Podcasts about custodial

Episode 629: Abbie and Zach explain the rules, timelines, and limits of the new child custodial account, and how to decide whether they belong in your kid's financial plan. Then, they explore why the first five years of retirement are a critical tax window and how early decisions can either protect your income or quietly erode it over time.

Markets may feel calm despite geopolitical noise, but uncertainty is the permanent condition of investing—and the price of admission for higher returns. Don and Tom unpack Jason Zweig's reminder that investors hate uncertainty (tough), discuss the surge in speculation from leveraged ETFs to prediction markets, and explain why “play money” accounts should stay small. They field listener questions on building an investment policy statement, rebalancing without sabotaging returns, simplifying overly complex ETF portfolios, choosing international small-cap exposure, and setting up custodial accounts (with a nod to Roth IRAs for working teens). The core message: take only the risk you need, not the risk your inner con man wants. 0:00 The podcast that never ends; investors hate uncertainty 1:19 Jason Zweig revisits 2008 and the permanence of market uncertainty 3:16 Calm markets, speculative behavior, and the rise of prediction markets 6:00 “Play money” accounts and the danger of confusing gambling with investing 8:18 Take the risk you need—not the risk you want 9:05 Writing down how you feel during downturns 11:51 Listener question: Rebalancing and creating an Investment Policy Statement 17:09 25-year-old portfolio review: Too much complexity, wrong tilts 20:27 International small-cap choice: AVDV vs. AVDS 23:26 Custodial accounts for teens and the Roth IRA opportunity 26:10 RetireMeet 2026 promotion and event details Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Absolute Trust Talk, managing attorney Kirsten Howe continues her estate planning misses mini-series by tackling custodial accounts and 529 education plans. While these accounts are incredibly popular for saving for children, most people don't realize a critical legal distinction: you don't actually own them. This misconception leads to a costly problem when account owners die without proper succession planning. Kirsten shares real cases from her practice where families ended up in probate court—spending thousands of dollars in legal fees just to access money intended for their children's education. The good news? This problem is completely avoidable with one simple form at your financial institution. Kirsten walks through exactly what you need to do for existing and new accounts, plus provides a bonus warning about donor-advised funds with similar risks. Time-stamped Show Notes: 0:00 Introduction 1:10 What custodial accounts are and how they work—an adult manages money that legally belongs to a child 1:45 Age limits for custodial accounts in California: children can access the money at 18 or 25 2:15 Understanding 529 education accounts and why contributions are considered gifts 2:45 The common misconception clients have about 529 accounts: thinking the money is still theirs when, legally they've given it away 3:33 Where the trouble starts when a custodian or 529 owner dies without proper succession planning 4:15 The probate court reality: families need court intervention to fix these problems even without a full probate 5:00 The costly consequence of missing this planning step: spending thousands to access thousands 6:04 The simple solution is designating a successor owner for 529 accounts using forms from your financial institution 6:45 How to protect custodial accounts by designating alternate custodians 7:15 Action step for existing accounts: call your financial institution to verify you've designated successors 8:00 Donor-advised funds present similar succession planning challenges 8:21 Final reminder: talk to your financial advisor about donor-advised funds to ensure you've dotted all the I's and crossed all the T's Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

In this episode, Stephan Livera interviews Jos Lazet from Blockrise, discussing the recent volatility in Bitcoin prices, the semi-custodial model of Blockrise, and the future of Bitcoin lending. They explore the implications of market movements, the importance of risk management in lending, and the evolving landscape of Bitcoin services. Joss shares insights on Blockrise's offerings, including asset management and lending, and emphasizes the need for user-friendly solutions in the Bitcoin space.Takeaways:

In this episode of the Profit First for Real Estate Investing podcast, I sit down with Carter Lane from Unified Wealth to talk about one of the most overlooked tools in a real estate investor's financial toolkit: the self-directed IRA. Carter breaks down how business owners and investors can take control of their retirement funds, invest in what they know (like real estate), and build long-term, tax-advantaged wealth.We dive into how the traditional retirement model is failing most Americans, why Carter believes the “Wall Street path” is broken, and how Solo 401(k)s and checkbook IRAs can give entrepreneurs the flexibility and protection they need. If you've ever felt unsure about how your retirement savings are actually working for you, this episode will give you clarity—and action steps.Episode Highlights[0:00] – Introduction[1:48] – Carter's background and what led him to launch Unified Wealth[3:32] – How his mother's devastating retirement loss shaped his mission[6:17] – Why 85% of retirees go back to work within three years[8:44] – What exactly is a self-directed IRA—and what it is NOT[10:29] – The biggest myth about what you can invest in with retirement funds[13:11] – Custodial model vs. checkbook control: key differences[16:06] – Solo 401(k)s explained and why they're a game changer for business owners[18:27] – How you can legally “borrow” from your 401(k) to invest in your business[20:35] – The importance of financial education and investor control[23:41] – What Carter's weekly investor calls are all about[26:18] – How to reach Carter and take the first step toward financial freedom5 Key TakeawaysSelf-directed retirement accounts = investor control. You don't have to leave your wealth in Wall Street's hands.Solo 401(k)s offer powerful tax and funding advantages. Especially for entrepreneurs, these tools are often underutilized.Avoid the middleman with checkbook control. Unified Wealth's model simplifies access to your funds while staying compliant.The traditional retirement system is outdated. Most investors don't realize the risks until it's too late.Education is the differentiator. Unified Wealth leads with clarity and support, not complexity and jargon.Links & ResourcesSchedule a call with Carter: https://www.talktounified.com/pfLearn more about Profit First for REI: https://www.simplecfo.comIf this episode opened your eyes to how you could grow your retirement outside of Wall Street, please rate, follow, and review the podcast. And share it with another investor who needs to hear this strategy.

China's population is declining Last year's birth numbers for China recently came out and it was the lowest since 1949. What was the population of China in 1949? It was only around 540 million people so percentage wise it was a much higher birth rate than the 7.9 million we saw in 2025. With over 1.4 billion people and about 11 million people dying every year in China, it will take a long time to have results of a large declining population, but he problem with a lower birth rate than death rate is that it has major changes for an economy. China has a life expectancy of 79 years old. This means that the population is getting older, and there are fewer young people working to support the older generation that generally need more medical and social services. With an aging population, there's generally less need for housing, schools, and businesses because older people have less need for these services which can grow an economy versus the cost of higher medical demand. China also has a problem with immigration as they have over 300,000 people more leaving versus coming in. You may be wondering how the United States stacks up? In 2025 we had 3.7 million babies born and 3.2 million deaths in the country. I was surprised to learn that the mortality age is under China's at 78.4 years. With all the illegal immigration and the heightened status of what is going on with immigration in the United States, it is hard to come up with a concrete number. However, it is obvious that more people want to come to the United States than leave, which could help support a low birth rate. Another history lesson shows why we don't overpay for hot stocks We know it's exciting to be in the next hot thing on Wall Street, but that was the same way people felt just a few years ago with hot software companies like Salesforce, Adobe and ServiceNow. Looking back, many of these once hot companies now have seen very disappointing five-year returns. As an example, Salesforce is only up around one percent over the last five years, and Adobe has actually fallen around 35% during that timeframe. The reason we won't overpay for earnings on high flying companies is because many things can change like we have seen in the software industry. Software companies were supposed to benefit from AI, but now Anthropic's Claude code, which is an AI tool, says it can shrink the time it takes to build complex software. Also, new competition can come from startup companies that can slowly take away market share of the older companies a little bit at a time. Unfortunately, some of the software companies began to borrow substantial amounts of money and now have a highly leverage balance sheet, which could cause some problems in the future. In just the last 24 months, 13 software companies have defaulted on loans. I don't think many of these big software companies will go out of business anytime soon, but I don't believe their stock will run up to levels seen in the past anytime soon.   Gold has done well, but silver has surged! Should you buy it now? Silver is now up over 250% in the last year alone as it has become immensely popular with retail investors. Many investors are excited to point out that silver has a strong use case as an industrial metal. It's a key component in electronics, including circuit boards, switches, and solar panels thanks to the fact that it's an excellent conductor of electricity. Thanks to increasing demand for areas such electric vehicles and growing electricity needs, largely due to the AI push, industrial use cases now account for around 60% of demand. This compares to under 50% just a decade ago. I was also surprised to learn that silver may be subject to supply shortages as about ¾ of new silver is created as a byproduct of mining other metals like copper, zinc, and lead. This has led to silver demand outstripping supply every year since 2018. While all this sounds positive, generally markets have a way of reconfiguring the supply and demand equation. I believe this could lead to companies that have silver as an input cost will instead look for alternative sources as the price has become prohibitive after the recent surge. This would then hurt demand for silver. On the supply side since the economics of finding silver is strong at this time, you could see more mining for silver and the other metals, which would then increase the supply of silver. Declining demand and increasing supply would be problematic for the price of silver. Another way to look at the value of silver is the silver-to-gold ratio which tells you how many ounces of silver you need to buy one ounce of gold. The 50-year average is around 65, but today that ratio has fallen below 50. That is the lowest ratio in over a decade. Ultimately, your guess is as good as mine for where the top is for silver, but long term I don't believe we will see strong results from this level. Don't forget this is a volatile asset with other historical instances of massive rallies that were followed by large declines. We have talked about the Hunt Brothers' attempt to corner the market in the 80s, but more recently there was a bubble that occurred in 2011. The price peaked at around $49 in April of that year but quickly tumbled about 25% in just a week and ultimately ended the year at $27 for a total decline of nearly 45% from the high.     Financial Planning: Best Accounts for Kids and Grandkids When saving for kids and grandkids, the “best” account depends on the tradeoff between tax benefits, flexibility, and control. 529 plans offer tax-free growth and withdrawals for qualified education expenses, but non-qualified withdrawals trigger federal and state taxes and penalties on earnings. Up to $35,000 can be rolled into a Roth IRA over time without federal taxes or penalties, though some states, including California, still impose taxes and penalties. Roth IRAs provide tax-free growth and tax- and penalty-free access to contributions at any age, but contributions require earned income, which many children do not have. Trump accounts function similarly to a retirement account. Funds generally cannot be accessed before age 18, and early withdrawal penalties apply until age 59½. Growth is tax-deferred, but earnings are taxed at ordinary income rates upon withdrawal, similar to a traditional IRA funded with after-tax contributions. Unlike other retirement accounts, contributions can be made before age 18 even without earned income, and funds may later be converted to a Roth IRA, though taxes would apply to earnings at conversion. Custodial accounts (UTMA/UGMA) do not offer tax-deferred growth but benefit from the kiddie tax rules. In most cases, the first $2,700 of long-term capital gains and qualified dividends are taxed at 0%, allowing smaller accounts to grow largely tax-free. However, assets must be turned over to the child at adulthood with no restrictions on use. Finally, taxable accounts in a parent's or grandparent's name offer maximum flexibility and control over timing and purpose of gifts, but investment earnings are taxable to the adult each year, though usually at the lower capital gain and dividend rates. Because of the control and simplicity, we often recommend taxable accounts as a core strategy, supplemented by other account types when specific needs justify them.   Companies Discussed: McCormick & Company, Incorporated (MKC), Zoom Communications, Inc. (ZM), Booz Allen Hamilton Holding Corporation (BAH) & Pinterest, Inc. (PINS)  

Have questions about self-directed IRAs or alternative investing?In this live, open forum webinar, we answer some of the most common questions people have when starting their self-directing journey, with clear, practical answers. Our Senior Account Executive and Relationship Manager, Daniel Tercey, will cover topics such as:• Common self-directed IRA questions from investors• Investing in real estate, private funds, startups, precious metals, crypto, and other alternative assets• IRA rules, prohibited transactions, and compliance pitfalls to avoid• UBIT, UDFI, and when tax filings may apply• Custodial processes, account administration, and best practices• Recent trends and questions we're seeing from investorsVisit our links Daniel discusses at the end of the webinar:Linktree: https://linktr.ee/SelfDirectedIRABook a call: https://directedira.com/appointment/Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com

How do you build a crypto company that lasts 11 years—and survives three brutal bear markets?In this episode, I chat with Georgy from Wirex, a pioneering Web3 payment platform that's been quietly shaping the future of crypto usability since before Ethereum even existed. From air-dropping supplies in Antarctica to building one of the first crypto cards accepted by Visa and Mastercard, Georgy's story is as unique as it is inspiring.We dive into:What it took to build WirexThe explosion of stablecoinsHow to build user trust in cryptoThe future of self-custody vs custodial productsWhat's next on Wirex's roadmap for 2026If you're in crypto, Web3, fintech—or just want to know how to build something that lasts—this episode is for you.⏱️ Key Learnings & Timestamps(01:51) Georgy's aviation background & entry into crypto(03:25) The problem Wirex set out to solve: making Bitcoin usable(05:23) What makes Wirex unique in a crowded stablecoin space(06:57) Why their crypto card remains the most loved feature(10:59) How Wirex offers up to 8% cashback and 16% on stablecoins(14:03) Custodial vs self-custodial: what users really want(16:50) Country restrictions & realistic global expansion strategy(20:03) The unstoppable rise of stablecoins(22:11) How Wirex chooses features and avoids building the wrong thing(24:45) Their scrappy early marketing tactics and building community trust(28:26) Why trust is the real product in fintech(29:24) Georgy's pick for the next crypto killer app: stablecoin payments(32:54) What's on Wirex's 2026 roadmap: B2B, banking-as-a-service & more(34:39) Wirex's ask: partnerships, private banking clients & infra adoptersConnect with Wirex1) General appWebsite: https://www.wirexapp.com/X: https://x.com/wirexappFB: https://www.facebook.com/wirexapp/IG: https://www.instagram.com/wirexapp/LinkedIn: https://www.linkedin.com/company/wirex-limited/YT: https://www.youtube.com/@WirexappcomTikTok: https://www.tiktok.com/@wirexapp.com2) Wirex Busines:Website: https://www.wirexapp.com/businessX: https://x.com/wirex_business3) Wirex BaaSWebsite: https://www.wirexapp.com/developersX: https://x.com/wirexdevelopers4) Wirex PrivateWebsite: https://www.wirexapp.com/private-banking

The 2017 Unnao rape case exposed a brutal abuse of power- from sexual violence to a death in police custody. Now, the Delhi High Court has ruled that convicted politician Kuldeep Singh Sengar will not get interim relief in the case linked to the survivor’s father’s death.See omnystudio.com/listener for privacy information.

