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Why is Amazon laying off 14,000 people during a massive AI boom? Todd and John analyze the Seattle tech paradox, digging into Andy Jassy's 'startup' reasoning and debating whether the AI frenzy is a bubble. Then, they take on the Cascadia high-speed rail: a necessary connector or a misguided project? Related headlines from the week Amazon layoffs Amazon confirms 14,000 job cuts, says push for ‘efficiency gains’ will continue into 2026 A tale of two Seattles in the age of AI: Harsh realities and new hope for the tech community Filing: Amazon cuts more than 2,300 jobs in Washington state as part of broader layoffs Amazon layoffs hit software engineers hardest in Washington Amazon layoffs reaction: ‘Thought I was a top performer but guess I’m expendable’ Amazon CEO says massive corporate layoffs were about agility — not AI or cost-cutting Amazon earnings Amazon stock soars 11% after topping Q3 estimates with $180B in revenue, $21B in profits Amazon’s Anthropic investment boosts its quarterly profits by $9.5B ‘Big Beautiful’ tax benefit: Amazon and other tech giants reap the rewards of new law, for now Microsoft Azure, earnings and OpenAI Microsoft’s Azure reports cloud outage, disrupting global customers including Alaska Airlines Microsoft beats expectations, reports nearly $35B in Q1 capital spending amid Azure outage Microsoft gets 27% stake in OpenAI, and a $250B Azure commitment Seattle-Portland-Vancouver Slowly but surely, high-speed rail backers believe Cascadia mega-project will become a reality Cascadia’s AI paradox: A world-leading opportunity threatened by rising costs and a talent crunch The ‘enormous barrier’ that threatens economic growth in the Pacific Northwest Beta’s unique electric airplane flies into Seattle to wow state officials and aviation experts With GeekWire co-founders John Cook and Todd BishopSee omnystudio.com/listener for privacy information.
Count Your Days: Layoffs SURGE, Food Banks OVERFLOW with Federal Worker+The Big Beautiful Boycott
As President Trump signed Executive Order 13769 titled “Protecting the Nation From Foreign Terrorist Entry into the United States”, Section 7 of that order directed the Department of Homeland Security to “expedite the completion and implementation of a biometric entry-exit tracking system for all travelers to the United States.” In his ‘One, Big Beautiful Bill' that will become a reality in September of 2026.“And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.” Revelation 13:16,17 (KJB)On this episode of the Prophecy News Podcast, effective December 26, 2025, the new rule authorizes CBP to photograph “all aliens” (non-citizens) at all ports of entry and departure (air, sea, land) and “any other point of departure.” The legal underpinning remains 8 U.S.C. § 1365b, which obligates the Secretary of DHS to “develop a plan to accelerate the full implementation of an automated biometric entry and exit data system.” While currently aimed at non-citizens, the infrastructure built could easily later expand to include U.S. citizens. Companies like Palantir, Oracle, Microsoft and Open Ai who make up Stargate will be tasked with making all of this happen starting in 2026. Trump brought us the Pandemic, the Lockdown, the COVID Vaccine and now the biometric tracking system. Today we bring you what you need to know about how President Trump and his administration are being used to advance the end times timeline.
Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Blue Moon Spirits Fridays, is now available on the Spreaker Player!Starting off in the Bistro Cafe, Trump is spiraling out of control and calling for the nuclear option to deal with his Big Beautiful government shutdown.Then, on the rest of the menu, Whisky Pete Hegseth ordered the military to detail dozens of JAG attorneys to the Justice Department to act as special assistant US attorneys; a judge ripped apart the Trump administration's argument against her ruling this week by quoting their top goon's own words directly from a Fox News interview; and, drugmakers recalled a blood pressure medicine tainted with a cancer-causing chemical over a month ago, but Trump's FDA is only letting us know now.After the break, we move to the Chef's Table where Radio Free Asia says it is halting its news operations due to funding troubles caused by Trump's shutdown; and, Trump is limiting refugee admissions to the worst Boers in the world.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live PlayerKeep Your Resistance Radio Beaming 24/7/365!“Structural linguistics is a bitterly divided and unhappy profession, and a large number of its practitioners spend many nights drowning their sorrows in Ouisghian Zodahs.” ― Douglas Adams "The Restaurant at the End of the Universe"Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.
In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa discuss the major updates to Social Security and Medicare introduced under the One Big Beautiful Bill. These changes impact retirement planning, healthcare costs, and benefit timing for millions of Americans approaching or already in retirement.Paul and Jordan break down how the gradual increase in full retirement age, enhanced delayed retirement credits, and Medicare coverage expansions create both challenges and new planning opportunities. They also explain how these adjustments fit into a broader retirement income strategy that includes tax efficiency and healthcare coordination.In this episode: ● Gradual rise in full retirement age to 68 for those born after 1970 ● Increased delayed retirement credits for those waiting until age 70 ● Higher earnings limits before Social Security benefit reductions apply ● Cost-of-living adjustments now tied to a more accurate “Senior CPI” ● Medicare premium caps and new coverage for dental, vision, and hearing care ● Prescription drug cost cap and long-term care pilot program ● Strategies for optimizing benefit timing, coverage choices, and tax-efficient incomeIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.
***Update since recording: On October 28, 2025 Nebraska DHHS officially announced that SNAP benefits in Nebraska are on hold for November. That means all 150,000 Nebraska SNAP participants won't receive their benefits as scheduled on Nov. 1. Nonprofits like food banks and pantries will not be able to make up for the loss in SNAP benefits, as SNAP provides 9 meals for every 1 served by a food bank. Link to: FRAC Email Portal to Federal Representatives on repealing cuts.Link to: Appleseed blog on H.R.1 reconciliation impacts on SNAP and child nutrition programsLink to: Appleseed blog on Oct 20th/Nov 1st DHHS implementation of H.R.1: Link to HR1 - One Big Beautiful Bill ActTranslated Flyer about Nebraska Food BanksGuest: Eric Savaiano, is the Food and Nutrition Access program manager for Nebraska Appleseed's Economic Justice Program. We rely on your donations to keep producing this podcast content and to support physician advocacy in Nebraska. If you would like to support Nebraska Alliance for Physician Advocacy, a 501(c)(3) organization in Nebraska please click to DONATE NOW. If you have questions or answers, please email us at contact@nebraskaallianceforphysicianadvocacy.org Please check out our website at: Nebraska Alliance for Physician Advocacy Follow on social media:@NEAllianceforPhysicianAdvocacy on Instagramhttps://www.facebook.com/neallianceforphysicianadvocacy on FacebookThe views and opinions expressed on this podcast are solely those of the speakers and guests and do not necessarily reflect the official policy or position of their employers or any other organization or entity. This podcast is for informational and entertainment purposes only and does not constitute professional medical, legal, or financial advice. If you have a specific concern, please consult with a qualified professional.This episode edited by Rori Johnson.
