Podcasts about Recession

Widespread financial meltdown continued again today, slamming crypto, silver, and private credit particularly hard. After what appeared to be an early morning rally, it didn't last as a range of more-than-disappointing labor data came flooding to the tape. The narrative of a 2026 pick up is not being picked up anywhere other than mainstream Economists.Eurodollar University Money and Macro Analysis

Pepsi is slashing prices for some of its most popular brands, some by 15%. The company said it has spent the past year listening to consumer feedback. Nah. What happened is always what happens in this economy and why there is no breakout inflation. Companies that do raise prices end up sacrificing volumes because their customers can't afford to pay more. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------Eurodollar University LIVE — February 2026, President's Day WeekendSmall group. Intimate setting. Direct access to experts you won't get anywhere else. Only a few VIP slots remain.Sign up here: https://eurodollar-university.com/event-home-page----------------------------------------------------------------PepsiCo to cut prices of Lay's, Doritos as consumers push backhttps://www.reuters.com/sustainability/sustainable-finance-reporting/pepsico-tops-quarterly-revenue-estimates-resilient-demand-sodas-2026-02-03/After Years of Increases, PepsiCo Pledges to Cut Prices on Snackshttps://www.nytimes.com/2026/02/03/business/pepsi-doritos-cheetos-prices.htmlhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

They thought they were reassuring debt markets over AI cash. Instead, the company kicked a hornet's nest, unleashing a MAJOR selloff that is sweeping through private credit. It isn't just the BDCs (publicly traded funds) this time, either. The asset managers themselves are now getting swept up in the money outflows. Eurodollar University Money & Macro Analysis

The selloff in precious metals, particularly silver, has extended into today's session. One reason why, one additional reason why, we're seeing reports of fraud emerge in heavy buyer China, including from a guy who's apparently called “the hat.” It's the kind of thing that usually comes up when big bubbles go up and then pop, so another sign that's what's happening here in the short run. Which raises another question, how far down might silver go in the near-term? Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------China gold "protests"https://www.youtube.com/shorts/HbICfItSfZAhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Today on CarEdge Live, Ray and Zach discuss what happens to the car market if there is a recession. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Roofing Market Report: https://roofmarketreport.com/---I was interviewed by AJ Briley, CEO of ProLine at the IRE.He asked me about the state of the roofing industry, where we are going, and what I predict. Watch this interview to learn: 1) Why leads are down. 2) Why lead costs are going up. 3) The struggle of retaining sales reps. 4) What homeowners really want.5) The 2026 ‘Playbook' for roofers. If you're nervous about 2026, allow me to share some words of encouragement.There's smart plays to make that will create long term opportunities for those who execute. =============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

The freight recession may finally be over as January transportation metrics reveal a market in firm expansion territory. With the overall index hitting 59.6, a convergence of tightening capacity and rising rates suggests the cycle has officially turned. Regulatory pressures are squeezing the driver pool just as Werner Enterprises settles an 11-year-old lawsuit regarding driver wages. This $18 million payout underscores the rising floor for labor costs in an increasingly constrained environment. On the demand side, a surge in Japanese machine tool orders points to a manufacturing rebound later this year. North American orders jumped nearly 30%, signaling that industrial production is gearing up for a strong second half of 2026. Macroeconomic policy could also provide a tailwind if Fed Chair nominee Kevin Warsh shifts focus back to Main Street. His criticism of current monetary strategy suggests relief may be on the way for the industrial and small business sectors. Meanwhile, rail infrastructure is booming with Norfolk Southern customers advancing over $7.7 billion in new projects. Adding to the positive momentum, legal distractions are clearing up for major players following the dismissal of charges against NFI's CEO. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

A key corner of the credit market is experiencing sustained and even accelerated selling at the end of January 2026. What we're talking about is historically one of the most economically sensitive segments, a growing caution about the climate ahead. And it's not the only one. From cryptocurrencies to the inability of the AI bubble to get going, the cracks continue to widen rather than fade away like everyone said they were going to. Eurodollar University's conversation w/Steve Van Metre----------------------------------------------------------------------------------------If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me and Brent, plus Hugh Hendry, George Gammon, Steve Van Metre, and Mike Green at Eurodollar University's very first Live Event, President's Day Weekend, February 2026. Small groups, intimate discussions. To reserve your spot just go here https://eurodollar-university.com/event-home-page----------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Consumer prices are never going to go back to where they were before the pandemic. This simple reason is they can't. You think that since they went up, they can just go right back down. That's not unlikely, it is impossible and I'm going to show you why with a very simple example. Now the implications of this economic fact are profound. In fact, it explains everything about the economy we have right now, from the labor market and the lack of jobs to, yes, affordability.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Has the rally in silver gone so far now that the metal's price action is actually behaving like a meme stock? Or is there something more fundamental and deeply disturbing behind what precious metals are doing? Maybe we should consider how it isn't a loss of faith in the dollar as so many people wrongly claim which is propelling both gold and silver right now, what if it is the growing mistrust in how the entire world works and fits together. Or used to. Eurodollar University's Money & Macro Analysis---------------------------------------------------------If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me and Brent, plus Hugh Hendry, George Gammon, Steve Van Metre, and Mike Green at Eurodollar University's very first Live Event, President's Day Weekend, February 2026. Small groups, intimate discussions. To reserve your spot just go here https://eurodollar-university.com/event-home-page---------------------------------------------------------Part 1: My Life Is a LieHow a Broken Benchmark Quietly Broke Americahttps://www.yesigiveafig.com/p/part-1-my-life-is-a-lieAgency Costs of Overvalued Equityhttps://papers.ssrn.com/sol3/papers.cfm?abstract_id=480421https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Mayor Zohran Mamdani Says New York City is facing a fiscal crisis at the scale of the Great Recession. Meanwhile, Lady Gaga speaks out against ICE during a speech at her concert in Tokyo while Gutfeld SLAMS Jessica Tarlov on The Five over her trashing ICE. Thank you for supporting our sponsors that make The Dana Show possible…Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Patriot Mobilehttps://PatriotMobile.com/DANA or call 972-PATRIOTSwitch to Patriot Mobile in minutes—keep your number and phone or upgrade, then take a stand today with promo code DANA for a free month of service!Humannhttps://HumanN.comKick off the New Year with simple, delicious wellness support—pick up Humann's Turmeric Chews at Sam's Club next time you're there and see why they're such a fan favorite!Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.WebRootTake your cybersecurity seriously! Get 60% off Webroot Total Protection at https://Webroot.com/Dana  Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

After cutting 14,000 jobs back in October and denying there were more of them coming, Amazon confirmed yesterday there will be another 16,000 layoffs and made comments suggesting the company won't be done even after then. These job cuts will only add to the worsening anxiety among American workers, who reminded everyone of those deep concerns in the latest plunge in consumer confidence. According to the most optimistic measure for it, from the Conference Board, confidence crashed to its lowest level in over a decade.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------CNBC Amazon laying off about 16,000 corporate workers in latest anti-bureaucracy pushhttps://www.cnbc.com/2026/01/28/amazon-layoffs-anti-bureaucracy-ai.htmlInternal messages reveal which teams, jobs affected in Amazon layoffshttps://www.businessinsider.com/internal-messages-teams-jobs-affected-amazon-layoffs-2026-1CB US Consumer Confidence Fell Sharply in Januaryhttps://www.conference-board.org/topics/consumer-confidence/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

One of BlackRock's private credit funds has just resurrected the cockroach concerns over debt woes in the space. By announcing that it will have to write down 19% of its net asset value, the fund also discloses more areas of cockroach concerns beyond those we had already become aware of. While at the same time, further reminding everyone how everything that people were worried about before they need to keep worrying about and then some. Eurodollar University's Money & Macro Analysis------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me and Brent, plus Hugh Hendry, George Gammon, Steve Van Metre, and Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. Small groups, intimate discussions. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page------------------------------------------------------------------------------------------BlackRock TCP SEC Filing 8Khttps://www.sec.gov/ix?doc=/Archives/edgar/data/0001370755/000114036126002240/ef20063739_8k.htmBlackRock Private Debt Fund Tumbles After Writing Down Loanshttps://www.bloomberg.com/news/articles/2026-01-26/blackrock-private-debt-fund-tumbles-after-writing-down-loansFlawed Valuations Threaten $1.7 Trillion Private Credit Boomhttps://www.bloomberg.com/news/articles/2024-02-28/how-private-credit-market-boom-is-hiding-potential-valuation-problemsBlackRock to Auction Amazon Seller Once Valued at $1 Billionhttps://pe-insights.com/blackrock-to-auction-amazon-seller-once-valued-at-1-billion/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

This week, Amazon announced it's laying off 16,000 employees. It’s part two of a continued downsizing Amazon started in October, when it laid of 14,000 employees. Taken together, this is Amazon’s biggest reduction in force ever. This week's layoffs are also the latest in a series of tech downsizings over the past few years that have pushed Seattle’s unemployment rate well above the national rate. On today's episode, is Seattle facing a tech recession? Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/boomingnotes.Booming is a production of KUOW in Seattle, a proud member of the NPR Network. Our editor is Carol Smith. Our producers are Lucy Soucek and Alec Cowan. Our hosts are Joshua McNichols and Monica Nickelsburg.Support the show: https://kuow.org/donateSee omnystudio.com/listener for privacy information.

An unprecedented shakeup at the very top of the Chinese military has shaken up the rest of the world. Xi Jinping didn't just go after a longtime friend and ally, he has gone after everyone in what increasingly looks like a paranoid, Stalinist shakeup. But why? I've told you many times before about the economic pressure on China that has only intensified more recently. But that's not the only thing. That's where it starts, but where it ends is what is increasingly being confirmed as Cold War 2.0.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------60 Minutes How China could use U.S. farmland to attack Americahttps://www.cbsnews.com/news/how-china-could-use-us-farmland-to-attack-america-60-minutes/NYT Xi's Purge of China's Military Brings Its Top General Down https://www.nytimes.com/2026/01/24/world/asia/china-top-general-xi-military-purge.htmlU.S. Secret Service dismantles imminent telecommunications threat in New York tristate areahttps://www.secretservice.gov/newsroom/releases/2025/09/us-secret-service-dismantles-imminent-telecommunications-threat-new-yorkhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

We're in the middle of a trust recession. It's totally changing everything about buyer behavior and marketing in 2026. Selling feels slower and more personal. And maybe a little heavier than it used to. If you've been feeling that shift, you're not doing anything wrong.In this episode, I'm sitting down with my friend Sheri Moise, and she offers a really refreshing (and honestly relieving) reframe that every freelancer and service provider needs right now. We talk about why so many old marketing tactics just aren't landing anymore, and what actually builds trust, authority, and momentum in a much more discerning market.Sheri Moise is an Intuitive Business Astrologer and Strategist who helps entrepreneurs plan, launch, and lead using timing and data rather than guesswork. With over 25 years in corporate sales and marketing, Sheri brings a practical, grounded lens to astrology—focusing on audience readiness, market cycles, and decision-making. She's known for helping clients see what's coming next and respond strategically instead of reactively.Listen to learn more aboutWhy the trust recession is actually a wisdom evolutionHow buyer behavior in 2026 is changing (and why slower isn't bad)The shift from know-like-trust to trust-first marketingWhy guru-style marketing is collapsingHow freelancers can build authority without hype or pressureFreelancers and service providers, it's time to stop running the same tired marketing playbook. This conversation shows what actually works with buyers in 2026.Sponsored by The Digital Marketer's Workgroup Already doing marketing work and ready for more clients and better referrals? Join a supportive, tight-knit community of freelancers where you'll get behind-the-scenes conversations, ongoing support, advanced training, and exclusive job leads. Apply here!Links Mentioned in Show:Grab Sheri's Success Planet Diagnostic for 50% off with code: Unicorn. You'll get a personalized PDF report that shows how your internal operating system works in business. It helps you understand your natural timing, decision-making rhythm, and pacing so you can plan and move forward without pressure or guesswork.Connect with Sheri:Instagram: @sherimoiseFacebook: Sheri Moise Astro BizWebsite: http://sherimoise.com/ Connect with

 Brian Levitt, global market strategist at Invesco, says he is watching but not worried about geopolitics, the interest rate environment and more because the current business cycle is strong enough to continue through the year. Levitt entered the year with a mindset of rebalancing and diversifying to take advantage of areas like international investments and small-caps that have been underweighted in portfolios, and he says foreign stocks should benefit all year from weaker dollar conditions. Dollar strength is one of four key market signals — corporate bond spreads, transportation stocks and inflation expectations are the others — that he is watching right now as gauges of continued market and economic strength. Brian Moody, executive editor at Kelley Blue Book, discusses price trends among new cars — elevated, but stable — used cars and what consumers can do in an effort to get better prices no matter what they are buying. He also discusses Chuck's recent search for and purchase of a new car, and talks briefly about what he drives and why. Lester Jones, chief economist for the National Beer Wholesalers Association, discusses how the January 2026 Beer Purchasers Index doesn't show an end to the "beer recession," he was seeing in the numbers last fall, but it does show that sales have started to pick up from levels that had gotten ugly. That resurgence — a forward- looking indicator since it measures the sale of beer that will be available to the public in several months — could be a sign that economic consumption could be up in 2026, a phenomenon not just limited to beer.

Billionaire investor Ray Dalio is warning we shouldn't be focused on trade wars, instead the real concern is capital wars. In those, Dalio says there will be a reduced appetite for owning US government debt or any US assets. Maybe even including American stocks. The comments were made in the context of recent geopolitical flashpoints in Venezuela and Greenland. As always, there's a lot of noise surrounding this kind of topic, but what does the evidence say?Eurodollar University's conversation w/Steve Van Metre---------------------------------------------------------If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me and Brent, plus Hugh Hendry, George Gammon, Steve Van Metre, and Mike Green at Eurodollar University's very first Live Event, President's Day Weekend, February 2026. Small groups, intimate discussions. To reserve your spot just go here https://eurodollar-university.com/event-home-page---------------------------------------------------------CNBC Ray Daliohttps://www.youtube.com/watch?v=Gda9T9gZSe4https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Send us a textThe best investors don't wait for the market…they build for what's next.Scott Meyers, usually behind the mic, becomes the guest as Joe Downs flips the script. Together, they explore the future of self-storage in 2026 and beyond, revealing why a subtle industry shift is actually a massive expansion into untapped opportunities like Boat & RV storage, industrial outdoor storage (IOS), flex space, and more. With decades of experience and a visionary approach, Scott opens up about how the Self-Storage Mastermind is evolving into a hub for all things “storage”… and how this evolution is unlocking exponential growth for entrepreneurs. It's a conversation about cycles, capital, and community…and how now might just be the biggest land grab opportunity of a lifetime. WHAT TO LISTEN FOR1:46 What does 2026 look like for self-storage investors?5:35 Why are developers bullish now if things are just “okay”?8:24 Is the Mastermind shifting away from just self-storage?13:58 How many types of storage are there, really?25:41 What's changing in the Mastermind for 2026? Leave a positive rating for this podcast with one click CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramJoe Downs on LinkedInBelrose website | Belrose email | Belrose LinkedIn Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Thanks to Monarch for partnering with me! Get 50% off your first year by using my link https://monarchmoney.yt.link/xxoutOh or discount code euro50 when signing up for a free trial! Welcome to calm, confident money! #monarchpartnerA huge arctic blast, the weather wedge, has sent natural gas prices soaring in historic fashion. Some futures prices surged by a whopping 75% in just five days leading up to what people are calling the storm of the century. Freezing cold. Snow. Ice sheets. Icemageddon. Winter hazards slated to impact two-thirds of the eastern United States, roughly half the country's population. The combination of low natural gas inventories and that huge sudden for it, the jump in price is to be expected. Eurodollar University's Money & Macro AnalysisHow A Weather Wedge Is Shaping This Weekend's Southern Ice Stormhttps://www.forbes.com/sites/marshallshepherd/2026/01/23/how-a-weather-wedge-is-shaping-weekend-southern-ice-storm/Natural Gas Prices Across the US Surge Ahead of Arctic Blasthttps://www.bloomberg.com/news/articles/2026-01-23/us-natural-gas-falls-after-record-breaking-three-day-rallyCEOs Wary of a Jittery US Consumer as Global Tensions Intensifyhttps://www.bloomberg.com/news/articles/2026-01-23/ceos-wary-of-a-jittery-us-consumer-as-global-tensions-intensifyhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

What if most sexual shame isn't personal failure—but bad information? In this episode, Dr. John talks with Dr. Justin Garcia, Executive Director of the Kinsey Institute, about what the science actually says about desire, intimacy, fidelity, and pair-bonding. They unpack why “normal” is a misleading idea in sex, why many couples are touch-deprived, and how stress and low-level threat responses can shut down connection and arousal. You'll also hear surprising research on men and heartbreak, what people truly want in long-term partners and what might be behind the so-called “sex recession.” The throughline: curiosity is a powerful aphrodisiac—and you're not broken, you're under-informed.Key topics covered (bullets): “Am I normal?” why the data says variation is the norm The “touch crisis” and why many partners feel touch-starved Men, romance, and why breakups can hit men harder Trust, kindness, and “self-expansion” as core mate preferences Stress, trauma, and the nervous system's impact on desire The sex recession: is it real, is it bad, and what might be causing it Sexual literacy: why better information improves connection and consent Want To Learn More About Relational Happiness? Here's Where To Start:

Links & ResourcesFollow us on social media for updates: ⁠⁠⁠Instagram⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠Check out our recommended tool: ⁠⁠⁠Prop Stream⁠⁠⁠Thank you for listening!

The Japanese government bond market suffered a major meltdown this week that has shaken up a lot of people as they try to figure out what's going on over there and how it might impact more than just government bonds as a class. One of the key factors that has emerged, however, is just how little selling it took to create these massive price swings. That has enormously profound implications.  Eurodollar University's Money & Macro Analysis------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me and Brent, plus Hugh Hendry, George Gammon, Steve Van Metre, and Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. Small groups, intimate discussions. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Staffing entrepreneur Bill Kasko joins me to unpack what it actually takes to survive—and adapt—through decades of economic shocks, technology shifts, and human volatility.Most business stories compress time and smooth the edges. This one doesn't. Bill and I walk through his 21-year journey building Frontline Source Group across recessions, oil crashes, collapsing hiring markets, pandemic shutdowns, and now AI-driven disruption. From the early days of gratitude-driven work to the bitterness of 2008, from physical offices and gas-price friction to video interviews and remote work, this episode traces how survival depends less on foresight—and more on the ability to pivot without losing your core.We talk about why “vision” is overrated without execution, how every crisis quietly trains you for the next one, and why technological change today moves in minutes—not years. Bill shares hard-earned lessons on empathy, honesty, and when to say no, even when it costs money. The thread running through it all: businesses don't fail because things change—they fail because leaders refuse to adapt fast enough.This isn't a growth story. It's a durability story.TL;DR* You only truly “start over” once—experience compounds even after failure* Gratitude fades; resilience must replace validation* Technology shifts now happen in minutes, not years* Vision is easy—execution from where you are is the real work* Low adaptability, not bad luck, kills businesses* Remote work, automation, and AI reward speed—not certainty* Empathy scales better than ego in volatile systemsMemorable Lines* “Vision is easy—getting from here to there is what nobody talks about.”* “Every crisis trains you for the next one, whether you want it to or not.”* “Technology didn't kill businesses—refusal to adapt did.”* “You don't start over empty-handed; you start over with scar tissue.”* “AI can answer questions—but it can't replace empathy.”GuestBill Kasko — Founder & CEO, Frontline Source Group Staffing and executive search entrepreneur with over two decades navigating recessions, workforce revolutions, and technological disruption.Why This MattersThe modern business environment doesn't offer long plateaus—it delivers repeated shocks. Recessions, pandemics, automation, and shifting labor power structures are no longer anomalies; they're the operating system.For founders, operators, and executives rebuilding after disruption, this episode reframes survival not as toughness—but as adaptability with integrity. The future doesn't belong to the most confident leaders. It belongs to those who can absorb impact, adjust quickly, and keep the human core intact while everything else changes.Reinvention isn't optional anymore. It's the job. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Sounds crazy, right? But Japan is finally doing what strong economies have to do: letting weak companies fail. As bond yields hit 30-year highs and zombie firms collapse, capital is finally flowing where it belongs. Recessions aren't the enemy—they're the cleanup crew. Creative destruction works, and Japan may be proving it in real time.

Charles Hoskinson, Founder of Input Output, unpacks the state of the blockchain. Input Output Founder Charles Hoskinson joins CoinDesk's Jennifer Sanasie to break down why network growth isn't reflecting in token prices and why he's sounding the alarm on recent U.S. crypto legislation. Plus, he offers a warning to the industry about the potential weaponization of crypto legislation. - Read the State of Blockchain 2025 report commissioned by Input Output here: https://www.coindesk.com/research/state-of-the-blockchain-2025 - Timecodes: 01:26 - Unpacking the State of the Blockchain 2025 Report03:24 - Charles' Reaction to the Looming AI Bubble and US Economic Stability05:46 - How Close Are We to a Recession?08:14 - Charles on U.S. Foreign Policy and Greenland10:14 - Why Ecosystems Need Utility Over Marketing13:51 - The Problem with Current Crypto User Experiences and Who Has Done It Right18:05 - Lace ID as the Decentralized Identifier21:04 - Charles Reacts to Recent Criticisms from XRP Army23:05 - Charles on the State of Crypto Regulation25:57 - Why the Current Crypto Bill is "A Love Letter to the Banks"28:19 - Charles Calls Out Political Corruption and Weaponization of Crypto Policy - This episode was hosted by Jennifer Sanasie.

The US housing market seemed like it was moving in the right direction recently, some better results people said were lower mortgage rates finally starting to work. But then reality dropped like a hammer today when the nation's largest realtor group reported a massive 9.3% drop in pending home sales for December, biggest monthly decline since 2020. Stunned analysts are trying to figure out why lower rates aren't stimulating housing and what these latest results mean.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------US Pending-Home Sales Plunge by Most Since Start of Pandemichttps://www.bloomberg.com/news/articles/2026-01-21/us-pending-home-sales-plunge-by-most-since-start-of-pandemicNAR Pending Home Sales Report Shows 9.3% Decrease in Decemberhttps://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-9-3-decrease-in-decemberNAR First-Time Home Buyer Share Falls to Historic Low of 21%, Median Age Rises to 40https://www.nar.realtor/newsroom/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40BlackRock and Housing: Setting the Record Straighthttps://www.blackrock.com/corporate/literature/brochure/blackrock-and-housing-setting-the-record-straight.pdfTrump Signs Order Targeting Institutional Housing Investorshttps://www.bloomberg.com/news/articles/2026-01-21/trump-signs-order-targeting-institutional-housing-investorshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Macy's is the latest retailer to admit to struggling in the current economic climate, closing several of what it calls fulfillment centers, basically warehouse facilities in Connecticut and Oklahoma and shedding thousands of those jobs. That comes in addition to even more store closings across the country. Why? Because only the wealthy are spending so the company wants to focus as much as possible on that segment. Macy's is not alone.  EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-pageEurodollar University's Money & Macro AnalysisDelta Declines on Tepid Forecast as Geopolitics Weigh on Travelhttps://www.bloomberg.com/news/articles/2026-01-13/delta-places-major-boeing-order-as-earnings-support-travel-boomMacy's plans to close stores in 12 states—see if your city is listedhttps://www.msn.com/en-us/foodanddrink/foodnews/macy-s-plans-to-close-stores-in-12-states-see-if-your-city-is-listed/ar-AA1UirgL?cvid=696b13e01f884a7ab6d68a7ead48018f&ocid=BHEA000Macy's to close Oklahoma fulfillment centerhttps://www.supplychaindive.com/news/macys-to-close-tulsa-oklahoma-fulfillment-center-bold-new-chapter/809289/Macy's to lay off nearly 1,000 at Connecticut fulfillment centerhttps://www.retaildive.com/news/macys-layoffs-cheshire-connecticut-fulfillment-center/809837/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Dan Aronson discusses pockets of opportunity in the market and other early 2026 takeaways. He's leaning into active ETFs; his firm is building out vehicles within that space. “Leaning into a sector or theme makes sense,” he says, but there are a lot of narratives in the market requiring investors to be nimble. He likes the AI trade but thinks it will transition to end-user companies over the next few years. Dan compares the U.S. to Europe and touches on the possibility of a recession.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Thanks to Monarch for partnering with me! Get 50% off your first year by using my link https://monarchmoney.yt.link/eB2fzzP or discount code euro50 when signing up for a free trial! Welcome to calm, confident money! #monarchpartnerChinese retail sales just did something they've never done before outside of the lockdowns. At the same time, capital investment continues to legitimately crash, December was third month in a row of steep declines leading to the first yearly negative for it in China's modern history. The only thing, the ONLY thing, keeping the economy from completely falling off a cliff is China selling everything it can everywhere else, especially in Europe. Eurodollar University's Money & Macro AnalysisChina NBS Basic Situation of National Fixed Asset Investment in 2025https://www.stats.gov.cn/sj/zxfb/202601/t20260119_1962326.htmlChina's economy looks more resilient than it feels as a property slump drags onhttps://apnews.com/article/china-economy-property-tariffs-jinping-17e9a32cf105764f457c1111f185dd3fMacron threatens tariffs on China "in the coming months" due to trade surpluseshttps://fr.tradingview.com/news/forexlive%3A3395740c5094b%3A0-macron-threatens-tariffs-on-china-in-the-coming-months-due-to-trade-surpluses/Tariffs of up to 50% go into effect, hitting imports from China, other non-FTA countrieshttps://mexiconewsdaily.com/news/mexico-tariffs-go-into-effect-china/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Trust is at the center of everything leaders want—but in today's skeptical, information-saturated world, trust is harder to earn than ever.In this episode of the LeadCulture Podcast, Jenni Catron sits down with financial coach, business owner, and speaker MJ Pittman for a timely conversation on what he calls the trust recession—and why it places an even greater responsibility on leaders. Together, they unpack why likability isn't the same as trust, how predictability creates psychological safety, and what leaders often overlook when they assume trust should already exist.MJ brings a fresh lens by blending financial principles with leadership realities, offering practical frameworks leaders can actually apply. From understanding why trust is rooted in safety—not charisma—to exploring the five questions every person is subconsciously asking before they trust a leader, this conversation challenges leaders to rethink how trust is built, sustained, and repaired.If you're leading in uncertain times, navigating team skepticism, or wondering why clarity and consistency matter more than ever, this episode will give you language, insight, and actionable next steps to lead with greater credibility and confidence.Key takeaways include:Why we're experiencing a “trust recession” in organizationsThe difference between likability and trust—and why it mattersHow predictability builds safety in both calm and stressful seasonsThe five questions people ask before they trust a leaderWhy trust is a learnable leadership skill—not a personality traitThis is a must-listen for leaders who want to strengthen culture, deepen influence, and lead in a way that earns trust over time—not just goodwill in the moment.We need your help to get the LeadCulture podcasts in front of more leaders! There are three simple things you can do that truly help us: Review us on Apple podcasts Subscribe - we're available wherever you listen to podcasts. Share - let your friends know about the podcast by sharing your favorite episode on social media!

