Podcasts about Recession

November now makes three of the last four months and four of the last six with negative private payrolls. According to ADP, the US private economy shed 32k jobs last month, the most yet in the cycle. And it turns the 6m average negative for the first time, so serious problems in labor – which are creating bigger ones in the housing market. According to the latest official numbers from the government, home prices fell for the fourth time in the last five months and that brought the annual rate of change down to the lowest since February 2012. Yes, February 2012, the bottom of the housing bust. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider--------------------------------------------------------------------------------------------------------------------Federal Reserve Beige Book November 2025https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20251126.pdfBloomberg A Historic Housing Disconnect Is Forcing Prices Downhttps://www.bloomberg.com/opinion/articles/2025-12-01/a-housing-disconnect-points-to-lower-priceshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Consumer products giant Proctor & Gamble just came out with an unusual warning about its core business, consumer products meaning consumers. The maker of Tide detergent, Mr. Clean, Pampers, Gilette and whole bunch of other brands you use every single day just said that sales were down “significantly” in October and that it likely continued right on through November. This tracks with where Christmas holiday shopping has been so far with Black Friday and Cyber Monday.Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Bloomberg P&G Warns US Sales Down ‘Significantly' Entering Current Quarterhttps://www.bloomberg.com/news/articles/2025-12-02/p-g-warns-us-sales-down-significantly-entering-current-quarterBloomberg Cyber Monday Spending Pace Lags Black Friday for Second Yearhttps://www.bloomberg.com/news/articles/2025-12-02/cyber-monday-online-spending-in-us-increases-7-1CNN You're paying more for less this shopping season. Now there's proofhttps://www.cnn.com/2025/12/01/business/black-friday-shoppers-holiday-seasonhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Recession Warning: Consumers Freeze Up | Job Losses Pile Up NationwideMINISTRY SPONSORS:Genesis Gold GroupFaith-Based Gold IRA: Genesis Gold Group helps Christians protect their retirement with physical precious metals aligned with scriptural stewardship principles.https://www.RightResponseBibleGold.comBackwards Planning FinancialWant to build a financial legacy for your family with a plan that starts at the end goal? Connect with Joe Garrisi for help with a legacy-driven strategy for your future.https://backwardsplanningfinancial.nm.com/Gray Toad TallowGray Toad Tallow's handcrafted balms made from grass-fed, grass-finished tallow help heal real skin issues like dryness and psoriasis. Explore their sample pack and save 15% with code RIGHT15.https://www.graytoadtallow.com/Reece Fund. Christian Capital. Boldly Deployed.https://www.reecefund.com/Freddy MediaUnlock exclusive access to a highly engaged audience and elevate your brand through impactful sponsorship opportunities with Right Response Ministries. Click the link below to provide basic information and Freddy Media will reach out to discuss a tailored partnership that drives real results.https://91znn6hr1aa.typeform.com/joelwebbon

December begins with a decided risk-off mood in financial markets, led by more painful liquidations in crypto. Bitcoin starts off the month with a nearly 7% drop to what would be a new recent low. Why? Economic woes continue to dominate concerns. Starting with Chicago, ISM's regional business barometer put up its largest single month decline in new orders in more than two years. Backlogs crashed by nearly 22 points to the lowest since March 2009. Its employment index fell to the worst since May 2009, with not a single respondent saying it had increased employment last month. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Eurodollar University's AFTER BLACK FRIDAY SALEGet our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings. https://https://www.eurodollar.university/black-friday-2025---------------------------------------------------------------------------------------------------------------------ISM Chicago Business Barometer November 2025https://drive.google.com/file/d/1N7xXT_P4Z_g7u0dJYI_kOYkSk1fcvLcQ/viewISM Manufacturing November 2025https://www.ismworld.org/supply-management-news-and-reports/reports/ism-pmi-reports/pmi/november/S&P Global Press Releaseshttps://www.pmi.spglobal.com/public/release/pressreleasesBloomberg Small Businesses Turn to Lending Startups as Tariff Costs Mounthttps://www.bloomberg.com/news/articles/2025-09-15/tariffs-drive-small-importers-to-costly-loans-as-lending-startups-surgeBloomberg First Brands' Blowup Puts Trade Finance in Spotlighthttps://www.bloomberg.com/news/newsletters/2025-10-19/first-brands-blowup-puts-trade-finance-in-spotlight-jnj-jpm-ubs-jefhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The melt-up economy isn't a victory lap, it's the part of the horror movie where everyone thinks the monster is gone because the music gets quiet. Markets keep ripping, consumers keep spending money they don't have, and the Fed is out here pretending their “pivot” wasn't telegraphed like an amateur magician revealing the trick before the reveal. And meanwhile, everyone's acting shocked that AI is destroying jobs when we've been screaming for a year that replacing humans with silicon brains might come with a little collateral damage.➡️ But sure... recession? “What recession?” That's the vibe. America is basically stress-shopping its way through warning signs big enough to put on billboards. Confidence surveys are collapsing, savings are gone, debt is exploding, and the only thing holding this whole Jenga tower up is hope… and hope is not a strategy we endorse. If a soft landing actually happens, it'll be the first miracle the Fed has pulled off without breaking something in the process. Buckle up because the data says there is turbulence ahead, even if the captain keeps smiling.

