Podcasts about trusts

I am Rolf Claessen and together with my co-host Ken Suzan I welcome you to Episode 172 of our podcast IP Fridays. Today's interview guests are Co-Founder & CEO of Inception Point AI, Jeanine Whright, and Mark Stignani, who is Partner & Chair of Analytics Practice at Barnes & Thornburg LLP. https://www.linkedin.com/in/jeaninepercivalwright https://www.linkedin.com/in/markstignani Inception Point AI But before the interview I have news for you: The Unified Patent Court (UPC) ruled on Feb 19, 2026, that specialized insurance can cover security for legal costs. This is vital for firms, as it eases litigation financing and lowers financial hurdles for patent lawsuits by removing the need for high liquid assets to enforce rights at the UPC. On Feb 12, 2026, the WIPO Coordination Committee nominated Daren Tang for a second six-year term as Director General. Tang continues modernizing the global IP system, focusing on SMEs, women, and digital transformation. His confirmation in April is considered certain. An AAFA study from Feb 4 reveals 41% of tested fakes (clothing/shoes) failed safety standards. Many contained toxic chemicals like phthalates, BPA, or lead. The study highlights that counterfeiters increasingly use Meta platforms to sell unsafe imitations directly to consumers. China's CNIPA 2026 report announced a crackdown on bad-faith patent and trademark filings. Beyond better examination quality, the agency will sanction shady IP firms and stop strategies violating “good faith” to make China’s IP system more ethical and innovation-friendly. Now, let's hear the interview with Jeanine Whright and Mark Stignani! How AI Is Rewiring Media & Entertainment: Key Takeaways from Ken Suzan's Conversation with Jeanine Wright and Mark Stignani In this IP Fridays interview, Ken Suzan speaks with two repeat guests who look at the same phenomenon from two angles: Jeanine Wright, Co-Founder & CEO of Inception Point AI, as a builder of AI-native entertainment, and Mark Stignani, Partner and Chair of the Analytics Practice at Barnes & Thornburg LLP, as a lawyer advising clients who are trying to use AI without stepping into a legal (or ethical) crater. What emerges is a clear picture: generative AI is not just “another tool.” It is rapidly becoming the default infrastructure for creative work—while the rules around ownership, consent, and accountability lag behind. 1) What “AI-generated personalities” really are (and why that matters) Jeanine's company is not primarily “cloning” real people. Instead, Inception Point AI creates original, fictional personalities—characters with backstories, ambitions, and evolving arcs—then deploys them into the world as podcast hosts and content creators (and eventually actors and musicians). Her key point: the creative work still starts with humans. Writers and creators define the concept, tone, audience, and story engine. What AI changes is speed, cost, and iteration—and therefore what is economically feasible to produce. 2) The “generative content pipeline” isn't a magic button A recurring misconception Ken raises is the idea that someone “pushes a button” and content pops out. Jeanine explains that real production looks more like a hybrid studio: A creative team defines character, voice, format, and storyline. A technical team builds what she calls an “AI orchestration layer” that combines multiple models and tools. The “stack” differs by format: the workflow for a long-form audio drama is different from a short-form beauty clip. This matters because it reframes AI content not as a single output, but as a pipeline decision: which tools, which data sources, which QA, and which governance steps are used—and where human review happens. 3) The biggest legal questions: origin, liability, ownership, and contracts Mark doesn't name a single “top issue.” He describes a cluster of problems that repeatedly show up in client conversations: Training data and “origin story” Clients keep asking: Can I legally use AI output if the tool was trained on copyrighted works? Even if the output looks new, the unease is about whether the tool's capabilities are built on unlicensed inputs. Liability for unintended harm Mark flags risk from AI content that inadvertently infringes, defames, or carries bias. The legal exposure may not match the creator's intent. Ownership and protectability He points to a big gap: many jurisdictions are still reluctant to grant classic IP rights (copyright or patent-style protection) to purely AI-generated material. That creates uncertainty around whether businesses can truly “own” what they produce. Old contracts weren't written for AI A final, practical point: many agreements—talent contracts, author clauses, data licenses—predate generative AI and simply don't address it. That leads to disputes about scope, permissions, and—crucially—indemnities. 4) Are we at a tipping point? The “gold rush” vs. “next creative era” views Jeanine frames AI as “the world's most powerful creative tool”—comparable to previous step-changes like animation, special effects, and CGI. For her, the strategic implication is simple: creators who learn to use AI well will expand what they can build and test, faster than ever. Mark's metaphor is more cautionary: he calls the moment a “gold rush” where technology is sprinting ahead of law. Courts are getting flooded with foundational disputes, while legislation is fragmented—he notes that states may move faster than federal frameworks, and that labor agreements (e.g., union protections) will be a key pressure point. 5) Democratization: more creators, more niche content, more experimentation One of the most concrete themes is access. Jeanine argues AI will: Lower production barriers for independent filmmakers and storytellers. Reduce the need for “hit-making only” economics that dominate Hollywood. Make micro-audience content commercially viable. Her example is intentionally niche: highly localized, specialized content (like a “pollen report” for many markets) that would never have made financial sense before can now exist—and thrive—because the production cost drops and personalization scales. 6) Likeness, consent, and “digital performers”: what happens when AI resembles a real actor? Ken pushes into a sensitive area: what if someone generates a performance that closely resembles a living actor without consent? Mark outlines the current (imperfect) toolbox—because, as he emphasizes, most laws weren't built for this scenario. He points to practical claims that may come into play in the U.S., such as rights of publicity and false endorsement-type theories, and notes that whether something is parody or “too close” can become a major fault line. Jeanine explains her company's operational approach: They focus on original personalities, designed “from scratch.” They build internal checks to avoid misappropriating known names, likenesses, or recognizable identities. If they ever work with real people, the model would be licensing their likeness/voice. A subtle but important business point also appears here: Jeanine expects AI-native characters themselves to become licensable assets—meaning the entertainment economy may expand to include “celebrity rights” for fully synthetic personalities. 7) Ethics: the real line is “deception,” not “AI vs. human” The ethical core of the conversation is not “AI is bad” or “AI is good.” It's how AI is used—especially whether audiences are misled. Mark highlights several ethical risks: Misuse of tools to manipulate faces and content (“AI slop” and political misuse). Displacement of creative workers without adequate transition support. A concern that AI often optimizes toward “statistical averages,” potentially flattening originality. Jeanine agrees ethics must be designed into the system. She describes regular discussions with an ethicist and emphasizes a principle: transparency. Her company discloses when content or personalities are AI-generated. She argues that if people understand what they're engaging with and choose it knowingly, the ethical problem shifts from “AI exists” to “Are we tricking people?” Mark adds a real-world warning: deepfakes are now credible enough to enable serious fraud—he references a case-like scenario where a synthetic video meeting deceived an employee into authorizing a payment. The point is clear: authenticity and verification are no longer optional. 8) The “dead actor” hypothetical: legal permission vs. moral intent Ken raises a provocative scenario: an actor's estate authorizes an AI-generated new performance, but the actor opposed such technology while alive. Neither guest offers a simplistic answer. Jeanine suggests that even if the estate holds legal rights, a company might choose to avoid such content out of respect and because the ethical “overhang” could damage the storytelling outcome. She also notes the harder question: people who died before today's capabilities may never have been able to meaningfully consent to what AI can now do—raising questions about how we interpret legacy intent. Mark underscores the practical contract problem: many rights are drafted “in perpetuity,” but that doesn't automatically settle the ethical question. 9) Five-year forecast: “AI everywhere,” but audiences may stratify Ken closes with a prediction question: in five years, how much entertainment content will significantly involve AI—and will audiences care? Jeanine predicts AI becomes the default creative layer for most content creation. Mark is slightly more conservative on the percentage, but adds an important nuance: the market will likely stratify. Low-cost, high-volume content may become saturated with AI, while premium segments may emphasize “human-made” as a differentiator—especially if disclosure norms become standard. Bottom line for business leaders and creators This interview lands on a pragmatic conclusion: AI will change how content is made at scale, and the competitive edge will go to teams that combine creative taste, operational discipline, and legal/ethical governance. If you're building, commissioning, or distributing content, the questions you can't dodge anymore are: What's the provenance of the tools and data you rely on? Who is responsible when output harms, infringes, or misleads? What rights can you actually claim in AI-assisted work? Do your contracts and disclosures match the new reality? Ken Suzan: Thank you, Rolf. We have two returning guests to the IP Friday’s podcast. Joining me today is Janine Wright and Mark Stignani. Our topic for discussion, how is AI transforming the media and entertainment industries today? We look at the issues from differing perspectives. A bit about our guests, Janine Wright is a seasoned board member, CEO, global COO and CFO. She’s led organizations from startup to a $475 million plus revenue subsidiary of a public company. She excels in growth strategy, adopting innovative technologies, scaling operations and financial management. Janine is a media and entertainment attorney and trial litigator turned technologist and qualified financial expert. She is the co-founder and CEO of Inception Point AI, a growing company that is paving new ground with AI-generated personalities and content through developing technology and story. Mark Stignani is a partner with Barnes & Thornburg LLP and is based in Minneapolis, Minnesota. He is the chair of the data analytics department with a particular emphasis on artificial intelligence, machine learning, cryptocurrency and ESG. Mark combines the power of artificial intelligence and machine learning with his skills as a corporate and IP counsel to deliver unparalleled insights and strategies to his clients. Welcome, Janine and Mark to the IP Friday’s podcast. Jeanine Whright: Thank you. Thank you. Thank you so much for having me and fun to be back. It feels nostalgic to be here. Ken Suzan: That’s right. And you both were on the program. So it’s fantastic that you’re both back again. So our format, I’m going to ask a question to Janine and or Mark and sometimes to both of you. So that’s going to be how we proceed. Let’s jump right in. Janine, your company creates AI-generated actors. For listeners who may not be familiar, can you briefly explain what that means and what’s now possible that wasn’t even two years ago? Jeanine Whright: Sure. Yeah, we are creating AI-generated personalities. So new characters, new personalities from scratch. We design who these personalities are and will be, how they will evolve. So we give them complex backstories. We give them hopes and dreams and aspirations. We every aspect of them, their families, how they’re going to evolve. And in the same way that, say, you know, Disney designs the character for its next animated feature or, you know, an electronic arts designs a character for its next major video game. We are doing that for these personalities and then we are launching them into the world as podcast hosts, content creators on social platforms like YouTube, Instagram and TikTok. And even in the future, you know, actors in feature length films, musicians, etc. Ken Suzan: Very fascinating. Mark, from your practice, what’s the single biggest legal question or dispute you’re seeing clients wrestle with when it comes to AI and media creation? Mark Stignani: Well, I think that, you know, it’s not just one thing, it’s like four things. But most of them tend to be kind of the origin story of AI data or AI tools that they use because, you know, but for the use of AI tools trained on copyrighted materials, the tools wouldn’t really exist in their current form. So a lot of my clients are wondering about, you know, can I legally use this output if it’s built upon somebody else’s IP? The second ask, the second flavor of that is really, is there liability being created if I take AI content that inadvertently infringes or defames or biases there? So there’s the whole notion of training bias from the training materials that comes out. The third phase is really, you know, can I really own this? Because much of the world does not really give IP rights into AI-generated inventions, copyrighted materials. It’s still kind of a big razor. Then at the end of the day, you know, if it’s an existing relationship, does my contract even contemplate this? So everything from authors contracts on up to just use of data rights that predate AI. Ken Suzan: And Janine and Mark, a question to both of you. How would you describe where we are right now in the AI revolution in media and entertainment? Are we approaching a tipping point? And if so, what are the things we need to watch for? Jeanine Whright: Yeah, I definitely think that we’re at a phase where people are starting to come to the realization that AI is the world’s most powerful creative tool. But that, you know, storytelling and point of view is what creates demand and audiences. And AI doesn’t threaten or change that. But it does mean that as people evolve in this medium, they’re very likely going to need to adopt, utilize and figure out how to hone their craft with these AI-generated content and these AI-generated toolings. So this is, you know, something that people have done certainly in the past in all sorts of ways in using new tools. And we’ve seen that make a significant change in the industry. So you look at, you know, the dawn of animation as a medium. You look at use of special effects, computer-generated imagery in the likes of Pixar. And this is certainly the next phase of that evolution. But because of the power of the tool and what will become the ubiquity of the tool, I think that it’s pretty revolutionary and all the more necessary for people to figure out how to embrace this as part of their creative process. Ken Suzan: Thank you, Janine. Mark, your thoughts? Mark Stignani: Yeah, I mean, I liken this to historically to like the California gold rush right now, because, you know, the technology is so far outpaced in any of the legal frameworks that are available. And so we’re just trying to shoehorn things in left and right here. So, I mean, the courts are beginning to start to engage with the foundational questions. I don’t think they’re quite there yet. I just noticed Anthropic got sued again by another group of people, big music group, because of the downloaded works they’ve done. I mean, so the courts are, you know, the courts are certainly inundated with, you know, too many of these foundational questions. Legislatively, hard to tell. I mean, federal law, the federal government is not moving uniformly on this other than to let the gold rush continue without much check and balance to it. Whereas states are now probably moving a lot faster. Colorado, Illinois, even Minnesota is attempting to craft legislation and limitations on what you can do with content and where to go with it. So, I mean, the things we need to watch for any of the fair use decisions coming out here, you know, some of the SAG-AFTRA contract clauses. And, you know, again, the federal government, I just, you know, I got a big shrug going as to what they’re actually going to come up with here in the next 90 to 100 days. So, but, you know, I think they’ll be forced into doing something sooner than later. Ken Suzan: Okay, let’s jump into the topic of the rise of generative content pipelines. My first question to Janine. Studios and production companies are now building what some call generative content pipelines. This is where AI systems produce everything from scripts to visual effects to voice performances. What efficiencies and creative possibilities does this unlock for the industry? Jeanine Whright: Yeah, so this is quite a bit of what we do. And if I could help pull the curtain back and explain a little bit. Ken Suzan: That’d be great. Jeanine Whright: Yeah, there’s this assumption that, you know, somebody is just sitting behind a machine pushing a button and an out pops, you know, what it is that we’re producing. There’s actually quite a bit of humans still in the loop in the process. You know, we have my team as creators. The other half of my team is the technologists. And those creators are working largely at what we describe as the the tip of the sphere. So they’re, of course, coming up with the concepts of who are these personalities? What are these personalities, characters, backgrounds going to be a lot of like rich personality development? And then they’re creating like what are the formats? What are the kind of story arcs? What is the kinds of content that this this character wants to tell? And what are the audiences they’re desiring to reach and what’s most going to resonate with them? And then what we built internally is what we refer to as an AI orchestration layer. So that allows us to pull from basically all of the different models and then all of these different really cool AI tools. And put those together in such a way and combine those in such a way that we can have the kind of output that our creative team envisions for what they want it to be. And at the end of the day, what you what the stack looks like for, say, a long form audio drama, like the combination of LLMs that we’re going to use in different parts of scripting and production and, you know, ideating and all of that. And the kinds of tooling that we use to actually make it and get it to sound good and have the kinds of personality characteristics that we want to be in an authentic voice for a podcast is going to be different than the tech stack and the tool stack that we might use for a short form Instagram beauty tip reel. And so there’s a lot of art in being able to pull all of these tools together to get them to do exactly what you want them to do. But I think the second part of your question is just as interesting as the first. I mean, what is what possibilities is this unlocking? So of course you’re finding efficiencies in the creative production process. You can move faster. You can do things were less expensive, perhaps, and you were able to do it before. But on the creator side, I think one thing that hasn’t been talked about enough is how it is really like blown wide the aperture of what creators can do and can envision. Traditionally, you know, Hollywood podcasting, many of these businesses that become big businesses have become hit making businesses where they need to focus on a very narrow of wide gen pop content that they think is going to get tens of millions, hundreds of millions in, you know, fans and dollars in revenue for every piece of content that they make. So the problem with that is, is that it really narrows the kinds of things that ultimately get made, which is why you see things happening in Hollywood, like the Blacklist, which is, you know, this famous list of really exceptional content that remains unpredited, unproduced, or why you see things like, you know, 70 to 80% of the top 100 movies being based on pre-existing IP, right? Because these are such huge bets that you need to feel very confident that you’re going to be able to get big, big audiences and big, big dollars from it. But with AI, and really lowering the barrier to entry, lowering the costs of production and marketing, the experimentation that you can do is really, really phenomenal. So, you know, my creative team, if they have an idea, they make it, you know, they don’t have to wring their hands through like a green lighting process of, you know, should we, shouldn’t we, like we, we can make an experiment with lots of different things, we can do various different versions of something. We can see what would this look like if I placed it in the 1800s, or what if I gave this character an Australian accent, and it’s just the power of being able to have this creative partner that can ideate with you and experiment with you at rocket speed. With the creators that are embracing it, you can see how it is really fun for them to be able to have this wide of a range of possibility. Ken Suzan: Mark, when you hear about these generative pipelines, what are the immediate red flags or concerns that come to mind from a legal standpoint? How about ethics underlying all of this? Well, Mark Stignani: that was not, that’s the number one red flag because I mean, we are seeing not just that in the entertainment industry, but it literally at political levels, and the kind of the phrase, to turn the phrase AI slop being generated, we’re seeing, you know, people’s facial expressions altered. In some cases, we’re seeing AI tools being misused to exploit various groups of individuals and genders and age groups. So I mean, there’s a whole lot of things ethically that people are using AI for that just don’t quite cover it. Especially in the entertainment industry, I mean, we’re looking at a fair amount of displacement of human workers without adequate transition support, devaluation of the creative labor. I mean, the thing though that I’m always from a technical standpoint is AI is simply a statistical average of most everything. So it kind of devalues the benefit of having a human creator, a human contribution to it. That’s the ethical side. But on the legal side, I see chain of title issues. I mean, because these are built on very questionable IP ownership stages, I mean, in most of these tools, there has been some large copying, training and taking of copyrighted materials. Is it transformational? Maybe. But there’s certainly not a chain of title, nor is there permission granted for that training. I mentioned SAG-AFTRA earlier, I think there’s a potential set of union contract aspects to this that if you know many of these agreements and use sub-licenses for authors and actor agreements, they weren’t written with AI in mind. So that’s another red flag. And also I just think in indemnification. So if we ultimately get to a point where groups are liable for using content without previous license, then who’s liable? Is the tool maker the liable group or the actual end user? So those are probably my top four red flags. But I think ethics is probably my biggest place because just because we can do something from an ethical standpoint doesn’t mean we should. Jeanine Wright: Yeah, if I can respond to both of those points. I mean, one from a legal perspective, just to be very clear, I mean, we are always pulling from multiple different models and always pulling from multiple different sources. And we even have data sources that we license or use for single source of truth on certain pieces of information. So we’re always pulling things together from multiple different sources. We also have built into our process, you know, internal QAing and checking to make sure that we’re not misappropriating the name or likeness of any existing known personality or character. We are creating original personalities there. We design their voice from scratch. We design their look from scratch. So we’re not on our personality side, we’re not pulling or even taking inspiration from existing intellectual property that’s already out there in creating these personalities. On the ethical side, I agree. I mean, when we came out of stealth, we came out of stealth in September. There was certainly quite a bit of backlash from folks in my—I previously co-founded a company in the audio space. I mean, there’s been many rounds of layoffs in audio and in many other parts of the entertainment industry. So I’m very sensitive to the feedback around, like, is this job displacement? I mean, I do think that the CEO of NVIDIA said it right when he said, you’re likely not going to lose your job to AI, but you will lose your job to somebody who knows how to use AI. I think these tools are transforming the way that content is made and that the faster that people can embrace this tooling, the more likely they’re going to be having the kinds of roles that they want in, you know, in content creation and storytelling in the future. And we are hiring. I’m hiring AI video creators, AI audio creators. I’m hiring AI developers. So people who are looking for those roles, I mean, please reach out to me, we would love to work with you and we’d love to grow with you. We also take the ethics very seriously. For the last few months or so, I’ve met regularly with an ethicist, we talk about all sorts of issues around, you know, is designing AI-generated people, you know, good for humanity? And what about authenticity and transparency and deception, and how are we in building in this space going to avoid some of the problems that we’ve seen with things like social media and other forms of technology? So we keep that very top of mind and we try to build on our own internal values-based system and, you know, continue to elevate and include the humanity as part of the conversation. Ken Suzan: Thank you, Janine. Janine, some argue that AI content pipelines will level the field for filmmaking, giving independent creators access to tools that were once available only to major studios. Is that the future you envision? Jeanine Wright: I do think that with AI you will see an incredible democratization of access to technology and access to these capabilities. So I do think, you know, rise of independent filmmakers, you won’t have as many people who are sitting on a brilliant idea for the next fantastic script or movie that just cannot get it made because they will be able to with these tools, get something made and out there, at least to get the attention of somebody who could then decide that they want to invest in it at a studio kind of level in the future. The other thing that I think is really interesting is that I think, you know, AI will empower more niche content and more creators who can thrive in micro-communities. So it used to be because of this hit generation business model, everything needed to be made for the masses and a lot of content for niche audiences and micro-communities was neglected because there was just no way to make that content commercially viable. But now, if you can leverage AI—we make a pollen report podcast in 300 markets, you know, nobody would have ever made that before, but it is very valuable information, a very valuable piece of content for people who really care about the pollen in their local community. So there’s all sorts of ways that being able to leverage AI is making it more accessible both to the creator and to the audience that is looking for content that truly resonates with them. Ken Suzan: Mark, let’s talk about the legal landscape right now. If someone creates an AI-generated performance that closely resembles a living actor without their consent, what legal recourse does that actor have? Mark Stignani: Well, I mean, I think we can go back to the OpenAI Scarlett Johansson thing where, you know, if it’s simply—well, the “walks like a duck, quacks like a duck” type of aspect there. You know, I think it’s pretty straightforward that they need to walk it back. I mean, the US doesn’t have moral rights, really, but there’s a public visage right, if you will. And so, one of the things that I find predominantly useful here is that these actors likely have rights of publicity there, we probably have a Lanham Act false endorsement claim, and you know, again, if the performance is not parody, and it’s so close to the original performance, we probably have a copyright discussion. But again, all of these laws predate the use of AI, so we’re going to probably see new sets of law. I mean, we’re probably going to see “resurrection” frameworks, we’ll probably have frameworks for synthetic actors and likenesses, but the rules just aren’t there yet. So, unfortunately, your question is largely predictive versus well-settled at this point. Ken Suzan: Janine, your company works with AI actors. How do you navigate the questions of consent and likeness compensation when creating digital performers? Jeanine Wright: I mean, if we—so first of all, if we were to work with a person who is an existing real-life person or was an existing real-life person, then we would work with them to license their name and likeness or their voice or whatever aspects of it we were going to use in creating content in partnership with them. Not typically our business model; we are, as I said, designing all of our personalities from scratch and making all of our content originally. So, we’ve not had to do that historically. Now, you know, the flip side is: can I license my characters as if they’re similar to living characters? Like will I be able to license the name and likeness and voice of my AI-generated personalities? I think the answer is yes and we’re already starting to do that. Ken Suzan: Let’s just switch gears into ethics and AI because I find this to be a really fascinating issue. I want to look at a hypothetical. And this is to both of you, Janine and Mark: an AI system creates a new performance by a beloved actor who passed away decades ago, and the actor’s estate authorizes it, but the actor was known to have expressed opposition to such technology during their lifetime. Is this ethical? Jeanine Wright: This feels like a Gifts, Wills, and Trusts exam question. Ken Suzan: It sounds like it, that’s right. Jeanine Wright: Throwing me back to my law school days. Exactly. What are your thoughts? It’d be interesting to see like who has the rights there. I mean, I think if you have the legal rights, the question is around, you know, is it ethical to go against what you knew was somebody’s wishes at the time? I guess the honest answer is I don’t know. It would depend a lot on the circumstances of the case. I mean, if we were faced with a situation like that where there was a discrepancy, we would probably move away from doing that content out of respect for the deceased and out of a feeling that, you know, if this person felt strongly against it, then it would be less likely that you could make that storytelling exceptional in some way—it would color it in a way that you wouldn’t want in the outcome. And I feel like there’s—I mean, certainly going forward and it’s already happening—there are plenty of people I think who have name, likeness, and voice rights that they are ready to license that wouldn’t have this overhang. Ken Suzan: Mark, your thoughts? Mark Stignani: Yeah, I mean, again, I have to kind of go back to our property law—the Rule Against Perpetuities. You know, from a property standpoint to AI rights and likenesses—since most of the digital replica contracts that I’ve reviewed generally do talk about things in perpetuity. But if it’s not written down for that actor and the estate is doing this—is it ethical? You know, that is the debate. Jeanine Wright: Well, gold star to you, Mark, for bringing up the Rule Against Perpetuities. There’s another one that I haven’t heard for many years. This is really taking me back to my law school days. Ken Suzan: It’s a throwback. Jeanine Wright: The other thing that’s really interesting is that this technology is really so revolutionary and new that it’s hard to even contemplate now what it is going to be in a decade, much less for people who have passed away to have contemplated what the potential for it could be today. So you could have somebody who is, perhaps, a deceased musician who expressed concerns about digital representations of themselves or digital music while they were alive. But now, the possibility is that you could recreate—certainly I could use my technology to recreate—that musician from scratch in a very detailed way, trained on tons of different available data. Not just like a digital twin or a moving image of them, but to really rebuild their personality from scratch, so that they and their music could be reintroduced to totally new generations in a very respectful and authentic way to them. It’s hard to know, with the understanding that that is possible, whether or not somebody who is deceased today would or would not agree to something like that. I mean, many of them might want, under those circumstances, for their music to live on. These deceased actors and musicians could live forever with the power of AI technology. Mark Stignani: Yeah, I really just kind of go to the whole—is deep-faking a famous actor the best way to preserve them or keep them live? Again, that’s a bit more of an ethical question because the deep fakes are getting good enough right now to create huge problems. Even zoom meetings in Hong Kong where a CFO was on a call with five synthetic actors who all looked like his coworkers and they sent a big check out based upon that. So again, the technology is getting good enough to fool people. Jeanine Wright: I think that’s right, Mark, but I guess I would just highlight the same way that it always has been: the ethical line isn’t AI versus human, the ethical line is about deception. Like, are you deceiving people? And if people know what it is that they’re getting and they’re choosing to engage with it, then I think it isn’t about the power of the technology. In our business, we have elected—not everybody has—but we have elected to be AI transparent. So we tell people when they listen to our show, we include it in our show notes, we include it on our socials. Even when we’re designing our characters to be very photo-realistic, we make an extra point to make sure that people know that this is AI-generated content or an AI personality. Like, our intention is not to deceive and to be candid. From a business model perspective, we don’t need to. I mean, there’s already people who know and understand that it is AI, and AI is different than people. Because it is AI, there’s all sorts of things that you can do with it that you would not be able to do with a real person. You know, we get people who ask us on the podcast side, we get all sorts of crazy funny requests. You know, people who say, “Can I text with this personality? Can I talk to them on the phone? Can they help me cook in the kitchen? Can they sing me Happy Birthday? Can they show up at my Zoom meeting today because I think my boss would love it?” You know, all sorts of different ways that people are wanting to engage with these characters. And now we’re in the process of rolling out real-time personalities so people will be able to engage with our personalities live. It is a totally different way that people are able to engage with content, and people can, as they choose, decide what kind of content they want to engage with. Ken Suzan: Jeanine and Mark, we’re coming to the end of this podcast. I would love to keep talking for hours but we have to stay to our timetable here. Last question: five years from now, what percentage of entertainment content do you predict will involve significant AI generation, and will audiences care about that percentage? Jeanine? Jeanine Wright: I mean, I would say 99.9%. I mean, already you’re seeing—I think YouTube did a survey—that it was like 90% of its top creators said that they’re using AI as material components of their content creation process. So, I think this will be the default way that content is created. And content that is not made with AI, you know, there’ll be special film festivals for non-AI generated content, and that will be a special separate thing than the thing that everybody is doing now. Ken Suzan: Mark, your thoughts? Mark Stignani: Yeah, I go a little lower. I mean, I think Jeanine is right that we’re seeing, especially in the low-quality content creation and like the YouTube shorts and things like that, you know, there’s so much AI being pushed forward that the FTC even acquired an “AI slop” title to it. I do think that disclosure will become normalized, that the industries will be pushed to say when something is AI and what is not. And I think it’s very much like, you know, do you care about quality or not? If you value the human input or the human factor in this, there will be an upper tier where it’s “AI-free” or low AI assistant. I think that it’s going to stratify because the stuff coming through the social media platforms right now—I can’t be on it right now just because there’s so much nonsense. Even my children, who are without much AI training at all, find it just too unbelievable for them. So, I think it will become normalized, but I think that we’re going to see a bunch of tiers. Ken Suzan: Well, Jeanine and Mark, this has been a fantastic discussion of an ever-evolving field in IP law. Thank you to both of you for spending time with us today on the IP Friday’s podcast. Jeanine Wright: Thank you so much for having me. Mark Stignani: Appreciate your time. Thank you again.