In this episode of Status Check with Spivey, Spivey consultant and former admissions dean Nikki Laubenstein discusses the financial aid and student loan considerations that prospective law students should be thinking about post-"Big Beautiful Bill," joined by Sydney Montgomery, who is the Executive Director & Founder of Barrier Breakers, and Kristin Shea, who has led the law school financial aid office at Syracuse University for almost a decade as a part of a 20-year career in legal education.Nikki, Sydney, and Kristen talk about the changes to student loans and student loan caps resulting from the One Big Beautiful Bill Act (9:43), the changes to repayment plans (35:58), who those changes apply to (5:21), the differences between undergraduate financial aid/scholarships and law school financial aid/scholarships (20:52), understanding tuition vs. total cost of attendance and how that relates to scholarship reconsideration and student loan caps (24:17), possible ways schools could help fill the gap especially for students targeting public interest jobs (38:21), advice for those planning to work while in law school (41:00), why prospective law students should start thinking about financial aid earlier on in the admissions process than most do (30:47), and more.Barrier Breakers is a nonprofit that has worked with 7,000+ first-generation and other marginalized students on the college and law school application process. Sydney Montgomery, the daughter of a Jamaican immigrant mother and military parents, was the first person from her high school to go to Princeton University and then later Harvard Law School. She has dedicated her life and career to supporting first-generation students and has a particular passion for financial aid. She is a member of the Forbes Nonprofit Council and has been featured in Inc., Forbes, FastCompany, Medium, CNBC, and others. Kristin Shea is a higher education professional with twenty years of experience, including law school enrollment management, recruitment, and financial aid; alumni, donor, and employer relations; and marketing and communications. The last decade of her career has been dedicated to financial aid, and she is passionate about helping law students make smart, thoughtful financial plans for their education. She holds a bachelor's degree in biology and psychology and an MBA from Le Moyne College.We hope to do a follow-up episode in the spring with more information on how law schools are addressing these changes. We also encourage you to reach out to the financial aid offices of schools you're considering once admitted to learn about any programs they may offer and any assistance they can provide. As Kristin says in this episode, "The map may have some alternative directions, but you can still reach your destination, and there are many people who want to help." We have also linked a number of financial aid resources below.Federal Student Aid:FAFSA® Application | Federal Student Aid – 2026-27 FAFSA available noOne Big Beautiful Bill Act Updates | Federal Student AidRepaying Student Loans 101 | Federal Student AidWhat does cost of attendance (COA) mean? | Federal Student Aid AccessLex Institute Resources:Student Loan Calculator | AccessLexStudent Aid Policy and Action Center | AccessLexPaying for Law School | AccessLexGuide to Private Student Loans | AccessLexScholarship Databank | AccessLex – includes more than 800 law scholarship and writing competitions (totaling more than $3M).Free Credit Report:Annual Credit Report.com - Home PageEqual Justice Works – LRAP FAQImportant Questions to Ask About Any LRAP - Equal Justice Works--You can listen and subscribe to Status Check with Spivey on Apple Podcasts, Spotify, and YouTube. You can read a full transcript (with timestamps) here.
For many, the beautiful, classical architecture of the proposed ballroom will convey a sense of elegance and majesty, uplifting the spirit. For others, it's political and problematic. We delve into the design, the architect, and what this battle is really about.
Join Justin McNamara, CFP® and Michael J. McNamara, Ph.D., CFP® who discuss recent changes to the United States tax code under a piece of legislation they informally call the "one big beautiful bill." The conversation focuses heavily on year-end tax planning and the permanent establishment of existing tax brackets and the standard deduction, which was scheduled to sunset. They address major temporary changes, such as the increase of the State and Local Tax (SALT) deduction cap to $40,000 and the introduction of a temporary senior bonus deduction for those over 65, and they urge listeners to consult their tax professionals due to the complexity and retroactive nature of the changes. The hosts also touch on other provisions, including expansions to 529 plans and changes to the federal gift and estate tax exemption, while fielding a call from a listener who shares his successful tax planning strategy. Justin McNamara, CFP® is a Certified Financial Planner with passion for investment strategy and selection. He works with small businesses and owners, parents of college-bound kids, job changers, pre- and post-retirees. Michael J. McNamara, Ph.D., CFP®, is the Founder of McNamara Financial and a Certified Financial Planner. He's semi-retired, and works with legacy clients and select others. To schedule a visit with the team at McNamara Financial, be sure to visit: https://mcnamarafinancial.com/contact McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/
Taxes shouldn't decide the future of your farm. We sit down with Jody Robinson, VP of Tax Planning at Mariner Wealth Advisors, to unpack how the so-called “Big Beautiful Bill” changes the game for landowners and the families who depend on them. From estate tax thresholds to capital gains strategies, we break down what actually matters when the goal is to keep acres in the family and options open.We start with the bigger picture: how a higher, now “permanent,” federal estate tax exemption buys time and clarity for long-range planning, and why state-level rules can still spring surprises. Jody explains the step-up in basis in plain English and shows how it erases decades of appreciation for heirs, often preventing forced sales at the worst possible time. Then we pivot to active moves: 1031 exchanges to keep gains deferred and capital working, Qualified Opportunity Zones for an alternate deferral path, and portfolio tactics like tax-loss harvesting to soften the blow when sales are necessary.Operators get a timely walkthrough of bonus depreciation's return to 100% for qualifying assets such as equipment, irrigation, and grain bins. The upside is immediate cash flow relief; the catch is potential depreciation recapture when you sell. Jody lays out how to time purchases, align hold periods, and avoid trading short-term relief for a bigger tax bill later. We also dive into titling choices—individual, joint, trust, or entity—and how they affect control, transfer, and taxes. Finally, we tackle gifting versus inheriting: when lifetime gifts support continuity for an on-farm heir, and when waiting for inheritance preserves a step-up in basis for those likely to sell.If you want a practical roadmap—clear steps, real trade-offs, and fewer landmines—this conversation delivers. Subscribe, share with someone planning a transition, and leave a review with your top tax question so we can cover it next.Follow at www.americalandauctioneer.com and on Instagram & FacebookContact the team at Pifer's
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In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa continue their discussion of the One Big Beautiful Bill, focusing on additional provisions and new planning opportunities that could reshape personal and retirement strategies.Paul and Jordan explore how expanded 529 plan benefits, new savings vehicles, and advanced tax-planning tools can help build long-term financial flexibility. They also discuss how Roth conversions and Life Insurance Retirement Plans (LIRPs) can work together to create tax-efficient retirement income streams in light of recent legislative changes.In this episode: ● Expanded 529 plan coverage for homeschooling, tutoring, and professional credentials ● Introduction of the MAGA Savings Account with government contributions for minors ● Strategic use of Roth conversions before required minimum distribution age ● Benefits of Life Insurance Retirement Plans for tax-deferred growth and income ● Coordinating multiple strategies to achieve tax-free or tax-efficient retirement incomeIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970 The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.
Tax attorney and Directed IRA CEO Matt Sorenson joins Jamison to unpack the new federal tax law—what's real, what changed, and how it hits your 1040 and your P&L. We cover individual updates (permanent lower tax rates, the doubled standard deduction, child tax credit changes, and a higher SALT cap) and pro-business provisions like the return of 100% bonus depreciation (from 2025, permanent) and a permanent 20% QBI deduction for many pass-throughs. We also touch on phase-outs, the pullback of some green incentives, and the bigger macro questions (deficit, tariffs, policy whiplash). Bottom line: more after-tax cash for many households and operators—and planning opportunities you shouldn't miss. What we cover: Individual: rate cuts made permanent, doubled standard deduction, child tax credit updates, SALT cap → $40K Business: 100% bonus depreciation (back & permanent), 20% QBI made permanent Who benefits (and common phase-outs) + timing considerations for 2025 Practical implications for investors using IRAs/LLCs and real estate owners The tradeoffs: renewable incentives pared back, deficit concerns, policy uncertainty ⚠️ Disclaimer: This episode is for informational purposes only and is not tax, legal, or investment advice. Always consult a qualified tax professional or financial advisor about your specific situation.
In this episode, Brandon explains The One Big Beautiful Bill and what it means for taxpayers in 2025 and beyond. This is Part 2 of a two part series where he walks through the most important tax changes, how they could affect your filing strategy, and what opportunities may exist for smarter tax planning. Whether you file on your own or work with a professional, this episode of 15 Minutes of Finance breaks down complex updates in simple terms so you can be prepared for what is ahead.
In this episode, we are joined by returning guest Jennifer Flynn and Cg's very own Cg Team John Blake to discuss Research & Development Tax Credits and its new updates from the One Big Beautiful Bill Act.○ Jennifer Flynn is the Vice President of CPA Partnerships at Source Advisors, a consulting firm that provides customized tax solutions to real estate owners, multi-state enterprises, inventory-focused companies, and businesses with R&D activities. For 20 years, she has consulted businesses in a variety of industries and sizes. Source Advisors and Jennifer aid clients through their diverse business solutions and industry leading expertise.○ John Blake, CPA, MBA, is a Director in Cg Tax, Audit & Advisory's Tax Services Group with over 20 years of public accounting experience. He works closely with mid- to large-sized clients on a wide range of tax matters, helping them achieve financial goals and plan strategically. His expertise spans closely held businesses, LLCs, partnerships, and individuals.
In this episode, Brandon explains The One Big Beautiful Bill and what it means for taxpayers in 2025 and beyond. This is Part 1 of a two part series where he walks through the most important tax changes, how they could affect your filing strategy, and what opportunities may exist for smarter tax planning. Whether you file on your own or work with a professional, this episode of 15 Minutes of Finance breaks down complex updates in simple terms so you can be prepared for what is ahead.
Send us a textWe're turning this into a compliment podcast, so deal with that. Today Zac talks about Abhi The Nomad, Daniel talks about the vaudvillian album One Big Beautiful Sound by Johnny Manchild and the Poor Bastards, and Jaden talks about The General by Dispatch.Follow us on Instagram if that's your thing: https://www.instagram.com/theplaylisterspod/
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by CPA Brett Leyton to discuss the new tax provisions introduced in the One Big Beautiful Bill Act. The conversation covers essential topics such as federal income tax brackets, standard deductions, and various new below-the-line deductions that can benefit taxpayers, especially seniors. The episode delves into the complexities of tax planning, emphasizing the importance of strategic planning in light of the new legislation. Listeners will gain insights into how these changes can impact their financial planning and tax strategies moving forward. Takeaways Tax planning is crucial for all income levels. The complexity of tax rules requires comprehensive planning. New tax brackets simplify some aspects of tax planning. Standard deductions have significantly increased for 2025. Seniors can benefit from additional below-the-line deductions. Qualified business income deductions are now permanent. New deductions for tips and overtime pay are introduced. Auto loan interest deductions have specific requirements. Charitable contributions can be deducted even if not itemizing. Understanding phase-outs is essential for effective tax planning. Chapters 00:00 Introduction to Tax Planning and the One Big Beautiful Bill Act 02:54 Understanding Federal Income Tax Brackets 06:11 New Below-the-Line Deductions: Age 65 Plus 09:07 Qualified Business Income and Its Implications 11:51 Exploring Qualified Tips and Overtime Pay Deductions 14:59 Auto Loan Interest Deductions Explained 17:45 Charitable Contributions for Standard Deduction Filers 21:03 State and Local Tax Deductions: Changes and Challenges Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”
Join Governor and Kendel Ehrlich for a rapid-fire discussion on trending topics making headlines this week.
This week's show delved into both current financial market updates and timely tax strategies for 2025. Matt Sudol and Matt Mai highlighted the notable volatility in the market, driven by government shutdowns, Federal Reserve rate considerations, and the outsized influence of the “Magnificent Seven”—the biggest tech-focused companies within the S&P 500. They compared recent returns from these major players to broader market performance and emphasized why diversification is crucial, especially as international markets and bonds begin to recover. The conversation also touched on planning around new tax rules, including expanded state and local tax deductions and bonus senior deductions, urging listeners to review their financial plans before year-end to maximize tax benefits.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation
Fox 13 has a very disingenuous story about the Big Beautifl Bill's effects on Washingtonians. A college student is outraged about her textbook labeling Christians white supremacists. Wisconsin Democrats handed out bracelets that read “Is he dead yet?” in what appears to be a reference to Trump. // LongForm: GUEST: KIRO News Radio's Chris Sullivan on what to expect for weekend traffic. // Quick Hit: America is ditching EVs and the rest of the globe appears to be following suit.
True to President Trump's campaign promise, the “one big, beautiful bill” allows a limited deduction for overtime income, but the mantra “no tax on overtime” is not quite accurate. In this episode, Tax attorney Douglas Charnas (Washington) and Employment attorney Susan Desmond (New Orleans) discuss the new employee deduction for overtime pay and employers' reporting responsibilities for these deductions.
This week we have the great pleasure of speaking about taxes with OSU Tax and Farm Management Specialist, JC Hobbs. This episode is chock-full of good tax info – be sure to tune in to get ideas for tax planning this fall. Transcript for Part 1 of Taxes Oklahoma State University, as an equal opportunity [ Read More ]
In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa break down the key tax changes introduced under the One Big Beautiful Bill Act. With new deductions, expanded exclusions, and temporary adjustments set to impact millions of Americans, understanding how these updates affect your personal and business finances is essential.Paul and Jordan explain how these provisions build upon existing tax law, what has been extended or made permanent, and where taxpayers should be especially mindful as they plan for 2025 and beyond. They also highlight planning strategies to navigate phase-outs, temporary provisions, and estate considerations in light of potential future policy changes.In this episode: ● Overview of tax rate changes and continued benefits from the Tax Cuts and Jobs Act ● Expanded standard deduction and enhanced senior deductions for 2025 ● Tip and overtime income exclusions for 2025–2028 ● New automobile loan interest deduction limits and phase-outs ● SALT deduction cap increases through 2029 ● Above-the-line charitable deduction opportunities ● Key updates to mortgage and business-related deductions ● Estate tax exemption changes and long-term planning considerationsIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970 The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.
In this episode, Miller Johnson employment attorneys Rebecca Strauss and Sarah Willey break down a major change in federal tax law: tip and overtime wages are getting a tax break—but only for a limited time. We're talking about how the “One Big Beautiful Bill Act” changed federal taxes on tips and overtime wages for the 2025–2028 tax years. If you're in HR, payroll, hospitality, or food service, this quick episode gives you exactly what you need to know. Tune in as we explore: Who qualifies for the new tip deduction The difference between a deduction and an exemption How this affects payroll systems and year-end tax filings What changes apply to overtime wages
This week Adam Robinson from America's Bettors' Voice sits down with Pace and Shane to discuss exactly that - and, spoiler alert - it's not looking good. From a mass exodus out of regulated books, to huge losses in tax revenue at the state level, Adam dives deep into a report he's put together that exposes all of it. Plus later on - a very honourable guest makes his return to grind football and the week ahead! Check out Adam's report herehttps://www.bettorsvoice.com/obbv-gambling-tax-impact-modelIf you want to join our community - use coupon code BEHINDTHELINES for a discount here:inplaylive.com/members For some Free Sports Investing Training (from one of the world's top live sports wagering experts), click here: https://event.webinarjam.com/register...
In this episode of Tax Tuesday, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., tackle a diverse range of tax questions from listeners. They discuss oil and gas investments used to offset Roth conversion income and explain excess business loss limitations. Amanda and Eliot clarify filing requirements for C-corporations with losses, emphasizing that corporations must file regardless of activity. The team explores multiple scenarios involving converting short-term rentals to primary residences or vacation properties, covering Section 121 exclusions, depreciation recapture, and the strategic use of S-corporations to step up basis. They present creative alternatives to 529 plans, including paying children through family businesses to fund education tax-free. Eliot and Amanda also review key provisions of the One Big Beautiful Bill Act affecting small business owners, including permanent QBID, enhanced bonus depreciation, and the SALT workaround. Finally, they demystify passive loss limitations, explaining the hurdles of basis, at-risk rules, and passive activity loss restrictions that syndication investors commonly face. Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "I've made a Roth conversion earlier this year and am currently in the process of doing another conversion. We have invested in oil and gas to help offset taxes due. Is there a concern that we've invested too much?" - Excess business loss limits apply but unused losses carry forward. "I have not had any activity in my C-corporation and it had $26,000 of loss, and had some expenses. Do I still need to file an 1120 corporate return?" - Yes, corporations must file tax returns regardless of activity level. "We're thinking of taking our short-term rental out of service and moving into it as our primary residence. What are the tax implications if we sell our existing primary residence?" - Section 121 excludes up to $500,000 gain on primary residence sale. "Same scenario with short-term rental and primary residence, but we're turning our existing primary into a short-term rental instead of selling it. What are the implications?" - Basis transfers to rental, depreciate building over 27.5 years going forward. "Same scenario with short-term rental and primary residence, but we're converting one property into a vacation home with no rental activity. What happens?" - Personal vacation homes lose business deductions, only Schedule A applies. "We do not have any education savings set up for our son who is now a junior in high school. Is there any other option to pay for college pre-tax? Most of our income is from rentals." - Pay child W-2 wages through rental LLC under standard deduction amount. "Would you please go over some of the benefits of the Big Beautiful Bill for small business owners?" - Permanent QBID, 100% bonus depreciation, SALT workaround, enhanced Section 179 available. "A lot of time you talk about taking passive losses from syndications to offset passive income. However, I've encountered passive loss limitations where about two-thirds of losses have been disallowed due to basis, at-risk limitations, or excess business loss. Would you please explain how and why losses are being limited?" - Three hurdles exist: basis, at-risk, and passive activity loss rules. "What expenses are incurred for rental properties that are tax deductible and what is the best way to stay organized when keeping records?" - Reference IRS Schedule E page one for complete deduction list. "How do we properly track and maximize deductions across multiple rental properties while maintaining compliance?" - Maintain separate books per property, use accounting software regularly.RetryClaude can make mistakes. Please double-check responses. Resources: Schedule Your Free Consultation https://andersonadvisors.com/strategy-session Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/ Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons
Could a new tax law change your retirement strategy? Brandon Bowen explores the impact of the One Big Beautiful Bill Act, revealing how new deductions, Roth conversions, and charitable moves can reshape your nest egg. Learn why timing matters, how income thresholds affect your benefits, and why Social Security filing is more complex than you think. Get practical insights on maximizing opportunities before they disappear, and discover how a proactive approach can help you keep more of what you’ve earned. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Do you know how the new “One Big Beautiful Bill” will impact you during your retirement years? I'm wrapping up my One Big Beautiful Bill series by exploring the unique challenges and opportunities of financial planning for retirees. I walk you through the key highlights of the new legislation and what it means for those who are already in retirement, as well as for those helping parents and loved ones navigate these waters. From expanded senior deductions to strategic Roth conversions and increased estate tax limits, I explain why retirees stand to benefit the most from these new changes. You'll learn about crucial tax strategies, the ins and outs of leveraging deductions, how to make the most of gifting, and even ways to maximize after-tax returns in your golden years. Whether you're just starting planning for retirement or living it now, this episode is packed with actionable insights for you and your family. If you're looking to simplify your financial future or want to help your parents or kids avoid costly mistakes, this conversation provides you with the guidance you may need. As we close out this informative series, don't forget to share the episode with anyone you know who could benefit from comprehensive financial planning. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics.
Check out the latest insights on the One Big Beautiful Bill Act (OBBBA) and its impact on retirement planning, taxes, estate strategies, and market trends. Presented by Falcon Wealth Advisors, this educational event covers key provisions of OBBBA, including tax bracket changes, new deductions for seniors, Trump Accounts for children, estate planning updates, charitable giving opportunities, and industry implications. --------------- Complimentary ‘Retiring Right' ebook: https://falconwealthadvisors.com/jake-falcon-book-signup.html?utm_source=podcast&utm_medium=content&utm_campaign=rr_ebook Subscribe to our weekly newsletter: https://falconwealthadvisors.com/index.html?utm_source=podcast&utm_medium=content&utm_campaign=newsletter_subscribe#ID2GUSO1Sj8Upy1QWdqVxHOM Contact our team: https://falconwealthadvisors.com/contact.html?utm_source=podcast&utm_medium=content&utm_campaign=contact_us#ID6rJkMgTJ1jVvl9lxUsddri ------ --------------- #retirementplanning #obbba #taxupdates #estateplanning #financialliteracy #falconwealthadvisors #trumpaccounts #charitablegiving #markettrends #wealthmanagement
Over the summer, the Senate and House passed President Trump's “One Big Beautiful Bill Act”, enacting sweeping changes across all facets of the country, including substantial increases in funding for the Immigration and Customs Enforcement agency, changes to AI policy, and many other facets that have cause anxieties among both employees and employers to skyrocket. Today, we're joined by Amanda Czepiel (SEE-pea-ill), HR legal expert at Brightmine, to discuss the three critical areas HR leaders can't afford to overlook regarding the passing of President Trump's One Big Beautiful Bill Act.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest provisions of the One Big Beautiful Bill and how these updates directly affect retirees and pre-retirees. Joined by tax expert Taylor Wolverton, CFP® and EA, they dive into key areas of the 2025 tax changes that could significantly impact your retirement planning strategies. From estate tax exemption levels to the nuances of the QBI deduction, these insights help you better understand how to navigate Taxes in Retirement while maximizing opportunities for long-term tax savings.Listen in to learn about how provisions such as the new auto loan interest deduction, expanded charitable deduction, and the innovative Trump accounts for newborns can play a role in your personal retirement tax planning. With practical explanations and forward-looking strategies, this episode provides essential knowledge for anyone seeking to secure your retirement and prepare a thoughtful retirement checklist.In this episode, find out:· Why the current tax rates are considered “permanent” and what that really means for your tax strategy for retirees.· How the estate tax exemption impacts your legacy and protects families from unnecessary gift and estate taxes.· What the Qualified Business Income (QBI deduction) means for self-employed individuals and small business owners.· The new charitable deduction opportunities even for those who take the standard deduction.· How auto loan interest deduction and Trump accounts for newborns could change the way families plan for the future.Tweetable Quotes:· “There's significant opportunity ahead of us to take advantage of today's lower tax rates before changes come in the future.” – Radon Stancil· “Even small provisions in the One Big Beautiful Bill can create big opportunities for retirees who want to plan smartly.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
The newly signed One Big Beautiful Bill Act is reshaping the healthcare landscape, with ripple effects for providers, payers, and patients. From Medicaid coverage shifts and rural hospital funding challenges to stricter ACA rules, expanded value-based care, and mandatory risk models, the implications are broad and far-reaching. In this episode of Value-Based Care Insights, host Daniel J. Marino speaks with Ben Sparks, President of Bryan Health Connect, a clinically integrated network, to examine four critical areas leaders must prepare for: projected Medicaid losses, financial pressures on hospitals, new insurance access rules, and the wider fiscal and political fallout across states. Drawing on Bryan Health Connect's experience, Ben shares practical takeaways to help leaders adapt to the new law.
Send us a textThe BIG BEAUTIFUL BILL...will it hurt me? Will it help me? No, this isn't a political episode AT ALL...However, we welcome Sean Mullaney, the FI Tax Guy, to the show to discuss how this new piece of legislation will impact teachers and middle income earners and their money. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. He is the co-author, with Cody Garrett, of the book Tax Planning To and Through Early Retirement. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel. Sean has discussed personal finance and tax on numerous podcasts, including ChooseFI, The Stacking Benjamins Show, How to Money, and BiggerPockets Money. He has been quoted in media outlets including The Wall Street Journal, The New York Times, and MarketWatch.Check out Sean's new book on tax planning!https://www.amazon.com/Tax-Planning-Through-Early-Retirement/dp/B0FNNVXY16
The newly signed One Big Beautiful Bill Act is reshaping the healthcare landscape, with ripple effects for providers, payers, and patients. From Medicaid coverage shifts and rural hospital funding challenges to stricter ACA rules, expanded value-based care, and mandatory risk models, the implications are broad and far-reaching. On this episode Dan speaks with Ben Sparks, President of Bryan Health Connect, a clinically integrated network, to examine four critical areas leaders must prepare for: projected Medicaid losses, financial pressures on hospitals, new insurance access rules, and the wider fiscal and political fallout across states. Drawing on Bryan Health Connect's experience, Ben shares practical takeaways to help leaders adapt to the new law. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen
Since President Trump and Prime Minister Netanyahu announced the groundbreaking Peace Proposal for the Israel-Hamas war and, more broadly, the Middle East, speculation as to what it all means is rampant.I caught up with State of Tel Aviv and Beyond regular guest, Lt. Col. (Res.) and Senior FDD Fellow, Jonathan Conricus, to take a hard look at what the 21 (now 20) point plan sets out. Bibi was beaming at the White House when it was announced but it's not all roses for Israel. Even before the announcement, Netanyahu was basically forced to swallow a clump of thorns. His phone call to the Emir of Qatar - during which he read from a prepared script and apologized for having approved an air attack on senior Hamas operatives meeting in Doha on September 9 to discuss a hostage deal - was just the first of many challenges to be faced. We wrote about that moment last week - which caused many politicians to rip into Bibi.But he did it. And Trump seems to have managed the inconceivable, getting Qatar and all significant middle eastern Arab nations to step up and publicly support the plan. It's an extraordinary accomplishment, made possible only because middle eastern nations respect Trump. And that is because they fear him. For more on that read this piece that we dropped last week.Conricus and I go straight to it, getting into what it means for the hostages, Hamas and Israel. Who will secure the Strip and who will govern? Is de-militarization of Gaza realistic? Will Hamas accept the terms of expulsion from the Gaza Strip? How will Israel handle the first big challenge, which is expected to arise when negotiations begin in earnest on Monday in Sharm el Sheikh? It will almost certainly be about the hostages and their immediate release, a condition precedent on which neither Trump nor Bibi are likely to budge.I wanted to get this out today so that you have the benefit of digesting this discussion before negotiations gather momentum tomorrow.Oh. And the other major challenge? Qatar. As a state sponsor of terror and Hamas' main benefactor, Qatar holds a lot of sway in these negotiations; and that may not bode well. We break it all down in under an hour.Show your support for STLV at buymeacoffee.com/stateoftelavivPodcast Notes:Map published on social media by President Trump and referred to in the podcast by Jonathan Conricus:Jonathan Conricus is a senior fellow with the Foundation for Defense of Democracies, a Washington D.C.-based think tank. He served in the IDF for 24 years, four of them as spokesman during the intense 11 days of the Guardian of the Walls Operation between Israel and Hamas. Now a reserve officer with the rank of Lt. Col., he is a sought-after speaker internationally and is frequently seen on major television news shows. Jonathan was born in Jerusalem to a Swedish father and an Israeli mother and spent his formative years in Sweden.State of Tel Aviv is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.stateoftelaviv.com/subscribe
Hans and Robby are back again this week with a brand new episode! This week, they discuss the one big beautiful bill act of 2025 aka OBBBA. Don't forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.
Tax laws may not be flashy, but understanding them can tilt the balance for your family's finances and peace of mind. I'm digging into the details of the much-talked-about “One Big Beautiful Tax Bill”, a huge piece of tax legislation that's set to impact families, retirees, and investors across the country. I break down the most important highlights from the massive 870-page bill, focusing on what really matters for everyday listeners: permanent income tax brackets, bigger standard deductions, expanded SALT limits, and significant new deductions for seniors. Tune in for clear, actionable insights on the changes coming to your taxes, and learn how to make these updates work in your favor. Outline of This Episode [04:27] Tax act extension highlights.[07:22] Inflation adjustment for tax brackets.[10:38] Tax deduction and SALT cap changes.[13:23] Maximize your deductions and minimize taxable income.[18:53] Estate tax and deductions update.[22:08] Permanent deductions and brackets.[23:45] Tax benefits for families. Tax Brackets and Standard Deduction: More Certainty, Bigger Benefits One of the most interesting aspects of the One Big Beautiful Bill (OBBB) is the permanent extension of the income tax brackets Americans have become accustomed to since the Tax Cuts and Jobs Act (TCJA) of 2017. Instead of the cliff that was looming at the end of 2024, current rates (10%, 12%, 22%, 24%, and 32%) are now here to stay. This certainty means families, investors, and business owners can plan with clarity, knowing that the 10% and 12% brackets won't suddenly vanish. But there's more: in 2026, the 10% and 12% brackets will receive extra inflation adjustments, leading to a few hundred dollars of potential tax savings just for staying under those thresholds. While many American households may not climb out of the 12% bracket, those who do will benefit even more. Another major win is the increase in the standard deduction, now $31,500 for married couples filing jointly and $15,750 for single filers, starting in 2025. Add in automatic inflation adjustments, and the vast majority of taxpayers are now better off taking the standard deduction rather than itemizing, unless big deductions, like SALT, tilt the scale. The Expanded SALT Deduction Under OBBB, the State and Local Tax (SALT) deduction cap explodes from $10,000 to $40,000, restoring much of the pre-2017 advantage. For married couples with large property and state income taxes, this unlocks greater ability to itemize rather than default to the standard deduction. But this expanded cap begins phasing out for adjusted gross incomes above $500,000 and is gone by $600,000. Smart, ongoing tax planning, tracking income, maximizing deductions, and timing bonuses or retirement contributions can make the difference between using the full deduction or losing out. Enhanced Deductions for Those 65+ For retirees, the bill introduces a temporary enhanced standard deduction: if you're over 65, you can...
This week the ladies are finally(?) judging a book by its over in a no-holds-barred full bottle beauty pageant. That means fancy flacons, camp containers, and sculptural spritzers in every category. Whether you choose yours for a hint of heritage, a Canva-core campaign, or a delicate diffusion of drag, the ladies are the declaring the big beautiful bottle winners you won't want to wait for.Fragrances Discussed:Oriza Legrand HéliotropeOriza Legrand HorizonMDCI Invasion BarbareMDCI Blue SatinL'Officine Universelle Buly Eau Triple Al KassirTrudon IIKyse Delizia di MarshmallowHilde Soliani OrgasmoOlympic Orchids Night FlyerClue Warm BulbStrangers CachouliJorum Studio Pony BodyJorum Studio GorselandJorum Studio Rose HighlandJorum Studio Healing BerrySlumberhouse BaqueUniversal Flowering Fig LeafKyse Oui PlusKyse Gateau de CarnevaleDali LagunaLolitaland by Lolita LempikaNasomatto BlamageNina Ricci l'Air du TempsFilippo Sorcinelli Slightly B!tchAltra Stone Cold HeartNeandertal UsKenzo FlowerGaultier ClassiqueYSL Rive GaucheAngel by MuglerCostume National SuperglossEstée Lauder Youth DewAromatics Elixir by CliniquePaloma PicassoComme des GarçonsCk OneAcne Studios par Frédéric MalleObsession by Calvin KleinThe Different Company OsmanthusDelina by Parfums de MarlyBasilica by Milano FragranzeAndrea Maack CovenCenterfold by Hollywood GiftsTocade by RochasTocadily by RochasHexensalbe by Stora SkuggenPine by Stora SkuggenFracas by PiguetBritney Spears FantasySerge Lutens Ecrin de FuméeJ'Adore DiorCorrèges HypermuscBruno Acampora MuscJovoy PsychedeliqueDries van Noten Fleur du MalDemeter SnowDrakkar NoirZoologist Rabbit Hosted on Acast. See acast.com/privacy for more information.
True to President Trump's campaign promise, the “one big, beautiful bill” allows a limited deduction for tip income, but the mantra “no tax on tips” is not quite accurate. In this episode, McGlinchey Tax attorney Douglas Charnas (Washington) and McGlinchey Employment attorney Susan Desmond (New Orleans) discuss the new employee deduction for tips and employers' reporting responsibilities for these deductions.
The media tried to ignore it — then they lied about it. In this episode we trace the arc from blackout to full-blown political battle over whether noncitizens are being enrolled in Medicaid, what the “Big Beautiful Bill” actually changed, and why Republicans say $185 billion and 1.4 million enrollees matter to every American's premiums and pocketbook. We break down the messaging maneuvers (blackout → denial → downplay), the asylum vs. undocumented framing, and the political theater around shutdown threats, deportations, and state-level workarounds. Expect sharp analysis, heated clips, and one clear theme: when policy and politics collide, the public gets the bill. Tune in to hear the case being made — and what it means if the repeal sticks.
On today's episode of the podcast I'm breaking down the good, the bad and the ugly of the Big Beautiful Bill and how it impacts small business owners. The “Big Beautiful Bill” passed in July. Trump and the right are calling it a game-changer for small businesses and working families. On the surface, there are a few provisions worth celebrating. But as always, the devil is in the details. Much of the bill's benefit flows upward, not into the hands of true small business owners, freelancers, or everyday entrepreneurs. Let's break it down. The “Good” (At First Glance) There are some shiny pieces in the bill that sound great: Bigger Deduction for Pass-ThroughsOwners of LLCs, sole proprietorships, and S-corps now qualify for a 23% deduction on pass-through income (up from 20%). If you're already making decent money, this can cut your tax bill. If you're curious how this deduction works, I discuss that towards the end of Chapter 4 in the Unf*ck Your Biz book. No Tax on Tips & Overtime (for a while)Tipped income up to $25,000 and overtime pay up to $12,500 can be excluded from taxes between 2025–2028, as long as you fall under certain income thresholds. That's a temporary boost for some service workers. This is a tricky provision that will save some folks some minor taxes. Child Tax Credit BumpFamilies get a small, temporary increase in the Child Tax Credit, nudging it upward by $200. However, the bill also introduced stricter eligibility requirements. To claim the credit, both the taxpayer and the qualifying child must have valid Social Security numbers. This change could exclude millions of children from receiving the credit, particularly affecting low-income families Permanent Expensing for Equipment Businesses can now permanently write off the full cost of qualifying equipment in the year they buy it (100% Section 179 expensing). That's useful if you're investing in new tools, tech, or machinery. Estate & Gift Tax BreaksFamily-owned businesses and farms get higher exemptions from estate and gift taxes, making it easier to transfer assets to the next generation without a huge IRS bill. This expands, once again, tax breaks for the ultra wealthy as the first $13.61 million was already excluded. The “Not So Beautiful” Reality While the headlines sound fabulous, here's what's lurking beneath: Temporary Gimmicks The no-tax-on-tips and overtime breaks expire after 2028. Same with the boosted child credit. They'll feel good for a few years, but unless Congress acts again, they vanish. Skewed Toward the WealthyAccording to the Tax Policy Center, 60% of the tax cuts in the bill would go to the top 20% of households, with more than one-third benefiting those making $460,000 or more. In contrast, the lowest-income 20% would see a tax cut of less than 1%, or about $160 on average, and including the loss of some Affordable Care Act health insurance premium subsidies, their net tax cut would fall to only about $60. Additionally, the Congressional Budget Office (CBO) estimates that the top 10% of earners would see incomes rise by 2.7% by 2034 mainly due to tax cuts, while the lowest 10% would see incomes fall by 3.1% due to cuts to programs such as Medicaid and food aid. These analyses highlight the disproportionate distribution of tax benefits, with higher earners receiving significantly more substantial cuts compared to lower-income households. Cuts Elsewhere to Pay for ItTo offset revenue loss, the bill guts key credits for clean energy and electric vehicles—areas where many small businesses and families were saving money. At the same time, it sets the stage for future cuts to social programs like Medicaid and SNAP that working families actually rely on. Deficit ExplosionThe Congressional Budget Office projects this will blow up the federal deficit. And history tells us that when deficits balloon, lawmakers often come for small business programs or the social safety net next. Complexity Creeps InPoliticians called this “simplification,” but the IRS and tax pros now face a mountain of changes to implement. For many small business owners, that means more time with your accountant and more money out of your pocket just to stay compliant. Health Insurance & Medicaid: The Coverage Cliff If you or your team rely on the ACA marketplace, brace yourself: the enhanced premium tax credits that made health insurance more affordable are set to expire at the end of 2025. That means monthly premiums could skyrocket. A 60-year-old couple earning $85,000 could see their annual premium jump from around $7,000 to over $22,000 (Kaiser Family Foundation). On the Medicaid side, the bill makes deep cuts—hundreds of billions of dollars over the next decade. It also reintroduces work-reporting requirements and forces enrollees to reverify eligibility every six months starting in 2027. Millions of people will fall through the cracks, not because they don't qualify, but because the paperwork is too complex or because they lose hours at work. For small businesses, this means: Higher costs if you cover employees. Less stable coverage for staff and contractors. Communities with more uninsured neighbors, which ultimately hurts local economies. The Bigger Picture The bill is marketed as “beautiful” because it offers short-term tax cuts and shiny perks. But it comes with a long-term price tag: exploding deficits, weakened safety nets, and higher health costs for millions. History shows us what comes next: calls for even deeper cuts to programs small business owners actually rely on, like SBA loans, workforce training, and infrastructure. So yes, you might get a slightly bigger deduction today. But tomorrow? You're looking at higher health premiums, fewer community supports, and a more fragile economy to build your business in. That's not so beautiful. My jaded take. Republicans have a tendency to cut programs that make real differences in people's lives, they phase out health care assistance, cut medicaid, and act in favor of large corporations. But then they will throw us all an extra $200 tax credit, send it with a check with Trump's signature. Maybe if we're lucky, we will get a Trump commemorative coin, a hat, or a box of steaks. Wooo. They rely on us remembering the simple things and forgetting about or not understanding the more complex laws they passed that furthers the wealth divide and makes life harder for almost everyone. As always, stay informed, keep your tax pro close, and don't buy the spin just because it comes with a flashy name.
Do you know what one of the most underrated life transitions is? And how the “One Big Beautiful Bill” may impact it? Today, I delve into the often-overlooked yet pivotal transition of entering the empty nest and pre-retirement phase. Drawing on years of experience working with families, I share personal reflections and practical insight about the emotional and financial shifts that occur at this stage of life. I explore why maintaining strong relationships with partners is more important and challenging than ever, especially as statistics show divorce rates spike for those in their 50s and 60s. I also unpack the impact of the OBBB does and, more importantly, what it doesn't do for your tax planning, retirement catch-up contributions, deductions, healthcare, and gifting strategies. From actionable advice on Roth conversions and sequence withdrawals to navigating health insurance before Medicare eligibility, I cover the complex landscape that pre-retirees face. I candidly share why now is the time to prioritize clear objectives, family communication, and a thoughtful financial plan, blending both heartfelt perspective and practical analysis. Whether you're approaching this life stage or helping a loved one through it, this episode is packed with critical insights to help you maximize your emotional and financial well-being. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics.
Did you know the latest tax bill could save real estate investors $100k+ while accelerating your path to financial freedom?If you're a real estate investor, understanding the latest tax incentives could mean keeping tens of thousands more in your pocket while accelerating your wealth-building strategy. In this episode, Russ, Joey, Jamie, and Jonathan break down how Trump's Big Beautiful Tax Bill impacts real estate investing and how you can leverage it to maximize cash flow and minimize taxes.Learn how 100% bonus depreciation allows investors to fully expense properties in the first year, freeing up capital for reinvestment. Discover the updated Opportunity Zones rules, including the new 10-year rolling designation that rewards long-term investments in emerging areas. The financial coaches also cover Section 179 expansions that let investors expense larger project costs upfront, turning tax savings into additional opportunities for passive income.Whether you're focused on short-term rentals, multifamily, or development projects, this episode equips you with actionable strategies to legally reduce taxes, accelerate cash flow, and stack multiple benefits to supercharge long-term wealth.Top three things you will learn:-Maximizing your tax benefits-Strategic real estate investing-Practical application of the tax strategies Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.
Our retirement headline is from a ThinkAdvisor article titled "Ed Slott: Roth Conversions Are Trickier Under New Tax Law" by Melanie Waddell. “With the extended tax cuts under President Trump's recently passed tax and spending law, ‘Roth conversions should be accelerated to take advantage of more years of low tax rates,' according to Ed Slott of Ed Slott & Co. ‘You never want to leave a low tax bracket unfilled,' he said. ‘Low tax brackets need to be maximized each year, but how much to convert each year can be trickier now since many of the new tax breaks have income caps.'” That's the crux of it — Roth conversions still make sense, but now they're bumping up against some new income cliffs. I take the first few minutes to share a few key numbers. Then our listener question is actually one I asked myself after seeing a post about company financials being reported less frequently than quarterly. I go through the pros and cons of making this change. Resources: Article by Melanie Waddell, courtesy of ThinkAdvisor.com: Ed Slott: Roth Conversions Are Trickier Under New Tax Law Article on Reuters by Johann M Cherian, Lewis Krauskopf and Douglas Gillison: Trump renews calls for ending quarterly reports for companies Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement
Hi. It's been a few months since the One Big Beautiful Bill Act was signed by Donald Trump, and you may have already forgotten what a turd it is. Get the world's news at https://ground.news/SMN to compare coverage and see through biased coverage. Subscribe for 40% off unlimited access through our link.Hosted by Cody JohnstonExecutive Producer - Katy StollDirected by Will GordhWritten by Erik BarnesProduced by Jonathan HarrisEdited by Gregg MellerPost-Production Supervisor / Motion Graphics & VFX - John ConwayResearcher - Marco Siler-GonzalesGraphics by Clint DeNiscoHead Writer - David Christopher BellPATREON: https://patreon.com/somemorenewsMERCH: https://shop.somemorenews.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This episode is sponsored by BetterHelp. Give online therapy a try at BetterHelp. Give online therapy a try at https://betterhelp.com/damagereport and get on your way to being your best self. Jimmy Kimmel Live is set to return tonight. Kristi Noem claims Gavin Newsom's post scared her family. New reporting highlights the chaos of Kristi Noem's DHS. SCOTUS gives Trump more power. Trump's border czar doesn't deny accepting $50k in an alleged bribe. Mike Johnson may be getting some bad news on his Epstein delay tactics. Kayleigh McEnany believes ICE deserves pity. ***** SUBSCRIBE on YOUTUBE TIKTOK ☞ https://www.tiktok.com/@thedamagereport INSTAGRAM ☞ https://www.instagram.com/thedamagereport TWITTER ☞ https://twitter.com/TheDamageReport FACEBOOK ☞ https://www.facebook.com/TheDamageReportTYT
In this episode, Scott Becker shares results from a twitter poll on Jimmy Kimmel's reinstatement at ABC Disney.
From raising the SALT cap to $40K, to removing EV credits, to hinting at abolishing income tax for 80% of Americans... Trump's “Big Beautiful Bill” sparked major shifts in how taxes and tariffs impact entrepreneurs. Property owners, small business operators, and real estate investors all felt the ripple effects. Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...