Podcasts about ynab

It's no secret that money is a major factor in relationship conflicts. Whether it's misaligned values, a feeling that one partner is sabotaging the other's goals through their spending, or a desire to keep up with the Jones'... money has the potential to start or fuel a lot of conflict. But it doesn't have to! Often money arguments belie fundamental communcation problems, and YNAB can help by clarifying for both partners what the goal is for your dollars and whether that is aligned with your shared values.   Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC: YNAB.com/events  

In this episode of Journey to Launch, I'm joined once again by Travis Hornsby, founder of Student Loan Planner. Travis returns to break down the current state of student loans, including what's changed under the Biden and Trump administrations, what borrowers should expect moving forward, and how to navigate the uncertainty with smart, strategic planning. Whether you're a recent grad or have six-figure student debt, this episode will help you better understand your options and next steps. What You'll Learn in This Episode: What happened to Biden's student loan forgiveness and SAVE Plan—and why they're essentially dead How the IDR account adjustment and PSLF waiver may still benefit you What the new GOP proposals could mean for repayment plans and forgiveness timelines The difference between public vs. private student loans—and strategies for managing each Why many borrowers should consider enrolling in an Income-Driven Repayment (IDR) plan now Check out the video to this episode on YouTube here. Other Links Mentioned in episode:  Book Your Custom Student Loan Plan at Student Loan Planner, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Travis Hornsby: Website Instagram: @StudentLoanPlanner Twitter:@StudentLoanTrav Facebook:@StudentLoanPlan Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

To many, the word "budget" brings to mine restrictions, guilt, punishment, and a general feeling of dread that they don't have control over their money, much less hit their budget goals. But this idea that a budget means setting hard limits on spending in various categories, then looking back every month to see if you were "good" or "bad" in adhering to those limits... it's all backwards!   Jesse has another way to look at "budgeting," or planning as he calls it. You give every dollar you have a job -- you look at what future expenses you know you have coming and put those dollars into categories to cover those expenses. Once you have your future expenses covered, then you start thinking about what else you'd like to do with your money: take a trip, buy some new clothes, maybe go out to a nice restaurant. Then, as life happens and your needs change, you can move the money around. It's not a failure that your spending doesn't perfectly adhere to some arbitrary category number, it just means you got new information, circumstances changed, and therefore your spending plan needs to change with it.   Once you wrap your head around this way of thinking about money, of planning for the future rather than looking backwards and punishing yourself, then you can start loving the way you spend. Guilt free.     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC: YNAB.com/events  

This week on the Journey to Launch Podcast, I'm excited to welcome back the often called “Godfather of Financial Independence”, JL Collins, author of the bestselling book The Simple Path to Wealth. In this episode, we dive into how to stay calm and confident in today's unpredictable market and why keeping it simple is still the most effective path to building real wealth. We also discuss the timeless power of index fund investing, how to approach investing at different stages of your journey, and why avoiding debt and living below your means are the most powerful tools for building financial freedom. In this episode you'll learn: The 3 core principles of The Simple Path to Wealth and why they haven't changed What to do (and not do) during market downturns and volatility How to approach financial advisors, and when they might actually hurt more than help What's new in the updated edition of The Simple Path to Wealth + much more! Check out the video to this episode on YouTube here. The next FIRE LIVE class is on May 22nd! Get the FIRE Calc tool and save your spot for the class here. A walkthrough of the tool is available here as well.  Other Links Mentioned in episode:  Check out JL's book, The Simple Path to Wealth here.  Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with JL Collins: Website Twitter:@JLCollinsNH Facebook:@JLCollinsNH Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In today's episode Ben and Ernie talk with the man himself, Todd Curtis, long-time YNAB team member and CEO since 2021. Todd has been a YNAB'er going all the way back to the YNAB3 days, and served as a beta tester for an early Mac version of the software before officially joining the company in 2010. In his tenure at YNAB Todd has touched on just about every aspect of the business, from customer service to product development, and now leads the company and helps shape and focus the core values of spendfulness that YNAB stands for.   In this episode, Todd discusses his history with YNAB and how a fateful email to Jesse led to him getting a job. He talks about the evolution in philosophy from budgeting to planning, the five questions, and how some recently released features on the YNAB app aim to guide new users to plan their money without having to reference supporting materials. Todd also discusses the future vision of the company, and how he sees the app and the method evolving to better support YNAB's core mission to teach people to live more spendfully.   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events

Judging from the difficulties many adults have managing their money, we don't do a great job collectively of teaching our kids about money. Jesse doesn't consider himself an expert on this, but he does have seven kids, and thus seven chances to instill good money habits in his own children. In today's episode he shares how he teaches his kids about money using the YNAB method, scaled down in language and concepts that younger children can understand.   At the end of the day, the goal for kids is the same as the goal for adults... Jesse wants them to love the way they spend, and imagine what money can do for them.     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC: YNAB.com/events  

This week on the Journey to Launch Podcast, I am sharing a powerful conversation I had with Amina AlTai—holistic leadership coach, chronic illness advocate and author of The Ambition Trap: How to Stop Chasing and Start Living - to unpack the truths behind ambition, burnout, and redefining success. We explore the emotional and cultural roots of ambition, especially for historically excluded groups, and why the traditional definition of success is no longer serving us. This is a must-listen if you're under the pressure to "do more" while wondering if there's a better, more sustainable way to grow and thrive. In this episode, we discuss: The difference between painful ambition and purposeful ambition How core emotional wounds (rejection, betrayal, etc.) shape your drive and work habits Why ambition doesn't always have to be tied to work or productivity Navigating the ambition penalty in the workplace and reclaiming space Check out the video to this episode on YouTube here: youtube.com/journeytolaunch Other Links Mentioned in episode:  Check out Amina's book, The Ambition Trap: How to Stop Chasing and Start Living Get the FIRE Calc Tool and join us for the next live class here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Amina: Website: AminaAlTai.com Instagram: @AminaAlTai Facebook: @AminaAlTai Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Spendfulness is the new word around YNAB, but the concept goes back to the beginning of the company... and even before the company itself. In today's episode, Jesse recounts the very early days of YNAB, when the budgeting method was just a spreadsheet. Jesse realized that the spreadsheet was enforcing a set of behaviors, or "rules," around money and that those rules were the foundation of what is now referred to as the YNAB method. YNAB is more than a spreadsheet, and more than a software tool, it is a set of principles for managing money and, more importantly, learning about yourself. Knowing thyself is at the heart of spendfulness, and as it turns out, living spendfulness is what YNAB was about the whole time!   Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC: YNAB.com/events  

In this solo episode, I'm revisiting a blog post I wrote eight years ago—one where I boldly declared that I wanted to retire by 40. You'll hear me read the post out loud and reflect on what actually came true, what's changed since then, and the parts I didn't expect.  If you've ever thought about what your life could look like beyond the 9–5 or you're just starting to dream about a different path, remember that it's okay for your definition of success to evolve—and that you're never too late to start. In This Episode, I Share: The blog post I wrote when I first dreamed of retiring early and what I actually made happen—like quitting my job and turning Journey to Launch into a business How my view of retirement has shifted and what I didn't expect emotionally and mentally about entrepreneurship Why I've become more flexible with money and life goals over time How I used my FIRE Calculator to model my exit strategy—before I felt “fully ready” Other Links Mentioned in episode:  Read my early retirement goals blog post here: journeytolaunch.com/blog/my-early-retirement-goals Get the FIRE Calc Tool and join us for the next LIVE class here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Today Ben and Ernie are joined by long-time YNAB'er Heidi to discuss her challenges of managing money with ADHD, and how she has used the YNAB method to reclaim control over her money. As Heidi explains, ADHD is characterized by impulsiveness and inattentiveness, both of which took a heavy toll on her finances, especially during phases of her career where her income was variable. Heidi was an early adopter of YNAB -- starting with YNAB3! -- and quickly fell in love with the software and the concreteness of the YNAB method.   Heidi explains how the other approaches to personal finance she had discovered were focused on philosophy and abstraction, whereas YNAB was concrete from the start. The software is opinionated, and wants you to follow the "rules," which today have been boiled down to just one rule: give every dollar a job. The act of entering transactions, assigning money to categories, and moving money from category to category proved therapeutic for Heidi, and her daily habit of checking YNAB made her more in tune with her money and her long term plans for the money. Over time she noticed that her inattentiveness to money, which once lead to frequent overdrafts and bank fees, improved dramatically. She was also able to create a reserves category for the "ADHD tax," as she calls it, essentially giving herself a safety net in her budget to be impulsive with money without disrupting her future plans.   After many years with YNAB and a lifetime living with ADHD, Heidi has accumulated a lot of wisdom about managing money and learning to live spendfully. As she puts it, YNAB has allowed her to be a more interesting, dynamic person, by giving her the freedom to do the things she wants without being hamstrung by money problems.   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events

Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to create a shared vision and discussing what kind of money stories do you want to write together as a couple Jamie's 3 main take-aways: You and your spouse have to talk about money, understand where they're coming from, and their money scripts Your priorities will be different; find a way to get to a shared vision Whatever system you choose, shared goals and a shared vision are MOST important Spencer's main lessons: Discover how money can be a source of collaboration between you and your partner Connect with your partner and use the medium of money to do that Money doesn't have to be a source of stress or strain Other topics we discussed: Communication Dreaming conversations (visionary dreams, not costs at first) Be curious about why your spouse may have negative mindsets about money "I wonder what it would look like if we had a talk about money this week" Working each person's priorities into your budget with whatever system you choose Starting the meeting with appreciation for each other "A budget is a tactical solution to a psychological problem" - Ramit Sethi "A budget's not going to save you, but learning how to connect over money just might!" - Ramit Sethi  Housing, transportation, and food are often the 3 biggest areas military couples often overspend in Links: Money for Couples by Ramit Sethi The Money for Couples podcast Ramit's 10 Money Rules, episode 108 of our podcast Ramit flow chart @militarymoneymanual on instagram YNAB (military discount) Justin Peter's FI Minded podcast Money Scripts podcast episode #82 with Daniel Kopp For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Jesse has a long history experimenting with money. From rating every meal he and the family ate out, to "hyperbudgeting," to not budgeting at all... he's run an experiment almost every year for the last several years to see how his habits affect his financial planning. In today's episode Jesse recaps the experiments he's done, how they went (good and bad), and reminds us that personal finance is, well, personal.     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC: YNAB.com/events  

In this solo Q&A episode, I answer your top questions around investing, financial independence, and managing money through the ups and downs of real life. From overcoming investing fears to navigating inconsistent income, I share personal insights and strategies that have helped me make progress on the path to financial freedom. You'll hear my thoughts on balancing debt payoff with investing, how to approach FIRE with an average income, and why mindset plays a bigger role than many realize. In this episode, I share: How you can start investing even when it feels overwhelming & one money habit that changed everything Thoughts on Coast FI and Barista FI for parents or part-time workers plus is FIRE in high-cost cities like NYC or LA possible?  Ways to calculate your FIRE number even when your future feels uncertain, and how to factor pensions and Social Security into your long-term plan. How to rewire limiting money beliefs from your upbringing and how to stay motivated when your progress feels slow Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

If the world seems like it's on fire right now... it may be true. But then again, the world always seems like it's on fire, at least depending on who you ask. If you ask the news, it certainly is! Fortunately, the YNAB method -- giving every dollar a job and working through the 5 Questions -- can bring peace and calm to your finances.   Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

In this special crossover episode, originally recorded for the Brown Ambition Podcast, Mandy Woodruff-Santos sits down with me and my sisters—Shaina McGregor and Imani Manning—for an honest conversation about our individual and shared journeys. We dive deep into our unique paths in entrepreneurship, wellness, and culinary arts. From Jamaica to New York and everywhere in between, this episode explores family dynamics, building dreams, overcoming self-doubt, redefining success on your own terms and so much more! In this episode, we share:  How sisterhood shaped our paths in entrepreneurship, wellness, and culinary arts Shayna's pivot from dance to wellness coaching and social work Imani's journey as a chef—feeding kids gourmet meals while growing her catering biz Real talk on money, mindset, imposter syndrome, and giving yourself grace along the way Other Links Mentioned in episode:  Check out the Brown Ambition Podcast here. Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Many of us approach YNAB from a position of scarcity, at least at first. We don't have enough money to do all the things we want to do, and we're living paycheck to paycheck. Giving every dollar a job and working through the 5 Questions helps us gain clarity about what our money needs to do for us, and finally get our financial life on track. But what if you have a surplus of money fall into your lap unexpectedly?   Windfalls are wonderful, sometimes life changing, but they can be stressful too. Especially if you haven't done the work of getting clear about your priorities and giving your dollars a job, suddenly receiving a large sum can be overwhelming and intoxicating. Ben likens windfalls to a poker concept called "winner's tilt." Players who are winning and watching the action through a tall stack of chips often end up playing more loosely and taking more risks. In theory, they should be playing with the same strategy as what won in the first place, but overconfidence and the security of playing with a large bankroll leads to riskier play.   Luckily the YNAB method works for windfalls too! When you know your priorities, and you have a plan for your money, it's much easier to handle a windfall without frittering it away or stressing about doing something special with it. In today's episode, Ben and Ernie discuss windfalls they have received in their life and lessons they have learned from the experience.     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events

On the surface, emergency funds sound like a very prudent idea. You set aside cash for unknowable, unforseeable events so that you aren't strapped when you really need it. We're not disagreeing with the idea, but an emergency fund is somewhat counter to the core principle of YNAB: giving every dollar a job. In an emergency fund, dollars are given a job, but it's a vague one.   Jesse likens it to a football coach yelling at his defense to "just stop the other team from scoring!" The coach is identifying the basic goal of the game, but there's nothing specific to help the players actually accomplish that task. A good coach instead instructs players what to do at an individual level, adjusting their positioning, technique, key reads etc. so that they can more effectively play their role on the team. The net result is the same -- stopping the other team from scoring -- but the results are far more effective.   The same is true with your dollars. While yes, we do want to set aside money for larger, less frequent expenses, the truth is many of these expenses are knowable, we just don't plan for them. New roof, new tires, plumbing repair, etc. Including these items into your plan and saving for them accomplishes what the emergency fund accomplishes, but with more clarity.   So, consider just deleting your emergency fund. Or at least make it smaller, and give those dollars more specific, effective jobs.     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

In this solo episode, I'm diving into a topic that's been on my mind lately—how to balance lifestyle goals with financial goals. Inspired by a recent girls trip and conversations about how much life has changed, I reflect on what it really means to live a fulfilling life while still being smart about money. I share some insights straight from my book Your Journey to Financial Freedom, including how to define your goals, prioritize them, and create a realistic plan that works for you. In this episode, I discuss:  The difference between life goals (like flexibility and travel) and financial goals (like retirement and savings) Why separating and labeling your goals helps you create a clearer plan My FI Formula and the five financial goal types: income, spending, saving, debt payoff, and investing How to do a goal dump, organize your goals, and figure out how long they'll take to reach The 5 Journeyer Stages and how they can guide how you approach spending vs. saving Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

All money is meant to be spent, it's just a matter of when. Some people get caught in a cycle of amassing savings with no clear goal of how it is to be spent. Jesse shares an example from his wedding of how the desire to save money can backfire, and demonstrates how having a plan for your money, whether it's in the near future or distant future, is the most important thing.   As we say at YNAB, give every dollar job.     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

In this solo episode of the Journey to Launch Podcast, I break down how to navigate the financial turbulence caused by recent economic changes. Whether it's the unpredictable stock market, rising costs, or job insecurity, I'll walk through the 2 intangible and 4 tangible steps you can take today to protect and grow your money. You'll obtain actionable strategies that will help you feel more in control during uncertain times. Key Takeaways: Mindset & Habits: Slow down, don't panic. Regularly check in on your finances to stay grounded and make informed decisions rather than reacting emotionally. Income: Evaluate the stability of your industry and job. Consider upskilling or starting a side hustle to boost financial resilience. Expenses & Assets: Trim non-essential spending and pause major purchases. Prioritize building your emergency fund—even in small amounts—and keep cash accessible. Debt Management: Stay on top of your debts. Focus on minimum payments, avoid taking on new liabilities, and explore options to negotiate if needed. Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

It has been a while since Ben and Ernie have done an old fashioned debt payoff episode, but it's still one of the hottest topics when it comes to personal finance. And in their veiw, at least, paying off debt is where most of the personal finance world gets it wrong. YNAB has a unique method for paying off debt with an emphasis on sustainability and maintaining motivation. The key is to learn how to plan for future large and less frequent expenses so that you don't continue to get into more debt.   Another key is to remember that we are humans, not numbers. So while the personal finance sphere may dive into the deep end of working out the math on interest rates and pay down schedules, at the end of the day it doesn't matter if you can't sustain your pay off plan. To that end, Ben and Ernie offer YNAB's four step process for paying off your debt without going crazy and without living like a monk. There's even room for fun money!     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events

YNAB only asks that you follow one rule with your money, the golden rule of money, if you will -- give every dollar a job. And within that statement is implied that you must give every dollar you have a job. Many people get in trouble when they start planning for money they expect to come but don't have yet. There be dragons!   Looking at the money you have right now, and asking yourself "what does this money need to do between now and when I get paid again?" focused you on reality, and avoids asking too many what-if questions about the future and various contingencies. And it's simple. No forecasting, no elaborate scenarios. Just concrete dollars in your wallet (or bank account) right now and present needs and wants.   Simplicity is underrated. Following this simple rule over and over, multiple times a month, maybe multiple times a week, will grow your financial confidence, your decision making skills, and your bank account!     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

April is Financial Literacy Month, and in this episode of the Journey to Launch Podcast, I'm celebrating by sharing how you can take control of your financial future and start your journey toward financial independence today. Financial literacy can feel overwhelming, but I'm here to guide you through simple steps to help you build wealth and reach your goals. I talk about my FIRE CALC tool, which I created to make financial planning easier and more accessible, plus I touch on the significance of generational wealth, mindset shifts, how to take control of your finances and much more. I also cover some key questions from the free discussion guides for my book “Your Journey to Financial Freedom”, giving you even more ways to reflect on and take action in your financial journey. In this episode, you'll learn: The importance of financial literacy and why taking small, actionable steps toward financial freedom matters. How to shift your money mindset, overcome limiting beliefs, and start building wealth. The FIRE CALC tool and how it can help you map out your financial independence goals. How to engage with the discussion guides from my book, Your Journey to Financial Freedom, and how they can help you apply these concepts in your life. The importance of understanding your current financial stage and how it impacts your progress. Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this week's episode, I'm joined by clinical neuropsychologist Dr. William Stixrud, co-author of The Self-Driven Child and the brand new Seven Principles for Raising a Self-Driven Child workbook. We talk about how to nurture internal motivation, what it really means to be autonomy-supportive, and how to step back without checking out. We also explore the difference between intrinsic and extrinsic motivation, how to support kids with executive function challenges, and why doing less as a parent can sometimes mean giving more.I WROTE MY FIRST BOOK! Order your copy of The Five Principles of Parenting: Your Essential Guide to Raising Good Humans Here: https://bit.ly/3rMLMsLSubscribe to my free newsletter for parenting tips delivered straight to your inbox: draliza.substack.com Follow me on Instagram for more:@raisinggoodhumanspodcast Listen to my last episode with Gretchen HERE.Buy her new book.HERE.Sponsors:Sakara: Head to Sakara.com and check out The Essentials Bundle. And donʼt forget to tell them how you heard about them at checkout (podcast - Raising Good Humans)Great Wolf Lodge: Learn more at GreatWolf.comYNAB: Listeners of Raising Good Humans can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/humansWayfair: Head over to Wayfair.com and find something that's just your style today.iRestore: Reverse hair loss with @iRestorelaser and get $625 off with the code RGH at https://www.irestorelaser.com/RGH! #irestorepodGabb: For the best deals, sign up to Gabb today–no contract required–at GABB.com/HUMANSPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Art of Being Well, Dr. Will Cole is joined by Dr. Rafael Gonzalez, a leading expert in regenerative medicine, immune health, and stem cell therapy. They dive into the future of longevity, how immune function impacts aging, and why stem cell and NK cell therapies are the next frontier in medicine. Dr. Gonzalez explains the science behind secretomes and exosomes, how they're transforming skin health and rejuvenation, and why a strong immune system is the foundation for a longer, healthier life. For all links mentioned in this episode, visit www.drwillcole.com/podcast.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Get better sleep, hair and skin with Blissy and use WILLCOLE to get an additional 30% off at blissy.com/WILLCOLE. Listeners of The Art of Being Well can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/willcole.Fatty15 is on a mission to optimize your C15:0 levels and help you live healthier, longer. You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/WILLCOLE and using code WILLCOLE at checkout. Visit fromourplace.com/WILLCOLE and use code WILLCOLE for 10% off site wide.Head to MANUKORA.com/WILLCOLE to save up to 31% plus $25 worth of free gifts with the Starter Kit.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jesse relates a story of a couple looking at a piece of gym equipment posted for sale at their local gym. It was expensive, and Emily's gut reaction was "no, it seems spendy." After some reflection she told her husband they should talk about it more, because maybe it was really a spendful purchase.   We are faced with decisions like these all the time. Without a plan, anything can seem spendy, even good things we want to spend our money on. Likewise, we can end up spending on things we don't really care about. Then there's the question "can I afford it?" that plagues us. These swirling, anxiety inducing questions can be answered by giving our dollars a job and working the 5 Questions (see episode #724 for more on the questions).   Next time you catch yourself thinking something is too spendy, ask yourself instead, could this be spendful?   Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

On this episode, Heather welcomes Boho Britt and Amber from Salty Locks Extensions and Studio 285. Heather believes that being close to your glam team is one of the most important things you can cultivate and these two sisters have truly become part of the family. They chat about a ChatGPT boyfriend, catchphrases and even quantum physics. They are two business baddies that will also be joining the crew on the Absolutely Knot.Episode Sponsors:Listeners of Absolutely Not can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/absolutelyAG1 is offering new subscribers a FREE $76 gift when you sign up. You'll get a Welcome Kit, a bottle of D3K2 AND 5 free travel packs in your first box. So make sure to check out DrinkAG1.com/absolutely to get this offerVisit JustThriveHealth.com and use code ABSOLUTELY for 20% off your first 90 day bottle.Head to http://primalkitchen.com/absolutelynotpodcast to save 20% off your next online order with code ABSOLUTELY at checkoutHead over to Addyi's website — Addyi.com — and see if Addyi is right for you.Save big during their Winter Savings event – Schedule your free consultation now at SonoBello.com/ABSOLUTELYProduced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this solo episode I'm taking you through my day and sharing the routines, workouts and diet I'm doing to feel my best and get toned for summer. I share my workout split, what I eat in a day, tips for weight loss, how to have consistent energy throughout the day, how to beat bloating, the ultimate morning routine, easy tips to feel more satiated and more.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Go to puori.com/BLONDE for 20% off. Visit oneskin.co/well and use code WELL for 15% off your first order.Go to ZOE.com and use code WELL10 to get 10% off. Go to www.YNAB.com/well for an exclusive three-month free trial with no credit card required.Go to ro.co/BLONDE to see if you qualify. Visit purelyelizabeth.com and use BLONDE for 20% off your first purchase. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, I introduce you to the FIRE Calc tool—a powerful resource I created to map out financial independence strategies. I share my personal journey of using the FIRE Calc to plan my exit from corporate America and explain how this tool can help you visualize your financial future with real numbers. Whether you're just beginning your financial independence journey or looking to refine your strategy, this episode is packed with insights to help you take control of your financial future. In this episode, I explain:  The origins of the FIRE Calc tool and the power of seeing your FI journey mapped out visually. Key financial independence concepts like the 25x rule and 4% rule. How to plan for unexpected life events and incorporate potential career changes or business ventures into your FI plan. How I used the FIRE Calc to convince my husband about financial independence. Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

The chats I'm having with my older daughters right now are all about how to pick the right partner - and man do I have things to share with them!In this chat I'm sharing what I've learned about picking the wrong me and finally picking the right man. I'm no relationship expert but we've got to share what is working and what doesn't.Friend, there is truth in the saying, “If he wanted to, he would!” And let's be honest, people don't change so stop thinking they will. Get clear on what you want and what you know you deserve and then find yourself a partner that will meet you there.My hope is that this chat meets you where you are and reminds you that you deserve.Thanks for being here. Drop into my DMs on Instagram or come chat with Spicy Nicole over on Threads @NicoleWaltersWatch this chat on YouTube at https://nicolewalters.com/youtubeAnd get the rest of the links and resources from this chat at https://nicolewalters.com/episode463 Episode Sponsors:Listeners of The Nicole Walters Show can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/nicoleLet The Knot be your partner in all things wedding planning. Get started at theknot.com/audio.Use code NICOLE at checkout for 15% off your entire order at www.vionicshoes.com when you log into your account. 1 time use only.Whether you're looking to plan a trip or build a business planning trips - visit foratravel.com/nicole and let them know you came from NICOLE to learn what it means to travel, upgraded.To listen to MissUnderstood: The ADHD in Women Channel, just search for "Misunderstood" in your podcast app.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we talk all about filming my new reality show — why this was my favorite show yet, my kids' experience filming, but also find out why I almost quit before we even started. Plus, we recap the podcast tour: accomplishing my life's greatest fear, why it made me so emotional and brought up past dating history, and my unexpected emotional breakthrough. A word from my sponsors:YNAB - Listeners of Let's Be Honest can claim an exclusive three-month trial, with no credit card required at www.YNAB.com/HONESTBon Charge - Go to Boncharge.com/HONEST and use coupon code HONEST to save 15%.Jolie - Jolie will give you your best skin & hair guaranteed. Head to Jolieskinco.com/HONEST to try it out for yourself with FREE shipping. And if you don't like it - you can return your Jolie for a full refund within 60 days, no questions asked.Cymbiotika - Go to cymbiotika.com/HONEST for 20% off your order + free shipping todayGatorade - Put your water to work with Gatorade Hydration Booster. Nutrafol - Right now, Nutrafol is offering our listeners ten dollars off any order! Go to Nutrafol.com and enter promo code HONESTGIFT For more Let's Be Honest, follow along at:@kristincavallari on Instagram@kristincavallari and @dearmedia on TikTokLet's Be Honest with Kristin Cavallari on YouTubeProduced by Dear Media.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OH HEY. It's Ruby and Aunt Whit! My niece and sister-in-law are in town, Ruby and Sonny have the sweetest relationship and it is so fun having them here. This is just a light fun conversation we had together about what we've been doing, what tween girls are into these days, (makeup, "skincare", and more makeup), music, school dress code. We go through Ruby's makeup bag and she shows me all her favorite things that she brought on this trip. Ruby, you are the absolute best! This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.This episode is brought to you by YNAB, Primal Kitchen, Deinde, TruHeight Vitamins, and Fabric By Gerber Life.Life is short, spend it well with YNAB. Listeners of With Whit can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/WITHWHITMade with real ingredients we love, they're your secret weapon for making easy dinners of just protein and veggies taste amazing. Head to PrimalKitchen.com/WITHWHIT to save 20% off your next online order with code WITHWHIT at checkout.Ready to transform your skincare routine? Deinde's offering 15% off to With Whit listeners at DEINDE.com with code WITHWHIT.Get an exclusive discount on TruHeight's Max Height Kit. Take up to 40% off your first subscription order for a limited time when you go to truheightvitamins.com/WITHWHIT and use code WITHWHIT at checkout.Join the thousands of parents who trust Fabric to help protect their family. Start investing in your child today at meetfabric.com/WITHWHITProduced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's solo episode I am back to talk all about how to rebrand your life and make meaningful changes in 2025. If you're feeling stuck, unsure of what's next, or where to start, this episode is for you. We'll walk you through the process of identifying what you truly want to work on, how to create clear, actionable steps, and—most importantly—how to stay committed to being better every day. I get into different areas of my life that I have tried to improve in: fitness, becoming a morning person, understanding finances, and I share all my tips and tricks that I have learned that have become my everyday habits. Enjoy!To connect with Siff on Instagram, click HERE.To connect with Siff on Tiktok, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Listeners of Dream Bigger can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/dreambiggerGo to shipbob.com for a free quote.Make this the year you say goodbye to toxic products! Right now, our listeners get 15% off the Premium Starter Kit by using code DREAMBIGGER at BranchBasics.com. That's 15% off your New Branch Basics Premium Starter Kit at BranchBasics.com with promo code DREAMBIGGER. Make 2025 your cleanest, healthiest year yet with Branch Basics!Give yourself the luxury you deserve with Quince! Go to Quince.com/dreambigger for free shipping on your order and 365-day returns. That's Quince.com/dreambigger to get free shipping and 365-day returns. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this Ask Me Anything episode of The Art of Being Well, Dr. Will Cole and his telehealth team answer listener questions on the hottest health topics. They dive into the rise of POTS cases, the surprising link between ADHD and longevity, and how semaglutide may help reduce addictive behaviors. They also break down the latest research on antidepressants and cognitive decline, discuss RFK's stance on vaccines, and explore the deeper issues behind corporate capture and the food crisis. For all links mentioned in this episode, visit www.drwillcole.com/podcast.Studies Mentioned in This Episode: SSRI Use & Cognitive Decline: BMC Medicine StudyADHD & Life Expectancy: The British Journal of Psychiatry StudySemaglutide & Alcohol Cravings: JAMA Psychiatry StudyPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:AG1 is offering new subscribers a FREE $76 gift when you sign up. You'll get a Welcome Kit, a bottle of D3K2 AND 5 free travel packs in your first box. So make sure to check out DrinkAG1.com/willcole to get this offer!Listeners of The Art of Being Well can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/willcole.Go to Quince.com/willcole for 365-day returns, plus free shipping on your order!Get started at FACTORMEALS.com/FACTORPODCAST and use code FACTORPODCAST to get 50% off your first box plus free shipping. Pique is offering 20% off plus a FREE rechargeable frother and glass beaker with my exclusive link: Piquelife.com/WillCole.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

YNAB only has one "rule" for managing your money, and that's to give every dollar a job. This is easier said than done, however, so to help with this task, Jesse presents 5 questions to clarify what you want to do with your money: Reality: What does this money need to do before I'm paid again? Stability: What larger, less frequent spending do I need to prepare for? Resilience: What can I set aside for next month's spending? Creation: What goals, large or small, do I want to prioritize? Flexibility: What changes do I need to make, if any?     Watch The Jesse Mecham Show on Youtube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events  

Dr. Margie Warrell is a a bestselling author, leadership advisor and international authority on human potential. She joins the show to for an incredibly inspiring conversation around fear, courage and how to leave your comfort zone to live the life you dream of. We talk how to discern between fear that's serving you and fear that's stifling you, the 2 types of courage, the danger of comfort, leaving relationships, using setbacks for good, mastering self doubt and daily micro habits to overcome fear.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Save 15% off my favorite red light face mask at boncharge.com and use code BLONDE.Go to prolonlife.com/BLONDE for 15% off a 5-day nutrition program. Visit openphone.com/BLONDE for 20% off 6 months. Go to www.YNAB.com/well for an exclusive three-month free trial with no credit card required.Go to ZOE.com and use code WELL10 to get 10% off. Visit ritual.com/BLONDE for 25% off your first month. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is pursuing Financial Independence (FI) truly worth it, or is it just a fool's errand? In this solo episode of Journey to Launch, I'm unpacking the hidden struggles of the FI journey—the sacrifices, the emotional rollercoaster, and the reality that more money won't magically fix all your problems. From feeling cash-poor while building invisible wealth to navigating shifting goals and unexpected challenges, here is the ugly truth about FI and how to stay motivated without putting your life on hold. In this episode, I share: The Illusion of Wealth & Invisible Abundance- How Financial Independence often means accumulating invisible wealth through investments and assets rather than cash, making people feel “broke” despite growing net worth. Sacrifices and Trade-Offs – The journey to FI requires cutting back on spending, which can feel restrictive and lead to burnout if not balanced with enjoying life. "Each Level Has Its Devil" – Reaching FI doesn't magically solve all problems; new challenges arise, such as financial decision fatigue, fear of running out of money, and identity shifts. Uncertainty in the Journey – Life circumstances change, making FI goals fluid; focusing on financial flexibility rather than a fixed number is more sustainable. FI as a Journey, Not a Destination – True financial freedom comes from security, flexibility, and autonomy, rather than just quitting work; enjoying the process is crucial. Other Links Mentioned in episode:  Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

You told me you want more business chats so here I am to deliver! Today we're chatting about the number one thing people aren't doing that would get them ahead.And in this economy? We ALL want to get ahead! So if you've been dreaming up a business or already have one, tune in and get excited to implement!If there is one thing I want you to take away from this chat, it's that if people can't find you, they can't pay you. Get out there, get visible, and get that coin.And if you listen to this before April 11, 2025, go check out TheInsider.Live for more information on the 2 day in-depth LIVE training I'm hosting outside of LA. This event is exclusive to 30 people so don't wait around!Thanks for being here, friend! Head over to IG to share how you're getting out there to bring in that coin. Find me @NicoleWaltersWatch this chat on YouTube at https://nicolewalters.com/youtubeAnd get the rest of the links and resources from this chat at https://nicolewalters.com/episode462Episode Sponsors:Let The Knot connect you to all of the people, places and tools you need to help bring your wedding to life. Get started at theknot.com/audio.Listeners of The Nicole Walters Show can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/nicole.Use code NICOLE at checkout for 15% off your entire order at www.vionicshoes.com when you log into your account. 1 time use only.Visit foratravel.com/nicole and let us know you came from NICOLETo listen to MissUnderstood: The ADHD in Women Channel, just search for "Misunderstood" in your podcast app.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#819: Join us as we sit down with Dr. Darshan Shah – Founder & CEO of Next Health, board-certified surgeon, health & wellness expert, published author, & entrepreneur. At 21 years old, Dr. Shah earned his medical degree, becoming one of the youngest doctors in the US. He went on to continue his training at the prestigious Mayo Clinic, achieve board certification, and establish Next Health – the world's first & largest Health Optimization & Longevity clinics – where he has helped thousands enhance their well-being & extend their lifespan. In this episode, Dr. Shah shares his journey into functional medicine, uncovering root causes of health issues, & the key lifestyle shifts everyone should be making today. He dives into the importance of prioritizing wellness, becoming the CEO of your own health, & monitoring critical health markers like high blood pressure. Plus, he reveals proactive, preventative health strategies that can transform your life starting today!   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Dr. Darshan Shah click HERE   To connect with Next Health click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is brought to you by The Skinny Confidential   Head to the HIM & HER Show ShopMy page HERE and LTK page HERE to find all of Michael and Lauryn's favorite products mentioned on their latest episodes.   Visit c1p.org to donate to the Community First Project, a mission to make communities safer by ensuring the quality & integrity of our nation's law enforcement agencies.   This episode is sponsored by Beam   Go to shopbeam.com/SKINNY and use code SKINNY at checkout for up to 40% off.   This episode is sponsored by AG1   Check out DrinkAG1.com/skinny to get this offer!   This episode is sponsored by YNAB   TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at YNAB.com/skinny.   This episode is sponsored by Skims   Check out SKIMS best intimates including the Fits Everybody Collection and more at skims.com/skinny #skimspartner   This episode is sponsored by Prolon   Just visit ProlonLife.com/SKINNY to claim your 15% discount and your bonus gift.   Produced by Dear Media

How do children learn to understand and regulate the emotions? In this episode, I sit down with professor and psychologist Kristen Lindquist to explore how kids develop the ability to recognize, label, and regulate their emotions. We talk about the power of language in shaping emotional growth, the fine line between validating feelings and overwhelming kids with labels, and how temperament plays a role in emotional development.I WROTE MY FIRST BOOK! Order your copy of The Five Principles of Parenting: Your Essential Guide to Raising Good Humans Here: https://bit.ly/3rMLMsLSubscribe to my free newsletter for parenting tips delivered straight to your inbox: draliza.substack.com Follow me on Instagram for more:@raisinggoodhumanspodcast Sponsors:YNAB: Listeners of Raising Good Humans can claim an exclusive three-month free trial, with no credit card required at “www.YNAB.com/humans.” Good Ranchers: Free bacon, ground beef, seed oil free chicken nuggets, or wild-caught salmon in every order for a year + $40 off with HUMANS goodranchers.com Quince: Go to Quince.com/humans for free shipping on your order and 365-day returns.Wayfair: Head over to Wayfair.com and find something that's just your style todayGabb: For the best deals, sign up to Gabb today– no contract required–at GABB.com/HUMANSSakara: Head to Sakara.com and check out The Essentials Bundle. And donʼt forget to tell them how you heard about them at checkout (podcast - Raising Good Humans)Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#817: Join us as we sit down with Sara Brooks – co-founder of Goldilocks, a brand consultancy specializing in consumer packaged goods. Throughout her career, Sara has worked with nearly 200+ CPG brands – ranging from pre-revenue startups to post-IPO giants – dedicating her expertise to founder-led business looking to disrupt the status quo. Previously, she founded & led Covet PR, a powerhouse agency that quickly rose to become an industry leader before being acquired by leading performance marketing firm, Power Digital. In this episode, Sara shares valuable insights on effective brand positioning, the power of creative branding & consistency, meaningful consumer connections, leveraging marketing insights for innovation, & must-know tips for aspiring entrepreneurs. If you are looking to elevate your brand, this one's for you!   To Watch the Show click HERE   To Watch the Show with Kira click HERE    For Detailed Show Notes visit TSCPODCAST.COM   To connect with Sara Brooks click HERE   To connect with Goldilocks click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is brought to you by The Skinny Confidential   Head to the HIM & HER Show ShopMy page HERE and LTK page HERE to find all of Michael and Lauryn's favorite products mentioned on their latest episodes.   To learn more about Goldilocks and start working with them visit itsgoldilocks.com.   This episode is sponsored by YNAB   TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at YNAB.com/skinny.   This episode is sponsored by ARMRA   Go to tryarmra.com/SKINNY or enter SKINNY to get 15% off your first order.    This episode is sponsored by Caraway   Visit Carawayhome.com/theskinny10 or use code THESKINNY10 at checkout to take an additional 10% off your next purchase.   This episode is sponsored by LMNT    Get yours at DrinkLMNT.com/SKINNY.   This episode is sponsored by Squarespace   Go to squarespace.com for a free trial, and when you're ready to launch, squarespace.com/SKINNY to save 10% off your first purchase of a website or domain.    This episode is sponsored by Cymbiotika   Go to Cymbiotika.com/TSC for 20% off + free shipping. Produced by Dear Media

On this episode, Heather is back in Atlanta and taking some time for herself after having a small breakdown on International Women's Day. She is changing her attitude and putting positive energy towards her goals. She recaps the end of her week at the Today Show and the hard sleep on her flight to LA that has caused her to spiral. She takes on the voicemails and provides her best advice on how to VIBE OUT on the Bamboozled Tour and the Absolutely Knot Cruise.Episode Sponsors:Visit Carawayhome.com/ABSOLUTELYNOT or use code ABSOLUTELYNOT at checkout.Start earning points on rent you're already paying by going to joinbilt.com/ABSOLUTELY.Head over to Addyi's website — Addyi.com — and see if Addyi is right for you.Shop SKIMS best intimates including the Fits Everybody Collection and more at SKIMS.com and SKIMS stores.To help you kickstart a health plan that truly works, Prolon is offering Absolutely Not listeners 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Nutrition Program at ProlonLife.com/ABSOLUTELYVisit JustThriveHealth.com and use code ABSOLUTELY for 20% off your first 90 day bottle. That's like getting a month for free!Listeners of Absolutely Not can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/absolutely.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ariana Medizade, best known as @wellnes.pharm on social media, is a Pharmacist with a background in Neuroscience, Public Health, and Functional Nutrition. She completed her studies at the University of California, Irvine, where her research was published in the Journal of Stroke and Cerebrovascular Disease. She joins the show to discuss how to use herbs, adaptogens and supplements to combat issues like insomnia, anxiety, weight gain, inflammation, hormone imbalances, histamine intolerance and cortisol spikes. We also talk how to naturally increase GLP-1 through specific foods, why we should absolutely not drink caffeine on an empty stomach in the morning and actionable tips to feel your best naturally.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Go to tryarmra.com/WELL for 15% off your first order.Go to puori.com/BLONDE for 20% off. Visit supp.co/BLONDE for 100% FREE access.Go to www.YNAB.com/well for an exclusive three-month free trial with no credit card required.Go to drinklmnt.com/WELL to get a free sample pack. Visit helloned.com/BLONDE for 15% off.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have you seen these viral reels about a “high value woman?” Friend, that messaging is NOT it.According to the internet, men are either looking for a woman that will do everything besides make the money, or one that will “retire them.” But friend, we've got to expect more for ourselves and for our daughters.With three daughters in their dating years, I'm having these conversations myself. How do you find a great man - one that is going to show up to life with the same energy you are - when things are just different out there?I am no dating or marriage expert but looking back at my twenties and thirties I can tell you this - look for the character not the commas.Let's discuss how character proceeds commas and why we cannot settle for a lazy man.Girl, you may just NEED this chat so thanks for being here!Drop into my DMs with your thoughts on finding the right man: https://instagram.com/nicolewaltersWatch this chat on YouTube at https://nicolewalters.com/youtubeAnd get the rest of the links and resources from this chat at https://nicolewalters.com/episode461Episode Sponsors:Listeners of The Nicole Walters Show can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/nicole.Let The Knot connect you to all of the people, places and tools you need to help bring your wedding to life. Get started at theknot.com/audio.Speaking of opportunity, download the CFO's Guide to AI and Machine Learning at NetSuite.com/NICOLE.Use code NICOLE at checkout for 15% off your entire order at www.vionicshoes.com when you log into your account. 1 time use only.To listen to MissUnderstood: The ADHD in Women Channel, just search for "Misunderstood" in your podcast app.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Journey to Launch Podcast, we welcome back entrepreneur, investor, and bestselling author Grant Sabatier. Grant shares insights from his new book, Inner Entrepreneur: A Proven Path to Profit and Peace, and reflects on his 10-year journey since reaching financial independence. He discusses how his financial philosophy has evolved, his experience selling and repurchasing Millennial Money, and his latest venture—opening a brick-and-mortar bookstore in Columbus, Ohio. Grant also offers valuable advice for aspiring entrepreneurs and content creators navigating today's competitive digital landscape. In This Episode, Grant shares: How he reached financial independence in just over five years Insights into selling Millennial Money to The Motley Fool and later buying it back The increasing competition in digital spaces and why picking a single platform to master is crucial. Why he decided to open a bookstore and how it differs from online businesses Other Links Mentioned in episode: Listen to Grant's previous episodes on the Journey to Launch Podcast: From Unemployed and Broke to a Millionaire in 5 years w/ Grant Sabatier Your Guide to Financial Freedom & Having All The Money You Will Ever Need w/ Grant Sabatier Check out Grant's books:  Financial Freedom: A Proven Path to All the Money You Will Ever Need Inner Entrepreneur: A Proven Path to Profit and Peace BankBonus.com Check out Grant's Bookstore: Clintonville Books Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Grant: Website: grantsabatier.com  Instagram: @GrantSabatier Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#814: Join us as we sit down with Loren Ridinger – influential businesswoman, entrepreneur, motivational speaker, best-selling author, and Co-Founder & CEO of Market America Worldwide | SHOP.com, a global e-commerce & product brokerage company. With over 30 years of experience, Loren has empowered millions, building a thriving empire alongside her late husband, JR Ridinger. In this episode, Loren opens up & gets vulnerable, reflecting on JR's legacy, the values that shaped their success, & how she found strength to move forward after his sudden passing. Loren shares insights from her latest book, Scrambled or Sunny-Side up? Living Your Best Life After Losing your Greatest Love, offering wisdom on navigating grief, embracing each day, & choosing to live fully – no matter what life serves up next.    To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Loren Ridinger click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is brought to you by The Skinny Confidential   Head to the HIM & HER Show ShopMy page HERE and LTK page HERE to find all of Michael and Lauryn's favorite products mentioned on their latest episodes.   To purchase Loren Ridinger latest book, Scrambled or Sunny-Side Up? Living Your Best Life After Losing Your Greatest Love visit scrambledorsunnysideup.com.   This episode is sponsored by ARMRA     Go to tryarmra.com/SKINNY or enter SKINNY to get 15% off your first order.   This episode is sponsored by YNAB   TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at YNAB.com/skinny.   This episode is sponsored by Netflix - Running Point   Running Point, now streaming only on Netflix.   This episode is sponsored by Cymbiotika    Go to Cymbiotika.com/TSC for 20% off + free shipping.   This episode is sponsored by Dr. Diamonds Metacine   Visit DrDiamondsMetacine.com to learn more about the InstaFacial(R) Collection and use code SKINNY at checkout for a free sample of award-winning InstaFacial(R) Plasma with any purchase of $200 or more.   This episode is sponsored by Live Conscious Collagen Peptides   Visit weliveconscious.com and use code SKINNY at checkout for 15% off your first purchase.   Produced by Dear Media

#812: Join us as we sit down with Giada De Laurentiis – an Italian-American chef, television personality, & bestselling cookbook author. Rising to fame as the host of Everyday Italian on the Food Network, Giada has become a culinary icon, starring in multiple TV shows, opening celebrated restaurants, & launching Giadzy, her Italian food product line. In this episode, Giada takes us behind the scenes of her early days at Food Network, reveals insider secrets to signature dishes, shares her approach to creating nutritious yet indulgent pasta recipes with high-quality ingredients, & reflects on her journey in the competitive culinary industry!   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Giada De Laurentiis click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is brought to you by The Skinny Confidential   Head to the HIM & HER Show ShopMy page HERE and LTK page HERE to find all of Michael and Lauryn's favorite products mentioned on their latest episodes.   Discover the Italian approach to healthy eating with Giada De Laurentiis' latest cookbook, Super Italian! Visit giadzy.com to learn more about Giada, purchase her Italian food products, & get access to all of her favorite recipes!    This episode is sponsored by YNAB   TSC Him & Her Show listeners can claim an exclusive three-month free trial, with no credit card required at YNAB.com/skinny.   This episode is sponsored by Nutrafol    For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code SKINNYHAIR.   This episode is sponsored by ShipSkis   Go to Shipskis.com and use the code SKINNY to get 20% off your first shipment and save yourself the hassle this ski season.   This episode is sponsored by Hiya Health    Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/SKINNY.    This episode is sponsored by Dr. Diamonds Metacine    Visit DrDiamondsMetacine.com to learn more about the InstaFacial(R) Collection and use code SKINNY at checkout for a free sample of award-winningInstaFacial(R) Plasma with any purchase of $200 or more.    This episode is sponsored by The Skinny Confidential   Optimize your daily beauty routine. Shop Mouth Tape at ShopSkinnyConfidential.com.    Produced by Dear Media

On this episode, Heather is in NYC to co-host the Today Show and so excited to give you a behind the scenes look into the start of her week with Jenna Bush Hager. We find out who her work crush is at the studio and how she took Jenna out on the town to a gay country bar. She also touches on the previous week in Iowa where there was a missed connection or a case of mistaken identity at a Walgreens full of Cookie Monster pajamas.Episode Sponsors:Go to Squarespace.com for a free trial, and when you're ready to launch, squarespace.com/ABSOLUTELY to save 10% off your first purchase of a website or domain.Listeners of Absolutely Not can claim an exclusive three-month free trial, with no credit card required at www.YNAB.com/absolutely.Visit JustThriveHealth.com and use code ABSOLUTELY for 20% off your first 90 day bottle.Head over to Addyi's website — Addyi.com — and see if Addyi is right for you.Shop SKIMS best intimates including the Fits Everybody Collection and more at SKIMS.com and SKIMS stores.Try VIIA! https://viia.co/ABSOLUTELY and use code ABSOLUTELY!Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.