If the words “estate planning” intimidate or bore you, you're not alone. But estate planning isn't just for the wealthy or the elderly. It's something everyone needs, at any age. Even if you feel like you don't have enough assets to justify a plan, putting one in place ensures your wishes are honored and your voice is heard when it matters most.Estate planning attorney Howard Rosen breaks it down in plain, practical language and explains why there's no better time than now to get started.Brought to you by NEXTVillageSF.orgNEXT Village SF is a neighborhood nonprofit providing services and support that empowers members to live independently. Contact them at (415) 888-2868

In this episode, Ben Lake, CFA®, CFP® and I break down ILITs, Irrevocable Life Insurance Trusts, and why they matter for high net worth families. At a 40% federal rate above the exemption, that can mean writing a check for tens of millions of dollars.The real issue? Liquidity.If your net worth is tied up in a private business, real estate, or other illiquid assets, your family may not have the cash to pay the estate tax bill when it comes due. That can force a rushed sale, major discounts, or unnecessary stress.-------✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

In this episode of the San Luis Obispo Real Estate Podcast, Hal Sweasey sits down with local estate planning attorney Ed Attala of Attala Law to break down what really happens when someone passes away without a trust. Many homeowners believe having a will is enough. It's not. Ed explains why assets over $208,850 — and most Central Coast homes — can trigger probate in California, why the process can take up to two years, and how a properly structured trust can help families avoid court, delays, and significant fees. If you own property in San Luis Obispo County, this is a conversation you should hear. ⏱ Chapter 0:00 Introduction & Guest Background 2:18 What Happens If Someone Dies Without a Trust? 5:12 When Probate Is Required in California 8:40 How Long Probate Really Takes (12–24 Months) 11:05 The $46,000 Probate Fee Breakdown 14:10 Why a Will Is Not Enough 17:05 How a Trust Avoids Probate 20:30 Other Benefits of a Trust (Incapacity Planning) 23:10 Cost of a Trust vs Cost of Probate 25:10 Final Advice for Families

Welcome back to another episode of the unSeminary podcast. Today we're joined by Lou Pizzichillo, Lead Pastor of Community Church on Long Island. Community Church launched in January 2020—just ten weeks before the world shut down—then relaunched after 52 weeks online. Now averaging around 1,200 people across Thursday and Sunday services, Community is known as “a church for people who don't go to church.” In a region where skepticism toward organized religion runs deep, Lou and his team are building trust by creating space for honest questions, lived-out faith, and tangible community impact. Is your church serving in a skeptical environment? Are you trying to reach people who already think they know—and don't like—what church is about? Lou shares practical wisdom on posture, transparency, and earning trust one decision at a time. Starting where people really are. // On Long Island, while some residents may identify culturally with faith traditions, most see church as judgmental, hypocritical, or irrelevant to everyday life. Lou quickly realized that the biggest obstacle wasn't apathy—it was reputation. Rather than fighting skepticism, Community Church chose to acknowledge it. The church repeatedly communicates three cultural values: You can belong before you believe. You have permission to be in progress. And there's no pretending. These aren't slogans—they shape how the church operates. Permission to be in progress. // One of the most resonant phrases at Community is “permission to be in progress.” Many people assume that following Jesus requires instant agreement with every doctrine and behavior expectation. Instead, Community encourages people to wrestle honestly with the claims of Christ first. Secondary issues and sanctification come later. This posture doesn't mean watering down truth—it means sequencing it wisely. By focusing on who Jesus says he is, rather than debating every peripheral topic, the church keeps the main thing central. No pretending—and real transparency. // Transparency builds credibility in skeptical contexts. Stories of real life—parenting mistakes, marriage tensions, leadership missteps—often resonate more than polished success stories. At the same time, Lou draws a boundary between “scars and wounds.” He shares what he has processed, not what he is still unraveling. This authenticity signals that faith isn't about perfection but transformation. For many in the congregation, seeing a pastor admit imperfection dismantles years of distrust toward church leaders. Becoming an asset to the community. // Community Church doesn't just talk about loving Babylon—it demonstrates it. Early on, Lou realized trust would not come through marketing but through partnership. Before launch, the church created “12 Days of Christmas,” giving away gifts purchased from local businesses. In year one, stores hesitated to participate; by year seven, businesses were reaching out to collaborate. What began as skepticism has shifted to partnership because trust was earned gradually. Serving instead of competing. // A defining moment came during the annual Argyle Fair, a 30,000-person event held across the street from the church—on a Sunday. Rather than fight the inconvenience, Community canceled services and mobilized volunteers to serve the fair, providing parking and manpower. When the event was rescheduled due to rain, the church canceled services a second week to honor its commitment. Lou describes this as a defining cultural moment: demonstrating that service isn't convenient—it's convictional. Earning trust through inconvenience. // Lou recounts being called to the mayor's office days after launch to address parking concerns. Instead of pushing back, the church chose to rent additional parking space—even when legally unnecessary—to honor neighbors' concerns. In another instance, Community canceled a planned Christmas light show after Village neighbors expressed concern about traffic. Though disappointing internally, the decision earned significant community goodwill. Lou believes canceling the event built more trust than hosting it would have. Posture over persecution. // Lou cautions leaders against defaulting to a persecution narrative when facing resistance. Most pushback, he says, comes from practical concerns—not hostility toward Jesus. By listening humbly and responding thoughtfully, churches can win trust among the large percentage of community members who are neither strongly for nor against them. To learn more about Community Church, visit communitychurch.net or follow @communitychurch.li on social media. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Thank You to This Episode’s Sponsor: TouchPoint As your church reaches more people, one of the biggest challenges is making sure no one slips through the cracks along the way.TouchPoint Church Management Software is an all-in-one ecosystem built for churches that want to elevate discipleship by providing clear data, strong engagement tools, and dependable workflows that scale as you grow. TouchPoint is trusted by some of the fastest-growing and largest churches in the country because it helps teams stay aligned, understand who they're reaching, and make confident ministry decisions week after week. If you've been wondering whether your current system can carry your next season of growth, it may be time to explore what TouchPoint can do for you. You can evaluate TouchPoint during a free, no-pressure one-hour demo at TouchPointSoftware.com/demo. Episode Transcript Rich Birch — Hey friends, thanks so much for listening in, tuning in into today’s episode. I’m really looking forward to today’s conversation. We’re talking with a leader leading a prevailing church in frankly a part of the country that is not known for tons of prevailing churches. And so it’s an opportunity for all of us to lean in and to learn.Rich Birch — Super excited to have Lou Pizzichillo with us from Community Church. They’re in Babylon, New York on Long Island. They’re known as a church for people who don’t go to church. They’re big on being real, bringing real questions, struggles, hangups, doubts, disappointments, and failures. Lou, welcome to the show. So glad you’re here today.Lou Pizzichillo — Thanks so much. Yeah, it’s a privilege to be here.Rich Birch — Yeah, it’s an honor that you would take some time to be with us today. Why don’t you kind of tell us a bit of the Community story, kind of give us a flavor of the church, help us kind of imagine if we were to arrive this weekend, what what would we experience?Lou Pizzichillo — Yeah. So we have an interesting history. We launched in January of 2020. And so we were open for 10 weeks.Rich Birch — Great time.Lou Pizzichillo — I know it was perfect. And then we closed down for 52 weeks, and we relaunched. But because of that, what’s been really cool is, you know, when you’re launching a church, the launch team is a big deal. And to launch twice, we’ve had really like two two launch teams. And so team culture has always been a real big part of our church.Lou Pizzichillo — But yeah, we like to say that we’re a church for people who don’t go to church. and So we try to keep things pretty casual. We try not to assume that there’s any interest or experience with the people who are showing up on a Sunday. And yeah.Rich Birch — Nice. Give us a sense of, so like size and like your, you know, the ministry style, that sort of thing. Like what would you help us kind of place what the, what the church is like if I was to arrive, arrive on a weekend?Lou Pizzichillo — Yeah, we’re a pretty contemporary attractional church. We’ve got services on Thursday night and on Sunday morning. So we say the weekend starts on Thursday. Rich Birch — Love it. Lou Pizzichillo — We call Thursday night thurch, which is… Rich Birch — Oh, that’s funny. Thurch. Lou Pizzichillo — Yeah, it was a joke at first, but then it kind of like, I don’t know, just kind of gained a life of its own.Rich Birch — Yes.Lou Pizzichillo — So yeah, so the church over the course of the weekend, right now we’re at about 1,200. And it’s exciting. There are a lot of new people. And things are constantly change changing. Change is that really the only constant for us.Rich Birch — Yeah. Yeah, that’s so good. Well, you’re on Long Island, and I can say as somebody who I ministered for years in New Jersey, I’m from Canada, I I get that people don’t wake up on Long Island on Sunday morning and think, hey, I should go to church today. Lou Pizzichillo — Yeah, yeah.Rich Birch — You’re serving a community that is is more unchurched than other parts of the country, which is a challenge for planting. So help us understand, you know, help us just kind of get into the mindset or the um perspective of people who are outside of the church. What do they view on, you know, Christianity? Tell us, give us a sense of of kind of what you’ve learned, you know, planting in that kind of context.Lou Pizzichillo — Yeah. So one thing that was really helpful right off the bat was somebody mentioned to me, they were like, you know, I’m not a gym person. And so when a new gym opens up in town, I don’t even really notice it.Rich Birch — Right.Lou Pizzichillo — And they’re like, I think it’s the same thing for church people.Rich Birch — Right. Lou Pizzichillo — It’s like, if you’re not a church person, then you don’t really notice when churches are doing things. And so that’s like, really, it’s a big reason why we’re so vocal about saying it we’re a church for people who don’t go to church, you know?Rich Birch — Right.Lou Pizzichillo — Um, and yeah, from there, honestly, we found that the biggest obstacle with people here is the existing reputation of church, of what church is like and what church people are like.Rich Birch — Yes.Lou Pizzichillo — This church is seen as very judgmental, hypocritical, fake, exclusive, impractical, you know, it’s something you just do to kind of check the boxes and then you go on with your life. I’ve spoken to even a lot of, um, like devout Catholics here who have, have said like, they don’t, they do their church thing because, because it’s what they think that they’re supposed to do, but they’re, what they are doing in church does not translate to everyday life.Lou Pizzichillo — And so church is seen as kind of an impractical thing. And, that’s kind of the starting point for a lot of people who we’re trying to connect with.Rich Birch — Yeah, I’ve heard it said in other contexts, it’s like, not that people don’t know the church. It’s like, it’s what they know that they don’t like.Lou Pizzichillo — Yeah, yeah.Rich Birch — It’s like, they have a sense of, you know, that that reputation. Are there any, maybe even stories or engagement you know conversations or engagements you’ve had with folks that have kind of brought that reputation to the fore. That obviously has led you to say, hey, we’re going position ourselves as a church where people don’t go into churches. Was there something that kind of influenced that as you were having, you know, even in these early years as you’ve been kind of get the ball rolling?Lou Pizzichillo — A big part of it honestly is a lot of my extended family. Like they’re, most of them are not church people. You know, they have a lot of respect for God. Like most people on Long Island, uh, especially, you know, most kind of nominal Catholics, like they would say they’re Italian or Irish. They say, oh, of course, Jesus is my savior. You know, like they, they know the right things to say, but in terms of what it actually means on a regular basis, it’s like kind of a totally different thing. So, so yeah, I mean, that’s kind of, kind of where we’re starting.Rich Birch — Yeah. Yeah, absolutely. So, you know, people have criticisms about the church and they have criticisms of of their experience with the church. How do you discern between criticisms that maybe you either need to be challenged, like, hey, that’s actually just not true, or like, oh, that’s a critique that is actually fair, and we’re going to try to steer in a different direction, ah you know, than that. Help us think about those, you know, when we think about skepticism towards the church.Lou Pizzichillo — Yeah, I think, honestly, the best thing for us has just been to have a posture of listening.Rich Birch — That’s good.Lou Pizzichillo — Because even even if their claims aren’t valid, a lot of their experiences are. And so, you know, they’re like, there’s somebody who’s been going to the church for a while now, and somebody that was very close to them has like a pretty intense story of church hurt, like real damage. And so to know that he’s walking in with all of this baggage and that there are a lot of other people walking in with that baggage that don’t let you know that they have that baggage… Rich Birch — Right. Lou Pizzichillo — …just kind of giving them the space to, to be hurt and for it to be real. That’s been huge for us just having that kind of posture of humility. Rich Birch — Yeah, that’s good. So that obviously has led to the way you’ve developed either the way you talk about ministry or the values that are underlining, you know, the ministry.Rich Birch — What has been important for helping communicate or articulate to people like, hey, this is a place that you can show up, you know, before you, you know, you’ve kind of bought it all. It’s like, Hey, you there’s a place to explore that sort of thing. Help us think through how do you communicate and then how do those, whether they’re phrases or yeah that sort of thing, how does that translate then into the values of how you actually operate?Lou Pizzichillo — Yeah. So big thing is for us, it’s training the team, like getting those values into the team and helping them to understand what that looks like in a concrete way. So we say, like a lot of churches say, you can belong before you believe. And the the illustration I give almost every single time, I’m like, if somebody walks in with a church, with a shirt that says, I hate God, we are glad that person is here, right? Rich Birch — Right.Lou Pizzichillo — Like we’re not assuming that they are walking in with interest or experience. And they might have a story that’s a lot more complicated than we know. So um so yes, we try to celebrate that.Lou Pizzichillo — When somebody walks in and they’re very open about their beliefs and their views not lining up with us, that’s something that we celebrate, right? Like because these are the people that we want here.Lou Pizzichillo — The other value that’s been really helpful for us is to say that people have permission to be in progress. And that has to do with their actions, the choices that they make, but also the things that they believe. And so you can be on board with some of our beliefs and not be on board with all of our beliefs. And we’re okay with that, right?Lou Pizzichillo — Like rather than just saying, okay, I accept all of it at one time. And now I completely agree that everything in the Bible is true. And, you know, I endorse it. Like we just kind of give people space to say, okay, like let’s maybe let’s start with the claims of Jesus, like right to this guy really rise from the dead. And now let’s look at what he says about things like the Old Testament, you know?Lou Pizzichillo — And so that’s that’s been a huge thing. We go back to that over and over and over again. It started as kind of like a main point in a sermon where I was like, you’ve got permission to be in progress. And so many people repeated it back to me that I was like, okay, this needs to be woven into our culture because it needs to be articulated…Rich Birch — Right.Lou Pizzichillo — …or people just assume, okay, if I’m going to say I believe, I got to say I believe it all. And there’s no room for disagreement.Lou Pizzichillo — And then from there, we say like, you got you can belong before you believe, you got permission to be in progress. And if both of those things are actually true for us as a church, then we can also say like our third value is no pretending.Lou Pizzichillo — Like you don’t have to pretend to be on board with certain things if you’re not there yet. And I think if we create an environment where people can be real and dialogue and be open about the things that they’re, you know, that they disagree with, I think that’s where there’s real hope for ultimately ending in a place of alignment.Rich Birch — Yeah, permission to be in progress to me feels very like a very Jesus value It feels like, oh, that to me, that’s like when I read the New Testament, that feels like the way he oriented himself to the people around him, right? There were clearly people that were like the rich young ruler came to him and was like, you know, asked a pointed question. Jesus gave a clear answer, and he didn’t, you know, Jesus didn’t, even though he said harsh words to or clear words, I would say, all was it always done in an environment of trying to say, hey, we I want you to be a part of this conversation. I’m really trying to be on the same side of the table. How do I bring you along?Rich Birch — Can you, like, let’s double click on permission to be in progress. Talk us through what that looks like. Because I think, I think so many churches draw very strong lines on like, you got to believe these 15 things to be a part here. Even if we wouldn’t explicitly set that say that, it’s like implicit in our cultures.Rich Birch — How does your culture look different when you say, hey, you’ve got permission to be in progress? What would be some of the things that might stand out to us as like, that’s a little bit different than how maybe some other churches handle this?Lou Pizzichillo — Yeah. So we have like we have values, but then we also just have sayings, right? Like it it is too hard for me to define what the most important values are. Like I get too obsessed with the wording and how we’re going to phrase things. And so in our our conference room, we have a big whiteboard and we write down little sayings. We actually write them in permanent marker on the whiteboard, which is wasteful, but at least we have something to reference.Lou Pizzichillo — So when somebody says something and we’re like, hey, that’s a culture thing, it gets written on the board. One of the things that came up that’s really helped us with this idea of permission to be in progress is that the goal is to get people to Jesus and everything else is secondary. Everything else comes after that.Rich Birch — That's good. Yep, that’s good.Lou Pizzichillo — And so I’m not going to like get into it with someone over a secondary issue or really something that’s an issue of sanctification, when we believe sanctification is the work of the Holy Spirit, right? Maybe your view on that will change after you understand who Jesus is and begin to follow him.Lou Pizzichillo — And so in a lot of ways, I feel like when we when we get too into the issues, we’re putting the cart before the horse, right? Rich Birch — Yes.Lou Pizzichillo — And so we’re trying to bring people to Jesus and show him show them what he’s like. And ah that that has been clarifying when it comes to permission to be in progress.Rich Birch — Yeah, that’s so good. And I think in heavily church context, when we kind of assume, oh, basically everyone here has some level of faith, those secondary issues can become like a really big deal. It’s like we spend a lot of time talking about those things.Rich Birch — But when the majority of people we’re interacting with you know, they haven’t, they haven’t really, really wrestled with what they think about Jesus and the difference he can make in this life. And we got to keep that, that really clear. Rich Birch — So no pretending is an interesting value as a communicator. How do you live that out in the way you show transparency? There’s this interesting thing years ago, I had one of the ah preacher that I love or communicator. I just think the world of, you know, he talked about how there’s this tension when we’re, communicating that, you know, we’re we’re trying to be transparent, but up into a point and how, where is that point? And how do we do that in a way that’s not, that brings people along? So ah what what does that look like for you even as a as ah as a leader to say, hey, it’s not my job to pretend. I’m going to just be honest and transparent, authentic to where we are? Lou Pizzichillo — Yeah. Well, I mean, I can definitely say that every time I tell a story that has me screwing up, it is it is the thing that people come to tell me about. Rich Birch — Yes.Lou Pizzichillo — Like, oh, thank you so much for telling me about you know the way you spoke to your kids… Rich Birch — Yes. Lou Pizzichillo — …or the thing that you said to your wife. Or it is just by far the thing that people love to hear. And that’s been encouraging. Now, I have had people like throw it back at me and that that comes with the territory. But I think that the stories of how that’s been helpful for people um like dramatically outweigh the people that are going to you know weaponize that stuff against you.Lou Pizzichillo — Something else I heard, um I think Brene Brown said this in one of her books. She said she doesn’t share things she hasn’t processed through yet.Rich Birch — Right.Lou Pizzichillo — And that for me is a really helpful thing. Like If I’m in the middle of something and just in the thick of it, it’s not the time for me to like bring that to the congregation. I think that could be really unhealthy for a lot of reasons.Lou Pizzichillo — So that’s, that’s kind of something that, and it doesn’t mean I can’t share something that just happened. You know sometimes I’ll explain an issue that just happened with my kids. That’s different than something I’m still processing and haven’t resolved yet.Rich Birch — Right. I think she said it’s the difference between scars and wounds, right? You can talk about your scars. That’s like, that’s an area that has, has had some level of healing to it versus an open wound, right? Like this is a part that’s, that’s still gaping.Lou Pizzichillo — Yeah.Rich Birch — And, uh, you know, we don’t necessarily want to to share that. And that, you know, uh, that is a change. So I’m, you know, I’m of a certain age, been in this game a long time. And I remember when we first started, when I first started, that generation that came before me, people wanted like the superhuman religious leader. They wanted the like pastor to be, to have their stuff a hundred percent sewed up. Like, don’t tell me that you’re a real human. They didn’t want that.Lou Pizzichillo — Yeah.Rich Birch — You know, and that has completely reversed.Rich Birch — People are like, no no, like you said, we, we need to be transparent, open, authentic. People know that we’re not perfect. Lou Pizzichillo — Yeah. Rich Birch — They know that we don’t have it all together. Lou Pizzichillo — Right.Rich Birch — And when we try to hide that, when we try to, in your language, pretend that actually is repulsive, it pushes them away. Lou Pizzichillo — Yeah.Rich Birch — One of the things that stood out to me just by reputation, kind of seeing your church is it appears that you guys have a conviction around getting out and serving the community, actually making a difference in the community. You know, it strikes me as very ah a very James-approach, faith in action – it’s it should make a difference in our community. What how do talk to me about what that looks like for Community. How does that, even your name, Community, you know, Church, reflects that. Talk talk to talk to me about what that looks like.Lou Pizzichillo — Yeah, so we’re pretty clear. Like we we tell people we want to be an asset to the community. We want people to be glad we’re here, whether they attend our church or not. And so that started really early. Actually, before we launched, we did this thing called the 12 Days of Christmas where, so our church is in a village, right? So there are a lot of local businesses around us. What we did is during the 12 days leading up to Christmas, we went to shops and we gave away gifts from those shops. There was a different shop every day for the 12 days leading up to Christmas. So we planned this out ahead of time. But we would post on social media and be like, Hey, today the, you know, the shop is Bunger surf shop. The first 25 people there are going to get beanies from Bunger surf shop.Lou Pizzichillo — And we paid for them. We sent the, Bunger agreed to hand them out. And people went to go get them. And what was, so it was a win, win, win, really. Like the people who participated got free beanies, the surf shop are like all the different shops in the village. They got people to go, they got traffic to their business, right?Rich Birch — Yeah, yeah.Lou Pizzichillo — Because people went in then bought other stuff. And it helped us communicate that we we say we want something for you, not from you, right? We want to be an asset to the community. And so it helped us communicate that message. And the response to that has been great.Lou Pizzichillo — Now, what’s interesting, if this doesn’t tell you something about the church’s reputation, on year one, before we launched, it was very hard to get 12 shops to agree to do this with us. Like they were like, you’re a church? I’m sorry. No, we’re not doing it.Rich Birch — Forget it. Yeah.Lou Pizzichillo — Now it’s year seven. Right now we’re in the middle of our our seventh year and there are shops lining up to do it. There are shops reaching out to us, asking us to collaborate.Rich Birch — Wow.Lou Pizzichillo — They’re helping to pay for the stuff. So it’s actually in some ways getting a little bit cheaper.Rich Birch — Huh.Lou Pizzichillo — And it’s just cool. It’s shown like this posture of partnership with what’s going on… Rich Birch — Yes. Lou Pizzichillo — …rather than, okay, there are the shops and then there’s the church. Rich Birch — Yes.Lou Pizzichillo — And yeah, we actually have a someone on staff now who first heard about the church on year one during the 12 days of Christmas. She started coming to the church. she eventually got baptized and now she’s on staff. And it’s just like, it has been so, so cool.Rich Birch — Yeah, I love that. That’s what a cool, you know, even just a cool tactic, kind of an expression of that. Is there other ways, other kind of activities like that, that you’re engaged with throughout the year that would could illustrate this idea of being for the community, being an asset to the community? What would be another example of that that that’s happened?Lou Pizzichillo — Yeah. So there is this fair that happens right across the street from the church. It’s called the Argyle Fair. It’s it’s around a lake. There are about 30,000 people that come to this fair. And the fair is on a Sunday during church.Lou Pizzichillo — The first year that we were here and had services during that Sunday, it was a mess. There were people you know like parking all over the place. It was hard to have services. Traffic was crazy. And we left church and my wife and I walked to the fair and just felt like something didn’t feel right. Like there’s some, here’s something everybody’s doing and we’re fighting against it.Rich Birch — Right.Lou Pizzichillo — So we went to the people who ran the fair and we were like, is there any way we can help? Like, is there, what do you guys need? And right away she was like, we need volunteers and we need parking. And as a church, we are uniquely equipped with volunteers and parking. Rich Birch — Yes.Lou Pizzichillo —And so really it was there, like that almost right away, we were like, okay, next year, ah we’re going to be on board with what you’re doing.Rich Birch — Wow. Wow.Lou Pizzichillo — And so we decided to cancel services. And in the weeks leading up to that, we teach about the importance of serving the community. It’s kind of like the grand finale to whatever, you know…Rich Birch — Yes.Lou Pizzichillo — …outreach series or message is being given.Rich Birch — Yeah.Lou Pizzichillo — And um yeah, so we teach on that. And then we’re like, hey, you know, two weeks from now, we’re not going to have services. Instead, we’re going to go out instead of staying in here talking about serving, we’re going to go out there and serve. And, you know, we’ve said like… Rich Birch — Love that. Lou Pizzichillo — …yeah, what’s what’s happening out there is not more spiritual than what’s happening in here. It’s a different way to express and grow in our faith. So we did that. And the response has just been unbelievable. Like the community has loved it. The the fair has had the help that they need. The people in our church have loved it. But this year we actually it got rained out on the first week. And so they postponed it to the next week.Rich Birch — Oh, wow.Lou Pizzichillo — And that made it tough for us because now we were like, okay, are we going to cancel church two weeks in a row? Rich Birch — Right. Lou Pizzichillo — And we had a meeting about it and like looked at our values, looked at what we were talking about. We were like, you know what, this is actually an opportunity for us to really double down and say, we’re not doing this out of convenience. We’re doing this because it’s a value. And so I called up the guy who was running the fair and he was like, I get it. If you can’t do it, I get it. And it felt, it was, it was amazing to be able to say on the phone, like, Hey, we’re with you, uh, no matter what. So, uh, so we did and it was, it was awesome.Rich Birch — That’s incredible. Like ah that, again, that what a vivid example, because I think there’s a lot of church leaders, if we’re honest, we’ve been engaged in the conversation that’s literally on the opposite side of that, where we’re like, man, how do we, these people, they’re, you know, they’re cramping our style or whatever. It’s like we naturally default towards that rather than to serve. Rich Birch — Take us back early in the discussions because I think a lot of us have not done a good job in building trust bridges in our communities. And you know trust isn’t built with just you know, one conversation. It takes time, right? It takes, like you said, those those first 12 days of Christmas, you couldn’t get anybody. And now here’s seven years later. We want we want to get to the seven years later part really quickly.Rich Birch — But ah those early conversations, how are you handling yourself, interacting with the like other people, you know, approaching them, having those conversations. What did you learn in the early dialogue that could help us if we’re trying to build, you know, deeper community trust in a place that just is so skeptical of that we’re coming with, just looking to take from our people.Lou Pizzichillo — Yeah. I mean, you have to be willing to be inconvenienced. I think that’s been a big part of it.Lou Pizzichillo — On week one, so we we launched literally on the first day and launch day was bigger than we thought it was going to be. And on that Monday, I was called to the mayor’s office, the mayor of the village.Lou Pizzichillo — And I was like, okay, thought I was going to go have a conversation. And when I got there, it was the it was him, it was the head of code enforcement and the fire chief all in a room waiting for me Rich Birch — Oh, gosh. Lou Pizzichillo — And they had pictures of cars parked all over the street. And I I realized there, like, there was a real concern about what this church was going to be in the community.Rich Birch — Right.Lou Pizzichillo — And so from there, we’ve just been looking for opportunities to earn trust. The neighbors have made it very clear that they don’t like cars parking on the street. And so we, we began paying for a lot so that we could take the cars off of the street. We don’t have to, they can legally park in the street, but we rent the lot. We told the owner of the property why we’re doing it. And he got on board with what we’re doing. We’re now in a place, kind of a long story, but we now don’t have to pay for that lot.Rich Birch — Wow.Lou Pizzichillo — We also, like the trust has been earned one decision at a time. We were going to do this big thing in the parking lot. We did a parking lot renovation that took the whole summer. After the summer, we were like, hey, in our new parking lot, let’s put on a Christmas show. We’ll run it throughout two weeks in December.Lou Pizzichillo — We had an animator who goes to the church. He like had this great idea for a show. He’s like, we’ll project it on the building. People will drive in. We’ll run it multiple times a night, do it for a few weeks throughout December. We were calling it Christmas in Lights.Lou Pizzichillo — So we put this whole plan together. He’s making the thing. We start advertising it and the village comes to us and they’re like, you’re in violation of the code. You can’t do this. And and they’re giving us all these reasons that I felt like didn’t really hold that much weight, you know.Rich Birch — Right.Lou Pizzichillo — But in thinking about it, I do understand the inconvenience it would have been. We just had a major parking lot renovation. There were huge trucks making tons of noise for months. Rich Birch — Right.Lou Pizzichillo — And now that’s finally over. And we’re going to ask the village to deal with the traffic of a show happening every single night, you know, for a few weeks in December.Rich Birch — Right Right.Lou Pizzichillo — And so I went to the mayor and I was like, hey, ah it’s a new mayor at this point. But I just sat down with her and I was like, hey, listen, if you have concerns about this, I want you to feel the freedom to just come to me and say, this is a lot for the neighbors. Like, what do you think about pulling this in?Lou Pizzichillo —And it was cool. It was an opportunity for the two of us to kind of bond, like there was some trust earned there and we canceled the show. We decided not to do it. And I released a video explaining why we weren’t doing it.Rich Birch — Wow.Lou Pizzichillo — And the amazing thing is that I think canceling the show accomplished more than we would have accomplished if we actually did the show.Rich Birch — Interesting.Lou Pizzichillo — Like it earned, it was so well received when people found out that we weren’t going to do it. They were like, and even the people that attend the church, they were like, I want to be part of a church that supports their community like this.Rich Birch — Right.Lou Pizzichillo — And so it went really well, and it was a lot less work, and so it was it was kind of a win all around. Rich Birch — What did the animators say? I feel but feel bad for that person who started doing that work. Did they understand. Obviously, they’re bummed or concerned.Lou Pizzichillo — He was bummed out, but he’s one of the nicest people you’ll ever meet, and so he he totally got it. And he’s on board with what we’re trying to do, and when he knew the reason why, he was totally, totally supportive of it.Rich Birch — Interesting. So where have you seen churches kind of get this wrong as we’ve tried to engage with the community? Maybe a common a pothole that we fall into or a way that we stub our toes, you know, a thing maybe you’ve you’ve you’ve seen that we just, we you know, kind of consistently make the same mistake.Lou Pizzichillo — Yeah. You know, one of my mentors told me a while ago, he was like, when you’re thinking about the church in the community, he’s like, there’s a small percentage of people that are for you. He said, there’s, there’s also a small percentage of people that are anti-church and they always will be, and you’re not going to change their minds.Rich Birch — Right.Lou Pizzichillo — And he’s like, but then there’s this large percentage that’s just kind of going to go one way or the other. And he’s like, that’s the percentage that you really have to be intentional about connecting with.Rich Birch — Right. Right.Lou Pizzichillo — And so I think, you know, it is very easy to tell the story like, hey, they don’t want us to do our Christmas show. This is persecution… Rich Birch — Yes. Lou Pizzichillo — …you know, and we got to fight and suffer for the name of Jesus. And ah we’ve just found that that’s not always the case. Rich Birch — Right. Lou Pizzichillo — You know, it’s people that don’t want to be inconvenienced and they may love church, but there’s there’s all this stuff going in the community. Maybe they maybe they have you know other reasons why. So i think I think it’s just the posture.Lou Pizzichillo — Like a lot of, most people, most people aren’t unreasonable. And I think if we give them the chance to really articulate what’s going on, I’ve been surprised at how understandable a lot of the feelings have been, a lot of the resistance to church comes from real stories, real experiences.Rich Birch — Right, right.Lou Pizzichillo — And so, yeah, I think it’s the you know the whole like persecution thing or suffering or that is real and people do really experience that. But a lot of times I think we’re a little too quick to say, oh, this is what that is when really it may not be.Rich Birch — Well, and it it’s, ah in some ways, it’s like a low form of, well, it’s a leadership shortcut for sure to like demonize, to like, oh, there, those people are come out to get us. You know, any leader that’s led before realizes, oh, that’s like a that’s a tool that actually works. People respond to that, but, but we don’t want to do that. Like that isn’t, these are the people we’re trying to love and care. These are people we’re trying to see point towards Jesus. They’re not our enemies.Lou Pizzichillo — Yeah. Yeah.Rich Birch — They’re not, you know, they’re, they’re not, they might just not like parking, like you at the end of the day.Lou Pizzichillo — Right. Right.Rich Birch — And so let’s not, let’s not get over-revved, ah you know, on that. And unfortunately there are, I know, you know, way too many churches that have got themselves on the wrong side of this. And it’s very hard to backwards engineer out of that. Once you go down that road of like, we’re going to try to go negative with our community. That just isn’t, it’s just, it’s, it’s very difficult to to step back from that.Rich Birch — If you think about a church leader that’s listening in today and they’re, they’re saying, Hey, They’re thinking we want to do a better job being trusted more locally, trusted by local leaders, trusted by other you know businesses in town, that sort of thing. What would be a couple first steps you think they could take? A couple things where they could start to try to build that kind of trust with the community around them?Lou Pizzichillo — Yeah. You know, I think I’m a big believer in praying for those opportunities. And also just giving things a second look, you know. When you’re in a situation that may seem like a challenge or something that may seem like it’s getting in the way, to just stop and think, okay, is, is there an opportunity here to build trust with the community?Rich Birch — Yeah, that’s good.Lou Pizzichillo — Because we, and when we say the community, we’re not just talking about this nebulous, you know, idea of Babylon village. There are people there.Rich Birch — Right. Right.Lou Pizzichillo — And if those people see this church as trustworthy, they may come here, you know, when their relationships are falling apart or when they’re looking for answers.Rich Birch — Yep.Lou Pizzichillo — Um, and so it’s really just been… We have great people here who have bought into what we’re doing, who have really helped us to see like, this is an opportunity to win with the community. And yeah, you gotta, you have to look outside the box and, and also be willing to, there, there are moments like with Church Has Left the Building—with the fair—and with the Christmas and light show, there are moments where they’ll see, okay, do you really care? Do you really care?Rich Birch — Yes. Yes.Lou Pizzichillo — Like are how how much will you inconvenience yourself? And I mean, the payoff from that has just been huge, even though it’s been an inconvenience and our giving goes down that week and it throws off the series and we got to restructure the calendar.Rich Birch — Right.Lou Pizzichillo — It has gone, there’s there’s never been a time where we’ve regretted it.Rich Birch — Yeah, it’s good. And, you know, there’s no doubt one of the things I think we can in our our little world of kind of church leadership, I think we can forget often that people in the communities that we’re serving, they really don’t have any frame of reference for a church of 1,200 people. Like they that that isn’t people’s normal perception of what a church is. Like a church is 25 people or 50 people in a room somewhere super small.Rich Birch — And, and their perception can be, they just don’t, they just don’t have any idea. What is that? What’s that look like? And some of that can skew negative because it’s busy and blah, blah, blah, all those things. And so we’ve, we, we have to take it on ourselves when our church gets to the size that you’re at or larger to try to help them understand and see though this is like really positive for the community and actually point towards that.Lou Pizzichillo — Yes.Rich Birch — Yeah, it’s good.Lou Pizzichillo — Yes. And, and like along those lines, ah it’s also perceived as a source of power, right? Like if, if there, if you have 1500 people that all believe the same thing and you’re trying to run a village or a community, there is this, this sense of like, okay, well, are they going to be for us or against us? Like, are all these people going to be anti-village?Rich Birch — Right.Lou Pizzichillo — And so there is like that, that instinct to kind of protect from this group of people that make, make things really hard for us. But over time, as they begin to see like all these people are, are behind us, they’re here to support us and they want to make this place better.Rich Birch — Yes.Lou Pizzichillo — It’s, it really is a beautiful thing. And we’re not there yet as a church, but we’re getting there. And, uh, we’ve just seen a lot of, lot of positive signs and, uh, Yeah, think it’s paid off.Rich Birch — So good, Lou. That’s, that’s great. Just as we wrap up today’s conversation, any kind of final words you’d have to, ah you know, to leaders that are listening in thinking about these issues today?Lou Pizzichillo — Yeah. I mean, I think I would just say it’s worth it. It's it’s messy. It does make things difficult. It can be inconvenient. And when you have people who don’t go to church coming to church and you give them permission to be in progress, you get a lot of hairy situations. And we have a lot of conversations where we’re trying to figure out which way to go.Rich Birch — Yeah, 100%.Lou Pizzichillo — But it’s in those conversations that we cant kind of stop and remind ourselves like, Hey, we’re, we’re glad that these people are here and we’re glad that these are the problems that we’re having. And, the end of the day, this is what we feel like it’s all about. So.Rich Birch — Yeah, it’s so good. I just want to encourage you as you’re leading, you’re doing a great job and and it’s been fun to get a chance to get a little window into what’s going on at Community. Want to encourage you and your your team, just you’re doing the right thing. If people want to track with the church or with you online, where do we want to send them to connect with you guys?Lou Pizzichillo — Yeah, so communitychurch.net is our website. On Instagram, we’re communitychurchli, we’re @communitychurchli, and we try to keep that handle throughout all the platforms. So YouTube, same thing. But yeah, that’s it.Rich Birch — Great. Thanks for for being here today, Lou.Lou Pizzichillo — Thanks for having me, Rich. It’s an honor to be here, and I love what you guys are doing for the church.

Peter makes his return on air with Drew as they talk to callers regarding $01k RMD distributions, DROPs, gold, special needs trusts, and more! Download and enjoy! 

Originally released June 25, 2024. New Kindred episodes will drop starting in April 2026.In this week's episode, we are speaking with Jen Davis, the education and learning manager for The Wildlife Trusts based around the UK.Jen focuses specifically on the role nature plays in childhood and how through educational programs implemented by The Wildlife Trusts, children can access empathy to nature, and a deeper connection to themselves and others.And, we dig deep into the critical role time spent in nature plays in the development of children and young people.Jen was such a joy and inspiration to speak with. You can tell how much she loves her work and how passionate she is about implementing time spent in nature for children into the educational systems in the UK.This conversation resonated deeply with us and is so very Kindred.Thanks so much to Jen Davis and The Wildlife Trusts for speaking with us and for the work you are doing in getting our children reconnected to the natural world!Lots of Love.Episode Timestamps:Introduction: 00:51Interview: 5:09TA: 52:32Show Notes:https://www.wildlifetrusts.org/https://www.wildlifetrusts.org/sites/default/files/2019-11/Children%20and%20Nature%20-%20UCL%20and%20The%20Wildlife%20Trusts%20Full%20Report.pdf

This week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Anylise Crouthamel, Esq. and Doug Kaune, Esq. Anylise and Doug are estate planning attorneys at Unruh, Turner, Burke, & Frees PC. Unruh Turner Burke & Frees helps clients navigate the increasingly complicated legal and regulatory world. In this episode, Anylise, Doug, and Mike talk discuss the many facets of elder care law. They discuss irrevocable trusts, wills, and taking assets. They then discuss a case study where they explore trust planning options for a mother with four children (trustees). This is a great episode for anyone who wants a more concrete insight into elder care, wills, and trusts. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

317.ผู้ใดวางใจในพระบุตร (He Who Trusts in the Son) by คริสตจักรตรัง

In this episode, I'm sitting down with estate planning attorney Cecilia Amo to talk about something most of us avoid — wills, trusts, and what actually happens if something happens to us. But this conversation goes way deeper than legal documents.  We talk about legacy, faith, values, and what it looks like to fully integrate who God made you to be into your calling and business. Cecilia shares why estate planning is a spiritual responsibility, how the government already has a default plan for your family (yes, really), and how to make sure your kids are raised with your values if the unthinkable happens. This episode will challenge you to think beyond money and start thinking generationally. __________________________________________________________ Ready for more? Here are 3 ways we can help you: 1)

A Prayer for Love That Always Trusts with Rachael Adams God invites us to trust Him—even when we don’t fully understand Him. It today's episode by Rachael Adams encourages us to explore what it truly means to trust God with all our hearts. Through Scripture, fulfilled prophecy, and His unchanging character, God has proven Himself faithful and worthy of our complete reliance Reference: Proverbs 3:5-6 Prayer: Father, thank you for being trustworthy and true. I want to trust you and your love for me. Help me to believe your plans for me are good. When my faith is stretched, I pray I cling tightly to you and your promises. Forgive me for acting inauthentically. May I be a person others can depend on to lead them into a closer relationship with you. In Jesus' name. Amen. LINKS: Connect with Rachael Adams Order Everyday Prayers for Love Follow Everyday Prayers @MillionPrayingMoms Get today's devotion and prayer in written form to keep for future use! Support the ministry with your $5 monthly gift through Patreon. Discover more Christian podcasts at LifeAudio.com and inquire about advertising opportunities at LifeAudio.com/contact-us Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

What happens to your children, your home, your photos, and your money if something happens to you—tomorrow? In this episode of Adulting With Autism, we sit down with Attorney M. Cecilia Amo, founder of AMO LAW Legacy Planning (Costa Mesa, California), to talk about estate planning for real life—not just paperwork that sits in a drawer. Cecilia breaks down the difference between a will and a trust, why probate can be expensive and stressful, and how to build a plan that keeps your loved ones out of court and out of conflict. We also dig into why estate planning matters for families navigating autism, ADHD, disability, and government benefits, including how an inheritance can accidentally disrupt benefits if planning isn't done correctly—and what tools (like special needs planning) may help protect long-term stability. Cecilia is also the author of Your After-Credits Scene: A Nerd's Guide to Wills, Trusts & Legacy, where she teaches estate planning using pop culture references (think Star Wars, Harry Potter, Marvel) to make it actually understandable. In this episode, we cover: Estate planning myths: it's not just for the wealthy or elderly Will vs. trust: what each does (and doesn't do) Why probate is the government's "default" plan What happens if you're incapacitated without a power of attorney Kids protection planning and choosing guardians Why digital assets (photos, accounts) need planning too How to find an estate planning attorney who isn't just selling templates Learn more / Connect: AMO LAW: https://amo-law.com/ Book info: https://amo-law.com/aftercredits

Jeremiah and Nic start with a volatile week in the markets following the Supreme Court's decision to strike down President Trump's tariff authority and the market's surprisingly calm reaction. They explain why uncertainty, not bad news itself, drives volatility and how diversified portfolios, including small caps, value stocks, and international exposure, help investors stay resilient when headlines shift. The conversation then turns to one of the most overlooked areas of financial planning: estate planning and account titling. They walk through the differences between wills and trusts, why wills do not avoid probate, and how simple steps like beneficiary audits, TOD and POD designations, and proper account ownership can prevent costly delays and family conflict. They also discuss whether trusts should be named as beneficiaries on IRAs, how inheritance rules differ for individuals versus trusts, and when simplicity is often the best strategy. Rounding out the show, the duo covers tax-season pitfalls, including corrected 1099s, K-1 delays, Roth conversions, backdoor Roth mistakes, and why rushing to file taxes can create unnecessary problems.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Host Stan Ketcik speaks with attorney Robert Porter about wills, trusts, powers of attorney, probate, and estate taxes, explaining practical steps to protect your family and assets. The episode highlights planning for children, blended families, special needs trusts, ways to avoid probate, and a free MyCatholicWill resource offered through Catholic Spirit Radio. https://mycatholicwill.com/catholicspiritradio

Nick explains why he has more confidence in the Washington Wizards' rebuild than the Washington Commanders', pointing to the Wizards' young core and clearer developmental direction. He argues that while the Wizards are stacking talent and prioritizing growth, the Commanders still face major roster questions, starting with overall depth and consistency. A key concern he raises is the health of quarterback Jayden Daniels, noting that uncertainty at the game's most important position makes projecting the Commanders' long-term outlook far more difficult. In Nick's view, stability, youth, and a defined plan give the Wizards a stronger foundation moving forward compared to the unanswered questions surrounding Washington's NFL franchise.

Everything you need to understand about baseball's looming labor war, all in one conversation. The Athletic's Evan Drellich joins to break down the stunning fallout from Tony Clark's exit, the federal investigation cloud hanging over the union, and why installing Bruce Meyer just months before bargaining begins is far from ideal. We dig into the biggest question facing the sport: is a salary cap showdown inevitable? Hear why owners are expected to push hard for one, why players have fought it for decades, and how internal ownership politics could decide everything before negotiations with players even begin. The discussion also explores franchise values, skyrocketing player salaries, shrinking local TV money, and why even big-market teams might secretly benefit from a cap. Plus: could games actually be lost, or will too much money on the line force a deal? Would replacement players ever be considered in today's union landscape? How deferred mega-contracts like the Dodgers' are fueling owner vs. owner tension. And why revenue sharing, not a cap, might be the real battleground. Finally, the hosts react to Chris Bassett's comments on parity, debate whether MLB's system already produces competitive balance, and land on the fan's biggest frustration: without financial transparency from ownership, how can anyone trust the argument for a salary cap at all? A comprehensive, no-nonsense breakdown of the power struggle that could reshape baseball's future.

Sign Up for a Free Call to Protect Your Wealth & Privacy -->DianeKazer.com/TheFreedomPeople Apply to Become a Patient -->DianeKazer.com/PATIENT Join our VIP Tribe for $1 -->DianeKazer.com/VIP Kury's Crypto Blog --> TheFreedomPeople.org/blog/ Inside this powerful episode, we explore: • What Crypto and Bitcoin are in plain English and why it exists • Why banks continue to fail and what that means for your deposits • How inflation and taxation quietly erode your wealth • The real reason "taxation is theft" • How properly structured trusts can create lawful separation, privacy and asset protection • How to operate more independently from mainstream financial systems • What it takes to move toward a Bitcoin standard • The biggest beginner mistakes in Bitcoin and how to avoid them If you've been questioning the stability of banks… If you've felt the weight of taxation and inflation… If you're ready to think differently about money, ownership and freedom… This episode will challenge you and empower you.

Choosing a corporate trustee is one of the most important decisions in estate planning—especially if you're naming a bank, brokerage trust department, or independent trust company to manage assets and carry out your wishes after you're gone. Lance Roberts & Jon Penn break down how to compare corporate trustees beyond just “lowest fees,” including fiduciary standards, investment flexibility, service model, administrative capabilities, distribution discipline, technology/reporting, continuity, and how they handle family dynamics. We also cover the key differences between revocable and irrevocable trusts, including where each is typically used, how control and flexibility change, and why trustee selection matters even more once a trust becomes irrevocable. Finally, we explain Trust Protectors—what they do, why they can be a critical safeguard, and how they may help your beneficiaries replace a trustee later if service, philosophy, or circumstances change. For educational purposes only. This discussion is general in nature and not individualized legal, tax, or investment advice—talk with your estate attorney and tax professional to apply these concepts to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Bifurcated Markets - Over Sold, Over Bought 3:09 - Markets Challenge 100-DMA 7:57 - The Danger in Overlooking the Importance of Trusts 11:21 - Don't Scrimp on Speedo's or Estate Plans 14:24 - Where There's a Will... 17:51 - Medical, Durable Powers of Attorney 20:26 - The Parties to a Trust 23:45 - Setting Up the Trust 29:34 - Wills vs Beneficiary Directions 32:00 - Who Do You Designate as Trustee? 36:27 - Choosing the Right Corporate Trustee 39:20 - Estate Taxes & Exemptions 40:55 - Passing Assets to Children Who Marry & Divorce 43:51 - Legal Zoom & On Line Platforms 46:15 - Trust Protectors 47:39 - The Cost of Setting Up a Trust 52:54 - What is Required to Change a Trust Company? ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MU8qVbSiqxY?feature=share ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Margin Debt & the One-Stock Myth," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "100-DMA Test - Momentum Fades, Rotation Shifts," is here: https://youtu.be/Qkkl5m8hY7w ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketUpdate #SP500 #TechnicalAnalysis #RiskManagement #MarketRotation #EstatePlanning #Trusts #Trustee #WealthManagement #FinancialPlanning

Choosing a corporate trustee is one of the most important decisions in estate planning—especially if you're naming a bank, brokerage trust department, or independent trust company to manage assets and carry out your wishes after you're gone. Lance Roberts & Jon Penn break down how to compare corporate trustees beyond just "lowest fees," including fiduciary standards, investment flexibility, service model, administrative capabilities, distribution discipline, technology/reporting, continuity, and how they handle family dynamics. We also cover the key differences between revocable and irrevocable trusts, including where each is typically used, how control and flexibility change, and why trustee selection matters even more once a trust becomes irrevocable. Finally, we explain Trust Protectors—what they do, why they can be a critical safeguard, and how they may help your beneficiaries replace a trustee later if service, philosophy, or circumstances change. For educational purposes only. This discussion is general in nature and not individualized legal, tax, or investment advice—talk with your estate attorney and tax professional to apply these concepts to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Bifurcated Markets - Over Sold, Over Bought 3:09 - Markets Challenge 100-DMA 7:57 - The Danger in Overlooking the Importance of Trusts 11:21 - Don't Scrimp on Speedo's or Estate Plans 14:24 - Where There's a Will... 17:51 - Medical, Durable Powers of Attorney 20:26 - The Parties to a Trust 23:45 - Setting Up the Trust 29:34 - Wills vs Beneficiary Directions 32:00 - Who Do You Designate as Trustee? 36:27 - Choosing the Right Corporate Trustee 39:20 - Estate Taxes & Exemptions 40:55 - Passing Assets to Children Who Marry & Divorce 43:51 - Legal Zoom & On Line Platforms 46:15 - Trust Protectors 47:39 - The Cost of Setting Up a Trust 52:54 - What is Required to Change a Trust Company? ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MU8qVbSiqxY?feature=share ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Margin Debt & the One-Stock Myth," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "100-DMA Test - Momentum Fades, Rotation Shifts," is here: https://youtu.be/Qkkl5m8hY7w ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketUpdate #SP500 #TechnicalAnalysis #RiskManagement #MarketRotation #EstatePlanning #Trusts #Trustee #WealthManagement #FinancialPlanning

During the Poock's Post segment of Ep. 32 of the Ask the Law Firm Seller Show, Jeremy E. Poock, Esq. shares the following warning: Warning to T&E Attorneys: Clients Do Not Necessarily Hire the Same Firm that Prepared an Estate Plan for Probate & Trust Administration As Poock explains: “What we continue to see with Trusts & Estates attorneys is that when the clients for whom Trusts & Estates attorneys prepared wills and trusts - when they pass away, their children [and] their named fiduciaries, they will go to Google [and] ask for ‘Best Trusts & Estates attorney near me.'”   In terms of why children and fiduciaries ask Google, or their preferred AI thought partner, to suggest the best Trust & Estate attorney to hire, Poock shares the following:   Beneficiaries and fiduciaries want to hire a Trusts & Estates law firm that features multiple 5-Star Google Reviews and that publishes compelling content on their websites, as well as social media, as compared to returning to the law firm that prepared the original estate plan per the following mindset:   “Just because Mom or Dad trusted them, doesn't mean that we need to.”   What can Senior Attorney T&E attorneys do now to preserve a significant, valuable aspect of their T&E practices, namely, the future probate and trust administrations on behalf of their Trusts & Estates clients?   Poock offers the following suggestions:   1. Consider Your Wills Cabinet as Estate Plans under Management: Please consider the estate plans that you have prepared as “Estate Plans under Management.”   Similar to financial planners who maintain Assets under Management, maintaining Estate Plans under Management involves: (a) Regularly updating client contact information; and (b) Periodically contacting T&E clients to offer to update their plans.   2. Establish Relationships with Named Beneficiaries & Fiduciaries: As a proverbial antidote to named fiduciaries and beneficiaries searching online for T&E attorney when a need to probate a will or trust arises, Poock suggests that T&E lawyers proactively establish relationships with both beneficiaries and named fiduciaries.   As Poock states, “Let them know who you are . . . You care about the people for whom you wrote the estate plans, and you can let [beneficiaries and fiduciaries] know: ‘We're here for you.'”   3. Update Your Website & LinkedIn Profile: Considering the likelihood that named fiduciaries and beneficiaries will search online for a T&E attorney to administer their loved one's estate plan, Poock suggests the following:   That Senior Attorney T&E lawyers update their websites and LinkedIn profiles to establish a digital assurance that the firm that prepared the estate plan for their loved one has the experience and capability to administer the plan, as well.   Regarding the significance of this warning in the context of selling a T&E law firm, Poock explains the following:   In Law Firm Sales 1.0, purchasing firms pay a selling law firm upon an earnout basis, namely, fee sharing upon revenues derived from a selling law firm's defined Book of Business.   Importantly, if estate planning clients do not return to a purchasing law firm when the need arises to administer a will or trust prepared by a selling law firm, the following negative consequences will occur:   1. The potential value of a selling law firm's Estate Plans under Management will become unrealized; and   2. The expected earnout will not match a selling law firm's expectations, despite having prepared hundreds, and sometimes thousands, of estate plans.   As Poock advises, “If you want to get as high of an Earnout as possible when you sell your firm, [i]t is just so important to keep in touch with your clients.”   And, as Poock suggests, “[R]each out to your clients; get that updated contact information; learn more about who the beneficiaries are, who the fiduciary is; keep in touch with them and let them know your firm is here for them and their families for years and decades to come.”

Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

This partnership between Dr. Mamina Turegano and Obagi bridges the gap between clinical dermatology and holistic wellness by uniting Obagi's 35-year legacy in skin science with the world-class expertise of Dr. Mamina Turegano. As a triple board-certified dermatologist, internist, and dermatopathologist, Dr. Turegano brings a rare, 360-degree perspective to hair and scalp health, emphasizing how internal factors like nutrition and lifestyle manifest on the surface. Her background makes her the quintessential advocate for the new Nu-Cil BioStim™ Scalp Serum, a "root-level" innovation designed to fortify follicles and re-densify hair. By highlighting the serum's proprietary BioStim™ Complex and its ability to reduce dry hair fall by 32% in just two weeks, she validates the formula's medical-grade efficacy. The collaboration is a natural fit, as both the doctor and the brand prioritize research-backed results and cellular-level repair. Together, they provide listeners with a sophisticated, science-first approach to achieving visibly fuller, healthier hair.In this episode, Dr. Mamina Turegano also discusses:Going viral with her mom's weird beauty banana peel hackThe social media dilemma for doctors: balancing professionalism with authenticityHer personal 20-year hair loss struggle and the challenge of finding non-irritating solutionsThe clinical trials supporting the efficacy of the Nu-Cil Biostim Scalp SerumWhy scalp health is the key to stopping hair lossThe future of skin–genetics will personalize your dermatology treatmentWe hope you enjoy this episode and gain valuable insights into Dr. Mamina Turegano's journey and the growth of Obagi. Don't forget to subscribe to the Glam & Grow podcast for more in-depth conversations with the most incredible brands, founders, and more.Be sure to check out Obagi at www.obagi.com and on Instagram at @obagimedicalRated #1 Best Beauty Business Podcast on FeedPostThis episode is brought to you by WavebreakLeading direct-to-consumer brands hire Wavebreak to turn email marketing into a top revenue driver.Most eCommerce brands don't email right... and it costs them. At Wavebreak, our eCommerce email marketing agency helps qualified brands recapture 7+ figures of lost revenue each year.From abandoned cart emails to Black Friday campaigns, our best-in-class team manage the entire process: strategy, design, copywriting, coding, and testing. All aimed at driving growth, profit, brand recognition, and most importantly, ROI.Curious if Wavebreak is right for you? Reach out at Wavebreak.co

Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

In this episode of Honest Money,  Warren Ingram and Pieter de Villers address audience questions related to personal finance, focusing on pension contributions and estate planning. They discuss the implications of diversifying investments across multiple funds and the importance of simplicity in financial strategies. The conversation also delves into the complexities of estate planning, particularly regarding how discretionary investments are treated upon death and the best practices for ensuring financial security for dependents.TakeawaysPersonal finance should be approached with simplicity and clarity.Diversifying across too many funds can lead to over-concentration and unnecessary complexity.It's essential to understand the implications of investment strategies on long-term growth.Estate planning is crucial, especially for individuals with dependents.Retirement funds fall outside of estate duty, providing tax advantages.Discretionary investments can be subject to estate duty, so planning is necessary.Nominating guardians for minor children is an important aspect of estate planning.Trusts can be a useful tool for managing assets for minors.Understanding the tax implications of different investment vehicles is vital.Asking the right questions about finances is a sign of good financial health.Learn more about how Curate Investments can help you here.Send a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

“They would have had to cut my foot off before I didn't play in Super Bowl.” Nick Emmanwori  They say Defense wins championships, and the Seattle Seahawks backed that statement up with one of the fiercest units! Keeping up Pivot tradition, we travled to the home of the world champions post Super Bowl to sit down with Nick Emmanwori, the Seattle Seahawks' rookie safety who defied the odds and finished his first NFL season on top of the league. Nick takes us inside an unforgettable year — from his Nigerian roots to being selected as the 35th overall pick in the 2025 NFL Draft, to becoming an anchor of Seattle's defense and a key contributor to their championship run.  We get into the biggest question looming Super Bowl week when a video of Nick surfaced not being able to walk as he opens up on the ankle injury scare heard round the football world as he shares missing the biggest game of his life was never an option and what he did to push through the unknown to stay locked in mentally and physically to help his team win the Lombardi. He takes Ryan, Channing and Fred into the locker room mentality to paint a picture of what Seattle truly built the past year and why he trusts a repeat is not off the table, recognizing all the pieces that need too fall in place to go back to back. Beyond the big game, we dive deep into the ups and downs of his rookie campaign, falling to the second round of draft and rebounding with the early-season growth that earned him Defensive Rookie of the Year buzz and how he battled adversity to find his confidence on the biggest stages. Relying on veteran leadership, Seattle's locker room bonded together on a mission to never let outside noise affect the team goal which created the NFL's No. 1 ranked defense, known as the "Dark side". He opens up about his bond with head coach Mike Macdonald and what he had to do to soak in all of the football knowledge to adapt to X & O schemes that elevated his play. Nick also opens up about the bond with Sam Darnold, whose own redemption arc culminated in a sturdy Super Bowl performance — proving that heart and leadership can outweigh the critics. The guys reflect on resilience, leadership, and the lessons learned in a season that none of his team will ever forget. And we couldn't not ask about the women in his life, from his mom's viral interview Super Bowl week to Dawn Stalely wearing his jersey to his girlfriend, Raven Johnson's unconditional support...this conversation covers it all. From draft dreams to the Lombardi Trophy, this is the inside story of a rookie who refused to be ordinary and a team that rewrote the championship narrative. Pivot Family, please like, comment and subscribe- we love hearing and interacting with you all to see what resonates with you most! Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview recorded - 12th of February, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Clive Thompson. Clive has experience in the wealth management industry & has a unique insight into central banks.During our conversation we spoke about the current economic outlook, bond market issues, precious metals boom, DOGE, physical precious metals and more. I hope you enjoy!0:00 - Introduction2:14 - Current economic outlook5:13 - Bond market issues7:40 - Precious metals boom16:35 - DOGE18:45 - Weak US employment24:03 - Employment disconnect26:12 - Universal income27:47 - Major precious metals top?34:10 - Precious metals ranging35:45 - Physical precious metals40:40 - One message to takeaway?Clive has 47 years of experience in finance & wealth management. This encompasses structuring and advice relating to quoted investments, Private Equity investments, family businesses, tax, residency, real estate, inheritance, Wills, legal, lending, Trusts, Companies and Foundations and all kinds of personal and private advice. He has been actively involved for decades in the arena of Trust structures. This often involved negotiating and discussing the contracts relating to the sale of family companies.Clive's latest position before retirement was as Managing Director in the Anglophone Private Clients Department of Union Bancaire Privée, UBP SA, based in Geneva. He was responsible for wealth management services provided to a small number of wealthy English and French speaking families.Clive continues to remain very active in the world of wealth, with a strong focus on Private Equity, and direct Equity Investing via the global stock markets. His passion is the financial analysis of Balance Sheets, P&Ls, Cash Flow and business projections. Clive loves examining business opportunities, like Private Equity, and digging into the fundamentals of quoted companies to achieve a market beating performance.Clive Thompson - YouTube - @clivethompson-jc9my LinkedIn - https://www.linkedin.com/in/clive-thompson-661997251/Video - https://www.youtube.com/watch?v=L9aye4wQ8OkWTFinance - Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Rumors are still swirling about Cardi B's relationship status…. Plus, there's one person the public can trust to share details about Travis and Taylor's wedding - Donna Kelce. We'll tell you what she said when we come back. Learn more about your ad choices. Visit megaphone.fm/adchoices

It starts with an airport shutdown in El Paso, Texas that somehow gets blamed on a party balloon and instantly spirals into aliens, cartels, spy balloons, and a full blown trust crisis. The guys break down why none of these official explanations ever feel believable anymore, especially after the Chinese spy balloon saga and the mysterious drone sightings in New Jersey. From there, the conversation takes a sharp and hilarious turn into social media paranoia, targeted ads that feel way too specific, and whether our phones are definitely listening to us. That leads to an unexpected deep dive into refrigerators, how we are apparently using them wrong, and a preview of Al Dukes showing off the inside of his fridge. The segment also detours into sports culture with a great origin story of the Chiefs' shredder hats, legendary fan traditions, and a nostalgic conversation about Bob Sheppard, his iconic voice, and why his legacy still looms large in New York sports. Add in stories involving Tiki Barber, Giants memories, and classic radio tangents, and you get a perfectly chaotic hour that somehow connects aliens, appliances, and the greatest PA announcer of all time.

Maria talks with estate planning attorney Don Ford about a subject most of us avoid:  What will happen to our pet(s) when we're gone? With over 60% of Americans not having a will, chances are very good that there isn't a plan for your beloved 4-legged family members!Don explains what to do so your 4-legged bff doesn't wind up in a shelter when you die!

In this episode of Splitting Heirs, partners Beth Shapiro Kaufman, National Chair of Private Client Services and Trusts and Estates Chair, and Kristin V. Taylor join host Warren K. Racusin to discuss the One Big Beautiful Bill through a tax and estates lens. They talk about  "permanence" in the tax law while explaining the new estate and income tax benefits in OB3. Kaufman, Taylor, and Racusin elaborate on and debunk some of the bill's hot topics, including no tax on tips, no tax on social security benefits, SALT deductions, QSBS, and the 2/37ths rule. Speakers: Warren K. Racusin, Partner and Chair, Trusts & Estates Beth Shapiro Kaufman, Partner, National Chair, Private Client ServicesKristin V. Taylor, Partner, Tax, Private Client Services

Zachary Wiewel, JD, LL.M., sits down with Rob Hugos, JD, CPA, LL.M. (TAX) to talk about establishing a dynasty trust, tax benefits and asset protection, and how to maintain operations throughout generations. This podcast is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Texas Trust Law⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ___________________________________________________Learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.texastrustlaw.com/about-austin-estate-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠planning-law-firm/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Resources: https://www.texastrustlaw.com/read-our-books/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact us: info@texastrustlaw.com

In this episode, we're joined by M.Ed, Master Life Coach, and IFS Practitioner Andrea Tessier to explore how the next-level version of you is already inside—she is just crowded by protective parts. Andrea introduces the power of Internal Family Systems (IFS) to help you build unshakeable self-trust and step into a model of liberated leadership.Tune in to learn:How to identify and unblend from the protective sub-personalities—like the perfectionist, inner judge, and people-pleaser—that create hesitation in your leadership.The secrets to navigating the cycle of self-doubt and over-responsibility by shifting from generic external roadmaps to your own internal guidance.Practical ways to use the power tool of unblending to regain your agency and create space for compassionate self-leadership when you feel internal resistance.How to lead from your wise, calm core to make bold decisions and step into your authority with grace and courage.By learning to navigate your internal world with compassion, you unlock the ability to lead your business and life from a place of deep alignment.Free Gift: Self-Trust Starter KitThe Self-Trust Starter Kit is a powerful introduction to Internal Family Systems (IFS) and shows you how to understand the parts of you that create self-doubt, hesitation, and overthinking. Inside, you'll learn how to work with these protective patterns so you can build genuine, embodied self-trust from the inside out. If you're ready to make confident decisions, honour your inner wisdom, and lead yourself with clarity, this guide will show you where to begin.Andrea's Giveaway Contribution: IFS Coaching Experience 90-minute IFS Coaching Experience—a deep, personalized session designed to help you understand the parts driving your patterns and reconnect with the clarity of your Self. Together, we'll explore what's been blocking your confidence and map out a customized path forward so you can lead yourself with greater ease, alignment, and conviction. You'll walk away with a personalized roadmap and a renewed sense of inner authority (Valued at $500!).Connect with Andrea: Website | Instagram---Enter the Book Launch Celebration Giveaway!

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Brian Bradley, an expert in asset protection for investors. They discuss the importance of legal structures in safeguarding assets, debunk common myths surrounding LLCs and trusts, and emphasize the necessity of proactive planning in asset protection. Brian shares insights from case law to illustrate the significance of timing and control in establishing effective asset protection strategies.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What separates people who last from those who fade out?14-year NFL veteran Kelvin Beachum joins me for a wide-ranging conversation about longevity, discipline, faith, and what it really takes to keep showing up when motivation fades.Kelvin reflects on the principles that have shaped his life on and off the field — from growing up in a small Texas town to becoming one of the longest-tenured offensive linemen in the NFL. He explains why willingness matters more than talent, why falling in love with the mundane is essential for sustained success, and how delayed gratification compounds over time.The conversation explores everything from training and recovery after 35, to faith as a daily practice, to financial discipline, mentorship, and preparing for life after football. Kelvin also shares how his understanding of “why” has evolved — from proving himself as a seventh-round draft pick to serving others, mentoring younger players, and building a future beyond the game.Let's call it a masterclass in consistency, humility, and doing the unglamorous work that most people avoid — and why that work is often the true common denominator of meaningful success.In This Episode, You'll Learn- Why willingness often matters more than talent- How falling in love with the mundane creates long-term success- The role delayed gratification plays in building a lasting career- Why showing up consistently compounds over time- How Kelvin adapted training, recovery, and rest as he aged in the NFL- Why faith became central to his ability to endure and perform- How financial discipline protects athletes after their playing days end- What mentorship looks like later in a career- How Kelvin is preparing for life after football through private equity and global investing- Why curiosity may be one of the most underrated drivers of growthTimestamps: 0:00 Introduction03:46 – The Power of Showing Up & Valuing Time05:18 – Family Influence: Grandfather, Father & Faith07:16 – Small-Town Roots & Growing Up with Sports10:02 – NFL Career Longevity Explained11:26 – The X-Factor: Loving the Mundane13:35 – Motivation, Delayed Gratification & Competing with Yourself16:44 – Defying Labels & Breaking Stereotypes18:11 – Training at 36: Recovery Over Ego21:27 – Sleep, Recovery & Non-Negotiables23:08 – Faith as a Foundation25:59 – Financial Discipline in the NFL29:12 – Long-Term Wealth, Trusts & Legacy Planning31:21 – Mentoring Younger Players33:27 – Life After Football35:49 – Staying Humble & Always Learning37:02 – Walter Payton Man of the Year Award38:07 – The True Common Denominator38:55 – Final Reflections & Gratitude39:09 – Kelvin's Big Adventure & Staying Curious40:40 – Final Thanks & Sign-OffLike this episode? Leave a review here:https://ratethispodcast.com/commondenominator

Are Trusts Just for Rich People (question mark)

In this episode we talk through big money topics like cash balance plans, revocable trusts, and what peak spending years really means and when it happens. We talk about where non-docs should start if they are new to White Coat Investor content. Dr. Dahle talks about a recent posts that got some people fired up when he shared his opinion that if doctors do not retire with millions they have failed financially. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #457 01:41 Investing in Taxable vs. Cash Balance Plans 04:25 Setting Up a Cash Balance Plan 11:55 Are You a Bad Doctor If You Care About Money? 19:22 Revocable Trusts 25:00 Peak Spending Years 29:17 WCI for Non-Doctors

Contract Law Spendthrift Trusts - Everything You Need to Know (reaction)

Todd Lutsky of Cushing & Dolan breaks down the basics of estate planning, starting with how to properly value your estate and understand what actually counts toward estate taxes. The episode also takes listener questions, including a real-world scenario involving rental income, irrevocable trusts, Medicaid eligibility, and why income flow mistakes don't automatically derail an estate plan.

If food feels like constant mental chatter, this episode is for you.We're talking about how to quiet food noise and eat with consistency, confidence, and self-trust — without dieting, restriction, or overthinking.In this episode:What food noise actually is (and why it happens)Why consistency builds trust — not controlSimple ways to eat that calm the mind and support energyKey takeaway: Food peace comes from reliability, not rigid rules.Ready to step into your Upgrade Era?Work with me through Private Mentorship or the Ambitious & Fit Mastermind.

Today from SDPB - a "soft drink" ban on food stamp, a bill increasing penalties for disrupting church services meets some skepticism, tweaks to South Dakota's trust laws and even more.

Right now, we're living through a trust recession—a time when people are more skeptical, more cautious, and slower to buy. And if you're feeling the impact of that in your business, you're not alone. In this episode, I'm breaking down how to build real, lasting trust with your audience—even in a world where no one seems to trust anyone. Because here's the truth: flashy strategies won't save you if your audience doesn't feel safe with you. Trust is the new currency, and when you focus on earning it, sales become easier and more aligned. What we cover in this episode: What a “trust recession” actually is—and how it's affecting your sales Why traditional sales tactics are falling flat What breaks trust (even when you don't mean to) How to shift your messaging to lead with safety, connection, and integrity Specific ways to build trust through content, offers, and client experience If you've been asking, “Why aren't people buying like they used to?” — this episode will give you clarity, confidence, and direction.

Trusts are often described as “bulletproof” in divorce—but that assumption can be misleading. In this episode of Divorce at Altitude, co-host Ryan Kalamaya is joined by associate attorney Makenzie Ralston to discuss how discretionary trusts are treated in a Colorado divorce.Ryan and McKenzie explain when a trust may truly be protected, when it can be considered property, and when it may still affect property division, spousal maintenance, or child support—even if it is not divisible. Using common divorce scenarios and Colorado case law, they break down how trust language, trustee discretion, and distribution history can dramatically impact divorce outcomes.Guest Information: McKenzie RalstonMcKenzie Ralston is an associate attorney at Kalamaya | Goscha with a background in estate planning and tax law. She earned her law degree and Master of Laws in Taxation from the University of Denver Sturm College of Law and focuses on the intersection of trusts, estate planning, and domestic relations.Episode OutlineWhat Is a Discretionary Trust?An overview of trust roles—settlor, trustee, and beneficiary—and how discretionary distribution standards such as health, education, maintenance, and support operate.Revocable vs. Irrevocable TrustsWhy revocable trusts generally are not property interests for beneficiaries, how irrevocable trusts differ, and when a trust may become relevant in divorce proceedings.Colorado Case Law on TrustsA discussion of In re Marriage of Jones and In re Marriage of Balanson, and how courts analyze enforceable rights versus discretionary interests.Economic Circumstances vs. PropertyHow a trust may not be property—but still influence property division as an economic circumstance in a divorce.Trustee Control and Distribution PatternsWhy consistent distributions, beneficiary control, and trustee appointment powers can undermine claims that a trust is fully discretionary.Trust Distributions as IncomeHow regular and dependable trust distributions may be included as gross income for spousal maintenance and child support calculations.Drafting Trusts With Divorce in MindHow thoughtful trust drafting—spendthrift provisions, independent trustees, divorce-triggered protections, and prenuptial requirements—can provWhat is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

This episode, hosted by Anna Soliman,  reviews the new petition process enacted under AB 2016 for a decedent's primary residence valued up to  $750,000.  We will discuss the origin of the new law, the old rules, and the mechanics of the procedures. About our guests, Judith Tang and Lisa B. Roper: Judith Tang is the Co-Vice Chair of the Trusts and Estates Practice group at Fennemore. Judith is a Director and the Co-Vice Chair of the Trusts and Estates Practice group at Fennemore. She has over 25 years of experience and a breadth of knowledge, providing comprehensive personalized estate planning and trust and estate administration services.Lisa B. Roper is a partner in the Estate and Trust Litigation Group and the Trust Administration and Probate Group at Henderson, Caverly and Pum LLP, where she advises clients in estate and trust controversies, estate and trust administrations, guardianships, and conservatorships.  Lisa and Judith are members of the Executive Committee of the Trust and Estates Section of the California Lawyers Association.  About Our Host:Anna Soliman is Special Counsel in Sheppard Mullin's Los Angeles office, where she specializes in estate planning and trust administration for high-net-worth individuals. She is also a member of the Executive Committee of the Trust and Estates Section of the California Lawyers Association.  Thank you for listening to Trust Me!Trust Me is Produced by Foley Marra StudiosEdited by Cat Hammons and Todd Gajdusek

Estate planning is one of those things most of us know we should do but avoid anyway. In this episode, we sit down with trust and estate strategist Robin Ingber to break it down in a way that actually makes sense. We talk about the real differences between wills and trusts, why planning for incapacity matters just as much as planning for death, and how having a plan in place is really about protecting the people you love and making their lives easier. Robin keeps the conversation practical, relatable, and even a little funny while clearing up the myth that estate planning is only for the wealthy. If you have been putting this off or have no idea where to start, this episode is a great first step. Let's dive in!

Send us fan responses! Paperwork beats myth every time. We walk through an end-to-end playbook for operating privately while staying effective in public systems: EIN-first setups, layered holding companies, trusts as beneficiaries, and documented cash flow that builds real business credit. Along the way, you'll hear candid wins, including arbitration results against major carriers for inaccurate credit reporting and the exact framing that turns “bad credit” into provable harm.We break down why treating all courts as tax courts changes your approach, how to get an EIN without a Social Security Number, and why the county recorder can be your strongest ally. The structure matters: multiple holding companies reduce risk, a 508(c)(1)(A) private ministry can serve as beneficiary, and a public-facing 501(c)(3) can make banks more comfortable. Private membership associations help legitimize inter-entity fees and create receipts that support funding and underwriting, while careful recordkeeping turns accounts into assets instead of liabilities.IDs and jurisdiction come up with nuance: tribal IDs, Palau IDs, private titles, and county filings are tools, not shields. We stress responsibility, informed use of affidavits and explanatory statements, and the difference between travel claims and legal compliance. The core rule is simple and repeated: you only control what you create. Build the entities, keep the records, move the cash flow, and use arbitration clauses the right way. It's not about gaming the system; it's about understanding it well enough to stand your ground.If you're ready to replace guesswork with process and hear what actually works from people doing it, this one's for you. Subscribe, share with a friend who needs a blueprint, and leave a review telling us which tactic you'll apply first.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

In this episode, we discuss why the right to an attorney remains one of the most important protections in the American legal system, using Gideon v. Wainwright to examine how due process actually functions in practice. We explore the recent surge in gold and silver prices, weighing inflation fears against global instability and market psychology, and consider how Trump's negotiation style plays out in diplomacy and financial markets. We also examine a new film about Melania Trump, why it misses the larger political moment, and how culture increasingly drifts away from economic reality. We then turn to the so-called Great Wealth Transfer, where we explore how inheritances shape labor markets, housing prices, charitable giving, and long-term economic behavior, along with the unintended consequences that massive shifts in wealth can create for policy, taxation, and inequality. 00:00 Introduction and Overview 00:29 The Story Behind the Right to an Attorney (Gideon v. Wainwright) 03:44 Why Gideon's Case Still Matters Today 04:43 Precious Metals Surge: Gold and Silver Prices Explained 06:40 Inflation vs. Global Risk as Drivers of Gold Prices 08:04 Trump's Negotiation Style and Market Turbulence 09:53 Why Business Tactics Fail in Diplomacy 11:06 Foolishness of the Week: The Melania Trump Movie 13:22 Why the Movie Misses the Real Political Story 15:15 James Bores Ant with Sports Discussion 16:01 The Great Wealth Transfer 17:52 Why Inheritances Don't Behave Like Savings 19:22 Inheritances as Economic Stimulus 22:10 Early Retirement and Labor Market Effects 23:14 Will Wealth Skip a Generation? 24:18 How Big the Wealth Transfer Really Is 25:58 Why the Economy Keeps Avoiding Recession 26:43 Racial Wealth Gaps and Political Fallout 30:49 Why Redistribution Could Backfire 32:04 Estate Taxes, Trusts, and Avoiding the IRS 36:36 Which States Will Gain the Most from Inheritance 38:25 Interest Rates, Inflation, and ESG Investing 40:29 Housing Prices vs. Rental Markets 42:26 Unintended Consequences of Massive Wealth Shifts 43:29 Charitable Giving and Inheritance Choices 44:37 Final Thoughts on Markets, Wealth, and the Future Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintIn this deep-dive episode of In The Lab, Ruben welcomes back Brent Kesler — creator of The Money Multiplier Method and returning guest from Episode 138 (2021). Four years later, Brent returns with even more clarity, more proof, and more real-world examples of how infinite banking can transform the way entrepreneurs, investors, and families build wealth. Now holding over 30 policies personally, Brent breaks down exactly how he uses IBC to fund real estate, pay off debt, move money through private lending, and build generational wealth inside properly structured trusts. Brent not only does this himself but he's empowered thousands of entrepreneurs to use this vehicle including yours truly — Ruben Kanya. Brent explains why most people misunderstand whole life insurance, how wealthy families have used these strategies for over 200 years, and why “becoming your own banker” gives you control banks never will. He also unpacks the mechanics behind policy design, how to access capital tax-free, why death benefit matters less than cash value, and how to integrate IBC with real estate, business operations, and multi-policy ecosystems.Throughout the conversation, Ruben and Brent explore advanced strategies — from infinite wealth loops to family banking structures, premium flow sequencing, private lending arbitrage, and legacy planning. Brent also shares what's changed since 2021, why more sophisticated investors are now using IBC, and how anyone can start regardless of income level.Tune in now to learn how to take control of your capital, build a long-term wealth engine, and design a financial system that compounds for generations.HIGHLIGHTS OF THE EPISODE:19:08 Brent talks about how entrepreneurs stay broke by bleeding interest instead of building systems.53:03 Brent talk about using policy loans instead of withdrawingKEEPING IT REAL:06:44 – Infinite Banking 101 10:58 – How wealthy families use IBC15:36 – Brent's $984K debt payoff journey19:22 – Cash value explained clearly23:41 – Why whole life (not term or IUL)28:55 – Understanding policy design & funding34:47 – Borrowing against your policy40:12 – Real estate examples using IBC45:58 – Arbitrage, spreads & recycling dollars51:33 – How entrepreneurs misuse debt56:09 – Avoiding policy design mistakes1:02:44 – Using IBC inside partnerships1:08:15 – Trusts, legacy planning & structure1:14:50 – When not to use IBC1:20:18 – Brent's 2026 wealth playbook1:28:07 – Final advice for long-term thinkersCONNECT WITH THE GUESTWebsite: https://themoneymultiplier.com/brent-keslerLinkedin: https://www.linkedin.com/in/thebrentkesler/Instagram: https://www.instagram.com/the.money.multiplier/#InfiniteBanking #IBCStrategy #WealthBuilding #CashFlowBanking #RealEstateInvesting #EntrepreneurMindset #FinancialFreedom #MoneyMastery #WealthCreation #ExperimentNation

It's 53 degrees in Florida, and I'm freezing. But that's not what we need to talk about today. We're living in a trust deficit. Attention used to be the game, but we got burned out from all the noise. Now everyone's got blockers up and spam filters running. Jobs are harder to land. Customers are tougher to reach. Relationships take more work. But people are still out there. They're just interested in what interests them. And if you understand how to navigate this new interest era, everything changes. Your career, your business, your connections. All of it. Featured Story This morning at 7 am, I jumped on my weekly Face Your Passion inner circle call. Never thought I'd spend Wednesday mornings on Zoom, but it's become the best call of my week. Mature, professional people genuinely supporting each other and making their lives better. I decided to take them somewhere different today. We dove into something affecting every part of their lives right now, from landing jobs to running businesses to building relationships. Turned into one of those 75-minute sessions where everyone's leaning in because they're finally understanding why nothing's working the way it used to. The trust deficit isn't just some buzzword. It's the reality we're all navigating every single day, whether we realize it or not. Important Points The attention era burned us out with constant noise, so we built walls and turned on spam filters everywhere now. People haven't disappeared, they've just become laser-focused on whatever genuinely interests them most right now. Building real trust takes consistency over time: over 50 interactions for friendship, 7-8 hours for online trust. Memorable Quotes "We're living in an era of a trust deficit. A lack of trust. No kidding. We just are. It's how it is these days." "What gets your attention becomes your focus. It becomes what you're interested in. It changes your life completely." "If you listen consistently to me, you'll understand the context. You'll see I'm in the right direction always." Scott's Three-Step Approach Stop trying to grab attention with all the noise and start focusing on what genuinely interests your target audience. Build trust through remarkable consistency over time, showing up the same way again and again without changing. Understand the external factors shaping your world so you can navigate them rather than fight them. Chapters 0:02 - Cold weather complaints and connection updates 2:26 - The trust deficit era we're living in right now 3:36 - Why the attention era burned everyone out badly 5:22 - Welcome to the interest era (and how to win) 6:43 - Job hunting strategy that actually works today 9:11 - The 50-experience rule for building real trust 10:24 - Making this work for your actual life today Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices