Podcasts about poor

Book a Functional Fertility Second Opinion → fabfertile.com You knew before the nurse called. You had been checking the portal, and there it was. FSH, flagged high. You read the range beside it several times, then searched the number late at night hoping it would tell you what it meant for your future. What came back was not an explanation. It felt like a verdict. Diminished ovarian reserve. Poor responder. Consider donor eggs. A high FSH is a real finding, and this episode does not pretend otherwise. But a number tells you where you are standing. It does not tell you how you got there, and it does not decide for you. In this episode, I walk through what a high FSH does tell us, what it does not, and the questions I would want answered before making another fertility decision. That includes the cycle day the sample was drawn on, whether estradiol was measured alongside it, whether the result has ever been repeated, and the layer of health that sits underneath the number and rarely gets examined. I also share the outcomes I have seen across ten years. Some couples conceive naturally. Some go on to IVF, and it works. Some choose donor eggs. Some choose adoption. Some decide not to pursue children and feel better than they have in years. The goal of this work is clarity, not a promise. CHAPTERS 00:00 The portal, the result, and what it felt like 01:00 What our team reviews and why it looks different 02:00 Both partners, and why this is multifactorial 03:00 What FSH is actually telling us 04:00 Cycle day, estradiol, and whether the test was repeated 05:00 What could be contributing to the bigger picture 06:00 Thyroid, ferritin, vitamin D, blood sugar, inflammation 07:00 Autoimmunity, gut health, endometriosis, sleep, nutrition 08:00 Under-fueling, chronic stress, and what the DUTCH test shows 09:00 The pattern I see in type A women, and my own diagnosis at 28 11:00 Every path we have helped couples take 12:00 What Your Clinic Missed 12:30 Three questions before your next decision 13:30 The Functional Fertility Second Opinion WHAT YOUR CLINIC MISSED The companion guide walks through the markers worth reviewing before a donor egg decision, so you can go through your own results and see what is there. Email hello@fabfertile.ca, subject line MISSED, and we will send you the guide. FUNCTIONAL FERTILITY SECOND OPINION A free 45-minute call. Before we speak, I review your bloodwork, your history, your previous treatment, and both partners' health, so the conversation focuses on what has been explored and what questions remain. Email hello@fabfertile.ca, subject line FERTILE, or book here. ABOUT THE HOST I'm Sarah Clark, founder of Fab Fertile and host of Get Pregnant Naturally, a podcast with over one million downloads. My functional fertility team works with couples navigating low AMH and failed IVF, reviewing functional lab results, gut microbiome, food sensitivity, vaginal microbiome, nutrigenomics, HTMA, DUTCH, toxin testing, and bloodwork alongside nervous system work, to help identify patterns that may not have been considered. We work alongside your medical team, not instead of them. Sarah Clark, founder of Fab Fertile, host of Get Pregnant Naturally (1M+ downloads), and author of Fabulously Fertile. If this episode helped, leave a review on Apple Podcasts. It is how other women find this work.

Discover how small and midsize law firms can stop being “revenue rich but cash poor” by building real systems, leveraging AI, and tracking the right numbers. In this episode, you'll hear how to plug profit leaks, tame AR, and design a law firm that runs like a business—not a burnout machine.   In this episode, Steve Fretzin and John Jakovenko discuss: Career path from HR to fractional law firm COO Why systems are critical for efficient, profitable law firms Practical AI use cases for billing, timekeeping, and intake Revenue vs. cash flow, debt, and financial blind spots Lead capture, AR strategies, and creative pricing/payment models   Key Takeaways: A law firm can have impressive revenue and still be “cash poor” if systems, expense control, and debt management are ignored. AI should be treated as a teammate, not a threat—offloading first drafts, admin tasks, time entry, and pre-bill review so attorneys can focus on higher-value work. Profitability depends heavily on cash velocity: how quickly work is billed and money actually hits the account, not just what's on paper. Most firms waste a significant portion of their marketing spend because they lack proper lead capture, follow-up, and accountability metrics. Creative product mixes (e.g., adding flat-fee or subscription-style services) and structured payment plans can smooth out revenue and reduce financial stress.   "You might be revenue rich but cash poor, and that comes from not having your systems in place, but it's also not knowing your numbers." —  John Jakovenko   Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again.   Join the Be That Lawyer Community and connect with ambitious lawyers who are serious about growing their book of business, strengthening their brand, and becoming confident, consistent rainmakers.   Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/   Thank you to our Sponsor! LEX Reception: https://www.lexreception.com/partners/bethatlawyer Rankings.io: https://rankings.io/ Lawyer.com: https://www.lawyer.com/   Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/   About John Jakovenko: John is a leading expert on all things business of law. Since 2006, John has devoted his career to law firm management, working with firms of all sizes and in various states. He also teaches the Association of Legal Administrators Business of Law HR courses as well as the HR section of the Legal Management Fundamentals course, helping new administrators navigate their first five years in law firms.   Connect with John Jakovenko:   Website: https://jakovenko.io/ LinkedIn: https://www.linkedin.com/in/jakovenko/   Connect with Steve Fretzin: LinkedIn: Steve Fretzin Twitter: @stevefretzin Instagram: @fretzinsteve Facebook: Fretzin, Inc. Website: Fretzin.com Email: Steve@Fretzin.com Book: Legal Business Development Isn't Rocket Science and more! YouTube: Steve Fretzin Call Steve directly at 847-602-6911   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Scientists have just discovered enormous deposits of gold, diamonds, copper, or the rare earth minerals that are in smartphones and electric cars beneath your country. Is this good news? Not necessarily. You might think that becoming “resource rich” is a great way for a country to become prosperous, but this not always the case. Some of the world's most resource-rich countries have struggled with corruption, dictatorship, economic instability, civil war, and widespread poverty. Instead of becoming wealthy, they have become trapped in a cycle of dependence and political turmoil.Economists have a name for this paradox: the Resource Curse. At the same time, countries with few natural resources, places like Japan, Singapore, and South Korea, have become some of the richest and most developed economies in the world. Today, we're going to explore the resource curse. We'll discuss why having valuable natural resources can sometimes become a disadvantage and look at some of the world's best-known examples. And we'll do this while practicing your English listening comprehension and learning some new vocabulary! Conversation Club - ⁠https://thinkinginenglish.blog/patreon/conversation-clubs/⁠⁠ TRANSCRIPT - https://thinkinginenglish.blog/2026/08/03/399-what-is-the-resource-curse-why-some-of-the-worlds-richest-countries-stay-poor-english-vocabulary-lesson/ AD Free Episode - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/thinkinginenglish⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Patreon - ⁠https://www.patreon.com/thinkinginenglish⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube Channel -⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@thinkinginenglishpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thinkinginenglishpodcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) $10 Free Credits on iTalki (Affiliate Link) - https://www.italki.com/affshare?ref=af17506448 ⁠⁠⁠⁠⁠⁠⁠ My Editing Software (50 % Discount Affiliate Link) - https://descript.cello.so/BgOK9XOfQdD Borough by Blue Dot Sessions Contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertising@airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to advertise on Thinking in English. Thinking in English is part of the ⁠⁠⁠⁠⁠Airwave Media podcast network.⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Better Business, Better Life, Debra Chantry-Taylor is joined by Nathan James, Creative Director at The Attention Seeker, to share his honest story on the EOS® system that changed a creative agency, & the lessons every entrepreneur can learn from failure, resilience & growth.Nathan's career began in London's creative industry in 1995, where he worked with some of the world's leading advertising agencies, including Mother & R/GA, before taking his expertise across Stockholm, New York, Amsterdam & eventually Auckland. Along the way, he built an impressive career creating campaigns for global brands & later launched his own content production & advertising business.Despite his creative success, Nathan's business ultimately failed. Poor financial management, inconsistent cash flow & the absence of a reliable sales pipeline led to bankruptcy. Rather than allowing the experience to define him, Nathan chose to learn from it. He openly shares the hard lessons he discovered about cash flow, networking, business strategy & the importance of separating creative talent from sound business management.Nathan eventually joined The Attention Seeker, where implementing EOS® transformed the way the business operates. With clear accountability, structured Level 10 Meeting® rhythms, transparent communication & defined roles through The Accountability Chart®, the agency reduced politics, strengthened collaboration & built a more profitable, stable business. Nathan explains why structure does not limit creativity. It creates the freedom for creative people to do their best work.Debra & Nathan also explore the importance of company culture & core values, discussing how transparency, daily recognition of team members & hiring based on shared values have helped create a high-performing team. Nathan shares why reporting to someone younger than himself became a valuable lesson in humility, proving that great businesses are built on merit, not hierarchy or ego.Throughout the conversation, Nathan offers honest advice for entrepreneurs who are facing setbacks. He encourages business owners to never stop learning, let go of ego & remember that material possessions do not define success. Instead, lasting success comes from building a healthy business, maintaining strong relationships & creating a life that is fulfilling both professionally & personally. CONNECT WITH DEBRA:    ___________________________________________         ►Debra Chantry-Taylor is a Certified EOS Implementer® | Entrepreneurial Leadership & Business Coach | Business Owner ►Connect with Debra: debra@businessaction.com.au ►See how she can help you: https://businessaction.co.nz/ ►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/ ___________________________________________       GUEST'S DETAILS: ► Nathan James – LinkedIn: https://nz.linkedin.com/in/nathanjames-cooper ► Website – attn:seeker : https://www.attnseeker.com Ep 283 Chapters: 00:00 – Introduction 00:38 – Nate's Background and Early Career 09:17 – Transition to Digital and Freelancing 17:27 – Joining The Attention Seeker 21:41 – Impact of EOS® on Business Structure 34:33 – Cultural Values and Team Dynamics 39:22 – Reducing Ego and Embracing Structure 47:37 – Lessons Learned from Business Failures 47:46 – Advice for Entrepreneurs

We are out in full force to talk through the less than memorable pre-season at Walsall. Poor results, a lack of goals and a leaky defence have spread concern amongst Saddlers fans.As well as the results, we look at the system and style under Grant and how can expect to play this season as well as spend some time talking through the new kits.Yellow Ribbon in writing - https://yellowribbonpodcast0.wordpress.com/Classic Football Shirts - https://t.co/p7kRZ8Z1ckWalsall shirts - https://fas.st/t/pqpzRJDJDiscount code - 'YELLOWRIBBON10'You can follow the pod on X - @ribbonpodcastHarley can be found here - @harleywfc17Rob can be found here - @r_petruccoKam can be found here - @KamCavanaghThanks to our podcast associates, Brellis RecruitmentYou can email us on yellowribbonpod@hotmail.com

Tuesday 4 August 2026 Gaming companies including Tabcorp and Sportsbet accused of offering drugs and escorts to gamblers. The sale of electric and hybrid vehicles reaches just under 50 per cent A private equity consortium set to buy insurance broker Steadfast in a $7 billion deal Australia’s two biggest fleet management companies to merge A new study says being poor can do long-term damage to your brain Hit follow on the podcast so you don’t miss the latest news, and join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That?, exploring the ten things wealthy people don’t waste money on. Get the episode from Apple, Spotify or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

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In this week's episode Damien discusses your legal rights if your holiday is impacted by the wildfires in Europe. He also explains when your travel insurance will and won't pay out.Finally, he reveals how to read and interpret global investment markets in seconds, by walking you through the key indices, currencies and stocks that he tracks each day.[AD] Thank you to our sponsor Interactive InvestorNew customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. ⁠https://moneytothemasses.com/redir/ii-podcast⁠ Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Support the show by visiting and bookmarking our dedicated podcast page:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the showLinks referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our weekly newsletter⁠⁠DX-Y.NYB - US Dollar IndexGBPUSD=X - GBP/USD^VIX - CBOE Volatility Index^VXN - CBOE NASDAQ 100 Volatility Index^TNX - CBOE Interest Rate 10 Year T-Note^FTSE - FTSE 100^FTMX - FTSE 250 (Ex. Investment Trusts)^FTAS - UK FTSE All ShareS&P 500 - Standard & Poor's 500Dow Jones - Dow Jones Industrial AverageNASDAQ - NASDAQ Composite^NDX - NASDAQ-100^STOXX50E - EURO STOXX 50 Index^GDAXI - DAX Performance-Index^HSI - HANG SENG INDEX000903.SS - CSI 100 Index^N225 - Nikkei 225^KS11 - KOSPI Composite IndexXLK - State Street Technology Select Sector SPDR FundXLV - State Street Health Care Select Sector SPDR FundXLF - State Street Financial Select Sector SPDR FundXLE - State Street Energy Select Sector SPDR FundXLI - State Street Industrial Select Sector SPDR FundXLRE - State Street Real Estate Select Sector SPDR FundXLU - State Street Utilities Select Sector SPDR FundES=F - E-Mini S&P 500YM=F - Mini Dow Jones Industrial AverageNQ=F - Nasdaq 100GC=F - GoldBTC-USD - Bitcoin USDCL=F - Crude OilBZ=F - Brent Crude Oil Last Day FinancialHG=F - CopperNVDA - NVIDIA CorporationMETA - Meta Platforms, Inc.AAPL - Apple Inc.AMZN - Amazon.com, Inc.MSFT - Microsoft CorporationTSLA - Tesla, Inc.

Cash flow management tips matter because your business can survive without profit for a period of time, but it cannot survive without access to cash. About this episode Good cash flow management is vital, nay, critical, to the success of your business. Cash is what keeps the business moving. It pays bills, wages, suppliers, loans, tax, overheads, and the costs that keep everything running. In this episode, we share seven practical cash flow management tips to help your business stay on track. We look at cash reserves, cost control, inventory, leasing, equipment loans, borrowing at the right time, and why good financial advice can help you spot problems before they become painful. Cash flow may feel like one of the biggest headaches in business, but ignoring it makes the problem worse. With the right habits, we can protect cash, plan ahead, and reduce the risk of being caught out. What you'll learn in this episode Why cash flow is critical for business survivalWhy you can survive without profit for a time, but not without cashHow a cash reserve protects the business when things changeWhy cost consciousness matters even when cash is flowingHow poor inventory control can damage cash flowWhen leasing equipment may protect short-term cashWhy borrowing during good times can give you better optionsHow a good accountant can help with forecasting and budgets Why cash flow management matters Cash flow is the movement of money into and out of your business. It is the cash available to pay what needs to be paid, when it needs to be paid. Profit matters, but profit alone does not pay the bills if the money is not in the bank. A profitable business can still fail if cash is not managed properly. This is why we need to treat cash flow as a regular part of business management, not something we only look at when pressure builds. Our episode on How different is cash to profits? is a useful follow-on if you want to understand why profit and cash are not the same thing. “You can survive without making profits for a period of time, but you can't survive without access to cash.” 1. Create a cash reserve The first cash flow management tip is to create a cash reserve. A reserve gives your business a safety net when activity changes, costs rise, customers delay payment, or unexpected problems appear. As a rule of thumb, aim for three to six months of operating costs or average cash flow. Think about what your business would need if no more customers bought from you for a while. How much cash would keep the business ticking over? That figure becomes your target. It may take time to build, but having a reserve gives you breathing space and more control. 2. Stay cost conscious Cost consciousness is not about cutting everything. It is about developing financial discipline and keeping control of spending, even when cash is flowing into the business. Good times do not always last forever. If we cannot save money when things are going well, it becomes much harder to do it when things get tougher. A minimum viable budget can help. It gives you a practical spending framework, so growth does not turn into careless spending. For more practical planning support, our episode on Build Your Cash Flow with a Spreadsheet: Create a Practical Forecast shows how a simple forecast can help you look ahead. 3. Keep an eye on inventory If you run a product-based business, inventory can have a major impact on cash flow. Stock costs money to buy, money to hold, and money to manage. If too much cash is tied up in inventory, that cash is not available for wages, bills, tax, marketing, or other commitments. Poor stock control can also create hidden costs. Items may be misplaced, damaged, stored badly, or become obsolete. You may even end up ordering replacements you do not need. The aim is to hold enough inventory to meet demand, without overstocking or leaving cash trapped in slow-moving items. 4. Consider leasing equipment Buying equipment outright may be cheaper over the long term, but it can put pressure on short-term cash flow. Leasing may cost more overall, but it can reduce the immediate cash leaving the business. Instead of one large payment, the cost is spread over time. That can make cash flow easier to manage. Leasing may also give you options at the end of the agreement, such as buying the equipment or upgrading. The right choice depends on your business, your cash position, and how essential the equipment is. 5. Look at equipment loans An equipment loan is another way to fund business assets without paying the full cost upfront. It works in a similar way to a traditional bank loan, but it is linked to the equipment being financed. Depending on the lender, risk profile, terms, and business position, this may be suitable for some businesses. The key is to shop around, compare options, and understand the cash impact before committing. We should not only ask, “Can we afford the asset?” We also need to ask, “Can the business cash flow support the repayments?” 6. Borrow when the going is good This may sound strange, but borrowing when the business is in good shape can sometimes be smarter than waiting until there is a crisis. When finances are healthy, you may have more choice, stronger bargaining power, and better access to rates. If you wait until the business is already under pressure, borrowing may be harder, more expensive, or not available at all. Opening a line of credit before you need it can give the business flexibility. The point is not to borrow recklessly. It is to plan ahead and avoid leaving funding decisions until panic sets in. 7. Hire a good accountant Cash flow problems often sneak up on business owners. They should not, but they do. A good accountant can help you prepare budgets, build forecasts, review cash flow, and spot pressure points before they become serious. Looking through the windscreen of the business is much better than being surprised by what has already happened. That support can help you make better decisions around reserves, costs, stock, loans, leasing, and growth. If you need help with cash flow forecasting, budgeting, or financial planning, you can get in touch with us. Good cash flow management is about preparation Cash flow management is about preparing for the worst while keeping sensible financial habits when the going is good. That means building a reserve, staying cost conscious, watching inventory, thinking carefully before buying equipment, exploring suitable funding options, and getting support before cash pressure becomes urgent. Good habits make cash flow easier to manage. They also help your business stay resilient when things change. Practical cash flow management steps Work out your target cash reserveBuild towards three to six months of operating costs where possibleCreate a minimum viable budgetKeep reviewing costs, even when cash is strongMonitor inventory and avoid tying up cash in slow-moving stockCompare buying, leasing, and loan options before purchasing equipmentExplore finance options before the business is under pressureUse forecasts and budgets to look aheadGet professional support before problems become urgent Related episodes Build Your Cash Flow with a Spreadsheet: Create a Practical ForecastSix steps to managing your cashflowWhy Working Capital is Important for Your Business Key takeaway Cash flow management is not optional. It protects the business, gives you breathing space, and helps you deal with pressure before it becomes a crisis. Build a cash reserve, stay cost conscious, manage inventory, think carefully about funding, and use forecasts to look through the windscreen of your business. Plan it, Do it, Profit. Share this episode Share this episode: Listen on Apple Podcasts

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

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In the latest edition of the No-Till Farmer podcast — brought to you by Yetter Farm Equipment, we go 1-on-1 with award-winning author and rural policy analyst Brian Reisinger. https://www.no-tillfarmer.com/articles/15457-podcast-land-rich-cash-poor-author-discusses-biggest-challenges-facing-farmers-today

Howdy Folks, This one is all about things we hate. Poor communication skills, Paper Bags, Cashless venues, Corporations and much more. So let the hate flow through you as you blast this episode. We might have to make more than one of these...Thanks for listening if you do. Haters of July, MATADOR Artist include: NOFX, Screeching weasel, Ken Yokoyama, Chapelle, Cube with too short, Exodus, Megadeth, Hatebreed, New Matador original with Mad ax singing and a lot of hip hop.

Marty Griffin Show Hour 2: This poor housing crisis is an EPIDEMIC! Something HAS to be done! full 1793 Fri, 31 Jul 2026 16:14:36 +0000 fuuAXjkldyNTx3h6GeMwOWRz8AwGYj5M news Marty Griffin news Marty Griffin Show Hour 2: This poor housing crisis is an EPIDEMIC! Something HAS to be done! On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc. News h

An innovative aid program in Malawi, which transfers cash directly to the poorest adults via mobile money wallets, is increasing household income, business ownership, and savings, even improving access to healthcare. Grace Jackson, Malawi director for GiveDirectly, speaks with hosts Llewellyn King and Adam Clayton Powell III.

This Poor Peoples News includes news clips from News organizations, Social Media and other peoples commentary, critiques, investigative research and their perspectives. This poor peoples news includes primarily Africa News on their Economy and on mining and producing their own products for exporting raw materials out of South Africa; Ghana exited the IMF Bail Out Program; a political stance against the U.S. A. Human Rights LGBTQ agenda and Kenya and others kicks out France and their money. Also added Elon Musk Lawsuit against Sam Altman Chat GPT. An update on the Saheal Region and the Burkina Faso to South Africa message on Xenophobia discrimination from Ibrahim Traore.. Leave Your Email      Subscribe Youtube Channel  Oldskoolqueene Youtube Channel  

Have you ever wondered if the employee you're frustrated with is struggling because of your leadership, not because of their ability?   Every leader has experienced a team member whose performance suddenly declines. The instinct is often to increase oversight, ask more questions, and monitor every move. But what if that extra scrutiny is creating the very performance problems you're trying to eliminate? In this episode, Bradley Hartmann explores the powerful concept of the Set-Up-to-Fail Syndrome, explaining how confirmation bias, micromanagement, and broken trust can push talented employees toward disengagement, resignation, or failure.   After listening to this episode, you'll learn how to: Recognize the warning signs that you've unintentionally put someone "on the radar" and why that creates a dangerous feedback loop. Separate facts from confirmation bias so you can evaluate employee performance more objectively. Ask three practical leadership questions that help rebuild trust, retain valuable talent, and strengthen your team's long-term performance.   Press play to discover how breaking the Set-Up-to-Fail cycle can help you retain top talent, build stronger teams, and become a more effective leader.   Read the Set-Up-to-Fail Syndrome article   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com.   The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization.   Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com.   New podcasts are dropped every Tuesday and Thursday.   This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.      

1546- a year which saw the full tyranny of Henry VIII bloom across London; when the city was not being forced to buy tonnes of surplus wheat from the King; when it was not celebrating the end of the War with France; and when it was not almost burning the wives of cattle barons… it was dealing with a great many things.One of these was the closure of its legal red light district over on Bankside, an event which actually caused the spread of illegal sex trade; but it also witnessed a wild year wherein the 6th wife of Henry VIII came within an inch of being arrested for heresy, and an amazing, and bold woman called Anne Askew found herself suffering a horrendous death upon Smithfield. Welcome to the last full year of the life of Henry VIII- it alls it gory detail.Cover features Portrait of Anne Askew by Hans Eworth (1560)

Hour 1 - Trust Level in the Chiefs OL, Tony Romo's poor weekend, and Waymo coming to KC? full 2658 Thu, 30 Jul 2026 12:07:49 +0000 Qxdo3dHjb8mL9vRZFKAYuq0XpG23PY7i sports Fescoe & Dusty sports Hour 1 - Trust Level in the Chiefs OL, Tony Romo's poor weekend, and Waymo coming to KC? Fescoe & Dusty are huge fans of Kansas City sports and the people of Kansas City who make it the great city it is. Start your morning with us from 6-10 as we talk all things Chiefs, Royals, Jayhawks, and more, with plenty of tangents along the way! 2024 © 2021 Audacy, Inc. Sports https:

Intro & Episode Focus – [0:00:03–0:02:15] How people limit OS by using it only as a warm-up [0:04:06–0:06:07] Odd Pairings & Three OS Applications Between Sets – [0:06:07–0:08:38] Aleks's 3 "use cases" for between-set OS: [0:08:38–0:10:13] Discussion: why smaller or slower ROM can release restrictions and be more effective for some people [0:10:13–0:13:06] Conversation about loading the head (advanced, not for beginners) [0:13:06–0:15:48] Honoring developmental patterns (rolling, rocking, crawling, gait) to improve real-world capability, plus Loading the Gait Pattern for Brute Strength – [0:15:48–0:17:34] Discomfort, Crawling, and Mental Lessons from Physical Work – [0:17:34–0:18:42] Using physical discomfort to train mental resilience and reframe "signals to stop", plus Movement Qualities & Emotional/Mental Stability – [0:18:42–0:19:58] Stability in movement → stability in emotions Balance in movement → balanced thoughts Poor movement → more time in sympathetic (fight-or-flight) → messy emotions and thought processes Injury, Stress, and Being Left Behind by Life – [0:19:58–0:21:30] Tweaks/injuries dominate attention and stall life progress Connection between physical limitations and stress, overwhelm, and lost time Confidence, Social Pressure, and Gait Loading/Head Loading – [0:21:30–0:22:42] Rocking, Rolling, Higher Volume & Simple Loading Ideas – [0:22:42–0:25:01] Chains, Crawling "Math," and Confidence – [0:25:01–0:26:46] Slow-Motion OS & Nervous System Maturity – [0:26:46–0:28:29] Slow Commando Rocks Before Military Presses – [0:28:29–0:30:32] Connecting divine design of movement with desire to lift heavy (OS + iron synergy) Post-Effort Nasal Breathing & Power Pose Reset – [0:30:32–0:32:18] Bottoms-Up Kettlebell Marching & Pull-Up Boosting – [0:32:18–0:35:35] Tim: anything bottoms up is a goldmine—like managing a "big baby head" on the arm, teaching reflexive stability Elevated Rolls, Pulling & "Slept-On" Drills – [0:35:35–0:37:06] Aleks: elevated rolls before swings, snatches, rows, pull-ups, and crawling Benefits: better scapular movement and smoothness OriginalStrength.net & OS Resources – [0:37:06–0:33:27 in transcript order, but effectively 37:06–38:27-ish] Find Tim online at https://www.originalstrength.net Australian Longevity Retreat with Dan John – [0:36:32–0:38:14] Location: Rainbow Beach, Australia Dates: September 4–11 Focus: Longevity and "keeping the wheel spinning" decade after decade Avoiding obsession with optimization at the expense of actually living today Savoring life, knowing when to push, rest, and enjoy Psycho-Cybernetics, Cybernetis & Guided-Missile Mindset – [0:38:14–0:40:45] Aleks on Maxwell Maltz and Psycho-Cybernetics: self-image, guided-missile feedback loops Norbert Wiener and the idea of cybernetics as the "steersman" Using body + mind together to steer life's river more intentionally Closing: Best Year Yet & OS + Iron Synergy – [0:40:45–0:41:21]

The Friction Tax: Are You Trapping Customers? Signing up takes less than a minute. Canceling takes 45. The cancellation button is buried. Customer support is difficult to reach. Returning a product requires multiple steps. A "retention specialist" keeps a customer on the phone until surrender feels easier than leaving. That is more than poor customer service. It is the customer friction tax: the extra time, effort, confusion, and frustration customers must absorb because a company benefits from making it difficult to cancel, return, receive help, or leave. In this episode of the Customer Service Revolution Podcast, Denise Thompson and John DiJulius examine when ordinary operational friction becomes deliberate customer exploitation—and what that friction reveals about an organization's priorities. When Customer Friction Becomes Part of the Business Model New York City recently adopted a click-to-cancel rule for automatically renewing and continuous-service subscriptions. Beginning October 1, 2026, covered businesses must clearly disclose subscription terms and provide consumers with a straightforward way to cancel. The fact that cancellation procedures need government regulation raises a larger customer experience question: Can an organization call itself customer-centric when it intentionally makes leaving difficult? John explains that ease of doing business should apply throughout the entire relationship—not just when the customer is ready to buy. That includes reaching support, resolving a problem, returning a purchase, changing an agreement, and canceling a service. Bad Profits Create Long-Term Damage Some companies generate revenue through what John calls "bad profits": hidden charges, excessive fees, restrictive policies, complicated contracts, or deliberately difficult cancellation processes. These practices may protect short-term revenue, but they can also: Destroy customer trust Generate complaints and negative word of mouth Increase service and staffing costs Create opportunities for competitors Force employees to defend policies they believe are unfair Increase frontline frustration and turnover Produce retention numbers that disguise customer dissatisfaction Blockbuster once generated approximately 16% of its revenue from late fees. That revenue made abandoning late fees appear financially dangerous—but it also prevented the company from adapting to a subscription model that customers increasingly preferred. Retention Is Not the Same as Loyalty A customer who remains because canceling is difficult has not been retained through loyalty. That customer has been trapped through friction. Healthy customer relationships produce repeat business, referrals, trust, and advocacy. Customer captivity may temporarily improve retention metrics, but it does not create customers who create more customers. Leaders must look beyond cancellation rates and ask why customers stay. Are they staying because they value the relationship—or because switching, canceling, or finding an alternative feels like too much work? Customer Friction Also Damages the Employee Experience Frontline employees frequently bear the consequences of unreasonable policies they did not create and cannot change. When employees repeatedly have to say, "I don't make the rules," it signals a larger system problem. Employees become the messengers for decisions designed to protect revenue, absorbing customers' anger while lacking the authority to make things right. Removing unnecessary customer friction is therefore both a customer experience and employee experience strategy. How Leaders Can Find Their Biggest Friction Points John recommends that leaders experience their organization as customers do. Purchase something. Attempt to return it. Try to cancel. Contact support. Track how many screens, calls, transfers, explanations, and approvals the process requires. Do not merely ask whether the process works. Ask how hard the customer must work to make it work. Leaders should also: Listen to customer calls and analyze customer sentiment Identify recurring complaints and escalations Examine policies that produce fees or prevent cancellations Compare earned sales from repeat customers and referrals with sales purchased through advertising Track retention after contractual obligations end Give employees appropriate authority to resolve problems Remove incentives that reward short-term revenue at the customer's expense Making it easier for unhappy customers to leave may feel risky. But making every customer feel trapped is far more dangerous. Trust is more valuable than captivity. Key Takeaways Ease of doing business must apply to the entire customer relationship, including cancellation, returns, support, and service recovery. Retention does not prove loyalty when customers face barriers to leaving. "Bad profits" may increase short-term revenue while damaging trust, referrals, employee morale, and long-term growth. Frontline employees suffer when they must defend policies they know are frustrating or unfair. Customer complaints and service-recovery situations are opportunities to demonstrate empathy and rebuild loyalty. Leaders should personally test their organization's customer journey. Repeat business and referrals are stronger indicators of loyalty than cancellation rates alone. The critical question is not whether a process works, but how hard customers must work to make it work. Memorable Quotes "Not all profit is good profit." "A customer hasn't been retained through loyalty. They've been trapped through friction." "Every company's job is to create customers who create customers." "You wouldn't have to chase new customers if you were keeping the existing ones." "Leaders need to spend time on the front line so they can feel the pain." "Don't ask whether the process works. Ask how hard the customer must work to make it work." "Trust is far more valuable than captivity." Episode Chapters 00:46 — The hidden friction tax customers are paying 02:12 — What ease of doing business really means 04:15 — Poor experience or calculated business decision? 06:29 — How leaders can recognize deliberate friction 08:58 — Can a high-friction company be customer-centric? 10:52 — Service recovery and rebuilding customer trust 14:55 — When retention dashboards hide dissatisfaction 18:32 — How bad policies affect frontline employees 20:28 — Charles Schwab's campaign against bad profits 23:48 — The difference between loyalty and captivity 25:47 — Why retention and referrals matter 28:45 — How to uncover your biggest friction points 30:16 — The customer journey every leader should test ROX Dashboard:  https://thedijuliusgroup.com/rox-dashboard/ The DiJulius Group Methdology: https://thedijuliusgroup.com/x-commandment-methodology/ Company Service Aptitude Test:  https://thedijuliusgroup.com/c-sat-forms/individual-c-sat/ Schedule a Complimentary Call with one of our advisors:  tdg.click/claudia Ask John!  Submit your questions for John, to be aired on future episode:  tdg.click/ask Customer Experience Executive Academy: https://thedijuliusgroup.com/project/cx-executive-academy/ Experience Revolution Membership:  https://thedijuliusgroup.com/membership/ Books:  https://thedijuliusgroup.com/shop/ Contacts:  Lindsey@thedijuliusgroup.com , Claudia@thedijuliusgroup.com If you want to learn how world-class organizations build cultures customers cannot live without, explore The Experience Revolution Membership. Inside the membership you'll gain access to livestream workshops, practical frameworks, and proven strategies used by organizations around the world. Learn more at https://thedijuliusgroup.com/membership/

Dr. Todd Bilby, Director of Dairy Technical Services at Merck Animal Health, and sales rep Josh Churchwell discuss the real cost of poor reproductive management on the dairy. They cover what makes ESTRUMATE® (cloprostenol injection) uniquely effective, how SenseHub® Dairy monitoring technology can combine with hormones for greater repro rates and why the Merck Animal Health partnership is so valuable. If you're looking to tighten your repro program and improve herd profitability, this episode is for you. Episode Highlights: The real cost of poor reproductionWhy ESTRUMATE® outperformsHow the M-Power approach elevates dairies With identification, monitoring and biopharma products fully integrated in one portfolio, Merck Animal Health offers the only true full-solution approach in the dairy industry. Which means you get the tools you need to eliminate guesswork, solve specific problems, let cows be cows and put more milk in the tank. It's the way you want to work, working better than ever before. Learn more about this unique approach to dairy at M-Power-Dairy.com. Important Safety Information ESTRUMATE: Do not administer ESTRUMATE to a pregnant cow unless abortion is desired. Severe localized post-injection clostridial infections have been reported; in rare instances infection has led to death. Women of childbearing age, asthmatics, and persons with respiratory problems should exercise extreme caution when handling ESTRUMATE. ESTRUMATE is readily absorbed through the skin and can cause abortion and/or bronchospasms; direct contact with the skin should be avoided, and accidental spillage on the skin should be washed off immediately with soap and water. For complete safety information, refer to the product label.

Send us Fan MailWhat does it actually mean to train a boxer to be adaptable when the most representative practice, hard sparring, also causes permanent damage?Adam Haniver is a boxing coach and England Boxing DISE program lead who's spent years working through exactly that tension. He brings an ecological dynamics lens to a sport that has historically treated tradition as gospel, and the conversation goes deep on skill acquisition, affordances, and what most boxing training gets fundamentally wrong.Topics covered:"Anything but the thing" — why most boxing training is unopposed, decomposed, and doesn't transfer to competitionPerceive to act AND act to perceive — how the best boxers generate opportunities rather than wait for themThe GAP framework (Great, Average, Poor) as a tool for athlete-directed intention before sparringTeaching boxers to punch versus teaching them to land — why these are two completely different thingsNaseem Hamed and Brendan Ingle as examples of what freedom in movement actually producesPlay sparring, head trauma, and how to build representativeness without increasing injury riskIf you coach in any combat or contact sport and you're thinking through how to square representative practice with athlete safety, this conversation is worth your time.Find Adam at www.theboxgathering.com and on the Box Gathering Podcast on all platforms. England Boxing DISE program: @dice_boxing_brighton on socials.Don't forget to join us in Arizona for the Skill Acquisition Retreat!If you want to go deeper on skill acquisition, check out the Certified Skill Acquisition Specialist certification over at emergentmvmt.com.Free Modern Coach's ChecklistCredits: Song- "Starstruck" by Freebeats.io Let's Chat!Twitter: @thecoachjavIG: @thecoachjav

A 42-year-old man walked into my office.Blood pressure: 165 over 100.His doctor had already written the prescription. He was sitting across from me, looked me in the eye, and said:“I don't want to just manage this. I want to fix it.”Four weeks later, his blood pressure was completely normal. No medication change. No direct blood pressure treatment.Because here's the thing — we never once directly treated his blood pressure.We treated the system that was producing it.That's what this episode is about.The Reframe That Changes EverythingMost people — and most conventional medical appointments — treat blood pressure like it is the problem. The number is high, so we lower the number. Done.But blood pressure is not the problem. It's a report card. It's your body's way of showing you — in a very measurable, very undeniable way — that something upstream has gone wrong.Think of it like the check engine light in your car. You don't put tape over it and drive off. You open the hood.So today, we're opening the hood.Before we do — let's make sure we're speaking the same language. Blood pressure is two numbers:* Systolic (top number): pressure when your heart contracts and pushes blood out* Diastolic (bottom number): pressure when your heart is relaxing between beatsConventionally, 130/80 or above is classified as Stage 1 hypertension. A lot of people are sitting in that zone, being told to “keep an eye on it.”That advice isn't enough. Something created that pressure. And until we find out what, we're managing a symptom — not solving a problem.The 6 Root Drivers of High Blood PressureFrom a functional and metabolic medicine standpoint, there are six primary root drivers I look at when someone walks in with elevated blood pressure. Almost every time, it's not one of these in isolation — it's a combination.1. Insulin ResistanceThis is the big one. And it is criminally underdiagnosed.Here's the mechanism: when insulin is chronically elevated — from too much processed food, too much sugar, not enough movement — the kidneys start holding onto sodium. More sodium means more water in the bloodstream. More volume means more pressure. Basic physics.On top of that, high insulin activates your sympathetic nervous system — your fight-or-flight response — which causes blood vessels to constrict. Less room for the same amount of blood? Pressure goes up.Here's what makes this especially tricky: your blood sugar can look completely normal on a standard lab panel, and you can still have significant insulin resistance. That's why I don't just check fasting glucose. I look at fasting insulin, hemoglobin A1C, and when needed, a glucose tolerance test with insulin levels drawn at multiple time points.2. Chronic InflammationInflammation damages the endothelium — the delicate inner lining of your blood vessels. When it's damaged, vessels lose their flexibility. They can't dilate and constrict properly.And a key molecule called nitric oxide — your body's natural blood vessel relaxer — drops off significantly when the endothelium is inflamed.Less nitric oxide, stiffer vessels, higher pressure. Every time.I test this with high-sensitivity CRP, homocysteine, and sometimes oxidized LDL. These aren't on a standard panel, but they tell me everything about what's happening inside those vessels.3. HPA Axis Dysregulation (Chronic Stress)Your hypothalamic-pituitary-adrenal axis — your stress response system — when chronically activated, keeps you pumping out cortisol and adrenaline. Both cause vasoconstriction. Both tell your kidneys to hold onto sodium. Both keep your heart rate elevated.Your body was designed to activate this system in short bursts — run from a predator, deal with a crisis. It was never designed to do this 24 hours a day in response to emails, traffic, and financial pressure.But that's the world most of us are living in. And for a lot of people, their blood pressure reflects it.4. Mineral DeficienciesMagnesium is the most important mineral almost nobody talks about in the context of blood pressure.It's a natural calcium channel blocker — and calcium channel blockers are literally one of the most prescribed blood pressure medications on the market.Magnesium helps blood vessels relax. It regulates the sodium-potassium pump in your cells. When it's low — and estimates suggest 60 to 80% of Americans are suboptimal — vessels stay tight.Potassium works hand-in-hand with magnesium and sodium to regulate fluid balance and vascular tone. I look at sodium-to-potassium ratios, not just absolute numbers, because that ratio matters enormously for cardiovascular regulation.5. Sleep Deprivation & Circadian DisruptionYour blood pressure is supposed to dip 10 to 20 percent during sleep. This is called nocturnal dipping, and it's when your cardiovascular system gets its nightly repair window.When you're not sleeping enough — or sleep quality is poor — that dip doesn't happen. Your heart works overtime, around the clock. Over weeks and months and years, that creates a chronically elevated baseline.Obstructive sleep apnea is a massive, underdiagnosed contributor here. If you wake up tired, snore loudly, or wake with morning headaches, please get tested. The connection between sleep apnea and hypertension is direct and well-established.Poor sleep also elevates cortisol and inflammatory markers — feeding every other driver on this list simultaneously.6. Mitochondrial DysfunctionThis one is underappreciated even in functional medicine circles.Your mitochondria — the energy factories inside every cell — are responsible for generating the ATP that powers your heart muscle, your vascular smooth muscle, everything. When they're dysfunctional — from chronic stress, poor nutrition, environmental toxins, or oxidative damage — cellular energy production drops.Your cardiovascular system then has to compensate by working harder. Blood pressure creeps up as a downstream consequence of your cells simply not having enough energy to function efficiently.We'll come back to this when we get to the quantum biology piece — because this is where it gets really interesting.This is the part most people have never heard anywhere. Lean in.Quantum biology examines the role of light, water, electrons, and quantum mechanical processes inside living cells. When it comes to blood pressure specifically, three things stand out.Light and the MitochondriaYour mitochondria are not just calorie-burning machines. They are fundamentally light-responsive.Near-infrared light — the kind emitted by the sun in the morning and evening, and also by incandescent and red light sources — directly stimulates cytochrome c oxidase, a key enzyme in the mitochondrial electron transport chain.When properly stimulated by light, mitochondria produce more ATP, more structured water, and more nitric oxide. There's that word again — nitric oxide. The natural vasodilator. The thing that keeps blood vessels relaxed and flexible.When people stop getting morning sunlight and spend their entire day under blue-shifted artificial light, mitochondrial function degrades. Nitric oxide drops. Blood vessels stiffen. Pressure rises.This isn't fringe science. There is solid, published research connecting light exposure — particularly morning sunlight — to cardiovascular and blood pressure outcomes.Circadian BiologyYour body has a master clock in a region of the brain called the suprachiasmatic nucleus. Nearly every cell in the body has its own peripheral clock synchronized to it.Blood pressure has a natural circadian rhythm. It should be lower at night, begin rising about an hour before waking, peak in the late morning, and modulate through the day. When circadian rhythm is disrupted — by artificial light at night, irregular eating, shift work, or poor sleep — that rhythm breaks down.A disrupted circadian clock is directly linked to hypertension. The mechanisms involve cortisol timing, aldosterone regulation, and inflammatory gene expression — all of which influence vascular tone.This is why I ask every patient about their light environment. When do you go outside? What does your bedroom look like at night? What time do you eat your last meal? These feel like lifestyle questions. They are cardiovascular questions.Structured Water and Vascular FunctionResearcher Gerald Pollack at the University of Washington has done groundbreaking work on what he calls the fourth phase of water — EZ water, or exclusion zone water. This is a gel-like, structured form of water that forms at hydrophilic surfaces, including the inner lining of blood vessels.EZ water is negatively charged and creates a kind of biological battery that powers cellular function and supports smooth, low-friction blood flow — essentially a lubrication layer inside your vascular system.What builds EZ water? Sunlight (particularly infrared), movement, grounding, and proper hydration with mineralized water.What degrades it? Dehydration, toxic load, poor light environment, chronic EMF exposure.When the vascular lining is not properly hydrated at this structured level, blood viscosity changes, endothelial function suffers, and blood pressure goes up.The bottom line: your blood pressure is not just a plumbing problem. It's a biological energy problem. And the inputs that drive cellular energy — light, water, minerals, sleep, movement, stress — are the same inputs that drive blood pressure.What This All Means: A Quick RecapHere's the picture pulled together:* Blood pressure is a symptom, not the root problem* The six root drivers are: insulin resistance, chronic inflammation, HPA axis dysregulation, mineral deficiencies (especially magnesium and potassium), sleep deprivation and circadian disruption, and mitochondrial dysfunction* Applied kinesiology provides a way to assess how structural and neurological interference contributes to sympathetic dominance and vascular dysregulation* From a quantum biology perspective, your light environment, your circadian rhythm, and the quality of structured water in your vascular system directly influence how your vessels function and how your cells produce energy* When you address these upstream drivers — as we did with Marcus — the blood pressure number takes care of itself5 Things You Can Do TodayThese are not theoretical. Start here.1. Get morning sunlight — today. Within 30 to 60 minutes of waking, get outside and get natural light in your eyes and on your skin for at least 10 to 20 minutes. No sunglasses. This sets your circadian clock, starts stimulating mitochondrial function, and triggers nitric oxide production in the skin. It costs nothing.2. Cut refined carbohydrates and added sugars for two weeks. Not forever — just try it. This single change drops fasting insulin in most people within days. Lower insulin means less sodium retention, less sympathetic nervous system activation, and lower blood pressure. No prescription required.3. Start magnesium supplementation. Magnesium glycinate or magnesium malate — 300 to 400 mg in the evening. This is one of the safest, most evidence-backed interventions for vascular health. It supports vessel relaxation, improves sleep quality, and aids mitochondrial energy production. Ask your practitioner about your specific dose.4. Treat sleep like a clinical intervention. Because it is. Target 7 to 9 hours. Create a dark, cool sleeping environment. Eliminate screens 60 to 90 minutes before bed. Blue light at night suppresses melatonin, disrupts circadian rhythm, and keeps your nervous system in sympathetic mode. If you have signs of sleep apnea — waking up tired, loud snoring, morning headaches — get tested. This is non-negotiable.5. Prioritize resistance training. 30 minutes, three to four times a week. Strength training improves insulin sensitivity, builds mitochondrial density, supports nitric oxide production, and reduces arterial stiffness. Muscle is metabolic medicine.Ready to Go Deeper?If you read this and thought “this sounds like me” — or you've been told your blood pressure is borderline and you're not sure what to do about it — the next step is a conversation.I offer a free 45-minute Metabolic Audit Call where we look at what's actually driving your numbers — your symptoms, your history, your labs — and map out the highest-leverage moves for your specific situation.Spots are limited each week.Until next time — Be well. And Aloha.

1Blessed is the one who considers the poor![a]     In the day of trouble the Lord delivers him; 2 the Lord protects him and keeps him alive;     he is called blessed in the land;     you do not give him up to the will of his enemies. 3 The Lord sustains him on his sickbed;     in his illness you restore him to full health.[b] 4 As for me, I said, “O Lord, be gracious to me;     heal me,[c] for I have sinned against you!” 5 My enemies say of me in malice,     “When will he die, and his name perish?” 6 And when one comes to see me, he utters empty words,     while his heart gathers iniquity;     when he goes out, he tells it abroad. 7 All who hate me whisper together about me;     they imagine the worst for me.[d] 8 They say, “A deadly thing is poured out[e] on him;     he will not rise again from where he lies.” 9 Even my close friend in whom I trusted,     who ate my bread, has lifted his heel against me. 10 But you, O Lord, be gracious to me,     and raise me up, that I may repay them! 11 By this I know that you delight in me:     my enemy will not shout in triumph over me. 12 But you have upheld me because of my integrity,     and set me in your presence forever. 13 Blessed be the Lord, the God of Israel,     from everlasting to everlasting! Amen and Amen.

Where are the hair salons with the hot women? Lazlo and SlimFast discuss Eric Bieniemy's wife being shot. SlimFast loves pooping, and had a weird Victorian-era disease. Lazlo had to get a shot up his ass, SlimFast saw a Walgreens brawl, and Summers' reconnecting with her long lost Grandpa. Download The Church of Lazlo podcast on Apple Podcasts, Spotify, or wherever you get your podcasts

Send us Fan Mail“There's more to life than business and wealth creation.”-Greg BroggerExclusive Insights from This Week's EpisodesPre-IPO shares can create life-changing wealth that founders and employees cannot use. Greg Brogger exposes how trapped equity hurts retention, creates risk, and weakens growth, then reveals a smarter path to liquidity.Episode Highlights[00:07:00] Why companies staying private longer created a massive liquidity problem[00:16:00] How millions of employees became wealthy on paper but cash poor[00:19:00] The alternative to selling concentrated pre-IPO shares for cash[00:22:00] Why taxes and commissions can consume nearly half of a secondary sale[00:29:00] How the wrong liquidity policy can drive your best employees away[00:34:00] Why refusing liquidity can turn employee retention into a hidden skeleton[00:53:00] The compensation decision that may determine whether your startup winsFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/563The Deep Wealth PodcastMost entrepreneurs do not fail.They just carry too much for too long.The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit.The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Struggling to let go of an underperforming employee? Hate conflict as a leader? This episode of the Elite Business Advice Podcast is for you.Host Chris Moore, founder of Elite Business Advisors, breaks down the 3 HR systems every painting contractor needs to manage employees, protect their business, and avoid costly legal exposure — before termination ever becomes necessary.Why This Matters:·       A single unemployment claim can cost employers an average of $4,200 — and $10,000+ if it drags out·       Claims stay on your record for 3 years and typically raise your rates·       Poor documentation opens the door to wrongful termination lawsuits, even when letting go of reasonable peopleThe 3 Systems You Need:·       Employee Handbook — the documented standard for behavior, attendance, drug/alcohol policy, and grounds for termination, signed by every employee·       Written Warnings & a 3-Strike Process — what to include in every write-up to protect yourself and set clear expectations·       A Termination Process That Protects You — how to conduct terminations privately, professionally, and with proper documentationChris explains why documentation — not just the reason for termination — is what wins or loses unemployment hearings, and how a clear 3-strike system means no employee is ever blindsided.If you're a painting company owner ready to lead with structure instead of avoidance, this episode gives you the systems to do it right.

What if the biggest thing holding your business back isn't the economy, your competitors, or rising costs—but your own mindset? In this solo episode of 365 Driven, host Tony Whatley challenges business owners and entrepreneurs to rethink how they view problems, success, and personal growth. Drawing from his own journey of growing up in a lower-middle-class family, working construction to pay his way through engineering school, and eventually building and selling multi-million-dollar businesses, Tony shares the mindset shifts that helped him escape scarcity thinking and create lasting success. Throughout the episode, Tony explains why so many people stay trapped in a "poor mindset" by giving too much emotional energy to small problems while ignoring the bigger opportunities that can transform their lives. Using practical examples—from arguing over gas prices to stressing about restaurant menus—he illustrates how successful entrepreneurs learn to assign value to their problems, focus on what they can control, and continually "graduate" to solving larger, higher-value challenges. You'll also discover why increasing your income is less about working harder and more about developing the skills to solve bigger problems, why companies pay more for people who can manage greater risk, and how investing in knowledge—not excuses—creates long-term wealth. Tony also dives into the principles of Stoicism, emotional discipline, and personal accountability, offering practical strategies to stop reacting to distractions and start responding like the person you aspire to become. If you're a business owner who wants to stop wasting energy on low-value distractions, build a stronger mindset, and focus on the opportunities that truly move the needle, this episode will challenge the way you think—and help you level up both your business and your life. Key highlights: How to escape a poor mindset and think like a successful entrepreneur. Why small distractions keep business owners from bigger opportunities. The concept of "graduating" to solving higher-value problems. How emotional discipline and Stoicism improve business decision-making. Why increasing your income starts with developing valuable skills. The connection between solving bigger problems and earning more. How to stop wasting energy on things outside your control. Practical mindset shifts to create more focus, peace, and long-term success. Connect with Tony Whatley: Website: 365driven.com Instagram: @365driven Facebook: 365 Driven

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Bria Gadd is a Functional Diagnostic Nutrition® Practitioner, holistic health coach, and certified personal trainer, who specializes in female hormones, helping women with weight release and energy gain in pre and post menopause, and finding clarity in hormonal chaos.After helping thousands of women lose weight in their 20's and 30's, Bria recognized a difficult shift in women's ability to get results in their body during their perimenopause years. With more than 15 years of experience in the fitness and nutrition industry, Bria created a proven strategy to dramatically improve the challenges women are experiencing in weight release and energy.Her podcast The Period Whisperer is a top 1% wellness podcast in the world with an instagram following of over 19,000. Bria has been featured in Fox News, Women's Health and top women's podcasts such as The MidLife Makeover Show to name a few. SHOW NOTES:0:39 Welcome to the podcast!3:09 About Bria Gadd4:03 Welcome her to the show!5:27 Is perimenopause the problem?7:18 Spotting initial symptoms10:32 Confusion around HRT11:20 Functional lab testing14:12 Digestive & Gut Support16:20 What perimenopause symptoms are trying to tell you18:45 Root causes of adrenal dysfunction20:56 Why working with a practitioner cuts through the noise24:18 Before detox27:15 How your period changes30:08 Before starting HRT34:33 Birth control stories35:50 Impact of endotoxins on hormones41:59 Deficiency in joy43:14 Peptides for perimenopause48:45 Poor sleep & blood sugar 52:51 Her POV on peptides56:49 Her Midlife Mojo program58:22 Her final piece of advice59:12 Thanks for tuning inRESOURCES:Website: https://www.briatheperiodwhisperer.com/ IG: @bria_period_whispherer Facebook: BriaThePeriodWhisperer/ TikTok: briagadd YouTube: @bria_period_whisperer Podcast: The Period Whisperer Podcast Beam Minerals - code: Yuka AppEllie MDSupport this podcast at — https://redcircle.com/biohacker-babes-podcast/donationsAdvertising Inquiries: https://redcircle.com/brands

0:30 - Save a Lots closing 15:52 - EUROPE - aid the enemy, silence the patriot 35:02 - Corey Ruiz shooting 01:07:30 - Trump at WHCA 01:10:31 - The Heritage Foundation's Steven Bucci says the "war of choice" with Iran was a necessary choice, arguing the administration recognized Iran as "the rabid dog of the Middle East" and that "it's time to take it out." 01:33:37 - Candidate for Illinois House District 97 Gabby Shanahan calls for integrity, transparency, and accountability in Springfield, saying she's ready to be that voice. For more on Gabby gabbyforillinois.com 01:48:41 - Associate editor of the Claremont Review of Books, Spencer Klavan, discusses compares his review of “The Odyssey” with Dan’s. Spencer is also host of the “Young Heretics” podcast. 02:13:12 - Long-time risk manager in the hedge fund space Aaron Brown explains that Millennials Aren’t Poor. They’re Simply Being Outbid . Aaron is also the author of Wrong Number: How to Extract Truth From a Blizzard of Quantitative DisinformationSee omnystudio.com/listener for privacy information.

Christians love their neighbors as themselves. One way is by serving and identifying with the poor and lowly. Join us as we consider the fifth of 5 defining characteristics of the early church that made them distinct and definable.The sermon today is titled "Honoring Our Union." This sermon is the fifth installment in our sub-series "How Will They Know Us" and the thirteenth in our larger series "First Things First." The Scripture reading is from John 13:35 and Isaiah 58:6-10 (ESV). Originally preached at the West Side Church of Christ (Searcy, AR) on July 26, 2026. All lessons fit under 6 broad categories: Begin, Instill, Discover, Grow, Learn, and Serve. This sermon is filed under LEARN: Introduction to Theology.Click here if you would like to watch the sermon or read a transcript.I'd love to connect with you!Watch sermons and find transcripts at nathanguy.com.Follow along each Sunday through YouTube livestream and find a study guide on the sermon notes page.Follow me @nathanpguy (facebook/instagram/twitter)Subscribe to my email newsletter on substack.

What if sadness isn't something to avoid, but a mark of God's grace at work in your life?This week, Paul and Shelby continue their study of the Beatitudes by exploring why Jesus calls those who mourn "blessed," and how a broken heart over the world's suffering and our own sin leads to the comfort and hope found only in Christ.