Podcasts about early retirement

Can Sven and Olga in Minnesota shorten their working years? Should PJ in Michigan take his pension lump sum or the annuity payments, and should he maintain an aggressive asset allocation in retirement? Plus, the fellas spitball early retirement strategies for Joe in Massachusetts and Nick in California, and they discuss how to tell the difference between post-tax contributions and pre-tax funds converted to Roth at tax time for Victor.  Timestamps: 00:45 - Can We Shorten Our Working Years? (Sven & Olga, MN) 07:50 - Pension Lump Sum or Annuity? Aggressive Asset Allocation in Retirement? (PJ, Michigan) 23:31 - Can We Retire at Ages 55 and 52? (Joe, MA) 29:54 - Help Me Spitball Some Retirement Goals (Nick, CA) 35:07 - Post-Tax Contributions and Pre-Tax Funds Converted: How to Tell the Difference? (Victor) 39:40 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-447  Retirement Income Strategies Guide Register for the Investing 101 webinar, Wednesday, Sept 27, 12pm PT Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

Join us in this insightful episode of Earn & Invest as we sit down with Jason from the Two Sides of FI podcast to explore the uncharted waters of life after early retirement. Together, we delve into the fascinating journey of financial independence and the vital question of how one fills their time, and whether boredom lurks in the shadows. Jason candidly shares his personal experiences, revealing the transformative impact of early retirement on his life. #FinancialIndependence #EarlyRetirement #LifeAfterFI #RetirementJourney #PersonalFinance #Fulfillment #TwoSidesofFI #FinancialFreedom #PodcastInterview #EarnAndInvest Learn more about your ad choices. Visit megaphone.fm/adchoices

-> CASE STUDY EARLY RETIREMENT (Watch On YouTube Here)Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).-> Create Your Custom Strategy To Retire Early-> Free E-Book: A Complete Guide To An Early Retirement-> NEW eBook: Health Insurance For An Early RetirementDive headfirst into the world of early retirement as I share an enlightening case study of real clients on their journey to financial independence. It's a YouTube video that'll give you a deep understanding of the nuts and bolts of retiring early - the investments, the tax strategies, the spending habits, and the potential of part-time income. But that's not all - I'm super excited to unveil the upcoming guest episodes on the podcast. We'll be hosting health and insurance experts who will help us level up our knowledge. Your Monday mornings will never be the same as you start your week with useful information, curated to help you retire confidently, no matter what stage of life you're at. So, join the conversation, submit your queries, and suggest potential guests on earlyretirementpodcast.com - because we're in this journey together!Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

Should Jackson and Elsa from Wyoming fire their financial advisors and shop for lower fees, or switch to do-it-yourself financial planning? Can 34-year-old Bob in Texas retire early at 50, and what's the best way for him to put an extra $30K to work? How much should 35-year-old Matthew in the middle of nowhere Wisconsin be saving for retirement in pre-tax accounts vs. post-tax accounts? And finally, should Michelle in Minnesota leave excess education savings in a 529 plan or move it to a Roth IRA?  Timestamps: 00:58 - Should We Fire Our Advisors and Go DIY or Shop for Lower Fees? (Jackson & Elsa, WY) 11:51 - Can We Retire at Age 50? Best Way to Put Extra $30K to Work? (Bob, TX) 19:51 - How Much Should We Save for Retirement Pre-Tax vs. Post-Tax? (Matthew, Middle of Nowhere, WI) 28:27 - Excess 529 Plan College Savings: Leave it or Move it to Roth? (Michelle, MN) 35:34 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-446 DIY Retirement Guide - limited time offer, download by Friday 9/15/23! EASIRetirement.com - free retirement calculator Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

In this episode: salary negotiation, knowing your worth, doing your own research, anchoring, and facing job offers. We often talk about the importance of shifting out of a scarcity mindset towards an abundant one, and this can mean leaving a job for a new one, or even asking for a higher wage. But how do you overcome the guilty feelings that can arise when wanting to level up? This week we are re-joined by the Financial Mechanic to discuss the art and steps to successful salary negotiating, from doing your research to collaboratively working with hiring managers, and learning to handle the discomfort and self doubt that can come when asking for more. While negotiating can make you feel uncomfortable or even intimidated, it's important to remind yourself that asking for what you want does not mean you are begging. Rather, it means you know your worth and are advocating for yourself and your future! Though it takes practice, learning how to confidently negotiate can make a difference in your present but make all the difference in your future and your FI goals!  Financial Mechanic: Website: financialmechanic.com Twitter: @fimechanic Timestamps: 1:05 - Introduction 5:21 - The Win-Win of Salary Negotiation 14:40 - Delay Talking About Salary 18:42 - Doing Your Research 25:33 - Knowing Your Worth 29:21 - The Negotiation 36:44 - Negotiation is About More Than Salary 41:10 - Accepting, Rejecting, and Making Your Decision 44:49 - Updates From The Financial Mechanic 53:25 - Conclusion Resources Mentioned In Today's Episode: How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | Ep 211 Glassdoor 1 Year of Early Retirement (With Numbers) Subscribe to The FI Weekly! More Helpful Links and FI Resources: Earn $1,050 or More With These 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-Free Investing with M1 Finance

In this episode of the Personal Finance Podcast, we're going to talk about how to structure your accounts in retirement. How Andrew Can Help You:  Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals. Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you'll be able to save 20% off your DeleteMe subscription! Protect yourself online! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .  Links Mentioned in This Episode:  The Stairway to Wealth (Where to Put Your Money In Order!) The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!) How W-2 Earners Can Save More Money On Taxes with Rachael Camp, CFP How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) 6 Ways to Access Your Retirement Funds Early with Jeremy Schneider (From Personal Finance Club!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Qantas Group chief executive Alan Joyce will bring forward his retirement by two months. Mr Joyce announced today that he will leave the position he has held since 2008 "to help the company accelerate its renewal". - Ο εκτελεστικός διευθυντής του ομίλου Qantas, Άλαν Τζόις, θα επισπεύσει την αποχώρησή του κατά δύο μήνες. Ο κ. Joyce ανακοίνωσε σήμερα πως θα εγκαταλείψει τη θέση που κατέχει από το 2008 «για να βοηθήσει την εταιρεία να επιταχύνει την ανανέωσή της».

Are you thinking about retiring early? Join Tommy, John, Mike, and Ben in this episode as they explore the world of early retirement planning. They define early retirement in different sectors, spotlighting health insurance, taxes, and time management as key concerns. Beyond finances, they emphasize the need to discover a passion or something that will fill your time up when you retire so that you can continue feeling fulfilled. Access the full show notes at Mason & Associates, LLC

The FIRE community is notorious for chasing early retirement at all costs. Many search for creative ways to earn more money and spend less of it, only to end up hating the journey. If you've ever felt burnt out or discouraged on the road to FIRE, you're in for a real treat with today's episode! Welcome back to the BiggerPockets Money podcast! Today, we're joined by Mark Trautman from Mark's Money Mind. Early on, Mark decided that he was going to live life on his own terms. So, he and his wife worked their way out of debt and adopted the motto, “Make some, save and invest, and live on the rest.” After maximizing their 401(k) contributions, investing their money in other retirement accounts, and diligently saving each month, Mark and his wife were able to retire by the time he reached age fifty. We wish Mark's story ended there. A few years later, however, his life was turned upside down after the death of his wife. While grieving the loss, Mark needed to adjust how he used his nest egg going forward. By implementing smart Roth conversion strategies and opening a “fun bucket” account, Mark was able to not only minimize his tax liabilitybut also find new ways to enjoy retirement. Stick around for a true masterclass on how to relish the journey to FIRE! In This Episode We Cover How to enjoy the journey toward financial independence and early retirement The financial implications you face after the death of a spouse Reducing your lifetime tax liability with Roth conversion strategies The “fun bucket” strategy you NEED to implement in retirement How to start teaching financial independence to your children TODAY And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Scott's Instagram Mindy on BiggerPockets Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Backdoor Roths, Mega Backdoor Roths, and Roth Conversion Ladders Take Mark's FREE 7-Week Financial Literacy Course Click here to check the full show notes: https://www.biggerpockets.com/blog/money-446   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there ever a right time to stop contributing to your 401k? Should you help your daughter and her boyfriend with their home purchase? What about deciding to retire at the peak of your earnings? Tune into this episode of Caffeine and Cash Flow where we tackle these questions and more.   In this episode, we'll discuss: The issues that can arise when helping your daughter buy a home with her boyfriend. With the possibility of a recession on the horizon, does it make sense to hold off on investing for a while? Is it worth keeping a mortgage for the tax deductions in retirement? How can you know if a financial advisor is legitimate or not? Will you regret walking away from a career with a great paycheck to retire a little earlier?   Learn more: https://caffeinecashflow.com/ Contact Michael:  https://www.westpacwealth.com/team/michael-schulte michael.schulte@westpacwealth.com 702-767-4897  

Ahhh, sitting under a palm tree on a little Carribean island, sipping a Corona, ....

In this episode, we're answering listener questions! Specifically, guest host Jeremy Schneider is answering questions like: What are the best index funds to invest in How do you access retirement money early What are the little-known pitfalls of early retirement Jeremy also shares important tips on transferring money from old investment accounts.  If you want to get answers to these great questions (and hear from a surprise guest who snuck their way in!), this episode is for you.  --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).-> Create Your Custom Strategy To Retire Early-> Free E-Book: A Complete Guide To An Early Retirement-> NEW eBook: Health Insurance For An Early RetirementWho says you can't retire early and still pay the least amount of taxes possible? You're about to discover strategies that not only facilitate tax minimization but also ensure your financial plan aligns with the lifestyle you covet. This episode unravels a conversation I had with a client and an intriguing email from Henry, a 64-year-old enthusiastic listener, eager to navigate the tax terrain and live a more financially savvy life.Managing your cash in an investment portfolio can be a delicate balance, but knowing your "sleep number" - the amount of money you need to sleep soundly - is a game-changer. I'll share insights on how to strategically rebalance your portfolio for an optimal growth path, determine the right time to start drawing down cash, and ensure you don't fork out more tax dollars than necessary. We delve into the importance of setting a customized rebalancing strategy that aligns with your individual needs and goals, and how having just the right amount of cash in your portfolio can create a buffer to weather market downturns.Finally, we touch on a powerful tool in your financial arsenal - tax gain harvesting. This strategy could potentially zero out your taxes on realized gains, paving the way to an optimized financial plan and more money in your pocket. But remember, the crux of it all lies in having a plan that fits your lifestyle and holding onto the right amount of cash for your needs. Join me as we navigate this labyrinth of tax planning together, and feel free to reach out with any questions or if you'd like to learn more about this strategy.Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

As I approach 50, how should I be maximizing my retirement contributions to possibly retire in five years or so? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Cody Garrett is an advice-only financial planner passionate about helping families refine their path to financial independence (FI) as DIY investors. Cody specializes in comprehensive financial plan development, topic research, and personalized financial education.  This episode of the podcast is hosted by Jon Luskin, CFP®, a long-time Boglehead and financial planner. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.  Since 2000, the Bogleheads' have held national conferences in major cities around the country. There are also many Local Chapters in the US and even a few Foreign Chapters that meet regularly. New Chapters are being added on a regular basis. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated. Show Notes 2023 Conference - The John C. Bogle Center for Financial Literacy Bogleheads Forum: U.S. Chapters Bogleheads® Live with Bill Bengen: Episode 35 Bogleheads® Live with Christine Benz: Episode 37 Bogleheads® Live 41: Derek Tharp on Retirement Planning – 4% Rule vs. Monte Carlo John C. Bogle Center for Financial Literacy Bogleheads® Chapter Series – Health care planning for retirement Bogleheads® 2022 Conference – Mike Piper- Social Security, Tax Planning Before and During Retirement Bogleheads® Live with Colleen Jaconetti : Episode 26 Bogleheads® investment philosophy ssa.tools Bogleheads® Live with Mike Piper: Episode 23 Open Social Security Mortgage Flexibility Calculator Bogleheads® Forum Bogleheads® Wiki Bogleheads® Reddit Bogleheads® Facebook Bogleheads® LinkedIn Bogleheads® Twitter Bogleheads® on Investing podcast Bogleheads® YouTube  Bogleheads® Local Chapters Bogleheads® Virtual Online Chapters Bogleheads® on Investing Podcast Bogleheads® Conferences Bogleheads® Books The John C. Bogle Center for Financial Literacy is a 501(c)3 nonprofit organization. At Boglecenter.net, your tax-deductible donations are greatly appreciated.

On today's episode, James and Matt cover the latest news coming out of the receiver world, as Corey Davis retires, Terry McLaurin and Jaxon-Smith Njigba suffer injuries, DeAndre Hopkins looks like he's going to get NUK'ED with targets in Tennessee and why the Green Bay offense could yield more fantasy goodness than you think. Plus, the guys debate if they could last a year on the International Space Station in this week's Option Route. Matt Harmon and James Koh whip around the NFL and cover the position they know best: Wide receivers. Using the data from Harmon's exclusive Reception Perception charting methodology, the guys give their takes on receivers at every level of the game. Whether it's the biggest stars in the league or new rookies bursting on the scene, you won't get better wideout information anywhere else. Along the way, they'll break down the biggest stories in the NFL and offer up a few big-picture fantasy football thoughts, as well. Follow the guys on Twitter @JamesDKoh and @MattHarmon_BYB. Follow Reception Perception @RecepPerception. Download and Subscribe to the Reception Perception Show anywhere you get your podcasts. Watch segments of the show on YouTube at Matt Harmon!! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Britain's eligible pension savers need to return to work, earn for longer and save more—otherwise they might find retirement less than stress free. That's the warning from Andy Briggs, chief executive of Phoenix Group, in conversation with Francine Lacqua on this week's episode of In the City. They discuss the plight of retired people over the age of 50 and how the UK pension system compares with those of other countries.See omnystudio.com/listener for privacy information.

Steve Chen is joined by guest David Chen — brother of a good friend of Steve's from high school and a member of our community — and discusses David's story, some of the biggest lessons and insights from his journey around investing, and his plan for generating income for life.  Plus what he learned about estate planning through dealing with his dad's passing.Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signupProduced by Davorin Robison & Steve Stewart.© 2023 NewRetirement Inc.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).-> Create Your Custom Strategy To Retire Early-> Free E-Book: A Complete Guide To An Early Retirement-> NEW eBook: Health Insurance For An Early Retirement-> RETIREMENT CASH FLOW PLANNER (mentioned in episode)Ever dreamt of retiring early? Ever pondered the difference between merely investing and investing with intention? This episode will take you through the fascinating journey of financial independence and early retirement, guided by our guest, John, a client who has walked this path. Discover the compelling power of compound growth, and how a modest 1% increase can dramatically alter your financial future. We also compare and contrast investing in small companies versus small value companies, divulging that the right choice can result in significantly higher returns.Retirement might seem like a daunting prospect, especially if you're unsure about your savings or facing financial constraints. In this episode, we lay out strategies to make early retirement a viable option. Learn about lifestyle adjustments, the importance of avoiding burnout, and how a part-time income can bolster your financial plan. John's experience and insights provide a real-life blueprint for living within your means and calculating your necessary retirement expenses. So brace yourself for practical tips and strategies to achieve financial independence and plan for an early retirement.Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

This week on Upticks, Jake and Cory discuss an intriguing topic: 5 considerations for those planning an early retirement. Tune in for insights that may help your retirement strategy. Feel free to share this episode with anyone who could benefit from our perspective. Upticks is a show about financial planning and investments. Join Jake Falcon, CRPC® as he discusses financial planning topics including retirement, tax planning, debt, charitable giving, etc. In addition, Jake dives deep into investments and explains stocks, bonds, options, cryptocurrency and other timely market topics. Be sure to subscribe so you don't miss an episode!               Falcon Wealth Advisors is an independent-minded wealth management practice located in the Kansas City metro.  Our team of 15 professionals specializes in retirement planning for individuals.  We help our clients make important decisions around when to retire, social security, health insurance, tax planning, and many other financial planning topics.                   In addition to helping our clients plan for a successful retirement we also implement investments solutions.  We believe that what sets us apart is our philosophy to avoid investment products and instead buy/sell individual stocks, bonds, and options for our clients.  We do this to eliminate the middleman, which we believe increases control and transparency and decreases fees.          Clients choose to work with us to enhance their financial literacy and explain exactly what their financial plan means to them.              Visit Our Website         https://www.falconwealthadvisors.com/              Listen to our Podcasts          https://www.falconwealthadvisors.com/content.html             We're Social!         https://www.facebook.com/FalconWAdvisors/         https://www.instagram.com/falconwadvisors/         https://twitter.com/FalconWAdvisors         https://www.linkedin.com/company/falcon-wealth-advisors/              Connect with Jake Falcon, CRPC         https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors             #retireearly #retiringinyour50s #retirementplanning #upticks #retirement #kansascity

With James Royal, Investing & Wealth Management Reporter for Bankrate.com

We're back to the digital mailbag to answer your questions!For this week:How has my lifestyle evolved since achieving financial independence and how do I spend my time?Updated thoughts on money and marketsAre we putting too much faith in institutions like Vanguard?Can and should life insurance policies be used for retirement savings?Tax avoidance versus accepting higher tax ratesWhat is a Simple IRA and how does it differ from a 401(k)? Can I still do Roth conversions?Savings rates are great! Should I pay less on my loans to maximize my savings?Big picture: Where do I start on getting my financial life together?Outreach and presentationsSo much more! Support this project: Buy Me a CoffeeSubscribe to the website: SUBSCRIBE ME!Show Notes and Links at Clippingchains.com Q1: How has my lifestyle evolved since achieving financial independence and how do I spend my time? (00:02:49) Q2: Updated thoughts on money and markets (00:05:01) Q3: What if Vanguard failed?! (00:07:53) Q4: Can and should life insurance policies be used for retirement savings? (00:11:56) Q5: When do I stop trying to optimize my tax bracket and just let go? (00:15:30) Q6: What is a Simple IRA and how does it differ from a 401(k)? Can I still do Roth conversions? (00:18:56) Q7: Savings rates are great right now! Should I pay less on my loans to maximize my savings? (00:22:39) Q8: Big picture: Where do I start on getting my financial life together?(00:26:26) Q9: How was your presentation at the climbing gym? Can you record it? (00:34:51) Q10: Can you supply podcast transcripts? (00:40:27)

Does the math work for Chris' early retirement plan? What's a safe retirement withdrawal rate for Luke, who wants to be part of the financial independence / retire early or FIRE movement - and what does Joe have against FIRE? Plus, Jake is about to change jobs, can Joe and Big Al uncover any tax planning opportunities for him? The fellas also explain capital gains tax for our buddy Carl Spackler, and they spitball on those capital gains when it comes to selling a house for Olga and for LJ, and Jim wonders about the impact of selling a house on Affordable Care Act subsidies.  Timestamps: 00:54 - Early Retirement Spitball: Does the Math Work? (Chris, Philadelphia) 04:27 - FIRE Withdrawal Rate for Long-Term Capital Preservation? (Luke, Ft. Collins, CO) 14:26 - We're 38 and 33. Any Tax Planning Opportunities Before I Change Jobs? (Jake, VA) 20:48 - Capital Gains Tax Explained (Carl Spackler, FL) 23:55 - House Sale Tax Strategy (Olga, Chula Vista) 26:32 - Do I Need to Worry About Investment Property Sale Proceeds? (LJ, Philadelphia) 30:46 - How Will Selling a Home Impact ACA Subsidies? (Jim, Santa Cruz) 35:52 - New One Star and Five Star Reviews 38:10 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-441  Guide to Cracking the Financial Code at Any Age FIRE interviews on YMYW Spitballing Retirement Planning in Your 30s (YMYW podcast 391) 6th Annual YMYW Podcast Survey - one randomly-chosen participant will win a $100 Amazon e-gift card! Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

In this episode of the Personal Finance Podcast, we're going to talk about the 6 Money Myths You Must Avoid at All Costs. How Andrew Can Help You:  Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.  Links Mentioned in This Episode:  6 Ways to Access Your Retirement Funds Early with Jeremy Schneider (From Personal Finance Club!) How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) Rich vs Wealthy (The Life Changing Mindset Shift) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you always max out your 401(k)? This is a big question that comes up often, so in this episode, Brad and Matt dive into this prevalent financial myth. Shedding light on five reasons why maximizing your 401(k) may not always be the best strategy, they emphasize the issue of liquidity and why building an emergency fund outside of the 401(k) becomes essential for financial security. You can find show notes and more information by clicking here: https://www.fiatwm.com/podcast/60                         

Dave Rosen is a climber and ophthalmologist in his final year of residency. And Dave grew up like so many of us: broadly exposed to the importance of money and taught a thing or two about saving, but investing was a foreign concept and his lack of knowledge was a source of shame.While Dave skimmed over it, he's no slouch as a climber. He has bagged a pile of double-digit boulder problems up to V12, sent 5.13c, and developed numerous boulder problems, particularly in the South Mountain area near Phoenix where he and his wife lived for medical school for four years. He is hard-working, analytical, and pragmatic in his career and life approach. In this conversation, we discuss how Dave found climbing from the world of canyoneering, his early exposure to money and how that has markedly changed in recent years, the constant pull of greener grass, working backward from an ideal lifestyle, and the ethical and moral dilemmas of early retirement. Support this project: Buy Me a CoffeeGet the newsletter: SUBSCRIBE ME!Show Notes and Links at Clippingchains.com

Is early retirement healthcare crushing your budget? Are you tired of getting your standard two percent raise every year? What do you do when a “friend” borrows money and never pays you back? Some personal finance questions aren't easily answered online. Instead, you need time-tested money experts to give their takes on the best moves to make. And in today's episode, Mindy and Scott will do just that, taking questions from BiggerPockets Money listeners and answering them so you can reach financial freedom faster. This time, we've got a couple of uncomfortable positions you probably wouldn't want to be in. One listener has a friend who asked for a loan and then almost immediately stopped paying, with the “friend” never to be seen again. Another question concerns a parent wanting to be paid back for student loans they took out in their name. Mindy and Scott then share a creative way to pay off credit card debt and give options on the BEST place to find post-retirement (but pre-sixty-five years old) healthcare. Finally, Scott puts on his CEO hat and shows you exactly how to ask for a raise! Got a money question you want to ask Mindy and Scott? Head over to the BiggerPockets Money Facebook group, or click here to submit your question on our next Q&A episode! In This Episode We Cover What to do when someone owes you money (and WON'T pay it back) Student debt and whether or not you're responsible for the loans your parents took out Early retirement health insurance and how to find affordable coverage before Medicare kicks in Knowing your market value and what to do when your employer can't pay you more How to ask for a raise and the easiest way to identify whether you're “essential” or not Creative ways to pay off your credit card debt when interest rates are high And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Scott's Instagram Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Listen to The Real Estate InvestHER Show Join The Real Estate InvestHER Community on Facebook Register for an Upcoming InvestHER Event Money Moment Millennial Revolution Part 1 Millennial Revolution Part 2 Erin Lowry on Asking for a Raise 18 Options for Healthcare in Early Retirement with Lynn Frair How to Ask for a Raise (and Actually Get It!) w/Kassandra Dasent Submit your question for our next Q&A episode Click here to check the full show notes: https://www.biggerpockets.com/blog/money-435   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Expat Thailand: Early Retirement with $1 Million USD. USA vs Thailand? Resort Living at its BEST! Exclusivity - Privacy - Gated Communities with First-Class services & amenities in the best Locations throughout Bangkok & Beach Cities! Our Mission: Assisting our affluent clientele (and investors) in relocating their luxury lifestyle to Thailand, and creating an "Income-Generating" real estate portfolio. Specializing in Bangkok & Beach Cities. Expat Thailand Podcast Season 11! Will & Aoy Roadhouse"30+ yrs working with Affluent Clientele!"Compass Group International (est. 2002)Thailand Commercial & Luxury Real EstateSpecializing in Beachfront Homes & Boutique HotelsInternational Real Estate Planning & Asset ManagementAll Social Media & Podcast Apps (search): Will Roadhouse --- Support this podcast: https://podcasters.spotify.com/pod/show/willroadhouse/support

Today, Debbie brings her husband Sam Harrington back on the show to wrap up another [B]OLDER season.You'll hear their 11-year-old granddaughter Ruthie talking about her recent trip with them to the Swiss Alps. Definitely a high point of the season and of the past year. A lot has happened during Season 5 of [B]OLDER: Debbie and Sam celebrated their 50th anniversary while they were in San Miguel de Allende in Mexico. Then, right after that, Debbie's 92-year-old mother died unexpectedly, prompting a lot of memories, much appreciation, and a blunt reminder of life's finitude.We re-ran episodes with some of our most popular guests who talked about psychedelic therapy and about Covid's place in the history of plagues.  *****NEW! Read and subscribe to Debbie's Substack.Substack is the new home for Debbie's newsletter. She offers behind-the-scenes commentary on the latest episodes of the podcast. She also writes from a personal perspective about entering the land of the old at 71.***** In Season 5 Debbie talked to new guests about cellular research on aging, about helping elderly parents plan ahead, what UNretirement is really like, and one of her all-time favorite interviews: a conversation with famed New York Times health columnist Jane Brody about what she learned from a half century at the Times. And finally, renowned writer and speaker Jonathan Merritt eloquently explained God and religion to Debbie, a non-church person.In this wrap-up you'll hear Sam - hopefully not slurping his coffee but maybe a little - and teasing Debbie about "jumping right in." (She likes that podcast expression; he does not.)This is the finale of Season 5 of the [B]OLDER podcast. Have a great summer, thank you for listening, and we'll be back in the fall.In the meantime, find Debbie on Substack where she writes about what it's really like to grow old(er)? Mentioned in this episode or useful:S5-EP8: Debbie & Sam on 50 Years of MarriageS5-EP19: Jonathan Merritt on Personal Transformation and the Complicated Intersection of Faith and CultureS5-EP6: Jane Brody on Life and Lessons From a Half Century at The New York TimesS5-EP7: Andrew Steele on Research at the Cellular Level That Could Slow AgingS5-EP11: Expat Bonnie Lee Black on the Pros (& Very Few Cons) of Retiring to San Miguel de AllendeS5-EP14: Best Of: Plague Expert Nicholas Christakis on Why the Pandemic Will End in 2024S5-EP17: Best Of: Dr. Bree Johnston on Psilocybin Trips and the Growing Acceptance of Psychedelic TherapyS5-EP10: Star Bradbury on How to Successfully Navigate the Care of Elderly Parents More linksOn Debbie's Substack: Switzerland with Ruthie: Mind-Bending and Memory-LadenBackroads (the tour company Debbie and Sam used for their trip to Switzerland)The Eiger Mountain which looms over GrindelwaldCrash Landing on You (the popular Korean TV series filmed in Iseltwald, Switzerland) Connect with Debbie:debbieweil.com[B]OLDER podcastSubstack: https://debbieweil.substack.com/Email: thebolderpodcast@gmail.comBlog: Gap Year After SixtyFacebook: @debbieweilInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweilTwitter: @debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell) Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

More and more people are dreaming of retiring early in their 30s or 40s. But is this actually realistic? Join Josh and Austin as they explore the F.I.R.E. movement, which is the concept of "financial independence, retire early". The guys walk you through the principles of frugality, aggressive savings, smart investments, and all the things that can help you achieve early retirement.  They also share their opinions as to whether this lifestyle is worth it. Tune in!For the full transcript, links, and show notes, visit theinvesteddads.com/188Sign up for our exclusive weekly newsletter here!The Invested Dads: Website | Instagram | Facebook | Spotify | Apple Podcasts

(7/20/23) Earnings season continues with Regional Banks' performance, "so far, so good," but related concerns persist. Markets have retraced over 78% of their decline from January 2022 all-time highs; are new, all-time highs about to he achieved? Are banks presently enjoying a perfect economic environment? Are companies pricing-in growth that cannot be delivered? Sector rotation impact; looking at the lag-effect; how to higher interest rates affect the US Treasury? Debt interest expense increases. (Teenager Blessings) Companies' ability to pass along price increases to consumers is easier when inflation is high; how will margins be affected? The Lag Effect affects us all, but differently.  SEG-1: Regional Banks Earnings Update: So far, so good SEG-2: Markets Can't Stop/Won't Stop Mentality SEG-3: Looking for the Lag Effect SEG-4: Companies' Ability to Pass-on Inflation to Consumers   Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show,  on our YouTube channel:   https://www.youtube.com/watch?v=8w_xn1j5y1I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell, "Does Market Retracement Spell Return to All-time Highs? " is here:  https://www.youtube.com/watch?v=NN8k5kM7TcE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Conundrum of Early Retirement" https://www.youtube.com/watch?v=SxcTJJ5TVoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next web event: https://us06web.zoom.us/webinar/register/6816835709464/WN_ItmsNXpsRs2uKE6xOrJtdg ------- Articles mentioned in today's show: The End of an Era for Stocks, Warns the Fed https://realinvestmentadvice.com/the-end-of-an-era-for-stocks-warns-the-fed ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #LagEffect #Recession #Inflation #EconomicIndicators #RegionalBanks #Markets #Money #Investing

(7/20/23) Earnings season continues with Regional Banks' performance, "so far, so good," but related concerns persist. Markets have retraced over 78% of their decline from January 2022 all-time highs; are new, all-time highs about to he achieved? Are banks presently enjoying a perfect economic environment? Are companies pricing-in growth that cannot be delivered? Sector rotation impact; looking at the lag-effect; how to higher interest rates affect the US Treasury? Debt interest expense increases. (Teenager Blessings) Companies' ability to pass along price increases to consumers is easier when inflation is high; how will margins be affected? The Lag Effect affects us all, but differently. SEG-1: Regional Banks Earnings Update: So far, so good SEG-2: Markets Can't Stop/Won't Stop Mentality SEG-3: Looking for the Lag Effect SEG-4: Companies' Ability to Pass-on Inflation to Consumers Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show, on our YouTube channel: https://www.youtube.com/watch?v=8w_xn1j5y1I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell, "Does Market Retracement Spell Return to All-time Highs? " is here: https://www.youtube.com/watch?v=NN8k5kM7TcE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Conundrum of Early Retirement" https://www.youtube.com/watch?v=SxcTJJ5TVoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next web event: https://us06web.zoom.us/webinar/register/6816835709464/WN_ItmsNXpsRs2uKE6xOrJtdg ------- Articles mentioned in today's show: The End of an Era for Stocks, Warns the Fed https://realinvestmentadvice.com/the-end-of-an-era-for-stocks-warns-the-fed ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #LagEffect #Recession #Inflation #EconomicIndicators #RegionalBanks #Markets #Money #Investing

(7/19/23) Investors' return to exuberance: Is the worst behind us? More to come in August and September. Markets are still hoping for a rate cut; is that realistic? Markets may be getting ahead of themselves as earnings season continues; at 3-standard deviations above the averages, upside potential is limited. Regional Banks have priced-in bad news; why the democratization of finance is not necessarily a good thing. Who really benefits? In peer-to-peer lending, if it's too good to be true, it probably is . The conundrum of early retirement: Three things you should know. Janet Yellen now says, 'No recession;' better buckle up. Economic data vs Market sentiment. SEG-1: Investors' Return to Exuberance SEG-2: Earnings Preview; The Democratization of Finance SEG-3: The Conundrum of Early Retirement SEG-4: Janet Yellen: No Recession?   Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP  Produced by Brent Clanton, Executive Producer -------- Watch today's show,  on our YouTube channel:   https://www.youtube.com/watch?v=SxcTJJ5TVoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell, "Is Market Upside Limited?" is here:  https://www.youtube.com/watch?v=_pc1n-0egAQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --------  Our previous show is here: "Investing Around Political Landmines" https://www.youtube.com/watch?v=HF3tiP2Am8I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next web event: https://us06web.zoom.us/webinar/register/6816835709464/WN_ItmsNXpsRs2uKE6xOrJtdg ------- Articles mentioned in today's show: The End of an Era for Stocks, Warns the Fed https://realinvestmentadvice.com/the-end-of-an-era-for-stocks-warns-the-fed ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarlyRetirement #MarketExuberance #EarningsSeason #FinanceDemocratization #JanetYellen #Recession #EconomicIndicators #FiscalPolicy #Markets #Money #Investing

(7/19/23) Investors' return to exuberance: Is the worst behind us? More to come in August and September. Markets are still hoping for a rate cut; is that realistic? Markets may be getting ahead of themselves as earnings season continues; at 3-standard deviations above the averages, upside potential is limited. Regional Banks have priced-in bad news; why the democratization of finance is not necessarily a good thing. Who really benefits? In peer-to-peer lending, if it's too good to be true, it probably is . The conundrum of early retirement: Three things you should know. Janet Yellen now says, 'No recession;' better buckle up. Economic data vs Market sentiment. SEG-1: Investors' Return to Exuberance SEG-2: Earnings Preview; The Democratization of Finance SEG-3: The Conundrum of Early Retirement SEG-4: Janet Yellen: No Recession? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show, on our YouTube channel: https://www.youtube.com/watch?v=SxcTJJ5TVoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell, "Is Market Upside Limited?" is here: https://www.youtube.com/watch?v=_pc1n-0egAQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Investing Around Political Landmines" https://www.youtube.com/watch?v=HF3tiP2Am8I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next web event: https://us06web.zoom.us/webinar/register/6816835709464/WN_ItmsNXpsRs2uKE6xOrJtdg ------- Articles mentioned in today's show: The End of an Era for Stocks, Warns the Fed https://realinvestmentadvice.com/the-end-of-an-era-for-stocks-warns-the-fed ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarlyRetirement #MarketExuberance #EarningsSeason #FinanceDemocratization #JanetYellen #Recession #EconomicIndicators #FiscalPolicy #Markets #Money #Investing

Frugality is an endearing element of saving money and living the good life. But interestingly, the recent discourse in personal finance circles has seemingly shifted to embrace spending over saving. What is going on, how did this happen, and why should we care? Support this project: Buy Me a CoffeeGet the newsletter: SUBSCRIBE ME!Show Notes and Links at Clippingchains.com

Tuur Demeester (Founder of Adamant Research) joins Dan and Josh for an enlightening discussion about Bitcoin's past and potential future. Tuur has been recommending investment in Bitcoin since 2011, and his research is second to none.  We discuss his latest piece “How to Position for the Bitcoin Boom”--We HIGHLY recommend you read it. WE COVER: Tuur's Background  Bitcoin's potential Trajectory Tuur called $1 million Bitcoin in 2013 The Blocksize Wars and Hurdles to come Bitcoin is BUYING the protocol (and everything built on it) Tuur's latest report “How to Position for the Bitcoin Boom” Early Retirement on Bitcoin BLUE COLLAR BITCOIN PODCAST DISCLAIMER HERE  Watch video of this chat on YouTube here ITEMS MENTIONED: How to Position for the Bitcoin Boom Tuur's Writing The Blocksize War (book) SHOW SPONSORS: HEATBIT— Earn Passive Income while heating and purifying the air in your home!  The Heatbit is a Bitcoin miner that can produce up to $25 of Bitcoin per month while using the same amount of energy as  any regular heater. HEAT. PURIFY. EARN. REPEAT. CROWDHEALTH BTC — Visit joincrowdhealth.com/bcb and use code BLUE to get 1st 3 months massively reduced at $49/month. Harness the Power of Bitcoin + Health Care. SWAN — The place we choose to buy Bitcoin. Dollar cost average daily, weekly or monthly with a company that's Bitcoin only and encourages you to hold your own private keys. Visit Swan.com. For Swan PREMIUM FREE go to https://www.swanbitcoin.com/premium/blue-collar-bitcoin-experience-swan-premium-for-free/ and use PASSWORD: bluecollarbitcoin COINKITE — PROMO CODE “BCB” for discount on ColdCard. Industry leaders in Bitcoin security hardware and fun devices, makers of the COLDCARD and other prominent items including opendime, satscard, tapsigner, the seedplate, coldpower, blockclock mini & blockclock micro. All available at coinkite.com START9 — Sovereign computing. Take back control of your data. Run a Bitcoin & Lightning node. Server Lite: A small uncompromising personal server, capable of running BTC Core. Server One: Perfect for someone who wants to run 25-35 services Server Pro: The most powerful, secure, and reliable private server in the world. Visit Start9.com BITCOIN 2024: promo code “BCB24” for 10% off tickets. Happening in Nashville July 25-27 2024, Get tickets early and get the best price possible! Visit b.tc/conference SUPPORT THE BCB PODCAST: Podcast 2.0 streaming on our favorite pod app, Fountain: You can earn & stream sats on Lightning Network while listening to pods! Also share and listen to standout clips with the Fountain community. SOCIAL MEDIA You can follow us @blue_collarbtc, you can follow Tuur @TuurDemeester Blue Collar Bitcoin on NOSTR: npub1a3hrd4wfawr578d5y5l0qgmh7lx8q6tumfq0h7eymmttt52veexqkcfg37 Video on YouTube, Subscribe Here EMAIL: Send questions or comments to bluecollarbitcoinpodcast@gmail.com

Joey Mure is Co-Founder and Partner at Wealth Without Wall Street, an online community that seeks to re-educate business owners & families on how money truly works. Wall Street is not just a street in NY, NY that puts Americans' money at risk but it is also a commonly taught mindset. Wealth Without Wall Street exists to help people who WANT to become Financially Free, without ever having to invest through Wall Street or becoming debt free.  

It's time for another mailbag episode! We have an exciting lineup of topics to discuss today. Listen in as we tackle some current questions from our listeners, and you'll likely gain some invaluable insights to help you make informed financial decisions. This episode could be very helpful if you're looking to improve your financial situation and prepare for retirement. We will discuss whether you should pay off your mortgage early, how to stop supporting your adult children financially, and more. You don't want to miss this one!   Here's what we'll talk about on today's show: Should I pay off my house? (3:02) How do I cut off my adult son financially? (8:07) Should I take an early retirement offer? (11:30)   Contact Dave and Drue:  Web: https://www.truefinancialpartners.com/ Email: info@truefp.biz Phone: 877-359-8783  

If you want to retire early, the Mad Fientist is your guide. For over a decade, Brandon, more commonly known as the “Mad Fientist,” has been running simulations, experiments, and exercises to discover which road to early retirement is the fastest. Now, in his forties, Brandon has time to reflect on what worked, what didn't, and his regrets on the sprint to early retirement and financial freedom. And he's also got a new update that'll make your early retirement journey smoother. After tinkering with the beloved and rarely challenged 4% rule, Brandon decided it was time to sit down and calculate how much you really need to retire early. For decades, financial freedom chasers have been breaking their backs, trying to have as much stashed away as possible to enjoy their well-earned time off from work. But, it turns out that this number might be overinflated, and you can retire with much less than you think. That means your early retirement timeline just got a LOT shorter. In this episode, Brandon will describe why the 4% rule may be a bit too rigid, how to ensure you'll have enough during early retirement, what to do during a market crash or correction, and why spending thousands of dollars on a coffee machine isn't such a bad idea. If you want to maximize enjoyment in early retirement, instead of building a big bank account you probably won't use, stick around! In This Episode We Cover Early retirement rules of thumb you MUST know when on the path to FIRE The 4% rule and why you DON'T need to follow it to a tee Retirement withdrawal rules and how much to spend during a crash/correction The skill of spending and what Brandon regrets most from pre-FIRE life Tracking your expenses and why knowing your costs is CRUCIAL to early retirement And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott's Instagram Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Check Out Mindy's 2022 Live Spending Tracker and Budget Hear Our Past Interviews with The Mad Fientist: Accessing Retirement Funds Before Age 59½ with The Mad Fientist Backdoor Roths, Mega Backdoor Roths, and Roth Conversion Ladders Is It Time to Give Up on Financial Independence? Hear Our Interview with "Just Keep Buying" Author, Nick Maggiulli: The Problem with the 4% Rule (and Why You Could Retire Even Sooner Click here to check the full show notes: https://www.biggerpockets.com/blog/money-428 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Debbie speaks to Jonathan Merritt, one of America's most respected writers on faith and culture.Debbie met Jonathan in the hot tub in Baja Mexico, but don't get the wrong idea.They were both in Baja to attend a weeklong workshop organized by Modern Elder Academy. And as you'll hear in this episode, "change and transformation" were very much on the agenda.You may have heard her talk about MEA. It's billed as a midlife wisdom school whose core mission is to shift our negative mindset about aging.  MEA is also a little bit of paradise. The campus, bursting with pink bougainvillea, sits on a wide, surf-pounded beach near Todos Santos, MX, just north of Cabo.  *****NEW! Subscribe to Debbie's Substack.Substack is the new home for Debbie's regular newsletter. She offers behind-the-scenes commentary on the latest episodes of the podcast. She also writes in more depth, from a personal perspective, about the land of the old: the positives, the negatives, and the surprises. ***** Debbie and Jonathan were part of a group of about 20 in a recent workshop, pondering how to use sensory experience in the here and now to map out their futures. Debbie was intrigued with Jonathan's thoughtful comments. She was also drawn to his Atlanta accent which she couldn't quite place at first but which she recognized. She has a bunch of Georgia cousins.In the hot tub, Jonathan revealed a bit about why he had flown from New York to spend a week at MEA. She wanted to find out more so she invited him onto the show. And she wanted him to explain things to her, a non church-person. Jonathan is best known as a writer on the complicated intersection of faith and culture — as it applies to LGBTQ intolerance and evangelicalism  — and much more.The son of an evangelical leader and a former pastor himself, Jonathan was outed as gay a decade ago. He moved to New York City and has since become an award-winning contributor to The Atlantic, a senior columnist for Religion News Service; has authored several books (including the critically-acclaimed How to Speak God From Scratch); has been interviewed on ABC, CBS, CNN, MSNBC, Fox News, NPR and PBS; is a literary agent; has ghostwritten or collaborated on more than 50 books (with several titles landing on the NYTimes, USA Today and Wall Street Journal bestseller lists); speaks and teaches at colleges, conferences and churches; has just finished writing his first children's book; and is writing a TV series about religion and popular culture.Oh, and he just turned 40.Despite — or perhaps because of — his achievements, Jonathan is working on a transformation, his own “what's next.” He's an old soul, he tells Debbie, so he's approaching this with intentionality; his week at MEA was just one step.On the podcast they talk about:The urge to embrace spirituality (and religion) as you get older.Why Sunday service at Yale's Battell Chapel felt like a safe place for Debbie to weep after her mother died recently — even though she is not a church-person.The definition of evangelicalism.The connection between evangelicalism and fundamentalism and far right conservative ideologies.The Rev. Tim Keller and his untimely death in May 2023 at age 72 (in his obituary, the NYT dubbed him Manhattan's Pioneering Evangelist).Jonathan's personal story of being outed as gay  just days before his 30th birthday, and then moving from Atlanta to NYC to start a new life.Appreciative inquiry and the art of asking ourselves the right questions.Jonathan's adaptation of The Ignation Examen as part of his daily intentional practice.And, despite his notable success as a journalist, speaker, literary agent, ghostwriter, creative and more, why he's feeling the need to transform himself at age 40.As Debbie tells Jonathan, she could listen to him explain things all day — especially as they relate to religion, church, community, identity, intolerance and more. And yes, it's okay to go to church, he told her. Even if you don't believe in God, per se. She loved this conversation and hopes you will too. Mentioned in this episode or useful:About Jonathanjonathanmerritt.comJonathan's InstagramTwitterLinks to Jonathan's workThe Ignatian ExamenJonathan's church: Good Shepherd New YorkTim Keller Taught Me About Joy by David Brooks (NYT, May 22 2023)My Complicated Feelings About Tim Keller (Kirsten Powers on her Substack,May 24 2023)What Does 'Evangelical' Mean? By Jonathan Merritt (The Atlantic, December 7 2015)The April 2023 workshop Debbie and Jonathan attended at MEA (led by Michael Perman)Yale's Battell Chapel Connect with Debbie:debbieweil.com[B]OLDER podcastEmail: thebolderpodcast@gmail.comBlog: Gap Year After SixtyFacebook: @debbieweilInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweilTwitter: @debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell) Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

It's a common question: should you pay off your mortgage when you have extra cash, or invest for retirement? Joe and Big Al spitball on how Ms. Moneybags and her wife-to-be should use their upcoming windfall. Plus, what should Bob's asset allocation be as he nears retirement? Should Harley and Harlene do Roth conversions after tax rates increase, and should they take advantage of net unrealized appreciation (NUA) on Harlene's company stock? Pete needs a 13 year retirement plan sanity check, Lauren wants to know if she can retire early or at least go part time, and Michael and Carol want the fellas to spitball whether they're on track for retirement.  Timestamps: 00:57 - Should We Pay Off the Mortgage or Invest Our Windfall On the Way? (Ms. Money Bags) 09:00 - What Should My Asset Allocation Be When Nearing Retirement? (Bob in New York) 17:21 - Should We Convert to Roth After Tax Rates Go Up? Should We Leverage NUA? (Harley) 29:04 - 10-13 Year Retirement Plan Spitball Sanity Check (Pete, AL) 38:15 - Can I Retire Early or Go Part Time and Stop Contributing to 401(k)? (Lauren, IL) 43:17 - Retirement Spitball: Are We On Track? (Michael & Carol, Las Vegas) 48:24 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw_436  Portfolio Tracker: How to Manage Your Assets at Any Age Episode Transcript Ask Joe & Big Al On Air

Retirement dreams often revolve around financial independence and the desire to escape the daily grind sooner rather than later. But is early retirement with IRA money a viable option? Join us as we explore the risks, challenges, and crucial considerations of relying solely on your IRA for early retirement. In this thought-provoking conversation, Rod Zabriskie brings his years of expertise to the forefront. Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com ! Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast Need to get in contact with the Money Insights team? Email us at insights@moneyinsights.net

Welcome to Botched: A D&D Podcast!  The group continues to fight on a train! Unfortunately for the DM, apparently every movie and video has lied about the volatility of gunpowder. Shooting a brick of it, apparently will not cause it to go off, and in turn set off two train cars filled with it, killing the entire party with less than ten episodes in the season. How disappointing.  The group has to deal with the caboostern thugs and the engineward thugs before fully taking over the train. To make matters worse, the train keeps getting closer to the city of Winchester. If the train stops there, they are most certainly dead. Will they manage to rob the train and not get caught? Will all of them survive? Will they kill our special guest again? What is Gizzard's obsession with death? Tune in and find out! Dennis narrated a recent episode of the Tales to Terrify podcast! It's episode 596! Check it out, give them a follow, a great review and check out their patreon! We now have a PO Box! Wanna send us something? PO BOX 3178 Gettysburg, PA 17325 All of our previous seasons can be found on our new channel! Botched Archives! A special shout out and thank you to all of our supporters over on Patreon. You help us continue to churn out “quality” episodes. With your continued support we can take our show on the road!  Check out our store over at Botched Podcast where you can find tshirts, stickers, pint glasses and more! Give us a 5 star review over on Itunes. Doing so will help the show grow, but we will also read out whatever you write at the end of one of our episodes! Feel free to email us any questions, comments or suggestions at BotchedPodcast@gmail.com Follow us on Twitter, Instagram, subscribe on Youtube, like us on Facebook. You can watch the show live on Twitch! Check out each of the hosts' Twitch streams! Dennis, Phil, Tristan Hosts: Dennis, Phil, Tristan, Jenna, Steve Editor: Dennis Producer: Phil and Dennis Executive Producers: James Thatcher, Chronic Ejac, Jim Beverly, Seth Skinner, Shannon Tucker, Bmel, Disgruntled Furniture, Zucharee, Bashscript, The Splintersmith Publisher: Phil and Dennis Art by Emily Swan Music by Gozer --- Send in a voice message: https://podcasters.spotify.com/pod/show/botchedpodcast/message Support this podcast: https://podcasters.spotify.com/pod/show/botchedpodcast/support

Episode 470: Shaan Puri (@ShaanVP) and Sam Parr (@TheSamParr) talk to entrepreneur Jack Smith (@_jacksmith) about selling his company for $800 million, how he's choosing to raise his child, his latest business idea, and more. Want to see more MFM? Subscribe to the MFM YouTube channel here. Check Out Shaan's Stuff: * Try Shepherd * Shaan's Personal Assistant System * Power Writing Course * Daily Newsletter Check Out Sam's Stuff: * Hampton * Ideation Bootcamp * Copy That ----- Show Notes: (02:50) - Jack's first company (08:25) - Early Retirement (18:30) - Business Ideas: Nomad Capitalist (26:30) - RTFM (34:20) - Why You Should Hack the Apple Vision Pro (40:25) - Law of Attraction (01:04:30) - Baby stuff (01:17:15) - Unschooling ------ Links: * Don't Tell Me I Can't: An Ambitious Homeschooler's Journey * Nomad Capitalist * Practical Law of Attraction * Portugal Nature Getaway * Tweet thread of Jack's favorite products * Do you love MFM and want to see Sam and Shaan's smiling faces? Subscribe to our Youtube channel. ------ Past guests on My First Million include Rob Dyrdek, Hasan Minhaj, Balaji Srinivasan, Jake Paul, Dr. Andrew Huberman, Gary Vee, Lance Armstrong, Sophia Amoruso, Ariel Helwani, Ramit Sethi, Stanley Druckenmiller, Peter Diamandis, Dharmesh Shah, Brian Halligan, Marc Lore, Jason Calacanis, Andrew Wilkinson, Julian Shapiro, Kat Cole, Codie Sanchez, Nader Al-Naji, Steph Smith, Trung Phan, Nick Huber, Anthony Pompliano, Ben Askren, Ramon Van Meer, Brianne Kimmel, Andrew Gazdecki, Scott Belsky, Moiz Ali, Dan Held, Elaine Zelby, Michael Saylor, Ryan Begelman, Jack Butcher, Reed Duchscher, Tai Lopez, Harley Finkelstein, Alexa von Tobel, Noah Kagan, Nick Bare, Greg Isenberg, James Altucher, Randy Hetrick and more. ----- Additional episodes you might enjoy: • #224 Rob Dyrdek - How Tracking Every Second of His Life Took Rob Drydek from 0 to $405M in Exits • #209 Gary Vaynerchuk - Why NFTS Are the Future • #178 Balaji Srinivasan - Balaji on How to Fix the Media, Cloud Cities & Crypto * #169 - How One Man Started 5, Billion Dollar Companies, Dan Gilbert's Empire, & Talking With Warren Buffett • ​​​​#218 - Why You Should Take a Think Week Like Bill Gates • Dave Portnoy vs The World, Extreme Body Monitoring, The Future of Apparel Retail, "How Much is Anthony Pompliano Worth?", and More • How Mr Beast Got 100M Views in Less Than 4 Days, The $25M Chrome Extension, and More

Full video on YouTube here -> How To Balance Health & Wealth For An Early RetirementCreate Your Custom Early Retirement Strategy -> Start HereAri Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).Have you ever sacrificed your health in pursuit of financial freedom? Our guest, Alex, a 41-year-old software engineer, shares his inspiring journey towards financial independence since 2017 and how prioritizing his well-being became an essential part of it. Listen in as we uncover Alex's struggles with work addiction, health challenges, and the valuable lessons he's learned about the importance of balance and mindfulness in achieving both financial and personal fulfillment.In the first part of our conversation, we explore how a back injury and a type 2 diabetes diagnosis led Alex to reevaluate his priorities and focus on creating a life that values both financial security and health. As we discuss his career trajectory and the impact of overworking, Alex sheds light on the dangers of neglecting personal well-being and its long-term consequences on relationships and overall happiness. If you've ever felt consumed by your career, this episode will serve as a much-needed wake-up call to reassess your priorities and make meaningful changes.Lastly, we dive into the guardrails approach to retirement planning and how it compares to the traditional 4% rule. Alex and I discuss the benefits of this flexible strategy that allows for optimized money management and adaptable withdrawals. As you listen to Alex's story, you'll feel inspired to start planning for the life you genuinely desire, prioritizing both your financial and personal well-being. Join us in this thought-provoking conversation and start thinking differently about your own journey to financial independence.Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

For people who are planning to retire early, planning for retirement can be especially daunting. There are many different points to consider, but the most important is ensuring that your income stream will sustain you for the rest of your life.Today's case study examines someone who is looking to retire early so that you can understand what framework and approach to apply to your own situation.Questions Answered:What do you do for income when you no longer receive a paycheck?What sort of strategies do you use for taxes, medicare, withdrawal, etc?Timestamps:0:00 Intro1:11 Today's question4:11 Considerations6:55 Strategy and Expenses9:34 Recommendations11:30 Implications13:27 Are they on track?18:35 A couple of things you can do22:22 Adding in Social Security25:42 Quick thoughts27:34 OutroCreate Your Custom Strategy ⬇️ Get Started Here.

In today's episode of the Early Retirement Podcast, Ari discusses how to plan for Deferred Compensation for an Early Retirement. Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).-> Create Your Custom Strategy To Retire Early-> Free E-Book: A Complete Guide To An Early RetirementLet's Connect!WebsiteYouTubeLinkedInENJOYED THE SHOW?Don't miss out on any episode by subscribing to Apple Podcasts, Stitcher, Spotify, or Google Play.Have a question you want to be answered on a future episode?Please submit your questions here.Create Your Custom Early Retirement StrategyStart HerePS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

Craig Stephens of Retire Before Dad talks about how important it is to be satisfied with our work as we plan to retire early. Episode 2802: The Importance of Job Satisfaction in Pursuit of Early Retirement by Craig Stephens of Retire Before Dad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/job-satisfaction-early-retirement/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalLivingDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's Friday Q&A show we cover: 00:48 I just moved to Dubai for work. What should I do first? 16:29 Should I have my 7-year-old learn French by reading? 30:53 I'm ready to retire early...or am I? 47:27 Do I agree with the concepts in Die With Zero by Bill Perkins? 1:01:52 Can I get a great deal on property in Argentina or Venezuela due to the hyperinflation there? 1:10:40 Should I consider moving abroad with my young children? 1:19:09 If we're not going to start non-profits, what should we do? 1:40:00 How does Joshua do consulting calls? Joshua https://patreon.com/radicalpersonalfinance http://InternationalEscapPlan.com http://BitcoinPrivacyCourse.com http://HackproofCourse.com