Love Ultimately: How to Have an Awesome Marriage & Win with Money!

In episode 035 we wrap up the budgeting series! Listen in as we talk through what to do now that you’ve done your first budget, how to keep the momentum going and why we believe you should keep going! If you haven't subscribed to the podcast, make sure you so you can keep up to date with what is coming up next. 

In episode 034 we share our experience of starting our budget, some of the hurdles we initially faced and some of the topics that need to be on your radar as we start. Filling out the categories is the easy part, it’s the conversations that go together with it that make it tricky.

We are starting to get in deep with your finances and are getting ever so close to actually starting your budget! In this fortnight’s episode, we talk about how to reduce your expenses and increase your income. At this point, you should be aware and have a bit of an idea about your expenses, how much you spend and maybe where you can start reducing expenses. When we started budgeting we realised pretty quickly that debt was the reason why we didn’t have much money. It was stealing our money before it hit our bank accounts, so that’s the first step. Then we realised that there were some expenses that would require a phone call in order to reduce, either way, this step was pivotal to us winning with our budget before we even started. If you haven’t started yet, you have 14 days! Listen to the last three episodes, download the resources and get ready because we are getting ready to budget next fortnight!

In this weeks episode, we look at your bank statement, more specifically your bank statements from the last three months. We do this step every fortnight when we reconcile our budget, it’s literally telling you where you have spent your money and can sometimes be a bit daunting and scary because you start to realise that maybe you have some habits that need to drastically change. This is the first step where you start to look at and talk about the categories in your budget and what numbers will reflect your income and your habits. It’s a fun but scary step all wrapped up in one! If you haven't already! Subscribe to the show, to keep up to date with what is coming up!

Over the next few weeks, we’ll be doing a budgeting series! Throughout the next few podcast episodes, we’ll be sharing the steps we took to begin to and create a budget that works for us, we’ll share details of how to reduce expenses, how to catch the big and little expenses and will guide you to creating your own budget! Together with the episode, we’ll also be releasing a free resource that corresponds with the action steps coming out of the podcast episode, the resource will only be available for Love Ultimately family members, so be sure to sign up HERE to be part of the family! Listen to the episode, sit down with your spouse, download the resource and let’s get started on creating a budget that works for you! 

In episode 30 of the podcast, we talk through the five things we’ve been up late talking about and encourage you to do the same. When was the last time you stayed up late just talking with your spouse, having an open conversation, in a safe environment and both of you have just poured it all out and maybe resolved some things that have been left unsaid. Maybe it’s time to have one of these conversations and the topics we talk through may just be an indication or reminder to you that you have something you need to communicate to your spouse about in these areas. If you haven't already, subscribe to the show!

In episode 029 we talk through five things that we’ve learnt about moving overseas. Five things we’ve learnt about our family, about our marriage, about our finances and about what living your dreams looks like. Sometimes it’s not at all what we expected but most of the time it’s more than what we could have hoped for! If you haven't already, subscribe to the podcast!

In episode 028 we talk through five things we know, without a shadow of doubt has helped us to achieve the big financial goals we’ve had over the past 4 years. We’ve always been open and transparent about our struggles with our budget and our wins with our budget but without these five things, we probably wouldn’t be sitting in snowy Toronto today. Strap in, get excited because we believe if you do these 5 things, 2019 will finally be the year that you achieve your financial goals! Don’t forget...listen in all the way through as we share an exciting announcement about how we can partner with you to achieve your financial goals!

In episode 027 we share with you some of the goals we are aiming to achieve in 2019. Every year we categorise the goals into seven categories, and in this episode, we go through each one with you. Our hope is that you will feel encouraged to sit down and write out what you want to aim and focus on for the year ahead. Take the time to listen to each other and enjoy the process to plan and work towards achieving all you hope for 2019!! If you haven't already subscribed to the show to be in the know of what is coming up!

In this fortnight’s episode we talk you through some of the things we’ve done to be in a position where we’ve saved and cash flowed over $30K. We share some of the practical things we’ve done to hit that goal and be in a position where we are ready to enjoy our next adventure with no stress about our finances. Whatever you’re saving for, whether it be a house deposit, an overseas trip or even trying to reduce your mortgage, we truly believe you can do it! Listen to how we did! Subscribe to the show to keep up to date!

We’ve been a bit MIA these last few weeks, we’ve been busy in the background working hard on making one of our dreams come true. In episode 25 we share what we’ve been up to exactly. We hope that you can listen to this episode and get the excitement and encouragement to sit down with your spouse and start making your dreams a reality, whatever that may be, we are super excited to share our next chapter with you! subscribe to keep up to date with what is coming up!

In episode 24 we talk to Luke and Susie Holt, from the Luke and Susie show. Luke and Susie co-host a radio show that is broadcast across Australia. In this episode they talk through the challenges they’ve faced in working together, what they’ve learnt about each other and how they have learnt to work together without killing each other. Subscribe to the show to see what is coming up!

In episode 023 we talk through some of the changes having a newborn and young child had on our marriage. We talk about things we felt people didn’t tell us about parenting and marriage. If you haven't already subscribed to the show to keep up to date with what is coming up. 

In episode 22 we go through a few tips we’ve learnt along the way, that make Christmas time a memorable, fun, family season without overspending or putting a wedge into your financial goals. if you haven't already, subscribe to the show to keep up to date with what is coming up!

In episode 21 we talk through a recent strong argument we had and how we realised all our ‘fighting fair rules’, in this particular case, weren’t being utilised and how we believe that may have resulted in how big of a disagreement it turned into. We share simple tips to consider when arguing to ensure that even when you are not seeing eye to eye your not saying something that can and may leave a lasting hurt on your spouse.

In episode 20, we walk you through our learnings about each other and how reading up about each other’s personalities has overall helped us understand each other more and has contributed to trying to see things from the other person's perspective. It’s a fun episode, as we look back at a recent argument we had and how retrospectively we have learnt from it and have gotten answers about what truly caused the argument, and how our personality types had a significant impact on it. Subscribe to keep up to date with what is coming up!

In episode 19 we sit down and talk with Andy Hill! Andy and his wife Nicole have an awesome debt free story and when we say debt free, we mean, debt free, house and all! How awesome right! This episode is filled with gems on his learnings about his wife, getting on the same page, communication, parenting and the difference it makes when you dream together. Whether you need some motivation or inspiration in regards to your money journey, or how to communicate and get on the same page with your spouse, we are sure you’ll enjoy this episode as much as we did! Subscribe to the show to keep up to date with what is coming up! 

In episode 018 we walk through and refocus in, on what goals we set at the start of the year. Recalibrating and relooking at the goals allows us to refocus because when going through the goals, we realised that maybe we haven’t put the right actions in place to achieve them. Subscribe to the podcast to keep up to date with what is coming up!

In this fortnight’s episode, we talk through some of the things we do to stick to the $160 grocery budget, it’s taken a lot of planning, lists, a lot of trial and errors but we are at a place now were we consistently stick to that amount and groceries are lasting the fortnight! We hope you enjoy the episode! Subscribe to keep up to date with what's coming up!

In this episode we talk through one of our pain points at the moment, and that is the feeling of being disconnected. We’ve noticed in our marriage that there are usually signs to show us that we are on the path to disconnection and have actioned and put things in place to ensure that we are on the road back to each other. If you're currently having those little arguments with your spouse and don’t feel really connected listen in to some of the things we do to reconnect and how we bring it back to living our best life, together.

In this fortnight’s episode we talk through 5 things we overspend on, on our budget, some because we aren’t realistic about the expense, some, because we didn’t plan for it and some, because we hide away, because we know it’ll probably be expensive and don’t want to consider how expensive. Our goal is for you to win with your money, which means tackling those little nasties that creep up on you and stop you from winning with your budget.

In this fortnights episode, we share 7 things we are currently struggling with at the moment. After having conversations these last few weeks, we realised that we didn't want to be seen as having it all together, but wanted to share that it is okay to have struggles along the way, we are all on a journey and as long as you are working towards being better and doing your best, that's what matters. We hope you enjoy this episode! Subscribe to the show to keep up to date with what is coming up!

In this fortnight's episode, we talk to Leanne Baker from Organising the Four of Us. Leanne shares her story on balancing motherhood and the daily struggle of house chores. Leanne is so authentic and genuine in sharing something that a lot of us probably feel but have no idea how to manage. Throughout the episode, she shares some of the strategies she put in place that created a sense of accomplishment and actually translated to a clean home, without spending your whole day cleaning. The tips shared in this episode might just be the key you need, to unlock and find the time for what matters most in your life.

In this weeks episode, we talk to Angela Lockwood, author of the book Switch Off: How to find calm in a noisy world. In this episode, we get to talk through a lot of the themes and topics in her book. Like most episodes, we relate it back to how you in your marriage and life can be more aware and put things in place to ensure that the time that you have together is allowing you to build and develop a deeper connection and allowing you to get the best out of each other when you're together. Subscribe to keep up to date with what is coming up!

Sneak peek into this weeks episode? It’s all about marriage, it’s all about our struggles, our wins and our day to day and it’s Bryan’s birthday!!! Enjoy listening to this episode as we walk you through 28 things we’ve learnt about marriage. The 28 things vary from sex, communication, money, to dating and flirting, it’s got it all! Subscribe to the podcast and learn from our struggles and our wins and build your best marriage!

In this weeks episode, we are talking about things that we learnt in our first month of budgeting. We know that budgeting is more than just numbers on a page, it is about changing habits, learning how to communicate effectively with your spouse and much more. Listen in and know that you’re not alone! You’ve got this! Taking small steps every day is better than not taking any at all! Subscribe to the show to keep up to date with what is coming up! 

In this weeks episode, we are actually running you through a mock-up of our own budget, we will be discussing what we allocate to and how you can actually do your first budget using the budget template we provide you for FREE! Subscribe to the podcast to keep up to date with what is coming up!

On this weeks episode, we are starting to get into the nitty gritty of budgeting, we are at the point where you can begin to action things that will start giving you a clear starting point to create a budget that works. We will discuss how to look through your past spending and how to gather the information you need to get going! If you haven't already, subscribe to the show to keep up to date with what is coming up! 

On this weeks episode we speak to Pastor Esteban San Martin, together with his wife of almost 20 years they counsel and work with marriages and couples at different stages of their journey. In this episode he shares insight and learnings on how to keep the romance alive, find joy, some root issues he believes causes disconnect in marriage and how to be on the same page. Subscribe to keep up to date with what is coming up!

On this week's episode we are discussing, the things you need to know before you start a budget together, we discuss our experience with our marriage and money as it relates to budgeting, what we have gone through and the importance of doing a budget. Subscribe to the podcast to keep up to date with what is coming up!

On this week's episode, we are discussing the 4 keys we have used to be able to support each other through tough times, we discuss how we have gotten through it and how you can too! Subscribe to keep up to date with what's coming up!

In episode 4 we talk about one of the greatest hindrances we had in saving and managing our finances, debt. At the very beginning of our journey into becoming debt free, we realised that we weren't seeing any success or any momentum with our money because the amount of debt we carried and the payment associated with those debts was stopping us, paralysing us from moving forward. Subscribe to keep up to date with what's coming up!

Episode 3, this week we will be going through part 2 of "How to Create Vision for Your Marriage", we are super excited to show you the final steps so you can go ahead and implement these steps, we hope you enjoy the episode, subscribe to the show!

Welcome to episode 2! In this episode we will be discussing the importance of having a written vision and how it relates to the success of your marriage and finances! Subscribe to the podcast to see more of whats coming up! 

Welcome to the first episode of Love Ultimately, a podcast by Bryan and Geysel Serrano! This episode is an introduction to us, our story and how Love Ultimately came to be. Subscribe to the show for more to come!