If you ever wondered what a Christian ought to do concerning investing, this is something you need to listen to.I explain IRA's, ROTH, 401k, Real Assets, Custodial accounts for minors, diversification, dollar cost averaging and much more! Start investing today and prepare for your future, your children's future, and your grandchildren's future just as God has told us to do in His Word. Please listen, share, and consider supporting this podcast on spotify!https://creators.spotify.com/pod/profile/pastorsteven153/subscribe#investing #biblicalfinance #Interest #401k #rothira #christianfinance #moneymanagement #financialfreedom #financialplanning

If you ever wondered what a Christian ought to do concerning investing, this is something you need to listen to.I explain IRA's, ROTH, 401k, Real Assets, Custodial accounts for minors, diversification, dollar cost averaging and much more! Start investing today and prepare for your future, your children's future, and your grandchildren's future just as God has told us to do in His Word. Please listen, share, and consider supporting this podcast on spotify!https://creators.spotify.com/pod/profile/pastorsteven153/subscribe#investing #biblicalfinance #Interest #401k #rothira #christianfinance #moneymanagement #financialfreedom #financialplanning

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Jason Wenk is the founder and CEO of Altruist, a fully-integrated digital brokerage platform and RIA custodian designed to help fiduciary advisors optimize and scale their practices. Jason joins host Mark Gatto, co-founder and co-CEO of CION Investments, to discuss how Altruist is re-envisioning the custodial space and improving the accessibility and outcomes of financial advice.

On this weeks show, Travis from The Sliver Bullet Sessions, joined us again, hear his crazy takes from this weeks episode. The #MNTwins have a new ownership group, the #MNWild are STILL hot, are the #Vikings QB JJ McCarthy going to be able to keep the momentim going for Minnesota? We also do our picks thanks to BettorEdge! Thanks to 7th Ave Pizza, Sotastick, Erbs and Gerbs of Bemidji, Home Choice of Bemidji, Knob and Kettle, Paul Bunyan Communications and Angie's Acres.#SKOL #NFL #Sports #Minnesota #MLB #ESPN #Podcast Become a supporter of this podcast: https://www.spreaker.com/podcast/beer-belly-sports--5080810/support.

Denise Gillen and Yolanda Helgeson from Carleton College discuss the annual Craft Fair and Custodial Bake Sale fundraiser, happening this Friday, December 5th from 8am to 2pm at the Weitz Center for Creativity. 

Many people assume Medicare covers all types of long-term care, but it doesn't. In this episode, we break down the critical differences between skilled nursing care and custodial care, what Medicare actually covers, how the costs stack up, and why having a Medicare Supplement (Medigap) plan can be essential to protecting your health and your savings.

B”H This episode is brought to you by The Zionista Project. Check out the collection and join the community of proud zionistas at thezionistaproject.org. Today on Ask Yael, Jewish Money Matters Host Yael Trusch answers a listener whose getting stressed about her husband's financial stress. Another listener heard that there are tax benefits to saving […] The post 452: Ask Yael: Should I use a custodial investment account to save for my kids' weddings? appeared first on Yael Trusch.

Corrections says a steep increase in prison assaults is due to better reporting of incidents. New data shows there were more than 2600 assaults in the last financial year. It includes more than 1500 prisoner-on-prisoner assaults, and more than 1000 on staff. Custodial Services Commissioner Leigh Marsh told Mike Hosking they've been working hard to improve how they deal with these incidents. He says the encouragement of reporting assaults has seen an increase in the number of non-injury assaults being reported, which where the biggest number lies. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Alex Svanevik (@ASvanevik ), CEO of @nansen_ai, sat down with @salss_666 to talk about:- Why Asia matters- Custodial v. self-custody- Nansen's “X-ray vision” on-chain- Where we are in the cycle- And more#Nansen #Asia #crypto Subscribe to our channel and hit the bell "

Hundreds of University of Minnesota workers are on strike at campuses across the state.Teamsters Local 320, which represents food service, custodial and maintenance workers, rejected a final contract offer from the University of Minnesota last week. The union represents about 1,400 employees.Reporter Estelle Timar-Wilcox was at the picket line on the Twin Cities campus this morning and joins MPR News host Nina Moini to share more. Read the full report at MPRNews.org.

A colourful makeover coming for Auckland's Paremoremo prison unit which houses the country's most dangerous criminals, won't be anything too flashy. In a bid to lift its oppressive conditions, the Prisoners of Extreme Risk Unit is receiving a fresh paint job with colourful designs and shapes. It follows a Chief Ombudsman report raising concerns of human rights abuse. Corrections Custodial Services Commissioner Leigh Marsh says it won't involve detailed murals of people and places. He says it'll be a range of natural colours , with hues of blues and greens with geometric triangles that look like trees. LISTEN ABOVESee omnystudio.com/listener for privacy information.

My guest today is Francis Pouliot, long-time Bitcoin advocate, cypherpunk entrepreneur, and CEO of Bull Bitcoin, Canada's leading Bitcoin-only exchange. Known for his uncompromising stance on self-custody, privacy, and resistance to state overreach, Francis has been a vocal defender of Bitcoin's founding ethos for over a decade. He is also a key figure in Bitcoin Jungle, a circular economy in Costa Rica where hundreds of merchants transact daily in Bitcoin. In this episode, Francis shares how his background in Austrian economics and libertarian politics, combined with the wake-up call of COVID, led him to relocate from Canada to Costa Rica. We explore the creation and growth of Bitcoin Jungle, why farmers markets are fertile ground for adoption, and how his “scale versus compromise” framework guides strategic decisions in building Bitcoin infrastructure. Francis opens up about the tension of running a regulated exchange while opposing KYC, his mission to make self-custody as seamless as custodial services, and why Bitcoin's payments layer is as critical as its store-of-value function. He dismantles the “Bitcoin is hijacked” myth spread by Roger Ver & others, addresses skepticism from the red-pilled community, and explains why barter and cash cannot scale for true financial freedom. → If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Francis' Twitter: https://x.com/francispouliot_ Bull Bitcoin Website: https://www.bullbitcoin.com/ Francis' Nostr: francis@nostrplebs.com Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://www.buymeacoffee.com/efenigson   ⁠Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 - Coming Up…01:18 - Intro to Francis & His Covid Wakeup Call05:38 - Costa Rica During Covid06:38 - Francis Interest in Austrian Economics & Libertarianism09:08 - Francis Journey Into Bitcoin & Bull Bitcoin13:08 - Private Property & Self-Custody17:18 - Efrat's Revelation of the Fiat Scam20:58 - The Birth of Bitcoin Jungle Circular Economy30:38 - Custodial vs. Non-Custodial Bitcoin Solutions35:18 - The New Revolution: Build Tech That Creates New Reality40:48 - The Circular Community in Costa Rica & Globally45:48 - Bull Bitcoin: Freedom vs. Compliance & Regulation53:38 - Struggle Between Scale & Compromise - Cypherpunk Values1:00:38 - Understanding Bitcoin: Overcoming Skepticism & Claims Against It1:04:08 - Shortcomings of Cash, Barter, Gold1:07:48 - Roger Ver Attempt To Hijack Bitcoin and Damage to Bitcoin & Freedom Community1:18:08 - Can Bitcoin Be Coopted By Those Who Hold The Most Bitcoin?1:21:08 - Resist By Minimize Interface With Fiat/Matrix/Institutions

In this episode, Stephan Livera and Max K discuss the recent Baltic Honey Badger conference, highlighting the shift in focus from institutional adoption to innovative projects like Ark. They explore the workings of Debifi, a Bitcoin-backed lending platform, explaining its marketplace model, loan structures, and interest rates. The discussion revolves around the evolving landscape of Bitcoin lending, focusing on the differences between custodial and non-custodial lending, the future growth of the market, and the implications for borrowers and lenders. Max highlights the trade-offs between security and convenience, the increasing demand for non-custodial solutions, and the potential for lower interest rates as the market matures. The importance of understanding the risks involved in borrowing against Bitcoin and the need for responsible lending practice is emphasized as well. Takeaways

This week on The Josh Potter Show, Josh drags himself to the mic, keeping the consecutive show streak alive like a champ! You just can't keep a good roach down! Meanwhile in the news, a racist Breeze Airlines passenger runs into a linebacker. But he's not the rudest passenger this week. Another man urinated in the back of a police car, hoping to lower his BAC. At least he kept it in his pants. We can't say the same for a recent Airbnb guest, whose neighbors witnessed a very different kind of splash in the pool… Plus:

What's up plebs! normally we do news however Adam Simecka is joining me today to discuss what exactly happened with his wallet manna on the playstore. Censorship creep or an honest 'mistake'? ✔️ Special Guests:► @AdamSimecka► 2X founder @MannaBitcoin & @HandsFreeBTC✔️ Sources:► https://x.com/adamsimecka/status/1955705616552337893?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/adamsimecka/status/1955709072218444139?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/theragetech/status/1955690772277137526?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/theragetech/status/1955749976996229581?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/pledditor/status/1955761125913412023?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/NewsFromGoogle/status/1955741506440192463► https://x.com/adamsimecka/status/1955786185428885903?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/gemini/status/1955979966350315985?s=52&t=CKH2brGypO5fEYTgQ-EFhQ✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK

In this episode, Stephan Livera interviews Evan (VNPRC), the creator of HashPool, discussing the importance of decentralizing Bitcoin mining. They explore the current state of mining centralization, the risks it poses, and how HashPool aims to empower small miners through innovative technologies like eCash and e-Hash tokens. The conversation also explores the challenges of privacy, custodial risks, and the future of decentralized mining, emphasizing the need for regular payouts and sustainable practices.Takeaways

The brand-new “Trump account” is a tax-deferred savings option for American children created by the One Big Beautiful Bill Act. I break down who's eligible for up to $1,000 in free government contributions, how these accounts work, and how they stack up against other popular savings vehicles like 529 plans, IRAs, custodial accounts, and regular brokerage accounts. If you're a parent or grandparent thinking about the best way to jumpstart your child's financial future, you'll want to tune in for my honest comparison of the Trump account's pros, cons, and quirks, plus tips on making the most of these new opportunities. You will want to hear this episode if you are interested in... [00:00] Trump accounts for children, including eligibility and benefits, compared to other savings options. [04:52] Invest in low-cost US index funds for a child's account. [08:41] 529 accounts offer conservative investment options and potential benefits for education savings. [11:59] Consider a regular brokerage account instead of a Trump account, especially if it's not for college. What Parents Need to Know About the New Trump Account Saving for your child's future can be complicated, and with the introduction of the new “Trump account” via the One Big Beautiful Bill Act, parents have another option to consider. In a recent episode of the Retire with Ryan podcast, host Ryan Morrissey breaks down the ins and outs of this novel account.  What is the Trump Account? The Trump account, established by the One Big Beautiful Bill Act, is a new type of tax-deferred investment account specifically designed for American children. It bears similarities to familiar accounts like IRAs and 529s in that all investments inside the Trump account grow tax-deferred, letting parents and children potentially maximize compounding returns.  Eligible children, those born between January 1st, 2025, and December 31st, 2028, are entitled to a $1,000 government contribution just for opening the account, regardless of parental income. That's free money that, when invested early, could grow substantially over time. How Does the Trump Account Work? Parents (or guardians) can contribute up to $5,000 per child per year (indexed for inflation starting 2027) until the child turns 18, and employers can contribute up to $2,500 annually, also not counted as taxable income for the child. The account must be opened at investment firms, which are required to limit investment options to low-cost index funds (with expense ratios under 0.10%), such as S&P 500, total stock market, or similar broad-market funds. Once the child turns 18, they gain full access to all the assets in the account. Investments in the account benefit from tax-deferred growth, and withdrawals are taxed at favorable capital gains rates (15% or 20%) rather than ordinary income rates. How Do Trump Accounts Compare to Other Savings Options? Traditional & Roth IRAs: IRAs, including Roth IRAs, require earned income to contribute, posing a barrier for most children. While Roth IRAs trump Trump accounts for long-term tax benefits (withdrawals are tax-free), children generally can't access this unless they have income from work. Also, traditional IRAs add tax deductions but are taxed as ordinary income on withdrawal, compared to the Trump account's capital gains treatment. 529 College Savings Plans: 529s are tailored for college expenses, offering tax-free withdrawals for qualified education costs and sometimes state tax deductions. Plus, investment options can become more conservative as your child nears college age, something currently unavailable in Trump accounts, which are stock-only (at least for now). If used for non-educational purposes, 529s face ordinary income tax and penalties, whereas Trump accounts are taxed at capital gains rates for any withdrawal purpose. Brokerage & Custodial Accounts (UGMA/UTMA): A plain taxable brokerage in the parents' name offers flexibility, letting parents control access and investment options, paying minimal taxes on dividends each year. Custodial accounts shift tax liability to the child but must legally transfer to the child between ages 18 and 25, depending on state laws. Notably, assets in a child's name weigh more heavily against them on financial aid forms than if held by the parent. Who Should Consider Opening a Trump Account? If your child will be born between 2025 and 2028, opening a Trump account is almost a no-brainer to snag the free $1,000. But for ongoing contributions, think about your goals: Saving for college? Stick to a 529 plan for tax-free education withdrawals and more investment flexibility. Want to help your child start life with a nest egg for any purpose? Trump accounts work, but remember your child gets full control at 18. Prefer more flexibility or control over when and how your child accesses the funds? Explore regular or custodial brokerage accounts. The Trump account is an interesting addition to the range of savings vehicles for children, especially thanks to the initial government contribution and low-cost investment options. Still, its quirks, like the child's access at 18 and limited investment choices, mean it won't be a perfect fit for every family. Analyze your family's needs, long-term goals, and how much control you wish to maintain before making your move. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Praveen is the creator and maintainer of Cove Wallet. An open source mobile wallet focused on easy and powerful self custody. We discuss the current features of Cove, future roadmap, and his perspective on balancing tradeoffs when using bitcoin.Praveen on Nostr: https://primal.net/p/nprofile1qqsy8us3d6u5ynddk7lq7yz365hqqsptzd2923fvkgj4eepsady08uszccr0l Praveen on X: https://x.com/PraveenPereraCove Wallet: https://covebitcoinwallet.com/EPISODE: 165BLOCK: 903685PRICE: 923 sats per dollar(00:00:01) Jack Mallers Intro(00:03:14) Happy Bitcoin Wednesday(00:05:56) Cove Wallet Features and Goals(00:08:22) Technical Aspects of Cove Wallet(00:13:32) Future Plans for Cove Wallet(00:19:05) Node Connectivity and Privacy Features(00:29:01) Cove Wallet and Hardware Wallet Integration(00:36:00) Onboarding and User Experience(00:45:07) Seed Words and Alternative Backups(01:02:02) Collaborative Custody and Security(01:14:45) Future Features and Feedback for Cove Wallet(01:19:03) Bitcoin Industry and Market Thoughts(01:28:08) Custodial vs Self-Custodial Solutions(01:31:56) Closing Remarks and Future PlansVideo: https://primal.net/citadel support dispatch: https://citadeldispatch.com/donatenostr live chat: https://citadeldispatch.com/streamodell nostr account: https://primal.net/odelldispatch nostr account: https://primal.net/citadelyoutube: https://www.youtube.com/@CitadelDispatchpodcast: https://serve.podhome.fm/CitadelDispatchstream sats to the show: https://www.fountain.fm/rock the badge: https://citadeldispatch.com/shopjoin the chat: https://citadeldispatch.com/chatlearn more about me: https://odell.xyz

In a hurry? No problem! Catch up on the best moments of Monday's show! - Custodial ghosts and Mitch Garver Day... what is happening? - NHL Draft recap and a look at free agency - Comedian Dustin Nickerson; one of our favorite guests! - A Royal Preview: when Pasquatch meets Sac Watch!

In a hurry? No problem! Catch up on the best moments of Monday's show! - Custodial ghosts and Mitch Garver Day... what is happening? - NHL Draft recap and a look at free agency - Comedian Dustin Nickerson; one of our favorite guests! - A Royal Preview: when Pasquatch meets Sac Watch!See omnystudio.com/listener for privacy information.

•⁠ ⁠சிவகங்கை: அஜித் குமார் லாக்கப் டெத் - நடந்தது என்ன?•⁠ ⁠ஆறு காவலர்களை சஸ்பெண்ட் செய்த தமிழ்நாடு அரசு!•⁠ ⁠தடயங்களை அழிக்க முயலும் காவல்துறை! - ஹென்றி திபேன்•⁠ ⁠ஜெம் பீம் படத்துக்கு ரிவ்யூ சொன்ன முதல்வர் எங்கே? - எடப்பாடி•⁠ ⁠வன்மையாக கண்டிக்கிறோம்... கொலை வழக்காக பதிய வேண்டும்! - பெ.சண்முகம்•⁠ ⁠இந்தியா டிரெண்டிங்கில் #JusticeForAjithkumar•⁠ ⁠தனிப்பெரும்பான்மையுடன் ஆட்சி; பாஜகவுடன் கூட்டணி ஏன்? - எடப்பாடி பேச்சு•⁠ ⁠திமுகவைவிட விசிகவுக்கு வாக்கு வங்கி அதிகம்! - நத்தம் விஸ்வநாதன்•⁠ ⁠தமிழகத்தில் கூட்டணி ஆட்சி அமைந்தால் வரவேற்போம்! - பிரேமலதா•⁠ ⁠பூவை ஜெகன்மூர்த்திக்கு முன்ஜாமீன்?•⁠ ⁠எல்.முருகன் - ஏ.ஆர்.ரஹ்மான் சந்திப்பு!•⁠ ⁠டெல்லி சென்ற அன்புமணி - ஏன்?•⁠ ⁠அன்புமணி ஆதவாளர்களால் அச்சம்? - பாமக எம்.எல்.ஏ அருள் சொல்வதென்ன?•⁠ ⁠விமர்சனங்களுக்கு யாரும் பதிலடி கொடுக்க வேண்டாம்! - ராமதாஸ்•⁠ ⁠அறிவியல் வழியில் நிறுவப்பட்ட கீழடி சான்று! - முதல்வர் மு.க.ஸ்டாலின் பதிவு•⁠ ⁠மனித மண்டை ஓடுகள்... இனியாவது கீழடியை மத்திய அரசு அங்கீகரிக்குமா? - தங்கம் தென்னரசு கேள்வி•⁠ ⁠வீடுகளுக்கு மின்கட்டணம் உயராது! - அமைச்சர் சிவசங்கர்•⁠ ⁠மாற்றுத் திறனாளிகளுக்கு கடை ஒதுக்குவதில் பாரபட்சம் காட்டும் சென்னை மாநகராட்சி?•⁠ ⁠இந்தி திணிப்பு எதிர்ப்பு: முடிவை மாற்றிக்கொண்ட மகாராஷ்டிரா அரசு!•⁠ ⁠போர் விமானங்கள் இழந்த விவகாரம் - மீண்டும் கேள்வியெழுப்பும் காங்கிரஸ்!•⁠ ⁠யாழ்ப்பாணம்: செம்மணி புதைகுழியில் கண்டெடுக்கப்படும் உடல்கள்?

Neobanks are struggling with differentiation, rising costs, and intense competition - but what if Bitcoin and stablecoin infrastructure could be your competitive advantage?In this episode, I speak with Richard Green, Director of Ecosystem and Rootstock Institutional at RootstockLabs, the largest and longest-running Bitcoin sidechain, and we answer the big question: How can neobanks strategically integrate Bitcoin and stablecoin infrastructure to create competitive advantages?Richard leads GTM for strategic partnerships and growth across cross-border remittance, DeFi, institutions and stablecoins clients, bringing deep expertise from Bloomberg, Circle, and now RootstockLabs. He shares practical insights on building crypto-enabled products that solve real customer problems.We explore the fundamentals of stablecoins, cost considerations for implementation, user experience challenges, security and fraud protection, partnership selection strategies, and practical frameworks for getting started. Richard breaks down complex technical concepts into actionable strategies that Neobank founders can implement without breaking their budgets.Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes.

Corrections is prepared for a projected spike in our prison numbers. The Ministry of Justice projects the prison population will increase 36% by 2035 to more than 14,000 people. New policies such as the Sentencing Reform Act and the reinstatement of the Three Strikes law are pushing the projected growth. Corrections Custodial Services Commissioner Leigh Marsh told Mike Hosking they prepare for a lot of variability in prison populations. He says in 2018 we had more than 10,000 prisoners, followed by a drop and now another rise. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What are the smartest ways for HENRYs (High Earners, Not Rich Yet) to save for their child's future college expenses—and what are the pros and cons of each option?In this episode of The Confident Retirement Podcast, host Kris Flammang and LPF Advisors' Armando Faucy-Smith and Collin Habig take a deep dive into college planning for HENRYs. They break down the three most popular ways to save for your child's education—529 plans, custodial accounts, and parent-owned brokerage accounts. The team explains how each account works, key differences in flexibility, tax treatment, and financial aid impact, plus common mistakes to avoid when choosing the right college savings path.5 Key Takeaways→ A 529 plan offers tax advantages for education expenses and is generally the most “financial aid friendly” option for parents. → Custodial accounts (UGMA/UTMA) offer more flexibility but come with fewer tax benefits and count more heavily against financial aid eligibility. → Parent-owned brokerage accounts provide the most control and flexibility but lack tax perks for education and count as parental assets for financial aid. → Tax treatment, account ownership, and how funds are used (or not used for college) can have a huge impact on long-term savings outcomes. → It's essential to understand your goals, your state's rules, and to work with a financial advisor to tailor the right strategy for your family.Best Quotes from the Episode “The 529, of all the plans we're going to talk about today, is probably the broadest one in terms of defining higher education.” “People often underestimate how limited the flexibility is in a 529, and overestimate how free custodial money is—once your kid turns 18 or 21, that account is their money.” LPF Advisors Website: lpfadvisors.com Kris Flammang (LinkedIn): Kristopher Flammang Collin Habig (LinkedIn): Collin Habig Armando Faucy-Smith (LinkedIn): Armando Faucy-Smith Schedule a Consultation: Take your "money temperature" and create a personalized wealth-building strategy. Subscribe: Follow the podcast for more Smart Money strategies for HENRYs. Connect with the Advisors Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I speak with Maksym, founder of WeFi, about his mission to create a fully decentralized alternative to traditional and neobanks. We dive into his origin story, the architecture of WeFi, how it abstracts complex DeFi systems for everyday users, and why millions of unbanked users are the real opportunity. Maksym also shares insights on banking regulations, token incentives, and why simplicity—not complexity—wins mass adoption.Key Timestamps[00:00:00] Introduction: Sam introduces the episode featuring Maksym from WeFi.[00:01:00] Origin Story: Maksym shares how he got into crypto in 2016 while building a real estate tech platform.[00:02:00] Early Challenges: Why traditional banks were the biggest blockers for blockchain adoption.[00:03:30] What Is Deobank?: The evolution from banks to neobanks to Deobank.[00:04:30] Custodial vs. Non-Custodial: How Deobank bridges both models seamlessly.[00:06:30] Regulatory Shift: Why banks are now more open to crypto partnerships.[00:08:00] UX is Everything: The challenge of educating users and abstracting DeFi complexity.[00:10:00] Who Can Use It?: Targeting the 1.4 billion unbanked people worldwide.[00:11:00] Ferrari Giveaway: Maksym explains why community-first is core to WeFi's vision.[00:13:00] Visa Integration: How WeFi offers real-world spending with stablecoins.[00:15:00] Instant Yield: Why users earn on idle stablecoins—even while spending.[00:17:00] What's Next: Launching DeFi-native credit products and scaling to 1M users.[00:18:30] Final Ask: Maksym calls for community builders, not funding.Connecthttps://wefi.co/https://www.linkedin.com/company/wefi-co/https://www.linkedin.com/in/maksym-sakharov/DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Shehzan Meredia, CEO and founder of Lava, a non-custodial Bitcoin lending platform shares the unique features of Lava, including its focus on security, user experience, and the use of Discreet Log Contracts (DLCs) to provide cryptographic guarantees for borrowers. Shehzan explains the loan process, interest rates, and how Lava differentiates itself from traditional custodial lending platforms. The conversation also touches on the impact of previous lending failures in the crypto space and the importance of transparency and security in lending products. Stephan & Shehzan also explore the diverse use cases for borrowing against Bitcoin, the implications of gas fees, and the changing demographics of Bitcoin users.Takeaways

In this episode, Stephan discusses the latest updates on Fedimint with its founders Eric Sirion and Joschi. They delve into the concept of eCash, its significance in the Bitcoin ecosystem, and the differences between Fedimint and other systems like Cashu. The conversation highlights the real-world applications of Fedimint, recent updates including version 0.7, and the introduction of IROH, which simplifies the setup process. They also explore the importance of client agnosticism, the integration of LN URL and BOLT 12 for enhanced user experience, and the role of Lightning Gateways in facilitating transactions. The conversation also dives into the intricacies of Fedimint - a decentralized solution for Bitcoin custody and management. The speakers discuss the roles of clients and guardians, the ease of setting up a Fedimint, and the future of community adoption. They explore the comparative advantages of Fedimint over other Bitcoin solutions, including Liquid and custodial wallets, emphasizing the importance of privacy, trust, and decentralization in the Bitcoin ecosystem. Takeaways

Custodial and social hospitalizations have long been a hospital challenge.From inadequate patient support and services to medically unwarranted occupancy of inpatient beds, plus lack of payment for provision of care, prevention and management of these cases continues to be an issue.While much has been discussed about how to proceed, many hospitals fail.And that is why the producers of ICD10monitor and Talk Ten Tuesday have invited Dr. Juliet B. Ugarte Hopkins to be the special guest during the next live edition of Talk Ten Tuesday.Dr. Ugarte Hopkins is the medical director for Phoenix Medical Management, Inc. and immediate past president of the American College of Physician Advisors. Dr. Ugarte Hopkins will report on this developing crisisAlso part of the live broadcast will be these instantly recognizable panelists, who will report more news during their segments:• Social Determinants of Health: Tiffany Ferguson, CEO for Phoenix Medical Management, Inc., will report on the news that is happening at the intersection of medical record auditing and the SDoH.• CDI Report: Cheryl Ericson, Director of Clinical Documentation Integrity (CDI) for the vaunted Brundage Group, will have the latest CDI updates.• The Coding Report: Christine Geiger, Assistant Vice President of Acute and Post-Acute Coding Services for First Class Solutions, will report on the latest coding news.• News Desk: Timothy Powell, ICD10monitor national correspondent, will anchor the Talk Ten Tuesdays News Desk.• MyTalk: Angela Comfort, veteran healthcare subject-matter expert, will co-host the long-running and popular weekly Internet broadcast. Comfort is the assistant vice president of revenue integrity for Montefiore Health.

In this episode, Jess and Brandon dive into strategies to build significant wealth for your children through early and consistent investing, leveraging the incredible power of compound interest. In this episode we discuss:• Educational accounts like 529 plans • Custodial investment accounts (UTMAs) • Custodial Roth IRAs • How business owners can employ their children for tax advantages Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.Watch this episode in video form on YouTubeTo apply to be a guest on the showYou can email us at: thesugardaddypodcast@gmail.comBe sure to connect with us on socials @thesugardaddypodcast we are most active on InstagramLearn more about Brandon and schedule a free 30-minute introductory call with him Please remember to subscribe, rate, and review.Notes from the show:Episode 43: How to Capitalize on Tax-Free Growth for Education with 529 Plans

In this episode of "The Juan Galt Show" on Bitcoin Magazine X Spaces, we dive into the unique philosophy and infrastructure behind BullBitcoin.com—a Bitcoin-only, non-custodial exchange that's redefining what it means to buy, sell, and live on Bitcoin.Juan Galt speaks with Theo Mogenet from Bull Bitcoin about how the exchange differs from typical fiat on-ramps and why it rejects altcoins, custodianship, and outsourced tech. From building every component in-house to fiercely protecting user privacy, Bull Bitcoin brings a cypherpunk ethos to its European expansion, especially in regulation-heavy markets like France.Hey Bitcoiners! Join us at Bitcoin 2025 in Las Vegas, NV May 27-29!

Joyfully Raising Grands is a podcast for grandparents raising grandchildren with a focus on community, resource, joy, and love.  We hope to shine a light on the positive actions we can take every day to become our best selves, serve our grandchildren well and find joy every day.  We are always up to something and you can find out what we are up to on Instagram @lauraleighllc or Facebook @lauraleighAND…the best way to support the Joyfully Raising Grands podcast is to support our business JoyFilled! JoyFilled is always OPEN! Find beautiful, unique, and meaningful gifts, and our monthly subscription box at JoyFilled– MyJoyFilled.

Final SettlementConnect with OnrampConnect with Early RidersPresented collaboratively by Early Riders & Onramp Media...Final Settlement is a biweekly podcast that explores the breadth & depth of the bitcoin thesis—its underlying mechanics, ongoing development, real-world applications, & emergent role as sound capital.We'll cover current events, macro trends, investment insights, as well as our latest research on bitcoin and adjacent industries; and spotlight guests—builders, business owners, investors—to discuss their learnings from operating (or investing) with bitcoin as their hurdle rate.Hosted by Brian Cubellis (CSO at Onramp & Partner at Early Riders), Michael Tanguma (CEO at Onramp & Partner at Early Riders), & Liam Nelson (Partner at Early Riders), Final Settlement goes beyond the conventional view of bitcoin as mere “digital gold” and explores how this groundbreaking technology can benefit society by rearchitecting how value is transferred, verified, stored, and invested.00:00-Intro & Current Market Overview05:58-Stripe's Latest Acquisition & Its Implications08:54-The Administrative Push For Stablecoins14:46-SoftBank's Investment in Bitcoin Mining17:55-Mitch Kochman's Journey to Onramp20:44-Custody & Security in the Bitcoin Space37:10-The Importance of Strong Custodial Practices40:03-Multi-Institution Custody: A New Paradigm41:49-Banking's Role in Bitcoin Custody45:06-M&A Activity in the Banking Sector55:58-Navigating Volatility & Market Cycles01:05:22-The Future of Financial Products for Individuals01:16:29-Outro & DisclaimerPlease subscribe to Onramp Media channels and sign up for Research & Insights to get access to the best content in the ecosystem weekly.

Throughout the years, there were many attempts of tapping into Bitcoin's liquidity and security, but almost all of them came with different caveats. Most notably, wrapped BTC (wBTC) depended on the wrapper contract security. However, the recent surge in research and development for native solutions has led to breakthroughs previously thought impossible. Babylon launched native BTC staking and plans to further expand this to secure other blockchains, in a model similar to that of mesh security. This would not only help secure other networks, but it would also unlock liquidity from the mother chain through liquid staking derivatives.Topics covered in this episode:David's backgroundThe evolution of BabylonThe Bitcoin RenaissanceTechnical challenges of implementing Bitcoin stakingThe OP_CAT upgradeBabylon's Bitcoin staking & Bitcoin-secured networksBridging liquidity & LSTsSecuring multiple chains and slashingBabylon chain - aggregating Bitcoin-secured networksCould Bitcoin become a POS chain?Babylon upgradeabilityEpisode links:David Tse on XBabylon on XSponsors:Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.ioChorus1: Chorus1 is one of the largest node operators worldwide, supporting more than 100,000 delegators, across 45 networks. The recently launched OPUS allows staking up to 8,000 ETH in a single transaction. Enjoy the highest yields and institutional grade security at - chorus.oneThis episode is hosted by Brian Fabian Crain & Sebastien Couture.

As we look ahead to a new year, we're bringing back a timeless favorite that's perfect for parents who want to set their children up for lifelong financial success. Originally aired during the holiday season, this episode explores meaningful ways to give gifts that last far beyond the wrapping paper.We dive into the power of gifting investments like stocks or bonds, not just as financial assets but as tools to introduce children to the exciting world of investing. It's a thoughtful way to provide for today while paving the way for a brighter tomorrow.Anna's Takeaways:-Gift ideas: of actual stock shares-Apps to get the whole family involved: Stockpile and Greenlight offer accessibility, even with smaller amounts of money-Custodial investment accounts for kids UTMA/UGMARate, Review, and follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!Links mentioned in this episode FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Check out episode #117 Custodial Accounts, and 5 Stocks to begging to teach kids investing

In this episode, Sam Kamani interviews Alex from CrossFi, a non-custodial Web3 banking solution aimed at solving crypto's usability challenges. Alex shares CrossFi's roadmap to provide seamless on-chain settlements, enable real-world crypto spending, and offer access to staking, synthetic assets, and financial instruments—all while maintaining user control. Recorded live at DevCon, this episode dives into CrossFi's plans to drive mass adoption and transform decentralized finance. Key Timestamps [00:00:00] Introduction: Sam introduces Alex from CrossFi and the podcast's first multilingual episode. [00:01:00] Alex's Journey: From starting in crypto marketing in 2016 to founding CrossFi. [00:03:00] What is CrossFi?: Solving on-chain usability with a non-custodial Web3 bank. [00:05:00] How It Works: On-chain settlements, MetaMask integration, and card solutions for crypto spending. [00:07:00] Roadmap: Launching the app, integrating with banks, and building synthetic asset protocols. [00:10:00] Future Features: Meta yield protocols and offering access to staking and high-yield opportunities across multiple chains. [00:12:00] Target Users: Focus on underbanked populations in Asia, Africa, and Latin America. [00:14:00] Funding and Growth: Privately funded with a vision for scaling after market maturity. [00:17:00] DevCon Goals: Exploring partnerships, networking with developers, and learning from the ecosystem. [00:19:00] Partnership Needs: Looking for RPC providers, oracles, bridges, and database solutions. Connect https://crossfi.org/ https://www.linkedin.com/in/amamasidikov/ https://www.linkedin.com/company/crossfichain/about/ https://x.com/crossfichainDisclaimer Nothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Want to start saving for a child before they are born? Quint and Logan talk about how to do that.

This week, ticket prices have increased, Magic Key holders can experience Tiana's Bayou Adventure early, new costumes for Bayou Country, we have an opening date for Louis' Critter Club, new mobile order locations, a cast member celebrates 62 years, we talk about Paint the Night, and more! Please support the show if you can by going to https://www.dlweekly.net/support/. Check out all of our current partners and exclusive discounts at https://www.dlweekly.net/promos. News: As we suspected, the price for a day in the parks has gone up. Single day and park hopper tickets saw a 5.9% to 6.5% increase except for the tier 0 ticket, which remains at $104 since 2019. Lightning Lane also increased by $2 if you buy in advance. As for Magic Keys, they have also seen an increase from 6.1% or $100 for the highest Inspire level pass, to 20% or $100 for the lowest Imagine level pass. – https://www.micechat.com/336395-disneyland-ticket-guide-price-increase/ Magic Key holders have a chance to experience Tiana's Bayou Adventure before the general public. On select days from October 21st to November 12th, Key holders can book a reservation for Disneyland and join a virtual queue at 7am. A second virtual queue will open at 12pm. If you aren't a Magic Key holder, or can't make it on those dates, the attraction opens to the general public on November 15th. For exact dates and times, visit the link in the show notes. – https://www.disneyfoodblog.com/2024/10/10/exclusive-preview-dates-revealed-for-tianas-bayou-adventure-at-disneyland/ With Tiana's Bayou Adventure opening to the public in just under a month, some new costumes have debuted. Cast Members in Bayou Country from Custodial, Entertainment, dining, shopping, and attractions will all get new outfits. As with most of the new costumes around the resort, it appears that cast members will get to choose from a selection to make the look their own. – https://www.disneyfoodblog.com/2024/10/14/sneak-peek-at-new-disney-cast-member-costumes/ A new shopping location in Bayou Country has an official opening date. Louis' Critter Club will open on November 13th. Walls are already down around the new location, as well as most of Bayou Country providing a glimpse into the re-themed areas. Colorful new artwork adorns the outside of the attraction building, and the queue across from Winnie the Pooh is themed to a garden where Tiana is harvesting ingredients for her restaurant. – https://www.disneyfoodblog.com/2024/10/14/disney-announces-opening-date-for-new-gift-shop/ Weeklyteers who enjoy skipping the line for food at the parks will be excited that TWO locations have added mobile ordering. Dole Whips are on mobile order at The Tropical Hideaway starting today, and Boardwalk Pizza & Pasta will also add mobile ordering. This should cut down on waits at these locations to get your favorite treats. – https://www.disneyfoodblog.com/2024/10/12/its-about-to-get-easier-to-get-a-dole-whip-in-disneyland/ A new, vibrant puppet has been added to the existing Coco show in Disney California Adventure. Pepita now takes flight along with the telling of the story. – https://www.micechat.com/400041-disneyland-update-paint-the-night-price-spike-bayou-adventure-preview/ Yet another themed water filling station has come to the resort. This time, it is across from the exit to Big Thunder Mountain and themed to a tree stump. – https://www.micechat.com/400041-disneyland-update-paint-the-night-price-spike-bayou-adventure-preview/ Weeklyteers who are want to get their Autopia drivers license have new booths to facilitate this! Three new booths are at the exit to Autopia and look futuristic. The booths take a photo and give guests a drivers license from the attraction. Another long overdue update has come to Buzz Lightyear Astro Blasters. Can you guess what it is? The camera that takes the on-ride photo has been updated to newer tech from the old 90s webcam look previously. All we can say is: finally! – https://www.micechat.com/400041-disneyland-update-paint-the-night-price-spike-bayou-adventure-preview/ The Magic Key portal in the Disneyland app has been updated. The updated look features easier access to special offers, benefits, and a discount location map. For folks wanting to get a Magic Key, but have been unable to, MiceChat reports that they could go back on sale before the end of the year. – https://www.micechat.com/400041-disneyland-update-paint-the-night-price-spike-bayou-adventure-preview/ Some new merchandise booths have appeared in Downtown Disney. Kawaii Slime Company allows guests to create custom slime using fun add-ons. Havilah & Co. offers a wide variety of scented candles, with 50% of the profits going to charity. – https://www.micechat.com/400041-disneyland-update-paint-the-night-price-spike-bayou-adventure-preview/ A cast member of 62 years was celebrated recently at Disneyland. Hank Ameen started working at Disneyland as a Jungle Cruise Skipper in 1958. Hank then became a Disneyland Resort firefighter, monitoring pyrotechnic safety for fireworks. As of October 8, he is the longest standing employee of The Walt Disney Company. For those wondering, he is 92 and when asked about retirement, he said “As long as I can smile and laugh, I'm going to be here.” – https://disneyparksblog.com/dlr/meet-hank-todays-longest-standing-disney-cast-member/ Trader Sam's is getting into the holiday spirit with a Madame Leota Mug. The mug will be available for order through the Disneyland app on October 25th. The artist behind the design, Tank Standing Buffalo, will be signing the mug. The queue for signing will be open from 5:45pm-6:45pm and 8:15pm to 9:15pm. Also available will be a limited amount of fourth edition Hatbox Ghost and the Ursula Cauldron Mug. – https://www.instagram.com/disneyeats/?fbclid=IwY2xjawF7o45leHRuA2FlbQIxMAABHYE8LKyzTbLqldetXEDVy6_DDkiY6q1HGOFcO37uVm4xNpYWcim6DQTKmg_aem_JkFobUWAh93yWkLJ8SxKTw SnackChat: Maurice's Treats – https://disneyland.disney.go.com/dining/disneyland/maurices-treats/menus/ Edelweiss Snacks – https://disneyland.disney.go.com/dining/disneyland/edelweiss-snacks/menus Troubadour Tavern – https://disneyland.disney.go.com/dining/disneyland/troubadour-tavern/menus Discussion Topic: Paint the night – https://d23.com/a-to-z/paint-the-night/ https://disney.fandom.com/wiki/Paint_the_Night https://en.wikipedia.org/wiki/Paint_the_Night

Tankred Hase has experience working with various Bitcoin and Lightning companies such as Lightning Labs and Swan previously. He joins me to talk about Bitcoin, Lightning and Liquid. We discuss some of the real world challenges and trade offs that builders and developers face, as well as the likely path forward from here. Summary Tankred discusses the current state of Bitcoin, Lightning, and Liquid development. He highlights the progress made in terms of user experience and liquidity. However, he also acknowledges the challenges that still need to be addressed, such as capital gains taxes, technical hurdles, and the need for more user-friendly solutions. Tankred emphasizes the importance of having multiple options for using Bitcoin as money, including custodial solutions, Liquid, and trust-minimized solutions like Fedimint. He also discusses the trade-offs involved in designing user-friendly Bitcoin and Lightning apps. Tankred and Stephan discuss the different trade-offs and options available in the Bitcoin ecosystem, particularly in the context of Lightning Network and Liquid. They highlight that while some Bitcoin enthusiasts prioritize non-custodial and pure Bitcoin solutions, many users, especially in regions like Dubai, Turkey, and South America, opt for custodial exchanges like Binance for their convenience. Tankred introduces StashPay, a solution that leverages the Breeze SDK and Liquid to offer lower fees for receiving payments. They also discuss the future of Lightning, including broader adoption of Bolt 12, asynchronous payments, and improved privacy for receivers. Takeaways Bitcoin and Lightning have made significant progress in terms of user experience and liquidity. There are still challenges to be addressed, such as capital gains taxes and technical hurdles. Having multiple options for using Bitcoin as money, including custodial solutions, Liquid, and trust-minimized solutions, is important for broader adoption. Designing user-friendly Bitcoin and Lightning apps requires making trade-offs and understanding the needs of different user populations. Users in the Bitcoin ecosystem have different preferences and priorities when it comes to trade-offs and options. Custodial exchanges like Binance are popular for their convenience, even among Bitcoin enthusiasts. StashPay, using the Breeze SDK and Liquid, offers a solution with lower fees for receiving payments. The future of Lightning includes broader adoption of Bolt 12, asynchronous payments, and improved privacy for receivers. Timestamps: (00:00) - Intro (00:43) - Current state of Bitcoin, Lightning, Liquid development (02:10) - Does the market support Bitcoin as a Medium of Exchange yet? (05:20) - What stops people spending/earning now?(18:42) - Sponsors (20:55) - Advancing Bitcoin as MoE (29:49) - Sponsors  (30:45) - Using Liquid and navigating skepticism around it (35:29) - What is StashPay?; Leveraging Breez SDK (43:00) - How does it compare with BtcpayServer (47:51) - Leveraging the economic density of Lightning Network Links:  https://x.com/tankredhase  https://blog.onionmill.com/p/introducing-stashpay-a-bitcoin-wallet  Sponsors: Bold Bitcoin CoinKite.com (code LIVERA) mempool.space/accelerator  Stephan Livera links: Follow me on X: @stephanlivera Subscribe to the podcast Subscribe to Substack

Philipp Bagus rejoins me to discuss his newest book, ‘Full Reserve Banking versus The Real Bills Doctrine'. This is his response to Juan Ramón Rallo, and in it we discuss: