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The OxysThey've survived a coma, a car crash and multiple lineup changes to release three explosively catchy, snot-slinging, punk-rock albums in just three years. Guitarist Jason “Ginchy” Kottwitz and singer Phil Davis of Austin-based band, The Oxys, join us to discuss the dark inspirations behind new album “Casting Pearls Before Swine,” their new deal with Cleopatra Records, upcoming tour dates with their heroes, The Hangmen and The Joneses, and how the pandemic and a literal luck of the draw got this whole thing poppin'.Created and Produced by Jared Tuten
Ever accidentally turn your hot tub into a swamp? Lindsie and Kristen tackle the serious side of relationships, from red flags and love bombing to the realities of co-parenting. Also, a fashion influencer's close call and a very memorable recycled relationship experience in a pastor's basement!Thank you to our sponsors!Branch Basics: Get 15% off Branch Basics with the code Coffee at https://branchbasics.com/Coffee #branchbasicspodFrankie4: Head to US.FRANKIE4.COM and use the code COFFEE at checkout.GoPure Beauty: Get 25% Off @goPure with code Coffee at https://www.gopurebeauty.com/Coffee #goPurepodHoney Love: Save 20% off Honeylove by going to honeylove.com/Coffee!Rocket Money: Cancel unwanted subscriptions by going to RocketMoney.com/COFFEECONVOSStride K-12: Go to K12.com/COFFEECONVOS today to find a tuition-free K12-powered school near youSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The most popular topic, money! Today's episode is a bit longer as it's one of the most important topics I've wanted to talk about. Money is both a tool and a weapon depending on the person behind it. This episode is split into two parts. In part one, I talk about how I recovered at 25 from living lavishly paycheck to paycheck keeping up with the Joneses and faking it till I made it to a certain income bracket. Please note that I am not a financial advisor or in the field! I am merely sharing what I did to build my wealth to a point where I can be comfortable, but by no means wealth and flush with moolah. Part two discusses managing interpersonal relationships when money is involved. I talk about the root causes of friendship and relationship breakups and how to avoid letting money break apart your community. I discuss the biggest mistakes you can make when talking about money and how society needs to change the way they view certain genders when it comes to finances.
Do you know an “everyday millionaire”? Someone who built financial independence through simple habits like saving consistently, driving modest cars, and resisting the pressure to keep up with the Joneses? Today Josh is unpacking the real path to wealth: not windfalls, not luck, but steady discipline. Plus, Josh turns to the next generation, sharing practical ways to teach kids about money, gratitude, and negotiation, from the envelope method to real-world lessons like estate sales and Roth IRAs for teens. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
CC431: On this month's bonus episode... Lindsie got chosen to be part of a jury! She recounts the unexpected experience, including the surprising realities of civil litigation and the importance of legal documents. Kristen picks some viral TikToks with one exposing the shocking costs of sorority life at the University of Alabama, sparking a discussion about finances, fines, and the "keeping up with the Joneses" mentality (and Lindsie's own sorority story!). Plus, they also tackle the growing movement for mental health days in schools, and ponder the nuances of Type A vs. Type B personalities. Finally, Kristen provides a much-anticipated and positive update on her MS diagnosis and treatment journey, offering insights and advice for those seeking answers.Thank you to our sponsors!Chime: Get started at chime.com/convosProgressive: Visit Progressive.com to learn more!RoBody: Find out if you're covered for free at Ro.Co/COFFEECONVOS. Rx only.Thrive Causemetics: Save 20% off your first order at Thrivecausemetics.com/COFFEESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
We used to try to keep up with the Joneses--the family behind the picket fence on that beautiful street the next town over. Now it's not just the local Joneses that we're trying to measure up to, but the influencers on Instagram, the cheerleader from high school that you still follow on Facebook, our past selves and our future potential. Comparison has always been the thief of joy, but in the digital media landscape, its storm cloud looms larger and darker than ever. How can we turn down the volume on this constant humming force? How can we soften in the places we feel aren't measuring up? How can we turn our yardstick into a compass pointing us to our own sense of peace? These are the questions we're dancing with in today's episode.
We live in a culture that constantly pushes us to chase the next big thing—a bigger race, a higher sales goal, a fancier title. But the truth is, your life right now is likely far better than you give it credit for. And when you start appreciating the right now, you unlock the ability to build a life you truly love. I was reminded of this during some of my mission work in places where survival—not podcasts, goals, or personal branding—is the priority. It made me realize that so many of us in developed nations have an abundance that someone else would give anything for. You have the job, the home, the relationships, or the lifestyle that someone else deeply envies. But here's the danger—we often only recognize what we have after someone tries to take it from us. Like the kid in the toy box who only cares about the toy once another kid reaches for it, we reactively value our blessings instead of proactively protecting and appreciating them. Focus on Wins, Not Just Losses Every Sunday night, I look back at the week and ask: What were the wins? What needs tweaking? Notice I didn't say, “What were the losses?” Loss is a heavy word. Instead, I focus on what I can adjust and what I can build upon. The truth is, momentum is built on small victories—whether it's following through on a training run, sticking to your writing schedule, or simply executing the plan you set. These little wins matter, even if nobody claps for them. Stop Moving the Goalpost In my book No One Prays for the Lion, I talk a lot about goalposts. Many of us keep pushing our goals further away the moment we get close, chasing “more” just because others are. But when you set your own definition of success and stoptrying to keep up with the Joneses (who are often headed the wrong direction anyway), you can finally enjoy the life you've worked for. Protect the Moment Perhaps the most important shift is learning to protect right now. That means not letting tomorrow's to-do list or a phone call pull you away from the present. By owning the moment you're in, you not only enjoy your life more—you also protect the future you're building. Action Steps for This Week: Identify three wins from last week—no matter how small—and celebrate them. Choose one area that needs a small tweak and commit to improving it. Define your goalpost and resist the urge to move it just because someone else is chasing something “bigger.” Practice protecting your moments by being fully present in conversations, tasks, and experiences.
Send us a Text Message! Don't forgot to tell us who you are.Season 7Episode 8In this episode of The Sacred Donut Podcast, we explore the possibilities of living life like our peers or living our own truth. In this crazy world, can we be truly ourselves? Is being authentic a danger zone? Do you live your life trying to fit in, or do you run solo like a lone wolf? What options do we have -- open heart or thick skin? Or fake it til the end?Join us in a deep dive to help us all live more authentic, more free, and definitely happier. Buzzsprout - Let's get your podcast launched! Start for FREESupport the showCreator: Nataline R. CruzProducer/Engineer: Tío Theresa M. SanchezExecutive Administrator : Mariah Cruz-Nanio MenjivarGraphic Designer: Tanya Tenorio-RashaadMusic: Luis T. Castro @luisk1912
This sermon was preached by our Lead Pastor Paul Smith on Exodus 20:17 and 1 Timothy 6:7–19 and is part of our series That You May Live.
Dreaming of financial freedom through your home?In this episode, Nathan Battishall discusses the powerful strategy of developing your principal place of residence. He explains why everyday Australians are finding success by unlocking hidden value in their own properties, whether it's through adding new dwellings or smart subdivisions.Nathan shares how a "step back to step forward" approach can lead to immense financial gain, using real-life examples of families becoming mortgage-free years ahead of schedule. You'll discover the importance of having a clear two, five, or ten-year plan, and how to stay focused on your goals without getting caught up in the "keeping up with the Joneses" trap.Learn to leverage your existing assets and transform your home into a powerful wealth-generating tool.Topics: ✅ Why Develop Your Own Home ✅ "Step Back to Step Forward" Strategy✅ Real-Life Success Stories✅ Planning for Long-Term Financial Gain✅ Overcoming the "Keeping Up with the Joneses" Mentality✅ Leveraging Your Principal Place of ResidenceConnect with Nathan:LinkedIn: https://www.linkedin.com/in/nathanbattishall/Website: https://duplexbuildingdesign.com/ Hosted on Acast. See acast.com/privacy for more information.
Send us a textIn this powerful episode of the ExEm Podcast, we welcome husband and wife duo Dr. Troy and Jana Jones, authors of The Mosaic Marriage: How Two Imperfect People Become One Masterpiece. Together, they share candid insights from their own journey—filled with broken pieces, grace, and redemption—and how God shaped their imperfections into something beautiful. With wisdom, vulnerability, and practical guidance, the Joneses reveal how couples can move from surviving to thriving by embracing their differences, communicating with compassion, and keeping Christ at the center. Whether you're newlyweds or navigating decades together, this conversation will inspire you to see your marriage not as a mess, but as a masterpiece in progress.Amazon link:https://www.amazon.com/Mosaic-Marriage-Imperfect-People-Masterpiece-ebook/dp/B0F1ZX8ZCF#:~:text=Their%20anthem%20is%20to%20%E2%80%9CDon,Imperfect%20People%20Become%20One%20Masterpiece.Emerge.org "You Don't Have to Walk Alone" Emerge.org - "You Don't Have to Walk Alone" Support the showContact Us: Email the show: experience@emerge.org Emerge.org facebook.com/EmergeCounselingMinistries Thank you for listening, sharing, and praying for our podcast!Support the ExEm podcast by clicking here:https://www.buzzsprout.com/882700/support
Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom). Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle
In this powerful episode of Think Millions, Dr. Alexa D'Agostino sits down with Mark Murphy, CEO of Northeast Private Client Group, bestselling author of The Ultimate Investment, and one of the top-ranked financial security professionals in the U.S.Mark shares his 40-year journey in the financial planning industry and reveals why wealth without intention is meaningless. This episode isn't just about money, it's about building a life by design, cultivating multi-generational wealth, and becoming the kind of leader who lifts others along the way.From differentiating yourself in a crowded market to investing in yourself and your community, Mark delivers a masterclass in strategic thinking, wealth philosophy, and personal growth. If you're ready to level up your income, impact, and inner circle, this one's for you.Key Parts of the Conversation:[2:43] Networking vs. Net-WeavingMark's philosophy on building transformational relationships through value-first giving.[4:10] What Strategy Really MeansStrategy isn't about more money, it's about multi-generational wealth and a life by design.[4:39] The Only 3 True Wealth BuildersBusiness, real estate, and financing deals, not traditional financial vehicles.[5:28] The Golden RulesYour money must work while you sleep. Your business must make revenue without you.[6:25] Two Businesses Every Entrepreneur HasCash-flow business vs. the visionary business they wish they had.[7:06] Making Bets, Not Just GuessesGrowth comes from informed risks backed by strong networks.[8:27] Entrepreneurial Ego & Lifestyle CreepThe dangers of keeping up with the Joneses and overspending.[9:04] ARR Over Flashy AssetsImportance of predictable recurring revenue over risky one-time wins.[10:12] Failure = Market ResearchOptimists see failure as feedback. Pessimists expect it. Mindset is everything.[11:04] Opportunity ThinkingEntrepreneurs see problems as windows to innovate and pivot.[12:22] Book SuccessThe Ultimate Investment hits #1 on Amazon—25,000+ copies sold in week one.Great Quotes from the Podcast:“I don't believe in competition. I believe in differentiation.”“True wealth is built in your business, in real estate, and by financing deals—not by hoarding 401ks.”“The best investment you'll ever make is the one you make in yourself.”“Entrepreneurship isn't a title. It's a way of thinking.”“Money is never about math—it's always about psychology.”“You can't believe your own bullshit. The world has a way of keeping you humble.”“Failure isn't final—it's market research in disguise.”“I want to be the best husband and father I can be. Business is easy. Family is the real work.”“If your income isn't recurring, your lifestyle is always at risk.”“Who do I need to collaborate with to grow my freedom—not just my income?”ResourcesAll Episodes: Think Millions PodcastQuestions or Comments: support@thynkconsultinggroup.comAlexa's Instagram: @dralexadagostinoAlexa's Website: AlexaD'Agostino.comBook a Discovery Call with Alexa: Discovery CallThynkFuel Agency: ThynkFuelMedia.com
Saddle up, whiskey lovers—this episode of The Whiskey Trip takes us deep into bourbon country with a Texas twist. Big Chief rolls into The Rackhouse in The Colony, Texas, where the sunsets paint the sky in firelight, the steaks hit the grill with a sizzle that sings, and the whiskey flows like a backcountry river after spring rain. Here, we meet the heartbeat of the place—Rob and Amy Jones, a husband-and-wife duo who've built more than a bar. They've built a destination. A whiskey sanctuary. A spot where stories are shared, glasses are raised, and strangers become kin. First Pour: Old Forester King Ranch They start the show with a nod to Texas grit and cowboy legacy—Old Forester King Ranch. Mesquite charcoal-filtered, this pour is bold as a bull ride and smooth as a fiddle tune. Sweet dark chocolate and tobacco saddle up with leather and toasted oak, finishing long and strong. It's a tribute to the ranchers who work the land, raise the beef, and keep the Lone Star proud. Second Pour: Garrison Brothers BALMORHEA In the second half, Big Chief and the Joneses uncork a Texas legend—Garrison Brothers Balmorhea. Double-oaked and damn near divine, this whiskey is rich, velvety, and unapologetically Texan. Think caramel, honey, toasted pecans, and a kiss of vanilla. Big Chief calls it “bourbon candy in a bottle”—and he ain't wrong. Why This Ain't Just Another Bar The Rackhouse isn't just a stop along the trail—it's the whole journey. With live blues drifting over the lake, a menu full of steaks seared to cowboy perfection, and a bourbon list that reads like a love letter to America's native spirit, this place feeds more than your appetite. It feeds your soul. Because like a good pour of whiskey, food made with love has a way of grounding you, of slowing down time. It brings people together around the fire, just like the stories we tell—and the ones we drink to. So pour a glass, cut into that steak, and join Big Chief on another unforgettable ride. This is The Whiskey Trip—and this leg of the journey is one hell of a ride.
