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Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1141Shawn Stevenson highlights various sleep factors that contribute to chronic inflammation. Poor dietary choices, high sugar and processed food consumption, exposure to environmental toxins, lack of physical activity, chronic stress, and inadequate sleep are some of the key culprits. He emphasizes that making lifestyle changes to address these factors can significantly reduce inflammation and enhance overall well-being.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Scott Agness of Fieldhouse Files continues the Pacers conversation and how now Indiana has the worst record in the league. How have their goals changed through this season and what lies ahead on the schedule for them? Poor starts continuing to disrupt the Pacers’ flow, but that wasn’t the case Friday night. Then, Brendan King gives us some background on where some of the Illinois schools are that played Indiana schools this weekend. We check in on some of the area's high school basketball tournaments before Nathaniel Finch checked in. He called multiple high school games today at the Wabash Valley tournament including an overtime thriller between Martinsville and Shakamak. See omnystudio.com/listener for privacy information.

Subscribe for more Videos: http://www.youtube.com/c/PlantationSDAChurchTV Theme: Generosity Speaker: Pastor Kevin Acosta Title: The Givers Paradise Key text: https://www.bible.com/bible/59/MAT.25.31-46.esv Bulletin/Notes: http://bible.com/events/49541940 Date: December 27, 2025 Tags: #psdatv #generosity #generous #giving #heaven #paradise #help #need #poor #unfortunate #hunger #prison #clothes #food #shelter #HelpThoseInNeed For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439 Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

Kris and Iain are back to look back on yet another disappointing away defeat for Newcastle United

Optimistic bias by a family member charged with healthcare decisions can be a barrier for your wishes to be carried out. Learn how to avoid it in your advance care planning: https://bit.ly/499XQqaWhen Families Don't Hear the Truth: Why We Ignore Poor Prognoses  When someone we love is critically ill, we hang on every word from the medical team. But research shows something surprising and unsettling: when the prognosis is poor, many families simply don't hear it. Not because they aren't listening, and not because doctors aren't communicating clearly, but because human psychology steps in to protect us from unbearable news. Learn Important Facts to Guide You in Your Advance Care Planning Listen to learn more about this phenomenon and important considerations when you chose your healthcare decisionmaker. We also rebroadcast the S4E52 episode about preparing your paperwork for decisionmakers to speak for you when you are unable to.#AdvanceCarePlanning #EndofLife #ICU #HealthcareProxy #DurablePowerofAttorney #HealthcareDecisions #EveryoneDiesthePodcast #EveryDayisaGift #LivingWill #AdvanceDirective #PoorPrognosisIn this Episode:00:20 - How Appointed Decision Makers Interpret Information About Prognosis01:51 - Why Do Some Family Members Push for Every Possible Treatment When Further Interventions are Futile?03:35 - How Unrealistic Optimism Affects Decisions in the ICU07:36 - Intro - S4E52 - Durable Power of Attorney12:40 - Overlooked No More: Cordell Jackson20:36 - Are You Prepared to Die?  Get Ideas for Your Advance Care Planning 22:54 - The Importance of an Advance Directive39:47 - Advance Care Planning Example - How to Be Thorough and Precise 50:44 - OutroSupport the showGet show notes and resources at our website: every1dies.org. Facebook | Instagram | YouTube | mail@every1dies.org

A series of academic studies suggest that the wealthy are, to put it bluntly, selfish jerks. It's an easy narrative to embrace — but is it true? As part of GiveDirectly's “Pods Fight Poverty” campaign, we revisit a 2017 episode. SOURCES:Jim Andreoni, professor of economics at the University of California, San Diego.Nikos Nikiforakis, professor of economics at New York University in Abu Dhabi.Paul Piff, associate professor of psychology at the University of California, Irvine.Jan Stoop, associate professor of applied economics at the Erasmus School of Economics. RESOURCES:"Are the Rich More Selfish Than the Poor, or do They Just Have More Money? A Natural Field Experiment," by James Andreoni, Nikos Nikiforakis, and Jan Stoop (National Bureau of Economic Research, 2017)."Exploring the Psychology of Wealth, 'Pernicious' Effects of Economic Inequality," (PBS NewsHour, 2013)."Poverty Impedes Cognitive Function," by Anandi Mani, Sendhil Mullainathan, Eldar Shafir, and Jiaying Zhao (Science, 2013)."Higher Social Class Predicts Increased Unethical Behavior," by Paul Piff, Daniel Stancato, Stéphane Côté, Rodolfo Mendoza-Denton, and Dacher Keltner (PNAS, 2011)."Relative Earnings and Giving in a Real-Effort Experiment," by Nisvan Erkal, Lata Gangadharan, and Nikos Nikiforakis (American Economic Review, 2011)."Experimenter Demand Effects in Economic Experiments," by Daniel John Zizzo (Experimental Economics, 2009)."Impure Altruism and Donations to Public Goods: A Theory of Warm-Glow Giving," by James Andreoni (The Economic Journal, 1990)."Privately Provided Public Goods in a Large Economy: The Limits of Altruism," by James Andreoni (Journal of Public Economics, 1987)."A Positive Model of Private Charity and Public Transfers," by Russell Roberts (Journal of Political Economy, 1984).Pods Fight Poverty Campaign on Give Directly. EXTRAS:“How to Raise Money Without Killing a Kitten,” by Freakonomics Radio (2013). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does traditional financial planning put growth before protection? What happens when your plan gets punched in the face? And why is Infinite Banking the only savings vehicle that accomplishes two critical goals simultaneously?Most people have been trained to think their 401(k) is savings and their term life insurance is "just in case." They're told to focus on growth—index funds, average rates of return, retirement projections—while protection and actual savings become afterthoughts. But when job loss hits, disability strikes, or markets crater, the whole plan collapses. This episode reveals the proper order of operations: protect first, save second, grow third. Hans breaks down why "average rate of return" is a meaningless data point. Brian illustrates the parallel paths of protection and wealth accumulation with the diagram that makes it all click. And Joe explains why buying insurance isn't an expense if you do it correctly—it's saving money that immediately becomes accessible capital.The conversation covers IBC mechanics, policy loans that don't disrupt compounding, real estate purchases funded with cash value, the power of dinner table time for passing down values, and why building generational wealth starts with one decision: get the foundation right, then everything else becomes possible.Chapters:00:00 - Opening segment01:25 - New Year's resolutions: tangible goals vs. vague aspirations08:50 - The invention of "Retirement Inc." in the 1970s11:05 - Protect, Save, Grow: the proper order of operations13:10 - What traditional CFPs get wrong about protection14:35 - Why "average rate of return" is a useless metric16:40 - Brian's parallel paths diagram begins19:30 - The two parallel paths: protection and wealth accumulation22:30 - What can disrupt the wealth curve? (audience participation)25:50 - Poor investment decisions: the most common sabotage27:05 - Infinite money printing: Congress is the real villain30:05 - Low Stress Options trading: the 1% per week framework32:25 - Why people abandon the framework (and regret it)33:00 - Systematizing savings: DCA into gold and Bitcoin every week36:25 - UPMA for fractional gold ownership37:45 - IBC: not an expense, it's saving money39:15 - The kids' policies: $3,000 payment = $3,500 cash value40:10 - Legal protection: equity in life insurance vs. bank accounts41:15 - Brian: IBC's rate isn't big compared to investments, but...42:50 - Whole life matches a guaranteed event (death) with guaranteed outcome44:30 - Joe's real estate purchases funded by policy loans45:30 - Hans breaks down policy loan mechanics (not simple interest)47:40 - Annual compounding with principal-only repayments48:15 - Hans's approach: keep loans levered for LSO trading49:45 - Cash doesn't find opportunities, opportunities find cash51:00 - Brian's land purchase: opportunity requires capital53:10 - Making purchases for freedom and security, not money itself59:30 - Actionable next steps1:08:40 - Heritage over inheritance: building bloodline strength1:09:30 - The Five Pillars: financial is just one piece1:10:10 - Passing down American values and family culture1:12:25 - Dinner table time: 90 minutes in the '70s vs. 11 minutes today1:14:30 - Start at your locus of control and expand outward1:15:20 - Multi-generational thinking: buying IBC for grandkids1:27:00 - Closing segmentVisit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

Bari Weiss bows to Boss Donnie and takes 60 Minutes down with her. Ben riffs. Ishan Daya gives you the scoop on this year's budget. The Head Tax the council shoulda passed versus the dumbass Debt Sale they did pass. The budge is as bad as a Tribune editorial, making the council the Tribune Caucus. Ishan is co-executive director for the Institute for the Public Good.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Introduction December 27th brings sudden urgency—just four days remain to implement critical year-end financial strategies that could save thousands in taxes, reduce portfolio risk, and position retirement accounts for 2025 success. Most people spend more time planning vacations than reviewing their largest asset: their retirement portfolio. But the market’s strong multi-year run has created hidden dangers in 401(k) accounts, particularly for those approaching retirement who haven’t rebalanced in years. In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson provide an essential year-end checklist covering portfolio drift, account consolidation, tax-smart charitable giving, target date fund dangers, and fraud protection as scam season intensifies. Portfolio Drift: The Silent Risk Multiplier What Five Years Did to Your 401(k) If you established a 60/40 portfolio (60% stocks, 40% bonds) five years ago and never rebalanced, you’re sitting on dramatically more risk than intended. “If you had a 60-40 split in 2020, today you’re at about 76% stocks if you’ve made no changes,” Mike Johnson explained. “And your account’s worth 20 or 30% more, so there’s more dollars at stake, at risk.” The drift problem: Stocks outperformed bonds over five years Your stock allocation grew from market gains Total account value increased substantially Risk exposure multiplied Example: $500,000 in 2020 (60% stocks = $300,000) is now $650,000 with 76% stocks = $494,000 in equities. Your stock exposure grew 65%. S&P 500 Concentration Risk “About 40% of the S&P 500 is allocated to tech and high multiple stocks,” Mike noted. “If it’s been on autopilot, now is as good a time as any to look at it critically.” Market Corrections Are Inevitable “On average, every year you have a 10% drop in the market. That’s just the cost of admission,” Mike explained. “We had one back in April—it was closer to 20%. You were looking at 40, 50% drops in some things.” “A lot of people have forgotten how—and even that they should—play defense, especially when you’re getting close to retirement,” Mike cautioned. Year-end action: Check your actual allocation today. If stocks exceed your risk tolerance, rebalance before December 31st. Account Consolidation: Simplify Now The Multiple Account Problem “People’s thinking is, if I have this account over here and this account over here, I’ve got more money,” Tom observed. “When they consolidate those accounts, every one of those five pieces put together as one is gonna get managed better.” Hidden Costs of Scattered Accounts “It’s really hard to track performance if you have multiple accounts,” Mike explained. “It’s much simpler, much more accountable when it’s all consolidated together.” Problems with scattered accounts: Impossible to track overall performance Multiple RMD calculations Complex tax reporting Higher fees (missing breakpoint discounts) Poor overall portfolio coordination Mike’s consolidation benefits: “Proper investment to reach your goals, performance tracking, tax reporting, tax planning, and possible discounts on fees.” Year-end action: List all retirement accounts—schedule consolidation to simplify 2025 RMDs and reduce fees. Tax-Smart Year-End Strategies Strategy 1: Gift Appreciated Stock “Let’s say you give $10,000 a year to charity. You can gift those appreciated shares of stock to the organization,” Mike explained. “You can put that money right back into your brokerage account and reinvest it. You could even repurchase the same stock.” The double benefit: Charitable deduction for full market value Avoid capital gains tax on appreciation Example: Stock purchased for $4,000, now worth $10,000. Gift it, avoid $6,000 capital gain, use the $10,000 cash to buy it back. Strategy 2: Qualified Charitable Distribution “If you’re of the age where you have required minimum distributions, you can do a qualified charitable distribution,” Mike explained. “If you gift the RMD straight to the charity, it never flows through as taxable income to you.” QCD advantages: Counts toward RMD requirement Reduces adjusted gross income Lowers Medicare premiums Reduces taxes on Social Security Works even if you don’t itemize Year-end deadline: Execute stock gifts or QCDs before December 31st to count for 2024 taxes. The In-Service Rollover: Plan Three Years Ahead Act at Age 59½—Even While Working “At 59 and a half, you can do what’s called an in-service rollover,” Mike explained. “Even if you’re still employed and working, you can move over the balance of your 401(k) to an IRA and invest it more specifically for your situation.” The Three-Year Retirement Transition “Let’s say you’re 59 and a half and planning on retiring at 62. You can do that rollover, get the funds invested into an income-producing portfolio,” Mike detailed. “While you’re working, that income just reinvests back in. But when you hit 62, that portfolio’s already in place, it’s already working, and literally it’s linked to your checking account.” Tom emphasized the benefit: “It makes the retirement process more comfortable because you’re not leaving work and at the same time coming in brand new, getting comfortable with our investment approach. You’ve planned for it.” The seamless transition: Portfolio established 2-3 years before retirement Dividends reinvest while still working