Podcasts about tough times

*Benfica, FC Porto, Sporting CP, SC Braga, Vitoria SC & Other Liga Stuff of Interest.*Classico Preview Sporting CP x FC Porto*Tough times for Ruben Amorim.*Portuguese Transfer Market: Rodrigo Mora, Jota Silva.

Are you feeling the weight of the struggle in your child care business right now? You're not alone. In this candid solo episode of the Child Care Genius Podcast, host Brian Duprey opens up about the real challenges many owners are facing in 2025. From declining enrollment to shrinking profits, the reality is hitting hard—but it doesn't mean you have to be defeated. Tune in as Brian breaks down the economic and industry factors behind today's struggles, including lower birth rates, government funding shifts, and oversaturation in certain markets. He'll share why this “perfect storm” has created such an uphill battle and, more importantly, what you can do to navigate through it. Listen in as Brian outlines practical strategies you can implement now to not just survive but set yourself up for long-term success. From adjusting classroom ratios to avoiding costly mistakes in marketing and staffing, he provides actionable insights to help you tighten operations and rebuild profitability. He also explains why this could actually be the best time to expand—if you play your cards right. Join Brian in this powerful episode as he reminds child care owners that while the struggle is real, so is the opportunity. With the right mindset, support, and strategic action, you can come out stronger on the other side. Don't miss this conversation that will challenge, encourage, and equip you for the road ahead.             Mentioned in this episode:   GET TICKETS to the Child Care Genius LEVERAGE Conference!   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university  

Recent data from the Bureau of Labor Statistics shows that inflation is slowing, though farmers and ranchers are still facing many other economic challenges. NAFB News ServiceSee omnystudio.com/listener for privacy information.

Dr. Mike Fabarez preaches the Word each weekend as a pastor in Orange County, California. Today he joins us to answer your Bible questions and explore how the Scriptures apply to our lives. Join us this Saturday for Open Line. Resources mentioned:Summit on Israel and the Last Days: November 8, 2025Lifelines for Tough Times by Mike Fabarez10 Mistakes People Make about Heaven, Hell, and the Afterlife by Mike FabarezEnvy by Mike Fabarez Learn more about resources mentioned:Chosen People Ministries free giftFEBC podcastMoody Bible Commentary August thank you gift:Teaching to Change Lives by Howard Hendricks Open Line is listener-supported. To support the program, click here.Become a Kitchen Table Partner: http://moodyradio.org/donateto/openline/partnersSee omnystudio.com/listener for privacy information.

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   Garvin, David A. and Joshua D. Margolis. “Power and Influence: The Art of Giving and       Receiving Advice.” Harvard Business Review, January/February 2015. https://hbr.org/2015/01/the-art-of-giving-and-receiving-advice   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

In this episode of the Celebrate Kids podcast, host Dr. Kathy discusses the importance of building resiliency in children amidst a societal focus on ensuring their happiness. She emphasizes the need for parents to model resilience by overcoming challenges rather than complaining about daily struggles. Dr. Kathy highlights the role of negative experiences in personal growth, drawing from her own journey of faith and resilience. She addresses the concerns surrounding children's mental health and the tendency to create overly protective environments, urging listeners to embrace challenges as opportunities for growth. Tune in for insights on how to help kids develop the skills they need to face life's obstacles with confidence.

When market headwinds hit, most investors retreat. Jeremy Dyer, VP of Capital Formation at Rise48 Equity and Founder of Starting Point Capital, has a different approach—leaning in. With passive equity in over $750 million worth of real estate and a track record across 5,000 multifamily units and 31 deals, Jeremy has weathered multiple market cycles and come out stronger. In this conversation with Vinney Chopra, he shares exactly how.   In this episode, you'll discover:

BUY THE SLOW LIVING BOOK HERE! Kelsea shares honestly about a tough moment with food this week—and how she chose not to give up. Instead of focusing on the number on the scale, she and Stephanie talk about tuning into how habits feel and building a healthier mindset around progress.They also dig into Kelsea's 30-day tracker, staying present with her kids, and why stress can trigger old patterns like binge eating. With tools like the Happy Scale app and daily time-mapping, Kelsea is learning to stay grounded and live more in the moment.Past Episodes You May Love: Episode 37: How to Find Your PurposeEpisode 48: How to be More ProductiveWant to know more about living a slowed down life?!Simple Shortcuts to Peace Course - https://stephanieodea.com/peaceNew Year, New You Mini Challenge - https://stephanieodea.com/newyouJoin me for my LIVE Masterclass - https://stephanieodea.com/masterclass/Website - https://stephanieodea.comBlog - https://stephanieodea.com/blog/Slow Living Podcast - https://stephanieodea.com/podcastSpeaking Opportunities - https://stephanieodea.com/speaking/Coaching Opportunities - https://stephanieodea.com/coaching/Courses - https://stephanieodea.com/courses/Contact - stephanieodea.com/contact/

With a decade of experience at Yext, a company now approaching half a billion in ARR, Darryl Bond has seen it through negative EBITDA margins, executive turnover, and company-wide resets. In this episode, he sits down with CJ to talk about his approach to the finance function, which involves prioritizing growth over compensation, tackling the messy problems head-on, making the hard P&L calls in the “grey zones,” knowing when to ask for help, and staying focused through the tough times. Darryl shares how he scaled from controller to CFO, and how, in the process, he made sense of the chaos, led with transparency, and built a high-impact finance function that doesn't just report the numbers, but also drives the business. He explains the role of systems and processes in scaling operations, the mistakes he made early in his management journey, and why relationship-building has been the real unlock in his career. They dive into building deal desks, what operational excellence really means, and capital allocation decisions that actually start with listening to the customer.—LINKS:Darryl Bond on LinkedIn: https://www.linkedin.com/in/darryl-bond-788b962a/Yext: https://www.yext.com/CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: RELATED EPISODES:“Run Toward a Tough Market” — Developing the Hard and Soft Skills To Be a Great Finance Leader — —TIMESTAMPS:(00:00) Preview and Intro(02:49) Sponsor – RightRev | Navan | Rillet(06:54) The Reasons for Darryl's Career Loyalty(08:58) Prioritizing Learning Over Comp(11:09) What Yext and Its Finance Function Looked Like in 2015(15:40) Sponsor – Pulley | Brex | Aleph(20:03) Choosing Which Messy Problems To Take On(22:00) The Right Time To Create a Deal Desk(23:39) When To Bring General Counsel In-House(24:36) Asking for Help and Building a CFO Network(28:25) What Operational Excellence Looks Like in the Finance Team(31:11) Staying Focused Through Tough Times(35:39) Making the Hard P&L Calls In the “Gray Zone”(37:05) The Importance of Talking to Customers(38:30) A Guide to Communicating the Bad News(40:25) The Role of Systems and Automation in Gaining Control of the P&L(43:07) Capital Allocation Decisions: Yext's Two Recent Purchases(45:06) Build, Buy, or Partner(47:57) The Pros and Cons of Being a Sub-$1B Public Tech Company(49:38) How To Get (and Lose) Sell-Side Analyst Coverage(51:04) What Excites Darryl Most About Yext's Current Stage(53:13) Long-Ass Lightning Round: A Career Mistake(54:36) Advice to Younger Self(56:17) Finance Software Stack(57:42) Craziest Expense Story—SPONSORS:RightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Navan is the all-in-one travel and expense solution that helps finance teams streamline reconciliation, enforce policies automatically, and gain real-time visibility. It connects to your existing cards and makes closing the books faster and smarter. Visit https://navan.com/runthenumbers for your demo.Rillet is the AI-native ERP modern finance teams are switching to because it's faster, simpler, and 100% built for how teams operate today. See how fast your team can move. Book a demo at https://www.rillet.com/metrics.Pulley is the cap table management platform built for CFOs and finance leaders who need reliable, audit-ready data and intuitive workflows, without the hidden fees or unreliable support. Switch in as little as 5 days and get 25% off your first year: https://pulley.com/mostlymetrics.Brex offers the world's smartest corporate card on a full-stack global platform that is everything CFOs need to manage their finances on an elite level. Plus, they offer modern banking and treasury as well as intuitive expenses and accounting automation, bill pay, and travel. Find out more at https://www.brex.com/metricsAleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/run#CFOLeadership #FinanceLeadership #FinanceStrategy #OperationalExcellence#BusinessTurnaround #CapitalAllocation This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.mostlymetrics.com

Nicole Chamblin is the Chief Visionary and Leadership Coach at Visions Productivity Solutions, who helps leaders build empowered, productive teams that accomplish more with less stress, drama, and burnout.Through her customized coaching and team development programs, Nicole guides clients to connect with their vision, communicate with confidence, and enhance collaboration, drawing from her ICF Professional credentials and background in psychology.Now, Nicole's personal journey through cancer demonstrates how resilience and intentional communication can transform both leadership and life challenges.And while working with teams across government agencies and private organizations, she's helping others thrive through tough times by leveraging powerful assessments and strategic approaches to enhance team cohesiveness.Here's where to find more:https://visionsps.comhttps://www.instagram.com/nicolechamblinhttps://www.linkedin.com/in/visionspshttps://www.facebook.com/nicoleproductivitycoach________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

In this episode of Lead Gen HQ, Alex Oliveira looks into proven strategies for maintaining and even boosting lead generation during challenging economic times. Learn how to adapt your marketing campaigns, identify opportunities in uncertain markets, and position your business for success when times are tough.Whether you're navigating budget constraints or shifting customer behavior, Alex shares actionable tips to help you stay ahead and keep your pipeline full. Tune in to discover how to turn challenges into opportunities for growth!

Bonus Episode for Aug. 6. It's tough sledding in the food business as costs rise but consumers aren't having higher prices. How are food companies balancing inflation and tariffs on one hand and the need to appeal to budget-conscious buyers on the other? WSJ Heard on the Street editor Aaron Back discusses the latest earnings reports for Kraft Heinz, General Mills, Conagra, Campbell and J.M. Smucker tell us about the food business and the future of how we eat. WSJ food reporter Jesse Newman hosts this special bonus episode of What's News in Earnings, where we dig into companies' earnings reports and analyst calls to find out what's going on under the hood of the American economy. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus Episode for Aug. 6. It's tough sledding in the food business as costs rise but consumers aren't having higher prices. How are food companies balancing inflation and tariffs on one hand and the need to appeal to budget-conscious buyers on the other? WSJ Heard on the Street editor Aaron Back discusses the latest earnings reports for Kraft Heinz, General Mills, Conagra, Campbell and J.M. Smucker tell us about the food business and the future of how we eat. WSJ food reporter Jesse Newman hosts this special bonus episode of What's News in Earnings, where we dig into companies' earnings reports and analyst calls to find out what's going on under the hood of the American economy. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Momentum, way around is the framework around achievable in life. The biggest and most difficult mission to maintain focus on achieving the biggest goal in life.- Individual Contribution to practice & develop - Mastering ways to self-invest around upliftment - Tough Times find solutions Storyline on transformation through Momentum is - Attention to be in sync - Consistency persuing- Standing Firm on goals Do listen to the complete episode for more insight or visit my website www.georgenathaniel.netKeep sharing happiness and wellness by George Nathaniel

When life unravels—through loss, illness, or uncertainty—can we really believe that God works all things together for our good? In this honest and hope-filled devotional, Lynette Kittle wrestles with Romans 8:28 and what it means to trust God when life doesn’t make sense. From unexpected hospital visits to life-threatening moments turned miraculous, this episode reminds listeners that God’s plans are always good, even when our circumstances aren’t. Whether you're facing job loss, grief, or simply feeling crushed under life’s weight, this devotional encourages you to cling to God’s promises and believe that He’s working behind the scenes for your good and His glory. Highlights (What You’ll Learn) What it really means to believe Romans 8:28 in the middle of suffering Why God’s goodness isn’t limited by our understanding of “good” A real-life story of how an unexpected illness led to a life-saving intervention Encouragement to shift from fear and worry to trust and peace How to lean into God’s promises during personal trials and heartache

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   Foreman, Alison. “Twitter users are comforting the intern behind that mass HBO Max email with work horror stories.”   Mashable, June 18, 2021. https://mashable.com/article/hbo-max-dear-intern-twitter   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

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Emma Cowell wrote her debut novel, 'One Last Letter from Greece', through the pandemic to come to terms with losing her mother. Since then, she's published more novels and been translated into 9 languages. They're inspired by Greece and its islands. We discuss how she gets the places right. Who does she speak to? How does she learn? Where does she travel to tell the island's story authentically?The new novel is 'Under the Lemon Tree'. Here's the blurb -Shattered by the sudden loss of her twin, Nik, Kat is lost in grief. The comfort of family feels both soothing and suffocating, but everything changes when she inherits a house on the breathtaking Greek island of Agistri from a mysterious uncle she's never met. Arriving on Agistri, Kat is mesmerized by its crystalline waters, lush pine forests, and the citrus-scented air. Among the white-washed houses and warm, welcoming locals, she begins to feel her heart heal. The island offers more than solace, sparking courage in Kat to face her loss ― and maybe even embrace the spark of unexpected love… But as she unearths her family's buried past, Kat must also confront her own fears of belonging, forgiveness ― and the possibility of rediscovering happiness in the shadow of heartbreak… We discuss her previous work as an actor and news presenter, and how they have impacted the way she tells stories. Also, you can hear how she knows when to stop, how she pulls herself through tricky writing times, and we run through Emma's path to publication.This episode might make you want to go on holiday.Get a copy - uk.bookshop.org/shop/writersroutineSupport us - patreon.com/writersroutineko-fi.com/writersroutine@writerspodwritersroutine.com Hosted on Acast. See acast.com/privacy for more information.

Going Through Tough Times (Building Resilience) – Motivational Speech That Heals going through tough times, building resilience motivation, mental strength speech, emotional healing 2025, inspirational speech for hard times, resilience quotes, how to be strong during crisis, powerful motivational video, self healing journey, strength through adversity, motivational speech for pain, dealing with struggle, inner strength speech, bounce back from failure, how to stay strong, faith during tough times, how to survive emotionally, inspirational message 2025, when life is hard video, real talk motivation, life won't break you speech, encouraging speech for sadness, finding hope in pain, strength from hardship, healing from trauma, uplifting speech for the broken, moving forward after setback, motivation for depression, rebuilding your life after loss, how to fight through the dark times, personal growth through suffering, self development through adversity, hope after loss, overcoming emotional pain, never give up motivation Learn more about your ad choices. Visit megaphone.fm/adchoices

While marketing makes a good short term sacrificial lamb, targeting marketing might just cause more damage in the long term as marketing cuts can result in risks to product and brand visibility, as well as market share and customer loyalty. These are tough times for many small business to operate in today, try to find ways to make cuts more broadly across your business as opposed to what seems to be a focus on cutting from the marketing budget only.

Guide: Tina Conroy Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Life has its ups and downs. Maybe you find yourself in a down time right now.  Navigating uncertain times by reflecting on resilience can be helpful in the tough times.  The intention of today's healing meditation is to cultivate strength to face adversity. Let's center….calling forth your Spirit, Spirit Guides and Angels to surround,  guide and protect you. Place any intentions you may have in your heart and mind now…..and so it is and so be it. Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen  Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life.  If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want!  Namaste, Beautiful,

Powerful truth often comes in small doses, and it comes just when we need it. It can be there is plain sight, but if we're not intentional, we might miss it.Join me for Today's Daily Word & Prayer to learn more.Lamentations 3:22-23If you've not read my book, Takin' it to Their Turf. request a copy on my website, www.CampusAmerica.com.You'll be inspired, encouraged, and learn plenty about evangelism and spiritual warfare through the 70+ stories I share of my campus evangelism experiences.We send a copy to anyone who donates to our ministry, but if you can't do so, simply request a copy by sending us an email. Who do you know that needs to hear today's message? Go ahead and forward this to them, along with a prayer that God will use it in their life.To find Tom on Instagram, Facebook, TiKTok, and elsewhere, go to linktr.ee/tomthepreacher To support Tom Short Campus Ministries, click herehttps://www.tomthepreacher.com/support************ Do you want to have all your sins forgiven and know God personally? *********Check out my video "The Bridge Diagram" at https://www.youtube.com/watch?v=m0Kjwrlind8&t=1sCheck out my website, www.CampusAmerica.com, to learn more about my ministry and sign up for my daily email. And make sure to request a copy of my book, Takin' it to Their Turf, when you visit my website.Check out my videos on this channel to learn how to answer tough questions challenging our faith.

Mellody Hobson shares three life-changing quotes that shaped her journey to financial independence and leadership. From self-reliance to risk-taking and perseverance, today's episode is a powerful call to take control of your finances—and your future. No one is coming. Start now.

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Are nonprofits losing donor trust faster than ever? In this episode of the Hey Nonprofits podcast, host Trevor Nelson sits down with Jena Lynch, Donorbox's Education & Community Engagement Manager, to tackle one of the biggest challenges nonprofits face today: credibility. With decreasing donor retention and growing skepticism, how can your nonprofit stand out as trustworthy, authentic, and effective?Jena shares actionable strategies to rebuild trust with donors by focusing on authentic communication, meaningful gratitude, and creating frictionless giving experiences. Learn why first-time donors rarely return, how shifting communication methods can make a lasting impact, and why heartfelt appreciation matters more than automated emails. As demand for nonprofit services grows and funding sources tighten, this discussion highlights the tools and mindset shifts nonprofit leaders need to strengthen relationships and succeed in today's landscape.

I'm excited to bring a special guest, my friend, Chaleah, to talk about parenting through a tough situation - her husband's deployment. We dive into her strategies to set herself up for success, as well as the things that bring her joy while solo parenting for long periods of time. Her recommendations:3 Minute Gratitude JournalGrow Bags for transportable gardens (and the plants don't get root-bound like they do in pots!)For older kids, I love the Gratitude Journal for Teen Girls and Moms.Come hang out! I can't wait to connect with you! @prettyoverperfect

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   “Compassion Fatigue.” Psychology Today. https://www.psychologytoday.com/us/basics/compassion-fatigue   Hatmaker, Jen. FaceBook post, September 6, 2019. https://www.facebook.com/jenhatmaker/photos/a.217119135053756/2329231783842470/?type=3   Weber, Nadia Bolz. “If You Can't Take In Any More, There's a Reason.” The Corners, August 17, 2021. https://thecorners.substack.com/p/if-you-cant-take-in-anymore-theres?s=r   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

Send us a textFind hope and strength in life's most challenging moments. Discover how God's unchanging promises guide you, uplift you, and remind you you're never alone—no matter what you face!If you prefer to watch the episode, click here: https://youtu.be/j6_SYnod1PQ?si=8dTtbUHxQVaSrsG_GET THE HOW TO LIVE AN EXTRAORDINARY LIFE, WITH OR WITHOUT MR. RIGHT BOOK AND WORKBOOKWebsite: https://withorwithoutmrright.com/books/Book: https://amzn.to/3ZjtBJJWorkbook: https://amzn.to/4guXFYALeave a review about the book: https://www.amazon.com/review/create-review?asin=B0DMVP65PRAudiobook: https://withorwithoutmrright.com/books/SIGN UP FOR THE CHERISHED & CHOSEN CHALLENGE: A 7-DAY CHALLENGE FOR SINGLE WOMEN https://tinyurl.com/54fpdutySIGN UP FOR WEEDING OUT NEGATIVITY: A 3-DAY THOUGHT DETOX DEVOTIONALSign up ⁠here⁠ to discover how to remove the weeds from your garden. https://dashboard.mailerlite.com/forms/676729/133224414014604903/shareLISTEN TO CHAPTER ONEhttps://app.helloaudio.fm/feed/3228c79f-0dea-4f6b-a428-d7fcfd1f72f5/signupWOULD YOU LIKE TO SUPPORT THE SHOW?https://www.buzzsprout.com/2461272/supporters/newSupport the showLET'S CONNECT! I'm @HustleinFaith on all social networks.

No matter how good life is going at different times, you will encounter tough times throughout the course of your life. How do you have hope in those tough times? Tom Pounder shares how and why he has hope during those tough times. See how in this devotional. 00:00 - Introduction02:59 - Psalm 27:103:48 - Deuteronomy 31:804:42 - Lamentations 3:22-2305:20 - Job 5:1106:03 - John 14:2706:25 - Psalm 46:106:34 - ConclusionShare your stories, prayer requests, or your response to this devotional in the comments below.If you would like to know more about New Life, who we are, what we believe, or when we meet, visit http://newlife.church. Or you can fill out a digital connection card at http://newlife.church/connect - we would love to get to know you better!

No matter how good life is going at different times, you will encounter tough times throughout the course of your life. How do you have hope in those tough times? Tom Pounder shares how and why he has hope during those tough times. See how in this devotional. 00:00 - Introduction02:59 - Psalm 27:103:48 - Deuteronomy 31:804:42 - Lamentations 3:22-2305:20 - Job 5:1106:03 - John 14:2706:25 - Psalm 46:106:34 - ConclusionShare your stories, prayer requests, or your response to this devotional in the comments below.If you would like to know more about New Life, who we are, what we believe, or when we meet, visit http://newlife.church. Or you can fill out a digital connection card at http://newlife.church/connect - we would love to get to know you better!

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   Marston, Ralph. “Power in Little Things.” The Daily Motivator, March 23, 2022. https://greatday.com/motivate/220323.html   Mizoguchi, Karen. “Keith Urban Seemed Short on Cash at a N.J. Store so Local Teacher Graciously Picked Up the Tab.” People, August 6, 2018. https://people.com/country/keith-urban-short-on-cash-wawa-ruth-reed-picked-up-tab/?utm_source=emailshare&utm_medium=email&utm_campaign=email-share-article&utm_content=20220626   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

Guest: Dan Smytka, a coach at CEO Coaching International. Dan has global expertise in growing and leading multibillion-dollar businesses with marquee brands such as General Electric, Carrier, and Goodyear Tire and Rubber. Dan has also led businesses in Asia and Europe where he cultivated a reputation for generating profitable growth, building high-performance collaborative executive teams, and executing strategies to expand profit margins and deliver sustainable results. Quick Background: CEOs started 2025 with a long list of unknowns ranging from AI and interest rates to tariff turbulence and global conflicts. Six months later, questions about the world and the pace of change in business still outnumber definitive answers. But the best CEOs know that where there are challenges there are always opportunities. And if you have courage, vision, strategy, and a team of A-players, your company will be nimble enough to adjust on the fly and strong enough to grow through any obstacles.  On this classic episode, Dan Smytka discusses specific strategies that will help you keep moving products, delivering services, expanding your profit margins, and Making BIG Happen even when the going gets tough.

In this episode of Take-Away with Sam Oches, Sam talks with Shauna Smith, the CEO of Savory Management, the operational arm of the Salt Lake City based private equity group Savory Fund. Savory invests in emerging restaurant concepts like Swig, Via 313, PINCHO, and Mo'Bettahs, and Shauna oversees the operations of these concepts, which includes a team of 65 in-house specialists who support the brand founders and leaders who choose to bring Savory in as equity partners in their businesses. Sam sat down with Shauna at the National Restaurant Association Show in Chicago to check in on the Savory portfolio, how the group is tapping into economies of scale to benefit each of its concepts, and what Shauna sees as the big challenges and opportunities for the remainder of 2025 and beyond. In this conversation, you'll find out why:Being a part of a restaurant portfolio can give you the operational capacity of a much bigger brandIt pays to have a close network of restaurant operators who are in your shoesCertainty is the enemy of unityConsistency, accuracy, service, and experience all factor into valueOptimism is a survival tactic Register for CREATE, our event for emerging restaurateurs, by clicking here. Have feedback or ideas for Take-Away? Email Sam at sam.oches@informa.com.

Canadians celebrate our national day with pride fuelled in part by the US tariff war and talk of becoming the 51st state. The phrase elbows up entered the Canadian lexicon along with an attitude to hit back. It's generated a boom for Canadian product makers, with a new ‘buy Canadian' attitude — but has also scared off American tourists that we are trying to win back.And: Graduating from school into today's job market is scarier now than it has been for decades. The pandemic, exploding inflation, now a tariff war mean fewer jobs, and shrinking opportunities. Finding any kind of job can be a full time job for today's grads.Also: Canada is among several nations moving to make a climate change pipedream come true: devices that can suck deadly carbon emissions out of the air. They say they're getting close enough to attract serious investment.Plus: Sir David Attenborough has been the world's guide to the wonders of nature for most of his 99 years on earth. In what may be his final film, he focuses on how the seas can save us from climate change, if only we can save them from industrial overfishing.

Why are we here? Seriously, what's the point? Why is there a universe where we lose everyone we love and everybody dies? Why is there war and famine and widespread poverty? Is there a purpose? What purpose could there be for all this suffering? Is life a cruel joke?These are the age-old questions that have puzzled humans for thousands of years. But perhaps we've been looking for answers in the wrong places. In this podcast, I share why we're truly here, how to get through life's hardest times, and how to go from wondering why we're here to feeling blessed and grateful for this precious gift of human life.Please enjoy other episodes where I share meditation techniques, tips and spiritual lessons from around the world for peaceful and stress-free living. Remember to subscribe to stay up-to-date.*****If you ever feel like my words brought a change in your life, and want to show your SUPPORT for what I am doing, click here. Find all of my BOOKS for wherever you are on your spiritual journey: https://www.eastwesticism.org/spiritual-meditation-books/Want to gift a book to a prisoner? Go here.

Think cutting your Amazon PPC budget is like saving money? In this episode, Michael Tejeda breaks down why slashing your ad spend right now could actually hurt your organic rankings and cost you more in the long run. With tariffs and economic uncertainty shaking things up, Michael shares real client stories and smart strategies like keyword clustering and budget balancing that helped boost sales—even when the market softened. A must-listen for every Amazon seller who wants to win the game.We'll see you in The PPC Den!

Make Money Without Playing the Content Game and Strategies to Win & Earn in Tough Times...   It's Q&AF time ladies and gents, aka Question and Answer Format!   You guys asked some great questions and we delivered our raw and best answers for you!   Make sure you have your note pads or apps out and listen to the full episode.    Keep taking action, pursuing personal excellence, and impacting lives!   In This Episode, we discuss: Make Money Without Playing the Content Game Strategies to Win & Earn in Tough Times   Follow Us: Instagram: https://www.instagram.com/chrisandericmartinez/ YouTube: https://www.youtube.com/user/Dynamicduotraining Attention: Icon Meals is offering 40% off your first order for Dynamic Lifestyle Podcast Listeners!   See all the delicious Meals and Goodies they have HERE  and use the Code: FITPROS when you checkout.   *Attention: Legion Athletics is offering 20% off your first order for Dynamic Lifestyle Podcast Listeners!   See all their products and Goodies they have HERE and use the Code Dynamic when you checkout.    Attention Health Professionals & Coaches: "FREE Online Health Coaching Biz Scan + a 15 Min Business Consult”  See HERE   Free Online Training:   Discover How Nutrition and Fitness Coaches Install a Proven System That Adds Six Figures to Their Business Without posting endless organic content, sending 100's of cold DM's, and charging low ticket priced programs   Watch Here   See the full Show Notes to this episode here: https://www.liveadynamiclifestyle.com/podcast/qaf-make-money-without-playing-the-content-game-and-strategies-to-win-earn-in-tough-times/

At some point in our lives, we all face daunting and even fearful situations. How have you reacted?

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   Peterson, Eugene. The Message. Introduction to the Book of Job   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

Topics:  Wisdom, Tough Times, People Want To Help BONUS CONTENT: Upcoming Events, Newsboys Follow-up, Sonrise Farms   Quotes: “I don't know what the vibe is there.” “Nobody has a “Lot” t-shirt.” “If I worship God it makes me more loving.” . . . Holy Ghost Mama Pre-Order! Want more of the Oddcast? Check out our website! Watch our YouTube videos here. Connect with us on Facebook! For Christian banking you can trust, click here!

Summary In this conversation, Michele Magner and Carrie Aalberts, known as Dementia Darling, delve into the complexities of "sundowning" in dementia care. They discuss the emotional and behavioral challenges faced by individuals living with dementia during the late afternoon and evening hours, exploring the triggers, symptoms, and effective strategies for caregivers. The importance of creating a calm environment, ensuring adequate sunlight exposure, and understanding the nuances of language used in dementia care are emphasized. The conversation also highlights the need for awareness around younger onset dementia and the unique challenges faced by families in this situation.TakeawaysSundowning often leads to increased confusion and agitation in dementia patients.Every individual with dementia experiences symptoms differently.Under-stimulation during the day can trigger sundowning behaviors.Creating a calm and supportive environment is crucial for managing sundowning.Sunlight exposure during the day helps regulate circadian rhythms in dementia patients.Perseveration refers to the repetitive looping of thoughts in dementia patients.Engaging patients with music and sensory activities can alleviate sundowning symptoms.Caregivers should document behaviors and concerns when consulting with doctors.The term 'sundowning' has historical racist roots that can be problematic.Younger onset dementia presents unique challenges that require specific support. Chapters00:00 Introduction to Sundowning and Its Challenges05:35 Understanding Sundowning: Causes and Effects10:40 Triggers of Sundowning: Understimulation and Environment15:43 Creating a Calm Environment for Dementia Patients20:48 The Importance of Sunlight and Engagement24:30 Breaking Stigmas: Living Well with Dementia25:22 Understanding Dementia and Perseveration32:57 The Power of Music and Multi-Sensory Engagement36:20 Navigating Medical Conversations and Seeking Support39:11 Rethinking Language in Dementia Care43:48 Supporting Younger Onset Dementia FamiliesKeywordssundowning, dementia, caregiving, mental health, elder care, memory care, environmental triggers, caregiver support, dementia awareness, younger onset dementiaConnect with Carrie!Instagram - Dementia DarlingLinkedIn - Carrie AalbertsFacebook - Dementia DarlingTikTok - Dementia DarlingYouTube - Dementia DarlingLinks to what we discussed:BeLight Care - Adria ThompsonLorenzos House Youth Summit - June 20 & 21, 2025Zinnia TVDementia Dialers – Coming Soon **During this episode, Michele learns that the term “Sundowning” is deeply rooted in racism. This is a term that is widely used throughout the medical community and industry so in order to reach the most people who will connect with his topic, she uses the term in the shownotes. Going forward Michele will continue to seek language that can express this time of day in a way that is familiar to the public but changes the cultural language. Inspired Caring is THE family support & education program that helps families feel calm and confident to make better decisions faster. Inspired Caring is also offered as an annual membership tobusinesses to provide for the families they work with.Connect with Michele Magner:Website: www.InspiredCaring.comE-mail: hello@inspiredcaring.com Instagram: https://www.instagram.com/inspiredcaring/Facebook: https://www.facebook.com/michele.magner.90LinkedIn: https://www.linkedin.com/in/michele-magner-60a99089/YouTube: https://www.youtube.com/@inspiredcaringwithmichelem3138Custom podcast music written and produced by Colin Roberts. He does custom songs for any occasion.

Send us a textThe Nonprofit Podcast is taking a breather before Season 6 kicks off on June 26, but we're not leaving you hanging! We're rewinding to one of our most-loved episodes with Maria Bryan, packed with powerful insights for challenging times.Building donor trust is essential for nonprofit engagement, especially in times of crisis. Join Jena and a favorite guest, Maria Bryan, an ethical and trauma-informed storytelling expert, to explore how nonprofits can effectively share crisis stories without causing donor fatigue or eroding hard-won trust.Learn key storytelling strategies, including:Balancing urgency with hope to maintain engagementAvoiding exploitative narratives while still driving actionUsing multiple platforms to strengthen community connectionsCreating transparency to foster lasting donor relationships

Send us a textRecorded from the car on a Monday morning because sometimes life doesn't wait for perfect circumstances - and that's exactly the point.When Crisis Hits Close to HomeThis is a different kind of episode. Raw, real, and recorded in the midst of what I'm calling a "semi-urgent medical crisis" in my family. You know the kind - not a code blue emergency, but the agonizing wait for test results, appointments, and answers that consume your thoughts and rearrange your entire world.We spend so much time being on the other side of these moments as physicians. But sometimes, we're the ones sitting in the waiting room, holding our breath, and trying to navigate the impossible balance of being both caregiver and professional.If you've ever faced a breast cancer diagnosis, fertility struggles, or watched a loved one go through a medical crisis while trying to hold your own life together, this episode is for you.10 Ways I'm Getting Through (And You Can Too)1. Notice Yourself and Your NeedsYou can't pour from an empty cup. Even when this isn't your medical crisis, you're still a crucial part of the equation. Ask yourself moment by moment: What do I need right now to show up for what matters most?2. Continue Your Routines with Self-CompassionThe basics still matter - maybe even more now. I'm still trying to get to bed on time, wake up for exercise, and eat regularly. These routines might look different during crisis, but they're your anchor. Don't abandon what keeps you grounded.3. Let People Know What You NeedHere's the hard truth: I am less reliable and dependable to everyone else right now, and that's okay. I'm canceling plans, rescheduling patients, and making different choices. Being upfront about this isn't failure - it's honesty about where your energy needs to go.4. Accept What's True AND Allow Moments of GoodYou can simultaneously acknowledge that this is incredibly difficult while also letting in moments of joy, silliness, and playfulness when they appear. This isn't about toxic positivity - it's about not shutting yourself off from the full human experience.5. Practice Creative ProcrastinationThose big projects and dreams you've been planning? It's okay to put them on hold. This isn't giving up - it's being strategic about your focus. Future plans can wait when family needs you now.6. Get Crystal Clear on Your ValuesWe say family is our top priority, but are we living like it? When crisis hits, you get clarity fast about what actually matters. Use this clarity to make decisions moment by moment, even when it means inconveniencing others.7. Know Who's on Your TeamSome people in your life are good to bring into the loop during tough times. Others, despite being good people, are not equipped to help in crisis. This is boundaries work in action. Choose wisely who gets access to your vulnerable moments.8. Prepare for GrowthYou didn't choose this lesson, but here it is anyway. There are things for you to learn and ways for you to grow in this space Support the showTo learn more about my coaching practice and group offerings, head over to www.healthierforgood.com. I help Physicians and Allied Health Professional women to let go of toxic perfectionist and people-pleasing habits that leave them frustrated and exhausted. If you are ready to learn skills that help you set boundaries and prioritize yourself, without becoming a cynical a-hole, come work with me.Want to contact me directly?Email: megan@healthierforgood.comFollow me on Instagram!@MeganMeloMD

Thanks for joining Jill Baughan today on Finding Joy ...No Matter What.   Make a Joy Box for Someone You Care About: https://jillbaughan.com/joy-box/   Baughan, Jill. No Matter What: 90 Devotions for Experiencing Unexpected Joy in Tough Times. Our Daily Bread Publishers, 2025. https://www.amazon.com/Matter-What-Devotions-Experiencing-Unexpected/dp/1640703969/ref=sr_1_fkmr0_2?crid=2P84MZ9ZHR8GP&dib=eyJ2IjoiMSJ9.tntQJ9EM7blGaZoioVbqX6I_0yYOKo8tdykCW8iK-uAvkXQk9Ry0lpqv5B5AbILG2ukb9dFrb2IXoEgQqylefy1nbqk0864loTgd-KtpMP4.n3_3ScZp85susbWQjitYEXe9t2G22Lh_kSGcJ0-dWF8&dib_tag=se&keywords=jill+baughan+book&qid=1740769177&sprefix=jill+baughan%2Caps%2C119&sr=8-2-fkmr0   Peterson, Eugene. The Message. Introduction to the Book of Job   Connect with Jill: Facebook ~ Instagram ~ Twitter ~  Website

In 2016, former Fox News host Gretchen Carlson made a bold move that transformed the conversation around workplace harassment. After enduring years of mistreatment, she filed a lawsuit against Fox News Chairman Roger Ailes for sexual harassment. Despite the immense personal and professional risks, this courageous act helped spark the #MeToo movement, giving a voice to countless women who had suffered in silence. Now, through her nonprofit, Gretchen is working to dismantle the silencing mechanisms that allow harassment to thrive in the workplace. In this episode, Gretchen joins Ilana to share how her painful experiences fueled her mission to create safer, more inclusive environments for all. Gretchen Carlson is a journalist, author, and women's rights advocate. As the co-founder of Lift Our Voices, a nonprofit combating forced arbitration and toxic workplace environments, her advocacy has led to significant legislative changes. In this episode, Ilana and Gretchen will discuss: (00:00) Introduction  (02:15) The Decision to File a Sexual Harassment Lawsuit (04:42) Why Most Victims Struggle to Speak Out (11:40) The Role of a Support System in Tough Times (15:19) Learning to Advocate for Herself as a Child (17:57) From Violin Prodigy to Miss America (23:37) Building a Thick Skin as Miss America (26:47) Facing Sexual Assault Early in Her Career (30:00) How to Foster Safe and Inclusive Workplaces (37:11) Balancing Ambition, Family, and Career in TV (42:19) Creating Change Through Reforms and Advocacy (48:24) Overcoming Rejection in Nonprofits Gretchen Carlson is a journalist, author, and women's rights advocate. As the co-founder of Lift Our Voices, a nonprofit combating forced arbitration and toxic workplace environments, her advocacy has led to significant legislative changes, including the Ending Forced Arbitration of Sexual Assault and Sexual Harassment Act. The bestselling author of Getting Real and Be Fierce, Gretchen was named one of Time magazine's 100 Most Influential People in 2017. Connect with Gretchen: Gretchen's Website: gretchencarlson.com  Gretchen's LinkedIn: linkedin.com/in/gretchen-carlson  Resources Mentioned: Gretchen's Book, Getting Real:  https://www.amazon.com/Getting-Real-Gretchen-Carlson/dp/0143109243  Gretchen's Book, Be Fierce: Stop Harassment and Take Your Power Back: https://www.amazon.com/Be-Fierce-Stop-Harassment-Power/dp/1478992174  Lift Our Voices: liftourvoices.org  Leap Academy: Ready to make the LEAP in your career? There is a NEW way for professionals to Advance Their Careers & Make 5-6 figures of EXTRA INCOME in Record Time. Check out our free training today at leapacademy.com/training

Feeling lost or overwhelmed by life's challenges? This deeply moving talk, recorded live in Los Angeles shortly after the devastating wildfires, offers a beacon of hope. Gabby shares her raw and deeply personal story of navigating profound loss, revealing how unwavering faith became her guiding light. She provides practical, actionable steps to cultivate resilience, even when facing immense adversity. Tune in to discover how you can transform difficult experiences, find strength in faith, and emerge with renewed hope and a powerful connection to your inner power.Sponsors: Visit weliveconscious.com and use code GABBY at checkout for 15% off your first purchase.Our listeners get 10% off their first month at betterhelp.com/DEARGABBYBobbie is offering an additional 10% off on your purchase with the code GABBY at hibobbie.comHead to BranchBasics.com to shop the Premium Starter Kit and save 15% off with code GABBYFor a limited time only, you can get 35% off Smalls plus an additional 50% off your first order by using code GABBY at smalls.comShow notes:Grab your copy of the updated edition of Gabby's #1 New York Times bestselling book, The Universe Has Your Back https://amzn.to/43Byn7oJoin Gabby for the Trust the Universe 21-day Challenge! She'll guide you through her proven practices to surrender control and step into a life of joy, purpose and unshakable faith that the Universe has your back. https://bit.ly/44LFhrHRecommended practice inside the gabby coaching membership: Trust the Universe 21-day Challenge.If you feel you need additional support, please consult this list of safety, recovery and mental health resources. Disclaimer: This podcast is intended to educate, inspire, and support you on your personal journey towards inner peace. I am not a psychologist or a medical doctor and do not offer any professional health or medical advice. If you are suffering from any psychological or medical conditions, please seek help from a qualified health professional.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“You can't play chess with people who only own checkers because you both end up playing connect four and that's a child's game- and I no longer want to play children's games.” Ryan Clark  Has this week been our Biggest Pivot? It's been an interesting and difficult at times for The Pivot Family, we lost Channing's father and have been trying to navigate life as various things have come our way. Ryan experienced a heightened media frenzy as he expressed his take on certain topics with RG3, culturally and with family, which ultimately led him to open up on his approach when using his voice and the responsibility that comes with having a platform. We also address recent accusations about our Bill Belichick show and Channing's clears the air on comments he made about Jordon Hudson's involvement while Ryan disclosed how our conversation truly took place. And we get back to the business talking about all the hottest headlines and biggest storylines in sports from Travis Hunter wedding to prenups to the reality of WNBA and our NBA Finals picks. The guys discuss the WNBA and how the league may be at elevated popularity because of Caitlin Clark, but there are so many stars and talented players which is truly making the game so much more fun and popular to watch. We get into the NBA finals, key players to watch and who the two teams left will be and how that affects the league and ratings. We get a few laughs as we talk about prenups, break down the viral best man speech and how we would handle these situations if it was us! And as we close out our conversation, we pay tribute to Randolph Crowder Sr as Channing reflects back on his final days with his father and how this loss has affected his outlook on life as he honors the man his dad Big Randy represented. Thank you Pivot Family for rocking with us and knowing that we will always hold each other accountable and operate with integrity no matter what popular opinion may be. Thank you to our friends at Monarch Money for sponsoring this episode, Check them out here and use code PIVOT to get 50% off your first year. https://www.monarchmoney.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices