Podcasts about trusts

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode, host Don Adeesha sits down with Dr. Whitney Havnik, a double board-certified dermatologist and fellowship-trained Mohs surgeon, to tackle a problem every practice is now facing: an entire generation builds trust with brands long before they ever walk into a clinic. The challenge is no longer spending more to acquire Gen Z patients. It's becoming relevant to them first. Dr. Havnik breaks down what actually changes Gen Z behavior. She explains why immediate benefits like glow and feel beat distant cancer warnings, how peer ambassadors and campus education outperform top-down authority, and why aggressive pricing and over-upselling quietly destroy trust at the counter. Her framework is simple. Be authentic, give patients a real range of options, and use accessible gateway treatments to start relationships that pay off for decades. Don't try to be Gen Z. Meet them where they are, and let trust do the long-term selling.

In 1985, 67% of Americans rated pastors high in honesty and ethics. Today? Just 27% - and only 17% among those under 35. It's one of the steepest trust declines of any profession. The question isn't if this affects your church - it does. The question is what you do about it.   ============================= Table of Contents: ============================= 0:00 - Intro 1:15 - The Numbers Are Worse Than You Think 3:38 - Why This Happened 13:18 - How to Rebuild Trust Through Communications   THE 167 NEWSLETTER

Sara Winstone - Managing Director, Lightstone Properties SAfm Market Update - Podcasts and live stream

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn how directed trusts divide trustee responsibilities, the role of trust protectors, and how modern trust design creates flexibility in estate planning while maintaining effective trust administration. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

Most investors think the budget has made new builds the obvious winner, but chasing tax incentives could leave buyers paying a premium for properties that struggle to deliver long-term growth. On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial return for part two of their post-budget deep dive, examining why the government's push towards new builds may not be as straightforward as many investors believe. The pair explain that while new properties have largely escaped the proposed changes to capital gains tax and negative gearing, that doesn't automatically make them the best investment opportunity. Paliwal and Fouracre warn that a rush of investor demand into new builds could push prices higher, inflate construction costs, and create pockets of oversupply, leaving some buyers exposed to weaker growth and rental performance. The discussion also explores the financial pressures facing developers and why the government's policy settings may be designed as much to support project feasibility as they are to boost housing supply. The duo challenge the common belief that tax savings alone create wealth, arguing that investors who focus purely on negative gearing risk overlooking the factors that drive long-term portfolio growth. They also examine the broader housing crisis, from supply shortages and rising construction costs to the growing gap between population growth and new housing delivery.

Senior Vice President Matt McFarland discusses how Delaware Statutary Trusts (DSTs) can be used as a backup option in a 1031 exchange. Learn why many investors consider DSTs when facing exchange deadlines, identification challenges, or replacement property issues.  

Protecting Your Assets: Understanding Trusts with Deanna Eble Ever wonder what happens to your hard-earned assets if you don't have a plan in place? In this episode of Hilary Topper on Air, we sit down with Deanna Eble, Partner at the Russo Law Group, to demystify the complex world of trusts. Whether you are just starting your estate planning journey or looking to update your current strategy, understanding how trusts function is essential for securing your financial future. Deanna breaks down the different types of trusts available and explains exactly why they are a critical tool for asset protection. We dive deep into specific scenarios that many homeowners face, including the unique challenges of dealing with coop and condo boards when placing a home into a trust. You'll learn how these legal structures can safeguard your property and provide peace of mind for you and your family. Get in touch with Deanna at the Russo Law Group at http://www.VJRussoLaw.com. The Russo Law Group and PlayTri sponsor this show. We thank them for their support.  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Trusts can be complex. Quint and Logan talk about who should be the manager or trustee. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Carol Willes, Director of Estate Planning at BMO Private Wealth, offers essential guidance for families navigating the financial complexities of caring for a child with a disability. She breaks down the Registered Disability Savings Plan (RDSP), a tax-sheltered account eligible for up to $70,000 in government grants, and explains when and why a Henson Trust is the right tool for passing on an inheritance without disqualifying a child from provincial benefits. Carol also shares a cautionary real-life story about a well-intentioned estate plan that went wrong, and what every parent in this situation needs to know before it's too late. Connect with Carol on LinkedIn.

Maybe your family is one that doesn’t talk about money. That can come back to haunt you after the passing of a loved one. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

This month, the Investment Trust Show focuses in on what makes trusts so unique: from gearing to boards. Hannah Williford and Dan Coatsworth discuss the pros and cons before seeing how they measure up against their sister funds through the numbers. Nick Britton from the Association of Investment Companies joins to explain where the differences emerge. AJ Bell's Tom Sieber also steps in to interview Utilico Emerging Markets chair Mark Bridgeman to understand what role a board is really playing. Then, two funds investing in private equity, Seraphim Space Investment Trust and ICG, discuss where opportunity lies off the market, and how Seraphim has grown its share price by over 300% in a year. 00:00 Introduction: What makes investment trusts unique 04:30 What does a trust board actually do? (Tom Sieber & Mark Bridgeman) 19:00 Investment trusts vs funds: Who wins? (Nick Britton, AIC) 33:20 Private equity explained: Inside ICG Enterprise Trust (ICG Colm Walsh) 47:45 Space & defence boom: Seraphim Investment Trust (Mark Bogget) 01:06:45 Outro & key takeaways

In this episode, wealth strategist Malcolm Jarrell discusses advanced trust structures, the limitations of LLCs, and how to optimize real estate investments for asset protection and tax efficiency. Perfect for investors seeking to protect and grow their wealth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of The Edge of Risk Podcast by IRMI, host Joel Appelbaum speaks with Donny Tong, senior vice president at Truist Bank, about the role of reinsurance trusts—also referred to as "collateral" trusts—in captive insurance programs. The discussion explores how these trust structures function as collateral mechanisms between captives, fronting insurers, and reinsurers, including the operational mechanics behind trust agreements, eligible assets, withdrawal rights, and trustee responsibilities. Mr. Tong explains why many fronting insurers increasingly favor trust arrangements over letters of credit due to their operational simplicity, streamlined administration, and ability to provide ongoing visibility into collateral assets. The conversation also examines how reinsurance trusts compare with other collateral options such as letters of credit and funds withheld arrangements. Topics include investment flexibility within trust accounts, liquidity considerations, balance sheet treatment, multibeneficiary and multicell trust structures, and the growing demand for master trust frameworks. Mr. Tong also shares perspectives on how market conditions, liquidity pressures, and rising letter-of-credit costs may continue driving adoption of collateral trusts across the captive insurance industry in the years ahead.

Life has been evolving on our planet for the past 3.8 billion years.  The ecosystems that thrive now have had a lot of practice at getting things right - particularly the complex web of inter-relations that allows us all to flourish. And yet, we're on the edge of the sixth mass extinction largely because we humans have forgotten how to inter-relate and inter-be with the rest of the web of life. At an intellectual level, we know we're integral nodes in the web, but we still behave as if it were other, and out there and not - yet - as if it were a source of wisdom and wonder and wholehearted support: an ancient mentor that has tried and tested enough options to know what works.  So how can we bring the astonishing, creative insights of Biomimicry to the field of human inter-being? How can we shift our sense of self and other, our communities of place, purpose and passion, our businesses, our governance structures…everything that we are and do onto a different trajectory using the web of life as our template?  Biomimicry for Social Innovation asks exactly these questions and in this episode, we're talking to its founder, Toby Herzlich. Toby is a facilitator, trainer, executive coach, and organizational consultant. She is a Certified Biomimicry Specialist and Founder of Biomimicry for Social Innovation, which exists to translate ecosystem intelligence and Life's Principles into leadership and social change strategies.  As you'll hear, she's part of the team that developed The Nature of Trust, and its 8-principle framework for building and maintaining trust, which is so essential in any network of sovereign individuals whether they're bees, or penguins, elks or geese - or people. Living in northern New Mexico, Toby dedicated 20 years as a Senior Trainer with the Rockwood Leadership Institute and continues to support leaders and organizations through coaching and consulting inspired by nature.  Her clients include Executives at National Geographic Society, The Sierra Club, and The Cultural Conservancy. She is passionate about creating innovative approaches to collaboration, building, and guiding diverse networks including the Biomimicry Professional Certification two-year training cohorts, the Volgeneau Climate Initiative, North Carolina's statewide progressive voter network, and the Indigenous Mycelium Gathering of 2025 - there's a link in the show notes and you will definitely want to explore that. Toby is the founding co-facilitator of the Living Systems Leadership Retreats for Women and has supported the capacity-building of women leaders in war-torn countries of the Balkans and the Middle East. There are so many richly inspiring pathways that Toby has opened as a result of bringing a social change and leadership development branch into Biomimicry - collaborating deeply with that larger movement and, at heart and core, with the Web of Life.  This was one of those conversations that could have gone on forever.  It didn't, we stopped at a reasonable time and are definitely planning to cycle back with each other. And the cats visited—Toby's and mine—which always makes a podcast flow with extra energy. Enjoy! BSI Website The Nature of Trust toolkit (free and online)Living Systems Leadership Retreat for Women- in NM Aug 31-Sept 5  - open for registration!Intro to Biomimicry for Social Innovation - virtual 4-week workshop, starts in OctoberNature of Trust Co-Lab - virtual 10-week deep dive training, starts in SeptemberToby on LinkedIn  (funny, when I open this, it asks me to join LinkedIn, rather than taking me to the page)What would Nature Do? Toby's Talk at Festival of Faiths (27 min video)  Indigenous Mycelium Gathering 2025  (8 min video)Other BSI resources:Life's Principles Leadership Cards - a deck of 52 cards for learning and Nature Tarot!Nature Positive Practices - delivering Nature's genius to your inbox twice a week!—About Accidental Gods—We offer three strands all rooted in the same soil, drawing from the same river: Accidental Gods, Dreaming Awake and the Thrutopia Writing Masterclass Our next Open Gathering offered as part of our Accidental Gods Programme is 'WALKING THE PATH OF THE INNER WARRIOR' which will run on Sunday 28th June 2026 from 16:00 - 20:00 GMT - details are here. You don't have to be a member of Accidental Gods to come along - but if you are, all Gatherings are half price.If you'd like to join us at Accidental Gods, this is the membership where we endeavour to help you to connect fully with the living web of life. If you'd like to train more deeply in the contemporary shamanic work at Dreaming Awake, you'll find us here.  The next Foundation Course is in October and currently has spaces. If you'd like to explore the recordings from our last Thrutopia Writing Masterclass, the details are hereManda and Louise both offer one-to-one Mentoring Calls.  Manda is fully booked just now, but if you'd like to contact Louise, details are here.

In this special presentation from Exit and Build 5 at Polyface Farm, River and Imani of Haven Village share one of the most compelling real-world examples of Exit and Build in action. This was actually the first time I heard them fully explain the shift toward their sub-trust model — where each neighborhood inside Haven Village operates with its own trust structure while remaining connected to the broader mission and stewardship of the land. Honestly… my mind was blown. This is next-level thinking around regenerative community design, private governance, stewardship, and long-term resilience. In this presentation, River and Imani break down: • The evolution of Haven Village • Why they shifted toward the sub-trust model • How private trusts and PMAs fit into regenerative communities • Lessons learned building a real-world freedom community • Governance, stewardship, and protecting mission alignment • What's working — and what they've had to adapt along the way If you care about intentional communities, private realm structures, regenerative living, homesteading, sovereignty, or Exit and Build strategy… this is a must-watch. River and Imani will also be speaking and hosting workshops at Exit and Build 6 this November 5–8 at Sovereignty Ranch in Bandera, Texas. Get tickets here: https://exitandbuild.com  Also… Due to overwhelming interest from people wanting to build aligned projects around the country, Haven Village and Divine Purpose PMA are launching the: Private Realm Community Mastermind June 25–29 in Old Fort, Tennessee This mastermind is for serious builders who want to create regenerative communities, intentional living projects, eco villages, land-based ministries, and sovereignty-oriented developments with strong foundations. Learn more and apply here: https://www.divinepma.com/Private-Realm-Community-Mastermind-Membership 

Modern family offices, private trust companies, and purpose trusts: governance, tax considerations, and legacy planning strategies for ultra-high-net-worth families. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

Memes featuring an AI-generated Prime Minister Anthony Albanese claim he's effectively taking a 47 per cent stake in businesses. But what's the reality of the government's budget tax changes? Today, we speak with a small business owner who's concerned about the economic realities of doing business in Australia. We also speak with an economist about the implications of the changes for how Australians build wealth. Featured: Sarcha Thurston, Owner of Yogahub Susan Stone, Credit Union SA Chair of Economics at Adelaide University

Formed | Faith Trusts Beyond Feelings Ernie Wagoner Download

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

The idea of a "simple Will" sounds great. It seems inexpensive and easy, until real life exposes the limits of a Will. So, drawing on his vast experience, Jeffrey Bellomo explains why relying on a simple Will can leave a family vulnerable to taxes, probate costs, creditor claims, and unintended outcomes.  Effective estate planning is more than just a Will or a couple of quick documents pulled off the Internet. It's about coordination, protection, and most of all, long-term strategy. Trusts are a smart, flexible alternative that offer control of assets during life, protection after death, and safeguards for your family. Check out Jeff's book, A Fork in the Road: Modern Estate Planning Takes the Other Fork, and attend our free workshops (including "The Three Secrets to Protecting Your Legacy" workshop) to learn more about safeguarding your family's future.   WHAT YOU NEED TO KNOW (00:00) Introduction: Why a Simple Will is Not Enough  (01:19) Key term and function: Last Will and Testament (03:30) Key term and function: Probate   (04:32) Key term and function: Executor/Executrix (06:03) Probate administration can be costly (07:23) Avoiding probate does not avoid inheritance tax (11:16) The truth about Wills and asset protection  (12:25) Key term and function: Trust    (13:34) A trust can avoid probate and protect assets before and after death (14:44) Trusts offer more control and protection than a Will   (16:26) Wills can jeopardize public benefits of disabled/incapacitated beneficiaries  (18:09) Key term and function: Power of Attorney (20:07) A simple Will simply cannot protect assets, especially complex assets (21:37) A Will is better than nothing, but not much better   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more. LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/    

We’re officially in our budget backlash era, with claims of death taxes, of aspirations killed, and the outraged cries of crypto bros across the nation. Not to mention, of course, the genuine anxiety from regular small business owners and shareholders who are unsure of how all of these changes will affect them. Our guest this week is former Labor opposition leader Bill Shorten, who is now the vice chancellor of the University of Canberra. Shorten knows a thing or two about such backlash, having taken changes to negative gearing and the capital gains tax to not one, but two elections — 2016 and 2019. Hosting today’s conversation is Jacqueline Maley, alongside chief political correspondent Paul Sakkal.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

We’re officially in our budget backlash era, with claims of death taxes, of aspirations killed, and the outraged cries of crypto bros across the nation. Not to mention, of course, the genuine anxiety from regular small business owners and shareholders who are unsure of how all of these changes will affect them. Our guest this week is former Labor opposition leader Bill Shorten, who is now the vice chancellor of the University of Canberra. Shorten knows a thing or two about such backlash, having taken changes to negative gearing and the capital gains tax to not one, but two elections — 2016 and 2019. Hosting today’s conversation is Jacqueline Maley, alongside chief political correspondent Paul Sakkal.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Labor wants its budget to be seen as a concrete step towards levelling the playing field between the generations. But Newspoll suggests it's the most unpopular federal budget in more than 30 years. Across the polls, Labor's support is steady or declining, while One Nation rises above the Coalition. Will bolder economic policies from Labor and the Coalition stop the collapse of Australia's two-party system and the rise of minor parties and independents?Today, Michelle Grattan, political correspondent at The Conversation and professorial fellow at the University of Canberra on the reaction to the budget. Featured: Michelle Grattan, political correspondent at The Conversation and professorial fellow at the University of Canberra

Blessed is the one who trusts in the LORD. [NIV]

The faith template: How God creates resilience in us. Faith-filled leadership is formed by God taking us through several encounters with Him. Let's look at how God leads us into the resilience we need to make a difference and stay the course.Mark sees his ministry as supporting other leaders to flourish in their ministry through prophetic encouragement and practical insight.

If you've got a family trust, you're probably doing pretty well.They've been used for generations to distribute wealth and reduce tax bills. Now the government's moving to make sure the tax office receives more from the earnings, imposing a minimum 30 percent tax on discretionary trusts. Today, Kristen Sobeck a tax expert at the University of Canberra on the new tax on trusts. Featured: Kristen Sobeck, economics lecturer at the University of Canberra

Mildred V. Palmer, Founding Partner at Navigant Law Group, joins Jon Hansen on Your Money Matters to discuss all manners of trusts, power of attorney, and answers questions from texters and callers. For more information, call (847) 253-8800 for a free consultation.

Labor has gone after negative gearing, capital gains tax and trusts while the Coalition has promised to end bracket creep by indexing tax thresholds. 

Ken and Lima continue the post-Game 4 conversation, with Ken making the case that the lack of fan exuberance after Mitchell's historic performance comes down to one simple thing: this team still doesn't have a clear identity after two major trades and a year of injuries. Ken pivots to the Browns and doubles down on his opposition to drafting Brendan Soresby, arguing that Cleveland is finally building something worth protecting and can't afford to skip steps the way they did with Baker Mayfield and Deshaun Watson. Back on the Cavs, Lima offers the most optimistic take of the morning — he sees a clear trend of the Cavs wearing down Cade Cunningham with high defensive pressure, and believes if the series goes six or seven games, Cunningham may have nothing left in the tank.

The programmatic world seems split: is AI the future of media buying, or just a tool requiring heavy supervision? Duluth Trading Company lands somewhere in the middle by leveraging agents for high-speed bidding while keeping a firm human hand on brand storytelling, Duluth's Director of Marketing Ellie Uberto joins Kimeko McCoy and Tim Peterson live from the Digiday Programmatic Marketing Summit on May 6 - 8 in Palm Springs, Calif. to break down's Duluth's approach to agents in media.

In this episode of Retire With Style, Wade Pfau and Alex Murguia walk through the foundational elements of estate, legacy, and incapacity planning from Chapter 11 of the Retirement Planning Guidebook. They discuss why estate planning is about far more than drafting a will, including how to organize important financial and personal documents, avoid common beneficiary designation mistakes, understand the role of trusts and probate, and prepare powers of attorney and healthcare directives before they are needed. The conversation emphasizes the importance of making life easier for loved ones during emergencies or incapacity, while also highlighting why professional estate planning guidance can help retirees avoid costly and emotionally difficult mistakes. Listen now to learn more!   Takeaways Beneficiary designations override your will, making regular reviews critically important after major life changes. Estate planning is not just about distributing assets; it is also about preparing others to manage your affairs during incapacity. Organizing financial accounts, insurance policies, passwords, and important documents can significantly reduce stress for loved ones. Living trusts can help avoid probate and maintain privacy while providing more control over asset distribution. Testamentary trusts may be cheaper to create, but they generally do not avoid probate. Financial powers of attorney should be established before cognitive decline or incapacity becomes an issue. Banks may still create obstacles for powers of attorney, which is why proactive setup and verification are important. Healthcare directives and living wills should be discussed openly with family members, not simply stored away in a folder. Estate planning should include practical details like pet care instructions, funeral wishes, and emergency contacts. DIY estate planning mistakes can unintentionally disinherit family members or undermine years of careful financial planning. Chapters 00:00 Introduction to Retirement Planning 01:01 Estate Planning Essentials 06:08 Organizing Personal Information 11:18 Insurance Policies and Their Importance 15:04 Understanding Beneficiary Designations 20:01 The Role of Trusts in Estate Planning 23:43 Power of Attorney Explained 28:11 Healthcare Directives and Final Wishes   Links

Glennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way…  including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook.  They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda's Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

On this episode of Court Radio, Dean Weitzman of MyPhillyLawyer speaks to Saul Langsam about wills, estates, and trusts, such as what the most important estate planning documents are. Now You Can Watch the Court Radio Live Stream: https://www.youtube.com/@MyPhillyLawyer/streams The post Court Radio: Wills, Estates & Trusts first appeared on MyPhillyLawyer.

President Chay Lapin and Vice President Tommy Olsen give a deep overview on Delaware Statutory Trusts DSTs and 1031 Exchanges

Behar-Bechukotai | "Blessed is the man who trusts in the Lord", by Rav Eli Weber Yirmiyahu 16:19 - 17:14.  What does it mean to believe?

Most families spend years building wealth. Far fewer spend time making sure the legal structures protecting that wealth are actually doing their job. In this episode, Adam Koós,sits down with Professor Kelly Lise Murray, a lawyer, mediator, and legal scholar who spent nearly two decades at Vanderbilt University before turning her focus to wealth dispute resolution. Kelly hosts the Wealth Litigated podcast, where she breaks down real courtroom cases involving trusts, estates, and family wealth disputes. Together, Adam and Kelly walk through real litigated cases involving blended families, irrevocable trusts, prenuptial agreements, and costly filing errors. The goal is simple: learn from other families' expensive mistakes so yours never has to become a case study. Episode Timestamps 00:00 - Intro & guest background: Who is Kelly Lise Murray and what is the Wealth Litigated podcast 02:00 - Why estate planning disputes happen: The coordination problem between legal and financial documents 04:30 - Blended family estate planning: What the Marinakis v. Marinakis (Ohio) case teaches us 10:00 - California case: When a stepchild was allowed to inherit as a natural child 13:00 - The #1 most procrastinated item in financial planning (Adam's 25-year observation) 14:00 - Trusts and your mortgage: The Garn-St. Germaine Act and what advisors rarely tell clients 16:00 - Property & casualty insurance and irrevocable trusts: A 2007 warning still being ignored 17:30 - Collins v. Flannery (Ohio): What happens when a surviving spouse controls an irrevocable trust 22:00 - Trustee abuse of a special needs trust: A Texas case with a co-trustee resolution 24:00 - Structural protections: Co-trustees, trust protectors, and professional fiduciaries 26:00 - The $800,000 missed checkbox: Estate of Griffin v. Commissioner (IRS Q-TIP case) 29:00 - Prenuptial agreements: What an Ohio case reveals about overreaching and enforceability 32:00 - Portability of estate plans across state lines 33:00 - Incapacity planning: What to do when a divorcing spouse still has your healthcare directive 35:00 - Final advice for families and financial advisors: Where to start this week Key Takeaways

David prays in joy for what the LORD has accomplished for him and through him as king. The LORD's blessings have overflowed for David and for all Israel because of the LORD's steadfast love. The LORD has given victory to Israel from their enemies, and He is exalted as the true King. In this way, David and all the kings of Israel point forward to the eternal reign of Jesus Christ.  Rev. Steve Andrews, pastor at St. Matthew Lutheran Church in Lee's Summit, MO, joins host Rev. Timothy Appel to study Psalm 21.  To learn more about St. Matthew Lutheran, visit GraceFaithLove.org. Join Sharper Iron this spring to study selected Psalms. In the Psalter, God speaks His Word to us and teaches us how to speak back to Him in prayer. Even in the great variety of the Psalms, each one points us to our Savior, Jesus Christ.  Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org

5/2/26 show

Secure Your Dog's Future: The Lifesaving Benefits of Pet Trusts and Estate Planning Laura is joined by estate planning attorney and author Cecilia Amo to discuss how to secure the future of your purebred dogs and avoid the expensive, time-consuming default government plan known as probate. Why You Need More Than Just a Will Many dog owners assume a simple will is enough to protect their pets, but the law views dogs as property. If you leave money to a friend in a will and ask them to care for your dog, there is absolutely no legal obligation for them to actually use those funds for the dog. If your friend faces a personal emergency, like a broken-down car, that money could end up being used for their own needs rather than your pet. The Power of Pet Trusts To truly protect your dogs, Cecilia strongly recommends establishing a Pet Trust. Unlike a will, a trust makes the funds you leave behind legally enforceable, ensuring they are used exclusively for your dog's care. A pet trust allows you to build in crucial contingencies, such as naming a rotating list of backup caretakers and designating an enforcer to oversee the funds so they aren't misused. You can even dictate a highly detailed schedule for your dog's life, specifying their diet, grooming needs, exercise, and end-of-life preferences. Planning for Incapacity Estate planning isn't just about death; it is also crucial for incapacity. Dog owners spend countless hours driving to shows, meaning the risk of a car accident is very real. Cecilia emphasizes the importance of living wills and trusts so that trusted individuals can access your finances and legally care for your dogs if you are ever hospitalized or in a coma. Avoid DIY and AI Estate Plans Both Laura and Cecilia strongly caution against using AI or transactional, volume-based websites like LegalZoom for your estate planning. A solid life and legacy plan requires an ongoing relationship with an empathetic attorney who will review your plan as your pack changes, rather than treating you as a quick transaction. A Nerd's Guide to Wills and Trusts Cecilia also shares insights from her new book, After Credit Scene: A Nerd's Guide to Wills, Trusts, and Legacy. To make intimidating legal concepts more approachable, the book explains estate planning through the lens of pop culture, using analogies from Star Wars, Harry Potter, Star Trek and Game of Thrones.

Jim and Chris discuss listener emails on Social Security benefits for a family with a disabled adult child, survivor benefits, ERISA vs. non-ERISA 403(b) protections, a listener PSA on Monte Carlo simulations, special needs trusts, and how a revocable living trust handles a primary home transfer. (5:00) A listener asks whether her husband’s early Social Security filing while still working would suspend her child-in-care benefits, and whether his benefit would be recalculated to his Full Retirement Age amount once the earnings limit no longer applies. (20:20) George wonders whether survivor benefits for his wife would be based on his age-70 amount or her Full Retirement Age amount. (25:15) Jim and Chris take a question about the differences between ERISA and non-ERISA 403(b) protections, and whether state IRA protections offer comparable coverage. (39:45) The guys share a listener PSA pointing them to a recent Retirement Answer Man episode on Monte Carlo simulations. (44:00) Georgette enquires which assets belong in a special needs trust and how to structure it tax-efficiently. (54:45) A listener asks how a primary home transfers to children through a revocable living trust and what the selling process looks like. The post Social Security, ERISA, Trusts: Q&A #2616 appeared first on The Retirement and IRA Show.

Alessandro Chesser is a 40-year-old Silicon Valley entrepreneur. He's married with two kids and was the first in his family to attend college. His grandfather immigrated from Sicily and worked as a school janitor so his family could have a better life. Skip forward a few generations, and Chesser is noticing the way wealthy investors hide their money to avoid paying taxes. He's outraged and wants to upend the tax system, which he thinks is unfair to the everyday American worker. In Chesser's mind, the realistic solution isn't to reform the tax code, but to make it easier for average Americans to access one of the best-kept secrets of the superrich: trusts.Trusts have become big business in the US. They are now an industry worth trillions of dollars. But no one knows the exact number, because the trust industry is extraordinarily private. Trusts can last forever (literally), but there is no public registry for them. In fact, they are one of the main reasons why watchdog groups consider America to be the most secretive financial jurisdiction in the world.This week on Reveal, journalists Sally Herships and Leah McGrath Goodman investigate America's shadowland of trusts. As the nation's wealth gap keeps growing—and Americans brace for Tax Day—we uncover what's at stake as US states race to become the most trust-friendly jurisdictions in the world. Support Reveal's journalism at Revealnews.org/donatenow Subscribe to our weekly newsletter to get the scoop on new episodes at Revealnews.org/weekly Connect with us onBluesky, Facebook and Instagram Learn about your ad choices: dovetail.prx.org/ad-choices