medical providers risk losing crucial trauma skills, a phenomenon known as the Walker Dip. Integrating these providers into busy civilian trauma centers ensures they maintain their lifesaving proficiencies while directly elevating the standard of emergency care within the local community. Episode Keywords military medicine podcast, trauma surgery whole blood, combat casualty care lessons, prehospital blood transfusion EMS, Joint Trauma System history, battlefield medicine civilian hospitals, hemorrhagic shock survival, massive transfusion protocols, Texas whole blood legislation, reducing traffic fatalities, military civilian medical partnerships, medical innovation battlefield, emergency medicine trauma protocols Hashtags #MilitaryMedicine, #TraumaCare, #WholeBlood, #EMS, #CombatCasualtyCare, #EmergencyMedicine, #MedicalInnovation, #PrehospitalCare Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast
This week we tackle to know what's you, what's the state of the world or perceived state of your industry and how should you decide which moves to make when you don't know how to separate out all of the pieces? We tackle this (and so much more)! Take Kirsty's assessment to pinpoint your communication style, and get personalized insight on where you excel, where you could improve, and some strategies to try this week. Join Amy's newsletter and get weekly insights on how to build and grow a sustainable business that fills your coffers and feeds your soul. Got a question? Click here to ask us!
DEAR PAO: Mitigating circumstance of voluntary surrender | Mar. 13, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.
Episode overview In this episode of Investments Unplugged, hosts Kevin Headland and Macan Nia mark International Women's Day by exploring longevity through the lens of women and financial preparedness. They're joined by Director, Multi-Asset Solutions Erica Camilleri, who shares thoughts and research on why longevity risk is higher for women, how today's macroeconomic backdrop (including higher cross-asset correlations and persistent inflation) can amplify retirement risks, and what investors can do—through better planning, appropriate risk-taking, and sound advice—to reduce the odds of outliving their savings. Key topics & insights 1. Longevity risk and why it's higher for women Financial shortfall risk gap — Manulife research found that women in Canada face a higher risk of experiencing financial shortfalls in retirement than men do (34% vs. 29%). It's not just living longer — Longevity risk stems from a mix of longer (and rising) life expectancies, plus structural and social factors that can reduce lifetime savings and increase retirement vulnerability. 2. Health, wealth, and “longevity preparedness” Health and wealth are intertwined — The conversation emphasizes that longevity preparedness isn't only about financial issues; for example, poor health can worsen retirement outcomes and vice versa. New tools and frameworks — The “longevity preparedness index” is designed to measure readiness to thrive while aging in retirement and is expected to expand into Canada in coming years. 3. The role of incentives and behaviour change (and why it matters for outcomes) Incentives can drive better habits — The episode highlights research over decades indicating that specific goals outperform vague “do your best” goals and discusses how incentive-based programs can encourage healthier behaviour (and, by extension, better long-term outcomes). 4. Structural inflation is still a long-term retirement risk Inflation has moderated cyclically but remains structurally higher — Even if inflation trends toward central bank targets, the episode argues households are still living with a higher price level and that long-run inflation may settle in the mid-to-high 2% range rather than the pre-pandemic norm. Retirement math is sensitive to small inflation shifts — A modest upward shift in expected inflation (example discussed: +40 bps) can materially raise required savings/asset levels for retirement (example cited: a 30-year-old might need ~19% more assets). 5. Portfolio construction challenges: higher correlations and concentration risk Diversification is harder when correlations rise — The hosts discuss higher correlations within equities and between equities and fixed income, plus increased market concentration—factors that can make portfolios more vulnerable to shocks. Longevity risk is amplified by portfolio risk — In a “fluid” market backdrop, managing drawdowns and sequence-of-returns risk becomes more important for sustaining long retirements. 6. Mitigating longevity risk: saving earlier, compounding, and appropriate risk Start early; small changes matter — The conversation stresses the power of compounding and the outsized impact of starting earlier (even with small incremental improvements). Avoid being overly conservative — The episode argues many investors (especially in defined contribution plans) are too conservative, and that growth asset exposure is critical to reducing shortfall risk over multi-decade retirements. Rethinking retirement glidepaths — Erica explains their approach avoids a static asset allocation through retirement, allowing for more growth exposure early in retirement given retirements can last decades. 7. Advice, planning, and using the right tools (including RRSPs) Financial advice early helps — A repeated theme is that advice earlier in life helps investors understand opportunities, risks, and the need for money to last throughout retirement (and potentially leave a legacy). Tax-advantaged tools matter — The hosts reference prior discussions on RRSP benefits and how tax savings can compound and support retirement resilience. · Actionable takeaways for Canadian investors Plan for a longer retirement than you think: Build your plan around the possibility of a multi-decade retirement (the episode references retirements that could stretch to ~40 years). Don't ignore inflation in long-range assumptions: Stress-test your retirement plan for slightly higher long-term inflation; even small changes can require meaningfully higher savings. Prioritize time in the market (compounding): If you're early in your career, focus on starting now—small contribution increases made earlier can have an outsized impact later. Be deliberate about risk—not automatically conservative: Review whether your portfolio is too cautious for your horizon (including early retirement), since insufficient growth can increase shortfall risk. Diversify with today's correlation regime in mind: Recognize that diversification may be less reliable when equity/fixed income correlations rise; ensure your portfolio isn't overly concentrated in a few exposures. Use advice and tax tools to improve outcomes: Consider getting financial advice earlier and make full use of retirement vehicles (e.g., RRSPs) where appropriate to improve after-tax compounding. Links & Resources Listen to the episode:Investments Unplugged Podcast Learn more about Manulife Investments:Manulife IM Canada Share & Subscribe If you enjoyed this episode, please share it with your network and subscribe for future insights on markets, investing, and portfolio strategy. For informational purposes only. This episode does not constitute investment advice. Please consult a qualified advisor before making investment decisions.