HP becomes the latest big name to announce major layoffs, said to be around 6000 more white collar jobs. It's getting to the point where despite all the mainstream and social media attention, call it fixation, on the tariff inflation faction at the Fed, the latest economic update from the central bank has almost nothing in it about that. Instead, it's cover-to-cover with worries about HP, Amazon, and all the smaller businesses we never hear about who nonetheless are finding themselves on the same part of the flat Beveridge curve. Eurodollar University's conversation w/Steve Van Metre---------------------------------------------------------------------------------------------------------------------Eurodollar University's EARLY BLACK FRIDAY SALEGet our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings. https://https://www.eurodollar.university/black-friday-2025---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

In this episode, Christina shares a hilarious moment when her watch strap snapped and clattered to the floor — the kind of everyday chaos every woman knows too well. But the real twist? What happened next: a packed jewelry store, lineups, and people buying high-ticket items like the economy didn't get the memo.Brittany jumps in with her signature perspective, highlighting how these tiny everyday moments tell bigger stories about people, spending habits, and the weird contradictions of “the economy.” Is it struggling? Thriving? Or just… confusing?From watch fails to unexpected behavioral insights, this convo reminds us that the most ordinary moments are often the most revealing — and the most entertaining.About Brittany and Christina:Meet Brittany and Christina, your dynamic podcast hosts who bring their unique blend of expertise, passion, and life experience to every conversation.Brittany, affectionately known as Britt, mom, mommy, bruh, and Queen, lives in Vancouver with her husband and their three fantastic kids (tweens and teens, hence the playful nicknames). Together for nearly two decades, Brittany and her husband share a love for travel and adventure. A self-proclaimed endurance sport junkie, Brittany thrives on pushing herself beyond her comfort zone to unlock her full potential. As a coach, she specializes in helping clients overcome overwhelm by aligning personal goals and values with actionable steps for success. Her greatest joys come from connecting with new people and witnessing their incredible achievements.Christina Lecuyer, a former professional golfer and TV host, is recognized as one of GlobeNewswire's Top Confidence Coaches. She works with clients worldwide, including entrepreneurs, Wall Street executives, stay-at-home moms, and small business owners. Through her signature "Decision, Faith & Action" framework, Christina has guided thousands of clients in creating their own versions of fulfillment and success, often leading to thriving six- and seven-figure businesses. Her 1-on-1 coaching model focuses on mindset and strategy to build self-trust, confidence, and long-term results.Together, Brittany and Christina bring their authentic, energetic, and empowering perspectives to help listeners navigate life, achieve their goals, and embrace their fullest potential. Feeling like you want to share a hot topic you'd like us to discuss on the podcast? Send us a DM over on Instagram at @anythingbutaveragepod. Your hot topic just might make it in the next episode!

Most investors fear bear markets—but history shows they play a critical role in building future returns. In this episode, Lance Roberts explains why market declines are not only normal, but necessary for long-term financial success. We break down how bear markets reset valuations, reduce speculation, improve forward returns, and provide disciplined investors with better long-term outcomes. Instead of focusing on predictions, we focus on the importance of managing risk, controlling emotions, and understanding how full market cycles work. 0:00 - INTRO 0:19 - Manage Portfolios for Markets, not Narratives 3:33 - Should You Wait for Correction to Invest? 9:12 - 2026 Economic Summit 10:15 - Markets' Statistics for December 15:14 - Record Levels of Leverage & ETF's 16:54 - Volatility is Different from Bear Market 18:49 - Corrections & Bear Markets are a Good Thing 20:43 - Forest Firers & Recessions are a Good Thing 22:39 - The Fed's 3rd Mandate 25:45 - The Importance of Understanding Full Market Cycles 26:59 - Valuations Always Revert to the Mean 29:50 - Delaying Corrections, Recession Results in Worse Pain Later 32:46 - A 5% Correction is the Price of Admission 34:03 - Get Rid of Narratives 35:10 - The Difference Between Suffering and Surviving 37:16 - Resist Chasing markets 38:10 - Buying & Selling Drives Prices 39:36 - Remain Emotionally Balanced 41:40 - Importance of Monitoring Macro, Technical Signals 42:11 - Importance of an Investment Policy Statement 44:12 - Coming Attractions

Send us a textWhat if failure in one business is exactly what launches your success in another? Scott Meyers sits down with Ramel Newerls, a former residential real estate investor who turned a frustrating eviction moratorium into a self-storage empire. From owning 40+ rental units to managing multiple storage facilities, Ramel shares how a single tenant's need sparked an epiphany that changed his financial trajectory. He dives into the exact strategies that got him direct-to-seller deals, SBA financing, and how he's scaling with confidence. This episode is an inspiring blueprint for anyone ready to ditch tenants, toilets, and trash for the clean cash flow of self-storage. WHAT TO LISTEN FOR:54 What triggered Ramel's pivot from residential to self storage?3:01 How did Ramel get his first deal through consistent follow-up?7:59 What mindset helped him overcome the fear of transitioning?14:48 How was the deal structured financially, and what creative tactics did he use?20:08 Which marketing strategy actually worked to lease up units? Leave a positive rating for this podcast with one click GUEST: RAMEL NEWERLSWebsite| LinkedIn| Instagram CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram 

Zach Abraham from Bulwark Capital joins the Chicks to break down a stunning new report: the median first-time homebuyer in 2025 is now 40 years old — the oldest ever. We dig into why housing affordability has collapsed, how Baby Boomer-era policies distorted the market, why recessions actually help young buyers, and Zach's surprising advice for Gen Z and millennials thinking about buying. A must-listen for anyone stressing about mortgages, rent, or retirement planning. Schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at  https://KnowYourRiskPodcast.com

China sold a record amount of Treasuries last quarter, which is actually more confirmation of the monetary tightening story over the summer which is now spilling out into the mainstream in the form of elevated repo rates, SOFR, and repo borrowing from the Fed. At the same time and for very much related reasons, private foreign counterparties were buying huge amounts of, yes, US Treasuries. There was no rejection at all, quite the contrary all of it pointing to growing expectations for the fallout from flat Beveridge. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Eurodollar University's EARLY BLACK FRIDAY SALEGet our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings. https://https://www.eurodollar.university/black-friday-2025---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Edward Dowd, former Black Rock executive and founder of Phinancial Technologies joins DML to discuss the Trump economy, AI, the recession that looms, housing and the cost of living.

Dr Boyce Watkins explains why an economic downturn might be around the corner.

It would appear a cost of living crisis could be the perfect time to consider getting a tattoo. That's likely to be on the minds of the between four and six thousand people expected to cram into the TSB Stadium in New Plymouth over the weekend for the New Zealand Tattoo & Art Festival. Taranaki Whanganui reporter Robin Martin buzzed along to check out the preparations.

Everyone is talking about algorithms, engagement, and strategy… but no one is naming the real crisis in the profession: We're in a Belief Recession. Not a motivation dip. Not a recruiting slowdown. A collapse of belief in the system, in leadership, and in themselves. In this episode, I reveal the truth most leaders have felt but haven't been able to articulate: your business didn't stall because you failed… it stalled because the fear-led system you were given collapsed underneath you. The old way of growing through pressure, hype, and constant performance no longer works. Your team didn't quit; they quietly disconnected because they stopped believing. This episode is the beginning of a revival, a new way to lead, sponsor, and rebuild momentum based on connection and belief, not pressure and fear. If you've felt tired, discouraged, or confused by your lack of growth… this will be the most validating and freeing message you've heard in years. Listen to Learn:  17:39 - What I mean when I say that the "Belief Recession" we're currently in is the real reason you are stuck  22:50 - Why it's important to understand that belief only returns through restored leadership that is rooted in love, not fear 23:21 - Where the next wave of growth in this profession is and isn't coming from 25:40 - The key ways in which sponsoring is transference of belief 27:11 - What you can do right now to stand out by swimming against the current happening in our industry 35:10 - How you are the offer and your customers didn't come to you for your products;  46:11 - A reminder that the growth you are looking for is already around you in your current customers, past customers, and people you believe in you  Click here to subscribe to our LOVE-LED™ Weekly emails!  Follow me on Threads & Instagram at @bob_heilig Join our free Network Marketing Community Subscribe to our YouTube Channel

Repo. It's back. Or more accurately, never really left. When we last left off with it, things were calming down which is not unusual in these circumstances. That didn't mean it was a one-time, one-off matter, just that in the middle of the month there isn't a whole lot going on. But now with the Thanksgiving holiday here and December approaching, repo rates are up, borrowing from the Fed is back, and in related developments the hedge fund-private credit world is getting spicier.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------Eurodollar University's EARLY BLACK FRIDAY SALEGet our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings. https://https://www.eurodollar.university/black-friday-2025---------------------------------------------------------------------------------------------------------------------Bloomberg UBS Boss Is Right on Private Credit Rating Riskshttps://www.bloomberg.com/opinion/articles/2025-11-06/ubs-boss-scores-one-for-banks-over-private-creditBIS The transformation of the life insurance industry: systemic risks and policy challengeshttps://www.bis.org/publ/bppdf/bispap161.htmhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Send us a textWelcome back to Proof It's Possible! In this conversation, Dayle and Jamie discuss the trust recession, the critical importance of conducting thorough research and being aware of potential red flags in decision-making processes. They emphasize the necessity of trusting your intuition and not ignoring warning signs that may indicate underlying issues. Tune in to discover:Why there is a trust recession right nowWhy looking into someone's history is essential before deciding if they are a good fit for youWhat red flags Jamie and Dayle look forHow to make sure that testimonials are actually trustworthyHow your intuition may be warning you and how to listenWhen's the last time you listened to your intuition and said no? Share your thoughts with us — we'd love to hear! DM us on Instagram @dayle_sheehan_designs & @jamiedfrancis! See you next time!This episode is sponsored by our Ultimate Girls Trip! Be sure to go to www.proofitspossible.com for more info.For More Information:• Proof It's Possible Website• The Ultimate Girls Trip Instagram Dayle: • Instagram • Facebook • LinkedIn • Website• Interior Design Jamie:• Instagram • Facebook • LinkedIn• Website

The Reserve Bank has blamed the ongoing recession on an uncertain property market, prompting experts to weigh in. New Zealand has traditionally relied on housing as an engine of growth, but years of flat property prices have reportedly contributed to the ongoing economic downturn. Infometrics principal economist Brad Olsen explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Can I give you a positive spin on the recession that we're just coming out of? I mean, maybe it's not so much a positive spin, but maybe it's an explanation for why this recession was harder than it needed to be - but why it actually did need to be this hard. If you've been following the commentary around the Reserve Bank's last two OCR decisions, you'll know there's been a fair bit of chat about the wealth effect and how that has made the recession worse. Now, the wealth effect is the thing that happens when your house goes up in value. You feel rich - you're not rich, you just feel rich - so you go out and spend more money. And then, of course, when it does the opposite and goes down in value, you feel poor. You're not poor, you just feel it, so you shut your wallet. And that is part of the reason why this recession has dragged - because our house prices are not going up. They have gone backwards, and so we're not spending, which means that we're not spending our way out of the recession. Now, the thing about this is that the Reserve Bank has actually done things to deliberately keep our house prices suppressed, right? Things like debt-to-income ratios. Some of the stuff is not their fault, like people leaving the country and therefore not wanting to buy a house - supply and demand, blah blah blah - but some of it is the fault of the Reserve Bank, who've done this deliberately. And I warned you about this on the show before. I said this to you in August, I said I was worried that the Reserve Bank was keeping house prices depressed and that it would drag out this recession longer, which it has. And I've been talking privately to Brad Olsen about it as well, who's been keeping an eye on it too, and we've been debating the merits of it. But here's the silver lining - we actually needed to let go of this property obsession. It's been hard, but we needed to do it because we have got to stop putting our money into property and we've got to start putting our money into businesses and other productive assets. And this is the breakup that we needed to have. No breakup is nice, and this one isn't either. So I text Brad Olsen this morning, yet again. He goes, “Oh, here we go. Here's a text from Heather.” I said, “Brad, are you still sure that it was worth it to break up with our property obsession given how hard it has made this recession?” And he just replied with, “Yes, I do.” So what I would say is, if you're doing the glass-half-full thing, at least we will come out of this recession less in love with houses and more likely to put our dollars into stuff that will actually make New Zealand richer - and that's got to be a good thing. LISTEN ABOVESee omnystudio.com/listener for privacy information.

On episode 440 of Animal Spirits, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ discuss stocks moving on no news, reasons today's market is not like the 90s, the Fed needs to cut, Google's breakout, thoughts on Disney, Cembalest's favorite movies, and much more. This episode is sponsored by Invesco & KraneShares Visit  https://www.invesco.com/ to learn more. Invesco. Let's rethink possibility. To learn more about KraneShares' KOID ETF visit, https://kraneshares.com/etf/koid/?adsource=compound Sign up for The Compound newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find complete show notes on our blogs: Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation.   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite half the Federal Reserve's best efforts to take away the December rate cut, the bond market is signaling from top to bottom, back to front it doesn't care one bit. The FOMC can spout off on tariff inflation, they can claim there is no way they'll support lowering rates next month, yields are going down and taking inflation expectations with them. The bond market is making big moves despite KC Jeff and his federal funds band.   Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Eurodollar University's EARLY BLACK FRIDAY SALEGet our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings. https://https://www.eurodollar.university/black-friday-2025---------------------------------------------------------------------------------------------------------------------Conference Board US Consumer Confidence Fell Sharply in Novemberhttps://www.conference-board.org/topics/consumer-confidence/Bloomberg Retail Sales Lost Steam in September as Shoppers Pulled Backhttps://www.bloomberg.com/news/articles/2025-11-25/us-retail-sales-rose-0-2-in-september-as-consumers-pulled-backCNBC Core wholesale prices rose less than expected in September; retail sales gainhttps://www.cnbc.com/2025/11/25/core-wholesale-prices-rose-less-than-expected-in-september-retail-sales-gain.htmlhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Professor Steve H. Hanke, professor of applied economics at Johns Hopkins University and the founder and co-director of the Institute for Applied Economics, Global Health, and the Study of Business Enterprise, joins Julia La Roche on 311. This episode is brought to you by VanEck. Learn more about the VanEck Rare Earth and Strategic Metals ETF: http://vaneck.com/REMXJuliaIn this episode, Professor Hanke warns that the Fed's decision to end quantitative tightening in December, combined with bank deregulation unlocking $2.6 trillion in lending capacity, could trigger dangerous money supply acceleration and reignite asset bubbles and inflation. He criticizes the Fed for "flying blind" by rejecting the quantity theory of money in favor of a volatile "data-dependent" approach. On recession, Professor Hanke sits "on the fence"—labor weakness justifies rate cuts, but money supply acceleration could prevent any slowdown. He maintains gold will reach $6,000 in this secular bull market.Links: Twitter/X: https://x.com/steve_hankeMaking Money Work book: https://www.amazon.com/Making-Money-Work-Rewrite-Financial/dp/13942572600:00 - Intro and welcome back Professor Steve Hanke 1:20 - Big picture: money supply as fuel for the economy 3:30 - Fed ending quantitative tightening in December 6:00 - Yellow lights flashing: potential money supply acceleration, asset price inflation concerns and stock market bubble Fed 8:35 - Fed funds rate cut probability fluctuating wildly 9:36 - Quantity theory of money vs. data-dependent Fed 11:37 - Flying blind by ignoring money supply 21:30 - Making Money Work book discussion 26:15 - Gold consolidating around $4,000, why it's headed to $6,00029:24 - Recession probability: sitting on the fence 30:45 - Labor market weakness vs. money supply acceleration 32:12 - Why rate cut is justified based on labor market 33:13 - Closing

India's rupee broke, plunging and I mean plunging Friday to a new record low and once again embarrassing the country's central bank which had been intervening heavily for the past month. The funny thing is, there really wasn't much of a trigger to it, at least not on the surface. The rupee continues to be a major global bellwether that often has less to do with India specifically. This once again appears to be one of those cases especially with the dollar making big moves against other important currencies, too. Eurodollar University's Money & Macro Analysis-------------------------------------------------------------------Get the free guide that breaks down the real economic signals behind America's shrinking consumer demand, and how to protect your wealth before the slowdown hits your income: https://web.eurodollar-university.com/home-------------------------------------------------------------------Bloomberg Indian Rupee Sinks to All-Time Low as RBI's Absence Sows ‘Panic'https://www.bloomberg.com/news/articles/2025-11-21/indian-rupee-slides-to-record-low-on-delay-in-us-trade-dealBloomberg Korean Won Approaches Dollar-Sale Trigger Zone Before Rate Callhttps://www.bloomberg.com/news/articles/2025-11-24/korean-won-approaches-dollar-sale-trigger-zone-before-rate-callhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Is a recession coming? Maybe. But here's the truth: the only recession that really matters is the one happening in your household. In this candid, practical conversation, Shari Rash and financial coach Dylan Snowden reframe “Recession Core” from a fashion trend into a living, breathing money protocol. You'll learn how to strip out the hidden “cost of comfort,” build sustainable habits you won't abandon by February, and prepare for income dips without living like a monk. You'll hear: Why “personal recession” planning beats doom-scrolling economic headlines The “cost of comfort” leaks (parking, water bottles, drinks out) that quietly drain your budget Borrow > buy: tool libraries, Buy Nothing groups, and building community while saving cash DIY vs. pay the pro: when expertise is cheaper than mistakes A simple weekly “say no” rep to build your money boundaries If you loved this episode, keep the money convo going at everyonestalkinmoneypodcast.com— and join our newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

There are 20,000 events happening TODAY that need speakers (7,500 in the US alone), and Laurie-Ann Murabito is here to show you exactly how to get booked for them. A former healthcare professional turned professional speaker who helps coaches, consultants, and service providers leverage speaking as their best form of marketing, Laurie-Ann breaks down why speaking is the ultimate trust-building strategy in this trust recession we're all navigating. From why your voice conveys confidence (or pushes people away) to the exact script for reaching out to your warm market, this conversation is a masterclass in getting on stages, virtual or live, and converting those audiences into clients. If you've been telling yourself you're not ready to speak or that speaking isn't for you, this episode will flip that script completely.Here's What We Cover:Why your voice is your secret weapon in the trust recession: How frequency, pauses, and tone convey confidence and build trust (and why AI-written content pushes people away)The "get ready to be ready" principle: Why you need your speech written BEFORE you start pitching (and what happened when Laurie-Ann had answers ready during a casual coffee chat)The warm market strategy that booked 4 gigs from 1 phone call: How to leverage people who already know, love, and trust you (and the exact dialogue to use)How to open the door to conversation without being salesy: The questions to ask meeting planners that get you information (not rejection)The daily vitamin approach to building relationships: Why reaching out to 1-2 people every day (not 14 on Sunday) actually works... and everything else that happens when people hear you speak!Resources Mentioned:Free Guide: 10 Most Downloaded Episodes: https://speakandstandout.com/Guide

Economic chatter has been getting louder, and whether it's on the news, on podcasts, or in group chats, the word "recession" gets thrown around a lot. But for ER docs, economic shifts don't just show up in the stock market—they eventually show up on shift, in your paycheck, and in the way hospitals operate.  That means it's worth understanding what we're actually talking about when we talk about a recession. Before we look at indicators and how they affect emergency medicine, let's start with the basics.

Over half of American homes lost value over the last year, the highest number since...2012. More importantly, even the media is catching on that something big changed this summer in real estate. The reason why the housing market is retreating isn't interest rates. Lower mortgage costs have not sparked a turnaround in the face of all expectations they would. Eurodollar University's Money & Macro AnalysisIn a world where markets swing on every headline, focus matters. That's why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don't have the time to go all the way to the depth of Eurodollar University's comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you. https://eurodollaruniversity.substack.comZillow 53% of U.S. homes lost value in the past year, the most since 2012https://investors.zillowgroup.com/investors/news-and-events/news/news-details/2025/53-of-U-S--homes-lost-value-in-the-past-year-the-most-since-2012/default.aspxHome Value Declines Spread, But Losses Since Last Sale Are Rarehttps://www.zillow.com/research/home-value-decline-35724/Bloomberg Job and Housing Stresses Are Caught in a Vicious Loophttps://www.bloomberg.com/opinion/articles/2025-11-21/job-and-housing-stresses-are-caught-in-a-vicious-loophttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

This week's show covers what happens to portfolio components during a recession, lots on bonds, managing an inheritance, and lots more!

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  A sharp deterioration in white-collar jobs exposes a growing mismatch in the U.S. labor market: too many degree-holders, not enough hands-on workers. The result? Nearly 2 million unemployed college-educated Americans, the worst since the early '90s. Young graduates are getting crushed, STEM majors included, while mainstream commentators gloss over the deeper structural issues. Chris breaks down the real story behind the numbers—and why the public feels a downturn even as TV pundits insist everything is great.

Send us a textThis is a REPLAY of an episode first published in April 2024. Software solutions are helping manage all aspects of maintaining facilities, from tracking tasks and schedules to providing insights on operational improvements. In this episode, Jadob Pandl and Bob Linneman of NodaFi join Scott to highlight the importance of having a centralized system for facility operations, especially for new entrants in the industry. They also discuss the potential for technology to create an ecosystem where different applications can communicate with each other, leading to more efficient operations. Storage facility owners need to embrace technology to enhance their operations and improve their return on investment. WHAT TO LISTEN FOR2:09 Enhancing Operational Efficiency3:08 Data-Driven Decision-Making14:18 Remote Management Capabilities25:33 Technology Integration and Ecosystem Development Leave a positive rating for this podcast with one click GUEST: JACOB PANDL, NodaFiWebsite | X | LinkedIn GUEST BOB LINNEMAN, NodaFiWebsite CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Send us a textIn this episode of Get Jasched, Jess is joined by Chelsea Quint – Business Whisperer, messaging strategist, copywriter, and host of The Resonance Effect – for a deep dive into what she calls the “trust recession.”Together, Jess and Chelsea explore:What the trust recession actually is, and how it's showing up in online business, leadership, and everyday relationshipsWhy people are more risk-averse than ever – from leaving jobs to hiring, buying, or speaking up at workHow chronic vigilance, burnout and nervous system overload are eroding our sense of safety, connection and belongingThe tension between values, politics and business – and what it means to lead with integrity without disappearing into an echo chamberDisagreement vs disrespect: how to stay human, hold nuance, and keep talking when we don't see the world the same wayParasocial relationships, “putting people on pedestals”, and taking responsibility for how we consume content and follow leaders onlinePractical questions to ask yourself about who you trust, who influences you, and how that shapes your leadershipIf you're a founder, leader, practitioner, or creator trying to do good work in a noisy, polarised world, this conversation will help you see why trust feels so fragile right now – and what you can do in your own sphere of influence to rebuild it.

Nvidia was a bust. Not the company's earnings and forecasts, those were stellar. Instead, it didn't provide the buying boost everyone thought it would. Stocks lost ground. Bitcoin continues to get hammered, down by a third in roughly six weeks. What is going on here? The answer, or answers, are coming from the cockroaches. There's more to the Blue Owl hedge fund story. Plus, Bitcoin is correlating with what we call the triple hooks.   Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------CNBC Stocks tumble, Nasdaq closes 2% lower after stunning reversal in AI, Nvidia stockshttps://www.cnbc.com/2025/11/19/stock-market-today-live-updates.htmlCNBC Blue Owl calls off merger of its two private credit funds after announcement rattles stockhttps://www.cnbc.com/2025/11/19/blue-owl-calls-off-merger-of-its-two-private-credit-funds-after-announcement-rattles-stock-sources-say.htmlBloomberg Blue Owl Money Machine Sputters in Face of Private Credit Crackshttps://www.bloomberg.com/news/articles/2025-11-20/blue-owl-money-machine-sputters-in-face-of-private-credit-crackshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The news got you scared… but I'm telling you straight: Recessions don't announce themselves. Bear markets don't send invites. By the time “everybody” agrees it's bad… the real wealth play already passed. In this episode, I break down why extreme fear in the market can be the greatest opportunity of your lifetime – if you learn how to think like a visionary and not a victim of the headlines. No—We Are NOT in an AI Bubble. Here's the Proof. The Market Is Screaming FEAR… Here's What That Really Means. This Is NOT an AI Bubble. Here's the Receipts. When Everyone Is Scared… The Market Is ON SALE. Recession Incoming? Watch What Nvidia, Meta & Palantir Just Did

After Home Depot disappointed and Target got slammed, Walmart reported results that were above expectations because in this economic climate the Target and Home Depot's losses are Walmart's gains. And its strength came from all income brackets, though high-income Americans are increasingly turning to Walmart. That's not good. But it does fit with the long-delayed payroll data that just came out, which you'll be shocked to learn has another revision turning another monthly number negative. That makes two. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------FOMC October 2025 Minuteshttps://www.federalreserve.gov/monetarypolicy/files/fomcminutes20251029.pdfNBC News Walmart raises sales outlook, boosted by e-commerce and higher-income shoppershttps://www.nbcnews.com/business/business-news/walmart-earnings-ecommerce-rcna244853CNBC Walmart hikes sales and earnings forecast as it attracts shoppers across incomeshttps://www.cnbc.com/2025/11/20/walmart-wmt-q3-2026-earnings.htmlhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

While everyone else is glued to Nvidia, the results from Home Depot and Target will have far more to say about the markets and a lot more. Plus others like TJ Maxx, Bitcoin and the surprising Fed minutes that has a lot to say about the status of December's rate cut.Bloomberg Wary Stock Bulls Eye Walmart, Target for Clues to Consumer Healthhttps://www.bloomberg.com/news/newsletters/2025-11-17/wary-stock-bulls-eye-walmart-target-for-clues-to-consumer-health?srnd=phx-economics-v2Economic Times TGT stock falls today as Target cuts guidance and predicts weak holiday saleshttps://economictimes.indiatimes.com/news/international/us/tgt-stock-falls-today-as-target-cuts-guidance-and-predicts-weak-holiday-sales/articleshow/125437666.cms?from=mdrRead more at:https://economictimes.indiatimes.com/news/international/us/tgt-stock-falls-today-as-target-cuts-guidance-and-predicts-weak-holiday-sales/articleshow/125437666.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppstYahooFinance Target cuts earnings guidance, warns about high prices, and predicts a weak holiday seasonhttps://finance.yahoo.com/news/target-cuts-earnings-guidance-warns-about-high-prices-and-predicts-a-weak-holiday-season-113001475.htmlCNBC TJ Maxx and Marshalls owner hikes outlook as CEO says holiday season is off to a ‘strong start'https://www.cnbc.com/2025/11/19/tjx-companies-tjx-earnings-q3-2026.htmlFOMC Minuteshttps://www.federalreserve.gov/monetarypolicy/files/fomcminutes20251029.pdf

November 20, 2025:  This episode breaks down six major stories shaping the future of work and the workplace in 2025. A new study reveals the rise of "Cold Work"—a breakdown of trust between employees and managers marked by hidden behaviors, disengagement, and rising hostility. Google CEO Sundar Pichai makes headlines by claiming the CEO role may be "one of the easier things" for AI to replace, adding fuel to the debate about automation and leadership. The Wall Street Journal reports that the AI boom has become "the most joyless tech revolution ever," with worker anxiety rising even as tech stocks soar. New research from Northeastern shows that workers overwhelmingly prefer retraining over safety nets when facing AI disruption. A delayed U.S. jobs report presents a murky economic picture, combining unexpected job growth with a rising unemployment rate. Meanwhile, Verizon announces 13,000 layoffs, underscoring the turbulence across major industries.  

Jeffrey Cleveland doesn't expect the data fog to clear even with the September jobs report. He thinks the labor market has softened since September and highlights the three-month average of payroll growth, noting that typically you don't see slowdown like this outside of a recession. He's “50/50” on the odds of a December rate cut and takes a look at recent Fed speaker comments.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing where can you hide during a recession. 6 Retirement Upgrades Webinar (tax optimization, reduce fees, best withdrawal strategies): https://retirementloop.ca/webinar It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Ryan and Emily discuss major recession indicator, Sheinbaum hits back at Trump, AOC-Zohran bend knee to Jeffries, young men in misery. Van Lathan: https://x.com/VanLathan?s=20 America's Human Arithmetic: https://www.aei.org/research-products/book/americas-human-arithmetic/#:~:text=In%20America's%20Human%20Arithmetic%2C%20Eberstadt,their%20human%20arithmetic%20lays%20bare. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

We went from the economy is strong and resilient, credit markets are fine reaching for yield to big names like Jamie Dimon and now so-called bond king Jeffrey Gundlach openly talking about cockroaches and garbage lending that are looking more like 2006 and 2007 every day. We've even got news of more hedge fund redemptions. Unlike a few months ago, now all of a sudden the possibilities seem plausible to people who forever refused to even consider the idea.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Bloomberg Jeffrey Gundlach Warns of ‘Garbage Lending' as Private Credit Boomshttps://www.bloomberg.com/news/articles/2025-11-17/gundlach-slams-garbage-lending-in-private-credit-marketBloomberg Blue Owl Plunges to 2023 Low After Blocking Exit From Fundhttps://www.bloomberg.com/news/articles/2025-11-17/blue-owl-plunges-to-2023-low-after-blocking-exit-from-early-fundBloomberg Funding Market Strains Spur Wall Street Calls for More Action From Fedhttps://www.bloomberg.com/news/articles/2025-11-13/funding-market-strains-spur-wall-street-calls-for-more-action-from-fedhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The European labor market is on the cusp of its own flat Beveridge moment. That danger was amplified by the third quarter contraction in the Swiss economy, which, as we know, is a key leading global indicator. And if all that wasn't enough, a group of German Economists, of all people, just tore into the mainstream European narrative of Europe being in a good place. They even went so far as correctly, of course, crap all over the Berlin bazooka. Eurodollar University's Money & Macro Analysis-------------------------------------------------------------------Get the free guide that breaks down the real economic signals behind America's shrinking consumer demand, and how to protect your wealth before the slowdown hits your income: https://web.eurodollar-university.com/home-------------------------------------------------------------------euronews Weak eurozone growth meets flat jobs market as bankruptcies surgehttps://www.euronews.com/business/2025/11/14/weak-eurozone-growth-meets-flat-jobs-market-as-bankruptcies-surgeBloomberg Merz Advisers Revise 2026 German Growth Forecast to Below 1%https://www.bloomberg.com/news/articles/2025-11-12/merz-advisers-revise-2026-german-growth-forecast-to-below-1DW Germany news: Economic experts call for change of coursehttps://www.dw.com/en/germany-news-economic-experts-call-for-change-of-course/live-74708934https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The freight industry has long been thought of the circulatory system of the economy.It's how the things bought & sold through commerce get from point A to point B in the real world. Historically, when trucking frieght loads diminish, it's usually correlated with a weakening economy. And if it gets bad enough, a recession.Today's guest is Craig Fuller of Freightwaves, price reporting agency (PRA) focused on the global freight market and the leading provider of high-frequency data for the global supply chain.He recently released a prediction that the US freight trucking industry is about to experience "the largest capacity purge in history"We'll ask him what that means for the economy, as well as the hundreds of thousands of workers he expects to be impacted by it.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#recession #trucking #freight _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

245: In this episode, Neil Clements and I dive into what's really happening in the land investing market right now. We're seeing big shifts, land investors are quitting, wholesalers are down 90%, and many are asking, "Is this business still worth it?"(Show Notes: REtipster.com/245)We talk through:What's changed in the last few monthsWhy land deals are harder to come byHow elite investors are adapting and still thrivingLessons from our private mastermind in WyomingWhether or not we're already in a recessionThe action steps you must take to protect your business nowWhether you're feeling stuck, unsure, or ready to level up, this one's for you.

An unprecedented slump in Chinese investment. That's what one media outlet called it. I don't think slump is the right word. Crash might be a more appropriate one. While that tends to be overused, the numbers show not in this case. Especially when they are backed up by a crash in household lending in China, too, as Chinese banks just put up more grim stats. And all of this confirmation of what I told you months ago, the something big has changed over there this summer. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Bloomberg China's Investment Crash Puzzles Economists and Threatens Growthhttps://www.bloomberg.com/news/articles/2025-11-14/china-s-investment-crash-puzzles-economists-and-threatens-growthBloomberg PBOC Justifies Loan Slowdown Following Record Contractionhttps://www.bloomberg.com/news/articles/2025-11-11/pboc-justifies-loan-slowdown-following-record-contractionhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Gen Z and Millennials are tightening their purse strings, and the first businesses on the chopping block are fast-casual dining spots. The usual fan favorites like Chipotle, Sweetgreen and Cava are suddenly falling out of favor with young American consumers. WSJ reporters Heather Haddon and Matt Grossman discuss how these companies are responding, and what this shift says about the broader economy. Caitlin McCabe hosts.  Further Reading Chipotle's Big Bet on Younger Consumers Is Unraveling Are the Economy's Salad Days Over? Chipotle Says Gloomy Consumers Are Buying Fewer Burritos Fast-Casual Chains Struggle as Diners Ditch Pricey Bowls for Cheaper Eats Learn more about your ad choices. Visit megaphone.fm/adchoices

Big moves across the risk markets this week. Bitcoin and crypto hammered. Repo back on the menu. WTI full contango (briefly). Plus, top officials at the New York Fed soft confirming the start of the next  not-QE QE. What does it all mean?Eurodollar University's conversation w/Steve Van MetreWhat is a Eurodollar University membership? It's where understanding the monetary world isn't a mystery—it's a method. If you're serious about your financial education and want clarity in a world of volatility and massive uncertainty, you're in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise.  With our memberships, we'll fill in everything that you've been missing. https://eurodollar.university/memberships https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The Low-Ticket Strategy That's Quietly Powering High-Ticket Sales In this episode, I'm joined by Tiny Offer® expert Allie Bjerk to uncover why small, low-ticket digital products are one of the smartest ways to grow a warm, buying audience in 2025. If your sales funnels aren't converting like they used to (or you've noticed your launches feel harder), it's not just you. Allie breaks down how the trust recession is changing the online marketing landscape and how Tiny Offers can help rebuild connection, grow your email list with qualified buyers, and even lead to $10K+ offers. You'll learn the difference between tripwires and Tiny Offers, how to price and position them strategically, and why these offers are converting higher than traditional freebies. This conversation will help you refresh your funnel and start turning small transactions into returning customers. HERE ARE THE 3 KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ Tiny Offers Are Trust Builders – This isn't about quick cash, it's about creating a meaningful first purchase experience that nurtures a future high-ticket buyer. 2️⃣ Specificity Sells (And Simplicity Converts) – Instead of overwhelming your audience with too much value, meet them where they are and solve one clear problem fast. 3️⃣ Low-Ticket Buyers Can Become Your Highest Converters – People who pay (even a small amount) are far more engaged and primed to invest later. Tiny Offers can actually elevate your audience quality and boost your conversion rates. RESOURCES MENTIONED IN THIS EPISODE: Follow Allie on Instagram: @alliebjerk  Learn more on Allie's website: alliebjerk.com Check out Kathryn Porritt's Tiny Offer example: kathrynporritt.com  MORE FROM ME Follow me on Instagram @amyporterfield SUBSCRIBE & REVIEW If you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more entrepreneurs who need these insights.

Timestamps:6:03 – Breakdown of FICO15:15 – Futures Trading Tip of the Week18:37 – Trump's $2K Tariff Plan34:46 – Burry's Shorts on NVDA & Palantir46:00 – What to Do After Becoming a Millionaire59:00 – Is Google the Sleeper AI Giant?1:04:10 – Holiday Market Play: Crypto or Stocks?1:08:20 – Trump x NVO x LLY Partnership Breakdown1:15:46 – Pre-Recession Indicators to Watch1:24:53 – CMG vs. CAVA Investment Outlook1:28:20 – End of Government Shutdown1:32:00 – Key Market Indicators for 20271:33:22 – Weekly Earnings RecapIn this week's Market Mondays, we break down everything from Trump's $2,000 plan to the future of AI and the latest market indicators signaling what's ahead for investors.We start with a deep dive into FICO scores and how they impact your financial future, then move into futures trading tips and Trump's bold plan to give every American $2,000 from tariff profits.We also discuss Michael Burry's short positions against Nvidia and Palantir, whether Google is the sleeper giant in AI, and what to do after you become a millionaire.Plus — we analyze Trump's new partnership with Novo Nordisk and Eli Lilly, what it means for biotech investors, and which markets — crypto or stocks — to focus on during the holiday season.As the government shutdown ends, we reveal key pre-recession indicators to watch, whether Chipotle (CMG) or CAVA are smart plays right now, and what signals could define the path to 2027.#MarketMondays #EarnYourLeisure #Investing #StockMarket #Crypto #FuturesTrading #TrumpEconomy #AIStocks #NVDA #Google #Palantir #NVO #LLY #FinancialEducation #WealthBuilding #RecessionPrep #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

People are spurning marriage and any other kind of romantic relationship in record numbers. Our correspondents explore the non-dating market. The rise of AI companions could also have profound implications for society. And why tobacco companies are thriving. Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.