Podcasts about eligible

MUSICSammy Hagar has commented on the arrest last Saturday of 58-year old Ronnie Putnam, an overweight Illinois man who claimed to be Hagar at several Mount Vernon, Illinois-area businesses, including two banks and a vape shop where he attempted to open accounts under the name Sammy Hagar Enterprises, LLC. https://www.instagram.com/p/DQKoZ39CJPy/The Doors‘ 2009 documentary, When You're Strange, will be shown again in theaters on December 4th and 6th in celebration of the band's 60th anniversary. Narrated by Johnny Depp, the film has been remastered in 4K, with a new introduction from surviving Doors members John Densmore and Robby Krieger. Premiering at the showings will be the new performance of “Riders on the Storm,” which was done in partnership with Playing for Change, and features 20 musicians, including Lukas and Micah Nelson, and Rami Jaffee from the Foo Fighters. Tickets are on sale at WhenYoureStrangeMovie.com.Iron Maiden have announced North American dates for their Run for Your Lives tour. With Megadeth opening and Anthrax on select dates, it will run from August 29th in Toronto through October 2nd in Mexico City with 10 U.S. dates in between. Tickets go on sale on October 31st at IronMaiden.com. Britney Spears has reportedly been "spiraling" since Kevin Federline released his tell-all memoir. She was seen behaving erratically at a restaurant Wednesday night, and on her drive home. https://pagesix.com/2025/10/23/celebrity-news/video-shows-britney-spears-driving-erratically-after-night-out-as-she-spirals-over-ex-kevin-federlines-bombshell-memoir/The Songwriters Hall of Fame has announced its slate of nominees for its Class of 2026. In the Performing Songwriters category you have:Gerry Beckley and Dewey Bunnell - AmericaDavid Byrne - Talking HeadsRichard Carpenter - The CarpentersHarry Wayne Casey - KC of KC and the Sunshine BandRandy Bachman and Burton Cummings - The Guess WhoGene Simmons and Paul Stanley - KISSKenny LogginsSarah McLachlanPink - real name Alecia B. MooreBoz ScaggsLL Cool J - real name James Todd SmithTaylor SwiftCharlotte Caffey, Kathy Valentine and Jane M. Wiedlin - The Go-Go'sIn order to be nominated, a songwriter with a catalog of notable songs qualifies for induction 20 years after their first commercial release of a song. Eligible voting members will have until midnight ET on December 4th to turn in their ballots, with their choices of up to three nominees in each of the songwriter and performing songwriter categories. The inductees are usually announced in January followed by the induction ceremony in June in New York City. RIP: Dave Ball from Soft Cell died Wednesday. He was 66. The producer, songwriter, and multi-instrumentalist passed away in his sleep on Wednesday. https://consequence.net/2025/10/dave-ball-soft-cell-dead/NEW RELEASES TODAY IN RECORD STORES AND STREAMING:Bon Jovi's Forever (Legndary Edition) features guest vocals from Bruce Springsteen, Jelly Roll, Joe Elliott and more.Five Finger Death Punch's Best Of Volume 2 sees them re-record more songs from their catalog, including "The End" with Babymetal.The third album from Wolfgang Van Halen's project Mammoth's is callled The End.Can't Get Enough: A Tribute to Bad Company includes covers done by Slash Featuring Myles Kennedy and The Conspirators, Def Leppard's Joe Elliott and Phil Collen, Halestorm, Blackberry Smoke, and The Struts, with Bad Co.'s Paul Rodgers and Simon Kirke lending a hand on three songs.Serj Tankian dips into his archives for Covers, Collaborations & Collages. TVSUNDAY PRIMETIME:It: Welcome To Derry (HBO - series premiere)New to stream:Mayor of Kingstown (Paramount+ - season 4 premiere) The final episode of Netflix's Stranger Things will air on the streaming platform and in movie theaters. https://gizmodo.com/report-stranger-things-may-put-its-final-episode-in-theaters-after-all-2000675020 HBO Max has introduced a new feedback system allowing users to mark titles as "Love," "Like," or "Not for Me" for personalized recommendations. https://www.hollywoodreporter.com/tv/tv-news/hbo-max-introduces-first-feedback-system-1236407339/ MOVING ON INTO MOVIE NEWS:IN THEATERS:Springsteen: Deliver Me From Nowhere (Jeremy Allen White, Jeremy Strong)Regretting You (Mckenna Grace, Allison Williams, Dave Franco) Jeremy Allen White is finally a high school graduate! https://people.com/jeremy-allen-white-34-just-received-high-school-diploma-11835490 Johnny Depp will star as Ebenezer Scrooge in an upcoming new, darker take on Charles Dickens‘ A Christmas Carol, directed by horror filmmaker Ti West and produced by Paramount Pictures. https://www.hollywoodreporter.com/movies/movie-news/johnny-depp-returning-to-big-studio-movies-christmas-carol-1236408638/ AND FINALLYFoo Fighters are heading back on the road next summer for a stadium tour.AND THAT IS YOUR CRAP ON CELEBRITIESFollow The Rizzuto Show @rizzshow on all your favorite social media, including YouTube, Facebook, Twitter, Instagram, TikTok, and more. Connect with The Rizzuto Show online at 1057thepoint.com/RizzShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Spotify Video Podcasts Netflix situation, The last Marc Maron podcast episode is out, touching base on the podcasts that are eligible for a Golden Globe, another reality TV star signs a seven figure podcast deal, Edison Research acquired by SSRS, tips for brands to craft a successful podcast ad campaign, and stats! geographic and user agent! Audience feedback drives the show. We'd love for you to contact us and keep the conversation going! Email thefeed@libsyn.com, call 412-573-1934 or leave us a message on Speakpipe! We'd love to hear from you!

It's just Paul answering EVERY question in the 2025 Bourboncast.

Chatterbox Bearcats hosts Nick Niehaus and Eric Lilly break down the Cincinnati win over Oklahoma State and preview the next game against Baylor. Also, they break down the major win over Michigan in exhibition style from last week.

It's just Paul answering EVERY question in the 2025 Bourboncast. Hosted on Acast. See acast.com/privacy for more information.

The latest episode of Hawaii Football Final, a Hawaii Sports 2Night production that streams Sundays at 7 p.m. on the KHON+ app and re-airs Tuesdays at 9:30 p.m. on KHON2, recapped a milestone weekend for the University of Hawai‘i football team.KHON2 Sports Director Rob DeMello was joined by former UH linebacker and current team chaplain Logan Taylor, who filled in for analyst Rich Miano, to break down Hawai‘i's wire-to-wire road win at Colorado State that clinched bowl eligibility for the first time in the Timmy Chang era.The Rainbow Warriors defense anchored the 31-19 victory, holding the Rams to nearly 100 yards under their season average while totaling eight tackles for loss and six sacks. On offense, junior kicker Kansei Matsuzawa made program history by hitting his 21st consecutive field goal with former UH All-American and NFL veteran Jason Elam, the previous record-holder, in attendance.Quarterback Micah Alejado threw three touchdown passes, including two to Jackson Harris, and running back Cam Barfield sealed the win late with a 35-yard touchdown burst. Hawai‘i improved to 6–2 overall and 3–1 in the Mountain West, remaining in contention while locking in an automatic bowl berth for the first time since 2019.

On an all new Reporting as Eligible, Paul and JR try to figure out why this win was underwhelming. Is it the state of the league as a whole, which is weirdly down? Or is it just the Packer pace of play disguising their efficient underlying performance? Or it is just too much time talking about Ohio and Joe Flacco? The guys figure it out, while also giving you some facts on the pass rush, Jordan Love, the cornerbacks, and Matt LaFleur. Plus listener questions!

On an all new Reporting as Eligible, Paul and JR try to figure out why this win was underwhelming. Is it the state of the league as a whole, which is weirdly down? Or is it just the Packer pace of play disguising their efficient underlying performance? Or it is just too much time talking about Ohio and Joe Flacco? The guys figure it out, while also giving you some facts on the pass rush, Jordan Love, the cornerbacks, and Matt LaFleur. Plus listener questions! Hosted on Acast. See acast.com/privacy for more information.

In this week's episode we'll learn more about a study comparing busulfan-melphalan with melphalan alone as the conditioning protocol for newly diagnosed, transplant-eligible multiple myeloma; then we will discuss data on how three-dimensional transcriptomics can reveal complex interactions between plasma cells and bone marrow microenvironments.Featured ArticlesHigh-dose busulfan-melphalan vs melphalan and reinforced VRD for newly diagnosed multiple myeloma: a phase 3 GEM trialProfiling the spatial architecture of multiple myeloma in human bone marrow trephine biopsy specimens with spatial transcriptomicsPreclinical advances in glofitamab combinations: a new frontier for non-Hodgkin lymphoma

10 Things from the Weekend!!!Grizzlies Weekend + Ja Injury (6:44)College Football Impressed (27:04)College Football Depressed (43:32)NFL Impressed (59:31)NFL Depressed (1:05:25)What We Watched/Listened To (1:20:27) NBA Preseasons/WNBA Finals (1:33:02)MLB Playoffs (1:38:06)AP Top 25 (1:38:41)Chiefs at Jags & Grizzlies vs Pistons (1:42:32) Host: Jon Roser Co-Hosts/Contributors: Devin Walker, Bennett Doyle Technical Director: Jaylon Wallace Associate Producer: Jena Broyles 

you can't make up the stories coming out of San FranciscoSee omnystudio.com/listener for privacy information.

start set the show00:05:00 Grizzlies preseason starts tonight00:15:00 Memphis Tigers become 1st bowl eligible team00:23:00 6 Plays That Define The Football WeekendNico and UCLA top Penn StateCarson Beck flea flickerArch Manning int in loss to FloridaWhy is Cincinnati storming the field?Titans offense scores on an int fumble recovery touchdown00:45:00 Gary Parrish01:11:00 6 Plays That Define The Football Weekend (cont.)Eagles failed hail MaryEmeka Egbuka leads Bucs past SeahawksHerbert pick in loss to CommandersDrake Maye stiff arming Bills in Patriots winBills fan leaves with Josh Allen's ball01:21:00 Aces up 2-0 in the WNBA Finals01:25:00 Hot Mess ExpressMark Sanchez sagaTexas A&M police scanner tweetsNo Breazy Bowl in Memphis

The Shareholders Association remains concerned over investors getting involved in wholesale investment schemes. 

On a brand new RAE, Matt, Tyler, and a concussed Paul discuss the tie, the bloody frickin tie, and all of the normal Packer things that led to the 40-40 tie. At least it was a Scorigami. The listener questions are out for blood, demanding answers on Rich B, the offensive line, and a head coach with absolutely no killer instinct or time management acumen. Can the wrongs be righted? Going in to the bye, what exactly are we dealing with in Green Bay? Find out on RAE!

On a brand new RAE, Matt, Tyler, and a concussed Paul discuss the tie, the bloody frickin tie, and all of the normal Packer things that led to the 40-40 tie. At least it was a Scorigami. The listener questions are out for blood, demanding answers on Rich B, the offensive line, and a head coach with absolutely no killer instinct or time management acumen. Can the wrongs be righted? Going in to the bye, what exactly are we dealing with in Green Bay? Find out on RAE! Hosted on Acast. See acast.com/privacy for more information.

The Social Security Fairness Act, which was signed into law at the start of 2025, has been in effect for about nine months since this game-changing legislation repealed both the Windfall Elimination Provision and the Government Pension Offset, restoring and increasing Social Security benefits for millions of retirees, especially teachers and public employees who worked in jobs exempt from Social Security. In this episode, I discuss exactly who qualifies for these newly restored benefits, explain how the Social Security Administration is handling the rollout, and give you a step-by-step guide on what to do if you haven't received your payment yet. I'll also walk you through critical tax changes you'll need to consider if you're now receiving this extra income, and practical strategies to avoid any nasty tax surprises at the end of the year.  You will want to hear this episode if you are interested in... [02:26] Social Security Fairness Act overview and impact. [05:57] Who is eligible for Windfall Elimination Provision (WEP) or Government Pension Offset (GPO). [07:35] Applying for your benefits. [08:16] How much Social Security becomes taxable. [11:09] Increasing withholding on pensions, IRA, 401(k), or earned income. What Is the Social Security Fairness Act? Signed into law by President Biden in January 2025, the Social Security Fairness Act has restored benefits for millions of retirees who were previously penalized due to their employment in jobs that were exempt from Social Security taxes. These roles frequently include teachers and certain municipal or state employees. For years, retirees in those positions received a reduced Social Security benefit due to provisions known as the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). Windfall Elimination Provision (WEP): Affected individuals who worked in both Social Security-covered and non-covered jobs, resulting in a reduced Social Security benefit. Government Pension Offset (GPO): Reduced the spousal or survivor Social Security benefit for those receiving a government pension from non-covered employment (like teachers in Connecticut). With the repeal of these two provisions, retirees are now eligible to receive their full Social Security benefit, as well as the entirety of their eligible spousal or survivor benefits, regardless of their pension amount. Who Is Impacted? The Act primarily benefits retirees who worked in state or municipal jobs excluded from Social Security wage contributions (think teachers, police, firefighters, or other state employees in certain states). It also helps spouses or survivors of such retirees, who, under the GPO, were denied or saw dramatic reductions in their spousal/survivor benefits. As an example, if a teacher in Connecticut was receiving a $3,000/month pension, they were previously eligible for only a fraction of their spouse's Social Security survivor benefit. Now, with the Act's passage, they can receive the full amount, eliminating a significant hardship for many families. The Social Security Administration has processed around 3.1 million payments, exceeding prior estimates, and paid out approximately $17 billion. However, some eligible recipients have yet to see increases, particularly those who never filed because they believed they wouldn't qualify. What Should You Do If You're Eligible? If you haven't received a payment adjustment, you might be missing out on thousands of dollars. File or Re-file: Eligible recipients should visit SSA.gov to update or submit a new application for benefits. Check Your Status: Even if you're not currently receiving Social Security, consult the SSA to determine your eligibility for individual, spousal, or survivor benefits, especially once you reach full retirement age (typically between 66-67). Lots of people have been automatically credited and are receiving retroactive payments, but those who never applied in the first place due to WEP and GPO restrictions must now take proactive steps. Tax Implications of Increased Social Security Benefits More income is always welcome, but it may come with new tax responsibilities. Here's what you need to know: Social Security Taxation Basics: Taxability depends on your total income: adjusted gross income (AGI), plus half of your Social Security benefit, plus tax-exempt interest. Generally, married couples with less than $32,000 combined income owe no tax on Social Security, and between $32,000 and $44,000, up to 50% of benefits may be taxable, then over $44,000, up to 85% of benefits can be taxable. For individuals, the thresholds are $25,000 and $34,000. Avoid Surprises by adjusting your tax withholding, either by filing IRS Form W-4V for Social Security, or updating withholdings on pensions or retirement accounts. You may also make quarterly estimated payments, especially if you live in a state with income tax. Social Security does not withhold state income taxes, so plan accordingly to avoid penalties and interest. With these changes, it's more important than ever to review your retirement plan and tax strategy. Speak to a qualified accountant and financial advisor to ensure you are maximizing your benefits and staying compliant with tax requirements. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Social Security  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Clark County will begin accepting applications Oct. 1 for 2026 Community Development Block Grant (CDBG) and HOME funds, with nearly $2.9 million expected for housing, public services, and neighborhood improvements. Eligible applicants include nonprofits, developers, and local governments. https://www.clarkcountytoday.com/news/applications-for-2026-clark-county-cdbg-home-funds-available-starting-oct-1/ #ClarkCounty #CDBG #HOMEfunds #AffordableHousing #HUD #CommunityDevelopment #PublicServices #Nonprofits

The All Local Afternoon Update for Friday, September 26 2025

We talk Alex Smiths Hof eligibility and whether he should make it before being joined by ESPN's Nate Taylor to talk Chiefs vs Ravens on Sunday.

On an all new Reporting as Eligible, Paul and JR discuss the hundred things that went wrong, which were just bad luck, which were now, and which are real actual problems. They also tackle (heh) Jordan Morgan and the offensive line, the consistently bad special teams, the conservative Matt LaFleur, the still amazing defense, and Russell Wilson trying to murder a crossbar. And of course, listener questions!

On an all new Reporting as Eligible, Paul and JR discuss the hundred things that went wrong, which were just bad luck, which were now, and which are real actual problems. They also tackle (heh) Jordan Morgan and the offensive line, the consistently bad special teams, the conservative Matt LaFleur, the still amazing defense, and Russell Wilson trying to murder a crossbar. And of course, listener questions! Hosted on Acast. See acast.com/privacy for more information.

On this episode of RAE they guys mostly make puns and literary references, but also discuss how the Packers killed another elite opponent even though they could have scored even more. And now they get to play the Browns who are at least maybe not as bad as they seem because they played some tough teams, but also are probably bad. We also laugh at the Bears, and remind everyone that Harold Fannin runs like a duck. Also, listener questions!

On this episode of RAE they guys mostly make puns and literary references, but also discuss how the Packers killed another elite opponent even though they could have scored even more. And now they get to play the Browns who are at least maybe not as bad as they seem because they played some tough teams, but also are probably bad. We also laugh at the Bears, and remind everyone that Harold Fannin runs like a duck. Also, listener questions! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Sens Nation podcast, hosts Steve Warne and Gregg Kennedy discuss the kickoff of the Ottawa Senators' season. They get into rookie camp insights, the excitement surrounding the team, and the commentary that emerged from the club's recent golf tournament. The conversation shifts to speculation about whether Sidney Crosby will go wire-to-wire in Pittsburgh and the media comments this week about whether Ottawa night get in on the future Hall of Famer. We get into the future of Alex Formenton and his NHL eligibility being reinstated soon (Dec 1). They also analyze Tim Stutzle's development and expectations for the upcoming season.

Five former NHL players who were acquitted of sexual assault charges will be allowed to play this season. Correspondent Gethin Coolbaugh reports.

Send us a textSeason 4 kicks off with a bang!!!   John J. Lennon joins King Hap during his 24th year into his 28-years-to-life sentence inside The Sing Sing Correctional Facility! The guys talk about what landed John in prison, MURDER, DRUG SALES, GUN POSSESSION and more!!!   John has since reformed himself and has become the most accomplished prison journalist in the country. His book, "The Tragedy of True Crime Four Guilty Men & The Stories that Define Us" hits bookstores on Sept 23rd! Hap read this book cover to cover and loved every page!Hap also asks the questions about the murder he commited, standing 2 trials, life in Sing Sing, & his plans for when he is a free man. (Eligible for parol in 2029)Check out John's Website https://johnjlennon.net/Check out John's event at Harvardhttps://www.harvard.com/event/john-j-lennonThis episode was recorded live on the network infront of Happy Hour V.I.P.sIf you want to be part of the live tapingsfollow us on Twitchhttps://m.twitch.tv/thehappyhourscorwww.TheHappyHourSocialClub.comAS ALWAYSThe Happy Hour is brought to you by the official Top Shelf Alcohol of the Happy Hour!CLEARWATER DISTILLERY https://shop.clearwaterdistilling.com/PROMO CODE KINGHAPSAVES 10% and free shipping over $100OLD SCHOOL LABSAmazing Supplements made for Amazing people!TRY THE NEW CREATINE GUMMIES! Game Changer!!! Save 25% site wide with promo code Kinghaphttps://shop.oldschoollabs.com/?aff=364

On an all new Reporting as Eligible, Paul, Matt, and JR discuss a dominating win over the Lions, the real impact of Micah Parsons, show some love to the rest of the defense, and discuss whether they took their foot off the gas just a bit too early. The boys also talk about the absence of Ben Johnson and Aaron Glenn, whether the Lions are actually, you know, good, whether the Vikings or Bears may be a threat, Jordan Love's low volume, high efficiency performance, and of course, listener questions!

On an all new Reporting as Eligible, Paul, Matt, and JR discuss a dominating win over the Lions, the real impact of Micah Parsons, show some love to the rest of the defense, and discuss whether they took their foot off the gas just a bit too early. The boys also talk about the absence of Ben Johnson and Aaron Glenn, whether the Lions are actually, you know, good, whether the Vikings or Bears may be a threat, Jordan Love's low volume, high efficiency performance, and of course, listener questions! Hosted on Acast. See acast.com/privacy for more information.

In this episode, I talk with Paige—a proud member of the Twiniversity mom squad—about her journey through twin parenthood and the unexpected challenges that reshaped her family's first year. What started as a smooth pregnancy shifted dramatically at the 20-week scan, when Paige's daughter was diagnosed with a congenital lung defect requiring surgery right after birth.Paige shares what it was like to navigate the NICU with both twins, including the emotional ups and downs, the critical role of hospital social workers, and the resources that made all the difference—from Medicaid to home nursing care. She opens up about the relief that came with finding financial and emotional support systems, and why advocating for your family's needs is so essential when medical complexities enter the picture.We also dive into the realities of transitioning home from the NICU, balancing medical care with everyday parenting, and the challenges of finding the right support team. Paige's story is not only about resilience but also about the importance of knowing where to turn for help.Whether you're a parent preparing for the NICU, navigating a complicated pregnancy, or simply curious about the resources available to families with unique medical needs, this conversation is full of honesty, encouragement, and practical guidance.EPISODE THEMES

As the cooler months approach, respiratory illnesses are front of mind, which includes COVID-19. Unlike years past, as of now, not everyone can walk up to a pharmacy and get the shot. WRAL's Ashley Rowe talks about where things stand, why there's confusion and when you'll find out for sure if you're eligible this season.

Paying for education is a major expense for many families, so I'm breaking down why 529 plans remain the preferred way to save for college, thanks to their tax advantages and flexible growth. I unpack updates, such as increased limits for K-12 tuition withdrawals, expanded uses for trade and vocational schools, and the new ability to roll funds into ABLE accounts for individuals with disabilities.  Plus, learn about the new Trump accounts, the option to roll over leftover 529 funds into your child's Roth IRA, and strategies to make the most of your education savings. Whether you're a parent, grandparent, or simply curious about planning for future expenses, this episode is packed with actionable insights to help you build a successful financial future for your family. You will want to hear this episode if you are interested in... [00:00] The One Big Beautiful Bill Act and its impact. [03:00] The two types of 529 plans - prepaid tuition and savings plans. [04:06] Paying for K through 12 tuition and out of the 529 plan up to $20,000 per year. [04:31] Wider Usage for Post-Secondary Expenses. [06:20] 529 plan rollovers to ABLE accounts. [08:52] Comparison between TRUMP accounts and 529 plans. [09:33] 529 to Roth IRA conversions. Maximizing the Power of 529 Plans Education expenses, whether for college or trade school, are among the largest financial commitments families face. Recent changes under the “One Big Beautiful Bill Act” have brought new flexibility and opportunities to the popular 529 savings plans, making it easier for parents, grandparents, and guardians to invest in the futures of their loved ones.  529 plans are tax-advantaged investment accounts designed to help families save for future education costs. Investment growth within the account is tax-deferred, and withdrawals are tax-free when used for qualified education expenses. This compounding, tax-sheltered growth can make a huge difference over 15 to 18 years, leading up to a child's college enrollment. There are two main types of 529 plans: Prepaid Tuition Plans: Lock in today's tuition rates at specific colleges or state institutions to avoid the impact of future tuition increases, which often rise more than 5% per year. Savings Plans: Flexibly invest contributions with the ability to use funds at a wide range of educational institutions across the country. Key Legislative Updates in the One Big Beautiful Bill Act 1. Doubling K-12 Tuition Withdrawals Before the new legislation, families could withdraw up to $10,000 annually for K-12 tuition expenses. The One Big Beautiful Bill Act increases this limit to $20,000 per year starting January 1, 2026.  2. Expanding Qualified Expenses for K-12 The act now permits withdrawals for a broader range of K-12-related expenses, not just tuition. As of July 5th of this year, 529 account owners can use funds for: Books and instructional materials Online educational content Professional tutoring Standardized testing fees (e.g., SAT, ACT) Educational therapies for children with disabilities 3. Supporting Trade and Technical Education Not every rewarding career requires a four-year degree. The legislative updates now allow 529 withdrawals for accredited post-secondary programs like HVAC certifications, cosmetology, apprenticeships, or trade schools. These must be programs recognized by the Workforce Innovation and Opportunity Act, lead to a military credential, or carry federal/state government approval. This opens the door for practical, career-focused education to be funded just as efficiently as traditional college. Other Savings Options Also introduced under the act is the new “TRUMP account,” which may qualify children born between 2025 and 2028 for a $1,000 government contribution, with annual after-tax contributions up to $5,000. However, unlike a 529, a TRUMP account's assets are transferred directly to the child at age 18. Many may still prefer the flexibility and parental control of a 529, but the option to use both accounts and secure extra government funding adds another layer of planning potential. Perhaps one of the most exciting new features: If a 529 account has been open for at least 15 years, up to $35,000 can be rolled, subject to annual Roth IRA limits, into a Roth IRA in a child's name. This brilliant move allows any leftover college savings to start building long-term, tax-free retirement wealth for your child, giving them a valuable head start. For families supporting someone with a disability, the ABLE (Achieving a Better Life Experience) account remains a vital tool, now bolstered by the ability to make permanent rollovers from 529 accounts. Eligible for those whose disability began before age 46 (up from age 26 next year), ABLE accounts protect benefit eligibility while allowing more robust financial support for care, therapy, and independence. Planning ahead isn't just about numbers; it's about opening doors for the next generation. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Workforce Innovation and Opportunity Act Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

In this episode of Fostering Conversations, guest host Liz Rivera guides a powerful dialogue with Native leaders and advocates about the importance of culture, tradition, and belonging for Native children in foster care. You'll hear from: James Toledo (Utah Division of Indian Affairs) on how culture provides a foundation for resilience. Stephanie Benally (Native American Specialist, Utah Foster Care) on supporting Native children's traditions in foster homes. Craig Sandoval (Urban Indian Center of Salt Lake) on creating culturally responsive models for Native youth and families in urban Utah. Together, they reflect on the sacred role of clans, ceremonies, and language, as well as the ongoing significance of the Indian Child Welfare Act (ICWA) in preserving tribal sovereignty and protecting children's cultural identity. Listeners will learn why everyday practices—from observing ceremonies to speaking Native languages—help children thrive, and how foster parents can honor and support these connections, even outside of tribal communities. Transcript: Liz: [00:00:00] On today’s episode, you’ll hear how cultural traditions give Native children strength and belonging, and why the Indian Child Welfare Act or ICWA is so critical , in protecting those connections for children in foster care. Welcome to Fostering Conversations. I’m your host, Liz Rivera, filling in for Amy Smith. We have a special episode for you today. We’re weaving together conversations with several native leaders and advocates here in Utah. Liz: Let’s begin with introductions in Navajo culture, introductions are not just about your name, they’re about where you come from, your clans, your language, and [00:01:00] lineage. First, we’ll hear from James Toledo from the Utah Division of Indian Affairs, followed by Stephanie Benally, the Native American specialist from Utah Foster Care, and finally, from Craig Sandoval from the Urban Indian Center of Salt Lake. James: [Navajo Introduction] James Toledo James: and, and again. Thank you. I, I’m a member of the Navajo Nation and we introduce ourselves, sharing our clans. So as we probably will talk about this later in the program, our clans are a way to identify our family relationships, connections with others within our community. Stephanie: Hello. Thank you. I am a citizen of Navajo Nation. My clans are Red Streak people born for Bitter Water. My maternal grandfather is Mexican People clan, and my paternal grandfather is Red House. Thank you very much for the opportunity to participate on the podcast. Craig: Hello everybody, and wanted [00:02:00] to introduce myself and my native language. First [Navajo introduction]. Craig: So I introduced myself in my native Navajo language. Just wanted to reintroduce myself in English for all the non Navajo speakers. Good day to everybody. My name is Craig Sandoval, and I’m originally from New Mexico in a small community named Pueblo Pintado, New Mexico. So it’s [00:03:00] just west of Albuquerque, made about two hours. Craig: And my clans are Near the Water People. I’m born for the Mexican clan. My maternal grandparents are the Red Paint People, and my paternal grandparents are the Towering House People. And so that’s who I am, and that’s where I come from. And then now I’m here in Salt Lake working to provide a culturally responsive clinical model for our community here to bring the reservation teachings and bring them here into the valley so that there’s still a connection. I came to Utah about two years ago working with the Urban Indian Center of Salt Lake. Liz: As Craig shares, , staying connected to traditions and language is essential for native children. Even here in urban areas of Utah where families may live far from their tribal homelands. James adds that culture, gives children a foundation to thrive. While [00:04:00] Stephanie reminds us how important it is for foster parents to support native traditions, sometimes through simple everyday practices. Craig: The Urban Indian center, the goal is to connect our community members and our families to. Our tradition and our heritage back home. And that includes providing dancers, providing teachings, providing a class to where they can feel home, they can feel at home.For me, it’s the language, making sure that I can continually speak my language. So with the Navajo language classes, it does bridge that. When we think about Utah Foster Care and our Native kids that are in foster care here in Utah, how do we continue to bring them to connecting with their tradition and culture? And that’s also our goal. Several months ago, the Navajo Nation did a resource fair and one of the division directors, Mr.Thomas, [00:05:00] Cody. Who worked very well with Utah Foster Care really emphasized that there should always be a connection to our Navajo language, to our Navajo culture, to our Navajo environment, to our Navajo values, even though we live in the urban area. Craig: That is absolutely true., And that’s how we’ll stay strong. And so during Mr. Cody’s speech, he asked those that have our children and Navajo, our children in their custody to reconnect in any way they can . That’s where the strength is there. And so we want to, as the Urban Indian Center, while we provide a lot of these events, demonstration classes on Navajo history, Navajo language, Navajo culture, Navajo dances, we want them to connect with our traditional ways in that way. Craig: And so that’s the goal what providing all [00:06:00] the classes that we do at the Urban Indian Center. Craig: It is very important to keep the culture whether something small as a bracelet, a necklace, that means a lot to a native child. growing up in a native home, there’s so many milestones and so many traditions that are celebrated. I wanna give a little bit of background on myself too, as well. I am Navajo, however, I do have heritage and lineage into the Hopi and San Domingos communities, and each one is very different. And I’m gonna give you a great example on this side. Craig: As Navajo, we are born into our mother’s clan. I believe that’s number one. When it comes to really being, I guess it’s a. Coming to the earth is that you’re given your first clan, you’re you. You hear your first clan and as a baby they tell you that your first clan is this. Your second clan is [00:07:00] this. And that’s the introduction to the land. Craig: That’s the introduction to the air, the waters, the clouds, the beings that are on earth. Your introduction. When I look into our Hopi side, we have a child is born and kept in a dark room until a certain number of days have come. They prepare, and within this preparation they do a hair washing and they wash the hair and say, you’re able to come to this land in this world. Craig: And then they go out early in the morning and they introduce the child to the sun And when this happens, they tell the child that, here’s the sun The sun will be with you throughout from day one to the day of your death. They’ll watch over you. They’ll look over you, and there’s that introduction to the sun. Craig: And those are some of the main milestones. And you have Santo Domingo who also wash your hair and receive into the world the [00:08:00] child. So those are your milestones. And when you look into Navajo specific, you then can go into, for example, everybody knows the first laugh You know when a child laughs it means that there is laughter in the world. Craig: There’s happiness in the world, and you might think about it as a child has no worries in the world, but that one laugh has given the world what we call, or what we would call happiness. That child brings that, and they want that happiness to continue within the family, within the world. Craig: And so those are some of the important milestones. And then you get to puberty, the milestones of the women going through the puberty ceremony cannot the the men going through the Sweat Lodge ceremony on that side. Craig: Those are milestones that you have. And then overall you have the weddings, and then you have other things that happen [00:09:00] and they’re all different. When our children go through these rites of passages, there’s other small ones in between, for example, piercing the ears. Craig: When we pierce our ears, it’s that now that the gods can hear us through that, we can hear them too as well. And so that happens at a young age, washing of the hair with different herbs so that we prevent sickness and illness and so that our bodies are strong. Craig: Being a parent of a native child and a foster care parent, these are questions that you can ask like, how can I support? And I know on the reservations there are families willing to guide. There are connections that say we can help with that because they wanna keep the child aligned. They wanna keep the child connected to the traditional ways of life. James: Culture sets a foundation really for any individual. I think looking at a [00:10:00] broader picture, we all were raised in certain cultures, whether that’s within a religious environment, whether that’s with our traditional teachings as indigenous peoples, or whether that’s just your own family traditions that we have. James: So when a child is raised with that culture intact, it sets them up with a strong foundation. So as they. Get older and they start navigating and, and experiencing life. What helps to give them some guidance as they are learning about how to be an adult and to different situations that you encounter. And because when we encounter difficult situations, you immediately go back to Those core teachings. So I think that’s the importance of culture in the context that I was using it, is trying to broaden that perspective to help listeners try to understand why Indigenous families want to maintain that cultural connection. Stephanie: So a lot of our native kids are being placed in non-native homes, and [00:11:00] providing that education for all foster parents is important. So they are aware of some do’s and don’ts, like for example. We had an eclipse and I shared the protocol what Navajos do for our foster families to ensure that the Navajo children followed what needed to be done during the eclipse. Stephanie: It’s just also providing that information, so if they’re caring for a Navajo infant, that they’re able to do a first laugh ceremony or get more information to be able to do that. I’ve had a foster parent reach out before and wanted to know what needed to get done and. Directed her to a Native Elder in the community who was able to help her with that. Stephanie: And so it’s just making sure that even though the Native kids are not in Native homes, they’re still being provided that cultural connection, even though it’s very limited. my hope is that sharing the cultural information, the foster parents will then share that with the Native children that are in their [00:12:00] home. Because it’s not just taking a child to a powwow or reading a book, but it’s the everyday living. Stephanie: It’s a discussion around the table. It’s going to an event with the family and seeing other people. Stephanie: One family was taking care of siblings from the Hopi tribe, and I was able to connect the family with resources so they would be able to go over the information with the children in their home. So hoping that will bring some connection while they’re placed in that non-native home. Liz: I think even the foster parents recognizing the importance of it. Liz: I mean, cutting over to what James said, I think the culture’s that it’s just like in our bones, it’s just how we live, and it’s so hard to. Apply that if it’s not really a part of you, but a foster parent who isn’t native, if they’re at least reaching out and they’re at least trying, that really does show that they honor where these children come from. Liz: In 1978, the Indian Child Welfare Act, known as ICWA [00:13:00] became law after decades of Native children being removed from their families and tribes at alarming rates. Here’s Stephanie and James explaining the history and purpose of ICWA and why it continues to matter here in Utah. Stephanie: Prior to 1978 and ICWA there was a 25 to 35% removal of Native children from their homes, and 85 to 90% of those children were placed in Non-native and non-relative homes. And so over that 10 year span, Congress studied the removal of Native children. Found that there was a need for the federal law based on the study and the testimonies from the families. Stephanie: The Indian Child Welfare Act is a federal law. It is the core of ICWA to recognize tribal sovereignty. It also recognizes the important roles that the tribes play, protecting the wellbeing of Native children. It also protects the children and parents’ constitutional rights. Stephanie: ICWA applies to children under the age of [00:14:00] 18. The child can either be a member of a federally recognized tribe or eligible for enrollment. Eligible for enrollment means that one of the birth parents is an enrolled member with a federally recognized tribe. Stephanie: Federally recognized tribe is a Native American or an Alaska native tribe entity that recognizes as having a government to government relationship with the United States. If the child is a part of a state tribe, they would not fall under the ICWA law. James: Well, as you know, with history of Native Americans, with our government, hasn’t been the best ’cause. James: You can go back to the boarding school era where children were forced to attend federally managed boarding schools. And the intent at that time was to destroy the culture, destroy the connection to culture, and so as kids were going through these various boarding schools, they were taught a different way of life and removed from their family and and [00:15:00] cultural settings. James: I mean, that’s a really brief summary. This could be an entire podcast series if we really wanted to dive into that history. But to go back to your point when it comes to the foster care system or why ICWA was created, as Stephanie had mentioned, there was a history of state child welfare agencies where Natives children were being forcefully taken from their families. James: In some instances, it was minor infractions. For whatever reason, these children were removed and placed into foster care. Some of them were put in through the adoption system. Hence, this was an ongoing challenge that many Native communities were experiencing and it, it caught the attention of Congress and there was a series of public hearings that Congress put on, and so this was an opportunity for those families to share their experiences and the challenges and obstacles that they were experiencing. James: Those testimonies are what led to the creation of ICWA ICWA [00:16:00] Was created to try to help to preserve that and to ensure that those cultural teachings would be able to be shared with future generations and to ensure that we as Indigenous people are still here. Liz: Almost two years ago, they tried to codify ICWA into state law and tell us a little bit about why they thought that was necessary. James: So Representative Watkins at the time was the lead sponsor of the state bill, and the reason this was being pushed forward by the tribes in Utah was because at the time there was a case that was going before the US Supreme Court. James: That was on ICWA So there was a potential that if the court ruled in favor of the plaintiffs in this case, then they would have overturned the law. And those protections that are part of that statute would have gone away. And so there was an effort at the state level to codify the spirit of the [00:17:00] law, so to speak, and make sure that is preserved care at the state of Utah. James: There was a lot of support for the bill. We went through several revisions. The tribes were heavily involved throughout that process, but unfortunately it still ran into resistant in the legislature. James: It did not pass. I think the tribes are talking about reintroducing the law again, presently, the Supreme Court has ruled and they basically upheld. James: I think there’s a desire to learn. It’s a complex issue, and as you talk with people, you’re going to have to approach that in unique ways because it is a complex topic and it’s not a one size fits all, or my perspective isn’t the be all perspective out there. And so I think as, um, people are curious, I would encourage people to read up more about the history behind the law, why it became a law. James: Also, if they have further questions, if they [00:18:00] have indigenous friends or connections to that way, then I think it would be appropriate to have those conversations or try to educate themselves as as best as they can, and maybe contacting Stephanie at a public event or. There are ways to continue to learn and try to understand the purpose of the law and why many indigenous communities are fighting to preserve this legislation. Liz: Does the Utah Division of Indian Affairs, do they ever get involved in foster care cases? James: Good question. So my office, we are not involved in the child welfare process at all. We do get phone calls from community members inquiring, but we refer those inquiries to, uh, DCFS. So within DCFS, there is a, ICWA coordinator who works directly on these matters in these cases, and so. James: We would refer them to contact DCFS to speak with that ICWA administrator who can guide them through the process. [00:19:00] We do try to give them as much information as we can. We do share resources, Utah Foster Care and other legal services generally that provide legal assistance or can answer some of those legal questions. Liz: Of course, even with protections in place, the realities aren’t always easy. Many families, even in Salt Lake, may not have the resources to be near or return to their ancestral homes in traditions. And though ICWA cases can be complex, the goal is always to place Native children with family first or in Native homes whenever possible. Stephanie: Any time there is reason to believe that there is a native child when the investigation is happening and someone says, I believe my grandmother is a Native American, even with that reason to believe they need to treat the. Stephanie: Case as an ICWA case, so DCFS notifications will then go out to the tribe and then it will be the tribe who will then to determine if the child is a member [00:20:00] or eligible for enrollment. While that’s taking place, the state will then try to find a native home for the native children. So under ICWA there is a foster placement preference, and it would be family first, and then it would be with, um, foster parent of the same tribe. And then the third one would be from a different tribe. And then the last placement would be to any open foster home that’s available. Craig: there’s Craig: multiple reservations in the United States. And one that is particularly for the Navajo reservation. . So the Navajo people were put on this land, on our homeland, and it goes back to the history of how we have our ancestral homeland. Craig: Where we emerged, we came to our mother earth, and the deities at that time said, this will be where you will live. This will be your homeland. So our ancestral homeland became the boundaries, became the four sacred mountains. So we have to keep that in [00:21:00] mind. Craig: Before lines were made by the US government, there was our ancestral homeland, and the boundaries were created with four sacred mountains and with two mountains in the middle that serve as our central location. ? So that’s our ancestral homeland. However, during the 1860s, we were removed from our land and put onto a different reservation in New Mexico. , We were released due to whatever political reasons that was, and a treaty was formed. And with that treaty, what a struck of a pin, we were given four diagonal lines and said, this is your reservation. And throughout the next couple of years. With new presidents coming in and out of office with executive orders, our reservation grew, but it still stayed inside our ancestral homeland boundaries, and I think we’re grateful for that. Craig: Yeah, other tribe have different experiences. Some [00:22:00] did stay on their ancestral land, some did leave their ancestral land and put onto reservations. However, as the Navajo people we’re very fortunate to have returned and the government really accept that we return to our ancestral lands, we’re very thankful for that, that we return to our ancestral lands. Craig: So when I say reservations, and when I say on our ancestral lands, it’s where we call home. The land that we call home. The land that times the Navajo names. For example, our four sacred mountain. Craig: When we hear that, we hear home. A lot of our urban community members here in Salt Lake don’t have the resources at times, the needs or even the transportation to go home. Because you look at it, the Navajo nation as the almost from eight to 10 hours away, depending on where you live, and maybe even more. Craig: And our community members do want to keep that [00:23:00] connection. And the Urban Indian Center understands that. And I understand it because I was raised on the reservation and I, I moved to an urban area to where I don’t have the connection. Liz: The good news is there are resources right here in Utah for Native children. The Urban Indian Center in Salt Lake City offers language classes, cultural events, and outreach to help children and families stay connected. Utah Foster Care also provides similar opportunities from cultural education to community events like the Indigenous Foster Care Fashion Show and the Moccasin Run-in White Mesa. Stephanie: As I mentioned before, there is a shortage of native foster homes. Stephanie: Being very present in the community is important. Being at the table when it comes to policy making, meeting with the tribes and making those connections with the community is important. Stephanie: So they are aware that there is a need that. If they’re not able to foster, then there’s other ways to support our Native kids through the Cedar Project or provide [00:24:00] support to our foster families. And again, it’s just coming up with unique ideas of recruitment. We collaborated with James’ office in Ute Mountain Ute years ago and have an Annual Moccasin Run that we hold in White Mesa, Utah every year to bring awareness. Stephanie: And just coming up with different types of events who bring the community together to make sure that our Native kids have that cultural connection. And that’s why it’s important to be considered a, a kinship placement or a foster placement. Craig: With families that don’t have that tie. First of all, you have resources in your state, and some of these resources are at the state level. Craig: I know Utah. Does have the eight tribes in Utah. However, there are also the urban areas. For example, one can start from the State Department of Indian Affairs, and then Indian Affairs can guide you to other resources in the areas such as the Urban Indian Center. The Urban Indian [00:25:00] Center can provide many of those resources to as well. Craig: They can provide, this is what this tribe is, what this other tribe is, and how they’re unique from one another. What the Urban Indian Center and how it’s unique too, is also that they have employees that are employed from different tribes, so the navigation there also can span out even more. Sure. But. Craig: Another area is that each of the tribes have their own program. The social services programs, the tribal historic preservation offices, those are areas to where they like to connect the vital records departments. They will connect their, and we ensure that the Native children are connected to their native heritage and their native ways. Craig: At the beginning when a family is navigating these, it might seem like a very scary thing to do, but overall, the community the Urban Indian Center, they’re [00:26:00] open to it. They’re open. Which way do we go? How do we navigate it? Craig: And if we don’t know anybody there, you know, that will help you navigate. There’s always somebody that they will connect you. So I would really let the families. That have native children in their care to always reach out, Stephanie Benally is a great resource and she’ll connect you with any resources that you may have. And they’re always open to whether non-native, whether non Navajo. But they still have a Navajo child in their home. We encourage them to bring the Navajo child, their child, our child, to our home, their Indian center, and learn from us too as well, so they understand the importance of our Navajo culture. Craig: We have our main location, which is on 120 West, 1300 South in Salt Lake City, hours from eight to five. Our phone number is (801) 486-4877. And we do have a [00:27:00] team there. So if you have a question. Reach out and you can ask for me, Craig Sandoval. Craig: Or you can ask for our outreach department, Rhonda Duval heads that department. Everybody knows Rhonda. . We know her as Honey, but she’s a great resource too as well. Feel free to reach out to us so we can make some of those connections for you and support you as a parent, support you as one of our family members too. Liz: These are all ways foster families can support Native youth in care. As we close, our guests reflect on the great work of families that foster Native children, keeping Indigenous people and culture strong, and underscore the urgent need for more native foster homes in Utah. Craig: Thank you for the Utah foster care. Thank you to your team and also thank you to. Foster parents out there taking a new child, a Navajo child can have its challenges. It’s a beautiful thing too, as well. Craig: And we wanna thank you. I personally wanna thank you. We wanna thank you [00:28:00] and always remember that the Urban Indian Center is a resource. You can come see us at any time. James: I just appreciate having this conversation. I think it’s good to help your listeners understand this complex law, and hopefully this conversation today will give some insight and encourage listeners to learn a little bit more about this history and to try to better understand why ICWA was created and why many Indigenous communities around the country are working very hard to preserve this federal legislation. Liz: We hope today’s episode has shed some light on ICWA and the importance of culture and connection for Native children in foster care. To learn more about Native services at Utah foster care, visit Utah foster care.org. You can also connect with the Urban Indian Center of Salt Lake, or the Utah Division of Indian Affairs for resources and support. Liz: Thank you for joining us for Fostering Conversations. Together we can ensure every [00:29:00] child in Utah grows up connected to the rich heritage of their roots.

In this week's episode of Which? Shorts, we tell you which electric cars are eligible for the government's new EV grant - and could therefore save you thousands of pounds.Read the full list of eligible cars & sign up for our Cars newsletter, it's free monthly Become a Which? member for 50% off the usual price

https://vimeo.com/1116428830?share=copy#t=0 https://www.currentfederaltaxdevelopments.com/podcasts/2025/9/6/2025-09-08-irs-releases-preliminary-list-of-eligible-qualified-tip-occupations  This week we look at: Eleventh Circuit: Gross Valuation Misstatement Penalty in a Conservation Easement Case Treasury & IRS: Preliminary Guidance on Tipped Occupations Eighth Circuit: Medtronic Transfer Pricing Dispute Remanded Again California OTA: Entertainer Found to be a California Resident Pitfalls in IRA Bankruptcy Exemptions: Farber v. Feldman

AIB, Bank of Ireland, and PTSB have today announced plans to launch Zippay, a new person-to-person mobile payment service, in early 2026. Zippay will be available to more than 5 million eligible customers of the three retail banks initially. It will be an in-app service offered through the banks' existing mobile banking apps and delivered by leading European PayTech Nexi. Customers will be able to send, request, and split payments instantaneously with Zippay by using the mobile number of their contacts who are also using the service. Speaking on today's announcement, Brian Hayes, Chief Executive BPFI, stated: "We are delighted to join AIB, Bank of Ireland and PTSB in announcing the introduction of Zippay to the Irish market next year. Developed in response to customer feedback and demand, this will provide a quick and easy way to send and receive money or split bills with friends, family and contacts who are also Zippay users. It will be delivered through customers' existing mobile banking apps and therefore comes with all the same high levels of security, protection, and digital safety and avoids the need for topping up a digital wallet or downloading a separate app." Describing how the app will work, Mr Hayes continued: "Eligible customers will automatically be enrolled to Zippay, which will appear in their personal banking app once the service is launched next year. It will use mobile numbers saved in the customer's contact list to identify who else uses Zippay. There will be no need to set up a new payee or know their IBAN, BIC or account numbers; the money will transfer between accounts seamlessly. The service will allow customers to send up to €1,000 per day as well as request up to €500 per transaction. It will be simple, speedy and secure." Nexi, a European PayTech company and one of the world's leading payment technology providers, will deliver the Zippay service in Ireland. Nexi already has a strong track record in the Irish financial services sector, having successfully partnered with domestic institutions to offer a range of reliable digital payment solutions. Also speaking on today's announcement, Renato Martini, Digital Banking Solutions Director of Nexi Group, said: "Built on an API-based architecture, Nexi has designed Zippay for scalability and future expansion with the goal of making the solution as widely available as possible to customers across Ireland. After the initial launch, Zippay will be offered on a non-discriminatory basis to all financial institutions that provide IBAN account services and a mobile app to Irish consumers and Nexi will manage the integration of eligible financial institutions that wish to join the service. Delivering this service in Ireland is an important recognition of Nexi's experience in developing and launching innovative Account-to-Account solutions, thanks to its know-how, skills, and people. We are proud to be contributing to the further acceleration of digital payment solutions in Europe." Over the coming weeks, all eligible customers of AIB, Bank of Ireland and PTSB will receive information on the new service ahead of the rollout next year, including details on how to opt out if they so choose. A dedicated website www.Zippay.ie has also been launched today with detailed information on the service and how it will work. Additionally, each bank has launched their own dedicated online Zippay information page on which customers can find further details specific to their bank: AIB - www.aib.ie/Zippay Bank of Ireland - www.bankofireland.com/Zippay PTSB - www.ptsb.ie/Zippay More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech New...

IRS releases preliminary list of occupations for qualified tips deduction, entertainer found to be a California resident and more.

This week we look at: Eleventh Circuit: Gross Valuation Misstatement Penalty in a Conservation Easement Case Treasury & IRS: Preliminary Guidance on Tipped Occupations Eighth Circuit: Medtronic Transfer Pricing Dispute Remanded Again California OTA: Entertainer Found to be a California Resident Pitfalls in IRA Bankruptcy Exemptions: Farber v. Feldman

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

Good Morning GwinnettI Care Tech Geeks is offering a discount to help you switch to the new version of Windows.  Use this link and disount code https://cyber.icaretechgeeks.com/ripwindows10  (GWC is The Discount CodeLynette Furr, owner of I Career Tech Geeks, recently offered critical guidance to clients navigating Microsoft's upcoming retirement of Windows 10. Microsoft has set October 14, 2025 as the official end-of-support date: after this, Windows 10 will no longer receive security updates, feature improvements, or technical support—though the OS will continue to function. For those needing more time to transition, Microsoft now offers a consumer Extended Security Updates (ESU) program, extending support by one year through October 13, 2026. Eligible users can access the ESU free by syncing their PC settings via the Windows Backup app tied to a Microsoft account, or by redeeming 1,000 Microsoft Rewards points, with a paid option (~$30) also available.  In summary, users on Windows 10 must either:Upgrade eligible devices to Windows 11,Sign up for free or paid ESU, orConsider alternative operating systems (e.g., Linux or ChromeOS) if unable or unwilling to upgrade.Become a supporter of this podcast: https://www.spreaker.com/podcast/good-morning-gwinnett-podcast--3262933/support.

Paul, Matt and JR kick off the season with a preview of the Lions, Micah Parsons' salary cap implications, injuries to both teams, NFC North predictions, Ben Johnson to John Morton, the awful spelling of TeSlaa, and of course, listener questions!

Paul, Matt and JR kick off the season with a preview of the Lions, Micah Parsons' salary cap implications, injuries to both teams, NFC North predictions, Ben Johnson to John Morton, the awful spelling of TeSlaa, and of course, listener questions! Hosted on Acast. See acast.com/privacy for more information.

For married couples planning their retirement, understanding spousal Social Security benefits can seem like a labyrinth. This week, I'm answering a listener's question about how spouses can maximize their Social Security benefits. Join me as I break down the key rules, eligibility requirements, and strategies that can help you and your spouse make the most of your benefits over your lifetimes.  Whether you're nearing retirement or still a few years away, I can help you understand primary insurance amounts, full retirement age, and what happens if one spouse claims benefits early. If you want to ensure you and your loved one have a smart plan for Social Security, this episode offers essential insights and actionable advice. You will want to hear this episode if you are interested in... [02:33] Eligible spouses may receive at least half of their partner's full retirement benefit. [05:25] How much of a spousal benefit will you receive?  [07:42] Strategies to manage spousal benefits. [09:54] Spousal benefits are reduced by $1 for every $2 earned over the limit. [10:30] Applying for a spousal benefit. Understanding Spousal and Survivor Social Security Benefits  Spousal benefits exist to ensure that partners in a marriage—including those who spent little or no time in the workforce—can still access a stable retirement income. If you're married, you could be eligible to receive up to half of your spouse's full retirement benefit, commonly referred to as their Primary Insurance Amount (PIA). This benefit is designed for spouses who don't qualify for a significant benefit on their own due to having spent less time in the workforce, perhaps because they were caring for the home or raising a family. At a minimum, every spouse can claim at least 50% of their partner's PIA, but only if their own benefit is less than this amount. This safety net helps ensure that lower-earning spouses are not left without Social Security support in retirement. Eligibility Requirements: Who Qualifies and When? To collect a spousal benefit, several conditions must be met: The Higher-Earning Spouse Must File: You cannot receive a spousal benefit until your spouse has filed for their own Social Security retirement benefit. Minimum Age: The spouse collecting the spousal benefit must be at least 62 years old. Marriage Requirements: You must be legally married, though in some states, common law marriages are recognized. Timing Matters: To collect the full 50%, you must wait until your own full retirement age, which is generally 67 for those born after 1960. Claiming earlier results in a reduced benefit, often as low as 32.5%-37.5% of your spouse's PIA if you file at age 62. For example, in the listener scenario discussed in the episode, the wife began her benefit at 64. Because she started before her own full retirement age, she is only eligible for 37.5% of her husband's benefit—less than half. Strategies for Maximizing Spousal Benefits Determining when to claim Social Security is a nuanced decision: Higher-Earning Spouse Delays, Lower-Earning Spouse Claims Early: Often, the lower-earning spouse might claim their own benefit early, while the higher earner waits until full retirement age or even 70 to claim. This maximizes the survivor benefit for the lower earner, as a widow or widower can "step up" to the deceased spouse's higher benefit. Cost of Living Adjustments (COLA): Increases in Social Security benefits due to COLA apply both to individual and spousal benefits. Because COLA is a percentage, it may cause dollar amounts to shift, but it will not change the eligibility for claiming spousal benefits unless there is a significant gap. Survivor Benefits: If the higher earner passes away, the surviving spouse can "take over" the higher benefit. This makes it advantageous for the higher earner to delay benefits if the couple is concerned about long-term financial security. How to Apply for Spousal Benefits Applying is straightforward and can be done online at SSA.gov, by calling the Social Security office, or in person. Be prepared to provide proof of age, a marriage certificate, and possibly your spouse's work records. Maximizing Social Security as a couple comes down to knowing the rules, timing your decisions, and using strategic thinking to boost your household's retirement income. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Benefits for Spouses  Collecting Divorced Social Security Benefits Ep41 Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

From ‘Pod Maverick' (Subscribe Here): Kirk and Josh lead off talking about if Washington will sign a contract extension and what he means to this team. Then they pivot to ESPN's Stephen A Smith having Dallas as Finals contenders, and revisiting some old Mark Cuban trade claims. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On the season premiere of Reporting as Eligible, Tyler is optimistic, Paul less so, as the team is beset by injuries, the division has (maybe) improved, and the offensive line was getting....bigger. But are the injuries overblown? Is Matthew Golden some kind of precious metal child? Is Lukas Van Ness good now, or should we keep an eye out for Gary? And is Paul really worried about the Bears? I mean, really? Are you ever gonna learn man? Plus, listener questions as RAE kicks off season something.

On the season premiere of Reporting as Eligible, Tyler is optimistic, Paul less so, as the team is beset by injuries, the division has (maybe) improved, and the offensive line was getting....bigger. But are the injuries overblown? Is Matthew Golden some kind of precious metal child? Is Lukas Van Ness good now, or should we keep an eye out for Gary? And is Paul really worried about the Bears? I mean, really? Are you ever gonna learn man? Plus, listener questions as RAE kicks off season something. Hosted on Acast. See acast.com/privacy for more information.

During the 4pm hour of today's show Chuck & Chernoff talked about Kirby Smart, the College Football Hall of Fame, ESPN's Top 100 NFL Player List, Haynes King, Alabama, Florida State, LSU, Kaleb McGary being out for the season and what the Falcons will do at Right Tackle now before wrapping up the show with some Unfinished Business. See omnystudio.com/listener for privacy information.

We are back after a brief delay, as we were all absolutely slammed busy the past few weeks, but we've got a full squad back this week and ready to rock. Sobi, Bart, and Pink all catch up on a bit of what's been going on in their lives. Tourney Tuesday has gotten hot and heavy, and we are starting to begin the transition into hunting season.We then bring on friend of the Podcast, Owen Wilcox, to dive into the NWT Season, what it's been like being a part of Tour Level Gold, and the craziness that is professional walleye fishing. Then of course, we have to dive into Western Hunting with Own, as his family owns and operates Montana Hunting Company.This one is loaded with incredible stories, a lot of fun, and plenty of side tangents.~ Past The Barb Social Media ~ Email Us Questions and Feedback: pastthebarbpodcast@gmail.comInstagram: @pastthebarbpodcastFacebook: https://www.facebook.com/profile.php?... ~ Follow Us On Social Media ~ Adam Bartusek Instagram: @adambartusek Adam Bartusek Facebook: https://www.facebook.com/adambartbart... Ryan Pinkalla Instagram: @ryan_pinkalla Ryan Pinkalla YouTube: https://www.youtube.com/channel/UCiRa... Sam Sobi Instagram: @sam_sobi_ Sam Sobi Facebook: https://www.facebook.com/sobieckfishing

The Trump administration has publicly shifted blame onto the judiciary after Judge Paul Engelmayer denied the DOJ's request to unseal the Ghislaine Maxwell grand jury transcripts. Officials characterized the ruling as the sole obstacle to transparency, framing the decision as an independent judicial choice that left them powerless. This narrative positions the court as the reason critical evidence remains sealed, sidestepping the fact that the administration's legal strategy relied on a request widely expected to be rejected under long-standing grand jury secrecy rules.Critics argue this was a calculated move, allowing the DOJ to appear committed to public disclosure while ensuring the outcome protected powerful individuals named in the proceedings. By portraying the denial as a judicial overreach, the administration diverts public scrutiny from its own role in structuring a motion that was legally doomed from the outset. The result is a narrative that casts the White House and DOJ as frustrated truth-seekers—while the practical effect is the continued suppression of information that could implicate high-profile figures in Epstein's network.Also...Reports that Ghislaine Maxwell could be considered for a work release program have drawn swift outrage, given the gravity of her crimes and the high-profile nature of her conviction. Critics point out that such leniency would be a slap in the face to survivors, especially in light of the systemic failures that allowed her and Jeffrey Epstein to operate for decades. The very notion of Maxwell leaving prison custody for any form of outside employment fuels accusations that the system remains rigged for the well-connected, where wealth and influence translate into privileges ordinary inmates could never dream of.The idea isn't just offensive—it's a stark reminder of how the justice system bends under the weight of celebrity and political entanglements. Work release for someone convicted of trafficking minors in connection with one of the most notorious sex abuse networks in modern history would send a clear message: if you're rich enough, powerful enough, and connected enough, consequences are negotiable. This isn't rehabilitation—it's erosion of accountability, and it turns the concept of justice into little more than a press release slogan.to contact me:bobbycapucci@protonmail.comsource:White House criticizes judge for blocking release of Ghislaine Maxwell grand jury materials | Fox News'Sickening!' Ghislaine Maxwell's work release from prison sparks outrage - Raw Story

The Trump administration has publicly shifted blame onto the judiciary after Judge Paul Engelmayer denied the DOJ's request to unseal the Ghislaine Maxwell grand jury transcripts. Officials characterized the ruling as the sole obstacle to transparency, framing the decision as an independent judicial choice that left them powerless. This narrative positions the court as the reason critical evidence remains sealed, sidestepping the fact that the administration's legal strategy relied on a request widely expected to be rejected under long-standing grand jury secrecy rules.Critics argue this was a calculated move, allowing the DOJ to appear committed to public disclosure while ensuring the outcome protected powerful individuals named in the proceedings. By portraying the denial as a judicial overreach, the administration diverts public scrutiny from its own role in structuring a motion that was legally doomed from the outset. The result is a narrative that casts the White House and DOJ as frustrated truth-seekers—while the practical effect is the continued suppression of information that could implicate high-profile figures in Epstein's network.Also...Reports that Ghislaine Maxwell could be considered for a work release program have drawn swift outrage, given the gravity of her crimes and the high-profile nature of her conviction. Critics point out that such leniency would be a slap in the face to survivors, especially in light of the systemic failures that allowed her and Jeffrey Epstein to operate for decades. The very notion of Maxwell leaving prison custody for any form of outside employment fuels accusations that the system remains rigged for the well-connected, where wealth and influence translate into privileges ordinary inmates could never dream of.The idea isn't just offensive—it's a stark reminder of how the justice system bends under the weight of celebrity and political entanglements. Work release for someone convicted of trafficking minors in connection with one of the most notorious sex abuse networks in modern history would send a clear message: if you're rich enough, powerful enough, and connected enough, consequences are negotiable. This isn't rehabilitation—it's erosion of accountability, and it turns the concept of justice into little more than a press release slogan.to contact me:bobbycapucci@protonmail.comsource:White House criticizes judge for blocking release of Ghislaine Maxwell grand jury materials | Fox News'Sickening!' Ghislaine Maxwell's work release from prison sparks outrage - Raw StoryBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode, we dive into The Altar - a new spinoff of Provo's Most Eligible that follows singles as they date, get engaged, and (hopefully) make it to the altar, all in one day. We break down the highs, lows, and hilariously familiar stereotypes of dating in Provo, from whirlwind romances to awkward first dates. Whether you've lived it, witnessed it, or just love reality dating chaos, this one's for you.   Music: Realizer by Kevin MacLeod Link: //incompetech.filmmusic.io/song/5047-realizer License: //creativecommons.org/licenses/by/4.0/