DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

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With over 20 years of experience, Quint Tatro and Daniel Czulno have a passion for helping folks who desire to go it alone in the world of personal finance and investing. Whether you're looking to start a simple budget and get out of debt or you're developing a full blown financial and retirement pl…

Quint Tatro & Daniel Czulno, CFP® a passionate look at everything from budgeting, savings, investing, stocks, bonds, debt. Dave Ramsey, Jill On Money, Smart Money, Motley Fool


    • Jun 12, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 17m AVG DURATION
    • 915 EPISODES

    Ivy Insights

    The DIY Money podcast is my personal favorite when it comes to personal finance. I find it to be extremely informative and packed with practical advice, making it perfect for listening during my commute. The episodes are fairly short, which I appreciate as it allows me to consume the information without feeling overwhelmed or bored.

    One of the best aspects of this podcast is that it caters to people from all backgrounds. The hosts, Quint and Daniel, provide great advice that is applicable to a wide range of demographics. They cover various financial topics and offer strategies that can be implemented by anyone, regardless of their financial situation. I particularly enjoy their practical knowledge and the fact that they share their own experiences, adding credibility to their advice.

    Another positive aspect of this podcast is the chemistry between Quint and Daniel. They make a great duo and their banter adds an entertaining element to the show. Despite being informative, the podcast manages to keep listeners engaged with their enthusiasm and passion for the topics discussed. Additionally, the hosts often break the ice by discussing other subjects like coffee and running, which helps listeners connect with them on a more personal level.

    On the downside, some listeners might find the random sound effects used in the podcast distracting or unnecessary. However, I personally enjoy them as they add a fun element to the show.

    In conclusion, The DIY Money podcast is an essential resource for anyone looking to improve their financial literacy. It provides valuable information in a concise format, making it easy to grasp important concepts without feeling overwhelmed. Quint and Daniel offer great advice that can be applied by individuals from all walks of life. Overall, this podcast stands out among others in its genre due to its informative yet entertaining approach.



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    Latest episodes from DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

    Time IN the Market

    Play Episode Listen Later Jun 12, 2026 16:52


    Quint and Logan talk through risk, diversification, and riding the waves of the market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    EE Savings Bonds

    Play Episode Listen Later Jun 10, 2026 13:56


    You've probably heard of EE savings bonds but do you actually know how they work? Allie and Logan walk through the basics: how they're purchased, the critical 20-year doubling feature, and what to do when they mature. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Starting a Business Retirement Plan

    Play Episode Listen Later Jun 8, 2026 15:03


    At a point your business becomes large enough to start a retirement plan. Allie and Logan break down the different kinds along with their pros and cons. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The True Cost of a Car

    Play Episode Listen Later Jun 5, 2026 16:16


    Allie and Logan talk through a “sensitive” topic. The true cost of a car and how to account for it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Who Should Manage My Trust?

    Play Episode Listen Later Jun 3, 2026 16:06


    Trusts can be complex. Quint and Logan talk about who should be the manager or trustee. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Biggest Financial Mistakes

    Play Episode Listen Later Jun 1, 2026 18:07


    What are the biggest financial mistakes people make in their 30s and 40s? Allie and Logan give their input. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Are Bonds a Good Investment?

    Play Episode Listen Later May 29, 2026 20:27


    What are bonds? Do they belong in your portfolio? What is the point of having them? Allie and Logan go in depth on all things bonds. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    How to Handle Life Transitions

    Play Episode Listen Later May 27, 2026 16:57


    Some of life's biggest moments come with serious financial weight. Whether you're getting married, navigating a divorce, welcoming a child, or facing an unexpected job loss, the way you handle money during a transition can shape everything that comes after. Allie and Logan discuss how to handle these times. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Long-Term Care Insurance

    Play Episode Listen Later May 25, 2026 19:18


    Do you need it? Should you have it? Why is it good for your plan or not? Quint and Allie talk through long term care insurance. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    What Does It Actually Take to Retire at 48?

    Play Episode Listen Later May 22, 2026 16:30


    How do you retire at 48? Logan interviews Quint to learn about the stories and discipline that made it a reality. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    When to Take Social Security

    Play Episode Listen Later May 20, 2026 16:00


    When to take Social Security is not an easy decision. Quint and Logan talk through some of the strategies to consider including investing your social security. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Should I Reinvest Dividends and Capital Gains?

    Play Episode Listen Later May 18, 2026 13:17


    It's one of the most overlooked settings in your investment account and most people set it once and never think about it again. Quint and Logan dig into the reinvest-or-not question, who should be doing what, and why the answer might be different for different life stages. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Building Credit From Scratch

    Play Episode Listen Later May 15, 2026 17:59


    No credit history doesn't have to mean no options. Quint and Allie lay out a game plan for building credit from the ground up. What accounts to open, what habits to build, and how to establish a strong score without falling into debt traps. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Gifting Stock and the Tax Considerations

    Play Episode Listen Later May 13, 2026 16:13


    Giving stock to kids sounds simple but you have to be aware of the tax implications. Quint and Logan walk through how the taxes work for kids that have stock. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    ETF vs. Mutual Funds vs. Index Funds

    Play Episode Listen Later May 11, 2026 16:50


    ETF, mutual fund, index fund you've heard all three, but do you know the real difference? Quint and Logan cut through the jargon and explain how each one works, what they cost, and which might make the most sense for your investing strategy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Fighting Behavioral Bias

    Play Episode Listen Later May 8, 2026 24:16


    Your brain is working against your portfolio. Quint and Allie break down the most common behavioral biases that trip up everyday investors and the practical steps you can take to get out of your own way. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    No 401(k)? How Should You Save?

    Play Episode Listen Later May 6, 2026 14:36


    Quint and Logan talk through how to save if you do not have a company retirement plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Combining Finances

    Play Episode Listen Later May 4, 2026 16:31


    Quint and Logan talk through combining finances and what that can look like. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: Is the Stock Market Just Gambling?

    Play Episode Listen Later May 1, 2026 19:07


    Quint and Logan talk about why investing is not gambling. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    College Aid Calculations

    Play Episode Listen Later Apr 29, 2026 19:03


    Quint and Logan talk through the student aid index and how to ultimately pay for college education. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Withdrawing From Your 401(k)

    Play Episode Listen Later Apr 27, 2026 21:46


    Quint and Logan break down how to take out of your retirement account. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: Compound Interest

    Play Episode Listen Later Apr 24, 2026 13:03


    Logan and Allie go back to the classroom and talk through the 8th wonder of the world: compound interest. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Fidelity Zero Funds

    Play Episode Listen Later Apr 21, 2026 14:54


    Logan and Allie talk through fidelity zero funds versus other low cost mutual funds. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Should I Do Backdoor Roth Contributions

    Play Episode Listen Later Apr 20, 2026 19:42


    Quint and Logan breakdown backdoor Roth IRA contributions. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: What is W-4 Withholding?

    Play Episode Listen Later Apr 17, 2026 9:02


    Quint and Allie talk through the federal form for tax withholding. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    DIY Money Jr - Where Did Money Come From?

    Play Episode Listen Later Apr 15, 2026 18:03


    Quint and Allie talk through a junior question about where money came from and how it all started. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Calculating Net Worth

    Play Episode Listen Later Apr 13, 2026 16:03


    Allie and Quint talk through building a personal net worth statement and what should be included. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Market Meltdown

    Play Episode Listen Later Apr 10, 2026 22:13


    Quint and Allie talk through the recent market challenges and how to navigate difficult market times. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Debt Consolidation

    Play Episode Listen Later Apr 8, 2026 16:11


    Quint and Allie talk through debt consolidation and how to dig out of a difficult debt situation. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Should I Move Jobs?

    Play Episode Listen Later Apr 6, 2026 14:38


    Quint and Allie weigh the risk and rewards of moving jobs and how to factor in ancillary benefits. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Basics: When Should I Sell?

    Play Episode Listen Later Apr 3, 2026 18:36


    Quint and Logan talk through the best times to be a seller in the market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    PPO or HSA

    Play Episode Listen Later Apr 1, 2026 15:42


    Quint and Logan talk through different types of healthcare plans. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Do I need International Funds?

    Play Episode Listen Later Mar 30, 2026 16:14


    Quint and Allie talk through diversifcation and what areas make sense to add to your portfolio. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: What are Asset Classes

    Play Episode Listen Later Mar 27, 2026 20:25


    Quint and Allie talk about weddings and all things asset classes. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    DIY Money Jr - How do Credit Cards Work?

    Play Episode Listen Later Mar 25, 2026 14:07


    Quint and Logan talk through how credit cards work and why to use them or avoid them. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Should I Go to College?

    Play Episode Listen Later Mar 23, 2026 19:13


    Quint and Allie talk through the trade offs of going to college. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Basics: Cost of Living Adjustment

    Play Episode Listen Later Mar 20, 2026 16:43


    Quint and Allie talk about cost of living adjustments and how to factor them into your plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    DIY Money Jr - What are Trump Accounts

    Play Episode Listen Later Mar 18, 2026 19:25


    Quint and Allie talk through Trump accounts. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    What is Umbrella Insurance?

    Play Episode Listen Later Mar 16, 2026 10:23


    Quint and Logan talk about the purpose of umbrella insurance and when you might need it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: How to Handle Volatility

    Play Episode Listen Later Mar 13, 2026 22:40


    Quint and Logan talked through the challenges in the market and how to handle those in your financial plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    With Who Should I Invest?

    Play Episode Listen Later Mar 11, 2026 14:47


    Quint and Allie talk through the best way to get started investing and who you should use to do so. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    DIY Money Jr- Where to Put Savings

    Play Episode Listen Later Mar 9, 2026 15:39


    Quint and Logan talk through the best places to save money. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Save on Taxes

    Play Episode Listen Later Mar 6, 2026 24:02


    Quint and Allie talk about last minute ways to save on your taxes and good long term strategies. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Protecting Your Finances

    Play Episode Listen Later Mar 4, 2026 21:10


    Quint and Logan talk through tips to avoid scams and how to freeze credit. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    S&P500 or Total Market

    Play Episode Listen Later Mar 2, 2026 14:57


    Quint and Logan talk about the differences between D&P500 funds and total market funds. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Classroom: When Markets Take Time to Recover

    Play Episode Listen Later Feb 26, 2026 17:47


    Markets have times where they stay in the same area for a long time. Quint and Logan talk about how to navigate that environment. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    How to Be a Good Client for a Financial Advisor

    Play Episode Listen Later Feb 25, 2026 21:41


    Logan and Allie talk about how to have the best possible relationship with your financial advisor. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    DIY Money Jr - Best Investment Platform

    Play Episode Listen Later Feb 23, 2026 15:06


    Allie and Logan talk about the best platforms for kids to get started investing. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Back to the Basics: Save First

    Play Episode Listen Later Feb 20, 2026 17:02


    Allie and Logan talk about how to save before you spend and not the other way around. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    What Counts as an Emergency?

    Play Episode Listen Later Feb 18, 2026 16:11


    Quint and Logan talk about the current volatility in the markets and how to evolve your emergency fund over time. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Rebalancing Retirement Accounts

    Play Episode Listen Later Feb 16, 2026 14:22


    Quint and Allie talk about rebalancing your retirement accounts: how often, tax consequences, and why it is helpful. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

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