Episode 213: In this episode, Andy McDonald is joined by Tom Clark — a sports scientist and performance coach with over a decade of experience working at the highest levels of elite sport. Currently completing a doctorate focused on jet lag and circadian disruption, Tom brings rare, first-hand insight into the challenges of global travel in high-performance environments. Having coached across the world in Formula One, his work centres on understanding how travel fatigue, disrupted sleep, and circadian misalignment influence athlete readiness and performance. Across the conversation, Tom unpacks the realities of jet lag in elite sport — exploring how travel affects physiological rhythms, why its impact varies between athletes, and how practitioners can better assess and manage it within performance systems. The discussion also examines practical interventions to minimise disruption, alongside the role of new technologies designed to support high-performance travel. ㅤ Topics Discussed: • Understanding jet lag • Impact of travel and circadian disruption on performance • Assessing jet lag in athletes • Key interventions to reduce travel fatigue • Phaze — a solution for high-performance travel - Where you can find Tom: LinkedIn Website Instagram - Sponsors Gameplan is a rehab Project Management & Data Analytics Platform that improves operational & communication efficiency during rehab. Gameplan provides a centralised tool for MDT's to work collaboratively inside a data rich environment VALD Performance, makers of the Nordbord, Forceframe, ForeDecks and HumanTrak. VALD Performance systems are built with the high-performance practitioner in mind, translating traditionally lab-based technologies into engaging, quick, easy-to-use tools for daily testing, monitoring and training Hytro: The world's leading Blood Flow Restriction (BFR) wearable, designed to accelerate recovery and maximise athletic potential using Hytro BFR for Professional Sport. - Where to Find Us Keep up to date with everything that is going on with the podcast by following Inform Performance on: Instagram Twitter Our Website - Our Team Andy McDonald Ben Ashworth Alistair McKenzie Steve Barrett Pete McKnight
This week, we talk about how tariffs, sanctions and geopolitical uncertainty disrupt global supply chains, and how companies can improve visibility, ensure compliance and build resilient, de-risked global trade operationsDownload the episode transcript===== In this episode, we unpack how tariffs, sanctions, regulations and geopolitical tensions are reshaping global trade and supply chains. We explore the role of data and technology in managing risk, improving compliance, and designing more resilient global networks for the future ===== Guest: Kevin McCollom, Vice President of Go to Market, ArchLynkKevin McCollom is an experienced enterprise software leader with a long track record in ERP, finance, and global trade. He previously served as Global VP for SAP Cloud ERP and Finance Lines of Business and held strategic leadership roles across SAP's Finance and Risk organization. He now serves as Vice President of Go to Market (GTM) at ArchLynk, helping guide global supply chain and trade solution strategy.Guest: Nilesh Shimpi, Associate Director, ArchLynkNilesh Shimpi is an accomplished solution architect with extensive experience in global trade and supply chain management. He has successfully led numerous projects involving SAP Global Trade Services. Currently, he serves as the Associate Director at ArchLynk, where he plays a key role in guiding the development of global supply chain and trade practices.Guest: Thomas Frenehard, Senior Manager, SAPThomas is Senior Manager within the Governance, Risk, and Compliance Product Marketing team at SAP where he focuses on International Trade Compliance and Enterprise Risk and Compliance topics. He is also a regular contributor on social media (SAP GRC Tuesdays & LinkedIn) and presenter at various SAP and non-SAP conferences on GRC matters.Host 1: Richard HowellsRichard Howells has been working in the Supply Chain Management and Manufacturing space for over 30 years. He is responsible for driving the thought leadership and awareness of SAP's ERP, Finance, and Supply Chain solutions and is an active writer, podcaster, and thought leader on the topics of supply chain, Industry 4.0, digitization, and sustainability.===== Show Links:Supply Chain Management: SAP Supply Chain Management SAP Insights: Supply Chain https://archlynk.com/Follow Us on Social Media : Richard Howells: LinkedInSAP Digital Supply Chain: LinkedIn Please give us a like, share, and subscribe to stay up-to-date on future episodes! ===== Chapters: 00:00:00: Intro00:01:00: Guest introduction00:02:19: How tariffs, sanctions, and regulations are reshaping supply chains00:08:40 What risks are companies facing from an operational perspective? 00:12:27: How are companies turning these challenges into opportunities?00:15:53: Role of technology and data in managing global trade00:18:26: What should leaders prioritize to stay ahead of the global trade risks 00:20:39 What's the future of the supply chain?00:22:24: Outro
Tonight's show is all about radar and reflectivity. Guest WeatherBrain Charles Kuster works in the radar division of NSSL. He started his career at the OU Cooperative Institute. Then, moved to NSSL and has been there ever since. He attended the University of Oklahoma, where he completed his Bachelor's degree in 2012 and eventually his Master's in 2014. Charles was a Graduate Research Assistant with OU CIMMS before securing a position as Research Associate in January of this year. Charles, welcome to WeatherBrains! Second Guest WeatherBrain Jami Boettcher came to CIWRO/NSSL after retiring from the National Weather Service, comprised of about 10 years in operations, and 25 years as an Instructor for the Warning Decision Training Division. Her first area of expertise as a trainer focused on the WSR-88D system updates, with the most significant being the conversion to dual polarization. Developing and delivering training that focused on the needs of the NWS operational community was always the priority. Her second area of training expertise was on the cognitive domain of NWS warning operations and its three components: science, technology, and human factors. Jamie, welcome to the show! Our email officer Jen is continuing to handle the incoming messages from our listeners. Reach us here: email@weatherbrains.com. Side lobe contamination (16:00) ZDR column radar signature (19:30) Precursor radar signatures (25:30) Dual-polarization radar general concepts and variables (27:00) Correlation coefficient definition (28:30) KDP/Specific Differential Phase (29:30) Radar spectrum width (43:00) Mitigating side lobe contamination? (55:00) Difference between WSR-88D and phased array radar (01:05:00) Well-known radar gaps and the ensuing issues (01:10:30) X-Band radar vs WSR-88D (01:12:00) The Astronomy Outlook with Tony Rice (01:27:20) This Week in Tornado History With Jen (01:29:05) E-Mail Segment (01:31:00) and more! Web Sites from Episode 1049: Alabama Weather Network Picks of the Week: Charles Kuster - NOAA NSSL Jami Boettcher - NWS/OCLO Warning Decision Training Division James Aydelott - Out Jen Narramore - Record snowstorm for Providence, Rhode Island Rick Smith - Dual-Polarization Radar Training for NWS Partners Troy Kimmel - NWS Weather and Hazards Data Viewer Kim Klockow-McClain - Foghorn John Gordon - Journal of Operational Meteorology "Operational Diagnostic Applications of Isentropic Analysis" by Louis Uccellini Bill Murray - Out James Spann - PRESSURE official trailer - Releases May 29th James Spann - CIRA on X: "May NE US locations received over a foot of snow since yesterday morning due to powerful blizzard and NorEaster...." The WeatherBrains crew includes your host, James Spann, plus other notable geeks like Troy Kimmel, Bill Murray, Rick Smith, James Aydelott, Jen Narramore, John Gordon, and Dr. Kim Klockow-McClain. They bring together a wealth of weather knowledge and experience for another fascinating podcast about weather.
The University of Nebraska has received a signficant grant to conduct fundamental research on energy use in cattle, examining diet, genetics and rumen microorganisms and how those interact with each other to impact methane emissions in cattle.
The conversation over the key announcement from Budget 2026 continues. On Feb 12, Prime Minister Lawrence Wong unveiled a record $154.7 billion Budget, how the Government is doubling down on its AI push. For Singaporeans worried about the cost of living, there was household relief in the form of payouts and CDC vouchers. In this episode of the podcast, Second Minister for Finance Indranee Rajah discusses the reason for the big AI push and how the Government planning to deal with the downsides of AI like job losses and its environmental impact? Also joining the conversation are Singapore Management University’s Assistant Professor of Political Science Nathan Peng and the SGTech co-chair of AI, Cloud, and Data Chapter Mr Gunasekharan Chellappan. Highlights (click/tap above): 2:22 Will CDC vouchers be a permanent fixture of the Budget? 5:34 Could Budget 2026 have helped lower income families more? 10:05 “Some people don’t feel like their lives have gotten 2.5 times better.” 12:58 Why do people perceive they aren’t doing well? 18:27 Don’t look at AI as new technology: Guna 21:25 ‘E-nannying’ should stop: Nathan 25:00 Anxiety over being made redundant by AI 30:20 Healthy concern vs unwarranted anxiety? 35:25 Losing the human connection over AI 40:17 Will there be more regulation with stronger AI push? 42:24 Mitigating the negative environmental effects of AI 45:42 How to pick which AI course to take Filmed by: Studio+65 Edited by: Teo Tong Kai, Eden Soh and Chen Junyi Executive producers: Danson Cheong, Elizabeth Khor & Ernest Luis Editorial producers: Elizabeth Law & Lynda Hong Follow The Usual Place Podcast and get notified for new episode drops every Thursday: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/theusualplacepodcast Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX -- #tup #tuptrSee omnystudio.com/listener for privacy information.
Send a textCohosted by Jesse and Curious Cat's, Jennifer. The name started out as a joke, but then we found out some folks out there are calling AI the antichrist. We just wanted to talk about it, since everyone else is, but come from it as the creatives we are.In this episode we will cover:The Birth and (maybe) Death of the InternetSocial Media Golden Days and NowArtificial Intelligence - Why can't anyone explain how it works?Let's Do Something to Feel Better, Like RIGHT NOWForever links to organizations that are human-first in regards to tech:80,000 HoursCenter for Humane TechnologiesThe producer behind the intro music FerdinichtfernandoSources Specific to this Episode: History of Artificial Intelligence, Britannica.comUnconfuse Me, Bill Gates Interviews Yejin Choi about Artificial Intelligence, YouTubeIf you remember one AI disaster, make it this one, AI in Context, YouTubeSilicon Valley Insider EXPOSES Cult-Like AI Companies, Aaron Bastani Meets Karen Hao, YouTubeAI Psychosis - with reporter, Karen Hao, YouTubeWhy Everyone Is So Wrong about AI Water Usage, Hank Green, YouTube"Generative AI" is not what you think it is, Acerola, YouTubeHow Afraid of the AI Apocalypse Should We Be? The Ezra Klein Show, YouTube (interview with Eliezer Yudkowsky)AI - Silver Crest Group answers a few key questionsIf it's useful...Statement signed in the early daysIn the early days giants in the tech sphere like Sam Altman and Bill Gates signed a statement which read: "Mitigating the risk of extinction from AI should be a global priority alongside other societal-scale risks such as pandemics and nuclear war." And then...nothing happened.Anxious about AI? Take two minutes to contact your local politician and ask them to tap the brakes on this technology. Still worried? Contact one of the orgs below and get involved. But for today, hug your kid, cook food and really breathe in deep as it simmers, walk in nature, brush a cat, donate to the food bank, brew a cup of tea, or draw a five-minute portrait of your dog. Hero Organizations: 80,000 Hours Center for Humane Technologies Curious Cat Crew on Socials:Curious Cat on Twitter (X)Curious Cat on InstagramCurious Cat on TikTok
Multifamily investing can be profitable, but it is not without risks. One of the ways to generate mid-teen returns while mitigating risk is to invest in pref equity. As an investor in pref equity, you'll be paid after the first mortgage and before the common equity holders. It's therefore safer than common equity and you'll still get the same attractive tax treatment. Steeve Breton, President of Velocity Capital, is a multifamily operator, developer and loan broker. Steeve also has a pref equity fund for people who are intent on generating cash flow and don't want to take on the higher risk of common equity.
The episode centers on the expanding adoption of artificial intelligence (AI) tools among workers alongside a notable decline in confidence. According to a Manpower Group study cited by Dave Sobel, AI confidence among workers decreased by 18% even as usage increased by 13% over the past year. This divergence highlights a governance and operational gap for MSPs, as enterprise clients confront both the potential and the risks of AI-enabled solutions, facing unresolved issues of output reliability, oversight, and liability when missteps occur.Supporting this trend, findings from the Stanford University Institute for Human-Centered Artificial Intelligence indicate that nearly 30% of AI chatbot users encountered harmful suggestions. While these statistics lack detailed breakdowns – such as which platforms or definitions of “harmful” – they shape widespread client perceptions and intensify scrutiny of AI guidance provided by IT service providers. Meanwhile, enterprise vendors like Zendesk report improved satisfaction rates from automated resolutions but emphasize the costly need to overhaul workflows and data management to effectively harness AI benefits.Additional focus is given to Microsoft's scheduled deprecation of the NTLM authentication protocol, replaced by newer mechanisms that are not yet fully deployed or reliable. Dave Sobel notes that legacy systems depending on NTLM present tangible operational and legal risks for MSPs, as clients may face authentication failures or re-enable insecure protocols unless thoroughly audited. Elsewhere, the "right to repair" movement is gaining ground as the Environmental Protection Agency affirms farmers' rights to repair their own equipment, with broader implications for IT hardware access and vendor-dependent service models.The confluence of these developments underscores the importance for MSPs and IT leaders to shift focus from product access and resale toward risk governance, lifecycle planning, and documenting client decisions—especially in AI, authentication methodologies, and hardware maintenance. Mitigating liability, clarifying accountability with clients, and tracking evolving vendor and regulatory actions are essential to maintain relevance and safeguard operations as service and product access models change. Three things to know today00:00 Workers Use More AI But Trust It Less, Creating New Service Risks03:44 Microsoft Plans NTLM Phase-Out Despite Unfinished Kerberos Replacement Technology06:32 Google, Adobe Launch AI Subscriptions While OpenAI Retires GPT-4o Next Month10:52 EPA Ruling Lets Farmers Repair Equipment, Pressures Tech Right-to-Repair LawsThis is the Business of Tech. Supported by:
Research is a major component of Ohio's soybean checkoff program. The results not only find new uses for home-grown soybeans, but they also help farmers mitigate pests, disease and other factors that could rob yield. On this Ohio Ag Net Podcast, powered by Ohio Corn and Wheat, meet the new Director of Research with the Ohio Soybean Council, Taylor Dill and learn about how her path through OSU Extension prepared her for this new role. Plus, Farm to Power's Sam Roberts joins us to talk about how his organization is helping farmers navigate the noise around property rights, farmland preservation and Ohio's energy needs. Then, Wayne County Extension's John Yost visits with Dusty Sonnenberg about upcoming sheep programing to get farmers prepared for 2026.
A long mishnah - on the affect of pigul when it only affects part of the "permitter" - matirin - namely, by burning one part, the rest becomes permitted for consumption. Including a dispute between Rabbi Meir and the sages -- which leads to other areas of dispute between them. And further, a dispute between Rav and Shmuel about the dispute of Rabbi Meir and the sages. Also, the 43 (or 47 or 48) presentations of blood from the animal sacrifices of Yom Kippur. Also, a sesame seed and the smallest amount of potential pigul. Plus, a rejection of Rabbi Meir's views here.
In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. INSEAD and Boston College / Carroll have their Round 3 application deadlines this week. We are also starting to see a few interview invites rolling out for Round 2 for Northwestern / Kellogg and Yale SOM, among other top MBA programs. Graham highlighted MBA webinar events that are on the horizon that Clear Admit is hosting. The first webinar looks at the enduring value of the MBA, scheduled for January 28th. The second series of events is for deferred admissions candidates who are currently completing their first degrees. Signups for all Clear Admit events are here: https://www.clearadmit.com/events We then discussed a recently published in-depth article on the value of the MBA, in these extraordinary times. Graham also noted three MBA admissions tips. The first focuses on MBA admissions interviews by invitation vs. open interviews, the second on resume vs. blind interviews, and the third admissions tip addresses letters of support (as distinguished from letters of recommendation). Graham then noted a Real Humans piece spotlighting students from the HEC Paris MBA program in the class of 2027. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is a CPA and is looking to transition from accounting to consulting. They are a first-generation candidate who transferred from community college to a university. This week's second MBA applicant has a low GPA, while appearing to have strong work experience. We discussed the importance of taking remedial action, in terms of seeking out additional coursework. This week's final MBA candidate has several offers from leading MBA programs. They want to pivot from tech to investment banking. Some of their leading options appear to be Columbia and Cornell / Johnson. This episode was recorded in Carlsbad, California and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
Jim Kowalski of Kowalski Construction joins Rosie to discuss how to handle weather related damage and restoration insurance claims. Plus the biggest mistakes homeowners make after wind, rain, or fire damage to the home. Mitigating and documenting damage immediately using professional restoration services. Updating your homeowner's insurance coverage to avoid being underinsured. And more tips to reduce your risk against natural disasters. Broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-protecting-your-home-from-arizona-natural-disasters/
(00:00:00) That uncertainty became real last fall, when cases of Equine Herpesvirus Myeloencephalopathy (EHM) were confirmed in horses across Northumberland, Columbia, and Lancaster counties. With the virus spreading easily through direct contact, airborne droplets, and contaminated equipment, officials made the difficult call to cancel all equine‑related events at this year’s show. While EHM is serious, the Equine Disease Communication Center notes that 60–70% of affected horses recover with intensive veterinary care, offering hope amid concern. (00:22:15) The 2026 Pennsylvania Farm Show arrives with its signature mix of tradition, agriculture, and community pride, but also with unprecedented challenges. In this episode, we sit down with Bradford County Dairy Princess Sophia Tice, whose passion for dairy education and advocacy brings a fresh, youthful voice to the state’s largest agricultural event. Sophia shares her journey, her mission to connect consumers with farmers, and what it means to represent Pennsylvania’s dairy industry on such a big stage. (00:30:36) We also speak with Pennsylvania Agriculture Secretary Russell Redding, who offers insight into the decisions, pressures, and priorities shaping this year’s Farm Show. From supporting producers to navigating public health concerns, Secretary Redding reflects on the resilience of Pennsylvania agriculture and the responsibility of leading through uncertainty. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
Here's one for the outdoor gardeners - a study on mitigating allelopathic chemical release with biochar remediation! Study will be added to resources in the OHP Member Community :)
Hello friends! In today's episode, I am joined by women's football journalist Liberty Simons to break down some of the ongoing transfers this January transfer window. We breakdown whether this is a new trend or not, how it effects the game, what teams do to mitigate this, and what does it mean for the international stage. Find Liberty's work in her X bio @libertysimonsFollow me on X @SHEscoresbangerTimestamps0:00 Intro 3:00 Is this new?6:00 League structure11:28 Is this bad?17:20 Wider effects22:20 Mitigating efforts28:00 Outro #wsl #Damallsvenskan
The woman who lived to 118 years old had one remarkable characteristic that scientists couldn't ignore; her gut microbiome resembled that of a 35-year-old. I'm here today with Anders Corbett, CEO of Craft Microbiome, unpacking the science of banking your young bacteria before age-related decline sets in, and how specific bacterial strains are now being correlated to neurodegenerative diseases years before symptoms appear. Your genetic predisposition to Alzheimer's or Parkinson's may not be your destiny at all. CLICK HERE TO BECOME GARYS VIP!: https://bit.ly/4ai0Xwg Check out Anders Products here: www.craftmicrobiome.com Connect with Anders Corbett Website: https://bit.ly/495Viuq Instagram: https://bit.ly/4qz2Uvd Facebook: https://bit.ly/44XmbOH LinkedIn: https://bit.ly/44Xmjh9 Thank you to our partners H2TABS: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg BODYHEALTH: “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV BAJA GOLD: "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa COLD LIFE: THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp WHOOP: JOIN AND GET 1 FREE MONTH!: https://bit.ly/3VQ0nzW AION: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD A-GAME: “ULTIMATE15” FOR 15% OFF: http://bit.ly/4kek1ij PEPTUAL: “TUH10” FOR 10% OFF: https://bit.ly/4mKxgcn CARAWAY: “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC HEALF: 10% OFF YOUR ORDER: https://bit.ly/41HJg6S RHO NUTRITION: “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 GOPUFF: GET YOUR FAVORITE SNACK!: https://bit.ly/4obIFDC GENETIC METHYLATION TEST (UK ONLY): https://bit.ly/48QJJrk GENETIC TEST (USA ONLY): https://bit.ly/3Yg1Uk9 Watch the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Timestamps 00:00 Intro of Show 02:03 Anders Corbett's Background 09:27 How Does Your Gut Bacteria Make Your Muscles Stronger? 16:32 Analysing Gut Bacteria Procedure and Treatment 26:27 Addressing the Symptoms 30:38 Working with NBA and Elite Athletes 36:57 Crafting Your Microbiome (on Your Own Goals) 40:07 Where to Start (When You Have Gut Inflammation)? 48:49 Treating Children's Skin Diseases 57:09 Successful Patients' Cases 1:05:36 Mitigating the Risks of Neurodegenerative Diseases 1:08:44 What's Next for Craft Microbiome? 1:13:30 Restoring Healthy Physiology 1:18:26 Where to Start on Your Health Journey? 1:23:52 What does it mean to you to be an Ultimate Human? The Ultimate Human with Gary Brecka Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The Content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this Ask Me Anything episode, Ryan and Kipp dig into how men adapt when life throws setbacks their way. From injuries and burnout to financial risk and career pressure, they break down how to adjust without regret and keep moving forward. The conversation covers smart risk management, why momentum doesn't have to die after failure, and how boundaries protect your family, finances, and future. This AMA is a masterclass in resilience, decision-making, and staying productive through uncertainty. SHOW HIGHLIGHTS 00:00 - Holiday catch-up 03:49 - BHAGs, quarterly planning, and long-term vision 11:09 - Iron Council changes and system efficiency 18:54 - Injury, momentum, and recalibration 28:42 - Entrepreneurial risk and acceptable loss 38:48 - Masculinity, culture, and cycles of chaos 43:20 - Work overload, boundaries, and family protection 56:42 - Seasonal depression and staying in the game 01:02:28 - Balancing growth across life quadrants Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready
We're hitting "replay" and raising a mug of cocoa! ☕️
Drs. Jack Cush and Artie Kavanaugh preview the upcoming RNL 2026 meeting in Dallas, TX on February 7 & 8, 2026. Register at RheumNow.Live Below is the program: Saturday, February 7, 2026, 7:50 - 8:00 am Welcome & Introductions Drs. Cush and Kavanaugh 8:00 - 10:00 am POD I - Rheumatoid Arthritis: Achieving Better Outcomes 8:00 – 8:30 am Mortality in RA: A Story of Decline, Delay, or Plateau? Elena Myasoedova, MD 8:30 – 9:00 am The Mucosal Hypothesis of Rheumatoid Arthritis Kristen Demoruelle, MD 9:00 – 9:30 am ILD in RA – Recent Advances Jeffrey Sparks, MD 9:30 – 10:00 am Rheumatoid arthritis Faculty Q&A 10:00 - 10:15 am STEP 1: Placebos in Rheumatology Andreas Kerschbaumer, MD 10:15 -10:30 am STEP 2: Disease Modification in Osteoarthritis Tuhina Neogi, MD PhD 10:30 – 11:05 Break 11:05 - 12:10 pm POD II – Advancing Practice 11:05 – 11:30 am Obesity & Inflammation: Weight Management in Rheumatology Uzma Haque, MD 11:30 - 11:55 am Mitigating risk in Rheum Pts undergoing surgery Susan Goodman, MD 11:55 -12:10 pm Practice Panel Faculty Q&A 12:10 – 1:00pm Lunch 1:00 – 3:00 pm POD III – Decisions in Psoriatic Arthritis 1:00 - 1:30 pm Paradoxical Psoriasis and Strange Reactions Joseph Merola, MD 1:30 - 2:00 pm Why Do Plain X rays in Psoriatic Arthritis Arthur Kavanaugh, MD 2:00 - 2:30 pm IL-23 vs IL-17 inhibitors in PsA Andre Ribero, MD 2:30 - 3:00 pm Past, Present & Future of Gout Robert Terkeltaub, MD 3:00 - 3:30 pm Psoriatic Faculty Q&A 3:30 - 4:05 pm Break 4:05 - 4:20 pm STEP 3: Helicobacter Pylori update Byron Cryer, MD 4:20 - 4:35 pm STEP 4: History of Gout Robert Terkeltaub, MD 4:35 – 5:15 pm Keynote Address: 50 Years of Osteoporosis Michael McClung, MD 5:30 – 7:00 pm Reception Sunday, February 8, 2026 Day TOPIC Speaker 7:50-8:00 am Welcome & Introductions Drs. Cush and Kavanaugh 8:00 - 10:00 am POD IV – Staying Ahead of Spondyloarthritis 8:00 – 8:30 am Diagnosing Axial Spondyloarthritis in 2026 Denis Poddubnyy, MD 8:30 – 9:00 am Spondyloarthritis Complications Jessica Walsh, MD 9:00 – 9:30 am 2026 Advances in Spondyloarthritis Catherine Bakewell, MD 9:30 – 10:00 am Spondyloarthritis Faculty Q&A 10:00 – 10:15 am STEP 5: Asymptomatic Elevation of CK Rojit Agarwal, MD MS 10:15 – 10:30 am STEP 6: Update on Myositis Antibodies Rojit Agarwal, MD MS 10:30 – 11:05 am Break 11:05 – 12:10 am POD V – Highlights in Autoimmune Disease 11:05 - 11:35 am SMILE Study – Hydroxychloroquine in ANA+ Arthralgia Nancy Olsen, MD 11:35 – 12:05 am Sjogren's Treatment Landscape in 2026 Matthew Baker, MD 12:05 - 12:20 pm Autoimmune Faculty Q&A 12:20 – 1:25 pm POD VI - Large & Small Vessel Vasculitis 12:20 – 12:45 pm Embracing Relapses in PMR and GCA Michael Putman, MD 12:45 - 1:10 pm Small vessel vasculitis Clay Cockerell, MD 1:10 - 1:25 pm Vasculitis Faculty Q&A 1:30 pm Adjourn
With more states expected to adopt new laws, while others will be demanding more detail in existing regulations, employers are challenged to implement a unified, scalable compensation system that addresses cross-state inconsistency. In this first episode of our series, we survey the varied pay transparency landscape, detail upcoming developments, and explore how to use data both strategically and practically to mitigate legal risks, maintain compliance and improve cross-functional collaboration and decision-making amid rapidly changing laws.
Nutritional strategies for treating Barrett's EsophagusHow can my uncle mitigate the side effects of his Merkel cell carcinoma therapy?How long can I take strontium?Is beet root powder beneficial for nitric oxide production?
Garrett Morrison returns to the feed as he joins Andy Johnson for a golf architecture mailbag episode! Andy and Garrett answer questions submitted by Fried Egg Golf Club members using FEGC's new discussion forum. The two discuss the future course ownership models, the process of rating nine-hole courses, and how artificial intelligence will impact the golf design business moving forward.
The Practice of the Practice Podcast | Innovative Ideas to Start, Grow, and Scale a Private Practice
Who counsels the counselor? Are you building systems to prevent risk, or patching problems after they appear? When was the last time you checked whether your employment practices could stand […] The post GPBC25 Series: Mitigating Risk and Employment Law with John David Gardiner | POP 1296 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.
The Practice of the Practice Podcast | Innovative Ideas to Start, Grow, and Scale a Private Practice
Toxins don't just affect your body; they shape your emotions, thoughts, and how you experience the world. In this episode, I talk with Kyle Peche, mineral-balancing coach and detox expert, about how deep detoxification can reprogram both your biology and psychology. We uncover how to minimize Herx reactions, release repressed emotions through detox, and build a stronger foundation for lasting energy, focus, and peace of mind. Kyle shares his personal health collapse at age 18, his long battle with brain fog and fatigue, and the exact steps that led him to recovery through mineral balancing and strategic detoxification. Tune in to learn the practical steps and emotional breakthroughs that can help you understand what's holding your body and mind back from real healing. "Once I detoxed, I found myself being myself effortlessly, in flow states." ~ Kyle Peche In This Episode: - Kyle's journey from total burnout to full recovery - The biggest detox mistakes that make people worse - About hair mineral analysis and mineral balancing - True detox symptoms vs. over-detoxification - Mitigating and preventing detox symptoms - Preventing detox reactions - How to safely restore liver health and bile flow - How repressed emotions impact detoxification - How metals like mercury and lead alter mood and behavior Products & Resources Mentioned: TruEnergy Skincare: Get this powerful combo at https://trytruenergy.com/wendy-2 Puori PW1 Whey Protein & Creatine+: Go to https://puori.com/wendy and use code WENDY to get 20% off your entire order, even on discounted subscriptions. Organifi Collagen: Save 20% with code MYERSDETOX at https://organifi.com/myersdetox Qualia Senolytic: Get 15% off with code WENDY at https://qualialife.com/wendy Heavy Metals Quiz: Find out if heavy metals are impacting your energy, mood, and overall health at https://heavymetalsquiz.com About Kyle Peche: Kyle Peche is a certified mineral-balancing coach and founder of Jyoti Mineral Balancing. After suffering a severe health collapse at 18, which included fatigue, brain fog, anxiety, and digestive failure, he spent years experimenting with both medical and alternative protocols. Through hair-tissue mineral analysis and detoxification, Kyle rebuilt his health and discovered the profound emotional and spiritual changes that occur when the body truly detoxifies. Today, he helps clients restore balance, prevent Herx reactions, and transform their psychology through deep cellular healing. Learn more at https://jyotimineralbalancing.com and on Instagram at https://www.instagram.com/kyle_peche/ Disclaimer The Myers Detox Podcast was created and hosted by Dr. Wendy Myers. This podcast is for information purposes only. Statements and views expressed on this podcast are not medical advice. This podcast, including Wendy Myers and the producers, disclaims responsibility for any possible adverse effects from using the information contained herein. The opinions of guests are their own, and this podcast does not endorse or accept responsibility for statements made by guests. This podcast does not make any representations or warranties about guests' qualifications or credibility. Individuals on this podcast may have a direct or indirect financial interest in products or services referred to herein. If you think you have a medical problem, consult a licensed physician.
PREVIEW. Weightlessness Effects on Human Vision and Mars Travel Implications. Bob Zimmerman discusses a NASA study regarding the profound effect of weightlessness on the human eye. The study, looking at 28 individuals from long ISS missions, found about half had vision problems because the eye flattens in weightlessness. Though previous studies noted bone and cardiovascular issues, this new discovery found that women had less of this specific problem than men. Mitigating these effects is required for Mars travel. Retry
Join Mindy Jensen and Scott Trench on the BiggerPockets Money Podcast as they welcome retirement tax experts Sean Mullaney, The FI Tax Guy, and Cody Garrett, a certified financial planner, to break down their game-changing retirement drawdown order of operations. This isn't your typical retirement advice - it's a strategic blueprint that could save early retirees and traditional retirees thousands in taxes while ensuring their money lasts a lifetime. Discover the four critical retirement drawdown fundamentals that form the backbone of any successful retirement strategy, plus advanced tactics for optimizing your tax burden, managing healthcare costs, and timing Roth conversions for maximum impact. Sean and Cody don't just explain what to do - they walk through exactly when and why each strategy matters most, covering everything from your retirement date through the challenging widow and widower years. This episode covers: The four fundamental retirement drawdown rules that could save you thousands Why you should spend taxable accounts first and traditional accounts second The strategic case for delaying Social Security until age 70 How to use HSAs and Roth IRAs as powerful tax-free tools The five distinct phases of retirement and what each one means for your strategy Advanced Roth conversion tactics and optimal timing How to keep income low to maximize ACA premium tax credits Managing required minimum distributions and minimizing their impact Healthcare cost planning and insurance strategies for retirees Why working with a qualified tax planner is essential for your unique situation And SO much more! 00:00 Retirement Drawdown Strategies 01:22 Fundamentals of Retirement Drawdown 03:37 Phases of Retirement and Taxable Accounts 07:23 Managing Income and Premium Tax Credits 09:22 Roth Conversions and Standard Deductions 19:52 Hidden Roth IRA and Tax Planning 28:36 Navigating Healthcare Subsidies and Early Retirement 29:26 Balancing Benefits for Early Retirees and Self-Employed 33:34 Strategic Tax Planning for Retirement 35:50 Understanding Required Minimum Distributions (RMDs) 36:59 Mitigating the Impact of RMDs 40:51 The Widow's Tax Trap and Effective Tax Planning 46:30 Connect with Sean and Cody! Learn more about your ad choices. Visit megaphone.fm/adchoices