Podcasts about trusts

Bloomberg reports that more ultra‑rich founders are building elaborate, cross‑border trust structures designed to minimise taxes, preserve their companies and lock in management long after they die, but those same systems are now triggering bitter court fights as heirs push back.

God is glorified when the power to be holy comes from humble faith in future grace.

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Trusts can be a powerful estate planning tool, but many people overlook them or assume they're only for the wealthy. This episode breaks down how trusts work, including key differences between revocable and irrevocable trusts and their role in probate, asset management, and control. It also explores when a trust might make sense based on your goals, family needs, and financial situation. If you're building an estate plan, understanding trusts can help you make more informed decisions. After you listen: Find more of Schwab's educational resources on trusts. Learn more about estate planning from Austin Jarvis. Financial Decoder is an original podcast from Charles Schwab.  If you enjoy the show, please leave us a rating or review on Apple Podcasts. Reach out to Mark on X @MarkRiepe with your thoughts on the show. Follow Financial Decoder on Spotify to comment on episodes. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. This general information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice and is not intended to be construed as tax advice. This information cannot be used for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or applicable state or local tax law provisions. Where specific advice is necessary or appropriate, Schwab recommends consulting with a qualified tax professional, CPA, financial planner, investment manager , or estate attorney>.  Investing involves risk, including loss of principal. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. 0626-0RM3 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Heart of Living Hope Trusts | Psalm 36:5-9, 87:6-7 | Week 3

Hello and welcome to our message of the week podcast. This week we continue our Held series with session five: "The Flesh Lusts, The Spirit Trusts" based on Galatians 5.  Please prayerfully consider partnering with our church. Visit www.lovekey.church/partner Tithe, offering & Giving information: EFT: Banking Details: LoveKey NPC, FNB, Current Account Number: 62824888525, Branch code: 250655 https://lovekey.church info@lovekey.co.za

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Not all trusts shield assets equally. Irrevocable trusts can protect wealth from lawsuits and creditor claims, while revocable ones offer no protection at all. Timing matters too, and some debts, like taxes and child support, pierce even the strongest trust. To learn more, visit https://thefreedompeople.org/services/trust/ The Freedom People City: Tempe Address: 1753 E Broadway Rd Ste 101 Website: https://thefreedompeople.org

NEVER THE ROSES in ebook is on sale for $1.99! All of my other news is life-based: getting in-home care for David, setting up trusts, taxes, purging my bathroom, and generally feeling lighter getting over these big hurdles.Indie Booksellers! You can buy my indie books direct from me at discount!! Submit a Request for an order hereNew Releases ~Blades, Books, and the BanditLove, Lies, and Ley LinesMAGIC REBORNNever The RosesPreorder ~Among The ThornsThe posture correcting sports bra I love almost more than life itself can be found hereThank you for listening! You all take care. Support the show

Jimmy Wales on Wikipedia, Trust, and AI's Disruptive Future This week's guest, Jimmy Wales, discusses how Wikipedia grew from an experimental, volunteer-edited side project spun out of the failed top-down Nupedia, from early “Hello, world” days and primitive accounts to organic traffic and press, and now a nonprofit with about 650 staff supporting tech, operations, fundraising, legal, and trust-and-safety while volunteers govern content. Jimmy explains why he wrote a book on trust amid documented declines in trust in institutions, contrasting Wikipedia's imperfect but “honest” reputation and open editing model, and argues trust fundamentals are timeless, advising young workers to build trust through reliability and teamwork while rejecting toxic workplaces. We also cover Change My View's collaborative culture, rising wealth inequality and risks of regulatory capture, concerns about misguided regulation like the UK Online Safety Act, AI's varied benefits and copyright-policy dangers, looming job disruption (truckers, junior lawyers) and potential unrest, and how Jimmy experiments with agentic AI projects and practical automation while emphasising knowledge, history, and adaptability. Chapters: 00:00 Trust Is Collapsing 00:17 Meet Jimmy Wales 01:55 Time Travel Questions 04:16 Wikipedia Origin Story 07:06 Funding And Early Growth 11:26 How Wikipedia Runs Today 12:56 Brand Merch And Fandom 15:54 Why Write About Trust 17:59 Trust At Work 22:40 Change My View Culture 25:02 Wealth Inequality Backlash 29:43 Regulation Risks For AI 39:04 Editing And Source Sleuthing 42:12 History Skills For AI Jobs 45:05 Driverless Trucks Shockwave 46:29 Retraining Gap and Polling 47:56 White Collar Jobs at Risk 50:52 Trust Collapse and Violence 52:34 Housing Costs Radicalize Youth 55:20 Career Advice in AI Era 58:29 Ghost Admiral Smart Home 01:01:54 Why Knowledge Still Matters 01:06:03 AI for Public Consultation 01:09:13 Government Services and NHS 01:11:36 London Maxing and City Life 01:15:19 Raising Daughters with Trust 01:20:21 Daily Life and AI Projects 01:25:47 Closing Thoughts and Thanks Credits: Host/Exec Producer: Jimmy McLoughlin OBE Producer: Sunny Winter Producer: Thuy Dong ********** Follow us on socials! Instagram: https://www.instagram.com/jimmysjobs Tiktok: https://www.tiktok.com/@jimmysjobsofthefuture Twitter / X: https://www.twitter.com/JimmyM Linkedin: https://www.linkedin.com/in/jimmy-mcloughlin-obe/ Want to come on the show? hello@jobsofthefuture.co Sponsor the show or Partner with us: hello@jobsofthefuture.co Check out our clips channel here! ⬇️ https://www.youtube.com/@JimmysJobsClips Learn more about your ad choices. Visit podcastchoices.com/adchoices

Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.Original Air Date: June 13, 2026Read the Article: https://www.henssler.com/before-you-try-to-avoid-probate-understand-it 

In today's episode I will be praying over us, reading Psalm 28, and saying whatever the Holy Spirit prompts me to say after I read the scripture. This is day 28 of a series where I will be reading a Psalm everyday on here for 150 days. I challenge you to come to join me everyday as we use scripture to fight off the enemy and grow us in ways that we can't even imagine.   My First Christian Children's book, "You Are Loved" is now available for purchase on Amazon!! Thank you to everyone that has purchased, been praying, supporting, and sharing. All glory goes to God!! Here is the link to purchase: https://www.amazon.com/dp/B0GZKSPJNB   Link to partner with me and give towards my future mission projects: https://pushpay.com/g/globalventurescatoosa?fnd=missionary&fndv=hide&ru=prod&sr=58535&ad=%7b+%22PledgeID%22%3a%22Y01TRFR1VlklMmJMYkY5NmRNJTJiU2dHU21oWVBXQjN2OXRVNkdsNWpjMUFzamRkRkNBUmN2Z2R0MjdmdTZ2eGduc1U%3d%22%7d&nt=Partner%3aMs+Lorena+Espy+   If you want to receive newsletters: submit your info here: www.postable.com/lorenaespy If you want to check out previous Bible studies, click here To Purchase my "Christ Transforms Me" Journal, click here   Email me: faithfuelsmyfire@gmail.com Facebook Community: https://www.facebook.com/groups/486483515603028/ YouTube Channel: https://www.youtube.com/channel/UCmBsSKktGU_8WHVNIxhFuzg The Bible App that I use: http://bible.com/app Instagram: @_lorenacamille_ Never Forget to Choose Faith Over Fear, -Lorena Espy

What if the key to smarter business decisions isn't more data, but knowing when to trust yourself over the algorithm? In this episode, Sean sits down with Robert Indries, a builder and investor who was working with large language models back in 2016, long before AI became a boardroom buzzword. Robert shares why, despite his deep technical background, he still believes human intuition catches what AI cannot, especially when it comes to detecting deception during company acquisitions. You'll hear how his team uses a rigorous due diligence process of up to 170 questions to surface hidden problems before they become costly headaches, and why the best questions on that list came directly from painful past experience. Robert also breaks down how he thinks about failure tolerance in acquisitions, including why growing a company's value before a black swan event can mean the difference between a loss and getting your money back.──────────────────────────────────────────────────────

The world's biggest financial leak changed New Zealand trust law forever.In this episode, James, Mike and Matt unpack the Panama Papers, explain how New Zealand became linked to foreign trusts, shell companies and tax transparency concerns, explore the reforms that followed, and discuss how trusts are used today for asset protection, estate planning and wealth management.Next Steps: If you'd like advice on trusts, asset protection or estate planning, get in touch with the Lighthouse Accounting team to see whether the right structure could help protect your wealth.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

https://vimeo.com/1200899324?share=copy&fl=sv&fe=ci https://www.currentfederaltaxdevelopments.com/podcasts/2026/6/12/2026-06-15-trusts-and-the-new-section-68 This week we look at: Application of New Section 68 to Trusts and Estates Assessing the Risks of Hindsight in Late § 475(f)(1) Elections The Eradication of the 5% Safe Harbor (Clean Energy) Limits of § 2036(a) and Tax-Motivated Transfers Section 183 Hobby Losses & Penalties New Section 25F Education Freedom Tax Credit

Have you ever been weighed down by trouble or felt defeated? Maybe someone mistreated you, and it's looking like justice won't prevail. Maybe you feel defeated by a persistent struggle with sin. Maybe it's just the pervasive evil in the world that seems to have the upper hand. Is there any hope or victory? In Psalm 108, David looks to the Lord. David had learned to trust God alone for victory.

The Heart of Living Hope Trusts | Psalm 23 | Week 2 Because the Lord is our Shepherd, we lack nothing, fear nothing, and follow Him with confidence.

This week we're covering a potential double taxation issue for trusts that the Joint Committee on Taxation just addressed in its Bluebook.

A discussion of the impact of new Section 68 on trusts and the JCT's Blue Book Footnote 102, IRS previews upcoming Section 25F credit guidance and more.

This week we look at: Application of New Section 68 to Trusts and Estates Assessing the Risks of Hindsight in Late § 475(f)(1) Elections The Eradication of the 5% Safe Harbor (Clean Energy) Limits of § 2036(a) and Tax-Motivated Transfers Section 183 Hobby Losses & Penalties New Section 25F Education Freedom Tax Credit

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This week on Financial Planning: Explained, host Michael Menninger, CFP® walks through a comprehensive estate planning case study, illustrating how thoughtful planning can help families protect assets, minimize taxes, and ensure their wishes are carried out efficiently. Using a real-world financial planning scenario, Michael breaks down the key components of an effective estate plan, including wills, trusts, beneficiary designations, powers of attorney, healthcare directives, and strategies for transferring wealth to future generations. He also highlights common estate planning mistakes that can create unnecessary costs, delays, and family conflicts. Throughout the episode, Michael explains how estate planning integrates with a broader financial plan and why regularly reviewing your estate documents is essential as your family, assets, and goals evolve over time. Whether you're building your first estate plan, updating existing documents, planning for retirement, or looking to preserve your legacy for your loved ones, this episode provides practical insights and actionable strategies to help you make informed decisions. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

In this episode, host Don Adeesha sits down with Dr. Whitney Havnik, a double board-certified dermatologist and fellowship-trained Mohs surgeon, to tackle a problem every practice is now facing: an entire generation builds trust with brands long before they ever walk into a clinic. The challenge is no longer spending more to acquire Gen Z patients. It's becoming relevant to them first. Dr. Havnik breaks down what actually changes Gen Z behavior. She explains why immediate benefits like glow and feel beat distant cancer warnings, how peer ambassadors and campus education outperform top-down authority, and why aggressive pricing and over-upselling quietly destroy trust at the counter. Her framework is simple. Be authentic, give patients a real range of options, and use accessible gateway treatments to start relationships that pay off for decades. Don't try to be Gen Z. Meet them where they are, and let trust do the long-term selling.

In 1985, 67% of Americans rated pastors high in honesty and ethics. Today? Just 27% - and only 17% among those under 35. It's one of the steepest trust declines of any profession. The question isn't if this affects your church - it does. The question is what you do about it.   ============================= Table of Contents: ============================= 0:00 - Intro 1:15 - The Numbers Are Worse Than You Think 3:38 - Why This Happened 13:18 - How to Rebuild Trust Through Communications   THE 167 NEWSLETTER

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn how directed trusts divide trustee responsibilities, the role of trust protectors, and how modern trust design creates flexibility in estate planning while maintaining effective trust administration. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

Most investors think the budget has made new builds the obvious winner, but chasing tax incentives could leave buyers paying a premium for properties that struggle to deliver long-term growth. On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial return for part two of their post-budget deep dive, examining why the government's push towards new builds may not be as straightforward as many investors believe. The pair explain that while new properties have largely escaped the proposed changes to capital gains tax and negative gearing, that doesn't automatically make them the best investment opportunity. Paliwal and Fouracre warn that a rush of investor demand into new builds could push prices higher, inflate construction costs, and create pockets of oversupply, leaving some buyers exposed to weaker growth and rental performance. The discussion also explores the financial pressures facing developers and why the government's policy settings may be designed as much to support project feasibility as they are to boost housing supply. The duo challenge the common belief that tax savings alone create wealth, arguing that investors who focus purely on negative gearing risk overlooking the factors that drive long-term portfolio growth. They also examine the broader housing crisis, from supply shortages and rising construction costs to the growing gap between population growth and new housing delivery.

As in Episode 21, Part 1, & Episode 22, Part 2, we have an experienced lawyer Dr ‎Robinson D'Souza and the ‎hostess is Ms Sharmila Martis Arora. Fr ‎Juventius Andrade, Redemptorist, continues to bring the spiritual ‎‎dimension and those aspects of relationships - that are dealt with in a Legal Will.‎In this third and final Episode on the Legal Will -  we look at some very concrete matters. How does one include all assets – like ‎passwords, digital material, as well as items of sentimental value? We also look at the establishments of Trusts, and the distinction ‎between a Gift Deed and the Legal Will. ‎There is a danger that when it comes to the Legal Will, one may choose to be so inward-looking and seek to distribute it only within the ‎family. Yet, when we realise, we are stewards of God's resources, it is also important to ensure that some resources in the Legal Will are ‎given to those - persons and causes - who are deprived and in need. ‎A Will is sometimes described as a communication between the dead person and those that are living - the heirs! While a clear legal will ‎try and avoid any conflict, yet if the relationship between the siblings is acrimonious, then it comes to the fore. How could a personal note ‎in the will beckon the heirs to harmony and unity instead of having family gatherings, ironically, in the court of law?‎It is important to remember that the one making the will, is leaving behind not only assets and monies, but a legacy of faith and values as ‎well, which the heirs must seek to continue in the manner in which they live, honouring the memory of the dear departed.   ‎This Episode has shown the importance and urgency of making a Legal Will. Start the process today, if you have not already done so. ‎Listen to this lively discussion and pass on this link to others!‎

The Heart of Living Hope Trusts | Psalm 46 | Week 1 God is our refuge, strength, and ever-present help. Therefore, we can trust God during any circumstance.

Nicholas focuses his practice on resolving disputes over trusts, estates, conservatorships, and other fiduciary matters. A respected member of the Los Angeles legal community, Nicholas is known as a pragmatic and effective trusts and estates litigator who seeks to achieve favorable results for his clients through skillful negotiation, strategic counsel and deft trial work.Visit his website here: https://www.sheppardmullin.com/nvanbrunt

Senior Vice President Matt McFarland discusses how Delaware Statutary Trusts (DSTs) can be used as a backup option in a 1031 exchange. Learn why many investors consider DSTs when facing exchange deadlines, identification challenges, or replacement property issues.  

An adjunct professor of Wills and Trusts at Southwestern Law School, recently named a top attorney in Pasadena Magazine, and a Rising Star™ selected by Super Lawyers®, Vanessa Terzian began her legal career as a trust officer for Wells Fargo, N.A. Vanessa is admitted to practice law in California and was recently admitted to the Idaho State Bar.Visit her website here: https://www.lagerlof.com/teams/vanessa-m-terzian/

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: https://www.usdefenseetf.com/---

You're being outshouted. The average person now absorbs 5,000+ messages a day and reaches for their phone 205 times — and the industry's big answer was to staple "AI-powered" onto the homepage and call it a repositioning. That's not building a brand. It's a withdrawal from the one account you can't overdraw.Amit Singh has spent three decades building brands at Adobe, American Express, Starbucks, and Nintendo — long enough to watch "dot-com" go from billboard flex to embarrassing relic, and he's convinced AI is headed the exact same way. His argument: the companies sprinting to rebrand as AI companies are mortgaging years of earned trust, while the question that actually decides whether you survive — why should you exist? — goes unanswered in most boardrooms. He maps where AI earns its seat at the table, where it quietly wrecks your creative without anyone noticing, and why the people declaring storytelling dead are reading the wrong scoreboard.We also cover:A Meta study found AI-generated copy matches or beats humans on sub-$100 products — and consistently *loses* on anything pricier, where emotion does the selling. Most teams are pointing it at exactly the wrong work.Nintendo doesn't make video games. It makes smiles. Why your reason to exist is the North Star you build against — and the one thing you'll never put in an ad.88% of marketers have adopted AI. Adoption was never trust — and Amit thinks the gap between the two is where the real risk is hiding.Long-form is quietly back: why a five-minute Adidas film outperforms your six-second TikTok precisely *because* attention has never been scarcer.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Trusts can be complex. Quint and Logan talk about who should be the manager or trustee. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Maybe your family is one that doesn’t talk about money. That can come back to haunt you after the passing of a loved one. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

In this episode, wealth strategist Malcolm Jarrell discusses advanced trust structures, the limitations of LLCs, and how to optimize real estate investments for asset protection and tax efficiency. Perfect for investors seeking to protect and grow their wealth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This summary was brought to you by NVIDIA Nemotron 3 super. What's that, you ask? I don't really know. It sounds a lot like the other models. It's just another dumb clanker serving you the slop you crave. The timeline is bizarrely detailed. You could probably just read that and skip the show. This model is stupid as it does the thing dumb models do and assume that Jack is me because of the way the transcript goes DESPITE MY PROMPTING anyway I am leaving it in there to show clankers are not going to replace us yet. SORRY I FORGOT TO UPLOAD THIS - BETTER LATE THAN NEVER? ---------------------------In this episode of The Two Jacks, Jack the Insider (Joel Hill) and Hong Kong Jack tear into the Albanese government's deeply unpopular budget, the polling fallout, and Labor's failure to sell hard tax changes on housing, trusts and capital gains. They dig into intergenerational equity, how negative gearing and CGT discounts have locked younger Australians out of home ownership, and why the government refuses to “own the lie” on broken tax promises.The Jacks then turn to the NDIS blowout and ask whether the scheme now needs to be torn down and rebuilt from first principles to define who is genuinely eligible and where scarce disability money should go. The main course is the Royal Commission into Anti‑Semitism and Social Cohesion: what its narrow terms of reference miss, why Jewish kids still need security to go to school, how campus politics and parts of the progressive left have turned openly hostile to Jews, and why universities and the ABC are failing basic tests of impartiality and safety. They round things out with a postponed look at Keir Starmer's woes in the UK, Arsenal's title, State of Origin squads, an AFL reset at Carlton, the Tasmanian Devils project, and why pokies – not punters on the nags – are still the real engine of problem gambling in Australia.Timeline (with +25 seconds added for theme music)I've shifted each timestamp forward by 25 seconds to allow for your theme.00:00 – Two Jacks back on deck, Hong Kong plansJack the Insider (Joel Hill) opens the show, checks in with Hong Kong Jack, and talks about heading to Hong Kong in December to speak at a Carbine Club lunch and maybe record from Jack's pub.00:50 – What's on today's menuOutline of the episode: the federal budget and polling, the Royal Commission into Anti‑Semitism and Social Cohesion, plus (time permitting) Keir Starmer's woes in the UK and, as always, a serve of sport.01:20 – Budget reception and grim pollingThe Jacks walk through Morgan, Newspoll and Demos numbers: Labor's primary stuck in the high 20s–low 30s, One Nation uncomfortably high, and more than half of Australians expecting to be personally worse off under the budget.02:20 – What really matters in a budget: hurt vs “right thing to do”Hong Kong Jack argues the key test isn't whether people feel worse off, but whether they think the budget is the right thing to do, and how that plays into the “battle of ideas” between Labor/Greens and the Coalition/One Nation.03:10 – Intergenerational pitch that never landedJack the Insider dissects Labor's attempt to sell long‑term intergenerational reforms on housing, negative gearing and CGT to millennials and Gen X/Y, and why measures that don't bite until the late 2020s mean nothing to a renter trying to scrape a deposit together now.04:20 – Media honeymoon over and Labor's messaging shamblesDiscussion of how the government misread the media mood, looked stunned when formerly friendly outlets turned on the budget, and why you must expect pushback whenever you hurt someone with fiscal reforms.05:20 – Housing as the core fracture in Australian societyThe Jacks talk about the structural divide between asset‑rich home owners and shut‑out younger cohorts, with home ownership among 30‑ and 40‑somethings collapsing while overall ownership rates barely move.06:20 – Trusts, capital vs labour and the “death duty” scareThey go into the new tax treatment of trusts, how few people actually have family trusts, exemptions for farms and small business, and Tanya Plibersek's bungled breakfast TV defence that let the “death duties” scare run wild.07:20 – Keating rides again: capital too lightly taxedPaul Keating's intervention is unpacked: the argument that the Howard‑era 50% CGT discount helped push house prices from nine times income to 16, and that income is over‑taxed while capital is under‑taxed.08:20 – You can't sell reform if you won't own the lieThe Jacks compare Albanese's handling of broken tax promises with the Hockey/Abbott 2014 “horror budget”, arguing the only way through is to admit circumstances changed, own the lie and explain why you're breaking it.09:25 – Lessons from the 2014 Hockey–Abbott fiascoThey revisit how that budget enraged almost every demographic, how badly it diverged from public opinion despite elite commentary cheer‑squads, and how it helped end both Tony Abbott's and Joe Hockey's careers.10:40 – Can this government reset its pitch?Talk turns to what Labor must do now: scrap the ill‑judged intergenerational “marketing”, articulate clearly that the aim is to rebalance tax from workers to asset holders, and craft a story that can actually be sold.11:25 – NDIS: who's in, who's out and can it be saved?With the NDIS projected to save tens of billions over the forward estimates, Jack the Insider worries about vulnerable people being turfed off the scheme and the political heat that will follow.12:15 – Defining disability and rationing scarce careThey debate whether the scheme should prioritise those with severe physical or cognitive impairments, the difficulty of diagnosing conditions like ME/CFS and long COVID, and the unfairness of some mildly affected participants getting full supports while bedridden patients miss out.13:20 – “Chuck it out and start again?”Hong Kong Jack argues that the only way to fix the NDIS may be to go back to first principles: clearly define eligibility, decide what taxpayers can afford, and accept that these are inherently political choices, not just technocratic ones.14:00 – Enter the Royal Commission into Anti‑Semitism and Social CohesionThe show moves to the new Royal Commission: why the Albanese government was dragged into it, public misconceptions about royal commissions as hanging courts, and what they realistically can and can't fix.14:45 – Royal commissions: shining a light, not magic wandsThe Jacks compare this inquiry with past ones on institutional child abuse and banking, noting how many victims and consumers were left dissatisfied even as some important truths were dragged into the open.15:30 – Terms of reference and an immediate blind spotThey read through the Royal Commission's focus areas – antisemitism drivers, law enforcement and security responses, the Bondi attack, social cohesion – and point out that live criminal proceedings severely limit any examination of the Bondi killer and his father.16:30 – ASIO, counter‑terror cuts and missed warningsJack the Insider notes reports that ASIO cut counter‑terrorism to its lowest level since 9/11 and questions how that could be justified given far‑right activity, Islamist threats and general extremism.17:25 – From “terror hotlines” to BondiHe recounts his own experiences calling the National Security Hotline: indifference before the Old Parliament House fire versus a swift response after the Wieambilla police killings, and what that says about how inconsistent the system can be.18:30 – Private Jewish security and a ball dropped by NSW PoliceThe Jacks highlight reports that Jewish community security raised concerns with police about the Hanukkah festival at Bondi being a vulnerable target, yet only a handful of officers were rostered locally on the day of the attack.19:30 – What should the Commission actually deliver?Discussion of how much of this will be buried in redacted security recommendations versus visible cultural change, and whether the measure of success is Jewish kids being able to attend school or synagogue without armed guards or harassment at university.20:25 – Is anti‑Semitism worse than any time in the last 50 years?Both Jacks agree that anti‑Semitism has surged, then tease out what's driving it on the hard right and increasingly in progressive circles.21:00 – From neo‑Nazis to “global puppeteer” tropesThey explain how anti‑Jewish conspiracy theories about control of banking and politics have spread far beyond small neo‑Nazi cells into broader right‑wing ecosystems, amplified by US media figures who frame Benjamin Netanyahu as a world puppeteer.21:55 – The progressive left's turn against JewsHong Kong Jack describes how the most progressive parts of parties like UK Labour were once full of Jewish members and staff, and how those same spaces are now inhospitable or openly hostile.22:40 – Being Jewish does not equal supporting NetanyahuJack the Insider tells the story of a Jewish oncologist friend in Sydney being accused on social media of “supporting killing babies” simply for trying to explain that many Jews detest Netanyahu and don't back the war in Gaza.23:35 – Progressive Jews feel politically homelessThe Jacks talk about liberal Jews who marched for every progressive cause now finding their neighbours tearing down hostage posters and abusing them, and how emotionally disorienting that break has been.24:30 – Campus culture: free thought or intimidation?They turn to universities, where Jewish academics and students are hiding kippot and Star of David jewellery as staff and student activists target them under the banner of Palestine solidarity.25:15 – Universities failed the basic test: safetyReferencing Greg Craven, they argue universities like Melbourne have utterly failed to keep Jewish students and staff safe and that Education Minister Jason Clare is right to tie some funding to universities' performance on this.26:05 – Writers' festivals, awards and performative politicsThe Jacks briefly digress into Miles Franklin and writers' festivals, mocking the inflated status of “scribblers” and the way literary events have become echo‑chambers for fashionable political positions, including a strong anti‑Israel tilt.27:05 – ABC bias, diversity bureaucracy and the West as villainThey discuss claims that the ABC has an institutional bias against Israel, the way its culture tilts anti‑Western generally, and how a hyper‑bureaucratic diversity regime has replaced clear editorial judgement.28:15 – Diversity box‑ticking and absurd examplesFrom Danish filmmakers being grilled about casting in a 1750 Denmark period piece to arguments about race in a new Odyssey adaptation, they skewer shallow diversity policing that obsesses over skin colour while missing substance.29:05 – Jewish history: persecution on repeatJack the Insider places today's situation in a long arc – from pogroms to Poland–Lithuania's historic tolerance, to the near‑eradication of Polish Jewry in the Holocaust and the emptying out of Jewish communities across the Arab world.30:15 – The modern diaspora: Middle East to ShanghaiThey note surviving Jewish communities in Iran and the historic Jewish community in Shanghai, including refugees from the Russian Revolution and how some of those families later ended up in Sydney.31:00 – What the Royal Commission can't fixThe Jacks stress that the inquiry will not “solve” anti‑Semitism, racism or Islamophobia, and that debates over immigration – often weaponised by racists and opportunists like Pauline Hanson – will continue regardless.31:50 – Treat people equally, drop loaded labels?Hong Kong Jack argues terms like “anti‑Semitism” and “Islamophobia” can bog debate down in definitions and that the better approach is to apply one standard of treatment for all minorities and majorities.32:30 – Immigration, xenophobia and political opportunismThey revisit African “crime gangs” rhetoric under Dutton and Morrison as an example of immigration concerns being used as a vehicle for xenophobic politics, while acknowledging there are legitimate policy questions about migration levels.33:20 – The ABC and fear of making decisionsThe Jacks see the ABC's huge manuals and committees as a symptom of executives who won't make hard editorial calls and instead hide behind process, leaving real bias and safety issues unresolved.34:15 – Royal Commission yardstick: kids and campusesThey circle back to the Commission's ultimate test: whether Jewish kids can attend school and university without harassment or needing a private army of guards, even if that goal is a long way off.35:10 – UK politics teaser: Keir Starmer on the rackThe promised Starmer and UK Labour segment is postponed to next week, with a quick note on how unpopular he's become and how leadership polling improves when pollsters insert alternative names like Andy Burnham.36:05 – Sport: Arsenal's title and Man City's stumbleSport segment begins. The Jacks celebrate Arsenal wrapping up the Premier League after Manchester City's draw with Bournemouth and talk up Arsenal's chances in the Champions League final.36:55 – Aston Villa's big year and the money gapAston Villa's Europa League win over Freiburg is praised, with a note on the massive wage‑bill gulf between the clubs and the broader point that money helps but doesn't always guarantee silverware.37:50 – Relegation scrap and wage‑bill madnessThey look at West Ham, Spurs and Everton in the relegation battle, and at Liverpool's huge salary spend versus their likely fifth‑place finish to show that cheque‑book football has its limits.38:40 – NRL: Origin squads and surprise omissionsOver to rugby league: New South Wales debutants, James Tedesco's recall, Queensland's squad, and the notable omission of Rhys Walsh despite his past Origin heroics.39:25 – Penrith cruising, Broncos smashed and the Dolphins riseThey run through club form – Penrith purring, Warriors flogging the Broncos, the Dolphins and Knights impressing – and how that shapes the season.40:05 – “Magic Round” and marketing guffThe Jacks puzzle over the “Magic Round” concept, comparing it to the AFL's Gather Round and questioning who actually wants to sit through four games at a ground in one day.40:45 – AFL: Hawthorn's Launceston fortress and the coming DevilsDiscussion of Hawthorn's strong record in Launceston, the economic benefits to northern Tasmania, and the AFL's decision to clear the decks for the new Tassie Devils to represent the whole state.41:35 – Carlton's first‑up win after sacking VossThey unpack Carlton's win under interim coach Josh Fraser, the myth of the “new coach bounce”, and how much was actually driven by younger players stepping up and Patrick Cripps taking over late.42:30 – New kids, Parkside hard men and a trip to PortPraise for Ollie Hollands, Jack Ison and other young Blues, a nostalgic nod to brutal Parkside days in the Ammos, and a realistic assessment of Carlton's next test away to Port Adelaide.43:25 – Richmond v Essendon: spoon bowlPreview and framing of Richmond–Essendon as a likely wooden‑spoon decider, with both clubs in different stages of rebuild and pain.44:00 – Geelong v Sydney and reinventing on the runThe Jacks preview the big game at GMHBA, note Geelong's outstanding home record and ability to regenerate with pacey youngsters, and talk about Tyson Stengle's return and Geelong's track record with troubled players.45:05 – Racing, sports betting and the real gambling scourgeThey read and agree with a listener comment that the problem‑gambling spotlight has been cleverly shifted onto racing and sports betting, while pokies – the main driver of harm – skate by.46:00 – WA vs NSW: two natural experiments in pokiesUsing WA's “casino only” pokies model versus NSW pubs and clubs, they highlight data showing problem gambling rates under 1% in WA versus around 5% in NSW.46:45 – Why pokies wreck people faster than the puntThey explain how continuous‑play machines let you burn through cash in seconds, whereas racing forces a pause between bets and makes you consciously choose the next wager.47:25 – JFK gag and conspiracy cultureHong Kong Jack closes with a joke about a JFK conspiracy theorist meeting God and still believing “it goes higher than I thought”, segueing briefly into Jack the Insider's view that Lee Harvey Oswald was indeed the gunman.48:15 – Wrap‑up and call for listener topicsThe episode finishes with thanks, a reminder that Jack the Insider is Jack and Hong Kong Jack is Jack, a promise to tackle Keir Starmer properly next week, and an invite for listeners to send in topics via Twitter and email.

In this episode of The Edge of Risk Podcast by IRMI, host Joel Appelbaum speaks with Donny Tong, senior vice president at Truist Bank, about the role of reinsurance trusts—also referred to as "collateral" trusts—in captive insurance programs. The discussion explores how these trust structures function as collateral mechanisms between captives, fronting insurers, and reinsurers, including the operational mechanics behind trust agreements, eligible assets, withdrawal rights, and trustee responsibilities. Mr. Tong explains why many fronting insurers increasingly favor trust arrangements over letters of credit due to their operational simplicity, streamlined administration, and ability to provide ongoing visibility into collateral assets. The conversation also examines how reinsurance trusts compare with other collateral options such as letters of credit and funds withheld arrangements. Topics include investment flexibility within trust accounts, liquidity considerations, balance sheet treatment, multibeneficiary and multicell trust structures, and the growing demand for master trust frameworks. Mr. Tong also shares perspectives on how market conditions, liquidity pressures, and rising letter-of-credit costs may continue driving adoption of collateral trusts across the captive insurance industry in the years ahead.

Life has been evolving on our planet for the past 3.8 billion years.  The ecosystems that thrive now have had a lot of practice at getting things right - particularly the complex web of inter-relations that allows us all to flourish. And yet, we're on the edge of the sixth mass extinction largely because we humans have forgotten how to inter-relate and inter-be with the rest of the web of life. At an intellectual level, we know we're integral nodes in the web, but we still behave as if it were other, and out there and not - yet - as if it were a source of wisdom and wonder and wholehearted support: an ancient mentor that has tried and tested enough options to know what works.  So how can we bring the astonishing, creative insights of Biomimicry to the field of human inter-being? How can we shift our sense of self and other, our communities of place, purpose and passion, our businesses, our governance structures…everything that we are and do onto a different trajectory using the web of life as our template?  Biomimicry for Social Innovation asks exactly these questions and in this episode, we're talking to its founder, Toby Herzlich. Toby is a facilitator, trainer, executive coach, and organizational consultant. She is a Certified Biomimicry Specialist and Founder of Biomimicry for Social Innovation, which exists to translate ecosystem intelligence and Life's Principles into leadership and social change strategies.  As you'll hear, she's part of the team that developed The Nature of Trust, and its 8-principle framework for building and maintaining trust, which is so essential in any network of sovereign individuals whether they're bees, or penguins, elks or geese - or people. Living in northern New Mexico, Toby dedicated 20 years as a Senior Trainer with the Rockwood Leadership Institute and continues to support leaders and organizations through coaching and consulting inspired by nature.  Her clients include Executives at National Geographic Society, The Sierra Club, and The Cultural Conservancy. She is passionate about creating innovative approaches to collaboration, building, and guiding diverse networks including the Biomimicry Professional Certification two-year training cohorts, the Volgeneau Climate Initiative, North Carolina's statewide progressive voter network, and the Indigenous Mycelium Gathering of 2025 - there's a link in the show notes and you will definitely want to explore that. Toby is the founding co-facilitator of the Living Systems Leadership Retreats for Women and has supported the capacity-building of women leaders in war-torn countries of the Balkans and the Middle East. There are so many richly inspiring pathways that Toby has opened as a result of bringing a social change and leadership development branch into Biomimicry - collaborating deeply with that larger movement and, at heart and core, with the Web of Life.  This was one of those conversations that could have gone on forever.  It didn't, we stopped at a reasonable time and are definitely planning to cycle back with each other. And the cats visited—Toby's and mine—which always makes a podcast flow with extra energy. Enjoy! BSI Website The Nature of Trust toolkit (free and online)Living Systems Leadership Retreat for Women- in NM Aug 31-Sept 5  - open for registration!Intro to Biomimicry for Social Innovation - virtual 4-week workshop, starts in OctoberNature of Trust Co-Lab - virtual 10-week deep dive training, starts in SeptemberToby on LinkedIn  (funny, when I open this, it asks me to join LinkedIn, rather than taking me to the page)What would Nature Do? Toby's Talk at Festival of Faiths (27 min video)  Indigenous Mycelium Gathering 2025  (8 min video)Other BSI resources:Life's Principles Leadership Cards - a deck of 52 cards for learning and Nature Tarot!Nature Positive Practices - delivering Nature's genius to your inbox twice a week!—About Accidental Gods—We offer three strands all rooted in the same soil, drawing from the same river: Accidental Gods, Dreaming Awake and the Thrutopia Writing Masterclass Our next Open Gathering offered as part of our Accidental Gods Programme is 'WALKING THE PATH OF THE INNER WARRIOR' which will run on Sunday 28th June 2026 from 16:00 - 20:00 GMT - details are here. You don't have to be a member of Accidental Gods to come along - but if you are, all Gatherings are half price.If you'd like to join us at Accidental Gods, this is the membership where we endeavour to help you to connect fully with the living web of life. If you'd like to train more deeply in the contemporary shamanic work at Dreaming Awake, you'll find us here.  The next Foundation Course is in October and currently has spaces. If you'd like to explore the recordings from our last Thrutopia Writing Masterclass, the details are hereManda and Louise both offer one-to-one Mentoring Calls.  Manda is fully booked just now, but if you'd like to contact Louise, details are here.

In this special presentation from Exit and Build 5 at Polyface Farm, River and Imani of Haven Village share one of the most compelling real-world examples of Exit and Build in action. This was actually the first time I heard them fully explain the shift toward their sub-trust model — where each neighborhood inside Haven Village operates with its own trust structure while remaining connected to the broader mission and stewardship of the land. Honestly… my mind was blown. This is next-level thinking around regenerative community design, private governance, stewardship, and long-term resilience. In this presentation, River and Imani break down: • The evolution of Haven Village • Why they shifted toward the sub-trust model • How private trusts and PMAs fit into regenerative communities • Lessons learned building a real-world freedom community • Governance, stewardship, and protecting mission alignment • What's working — and what they've had to adapt along the way If you care about intentional communities, private realm structures, regenerative living, homesteading, sovereignty, or Exit and Build strategy… this is a must-watch. River and Imani will also be speaking and hosting workshops at Exit and Build 6 this November 5–8 at Sovereignty Ranch in Bandera, Texas. Get tickets here: https://exitandbuild.com  Also… Due to overwhelming interest from people wanting to build aligned projects around the country, Haven Village and Divine Purpose PMA are launching the: Private Realm Community Mastermind June 25–29 in Old Fort, Tennessee This mastermind is for serious builders who want to create regenerative communities, intentional living projects, eco villages, land-based ministries, and sovereignty-oriented developments with strong foundations. Learn more and apply here: https://www.divinepma.com/Private-Realm-Community-Mastermind-Membership 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Glennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way…  including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook.  They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda's Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.