Podcasts about debts

A friend called and said four words that changed the trajectory of a young family's finances: Becoming Your Own Banker. At that moment, Jesse Durham was a former cop turned Spanish teacher in North Carolina. New baby. Second on the way. About $50,000 of debt. A man raised to do what most of us were taught to do: get the degree, get the job, ride the hamster wheel, and hope the math works out. https://www.youtube.com/live/kgT_7O5YHec He walked into a live presentation with an open mind and a hungry heart. He walked out with a new paradigm. Not a gimmick. Not a hack. A structure. That day marked what Jesse now calls his “renaissance year”. And it's why we invited him onto The Money Advantage podcast. Because the Infinite Banking Concept isn't just a strategy on paper. It's a lifestyle of stewardship in practice. And your family deserves that. Jesse Durham's Journey: From Debt to Becoming Your Own BankerFrom Hamster Wheel to Stewardship: The Jesse Durham PivotWhat We Learned From Jesse Durham: Infinite Banking Is a Lifestyle, Not a Line ItemCapitalization Is the Missing MiddleThe Four-Part Filter Jesse Durham UsesNelson Nash's Principles In Plain SightFamily Culture and Modeling: Build the Bankers You Hope To BecomeStart With Yourself, Then Include ThemWeekly Executive Meetings Turn Values Into RhythmsDebt, Discipline, and DignityReal Life First, Then Cash-Flowing AssetsThe Right Person, The Right TimeHow Jesse Durham Onboards New LearnersFaith, Purpose, and The Big PictureStay Humble. Keep Learning.Book A Strategy Call Jesse Durham's Journey: From Debt to Becoming Your Own Banker If you're new here, I'm Rachel Marshall, co-hosting with my friend and colleague, Bruce Wehner. Our mission is simple and weighty all at once: help high-capacity families build a legacy of more than money. Today's conversation with Jesse Durham is a clear window into how ordinary families step off the earn-and-spend treadmill and design a private banking system that funds real life, fuels investments, and forms character across generations. Here's what you'll gain as you read: How Jesse went from debt and drift to intention and design. Why Infinite Banking is a lifestyle, not a line item. The simple four-part filter Jesse uses to make clear decisions. How to capitalize first, then spend with control. Practical ways policies pay for property taxes, appliances, vehicles, and opportunities. Why modeling matters for your kids, and why you must start with yourself. How weekly family meetings turn values into rhythms. The difference between credentials and character in long-term wealth stewardship. What Nelson Nash's principles look like in real life. A first step you can take today to begin becoming your own banker. If you're ready to move from accidental inheritance to intentional design, keep reading. From Hamster Wheel to Stewardship: The Jesse Durham Pivot Jesse's story isn't sterile or airbrushed. It's family, career change, and financial pressure in real time. He did what most of us were modeled to do. School. Degree. Career. Debt. He and his wife started from scratch, not from a family banking system or a multi-generational enterprise. In 2015, he opened his mind to personal growth, marriage, fatherhood, and money. Not in theory. In action. First exposure to Infinite Banking. Then Nelson Nash's book. Then the decision to implement, imperfectly and persistently. Policies were started. Debts were repaid. And something else happened under the surface. Identity shifted from consumer to steward. That's the engine. What We Learned From Jesse Durham: Infinite Banking Is a Lifestyle, Not a Line Item Most people have two moves with money: earn and spend. That's not a system. That's survival. Jesse Durham saw Infinite Banking as a third, critical move wedged between those two: capitalize. You earn.You capitalize.Then you spend.

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Debt is a generosity killer, and some generosity killers aren't talked about nearly enough. In this episode, Art shines a spotlight on three debts draining Americans' wallets and answers two listener questions. Enjoy!Resources:8 Money MilestonesAsk a Money Question!

August may be a seasonally-weaker month for markets, but for Summer Weather in Texas, it's hot! Lance shares weekend wedding events, and previews this week's economic data reports: Will inflation stoked by tariffs appear in the numbers? The only question that matters to investors his how the news will affect forward earnings estimates. There is now a 90% probability of a Fed rate cut by September; much will hinge on this week's CPI, PPI, and Retail Sales data. Lance reviews the similarities and differences between the Dot Com bubble and the AI boom. (Lance's ADD is triggered by a story on a TV monitor about adult pacifiers.) Revenues are key to economic growth, and employment is critical. Commentary on debts, deficits, and student loan defaults. Markets are sitting in a contraction zone: 80% of market is not growing. Global growth forecasts are dismal; debt is not the problem. Debts and deficits are a feature of the economy, not a bug. SEG-1a: August Weather & Weddings in Texas SEG-1b: CPI, PPI, & Retail Sales: Will Tariff Inflation Show Up? SEG-2a:The Only Question That Matters - How Does it Affect Earnings? SEG-2b: AI Today is a Lot Like 1999 SEG-2c: Adult Pacifier Distraction SEG-2d: Revenue is What Generates Earnings SEG-2e: Wage Growth Isn't Increasing SEG-2f: IMF Growth Projections SEG-2g: The Debt & Deficits Problem Isn't What You Think Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore's Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Markets are Set Up for Correction" is here: https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What Would a 20% Social Security Reduction Mean for Your Retirement?" https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #USEconomy #EconomicGrowth #MarketOutlook #GDPTrends #RecessionRisk #InvestingAdvice #Money #Investing

August may be a seasonally-weaker month for markets, but for Summer Weather in Texas, it's hot! Lance shares weekend wedding events, and previews this week's economic data reports: Will inflation stoked by tariffs appear in the numbers? The only question that matters to investors his how the news will affect forward earnings estimates. There is now a 90% probability of a Fed rate cut by September; much will hinge on this week's CPI, PPI, and Retail Sales data. Lance reviews the similarities and differences between the Dot Com bubble and the AI boom. (Lance's ADD is triggered by a story on a TV monitor about adult pacifiers.) Revenues are key to economic growth, and employment is critical. Commentary on debts, deficits, and student loan defaults. Markets are sitting in a contraction zone: 80% of market is not growing. Global growth forecasts are dismal; debt is not the problem. Debts and deficits are a feature of the economy, not a bug. SEG-1a: August Weather & Weddings in Texas SEG-1b: CPI, PPI, & Retail Sales: Will Tariff Inflation Show Up? SEG-2a:The Only Question That Matters - How Does it Affect Earnings? SEG-2b: AI Today is a Lot Like 1999 SEG-2c: Adult Pacifier Distraction SEG-2d: Revenue is What Generates Earnings SEG-2e: Wage Growth Isn't Increasing SEG-2f: IMF Growth Projections  SEG-2g: The Debt & Deficits Problem Isn't What You Think Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore's Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Markets are Set Up for Correction" is here:  https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What Would a 20% Social Security Reduction Mean for Your Retirement?" https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #USEconomy #EconomicGrowth #MarketOutlook #GDPTrends #RecessionRisk #InvestingAdvice #Money #Investing

Hello and welcome to the Monday Breakfast show for the 4th of August 2025. On today's show: Headlines: Palestine rallies in Naarm/Melbourne and Gadigal/Sydney show up in the thousands. Harmful algal bloom off the SA coast threatens ocean and marine ecosystems.A recent ruling from the Federal Court means that the Federal Government will need to recalculate more $4BN worth of debts owed to the Dept. of Social Services. The ruling from the case Chaplin V Secretary, Dept Social Services declared that the previous method to calculate said debts known as income apportionment used since the early 1990s, was unlawful. To help us understand the ruling and its implications, the Monday Breakfast show was joined by Tom Studans, a welfare rights advocate whose independent coverage has been recognised by the Robodebt Royal Commission. Following a Big Canopy Campout with the Bob Brown Foundation in Tasmania's Central Highlands, a forest protest has happened with community members rallying to challenge native forest destruction in logging areas. In efforts to stop logging, staunch activist Moggy has locked on to a gate and machinery and halted logging for three days. Ed spoke with them about the effort. We hear an excerpt from the Doin' Time show, which airs on Mondays from 4 - 5pm. Listen back to more episodes here. Host Marisa speaks with Ilo Diaz about the shooting of Abdifatah Ahmed in Footscray. The interview begins with information about Ilo and the centre against racial profiling. It's important in that it provides some excellent context in the racist violence that led to Abdifatah Ahmed's death. Ilo Diaz from the centre against racial profiling has worked directly with communities experiencing human rights abuses in 'melbourne', South America and Palestine. His background is in human righgtsn observing in areas of conflict. Ilo also volunteers withy melbourne activist legal support providing his expertise to legal observer teams that observe police actions in protest. Stay updated with the Centre Against Racial Profiling on instagram.   We then hear Tiny Sparks and Turning Points, a bulletin from our good friends at the Commons Social Change Library. Today, they'll bring us some radical events over the years that changed this continent. This feature is looking at the month of August over our collective history, and will come to listeners on the first Monday of every month, at 8AM.It is a good example of why we need to remember our history in order to build a better future.For now, a big thank you to our friends at The Commons Social Change Library. You can find their work at www.commonslibrary.org & read more radical history events on this page compiled by TCSCL here. The show ends with an interview with a community activist/comrade regarding locking on at demolition of public towers which has taken place today at Flemington and at other public housing towers across Naarm.  SONGS PLAYED:The Revolution Will Not Be Televised - Gil Scott-HeronRebel Girl - Bikini Kill

Send us a textThink bankruptcy means failure? Think again.In this episode,  we sit down with Adrienne Hines, a seasoned bankruptcy attorney and relatable straight-shooter who's using TikTok to make financial freedom feel possible again.Adrienne discusses how societal stigma and misinformation prevent people from seeing bankruptcy as a viable financial tool. The conversation covers the emotional burden of debt, different types of bankruptcy, and the myths surrounding bankruptcy's impact on a person's future. Adrienne explains that bankruptcy can significantly improve credit scores and financial stability within a short period after filing. The episode also touches on the role of medical debt in bankruptcies and Adrienne's efforts on social media to educate and empower people, particularly women, about debt relief options.Adrienne also breaks down the legal process in everyday language and helps us see bankruptcy for what it really is: a second chance, not a moral failure.04:45 Understanding Bankruptcy and Its Misconceptions09:41 Types of Bankruptcy: Chapter 7 vs. Chapter 1316:19 Debts in Bankruptcy: What Gets Paid Off?24:03 Rebuilding Credit After Bankruptcy24:48 Filing for Bankruptcy: Rules and Frequency27:26 Empowering Women Through Financial Struggles30:05 Medical Debt and Bankruptcy32:55 Success Stories36:14 The Importance of Financial TransparencyAdrienne's message is clear: you are never stuck, you can move forward. Join us for Money Talks on July 31 and discover how to flip the script on old money narratives and take bold, grounded steps toward your next chapter. Click here to register for FREE and bring your questions!Got a unique financial story to share? We want to hear it!  Or are you a professional who helps women with money? If you're a financial coach, attorney, CPA, or work in any area that empowers women financially, we'd love to hear from you too! Your story could inspire our community of women. Fill out our intake form here!Follow & connect with Adrienne:Website TikTokConnect with us! Facebook Page Facebook group Instagram TikTok LinkedIn YouTube Resources Have questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here! Explore our free guides to help you on your financial journey

Listen to the Top News of 31/07/2025 from Australia in Hindi.

The last time I interviewed today's guest was right after the stock market plunged 20% to its post-Liberation Day lows in April.Wall Street was stunned, as just a few months before, the market seemed unstoppable.Well, here we are three months later...and stocks have rocketed back to new highs.The fears that panicked investors so much back in April seem completely forgotten.What is going on and what's most likely to happen from here?To discuss, we're fortunate to be joined today by David Hay, the up-until-recently Chief Investment Officer & Principal at Evergreen Gavekal. He now publishes daily investing commentary on his excellent Haymaker Substack.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#bearmarket #deficit #debt 0:00 - Market Recovery3:01 - The Trump Turnaround10:26 - Debts, Deficits, and Fed Balance Sheet15:37 - Bond Market Breakouts23:16 - Emerging Market Bonds31:03 - Tariffs and Economic Impacts46:56 - Student Loans and Delinquencies52:42 - AI and Productivity58:01 - Crypto and Bitcoin Treasuries:1:10:22 - Investment Recommendations1:21:13 - New Harbor Update_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

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The Lord's Prayer is very ancient-future. Why? It's time-bending. It's Body-uniting. It gathers up what has come before us, it focuses our minds on the current state of our situation in Christ, and it casts our thoughts into the future that someday we, the Body of Christ, will sit down at the ultimate eschatological banquet that will never end. Are there some parts of the prayer, though, that confuse or trouble you? Say, the part about God not "leading us into temptation"? Join Pastor Chris for a close look at Luke's account of the prayer that Jesus taught His disciples. The artwork associated with this pocast/sermon (viewable on the Epiclesis website but not in Apple Podcasts) is titled "The Lord's Prayer" and is by Darren Gygi (detail).

Intisar Khanani is an award‑nominated American fantasy author and former public‑health consultant. Born in Eau Claire, Wisconsin, she spent her childhood moving around—living in five U.S. states and time in Jeddah, Saudi Arabia—before settling in Cincinnati, Ohio, with her husband and two daughters. Her writing career began with the self‑published YA fantasy Thorn and has since expanded into acclaimed series such as The Dauntless Path and The Sunbolt Chronicles. Her latest work, Debts of Fire, continues the adventures in The Sunbolt Chronicles and is out now.We had great fun chatting with Intisar and hearing about what made her want to start writing, and why she thinks diverse fantasy stories are so important. We also talk about how she moved from self-publishing to traditional and back to indie again, as well as chatting about the perceived "necessary" rate of books for indie authors.Links:Buy Intisar's books nowFollow Intisar on InstagramVisit Intisar's websiteAdventures in Publishing-land on Apple PodcastsAdventures in Publishing-land in SpotifyAdventures in Publishing-land on YouTubeSupport us on Patreon and get great benefits!: https://www.patreon.com/ukpageonePage One - The Writer's Podcast is brought to you by Write Gear, creators of Page One - the Writer's Notebook. Learn more and order yours now: https://www.writegear.co.uk/page-oneFollow us on FacebookFollow us on InstagramFollow us on BlueskyFollow us on ThreadsPage One - The Writer's Podcast is part of STET Podcasts - the one stop shop for all your writing and publishing podcast needs! Follow STET Podcasts on Instagram and Bluesky Hosted on Acast. See acast.com/privacy for more information.

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Auto-generated transcript: It’s a beautiful misty morning and we are walking here in Ashley, Razawai, in cyclist from a telephone, granting us these opportunities, the beautiful places and this company of good friends. There was a man called Hakim At-Tai. He was the chief of a tribe in Nets called At-Tab-Bahit-Bannu-Tai and his son Uday… Continue reading Repaying debts of gratitude

Dan talks that one clause in the Lord's Prayer and asks a question about Social Media

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Ben Harris served in numerous high-ranking roles as a public sector economist and is now the vice president and director of economic studies at the Brooking Institution. In Ben's first appearance on the show, he discusses the fiscal health of the US government, including the rising primary deficient, the impact of the Big Beautiful Bill, the proposition of stablecoins and AI as a solution to our debt, his love of basketball and much more. Check out the transcript for this week's episode, now with links. Recorded on June 18th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Ben on X: @econ_harris Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:02:01 - Ben's Career 00:05:18 - Fiscal Health of the United States 00:07:57 - Big Beautiful Bill 00:12:15 - Debts and Deficits 00:14:47 - Costs and Risks of the Rising US Debt 00:37:05 - Stablecoins as a Potential Solution to US Debt 00:41:49 - Debt Ceiling 00:50:02 - AI and the Economy 00:54:58 - Outro

✂️ How to Ensure Your Name Is Removed from Joint Debts Post-Divorce? | Los Angeles Divorce

✂️ How to Ensure Your Name Is Removed from Joint Debts Post-Divorce? | Los Angeles Divorce

JPMorgan Asset Management is seeking hedges against credit market losses as risks rise and spreads tighten. “There’s value in shorts and credit protection,” Oksana Aronov, the firm’s head of market strategy for alternative fixed income, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Jody Lurie in the latest Credit Edge podcast. “It is very undervalued today because of the complacency in the market,” says Aronov, referring to the high-grade credit default swap index. Aronov and Lurie also discuss the increasing amount of bond and loan interest being repaid with additional debt, dwindling recovery rates, private debt convergence and high-grade opportunities.See omnystudio.com/listener for privacy information.

The news cycle never slows down and neither does Hub Hits.   Each day we provide you with quick hits on topical stories, big issues and important voices appearing in The Hub, taped live.   This episode features Rudyard Griffiths and Trevor Tombe, professor of economics at the University of Calgary, discussing the fiscal challenges facing Canada and the impact of significant spending pledges by the Carney government, particularly increased military spending, which could push deficits to over $150 billion by mid-decade. They also discuss the need for sustainable fiscal policies to maintain market confidence and avoid unsustainable debt growth.   To read Trevor's full analysis, click here.   The Hub is Canada's fastest-growing independent digital news outlet. Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch a video version on YouTube: https://www.youtube.com/@TheHubCanada Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X:   CREDITS: Amal Attar-Guzman - Producer Alisha Rao - Sound Editor  Rudyard Griffiths - Host

Quint and Allie talk about what happens to debts after someone passes away.

How Much Life Insurance Do I Need? Why That's the Wrong Question If you've ever asked, “How much life insurance do I need?”—you're not alone. It's a common starting point. But in this article, Bruce and I (Rachel) want to challenge that question and offer something better. Because "need" is often based on a survival mentality—what's the bare minimum? But the real question isn't about scraping by. It's about what you want your life insurance to do—for you, for your spouse, for your children, and for future generations. https://www.youtube.com/live/xhGublGpz7w In this article, you'll learn: Why a needs-based approach might be leaving your family unprotected How to calculate a more empowering life insurance amount What insurance companies actually look for (and why you can't be "overinsured") The role of Infinite Banking in maximizing death benefit and legacy How to think long-term, strategically, and legacy-minded when it comes to life insurance How Much Life Insurance Do I Need? Why That's the Wrong QuestionWhy My Husband's First Thought Was Our Life InsuranceNeeds-Based Life Insurance Leaves You ShortThe Real Question: How Much Life Insurance Do I Want?Income Replacement + Future Value = What You're Really ProtectingDeath Benefit Grows with Infinite BankingInsurability: Use It or Lose ItCost vs. Value: What Wealthy People UnderstandBuild a Life Insurance Strategy That EmpowersLearn More in the PodcastBook A Strategy Call Why My Husband's First Thought Was Our Life Insurance Six years ago, I was in the ICU. My husband, Lucas, held our newborn baby girl as the doctors delivered updates that swung between hope and despair. One moment, it was "we stopped the bleeding," the next, "this is still serious." As he prayed through the fear and the unknown, one practical thought anchored him: We have life insurance. Not just any policy—we had as much life insurance as we could get. And in that moment, he knew he wouldn't have to make rushed decisions or shoulder financial pressure on top of emotional trauma. That policy was our safety net, our peace of mind. That's why this conversation matters. It's not just about numbers on paper. It's about preparing for the moments you hope never come—and giving your family the ability to respond from a place of strength. Needs-Based Life Insurance Leaves You Short Most people approach life insurance with a checklist: Mortgage? Check. College for kids? Check. Debts? Check. Burial expenses? Check. And that's how traditional advisors calculate the "amount you need." They total up obligations and say, “That's your number.” But this method reduces life insurance to a bill-pay strategy. It doesn't account for who you are, the value of your work, or the future your family deserves to continue building. In the Infinite Banking world, we don't view life insurance as just a financial parachute. We see it as a tool for opportunity, a storehouse of value, and a means to start your family ahead, not just keep them from falling behind. The Real Question: How Much Life Insurance Do I Want? "Need" is survival. "Want" is vision. If your life insurance policy could fund your family's future, preserve your estate, and launch the next generation into opportunity—how much would you want? Bruce and I often see families with grossly underfunded policies simply because they didn't know what was possible. Insurance companies assess what's called your human life value—a calculation of your income, age, and potential future earnings. Based on that, they allow you to apply for a corresponding death benefit. If you qualify for $4 million in coverage, it's because they believe your life's economic value warrants it. You can't be overinsured. The carriers won't let you. So the real question becomes: If they'll insure me for this amount… why wouldn't I take it? Income Replacement + Future Value = What You're Really Protecting

In Jesus' parable of the two debtors, a Pharisee's skepticism and a sinful woman's devotion reveal the transformative power of grace. This narrative challenges us to confront the immeasurable debt of our own sins, recognize the boundless forgiveness offered by Christ, and reflect on how this gift inspires a life of heartfelt love and service to others. This sermon was preached by Daniel Buth, a member at Faith who is studying to be a pastor.Seminarian Daniel Buth's sermon preached at Faith on July 6, 2025.Intro/Outro Music: “Depth of Field” by David Hilowitz

Purposeful prayer includes repentance. Forgive us our sins, help us to forgive others, because while we are at odds with creation we can't hope for petitions to be heard or granted.If we want God to hear and provide, we can't make requests with sin-filled hearts.Asking God to help you forgive others is a recognition of our spiritual weakness. Refusing forgiveness is a spiritual weakness.Our sin accrued a debt. Christ paid that debt. And so God is faithful to forgive.Matthew 6:12 is about your relationship with God.You have a debt. Christ paid the debt. God erased and continues to erase the debt while the Spirit tries to keep you out of debt.Forgiveness is free. Fellowship comes at a cross.Proof of your relationship with God is a merciful disposition.Matthew 6, Mark 11:24-25, James 1:13-14, 1 John 1:9, Ephesians 4:32, Romans 5:8, Romans 12:19-20

The Rooster digs deep into Malik Beasley's surprising off-court story uncovering unpaid debts to a dentist, barbers, and more. Meanwhile, breaking news reveals Mike Brown as the frontrunner for the New York Knicks' head coaching job after his runs with Golden State and Sacramento. We analyze other candidates the Knicks considered (or skipped) and debate whether Brown is the right fit for New York. Plus, a deep dive into LeBron James's trade rumors and his undeniable influence shaping the NBA landscape.

Welcome to the First Presbyterian Church, New Bern Podcast! Join Paul and Anna each week as they chat about upcoming church events, the week's sermon, and fun facts about the church. In this week's episode Paul-Scott chats with associate pastor Patrick Ryan about the second sermon in this summer's summer sermon series!The conversation is followed by the prayers, readings, and sermon from Sunday's livestream service. Recorded live each week at First Pres in beautiful historic downtown New Bern, North Carolina.First Presbyterian Church, New Bern, North Carolina, established in 1817. A Congregation of the Presbyterian Church (USA). Building community, transforming lives, engaging the world.See more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.firstpresnb.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on social media at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/firstpresnb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch our streaming service each week at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/channel/UCKw0GnheJfOUlVv_g5bBrEw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Permission to podcast/stream live music in this service obtained from ONE LICENSE, License A-701790 and CCLI 3202763. All rights reserved. Permission to podcast/stream recorded music from artist.io.

They've come too far to turn back.Cherie, Bastion, Maydor, Sküggi, and Ophelie push through the depths of Wailscar, chasing answers wrapped in shadow, lies, guilt, violence, and pride. The truth behind the Underworld's cruel game lies within reach, but so does the edge of ruin. Debts come due. Secrets unravel. Trust falters.The final confrontation demands more than strength and not everyone will walk away unchanged.Is it the beginning of the end, or the end of the beginningEither way, the Devouring Will waits to claim what it's owed.

In this episode, Ben and Sachin dive into the trajectory of U.S. debt and consider its sustainability in the years and decades ahead. 

⚖️ How to Ensure Your Shared Debts Are Handled Fairly? | Los Angeles Divorce

Cases from the mishnah - when a customer asks the shopkeeper for X amount of produce. And then they dispute whether the customer every actually paid for the produce. Plus, a similar case with a money-changer and smaller coins for a dinar -- but did the customer hand over the dinar? Both cases are necessary. Also, orphans inheriting debt/payback from... orphans, instead of the original lender/borrower -- that is, pay close attention to who dies in which order.

A round-up of the main headlines in Sweden on June 17th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio Play. Produced and presented by Dave Russell.

⚖️ How to Ensure Your Shared Debts Are Handled Fairly? | Los Angeles Divorce

#ThisMorning on #BRN #Finance #2089 | The #Top5 #Debts to #Prioritize #Paying Off Before #Retirement | Bruce McClary, National Foundation for Credit Counseling | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

NA'ALEH YOGA: Yoga Nidra Journeys for Deep Rest Close Your Eyes and Stay Awake... In this episode, I sit down with Edit B Kiss, an energy healer and transformational coach, to explore deep trauma healing, karmic patterns, and spiritual growth. We dive into the power of Reiki, Karma Yoga, and 8th Chakra meditation to release ancestral trauma and break free from repetitive life patterns. Edit shares her insights on how healing karmic debts can lead to profound personal transformation, and we also touch on the role of Yoga Nidra in deep energetic shifts. If you're interested in holistic healing, past-life influences, and clearing emotional blockages, this conversation is for you!   Edit recounts her personal experiences with panic attacks, which propelled her into the realm of Reiki and holistic healing, highlighting the life-changing impact these practices had on her well-being and family life. She explains how Reiki offers immediate relief by balancing chakras, while family constellation therapy goes deeper to resolve ancestral trauma, reshaping one's emotional and relational dynamics. The conversation delves into the intricacies of Karma Yoga healing, emphasizing mindfulness and the importance of conscious thoughts, emotions, and actions to break karmic cycles. Edit also introduces the power of the eighth chakra and samadhi meditation, which facilitate access to the unconscious mind and promote profound healing and transformation. Tune in to explore Edit's holistic approach to healing and learn how to harness the power of meditation, ancestral healing, and chakra alignment for personal growth and spiritual enlightenment. Edit's bio: Edit B Kiss is a holistic therapist, success habit coach, #1 bestselling author, Humanitarian Award winner and international speaker. Edit originally was a petroleum engineer, working in the petroleum industry for 15 years before being a life-coach full time. During those years she trained to become a Reiki Master, a Sekhem Healer and a Karma Yogi.   Episode Summary: [00:00:00] Introduction – Learn about Edit B Kiss's journey into healing and transformational coaching. [04:42] Ancestral Trauma & Karmic Debts – How trauma is passed down through generations and how we can break free from inherited patterns. [12:24] Reiki & Energy Healing – Exploring how Reiki and other energetic modalities can help release emotional and physical blockages. [18:45] Karma Yoga & Spiritual Growth – Understanding karmic cycles, how they shape our experiences, and how to work with them for healing. [25:10] The 8th Chakra & Higher Consciousness – Diving into the concept of the 8th chakra and how it connects to spiritual evolution and healing. [33:20] Yoga Nidra & Deep Healing – Discussing how Yoga Nidra can support trauma release and facilitate subconscious transformation. [40:05] Final Reflections & Where to Find Edit – Edit shares her closing thoughts, plus how listeners can connect with her and her work.   Here is where to find Edit B. Kiss: https://editbkiss.com https://www.instagram.com/editbkiss/ https://www.linkedin.com/in/editbkiss/ https://www.facebook.com/bkissedit https://www.youtube.com/@MagicalKarmaPriestess Link to Edit's book: https://a.co/d/6PeXQXZ   Edit's Free masterclass: https://elevate.editbkiss.com/5-series-masterclass Edit's YouTube playlist: https://youtube.com/playlist?list=PLUDMWsbjovv4C2Q5AvyoN0CqdX1D5its9&si=6B7JC3NWL5OG-4no   Edit's Skool community: https://www.skool.com/release-with-ease   Subscribe to Na'aleh Yoga Podcast for more transformative journeys and feel free to share this podcast with a friend. Take a moment to review and share your thoughts—I always appreciate your feedback!  Feel free to reach out!  Biosite: https://bio.site/ruthieayzenberg Therapy Practice: Mental Fitness Therapy Email: naalehyoga@gmail.com     May you be peaceful and safe!   

United States Constitution, Article I, Section 8 provides:The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States;To borrow Money on the credit of the United States;Review the origins and debate over the authority to borrow money and hold debt as set forth in Article I, Section 8 of the United States Constitution.Understand how the Articles of Confederation provided that the debts incurred by the states and Congress would be honored, and paying down the debt was a critical reason for adopting the Constitution.  However, the Founding Fathers universally believed that the Congress under the Articles was incapable of paying the debt, and this weakness was a major reason for the calling of the Constitutional Convention.Learn how although the Constitutional Convention originally agreed that payment of the debts was mandatory and Congress would assume the debts of the States, those provisions were omitted in the Constitution. Instead, Article I, Section 8 vests the Congress with the power to borrow funds on the credit of the United States and to pay its debts. Discover how the Constitutional Convention originally agreed to create a constitutionally created Treasurer of the United States, and then agreed to eliminate the position.Review how Anti-Federalists attacked the debt power as destructive to American liberties.Explore how the debt provisions were essential to secure the good credit of the country, to repay creditors who funded the American Revolution and the Congress afterwards, and to ensure the security of the country in the future. Its abuse is to be kept in check by the reality that we elect the Congress that incurs the debt — they are accountable to We, The People.Highlights include the Constitutional Convention, Articles of Confederation, the New Jersey Plan, the Paterson Plan, the Paterson Resolutions, the Randolph Resolutions, the Randolph Resolves, the Virginia Plan, James Madison, Shays' Rebellion, Roger Sherman, Judge John Yates, Governor Edmund Randolph, Alexander Hamilton, Gunning Bedford, Jr., Elbridge Gerry, Supreme Court Justice Oliver Ellsworth, Governor Wiliam Livingston, Roger Sherman, Dr. William Samuel Johnson, Gouverneur Morris, United States Treasurer, Rhode Island Constitutional Convention, Edward Rutledge, Virginia Constitutional Convention, Anti-Federalists, Agrippa, Brutus, John DeWitt, Supreme Court Justice Joseph Story, House of Representatives, United States Senate, and more.To learn more about the Constitution & Patriot Week, visit www.PatriotWeek.org. Our resources include videos, a TV series, blogs, lesson plans, and more.Read the entire original, unamended Constitution here: https://patriotweek.org/2021/07/27/the-original-constitution-september-17/Check out Judge Michael Warren's book America's Survival Guide, How to Stop America's Impending Suicide by Reclaiming Our First Principles and History at Amazon or other major on-line retailers.Join us!

From the BBC World Service: The global economy is losing steam, according to the OECD, which now forecasts growth to fall to just 2.9% this year and next. The Paris-based Organization for Economic Co-operation and Development — which represents most of the world's advanced economies — issued its warning as trade tensions between the U.S. and China continue to grow.

From the BBC World Service: The global economy is losing steam, according to the OECD, which now forecasts growth to fall to just 2.9% this year and next. The Paris-based Organization for Economic Co-operation and Development — which represents most of the world's advanced economies — issued its warning as trade tensions between the U.S. and China continue to grow.

Neocon GOP Strikes Again! DOGE Is Out ... Deficits & Debts Are Still In by Ron Paul Liberty Report

Our children and grandchildren will live in the world created by your choices.  

This week on Crappy Hour Live, Dorit isn't paying her bills (allegedly), Jax announces a coke addiction and a podcast tour, and Carl just wants us to let him be a Cake Eater. Join us live every other Monday at 5:30PT on YouTube Live (Youtube.com/watchwhatcrappens) or Instagram (@watchwhatcrappens) To watch this recap on video, listen to our Traitors bonus episodes, and participate in live episode threads, go to Patreon.com/watchwhatcrappens. Tickets for the Mounting Hysteria Tour are now on sale at watchwhatcrappens.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.