What is going on with Freddie Mac? The Federal Home Loan Mortgage Corporation, which is Freddie's official, has seen its stock utterly pummeled this past week, crashing by 25%. Since Freddie is one of the mortgage giants, this isn't just some run of the mill equity. The story here appears to be tied up in a number of different angles, from GSE QE to its IPO, but the themes we keep coming back to are concerns over its cash and our jobs.Eurodollar University's conversation w/Steve Van Metre---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Want to learn how to invest in real estate during a recession? Market downturns can present a lot of investment opportunities, and in this episode, I break down all of the different strategies for identifying and making the most of these opportunities. Join Our Investor Club: https://bit.ly/43BhrhP  This episode was originally published on December 22, 2023. 

Send us a textWhat if one buried document could cost… or save…you millions?Joe Downs sits down with real estate attorney Jason Mandel to unravel the nerve-wracking tale of a nearly disastrous storage facility acquisition, dubbed “The Storage Attic.” With only minutes left in the due diligence period, Joe discovered the property was four feet underwater in a flood zone… not the two feet the 87-year-old seller claimed. The insurance premium? A jaw-dropping jump from $12,000 to $81,000 a year. Jason reveals how quick legal thinking and strategic contract clauses narrowly saved the deal… and Joe's investment. They also dig into other cautionary case studies from students, exposing pitfalls like outdated broker forms and zoning blind spots. This episode proves that specialized legal expertise isn't a luxury… it's your lifeline in self-storage investing. WHAT TO LISTEN FOR:13 What happens when a deal looks perfect but hides a fatal flaw3:12 How did a delayed survey nearly cost millions6:45 What legal options exist when due diligence runs out9:47 Why are standard broker contracts dangerous for buyers25:56 How can zoning issues destroy a deal after closing Leave a positive rating for this podcast with one click CONNECT WITH GUEST: JASON MANDEL, REAL ESTATE ATTORNEY/PARTNER AT ROYER COOPER COHEN BRAUNFELD LLCLinkedIn | Website | Email | Bio  CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramJoe Downs on LinkedInBelrose website | Belrose email | Belrose LinkedIn Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Every financial crisis generally takes place in three steps. And while there aren't bright, clear lines of separation between them, each one does have unique characteristics that allow us to get a sense of where things stand in the process. That's the thing, cycles are processes and as this one might go through all three steps, each one represents an escalation in that process. We're in Stage 1, that's just the start. Stage 2, it's getting serious. Make it all the way to three...well, you never want to see THREE.Eurodollar University's Money & Macro Analysis--------------------------------------------------------------------------EDU's Subscription DDA-all Offer for the Credit CycleGo from getting blindsided by the markets to reading the eurodollar signals weeks before they hit. Try it all risk-free for 14 days.https://web.eurodollar-university.com/eurodollar-vsl-page-a--------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

#681: Barry Ritholtz's mom sold real estate. Those dinner table conversations about mortgages helped him spot the 2008 crash before most of Wall Street did. Now he runs Ritholtz Wealth Management and joins us to explain why we're often our own worst investment enemy. He breaks investing mistakes into three categories: bad ideas, bad numbers, and bad behavior. Here's what stood out. Research shows just 2 percent of stocks create all the market's value. The other 98 percent? Pretty much worthless. Barry says 90 percent of everything is garbage — from science fiction to investment advice. Even experts have blind spots. Michael Jordan dominated basketball but couldn't make it in minor league baseball. The lesson? Being brilliant at one thing doesn't make you brilliant at everything. Those financial memes everyone shares? They're misleading. Take Kevin's Home Alone groceries — $20 in 1990, $75 today. Sounds terrible until you realize wages went up the same amount. We actually spend less of our income on food now. Or that scary stat about the dollar losing 96 percent of its value over 100 years. Barry asks: who buries cash for a century? His math: $1,000 buried in 1925 buys almost nothing today. Same $1,000 invested in stocks? It's worth $32 million. Markets don't die of old age. Alan Greenspan warned about "irrational exuberance" in 1996. The Nasdaq kept climbing another 431 percent over four years. Recessions need triggers. They don't show up on schedule like buses. Fear wrecks more portfolios than anything else. Barry quotes neurologist William Bernstein: "Control your amygdala or die poor." Our fight-or-flight response helped us escape predators. It doesn't help us navigate market crashes. Make your investment plan before crisis hits. As Barry says, reading emergency instructions while the engine falls off at 25,000 feet is too late. He's seen every crash since 1987. Markets drop 30 to 40 percent about once a decade. Accept it. Plan for it. Barry advocates for Roth conversions and something called the "Mega Roth." Pay taxes now, withdraw tax-free later. We know today's tax rates. Future rates are anyone's guess. His bottom line: humans are terrible at predicting the future. Build portfolios that can survive anything, because anything will happen. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro (02:00) How fear of mistakes can make investors too conservative (06:00) Bad ideas vs good ideas in investing (09:00) Process over outcome in decision making (15:00) Thinking probabilistically about market outcomes (20:00) Why recessions and bull markets don't follow calendars (26:00) AI's real capabilities vs hype (33:00) Different market commentator archetypes (41:00) Expertise doesn't transfer between domains (50:00) Misleading financial statistics everywhere (56:00) Managing emotions when markets crash (1:00:00) Creating an investment plan before crisis (1:05:00) Tax strategies and Roth conversions Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we're going be unpacking the latest from closely watched indicators out of China: bank lending data, household credit, the movement of the yuan, and what a single real estate developer—China Vanke—tells us about debt and payments right now. Bank lending in 2025 fell to the lowest since 2018 largely because household lending utterly collapsed. Yes, it collapsed last year. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The Japanese yen keeps tumbling and as it does it is tanking the bond market over there. What we have is the first case of a currency value setting interest rates, with, of course, the Bank of Japan helplessly caught in the middle. That helplessness is reinforced by the fact Japan's currency is being closely paralleled by South Korea's and others across Asia. The tumbling won and yen have led to government calls for stringent action, including from Treasury Secretary Bessent today.Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------------------------------------------Statement from Federal Reserve Chair Jerome H. Powellhttps://www.federalreserve.gov/newsevents/speech/powell20260111a.htmBloomberg Tariff Pass-Through Limited So Far, US Data Showhttps://www.bloomberg.com/news/newsletters/2026-01-13/tariff-pass-through-limited-so-far-us-data-show-evening-briefing-americas‘Sell America' Trade Is Revived by Trump's Latest Fed Attackhttps://www.bloomberg.com/news/articles/2026-01-12/fed-subpoenas-revive-sell-america-trade-on-autonomy-concernsSouth Korea Is Pulling Out All Stops to Try to Prop Up Wonhttps://www.bloomberg.com/news/articles/2025-12-18/south-korea-digs-deeper-into-intervention-toolkit-as-won-slidesBessent Calls Out Drop in South Korea's Won After Remarks on Yenhttps://www.bloomberg.com/news/articles/2026-01-14/bessent-flags-won-s-weakness-as-excessive-offering-rare-supporthttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Today Clark shares an important warning about booking travel - info that could save you from becoming stranded or banned from a major airline. Also - Taking into account our current K-shaped economy, a softening job market, and inflation projections, Clark explains the potential for a “growth recession”, and gives you the classic playbook for an uncertain economy.   Travel Booking Alert: Segment 1 Ask Clark: Segment 2 Survive The Growth Recession: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: The Hidden Danger of Cheap Flights How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Archives - Clark Howard   /   Today's Top Travel Deals Will TSA PreCheck® Still Be Worth It After New Rule Change? Clark Howard's Economy Predictions in 2026⁠⁠ Emergency Fund: Everything You Need to Know How To Save Money: Spend Less & Build Your Savings 17 Extreme Money-Saving Tips How Many Bank Accounts Should You Have? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Former Rep. Mike Gallagher and political scientist Kevin Wallsten say that President Biden's diversity, equity and inclusion agenda alienated would-be military recruits. What motivates young Americans to enlist, and can President Trump, who touts high standards and individual merit, reverse a cultural retreat from military service? Learn more about your ad choices. Visit megaphone.fm/adchoices

Or... how to host a party if you have Asperger's. Nick Gray is an entrepreneur and an author living in Austin, Texas. I met him roller skating. He started and sold two successful companies: Flight Display Systems and Museum Hack.  His YouTube and short videos have been seen by over 55 million people. He's been featured in The New York Times, The Wall Street Journal, and New York Magazine called him a host of "culturally significant parties." Leading him to write the book, "The 2-Hour Cocktail Party: a step-by-step handbook that teaches you how to build big relationships by hosting small gatherings." You can find that book, as all books discussed on this program, by going to mightyheaton.com/featured. Nick Gray's PersonalWebsite.org and PersonalWebsites.net Nick Gray's Patron View donor database Nick Gray's Website and Blog Patron View Patron Leaderboards The 2-Hour Cocktail Party by Nick Gray Friendship Recession  

JP Morgan missed on its earnings after failing to sell as many bonds as it was expecting for its customers. At the same time, Jamie Dimon, the bank's CEO, he of cockroach fame, was forced to acknowledge how the labor market had softened before then going on to describe Goldilocks anyway. This is something that has come up in a couple of other sources already, not Goldilocks though that is the Fed's official position, too. No, bond issuance is looking weak heading into 2026, another one of those key credit cycle signs.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------------------------------------------JPM Q4 2025https://www.jpmorganchase.com/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/quarterly-earnings/2025/4th-quarter/d868c7ef-1670-465d-ba75-c2b36ddbcc6b.pdfJPM Q4 2024 https://www.jpmorganchase.com/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/quarterly-earnings/2024/4th-quarter/36b3c0a4-3ecd-422e-8167-0a31372f3438.pdfA Growing Number of Bonds Edge Closer to Junk Statushttps://www.tradealgo.com/news/a-growing-number-of-bonds-edge-closer-to-junk-statushttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The online coaching space is expected to reach $100B by 2030, which means we are rapidly growing. With that being said, now more than ever, there are more ads, marketing messages and coaches appearing in the space every day. Consumers are skeptical (and you might be, too). This episode breaks down how to overcome skepticism and continue to build trust and authority to ensure you stand out as a credible coach in the market. –I'll create a profitable profile for you in minutes. Click to attract high-paying clients. https://go.taelerdehaes.com/bio-surveyJoin our Fit Pro Business Secrets Made Simple group over on Facebook for exclusive resources, trainings and help as you're growing your online fitness business. https://www.facebook.com/groups/fitprobusinesssecrets/  Follow Taeler on Instagram. https://www.instagram.com/taelerfit/Learn more about working with Taeler, whether you're just starting your online coaching business or scaling to multi-6/7-figures. https://taelerdehaes.com/ 

Almost 40% of Canadian real estate funds have restricted access to investor funds, and that includes potential payouts. It's a sign of how deep the housing bust in Canada has gotten to be, but also applies to the situation that's spreading across global markets where it comes to the shadow bank matter. In fact, the UK's house of lords urged the Bank of England to look into private credit risks “as a matter of urgency.”Eurodollar University's Money & Macro Analysis-----------------------------------------------------------------------------------------What is a Eurodollar University membership? It's where understanding the monetary world isn't a mystery, it's a method.If you're serious about your financial education and want clarity in a world of volatility and massive uncertainty, you're in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise. With our memberships, we'll fill in everything that you've been missing. Join us: https://web.eurodollar-university.com/eurodollar-vsl-page-----------------------------------------------------------------------------------------Bloomberg Canadians Are Furious After Real Estate Funds Lock Up Their Moneyhttps://www.bloomberg.com/news/articles/2026-01-12/fed-subpoenas-revive-sell-america-trade-on-autonomy-concernsBloomberg Private Credit Risks Need Urgent Attention, UK Lawmakers Sayhttps://www.bloomberg.com/news/articles/2026-01-09/lords-report-slams-uk-treasury-for-apathy-to-private-credit-riskhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Call it GSE QE. The same day it was reported US housing construction fell to the lowest since 2020, the Trump administration announced it was going to direct the housing GSEs, Fannie mae and Freddie Mac, to buy $200 billion in mortgage securities. The idea is that those purchases will reduce mortgage borrowing costs and offer some aid to struggling households who might then consider buying a house previously out of their reach.  Eurodollar University's conversation w/Steve Van Metre---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------------------------------------------Monetary Policy and the Mortgage Markethttps://www.kansascityfed.org/Jackson%20Hole/documents/10336/schnabl_jh.pdfDid the Federal Reserve's MBS Purchase Program Lower Mortgage Rates?https://www.federalreserve.gov/pubs/feds/2011/201101/201101pap.pdfhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Predictions feel comforting—but they're usually nonsense. In this episode, Don and Tom dismantle the illusion of foresight by revisiting last year's loudest economic forecasts around tariffs, inflation, jobs, recessions, and markets. Drawing from a Wall Street Journal retrospective, they show how both political promises and expert predictions missed the mark, with reality landing squarely in the messy middle. The takeaway is classic Talking Real Money: nobody—not economists, not presidents, not pundits, and especially not you—has actionable insight into the future. That's why successful investing isn't about forecasts or hot takes, but about building a diversified portfolio, rebalancing when needed, and tuning out the noise. The episode wraps with listener questions on teen investing accounts and Roth conversion rules, plus a reminder that humility beats hubris every time markets get unpredictable. 0:04 The future is unpredictable—even when we pretend it isn't 0:26 Why we crave predictions and mistake luck for skill 0:53 Being “right” once doesn't mean anything 1:58 Tariffs, Trump, and the great forecasting divide 2:27 Inflation predictions that never showed up 3:53 Jobs, unemployment, and why both sides were wrong 5:49 Who actually paid for tariffs (hint: not who you think) 7:08 Recession fears vs. reality—and the AI wildcard 8:55 Why short-term predictions fail and macro trends survive 10:41 The truth usually lives between the extremes 11:31 Lao Tzu, Yogi Berra, and why nobody knows the future 13:20 The most dangerous “expert” investors trust: themselves 14:43 Listener question: investing for a 16-year-old 17:29 Roth IRA vs. UTMA/UGMA and simple fund choices 18:06 Listener question: Roth conversions and the five-year rule 20:54 Humor, offense, and why everyone needs to lighten up 21:14 RetireMeet 2026 details and special guest preview 23:14 Apella Wealth philosophy and free help reminder 24:39 The number one word of the year (still shocking) Learn more about your ad choices. Visit megaphone.fm/adchoices

US consumers have basically stopped using their credit cards. According to the Fed's latest data, revolving consumer credit declined again, the third time over the last seven months. And one of those other three was basically zero. There has been a clear change in attitude which means Americans aren't just feeling pessimistic, they're taking action about it. That is why consumer revolving credit is a critical cyclical signal, it draws together all the major components.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Blue Owl, a name we've gotten to know for all the wrong reasons, has been forced to come clean after getting sued by pretty much every class action securities lawyer in America, not only into admitting there was a wave of withdrawals but also promising to accommodate them over and above what it normally would. Not only does that further confirm the First stage of the credit cycle reverse, it actually sets up the second stage. In this video, we're going to cover where everything in the credit cycle stands and and more importantly what it all means. Eurodollar University's Money & Macro Analysis------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------Bloomberg Publicly Traded Private-Credit Funds Set for Worst Year Since 2020https://www.bloomberg.com/news/articles/2025-12-29/publicly-traded-private-credit-funds-set-for-worst-year-since-2020Bloomberg Blue Owl BDC Allows 17% Redemptions as Investors Storm Exithttps://www.bloomberg.com/news/articles/2026-01-07/blue-owl-bdc-allows-for-17-redemptions-as-investors-storm-exithttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU