Podcasts about financially frustrated

Tired of going back and forth about ways to secure your financial future? This new year marks a new beginning in your journey to financial independence by learning to finally face your money fears. In this episode, Martha shares 4 common money mistakes that may be keeping you stuck, broke, and frustrated from building the financial future you desire. You'll learn when these money beliefs are formed and how to change them. Also, learn how your current financial challenges don't necessarily define your future, and how you have the power to change it and maximize your earning potential. Hear Martha's own personal journey and how you too can shift from a scarcity to an abundance mindset, so that you can start creating your own path to financial freedom. “Not Letting go of your financial fears is the most expensive choice you can make.” Ready to take the next BIG step to shape your fearless financial future? Then tune into this episode on your favorite podcast platform or on YouTube. For full show notes, click here. 1. Take the Five Day Know Your Worth, Raise Your Networth Challenge and start making money moves, join here. 2. Get the Mindset Reset mini-course here. 3. Get My Dream Business journal here. 4. Join our community The CEO Club here. Connect with Martha: Visit her website, and follow her on Instagram, Facebook, or LinkedIn Loved this episode? Leave us a review on Apple Podcast! --- Support this podcast: https://anchor.fm/martha-ramos4/support

Inflation. Recession. Depression. These words are being floated around a lot right now. As we see soaring gas prices and food is more expensive, the principles of the Bible take on new meaning. God has a lot to say about debt and money management so that His people can thrive, whether in good financial times or not. Join Scott LaPierre today for this important conversation. SHOW NOTES | Watch the podcast on YouTube and Rumble --- Send in a voice message: https://anchor.fm/heidistjohn/message Support this podcast: https://anchor.fm/heidistjohn/support

Today we’re talking about two common questions I hear:  I want to homeschool, but I can’t afford it,  and another one we hear at every event: How do I get my husband to be a spiritual leader? Don’t miss Mailbox Monday today! Erin Odom is the author of More Than Just Making It: Hope for the Heart of the Financially Frustrated and the new book You Can Stay Home With Your Kids: 100 Tips, Tricks, and Ways to Make It Work on a Budget. She is wife to Will and mom to three spirited little redheaded girls and a sweet and spoiled redheaded boy. She blogs at thehumbledhomemaker.com. Enjoy another podcast with Erin here: More Than Just Making it – Last time Erin was on, we visited about flourishing, not just surviving, while living on a budget.  It’s do-able! --- Support this podcast: https://anchor.fm/heidistjohn/support

Today my friend Erin Odom is sharing her journey about staying home with her kids and making it work on a budget. She has some practical tips that you do not want to miss! Erin Odom is the author of More Than Just Making It: Hope for the Heart of the Financially Frustrated and the new book You Can Stay Home With Your Kids: 100 Tips, Tricks, and Ways to Make It Work on a Budget. She is wife to Will and mom to three spirited little redheaded girls and a sweet and spoiled redheaded boy. She blogs at thehumbledhomemaker.com. Enjoy another podcast with Erin here: More Than Just Making it – Last time Erin was on, we visited about flourishing, not just surviving, while living on a budget.  It’s do-able! --- Support this podcast: https://anchor.fm/heidistjohn/support

On this episode of The His & Her Money show, we have Erin Odom, the brainchild of The Humbled Homemaker and an accomplished author of two books. Before they had children, Erin and her husband were working as teachers. After getting married, they experienced marital difficulties and went through a really hard time. They learned a lot along the way especially in the area of how to make living on a single income work and how it helped her become creative in generating income for her family from home. She shares her advice along with some practical tips for anyone leaving in this current situation.  WHAT YOU WILL LEARN IN THIS EPISODE The challenges that Erin and her family experienced trying to set-up their finances. How they were able to save. Ways Erin could stay at home and raise her growing kids. What they were able to cut from their budget. The contents of Erin’s new book, You Can Stay Home With Your Kids! 100 Tips, Tricks, and Ways to Make It Work on a Budget and how it can help other families. How Erin and her husband were able to instill saving and working values at a young age into their children’s minds. RESOURCE MENTIONED IN THE EPISODE You Can Stay Home With Your Kids! 100 Tips, Tricks, and Ways to Make It Work on a Budget by Erin Odom More Than Just Making It: Hope for the Financially Frustrated by Erin Odom Free Audiobook from Audible  THANK YOU FOR LISTENING! Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read. Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.  

Whether you need to reign in your spending due to a financial need or to reach a big goal, our special guest has you covered with some great tips.  Join in on my conversation with Erin Odom the author of More Than Just Making It: Hope for the Heart of the Financially Frustrated and founder of The Humbled Homemaker, a blog dedicated to grace-filled living designed to equip and encourage mothers in the trenches. We talk about the differences between savers and spenders, how we are wired to deal with money, and how it goes so much deeper than we might think.  Plus, she shares 5 tips to help you curb your spending and save a little more for the things that matter most. Check out her book: More Than Just Making It: Hope for the Heart of the Financially Frustrated. Thank you to our podcast sponsor, Audible.  Start your 30-day trial and get a free audiobook!  Click here to get started. Also, if you are looking for the Life Balance system that is mentioned, you can start your free 7-day trial of Life Balance Membership by going to LifeBalanceMembership.com

Episode #026 with Erin OdomHope for the Financially Frustrated   Head to KristiClover.com/026 to see all the Show Notes & Awesome Quotes that we collected for you!   Today we are going to be talking about a totally new topic—I don’t know why, but that makes me so excited! I’m really passionate about finances, and it’s not something I typically blog or podcast about. We’re going to be talking to Erin Odom about her new book, More than Just Making It. It is, as the tagline says, hope for the heart of the financially frustrated. Erin actually has an amazing backstory because she grew up in the upper middle class, but was thrown into hard times with the economic crash. She’s a stay at home mom and even though she and her husband had no consumer debt, they were still struggling to make it. Erin soon found herself standing in line for food stamps and walking into bankruptcy court during the eighth month of her third pregnancy. This book is going to talk about her story, and how they got out of debt. She is the founder of The Humble Homemaker—a blog dedicated to grace-filled living and to encourage mothers in the trenches. You are going to love Erin’s southern charm and her practical content. You will feel like you have known her forever, and I know you are just going to be blessed by this episode! I cannot wait for you to hear this episode!   ON A SIMPLY JOYFUL NOTE… Erin shares she's really bad about saying “no”, but she has learned that if she is always saying “yes” to everyone, she is saying “no” to her family. Learning how to say “no” has been huge for her. She also shares about taking care of three daily “D’s”—Dirty clothes, unload Dishwasher, and Dinner—even if you have a meal, ask yourself “what’s for dinner” that way you can be prepared even if you are working off a meal plan.   IN THIS EPISODE… Grab your favorite drink and settle in—you are going to LOVE this episode!  ***Check out the SHOW NOTES to see all the great highlights, quotes, and links!***     BOOKS MENTIONED… More Than Just Making It Your Grocery Budget ToolBox Total Money Makeover     HELP SUPPORT THE SIMPLY JOYFUL PODCAST! Anytime you purchase things from my site and my store, it blesses the podcast. The Simply Joyful Podcast is put together not only by me, but my team of amazing and talented assistants! As I prayed about starting this podcast I knew I'd need help to maintain it in order to keep balance in my family life. So after episode #12, I hired three people to help me put all the elements together for this podcast. It's been a tremendous blessing. When you get your Simply Joyful Podcast mug, be sure to take a picture of it and use #SimplyJoyfulPodcast or #SimplyJoyfulMug. I'd love to see them!   Check out these companies (through my affiliate links): Covenant Eyes **Try it for 30 Days FREE!** Audible **Free Download** Amazon   HELP GET THE WORD OUT… My prayer is that this podcast would be a blessing to all who hear it. If you enjoy this podcast, it would be such a blessing to have you "Subscribe" to this podcast on iTunes or Stitcher and leave me a rating and review. This helps the podcast to rank in iTunes and be more "visible" for people searching for new podcasts to listen to. If you wanted to share this episode with friends or on social media, I've created several great images that are share-worthy. Thank you so much for helping us get the word out about the Simply Joyful Podcast!   I hope you enjoyed this week's podcast! My prayer is always that you will be blessed and encouraged by each episode. Live Simply. Be Joyful.     LET’S CONNECT!… My Website Facebook  Instagram YouTube Pinterest Twitter     CONNECT WITH ERIN ODOM… Erin Odom is the founder of The Humbled Homemaker, a blog dedicated to grace-filled living designed to equip and encourage mothers in the trenches. Her Southern charm and wealth of inspirational, practical content has drawn an audience of millions over the years. Erin and her husband, Will, live in the South where they raise their four children.   You can check out Erin's books HERE on Amazon! Be sure to visit her site as well at www.thehumbledhomemaker.com.       **This post may contain a few affiliate links, both Amazon & others. Please see my disclosure page if you have any questions

Erin Odom blogs at TheHumbledHomemaker.com. She’s wife to Will and Mommy to a lovely trio of redheaded girls and one sweet baby boy (yay! another boy mom!). Erin says she’s a recovering overwhelmed homemaker, and she writes about motherhood, homemaking, healthy living, and family finances. Her debut book, More than Just Making It: Hope for the Heart of the Financially Frustrated, is coming out on September 5th. I just have so much praise for her book! I’m so excited for Erin and delighted to have her as my guest today. Welcome to the show, Erin! Listen Now 2:10 - How a Low Point Turned into a Brilliant Book When Erin’s family was living the difficult story she recounts in her book, she would think to herself, “God is teaching me so much. What good will come from this? If I ever make it through this time, I want to do all I can to shatter the shame and stigma of the poor.”  But she never envisioned she would write a full book, and with a major publisher! Erin was raised in upper-class middle America, went to private school, and received a college education. Yet her book opens with Erin walking into the Department of Social Services to apply for food stamps. Like many of us would be, Erin was embarrassed and shocked to have found herself in that position. In fact, she says her pride was so strong that initially, she thought she would write an expose on government aid and how broken the system was! Erin’s story is one of being humbled over and over again. Her book formally began when an agent, actually through Facebook, reached out to her. Her agent told her three things were needed to publish a book: Be Able to Write Have A Platform Have a Story That Meets A Heartfelt Need Erin had several long phone conversations with her agent about her life, what she’d learned, and ideas she had, but things kept coming back to this low point in her life. While going through this time she would think, “We are just barely making it,” but at some point the tables began to turn and she started saying, “Okay, we can be more than just making it.” 6:45 - The Long Road to Publishing   Book writing can be more rigorous and drawn out than you might think! Erin signed with her agent in January 2014. She took two years to write book proposals due to other professional projects. Her book was finally written in 2016, and is now getting published in late 2017. Thanks to the time between the actual living through these events and the writing of her book, Erin had already processed much of the emotions bound up in her story. She had shared bits and pieces of the story to real life friends and blog readers, and already faced much of that shame and privilege in the eye. 8:15 - Expecting Critics Erin is also wisely looking ahead and anticipating critics. Especially due to the controversial nature of a few, main topics in her book - like government assistance - she knows there will be people who disagree. Erin says she’s at peace with that now, but also won’t be surprised if she sheds strong emotions when that first negative review comes! But even still, she says she couldn’t NOT have written her story. 11:30 - If You’re Thinking About Writing A Controversial Book (or Business) Especially for other Christians, Erin’s chief advice is to pray about the decision. Her book couldn’t have been written without lots of prayer! Also, she suggests doing a ton of research on your topic. Erin had her own story, but also she needed to research the facts to help her gain objectivity. 13:10 - Wisely Choosing What Influences Your Work Whatever book or business you want to produce, you’ll be influenced by what you read and listen to during the process. A couple of books in particular were foundational to Erin’s writing process during the proposal phase. She was very drawn to books which read like fiction, even if they weren’t! Bonnie Gray’s Finding Spiritual Whitespace was one such book on Erin’s list. Gray did offer practical tips on how to find whitespace, which was helpful to Erin in a time of entrepreneurial burnout, but her book was framed in memoir. Erin really loved that feeling! Emily T. Wierenga’s Atlas Girl, was another title that gripped Erin’s attention. Wierenga’s book didn’t have a practical element, but she does chronicle her time moving around the world, alongside the story of her mother having a terminal illness. Erin took this inspiration and thought, “if I want to write a book geared toward financial practicality, I don’t want it to be dry and boring.” She wanted her book to take her readers into the story. Erin wants people to feel that space with her, and evoke their empathy. “The way we evoke empathy for other people's stories is by sharing our stories.” 17:00 - The Hard Work of Book Writing Writing this book wasn’t easy, even having always loved writing and majoring in Journalism! Erin says she thought it would be much easier to write her book than it was. Around 2015 she was in entrepreneurial burnout mode, and simply longed to write. As her blog became a business, she got farther away from those writing roots and wanted to get back. Since this was her heart, she thought book writing would be easier....but it was MUCH harder! The memoir was emotionally difficult to write. There were many layers of her financial situation, and painful realities to walk through - some of those stories made it into the book and some didn’t. But writing the practical part? Well, Erin confesses that it was kind of boring to write! (We’re all business moms, aren’t we? We can admit there are boring parts to business, right!?) Primarily, Erin wondered if readers would even be helped by her tips! She didn’t want to write a book that only gave people the warm fuzzies, she wanted to write a book that gave steps to life change. (Phew! Erin placed a tall order on herself with this book… but I think she totally delivered!) 18:50 - What If This Is Super Obvious? It’s tempting to think that everyone already knows the things we do. When Erin was writing the book, she incorporated many tips her parents instilled in her. Both Erin’s parents grew up in large families with not a lot of extras; and though her own father had a great job, frugal living was the norm. She realized in the moment that God prepared her for her lean years since she was a girl. And Erin realized while writing the book that not everyone grew up in a family that was super frugal like hers was. (What’s common sense to us is often knowledge that others need to learn about!) 22:10 - Hope for the Frustrated If Erin could tell a mom feeling financially frustrated just one thing it would be, “There is always hope.” Of course, she can’t predict levels of financial success, but she can say, “Wherever you are doesn’t mean you’ll be there the rest of your life.” In any trial, it’s easy to think the trial will go on in the same way forever. Erin says, “Especially if you are listening to Brilliant Business Moms and you’re an entrepreneur, trying to make a business for your family, you’ve already taken a big step!” One major issue the Odoms discovered is that they had an income problem. A key component of her book is to identify that if you’re financially frustrated, you may have either an income problem or a spending problem. Once you know the root cause, you can find a solution. “If you have a small biz or are planning on starting one, you are steps beyond what many are,” Erin says. 25:05 - Making a Blog a Business The Humbled Homemaker (Erin’s successful blog) launched in 2011 and it was on a bit of a whim. She was freelancing for newspapers, and one of her editors told her, “Erin, there are moms making an income from home with their blogs.” The idea was certainly intriguing to her! At first, Erin had absolutely no money to invest into a business. There are lots of ways to start a blog or business by investing money up front, and you usually do get quicker returns. But Erin didn’t even have $10.00 for a website domain. Her first domain literally was thehumbledhomemaker.blogspot.com. Back then, as is true now, you couldn’t monetize a wordpress.com site but you could monetize blogspot.com domains. Erin’s blog was completely DIY’ed. Though one crucial step was Erin getting into a mastermind group from the beginning. The group provided her tons of resources, one of which included a friend who was eager to design her site! It was about 2 years before Erin was making more money online than her husband made as a teacher, and it was 3 before she was making a very good income from her blog. Erin and her husband Will thought a LOT about whether or not  he should quit his job. In 2014, he went down to teaching 4 days a week, and in December 2016, he totally quit his job as a teacher One reason her husband didn’t make the leap to quit his job was because they weren’t sure if their marriage would survive working together!! It’s a joke, but with a bit of truth to it! The first 6 weeks of working together in early 2017 went really well...and then their 4th baby was born! As with most newborns, a family adjustment was required. But 8 months in, Erin says it’s gotten better as time has gone on. Blogging as a business isn’t easy, and comes with lots of work. (Pssst. Another venture Erin had a big hand in was starting the Ultimate Homemaking Bundle with Stephanie Langford!) With all of these activities spinning at once, when Erin’s agent signed her, she was in a stage of burnout. But thankfully her agent did not pressure her to write a book proposal right away. (And it is highly unusual for an agent to not put pressure on writing a book proposal!) 29:50 - Book Marketing Some authors will receive a launch budget from their publisher, but not most! You have to do a LOT of marketing yourself, even with a traditional publisher. Erin did receive a marketing budget but is still pouring a lot of her own time and money into the book. One benefit of a traditional publisher Erin enjoyed is that she didn’t have to hire an editor or designer for her book. The quality of those services was very high caliber. Receiving a marketing budget depends largely on the publisher and the size of the author’s platform. But even with a marketing budget, Erin says that a publisher would not cover 100% of those expenses. The publisher may have a plan in mind, but the author will lead the way. In fact, some of Erin’s marketing ideas were covered by the publisher, while others were not. 32:44 - Why Traditionally Published? It’s possible to make more money by self-publishing if you know how to market well, so why traditionally publish? Erin says working with people has made it really worthwhile! She loves the accountability, and it fits her personality well to work with a publisher. That’s not to say she would never self-publish another book, but she’s really enjoyed this experience! 33:20 - Book Payments Let’s talk about the book money, honey! It is traditional to get paid part of the book’s advance before even writing the book! Erin’s publisher pays the advance in thirds. She got one third when she signed the book deal, the second 3rd upon getting the completed manuscript, and the final third when the book is published. Other publishers offer 50% upfront, and 50% when book gets published. Erin’s blog has taken somewhat of a backseat to the book, and so having that advance money is a really nice cushion as the blog is her family’s primary source of income! 35:40 Mark your Calendars for Erin’s Next Book! Erin already has her 2nd book on contract! It is a gift book that will come out in 2018. (And, yes, Erin wrote 2 books and had a baby in a twelve-month period, which she tells us isn’t necessarily recommended!) The upcoming book is a gift book, and it’s called ‘You Can Stay Home with Your Kids: 100 Tips, Tricks, and Ways to Make it Work on a Budget’. Actually a team at her publishing house came up with the concept and title, and asked her if she would write it! Erin was amazed that books go up on Amazon while they’re being written! (Like the book Erin is still writing which will come out in 2018.) Why the early-bird treatment? In the book world, preorders are everything. I just loved sitting down with Erin and chatting about her story, her incredible book, and her business wisdom. I hope you’ll go grab your copy of More than Just Making It, because I know you’ll find it incredibly encouraging and chock full of practical advice! 37:40 - Adorable Mom Moment You’ll have to tune in to the podcast to hear all about the sweet moments that are happening between Erin’s girls and their new little brother. So much cuteness! Stay in Touch With Erin! Erin’s New Book: More Than Just Making It Erin’s Blog: The Humbled Homemaker Facebook: The Humbled Homemaker Instagram: @thehumbledhomemaker