Podcasts about ynab

Neuroscientist and longevity expert Dr. Kay Linker joins me to break down the science of staying young—inside and out. We dive deep into how the brain ages (and how to slow it down), the neuroscience behind exercise, and why Zone 2 training is a game-changer for cognitive health. Dr. Linker explains how your brain detoxes itself, how to avoid glucose spikes and crashes, and what fasting really does for your mind. We also talk hormones, exosomes, and the surprising link between how you look and how you feel. From optimizing nutrition and reducing dementia risk to her sauna and cold plunge routine for longevity, this episode is packed with cutting-edge insight. Plus, we cover the best next-gen skincare, the three pillars for lasting brain health, and which “healthy” trends to skip altogether.This episode is brought to you by YNAB, ProLon, Ritual, LMNT, Puori, and Fatty15.Visit www.ynab.com/well to claim an exclusive three-month free trial, with no credit card required.Go to ProLonLife.com/BLONDE for 15% off plus a $40 bonus gift when you subscribe to their 5-day program.Visit ritual.com/BLONDE for 25% off your first month. Try LMNT and get a free sample pack when you go to DrinkLMNT.com/WELL.Use promo code blonde for 35% off your first subscription order at livemomentous.com. Use promo code BLONDE at Puori.com/BLONDE for 20% off.Visit fatty15.com/WELL and use code WELL at checkout for an additional 15% off their Starter Kit.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this solo episode, I share a powerful reminder that the very challenges and obstacles we face on the journey to financial freedom are often what make us stronger. I start by revisiting a story I mentioned in my book, Your Journey to Financial Freedom, about the Biosphere 2 experiment where trees grew quickly in perfect, windless conditions but fell before maturing because they never developed the strength to sustain themselves. That missing “wind” reminded me of how important challenges are in our own growth. Just like those trees, when we try to avoid friction or rush toward quick wins, we might grow fast but not strong. The “wind” in our lives, the job losses, tight budgets, market downturns, and unexpected setbacks builds the stress and resilience we need to stand tall and stay grounded when life pushes back. In This Episode, I Talk About: How stress and challenges build strength and how the moments that slow you down, like money, stress or tough life changes, are what prepare you for long-term success. Why sustainable growth matters more than speed. Quick wins feel good, but real freedom comes from patience, consistency, and a strong foundation. How to reframe “going slow”. Going slow isn't failure, it's building roots deep enough to handle life's wind. Other related blog posts/links mentioned in this episode: Get your copy of Your Journey To Financial Freedom & Turn to page 102 to read more about the Biosphere 2 story and other lessons that can shift your money mindset. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

I'm sharing a special episode this week, from Dr. Sharon Malone. On Dr. Sharon's new podcast, The Second Opinion, women take back the conversation on health with straight talk, real experience, and the care we all deserve. You'll hear prominent female advocates, experts and patients just like you sharing how they confronted gaps in our healthcare system and got second opinions that saved their lives. Alongside each guest, Dr. Sharon tackles the questions and topics we've been conditioned to ignore the ones we search for at 3 a.m. but never bring up at the doctor's office. From dismissed symptoms to systemic failures, she pulls back the curtain on what's really going on in women's health and gives women the tools to advocate for themselves and each other.   In this episode, Dr. Sharon talks to journalist Elaine Welteroth about Elaine's birthing journey, how she's working to make birth joyful again, and how her new non-profit, birthFUND, is helping families get access to life-saving midwifery care. Find more episodes of The Second Opinion with Dr. Sharon Malone here. Other related blog posts/links mentioned in this episode: Listen to the Second Opinion Podcast with Dr. Sharon Malone, here. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In June 2025 at YNAB Fan Fest Minneapolis, Jesse gave a talk about how money is a medium -- not just of exchange, but, ultimately, of you. When you really examine what it is that money does in the world, it is a thing which translates your energy and effort (required to earn the money) into tangible goods and services. When you draw a throughline between your work and your spending, money just falls away. It's simply a medium for you to express yourself in the world.   Sign up for YNAB Fan Fest updates: https://www.ynab.com/events   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

In this solo, I'm catching you up on everything: walking through hard things and what it actually feels like when life finally turns around. I talk about staying friends with an ex (yes, it's possible), how my lifestyle now compares to when I was married, and the biggest perspective shifts I've had post-divorce. I also get into finding joy in the small stuff, how to want what you already have, and my honest thoughts on kids now that I'm in a happy, long(ish) relationship. For a little beauty chat, I discuss my current in-office treatments, easy chest hacks, what I wish I did earlier, and the top five skincare and makeup products I can't live without.This episode is brought to you by YNAB, Armra, Boncharge, Foria, Just Thrive, Fatty15, and Ourplace.Visit www.ynab.com/well to claim an exclusive three-month free trial, with no credit card required.Go to armra.com/WELL or enter WELL to get 30% off your first subscription order.Save 15% off my favorite Red Light Face Mask by using code BLONDE at www.boncharge.com.Get 20% off your first order when you visit foriawellness.com/BLONDE or use code BLONDE at checkout.Go to justthrivehealth.com and use code WELL for 20% off your first 90 day bottle of Just Thrive probiotic. Visit fatty15.com/WELL and use code WELL at checkout for an additional 15% off their Starter Kit.Go to fromourplace.com/BLONDE and use code BLONDE for 10% off sitewide.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this solo episode, I'm breaking down one of the most important concepts on the path to financial freedom, the difference between saving and investing, and why you need both. I share how growing up with a single mom and grandmother who were natural savers taught me early lessons about money, and how those habits helped me buy my first condo at 22. But I also talk about how saving alone wasn't enough, I needed to learn how to make my money work for me through investing. I walk you through what saving and investing really mean, how they serve different purposes, and how using both intentionally can help you build stability now and freedom later. In This Episode, I Share: How saving creates safety and peace of mind, while investing builds long-term wealth and freedom. Why inflation quietly eats away at your savings if you're not investing. My simple rule of thumb, build your emergency fund, pay off debt, invest consistently, and keep saving for short-term goals. The real difference in growth; how $10K can become about $10.5K in savings but over $46K when invested long term. Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

At Fan Fest Minneapolis in June 2025, Ben and Ernie recorded their first ever live podcast of Budget Nerds! They invited friend, mentor, and fellow YNAB creator Ashley Lapato, who also runs @theorganizedwallet account on TikTok. Ashley tells her story of discovering YNAB after an especially embarassing failure to pay her bills on time while her husband was traveling for work. She resolved to finally learn how to take control of their money and become a positive finanacial contributor to their marriage. Ashley discovered YNAB, and, as you can see now, the rest was history!   Ashley also walks through her categories, including setting aside money for fostering new relationships and leaving room for "side quests," as she calls them -- adventures and experiences that help you grow and learn new things.   Follow Ashley L. on TikTok: https://www.tiktok.com/@theorganizedwallet?lang=en     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com  

#892: Join us as we sit down with Paul Saladino – licensed medical doctor, leading authority on animal-based nutrition, & creator of one of the most trusted, high-impact health platforms today. Paul's dedication to animal-based nutrition & regenerative agriculture isn't a trend – it's a life's work. In this episode, Paul answers the health questions we've all been dying to know: the truth about fabrics, how to actually detox heavy metals, the real story behind Tylenol, supplements you should actually be taking, water bottles you should avoid, the dangers of Bluetooth headphones, & breaking down the truths of animal-based diets. This episode is a tell-all of what we've all been wanting answers for!   To Watch the Show click HERE To Shop Lineage Provisions visit https://lineageprovisions.com/SKINNY and use code SKINNY for 15% off.  Get early access to the Lineage collagen + protein bars and 15% off their collagen and other snacks and supplements in the meantime https://lineageprovisions.com/pages/skinny-earlyaccess. To Shop Heart & Soil visit http://heartandsoil.co/SKINNY and use code SKINNY for 10% off.  To Watch Episode #738 with Paul Saladino click HERE To Watch Episode #580 with Paul Saladino click HERE For Detailed Show Notes visit TSCPODCAST.COM To connect with Paul Saladino click HERE To connect with Lineage Provisions click HERE To connect with Heart & Soil click HERE To connect with Lauryn Bosstick click HERE To connect with Michael Bosstick click HERE Read More on The Skinny Confidential HERE Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode. Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194 To Sign up for the Food for Humans Film presale visit http://foodforhumans.com. This episode is sponsored by The Skinny Confidential Optimize your daily beauty routine. Shop The Skinny Confidential Brow Peptide and subscribe today at http://bit.ly/TSCBrowPeptide. This episode is sponsored by ARMRA Go to http://armra.com/SKINNY or enter SKINNY to get 30% off your first subscription order. This episode is sponsored by Merit Beauty Right now, Merit Beauty is offering our listeners their Signature Makeup Bag with your first order at http://meritbeauty.com.  This episode is sponsored by Superpower Head to http://Superpower.com to learn more and lock in the special $199 price while it lasts. After you sign up, they'll ask how you heard about them—please make sure to mention this podcast to support the show. Your biology, decoded. Your blueprint, activated—with Superpower. This episode is sponsored by Ritual  Get 25% off your first month at http://ritual.com/SKINNY. Start Ritual or add Essential Prenatal to your subscription today. This episode is sponsored by Opill Opill is birth control in your control, and you can use code SKINNY for twenty five percent off your first month of Opill at http://Opill.com.  This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny. This episode is sponsored by Good To Know Visit http://GoodToKnowFacts.com for more information. Produced by Dear Media

#891: Nicole “Snooki” Polizzi — reality TV icon, entrepreneur, author, wife, and mother of three — joins us for an unfiltered conversation. Rising to fame on MTV's Jersey Shore, Snooki became a pop-culture phenomenon known for her authenticity and humor. In this episode, she opens up about overnight stardom, what reality TV doesn't show, her biggest lessons in reinvention, motherhood, and how she's built a brand that lasts. Plus, we ask the behind-the-scenes questions fans have wanted answers to since day one.   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Snooki click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is sponsored by The Skinny Confidential  Wear with intention. Wake up with ambition. Shop The Skinny Confidential's latest drop - The Fall Edit, featuring Uniform and Blanc. The limited-edition Mouth Tape made for those who take their beauty sleep seriously. Available now at https://bit.ly/TSC-NEWNEW.   This episode is sponsored by Branch Basics  Shop Branch Basics in 600+ Target stores nationwide, or http://Target.com. Use code SKINNY15 to get 15% off at https://branchbasics.com/SKINNY15.    This episode is sponsored by Purely Elizabeth  Visit http://purelyelizabeth.com and use code SKINNY at checkout for 20% off.   This episode is sponsored by Coterie Head to http://coterie.com and use code SKINNY20 at checkout for 20% off your first order at coterie.com.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny.   This episode is sponsored by SAKS Fifth Avenue Head to Saks Fifth Avenue for inspiring ways to elevate your personal style, every day. Learn more at http://Saks.com.    This episode is sponsored by Prolon For a limited time, Prolon is offering listeners 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit http://ProlonLife.com/SKINNYY to claim your 15% discount and your bonus gift.   Produced by Dear Media

When worry creeps in to your money, the knee jerk response is to think: "I just need to make more money, that will solve my problems." But as Jesse shares in a humorous conversation with his daughter, it's interesting how quickly you can spend more and more money in your mind. Unless you're a billionaire, money has a way of becoming stressful when you're only solution is to need more and more of it.   Jesse's approach when worry creeps in? Double down on YNAB. Go back to giving every dollar a job -- which is the core principle of the YNAB method -- and taking active control of your money. Doing this not only helps you create a plan for your money, it puts you in the driver seat of your money, and helps you regain confidence in your plan, one transaction at a time.   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Hallie Gould is GM and editor-in-chief of the online beauty publication Byrdie. She joins the show for a fun and candid deep dive into the beauty and wellness world from both sides of the industry. We get into skincare routines and Hallie's specific go-to products, how aging, hormones, and breakouts change the way we approach maintenance, and the instant-gratification treatments she actually thinks are worth it. Hallie pulls back the curtain on what really happens behind the scenes at media outlets—how editors vet products they recommend, what celebrity disclosures about surgery mean for readers, and which trends are here to stay. We also talk hair hacks, the crossover of beauty and wellness, and embracing our 40s with confidence—complete with Eva Longoria and Salma Hayek aging-goals inspo. Plus, Hallie shares her experience with treatments like Softwave and PRF, and walks us through her makeup routine for that effortless dewy glow.This episode is brought to you by YNAB, Open Phone, Field of Greens, Our Place, Ritual, Jolie, and Momentous.Visit www.ynab.com/well to claim an exclusive three-month free trial, with no credit card required.Visit quo.com/BLONDE for 20% off 6 months. Get 20% off when you use promo code WELL at fieldofgreens.com. Go to fromourplace.com/BLONDE and use code BLONDE for 10% off sitewide.Visit ritual.com/BLONDE for 25% off your first month. Go to jolieskinco.com/WELL for free shipping.Use promo code blonde for 35% off your first subscription order at livemomentous.com. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on the Journey to Launch Podcast, I'm diving into the money rules that have guided me and the ones I've intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I've adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you've been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me ✨ The role of automation in reducing stress and keeping me consistent with saving and investing ✨ The importance of building a safety net and FU money, and how it's given me the freedom to take risks ✨ The rules I've broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#889: Join us as we sit down with Candace Bushnell – best-selling novelist, TV producer, & most recently the star of her own one-woman show, the critically acclaimed True Tales of Sex, Success and Sex and The City. A cultural icon who redefined a generation, Candace shares her perspective on the importance & beauty of being a modern, independent woman. In this episode, Candace opens up about societal shifts in dating, the evolution of gender norms, changing dynamics in relationships, & spills what audiences can expect at her one-woman show!   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Candace Bushnell click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   To learn more about Candace Bushnell and purchase tickets to her one-woman show, True Tales of Sex, Success and Sex and The City visit http://CandaceBushnell.com.   This episode is sponsored by Nutrafol For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to http://nutrafol.com/skinnyhair.   This episode is sponsored by BetterHelp Give online therapy a try at http://betterhelp.com/SKINNY and get on your way to being your best self.   This episode is sponsored by Bon Charge Go to http://boncharge.com and use coupon code SKINNY to save 15%.   This episode is sponsored by Bobbie Bobbie is offering an additional 10% off on your purchase with the code TSC. Visit http://hibobbie.com to find the Bobbie formula that fits your journey.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny.   This episode is sponsored by AG1 Go to http://drinkag1.com/skinny to get a FREE Frother with your first purchase of AGZ.   This episode is sponsored by Good To Know Visit http://GoodToKnowFacts.com for more information.   Produced by Dear Media

It's no secret, college is expensive. But if you haven't looked in a few years, college has gotten really expensive, especially certain schools with a lot of name recognition and clout. Jesse has a senior in high school, so as he's been helping with the college application process, he's been pondering: is college worth it? And more importantly, is every college worth it?   As Jesse balks at the eye watering price of Yale (over $100k a year now), he urges listeners to really check in with their "why" for college, get clear about their priorities, and not get caught up in the hype of prestige.   Resources mentioned in this episode: The Price You Pay for College by Ron Lieber   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

In this week's episode of the Journey to Launch Podcast, I'm joined by two amazing women, Roshida Dowe and Stephanie Perry, co-founders of the Exodus Summit. Both of them walked away from traditional careers, Roshida as a lawyer and Stephanie as a pharmacy technician, to create lives centered around freedom, travel, and joy. We talk about how they each made the leap to move abroad, what it really takes to prepare financially and emotionally, and how you can start creating more options for yourself, no matter your current circumstances. In this episode, you'll learn: How Roshida and Stephanie turned career breaks into permanent lifestyle shifts abroad What it really takes to prepare financially (even on modest salaries) The mindset shifts needed to let go of fear, attachments, and over-planning Why building community is key, and how the Exodus Summit helps Black women design lives of freedom abroad Other related blog posts/links mentioned in this episode: Check out The Exodus Summit happening on October 10-13, 2025, created by Black women, for Black women and their families to learn how to make money to move abroad. Go to journeytolaunch.com/exodus.  Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with ExodUS Summit: Website: ExodusSummit.com Instagram:@ExodusSummit Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

You may have noticed some recent changes to the YNAB app, starting with no more "add transaction" button in the bottom row of the screen. It was a little jarring for Ben and Ernie at first, but they quickly realized that you can still add transactions easily within YNAB, and in fact, there are many ways to add transactions quickly within the app. In today's episode, Ben and Ernie walk through all the ways you can add transactions in YNAB, on all platforms, including: iOS shortcuts and widgets iOS spotlight Using voice commands via Siri Android widgets From the lock screen of your phone   Whether you're new to YNAB or a veteran, there's probably some new ways to add transactions you haven't explored yet, including ways to auto-populate categories and payees. This episode relies heavily on screenshots and visual references, so we encourage you to watch it on YouTube as well.   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com  

When you don't have a plan for your money, it can feel like money is in control of your life. That can be a terrifying feeling! YNAB can not only help you set a plan for your money, but reclaim control of your money, and control over your life.     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

GPS is Now Open! Visit https://takecontroladhd.com/gps to learn more and take control of your planning today!Money and ADHD: two words that often stir up stress, shame, or avoidance. But what if we stopped thinking of planning as punishment and instead saw it as a path to clarity, confidence, and even peace of mind? This week, Pete and Nikki welcome Ben Barlowe and Ernie Reppe—the Budget Nerds of YNAB—to talk about why the word budgeting is going out of style and how we're still all-in on the money mindset.They share how to build a money mindset that's about purpose, not restriction, and why giving every dollar a job is the simple shift that makes all the difference. From impulse spending and forgotten bills to shame spirals and the fear of facing financial reality, this conversation gets real about the unique challenges ADHD brings to money management—and how to take the sting out of them.Whether you're brand new to planning your finances or you've tried before and burned out, this is your invitation to make peace with your money and take back control.Links & NotesGetting Started with YNAB with Ben and ErnieYNAB for High Income EarnersGet your 34-day Trial of YNABSupport the Show on PatreonDig into the podcast Shownotes Database (00:00) - Welcome to Taking Control: The ADHD Podcast (03:08) - Become a Patron at patreon.com/theadhdpodcast (03:29) - ADHD and Money with Ben Barlow and Ernie Reppe from the Budget Nerds (13:48) - The Budgeting Mindset: Give Every Dollar a Job (24:00) - What are the big questions to help you start your money plan?

Dr. Miguel Mascaró is a double board-certified facial plastic and reconstructive surgeon known for his refined, natural results and advanced approach to aesthetics. He joins the show for a deep dive into the cutting edge of aesthetics—and many (funny) personal anecdotes between the two of us as well. From Sculptra and fat transfers to biostimulators vs. fillers, we break down what actually works, when to start considering facelifts (including endoscopic ones) and the underrated procedure nearly every celebrity swears by. We also get real about complications, controversial trends like fox eyes and buccal fat removal, and the next wave of regenerative treatments: think PDRN “salmon sperm,” exosomes, PDGF, Softwave, RF microneedling, and even bee venom as a Botox alternative. On a light note we hold a trend funeral, expose who is more vain between the two of us, talk what procedure he's had to talk me out of, and much more. Whether you're curious about the science, the trends, or just want to know what's hype vs. what's here to stay, this conversation is equal parts educational and entertaining.This episode is brought to you by YNAB, OSEA, Just Thrive, Ritual, Fatty15, Prolon, and Purely Elizabeth.Visit www.ynab.com/well to claim an exclusive three-month free trial, with no credit card required.Get 10% your first order sitewide with code BLONDE at OSEAMalibu.com.Go to justthrivehealth.com and use code Well for 20% off. Visit ritual.com/BLONDE for 25% off your first month. Visit fatty15.com/BLONDE or use code BLONDE for an additional 15% off their Starter Kit.Go to ProLonLife.com/BLONDE for 15% off plus a $40 bonus gift when you subscribe to their 5-day program.Visit purelyelizabeth.com and use code WELL at checkout for 20% off.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey Journeyers! I'm back on the mic after taking the summer off. In this solo episode, I'm reflecting on what it means to truly live financial freedom, not just chase it. Over the last few months, I've stepped back from hustle mode to embrace rest, family time, and the flexible lifestyle I've worked so hard to create. I'm sharing candid updates about my summer sabbatical, how I balance business with family life, and the lessons I've learned about honoring the season you're in. From budgeting less rigidly to leaning into the “commander stage” of financial independence, I talk about the power of preparation, setting boundaries, and redefining productivity. This isn't an episode packed with hard financial tips, but it's full of observations, encouragement, and reminders to honor where you are on your own journey. In this episode I share: ✨ Why I intentionally take summers off and how I plan for it ✨ The freedom (and challenges) of embracing slower, less productive seasons ✨ How I budget and set up my finances to allow for sabbaticals ✨ The importance of knowing your current “Journeyer Stage” ✨ Lessons on comparison, privilege, and building financial flexibility ✨ My reflections on what's next for Journey to Launch Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

Laura (34) and Cameron (38) earn over $200,000 a year and save thousands each month, yet every decision feels like a crisis. Laura, a first-generation Mexican American, grew up in financial chaos and now enforces strict rules, from tracking every purchase in YNAB to keeping Cameron on an allowance. Her dream is to hit Coast FIRE in five years. Cameron, meanwhile, just wants to enjoy life today—take a trip, fix the car, maybe even expand their family. Their daughter is four, and the question of whether to have another child looms large. Can Ramit help them break free from fear, build shared goals, and find a balance between saving for tomorrow and living fully now? A special thanks to DeleteMe for sponsoring this episode. If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. In this episode we uncover: • Why Laura enforces strict financial rules yet still feels unsafe despite saving half their income • How Cameron's “passenger” role with money leaves Laura carrying the weight • Why their $228,000 household income doesn't feel like “enough” in an affluent Chicago neighborhood • How childhood experiences shaped Laura's scarcity mindset • The emotional toll of living as if they are still poor, even with nearly half a million dollars in net worth • How FIRE gave Laura a sense of control and safety—but at the cost of enjoying life today • How chasing control keeps them feeling perpetually “behind” and unable to thrive • The stark contrast between Laura's authoritarian role and Cameron's passivity • How they can move beyond survival mode and start thriving by defining a shared Rich Life vision Chapters: (00:00:00) “I keep my husband on an allowance” (00:09:58) Ramit breaks down their numbers (00:25:05) “We feel poor… on $228,000 a year” (00:41:37) “My parents racked up debt in my name without me knowing” (00:54:48) “I keep us living small” (01:10:21) “CoastFi says we're fine—so why doesn't it feel real?” (01:24:06) “What would make the next 10 years magical?” (01:33:54) Where are they now? Laura and Cameron's follow-ups This episode is brought to you by: Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored SonderMind | Go to https://sondermind.com to get matched with the right therapist in less than a week Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you Links mentioned in this episode • Get tickets for my next live event—September 26 in Los Angeles—at iwt.com/events Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and Elizabeth Ayoola discuss intentional money conversations and the psychology of paying by phone vs. card vs. cash to help you control spending and feel better about your money habits. Joined by Shari Rash, host of Everyone's Talkin' Money, they begin with a discussion of money talk made easier, with tips and tricks on opening with neutral topics like grocery prices, identifying your first money memory, and swapping shaming language for neutral phrasing. Then, personal finance nerd Kate Ashford joins Sean and Elizabeth to discuss whether paying by phone changes what you spend. They discuss why “payment coupling” can dull the pain of spending, guardrails to curb impulse buys (fun-money caps, 24-hour waits, no saved cards), and where cash, credit cards, mobile wallets, and envelope-style budgeting apps (like YNAB and Goodbudget) fit for security and self-control. Does Using a Credit Card Make You Spend More Money? https://www.nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: mobile payments, Apple Pay, Google Pay, digital wallet security, overspending, impulse buying, cash vs credit card, payment coupling, behavioral finance, pay by phone vs card, cash stuffing, envelope method, ynab, goodbudget, budgeting apps, grocery budget tips, price per ounce shopping, money mindset, first money memory, financial check-ins, unsubscribe from promo emails, wait 24 hours before buying, fun money budget, online shopping guardrails, biometric authentication, credit card fraud protection, cashless venues, spending guardrails, budgeting limits, talking about money with partner, how to start money conversations, rising grocery prices, neutral money language, feeling rich vs being rich, allocate money for joy, mobile wallet pros and cons, tap to pay risks, and how to curb impulse shopping. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money shouldn't keep you up at night, and it doesn't have to! Giving every dollar a job and asking yourself five questions about what your money needs to do not only grows your bank account, it gives you peace of mind (and better sleep)     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

This week on the Journey to Launch podcast, I'm welcoming back Jillian Johnsrud, author of Retire Often, to share how you can intentionally step away from work every few years, giving yourself the space to recharge, explore new possibilities, and create meaningful memories. Jillian has taken more than a dozen “mini retirements,” allowing her to live abroad, travel to 27 countries, adopt and raise six kids, invest in real estate, and pursue personal passions all without waiting until traditional retirement age. In this conversation, we dive into how you can design your own cycle of work and rest, why taking extended breaks doesn't derail your finances (and may even accelerate your career), and how to navigate the emotional and practical challenges of stepping away from work. In this episode you'll learn: What “retiring often” means and how mini retirements differ from vacations How to financially plan and budget for sabbaticals—even with debt Strategies for negotiating time off, re-entering the workforce, and handling family or personal expectations Tools and frameworks to help both employees and entrepreneurs rest, recharge, and avoid burnout Other related blog posts/links mentioned in this episode: Check out Retire Often, by Jillian Johnsrud Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jillian: JillianJohnsrud.com Instagram:@JillianJohnsrud Facebook.com:@jillian.johnsrud Twitter.com:@JillianJohnsrud Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

It's often said that sucess is the result of your daily habits. In today's episode, Ben and Ernie talk about seven habits that completed changed how they think about and act around money, including: Giving every dollar a job (the ultimate YNAB rule!) Only working with the money you have on hand right now Saving for non-monthly expenses Getting a month ahead Finding the money first in your plan, before you spend Holding on to your cash as long as possible Changing your plan regularly to reflect new life circumstances   Other resources mentioned in this episode: Understanding the credit card float in YNAB   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com  

Did you make a resolution to have a "no buy year" this year? How's that going? While Jesse loves the idea of a no-buy year, mainly because he loves to experiment with money and behavior, he admits the concept of it is flawed. A "no buy year" typically means you refrain from making any non-essential purchases so that you can save more money. As Jesse explains, though, saving money really means being good at spending money, and the way you get good at that... is to spend money! Spend money according to a plan, after asking yourself 5 essential questions about what that money needs to do for you.     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Dr. Erika Schwartz is a pioneer in the use of bio-identical hormones for preventing illness and their direct link to overall wellness, as well as their interconnection with diet, sleep, and stress management. She joins the show to discuss the world of hormones: what's lifestyle-driven, what's hormone-based, and how to know the difference. She breaks down the powerful role of estrogen (including topical use) to the balancing effects of progesterone, the impact of testosterone, thyroid, and adrenal health, in addition to each of these players' effects on energy, mood, metabolism, and longevity. We also cover PCOS, when it may be time to start HRT, and the best timing for blood work to get accurate results. Whether you're curious about optimizing hormones for the first time or deep in research, this conversation brings clarity to a confusing space—merging science with real-life application.This episode is brought to you by YNAB, Ned, Puori, Just Thrive, LMNT, Hungry Root, and Fatty 15:YNAB: Listeners of Well can claim an exclusive three-month free trial with no credit card required at www.YNAB.com/wellNed: Get 20% off your first order by visiting www.foriawellness.com/BLONDE or use code BLONDE at checkoutPuori: Get 20% off when you visit by exclusive URL www.puori.com/BLONDE and use my promo code BLONDE at checkoutJust Thrive: Visit www.justthrivehealth.com/discount/well and save 20% on your first 90 day bottle of Just Thrive probiotic with promo code WELLLMNT: Right now LMNT is offering a free sample pack with any purchase. This deal is only available by visiting my link www.drinklmnt.com/WELLHungry Root: Visit www.hungryroot.com/blonde and use code blonde for 40% off your first box PLUS a free item in every box for life. Fatty 15: You can get an additional 15% off their 90-day subscription Starter Kit by going to www.fatty15.com/WELL and using code WELL at checkout.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vanessa Van Edwards, a best-selling author and behavioral researcher on professional communication and leadership, joins the Journey To Launch podcast to discuss science-based communication insights and give actionable social skills tips to advance your career, relationships, and overall life. We also chat about navigating stereotyping and biases , the importance of making definitive decisions about personal connections, leveraging cues to shape perception, and more. More than 50 million people have seen Vanessa on YouTube and in her viral TED Talk. She has been featured in Entrepreneur, CNN, CBS, and more. Her book, “Captivate: The Science of Succeeding With People,” has been translated into 17+ languages and her latest book, “Cues: Master The Secret Language of Charismatic Communication," was an instant best seller.  In this episode you'll also learn more about: Actionable posture tips and desk setups to optimize how others perceive you How to recognize if you have weaker people skills and what you can do to improve them  Why we should go into interactions wondering how we can like the other person more The Halo Effect, the definition of a “sticky person,” why charisma is just as important as a lucrative idea + more Other related blog posts/links mentioned in this episode: Captivate: The Science of Succeeding with People Cues: Master the Secret Language of Charismatic How to Win Friends & Influence People A Model of (Often Mixed) Stereotype Content: Competence Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Vanessa: ScienceOfPeople.com Instagram:@VVanEdwards Facebook.com:@VVanEdwards Twitter.com:@ScienceOfPeople Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In today's episode, Sarah goes through a techo kaigi -- her own assessment of how her current tools are working for her, along with some musing about what's up ahead for 2026! Products mentioned:Hobonichi Cousin AvecErin Condren B6 18 Month SoftboundHobonichi 5-Year JournalErin Condren WhiteboardEssential Calendar (affiliate link: https://www.theessentialcalendar.com/BESTLAIDPLANS + use code BESTLAIDPLANS for 10% off)Digital: Apple Notes, YNAB, Google SheetsSticker printer: Canon Selphy X20 Episode Sponsors:IXL: Make an impact on your child's learning this school year with IXL! Best Laid Plans listeners can get an exclusive 20% off IXL membership when they sign up today at ⁠⁠⁠ixl.com/plans⁠⁠⁠.Green Chef: Make this season your healthiest yet with Green Chef. Head to ⁠⁠⁠greenchef.com/50BESTLAID⁠⁠⁠ and use code 50BESTLAID to get 50% off your first month, then 20% off for two months with free shipping.PrepDish: Healthy menu plans and prep instruction to take the mental load out of dinner! Visit ⁠⁠⁠PrepDish.com/plans⁠⁠⁠ for your first 2 weeks, FREE.Mint Mobile: Affordable unlimited wireless! Get your new customer offer and your 3-month unlimited wireless plan for $15 a month at ⁠⁠⁠mintmobile.com/BLP Learn more about your ad choices. Visit megaphone.fm/adchoices

#880: Join us as Lauryn Bosstick hops back on the mic to share her raw & unfiltered birth story with Baby Bond! In this episode, Lauryn walks us through every detail of welcoming her third child - from prepping for the hospital & creating a calm delivery atmosphere, to quite literally pushing through birth. She opens up about her postpartum rituals, the products that made a real difference this time around, & gets candid about juggling three kids while finding balance in recovery & still prioritizing health. Lauryn gets into the nitty gritty of it all while soaking up the sweet newborn moments with her growing family.    To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Lauryn Bosstick click HERE   To connect with The Skinny Confidential click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   To shop The Skinny Confidential head to https://bit.ly/4mraWUP and use code BABY for 20% off all sitewide for a limited time. Excludes bundles and subscriptions.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny.   This episode is sponsored by Purely Elizabeth  Visit http://purelyelizabeth.com and use code SKINNY at checkout for 20% off. Purely Elizabeth. Taste the Obsession.   This episode is sponsored by SOAAK  Visit http://SOAAK.com/skinny and use code SKINNY at checkout to get your first month free.   This episode is sponsored by CORT Furniture   Build your own furniture rental package today at cort.com, that's http://cort.com/podcast.   This episode is sponsored by Policygenius Head to http://policygenius.com/SKINNY to compare quotes and get the coverage you need.    This episode is sponsored by Bobbie Bobbie is offering an additional 10% off on your purchase with the code TSC. Visit http://hibobbie.com to find the Bobbie formula that fits your journey.   This episode is sponsored by Cymbiotika Go to http://Cymbiotika.com/TSC today to get 20% off plus free shipping.   This episode is sponsored by The Skinny Confidential  Your daily routine done better – with The Skinny Confidential Caffeinated Sunscreen. Subscribe today at http://bit.ly/TSCSunscreen and get it delivered right to your door – because great skin doesn't take days off!   Produced by Dear Media

Football season is nearly upon us, and Jesse is thinking about the pigskin again. And money, of course. When you look at the great sports movies, they usually revolve around a struggling team -- often a team of stragglers and dubious athletes -- and a great coach who motivates them, helps them find their desire to compete, and puts them in positions to maximize the abilities they do have. You can do the same thing with your money. Give your dollars jobs, identify the best places to use your dollars so that they can work together to achieve your goals. Coach your money from a disorganized mess (like a 6-year old soccer game) into an intentional, well-oiled, strategic athletic team.   It all starts with one rule, and five questions.     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Christine Platt, author of ‘'The Afrominimalist Guide To Living With Less,' and pioneer behind The Afrominimalist, joins the podcast to talk about how she's carving out space for BIPOC within the minimalist movement. We discuss her journey towards living with less and how she outlines the differences for historically marginalized communities, which radically change the movement and minimalist community. Inclusion and representation matter, and this episode demonstrates the importance of recognizing this fact and celebrating these leaps forward within the minimalist movement. In This Episode You'll Learn: How minimalism is different for BIPOC Where Christine started on her minimalist journey Why minimalism isn't living with less, it's living with intention How you can have luxury and also live with less + more  Other related blog posts/links mentioned in this episode: Grab Christine Platt's book here.  Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Christine Platt: Facebook:@Christine.P.Patrick.1  Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

YNAB is a powerful, flexible piece of software, but there is a learning curve. In today's episode, Ben and Ernie teach you how to setup a YNAB spending plan from scratch, and the essential features you need to know. If you've been sitting on the fence, wanting to jump in, this is the perfect time to get started!   And remember, as Ernie says, you don't have to be perfect! The beauty of YNAB is you can easily change your plan anytime you want, as new circumstances come up in life and as you gain more insight into what you want your money to do for you.   Note this episode relies heavily on screenshots of the software, so we highly recommend you check out this episode on YouTube too! You can follow along with Ben and Ernie and setup your plan quickly and easily.   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com  

Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you ought to do, the responsible thing to do, but is definitely less fun. After all, you get something when you spend -- an item, an experience, a service. With saving you get, well, just more money in a pile somewhere.   As Jesse points out, no one says "I have a saving problem" but you hear "I have a spending problem" all the time. It's because spending is concrete. It has weight to it. Spending has a clear line to the value of the money being spent and what you value in the spending of it.   Saving money is actually a misnomer. All money exists to be spent, whether it's now or in the future. Savings is really just spending that will take place in the future. When you follow the YNAB method and give every dollar a job, including your "savings" dollars, you are planning for how you will spend that money in the future. You're making your savings concrete, putting a vision behind those dollars.   When you reframe the idea of saving like that, all of a sudden it becomes much easier to do!   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Struggling to get control of your money? In this episode of The Keep It Simple Podcast, Joey Bodinger shares three proven budgeting techniques that will help you manage your money, eliminate financial stress, and reach your goals faster. Whether you're brand new to budgeting or looking for a smarter system, you'll learn about: The 50/30/20 Rule a simple framework to balance needs, wants, and savings. The 80/20 Rule the “pay yourself first” mindset that ensures you save consistently. Zero-Based Budgeting – the most powerful way to give every dollar a purpose. Joey breaks down each method, explains how to apply it in real life, and shares tips to avoid common money leaks like forgotten subscriptions or overspending. By the end of this episode, you'll have practical steps to take control of your finances today.

Terri Cole is a therapist, author and former high-powered talent agent. From navigating the high-glam world of modeling agencies to helping A-listers through rehab, Terri's journey from powerhouse talent agent to renowned psychotherapist is anything but ordinary. In this episode, we get into the hidden cost of success, high-functioning codependency, why hyper-independence can backfire, and how conflict entrepreneurs thrive on chaos. Terri opens up about navigating addiction in her own family, being engaged to the wrong person, and the magnetic pull between codependents and narcissists—plus the crucial difference between overt and covert narcissism. It's a candid, layered conversation about healing, boundaries, and reclaiming yourself.This episode is brought to you by YNAB, Prolon, Open Phone, Just Thrive, LMNT, Puori, and Fatty15Claim an exclusive three-month free trial with no credit card required at www.YNAB.com/wellVisit www.ProlonLife.com/BLONDE to claim your 15% discount and your bonus giftVisit www.OpenPhone.com/blonde for 20% off your first 6 monthsVisit www.justthrivehealth.com/discount/Well and save 20% on your first 90 day bottle of Just Thrive probiotic with promo code WELLGet a free sample pack with any purchase at www.DrinkLMNT.com/WELLVisit www.Puori.com/BLONDE and use my promo code BLONDE at checkout for 20% offYou can get an additional 15% off their 90-day subscription Starter Kit by going to www.fatty15.com/WELL and use code WELL at checkoutPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Author, podcaster and entrepreneur, Charlie Gilkey, joins the podcast to shed light on what it really means to make the most out of your time and hone in on what you should focus your attention on. Charlie is founder of Productive Flourishing, a website that helps creatives, leaders, and entrepreneurs start finishing the stuff that matters. He's written several books, including an award-winning book, “Start Finishing: How to Go From Idea to Done,” and has been featured in Time, the Washington Post, the New York Times and more. We talk about the four different blocks of time, the reality and advantages of not doing “it all,” how to manage time as a neurodivergent identifying person, getting back control over our priorities and rebelling against rigid schedules.  In this episode, we discuss: Why attention is actually more valuable than time The difference between freedom from and freedom to How to implement the rule “No more than five active projects per time perspective.” Acceptable loss, honoring your priorities, headtrash + centering yourself  Avoiding the slippery slope of putting too much time, energy and attention on the economic and career projects in our lives + more Other Links Mentioned in episode: Read Charlie's Book: Start Finishing: How to Go From Idea to Done Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Charlie: Website Twitter: @CharlieGilkey  Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#877: #871: In this raw and unfiltered solo episode, Michael Bosstick breaks down what it actually takes to build, scale, and sustain a business in today's world. Drawing from 20+ years of firsthand experience as the Founder & CEO of Dear Media, an investor in high-growth startups, and a serial entrepreneur, Michael shares hard-earned lessons from both wins and failures. He dives deep into the biggest mistakes new founders make, how to choose the right business partners, the importance of financial discipline, and how to protect your energy while building something that lasts. Whether you're launching your first company or growing your tenth, this episode delivers tactical insight, mindset shifts, and a no-BS playbook for long-term success.   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Dear Media click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   To learn more about DM IRL Dallas and purchase tickets visit https://dearmedia.com/events.  This episode is sponsored by Cotton Cotton is The Fabric of Our Lives. Learn more at http://TheFabricOfOurLives.com.     This episode is sponsored by Fatty15 Fatty15 is on a mission to replenish your C15 levels and restore your long-term health. You can get an additional 15% off their 90-day subscription Starter Kit by going to http://fatty15.com/SKINNY and using code SKINNY at checkout.   This episode is sponsored by Astral Tequila House Marg Summer is here!!! Time to stock up! Go to http://AstralTequila.com to find Astral near you - and don't forget the limes! Please Enjoy Responsibly.   This episode is sponsored by The RealReal Get $25 off your first purchase when you go to http://TheRealReal.com/skinny.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny. Produced by Dear Media

You've probably heard the term "moving the goalposts," that is, a deceptive argument strategy in which you change the question, the criteria, or the standard by which you are evaluating something. The metaphor comes from sports, and it's a good metaphor for personal finance. Early in our adult lives we make a lot choices because money is scarce -- you choose to live with roommates instead of your own apartment, you skip buying something you want to prioritize schooling or training, for instance -- but as we get older and accumulate more financial resources our standards change and our choices change along with that. The goalposts move, so to speak.   Some call that lifestyle inflation or lifestyle creep, but Jesse doesn't like the term. It connotes something bad, something you shouldn't indulge in, but as Jesse points out, it's perfectly reasonable to want more things and different living conditions when you're older. That moldy apartment might have been fine as a college student, but with a family of five you probably want cleaner, more spacious accomodations.   So instead think of living a more expansive life as the goalposts shifting over time, and that's ok.  Just take some time to reflect back on where those goalposts started, and appreciate how well your spending aligns with your priorities.     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Dr. Nicole Martin is an anesthesiologist, skincare co-founder and former Real Housewife of Miami. She joins me for a candid conversation that blends beauty, wellness, and the realities of life on and off camera. We talk skincare routines, the good and bad of Botox (including preventative treatments and disasters) and emerging trends like exosomes and RF microneedling. Nicole opens up about aging, self-perception, postpartum anxiety, and her fear of flying, as well as the pressures of being a woman in today's world. We also get into the reality behind reality TV, navigating boundaries, and the ongoing process of finding your identity.This episode is brought to you by YNAB, Armra, Boncharge, Fatty15, OurPlace, Ritual, and JolieClaim an exclusive three-month free trial with no credit card required at www.YNAB.com/wellGo to armra.com/well or enter WELL to get 30% off your first subscription order. Go to boncharge.com and use coupon code BLONDE to save 15%.You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/WELL and using code WELL at checkout.Visit fromourplace.com/BLONDE and use code BLONDE for 10% off sitewide. Get 25% off your first month for a limited time at ritual.com/BLONDEJolie will give you your best skin & hair guaranteed. Head to jolieskinco.com/WELL to try it out fir yourself with FREE shipping.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence. In this conversation we discuss:  The importance of living in the present moment and mastering one's life. George's three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you've missed in life.  The balance between short-term pleasure and long-term financial planning.  How to find a trust-worthy financial planner who will help with your life plan George's approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Watch this episode on YouTube below or by clicking here. Other Links Mentioned in episode: Get George's book, The Three Domains of Freedom Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with George: Website: https://KinderInstitute.com Website: https://www.GeorgeKinder.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

It's been a while since Ben and Ernie have had a good old fashioned YNAB wins show, so here's another one! Ben and Ernie collected wins big and small from YNAB'ers improving their relationship with spending one transcation at a time. They cover wins ranging from paying off debt, to accomplishing big dreams and goals, to getting a month ahead, and simply getting back on track with the YNAB method.   So if you're feeling stuck in your own money story, dig in and let these YNAB wins give you some inspiration!   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com

Personal finance is personal, as the saying goes, and the only constant in life is change, to employ another saying. On that note, Jesse issues a challenge in today's episode: change your plan! Add a category, put some money in it, delete a category, shuffle some dollars around... just make a change. This is a reminder to yourself that the beauty of a plan is it's flexibility. As life changes, your plan can change along with it.     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

It's summer rebroadcast season! Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you. (00:36) - Welcome to The ADHD Podcast (03:20) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast (06:21) - Introducing Jesse Mecham (13:37) - The Tenses of Money (16:37) - The Four Rules (17:35) - 1. Giving Every Dollar a Job (20:39) - 2. Embrace your True Expenses (25:45) - 3. Role with the Punches (26:57) - 4. Aging Your Money (30:07) - The Elusive Emergency Fund (33:27) - What if you hate "Budgeting" (34:57) - Your Credit Card and You (39:23) - What if you're overwhelmed? (43:11) - YNAB as a Couple (46:26) - Kids

Nedra Glover Tawwab, licensed therapist, New York Times bestselling author, and relationship expert, joins the podcast to discuss what boundaries are and how to cultivate healthy ones in our own lives. We chat about her social media stardom, with her over 1M followers, her entrepreneur path, and how boundaries give you the freedom you're looking for in your personal, professional, and financial life.  In this episode we discuss: Navigating codependency + toxic cultural expectations What boundaries are and why you need to practice setting them The power of saying no + when it's appropriate to give an explanation How Nedra's 1M+ social media following allowed her to pivot to authorship The importance of identifying your values so you can more easily identify what your boundaries need to be + more Other related blog posts/links mentioned in this episode: Nedratawwab.com/set-boundaries-find-peace Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here. Connect with Nedra: Website Instagram:@NedraTawwab Twitter:@NedraTawwab Facebook: @NedraTawwab Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#872: Join Michael Bosstick as he sits down to share six core values designed to help lead you with intention, parent with purpose, & create a more meaningful life. These values – kindness, integrity, personal accountability, discipline, resourcefulness, & independence – serve as a foundation for a grounded & resilient mindset. In this episode, Michael offers practical insights & real-world examples to show how these principles can be applied across every area of life! Whether you're raising kids, building a business, or simply refining your own mindset, this episode delivers a clear, values-driven framework to help you show up with clarity, confidence, & purpose.   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is sponsored by The Skinny Confidential Your daily routine done better – with The Skinny Confidential Caffeinated Sunscreen. Subscribe today at https://shopskinnyconfidential.com/products/sunscreen and get it delivered right to your door – because great skin doesn't take days off!   This episode is sponsored by Cymbiotika  Go to http://Cymbiotika.com/TSC today to get 20% off plus free shipping.   This episode is sponsored by Hiya Health Receive 50% off your first order. To claim this deal you must go to http://hiyahealth.com/SKINNY.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny.   This episode is sponsored by Taylor Farms To learn more visit http://TaylorFarms.com.   This episode is sponsored by Branch Basics Use code SKINNY15 to get 15% off at https://branchbasics.com/SKINNY15.   This episode is sponsored by Caraway Visit http://Carawayhome.com/TSC10 you can take an additional 10% off your next purchase.   Produced by Dear Media

Flying airplanes is serious business. Mistakes are costly, not just because of the cost of the aircraft; if you're flying people, their lives are on the line. Jesse knows this better than most, having two brothers who are pilots. One day he overheard them talking shop and narrowed in on a common occurence they had teaching student pilots to fly -- these pilots were afriad of "hooking," that is, making a mistake on a flight and having to redo the assignment.   Jesse realized that everyone, including people who work high stress, high stakes jobs, learns through making mistakes. He quotes his favorite definition of intelligence, which "error correction." We learn by making mistakes then fixing them. And this must happen even for the most critical jobs like flying airplanes.   The same applies to money. Can you afford to make mistakes? Of course! You will mistakes, it's all about how you error correct after the fact. That's what the Five Questions help you do. They help you clarify what you want your money to do for you, and when you make a mistake with money, they help you correct your path and get you back on track. So, ultimately, you can live spendfully, loving the way you spend.   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

This week on the Journey to Launch Podcast, I'm joined by Karen Salmansohn, bestselling author, behavioral change expert, and creator of “Your To-Die-For Life: How to Maximize Joy and Minimize Regret Before Your Time Runs Out.” With over 2 million books sold, Karen brings a bold mix of research-based psychology and humor to help us snap out of autopilot and live with more intention. We dive into the powerful idea that mortality awareness isn't morbid, it's motivating. Karen introduces the concept of a "near-life experience" and how many of us are living life adjacent, not fully present. We also explore the connection between core values, money, happiness, and how to design your life with fewer regrets. In this episode we discuss: Core values that prevent future regret and help guide daily decisions How identity shapes habits and long-term financial wellness The difference between fleeting pleasure and deep fulfillment Why growth, curiosity, and authenticity matter more than productivity Strategies to discover your high-level purpose—even if you don't know it yet Other related blog posts/links mentioned in this episode: Check out Karen's book: Your To-Die-For Life Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Karen: Website Instagram:@NotSalmon Twitter:@NotSalmon Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Nick Maggiulli, bestselling author of Just Keep Buying and The Wealth Ladder, returns to the Journey to Launch podcast to share practical, data-driven insights for building wealth at any stage of life. In this conversation, Nick breaks down the six stages of financial progress using his new "Wealth Ladder" framework, explaining how to make smarter decisions with your money based on where you are on the ladder. From tackling low net worth to scaling into the millionaire range, Nick offers real talk on income, spending, and the mindset needed to grow wealth over time without sacrificing your life in the process. We also touch on work-life balance, the myth of overnight success, and why increasing your income is often more important than extreme frugality. In this episode, you'll learn: The six levels of the Wealth Ladder and how to figure out where you are The “0.01% rule” and how to spend guilt-free based on your liquid net worth Why income is the biggest driver of wealth and how to grow it What most wealthy people do differently  How Nick balances full-time work, writing, and life and what he plans to change after marriage and starting a family Why it's more impactful to "give now, not later" when supporting your loved ones Other related blog posts/links mentioned in this episode: Check out Nick's book: The Wealth Ladder: Proven Strategies For Every Step of Your Financial Life Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Nick: Website Instagram: @NickMaggiulli Twitter: @DollarsAndData Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#865: Join us as we sit down with Chervin Jaferieh – leading wellness expert, mentor, entrepreneur, & co-founder of Cymbiotika. A devoted seeker of truth & knowledge, Chervin is widely known for his innovative, holistic approach to health. Cymbiotika continues to disrupt the supplement space with cutting-edge formulations, raising the bar & inspiring individuals to unlock peak wellness. In this episode, Chervin dives into the power of nervous system regulation, the benefits of fasting, why he champions sustainable local farming, the impact of tech & social media on well-being, his daily rituals of meditation & reflection, & shares a deep look into his personal health routine!   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Chervin Jaferieh click HERE   To connect with Cymbiotika click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   Go to http://Cymbiotika.com/TSC for 20% off your order + free shipping!   This episode is sponsored by The Skinny Confidential Your daily routine done better – with The Skinny Confidential Caffeinated Sunscreen. Subscribe today at https://shopskinnyconfidential.com/products/sunscreen and get it delivered right to your door – because great skin doesn't take days off!   This episode is sponsored by 7Diamonds Use code SKINNY for 20% off your first order at http://7Diamonds.com.   This episode is sponsored by Squarespace Go to squarespace.com for a free trial, and when you're ready to launch, http://squarespace.com/SKINNY to save 10% off your first purchase of a website or domain.   This episode is sponsored by YNAB TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at http://YNAB.com/skinny.   This episode is sponsored by The RealReal Get $25 off your first purchase when you go to http://TheRealReal.com/skinny.   This episode is sponsored by Policygenius Head to http://policygenius.com/SKINNY to compare quotes and get the coverage you need.   Produced by Dear Media