Podcasts about eligible

Five former NHL players who were acquitted of sexual assault charges will be allowed to play this season. Correspondent Gethin Coolbaugh reports.

Send us a textSeason 4 kicks off with a bang!!!   John J. Lennon joins King Hap during his 24th year into his 28-years-to-life sentence inside The Sing Sing Correctional Facility! The guys talk about what landed John in prison, MURDER, DRUG SALES, GUN POSSESSION and more!!!   John has since reformed himself and has become the most accomplished prison journalist in the country. His book, "The Tragedy of True Crime Four Guilty Men & The Stories that Define Us" hits bookstores on Sept 23rd! Hap read this book cover to cover and loved every page!Hap also asks the questions about the murder he commited, standing 2 trials, life in Sing Sing, & his plans for when he is a free man. (Eligible for parol in 2029)Check out John's Website https://johnjlennon.net/Check out John's event at Harvardhttps://www.harvard.com/event/john-j-lennonThis episode was recorded live on the network infront of Happy Hour V.I.P.sIf you want to be part of the live tapingsfollow us on Twitchhttps://m.twitch.tv/thehappyhourscorwww.TheHappyHourSocialClub.comAS ALWAYSThe Happy Hour is brought to you by the official Top Shelf Alcohol of the Happy Hour!CLEARWATER DISTILLERY https://shop.clearwaterdistilling.com/PROMO CODE KINGHAPSAVES 10% and free shipping over $100OLD SCHOOL LABSAmazing Supplements made for Amazing people!TRY THE NEW CREATINE GUMMIES! Game Changer!!! Save 25% site wide with promo code Kinghaphttps://shop.oldschoollabs.com/?aff=364

On an all new Reporting as Eligible, Paul, Matt, and JR discuss a dominating win over the Lions, the real impact of Micah Parsons, show some love to the rest of the defense, and discuss whether they took their foot off the gas just a bit too early. The boys also talk about the absence of Ben Johnson and Aaron Glenn, whether the Lions are actually, you know, good, whether the Vikings or Bears may be a threat, Jordan Love's low volume, high efficiency performance, and of course, listener questions!

On an all new Reporting as Eligible, Paul, Matt, and JR discuss a dominating win over the Lions, the real impact of Micah Parsons, show some love to the rest of the defense, and discuss whether they took their foot off the gas just a bit too early. The boys also talk about the absence of Ben Johnson and Aaron Glenn, whether the Lions are actually, you know, good, whether the Vikings or Bears may be a threat, Jordan Love's low volume, high efficiency performance, and of course, listener questions! Hosted on Acast. See acast.com/privacy for more information.

In this episode, I talk with Paige—a proud member of the Twiniversity mom squad—about her journey through twin parenthood and the unexpected challenges that reshaped her family's first year. What started as a smooth pregnancy shifted dramatically at the 20-week scan, when Paige's daughter was diagnosed with a congenital lung defect requiring surgery right after birth.Paige shares what it was like to navigate the NICU with both twins, including the emotional ups and downs, the critical role of hospital social workers, and the resources that made all the difference—from Medicaid to home nursing care. She opens up about the relief that came with finding financial and emotional support systems, and why advocating for your family's needs is so essential when medical complexities enter the picture.We also dive into the realities of transitioning home from the NICU, balancing medical care with everyday parenting, and the challenges of finding the right support team. Paige's story is not only about resilience but also about the importance of knowing where to turn for help.Whether you're a parent preparing for the NICU, navigating a complicated pregnancy, or simply curious about the resources available to families with unique medical needs, this conversation is full of honesty, encouragement, and practical guidance.EPISODE THEMES

As the cooler months approach, respiratory illnesses are front of mind, which includes COVID-19. Unlike years past, as of now, not everyone can walk up to a pharmacy and get the shot. WRAL's Ashley Rowe talks about where things stand, why there's confusion and when you'll find out for sure if you're eligible this season.

R. Kenner French emphasizes that many entrepreneurs are "leaving money on the table" by overlooking the Research and Development (R&D) tax credit. He explains that even experienced CPAs sometimes forget about it, highlighting how often business owners miss out. Unlike a deduction, this incentive is a dollar-for-dollar credit against taxes, meaning direct savings. Kenner stresses that entrepreneurs—especially those experimenting with AI or improving business systems—are prime candidates to benefit.He outlines that R&D tax credits are a U.S. government incentive to propel innovation and economic growth. Eligible activities must be based in the U.S. and can include developing new products, processes, or services, or even enhancing existing ones. Work done overseas, however, does not qualify. He provides real-world context, noting how even his company missed out on credits when hiring researchers abroad. The key takeaway: if innovation is happening domestically, it may qualify.Kenner details qualifying expenses such as salaries and wages of research staff, supplies like computers used for testing, contract research, and even a portion of overhead costs like utilities. He demonstrates the impact with a simple example: if a company owes $100,000 in taxes and claims $10,000 in R&D credits, the liability drops to $90,000. This means improved cash flow for businesses, along with the added societal benefit of fueling innovation.The process of applying requires identifying R&D activities, documenting expenses, and calculating eligible credits. He advises tracking R&D efforts regularly instead of scrambling at year-end and working with qualified advisors to maximize results. Importantly, businesses can often retroactively claim credits for the past two or three years. Staying proactive is critical, since tax laws evolve over time.Finally, Kenner highlights industries that commonly qualify, including pharmaceuticals, tech startups, and manufacturing. He encourages entrepreneurs to see R&D not just as a compliance item but as a way to market themselves as innovators with a competitive edge. He's central message is clear: properly identifying and claiming R&D tax credits can lower taxes, increase cash flow, and help entrepreneurs play a meaningful role in advancing society.Takeaways• Many entrepreneurs are unaware of R&D tax credits.• R&D tax credits can significantly reduce tax liability.• Eligibility includes developing new products or processes.• Expenses related to R&D can be claimed for tax credits.• It's essential to consult with a tax professional about R&D credits.• R&D tax credits can improve cash flow for businesses.• Innovative projects are incentivized by the government.• Documentation of R&D activities is crucial for claiming credits.• Businesses can retroactively claim R&D credits for previous years.• R&D tax credits can provide a competitive edge in the marketplace.Sound Bites• You are leaving money on the table.• It reduces your overall tax liability.• Unlock your business's potential.Listen & Subscribe for More:

Paying for education is a major expense for many families, so I'm breaking down why 529 plans remain the preferred way to save for college, thanks to their tax advantages and flexible growth. I unpack updates, such as increased limits for K-12 tuition withdrawals, expanded uses for trade and vocational schools, and the new ability to roll funds into ABLE accounts for individuals with disabilities.  Plus, learn about the new Trump accounts, the option to roll over leftover 529 funds into your child's Roth IRA, and strategies to make the most of your education savings. Whether you're a parent, grandparent, or simply curious about planning for future expenses, this episode is packed with actionable insights to help you build a successful financial future for your family. You will want to hear this episode if you are interested in... [00:00] The One Big Beautiful Bill Act and its impact. [03:00] The two types of 529 plans - prepaid tuition and savings plans. [04:06] Paying for K through 12 tuition and out of the 529 plan up to $20,000 per year. [04:31] Wider Usage for Post-Secondary Expenses. [06:20] 529 plan rollovers to ABLE accounts. [08:52] Comparison between TRUMP accounts and 529 plans. [09:33] 529 to Roth IRA conversions. Maximizing the Power of 529 Plans Education expenses, whether for college or trade school, are among the largest financial commitments families face. Recent changes under the “One Big Beautiful Bill Act” have brought new flexibility and opportunities to the popular 529 savings plans, making it easier for parents, grandparents, and guardians to invest in the futures of their loved ones.  529 plans are tax-advantaged investment accounts designed to help families save for future education costs. Investment growth within the account is tax-deferred, and withdrawals are tax-free when used for qualified education expenses. This compounding, tax-sheltered growth can make a huge difference over 15 to 18 years, leading up to a child's college enrollment. There are two main types of 529 plans: Prepaid Tuition Plans: Lock in today's tuition rates at specific colleges or state institutions to avoid the impact of future tuition increases, which often rise more than 5% per year. Savings Plans: Flexibly invest contributions with the ability to use funds at a wide range of educational institutions across the country. Key Legislative Updates in the One Big Beautiful Bill Act 1. Doubling K-12 Tuition Withdrawals Before the new legislation, families could withdraw up to $10,000 annually for K-12 tuition expenses. The One Big Beautiful Bill Act increases this limit to $20,000 per year starting January 1, 2026.  2. Expanding Qualified Expenses for K-12 The act now permits withdrawals for a broader range of K-12-related expenses, not just tuition. As of July 5th of this year, 529 account owners can use funds for: Books and instructional materials Online educational content Professional tutoring Standardized testing fees (e.g., SAT, ACT) Educational therapies for children with disabilities 3. Supporting Trade and Technical Education Not every rewarding career requires a four-year degree. The legislative updates now allow 529 withdrawals for accredited post-secondary programs like HVAC certifications, cosmetology, apprenticeships, or trade schools. These must be programs recognized by the Workforce Innovation and Opportunity Act, lead to a military credential, or carry federal/state government approval. This opens the door for practical, career-focused education to be funded just as efficiently as traditional college. Other Savings Options Also introduced under the act is the new “TRUMP account,” which may qualify children born between 2025 and 2028 for a $1,000 government contribution, with annual after-tax contributions up to $5,000. However, unlike a 529, a TRUMP account's assets are transferred directly to the child at age 18. Many may still prefer the flexibility and parental control of a 529, but the option to use both accounts and secure extra government funding adds another layer of planning potential. Perhaps one of the most exciting new features: If a 529 account has been open for at least 15 years, up to $35,000 can be rolled, subject to annual Roth IRA limits, into a Roth IRA in a child's name. This brilliant move allows any leftover college savings to start building long-term, tax-free retirement wealth for your child, giving them a valuable head start. For families supporting someone with a disability, the ABLE (Achieving a Better Life Experience) account remains a vital tool, now bolstered by the ability to make permanent rollovers from 529 accounts. Eligible for those whose disability began before age 46 (up from age 26 next year), ABLE accounts protect benefit eligibility while allowing more robust financial support for care, therapy, and independence. Planning ahead isn't just about numbers; it's about opening doors for the next generation. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Workforce Innovation and Opportunity Act Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

In this episode of Fostering Conversations, guest host Liz Rivera guides a powerful dialogue with Native leaders and advocates about the importance of culture, tradition, and belonging for Native children in foster care. You'll hear from: James Toledo (Utah Division of Indian Affairs) on how culture provides a foundation for resilience. Stephanie Benally (Native American Specialist, Utah Foster Care) on supporting Native children's traditions in foster homes. Craig Sandoval (Urban Indian Center of Salt Lake) on creating culturally responsive models for Native youth and families in urban Utah. Together, they reflect on the sacred role of clans, ceremonies, and language, as well as the ongoing significance of the Indian Child Welfare Act (ICWA) in preserving tribal sovereignty and protecting children's cultural identity. Listeners will learn why everyday practices—from observing ceremonies to speaking Native languages—help children thrive, and how foster parents can honor and support these connections, even outside of tribal communities. Transcript: Liz: [00:00:00] On today’s episode, you’ll hear how cultural traditions give Native children strength and belonging, and why the Indian Child Welfare Act or ICWA is so critical , in protecting those connections for children in foster care. Welcome to Fostering Conversations. I’m your host, Liz Rivera, filling in for Amy Smith. We have a special episode for you today. We’re weaving together conversations with several native leaders and advocates here in Utah. Liz: Let’s begin with introductions in Navajo culture, introductions are not just about your name, they’re about where you come from, your clans, your language, and [00:01:00] lineage. First, we’ll hear from James Toledo from the Utah Division of Indian Affairs, followed by Stephanie Benally, the Native American specialist from Utah Foster Care, and finally, from Craig Sandoval from the Urban Indian Center of Salt Lake. James: [Navajo Introduction] James Toledo James: and, and again. Thank you. I, I’m a member of the Navajo Nation and we introduce ourselves, sharing our clans. So as we probably will talk about this later in the program, our clans are a way to identify our family relationships, connections with others within our community. Stephanie: Hello. Thank you. I am a citizen of Navajo Nation. My clans are Red Streak people born for Bitter Water. My maternal grandfather is Mexican People clan, and my paternal grandfather is Red House. Thank you very much for the opportunity to participate on the podcast. Craig: Hello everybody, and wanted [00:02:00] to introduce myself and my native language. First [Navajo introduction]. Craig: So I introduced myself in my native Navajo language. Just wanted to reintroduce myself in English for all the non Navajo speakers. Good day to everybody. My name is Craig Sandoval, and I’m originally from New Mexico in a small community named Pueblo Pintado, New Mexico. So it’s [00:03:00] just west of Albuquerque, made about two hours. Craig: And my clans are Near the Water People. I’m born for the Mexican clan. My maternal grandparents are the Red Paint People, and my paternal grandparents are the Towering House People. And so that’s who I am, and that’s where I come from. And then now I’m here in Salt Lake working to provide a culturally responsive clinical model for our community here to bring the reservation teachings and bring them here into the valley so that there’s still a connection. I came to Utah about two years ago working with the Urban Indian Center of Salt Lake. Liz: As Craig shares, , staying connected to traditions and language is essential for native children. Even here in urban areas of Utah where families may live far from their tribal homelands. James adds that culture, gives children a foundation to thrive. While [00:04:00] Stephanie reminds us how important it is for foster parents to support native traditions, sometimes through simple everyday practices. Craig: The Urban Indian center, the goal is to connect our community members and our families to. Our tradition and our heritage back home. And that includes providing dancers, providing teachings, providing a class to where they can feel home, they can feel at home.For me, it’s the language, making sure that I can continually speak my language. So with the Navajo language classes, it does bridge that. When we think about Utah Foster Care and our Native kids that are in foster care here in Utah, how do we continue to bring them to connecting with their tradition and culture? And that’s also our goal. Several months ago, the Navajo Nation did a resource fair and one of the division directors, Mr.Thomas, [00:05:00] Cody. Who worked very well with Utah Foster Care really emphasized that there should always be a connection to our Navajo language, to our Navajo culture, to our Navajo environment, to our Navajo values, even though we live in the urban area. Craig: That is absolutely true., And that’s how we’ll stay strong. And so during Mr. Cody’s speech, he asked those that have our children and Navajo, our children in their custody to reconnect in any way they can . That’s where the strength is there. And so we want to, as the Urban Indian Center, while we provide a lot of these events, demonstration classes on Navajo history, Navajo language, Navajo culture, Navajo dances, we want them to connect with our traditional ways in that way. Craig: And so that’s the goal what providing all [00:06:00] the classes that we do at the Urban Indian Center. Craig: It is very important to keep the culture whether something small as a bracelet, a necklace, that means a lot to a native child. growing up in a native home, there’s so many milestones and so many traditions that are celebrated. I wanna give a little bit of background on myself too, as well. I am Navajo, however, I do have heritage and lineage into the Hopi and San Domingos communities, and each one is very different. And I’m gonna give you a great example on this side. Craig: As Navajo, we are born into our mother’s clan. I believe that’s number one. When it comes to really being, I guess it’s a. Coming to the earth is that you’re given your first clan, you’re you. You hear your first clan and as a baby they tell you that your first clan is this. Your second clan is [00:07:00] this. And that’s the introduction to the land. Craig: That’s the introduction to the air, the waters, the clouds, the beings that are on earth. Your introduction. When I look into our Hopi side, we have a child is born and kept in a dark room until a certain number of days have come. They prepare, and within this preparation they do a hair washing and they wash the hair and say, you’re able to come to this land in this world. Craig: And then they go out early in the morning and they introduce the child to the sun And when this happens, they tell the child that, here’s the sun The sun will be with you throughout from day one to the day of your death. They’ll watch over you. They’ll look over you, and there’s that introduction to the sun. Craig: And those are some of the main milestones. And you have Santo Domingo who also wash your hair and receive into the world the [00:08:00] child. So those are your milestones. And when you look into Navajo specific, you then can go into, for example, everybody knows the first laugh You know when a child laughs it means that there is laughter in the world. Craig: There’s happiness in the world, and you might think about it as a child has no worries in the world, but that one laugh has given the world what we call, or what we would call happiness. That child brings that, and they want that happiness to continue within the family, within the world. Craig: And so those are some of the important milestones. And then you get to puberty, the milestones of the women going through the puberty ceremony cannot the the men going through the Sweat Lodge ceremony on that side. Craig: Those are milestones that you have. And then overall you have the weddings, and then you have other things that happen [00:09:00] and they’re all different. When our children go through these rites of passages, there’s other small ones in between, for example, piercing the ears. Craig: When we pierce our ears, it’s that now that the gods can hear us through that, we can hear them too as well. And so that happens at a young age, washing of the hair with different herbs so that we prevent sickness and illness and so that our bodies are strong. Craig: Being a parent of a native child and a foster care parent, these are questions that you can ask like, how can I support? And I know on the reservations there are families willing to guide. There are connections that say we can help with that because they wanna keep the child aligned. They wanna keep the child connected to the traditional ways of life. James: Culture sets a foundation really for any individual. I think looking at a [00:10:00] broader picture, we all were raised in certain cultures, whether that’s within a religious environment, whether that’s with our traditional teachings as indigenous peoples, or whether that’s just your own family traditions that we have. James: So when a child is raised with that culture intact, it sets them up with a strong foundation. So as they. Get older and they start navigating and, and experiencing life. What helps to give them some guidance as they are learning about how to be an adult and to different situations that you encounter. And because when we encounter difficult situations, you immediately go back to Those core teachings. So I think that’s the importance of culture in the context that I was using it, is trying to broaden that perspective to help listeners try to understand why Indigenous families want to maintain that cultural connection. Stephanie: So a lot of our native kids are being placed in non-native homes, and [00:11:00] providing that education for all foster parents is important. So they are aware of some do’s and don’ts, like for example. We had an eclipse and I shared the protocol what Navajos do for our foster families to ensure that the Navajo children followed what needed to be done during the eclipse. Stephanie: It’s just also providing that information, so if they’re caring for a Navajo infant, that they’re able to do a first laugh ceremony or get more information to be able to do that. I’ve had a foster parent reach out before and wanted to know what needed to get done and. Directed her to a Native Elder in the community who was able to help her with that. Stephanie: And so it’s just making sure that even though the Native kids are not in Native homes, they’re still being provided that cultural connection, even though it’s very limited. my hope is that sharing the cultural information, the foster parents will then share that with the Native children that are in their [00:12:00] home. Because it’s not just taking a child to a powwow or reading a book, but it’s the everyday living. Stephanie: It’s a discussion around the table. It’s going to an event with the family and seeing other people. Stephanie: One family was taking care of siblings from the Hopi tribe, and I was able to connect the family with resources so they would be able to go over the information with the children in their home. So hoping that will bring some connection while they’re placed in that non-native home. Liz: I think even the foster parents recognizing the importance of it. Liz: I mean, cutting over to what James said, I think the culture’s that it’s just like in our bones, it’s just how we live, and it’s so hard to. Apply that if it’s not really a part of you, but a foster parent who isn’t native, if they’re at least reaching out and they’re at least trying, that really does show that they honor where these children come from. Liz: In 1978, the Indian Child Welfare Act, known as ICWA [00:13:00] became law after decades of Native children being removed from their families and tribes at alarming rates. Here’s Stephanie and James explaining the history and purpose of ICWA and why it continues to matter here in Utah. Stephanie: Prior to 1978 and ICWA there was a 25 to 35% removal of Native children from their homes, and 85 to 90% of those children were placed in Non-native and non-relative homes. And so over that 10 year span, Congress studied the removal of Native children. Found that there was a need for the federal law based on the study and the testimonies from the families. Stephanie: The Indian Child Welfare Act is a federal law. It is the core of ICWA to recognize tribal sovereignty. It also recognizes the important roles that the tribes play, protecting the wellbeing of Native children. It also protects the children and parents’ constitutional rights. Stephanie: ICWA applies to children under the age of [00:14:00] 18. The child can either be a member of a federally recognized tribe or eligible for enrollment. Eligible for enrollment means that one of the birth parents is an enrolled member with a federally recognized tribe. Stephanie: Federally recognized tribe is a Native American or an Alaska native tribe entity that recognizes as having a government to government relationship with the United States. If the child is a part of a state tribe, they would not fall under the ICWA law. James: Well, as you know, with history of Native Americans, with our government, hasn’t been the best ’cause. James: You can go back to the boarding school era where children were forced to attend federally managed boarding schools. And the intent at that time was to destroy the culture, destroy the connection to culture, and so as kids were going through these various boarding schools, they were taught a different way of life and removed from their family and and [00:15:00] cultural settings. James: I mean, that’s a really brief summary. This could be an entire podcast series if we really wanted to dive into that history. But to go back to your point when it comes to the foster care system or why ICWA was created, as Stephanie had mentioned, there was a history of state child welfare agencies where Natives children were being forcefully taken from their families. James: In some instances, it was minor infractions. For whatever reason, these children were removed and placed into foster care. Some of them were put in through the adoption system. Hence, this was an ongoing challenge that many Native communities were experiencing and it, it caught the attention of Congress and there was a series of public hearings that Congress put on, and so this was an opportunity for those families to share their experiences and the challenges and obstacles that they were experiencing. James: Those testimonies are what led to the creation of ICWA ICWA [00:16:00] Was created to try to help to preserve that and to ensure that those cultural teachings would be able to be shared with future generations and to ensure that we as Indigenous people are still here. Liz: Almost two years ago, they tried to codify ICWA into state law and tell us a little bit about why they thought that was necessary. James: So Representative Watkins at the time was the lead sponsor of the state bill, and the reason this was being pushed forward by the tribes in Utah was because at the time there was a case that was going before the US Supreme Court. James: That was on ICWA So there was a potential that if the court ruled in favor of the plaintiffs in this case, then they would have overturned the law. And those protections that are part of that statute would have gone away. And so there was an effort at the state level to codify the spirit of the [00:17:00] law, so to speak, and make sure that is preserved care at the state of Utah. James: There was a lot of support for the bill. We went through several revisions. The tribes were heavily involved throughout that process, but unfortunately it still ran into resistant in the legislature. James: It did not pass. I think the tribes are talking about reintroducing the law again, presently, the Supreme Court has ruled and they basically upheld. James: I think there’s a desire to learn. It’s a complex issue, and as you talk with people, you’re going to have to approach that in unique ways because it is a complex topic and it’s not a one size fits all, or my perspective isn’t the be all perspective out there. And so I think as, um, people are curious, I would encourage people to read up more about the history behind the law, why it became a law. James: Also, if they have further questions, if they [00:18:00] have indigenous friends or connections to that way, then I think it would be appropriate to have those conversations or try to educate themselves as as best as they can, and maybe contacting Stephanie at a public event or. There are ways to continue to learn and try to understand the purpose of the law and why many indigenous communities are fighting to preserve this legislation. Liz: Does the Utah Division of Indian Affairs, do they ever get involved in foster care cases? James: Good question. So my office, we are not involved in the child welfare process at all. We do get phone calls from community members inquiring, but we refer those inquiries to, uh, DCFS. So within DCFS, there is a, ICWA coordinator who works directly on these matters in these cases, and so. James: We would refer them to contact DCFS to speak with that ICWA administrator who can guide them through the process. [00:19:00] We do try to give them as much information as we can. We do share resources, Utah Foster Care and other legal services generally that provide legal assistance or can answer some of those legal questions. Liz: Of course, even with protections in place, the realities aren’t always easy. Many families, even in Salt Lake, may not have the resources to be near or return to their ancestral homes in traditions. And though ICWA cases can be complex, the goal is always to place Native children with family first or in Native homes whenever possible. Stephanie: Any time there is reason to believe that there is a native child when the investigation is happening and someone says, I believe my grandmother is a Native American, even with that reason to believe they need to treat the. Stephanie: Case as an ICWA case, so DCFS notifications will then go out to the tribe and then it will be the tribe who will then to determine if the child is a member [00:20:00] or eligible for enrollment. While that’s taking place, the state will then try to find a native home for the native children. So under ICWA there is a foster placement preference, and it would be family first, and then it would be with, um, foster parent of the same tribe. And then the third one would be from a different tribe. And then the last placement would be to any open foster home that’s available. Craig: there’s Craig: multiple reservations in the United States. And one that is particularly for the Navajo reservation. . So the Navajo people were put on this land, on our homeland, and it goes back to the history of how we have our ancestral homeland. Craig: Where we emerged, we came to our mother earth, and the deities at that time said, this will be where you will live. This will be your homeland. So our ancestral homeland became the boundaries, became the four sacred mountains. So we have to keep that in [00:21:00] mind. Craig: Before lines were made by the US government, there was our ancestral homeland, and the boundaries were created with four sacred mountains and with two mountains in the middle that serve as our central location. ? So that’s our ancestral homeland. However, during the 1860s, we were removed from our land and put onto a different reservation in New Mexico. , We were released due to whatever political reasons that was, and a treaty was formed. And with that treaty, what a struck of a pin, we were given four diagonal lines and said, this is your reservation. And throughout the next couple of years. With new presidents coming in and out of office with executive orders, our reservation grew, but it still stayed inside our ancestral homeland boundaries, and I think we’re grateful for that. Craig: Yeah, other tribe have different experiences. Some [00:22:00] did stay on their ancestral land, some did leave their ancestral land and put onto reservations. However, as the Navajo people we’re very fortunate to have returned and the government really accept that we return to our ancestral lands, we’re very thankful for that, that we return to our ancestral lands. Craig: So when I say reservations, and when I say on our ancestral lands, it’s where we call home. The land that we call home. The land that times the Navajo names. For example, our four sacred mountain. Craig: When we hear that, we hear home. A lot of our urban community members here in Salt Lake don’t have the resources at times, the needs or even the transportation to go home. Because you look at it, the Navajo nation as the almost from eight to 10 hours away, depending on where you live, and maybe even more. Craig: And our community members do want to keep that [00:23:00] connection. And the Urban Indian Center understands that. And I understand it because I was raised on the reservation and I, I moved to an urban area to where I don’t have the connection. Liz: The good news is there are resources right here in Utah for Native children. The Urban Indian Center in Salt Lake City offers language classes, cultural events, and outreach to help children and families stay connected. Utah Foster Care also provides similar opportunities from cultural education to community events like the Indigenous Foster Care Fashion Show and the Moccasin Run-in White Mesa. Stephanie: As I mentioned before, there is a shortage of native foster homes. Stephanie: Being very present in the community is important. Being at the table when it comes to policy making, meeting with the tribes and making those connections with the community is important. Stephanie: So they are aware that there is a need that. If they’re not able to foster, then there’s other ways to support our Native kids through the Cedar Project or provide [00:24:00] support to our foster families. And again, it’s just coming up with unique ideas of recruitment. We collaborated with James’ office in Ute Mountain Ute years ago and have an Annual Moccasin Run that we hold in White Mesa, Utah every year to bring awareness. Stephanie: And just coming up with different types of events who bring the community together to make sure that our Native kids have that cultural connection. And that’s why it’s important to be considered a, a kinship placement or a foster placement. Craig: With families that don’t have that tie. First of all, you have resources in your state, and some of these resources are at the state level. Craig: I know Utah. Does have the eight tribes in Utah. However, there are also the urban areas. For example, one can start from the State Department of Indian Affairs, and then Indian Affairs can guide you to other resources in the areas such as the Urban Indian Center. The Urban Indian [00:25:00] Center can provide many of those resources to as well. Craig: They can provide, this is what this tribe is, what this other tribe is, and how they’re unique from one another. What the Urban Indian Center and how it’s unique too, is also that they have employees that are employed from different tribes, so the navigation there also can span out even more. Sure. But. Craig: Another area is that each of the tribes have their own program. The social services programs, the tribal historic preservation offices, those are areas to where they like to connect the vital records departments. They will connect their, and we ensure that the Native children are connected to their native heritage and their native ways. Craig: At the beginning when a family is navigating these, it might seem like a very scary thing to do, but overall, the community the Urban Indian Center, they’re [00:26:00] open to it. They’re open. Which way do we go? How do we navigate it? Craig: And if we don’t know anybody there, you know, that will help you navigate. There’s always somebody that they will connect you. So I would really let the families. That have native children in their care to always reach out, Stephanie Benally is a great resource and she’ll connect you with any resources that you may have. And they’re always open to whether non-native, whether non Navajo. But they still have a Navajo child in their home. We encourage them to bring the Navajo child, their child, our child, to our home, their Indian center, and learn from us too as well, so they understand the importance of our Navajo culture. Craig: We have our main location, which is on 120 West, 1300 South in Salt Lake City, hours from eight to five. Our phone number is (801) 486-4877. And we do have a [00:27:00] team there. So if you have a question. Reach out and you can ask for me, Craig Sandoval. Craig: Or you can ask for our outreach department, Rhonda Duval heads that department. Everybody knows Rhonda. . We know her as Honey, but she’s a great resource too as well. Feel free to reach out to us so we can make some of those connections for you and support you as a parent, support you as one of our family members too. Liz: These are all ways foster families can support Native youth in care. As we close, our guests reflect on the great work of families that foster Native children, keeping Indigenous people and culture strong, and underscore the urgent need for more native foster homes in Utah. Craig: Thank you for the Utah foster care. Thank you to your team and also thank you to. Foster parents out there taking a new child, a Navajo child can have its challenges. It’s a beautiful thing too, as well. Craig: And we wanna thank you. I personally wanna thank you. We wanna thank you [00:28:00] and always remember that the Urban Indian Center is a resource. You can come see us at any time. James: I just appreciate having this conversation. I think it’s good to help your listeners understand this complex law, and hopefully this conversation today will give some insight and encourage listeners to learn a little bit more about this history and to try to better understand why ICWA was created and why many Indigenous communities around the country are working very hard to preserve this federal legislation. Liz: We hope today’s episode has shed some light on ICWA and the importance of culture and connection for Native children in foster care. To learn more about Native services at Utah foster care, visit Utah foster care.org. You can also connect with the Urban Indian Center of Salt Lake, or the Utah Division of Indian Affairs for resources and support. Liz: Thank you for joining us for Fostering Conversations. Together we can ensure every [00:29:00] child in Utah grows up connected to the rich heritage of their roots.

In this week's episode of Which? Shorts, we tell you which electric cars are eligible for the government's new EV grant - and could therefore save you thousands of pounds.Read the full list of eligible cars & sign up for our Cars newsletter, it's free monthly Become a Which? member for 50% off the usual price

https://vimeo.com/1116428830?share=copy#t=0 https://www.currentfederaltaxdevelopments.com/podcasts/2025/9/6/2025-09-08-irs-releases-preliminary-list-of-eligible-qualified-tip-occupations  This week we look at: Eleventh Circuit: Gross Valuation Misstatement Penalty in a Conservation Easement Case Treasury & IRS: Preliminary Guidance on Tipped Occupations Eighth Circuit: Medtronic Transfer Pricing Dispute Remanded Again California OTA: Entertainer Found to be a California Resident Pitfalls in IRA Bankruptcy Exemptions: Farber v. Feldman

AIB, Bank of Ireland, and PTSB have today announced plans to launch Zippay, a new person-to-person mobile payment service, in early 2026. Zippay will be available to more than 5 million eligible customers of the three retail banks initially. It will be an in-app service offered through the banks' existing mobile banking apps and delivered by leading European PayTech Nexi. Customers will be able to send, request, and split payments instantaneously with Zippay by using the mobile number of their contacts who are also using the service. Speaking on today's announcement, Brian Hayes, Chief Executive BPFI, stated: "We are delighted to join AIB, Bank of Ireland and PTSB in announcing the introduction of Zippay to the Irish market next year. Developed in response to customer feedback and demand, this will provide a quick and easy way to send and receive money or split bills with friends, family and contacts who are also Zippay users. It will be delivered through customers' existing mobile banking apps and therefore comes with all the same high levels of security, protection, and digital safety and avoids the need for topping up a digital wallet or downloading a separate app." Describing how the app will work, Mr Hayes continued: "Eligible customers will automatically be enrolled to Zippay, which will appear in their personal banking app once the service is launched next year. It will use mobile numbers saved in the customer's contact list to identify who else uses Zippay. There will be no need to set up a new payee or know their IBAN, BIC or account numbers; the money will transfer between accounts seamlessly. The service will allow customers to send up to €1,000 per day as well as request up to €500 per transaction. It will be simple, speedy and secure." Nexi, a European PayTech company and one of the world's leading payment technology providers, will deliver the Zippay service in Ireland. Nexi already has a strong track record in the Irish financial services sector, having successfully partnered with domestic institutions to offer a range of reliable digital payment solutions. Also speaking on today's announcement, Renato Martini, Digital Banking Solutions Director of Nexi Group, said: "Built on an API-based architecture, Nexi has designed Zippay for scalability and future expansion with the goal of making the solution as widely available as possible to customers across Ireland. After the initial launch, Zippay will be offered on a non-discriminatory basis to all financial institutions that provide IBAN account services and a mobile app to Irish consumers and Nexi will manage the integration of eligible financial institutions that wish to join the service. Delivering this service in Ireland is an important recognition of Nexi's experience in developing and launching innovative Account-to-Account solutions, thanks to its know-how, skills, and people. We are proud to be contributing to the further acceleration of digital payment solutions in Europe." Over the coming weeks, all eligible customers of AIB, Bank of Ireland and PTSB will receive information on the new service ahead of the rollout next year, including details on how to opt out if they so choose. A dedicated website www.Zippay.ie has also been launched today with detailed information on the service and how it will work. Additionally, each bank has launched their own dedicated online Zippay information page on which customers can find further details specific to their bank: AIB - www.aib.ie/Zippay Bank of Ireland - www.bankofireland.com/Zippay PTSB - www.ptsb.ie/Zippay More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech New...

IRS releases preliminary list of occupations for qualified tips deduction, entertainer found to be a California resident and more.

This week we look at: Eleventh Circuit: Gross Valuation Misstatement Penalty in a Conservation Easement Case Treasury & IRS: Preliminary Guidance on Tipped Occupations Eighth Circuit: Medtronic Transfer Pricing Dispute Remanded Again California OTA: Entertainer Found to be a California Resident Pitfalls in IRA Bankruptcy Exemptions: Farber v. Feldman

For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca

Hello and welcome to another episode of Ferret64, the podcast about video games! This episode covers video game news and occurrences between 8-25 and 8-31-25 including: My August Gaming Pick-ups, Gears of War Reloaded, Sword of the Sea, Death Stranding 2: On the Beach, Game Key Cards not Preservable, Hollow Knight Silksong Price Leaked by GameStop (possibly), Black Ops 7 Devs talk about Skins, Elden Ring Nightreign Update, Indie Games getting out of the way of Silksong, SNES NSO update, Rust shutting down servers, LEGO Batman: Legacy of the Dark Knight, Yooka-Re-Playlee, Assassin's Creed Mirage DLC, UBOAT Shadow Drop, Nicktoons & The Dice of Destiny, and more! Thank you for listening on all platforms! Song in the intro and outro Night Shade - Adhesive Wombat. Timestamps -00:00 Intro00:57 August 2025 Game Pick-ups10:02 Gears of War Reloaded (First Impressions)20:19 Sword of the Sea (Final Review)30:05 Death Stranding 2 (Final Review) 51:26 Game Key Cards no Eligible for Preservation57:46 Silksong Price Leaked by GameStop?1:00:23 Black Ops 7 Not Going Overboard with Skins1:06:07 Elden Ring Nightreign Ups Difficulty1:08:57 Atari Buys Several Ubisoft IPs1:10:36 Indie Games Delayed around Silksong1:14:19 SNES NSO Update1:16:27 10 Game Servers Being Shut Down Next Month1:19:47 Coming Soon1:35:20 ClosingTwitch: https://www.twitch.tv/yemmytheferretTwitter: https://twitter.com/YemmyTheFerretBlueSky: https://bsky.app/profile/yemmytheferret.bsky.socialJoin my Discord: https://discord.gg/b9NaNgp

Good Morning GwinnettI Care Tech Geeks is offering a discount to help you switch to the new version of Windows.  Use this link and disount code https://cyber.icaretechgeeks.com/ripwindows10  (GWC is The Discount CodeLynette Furr, owner of I Career Tech Geeks, recently offered critical guidance to clients navigating Microsoft's upcoming retirement of Windows 10. Microsoft has set October 14, 2025 as the official end-of-support date: after this, Windows 10 will no longer receive security updates, feature improvements, or technical support—though the OS will continue to function. For those needing more time to transition, Microsoft now offers a consumer Extended Security Updates (ESU) program, extending support by one year through October 13, 2026. Eligible users can access the ESU free by syncing their PC settings via the Windows Backup app tied to a Microsoft account, or by redeeming 1,000 Microsoft Rewards points, with a paid option (~$30) also available.  In summary, users on Windows 10 must either:Upgrade eligible devices to Windows 11,Sign up for free or paid ESU, orConsider alternative operating systems (e.g., Linux or ChromeOS) if unable or unwilling to upgrade.Become a supporter of this podcast: https://www.spreaker.com/podcast/good-morning-gwinnett-podcast--3262933/support.

Paul, Matt and JR kick off the season with a preview of the Lions, Micah Parsons' salary cap implications, injuries to both teams, NFC North predictions, Ben Johnson to John Morton, the awful spelling of TeSlaa, and of course, listener questions!

Paul, Matt and JR kick off the season with a preview of the Lions, Micah Parsons' salary cap implications, injuries to both teams, NFC North predictions, Ben Johnson to John Morton, the awful spelling of TeSlaa, and of course, listener questions! Hosted on Acast. See acast.com/privacy for more information.

See omnystudio.com/listener for privacy information.

On this hour of Flames Talk, Pat Steinberg and Aaron Vickers dive into the latest confusion around the NHL/NHLPA rule changes — and what it all means for Flames prospect Zayne Parekh. Could the 19-year-old actually be eligible for the AHL this season? The guys break down what's real, what's still in negotiation, and why the Flames would love to have that option.(36:45) Then, the Pacific Division preview series kicks off with a look at the Vegas Golden Knights: how big of a threat are they this year after adding Mitch Marner but losing Alex Pietrangelo?The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate. https://www.sportsnet.ca/960/flames-talk/

For married couples planning their retirement, understanding spousal Social Security benefits can seem like a labyrinth. This week, I'm answering a listener's question about how spouses can maximize their Social Security benefits. Join me as I break down the key rules, eligibility requirements, and strategies that can help you and your spouse make the most of your benefits over your lifetimes.  Whether you're nearing retirement or still a few years away, I can help you understand primary insurance amounts, full retirement age, and what happens if one spouse claims benefits early. If you want to ensure you and your loved one have a smart plan for Social Security, this episode offers essential insights and actionable advice. You will want to hear this episode if you are interested in... [02:33] Eligible spouses may receive at least half of their partner's full retirement benefit. [05:25] How much of a spousal benefit will you receive?  [07:42] Strategies to manage spousal benefits. [09:54] Spousal benefits are reduced by $1 for every $2 earned over the limit. [10:30] Applying for a spousal benefit. Understanding Spousal and Survivor Social Security Benefits  Spousal benefits exist to ensure that partners in a marriage—including those who spent little or no time in the workforce—can still access a stable retirement income. If you're married, you could be eligible to receive up to half of your spouse's full retirement benefit, commonly referred to as their Primary Insurance Amount (PIA). This benefit is designed for spouses who don't qualify for a significant benefit on their own due to having spent less time in the workforce, perhaps because they were caring for the home or raising a family. At a minimum, every spouse can claim at least 50% of their partner's PIA, but only if their own benefit is less than this amount. This safety net helps ensure that lower-earning spouses are not left without Social Security support in retirement. Eligibility Requirements: Who Qualifies and When? To collect a spousal benefit, several conditions must be met: The Higher-Earning Spouse Must File: You cannot receive a spousal benefit until your spouse has filed for their own Social Security retirement benefit. Minimum Age: The spouse collecting the spousal benefit must be at least 62 years old. Marriage Requirements: You must be legally married, though in some states, common law marriages are recognized. Timing Matters: To collect the full 50%, you must wait until your own full retirement age, which is generally 67 for those born after 1960. Claiming earlier results in a reduced benefit, often as low as 32.5%-37.5% of your spouse's PIA if you file at age 62. For example, in the listener scenario discussed in the episode, the wife began her benefit at 64. Because she started before her own full retirement age, she is only eligible for 37.5% of her husband's benefit—less than half. Strategies for Maximizing Spousal Benefits Determining when to claim Social Security is a nuanced decision: Higher-Earning Spouse Delays, Lower-Earning Spouse Claims Early: Often, the lower-earning spouse might claim their own benefit early, while the higher earner waits until full retirement age or even 70 to claim. This maximizes the survivor benefit for the lower earner, as a widow or widower can "step up" to the deceased spouse's higher benefit. Cost of Living Adjustments (COLA): Increases in Social Security benefits due to COLA apply both to individual and spousal benefits. Because COLA is a percentage, it may cause dollar amounts to shift, but it will not change the eligibility for claiming spousal benefits unless there is a significant gap. Survivor Benefits: If the higher earner passes away, the surviving spouse can "take over" the higher benefit. This makes it advantageous for the higher earner to delay benefits if the couple is concerned about long-term financial security. How to Apply for Spousal Benefits Applying is straightforward and can be done online at SSA.gov, by calling the Social Security office, or in person. Be prepared to provide proof of age, a marriage certificate, and possibly your spouse's work records. Maximizing Social Security as a couple comes down to knowing the rules, timing your decisions, and using strategic thinking to boost your household's retirement income. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Benefits for Spouses  Collecting Divorced Social Security Benefits Ep41 Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Hello and welcome to another episode of Ferret64, the podcast about video games! This episode covers video game news and occurrences between 8-25 and 8-31-25 including: My August Gaming Pick-ups, Gears of War Reloaded, Sword of the Sea, Death Stranding 2: On the Beach, Game Key Cards not Preservable, Hollow Knight Silksong Price Leaked by GameStop (possibly), Black Ops 7 Devs talk about Skins, Elden Ring Nightreign Update, Indie Games getting out of the way of Silksong, SNES NSO update, Rust shutting down servers, LEGO Batman: Legacy of the Dark Knight, Yooka-Re-Playlee, Assassin's Creed Mirage DLC, UBOAT Shadow Drop, Nicktoons & The Dice of Destiny, and more! Thank you for listening on all platforms! Song in the intro and outro Night Shade - Adhesive Wombat. Timestamps -00:00 Intro00:57 August 2025 Game Pick-ups10:02 Gears of War Reloaded (First Impressions)20:19 Sword of the Sea (Final Review)30:05 Death Stranding 2 (Final Review) 51:26 Game Key Cards no Eligible for Preservation57:46 Silksong Price Leaked by GameStop?1:00:23 Black Ops 7 Not Going Overboard with Skins1:06:07 Elden Ring Nightreign Ups Difficulty1:08:57 Atari Buys Several Ubisoft IPs1:10:36 Indie Games Delayed around Silksong1:14:19 SNES NSO Update1:16:27 10 Game Servers Being Shut Down Next Month1:19:47 Coming Soon1:35:20 ClosingTwitch: https://www.twitch.tv/yemmytheferretTwitter: https://twitter.com/YemmyTheFerretBlueSky: https://bsky.app/profile/yemmytheferret.bsky.socialJoin my Discord: https://discord.gg/b9NaNgp

From ‘Pod Maverick' (Subscribe Here): Kirk and Josh lead off talking about if Washington will sign a contract extension and what he means to this team. Then they pivot to ESPN's Stephen A Smith having Dallas as Finals contenders, and revisiting some old Mark Cuban trade claims. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On the season premiere of Reporting as Eligible, Tyler is optimistic, Paul less so, as the team is beset by injuries, the division has (maybe) improved, and the offensive line was getting....bigger. But are the injuries overblown? Is Matthew Golden some kind of precious metal child? Is Lukas Van Ness good now, or should we keep an eye out for Gary? And is Paul really worried about the Bears? I mean, really? Are you ever gonna learn man? Plus, listener questions as RAE kicks off season something.

On the season premiere of Reporting as Eligible, Tyler is optimistic, Paul less so, as the team is beset by injuries, the division has (maybe) improved, and the offensive line was getting....bigger. But are the injuries overblown? Is Matthew Golden some kind of precious metal child? Is Lukas Van Ness good now, or should we keep an eye out for Gary? And is Paul really worried about the Bears? I mean, really? Are you ever gonna learn man? Plus, listener questions as RAE kicks off season something. Hosted on Acast. See acast.com/privacy for more information.

During the 4pm hour of today's show Chuck & Chernoff talked about Kirby Smart, the College Football Hall of Fame, ESPN's Top 100 NFL Player List, Haynes King, Alabama, Florida State, LSU, Kaleb McGary being out for the season and what the Falcons will do at Right Tackle now before wrapping up the show with some Unfinished Business. See omnystudio.com/listener for privacy information.

Rob and Lonzo talk College Football and Rahsul Faison's Eligibility

In this JCO Article Insights episode, Dr. Joseph Matthew interviews authors Dr. Yang Zhang and Dr. Haiquan Chen about their recently published JCO article, "Phase III Study of Mediastinal Lymph Node Dissection for Ground Glass Opacity–Dominant Lung Adenocarcinoma" TRANSCRIPT Joseph Mathew: Welcome to the Journal of Clinical Oncology Article Insights episode for the August issue of the JCO. This is Joseph Mathew, editorial fellow for JCO, and today, it is my pleasure to have with us Dr. Haiquan Chen and Dr. Yang Zhang, authors of the recently published manuscript, "Phase 3 Study of Mediastinal Lymph Node Dissection for Ground-Glass Opacity-Dominant Lung Adenocarcinoma," which we will be discussing today. Dr. Chen is the Director of the Institute of Thoracic Oncology at Fudan University and the Chief of Thoracic Surgery at Fudan University Shanghai Cancer Center, where he is also the Head of Thoracic Oncology MDT and the Director of the Lung Cancer Center. Dr. Chen is a surgeon-scientist and a pioneer in developing individualized surgical strategies for early-stage non-small cell lung cancer. Dr. Zhang is a surgical oncologist and a member of the team which Dr. Chen leads at the Fudan University Shanghai Cancer Center. Welcome Dr. Chen and Dr. Zhang. Thank you very much for accepting our invitation and joining us today as part of this podcast episode. To summarize the salient points, this study presented the interim analysis of a multi-center, open-label, non-inferiority, randomized controlled trial investigating the necessity of systematic mediastinal lymph node dissection at the time of segmentectomy or lobectomy in patients with clinical stage T1N0M0 ground-glass opacity-dominant invasive lung adenocarcinoma, as defined by a consolidation-to-tumor ratio of 0.5 or less on thin-section computed tomography and a maximum tumor diameter of 3 cm or less. Eligible participants with intraoperatively confirmed invasive adenocarcinoma on frozen section analysis were randomized to either the systematic mediastinal lymph node dissection arm or to no mediastinal lymph node dissection. In the latter experimental group, mediastinal lymph nodes comprising the N2 nodal stations were not dissected, and the hilar nodes were variably addressed at the discretion of the operating surgeon. The primary endpoint of the trial was disease-free survival at 3 years. Secondary endpoints included perioperative outcomes, the status of lymph node metastasis in the systemic lymph node dissection arm, and 3-year overall survival. Before the trial reached its accrual target, a pre-planned interim safety analysis set for the time point when enrollment reached 300 patients was performed. It was noted that while none of the patients in either arm had nodal metastasis on postoperative pathological evaluation, lymph node dissection-related intraoperative and postoperative complications were more commonly observed in the systematic lymph node dissection arm, including one life-threatening episode of massive bleeding. Since this met the predefined criteria for trial termination, and in accordance with the principle of non-maleficence, further recruitment was stopped and the trial terminated. Although the 3-year disease-free survival and the overall survival for the enrolled patients were comparable, operative outcomes, including the duration of surgery, blood loss, chest tube duration, length of postoperative stay, and the rate of clinically significant complications, were significantly lower in the experimental arm compared with the systematic lymph node dissection group. The authors concluded that for well-selected patients, mediastinal nodal dissection could be omitted without adversely affecting oncological outcomes, representing a significant shift in current surgical practice, given that guidelines the world over recommend systematic lymph node dissection or sampling for all invasive lung cancers. In summary, this study addressed a clinically relevant question with regard to the extent of nodal dissection, especially in the light of recent evidence recommending less extensive parenchymal dissections for early-stage non-small cell lung cancer, with the findings suggesting that invasive lung adenocarcinoma associated with ground-glass opacities of consolidation-to-tumor ratio up to 0.5 was an excellent predictor of tumor biology, and in clinical T1N0M0 lesions, a reliable predictor of negative mediastinal lymph node involvement. So Dr. Chen and Dr. Zhang, could you tell us some more about what led you to do this research and the challenges which you faced while recruiting patients for this trial? Dr. Yang Zhang: Dr. Mathew, thank you for your summary. The current clinical guidelines recommend systematic lymph node dissection or sampling for every patient with early-stage lung cancer, regardless of their lymph node status. And in our clinical practice, we observe that this procedure causes a lot of surgical complications including chylothorax and recurrent laryngeal nerve injury. Furthermore, dissecting the tumor-draining lymph nodes actually may potentially damage the body's anti-tumor immunity. So, Dr. Chen proposed the concept of selective lymph node dissection, which we aimed to dissect the metastatic lymph nodes, while at the same time we try to preserve as many uninvolved lymph nodes as possible. So previously, we have conducted a series of retrospective studies to identify reliable predictors of nodal negative status in certain mediastinal zones, and we have performed a prospective observational phase 2 clinical trial to validate that the six criteria we proposed are 100% in predicting node-negative status. And this forms the basis for our phase 3 clinical trial. Dr. Haiquan Chen: This trial is only one of the series of trials. The meaning of this trial you already said. And for a long time, from the surgeon's point of view, we considered minimally invasive surgery. It minimizes the size of the incision and minimizes the number of the holes we made. So, the true and the high-impact of minimally invasive, we make a concept of minimal dissection, that means organ-level minimally invasive. So we proposed the concept of minimally invasive 3.0, that means minimal incision, minimal dissection (that means organ-level minimal), and systemic minimally invasive. So at first, we judged from the point of minimally invasive surgery. As long as immunotherapy is widely used in the clinical practice, we know immunotherapy, that means you use drugs to stimulate and activate the lymph node site. If we dissect all the metastatic lymph nodes, cut them out, how can we restimulate that lymph node site? So, from minimally invasive trauma and second, from the functional aspect, to try to save as many uninvolved lymph nodes as possible. Joseph Mathew: Thank you, Dr. Chen. That's a very interesting concept that you alluded to even in the discussion of this paper, as to the potential role of the non-metastatic lymph nodes as immune reservoirs. So, coming back to this paper, were there any challenges which you faced while recruiting patients for this trial? Dr. Haiquan Chen: The criteria is very clear. That means invasive adenocarcinoma, that means most of the centimeter is 3.0 centimeter and also CTR ratio less than 0.5. And we can see that, you know, we did study about that. Even the invasive component of the subsolid nodule, it's bigger than the solid part. That means even the pure GGO, we can find out that there's still some invasive component. From this point of view, pure GGO and subsolid GGO, from this part of invasive carcinoma, that means it's a special clinical subtype that we, from retrospective study and also prospective study, we find out this group of patients, there are no mediastinal lymph node metastasis. So I think it's very important for this kind of group that we can avoid doing the mediastinal lymph node dissection. And we can do organ-level minimally invasive surgery. And also, we try to keep the patient's immune function as normal as possible. Dr. Yang Zhang: Well, Dr. Mathew, we believe that the biggest challenge when we are enrolling these patients is that there needs to be a paradigm shift in the mind because systematic lymph node dissection has long been the standard of care. And some patients may misunderstand. Before the enrollment, we have to give them informed consent, but if the patient hears that they may be enrolled in the no-lymph-node-dissection group, they may feel that they do not receive radical, curative-intent surgery. So we believe, as Dr. Chen has said, after the release of our results, the no-lymph-node dissection may be incorporated in the future guideline for those patients without lymph node involvement, we can just omit the lymph node dissection. Joseph Mathew: The study described two pre-planned interim points during the course of subject enrollment when the data was analyzed. So Dr. Chen and Dr. Zhang, could you please explain a little more about these two interim points of analysis that were planned and the rationale behind it? Dr. Yang Zhang: When conducting this trial, we have two concerns. One is if there is any lymph node metastasis, there may be omission of metastatic lymph nodes not dissected in the no-lymph-node-dissection group. And there is another concern is that if all these lymph nodes are uninvolved, then dissecting these lymph nodes may cause life-threatening complications. So, we set the 150 interim analysis to ensure that there is no lymph node involvement in this group. And the other early termination criteria is set because if there is no lymph node involvement found in both groups, then a severe complication which is life-threatening is unacceptable because it threatens the patient's safety. Joseph Mathew: So, although you did briefly allude to in the paper, what was the basis for selecting DFS as the primary endpoint when the objective of this trial was to assess nodal involvement in this subset of tumors? Dr. Yang Zhang: Well, previously, we have done a series of retrospective studies and one prospective phase 2 trial. And in these studies, we have identified that GGO-dominant lung adenocarcinoma, even if it's invasive, it has no lymph node involvement. So this phase 3 trial was primarily designed to compare the survival outcomes. But as the trial went on, as Dr. Chen has concerns that if the patients have no lymph node metastasis at all, it may be unfair to dissect the lymph nodes for patients enrolled in the systematic lymph node dissection group. So there is one life-threatening complication that happens due to dissecting the lymph nodes and injury to the superior vena cava, which leads to massive bleeding. It is at this point that we decided to terminate this trial for patient safety concerns. Joseph Mathew: Yeah, that's a very fair point. So you made sure that the ethical considerations were kept intact. So another point was, there was a mention in the study of the historical data from your institution suggesting a 3-year disease-free survival of 96.6% for patients with clinical T1N0M0 ground-glass opacity-dominant invasive lung adenocarcinoma. So could you please elaborate on the patterns of recurrence which you noted for this group of patients who had developed a recurrence? Dr. Haiquan Chen: Yeah, I think over 90% 3-year DFS, that's the least. From our retrospective data for this kind of group of patients, their DFS is so good. To the best of my knowledge, almost 100%. So this is very conservative, 94, 90% is very conservative. I think the trial eventually would have been positive. It's a special clinical subtype, even for invasive adenocarcinoma, their prognosis is much better than the other type of invasive adenocarcinoma. Joseph Mathew: So this question may be slightly outside the purview of this study, but in your clinical practice, would you advocate either segmentectomy or lobectomy for all patients meeting the trial criteria, that is, lesions measuring 3 cm or less with a CTR of up to 0.5? Or is there a subgroup of patients you would recommend a wedge dissection for? Dr. Haiquan Chen: I think CTR ratio is one parameter and also the location is another very important parameter. So we put it together to make a decision, the patient should do a lobectomy or segmentectomy. Even for an ongoing trial, for even the patient, invasive adenocarcinoma, we can do in the right location, even wedge, it can achieve enough negative margin in the ongoing trial to verify the comparable result for the patient, we can do the wedge dissection. So not just the CTR ratio, that's not the only parameter to make a decision on what kind of procedure we'll do. Joseph Mathew: Yeah, great point, Dr. Chen. So from my perspective, this study was a well-designed, randomized control trial based on a relevant and clinically valid research question. So what, in your opinion, are the main strong points of this study? Dr. Yang Zhang: We believe that this study represents the first randomized clinical trial published, yet, regarding the topic of selective lymph node dissection. It basically offers the highest level of evidence. We believe our results should be incorporated in the future clinical guideline. Joseph Mathew: Given the increasing incidence of these lesions, I think it was- a randomized control trial in this arena was much awaited. And the other point is that GGO-dominant lung adenocarcinomas, the specific clinical guidelines are not very clear. So I think your study brought out that lymph node dissection for these tumors which satisfy the eligibility criteria could be omitted safely. Important consideration here is that the conclusions of the trial were based on an interim analysis, and this analysis was not planned for an early assessment of the primary endpoint. In other words, the study was not adequately powered to detect a significant difference in DFS at 3 years. So Dr. Chen and Dr. Zhang, what do you perceive are the most important limitations of this study which you feel should be addressed in future research? Dr. Haiquan Chen: So the surgery now is more individualized. I think the surgery from the last two decades, from the maximum tolerable intervention to minimum effective treatment, there's a big shift. So I think that the consensus, we can preserve normal lung parenchyma as much as possible. For the lymph nodes, I think that the big shift, we should shift it to keep as many as uninvolved lymph nodes as possible. So that's very important, not just to reduce the intraoperative trauma, but also to keep the immune environment as normal as possible. Joseph Mathew: Another point was the limited long-term follow-up data to determine the actual impact of omitting lymph node dissection on local-regional disease control. So is any future follow-up planned to assess the long-term survival outcomes for the 302 patients which were enrolled in this trial? Dr. Haiquan Chen: Yeah, I think that's very important for us. This trial we terminated just because if we keep the trial going, it's unfair for the mediastinal lymph node dissection group. We tried to just stop here, and we shifted to the single-arm trial. So, 2 or 3 years, this trial and another trial, they will give our final result to demonstrate more if selective mediastinal lymph nodes have a better result than ever before. And we will support the mediastinal lymph node dissection. That's one way. And the American College just asked me, how can we put this policy into clinical practice in the United States? Because most of the patients they meet have solid tumors. So we have another trial, try to figure out how we can make sure before and intraoperative the lymph node status is negative or positive, and then we can solve that problem and put this policy into clinical practice in the Western society. Joseph Mathew: Great. So that would be something we should all be looking forward to. So, this brings me to the final point of discussion on future research in this field. Dr. Chen, you commented in the paper that future studies should focus on improving the reproducibility of CTR evaluation. What are your thoughts on this subject? Dr. Haiquan Chen: The CTR ratio, the concept from the JCOG 0201, just a concept from that prospective study, the phase 2 study, only subgroup analysis they give the concept of CTR ratio and the diameter. How can we reproduce? In our group and also I believe in Japan and in China, in Korea, and in our daily practice, I think CTR ratio is not a big issue. There are two very important things. One, you make sure the CTR ratio, not in a common CAT scan, but in a high-resolution CAT scan. So the imaging, that's the first thing. And the second, not from the single section and a two or three section, you make sure that your calculation is accurate. That's not just the single section, you make sure that you got the conclusion, the CTR ratio is the same number. We make sure that totally we, from the top to the bottom of the whole lesion, we make sure that the CTR ratio is accurate. Joseph Mathew: Thank you, Dr. Chen. I think that would involve training our radiologists also to be aware of the CTR ratio and how it should be interpreted. So another very interesting concept which you had alluded to in the discussion was the potential role of non-metastatic lymph nodes as immune reservoirs. So how do you think we could preserve these nodes and do you think sentinel node biopsies would play a role in future? Dr. Yang Zhang: Actually, Dr. Chen has also led some basic research on this topic. We are investigating the immunological role of the tumor-draining lymph nodes. And our preliminary results have already shown that the tumor-draining lymph nodes of lung cancer, especially those uninvolved lymph nodes, have a vital role in the anti-tumor immunity and also effective response to the current anti-PD-1 immunotherapy. In the future, we believe that by incorporating our clinical evidence and those findings from our basic research, we will be able to provide very strong rationale to support selective lymph node dissection. Joseph Mathew: So lastly, what are the questions that still remain to be answered and what do you perceive as the next step in this field? Dr. Haiquan Chen: I think for the lung cancer surgery, especially for the cT1N0M0, they are more individualized. We can, based on the patient, the location, the CTR ratio, we can do wedge dissection, or segmentectomy, or lobectomy. For the lymph node dissection, we can do no mediastinal lymph node dissection or selective, only to dissect the positive one, or we have to do the systemic mediastinal lymph node dissection. So we can see there are too many combinations. So in the near future, for the surgery perspective, we have it more individualized. In the future, we just try to make sure we do not cut as many as possible. We just make sure that we can avoid over-diagnosis or overtreatment or over-dissected. I think that in the near future, that goal will come true. Joseph Mathew: That's a great point, Dr. Chen. So that would be something also for the thoracic oncology community to work towards. This wraps up today's episode of JCO Article Insights. Dr. Chen and Dr. Zhang, thank you very much for taking the time to join us today in what has been a very insightful session. Dr. Haiquan Chen: Thank you. Dr. Yang Zhang: Thanks. Joseph Mathew: To our audience, thank you for listening. Please stay tuned for more interviews and articles, summaries, and be sure to leave us your comments and ratings. For more podcasts and episodes from ASCO, please visit asco.org/podcasts. The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement.

We are back after a brief delay, as we were all absolutely slammed busy the past few weeks, but we've got a full squad back this week and ready to rock. Sobi, Bart, and Pink all catch up on a bit of what's been going on in their lives. Tourney Tuesday has gotten hot and heavy, and we are starting to begin the transition into hunting season.We then bring on friend of the Podcast, Owen Wilcox, to dive into the NWT Season, what it's been like being a part of Tour Level Gold, and the craziness that is professional walleye fishing. Then of course, we have to dive into Western Hunting with Own, as his family owns and operates Montana Hunting Company.This one is loaded with incredible stories, a lot of fun, and plenty of side tangents.~ Past The Barb Social Media ~ Email Us Questions and Feedback: pastthebarbpodcast@gmail.comInstagram: @pastthebarbpodcastFacebook: https://www.facebook.com/profile.php?... ~ Follow Us On Social Media ~ Adam Bartusek Instagram: @adambartusek Adam Bartusek Facebook: https://www.facebook.com/adambartbart... Ryan Pinkalla Instagram: @ryan_pinkalla Ryan Pinkalla YouTube: https://www.youtube.com/channel/UCiRa... Sam Sobi Instagram: @sam_sobi_ Sam Sobi Facebook: https://www.facebook.com/sobieckfishing

The Trump administration has publicly shifted blame onto the judiciary after Judge Paul Engelmayer denied the DOJ's request to unseal the Ghislaine Maxwell grand jury transcripts. Officials characterized the ruling as the sole obstacle to transparency, framing the decision as an independent judicial choice that left them powerless. This narrative positions the court as the reason critical evidence remains sealed, sidestepping the fact that the administration's legal strategy relied on a request widely expected to be rejected under long-standing grand jury secrecy rules.Critics argue this was a calculated move, allowing the DOJ to appear committed to public disclosure while ensuring the outcome protected powerful individuals named in the proceedings. By portraying the denial as a judicial overreach, the administration diverts public scrutiny from its own role in structuring a motion that was legally doomed from the outset. The result is a narrative that casts the White House and DOJ as frustrated truth-seekers—while the practical effect is the continued suppression of information that could implicate high-profile figures in Epstein's network.Also...Reports that Ghislaine Maxwell could be considered for a work release program have drawn swift outrage, given the gravity of her crimes and the high-profile nature of her conviction. Critics point out that such leniency would be a slap in the face to survivors, especially in light of the systemic failures that allowed her and Jeffrey Epstein to operate for decades. The very notion of Maxwell leaving prison custody for any form of outside employment fuels accusations that the system remains rigged for the well-connected, where wealth and influence translate into privileges ordinary inmates could never dream of.The idea isn't just offensive—it's a stark reminder of how the justice system bends under the weight of celebrity and political entanglements. Work release for someone convicted of trafficking minors in connection with one of the most notorious sex abuse networks in modern history would send a clear message: if you're rich enough, powerful enough, and connected enough, consequences are negotiable. This isn't rehabilitation—it's erosion of accountability, and it turns the concept of justice into little more than a press release slogan.to contact me:bobbycapucci@protonmail.comsource:White House criticizes judge for blocking release of Ghislaine Maxwell grand jury materials | Fox News'Sickening!' Ghislaine Maxwell's work release from prison sparks outrage - Raw Story

The Trump administration has publicly shifted blame onto the judiciary after Judge Paul Engelmayer denied the DOJ's request to unseal the Ghislaine Maxwell grand jury transcripts. Officials characterized the ruling as the sole obstacle to transparency, framing the decision as an independent judicial choice that left them powerless. This narrative positions the court as the reason critical evidence remains sealed, sidestepping the fact that the administration's legal strategy relied on a request widely expected to be rejected under long-standing grand jury secrecy rules.Critics argue this was a calculated move, allowing the DOJ to appear committed to public disclosure while ensuring the outcome protected powerful individuals named in the proceedings. By portraying the denial as a judicial overreach, the administration diverts public scrutiny from its own role in structuring a motion that was legally doomed from the outset. The result is a narrative that casts the White House and DOJ as frustrated truth-seekers—while the practical effect is the continued suppression of information that could implicate high-profile figures in Epstein's network.Also...Reports that Ghislaine Maxwell could be considered for a work release program have drawn swift outrage, given the gravity of her crimes and the high-profile nature of her conviction. Critics point out that such leniency would be a slap in the face to survivors, especially in light of the systemic failures that allowed her and Jeffrey Epstein to operate for decades. The very notion of Maxwell leaving prison custody for any form of outside employment fuels accusations that the system remains rigged for the well-connected, where wealth and influence translate into privileges ordinary inmates could never dream of.The idea isn't just offensive—it's a stark reminder of how the justice system bends under the weight of celebrity and political entanglements. Work release for someone convicted of trafficking minors in connection with one of the most notorious sex abuse networks in modern history would send a clear message: if you're rich enough, powerful enough, and connected enough, consequences are negotiable. This isn't rehabilitation—it's erosion of accountability, and it turns the concept of justice into little more than a press release slogan.to contact me:bobbycapucci@protonmail.comsource:White House criticizes judge for blocking release of Ghislaine Maxwell grand jury materials | Fox News'Sickening!' Ghislaine Maxwell's work release from prison sparks outrage - Raw StoryBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

The Trump administration has publicly shifted blame onto the judiciary after Judge Paul Engelmayer denied the DOJ's request to unseal the Ghislaine Maxwell grand jury transcripts. Officials characterized the ruling as the sole obstacle to transparency, framing the decision as an independent judicial choice that left them powerless. This narrative positions the court as the reason critical evidence remains sealed, sidestepping the fact that the administration's legal strategy relied on a request widely expected to be rejected under long-standing grand jury secrecy rules.Critics argue this was a calculated move, allowing the DOJ to appear committed to public disclosure while ensuring the outcome protected powerful individuals named in the proceedings. By portraying the denial as a judicial overreach, the administration diverts public scrutiny from its own role in structuring a motion that was legally doomed from the outset. The result is a narrative that casts the White House and DOJ as frustrated truth-seekers—while the practical effect is the continued suppression of information that could implicate high-profile figures in Epstein's network.Also...Reports that Ghislaine Maxwell could be considered for a work release program have drawn swift outrage, given the gravity of her crimes and the high-profile nature of her conviction. Critics point out that such leniency would be a slap in the face to survivors, especially in light of the systemic failures that allowed her and Jeffrey Epstein to operate for decades. The very notion of Maxwell leaving prison custody for any form of outside employment fuels accusations that the system remains rigged for the well-connected, where wealth and influence translate into privileges ordinary inmates could never dream of.The idea isn't just offensive—it's a stark reminder of how the justice system bends under the weight of celebrity and political entanglements. Work release for someone convicted of trafficking minors in connection with one of the most notorious sex abuse networks in modern history would send a clear message: if you're rich enough, powerful enough, and connected enough, consequences are negotiable. This isn't rehabilitation—it's erosion of accountability, and it turns the concept of justice into little more than a press release slogan.to contact me:bobbycapucci@protonmail.comsource:White House criticizes judge for blocking release of Ghislaine Maxwell grand jury materials | Fox News'Sickening!' Ghislaine Maxwell's work release from prison sparks outrage - Raw StoryBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Prince Edward Island is boosting financial aid for students and expanding eligibility to more healthcare programs!

Are you a physician with DACA or a foreign medical graduate ready to begin your residency in the U.S.? This episode is for you. Immigration attorney Hillary Walsh breaks down the Physicians National Interest Waiver (PNIW) a powerful and often overlooked option to bypass traditional employment-based green card routes. Discover how doctors like you can self-petition, serve in high-need areas, and take one of the most direct paths to legal residency.Whether you're just graduating from med school, heading into residency, or already working in underserved communities, this episode offers hope, clarity, and a path forward. If you or someone you love is a physician ready to live and serve freely in the U.S., listen now this may be the breakthrough you've been waiting for.Timestamps:[01:01] What is the Physician's National Interest Waiver? [02:55] PERM vs. National Interest Waiver [04:32] Requirements to Qualify for the Waiver [07:40] Who's Eligible & Final Encouragement

In this episode, we dive into The Altar - a new spinoff of Provo's Most Eligible that follows singles as they date, get engaged, and (hopefully) make it to the altar, all in one day. We break down the highs, lows, and hilariously familiar stereotypes of dating in Provo, from whirlwind romances to awkward first dates. Whether you've lived it, witnessed it, or just love reality dating chaos, this one's for you.   Music: Realizer by Kevin MacLeod Link: //incompetech.filmmusic.io/song/5047-realizer License: //creativecommons.org/licenses/by/4.0/

In this week's episode, we'll learn more about the effects of daratumumab maintenance on minimal residual disease in patients with newly diagnosed, transplant-eligible multiple myeloma; the role of neutrophils in the pathophysiology of myeloproliferative neoplasms; and a genome-wide association study that identified novel genetic loci associated with the risk of heavy menstrual bleeding.Featured ArticlesDaratumumab-bortezomib-thalidomide-dexamethasone for newly diagnosed myeloma: CASSIOPEIA minimal residual disease resultsDefective neutrophil clearance in JAK2^V617F myeloproliferative neoplasms drives myelofibrosis via immune checkpoint CD24Genome-wide meta-analysis of heavy menstrual bleeding reveals 36 risk loci

The brand-new “Trump account” is a tax-deferred savings option for American children created by the One Big Beautiful Bill Act. I break down who's eligible for up to $1,000 in free government contributions, how these accounts work, and how they stack up against other popular savings vehicles like 529 plans, IRAs, custodial accounts, and regular brokerage accounts. If you're a parent or grandparent thinking about the best way to jumpstart your child's financial future, you'll want to tune in for my honest comparison of the Trump account's pros, cons, and quirks, plus tips on making the most of these new opportunities. You will want to hear this episode if you are interested in... [00:00] Trump accounts for children, including eligibility and benefits, compared to other savings options. [04:52] Invest in low-cost US index funds for a child's account. [08:41] 529 accounts offer conservative investment options and potential benefits for education savings. [11:59] Consider a regular brokerage account instead of a Trump account, especially if it's not for college. What Parents Need to Know About the New Trump Account Saving for your child's future can be complicated, and with the introduction of the new “Trump account” via the One Big Beautiful Bill Act, parents have another option to consider. In a recent episode of the Retire with Ryan podcast, host Ryan Morrissey breaks down the ins and outs of this novel account.  What is the Trump Account? The Trump account, established by the One Big Beautiful Bill Act, is a new type of tax-deferred investment account specifically designed for American children. It bears similarities to familiar accounts like IRAs and 529s in that all investments inside the Trump account grow tax-deferred, letting parents and children potentially maximize compounding returns.  Eligible children, those born between January 1st, 2025, and December 31st, 2028, are entitled to a $1,000 government contribution just for opening the account, regardless of parental income. That's free money that, when invested early, could grow substantially over time. How Does the Trump Account Work? Parents (or guardians) can contribute up to $5,000 per child per year (indexed for inflation starting 2027) until the child turns 18, and employers can contribute up to $2,500 annually, also not counted as taxable income for the child. The account must be opened at investment firms, which are required to limit investment options to low-cost index funds (with expense ratios under 0.10%), such as S&P 500, total stock market, or similar broad-market funds. Once the child turns 18, they gain full access to all the assets in the account. Investments in the account benefit from tax-deferred growth, and withdrawals are taxed at favorable capital gains rates (15% or 20%) rather than ordinary income rates. How Do Trump Accounts Compare to Other Savings Options? Traditional & Roth IRAs: IRAs, including Roth IRAs, require earned income to contribute, posing a barrier for most children. While Roth IRAs trump Trump accounts for long-term tax benefits (withdrawals are tax-free), children generally can't access this unless they have income from work. Also, traditional IRAs add tax deductions but are taxed as ordinary income on withdrawal, compared to the Trump account's capital gains treatment. 529 College Savings Plans: 529s are tailored for college expenses, offering tax-free withdrawals for qualified education costs and sometimes state tax deductions. Plus, investment options can become more conservative as your child nears college age, something currently unavailable in Trump accounts, which are stock-only (at least for now). If used for non-educational purposes, 529s face ordinary income tax and penalties, whereas Trump accounts are taxed at capital gains rates for any withdrawal purpose. Brokerage & Custodial Accounts (UGMA/UTMA): A plain taxable brokerage in the parents' name offers flexibility, letting parents control access and investment options, paying minimal taxes on dividends each year. Custodial accounts shift tax liability to the child but must legally transfer to the child between ages 18 and 25, depending on state laws. Notably, assets in a child's name weigh more heavily against them on financial aid forms than if held by the parent. Who Should Consider Opening a Trump Account? If your child will be born between 2025 and 2028, opening a Trump account is almost a no-brainer to snag the free $1,000. But for ongoing contributions, think about your goals: Saving for college? Stick to a 529 plan for tax-free education withdrawals and more investment flexibility. Want to help your child start life with a nest egg for any purpose? Trump accounts work, but remember your child gets full control at 18. Prefer more flexibility or control over when and how your child accesses the funds? Explore regular or custodial brokerage accounts. The Trump account is an interesting addition to the range of savings vehicles for children, especially thanks to the initial government contribution and low-cost investment options. Still, its quirks, like the child's access at 18 and limited investment choices, mean it won't be a perfect fit for every family. Analyze your family's needs, long-term goals, and how much control you wish to maintain before making your move. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Hour 4 with Joe Starkey: Paul Skenes said he hopes the Pirates trades line up the team to acquire bats in the offseason. Noah says the Pirates have a top-5 grade on the catcher they acquired. Eligible players who could make the Pro Football Hall of Fame.

DJ & PK debated and examined if former Utah star Alex Smith should be a true candidate for the Pro Football Hall of Fame next year when he becomes eligible for induction.

Pending federal approval, Oklahoma schools could recoup more Medicaid dollars from providing school-based services to eligible students, like occupational and physical therapy, and behavioral health supports.Mentioned in this episode:Social Media tags

How and why we ended up watching a Provo dating show in front of a slot machine in the Vegas airport.Find more of Rebbie on Mormons in Media00:00 Weekend Adventures 02:59 Concert Experience: The Highs and Lows05:54 Beyonce's Performance: A Masterclass in Showmanship08:50 Post-Concert Chaos: The Struggle for Transportation11:51 Airport Trials: Delays and Despair14:50 Unexpected Luxuries: A Taste of Caviar16:50 Airport Chaos and Delays20:49 The Altar: A New Reality Show25:57 Characters and Dynamics in The Altar29:10 The Altar's Unique Format33:24 The Twist: Decisions and Consequences37:52 Reflections on the Experience

The Conservation Stewardship Program (CSP) provides financial and technical assistance to agricultural and forest land managers to enhance their conservation efforts. It helps producers adopt new conservation practices and maintain existing ones, compensating them for improved resource management. Eligible lands include private agricultural lands, non-industrial private forest land, and associated lands. We mention CSP and other programs all of the time because they are great ways for land owners and managers to offset the cost of doing projects that improve wildlife habitat, not just on their property but these improvements often reach beyond the property lines. Mitt has consulted farmers for decades through his company, Southern Ag Consultants. He brings this knowledge and experience to landowners through Midsouth Resource Management and Wildlife Investments consulting. Interested in any of the cost share opportunities? Connect with Mitt to learn more www.wildlifeinvestments.com   www.mrmpros.com   or on Instagram and Facebook 

Canada's outdated capital gains policies are driving entrepreneurs and investors away. We need competitive tax reform to keep talent and investment here, building the businesses of tomorrow.We have just 33 small businesses per 1,000 people vs 124 in the US. Fixing our capital gains system could help us close this gap with the US and create hundreds of thousands of new jobs.Modern capital gains reform will unleash Canadian innovation, create more high-paying employment, and ensure our world-class graduates build their companies here, not elsewhere.GoalsTo ensure a prosperous, sustainable, and growing economy, Canada needs a thriving private sector that invests in new businesses. A strong environment for entrepreneurship creates jobs, drives GDP growth, and ensures economic mobility for all. In recent years however, entrepreneurship, and consequently private sector employment, has been slow despite an increasing population.One factor driving this change is that Canada's capital gains tax policies make it significantly less rewarding to start a business compared to other jurisdictions. To reverse this trend and reinvigorate our private sector, we must revise our outdated policies to align with global standards.Our targets:* Increase SMBs per 1000 people over the age of 18 from 33 to 62 to get half of the US rate of 124.* Increase the number of early-stage financing rounds (Pre-seed, Seed, Series A, and Series B) for new businesses from 482 in 2024 to over 1000+ per year.* Increase investments in new businesses through industry-agnostic venture capital financing to 0.5% of GDP, up from 0.35% of GDP, to get closer to the USA's figure of 0.72% of GDP.Background and MotivationNew business formation and growth relies on people taking huge risks with their time and money. However, today in Canada the people that take these risks – entrepreneurs, early stage employees, and investors – are rewarded less than in other countries.As a result the country's best talent is driven to leave and start businesses elsewhere, where they can find easier access to funding1 and keep more of the upside if they succeed.We need to reverse this systematic issue. By rewarding investors that put their capital at risk and supporting entrepreneurs who put their livelihoods on the line to create new companies we can create a strong and resilient economy.All companies begin as small and medium businesses (SMBs) and the formation and growth of these SMBs is essential to a country's economic success both through driving the quality of the labour market and creating opportunities for productivity growth.In Canada, SMBs accounted for ~64% of private sector employment and contributed to half of all net new jobs added last year2. These work opportunities support upward income mobility, lead to more capital being reinvested into local communities, and are particularly valuable for traditionally disadvantaged populations3 4 5.In addition, SMBs represent a significant portion of the economy and have high potential for productivity improvements6. Between 2017 and 2021, SMBs contributed almost half of Canada's GDP7. As these businesses grow and scale their operations they improve efficiency and drive productivity-led growth that can be equivalent in impact to roughly 5% of a developed nation's GDP8 9.Perhaps most importantly, SMBs turn into global winners. Growing these companies into sizable businesses is how a country can win an unfair share of global markets, by creating the large, export-focused corporations that contribute an outsized value to GDP and productivity growth. To ensure the next trillion dollar companies - the equivalent of Google, Microsoft, or Meta - are built in Canada, founders must be convinced to start their companies here.So, having a healthy ecosystem of SMBs is essential to creating a strong economy, but the data shows Canada is falling behind our global peers. In the 20 years between 2003 and 2023, the total number of Canadian entrepreneurs decreased by ~100K, despite the population growing by 10 million10 11. Today, for every thousand people over the age of 18 the US has ~124 SMBs12 13. Israel, a country with less than a quarter of Canada's population, has ~7314 15, while Canada has just ~3316.A significant driver of this stagnation is outdated and uncompetitive capital gains policies that have low limits, exclude large categories of business, and contain many restrictions compared to global peers - especially the US. It is less valuable for investors to put money into Canadian businesses, making capital more scarce and it discourages entrepreneurs who know that in most cases they could receive more reward by building the same company elsewhere. This makes it difficult for any SMB to get started let alone scale.Today, Canada has two capital gains policies, to try and encourage SMB creation, the Lifetime Capital Gains Exemption (LCGE) and a proposed Canadian Entrepreneur's Incentive (CEI) announced in Budget 2024 but not yet implemented. Combined, the LCGE and CEI would allow shareholders to reduce the inclusion rate of capital gains from the current 50% down to a range of 33.3%-0% to a cap of $3.25M 17 18.These policies simply can't compete with the US. The USA's Qualified Small Business Stock (QSBS) policy has a capital gains cap of $15M or ten times the original investment amount, five times higher than Canada's LCGE and CEI limit. In addition the QSBS is active today, while Canada's CEI cap has a phased approach only coming into full effect in 2029 if the policy is passed. Today in 2025, LCGE and CEI's true combined cap is only $1.25M. And while QSBS shields 100% of gains up until the policy cap for individuals and corporations, Canada's CEI would only shields 66.7% of gains for individuals.To illustrate how restrictive this is, we could imagine a company where the business is owned between founders, early employees, and various investors (see the first example below). If this business was started in 2018 and sold 7 years later today in 2025 for $100M, these risk-takers would have to pay a combined $14.7M in taxes. However, that same business with the same structure would pay no taxes in the US.The good news is that at larger scales of exit like $250m (see the second example below) the gap between Canada and the US decreases due to a more competitive basic capital gains inclusion rate in Canada. This means that if we match the QSBS's capital gains limit it could actually give the Canadian policy an edge driving more investment in the country and supercharging our SMB ecosystem. However, if we leave the policy as it stands right now companies can never get started because investors and entrepreneurs are scared away.The reason is that the QSBS rewards smaller exits - the majority of SMB outcomes - with the maximum capital gains tax value. This makes it easier for entrepreneurs, early employees, and investors to take on the risks of building a business. In fact, early-stage US investors are currently increasing their investments into new Canadian businesses, and adding in clauses that would require the Canadian business to reincorporate in the US simply to become eligible for QSBS. This means the best Canadian entrepreneurs and companies are leaving the country simply to take advantage of these rules. This decreases the health of our SMB ecosystem, prevents large companies from growing in the country and ultimately reduces tax revenue.If we want to keep our entrepreneurs, Canada's capital gains policies must become competitive with US policies.‍Beyond better gain caps and exclusion rates, the US's QSBS allows a wider range of businesses and stakeholders to benefit from the policy, with no minimum ownership requirements, increased asset value caps, and a tiered inclusion rate approach that incentivizes long-term business building. Meanwhile, Canada's CEI excludes companies in healthcare, food and beverage, and service businesses19. CEI's minimum ownership rules also exclude early employees and investors who own less than 5% of the business at the time of sale.Most importantly, while LCGE and CEI's $3.25M cap applies over a taxpayer's entire lifetime, QSBS's limits are per issuer or business. In other words, entrepreneurs, early employees, and investors can use the QSBS more favourable policy again and again for subsequent companies. This discourages repeat entrepreneurs in Canada, who statistically have a higher chance of building successful businesses, from creating a second or third company, as Canada's LCGE and CEI don't extend to new issuers20 .What Needs to Be DoneTo properly reward risk takers, Canada can fully solve our capital gains policy problems by combining the LCGE with the CEI into a simple, powerful capital gains policy that supports entrepreneurs. In particular, the new policy could become competitive by adopting three major changes:1) Expand the eligibility requirements to ensure Canadian entrepreneurs and risk takers are supported. Eligible business types should be expanded to include all industries of national interest, including healthcare clinics, clean energy, technology, etc. We should also eliminate 5% minimum ownership requirements to enable any individual or corporate entity to claim CEI deductions in accordance with the tiered approach that is used to support early-stage employees and investors.2) Improve the capital gain exclusion rate system to be globally competitive, supporting entrepreneurs and increasing investment. To prevent the draw of foreign jurisdictions and ensure that we have just as much incentive to start companies as peer countries, we should start by raising the exclusion cap to $15M gain or 10x adjusted cost basis per taxpayer, whichever is greater.3) Make structural changes to ensure these new policies scale appropriately. Amend the capital gains limit from applying per lifetime to per business to incentivize repeat entrepreneurs to continue building in Canada. Additionally, ensure that common investment structures, including Simple Agreements for Future Equity (SAFEs) and Convertible Notes, become eligible, with the holding period commencing from the date the investment is signed, not when the shares are priced and converted. So, there are no major discrepancies for startups choosing to operate in Canada compared to the US.Common QuestionsWill this only benefit tech startups?No. Canada's LCGE was originally created to support all small businesses and increase competition, which includes non-tech businesses such as fisheries and farmers. Our memo recommends expanding eligibility to all industries deemed essential, including non-tech ones, that the current CEI proposal omits, such as healthcare practitioners. In the US, SMBs of all sectors, including manufacturing, retail, wholesale, consumer, and packaged goods, benefit from the QSBS policy21.Wouldn't corporate tax breaks reduce tax income for social programs and only benefit the wealthy 1%?No, this would encourage investment in Canadian small businesses, essential for increasing corporate tax revenue that funds social programs. Businesses that receive investment can generate more jobs, pay higher wages, which help increase individual income tax revenue, and reduce withdrawals from crucial social assistance programs, such as Employment Insurance, as more companies and workers stay in Canada. This helps reduce the burden and improve access to social programs, rather than removing them.What stops foreign investors from abusing this and using Canada as a tax-sheltered haven to enrich themselves at the expense of Canadians?Maintaining Canadian incorporation, assets, residency, and operating requirements, combined with a minimum 2-year waiting period before benefits kick in, will ensure that new businesses maintain a presence in Canada, creating skilled job opportunities for Canadians and contributing to local economic growth.Why should we invest in SMBs? Aren't they risky and likely to be shut down in a few years?68% of SMBs in Canada survive and operate into their fifth year, and a further 49% of SMBs survive and operate for more than a decade22. SMBs around the world, including Canada, contribute significantly to economic output, job opportunities, and increased competition for consumers.ConclusionCanada needs to create an ecosystem that supports entrepreneurs at the earliest stages. We have one of the most educated countries globally, with the largest college-educated workforce among G7 countries23. Canadian universities are consistently ranked among the top institutions globally, world-renowned, with research labs led by leaders like Geoffrey Hinton, dubbed the “Godfather of AI,” who was recently awarded a Nobel Prize for his work in AI and ML24 25.Not only is our population talented, but they are also resourceful and hardworking. Rather than punishing them, we should reward them for taking the risks to build Canada's economy. To start, we should implement a modern capital gains policy that rewards investors, entrepreneurs and early employees.Read more here: https://www.buildcanada.com/en/memos/reward-the-risk-takers This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

Today we're covering Eligible by Curtis Sittenfeld! Aside from reading Austen, this is our first ever straight-up book review! Spoiler alert for Eligible. This adaptation of Pride and Prejudice is set in 2013 Cincinnati. The eldest Bennet sisters are approaching 40 and Mr. and Mrs. Bennet are country club parents who don't care that they're deep in debt. Jane and Liz end up back in Cincinnati when Mr. Bennet has a heart attack.Topics discussed include our honest criticisms of the book, the success of the class commentary, the splitting of Wick/Ham, Darcy and Liz as fuck buddies, the Catherine de Bourgh-ification of Caroline Bingley, kissing your cousin, the charade of love and performance of courtship on reality TV, ace Mary, mortgages, and gender roles in the regency era vs. early 2010s.Funniest quote: Surely, if Liz had learned that anybody in her social circle in New York had eloped with somebody transgender, she'd have greeted the news with support. She might even have felt that self-congratulatory pride that heterosexual white people are known to experience due to proximate diversity.Questions: Do you agree with our criticisms? Have you read the other books in the Austen Project? How seriously did you take the book? Who wins the book? GO HAMGlossary of People, Places, and Things: The Austen Project, Romantic Comedy, Sarah Snook, Emily GilmoreNext Episode: In Defense of Persuasion (2022)Teepublic is now Dashery! Check out our new merch store at https://podandprejudice.dashery.com.Our show art was created by Torrence Browne, and our audio is produced by Graham Cook. For bios and transcripts, check out our website at podandprejudice.com. Pod and Prejudice is transcribed by speechdocs.com. To support the show, check out our Patreon!Instagram: @podandprejudiceTwitter: @podandprejudiceFacebook: Pod and PrejudiceYoutube: Pod and PrejudiceMerch store: https://podandprejudice.dashery.com/

Deezy goes over the latest news on the midnight airdrop! Also, Charles Hoskinson was just on the Shawn Ryan show and we have the latest clip! 

In today's Frequent Miler on the Air episode, Greg bypasses 5/24, Nick flies a donut plane towards earning status and 350,000 miles, and we run the numbers on Turkish's million mile promo.Giant Mailbag(01:58) - Virgin Atlantic substantially increases fees on award tickets. But one door closes, another opens.Read more about Virgin Atlantic increasing fees on award tickets here.Card News(04:17) - Sapphire Reserve for Business℠ Card approved over 5/24Bonvoyed(09:46) - Chase Ink Business Premier®: Effective October 7th, 2025, you will be eligible to receive referral bonus awards for new Chase Business card customers only.(13:00) - Chase Aeroplan transfers are SLOW(14:43) - American Express is reducing Emirates transfer ratio to 5:4(18:12) - Will Southwest nerf the Companion Pass next?Awards, Points, and More(23:20) - Flying Blue: better saver award availability for Platinum elitesJetBlue Promo Updates(29:20) - Promo reminder: fly to 25 destinations, get 350K + 25 years statusFind our episode about the JetBlue promo here.(30:13) - Nick comments on why he decided to go for it, why he's flying the Dunkin' flight, and the Capital One travel price match experience(40:52) - Greg discusses his initial evaluation and why he decided noMain Event: fly to 6 continents, earn 1 million miles(53:03) - Turkish airlines promo: Fly Across 6 Continents – Earn 1 Million Miles!(55:55) - Eligible flights(1:01:36) - Example itinerary for epic trip(1:06:46) - Are we going for it?Question of the Week(1:16:22) - This listener saved up American Express Membership Rewards points for a round the world trip, but then ANA eliminated their round the world award chart. Are there other ways to book a round-the-world trip?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

In this episode, we report on Texas's newly expanded film and TV incentive program, which commits $150 million annually through 2035. Gov. Greg Abbott signed the legislation to boost production grants by $100 million every two years, bringing total subsidies to $1.5 billion. Eligible projects with budgets over $1.5 million can receive 25 % of qualified in-state spending, plus additional uplifts for rural shoots, veteran hires, workforce development, and faith-based or family-friendly content. The program requires 60 % of shooting to occur in Texas and gradually raises the in-state crew threshold to 50 % by 2031. Funded through insurance and franchise taxes, the law also gives the Texas Film Commission authority to reject projects that portray the state negatively. With endorsements from Matthew McConaughey, Woody Harrelson, and Taylor Sheridan, Texas positions itself as the next major U.S. production hub.TAGSTexas film incentives, film subsidies, Hollywood South, media coast, Greg Abbott, Matthew McConaughey, Woody Harrelson, Taylor Sheridan, film production, cash grants, insurance tax, franchise tax, rural film grants, veteran hiring, workforce development, faith-based films, family values content, Texas film office, budget threshold, in-state crew, production incentives, state subsidies, film legislation, film locations, production tax incentives, TV production, grant qualifications, Texas filmmaking, production relocation, creative finance, podcast episode KeywordsTexas film incentivesHollywood South Texasfilm production subsidiesGreg Abbott film grantTexas media coast incentives