At retirement, switch to income payout mode No adjustment period or uncertainty Year-end action: If age 59½+, investigate in-service rollover options. Target Date Funds: Hidden Dangers The Collective Investment Trust Problem “52% of the assets in target date funds—over $2 trillion—are now in collective investment trusts,” Mike reported. What makes CITs dangerous: “A collective investment trust—they’re not required to register with the SEC,” Mike explained. “They don’t have to report, as transparently, all the internal fees. And they’re allowed to hold more illiquid investments inside of them.” The Blue Rock Disaster “There was a private real estate fund—the Blue Rock Total Income Fund,” Mike detailed. “The net asset value when it was private was about $24 a share. They decided to go public. The fund closed the day it went public at $14.70.” Investor loss: 39% immediately when real market pricing was revealed. “The NAV was bogus. It was totally bogus,” Mike concluded. The Vanguard-TIAA Annuity Trap “Vanguard announced they’re partnering with TIAA, and the target date fund automatically enrolls the investor in an annuity,” Mike reported. “What they’re hoping is that these people that have been on autopilot for 40 years—they’re not gonna change from being on autopilot at year 41,” Mike explained. “It’s just gonna automatically roll into these annuities. This is a money grab to keep the assets locked in.” Why Dupree Financial Group Avoids Them “We don’t use target date funds. We don’t like what the target date fund does to the client’s return,” Tom stated. “It’s about having all your money in one spot the day you retire. That money doesn’t need to be in one spot. It needs to be growing and throwing off dividends.” Mike: “The target date’s all based on historical averages. It doesn’t take into account what’s going on in the market or your situation.” Year-end action: If in a target date fund, research what’s actually inside it before the “glide path” continues. Year-End Fraud Alert: Peak Scam Season The January-February Surge “This time last year, at the first of the year, was one of the biggest fraud pushes that we’ve seen,” Mike warned. “As we get close to the end of the year, be diligent and protect yourself.” Sophisticated Team Operations “These fraudsters are very convincing. They sound like us. They sound like an advisor,” Mike explained. “They’ll bring somebody onto the line. They’ll keep people on the line for three hours. They’ve gotten used to handling objections.” Real Client Losses “We heard two in a row from our clients—older women, same amount: $10,000 each,” Tom recounted. “One woman could afford it. The other one really couldn’t.” The Defense Strategy “The first line of defense is you, the client,” Mike stated. “If you have something that pops up on your screen—don’t click there. If somebody calls—call somebody. Call a trusted person. If you’re a client of ours, call us. But do not take action on any of these things.” Critical warning: “Do not verify within their ecosystem. They say, ‘We’ll let you verify,’ and then they transfer you. They’re all working together.” Tom’s advice: “Get off the phone or don’t click on things and get somebody that you trust to find out exactly what’s going on.” Year-end vigilance: Never click pop-ups, never transfer money based on calls, always verify independently. Your Year-End Action Plan Critical Tasks Before December 31st ✓ Check portfolio drift – Verify stock/bond allocation matches risk tolerance ✓ Rebalance if needed – Reduce risk before 2025 ✓ Execute charitable strategies – Gift stock or make QCD before deadline ✓ Consolidate accounts – Simplify RMDs and reduce fees ✓ Research in-service rollovers – If 59½+, investigate options ✓ Review target date funds – Understand holdings before glide path continues ✓ Increase fraud vigilance – Peak scam season protection Questions Before Year-End What’s my actual current allocation? How many retirement accounts do I have scattered? Am I missing tax-saving charitable strategies? Do I understand what’s in my target date fund? Am I 59½+ with rollover options available? The Bottom Line With days remaining in 2024, retirement investors face critical decisions affecting taxes, risk exposure, and 2025 positioning. Portfolio drift has likely pushed your stock allocation far beyond original intentions. Target date funds may contain illiquid investments, opaque fees, and automatic annuitization. But opportunities exist: tax-smart giving, consolidation, in-service rollovers, and rebalancing. “All of these things fit into more of a holistic long-term retirement financial plan,” Mike concluded. “You want everything moving in the right direction to accomplish your goals.” Schedule Your Portfolio Review Is your portfolio drifted into dangerous territory? Missing tax-saving strategies? Approaching retirement without a transition plan? Call (859) 233-0400 or schedule your complimentary portfolio review. Dupree Financial Group – Where we make your money work for you. Important Disclosures Dupree Financial Group is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). This content is for informational purposes only and does not constitute investment advice, tax advice, or a solicitation. Past performance does not indicate future results. All investments involve risk, including potential loss of principal. Tax strategies should be reviewed with a qualified tax professional. Before making investment or tax decisions, consult qualified professionals. For more information, review our Form ADV Part 2A at www.adviserinfo.sec.gov or call (859) 233-0400. The post Year-End Financial Planning Checklist: Critical Actions Before December 31st appeared first on Dupree Financial.

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5 JOBS That Will KEEP You POORMark Tilbury firmly believes that anyone who learns the skill sets of a millionaire can become a millionaire, ANYONE. Mark Tilbury left school at 16 with no qualifications and no money. Now he runs a multi-million dollar business & has grossed over 50 million. He has the house of his dreams and most importantly, the freedom to spend time with his family. Now Mark wants to help you become financially free as well. Follow the podcast and turn on notifications! Follow @MarkTilbury on Tiktok, YouTube, Twitter & IGDisclaimer: All content rights belong to Mark Tilbury. This Podcast is fan-made. No copyright infringement intended.------------------- ----------------------------- Learn more about your ad choices. Visit megaphone.fm/adchoices

More than one in 10 adults experience dysfunctional breathing symptoms like air hunger and chest tightness, even without having diagnosed lung disease People who currently smoke, or have a history of smoking and respiratory illness, face a dramatically higher risk of developing dysfunctional breathing patterns Dysfunctional breathing leads to overuse of neck and chest muscles, creating tension, fatigue, and shallow breathing that feeds a vicious cycle of stress and exhaustion Poor breathing habits interfere with heart function by reducing heart rate variability and disrupting the body's natural balance between oxygen and carbon dioxide Smoking worsens immune function, promotes oxidative stress, and triggers long-term biological changes that increase your risk for cancer, chronic illness, and dysfunctional breathing

Professor at The Humphrey School of Public Affairs, Joe Soss joins The Great Battlefield podcast talk about co-authoring "Disciplining the Poor", which connects the dots between welfare policy and the criminal legal system and his new book "Legal Plunder: The Predatory Dimensions of Criminal Justice".

On the podcast, I talk with Alper about the competitive advantage of ignoring (some) best practices, the risk of drawing false conclusions when researching competitor ads, and why poor metrics are just facts until proven problematic.Top Takeaways:

During an interview Hunter Biden complains about being in $15 million in debt, then Grace celebrates Festivus and airs out some grievances.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

God is not stingy!How may we appropriate God's abundance for every area of our lives - and then use it for the purposes He has intended?Support the show

Stop picking on poor little Israel. It's just sitting there minding its own business trying to do a little genocide in peace while aggressively lobbying your government to crush your freedom of speech and freedom of assembly, and you're OBSESSING about it for NO REASON. Reading by Tim Foley.

Your podcast audio is quietly killing your authority. If your mic isn't set up properly, listeners won't trust you long enough to hear your message. BTW, you might be using your mic wrong without realizing it, so hit play.   If your podcast audio sounds off, your authority takes a hit before you even get a chance to make your point. I've said this for years, as a podcast coach with over 250 episodes, and I'll say it again: how you sound matters. Poor mic technique doesn't come across as "authentic" or "scrappy." It signals a lack of professionalism, and listeners make that judgment fast. In this episode, I break down why bad audio costs you trust, why there's no excuse for it anymore, and the single most important fix you can make today to sound more credible instantly. I walk you through how microphones actually work, why so many podcasters point them the wrong way, and the simple visual that will change how you record forever. This is the quickest win you'll ever get in podcasting. No new gear. No fancy tools. Just better mic awareness and cleaner audio going in. If you want to know whether your podcast is supporting your business or quietly working against it, grab my free podcast audit. It's a step-by-step process that shows you where authority leaks happen and what to fix first so your podcast actually does its job of generating leads and sales.

We're revisiting an old favorite in a new format, and we, too, were surprised by the results. Trigger warning: Phil is back. CW: discussion of slursHost segments: How is it LONGER?; trash crafts return; let's talk about racism, kids!; trying to figure out the socio-economic criticism inherent in Santa Claus and failing; who do I have to bribe to get a Djarum around here?; LSD doesn't fix everything, just most things; Benoit Blanc vs. Pitch.

California is pursuing the nightmare of Ecotopia while big corporations are pursuing price controls through complex personal data collection.  Tag us on Instagram and Matt or Kelly will buy you a sandwich at some future date and yet to be determined place As always, if you like (or don't like) what we're doing, let us know on your podcast app by leaving a review or reach out to us on Instagram. And, check out our website for the best subversive shirts, door mats, and coffee mugs while your money can still buy them at libertytreelifestyle.com Wanna support the show? Go to patreon.com/libertytree and become a member of the Liberty Tree Social Club Follow us and give us a review @Libertyupatree on twitter @Libertytreebrand on Instagram Order Kelly's Book The Great American Contractor  Love you guys Kelly and Matt      

Ali Mac and Beau Morgan, react to the latest news, rumors, and reports in the NFL as they go In The Huddle.

Avanza construcción de la Universidad Rosario Castellanos en Tlaxcala Tome nota, cierran la autopista Peñón-Texcoco por volcadura de pipa Bélgica se suma a la demanda de Sudáfrica contra Israel 

In this episode we discuss the woman who has an issue with women asking her husband for help, the Michigan football coach affair and five non-traditional things to get your kids for the holidays 

(00:00) David Andrews joins the show to react to the Patriots comeback win in primetime. (5:32) Zolak and Bertrand discuss how the Patriots' depth stepped up after a handful of injuries. (18:28) The guys react to Rhamondre Stevenson's game-winning touchdown run, and the no call on Kayshon Boutte's incompletion. (26:49) Zolak and Bertrand react to Kyle Williams' big touchdown catch in the 4th quarter. David Andrews has a problem with Milliken not drinking milk. Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.For the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Popular media leverage weak study to criticize RFK Jr.'s rethink of standard recommendations for saturated fat avoidance; Poor quality plant-based diets hike cardio risk; A listener complains his lp(a) is going up with age despite his healthy diet, lifestyle; Scientists pinpoint cocoa ingredient that slows aging; Berry proanthocyanidins preserve brain power; Tattooing may promote inflammation, undermine immunity.

Service Managers, Fixed Ops Directors, and Controllers — this is one of the most misunderstood numbers in your dealership. Unapplied labor quietly destroys profitability, inflates your cost per hour, and masks the real performance of your service department. Most dealerships don't even realize how much money they're losing — because the problem is buried inside the financial statement. In SDR #338, Chris Collins and the team break down why unapplied labor is often joked about as being "made by the devil" — and more importantly, how to fix it the right way. In this episode, you'll learn: ✅ What unapplied labor really means (and what it is not) ✅ Where dealerships mistakenly hide unapplied labor on the financial statement ✅ Why cost per hour skyrocket even when the technician's pay hasn't changed ✅ How two-man lube teams and poor shop design increase unapplied time ✅ Why throwing more people at a problem usually makes Fixed Ops less profitable ✅ How to correctly track unapplied labor so you can actually fix it ✅ How systems, minimum standards, and accountability reduce waste If your service department struggles with: - High labor cost per hour - Poor productivity - Inconsistent technician efficiency - Confusing financials - Or unexplained losses in Fixed Ops

Join us for episode 470 of the Theme Park Trader Podcast! We're feeling all festive this week as we share our experience of attending Mickey's Very Merry Christmas Party and read out some poor reviews! A reminder, if you have any questions for us, send us a message on TikTok or Instagram.

Can Protestants confect Sacraments? For how long is the Eucharist in us? Abortion for 3rd world countries? Join us for this Mailbag edition of Open Line Monday with Fr. John Trigilio.

The leader of Shelby County's Community Services Division talks about the safety net of programs and the balancing act that comes with uncertain money.

AUSTRALIA DOMINATES ENGLAND IN THE ASHES CRICKET SERIES Colleague Jeremy Zakis. Zakisanalyzes the Ashes series, noting England's poor performance and failure to execute their aggressive "Bazball" strategy effectively. Conversely, Australia's consistent, conservative playing style has fatigued the English team, leading to early victories. Captain Pat Cummins has returned to the field as the final matches proceed in Sydney and Melbourne. 1884

THE CAMPAIGN TRAIL: CLASS WARFARE AND THE BLACK VOTE Colleague David Pietrusza. Alf Landonproved a poor campaigner, taking long vacations and delivering ineffective radio speeches. Conversely, Eleanor Roosevelt became a powerful surrogate, campaigning for the black vote in the North, even as Franklin refused to support anti-lynching laws to appease Southern Democrats. The campaign climaxed with Roosevelt's Madison Square Garden speech, where he utilized "class warfare" rhetoric, welcoming the hatred of "economic royalists." Although polls suggested a tightening race and the administration worried about the ongoing Depression, Roosevelt's "naked demagoguery" and energetic campaigning energized his base against the wealthy interests opposing him. NUMBER 7

In this episode, Hallie Bulkin speaks with Dr. Alyssa Welch about the vital role of interprofessional collaboration in achieving optimal patient outcomes, particularly for speech-language pathologists (SLPs). Dr. Welch emphasizes that working alongside occupational therapists (OTs), physical therapists (PTs), dentists, and other specialists is not just beneficial—it is now a core competency in modern healthcare.Dr. Welch and Hallie discuss the necessity of recognizing the limits of your own expertise and knowing when to make a referral. Collaboration ensures a whole-person therapeutic approach and prevents the professional burnout that comes from trying to "fix everything" in isolation. They cover key areas where SLPs and other therapists must coordinate care, such as feeding mechanics, positioning for speech, and addressing core stability and motor skills.In this episode, you'll learn:✔️ ️ Interprofessional collaboration is essential for SLPs, leading to better patient outcomes and reduced medical errors.✔️ Collaboration often involves partnering with Occupational Therapists (OTs) for fine motor skills, positioning, and feeding mechanics, and Physical Therapists (PTs) for gross motor skills, body positioning, and trunk control.✔️ Collaboration shifts the focus from checking off individual treatment boxes to a patient-centered approach that meets the family's actual needs.✔️ Poor communication is responsible for an estimated 70-80% of serious medical errors; collaboration significantly reduces this risk.✔️ Recognizing the limits of your own scope and knowing when to refer is crucial for long-term career sustainability and preventing professional burnout.✔️ Clinical collaboration can take many forms, including email consultations, case conferences, co-treatment sessions, and shared documentation.RELATED EPISODES YOU MIGHT LOVEEpisode 234: The Role of Occupational Therapists in TOTs Care with Anna Dearman MBA, MOT, LOTR, CLCEp 332: The Interconnectedness of Oral and Systemic Health with Amber White RDH, HHPOTHER WAYS TO CONNECT & LEARN

Brent Axe chats live following Syracuse basketball's 91-83 win over Northeastern.   Free Throws Mattered! SU was 34-of-48 from the charity stripe and anytime SU shoots 70% from the free throw line, you'll take it.  With the Yin comes the Yang and SU's defense was lacking against 4-6 Northeastern, allowing 52 points in the second half and getting outscored in the paint by the Huskies.  Brent Axe discusses why the Orange are lagging in these buy games and what the return of Donnie Freeman will do to fix that (if it does).  The conversation on Syracuse Sports and our live Syracuse football and basketball postgame shows is always shaped by terrific insight from Syracuse Sports Insiders.  Become a Syracuse Sports Insider today!  Sign up at joinsubtext.com/syracusesports to get your voice heard on the SU football postgame show and have direct text message access to Brent Axe anytime. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's up, dudes? ‘Tis the season to be shopping! Hopefully you found the toys for which you were looking. We definitely wouldn't want a Jingle All the Way situation.On Monday, December 12, 1983, Carol Ann Campbell, staff writer for the York Daily Record, published an article. In “The Quest for a Very Dashing Hulk of Plastic,” she interviews several retail store owners. They enumerate the problem of low orders and large sales booms. Poor sales the previous two holiday seasons resulted in manufacturer overproduction and post-Christmas toy surpluses. Consequently, parents are scouring their communities and nearby cities to find the one gift their children each want. From He-Man to My Little Pony, from Cabbage Patch Kids to Knight Rider, toys are selling out faster than stores can stock them. Some parents, however, are turning toward perennial board game favorites like Battleship. Kiddie Town? Check. K&K Toys? Got it. Toys ‘R' Us? Only in my memories… So grab your keys and drive all over town to this episode on ”The Quest for a Very Dashing Hulk of Plastic!”Give us a buzz! Send a text, dudes!Check us out on Facebook, Twitter, Instagram, Totally Rad Christmas Mall & Arcade, Teepublic.com, or TotallyRadChristmas.com! Later, dudes!

Black People Pissed Chicago Mayor Just Screwed Over Poor Black Communities!

THE AUTONOMOUS MIDDLE CLASS AS THE REPUBLIC'S FOUNDATION Colleague Victor Davis Hanson. Victor Davis Hanson argues that a stable republic relies on an autonomous middle class, which serves as a buffer between the wealthy and the dependent poor. Drawing on classical history, he warns that modern policies are "hollowing out" this class, creating a peasantry dependent on the state for survival, illustrated by government campaigns depicting adults in a state of perpetual adolescence and reliance. He contends that high taxes and regulations in places like California are driving this productive class away, leaving behind a stratified society of the very rich and the subsidized poor. NUMBER 1

Being smart won't make you rich; knowing the rules of the game and actually playing it will. Watch Why Dumb People Get Rich:    • 15 Reasons Why Dumb People Get Rich   Escape poverty through education: https://www.alux.app We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books In this Alux original episode, we're breaking down why people who are perceived as smart in society (high IQ, good grades in school) usually end up broke or struggle financially.  - Bonus Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfok - Get Rich Playlist:    • Get Rich Playlist - Alux.com   Take Action Playlist:    • TAKE ACTION by Alux.com   All Sunday Motivational Videos:    • Sunday Motivational Videos   Book Club:    • Alux.com's Book Club   - Social Media:  / alux    / alux    / aluxcom   --- Alux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8 -- To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/

Most people don't find out they have kidney damage until it's too late. Discover 18 early signs of kidney problems that often occur before the damage is too severe. When it comes to chronic kidney disease, prevention is key.0:00 Introduction: Kidney function explained 2:11 Early kidney damage signs 3:00 Stages of kidney disease 3:48 What destroys kidney health?7:07 18 visible kidney damage signs 10:08 How to prevent kidney diseaseHealthy kidneys are imperative to your overall health. The kidneys are situated deep within the rib cage, and have your adrenal glands on top. Each filtering unit of the kidney, called a nephron, contains a highly concentrated network of capillaries. There are 1 million nephrons in each kidney! This number often decreases with age, although it typically does not cause many symptoms. Kidneys are very good at compensating, even if they're 50% damaged. One of the earliest kidney health warning signs is protein in the urine. At-home urine tests detect the albumin-creatinine ratio, which you want to keep below 30 mg/g. The stages of chronic kidney disease are associated with specific percentages of nephron loss:Stage 2: 20% loss Stage 3: 60% lossStage 4: 85% lossStage 6: 95% lossThe good news is that if you catch kidney disease in time, it can be reversed. The following factors often cause kidney disease: •Ultra-processed foods •PFAS•Insulin resistance •Medications•Low vitamin D •Low magnesium •Low omega-3s •Poor sleep Here are 18 early signs of kidney disease:1. Puffy eyes 2. Swollen feet3. Swollen hands 4. Sudden weight gain5. Foamy urine6. Itchy skin 7. Pale skin 8. Dark circles under the eyes9. Bruise easily10. Dark urine11. Blood in the urine12. Less urine output13. Constantly tired 14. Restless legs syndrome15. Muscle cramps16. Poor appetite 17. Bad breath18. Nail changes Work closely with your doctor if you have stage 5 kidney disease!For your best kidney health, try increasing the following foods and nutrients:•Vitamin D, magnesium, and phosphorus •Omega-3 fatty acids•Fish and dairy•Green tea•Vegetables •Zinc•TUDCA•Curcumin Dr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.

Meg Wolitzer presents three unexpected stories that let us see the holidays' associations—family, friends, food, gifts, and goodwill—in different ways.  Amy Krouse Rosenthal presents a playful encounter with the Almighty in “Interview with God,” performed by Jayne Atkinson and James Naughton.  In Sherrie Flick's “Heidi is Dead,” read by Adina Verson, a second wife tries to tune in with her in-laws. And John Cheever's “Christmas is a Sad Season for the Poor” is a richly comic and warmhearted look at giving and receiving.  Teagle F. Bougere reads. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Defense Attorney GOES OFF About The TRUTH of Black Fatigue Watch this video at- https://youtu.be/qzWidkDmCTQ?si=UdaSeqGMg_LQv2CY Pearl 2.05M subscribers 102,933 views Dec 12, 2025 Go follow Andrew today at ‪@TheBrancaShow Join our memberships at: https://theaudacitynetwork.com/ Divorce Documentary fundraiser: https://www.gofundme.com/f/justpearly...