Podcasts about trusts

Most people think a trust is something you set up for what happens after you die,  but Jeff Kohler sees it differently. In this episode, Jim Oliver and Kyle Reese sit down with Jeff to explore what it actually means to live through a trust, using it as a structure for stewardship, asset management, long-range planning, and family wealth governance. Jeff explains the basic roles inside a trust and why  creating the legal documents is only the beginning. The bigger challenge? Actually operating it. Jeff shares why proper documentation and ongoing governance matter, what many trustees don't realize when they accept the role, and how Trust Office was built to make that responsibility easier to manage. Jim and Kyle connect those ideas back to Infinite Banking, ownership, and Nelson Nash's principle of thinking long range. This isn't simply a conversation about protecting what you've built. It's about becoming a better steward of it. Key Takeaways - A trust can play a role during your lifetime—not only after death. - Creating a trust and properly operating one are two very different things. - Being a trustee comes with real fiduciary responsibilities that many people don't fully understand. - Infinite Banking and trust governance share a similar lesson: owning the tool isn't enough; you need to understand how to operate it. - Long-range wealth building isn't only about accumulation. It's also about intentionally stewarding what you've built for the people and generations that follow. Trust Office Resources: OwnerShift, Trust Governance & Infinite Banking Jeff's company published an article exploring the connection between the OwnerShift philosophy, trust governance, and Infinite Banking: https://trustoffice.app/blog/ownershift-trust-governance-infinite-banking/?utm_source=chatgpt.com Learn More About Jeff Kohler & Trust Office https://trustoffice.app/about You can also find Jeff's LinkedIn through his Trust Office profile above. Jeff mentions additional Trust Office resources for people who want to better understand the trustee role, including a Trustee 101 video course and trustee checklists. Connect With Jeff Kohler: jeff@socialize.video https://socialize.video/ Chapters 00:00 Meet Jeff Kohler 01:23 Why Trusts Aren't Just About What Happens When You Die 05:15 What Is a Trust, Really? 06:53 Creating a Trust vs. Actually Living Through It 08:31 Ownership, Control & Asset Protection 11:25 Trusts as a Long-Range Stewardship Strategy 15:17 Why Documentation Matters 20:44 The Problem Trust Office Was Built to Solve 24:18 Trust Governance & Self-Governance 25:40 Inside Trust Office 28:10 Trustee Minutes & Documenting Decisions 30:04 Managing Assets Inside a Trust 33:04 Does Trust Office Create Your Trust? 38:44 Learning to Become a Better Trustee 43:07 Jeff's Best Advice 44:16 The Book That Changed Jeff's Thinking ______________________________ If you're ready to breakaway and start making real wealth, then join our free community.  Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.  

Learn how wealthy individuals make their assets "invisible" and protected from lawsuits using revocable and land trusts. Discover why irrevocable trusts may not always be necessary for everyday investors, how land trusts prevent costly litigation, and how proper estate planning shields personal wealth from corporate lawsuits and probate.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Don Ford. A board-certified probate and estate attorney and managing partner of Ford Bergner LLP. The conversation focuses on the importance of estate planning, wills, trusts, probate, executors, and family dynamics that often arise after the death of a loved one. Ford provides practical guidance on how individuals can protect their assets, reduce family conflict, and ensure their wishes are properly carried out through legally sound estate planning. Throughout the interview, he emphasizes that estate planning is not just for the wealthy but for anyone who owns assets or has loved ones they want to protect. Purpose of the Interview The interview was designed to: Educate listeners about wills, trusts, and estate planning. Explain the legal differences between financial planning and estate planning. Help families avoid disputes and costly probate issues. Clarify common misconceptions about handwritten wills and DIY estate documents. Encourage individuals to create estate plans before a crisis occurs. Highlight the importance of planning for incapacity as well as death. Key Takeaways 1. Estate Planning Is Different from Financial Planning Ford explains that financial planners focus on growing wealth, while estate planning focuses on what happens to your assets if you die or become incapacitated. 2. Most Americans Don't Have a Will According to Ford, approximately two-thirds of Americans do not have a will, often because they avoid thinking about death, worry about legal costs, or struggle with difficult family decisions. 3. DIY Wills Can Create Major Problems While some states allow handwritten wills, poorly written documents often create ambiguity that leads to family disputes, litigation, and unintended outcomes. 4. Clear Legal Language Prevents Family Conflict A properly drafted will eliminates confusion by clearly defining beneficiaries, distributions, responsibilities, and contingency plans. 5. Estate Planning Should Be Based on Life Stage, Not Age Ford argues that estate planning becomes important when people begin accumulating assets such as: Homes Vehicles Retirement accounts Brokerage accounts Savings The need for a plan is determined more by responsibilities and assets than by age. 6. Communication Is Critical After a Death Many estate disputes begin because family members grieve differently and have different expectations about property, money, and responsibilities. 7. A Good Estate Plan Protects Family Relationships When instructions are clearly documented, families spend less time arguing about intentions and more time focusing on healing. 8. Executors Have Serious Legal Responsibilities An executor is responsible for managing and settling an estate, but cannot legally act until approved by a court. Executors must: Treat beneficiaries fairly Account for all assets Distribute assets according to the law and the will Avoid conflicts of interest 9. Trusts and Wills Serve Different Purposes A trust can be used to transfer assets during a person's lifetime and may help avoid probate in certain states where the probate process is costly and complicated. 10. Estate Planning Is More Than a Will A complete estate plan may include: A will A trust Medical powers of attorney Financial powers of attorney Guardianship planning Asset protection strategies 11. Family Structure Matters Blended families, multiple marriages, children from different relationships, and out-of-state property ownership often require more sophisticated estate planning. 12. Planning for Incapacity Is Equally Important Ford emphasizes that estate planning also addresses what happens if someone becomes unable to make their own medical or financial decisions before death. Notable Quotes On Estate Planning "Estate planning is really what happens if I die, making a plan for your death and what happens after you're gone." On Handwritten Wills "While the handwritten will may be an option, it's usually not the best option." On Legal Guidance "A lawyer would put in the verbiage to make sure there is not that ambiguity." On Why People Avoid Wills "A lot of people have not wanted to talk about these issues because they don't really want to talk about dying." On Planning Ahead "Not thinking about it doesn't mean it's not going to happen." On Timing "It's more of a position-in-life issue and not more about an age issue." On Estate Administration "The executor can't take money and spend it on themselves when it's supposed to go to the others." On Family Conflict "Communication is a big piece of that." On Good Planning "A good plan and a well-drafted will alleviates a lot of those problems." On Trusts "The trust agreement is going to determine who gets my home rather than my will determining who gets my home." On Estate Planning as a Whole "Estate planning is a more holistic view about all of these issues." On Powers of Attorney "We need powers of attorney if you become incapacitated before you die." Bottom Line Don Ford's central message is that estate planning is an act of protection, not simply a legal exercise. A properly structured estate plan helps preserve assets, reduce family conflict, ensure personal wishes are honored, and prepare for both death and incapacity. The interview serves as a reminder that waiting too long to create a will, trust, or estate plan can leave loved ones facing unnecessary stress, confusion, and costly legal challenges. #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Don Ford. A board-certified probate and estate attorney and managing partner of Ford Bergner LLP. The conversation focuses on the importance of estate planning, wills, trusts, probate, executors, and family dynamics that often arise after the death of a loved one. Ford provides practical guidance on how individuals can protect their assets, reduce family conflict, and ensure their wishes are properly carried out through legally sound estate planning. Throughout the interview, he emphasizes that estate planning is not just for the wealthy but for anyone who owns assets or has loved ones they want to protect. Purpose of the Interview The interview was designed to: Educate listeners about wills, trusts, and estate planning. Explain the legal differences between financial planning and estate planning. Help families avoid disputes and costly probate issues. Clarify common misconceptions about handwritten wills and DIY estate documents. Encourage individuals to create estate plans before a crisis occurs. Highlight the importance of planning for incapacity as well as death. Key Takeaways 1. Estate Planning Is Different from Financial Planning Ford explains that financial planners focus on growing wealth, while estate planning focuses on what happens to your assets if you die or become incapacitated. 2. Most Americans Don't Have a Will According to Ford, approximately two-thirds of Americans do not have a will, often because they avoid thinking about death, worry about legal costs, or struggle with difficult family decisions. 3. DIY Wills Can Create Major Problems While some states allow handwritten wills, poorly written documents often create ambiguity that leads to family disputes, litigation, and unintended outcomes. 4. Clear Legal Language Prevents Family Conflict A properly drafted will eliminates confusion by clearly defining beneficiaries, distributions, responsibilities, and contingency plans. 5. Estate Planning Should Be Based on Life Stage, Not Age Ford argues that estate planning becomes important when people begin accumulating assets such as: Homes Vehicles Retirement accounts Brokerage accounts Savings The need for a plan is determined more by responsibilities and assets than by age. 6. Communication Is Critical After a Death Many estate disputes begin because family members grieve differently and have different expectations about property, money, and responsibilities. 7. A Good Estate Plan Protects Family Relationships When instructions are clearly documented, families spend less time arguing about intentions and more time focusing on healing. 8. Executors Have Serious Legal Responsibilities An executor is responsible for managing and settling an estate, but cannot legally act until approved by a court. Executors must: Treat beneficiaries fairly Account for all assets Distribute assets according to the law and the will Avoid conflicts of interest 9. Trusts and Wills Serve Different Purposes A trust can be used to transfer assets during a person's lifetime and may help avoid probate in certain states where the probate process is costly and complicated. 10. Estate Planning Is More Than a Will A complete estate plan may include: A will A trust Medical powers of attorney Financial powers of attorney Guardianship planning Asset protection strategies 11. Family Structure Matters Blended families, multiple marriages, children from different relationships, and out-of-state property ownership often require more sophisticated estate planning. 12. Planning for Incapacity Is Equally Important Ford emphasizes that estate planning also addresses what happens if someone becomes unable to make their own medical or financial decisions before death. Notable Quotes On Estate Planning "Estate planning is really what happens if I die, making a plan for your death and what happens after you're gone." On Handwritten Wills "While the handwritten will may be an option, it's usually not the best option." On Legal Guidance "A lawyer would put in the verbiage to make sure there is not that ambiguity." On Why People Avoid Wills "A lot of people have not wanted to talk about these issues because they don't really want to talk about dying." On Planning Ahead "Not thinking about it doesn't mean it's not going to happen." On Timing "It's more of a position-in-life issue and not more about an age issue." On Estate Administration "The executor can't take money and spend it on themselves when it's supposed to go to the others." On Family Conflict "Communication is a big piece of that." On Good Planning "A good plan and a well-drafted will alleviates a lot of those problems." On Trusts "The trust agreement is going to determine who gets my home rather than my will determining who gets my home." On Estate Planning as a Whole "Estate planning is a more holistic view about all of these issues." On Powers of Attorney "We need powers of attorney if you become incapacitated before you die." Bottom Line Don Ford's central message is that estate planning is an act of protection, not simply a legal exercise. A properly structured estate plan helps preserve assets, reduce family conflict, ensure personal wishes are honored, and prepare for both death and incapacity. The interview serves as a reminder that waiting too long to create a will, trust, or estate plan can leave loved ones facing unnecessary stress, confusion, and costly legal challenges. #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Don Ford. A board-certified probate and estate attorney and managing partner of Ford Bergner LLP. The conversation focuses on the importance of estate planning, wills, trusts, probate, executors, and family dynamics that often arise after the death of a loved one. Ford provides practical guidance on how individuals can protect their assets, reduce family conflict, and ensure their wishes are properly carried out through legally sound estate planning. Throughout the interview, he emphasizes that estate planning is not just for the wealthy but for anyone who owns assets or has loved ones they want to protect. Purpose of the Interview The interview was designed to: Educate listeners about wills, trusts, and estate planning. Explain the legal differences between financial planning and estate planning. Help families avoid disputes and costly probate issues. Clarify common misconceptions about handwritten wills and DIY estate documents. Encourage individuals to create estate plans before a crisis occurs. Highlight the importance of planning for incapacity as well as death. Key Takeaways 1. Estate Planning Is Different from Financial Planning Ford explains that financial planners focus on growing wealth, while estate planning focuses on what happens to your assets if you die or become incapacitated. 2. Most Americans Don't Have a Will According to Ford, approximately two-thirds of Americans do not have a will, often because they avoid thinking about death, worry about legal costs, or struggle with difficult family decisions. 3. DIY Wills Can Create Major Problems While some states allow handwritten wills, poorly written documents often create ambiguity that leads to family disputes, litigation, and unintended outcomes. 4. Clear Legal Language Prevents Family Conflict A properly drafted will eliminates confusion by clearly defining beneficiaries, distributions, responsibilities, and contingency plans. 5. Estate Planning Should Be Based on Life Stage, Not Age Ford argues that estate planning becomes important when people begin accumulating assets such as: Homes Vehicles Retirement accounts Brokerage accounts Savings The need for a plan is determined more by responsibilities and assets than by age. 6. Communication Is Critical After a Death Many estate disputes begin because family members grieve differently and have different expectations about property, money, and responsibilities. 7. A Good Estate Plan Protects Family Relationships When instructions are clearly documented, families spend less time arguing about intentions and more time focusing on healing. 8. Executors Have Serious Legal Responsibilities An executor is responsible for managing and settling an estate, but cannot legally act until approved by a court. Executors must: Treat beneficiaries fairly Account for all assets Distribute assets according to the law and the will Avoid conflicts of interest 9. Trusts and Wills Serve Different Purposes A trust can be used to transfer assets during a person's lifetime and may help avoid probate in certain states where the probate process is costly and complicated. 10. Estate Planning Is More Than a Will A complete estate plan may include: A will A trust Medical powers of attorney Financial powers of attorney Guardianship planning Asset protection strategies 11. Family Structure Matters Blended families, multiple marriages, children from different relationships, and out-of-state property ownership often require more sophisticated estate planning. 12. Planning for Incapacity Is Equally Important Ford emphasizes that estate planning also addresses what happens if someone becomes unable to make their own medical or financial decisions before death. Notable Quotes On Estate Planning "Estate planning is really what happens if I die, making a plan for your death and what happens after you're gone." On Handwritten Wills "While the handwritten will may be an option, it's usually not the best option." On Legal Guidance "A lawyer would put in the verbiage to make sure there is not that ambiguity." On Why People Avoid Wills "A lot of people have not wanted to talk about these issues because they don't really want to talk about dying." On Planning Ahead "Not thinking about it doesn't mean it's not going to happen." On Timing "It's more of a position-in-life issue and not more about an age issue." On Estate Administration "The executor can't take money and spend it on themselves when it's supposed to go to the others." On Family Conflict "Communication is a big piece of that." On Good Planning "A good plan and a well-drafted will alleviates a lot of those problems." On Trusts "The trust agreement is going to determine who gets my home rather than my will determining who gets my home." On Estate Planning as a Whole "Estate planning is a more holistic view about all of these issues." On Powers of Attorney "We need powers of attorney if you become incapacitated before you die." Bottom Line Don Ford's central message is that estate planning is an act of protection, not simply a legal exercise. A properly structured estate plan helps preserve assets, reduce family conflict, ensure personal wishes are honored, and prepare for both death and incapacity. The interview serves as a reminder that waiting too long to create a will, trust, or estate plan can leave loved ones facing unnecessary stress, confusion, and costly legal challenges. #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Nick and Jonathan talk about the idea that Deshaun Watson is starting the season simply because he trusts and listens to Todd Monken more.

Yesterday I went to a Bastrop City Council workshop because Flock cameras were on the agenda. Was the first time I've engaged a local or state government in a LONG time. It was a packed house. The council said it was the most people they'd ever had at one of these workshops. Person after person got up to speak against Flock. Exactly one person registered in favor, and they didn't even speak. I got the chance to speak twice during citizens communication, and I'm playing both of those videos on today's show. Here's what most people don't realize about these cameras. According to the DeFlock website there are around 30 Flock cameras in Bastrop, and only 12 of them are actually controlled by the Bastrop Police Department. And "controlled" is doing a lot of work in that sentence, because cities don't own these things. They lease them from Flock. All the data flows up to Flock, and Flock uses it to train their AI models. On today's show: The full footage of both times I addressed the council What actually happened in that room and what the police chief had to say My honest take on engaging at the local level, when it's worth your energy and when it isn't How to push back on Flock in your own town And the exit and build solutions that matter more than any of it Also this week: Tomorrow at 12:00 pm Central we're going live for the free Trifecta Effect webinar with Sacred Honor Educational Fellowship. Trusts, private membership associations, and ministries, and how they fit together. https://divinepma.com/trifecta  And if you're planning to come to Exit & Build 6, now is the time. Ticket prices go up August 31st at midnight. November 5th through 8th at Sovereignty Ranch in Bandera, Texas. https://exitandbuild.com 

Ryan Pineda and Brian Davila sit down with Gene Boykin to break down how wealthy entrepreneurs and investors use trusts, LLCs, and layered legal structures to protect their assets, maintain privacy, and build generational wealth.⁣⁣Connect with Gene - ⁣https://thegogetterfamily.com⁣https://www.instagram.com/thegogetterfamily_/⁣https://linktr.ee/thegogetterfamily⁣⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters:⁣00:00 - How the Wealthiest Hide Assets⁣00:35 - Types of Trusts⁣05:24 - Land Trusts vs LLCs⁣15:00 - Hiding Assets With Trusts⁣19:00 - Property Transfers & Taxes⁣22:00 - Lawsuits & Asset Protection⁣30:01 - Surprise Lien Derails Sale⁣31:51 - Asset Segregation⁣34:30 - Building Generational Wealth⁣45:03 - Trusts, Control & Divorce⁣48:00 - Tax-Advantaged Trusts⁣51:57 - Medicaid, LLCs & Protection⁣1:00:07 - Public Records & Net Worth⁣1:05:58 - Trusts, Loans & Collateral⁣1:09:47 - Gene's Business Journey⁣1:15:15 - Trust Storage & Real Estate

Delphine Bryant came to America from Africa in 1998 without even having a place to stay.She worked as a live-in nanny, cleaned houses, worked in a nursing home for $5.75 an hour, picked up shifts at Church's Chicken, braided hair on the weekends, and worked seven days a week.She eventually saved as much as $80,000—then lost the money after opening a beauty supply store without understanding one of the most important rules in business: location.But that loss wasn't the end of her story.Delphine became a nurse, entered real estate, learned how to use cash-out refinancing to acquire additional properties and says that within 14 months, she had made her first $1 million. Today, Delphine has built a real estate portfolio of more than 216 properties, developed hundreds of luxury homes, and created a family operation focused on generational wealth. Her eldest son is a licensed real estate agent and general contractor, her 20-year-old son earned his real estate license at 18 while studying architecture, and her youngest is studying residential construction. In this episode of Inside the Vault, Ash Cash sits down with Delphine and her three sons to unpack the mindset and strategy behind building a family dynasty.They discuss surviving breast cancer and divorce, forgiveness, faith, transitioning from nursing into development, paying $40,000 to learn land subdivision, using assets to pay for liabilities, protecting wealth through LLCs and trusts, teaching children financial discipline, building luxury homes for celebrity and athlete clients, and why Delphine focuses on owning houses instead of chasing a specific net-worth number.Delphine also explains why some of her properties are completely paid off, how she teaches her sons to think about loans and exit strategies, and why knowledge—not just money—is what truly creates generational wealth. Learn more about Delphine: Instagram: @delphinebryant NickAndBrothers.comInside the Vault: @insidethevault InsideTheVaultShow.comHost: @iamashcash IAmAshCash.comABUNDANCE IS YOUR BIRTHRIGHT.Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:TheAbundanceCommunity.comTIMESTAMPS00:00 – Generational wealth starts with knowledge 02:12 – Welcome to Inside the Vault 03:03 – Building a family dynasty 06:17 – Meet Delphine Bryant and her sons 06:29 – Coming to America with nowhere to stay 06:53 – Working for $5.75 an hour 07:13 – Meet Yanik, Joshua & Caleb 09:40 – From survival mode to multimillionaire 10:47 – Cleaning houses and saving $80K 11:49 – Losing her savings in her first business 12:14 – Becoming a nurse 13:36 – Her brother introduces her to real estate 13:53 – Learning cash-out refinancing 14:08 – Making $1 million in 14 months 14:34 – Cancer, divorce & fighting to survive 16:19 – Why forgiveness changed her life 18:47 – Becoming cancer-free 19:14 – Meeting the builder who changed everything 20:00 – Paying $40K to learn land development 20:18 – Retiring from nursing to build houses 20:31 – Teaching her son real estate at 18 21:09 – Her sons remember her cancer battle 23:27 – Building generational wealth intentionally 23:55 – Let the property pay for the luxury car 24:13 – Trusts, LLCs & protecting assets 26:01 – Integrity, money & attracting opportunities 27:19 – Knowledge before investing 27:45 – Loans, numbers & exit strategies 28:06 – Nearly 80 properties paid off 28:26 – Why her sons don't touch their real estate money 29:19 – What wealth means to her sons 34:02 – How do you attract millions? 34:10 – Mindset, environment & investing 36:26 – Stop competing and the money comes 37:43 – Faith during the storm 45:42 – Breaking into luxury development 46:16 – Her first luxury property 47:28 – Building homes for celebrities & athletes 48:48 – Staying humble around wealth and fame 49:26 – Buying subdivisions and naming them after her kids 50:30 – Why she doesn't chase $10M or $20M 53:43 – What legacy does the family want to leave? 55:09 – Her sons share their vision 57:39 – Handling jealousy and negativity 1:05:01 – Delphine's real estate mentorship 1:05:56 – Her 8-week development program 1:06:55 – How to connect with Delphine 1:07:16 – Final message to the audience 1:08:55 – Words of wisdom from her sons 1:11:00 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Estate planning attorney Brittany Cook helps people get their legal affairs in order before they die, and in this episode she and Sarah dig into everything you need to know about wills, trusts, powers of attorney, executors, and why it's never a "set it and forget it" exercise. Brittany breaks down what happens when someone dies without a plan, why communicating your wishes matters just as much as the paperwork itself, and how to manage who gets access to your online accounts after you're gone. Brittany also shares tips for actually starting these conversations, and the three most important things you can do — right now — to protect your loved ones.

THE THING (1982) spent years stuck in development as John Carpenter transitioned from low-budget indie successes to his first major studio feature. This episode covers the project's long development history, discarded script drafts from Tobe Hooper and others, Bill Lancaster's script construction, and the tense ensemble rehearsals that left the entire cast deeply paranoid before cameras even rolled. Want the full story without the wait? CinemaShock+ members get extended, ad-free episodes that combine every part into one seamless listen — plus bonus content you won't hear anywhere else. Join at cinemashock.net/plus. CINEMA SHOCK ASSOCIATE PRODUCERS: Andy Lancaster | asotirov | Benjamin Turpin | Benjamin Yates | Capiapoa | courtland ashley | curtcake5k | Dick Jones | Elton Novara | Interzone78 | Jackson_Baker | JoeyP | John sweet bussy Greaney | KDurden | Lucy Lawson | MagicBloat | mcdudely | Nate Izod | Princess Krishna Kali | RockGokd | shadowcut | Tim G | triplr1478 Theme Song: "There's Still a Little Bit of Time, If We Hurry and I Mean Hurry" by Slasher Film Festival Strategy. This episode was written, produced and edited by Gary Horne & Justin Bishop. Image: "Portrait of John Carpenter.jpg" by Kyle Cassidy, licensed under CC BY-SA 4.0. Modified from original. This derivative work is also licensed under CC BY-SA 4.0. For episode archives, merch, show notes, and more, visit cinemashock.net

Stephen Grootes speaks to Home Affairs Minister Leon Schreiber about the launch of South Africa’s new Electronic Travel Authorisation (ETA) platform, its potential impact on tourism and visitor arrivals, and how digital solutions can help streamline travel into the country. In other interviews, Steven Powell, Head of ENS’ Forensics practice talks about why trusts present a heightened money-laundering risk and how South Africa is moving to close regulatory gaps in the way they are structured and overseen. The proposed changes require the Chief Master of the High Court to conduct regular risk assessments of trusts, while trustees face stronger financial reporting and record-keeping obligations. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Steven Powell, Head of Forensics Practice at ENS, about why trusts present a heightened money-laundering risk and how South Africa is moving to close regulatory gaps in the way they are structured and overseen. The proposed changes require the Chief Master of the High Court to conduct regular risk assessments of trusts, while trustees face stronger financial reporting and record-keeping obligations. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Thousands of retirees relocate every year looking for lower taxes, a lower cost of living, better weather, or to be closer to family.In this episode, Kevin sits down with estate planning attorney and financial advisor Ryan Smith to discuss the estate planning issues that many retirees overlook after relocating. From wills and trusts to powers of attorney, healthcare directives, probate laws, and beneficiary designations, they explain what should be reviewed when you establish residency in a new state.While this conversation focuses on retirees relocating during retirement, the same planning considerations will apply to just about any retiree.In this episode, you'll learn:Why moving to another state can impact your estate plan Which legal documents should be reviewed after relocating Tennessee-specific estate planning considerations Common mistakes retirees make when changing residency Practical steps to protect your family and your legacy Making life easier for your fiduciary relationships and beneficiariesWhether you're moving for family, lower taxes, or a better retirement lifestyle, this episode will help you avoid costly planning mistakes before they're discovered when it's too late.Connect with Ryan Smith here:Next Frontier Estate PlanningFacebook

Day 3 | A Heart That TrustsTrust in the Lord with all your heart,and do not lean on your own understanding. In all your ways acknowledge him,and he will make straight your paths. Proverbs 3:5-6Take a few quiet minutes, press play, and pray along with us as we continue Hearts Prepared, our 21-day journey of Scripture, prayer, and worship.Together, we are intentionally seeking the Lord and asking Him to prepare our hearts for everything He desires to do in us and through us.Find each day's prayer and follow the full Hearts Prepared journey here:Website:https://www.forwardchurchfamily.com/hearts-preparedPodcast:https://forwardchurch.buzzsprout.comFacebook:https://www.facebook.com/forwardchurchinInstagramhttps://www.instagram.com/forwardchurchin

Today's guest will join the Restaurant Unstoppable Network for a live Q+A on August 24th, 2026 at 11AM EST. To join us and engage with all our guests and events, go to restaurantunstoppable.com/live -OR- to just catch today's guest, head over to restaurantunstoppable.com/cwe and we will get you a link to join that specific event for FREE! Kathy Terry co-founded P. Terry's with her husband, Patrick Terry, in 2005, opening the first location in Austin, Texas. Known as the company's guiding conscience, she helped shape the brand's mission around quality food, exceptional service, and community-minded philanthropy. Today, P. Terry's operates 38 locations across Texas. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: - https://www.hermetic.ai/ Hermetic.ai Private event leads die in inboxes every day. Mia fixes that. She's an AI agent that responds within seconds, handles the back-and-forth, and fills your event calendar — automatically. Fully integrated in under 10 minutes. Head to hermetic.ai and put her to work. - Hotshift - Hotshift is the all-in-one tool built by a restaurant owner, for restaurant owners. Scheduling, hiring, training, reviews — one roof, one login. Plusreal-time labor cost forecasting before the shift ever starts. Head to hotshift.pro/unstoppable. - Restaurant Technologies — the leader in automated cooking oil management. Their Total Oil Management solution is an end-to-end closed loop automated system that delivers, monitors, filters, collects, and recycles your cooking oil eliminating one of the dirtiest jobs in the kitchen.. Automate your oil and elevate your kitchen by visiting rti-inc.com or call 888-779-5314 to get started! - US Foods - Running a restaurant takes MORE than great food – it takes reliable deliveries, quality products and smart tools built for foodservice. Restaurant Unstoppable listeners get a free business bundle when they become a US Foods customer.  Visit usfoods.com/unstoppable. - Guest contact info:  LinkedIn: https://www.linkedin.com/in/kathy-terry-atx/ Thanks for listening! Rate the podcast, subscribe, and share! 

In today's episode of Built For Life Not Just Wealth, Ryan Burklo and Alex Collins discuss the importance of estate planning, passing down values, and how to align your estate plan with your family's goals. They explore how to create meaningful legacies beyond just financial inheritance, emphasizing the role of intentional communication in shaping a family's future. The conversation also highlights why a well-designed estate plan should reflect not only what you want to leave behind, but also the values and purpose you hope will carry forward for generations.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #EstatePlanning #Inheritance #FamilyValues #Legacy #FinancialLiteracy #Trusts #Wills #WealthTransfer #FamilyConversations   Takeaways The greatest inheritance is who your children become, not just what they receive. Estate planning is about what you want your money to accomplish, not just the amount. Having open family conversations about estate plans prevents conflicts and misunderstandings. Trusts can be used to set guardrails and protect assets from divorce or misuse. Teaching kids financial literacy and values is a crucial part of estate planning.   Chapters 00:00 Introduction: The Purpose of Estate Planning 02:07 Why Parents Leave Inheritance: Protection and Security 04:14 What Do You Want Your Money to Accomplish? 07:08 The Role of Trusts and Wills in Estate Planning 09:55 Teaching Values and Financial Literacy to Kids 13:03 The Importance of Family Conversations 17:04 Common Pitfalls and How to Avoid Family Conflicts 20:01 Final Questions: Are You Prepared? 21:01 Closing Remarks: Legacy Is Who They Become

From accountant to private trust architect — Shanna Faye breaks down how she uses trusts, offshore structuring, and crypto privacy tools to help people become the steward, not the extractor, of their own wealth.Shanna combines 30+ years in accounting, business consulting, and portfolio management with a naturopathic doctorate in alternative healing.In this episode she and Oto go deep on private trusts, ownership vs. stewardship, tax avoidance vs. evasion, crypto privacy strategies, and why she believes health and wealth are the same conversation.04:55 — Private trust vs. statutory trust: how Shanna found the difference11:55 — Ownership vs. stewardship, explained16:55 — Is there a one-size-fits-all trust structure?17:55 — Panama Foundation vs. corporation: structuring compared19:55 — Palau ID, alternate residencies & citizenship options24:55 — Crypto + trusts: cold wallets, Rocket Exchange, Panama27:55 — Tax avoidance vs. evasion — the real difference29:55 — The 1031 like-kind exchange loophole for crypto31:55 — The CBDC/FISA 702 bill nobody's talking about34:55 — Staying liquid in an uncertain system36:55 — Is AI good or bad? Shanna's honest take40:55 — Why there's no wealth without health44:55 — Community, tribes, and the toroidal field47:55 — Catherine Austin Fitts: "relationships are the future currency"48:55 — What the future monetary system could look like51:55 — Arcium: the encryption layer working with Solana53:55 — Shanna's services, strategy sessions & offers56:55 — Join the Friday Lives / Free Academy57:55 — Final message: you're responsible for your life

We dive deep into the realities of launching a solo practice, focusing on:The Power of Community: How Andy and his peers turned forced networking into a vibrant, informal monthly meetup that balances shop talk with genuine friendship.Entrepreneurial Lawyering: Why the "best days" in his practice have nothing to do with billable hours and everything to do with curiosity, human connection, and having zero ego.Hunting vs. Farming: How he approaches business development—balancing visibility with authentic relationship-building.The Listening Approach: Why success in estate planning isn't about selling documents; it's about reading people, building trust, and acting as a dedicated human advisor rather than a transaction-focused service provider.Join us for a conversation on de-optimizing the grind and rediscovering the "old school" value of being the family lawyer who actually cares about the family.About AndyAndy has been passionate about the law for many years. During an extended career with the federal government, he began pursuing his dream of becoming a practicing attorney. Andy graduated cum laude from Mitchell Hamline School of Law in Saint Paul, Minnesota, and served as an Associate on the Mitchell Hamline Law Review. He earned his bachelor's degree in business finance from Liberty University in Lynchburg, Virginia.Andy's practice consists primarily of Estate Planning, Estate Administration, Wills and Trusts, and Conservatorships/Guardianships. In his estate planning, he works with individuals, couples, and families to develop comprehensive and efficient estate plans through wills, trusts, incapacity instruments, and other related documents. Andy also works with those suffering from the loss of a loved one to smoothly and cost-effectively navigate the administration of an estate through the probate system or by providing counsel to trustees.Additionally, his experience provides him with insights into the financial decisions, social work, and life care plans associated with guardianships and conservatorships. This background informs his personalized service and compassionate approach to family legal matters. Andy is professional yet approachable and is full of positive energy when it comes to helping his clients.A dedicated member of the legal community, Andy serves as a Governing Council Member of the Minnesota State Bar Association Probate & Trust Law Section. He is a recognized "North Star Lawyer," having donated over 50 hours of pro bono service annually to programs such as the Minnesota State Bar Association Wills for Heroes Program and the Probate Advice Clinic. Licensed in Minnesota and North Carolina, Andy lives in Minneapolis with his wife, Jessica, and their three cats. Outside the office, he enjoys running and bike rides.⁠https://www.andygregorylaw.com/

Join us on October 8–9, 2026, at the M Resort and Casino in Las Vegas for the first-ever Passive Income Pilots Conference. Learn how to build smarter wealth beyond the cockpit - https://www.passiveincomepilots.com/pip-conference Tait Duryea and Ryan Gibson sit down with Adam Kintigh of Nevada Corporate Headquarters to explain how pilots and investors can use LLCs, trusts, and business entities more effectively. They discuss why forming an LLC is only the first step, the risks of commingling funds and poor recordkeeping, and when separate entities may make sense for rentals, investments, and active businesses. Adam also shares practical ways to keep compliance simple while building stronger asset protection.Adam Kintigh is a Senior Coach at Nevada Corporate Headquarters, where he helps business owners and investors structure entities, protect assets, and maintain proper compliance. With 25 years of experience, including more than 18 years with NCH, Adam works alongside legal, tax, estate-planning, and business-credit professionals to help clients build practical entity strategies.Show notes:(0:00) Passive Income Pilots Conference announcement: https://www.passiveincomepilots.com/pip-conference (3:54) A costly corporate recordkeeping mistake(6:34) Corporate formalities and LLC structures(9:31) Why DIY LLCs create risk(12:34) What an LLC actually protects(14:23) LLCs versus S-corps for investors(23:25) Records, resolutions, and meeting minutes(25:34) Keeping multiple entities manageable(28:30) Compliance for S-corps and C-corps(32:29) Asset protection for three investor levels(40:08) Partnerships, short-term rentals, and K-1s(48:13) OutroConnect with Adam Kintigh:Website: https://nchinc.com Email Adam at: adam@nchinc.com and mention Passive Income Pilots to get started.NCH Consultation Phone: 1-800-508-1729 Learn more about: NCH Consultation for Passive Income Pilots Investors: https://calendly.com/nchconsultation/nch-consultation-for-pipp?month=2025-12 If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

Attorney who does Wills & Trusts.

When the Title Changes but the Authority Doesn't: Family Business Succession with Paul Edelman Most family business succession plans fail not because the legal structure is wrong, but because authority never actually moves. In this episode of Wealth Actually, Frazer Rice talks with Paul Edelman, PhD of Edelman & Associates about how to tell the difference between a real handoff and a cosmetic one. Edelman unbundles succession into six separate questions, explains the three behavioral tells that reveal who is really in charge, draws a hard line between a legitimate safeguard and an open-ended veto, and makes the case that agreement from a family is not the same thing as ownership of a decision. https://youtu.be/p2KCsftvM74 Key Takeaways Succession is not one decision — it is at least six. Who gets the economic benefit of ownership, who votes the shares, who appoints and removes directors, who runs operations, who receives what information, and who retains informal influence after formal authority ends. Watch behavior, not titles. Compensation changes and org charts are easy to read and easy to fake. How decisions actually get made — and whether they get reversed — is the real signal. Three tells that authority hasn't moved: the next management layer still routes real decisions to the founder; the successor has never had a disputed call stand; and in a genuine crisis, the founder is the one who walks into the room. Speed is not the test. A five-year transition can be disciplined development; a six-month transition can be denial with a deadline. The test is whether milestones and readiness criteria are observable and stable, or whether the goalposts keep moving. “Not ready” is not a concern — it is a placeholder. If a founder cannot restate it in specific, testable terms, the obstacle is emotional rather than substantive, and it needs a different path. Advisor impatience often masquerades as clarity. When you catch yourself thinking “why can't they just do this,” ask whose timeline is actually being served — the family's, or your need to close the file. A safeguard is bounded; a veto is not. Reserve specific extraordinary decisions with defined scope, thresholds, triggers, evidence, and duration. “The successor is in charge unless the founder feels uncomfortable” is an undefined operational veto. Agreement is not ownership. A family can be outvoted and formally agree while owning nothing. Ownership comes from having weighed the trade-offs and the implications of each option in the room. Timestamps [00:00] Cold open — why “he's just not ready” is untestable [01:05] Welcome: founders at the sell-or-transfer crossroads [01:48] Unbundling succession into six separate questions [02:23] Running a diagnostic on where the founder actually is [03:00] Watch behavior, not titles — and what the CFO tells you [04:00] Decision reversals and the second-guessing test [05:00] The crisis test: who owns the emergency [05:36] Fast handoff vs. staged succession and prolonged ambiguity [06:10] Milestones that show it's working — and goalposts that keep moving [08:00] Inside vs. outside successors and family dynamics [08:54] Competing heirs and the outside CEO as bridge or avoidance [09:47] Reading resistance: making “not ready” addressable [11:10] The advisory ecosystem's frustration with stalled progress [12:16] Whose timeline is being served? [13:31] Push, pause, or reframe — the art and science of advising [15:00] When to change the forum, the decision rights, or bring in a facilitator [15:36] Safeguards vs. vetoes and the trap doors founders build [17:37] Board composition: independence vs. familiarity [20:00] Restructuring boards to create seats for new expertise [20:54] Income-dependent family members vs. growth-minded owners [21:34] Agreement is not ownership: dividends vs. reinvestment [23:31] Matching complexity to the outcomes you need [25:00] Communicating decisions to people who weren't in the room [25:26] How to reach Paul Edelman [25:46] The Edelman–Shenkman trilogy for estate planning attorneys [29:19] Close Pull Quotes “If the CFO briefs the new successor CEO and then confirms things with Dad, then the org chart is not telling the real story.” — Paul Edelman “To have authority when things are going well is fine. But the person who owns the crisis is the one who's really owning the leadership.” — Paul Edelman “A safeguard should be limited, explicit, and connected to some extraordinary risk. A veto is an ongoing ability to stop or reverse any old ordinary decision.” — Paul Edelman “Just because there's an agreement in name doesn't mean there's ownership of the decision.” — Paul Edelman About the Guest Paul Edelman, PhD is a coach, facilitator, and mentor at Edelman & Associates, where he works with family enterprise and family office leaders on decisions that cannot be delegated. He holds a PhD in developmental psychology from Harvard University and a BS in physics from MIT, and serves as faculty at The UHNW Institute and the Bertarelli Institute for Family Entrepreneurship at Babson College. Contact Paul Edelman Email: paul@edelmancoaching.com Website: edelmancoaching.com (contact form on site) LinkedIn: linkedin.com/in/pauledelman The Edelman & Shenkman Trilogy Paul and Martin M. “Marty” Shenkman, CPA, MBA, JD, PFS, AEP (Distinguished), of Shenkman Tietz, have written a three-part series aimed at estate planning attorneys: Simplicity and its trade-offs — When Clients Ask for a Simple Estate Plan, WealthManagement.com / Trusts & Estates, July 8, 2026. The language of estate planning conversations — published in Steve Leimberg's LISI Estate Planning Newsletter (subscriber archive). Beneficiary education — forthcoming October 2026, expected in Estate Planning. Paul's running author archive: wealthmanagement.com/author/paul-edelman More from Paul Edelman Approval Is Not Ownership: Helping Family Office Investment Decisions Hold Under Pressure — Family Wealth Report, July 1, 2026 How Families Can Override Emotions to Make Better Judgments — Family Business Magazine, April 9, 2026 Lessons For Families And Their Advisors From A Hit TV Series — Family Wealth Report, February 24, 2026 Stronger Family Bonds and Better Strategic Decisions — FFI Practitioner, January 20, 2026 Frequently Asked Questions What are the six questions a family business succession decision should be broken into?Who receives the economic benefit of ownership; who votes the shares; who appoints and removes directors; who runs the company operationally; who receives what information; and who continues to hold influence after formal authority ends. Bundling these into a single “handoff” decision is what creates ambiguity. How can you tell whether authority has really transferred to a successor?Watch three behaviors. First, where the next management layer goes for real decisions — employees are excellent at reading where power actually lives. Second, whether the successor has ever made a call the founder disagreed with and had it stand. Third, the crisis test: when a covenant breaks or a key employee leaves, who walks into the room and who gets briefed afterward. Is a fast succession better than a gradual one?Speed itself is not the test. A five-year transition can represent disciplined development, and a six-month transition can be avoidance followed by an arbitrary deadline. What matters is whether responsibility moves against observable milestones, whether the successor learns from outcomes instead of being rescued, and whether readiness criteria stay fixed rather than shifting each time the successor advances. What is the difference between a safeguard and a veto?A safeguard is limited, explicit, and tied to extraordinary risk — selling the company, debt above a threshold, issuing new equity, changing core strategy, or related-party transactions — with defined scope, thresholds, process, duration, trigger, evidence, and who decides. A veto is an ongoing ability to stop or reverse ordinary decisions. If the founder can intervene whenever they feel uncomfortable, that is an undefined operational veto. How should advisors handle their own frustration with a stalled family?Notice that impatience often feels like clarity. When you think “I see exactly what they need to do, why can't they just do it,” that is often the moment to slow down and ask whose timeline is being served — whether the ambiguity is genuinely damaging the company, or whether the recommendation mainly closes the case and relieves the advisor's discomfort with uncertainty. What makes an independent director genuinely independent in a family company?The ability to exercise business judgment and fiduciary duty free from undue family influence or loyalty to a particular branch. A director who is the founder's golfing buddy or tied to one family faction will struggle to deliver the value independence is supposed to provide. Why isn't agreement good enough?Because agreement in name is not ownership. A family branch can be outvoted, formally accept the outcome, and still feel no responsibility for it. Ownership comes from working through the trade-offs — what each option makes better and worse — so participants can say they helped weigh the considerations even if the result was not their first choice. Full Transcript [00:00] Paul Edelman: The resistance often takes the form of some sort of concern that is stated like, for example, the most general concern that people will say is, well, he or she, the likely successor, is just not ready. But that phrase “not ready” is at a very high level of generality. It's not specific enough to be testable or to be capable of being satisfied. So the challenge is to work with the founder to help them express their concern in terms that are actually addressable. [00:36] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is neither investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guests. [01:05] Frazer Rice: Welcome aboard, Paul. [01:07] Paul Edelman: Thanks, Frazer. Looking forward to our conversation. [01:09] Frazer Rice: Well, it's important because I deal with a bunch of founders and a bunch of other business owners, families, et cetera, that are trying to make sense out of the concept of passing along the business either to the next generation or deciding to sell it, and all sorts of parts of that tough crossroads that everybody has to go through at some point. And that's really the crux of your practice — to help people with those conversations. [01:34] Paul Edelman: Yes. [01:35] Frazer Rice: So when we're thinking about that and kind of unbundling the decision to pass the business along, when a family wants to talk about that, what are the separate parts of that decision that need to be contemplated? [01:48] Paul Edelman: Well, I see at least six different questions that need to be separated. One is who receives the economic benefit of ownership in the company. Another is who gets to vote the shares. And a third is who appoints and removes the directors. Then there's who runs the company from an operational standpoint, and who receives what information. And then, who continues to have influence even though they may no longer have formal authority. [02:23] Frazer Rice: So once you get into the… it always seems to me to be tough to sort of say, okay, here are six things that have to happen, and that's a lot for somebody to digest in the course of one or two meetings and get the buy-in from all the different constituencies that are interested in what the business is up to. How do you run a diagnostic to understand where a founder is — or generation one — in their own head space, and understanding what control being passed on looks like in summary form on those six different aspects that you brought up? [03:00] Paul Edelman: I think the key thing is to watch behavior more than titles. People often pay a lot of attention to when the titles have shifted or compensation shifts, things like that. But they pay less attention to how decisions are being made and whether those decisions get reversed. So when the title has moved but the authority hasn't moved, you tend to see three different things. First of all, you can see something going on at the next level down in management — not with the founder and successor per se, but with the other executives. You can ask yourself, who do they go to for the real decisions? If the CFO briefs the new successor CEO and then confirms things with Dad, then the org chart is not telling the real story. [04:00] Paul Edelman: Employees are excellent at reading where the actual power lives, because they can't afford to be wrong about that sort of thing. So that's one clue. Another is to look at decision reversals, or what is more commonly called second-guessing. You want to look for whether the successor has made a call that the founder disagreed with. And if so, did it stand, or did it get reversed? If the company is two years into succession and that's never happened, it's possible that the successor is pre-clearing everything with the former CEO and only making decisions that they know will be approved. So in that case, it's not real authority. And a third situation is what you could call a crisis test. [05:00] Paul Edelman: So when something genuinely bad happens — there's a breach of a covenant, or a key employee departs, or a lawsuit — the question is, who do people go to? Who walks into the boardroom and into the decision-making situation, and who ends up getting briefed afterwards? To have authority when things are going well is fine, but the person who owns the crisis is the one who's really owning the leadership, in a sense. [05:36] Frazer Rice: So one of the avenues that I think is interesting, that I read in your materials ahead of time, was the idea that a quick succession oftentimes — and maybe not often, but can be — a better avenue in terms of moving the succession forward, as opposed to having a staged succession where a long period of ruminating and decision-making often perpetuates ambiguity, or even confusion, amongst different constituencies both managerially and ownership-wise. [06:10] Paul Edelman: Speed itself is not the test. You could have a five-year transition that represents disciplined development of the successor, and you could also have a six-month transition that essentially is a denial of what needs to happen, followed by some kind of a deadline. But you certainly don't want to allow things to drift. If the transition is proceeding gradually, you can tell it's working if responsibility and authority are moving according to observable milestones. So the successor is making increasingly consequential decisions. They're learning from the outcomes rather than being rescued by the founder or the prior leader from their mistakes. [07:01] Paul Edelman: They're developing important relationships and they're becoming someone that others rely on. The criteria for readiness also should become clearer over time, and the founder's involvement should change in ways that are recognizable. So that's the ideal. But sometimes a gradual transition represents avoidance, and in those cases you see criteria — sometimes people refer to them as the goalposts — that keep moving. And decisions are repeatedly returned to the founder. Also, each step that the successor takes toward greater authority may be followed by a new reason why the founder feels that they're not ready. So the question that can be asked is: what are the capabilities that the successor is developing, and what specific evidence would demonstrate that? [08:00] Frazer Rice: When you're diagnosing what those capabilities are, as part of that diagnosis, if the successor is inside the family versus outside the family, how do you diagnose whether that is a positive or a negative, in addition to maybe the harder skill sets that are being dealt with? [08:29] Paul Edelman: If the successor is from inside or outside the family, I would say that many of the capabilities needed for leadership are the same. [08:40] Frazer Rice: Yeah, I was going to say — if you run into situations where a family member is capable skill-wise, but there are dynamics issues that have prevented their succession to the throne, essentially. [08:54] Paul Edelman: Sometimes there may be a situation in which you have more than one potential successor and they're in competition with one another, and the family is reluctant to declare a winner. And so one move that can be made in that situation is to essentially bypass the decision by going to the outside to bring in someone. It could be a kind of conflict avoidance mechanism. On the other hand, if no successor is really ready, then sometimes going to the outside can be an interim move. So some companies will hire an external candidate for CEO with the expectation that part of the responsibility will be to develop one of the family members who ultimately may take over. [09:47] Frazer Rice: And so part of your methodology is to read resistance in the room and understand where those pain points are. How does a founder, or generation one, or the successive generations understand what the resistance is? And how do you help them overcome that? [10:02] Paul Edelman: The resistance often takes the form of some sort of concern that is stated like — for example, the most general concern that people say is, well, he or she, the likely successor, is just not ready. But that phrase “not ready” is at a very high level of generality. It's not specific enough to be testable or to be capable of being satisfied. So the challenge is to work with the founder to help them express their concern in terms that are actually addressable. If you try to do that and you're unable to, that's an indication that the concern is less about something specific and addressable, and more about some unpleasant feelings that the founder is experiencing — and that implies a different path for how to address those, or what needs to be done. [11:10] Frazer Rice: For those of us in, let's call it the advisory ecosystem — that can be the wealth manager, or the lawyer, or the accountant, the people who help guide the technical succession issues, whether it's tax planning or trusts and estates or even just the corporate handoff — oftentimes we're presented with situations that just get muddled, and we look at lack of progress with frustration. How does an advisor deal with that, when the instinct and in a sense the business model is to try to push, to get resolution and to get progress on these types of issues? [12:16] Paul Edelman: The signal that I watch for is what that impatience feels like to the advisor. Sometimes it feels like clarity. The advisor says to himself, oh, I see exactly what they need to do — why can't they just do this? And in my experience, that's often the moment when it's helpful for the advisor to slow down. Not because the family should be allowed to delay indefinitely, but because the advisor's own need for resolution may begin to shape what they say and do, and the advice that they give. [13:00] Paul Edelman: One useful check that advisors can use for themselves is to ask whose timeline is being served. There may be a genuine business reason to act — it may be, for example, that the continued ambiguity is hurting the company, or weakening the successor, or leaving employees unsure about who's in charge. But I would also ask myself, and other advisors can ask themselves, whether their recommendation is mainly to help them close the case, or to demonstrate progress, or to relieve their own discomfort with uncertainty. [13:31] Frazer Rice: The concept of — this is really, I guess, the mix of art and science of advising — between push versus pause versus a total restructure or a reframing of the conversation. There's an intersection of, you have to have the technicals down, but then experience in dealing with personalities, experience with dealing with the specific family and situation, and guiding that. [14:15] Frazer Rice: I imagine occasionally you run into situations where, at the intersection between the advisors and the family, they feel stuck. And so then the concept of getting them unstuck — yet there is resistance to maybe bringing in a facilitator to help grease the skids and get the conversation moving again. How do you help that reframing discussion? [14:40] Paul Edelman: I guess the question I would ask is, where do things stand? Has a decision actually been made, or is the obstacle substantive, or is it the process? So when a decision has been reached through a legitimate process and what you see is some sort of executional drag or discomfort, those are the situations where I think it's helpful to hold the boundary. You can acknowledge whatever feelings may be slowing things down, but there's not a need to reopen the decision. [14:55] Paul Edelman: On the other hand, if the discomfort that people are feeling suggests that there's some sort of important concern that hasn't yet been understood, then that's where I would pause. And that pause can involve useful work. You can ask people, what is it you're trying to protect? What are the consequences that you fear? What would need to be true for proceeding to feel responsible rather than reckless? And then there are times when it makes sense to restructure or to add structure. So for example, the choices are pretty clear, but the same conversation keeps recurring and producing the same result. In that case, you want to think in terms of either changing the forum, or clarifying the decision rights, or maybe dividing the issue into smaller decisions, or even bringing someone in to help structure the conversation, like a third-party facilitator. [15:36] Frazer Rice: The handoff ultimately — when the founder, or generation one, has gotten to the point where they're ready to move things along to the next set of operators, the next set of owners — and at the same time, in order to feel safe, they've created some safeguards, or let's call it some trap doors or back doors, to be able to help influence decisions if they feel like things are going in a different direction. How do you think about it so that they don't turn into pain points — maybe regret that turns into a veto power that stymies the succession, even if it's already been decided and put in motion? [16:21] Paul Edelman: Well, I think you put your finger on it. There's a key distinction to be made here between a safeguard and a veto. A safeguard should be limited, explicit, and connected to some extraordinary risk, whereas a veto is kind of an ongoing ability to stop or reverse any old ordinary decision. So when it comes to safeguards, a family might reserve certain kinds of decisions — like selling the company, or taking on debt above a certain level, or issuing new equity, or changing the basic business strategy, or entering into a transaction with a family member. [16:59] Paul Edelman: Those kinds of things can be specified, and the scope, the threshold, the decision process and the duration of the safeguard should be clear — as well as who can invoke that protection, what evidence is required, and who decides whether the trigger has occurred, and so on. So the problems arise when the arrangement is essentially one in which the successor is in charge unless the founder feels uncomfortable. If the founder is allowed to intervene anytime they feel uncomfortable, as opposed to for these specific kinds of reasons, then you're dealing with more of an undefined operational veto. [17:37] Frazer Rice: To that end — boards of directors related to these companies, whether they're private or public, but we're really talking about private in most cases. The constitution of those boards: how involved do you get in that? And what is the importance of independence versus familiarity versus family member input, to act as a go-between in many ways between founder, the operational executives, and then ultimately the owners? [18:07] Paul Edelman: Well, in order to really add value — the kind of value that independent directors can potentially offer to a company — they need to be adequately independent. That is to say, they need to be able to exercise their sound business judgment and carry out their fiduciary responsibilities in a way that is free from undue influence by other kinds of family considerations, and potentially loyalty to particular family members. So I think in those cases where a so-called independent board member is actually a golfing buddy of the CEO or the founder, or has a tie to one particular family member or branch of the family, it may be harder for them to bring the full value that an independent director can bring. [18:55] Paul Edelman: Then of course, another reason why companies bring in independent directors is because they have some additional expertise that the current board members or family members lack. So for example, a colleague and I are working with a company right now where the core business has been subject to commoditization, and they've made a strategic decision to diversify. But in order to diversify, they need to bring in people with new expertise, particularly in the line of business that they want to move into. In order to do that, they need to create some space in their board or boards of directors — they have several different kinds of boards. And as part of this, we were brought in to take a look at those existing boards and help them think about how to restructure in a way that could create some open seats while minimizing the displacement of people who are currently board members, including family members who are board members, who may not feel too positively about losing their board seat. [20:54] Frazer Rice: Related to board seats, but more specifically to family ownership — the concept of family members who rely on the family business for income, versus maybe other parts of the family that are looking at the business and thinking of growing the valuation or innovating with the business, that type of thing. With the tension between those two different components, how do you solve for that and have that conversation stay productive, when I imagine it can get emotional very quickly? [21:34] Paul Edelman: This is where a third-party facilitator can be helpful to slow things down. When things begin to get heated, it's often helpful to have a neutral or impartial person present who can help to reduce the heat in the conversations. There are a number of things in particular that can be done under those circumstances. First of all, anytime there are these kinds of tough decisions, there's never a single right answer. There's always trade-offs involved. And some boards work their way through these things by voting. I'm dealing with a situation right now where some members of the family were outvoted. At the end of that vote, they say, okay, we now have an agreement, we're going to move forward with this. But just because there's an agreement in name doesn't mean there's ownership of the decision. [22:34] Paul Edelman: So in order to create ownership, I think it is helpful to have the difficult conversations and to consider the implications of going one way versus another. If we were to distribute all this money in the form of dividends, what would be the benefits of that, and what would be the costs associated with that? And on the other hand, if we were to plow it all back into growth of the business, what's the upside and downside of that? Only by considering different options and the implications of each can the family ultimately arrive at a decision where people feel like, well, I may not have agreed to this, but I was part of the discussion, I was part of the process of weighing the different considerations, and I'm willing to buy into this. In other words, I feel some ownership for this decision. [23:31] Frazer Rice: As we start to wind down here, an interesting concept is what should all the constituencies come away with from the decision-making process. And as a follow-up to that is simplicity versus complexity of the solution. How do you manage that so that you take care of the needs of the business and the needs for structuring, with the need for simplicity, so that everyone who comes away from the discussion and the decision-making understands what's been put in place? [24:06] Paul Edelman: As far as the solution itself goes, the level of complexity should match what's required to accomplish the desired outcomes. So complexity for its own sake is not useful. But when you're trying to accomplish more than one thing at a time, it may require a more complex approach to the solution. So that's on the solution side. Now the other side of it has to do with communication. How do you share what's been decided with other people, especially people who haven't been in the room? And I think that the best way to do that is to try to explain clearly what was the context of the situation in which the need to make this decision arose; what were the desired outcomes that the decision makers were trying to produce, what were they trying to accomplish; and the flip side of that is what were they trying to avoid, or what were they trying to protect. [25:00] Paul Edelman: When you share all of that, the rationale for the decision becomes more understandable, and also you have a better case for justifying any complexity that's part of the decision. As far as complexity goes, of course, you want to use the simplest, most straightforward language to describe what you've come up with. But I think the key thing to getting buy-in is to make sure that the rationale is clear, and people understand that there was a thoughtful and systematic process behind it. [25:26] Frazer Rice: Really good stuff. Paul, how do people find you to hear more about what you're up to? [25:32] Paul Edelman: My website is edelmancoaching.com. So people can go to edelmancoaching.com, read more about the work that I do, and there's a contact form there. Or people can simply email paul@edelmancoaching.com. [25:46] Frazer Rice: Just to — because you're being very humble — you have a couple of articles coming out with Marty Shenkman, where the intersection of probably the trust and estate planning and the actual, let's say, getting the business ready for the next generation, whatever form that takes, is probably front and center there. How would people find that? [26:06] Paul Edelman: So we've written three articles recently, kind of a trilogy, and they're each going to be carried in different places. Two have already come out, and one is due to come out. These are aimed primarily at estate planning attorneys. But the first one is on when the client asks for a simple estate plan. And this relates a little bit to what you were describing, in a different domain — the domain of trusts and estate plans and so on. But the point that we make is that the client's request for simplicity is understandable, and ideally the attorney will validate that. But at the same time, along with the request for simplicity goes potentially some compromises, because when you have multiple desired outcomes, it may take more of a complex structure to achieve those outcomes. So the role of the planner is not to introduce complexity for its own sake, but to make clear to the client [27:06] Paul Edelman: what trade-offs they'd be making if they went with a simpler plan, and what additional protections they can get by considering a more complicated one. Then the second piece is on the use of language in these estate planning conversations. And again, it relates to this concept we were talking about a minute ago, of the difference between agreement and ownership. Some clients are willing to agree to whatever the attorney says. If you say to them, “Well, I think this is the best plan for you,” they say, “Fine, where do I sign?” But the goal, ideally, is more than just agreement. It's ownership. Because in the absence of ownership — and by ownership, I mean that the client understands the trade-offs that are being made, they feel that they had agency in the process of making those trade-offs — [28:06] Paul Edelman: and ultimately, if something doesn't work out as well as hoped, people will not go back and point a finger at the planner and say, “You did this, how could you do this?” or something like that, but rather, “This was a collaborative effort. You made clear what the choices were, and we made them together.” So that piece talks about language, and how, for example, there's a difference between saying to a client “you should do this,” and speaking to them in terms of what they can do. [28:42] Frazer Rice: And then the third piece — when's that coming out? [28:46] Paul Edelman: The third piece is on beneficiary education, and that one will come out in October. And so the first piece came out in a publication called Wealth Management. The second piece came out in a newsletter that's published by, I think it's LISI. And the piece that's coming out in October is, I think, being published in a magazine or a journal, something like Estate Planning. [29:19] Frazer Rice: They're everywhere. So, terrific. Well, Paul, thanks for being on. I'll put all that in the show notes, and look forward to staying in touch. [29:26] Paul Edelman: Thanks very much, Frazer. [29:28] Announcer: This podcast is for educational and entertainment purposes. It is neither investment, legal, nor tax advice, and does not represent the opinions of the employers of the host or guests. Additional Links Mark Tepsich of Family Governance https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

 How Beneficiaries are Affected by Wills and Trusts

Leadership isn't just about strategy—it's about who you become. In this episode of the Real Leaders Podcast, StoneAge Tools CEO, and Author of Talk with Trust, Kerry Siggins, shares the deeply personal experiences that shaped her leadership philosophy.  From overcoming addiction and redefining her identity to building an employee-owned company rooted in accountability and trust, Kerry explains why self-leadership always comes before leading others. You'll also learn:• How to stop people pleasing as a leader• Why identity determines your future more than goals• The ownership mindset that transformed Kerry's life and company• The SHARES framework for difficult conversations• How to give feedback that's clear, kind, and helpful• What authentic leadership really looks like in today's workplaceIf you want to become the kind of leader people trust, register to attend Kerry's upcoming Masterclass on How to Talk with Trust here:

If you're wondering how to defer taxes and diversify wealth on your stock in a meaningful way, this episode is for you. Brett Swarts builds capital gains tax exit plans. He is a real estate investment advisor, podcaster, best-selling author, and a California multi-family broker, and the founder of Capital Gains Tax Solutions and EXB Commercial Multi-Family Broker. Each year, he equips hundreds of millionaires and business professionals with the deferred sales trust tools to help solve capital gains tax deferral limitations. First, the conversation covers the basics of 1031 exchanges and Deferred Sales Trusts, including how they benefit SpaceX employees and support long-term wealth preservation. Next, it explores tax-saving strategies, the value of layering financial solutions, and how Brett uses DSTs to solve challenges like partnership dissolutions. Lastly, we unpack the power that passive income can unlock and what that might look like for you. Thanks for listening! Key Points From This Episode:Background on Brett Swarts.How Brett's business helps people create capital gains tax exit plans.The basics of a 1031 and Deferred Sales Trust.How this works for former or current SpaceX employees.Why this strategy is such a valuable option.Adopting a mindset of layering, sequencing, and compilation. Different strategies to offset income tax. Using a DST as a lifeline.How Brett provides smooth solutions to dissolving partnerships.The power of passive income. Links Mentioned in Today's Episode:Brett Swarts Brett Swarts on LinkedIn Brett Swarts on Instagram Capital Gains Tax Solutions Building a Capital Gains Tax Exit Plan Asset Management Mastery Facebook Group Invest SmartBreak of Day Capital Break of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedIn

‘I think it's vital that people understand that once you've given the funds to the trust, they now belong to the trustees to look after for the benefit of the beneficiaries': Elana Nel, fiduciary specialist at Ninety One.

In this episode, David Warren – Co-Founder and Chairman of Bridgeford Trust Company – sits down with Jeff Llewellyn – Private Client Advisor and Principal at Rockwood Wealth Management – for an important conversation on Special Needs Trusts and the highly specialized planning required to support individuals with disabilities and their families. Drawing on both his professional experience and personal journey, Jeff shares how he built a practice focused on helping families move from overwhelm to action by taking one secure step at a time. David and Jeff explore first-party and third-party Special Needs Trusts, preserving eligibility for needs-based government benefits, and the critical importance of experienced trust administration. They also discuss selecting the right trustee and trust jurisdiction, assembling a collaborative team of experienced professionals, and the planning opportunities available under modern trust laws. Jeff closes by sharing the inspiration behind his forthcoming book and his podcast, Secured Steps, and his mission to provide families with an actionable roadmap for navigating disability planning.

For many families, a vacation home is far more than a piece of real estate. It's a place where memories are made—watching the children grow up, celebrating holidays, and strengthening family bonds. A common estate planning goal is to preserve these experiences for future generations. Unfortunately, without careful planning, the vacation home can become a source of conflict rather than connection. Join Newton One Advisors (Mark Singer and Steve Target) and Jonathan Ellis, Trusts and Estate Planning Attorney at Flaster Greenberg, as they discuss the complexities and options associated with estate planning for the family vacation home.

Hawk pushes back on how that gap is being framed. The headline 510 million Republican figure folds in the roughly 400 million sitting in Donald Trump's personal super PAC, money Hawk notes Trump has not spent to help a single Republican candidate this cycle. Set that aside, he argues, and the comparison looks very different. He also explains why so many Democratic donors abandoned the DNC after 2016, when hacked emails revealed the committee favoring Hillary Clinton over Bernie Sanders, and why small-dollar donors now give directly to candidates instead. From there Hawk covers a New York Times report describing Martin as isolated and struggling, the botched 2024 autopsy report and the rough Jon Favreau interview that followed, the fight over moving South Carolina to the front of the primary calendar, and James Carville floating David Hogg as a replacement. His bottom line: the DNC is a mess, but the candidates are funded and positioned to retake the House. SUPPORT & CONNECT WITH HAWK- Support on Patreon: https://www.patreon.com/mdg650hawk - Hawk's Merch Store: https://hawkmerchstore.com - Connect on TikTok: https://www.tiktok.com/@mdg650hawk7thacct - Connect on TikTok: https://www.tiktok.com/@hawkeyewhackamole - Connect on BlueSky: https://bsky.app/profile/mdg650hawk.bsky.social - Connect on Substack: https://mdg650hawk.substack.com - Connect on Facebook: https://www.facebook.com/hawkpodcasts - Connect on Instagram: https://www.instagram.com/mdg650hawk - Connect on Twitch: https://www.twitch.tv/mdg650hawk ALL HAWK PODCASTS INFO- Additional Content Available Here: https://www.hawkpodcasts.comhttps://www.youtube.com/@hawkpodcasts- Listen to Hawk Podcasts On Your Favorite Platform:Spotify: https://spoti.fi/3RWeJfyApple Podcasts: https://apple.co/422GDuLYouTube: https://youtube.com/@hawkpodcastsiHeartRadio: https://ihr.fm/47vVBdPPandora: https://bit.ly/48COaTB

Beneficiary forms...sexy?In this episode, I'm joined by my friend Allie Irwin—hypnotist, coach, and creator of the Treasure Map, an end‑of‑life planning process—who makes a compelling case that it can be.You'll hear why preparedness is an act of care and freedom, how Allie's clients literally find money (forgotten accounts, double charges, missed benefits), and what really happens in the first week after a loved one dies—when you're forced to make 80+ decisions at about 20% brain capacity. This is end‑of‑life planning without the euphemisms.Together we unpack why we avoid talking about death, how to turn that avoidance into radical preparedness, and why doing this work now can shift your relationships, your money, and even your career choices.Ultimately, this conversation is a celebration of life, the people we cherish, and living with real authenticity and integrity.What you'll learn: How end-of-life preparedness can actually be an act of care, freedom, and service to the people you loveHow simple planning (like updating beneficiaries and listing accounts) helps you avoid devastating and expensive mistakesHow doing a “Treasure Map” style audit often leads people to literally find money—forgotten retirement accounts, double-charged interest, unused benefitsWhat actually happens in the first week after a death, and why 80+ decisions at 20% brain capacity is a terrible time to start planningHow talking about death surfaces unspoken expectations, invisible labor, and power dynamics in relationships—and can deepen appreciation for your partnerWhat emotional regulation and hypnosis tools (like Havening) can do to help you stay present and grounded in the midst of grief and big conversationsHow contemplating your own mortality can clarify your true priorities and catalyze bold choices in money, work, and lifeFeatured: Learn more about Allie on her website: www.allieirwin.comFollow her on Instagram: https://www.instagram.com/allie.p.irwin/Treasure Map with Allie Irwin: https://allieirwin.com/treasure-map/Learn more about Jamie on her website: www.jamieleecoach.comFollow Jamie on Instagram: https://www.instagram.com/jamieleecoach/1:1 Executive Coaching with Jamie: https://www.jamieleecoach.com/applyText me your thoughts on this episode!Enjoy the show? Don't miss an episode, listen and subscribe via Apple Podcasts or Spotify.  Leave me a review in Apple Podcasts. Connect with meBook a free hour-long consultation with me. You'll leave with your custom blueprint to confidence, and we'll ensure it's a slam-dunk fit for you before you commit to working with me 1:1. Connect with me on LinkedIn Email me at jamie@jamieleecoach.com 

In this episode, Warren Ingram invites Jan du Plessis, CEO of the Fiduciary Institute of Southern Africa (FISA), to do a series on the importance of estate planning for all South Africans. They discuss common pitfalls, legal requirements, and practical tips to ensure your estate is in order and your loved ones are protected.Chapters00:00 Why Estate Planning Matters for Everyone 02:01 The Most Common Estate Planning Mistakes 04:25 Why Wills Need Regular Updates 07:58 Guardianship, Children, and Trusts 12:07 Divorce and Invalid Wills 13:21 What Makes a Will Legally Valid 16:04 Undue Influence and Inheritance Disputes 20:49 Why Fiduciary Professionals Matter 23:35 Final Advice: Don't Leave It to ChanceLearn more about how FISA can help you here. Send us Fan MailHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Most leaders think results are the whole job. Keith Wyche spent 30 years learning why that belief quietly destroys teams, trust, and sometimes your own family. In this episode of Unlocked, Keith, a former Walmart, IBM, and Pitney Bowes executive and author of the new book Uncommon Leadership, gets refreshingly honest about his early years as a "bull in the china shop" leader. The guy who locked the meeting room door at nine o'clock sharp. The dad who missed the father-daughter dance for a proposal deadline. And the wake-up call that changed how he leads. We dig into why trust in leadership has collapsed across business, faith, and government, why integrity is actually measurable and not a soft skill, the real difference between a manager and a leader, and why athletes train 95% of the time while leaders barely train at all. Keith also shares the story of Lana Porter, the boss who chose to believe in him instead of firing him, and how that one decision shaped his entire career. Timestamps: 00:00:00 - Cold Start & Intro 00:04:28 - The Question That Sparked the Book 00:06:27 - The Trust Numbers Nobody Wants to See 00:07:58 - Private Equity and Culture Killers 00:10:24 - Confessions of a Bull in the China Shop 00:15:10 - What Integrity Actually Looks Like 00:21:53 - Why Leaders Train 5% and Perform 95% 00:26:42 - How Cultures Quietly Turn Toxic 00:34:24 - When Someone Believes in You 00:38:35 - The Uncommon Leader Mindset Guest: Keith Wyche Website: keithwyche.com LinkedIn: www.linkedin.com/in/keithwyche

Attorney who does Wills & Trusts

Why has trust in the news collapsed—and is it really all the media's fault? Tangle founder Isaac Saul joins for a candid conversation about the incentives driving modern journalism, from clickbait and audience capture to ideological groupthink and the collapse of local news. We explore whether readers are rewarding the very coverage they claim to hate, why viewpoint diversity matters inside newsrooms, whether AI poses a real threat to journalism, and what it would actually take to rebuild public trust. It's a nuanced discussion about media, incentives, and why fixing the news may require fixing ourselves first.

21 Then Jesus went out from there and departed to the region of Tyre and Sidon. 22 And behold, a woman of Canaan came from that region and cried out to Him, saying, “Have mercy on me, O Lord, Son of David! My daughter is severely demon-possessed.”23 But He answered her not a word.And His disciples came and urged Him, saying, “Send her away, for she cries out after us.”24 But He answered and said, “I was not sent except to the lost sheep of the house of Israel.”25 Then she came and worshiped Him, saying, “Lord, help me!”26 But He answered and said, “It is not good to take the children's bread and throw it to the little dogs.”27 And she said, “Yes, Lord, yet even the little dogs eat the crumbs which fall from their masters' table.”28 Then Jesus answered and said to her, “O woman, great is your faith! Let it be to you as you desire.” And her daughter was healed from that very hour.29 Jesus departed from there, skirted the Sea of Galilee, and went up on the mountain and sat down there. 30 Then great multitudes came to Him, having with them the lame, blind, mute, maimed, and many others; and they laid them down at Jesus' feet, and He healed them. 31 So the multitude marveled when they saw the mute speaking, the maimed made whole, the lame walking, and the blind seeing; and they glorified the God of Israel.

Bob and Dave have their weekly conversation with Ryan Rowland-Smith to get his thoughts on the Mariners series win over the Giants, which Mariners he trusts the most at the plate right now, and the current state of the starting pitching rotation, they lay out their expectations for Seahawks backup QB Jalen Milroe this season, and they discuss when it’s time to start worrying about Cal Raleigh. 

Protecting assets in divorce doesn't have to be confusing. Learn how prenups, postnuptial agreements, trusts, inheritance, and estate planning can help protect your financial future before or during marriage.What happens to an inheritance in a divorce? Does putting assets into a trust automatically protect them? Is a prenuptial agreement only for wealthy couples? Can a postnuptial agreement protect your family if addiction, business ownership, or financial concerns become part of your marriage?In this episode of Doing Divorce Different, Lesa Koski sits down with Minnesota estate planning attorney Melissa Miroslavich to answer the questions many people don't realize they should be asking until it's too late.Together they discuss protecting assets in divorce, the differences between marital and non-marital property, when prenuptial agreements and postnuptial agreements make sense, how trusts actually work, and why estate planning should be part of every family's long-term plan.Whether you're happily married, engaged, considering divorce, or simply planning for the future, this conversation will help you better understand your options and make informed decisions.In this episode you'll learn:• What a prenup really does (and doesn't do)• When a postnuptial agreement may be appropriate• How inheritance is treated during divorce• The difference between marital and non-marital property• Common misconceptions about trusts• How addiction or financial struggles can affect long-term planning• Why mediation allows families to create customized solutionsEvery family is unique, and every situation deserves thoughtful planning. This episode is educational in nature and is not legal advice. If you have questions about your own circumstances, consult an experienced attorney in your state.If this episode helped you, please subscribe, leave a review, and share it with someone who may benefit from understanding how to better protect their family and financial future.Timestamps(00:00) Welcome and introduction to protecting assets in marriage and divorce(02:15) What every couple should know about prenuptial agreements(08:30) Marital vs. non-marital property explained(13:45) Can inheritance stay separate during divorce?(20:05) Trusts explained: Revocable vs. irrevocable trusts(29:40) Real-life divorce scenario involving inherited assets(37:20) Addiction, financial protection, and postnuptial agreements(48:15) Divorce, legal separation, or postnuptial agreement—which offers the most protection?(56:10) Estate planning after divorce(1:02:45) Beneficiary designations people often forget to update(1:07:30) Final thoughts and practical planning tipsKey TakeawaysA prenuptial agreement is more than planning for divorce—it creates clarity, transparency, and shared expectations before marriage.Simply placing assets into a trust does not automatically protect them during a divorce.Keeping inherited assets separate is essential if you want to preserve their non-marital character.Postnuptial agreements can help couples proactively address financial concerns, but they have unique legal requirements.Estate planning and beneficiary designations should always be reviewed after a divorce or major life change.Guest BioMelissa Miroslavich is a Minnesota attorney focusing on estate planning, prenuptial agreements, postnuptial agreements, business succession planning, and asset protection strategies. She helps individuals, families, and business owners create thoughtful legal plans that protect what matters most while preparing for life's expected—and unexpected—transitions.Resources MentionedMelissa Miroslavich Lawhttps://miroslavichlaw.comSchedule a Divorce Clarity Sessionhttps://www.lesakoski.com/offers/2HAtaGZ6/checkoutDivorce Comeback Communityhttps://www.skool.com/divorce-clarity-40-8663/aboutSoberlink – A Trusted Tool for Accountability in Family Law Caseshttps://www.soberlink.com/divorce/family-law?utm_source=affiliatelink&utm_medium=referral&utm_campaign=lesa-koski-affiliatelinkOsteoStrong Minnesota – Bone Health & Strengthhttps://osteostrongmn.com/affiliate-referral-koski/Tags / Keywordsprotecting assets in divorce, divorce, divorce mediation, mediation, prenuptial agreement, prenup, postnuptial agreement, postnup, inheritance and divorce, trusts, revocable trust, irrevocable trust, estate planning, marital property, non-marital property, asset protection, Minnesota divorce, divorce planning, divorce coach, Lesa Koski, Melissa Miroslavich, family law, divorce education, financial planning after divorce, collaborative divorce

Owning real estate can generate income and long-term wealth, but it can also entail management responsibilities, tax considerations, and difficult decisions when it’s time to sell. What options are available if you want to keep real estate exposure without continuing to manage properties yourself? In this episode, Evan Wohl and George Papanicolaou are joined by Brendan Tammany, Senior Vice President, Private Capital at Inland Securities Corporation, to explore Delaware Statutory Trusts (DSTs) and how they can fit into a real estate strategy.  They discuss how DSTs operate within 1031 exchanges, the benefits of passive ownership, the differences between DSTs and REITs, liquidity considerations, estate-planning opportunities, and how accredited investors can access institutional-quality real estate while avoiding many of the day-to-day responsibilities of property ownership. Key takeaways: How Delaware Statutory Trusts allow investors to own fractional interests in commercial real estate Why DSTs can help simplify the 1031 exchange process for qualifying investors The differences between DSTs, REITs, and private credit investments How passive ownership removes landlord responsibilities and property management duties Why estate planning and step-up in basis considerations make DSTs attractive for some investors And more! Connect with Evan Wohl: Opus Private Client, LLC  ewohl@opus-pc.com  LinkedIn: Evan Wohl YouTube: OPUS Private Client, LLC Connect with George Papanicolaou: Opus Private Client, LLC  gpapa@opus-pc.com  LinkedIn: George Papanicolaou YouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Brendan Tammany Website: Inland Securities Corporation btammany@inland-securities.com  About Our Guest: Brendan Tammany, Senior Vice President, Private Capital, Inland Securities Corporation, is responsible for partnering with financial advisors in the North East to complete successful 1031 exchanges as well as cash investments with Inland Private Capital Corporation. He began his career at Inland in 2022 as a Regional Associate II and was promoted to Vice President, Hybrid Wholesaler in 2023. He was promoted to Vice President, Exchange Consultant in 2024.  Prior to joining Inland, Mr. Tammany was an Advisory Consultant for Macquarie Asset Management's Mutual Fund sales team. He began his career in financial services in 2014 working as an M&A Analyst for a boutique Investment Banking firm GriƯin Financial Group. Mr. Tammany graduated from the University of Pittsburgh with a Bachelors of Science in Business Administration majoring in Finance. He holds Series 7, 63, 65, and 79 licenses with the Financial Industry Regulatory Authority (FINRA).

1. Why Retirement Planning Is More Complex Than Ever Why retirement is no longer simply about accessing your pension. How today's retirees must balance income needs, tax efficiency and long-term financial security. 2. Annuities vs Drawdown – Understanding Your Options What annuities are and why they're becoming attractive again. How combining guaranteed income with flexible drawdown can create a more resilient retirement strategy. Why today's annuity options offer greater flexibility than many people realise. 3. Building a Sustainable Retirement Income Why creating reliable income throughout retirement requires careful planning. How cash flow modelling helps prepare for inflation, market downturns and changing income needs. Why having different "buckets" of money can reduce investment risk during retirement. 4. The 2027 Pension Inheritance Tax Changes What the upcoming inheritance tax changes could mean for pension holders. Why pensions are no longer simply a retirement planning tool—they're becoming an inheritance tax planning consideration. How planning early can help minimise unnecessary tax liabilities. 5. Reducing Inheritance Tax Efficiently How trusts can help transfer wealth more tax efficiently. Why gifting strategies remain an important part of estate planning. How turning pension capital into guaranteed income can remove assets from your taxable estate. 6. Protecting Your Family and Your Legacy Why inheritance tax planning is about more than reducing tax. How life assurance can provide liquidity so loved ones aren't forced to sell assets. The difference between whole-of-life cover and long-term life insurance strategies. 7. Financial Planning for Business Owners How Relevant Life Policies allow business owners to provide life cover tax efficiently. Why many business owners overlook valuable tax-saving opportunities. How structuring protection correctly can reduce both personal and business tax costs. Actionable Takeaways Review your retirement plan to ensure it balances flexibility with guaranteed income. Understand how the April 2027 inheritance tax changes may affect your pension. Consider whether your retirement income strategy is tax efficient. Review your estate plan and explore whether trusts or gifting could reduce future inheritance tax. If you're a business owner, check whether you're making the most of Relevant Life Policies. Work with an independent financial adviser to understand all of your retirement and inheritance planning options before making irreversible decisions. Remember that successful retirement planning isn't just about building wealth—it's about protecting it for yourself and future generations. Resources: WealthBuilders Membership – Free access to guides, webinars and community Download our FREE Pensions & Inheritance Tax Guide Connect with Andrew Cooper (Kingswood Law IFA) on LinkedIn Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The Moneywise Radio Show and Podcast Monday, July 13th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest:  Esther Villa, Co-leader of the Evangelism Department at Calvary Bakersfield & Jessica Villa, Office Assistant, Calvary Bakersfield website: https://calbakersfield.com/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Esther Villa, Jessica Villa & Calvary Bakersfield are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

Something new starts here. This is the very first episode of The Nick Hiter Show, a brand-new show I'm launching outside of The Hitstreak — a different format, a different kind of conversation, and a space to go deeper on the stuff that doesn't always fit the usual mold. Thanks for being here from day one.In this opener, I get into the complexities of navigating legal challenges — specifically the impact of lawsuits on personal and family life. I share the frustration of the legal process, the emotional toll it takes, and the lessons I've learned through adversity. We also get into transparency in business relationships, why trust matters so much, and the personal growth that comes from hardship — with some honest reflection on parenting and raising resilient kids along the way.Key Takeaways:- Legal battles can be a long and frustrating process.- Time is a critical factor in legal disputes, often driving up costs.- The emotional toll of lawsuits can affect family dynamics.- Transparency in business relationships fosters trust and collaboration.- Personal growth often comes from navigating difficult situations.- Parenting involves teaching resilience and handling adversity.- Criticism can be a valuable tool for personal development.- Building trust requires vulnerability and openness.- Life experiences shape our understanding of relationships.- Adversity can lead to significant personal and spiritual growth.Follow and contact:Instagram: @nickhiterSubscribe on Youtube: https://www.youtube.com/NickHiterFollow and Rate us on Spotify: https://spotify.com/NickHiterFollow and Rate us on Apple Podcast: https://podcasts.apple.com/NickHiterFollow and Rate us on iHeartRadio: https://www.iheart.com/NickHiter

As an estate planner, your job is to capture your client's wishes. But what happens years down the line when those wishes are challenged, family relationships have fractured, and memories have faded?In our latest episode, we sit down with Judge Johnston (Ret.) to look at estate planning through the lens of litigation. We dive deep into how you can create an unassailable contemporaneous record today, so your files can withstand intense scrutiny tomorrow.In this episode, you'll learn:The exact red flags that predict a future capacity or undue influence lawsuit.Why your file notes might actually be more important than the estate document itself.The hidden dangers of videotaped signings (and when they do more harm than good).How to safely handle remote contingencies to prevent accidental intestacy.Our Guest: Judge Gerald Johnson (Ret.)Judge Gerald G. Johnston served over 24 years on the Orange County Superior Court, retiring in 2023. From 2014 to 2023, he was the supervising judge of the Probate and Mental Health Division, overseeing thousands of cases involving trusts, probate, guardianships, conservatorships, elder abuse, and mental health matters. He also served on the Judicial Council Probate and Mental Health Advisory Committee from 2016 to 2019, appointed by the Chief Justice.Before his judicial career, Johnston worked as Deputy Secretary for Law Enforcement and General Counsel for the California Environmental Protection Agency and began his legal career as a Deputy District Attorney in Orange County. He has also taught trust, probate, conservatorship, and mental health law for over 20 years through the Center for Judicial Education and Research (CJER)Our Hosts: Ben Schwefel and Jeff LoewBenjamin R. Schwefel is a partner at Murtaugh LLP in Irvine, California, and a certified specialist in Estate Planning, Trust, and Probate law by the State Bar of California www.murtaughlaw.com. His practice focuses on trusts and estates, including estate planning, trust administration, probate, and fiduciary litigation. He advises a wide range of clients, from high-net-worth individuals and families to trustees, beneficiaries, entrepreneurs, business executives, and professional fiduciaries. He is a member of the TEXCOM executive committee of the California Lawyers Association.Jeff Loew is the managing partner of Trust Law Partners LLP, with offices in Silicon Valley, Pasadena and Newport Beach.   Jeff's primary areas of practice include trust and estate litigation, fiduciary litigation, and financial elder abuse actions.  Jeff is certified as a Specialist in Estate Planning, Trust, and Probate Law by the State Bar of California Board of Legal Specialization. Jeff is the Chair of the Education Subcommittee for TEXCOM, the Executive Committee of the Trusts and Estates Section of the California Lawyers Association and is also a Fellow of the American College of Trust and Estate Counsel (ACTEC). He is licensed to practice in California, Nevada, and Texas.Thank you for listening to Trust Me!Trust Me is Produced by Foley Marra StudiosEdited by Cat Hammons

Bloomberg reports that more ultra‑rich founders are building elaborate, cross‑border trust structures designed to minimise taxes, preserve their companies and lock in management long after they die, but those same systems are now triggering bitter court fights as heirs push back.

God is glorified when the power to be holy comes from humble faith in future grace.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.