In this episode, we chat to father and son duo and Andy and Barry Jones. The Joneses own and operate Lloyds of PA and have generations of experience in the formulation and mix business. Plus that are in for a great chatFind out more about Lloyds at:https://lloydsofpa.comFor information about the North American Ice Cream Assoc, and how you can open and grow your ice cream business with a community that will support you, go to https://icecreamassociation.org/
Come along this week and join our conversation as we explore the high cost of pampered babies, or is it more about keeping up with the Joneses. Come find out.
Ever wonder why the Joneses always seem to be one step ahead? Spoiler alert: they're probably drowning in debt. I'm breaking down the psychology behind our endless pursuit of stuff and why it's making us all broke and unhappy. To learn more about escaping the comparison trap and finding genuine contentment, tune in and prepare for some hard truths. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ CONTACT ME: Email me: aaron@lighthousecapital.co.il DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.
In a culture obsessed with hustle, achievement, and endless self-improvement, it's easy to get caught in the exhausting pursuit of keeping up with the Joneses. But is this really the path to peace and meaning?In this episode, Andy, Steve, and Ben discuss "The Problem with Progress"—how the modern world defines our worth by what we do, what we build, or what we become. In contrast, the biblical worldview begins not with striving, but with surrender. Jesus' words on the cross—"It is finished"—offer a radical alternative to the achievement-driven mindset of our age.Join us as we unpack the deep implications of grace in a performance-obsessed culture, and ask: What if worship, not progress, is the foundation of our identity?
Quaranteam – Book 1: Part 22 Andy answers the ladies most vulnerable concerns.. Based on a post by CorruptingPower, in 25 parts. Listen to the Podcast at Explicit Novels. "So why me, huh?" Sarah asked her. "Why'd'ja choose me to play with you and Andy?" Piper bit her bottom lip, as if she was a tad nervous, before she shyly looked up at Sarah. "'Cause I'm kinda turned on with how you talk, Sarah, and I was kinda hoping you could talk to me that way while I was trying to make our man happy?" Despite all the massive confidence he'd seen Piper bearing almost the entire time he'd known her, she seemed almost nervous that Sarah would consider turning her down, as if her voiced desire was a step too far beyond the pale. Sarah licked her lips as her eyes widened. "I will totally fucking do that as long as you agree to just one fucking condition. If you don't, well, I can just go upstairs and leave you two to it." Andy was about to ask, but Piper beat him to it. "What condition is that?" "You can't, like, get fucking mad at me for anything I say, or anything I call you. 'Cause if I'm gonna fucking do this, then I'm gonna fucking do this, and I can't be all in my fucking head about you thinking I'm being mean or rude or shit. So you can't be all pissed off that I call you dirty things if you're fucking asking me to talk fucking dirty to you," Sarah giggled. "That cool, bitch?" "Not only do I promise not to get mad, Sares," Piper said to her. "I promise to like it." Sarah nodded. "Good, then why the fuck aren't you on top of that cock already?" Piper pursed her lips into a smile. "I was waiting for you to tell me I could, Andy." Sarah's hand swatted over and spanked Piper's ass with a loud smack. "He shouldn't have to tell you, you daft bitch. You wanted to fuck him, he totally didn't say 'not now' or some shit, so that means fucking time is on!" In the middle of Sarah's sentence, Piper reached down to grab his cock and get it aligned so she could slide right down onto it, straddling him to get his cock as deep inside of her as she could, her other hand resting on his shoulder. "That's a good girl," Sarah purred. "Don't you feel so much better without an empty cunt, you athletic slut you?" Piper nodded, leaning over to kiss Sarah again, although Sarah pushed her back after a few seconds, clearly intent on keeping her mouth free so she could talk to her. "I've had like a dozen partners, and not one of them made me feel like Andy does," Piper said, looking at Sarah's face. Sarah slapped Piper's ass again, this time even harder. "So why are you fucking telling me, bitch? Am I the one whose cock is jammed up your stupid snatch?" Piper moaned as Sarah's fingernails dragged against that reddening flesh, shaking her head, turning to look at Andy. "You feel so fucking good inside of me, Andy," she said to him. "Thank you for taking me in." On 'in,' she bounced down hard in his lap. "Thank you for saving my friend." On 'friend,' she did it again. "It's a shame you're on fucking birth control," Sarah teased, "because these are fucking breeding hips, and you'd look super fucking cute with a baby bump, but I guess you need to go and win your gold medal before we can talk about getting you bred like a proper bitch." Piper's tongue swiped out over her own lips, as she nodded. "I'll do it eventually," she said eagerly. "I'll happily bear your child, Andy, but I gotta do the Olympics first, to prove to myself that I can really do it." "You don't " Andy started but Piper kissed him once more, jamming her tongue into his mouth sloppily, making sure to silence him. "Hmm, I think she likes the idea of you fucking breeding her, Andy," Sarah said with a laugh. "The idea of you pumping her fucking cunt so full of fuck cream that it's practically oozing out of her, so messy and sloppy, like a good little whore. You like that image don't you, Pipes?" The athletic brunette nodded quickly. "I do I do I fucking do so fucking much," she panted, as Sarah reached one of her hands in to pinch one of Piper's tan nipples firmly, giving it a twist, which made the girl groan huskily. "And yet, you're still fucking holding back," Sarah scolded. "You gotta fucking give in like a good girl, otherwise you won't get what you fucking what, what I know you think you fucking deserve, but you don't deserve it until you've ditched all those fucking fears and embraced who the fuck you are from now on." She gave Piper's ass another hard smack before sliding her hand around the athlete's waist, moving her thumb down to rub against Piper's clit, as Andy felt her start to tighten up even more around his shaft. "But I bet, I just fucking bet, that if you just let it out, let it all fucking out, you'd feel fucking better, and you'd get what a good bitch deserves." "Fuck, Sarah, you're so fucking good with those fingers," Piper whimpered. "Damn fucking straight I am," Sarah said. "But I'm gonna stop if you don't cut loose." "I'm, I'm fucking scared," Piper whispered quietly. "We all were, Pipes, but you learn to fucking let go and trust, not just in Andy but in the family, in all the fucking rest of us, that we've got your fucking back, that we're gonna fucking take care of you, so either you're fucking in or you're out, what's it gonna be, bitch?" "I'm in,” she cried, her voice shredded and frantic, clearly about to have an immense orgasm. "I'm in I'm in I'm so fucking in,” "Not fucking yet you aren't," Sarah said harshly. "Gotta let that last fucking guard down, gotta let that last fucking truth out. You'll feel better, bitch, but you gotta fucking say it,” "Andy Rook, I fucking love you!" Piper shouted before she kissed him hard, and she started to have a monstrous orgasm, her whole body violently trembling, and the spasms of her cunt around his cock forced his own release, as he started spewing arcing loads of steaming jism inside of her, the two of them locked together on top and bottom, the intensity of the orgasm cratering them out. As soon as it had passed, Piper buried her face into Andy's neck, laughing a little bit even as he could feel her eyes watering, tears of joy slipping from her face. "I thought I'd never say that to another person as long as I fucking lived," she whispered against his skin, "but I do, I fucking love you, Andy Rook." "And I love you too, Piper Brown," he said, stroking her hair with one hand, his other intertwined with Sarah's. They stayed like that for a minute or so before Piper started to giggle, turning to look over at Sarah. "I don't know how you do it," she said to the tall redhead, "sitting there watching and not demanding to get involved." "Oh I'm happy enough to wait my fucking turn," Sarah giggled. "But pretty quick Imma need you to get off of him so I can fucking get off." Piper's giggle burst from her as she nodded then leaned over to kiss Sarah. "Thank you for that," she told her. "I hate having to ask for help." "That's what family's for," Sarah answered. "But get a little, give a little, so Imma also need you to help me out here." The brunette climbed from his lap, and his cock was absolutely soaked with their juices, and while he was starting to soften, that feral look in Sarah's eyes told him he wasn't done yet, and made him begin to stiffen up again. "Whatever you need, Sares," Piper said, "I got you, boo." "I'll just need a helping hand," Sarah said, getting up off the couch. Andy tried to get up as well, but Sarah shoved him back down once more. "Who told you you could fucking get up?" she giggled. "I need you to stay there and let me run the fucking show this time, 'cause I'm a little fucking nervous, and I want to have the fucking control to do this how I think fucking feels right. I hope that's fucking okay with you, because if it isn't, well, I don't fucking care, now, do I?" Andy wasn't entirely sure what Sarah had in mind, as she turned away from him and moved to straddle his legs, but very quickly, it dawned on him what she was doing. "I can't fucking believe Emily did this shit before I did," Sarah said, reaching one hand back to grab his cock. Her position had her legs spread wide, as she moved to rub the tip of his cock along her cunt before dragging it downward, nestling it against the rosebud of her asshole. "Had to be fucking first to something, I guess." He could feel the tall woman getting his cock aligned right and then slowly started sitting down on it, his shaft pulsing in excitement as he felt her body, tight and a little unprepared, try and resist his cock's entrance before she finally seemed to lose patience with her own hole, as she pushed down to get the head of his cock inside of her ass. Her head leaned back, her eyes looking up at the ceiling, as a guttural, almost paleolithic, moan of pain and pleasure boiled out of her. "Fuck that's fucking big that's big holy fucking shit balls that's a big fat fucking cock and it's fucking going up my fucking ass oh my fucking God what the fuck am I doing?" "We can stop if " Sarah looked back over her shoulder at Andy with a wildness in her eyes that he'd never seen before, a deranged grin on her face. "Stop? Are you out of your fucking mind? This is the greatest fucking feeling I've ever fucking felt in my fucking life! Why the fuck would I want you to fucking stop?! I want fucking all of it!" she said to him as she pushed herself down onto his cock until he was buried as deeply as he could get inside of her backdoor, the tall girl's skin covered with a layer of goosebumps that made the fine red hairs of her arms stand on end, her body vibrating in orgasm as she did. "Jesus Fucking Christ, I feel like such an utter fucking whore and I fucking love it! You've got that big fucking cock jammed right up my fucking virgin asshole and it made me fucking cum just going the fuck in, so now you gotta fuck me or I gotta fuck you but somebody's gotta fuck somebody right the fuck now!" Piper had sort of been standing off to the side a little bit, and one of Sarah's hands shot up and grabbed one of the brunette's wrists, yanking her close. "Er, what, what am I supposed to be doing here, Sarah?" "You can fucking rub or you can fucking lick, but you gotta fucking work that fucking clit of mine while he's fucking my ass, so get fucking to it!" she barked, and the commanding tone to her voice made it clear the actress was not asking for input on the matter. The tanned athlete took one of her hands timidly down to rub against Sarah's cunt before moving to stroke her clit, as Sarah began to bounce up and down in his lap, one hand on the arm of the couch, the other on Andy's hip. In this position, Sarah had completely control of the tempo and the force with which she slid her ass down onto his cock, something he'd expected her to use to keep it slow and tender, but instead, Sarah was practically trying to break the couch, slamming her ass down into his lap as hard as she cold each time, while Piper was caressing her clit. "Fuck that's so fucking good oh my god why didn't I ever get fucked in the ass before I love this so fucking much but it's all your ass, Andy, Daddy, it's only ever your fucking ass, you're the only one to ever fuck me this way, and I fucking love that and I keep God! I keep fucking cumming over and over again, so please Daddy, please please please cum in my fucking virgin ass and let me fucking feel it, let me feel you own the last fucking bit of me no man's ever had, because I don't need any other fucking man but you because I fucking love the ever loving shit out of you you big cocked motherfucker you hear me I fucking love you Andy so fucking cum, cum right the fuck up my ass! Fuck! Fuck! Muph!" She leaned her head back at the end onto his shoulder, craning her neck so that she could jam her lips against his, as he felt Piper's other hand cradling his balls, squeezing them gently, and the sensations were all too much, as his body let loose another orgasm, flooding Sarah's rectum with a gusher of an orgasm as their tongues clung to each other before they both slumped back, his back against the couch, her back against his chest, both of them nearly too exhausted to move. Huginn, who had remained completely undisturbed by all of this, finally had had enough, and the black cat got up and hopped down the couch, moving to a different unoccupied couch, hopping back up, curling into a ball and settling down once more, a perturbed look on his face. Then Sarah began to feverishly giggle, waves of curved red hair over her face before she pushed them out. "Em was fucking right. That was totally fucking amazeballs. Thanks Pipes." Piper winked a little bit as she pushed a fingertip inside of Sarah's cunt, causing the actress to gasp a little bit in surprise before Piper slid the finger back out, lifting it up to her lips, licking it in front of the two of them. "We're definitely gonna need a shower before we get into bed," she said, and they all laughed at that. Chapter 38 In a rather unusual turn of events, Andy woke the next morning on November 18th to an empty bed. It wasn't uncommon for him to awake with only a couple of the girls still in bed asleep with him, but a totally empty bed was almost an unheard of experience at this point. He glanced at his Apple Watch and saw that it was around 10:30, which meant he'd definitely slept in a bit. Like most writers, Andy was generally a nocturnal creature, staying up late and getting up late, which had put his schedule at odds with some members of the family, but they'd mostly learned to make it work. He slipped on some boxers, pulled on his jeans and tugged on a t shirt, this particular one a gift from some fantasy convention he'd been a guest speaker at, and headed over to the balcony, stepping out onto it with a smirk. Down at the pool, most of the girls were nearly finishing their morning work out, being led by Sheridan, a sea of sports bras and yoga pants, doing the last part of their high intensity section of the workout, and Andy could vaguely hear Vanilla Ice's "Ice Ice Baby" being played from a portable speaker near them. (Andy still wasn't sure which bothered him more, the fact that they were listening to Vanilla Ice or the fact that Vanilla Ice opened that song with "Stop! Collaborate and listen!" and yet there were no signs of any collaboration going on. In fact, it didn't seem like Ice understood what the word collaborate meant. The writer in him just couldn't bear it.) Lauren and Taylor weren't there as he expected they'd gone in to work today, especially since it was Taylor's first day of working in months. He hoped that she fit in well with the 49ers organization, but at this point, he wasn't entirely even sure who was working there. Niko also wasn't working out as he figured she'd gone to work at the base today. He wasn't sure what her schedule was like these days so he trusted her to let him know when she was coming and going and when it would be important for him to know. She was more than capable enough to manage her own schedule. It was nice to spot that both Fiona and Moira were in the group, between Ash and Sarah in the front row of three, and both seemed to be in good spirits. Moira's unruly mass of red curls had been braided into a tightly woven tail that whipped behind her as she danced to the beat of the music, occasionally slapping against either Fi or Sarah, both of whom laughed wildly when it did. It made Moira look a little like a redheaded version of the original polygon model of Tomb Raider, now that he thought about it. The weather was still mostly overcast, and it looked like rain might even be on the schedule for later in the day, something he didn't mind one bit. California had mostly been in a drought for years, and any rain the state could get was seen as a blessing, particularly since they now lived in more densely wooded areas. The last thing Andy wanted was a wild fire to take his new home. He leaned against the railing, just enjoying looking over both the estate and his family before Sheridan finally spotted him up on the higher floor balcony as the song came to an end. She pointed to Andy to draw the girls' attention to him, as all of them turned to look at him. The words were out of his mouth before he even knew he was saying them. "Good morning, angels," he shouted to them. "Good morning Andy!" they shot back in matching cadence. "You know, you really ought to join us some mornings, Andrew," Emily teased politely. "Hmm. I'd be worried about making a fool of myself." "I can make sure we don't overwhelm you on your first work out, dude," Sheridan said to him with a wink and a grin. "Let's give it a go tomorrow, 'kay?" Andy groaned a little bit. "God help me. Okay, I'll give it a try, but no making fun of me!" All the girls made various catty comments and gestures as he rolled his eyes and headed back into the house. He had a little bit before any of them were back inside anyway, even if they were finished with their workout. While the pool house was being converted into Tala's workshop, it still had a large group shower room, and the girls tended to go and cool down in there before splitting off afterwards. A few of them would go and shower in their own individual bathrooms, but the majority of them enjoyed the communal experience, as it let them all continue to get to know each other. Andy headed down to the kitchen and found that Jenny had made him a mini breakfast burrito that was waiting with a glass of pineapple juice on the little kitchen island, Katie also sort of milling around the room as both women bowed to him when he entered. He'd tried to get them to stop doing that, but he'd learned that attempting to discourage his staff of anything generally only resulted in them doing it even more than they were originally, so he was trying a new tactic now, let them burn themselves out on it and hope they'd stop on their own. "Enjoy your breakfast, sir!" Jenny said, moving around the counter before dropping down onto her knees. "I know I'll enjoy mine!" Her fingertips unbuttoned Andy's jeans and he was thankful he hadn't put on a belt this morning, as Jenny began to lick and suck on his cock, slowly running her tongue along it while her wife watched on, although there was an unusual expression on Katie's face, something Andy wasn't quite sure of. "What's on your mind, Katie?" he said, feeling Jenny's lips slowly push down around his length. They had told him before that they wanted to make getting their needed dose as low impact for him as possible, and had stressed that they enjoyed this sort of casual acquisition. "You look like you're worried about something." The Hispanic girl sighed and nodded. "I, I wanted to discuss something with you, sir, but I wasn't sure quite how to bring it up. Shit, I'm nervous even thinking about it now." Andy nodded, chewing a mouthful of his food before taking a sip from the glass to wash it down. "Look, you don't have to tell me anything, Katie, but if something's on your mind, you'll probably feel better if you just get it out of your head. No matter how much worse you think it'll be if you say it, letting it rattle around your brain like a cage full of bees is only going to be worse." "I suppose that's fair, sir," Katie said, chewing on her finger nervously. "It's just, this isn't the sort of thing I thought I'd ever say, sir, and it makes me feel strange. I think it's probably just part of whatever the treatment's doing to me, but it's, it feels like it's both a part of me and not a part of me, you know? Like some part of me I didn't know about but was lingering in the dark shadows of my mind the whole time?" Andy frowned a little. "No, I can't say I do know what you're talking about." Jenny's mouth popped off his cock as she made an exasperated noise from his waistline. "Uuuugh! Just tell him already!" she said, frustration in her voice, before she pushed her lips back down around his cock once more. "Sir, I think, I think I'd like for you to fuck me, maybe just the once, maybe just to see if maybe I might like it," Katie said, her voice sounded terrified that he would reject her or yell at her. "I mean, I don't have a problem with if both of you don't, but you certainly needn't do it on my behalf, Katie," Andy told her, as Jenny started to suck harder, as if to pull the resistance out of him. "You made it very clear to me when I arrived that you were a lesbian, though, and I wouldn't dream of asking you to change that." Katie threw her hands up, her eyes widening a little bit, almost in shock at herself. "That's just it! I am! I know I am! I've always thought girls were the only sexy things in the world! The idea of being with dudes just made me uneasy! I imagine I felt about guys the same way you feel about guys, I don't want to be with that!" "Then why " "I don't know, alright?! I don't fucking get it! Thinking about any other man just makes my stomach all queasy and nauseous, but the last few weeks, when I've been thinking about what it looks like when I see you fucking Jenny, I don't feel like I do when I think about any other man, and I don't understand what's going on!" The woman looked like she was about to cry, and Andy reached over and grabbed her hand, pulling her over towards him, his fingertips curling around hers. "I am never going to make you do anything you don't want to do, Katie," he said sternly. "But they did tell us that the serum was going to have some side effects, and that it was likely going to make some physiological changes to our bodies, some foreseen and some unforeseen." Jenny had eased off the speed of the blowjob a bit, but hadn't stopped entirely. "If you want to try actual sex with me, I'm not opposed to that, but " "But you don't want me to think I'm doing it on your account. I'm not, sir, I assure you! I don't even know where these thoughts are coming from, but I told Jenny about a week ago, I had a sex dream with you in it, and we were fucking, and in the dream, it seemed like I liked it quite a lot," Katie sighed. "I know that doesn't necessarily mean anything,” "They say sex dreams generally aren't about sex." "But, but when you were taking Whitney the other day? I found myself getting wet, thinking about what it would be like, what it would be like to be her, to be getting fucked by you, and, and I think I want to try that at some point, not the tying up or collaring or anything but, but I think I'd like for you to fuck me once, just to see, just to see if I really do feel differently about you than I do all the other men in the world,” "And you're okay with this, Jenny?" he said, reaching down to stroke Jenny's hair back. Jenny nodded, popping her lips off his cock with a loud smack. "I still want both of us to be there any time you dose either of us, sir, but if this is a thing she wants to try, well, it would be unfairly judgmental of me to fuck you myself and not allow her to do so as well. 'Sides, she told me about these feelings long before she told you, and that's all that really matters." She smiled at him kindly, then lowered her lips back down around his shaft once more, her eyes still looking up at when she did. "Then it's fine with me, Katie," he said, looking back at the Hispanic woman, one of her hands being held by him, the other being held by Jenny from below. "Thank you, sir," Katie said. "For being willing to do that with me, and for not judging me because of it." "Katie, look. If you want to try it, that's fine. If you try it and you don't like it, that's fine. If you try and do like it and want it more regularly, that's fine. If you change your mind right before we're about to do it, that's fine. Whatever you want here, it's fine. I just want you to be satisfied with whatever decision you made, and I want it made because it's what you want, and not what you think I want, okay? I am surrounded by beautiful women, and I'm just trying to do everything I can to do right by all of you. So whatever you want, you just need to tell me." She nodded, before looking down with a smile. "You were taking your time because I was talking to him, weren't you, Jen?" The curvy girl between his legs giggled a little and nodded, then started thrusting her face into his lap faster and more intently, and Andy could feel that release building up inside of him, even as he finished the last bite of breakfast. He was more than a little taken back when Katie leaned in and whispered into his ear, "My wife's such a good little cocksucker, isn't she? Give us our breakfast, Master, that fucking load of hot cum right into her fucking mouth." The unexpected words made his cock throb and finally he pumped a few squirts of his cum into Jenny's mouth, as she shuddered at his feet. The woman kept her lips sealed just past the head of his cock while her fingers jerked along the rest of his length, making sure to milk out the last of it before she pulled her head back, keeping her lips pursed together before standing up and immediately kissing Katie, swapping that cum between them, Katie's form trembling as she leaned against Jenny, the Latina being held up by her wife for just a moment until the orgasm passed. Both women pulled from the kiss, licking each others lips for just a moment before turning to look over at Andy, almost as if they were ready for a second course right now. Katie winked at him. "You know, I know it's all chemical, but dios mio if that orgasm from tasting your cum doesn't leave one sweet ass high,” Jenny moved to tuck his cock back into his pants, zipping them back up and buttoning them, as she glanced over at Katie. "Don't forget to update the Needs Board, hun," she told her wife, who nodded in response. "Got it, babe. Anyway, sir, let me think about it, but next time, I think I'd like you to fuck Jenny with me there, and then fuck me with Jenny there, so I have some time to let it settle in my brain that I'm going to go through with it," Katie said to him. "You know, actually fucking a dude." "Whatever you want, Katie." "Thank you, sir. Oh, don't forget, you have a phone meeting at 2 with that director candidate, Erica Xiao." He nodded. "Good. Yes. Thank you for reminding me. I might have forgotten if you hadn't." Jenny snickered a little. "Em would've had your balls if you had." "She's got them anyway," Katie shot back. Andy arched an eyebrow at them. "Don't you two start." He drank the last of his pineapple juice then pushed the plate forward. "Thanks Jenny, for everything. I'm going to head to my office. Maybe send down lunch a little after one." "Yes sir. Also, don't forget that Miss Steele will be here sometime today." "Oh right," Andy said, chuckling. "Sometimes everything gets so busy, I can barely remember my own name, much less who's coming and going. Katie, can you set up a large portion of the back yard to fence off, so that Maya's dogs will have a place to run and play without us worrying about them getting into the pool if she wants to leave them outside?" "Miss Steele's got dogs?" Katie said, groaning. "Great. Now I get to start having to watch the backyard for landmines." "That's why I was thinking if we gave them their own area that's fenced off, at least we'd have it clearly marked that it's the part of the yard with occasional hazards, although Sarah insisted that Maya is known to always clean up after her dogs. Maybe put a bin outside for her to toss them all?" Katie nodded. "I can spend the day prepping the yard so we're not all worried about stepping in dog shit when we're walking in the grass." "Good on you." "Did Miss Washington said what kinds of dogs they were, sir?" Jenny asked. "Pomeranians, I think," Andy said. "Those aren't dogs, those are animated dustmops," Katie said with an amused snort. "And here I was worried they would be Saint Bernards or Rottweilers." As he headed down to his office, he was starting to run through the checklist of things he needed to do today in his head. He definitely wanted to talk to Moira now that she was up, but he figured he would let her come to him in her own time, as it had been so long since they'd really talked to one another. He would need to pair with Maya when she arrived, and he also needed to check on Lexi and see how she was doing. As much as he wanted to head over to Xander's and see his friend's new house and meet all the rest of his partners, Xander had asked him to wait until the weekend, so he would have more of a chance to get settled, both into the house and into the household. He was almost at the door of his office when his iPhone began to ring, and he fished it out of his pocket, surprised to see Phil The Younger a.k.a. Lesser Phil a.k.a. Phil Pak (not Phil Marcos), on the screen, as he answered it. "Heya man, long time no talk!" Andy said to him. "To what do I owe the pleasure?" "Nothing good I'm afraid," Lesser Phil sighed. "I'm not going to be able to make poker night on Friday. In fact, I may not be able to make poker night for a while, I'm afraid." "That sucks man. What's going on?" "Well, me and the family were relocated, so we're quite a bit further from you now, and the place where we're at is very strict on quarantine procedures, so if we came and saw you and the rest of the gang for poker, we'd have to quarantine for a week before we would be allowed back in to our house, so while we'll try and do it a couple of times a year, for the foreseeable future, it's probably off the table." "Where's they move you to that's got such strict guidelines?" "They're calling the place Valhalla Shores. They decided that they didn't want to put all their eggs in one basket and have New Eden be the only place for Level Fives in the Bay area, so they built a new one over closer to the coast. We're where Pacifica used to be, basically, although I think they tore almost all the old city down and put up this place, like a giant gated mansion community. It's a little snobby for my liking, personally, but you know how Brandy has always been in terms of keeping up with Joneses, so when the NSA offered to move us over to here, she made me jump on it immediately. It's mostly just spooks and techbros over here," he sighed. "You'd fucking hate it. I know I do, but it keeps peace in my household, and that's about all I can ask." "Wait, techbros and spies crossbreeding? That sounds like a horrible idea, like, just the worst. On the other hand, if your quarantine protocols are that strict, it might mean I never have to deal with techbros again, and that might make the whole thing absolutely worth while. Hey, can I recommend a couple of cockish investors over here in New Eden to get transferred over there?" Phil the Younger laughed. "You fuckin' wish, dude. Whole place is fucking creepy anyway. Brandy says some of the women are kind of Stepford ish, and she feels like they're definitely an in crowd and an out crowd and she has zero interest in joining the in crowd. They keep trying to get her to join one of their hot yoga classes, but she said they'd have to break her legs to get her to do that shit. I hope she was being figurative, but you know Brandy." "That I do. Well, we'll miss seeing you guys, but I get it. You're doing what you have to do to keep your family safe and sound. Keep us posted, but I appreciate you calling to tell me personally." "Copy that, man," he said. "See you on the other side." After Lesser Phil had hung up, Andy wondered how many actual community hubs had formed in the Bay area since the cultural rebuilding had started. He also wondered how hard it would be for him or any members of his family to leave New Eden, even for a short while. He'd been craving an animal style In N Out burger for nearly a year now, and while he could ask Jenny to make something equivalent, there was nothing quite like having the real deal. He was certain Niko would know what the current entrance/exit policy for New Eden was, and he resolved to ask her when he saw her. It couldn't be that strict, he realized, because Lauren had been coming and going to the training camp for over a week now. Maybe he could just get in the Tesla and drive down to an In N Out, assuming he could find one that was open. When he walked into his office, he saw that his two cats, Muninn and Huginn, were curled together in a bundle in his writing chair, the two forming a sort of gray black yin yang symbol. Also, as promised, atop of his desk was a brand new laptop, a silver MacBook, with a Post It note on top of it. It was from Whitney (he could recognize her meticulous handwriting) and said "Try it. If you hate it, we'll get something different. “w" As much as he wanted to move the two cats so he could sit down in the chair where he got his best work done, he decided it was okay to sit at the desk for a while, even though it felt way more formal, although he realized he wasn't doing much creative today, mostly just the assorted busywork that sprung up around the actual creative process. The new laptop was set up with access to his emails and had all of his writing transferred onto it, so he could consult back to other things as he started answering questions from his agent and his editor, losing an hour or so before there was a knock at the door. "Come on in," he said. The door opened and Moira and Fiona slipped in together, closing the door behind them. All of their possessions clearly hadn't arrived from cross country yet, because he noticed each of them was wearing one of his t shirts, the fabric hanging big and loose over them like an overcoat. Moira had on one of his Biffy Clyro shirts, which he found fitting, whereas Fiona had clearly dived way back into the depths of his closet and was wearing a Gin Blossoms t shirt. "It's good ta see ya again, Andrew," Moira said shyly, smiling across the room at him. "I've missed ye something fierce." "How are you feeling, Moira? I knew the serum can react strangely to people who've had complicated medical history, and I imagine dengue fever isn't the only strange bug you've picked up over your wild and crazy life." "I cannae tell ye how great I feel, Andrew," she said, starting to move across the room to him. "An' how thankful I am ye trusted Fi enough t' let her bring me in wit' her. Yer, nae mad, are ye?" He shook his head. "Look, Moira. We had a wonderful time together, but that was decades ago. But I've always trusted Fi, and if you and her were together before now, there's no reason any of that should change." "Of course it'll have t' change, ye big dummy," she giggled. "Ye know she's always loved ye, ye daft shite? E'en when I came inta her life, that has nae changed." "Except she's changed and I've changed, so maybe it has changed too." "You haven't changed that much, Andy," Fi said, "and neither have I. You still trusted me enough to offer me a place in your family, even when I had a condition I wouldn't tell you about." "Were ye surprised when ye saw me?" Moira asked him. "Well, I'd figured it out before I saw you. I figured it out as soon as I heard your voice, and that let me put two and two together. But I was very surprised when I heard your voice, yeah." "Surprised inna good way, I kin hope?" "Naturally, although I was hoping you were going to be happy with me, even with the weight I've put on and the hair I've lost," he chuckled. "I think ye look sexy, ya galoot," Moira twittered. "Hold me hands, Fi. It's all I kin do t' keep from havin' a crack at him right now." Fiona wrapped her arms around Moira's waist, shaking her head. "He's not going anywhere, Moira," she said with a kind ease. "Aye, an' neither are we, an' I don' wannae be too far behind the other gare ruls, an' two of 'em are already in th' lead." "One day at a time, love. One day at a time." "You two want to sit and have a chat?" Andy said. On the other side of his desk were two chairs, so he could entertain meetings in here if he needed, although the chairs held the cats more often than they held people. "Oh aye, let's have a chinwaggle," Moira said, slipping from Fiona's arms, moving over towards Andy's desk, but instead of moving to sit in one of the chairs across the desk, she moved to slide herself up and into his lap, her legs dangling over one of the arms of the chair. Fi then moved across the room, and moved his laptop to one side, so she could scoot her ass up and onto his desk directly in front of him, making sure not to knock anything off. "So tell m " he started to say before Moira leaned in and kissed him hard, her body light in his lap, but the strength with which she pulled his lips onto her own was more than a bit forceful. "I bloody love ye, Andy," Moira said to him. "And Jaysis, do you smell fookin' amazin'." Andy grinned a bit, arching an eyebrow. "Sounds like you may have picked up a little bit of Piper's superpower along the way. I wonder if that's a side effect of the dengue fever antibodies you have in your system." "I cannae tell ye where it comes from, but Jaysis, you smell better'n any meal I've ever eaten in me life. I want ta breathe ye all day long,” She buried her face against the nape of his neck, as he looked to Fiona for sympathy, but saw only mirth on her face. "So, Moira, tell me what you've been up to since we last saw each other." "School," she said, pronouncing the word like 'skoo will,' "then more school, then residency, then Doctors Without Borders, at least until I ran in ta Fi again in DC. It's no tha' excitin'." "Doctors Without Borders, tending to patients in the middle of warzones? That's the absolute definition of exciting to me." "Then you're a fool," she giggled. "I mean, yeh, I was shot at now an' again, but that's a part o' life anyway, isn't it? I was tendin' to kids who needed doctors, an' while I loved tha' work, when I shacked up with Fi again, she wanted me to be safer, wha'ever th' hell tha' means." "It means you're saving lives without people trying to take yours, Mo," Fiona scolded, kicking the Scottish lass with the tip of her leather boot. "She's still undecided whether she wants to take up private practice here in New Eden, or if she wants to go and work in the hospital they're finishing up alongside the base." "In a few years, anyway," Moira said. "After I've given ye a son." Andy's head leaned back a little bit. "Little early to be thinking about stuff like that, isn't it, Moira?" "Like hell, Andy," Moira said, pulling her face back from his neck so she could look him in the eyes again. "You," she said, tapping his chest with a fingertip, "need children. I," she continued, tapping her own, "want tae have one or two before I get back to the medical life. So all we're doin' is just wastin' fookin' time until you get me ripe." "You still don't need to rush right into it, Moira," Andy said, stroking his fingertips against the back of her neck. "Take some time to get settled and comfortable here in the household before you go rushing straight towards the respawning finish line." "Spoken like a laddie who doesnae realize our clocks 'r tickin'," she grumbled. "But, aye, I'll do me best nae to rush it too much. And all the other gare ruls have bin sooo kind tae us. I didnae know what t' expect, 'specially wit' all th' famous faces y'got around these parts." "They're just people, like anyone else," Andy replied. "Think how I feel, trying not to let anyone down." "Ach, yer daft, laddie," Moira said, tickling him a flash. "Yer a good man, an' tha's all tha' matters." "Emily told us all about her experiences this morning, what with the poker game and how it felt being traded like cattle. She was horrified by what horrible things the few remaining men in power are up to, and Niko explained how she basically had to force you to get into the game to rescue Asha and her mother from Covington," Fiona said. "I'm sure that must've been quite taxing." "You had to risk people to win people, and while I certainly didn't want my ex as part of my life, I didn't want to consign her to a life with someone horrible either," he sighed. "I feel very fortunate that it all worked out in my favor, but it was such a gigantic risk." Fiona tugged his chair a little closer to the desk with her leather boot, shrugging. "Life's one colossal risk, Andy. You've always known that." "You think your mother's going to be okay with you being part of a polypod, Moira? I only met her the once, but she struck me as an especially stern Catholic." "When th' news comes out, she'll come 'round, 'specially since th' Pope's apparently okay wit' it, or so we were told a' th' base," Moira shrugged. "Besides, it saves me th' trouble from havin' t' tell 'er I'm shacked up wit' Fi here. She's still nae comfortable wit' 'th' gays,'" she said, making air quotes with her fingers. "Didnae know how t' break it t' her tha' her daughter's as queer as a two dollar bill." "I hope I'm not coming between you two," Andy said. "Nah," Fiona laughed. "We're both bi, and both need some cock in our life. Yours'll do. It was generally my favorite." "An' mine, although I didnae try tha' many." "Tell him how many, Mo." "I don' wanna." "C'mon." "Fi,” "Mo,” Moira sighed. "Fine, wha'ever. I've only had three cocks, Andy, an' yours was right smack dab in th' middle. Me first was a boy in school, and me most recent was another doctor jus' before I hooked up with Fi again. I generally prefer gare ruls to lads, but ye always felt, felt like home t' me." "She was worried that her piercings were going to put you off her," Fi said. "Between the nose stud and the pierced nipples, she told Niko that she felt too different than anyone else it sounded like you had in the family." "I'll admit, I'm not generally a big fan of excessive piercings, but the whole look works on you, Moira. I mean, if you'd had one of those septum piercings like a bull ring, I might have had some reservations, but who am I to tell someone what they do to their body?" Fiona giggled slightly. "I jokingly suggested she get one of her eyebrows pierced once and she slugged me hard enough that she almost dislocated my shoulder." "Do I look like I wanna join bloody Evanescence?" Moira growled. "Did you two decide if you want a bedroom to yourselves, or one each?" Moira shook her head. "We're wit' you, laddie, no matter where y' lay yer head down." "Although I was thinking I might turn one of them into an office for me to work, if that's okay," Fiona said. "Sort of like your little office here." "Yeah, of course," Andy said. "Whatever you want. At some point, all the rooms will be spoken for, but until they are, they're fair game for whoever wants them." "At some point, some of them are going to have to be nurseries," Fiona stressed. "Especially since you've already got two pregnant ladies in the house. How far along are they?" "A couple of months," Andy said. "So it's still early days, and we haven't really told many people outside of the family yet, since the first few months are the diciest." "When's th' big wedding gonnae be?" Moira asked. "Niko told me her family wouldn't give two shits if the wedding happened after the kid was born, but Ash said her family might have some issues with it, so she and I might have a legal ceremony beforehand and then when the world is open again, when I have the giant wedding ceremony, she'd be part of that too." "Seems a fair compromise," Fi agreed. "It would also mean you have someone to function as Head of Household if you were incapacitated and needed someone to make a decision on your behalf." "Don't go planning to have me put into a medical coma any time soon, Fi," Andy joked. "That's still a few months down the way." "Good thing you've got yourself a doctor in the house now, hmm?" "How're you two feeling about all of this? I know it's a lot to process all at once." "It's a lot of bloody names ta learn," Moira grumbled. "I almost want ta see nametags on e'eryone fer a few months." "You'll pick them up pretty quick," Andy said. "And I was smart or lucky enough to not get any two partners with the same first name, thank god for that." "I dinnae find out if they tol' you, Andy," Moira interrupted, "but jus' so ye know, my cycle's shorter than th' rest of th' gare ruls. They kin go about ten days 'fore they cannae think clearly, but I kin only go about six." "Nobody told me that, no," Andy said. "Any other differences I should know about?" "Nothin' ye need concern yerself with," she replied, kissing his cheek. "I'm sure all th' lasses have got their own quirks so ye need nae concern yerself." "Alright then, I'll try not to worry. Anyway, I appreciate you stopping by to say hello, but I do have an online meeting in just a little bit, so I hate to kick you out but " "No no! You've got work to do, so c'mon, Mo," Fiona said, hopping off his desk, pulling Moira from his lap. "Let the man talk to the voices in his computer." Moira leaned down and kissed him one final time, resting her face against his for what felt like minutes before she smiled and pulled back. "I love ye, ye daft git." "Love you both," he said, as they slipped out of his office. The meeting went as well as could be expected, and Erica Xiao seemed like she might actually be a good choice for directing the first Druid Gunslinger movie, as she seemed to intuitively grasp the undercurrents of the story without having to explicitly call them out, something that was a refreshing change of pace from the first couple of candidates he'd interviewed. Of course, he didn't get the final say on who was directing the movie, but Working Title seemed to genuinely care that he liked the director, so that they would remain true to the books. They'd gone against authors' wishes before, and it hadn't gone well for them, so now they were trying to make sure the author approved of, or at least understood the reasoning for, any changes that were made in the process of translating it from a book to a movie. After that, he decided he needed to go and check on Lexi. Even though Phil had told him that her imprinting process time would take a bit longer, he thought it wise to swing by and make sure that she wasn't in any pain, but when he arrived by her door, he found Niko sitting on a chair in front of it, a Lee Child book in her hands. "Hey Niko," Andy said, approaching her. "I thought you were on the base today?" Niko shook her head, smiling at him as she tucked a slip of paper in as a bookmark before closing the paperback up, setting it on a table next to her. "With Lexi having a different reaction to the serum, Phil asked me to stay here and keep tabs on her, and report in what other irregularities she was going through, especially since I noticed a few right away." Andy's brow furrowed in worry. "How concerned should I be?" Niko sort of tilted her head a little. "That's just the thing, babe. I don't think you need to be at all worried, but you are definitely going to have a challenge on your hands for the first few days after she wakes up. I think letting Jenny help with that, though, would be a wise move." "What the hell does that mean, Niko?" She jerked her head over her shoulder. "C'mere and lemme show you." After sliding off the chair, she opened the door and they both stepped into the room, and Andy immediately started to panic, but he felt Niko's hand take his and squeeze it reassuringly. "She's fine, Andy, regardless of how she looks." "What, what the hell is happening to her?" There was a large growth on one side of her, a faded white swell over her body, and Andy didn't even know what exactly he was looking at. "She's healing," Niko said. "The reason you're going to want Jenny to help is that by the time she wakes up, I think Lexi's not going to have any scars left. It's almost like she's shedding the scarred layer of skin and replacing it with fresh, newly healed skin, like a snake molting. We've seen it in rare cases on the base. I told you early on that I knew the serum did some basic additional healing when it was first taken into the woman's body, but that level of healing varies a lot from patient to patient, more than anything else about it. When she was injected on the base, I knew there was a, call it ten to fifteen percent chance this might happen, that the serum might go into overdrive with her scars and began repairing the skin and the nerves, but I didn't want to get her hopes up in case it didn't happen, because we still don't know what does and doesn't cause the reaction." "And, and you're telling me her skin will just be back to normal?" "Whoa, easy there. 'Normal' is a very flexible word, and one that we don't like using on the base," Niko told him. "She's likely to be healed but considering all of those nerves will be freshly regrown, they are going to be hyper sensitive, and that means people are going to have to be careful around her, because it'll be easy to overwhelm her until those nerves have gotten accustomed to working again and they know how to moderate their intake. We also have no idea what it's going to do to her PTSD, if anything, and that's what we need to keep an eye on." "But, she is going to be okay, right?" "This isn't going to be a problem, Andy, but it's up to all of us to make sure that the repercussions of her sudden healing don't overwhelm her. But I think it'll be okay." Andy sighed, turning to press a kiss against Niko's cheek. "Is there anything else you aren't telling me?" "Honey, what I'm not telling you could fill up Levi's Stadium, but you just have to trust me that I'm doing it all with your best interests at heart, okay?" He chuckled, shaking his head. "You're lucky you're so cute." "It's one of my natural defense mechanisms," she teased. "C'mon, let's leave her be." They stepped back out into the hallway and Niko closed the door behind her. "I figured I should be here when she wakes up, so I can explain to her all of what happened, and prepare her for what to expect. It's the least I can do." She jerked her chin upward, to get Andy to look behind him. "Looks like you're up." Nicolette was walking down the hall, a soft smile on her face. "Just letting you know, Master, that Miss Steele's ride over just buzzed the gate and she should be at the front door any minute. Miss Washington and Miss Stevens said they would meet you there." Andy kissed Niko again before turning to walk with Nicolette towards the stairs, heading to the front door. "Showtime!" Chapter 39 It was with a little surprise that Andy stepped out of his front door to see a familiar electric blue Tesla parked in front of it, Phil helping Maya remove her things from his trunk. "Hello Maya," Andy said, walking down the steps towards her, seeing Emily and Sarah were already there, Emily talking with Maya while Sarah was crouched down next to the little carrier, giving the dogs inside scratches while cooing at t
At least one NFL insider gets the sense TJ Watt will get more money than Myles Garrett. Is that good business by the Steelers? Chris said the idea of ‘keeping up with the Joneses' doesn't apply to the Cleveland Browns. It would be different if Watt helped win a lot of big games, but he has zero playoff wins in his career and he's done very little individually in those games. We got into the debates that have happened between Steelers & Browns fans over their top defensive players. Chris noted he thinks the deal the Browns gave Garrett was a mistake too, but that organization is used to that. We can acknowledge that Watt has been the better player than Garrett, but it doesn't mean you should pay for his future.
At least one NFL insider gets the sense TJ Watt will get more money than Myles Garrett. Is that good business by the Steelers? Chris said the idea of ‘keeping up with the Joneses' doesn't apply to the Cleveland Browns. It would be different if Watt helped win a lot of big games, but he has zero playoff wins in his career and he's done very little individually in those games. We got into the debates that have happened between Steelers & Browns fans over their top defensive players. Chris noted he thinks the deal the Browns gave Garrett was a mistake too, but that organization is used to that. We can acknowledge that Watt has been the better player than Garrett, but it doesn't mean you should pay for his future. We dove a little bit more into the TJ Watt contract standoff. NHL reporter Sean Gentille from The Athletic joined the show. The Penguins have picks 11 and 12 in the opening round of the NHL Draft tonight and Sean isn't sure if it's in their best interest to move up. Sean said being in the first 9 picks would be ideal. He mentioned that it could turn into a crapshoot like it normally does. Sean noted that the Islanders are a team to watch tonight. Sean looked at what Kyle Dubas has on his plate heading into the weekend and what type of players the Pens could be looking for. With free agency looming, Dubas has plenty in front of him. We also witnessed Mark Kaboly boot Sean off the air – a first in our history.
In this episode of Franchise Unfiltered, Wes Barefoot welcomes back Andy Fuller, founder and CEO of Mosquito Hunters — now expanded into Pest Hunters and Humbug Holiday Lighting. Andy shares the story behind the rebrand, the mindset shift from seasonal hustle to empire-building, and how his franchise model grew from a $2B niche into a $31B multi-service powerhouse. Whether you're a franchisee, business owner, or aspiring entrepreneur, this conversation is packed with gold. ⏱️ Timestamps 00:16 – Why Andy Fuller is back: A major rebrand & new service lines 02:05 – From corporate burnout to business with purpose 05:14 – The 3-in-1 model: Pest Hunters, Mosquito Hunters, and Humbug Holiday Lighting 08:53 – Why holiday lighting isn't just a side hustle anymore 15:01 – The “keeping up with the Joneses” effect driving massive demand 21:26 – Marketing strategy: Why “Christmas in July” works 26:59 – What the DQ Blizzard, Big Mac, and stuffed crust pizza have in common with franchising 30:30 – From $2B to $31B: The math that justified the rebrand 33:43 – Higher-caliber franchisee candidates since launching the 3-in-1 model 36:56 – Costs, equipment, and what new owners need to get started 7 Steps to Owning a Franchise: https://path2frdm-1.hubspotpagebuilder.com/path-to-freedom-about-franchising
“Then I saw that all toil and all skill in work come from a man's envy of his neighbor. This also is vanity and a striving after wind.” — Ecclesiastes 4:4Ecclesiastes shows us how even good work can go wrong when driven by envy. What starts as diligence can quickly become a pursuit of status. Today, we'll look at how chasing approval leaves us empty—and how God invites us into something much greater.The Idol of StatusThe Bible Project says Ecclesiastes “targets all the ways we try to build meaning and purpose in life apart from God.” It gives voice to the Preacher, who carefully exposes the emptiness of paths like pleasure, wealth, and status. In recent weeks, we've looked at the idols of pleasure and accumulation. Today, we turn to the idol of status.This one can be harder to spot. The line between excellence and envy is thin. Ecclesiastes 4:4 says, “Then I saw that all toil and all skill in work come from a man's envy of his neighbor.” That's a striking thought. Our motivation may not be love of the work or calling—it's often the quiet urge to compete. To keep up. To be seen.That's what status does. It whispers, You're not enough—unless others notice you. And without realizing it, our careers, spending, and even our generosity, can become ways of proving our worth.“Keeping up with the Joneses” isn't just a saying—it's a way of life for many. We compare houses, vacations, schools, and the pressure to match others can lead to debt, burnout, and dissatisfaction with what God has already provided.And in our digital age, the pressure's amplified. Social media showcases only the highlight reel, not the debt, exhaustion, or stress that often accompany it. But we still scroll and wonder, “Why not me?”A Better Way ForwardEcclesiastes answers that longing with honesty. In verse 8, the Preacher describes someone who works tirelessly, builds wealth, but has no one to share it with: “There is no end to all his toil, and his eyes are never satisfied with riches…” It's a picture of success without joy. Activity without peace. A full schedule, but an empty soul.However, he then offers a better alternative. In verse 6, we read: “Better is a handful of quietness than two hands full of toil and a striving after wind.” In other words, it's better to have less with peace than more with anxiety. That's not laziness—it's wisdom. A life lived with margin, grounded in God's provision.Work as Worship, Not PerformanceThis is the invitation Ecclesiastes extends: not to give up on excellence, but to anchor it in the right place. When our work flows from a love for God and a desire to serve others, it becomes a blessing, not a burden. It becomes worship.We don't need applause—we need peace. And in Christ, we already have it. His approval is not based on performance. It's based on grace. That frees us from striving to be seen and lets us rest in being known.Maybe that's where you are—tired, overextended, wondering what you're chasing. Ecclesiastes invites you to step off the treadmill of comparison. You don't have to strive for identity. You already have it in Jesus.We often see examples of this. A professional sacrifices evenings and weekends to climb the corporate ladder, only to feel lonely at the top. A family maxes out their budget to project an image, while tension quietly builds at home. These aren't just stories—they're warnings. And they echo Ecclesiastes' caution about what we're trading in our pursuit of more.Sometimes this isn't just about envy. It's about fear—fear of being unseen, of being left behind. So we push harder, hoping success will quiet that fear. But only God can give the peace we're looking for.Redefining SuccessContentment doesn't mean quitting. It means redefining success. It means anchoring your worth in something that lasts. When you stop striving in vain, your ambition gets reoriented. Your work becomes more joyful. Your giving becomes more meaningful.So ask yourself today: Who am I trying to impress? What am I really chasing?If your hands are full but your heart is empty, Ecclesiastes invites you to trade performance for peace. True success isn't about being noticed or admired—it's about being faithful with what God has given you. And your worth? It's not something you have to earn or achieve. In Christ, you have nothing to prove because in Him, you are deeply loved, fully known, and eternally valued.Want to Go Deeper?If you want to dig deeper into these themes, we've created a new study just for you. It's called Wisdom Over Wealth, and it explores what Scripture—especially the book of Ecclesiastes—has to say about money, work, and living for what really matters.This month, when you give $35 or more to support the ministry, we'll send it to you as our thanks. Just visit FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:A few commercial solar companies have approached us about leasing part of our land for a solar farm. We've got around 40 acres of farmland. I'm trying to understand what pitfalls or risks we should be aware of before moving forward.I recently left my job as a teacher because I felt the Lord calling me to go to seminary. I have about $35,000 in a retirement fund from my teaching years. Should I leave it where it is, or should I use it to pay off my car and some credit card debt?I have a Medicaid-related question. A family member of mine has a terminal illness and needs more care than we can provide. She doesn't have any assets, and we're hoping to get her on Medicaid. If she's approved, who would be responsible for the medical bills?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
BUY THE SLOW LIVING BOOK HERE! Feeling stuck or like life has plateaued? In this episode, we're talking about what personal power really means—and spoiler: it's not about hustle or perfection. It's about learning to choose yourself, slow down, and take intentional action. We'll unpack how decluttering your space, energy, and expectations can make room for real clarity and momentum.You don't need to chase fame or grind for gold stars to build a meaningful life. Sometimes, personal power looks like drinking water, making the call, or shutting the laptop. Tune in to explore how small, purposeful choices add up over time—and how you can reclaim your time, attention, and joy without white-knuckling your way through life.Full notes:Feeling stuck, burnt out, or like you missed your shot at “making it”?In this episode of The Slow Living Podcast, Stephanie O'Dea explores what personal power truly looks like—without hustle culture, perfectionism, or keeping up with the Joneses.You'll learn how to reclaim your time, energy, and attention by following the 5 Steps to Slow Living:– Declutter what's not working– Get clear on your direction– Stay positive and present– Take small, daily action– Tweak and fine-tune as you goStephanie offers a refreshing perspective on what it really means to “make it” in midlife—and why choosing a B+ life can be the most powerful decision of all.If you're ready to stop white-knuckling your way through life and start living with clarity and calm, this episode is for you.Want to know more about living a slowed down life?!Simple Shortcuts to Peace Course - https://stephanieodea.com/peaceNew Year, New You Mini Challenge - https://stephanieodea.com/newyouJoin me for my LIVE Masterclass - https://stephanieodea.com/masterclass/Website - https://stephanieodea.comBlog - https://stephanieodea.com/blog/Slow Living Podcast - https://stephanieodea.com/podcastSpeaking Opportunities - https://stephanieodea.com/speaking/Coaching Opportunities - https://stephanieodea.com/coaching/Courses - https://stephanieodea.com/courses/Contact - stephanieodea.com/contact/
Can Adult Swim really get away with roasting Jerry Jones by name in a new animated series?In this wildly entertaining episode of The Ben and Skin Show, broadcasting live from the always-electric Choctaw Casino and Resort in Durant, Oklahoma, the crew dives into a hilarious and thought-provoking discussion about satire, streaming culture, and the absurdity of modern media.The upcoming Adult Swim animated series “Keeping Up with the Joneses”, which features a cartoon version of Jerry Jones as a next-door neighbor. Is it parody, slander, or just brilliant comedy?The legal and cultural gray areas of using real public figures in satire. (“Can they really call him Jerry Jones and get away with it?”)A side-splitting moment involving a black Porsche with the license plate “GLF WIFE” and the crew's pitch for Ben's new custom plate: GLFKLLR
Get ready for a super special double-header! This week, we are honored to invite local legend and Tacoma native Kendall Jones to Tacoma for a few beers and a few episodes dedicated to his decades-long... The post Grit & Grain Episode 148: Keeping up with Joneses with Kendall Jones from Washington Beer Blog appeared first on Grit & Grain Podcast.
Ever felt like you're climbing someone else's ladder, or that your financial decisions are driven by what everyone else is doing? This episode introduces the powerful concept of "Inside Out" living, a philosophy that inspired the very name of this podcast. We'll explore why shedding societal expectations and reconnecting with your true desires is the ultimate path to financial freedom and genuine contentment. Get ready to challenge the "Keeping Up with the Joneses" mentality and discover how aligning your money with your deepest values can dramatically improve your financial well-being and bring a profound sense of peace.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/114-the-inside-out-approach-to-financial-freedom/
On this episode of Animal Spirits: Talk Your Book, Michael Batnick and Ben Carlson speak with Daniel Crosby about his book, The Soul of Wealth. Find complete show notes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: https://www.idontshop.com Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Learn more about your ad choices. Visit megaphone.fm/adchoices
If you found a dollar on the ground in the parking lot and wanted to do something good with it, I have a suggestion for you. Give the Community Foundation of Anne Arundel County a call. Today, we chat with John Rodenhausen, the Director of Gift Planning, to talk about philanthropy. It is not just for the Rockefellers, Vanderbilts, and DuPonts. It is for the Smiths and Joneses, too! And you don't need a lot of money to make a huge difference in our community. We discuss what a community foundation actually is, why someone wants to work with them, why non-profits want to work with them, and how to get started. More importantly, we discuss the needs right here in Anne Arundel County and how great it is. In fact, there is a new tri-annual study coming out this summer--put it on your summer reading list. If you have ever asked yourself how you can make a difference in your community, here's your episode! Have a listen! LINKS: Community Foundation of Anne Arundel County (Website) Community Foundation of Anne Arundel County (Facebook) Community Foundation of Anne Arundel County (Instagram) Community Foundation of Anne Arundel County (LinkedIn)
Send us a textIn this episode, hosts Scott Kuhlman and Chasity Owens deliver another compelling installment from the International Association of Arson Investigators (IAAI) training conference. Recording remotely while Scott teaches at the Fire Investigator Academy in Fresno, the duo presents an illuminating conversation with Rick and Cassandra Jones, two passionate advocates for fire investigation certification and training excellence.Rick Jones shares his journey from law enforcement canine handler to IAAI board member and eventual president during the challenging COVID-19 period, where he helped pivot the organization to remote training delivery. His wife Cassandra, with her educational background in English, brings her expertise in report writing and program development to their shared mission of elevating industry standards. Together, they've built a successful fire investigation company while dedicating countless volunteer hours to improving certification programs and training quality across the field.The conversation centers on the critical importance of obtaining professional certifications, particularly the Evidence Collection Technician (ECT) program. The Joneses announce significant updates to certification requirements, including the elimination of mandatory evidence collection numbers in favor of training-based qualifications and the addition of five new evidence categories specifically designed for private-side investigators. These changes address long-standing concerns from investigators who participate in evidence collection but may not physically handle items themselves, making certifications more accessible while maintaining rigorous standards.Rick and Cassandra emphasize that certifications serve as third-party validation of an investigator's competency, going beyond the minimum requirements of NFPA 1033 to include practical demonstrations and courtroom testimony experience. They detail the upcoming alignment of all IAAI certifications to five-year renewal cycles, streamlining the process for investigators while ensuring continued professional development. The couple's commitment extends to personally answering questions from members, with Rick providing his direct phone number and encouraging investigators at all levels to reach out for guidance.The episode also highlights the Joneses' innovative internship program, where university students pursuing fire investigation degrees spend 5-7 weeks living and working with their company, gaining invaluable real-world experience. These stories, including humorous accounts of interns learning the realities of hands-and-knees scene processing, demonstrate their dedication to nurturing the next generation of fire investigators.Scott and Chasity wrap up with their popular segments, including "We Train Frequently" spotlighting upcoming conferences in Arizona and Georgia, and "Can You Use It In A Sentence" continuing their educational series on fire investigation terminology. The hosts also address listener questions about accessing Science Advisory Work Group meetings, explaining the confidential nature of these peer review sessions while encouraging participation in local chapters.This episode reinforces the podcast's mission of connecting the fire investigation community through shared knowledge and professional development opportunities, showcasing how industry leaders like Rick and Cassandra Jones are working tirelessly to advance the field through improved training and certificaThank you for listening! If you enjoyed the episode, give us 5 stars, hit the follow button, and subscribe on Spotify, Apple Podcasts, and anywhere you are listening in from. Follow us on social media!Instagram: @infocus_podcastLinkedIn: INFOCUS podcastFacebook: INFOCUS podcastTikTok: @infocus_podcast
Have you and your spouse thought about and set your financial finish line? In this episode, Jeff and Cale discuss: When is enough enough?Being a steward and not an owner of God's resources. Orienting your life for abundance today, but also for treasures in heaven. Taking inventory of what is yours to steward. Key Takeaways: Keeping up with the Joneses is not the finish line that brings about any sense of significance or purpose. You can't take it with you, but you can send it ahead. Change your view on giving. Instead of asking “how much should I give?” ask “how much am I allowed to keep?”Everyone will define a full life differently. But everyone who leans into their definition of a fuller life "This speaks to another principle we have at Arkos called: have a written plan. Well, it's hard to have a written plan if you don't know where everything is, and have some semblance of what we're marching towards." — Cale Dowell Episode References: The Treasure Principle by Randy Alcorn About Cale Dowell: After diving deep into the hurdles clients face when picking a financial partner, Cale determined that financial advice should offer more than just managing a portfolio. He left Morgan Stanley to help launch Arkos and “Rebuild Wall Street” by creating a paradigm shift in the way the wealth management industry serves and impacts people. His passion is rooted in the mission to help families thrive across generations.Cale is a published thought leader in vulnerability analysis and risk mitigation. He is the creator of Wealth Languages™, a captivating public speaker, and has consulted with many of the world's largest corporations. His diverse experience spans technology, commercial real estate, O&G, private equity, and startups. Cale spends an inordinate amount of time igniting contagious, positive environments and investing in relationships… because culture devours strategy for breakfast. After graduating from Baylor University, Cale tied the knot with his Aggie sweetheart, Lynne, and now calls Houston home with their two little ones. They are actively involved in their church and Young Life, where Cale has served for over 15 years. He is a 40 under 40 recipient, actively contributes to several non-profit boards, and is a 7th-generation Texan. Not surprisingly, he is just as stubborn about Texas as you would imagine. Connect with Cale Dowell:Website: https://www.arkosglobal.com/ Email: cale.dowell@arkosglobal.comLinkedIn: https://www.linkedin.com/in/caledowell/ Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdv Facebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw
In this episode, Angela discusses the concept of "money scripts" and how our beliefs about money, often formed in childhood, can significantly impact our financial and overall health. Drawing from the work of Dr. Brad Klontz, a psychologist and certified financial planner, the episode explores four common money scripts and offers advice on how to identify and break free from negative patterns to achieve a healthier relationship with money. Key Takeaways
Today we're going to chat about keeping up with the Joneses. For all things Law of Attraction, visit Jennifer365.com.
Are you chasing success or peace?In this Chasing Happiness Freedom Podcast episode, Ryan DeMent opens up about a battle many entrepreneurs face but rarely talk about—the quiet trap of comparison and consumerism. From chasing the latest gadgets to envying others' debt-free lives, Ryan shares how these pressures nearly robbed him of the one thing that truly matters: peace of mind.If you've ever felt anxious chasing the next big thing or wondered why “more” still feels empty, this is the episode for you.
This week, I recap attending 240 Tuesday and reflect on a cool moment where JLO showed love to me and the podcast — a reminder to celebrate the little wins. From there, I dig into the pressures of social media and the trap of trying to "keep up with the Joneses" while everyone's out here curating perfect lives.We explore the 4C model of authenticity — a psychological framework that helps define what it really means to stay true to yourself in a world that constantly challenges that. I break down the four outer points: Change, Individual, Social, and Stability — and how they connect with Consistency, Conformity, Continuity, and Connection. It's all about navigating life's curveballs while staying grounded in who you are.I wrap up with today's words of wisdom: “Authenticity doesn't guarantee everyone will like you — it guarantees that YOU will like you.” And we close with a gem from Mel Robbins: the “Let Them” theory — because not everything deserves your energy.Stay Golden y'all
Rick Culleton is a successful entrepreneur, author, and mindfulness advocate who has learned firsthand that happiness isn't found in wealth, success, or keeping up with the Joneses—it's cultivated from within.Full podcast link: https://bit.ly/RickCulletonPodcastAs the founder of successful businesses and ones that tanked, Rick has experienced the extremes of life: from being homeless to living the good life. Yet, even at the pinnacle of achievement, he struggled to find lasting happiness.Drawing on his journey with ADHD, accidental sobriety, and personal development, Rick now empowers others to break through burnout, discouragement, and information overload to create meaningful change. His actionable, approachable strategies focus on cultivating happiness through daily routines and mindfulness—tools anyone can use to transform their outlook in just minutes a day.Rick is the author of the highly-rated inspirational book Messed Up Like You and is currently working on a follow-up that will help readers embrace happiness, no matter their circumstances. With his conversational, motivational, and fun style, Rick inspires audiences to wake up happy every day.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3131: Corey of The Fioneers breaks down how focusing on the “big three” expenses, housing, transportation, and food, can dramatically improve your financial flexibility and fast-track your path to financial independence. With real-life examples and a mindset rooted in value over status, this post illustrates how intentional choices can save thousands annually without feeling like sacrifice. Read along with the original article(s) here: https://thefioneers.com/reduce-household-expenses/ Quotes to ponder: "We lack for naught in these three categories. Somehow, we have resisted the urge to keep up with the Joneses." "Reducing your big expense categories will give you the most freedom and flexibility." "Saving money has a triple effect on your finances. It not only gives you more money now, but it also provides more capital to invest and decreases the amount you need in investments to sustain your lifestyle long-term." Episode references: Pew Social Trends - Suburban Statistics: https://www.pewresearch.org/social-trends/2018/05/22/demographic-and-economic-trends-in-urban-suburban-and-rural-communities/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Here's a fact: For many years, I didn't know that our money mindset has a direct relationship with how powerful we feel and how we move through our professional and personal lives.I didn't get the connection, and I have been in financial services for over 25 years. After I dove into all things on leadership, self-improvement, and energetic management, I learned that there is a positive correlation between our money, speaking up, and the energy associated with feeling powerful as a woman. If we feel good about our money, we will speak up more. We will feel more confident. We will make powerful choices. We will be braver at work and at home.My guest today, Aja Evans, is the first financial therapist I have interviewed. I have interviewed financial coaches before, but not financial therapists. After learning more about Aja's important work, I was excited to dive into this discussion!During my conversation with Aja, we chatted about:The story behind Aja's financial awakeningWhat financial therapy is and how it is different than financial coachingWhat the thoughts, feelings, and attitudes are behind someone who may need a financial awakening of their ownWhat is the story behind people that are trying to keep up with the Joneses? What about money hoarders? What is the story there?Her book, Feel Good Finance: Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being.Aja provides an overview of her freebie to Your Guide to Getting Financially Naked
Make sure you compare yourself to the right peopleSee omnystudio.com/listener for privacy information.
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
One of the most common money pits we see, Quint and Logan talk about avoiding keeping up with the Joneses.
Keeping up with the Joneses keeps you anxious, unhappy, and stuck. Thinking that the keep to happiness is more is the reason you never feel content and fulfilled. This week we are talking about the beauty of staying in our own lawn, enjoying where we are and what we have and how cultivating that type of awareness and presence the exactly the thing we need to help us feel like we have it all. Not Another Diet Book: https://www.amazon.com/Not-Another-Diet-Book-learning/dp/B0B45Q4CLH/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1656499379&sr=8-1Schedule a Session: https://www.heathermaio.com/coaching-options
Breaking Free of Your Boxes Unlocking Freedom Through Wealth: How Betsy Pepine Built a Real Estate Empire Rooted in Debt-Free Living What if the secret to wealth wasn't just making more—but making smart, intentional choices with what you already have? In this powerful episode of Richer Soul, Betsy Pepine shares the remarkable story of how she went from a frugal childhood in New Jersey to becoming a best-selling author, serial entrepreneur, and leader of one of the top real estate brokerages in the U.S. Her philosophy? Live below your means, stay out of debt, and use money as a tool for freedom—not flash. Keep reading to discover how Betsy's old-school money values led to next-level success. Key Takeaways: Freedom Is the Ultimate Currency. Betsy doesn't chase money for status—it's all about freedom of choice. Whether it's the freedom to give generously, pivot professionally, or sleep soundly at night, financial independence gives her control over her destiny. Debt-Free Living Is a Superpower. Raised by parents who shunned debt (aside from a mortgage), Betsy never bought anything she couldn't pay for in cash. This mindset helped her grow her wealth without compromising her peace of mind—even when financial experts told her to leverage more. Entrepreneurship Isn't About Money—It's About Impact. From her first childhood hustle to building Pepine Realty, Betsy always had an entrepreneurial drive. But her motivation wasn't the money—it was about creating options and helping others, especially families in housing crisis through her nonprofit, Pepine Gives. Lead with Intention, Not Ego. Despite her high-profile endorsements from Barbara Corcoran, Dave Ramsey, and Glenn Beck, Betsy remains grounded. Her approach to leadership, family, and business is rooted in humility, service, and vision. Money Learnings: Betsy learned about money by observing her parents, who lived frugally and prioritized saving over spending. They avoided debt at all costs—except for a mortgage, which they paid off quickly. Though she thought they were poor, it was a deliberate choice to live below their means and fund their children's education debt-free. This instilled in her a deep respect for financial discipline, a preference for peace of mind over leverage, and the belief that money is best used as a tool for freedom. About Betsy Pepine: Betsy Pepine is a real estate powerhouse, educator, and philanthropist. As the founder and broker-owner of Pepine Realty, she has led her team to national recognition, including repeated listings on the Inc. 5000, Top 50 Florida Companies to Watch, and Florida Trend's Best Companies to Work For. Beyond her brokerage, Betsy runs a real estate school, a title company, and a property management firm. She's a Wharton MBA, a Duke economics grad, and founder of Pepine Gives, a nonprofit helping at-risk families with housing. Key Discussion Points: How childhood perceptions of money shape adult financial behavior. Why Betsy never cared about keeping up with the Joneses—even when she could. The misunderstood relationship between wealth and worth. How to build businesses aligned with your values, not just profits. Why mentorship from legends like Barbara Corcoran matters (and how she earned it). Practical tools for keeping your team aligned and inspired. Conclusion: In a world obsessed with appearances and fast money, Betsy Pepine is a breath of fresh air—proof that timeless principles still win. Her journey shows us that when you align your values with your financial decisions, wealth becomes not just a number—but a life of purpose, peace, and power. Links: https://betsypepine.com/ Facebook: https://www.facebook.com/betsypepine Instagram: https://www.instagram.com/betsypepine/ LinkedIn: https://www.linkedin.com/in/betsypepine Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Roger Lawson challenges the destructive habit of comparing ourselves to others and highlights how it saps our joy, progress, and peace of mind. Through personal stories and sharp insights, he urges us to redefine success on our own terms and embrace the unique journey we're on, without needing to outpace anyone else. Read along with the original article(s) here: https://roglawfitness.com/stop-trying-to-keep-up-with-the-joneses/ Quotes to ponder: "Comparison robs us of the joy and satisfaction that come from walking our own path." "Stop looking sideways. The real game is happening in front of you, not beside you." "You're not behind. You're not late. You're not missing out." Episode references: The Dip by Seth Godin: https://www.sethgodin.com/the-dip Atomic Habits by James Clear: https://jamesclear.com/atomic-habits Essentialism by Greg McKeown: https://gregmckeown.com/books/essentialism Learn more about your ad choices. Visit megaphone.fm/adchoices
Don't worry - the stock of Paul Calvisi, Darren Urban and Dani Sureck is up, even if no other stock is, as our trio dive into yet more (odd) draft speculation, the craziness of draftees being mocked all over the place from 5 to 50, a new Out of Context, Calais Campbell and the DL depth and whether it impacts the draft and/or development, picking wants vs. needs in the Cardinals draft, some of the players who have taken “30” visits to Tempe, Trey McBride's giant new contract, what McBride's role will be/continue to be, to hurdle or not to hurdle, Mike McDaniel's shine for JG and the Cardinals' defense, Winning Behavior and a 25-second anthem note, the possibility of a first-round trade, and Paul lights up a room.See omnystudio.com/listener for privacy information.
Robert Bush is a highly accomplished investment executive with extensive expertise across industries, geographies, and asset classes. He has worked on financial and operational projects for sovereign entities, family offices, corporations, and startups. Known for his entrepreneurial spirit, Robert began his journey selling song lyrics at age 14 and later transitioned from a philosophy major to a Wall Street mergers and acquisitions expert. Beyond his professional achievements, he is a sought-after speaker on innovation, social impact, sustainability, and international trade. Robert's ventures include investing in a sushi restaurant near NYU and launching a celebrity-backed coffee business, all while maintaining a disciplined approach to personal finance and blending profit-making with purpose. On this episode we talk about: – Robert's early entrepreneurial ventures, including selling song lyrics at age 14. – His transition from philosophy major to Wall Street mergers and acquisitions expert. – The importance of identifying and solving problems in entrepreneurship. – His first venture outside of Wall Street: investing in a sushi restaurant near NYU. – Personal finance strategies that helped him seize opportunities while avoiding the “keeping up with the Joneses” trap. Top 3 Takeaways 1. Problem-solving is key to entrepreneurship: Success often comes from identifying unmet needs and delivering solutions effectively. 2. Personal finance discipline creates opportunities: Avoiding unnecessary expenses and staying focused on long-term goals can position you to take advantage of lucrative investments. 3. Blending profit with purpose: Social enterprises can create value while making a positive impact on society. Connect with Robert Bush: LinkedIn: https://www.linkedin.com/in/robertcbushjr Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3550: More money can improve life if used wisely. Michael Laurence explores why higher incomes don't always lead to greater happiness, often due to stressful jobs, debt, and societal pressures. True financial well-being comes from spending in ways that create freedom, security, and genuine joy, rather than simply keeping up with the Joneses. Read along with the original article(s) here: https://www.getrichslowly.org/more-money-less-happiness/ Quotes to ponder: "Money, in short, is neutral. It's a tool that can make you happier, or less happy, depending on how you choose to spend it." "Instead of using the extra income to buy freedom and peace of mind, which would make them happier, they incur more debt, which makes them more anxious than ever." "Living on somebody else's terms, living somebody else's life, is not a recipe for happiness, and if you do it, extra money won't make you any happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Ever been told to buy the biggest house you can afford... to “motivate yourself”? Or to skip insurance because “nothing bad will happen”? Yeah—us too. And we've got some thoughts. In this episode, Joe, OG, and Doug break down the Top 5 Worst Financial Tips they've ever heard—and more importantly, why taking them seriously could leave your finances in a flaming dumpster behind your dreams. From personal debt confessions to debates about extreme couponing, bad budgeting ideas, and the wild world of TikTok money myths, this episode is your roadmap to not falling for advice that sounds smart but… absolutely isn't. In this episode: Why “buying big” won't necessarily inspire you—it might just bankrupt you Skipping insurance to save money? We'll show you how that plan ends Should couples really share just one checkbook? We investigate The great emergency fund vs. credit card debate When DIY everything turns into Why Did I Try? How the satire in The Joneses movie is secretly more real than you think Listener Q&A: Impact investing, private debt financing, and what it means to be an accredited investor Plus, a surprise TikTok moment, OG's thoughts on calendars, Doug's history of April Fools' disasters, and much more You'll laugh, you'll learn, and by the end, you'll be a whole lot more confident dodging bad advice in the wild.
Bethenny weighs in on the latest news, and the toxicity, frontin', stuntin', and keeping up with the Joneses in the reality-verse.See omnystudio.com/listener for privacy information.
Feeling the pressure to constantly tweak your investments? Today, we uncover the surprising benefits of financial inaction with insights from CFP Dana Anspach, Len Penzo, and OG. We dive into the wisdom of sometimes doing nothing—because, as it turns out, sitting on your hands (financially speaking) can be a power move. Why lazy portfolio management might be the smartest strategy you'll ever adopt (spoiler: it involves less work). The power of downtime—turns out, stepping away from your money might actually make you richer. Why your future self will thank you for setting up auto-pay (hint: fewer late fees, more naps). The sneaky ways peer pressure messes with your finances—and how to keep the Joneses from running your budget. When rebalancing your portfolio is necessary…and when it's just a fancy way to micromanage yourself. A wildly unexpected insurance claim (because finances are never boring in the basement). Oh, and Doug's got a trivia question about a particularly controversial activity that was banned—because, apparently, not everything fun is legal. Stick around for weekend plans, final thoughts, and maybe even a surprise or two (because we like to keep you on your toes). This episode originally aired on June 10, 2022. Please disregard any mention of current events. The original show notes can be found here. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices