Podcasts about Dollar cost averaging

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Investing Options, Investing Apps, Dentists and Equity Firms, Dollar Cost Averaging, Trading Earnings Reports, Investment Portfolio Percentage, Politicians Stock Trades, CDs & Taxes, Cash-Out Refinancing, Measure the Health of a Dividend, Cash into The Market, How to Begin Investing at 18?, Gold and Silver, Where to Invest After 70, Education Plans, Emerging Market, Price Support.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

With the recent volatile markets and uncertainty in consumer sentiment, dollar cost averaging has been a popular topic as of late. What makes up this strategy? Is it for all investors or just for certain goals? In this episode we discuss all of that and more! Jon Erlichman, Founder of Ticker Take joins Cassidy Clement to discuss.

What is dollar cost averaging, and how does it work?Join Sean Aylmer & Michael Thompson as they answer questions on business, investing, economics, politics and more.If you have your own question for Ask Fear & Greed, get in touch via our website, LinkedIn, Instagram or Facebook!Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Investing Options, Investing Apps, Dentists and Equity Firms, Dollar Cost Averaging, Trading Earnings Reports, Investment Portfolio Percentage, Politicians Stock Trades, CDs & Taxes, Cash-Out Refinancing, Measure the Health of a Dividend, Cash into The Market, How to Begin Investing at 18?, Gold and Silver, Where to Invest After 70, Education Plans, Emerging Market, Price Support.Advertising Inquiries: https://redcircle.com/brands

How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it's a proven strategy for growing your investments, especially in volatile times. We unpack how it works, why superannuation does it so well, and how rebalancing and automation can help you stay disciplined and reduce risk.On this episode, we discuss:(00:00) Intro(01:21) What Is Dollar Cost Averaging and Why It Works(02:02) Why Timing the Market Rarely Works(02:44) The Courage Problem: Why Most Investors Miss Buying the Dip(03:48) A Real Example: Investing $200K Without the Risk(06:03) Why Superannuation Is the Ultimate Dollar Cost Averaging Machine(06:56) Big Change Ahead - Weekly Super Contributions from 2026(08:50) Why Losses Hurt More Than Gains Feel Good(09:59) Marty's Numbers - Why Consistency Beats Trying to Time the Market(11:40) The Risk of Picking Stocks vs. Market-Wide Funds(12:05) What Is Rebalancing and How Does It Work?(13:25) How to Stay Balanced When One Investment Outperforms(16:32) The Hidden Tax Impacts of ETFs and Managed Funds(17:23) Why Dollar Cost Averaging Is Perfect for Business Owners(18:03) Warren Buffett's Take: Just Keep Investing(21:41) Supercharging Super: Using Salary Sacrifice to Build Wealth(22:48) Why 90% of Day Traders Lose - and How to Avoid ItCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Quint and Logan talk about Dollar Cost Averaging (DCA).

 We explore what it really means to work with a financial adviser in retirement—going beyond investments to examine every aspect of your financial life. From rolling over your 401(k) to building a personalized plan that aligns with your goals and risk capacity, it's a deep dive that compares to a financial root canal—but one that can set you up for long-term confidence and clarity. Original Air Date: May 10, 2025 Read the Article: https://www.henssler.com/retirement-with-a-roadmap-the-role-of-a-financial-adviser 

 It was a strong week for the markets, with the S&P 500 posting solid gains, driven by upbeat economic data and a newly announced trade deal between the U.S. and the U.K. The April jobs report surpassed expectations, with steady unemployment, while the Federal Reserve held interest rates steady, citing caution amid shifting global conditions. We also dive into what it really means to work with a financial adviser—K.C. likens it to a financial root canal, digging into every aspect of your financial life to build a customized plan. Plus, if you're rolling over a 401(k), should you reinvest all at once or ease in with dollar-cost averaging? We break down the pros, cons, and emotions behind each strategy. And finally, fintech firms are offering flashy high-yield savings accounts—but are they too good to be true? We explore what's real, what's risky, and the questions you should ask before chasing higher returns. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 10, 2025  |  Season 39, Episode 19 Timestamps and Chapters 4:00: Solid week buoyed by trade deal and April jobs report 16:15: Engaging with a financial adviser 34:26: All in at once or dollar-cost average? 43:56: Fintech: Shaking up the savings game Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this week's Money Moments we dive into why developing a long-term investing mindset is so important for building wealth.Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth

Hosted By: Harry Stadelmayer CFP® & Joe Bert CFP® Harry Stadelmayer CFP® and Joe Bert CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to:  1-844-220-0965 Harry@FinancialGroup.com •  Joe@FinancialGroup.com   The post Back to Basics: The power of dollar cost averaging especially in volatile times. appeared first on On The Money Podcast.

We review the top Tech Stocks to buy right now according to CFRA and Mark Mahaney of Evercore.  We also show you how you can retire as a multi-millionaire, and review how to build a model 60/40 investment portfolio.

Lump-sum vs. dollar cost averaging - what's the better investment strategy? We break down the math, the emotions, and the real-world case studies behind each approach to help you make smarter decisions. Discover the right time to use each and how to avoid analysis paralysis with our Goldilocks Rule. ⁠Jump start your journey with our FREE financial resources⁠⁠ ⁠⁠Reach your goals faster with our products⁠⁠ ⁠⁠Take the relationship to the next level: become a client⁠⁠ ⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠ ⁠⁠Connect with us on social media for more content⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Struggling to save money—even when you know you should? In this powerful episode, Steve Rhode dives deep into the most effective saving techniques that actually work in real life. With over 30 years of experience helping people get out of debt, Steve shares unforgettable stories about emotional spending, budgeting breakdowns, and how small changes can lead to big savings. You'll learn why guilt fails, how to create better money habits, and how to stop fighting about finances with your partner. Whether you're new to saving or trying to rebuild after setbacks, this episode offers real-world money advice, practical tools, and hope. Featuring smart saving strategies, Dollar Cost Averaging tips, and insights into financial wellness that go way beyond the numbers.

Rising stagflation risks are marked by slow economic growth and high inflation; and they can impact your investments, spending, and overall financial planning. Today's Stocks & Topics: TTC - Toro Co., Market Wrap, JEPQ - J.P. Morgan Nasdaq Equity Premium Income ETF, What Does Stagflation Mean for Your Wallet?, Following Politicians Stock Trades, KPP Newsletter, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Value vs. Growth, DLTR - Dollar Tree Inc., DG - Dollar General Corp., Dollar Cost Averaging, ELF - E.L.F. Beauty Inc., Consumer Sentiment.Advertising Inquiries: https://redcircle.com/brands

Disclaimer: The information on this show is for entertainment purposes, Do your own research into these topics, or seek advice from a financial services professional. SummaryIn this episode of the 313 Men, Money and Marriage podcast, host Andrew Johnson and Greg's Take discus strategies for investing during turbulent economic times. He emphasizes the importance of dollar cost averaging, staying informed without succumbing to anxiety, and the historical context of market fluctuations. Guest Greg shares insights from his banking experience during the 2008 financial crisis and offers advice on managing investments and expenses during downturns. The conversation highlights the need for a disciplined approach to investing, the value of personal finance education, and the importance of maintaining a long-term perspective.TakeawaysInvesting during turbulent times is crucial.One personal finance class has a lifetime benefit of $100,000.Dollar cost averaging can mitigate losses during downturns.Historical data shows that staying invested often leads to recovery.Dividend-paying stocks can provide stability during market fluctuations.Limiting exposure to mainstream news can reduce anxiety.Focus on long-term goals rather than short-term market movements.Real estate can be a tangible investment but requires caution.Reevaluating investment strategies is essential during market corrections.Sound Bites:Managing living expenses is critical in uncertain economic times.Investing Wisely in Uncertain TimesThe Importance of Dollar Cost Averaging"You can't control the stock market.""Stay busy and focus on your family.""Don't jump to the next hottest thing."Chapters 00:00Navigating Turbulent Times in Investing05:20 Market Insights and Historical Context10:09 Managing Anxiety During Market Downturns14:46 Real Estate vs. Stock Market Strategies20:12 Evaluating Investment Strategies24:15 Reflections on the 2008 Financial Crisis27:17 Strategies for Recent Retirees in a Downturn

In this episode of the Stuff About Money They Didn't Teach You in School podcast, certified financial planner Erik Garcia speaks directly to those regularly investing in a 401(k), 403(b), or IRA. With the market constantly shifting, it can be tempting to pause contributions and wait for “better” times. But that move might cost you more than you think. Erik explains why dollar cost averaging—investing consistently regardless of market conditions—is actually your retirement plan's greatest superpower. You'll hear about three powerful benefits of dollar cost averaging, along with two real challenges that make it tough to stick with. This episode is all about helping you stay confident and committed to your long-term plan—even when the headlines say otherwise. If you're wondering whether to keep investing through market noise, this one's for you. Episode Highlights: Erik explains the concept of dollar cost averaging and why it's a hidden 401(k) superpower. (01:01) Erik outlines how volatility can be an opportunity for 401(k) investors through consistent investing. (03:21) Erik shares how dollar cost averaging helps remove emotional decision-making from investing. (04:28) Erik emphasizes the role of automated discipline in building long-term wealth. Erik cautions that dollar cost averaging doesn't remove investment risk and long-term perspective is key. (06:23) Erik warns about the emotional challenge of staying invested during market drops. (07:57) Erik encourages investors to keep contributing, and possibly increase contributions, during down markets. (09:00) Key Quotes: “ The third benefit of dollar cost averaging is you are building a very important habit that's gonna help you build wealth, and that is discipline.” - Erik Garcia, CFP®, BFA “ investing in a down market is actually a very good long-term investment strategy, so stay invested. Keep investing. Use your superpower, your dollar cost averaging superpower to build your wealth in your 401k.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode of the Stuff About Money They Didn't Teach You in School podcast, certified financial planner Erik Garcia speaks directly to those regularly investing in a 401(k), 403(b), or IRA. With the market constantly shifting, it can be tempting to pause contributions and wait for “better” times. But that move might cost you more than you think. Erik explains why dollar cost averaging—investing consistently regardless of market conditions—is actually your retirement plan's greatest superpower. You'll hear about three powerful benefits of dollar cost averaging, along with two real challenges that make it tough to stick with. This episode is all about helping you stay confident and committed to your long-term plan—even when the headlines say otherwise. If you're wondering whether to keep investing through market noise, this one's for you. Episode Highlights: Erik explains the concept of dollar cost averaging and why it's a hidden 401(k) superpower. (01:01) Erik outlines how volatility can be an opportunity for 401(k) investors through consistent investing. (03:21) Erik shares how dollar cost averaging helps remove emotional decision-making from investing. (04:28) Erik emphasizes the role of automated discipline in building long-term wealth. Erik cautions that dollar cost averaging doesn't remove investment risk and long-term perspective is key. (06:23) Erik warns about the emotional challenge of staying invested during market drops. (07:57) Erik encourages investors to keep contributing, and possibly increase contributions, during down markets. (09:00) Key Quotes: “ The third benefit of dollar cost averaging is you are building a very important habit that's gonna help you build wealth, and that is discipline.” - Erik Garcia, CFP®, BFA “ investing in a down market is actually a very good long-term investment strategy, so stay invested. Keep investing. Use your superpower, your dollar cost averaging superpower to build your wealth in your 401k.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Which is better, lump sum investing or Dollar Cost Averaging? Bottom line, neither is significantly better, although lump sum investing statistically wins slightly. The more important factor in you building wealth is that you invest consistently for the long-term!  Missing just the 10 best trading days between 2002-2022 would cut your returns by 50%. Don't play games when you know it's impossible to win. Just keep investing! Links from today's episode: Vanguard white paper on lump sum vs. DCA Military Money Manual blog post on this topic How to Time the Market World's Worst Market Timer (only investing at the peak) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

In this episode, Dr. Preston Cherry breaks down two popular ways to invest: dollar cost averaging (investing smaller amounts over time) and lump sum investing (putting all your money in at once). He explains how emotions like fear and regret influence our choices, and why understanding your own goals and risk tolerance is key. Backed by real data, this conversation helps you figure out which strategy might work best for you.Takeaways:• Mindset matters• DCA reduces risk• Lump sum wins long-term• Cash drag hurts returns• Know your goalsWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

In just a matter of days, financial markets have gone from orderly to chaotic. The S&P 500 has dropped to its lowest level in nearly a year, and the VIX has spiked to levels not seen since the early months of the pandemic. So what’s going on, and what does it mean for portfolios? What strategies are investors turning to to protect their portfolios? On Wealth Tracker, Hongbin Jeong speaks to Ritesh Ganeriwal, Head of Investment Advisory, Syfe, to find out more.See omnystudio.com/listener for privacy information.

We help you to navigate the record market volatility of 2025, including the biggest one-day gain in the Dow Jones Industrial Average in history.  We review some of the top income stocks and ETFs for 2025.  We also share a top technology stock pick from a leading Wall Street Analyst.

From its name – and the fact that it has its own acronym – you might assume that dollar-cost averaging (or DCA) is tricky. It FEELS like the kind of term suited up fund managers might use to justify their exorbitant fees, right?In truth, dollar-cost averaging is one of the simplest long-term investing strategies around. And if you give us a few minutes, we'll give you an explanation of how it can work for you.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Playbook, Granger Hughes discusses the importance of customized retirement strategies, the implications of taxes, and the challenges of market timing. He emphasizes the need for a solid income plan in retirement, especially in light of potential Social Security cuts. The conversation highlights the significance of education in financial planning and the necessity of having a tailored approach to retirement, rather than a one-size-fits-all strategy. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/See omnystudio.com/listener for privacy information.

Marc R. Schechter focuses on long-term allocation, saying he's “not confident” in his own thinking on the short-term. Rather than buying into the market while it's down and dollar cost averaging, he instead prefers to look at the composition of the portfolio: stocks, bonds, etc., and decide whether the allocation to each is still balanced. He also offers some tax strategies for investors to consider before the April 15th deadline.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 26: Dollar Cost Averaging.LEARNING: Invest all your money whenever you have it. “If you want to put the odds in your favor, which is the best we can do because we don't have clear crystal balls, you should put all your money in whenever you have it to invest.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 26: Dollar Cost Averaging.Chapter 26: Dollar Cost AveragingIn this chapter, Larry discusses why lump sum investing is better than dollar cost averaging.Should you invest your money all at once or spread it over time?According to Larry, the issue of Dollar Cost Averaging (DCA) typically arises when an investor receives a large lump sum of money and wonders if they should invest it all at once or spread it over time. The same problem arises when an investor panics and sells when confronted with a bear market, but then there are two questions: How does the investor decide when it is safe to reenter the market? And does she reinvest all at once or by DCA?Constantinides, a University of Chicago professor in the 1960s, studied this question. He demonstrated that DCA is an inferior strategy to lump sum investing. He termed it logically dumb as it makes no sense based on an expected return outcome. From a purely financial perspective, the logical answer is that if you have money to invest, you should always invest it whenever it's available.Another paper by John Knight and Lewis Mandell compared DCA to a buy-and-hold strategy. Then, it analyzed the strategies across a series of investor profiles from risk-averse to aggressive. They concluded that DCA had no advantage over the two alternative investment strategies. Combined with their graphical analysis, their numerical trial and empirical evidence favored optimal rebalancing and buy-and-hold strategy over dollar cost averaging. Optimal rebalancing refers to the strategy of adjusting the proportions of assets in a portfolio to maintain a desired level of risk and return.Dollar cost averaging versus lump sum investingKnight and Mandell conducted a backtest to compare the performance of DCA versus LSI (lump sum investing). Backtesting is a simulation technique to evaluate the performance of a trading strategy using historical data. They backtested the two strategies between 1926 and 2010. Transaction costs were ignored (favoring DCA, which involves more trading). The authors assumed the initial portfolio was $1 million in cash, and the...

Where to begin when you're new to investing? We are getting back-to-basics with some Investing 101 and money psychology in this episode. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...along with some important jargony terms, defined, so that you don't get overwhelmed. Investing involves risk, but that doesn't mean you should be afraid to learn how to make your money make money! We can all do it. Your knowledge compounds just like your can and so many barriers to entry have already been broken! Things to remember:*Time in the market is better than timing the market. *The stock market hates uncertainty (creates volatility).*Compound interest and dollar cost averaging are great terms to understand that help you invest wisely, well, and often. Reference Episodes:12. How to Invest in the Stock Market (Step-by-Step)2. Understanding the Stock Market9. How to Choose a Brokerage Firm34. Investing Jargon, Demystified10. How to Read a Stock Quote14. How to Analyze a Stock24. Pay Yourself First29. Investment Risk Tolerance56. How to Construct a Portfolio (Asset Allocation) Chapters:00:00 Introduction to Self-Directed Investing03:21 Understanding the Psychology of Money11:47 The Power of Compound Interest15:00 The Power of Compound Interest15:29 Navigating Market Volatility18:49 Wealth vs. Appearances: The Real Story19:58 Understanding Dollar Cost Averaging24:47 Demystifying Investment Jargon----------------------------------------------------------

The Plant. Harvest. Prosper. podcast examines the best strategy between lump sum investing versus dollar cost averaging.

Episode 100 of The Best Interest Podcast! This is a celebratory and reflective milestone featuring guest shout-outs, listener-favorite clips, and a discussion on the show's evolution. Jesse shares the podcast's origins, his journey from aerospace engineering to financial planning, and how the podcast nearly faded before finding renewed purpose in 2023. Throughout the episode, Joe Saul Sehy, Brian Feroldi, Paula Pant and other past guests are featured, shouting out The Best Interest and their own work, you'll certainly want to check out.  To celebrate, listeners wrote in with some of their favorite clips, including Jeremy Schneider's discussion with Jesse on his “7 Deadly Sins of Investing” from episode 70. Of course, Jesse's AMA's have been incredibly popular, so segments are featured from episodes 81 and 96 where Jesse answered questions about diversification, patience, and risk management.  Thanks, listeners, for supporting the podcast's first 100 episodes. We look forward to the future of "Personal Finance for Long-Term Investors."   Key Takeaways:• Relying solely on one asset class, such as large-cap U.S. stocks, increases risk and limits flexibility in different market conditions. • No asset class can outperform indefinitely; over time, returns tend to move back toward historical averages. • Holding international stocks can help balance risk, as different regions perform well at different times. • Just because a strategy has worked for years doesn't mean it will continue to do so; market conditions evolve. • As retirement nears, reducing portfolio volatility becomes more important, and diversifying helps protect against severe downturns. • The best strategy involves preparing for uncertainty, adjusting portfolios based on personal financial goals rather than chasing recent winners.   Key Timestamps:(03:43) Reflections on the Journey (15:15) Rebranding Announcement (19:44) Highlighting the Best Clips (38:53) The Importance of Indexing and Market Timing (40:52) Understanding the CAPE Ratio (45:12) The Risks of Timing the Market (51:45) Dollar Cost Averaging vs. Lump Sum Investing (54:42) Diversification: Why It Matters   Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, long term investors, Joe Saul Sehy, Brad Barrett, Nick Maggiulli, Justin Peters, Jeremy Schneider, Doug Cunnington, Joel Larsgaard, Paula Pant, andy Hill, Steve Adcock, Dan Otter, Brian Feroldi, episode 100, celebration, millionaire money habits   Mentions:Joe Saul Sehy: https://joesaulsehy.com/ Brad Barrett: https://choosefi.com/ Nick Maggiulli: https://ofdollarsanddata.com/ Justin Peters: https://www.tsirpodcast.com/ Jeremy Schneider: https://www.instagram.com/personalfinanceclub/?hl=en Doug Cunnington: https://milehighfi.com/ Joel Larsgaard: https://www.howtomoney.com/about-us/joel-larsgaard/ Paula Pant: https://affordanything.com/ Andy Hill: https://marriagekidsandmoney.com/about/ Steve Adcock: https://steveadcock.us/ Dan Otter: https://teachandretirerich.com/ Brian Feroldi: https://www.youtube.com/@BrianFeroldiYT    More of Personal Finance for Long-Term Investors:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog Personal Finance for Long-Term Investors is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Suze explains what Value Cost Averaging investing is and how it’s different from Dollar Cost Averaging and Lump Sum investing. Could Value Cost Averaging be the right way for you to invest? Get out your Suze notebooks and find out! Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Craig from Wisconsin came into a lump sum of money recently and wants to know if he should lump sum invest it or use dollar cost averaging. We'll define lump sum investing vs. dollar cost averaging and decide which is better. Second, we're back with our Net Worth Win segment. This month, we're featuring Nicole Stanley from Massachusetts. Nicole and her husband Jake became a half millionaire couple at the age of 31! Listen up to hear how they did it. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about Black History Month, investing, and the Super Bowl ... with no Lions :( EPISODE RESOURCES: Sponsors + Partners + Deals Nicole Stanley (website): https://www.arise.financial/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your questions or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

New Business Coaching Secrets Podcast Episode Alert!  Dive deep into Episode 272 of the Business Coaching Secrets podcast, where Karl Bryan and Road Dog unravel the principles of successful investing and business strategies. Whether you're a seasoned investor or a budding entrepreneur, you won't want to miss these insights! Episode Highlights: Investment Strategies : Discussion around dollar-cost averaging and the importance of consistent, small investments rather than seeking instant large returns. Learn how billionaire Warren Buffett's method can amplify your wealth through market fluctuations. Frameworks for Success : Emphasizing the need for structured approaches in both investment and business. From having a long-term market presence to creating company culture through established rules, frameworks serve as the backbone for sustained success. Political Insights : Reflecting on impactful campaigns and the role of technology in political seasons. Understand how these lessons parallel business challenges and how new technologies can offer a competitive edge. Key Takeaways: Consistent Investing Pays Off : Adopt dollar-cost averaging to navigate market ups and downs effectively, just like Warren Buffett. It's not about timing the market; it's about time in the market. Framework is King : In both business and personal investments, having a clear framework leads to better decision-making and long-term success. Use structured approaches to guide your progress. Stay Balanced in Investments : Approach investing with caution. Diversify and make informed decisions based on historical data trends to safeguard against unpredictable economic events. #BusinessCoaching #InvestingStrategies #FrameworksForSuccess #KarlBryan #BusinessGrowth #Entrepreneurship #PodcastEpisode #InvestmentTips Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on our Profit Acceleration Software™ and join our community of thriving coaches. Get a demo at https://go.focused.com/profit-acceleration

Talking solo, Jesse tackles two important, ever-present investing questions in today's monologue. Should I try to time the market? How do I beat the market? The truth is, the timeless advice stands: diversify your portfolio, steer clear of speculation, and invest early and often. Diversifying is like buying the haystack, rather than looking for the needle, because, the truth is, you probably won't find the needle. Speculative stock-picking is like picking out some straw and hoping it'll turn out to be the needle. To illustrate the benefits of consistent investing - rather than attempted market timing - Jesse tells the tale of Bad Timing Bill, Normal Nick, and Good Timing Gary. Bill and Gary both tried to time the market. This episode is packed with insight you'll want to return to again and again. Key Takeaways: • Don't look for the needle in the haystack. Buy the haystack. Most stock pickers stumble into success. • There's no such thing as skilled stock picking because we can never know the entire market. • Just because a business is massive and visible, doesn't mean it will forever make good decisions. • How to sort out a fair price for something. A good burger isn't worth 100 dollars! • What are CAPE and PE ratios? • The story of Bill, Nick, and Gary: Why you shouldn't try to time the market.  Key Timestamps:(00:00) The Best Interest Year in Review (08:02) The Evergreen Question: Is Now the Right Time to Invest? (11:58) The Case for Index Investing (25:16) Understanding Market Efficiency (29:13) The Starbucks Dilemma: Diversification vs. Concentration (32:01) The Importance of Price (32:39) Warren Buffett's Wisdom on Fair Prices (33:37) The Risks of Overconcentration in a Single Stock (34:14) Diversification and Risk Management (35:36) The Concept of Timing the Market (36:08) The CAPE Ratio Explained (46:39) Dollar Cost Averaging vs. Lump Sum Investing (51:27) The Complexity of Market Movements Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, stock picking, speculation, index funds, mutual funds, stock market, DIY investing Mentions:Wealth Creation in the U.S. Public Stock Markets 1926 to 2019 by Hendrik Bessembinder https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3537838  The Needle in the Haystack:  https://bestinterest.blog/the-needle-in-the-haystack/ Yes, You Can Beat the Market, But...:  https://bestinterest.blog/yes-you-can-beat-the-market/ Good Company, Bad Stock:  https://bestinterest.blog/good-company-bad-stock/ The CAPE Ratio vs. Future Returns: https://bestinterest.blog/cape-vs-future-returns/ More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Hosted By: Gary Abely CFP® & Joe Bert CFP® Gary Abely CFP®  and Joe Bert CFP® take your calls and provide expert answers to your questions on AM580 WDBO. Submit your questions to:  1-844-220-0965 Gary@FinancialGroup.com •  Joe@FinancialGroup.com   The post What do studies show about timing the market and dollar cost averaging? appeared first on On The Money Podcast.

"I'm obsessed with checking my accounts daily, and I have major FOMO if I don't. Is there a downside to Dollar Cost Averaging daily instead of on a less frequent basis?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

New Business Coaching Secrets Podcast Episode Alert!  Dive deep into Episode 272 of the Business Coaching Secrets podcast, where Karl Bryan and Road Dog unravel the principles of successful investing and business strategies. Whether you're a seasoned investor or a budding entrepreneur, you won't want to miss these insights! Episode Highlights: Investment Strategies : Discussion around dollar-cost averaging and the importance of consistent, small investments rather than seeking instant large returns. Learn how billionaire Warren Buffett's method can amplify your wealth through market fluctuations. Frameworks for Success : Emphasizing the need for structured approaches in both investment and business. From having a long-term market presence to creating company culture through established rules, frameworks serve as the backbone for sustained success. Political Insights : Reflecting on impactful campaigns and the role of technology in political seasons. Understand how these lessons parallel business challenges and how new technologies can offer a competitive edge. Key Takeaways: Consistent Investing Pays Off : Adopt dollar-cost averaging to navigate market ups and downs effectively, just like Warren Buffett. It's not about timing the market; it's about time in the market. Framework is King : In both business and personal investments, having a clear framework leads to better decision-making and long-term success. Use structured approaches to guide your progress.  Stay Balanced in Investments : Approach investing with caution. Diversify and make informed decisions based on historical data trends to safeguard against unpredictable economic events. #BusinessCoaching #InvestingStrategies #FrameworksForSuccess #KarlBryan #BusinessGrowth #Entrepreneurship #PodcastEpisode #InvestmentTips  Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on our Profit Acceleration Software™ and join our community of thriving coaches.  Get a demo at https://go.focused.com/profit-acceleration  

By now it's probably safe to say, either you are avoiding the cryptocurrency world and confused just looking at it, or you see the world through crypto and NFTs and all the potential it represents. Raoul Pal is a master investor that has seen the evolution of the world's financial systems riding the highs and experiencing the lows as well. As respected as he is in macroeconomics, Raoul joins Tom for this conversation to broadcast the opportunity available for massive wealth transfer, and to break down exactly why the crypto revolution is happening and why it's worth being excited about. If you've been avoiding the conversation or are excited and can't get enough, this conversation holds massive value for everyone. [Original air date: 9-2-21]. SHOW NOTES: 0:00 | Introduction Raoul Pal 0:58 | Who Is Raoul Pal? 5:19 | The Problems Crypto Solves 8:42 | Speed of Technology 12:31 | Equal Opportunity for Wealth 15:20 | Tom's Crypto Story 19:38 | From Money to Crypto 25:35 | Ethereum Usability & Bitcoin 35:08 | Raoul Being Open Minded 41:02 | Dollar Cost Averaging 48:23 | Don't Use Leverage 53:10 | Riding the Volatility of Crypto 1:01:50 | Percentage Allocation of Wealth 1:08:09 | Opportunity for Anyone 1:12:47 | Accredited Investor Scam 1:15:57 | Tokenization and NFTs 1:23:54 | Real Value of Communities 1:39:38 | Calling B.S. on Howey Test CHECK OUT OUR SPONSORS Range Rover: Explore the Range Rover Sport at  https://landroverUSA.com Miro: Bring your teams to Miro's revolutionary Innovation Workspace and be faster from idea to outcome at https://miro.com. ButcherBox: Get your choice of a free protein in every box for a year, plus that $20 off your first order with code IMPACT at https://butcherbox.com/impact. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER SCALING a business: see if you qualify here. Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here. If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. Join me live on my Twitch stream. I'm live daily from 6:30 to 8:30 am PT at www.twitch.tv/tombilyeu LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/impacttheory FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Is it safe to pick stocks, and what should you know as a beginner investor? Do you invest your money in large amounts, or dollar cost average into the market? And how do you prioritize sustainable investing? We're throwing it back to some solid tips and advice, like how to practice investing with test accounts, for anyone new to investing from finance expert, Jessica Moorhouse. Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, award-winning blogger, host of the More Money Podcast and founder of the Millennial Money Meetup, a series of empowering personal finance events. Her mission is to teach others how to take control of their lives by taking control of their money.We hope this helps you start building your financial knowledge so you can invest with confidence.Listen to our full episode with Jessica here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Jessica:jessicamoorhouse.com@jessicaimoorhouseMore Money Podcast Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult

When one of the big names on the market is calling for a collapse, what's the average investor to do? Create a peace of mind hedge.    (00:22) Jason Moser and Dylan Lewis discuss: - Nassim Taleb's recent calls for a market drop and why he's focused on the U.S. dollar, domestic debt, and S&P 500 concentration.  - What investors can learn from someone focused on tail-risk hedging. - The peace of mind hedges investors can put in place for their own portfolios  (19:35) Asit Sharma and Mary Long discuss Sonos's ongoing recovery after rushing to release an app before it was ready for prime time.  Visit our sponsor at www.landroverusa.com Companies discussed: AAPL, MSFT, NVDA, SONO Host: Dylan Lewis Guests: Jason Moser, Mary Long, Asit Sharma Producer: Mary Long Engineers: RIck Engdahl Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's podcast, I take a look at lump sum invested vs dollar cost averages €1m in Ireland. Key topic points: Pros and cons of Lump Sum Investing and Dollar Cost Averaging A 'look-back' to see which has been most profitable for €1m invested in Ireland A look-forward to see which might be most profitable in future Investing when markets are deemed to be 'High' My conclusion I hope it helps!

In the latest Weekly Business News, Ryan Alford, joined by co-hosts Brianna Hall and Chris Hansen, dives into the latest business news and economic trends with dynamic energy. Ryan kicks things off by setting a vibrant tone for the upcoming fourth quarter, while Brianna offers heartfelt personal insights, sharing stories about her son's health journey. Chris provides an in-depth analysis of recent interest rate cuts, examining their ripple effects on the real estate market and broader economy. Together, the trio explores the far-reaching impact of global events, noting the cautious optimism among business owners. The conversation also touches on the evolving world of cryptocurrency, with Chris voicing skepticism over celebrity-backed ventures, and they discuss the integration of gaming with commerce, highlighting its growing influence in the digital economy.TAKEAWAYSCurrent business news and trendsEconomic conditions and implications of interest rate changesPersonal anecdotes related to family and health issuesThe impact of global events on the economyReal estate market dynamics and pent-up demandCryptocurrency developments and investment strategiesThe evolution of gaming and changing spending habitsThe role of social media platforms, particularly TikTok, in public discourseConcerns about censorship and algorithmic influenceThe intersection of technology, gaming, and commerceTIMESTAMPSIntroduction to the Episode (00:00:00)Ryan introduces the podcast and highlights its success in the business show landscape.Weekly Business News Update (00:00:23)Brianna sets the stage for current business news, mentioning upcoming holiday sales.Personal Anecdotes (00:02:04)Brianna shares her experiences with a sick child and working from home.Interest Rate Changes (00:03:22)Discussion on the recent drop in interest rates and its implications for the economy.Economic Sentiment and Recession Talk (00:06:09)Speakers debate the current economic climate and whether a recession is imminent.Impact of Economic Conditions on Businesses (00:08:01)Discussion on how business owners are feeling the strain of the current economy.Cryptocurrency Discussion (00:10:26)Introduction of Trump's new cryptocurrency project and thoughts on its market impact.Investing in Cryptocurrency (00:12:27)Advice on including cryptocurrency in investment portfolios and strategies for beginners.Dollar Cost Averaging in Crypto (00:14:24)Chris shares his experience with dollar cost averaging in cryptocurrency investments.Future of Cryptocurrency (00:17:45)Predictions about the potential growth of cryptocurrency over the next year.Roblox and Commerce Integration (00:19:17)Discussion on Roblox's integration with Shopify and its relevance in gaming and commerce.Gaming Spending Trends (00:20:49)Discussion on kids spending money on in-game purchases and the evolution of gaming culture.Nostalgic Gaming References (00:21:51)Speakers reminisce about classic games like Nintendo 64 and cheat codes from their childhood.Gaming Evolution Comparison (00:22:41)Contrast between past gaming experiences and modern practices of purchasing game advantages.Personal Gaming Anecdote (00:23:14)Speaker shares a story about their talented 15-year-old who excels in video games.Growing Up Off the Grid (00:23:54)Speaker reflects on their upbringing on a farm with limited access to video games.Arcade Gaming Memories (00:24:12)Discussion of nostalgic arcade games and experiences from the past.TikTok and Propaganda Concerns (00:24:41)Overview of TikTok's legal battles and concerns about potential propaganda influence.Censorship and Free Speech (00:25:21)Debate on the balance between censorship and free speech in the context of social media.Algorithmic Oversight Proposal (00:26:07)Suggestion for independent oversight of social media algorithms to ensure safety and neutrality.Censorship as a Slippery Slope (00:27:05)Discussion on the challenges of unbiased oversight and the potential for algorithm manipulation.Algorithm's Influence on Perception (00:28:10)Concerns about how algorithms shape user experiences and beliefs on social media platforms.The Impact of Algorithms on User Experience (00:28:43)Discussion on how algorithms create individualized narratives, leading to divisiveness and lack of shared experiences.Concerns About Device Usage (00:30:46)Speakers suggest limiting children's device time to mitigate negative influences of social media.Mental Health and Digital Consumption (00:31:30)Comparison between excessive phone use and unhealthy habits like drinking, emphasizing the mental health impacts.The Need for Moderation (00:33:00)Emphasis on the importance of moderation in consuming social media content for mental well-being.Social Media as a Habit-Forming Tool (00:33:48)Discussion on the habitual nature of social media, comparing it to nicotine addiction.Legislation and TikTok's Future (00:34:33)Mention of U.S. law potentially requiring TikTok to sever ties with China by January.Introduction to "MomTok" (00:35:23)Overview of the TikTok trend "MomTok" featuring Mormon moms and their viral content.Brand Deals in "MomTok" (00:35:12)Discussion on a mom from "MomTok" receiving a significant brand deal for an Instagram post.Marketing Trends and Algorithms (00:37:00)Exploration of marketing budgets allocated to "MomTok" and its visibility on social media feeds.Smartphone Innovation Stagnation (00:38:53)Critique of the lack of innovation in the iPhone 16, with calls for competition in the smartphone market.Conspiracy Theories About Phone Performance (00:40:40)Discussion on perceived intentional slowdowns of phone performance to encourage upgrades.Final Thoughts and Episode Wrap-Up (00:41:38)Speakers reflect on the episode, promoting a sponsor and encouraging audience engagement. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

Join Neil and Sam as they dive deep into Bitcoin, with Sam's seven years of experience bringing valuable insights and practical takeaways for entrepreneurs and forward-thinking individuals. Sam breaks down key concepts, while Neil asks the critical questions, making this essential listening for anyone curious about Bitcoin's role in the future of financeKey Takeaways from Neil and Sam:1. Bitcoin is The Ultimate Savings AccountBitcoin's decentralized system allows global transactions without banks, offering financial access and cost savings.With a capped supply of 21 million coins, it acts as an inflation hedge, providing transparency, security, and financial independence amid rising national debts.2. Bitcoin is the Ultimate Asset. Avoid AltcoinsAltcoins are volatile and risky, better for speculation than long-term investment.Bitcoin's proven halving cycle makes it the safest asset with consistent long-term growth.Prioritize holding Bitcoin over investing in unpredictable altcoins.3. The New Investment Strategy: Moving from Real Estate to BitcoinBitcoin offers real estate benefits without taxes, maintenance, or seizure risks.Wealthy individuals are shifting to Bitcoin, which has shown consistent profitability and is a superior inflation hedge.4. Timing the Market vs. Time in the Market: The Long-Term StrategyDespite its volatility, Bitcoin's long-term trend is upward due to its limited supply and increasing demand.Adopting a "Hold On for Dear Life" approach and practicing Dollar-Cost Averaging can maximize returns by emphasizing long-term growth over market timing.5. Navigating the Risks and Opportunities of BitcoinBe aware of emotional triggers like Fear of Missing Out (FOMO) and stay informed about regulations to manage risks.With only 21 million Bitcoins available, holding some is crucial for future security, as the risk of holding none outweighs Bitcoin's volatility.6. Best SourcesTo avoid misinformation and scams, rely on reputable sources like InvestAnswers on YouTube and Patreon, and Fred Krueger on X.Many platforms promote risky alternative cryptocurrencies or scams, so prioritize well-researched Bitcoin information. "This has to be money that you intend to invest, and that you're not going to be looking to extract to pay next week's or next month's rent." — Neil Tyra"When the government is spending more and more money and inflation is growing, you don't want to be holding on to dollars; you want to have hard assets like Bitcoin, real estate, and stocks." — Sam Mollaei

Equity Markets bounce back with their best week of the year, we tell you why and what you might expect for the rest of 2024. We cover some fresh new investment ideas in Utilities, including Nuclear Energy.  We also review stocks and ETFs that could benefit from expected interest rate cuts.

This week's blogpost - https://bahnsen.co/4d9Z1FY Mastering Dollar Cost Averaging: Soccer Strategies for Smarter Investments In this episode of the Thoughts on Money Podcast, hosts Trevor Cummings and Blaine Carver discuss the importance of dollar cost averaging (DCA) as an investment strategy. Blaine shares an engaging analogy comparing DCA to soccer strategies, specifically the buildup approach and counterattack method, which helps simplify the concept for listeners. The conversation covers the benefits of DCA, addressing market volatility, and how it can help hesitant investors commit to a systematic investment process. The episode also touches on the pitfalls of market timing and the necessity for diversifying investments. 00:00 Introduction to the Podcast 00:38 Blaine Carver's Article and Soccer Analogy 08:13 Dollar Cost Averaging Explained 14:00 Lump Sum vs. Dollar Cost Averaging 18:04 Psychological Aspects of Investing 27:36 Final Thoughts and Advice 31:01 Conclusion and Contact Information Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

TJ in Louisiana has been sitting on the sidelines, but now it's time to get into the market. Should he dollar cost average, or just go all in? Margaret in California has an idea of selling a stock at a loss and buying a put option on that stock that expires after the 30-day waiting period. Does this work as a tax loss harvesting strategy? When is it worth it for Brian in Charlotte, North Carolina to diversify beyond a basic three-fund portfolio? Should Christine in San Diego convert her variable annuity to a fixed indexed annuity? That's all today on Your Money, Your Wealth® podcast 494 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, how should Dean in Columbus, Georgia invest inherited retirement money? Are Jen and John on track for retirement, and how should they fund their home remodel? Are there any negative consequences for Steve in Pennsylvania if he finds a new financial advisor just a few months after hiring his current advisor? The fellas also talk through how Chris can give money to charity from his required minimum distributions. And finally, Terry calls in with a follow-up question about whether a solo 401(k) is an option to avoid unrelated business income tax (UBIT).  Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-494 SCHEDULE: free financial assessment DOWNLOAD: Investing Basics Guide DOWNLOAD: 10 Steps to Improve Investing Success DOWNLOAD: Retirement Readiness Guide WATCH YMYW TV: How Your Home Can Create Retirement Income READ THE BLOG: Factor Investing: What Is It? Should You Be Doing It? SUBSCRIBE: YMYW on YouTube REQUEST: Retirement Spitball Analysis DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro 01:13 - I Want to Get Into the Market. Dollar Cost Average or Go All In? (TJ, Louisiana) 07:08 - Does This Tax Loss Harvesting Strategy Work? (Margaret, CA) 07:45 - When Is It Worth Diversifying Beyond a Basic Three Fund Portfolio? (Brian, Charlotte, NC) 13:33 - Factor Investing: What Is It? Should You Be Doing It? - Read the blog, Download the Investing Basics Guide and 10 Steps to Improve Investing Success 14:00 - Should I Convert a Variable Annuity to Fixed Index Annuity? (Christine, San Diego) 18:21 - How to Invest Inherited Retirement Funds and Where to Save Extra Money? (Dean, Columbus, GA) 21:50 - How Should We Fund Our Home Remodel? Are We On Track for Retirement? (Jen and John, California) 29:43 - How Your Home Can Create Retirement Income: Watch YMYW TV, Download the Retirement Readiness Guide 30:15 - Solo 401(k) to Avoid Unrelated Business Income Tax (UBIT)? (Terry - voice) 32:31 - Switching to a Fee Only Advisor: Any Negative Consequences? (Steve, PA) 37:19 - Intelligent Charitable Giving Through Qualified Charitable Distributions (Chris) 41:05 - Outro

Today, Amy and Jag delve into the contrasting strategies of lump sum investing versus dollar-cost averaging (DCA). Amy starts by defining lump sum investing as the practice of investing a large amount of money all at once, like a $100,000 bonus, while dollar-cost averaging involves spreading the investment over time, such as $10,000 a month for ten months.Amy explains that dollar-cost averaging helps mitigate risk by buying more shares when prices are low and fewer when prices are high, thereby balancing the overall cost. This strategy is particularly useful for those wary of market volatility. On the other hand, lump sum investing can yield higher returns as it gets the money working in the market immediately, a point backed by research from Vanguard which shows that lump sum investing outperforms DCA 68% of the time over one-year and ten-year periods.We discuss why an investor might choose one strategy over the other. Lump sum investing offers simplicity and higher potential returns but comes with the risk of market downturns right after the investment. Dollar-cost averaging, while potentially yielding lower returns, reduces this risk and provides psychological comfort, preventing panic in the face of market drops.Jag and his wife employ both strategies. She invests consistently each month through her 401(k), embodying dollar-cost averaging, while Jag, as a self-employed individual, saves throughout the year and make a lump sum investment into his SEP IRA at year's end.Market conditions also play a significant role in choosing a strategy. In a bull market, lump sum investing tends to perform better as the market is generally rising. During volatile or bear markets, dollar-cost averaging can be advantageous as it allows investors to benefit from lower prices over time.Amy highlights historical performance, noting that lump sum investing generally yields more over a 10-year period, with 66-67% success across various markets like the US, UK, and Australia. However, risk-averse investors, or those who need time to adjust psychologically to seeing their cash reserves drop significantly, might prefer dollar-cost averaging.Practical tips for deciding between these strategies include assessing personal risk tolerance, considering one's financial situation and goals, avoiding market timing, and seeking professional advice. The key takeaway is that there's no absolute right or wrong choice between lump sum investing and dollar-cost averaging. The best decision is the one that aligns with personal comfort and long-term financial objectives.For further advice, listeners can reach out to Amy and her team at Thimbleberry Financial via their website or phone. It's important to remember that investing should always be approached with a long-term focus and in consultation with financial professionals To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

AI can enhance impact investing - investments generating social and environmental impact alongside financial returns - by improving data analysis, decision-making, and impact assessment. However, it's crucial to mitigate risks and align AI tools with core principles to avoid systemic biases. Today's Stocks & Topics: HDSN - Hudson Technologies Inc., Market Wrap, Dollar Cost Averaging, COWZ - Pacer U.S. Cash Cows 100 ETF, GE - GE Aerospace, AI in Finance: The Future of Impact Investing?, The KPP Premium Newsletter, Inflation and Job Market, INTC - Intel Corp., RCI - Rogers Communications Inc. Cl B, Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline, United States Bureau of Mines, NAC - Nuveen California Quality Municipal Income Fund, Bond Funds.Our Sponsors:* Check out eBay Auto: www.ebay.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Does a withdrawal strategy in retirement have to be complicated or can you simply do a reverse of dollar cost averaging? In this episode, we'll take a look at how reverse dollar-cost averaging would work by using an example and discover who it works for. Click play to learn if this withdrawal strategy would work for you. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT WITH A LISTENER QUESTION [1:44] Is it okay to do a reverse dollar-cost average for withdrawals in retirement? IN THE NEWS [14:30] The rules have changed for Inherited IRAs LISTENER QUESTIONS [18:55] What should Vicky do with the proceeds from the sale of her home? [24:09] What to do with a 10-year inherited IRA [27:55] What is the best way to fund bucket #1 to prep for retirement? [35:10] A topic suggestion TODAY'S SMART SPRINT SEGMENT [36:11] Evaluate the resilience of your plan Resources Mentioned In This Episode Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center  

Laura answers a listener's question about investing a lump sum or using a  dollar-cost averaging (DCA) strategy. Find out what DCA is and its pros and cons.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/