Podcasts about 30k

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The MuscleCar Place
TMCP #635: ASK RICK! – FIFTY YEARS of National Parts Depot! The REAL Story of Surviving and Thriving in Restoration Parts

The MuscleCar Place

Play Episode Listen Later Jan 9, 2026 61:05


National Parts Depot is celebrating an incredible milestone — 50 years in business — and we're sitting down with Rick Schmidt for a special Ask Rick episode to talk about the journey that built one of the most respected names in classic car restoration. From its humble beginnings in a family basement to becoming a global leader in restoration parts, Rick shares the story of how his father Jim Schmidt built NPD through hard work, vision, and a relentless commitment to serving enthusiasts. We also dive into Rick's leadership philosophy, the evolution of the restoration market, and what the next fifty years may hold. It's also auction season, and Rick is ready to help us make some money. We break down what it takes to buy right, sell smart, and turn a profit with a quick flip. With a goal of keeping the upfront cost under $30K, Rick walks us through which cars make sense to chase at the January auctions — and which ones to leave on the block. If you're looking to sharpen your auction strategy, this is an episode you won't want to miss. The post TMCP #635: ASK RICK! – FIFTY YEARS of National Parts Depot! The REAL Story of Surviving and Thriving in Restoration Parts first appeared on The Muscle Car Place.

The Rizzuto Show
Crap On Extra: Foo Fighters Fighting Foot Problems and Alan Jackson's Gone Legal

The Rizzuto Show

Play Episode Listen Later Jan 8, 2026 53:38


1. GET WELL, PAT SMEAR2. MORE REALITY TV POLITICIANS INCOMING3. WHO CAN'T SMOKE WEEK WITH WOODY HARRELSON ANYMORE4. AND THE BALLADS YOU NEED FOR A THURSDAYMUSICFoo Fighters will be missing guitarist Pat Smear for their next batch of shows.The band posted on its social media that "In the classic tradition of rockstars having bizarre gardening accidents, Pat Smear has apparently rung in the new year by smashing the [crap] out of his left foot."Beck and St. Vincent guitar wizard Jason Falkner will be filling in for Pat while he's on the mend.The post includes a photo Smear giving the finger while being wheeled on a gurney.The Foos only have three dates on the books between now and May -- Guanajuato, Mexico on Saturday, their benefit concert at the Kia Forum in Inglewood, California on January 14th and January 24th in Tasmania. Nominees for the 37th annual Pollstar Awards have been announced. https://premiereprep.com/service/todays-rock-facts?check_logged_in=1Major Tour of the Year:Oasis, Beyoncé, Billie Eilish, Kendrick Lamar & SZA, Lady Gaga, Sabrina Carpenter and Tate McRae.Rock Tour of the Year: AC/DC, Metallica, Oasis, Linkin Park, Nine Inch Nails, and Sleep Token.Residency of the Year:Eagles - SphereDead & Company - SphereBackstreet Boys - SphereKenny Chesney - SphereBad Bunny - Coliseo de Puerto Rico San Juan, PRNew Kids on the Block - Dolby Live at Park MGM in VegasMusic Festival of the Year with more than 30,000 in attendance, the nominees are:Austin City Limits Music Festival - Austin, TXBourbon & Beyond - Louisville, KYCoachella Valley Music and Arts Festival - Indio, CALollapalooza - Chicago, ILLouder Than Life - Louisville, KYOsheaga - Montreal, QCMusic Festival of the Year (under 30K attendance):High Water Festival - North Charleston, SCHinterland Festival - Saint Charles, IAInkcarceration Music & Tattoo Festival - Mansfield, OHOhana Festival - Dana Point, CATreefort Music Fest - Boise, IDTwo Step Inn - Georgetown, TX TVFormer reality TV star Spencer Pratt announced he is running for Los Angeles mayor, launching his campaign on the first anniversary of the deadly Palisades Fire, which destroyed his Pacific Palisades home. Comedian and former Saturday Night Live cast member Chris Redd revealed that he sold pills to fellow castmates during his tenure on the show due to struggles with addiction. https://www.usmagazine.com/entertainment/news/chris-redd-says-he-sold-pills-to-his-saturday-night-live-castmates/ Saturday Night Live will feature three new hosts in January. https://deadline.com/2026/01/teyana-taylor-alexander-skarsgard-snl-hosts-1236675292/ Sources say Jimmy Kimmel Live! will reduce its musical guest appearances. https://www.usmagazine.com/entertainment/news/jimmy-kimmel-live-makes-major-change-3-months-after-suspension-report/ HBO has renewed Real Time With Bill Maher for two additional seasons, extending the series through to 2028. https://deadline.com/2026/01/real-time-with-bill-maher-renewed-two-seasons-2028-hbo-1236674461/ MOVING ON INTO MOVIE NEWS:Nick Reiner, son of deceased Hollywood icons Rob and Michele Reiner, is currently without a private attorney in his double murder case. https://www.the-independent.com/arts-entertainment/films/news/nick-reiner-rob-arraignment-alan-jackson-b2896327.html· Matthew McConaughey was a guest on Woody Harrelson and Ted Danson's podcast yesterday and said he can no longer smoke pot with Woody. Here's the reason he gave. https://www.yahoo.com/entertainment/celebrity/articles/matthew-mcconaughey-reveals-why-t-222200249.html?guccounter=1 AND FINALLY If there's one thing that the hair metal era never fell short of (besides hairspray), it's POWER BALLADS. Here's a list of the Best Ballads by 15 Hair Metal Bands: 1. "What It Takes", Aerosmith (1989)2. "Bed of Roses", Bon Jovi (1992)3. "Coming Home", Cinderella (1988)4. "Bringin' on the Heartbreak", Def Leppard (1981)5. "Alone Again", Dokken (1984)6. "Hole Hearted", Extreme (1990) AND THAT IS YOUR CRAP ON CELEBRITIES!Follow The Rizzuto Show → https://linktr.ee/rizzshowConnect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Play It Brave Podcast
The Sales Call Mistakes Costing You Luxury Clients: Live Coaching with Jasmine Ortiz

Play It Brave Podcast

Play Episode Listen Later Jan 8, 2026 50:23


This week on the Play It Brave podcast, I'm doing something a little different — I'm bringing you behind the scenes for a real coaching session with one of my favorite photographers (and one of my trusted second shooters), Jasmine Ortiz. This episode is for every photographer who has ever thought: "I know my work is good… so why do I get weird and wobbly the second it's time to talk about pricing?" Because that moment — where you're ready to raise your rates, step into a higher tier of client, and be paid like the artist you actually are — requires more than updating a number on a proposal. It requires an identity shift. In this conversation, Jasmine shares what's been happening as she raises her prices: how her old sales call script worked at a lower price point, but suddenly feels stiff, robotic, and way too logistics-heavy for the clients she wants to book now. And from there, I walk her through the exact framework I teach inside my one-to-one coaching and masterminds — the same structure that's helped photographers go from booking $3–6K weddings to booking $8K, $10K, $20K, even $30K. Because at the luxury and intro-luxury level, clients aren't choosing you because you're "easygoing" and "go with the flow." They're choosing you because you feel like a leader. A director. An artist with presence, taste, and a clear process. And the best part? You can learn that. You can practice that. You can embody that. In this episode, we talk about: Why so many photographers unintentionally dilute their authority by trying to be the couple's "bestie" How luxury clients want warmth, yes — but they also want clarity, confidence, and precision The difference between "participating" in the call vs. leading the call How to ask better questions than "So what's your vision?" Why selling at a higher level means selling an experience and a feeling, not hours and deliverables How to keep the first call exciting (and not turn it into a timeline-planning meeting) What to say instead of "We can totally do whatever you want" (because… no. Not if you're positioning luxury) The 7 shifts I gave Jasmine (you can steal these too): Before we recorded, Jasmine sent me a transcript of a real sales call — and once I read it, I found seven immediate tweaks that would completely change her conversions at a higher price point. Here they are: Stop being overly casual. Warm is good. Too familiar is not. Luxury requires a calm, grounded presence. Don't let the couple dictate the call. They don't want to run the show — they want to hire someone who can. Step into the identity of the director. You're not auditioning to be chosen. You're guiding them through a curated experience. Remove all "wishy-washy" language. "Whatever you want!" is not elegance. Recommendations are. Mirror their exact words back to them. This is huge. If you don't repeat their emotional buying criteria, they won't feel seen. Hold the space as an expert guide. Don't match chaos. Don't match overwhelm. You hold the calm. Stay professional while still being warm. Approachable, yes. Chatty friend energy, no. If you're in the season of raising your rates, hear me when I say: you don't just raise your prices — you raise your presence. You shift your language. You shift your leadership. You shift your identity. Because luxury clients aren't buying your packages. They're buying you.

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
No Eyes, No Techs, No Docs

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Jan 8, 2026 13:01 Transcription Available


Shoot us a Text.Episode #1238:  Ford is promising eyes-off driving by 2028. But back in the bays, finding top-tier techs is still a $160K challenge. OpenAI wants to be your new health co-pilot with ChatGPT Health.Show Notes with links: https://www.autonews.com/ford/an-ces-2026-ford-doug-field-panel-0107/“Eyes off the road” is Ford's new promise—and it's coming sooner than you might expect.Ford announced an “eyes-off” driving system launching in 2028, debuting on its new Universal EV Platform.The platform will support up to 8 affordable EVs, including a $30K midsize pickup.AI assistant coming to the Ford and Lincoln app in 2026 and vehicles like Expedition and Navigator in 2027.Ford is vertically integrating hardware and software to reduce driver-assist system costs by 30%.“Too many companies have outsourced the whole soul of their machines…we chose a more difficult task,” said Doug Field, Ford's Chief EV, Digital, and Design Officer.https://www.wsj.com/business/autos/the-160-000-mechanic-job-that-ford-cant-fill-fe6fd121?mod=autos_news_article_pos3Let's talk about the $160K Ford Mechanic Job No One Wants. Ford has 5,000 open service bay jobs, some paying over $120K. But techs say the path to get there is grueling and costly—with few making it to the top.Ted Hummel, a Senior Master Tech in Ohio, made $160K in 2025—but it took over a decade to reach.Entry-level techs often start under $10/hr and must invest tens of thousands in tools and training.The “flat rate” pay system rewards speed, not hours worked—but also means zero pay when work is slow.Physical strain is intense; many leave the profession due to injury before reaching top pay.“A bay with a lift and tools and no one to work in it,” said Ford CEO Jim Farley, calling it a nationwide crisis.https://openai.com/index/introducing-chatgpt-health/ChatGPT Enters the Health Chat: OpenAI is rolling out ChatGPT Health, a new experience designed to help users navigate health information more confidently—by connecting medical records and wellness apps securely to AI.Over 230 million people use ChatGPT weekly for health and wellness questions.The Health experience is separate from general ChatGPT chats, with extra layers of privacy and encryption.Users can link data from apps like Apple Health, MyFitnessPal, and Function for more personalized advice.Medical info stays isolated within Health and is not used for training models.Built with input from 260+ physicians, it's designed to support, not replace, clinical care.“It helps you understand patterns over time—not just moments of illness,” OpenAI said in the announcement.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Denver Real Estate Investing Podcast
#597: Stop Chasing Subject-To Deals - Why Short Sales Work Better in Colorado

Denver Real Estate Investing Podcast

Play Episode Listen Later Jan 6, 2026 43:50


While most Colorado investors chase the same overpriced listings and compete on subject-to deals, Troy Miller quietly closes properties for $30K that will be worth $250K after renovation. These short sale real estate Colorado 2025 deals require skill and systems, but Troy proves you only need 5-6 deals per year to hit financial goals. The strategy isn’t new, but the opportunities are growing as more properties go underwater in today’s market. Troy Miller is the CEO of Colorado Recon (formerly ICOR), giving him a unique vantage point into what’s actually working across Colorado’s real estate market. He speaks with hundreds of active investors, sees deal flow from wholesalers and agents, and has built systems to handle the 22 hours of paperwork required for each short sale without sacrificing his lifestyle. In this episode, Troy breaks down two live short sale deals he’s working on right now. The first is a Pueblo property that was 73 months delinquent (yes, over 6 years) due to bank oversight and active-duty military protections. He shares how he navigated FHA regulations, threatened senator involvement, and is closing on a property purchased for $30K with conservative after-repair values between $250K-$280K. The second deal in Colorado Springs looked pristine on the surface but had expensive foundation and sewer issues lurking below – and how an appraisal ordered without Troy present is now creating a months-long dispute process. This isn’t a beginner strategy. Troy explains why the current wave of subject-to education concerns him and other industry leaders – improper execution could trigger federal policy changes affecting all investors. He defines the critical differences between subject-to and short sale transactions, explains Colorado’s unique 6-month foreclosure timeline, and shares why deals that are “underwater” (owing more than current value) create the best opportunities. In This Episode We Cover: Why short sales still exist and how to source them through networking instead of direct mail The exact paperwork process and 22-hour timeline to submit a complete short sale package How Troy uses virtual assistants to scale while maintaining his lifestyle (only 5-6 deals per year needed) Critical mistakes in subject-to deals that could trigger federal regulation Real numbers from two active Colorado deals: $30K purchase prices with $250K+ upside Navigating FHA regulations, Dodd-Frank protections, and bank disputes The “blue ocean strategy” – finding your niche where there’s less competition Colorado’s market remains challenging with tight inventory and high interest rates, but creative acquisition strategies like short sales offer serious investors a path to deals with healthy margins. Troy proves you don’t need to do 50 deals per year when you master one strategy and build systems around it. Timestamps 00:00 – Welcome & Guest Introduction01:52 – Troy Miller’s Background – From Nonprofit World to Real Estate Investing05:16– – The Subject-To Problem – Why Bad Execution Could Trigger Federal Policy Changes 08:55– Subject-To Deals vs Short Sales – Critical Definitions for Colorado Investors 11:42 – Colorado Springs deal12:32 – Pueblo Short Sale Deal #1 – 73 Months Delinquent, FHA Complications16:32 – Active Duty Military Protection – How Dodd-Frank Changed the Game18:42– Deal Numbers Breakdown – $30K Purchase, $250K+ After Repair Value21:05– Navigating the 90-Day Deed Restriction During Government Shutdown27:32– Colorado Springs Short Sale Deal #2 – When Surface Looks Good But Isn’t29:47– The Appraisal Dispute – Bank Orders $325K Valuation, Reality Is Different36:45– Building Scalable Systems – Virtual Assistants Handle 22 Hours of Paperwork39:05– Finding Your Blue Ocean – Why Troy Only Needs 5-6 Deals Per Year39:41 – Resources for Learning Short Sales & Subject-To Strategies Links in Podcast Colorado Recon Next Event: January 24, 2025 – ColoradoRecon.com

The Max Revenue Show
Add This One Thing to Your Routine to Make 2026 Your Best Year (Plus Q&A)

The Max Revenue Show

Play Episode Listen Later Jan 6, 2026 31:06


In this episode, Micah breaks down:- Why "meditation" (aka sitting quietly) makes you better at cold calls- How silence helps you stop emotionally vomiting on prospects- The exact ROI of slowing down to speed up your sales cycle- Why top producers seem weirdly calm when deals blow upPlus: Q&A on writing books that land $30K deals, structuring follow-ups without overthinking it, and whether you should call outside your home state.

One More Time Podcast
He Quit His Job and Built a Lo-fi Music Empire ft. L.Dre #253

One More Time Podcast

Play Episode Listen Later Jan 5, 2026 65:15


L.Dre breaks down how he went from a warehouse job, $30K in debt, and posting “into the void” to living off chill beats, streaming royalties, and brand deals with Honda, Samsung, Visa, and even a cat company.If you're an artist or producer thinking about quitting, this episode will show you how to pivot, keep going, and build a real full-time music business from home.WATCH on YouTube: https://youtu.be/E-xemFCxajUFREE ACCESS to "100 VIRAL CONTENT IDEAS FOR MUSICIANS": https://forms.gle/zGWuUrLA8mBfqz7F8GET 30% OFF DISTROKID: http://distrokid.com/vip/onemoretimeJOIN OUR DISCORD: https://discord.gg/rTAYsPcyEYWANNA WORK WITH US? Make us an OFFER! https://forms.gle/tVdon5vyoGAqPjx6AFOLLOW One More Time:https://www.instagram.com/onemoretime.tvhttps://www.tiktok.com/@onemoretime.tv

The Matt Gray Show
the simple way to make 2026 your best year (no motivation required) I EP 125

The Matt Gray Show

Play Episode Listen Later Jan 4, 2026 23:43


Get my free 2026 Planning System here: https://fos.now/yt-gd-discover-2026-planning-systemDo you want my help scaling your business? Go here: https://fos.now/yt-apply-562Every December, you start planning out your next year. Sure enough, the plans you make don't even make it to February. This year, it's time to do it differently.I've designed an entire system, the same one I've used over the past 16 years. It's not just prettier, it's actually designed on proven systems that will help you dial in your company, your health, and your growth.In this video, I'm going live and actually filling out my plan for 2026. You can get the entire template via the link in the description and follow along.I walk through the 8-step system: reflection on what worked and what didn't, pattern recognition to spot what elite performers see, setting your core theme, creating your 2026 hit list, building your vision board (neuroscience, not manifestation BS), materializing your plan physically, establishing your review rhythm, and implementing daily systems.Want to LEARN proven systems to grow your personal brand? Go here: https://fos.now/yt-newsletter-562Already doing $30K+/month? Come to my next free workshop and I'll show you how to systemize your business and get your time back → https://fos.now/yt-workshop-562Want to WORK with a team of A-players? Apply to Founder OS here: https://www.founderos.com/careersConnect with me: Website: https://fos.now/yt-founder-os-562Twitter: https://twitter.com/matt_gray_LinkedIn: https://www.linkedin.com/in/mattgray1TikTok: https://www.tiktok.com/@realmattgrayInstagram: https://instagram.com/matthgray00:00 - Intro00:35 - Reflection06:02 - Pattern Recognition09:07 - Core Theme11:37 - 2026 Hitlist18:03 - Vision Board18:54 - Review Rhythm19:42 - Systems Implementation#onepersonbusiness #creatoreconomy #entrepreneurshipDisclaimer: Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary. This video shares my personal experience and growth building businesses over 15+ years of consistent effort. Your results will vary depending on your own actions, strategies, and circumstances.

Foot Traffic Podcast
Hustle culture is a lie (and it's keeping you broke)

Foot Traffic Podcast

Play Episode Listen Later Dec 31, 2025 11:07


GRAB my free The Hustle Paradox Audit: https://linktw.in/EazKrn Ready to go from 80-hour weeks to a business that runs without you? We build the systems that make it possible. BOOK a call with us: https://linktw.in/bIlXmB   In this video, I expose the biggest lie hustle culture sold us and reveal the three-stage framework that separates business owners who burn out from the ones who actually scale.   2 a.m., empty office, fourth energy drink. Revenue up 30%. Profit margins down 18%. I was working more, making less, and slowly suffocating under the weight of my own success.   Here's what I discovered: The entrepreneurs I knew who were actually scaling to seven and eight figures weren't grinding like I was. They had figured out something completely different. Hustle is necessary at the start, but deadly long-term. It helps you find what works, but if you keep relying on it, you'll burn out and limit your growth.   I'll walk you through the exact three-stage framework. This isn't a theory about working smarter. This is the data-driven system that shows you when to push hard and when to step back. Hustle should be a switch, not a lifestyle.   Already doing $30K+/month? COME to my next free workshop where I'll show you how to systemize your business and get your time back. SAVE your spot here: welloiledoperations.com/pypsignup62887508?utm_source=youtube&utm_medium=description&utm_..   LinkedIn: https://www.linkedin.com/in/stacytuschl/ Instagram: https://www.instagram.com/stacytuschl/ Facebook: https://www.facebook.com/stacytuschl/ Newsletter: https://www.linkedin.com/newsletters/7396626889408274432/   Timestamps: 00:00 - Intro 03:27 - Stage 1: Find Your Fit 04:40 - Stage 2: Systematize Wins 06:47 - Stage 3: Lead with Strategic Pulses #businessoperations #7figurebusiness #scalingsystems

Talking Billions with Bogumil Baranowski
Jawad Mian: Stray Reflections: What Happens When You Stop Chasing Billions? From Hedge Fund Ambitions to Meaning: One Investor's Journey Beyond Material Pursuits

Talking Billions with Bogumil Baranowski

Play Episode Listen Later Dec 31, 2025 66:28


Jawad Mian is the founder and managing editor of Stray Reflections, serving elite hedge funds and family offices worldwide, while uniquely integrating deep spiritual wisdom with global macro investing through his acclaimed book and podcast.3:00 - Jawad shares how seeking his entrepreneur father's approval shaped his drive for success, revealing the subconscious motivation behind his ambitious twenties working in finance.5:30 - The evolution of motivation: 20s spent seeking dad's approval, 30s deepening spiritual life, 40s focused on marriage—how Jawad's purpose transformed across life decades while pulling more from himself by showing up for others.7:00 - Why Jawad walked away from launching his hedge fund at 30 despite Market Wizards aspirations: "I realized I'm not the same guy who had that dream when he was 20."11:00 - The pivotal Quranic verse that reframed everything: "Competition in worldly increase diverts you until you visit the graveyards"—realizing material pursuits alone weren't enough after witnessing his father's success without contentment.21:00 - Inside Stray Reflections' boutique model: serving 30-40 elite clients at $30K+ annually, rejecting scale for depth, quality, and protecting creative freedom from institutional pressures.28:00 - Big Idea: "There's a certain magic in the mundane" - Jawad's discovery that extraordinary insights emerge from ordinary moments through journaling, not just dramatic events.38:00 - The contrarian case for indexing: Why Jawad holds 80% in passive index funds despite being a macro analyst, acknowledging his cognitive biases and preserving mental bandwidth.46:00 - Writing as meditation: How daily writing became spiritual practice, processing experiences and ideas without agenda, leading to unexpected business opportunities.55:00 - Information diet philosophy: "I'm only reading to write...I trust that what is important will come to me" - shifting from consuming everything to intentional, curated knowledge.59:00 - Redefining success through faith: "Wealth in excess of daily provision isn't a blessing, it's a test" - the Islamic framework of stewardship over ownership that transforms how Jawad approaches money and achievement.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

The Insurance Buzz
414: One Year In: The Mindset Shift That Turned Dustin Into a 30K-a-Month Producer

The Insurance Buzz

Play Episode Listen Later Dec 29, 2025 22:03


Book a 1:1 Agency Coach AI DemoSee exactly how AI can coach your team, grade every conversation, and increase production—without more meetings or micromanagement.

Dark Side of Wikipedia | True Crime & Dark History
Kohberger's Shocking Guilty Plea: "I Did It" Court Breakdown – What Broke Him? | 2025 True Crime

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Dec 28, 2025 73:50


Witness the gut-wrenching moment Bryan Kohberger confessed to the Idaho student murders in open court, sealing his fate with a plea deal that dodged the death penalty – all in this raw recap from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. On July 23, 2025, in a Boise courtroom thick with family anguish, the criminology PhD student cracked: "Guilty on all counts." Voice trembling, he locked in four life sentences, closing the #Idaho4 nightmare started November 2022. Remorse, or a slick sidestep from execution? This Hidden Killers With Tony Brueski: True Crime Today breakdown exposes the 48-hour plea scramble: Leaked emails show prosecutors' hush-hush talks, slamming victims' families with "betrayal." Relive Kohberger's faltering words, Judge Hippler's hammer, and the Goncalves' raw grief. We unpack the crushers—Ka-Bar sheath DNA, Amazon premed buys, autism flops—and November 2025 ripples: WSU lawsuit on the 19th blasting ignored stalking, plus $30K fund and urn restitution fights from the November 5 hearing. True crime obsessives, don't miss this: Courtroom intimacy meets psych deep dives on a killer's fracture. Did the plea serve justice, or steal a trial's truth? Essential 2025 rewind on calculated carnage and evaded gallows. Crush

Hidden Killers With Tony Brueski | True Crime News & Commentary
Kohberger's Shocking Guilty Plea: "I Did It" Court Breakdown – What Broke Him? | 2025 True Crime

Hidden Killers With Tony Brueski | True Crime News & Commentary

Play Episode Listen Later Dec 28, 2025 73:50


Witness the gut-wrenching moment Bryan Kohberger confessed to the Idaho student murders in open court, sealing his fate with a plea deal that dodged the death penalty – all in this raw recap from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. On July 23, 2025, in a Boise courtroom thick with family anguish, the criminology PhD student cracked: "Guilty on all counts." Voice trembling, he locked in four life sentences, closing the #Idaho4 nightmare started November 2022. Remorse, or a slick sidestep from execution? This Hidden Killers With Tony Brueski: True Crime Today breakdown exposes the 48-hour plea scramble: Leaked emails show prosecutors' hush-hush talks, slamming victims' families with "betrayal." Relive Kohberger's faltering words, Judge Hippler's hammer, and the Goncalves' raw grief. We unpack the crushers—Ka-Bar sheath DNA, Amazon premed buys, autism flops—and November 2025 ripples: WSU lawsuit on the 19th blasting ignored stalking, plus $30K fund and urn restitution fights from the November 5 hearing. True crime obsessives, don't miss this: Courtroom intimacy meets psych deep dives on a killer's fracture. Did the plea serve justice, or steal a trial's truth? Essential 2025 rewind on calculated carnage and evaded gallows. Crush

The Idaho Murders | The Case Against Bryan Kohberger
Kohberger's Shocking Guilty Plea: "I Did It" Court Breakdown – What Broke Him? | 2025 True Crime

The Idaho Murders | The Case Against Bryan Kohberger

Play Episode Listen Later Dec 28, 2025 73:50


Witness the gut-wrenching moment Bryan Kohberger confessed to the Idaho student murders in open court, sealing his fate with a plea deal that dodged the death penalty – all in this raw recap from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. On July 23, 2025, in a Boise courtroom thick with family anguish, the criminology PhD student cracked: "Guilty on all counts." Voice trembling, he locked in four life sentences, closing the #Idaho4 nightmare started November 2022. Remorse, or a slick sidestep from execution? This Hidden Killers With Tony Brueski: True Crime Today breakdown exposes the 48-hour plea scramble: Leaked emails show prosecutors' hush-hush talks, slamming victims' families with "betrayal." Relive Kohberger's faltering words, Judge Hippler's hammer, and the Goncalves' raw grief. We unpack the crushers—Ka-Bar sheath DNA, Amazon premed buys, autism flops—and November 2025 ripples: WSU lawsuit on the 19th blasting ignored stalking, plus $30K fund and urn restitution fights from the November 5 hearing. True crime obsessives, don't miss this: Courtroom intimacy meets psych deep dives on a killer's fracture. Did the plea serve justice, or steal a trial's truth? Essential 2025 rewind on calculated carnage and evaded gallows. Crush

Dark Side of Wikipedia | True Crime & Dark History
Roommates Saw Kohberger Stalk? Families' Plea Rage Explodes! | Idaho Shocker

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Dec 27, 2025 57:47


Delve into the haunting untold stories from the Idaho student murders' sole survivors in this gripping exposé from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. As Bryan Kohberger endures four life sentences after his July 2025 guilty plea, we uncover what the two surviving roommates truly knew—or suspected—about the criminology PhD student lurking in their shadows. Fresh interviews and leaked details reveal their muffled screams during the November 13, 2022, massacre, post-attack 911 calls riddled with fear, and why their "party girl" alibis clashed with Kohberger's stalking patterns at WSU. Did they spot his white Elantra circling the block? How did trauma blackouts and police questioning gaps fuel defense third-party theories—only to crumble under sheath DNA and Amazon premed buys? This Hidden Killers With Tony Brueski: True Crime Today retrospective spotlights the plea deal's savage aftermath: A frantic 48-hour negotiation that excluded victims' families, sparking leaked emails branding it a "betrayal." The Goncalves clan's rage boiled over, demanding full disclosure and fueling their November 19, 2025, WSU lawsuit over ignored red flags like Kohberger's creepy surveys and campus prowls. We dissect roommate testimonies' role in sealing the Boise venue shift, jury safeguards, and why their accounts amplified prosecution wins—tying eerie pre-murder vibes to post-sentencing restitution wars, including the $30K fund and urn reimbursements from the November 5 hearing. True crime enthusiasts, this is riveting: From survivor psyches scarred by silence to the plea pact's ethical minefield, it's a 2025 essential unpacking accountability voids in the #Idaho4 horror. Expert insights on witness reliability and family fallout make it a must for decoding dodged death row drama. #BryanKohberger #IdahoMurders #SurvivingRoommates #PleaDealFury #TrueCrime #KohbergerSecrets #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderSurvivors Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Hidden Killers With Tony Brueski | True Crime News & Commentary
Roommates Saw Kohberger Stalk? Families' Plea Rage Explodes! | Idaho Shocker

Hidden Killers With Tony Brueski | True Crime News & Commentary

Play Episode Listen Later Dec 27, 2025 57:47


Delve into the haunting untold stories from the Idaho student murders' sole survivors in this gripping exposé from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. As Bryan Kohberger endures four life sentences after his July 2025 guilty plea, we uncover what the two surviving roommates truly knew—or suspected—about the criminology PhD student lurking in their shadows. Fresh interviews and leaked details reveal their muffled screams during the November 13, 2022, massacre, post-attack 911 calls riddled with fear, and why their "party girl" alibis clashed with Kohberger's stalking patterns at WSU. Did they spot his white Elantra circling the block? How did trauma blackouts and police questioning gaps fuel defense third-party theories—only to crumble under sheath DNA and Amazon premed buys? This Hidden Killers With Tony Brueski: True Crime Today retrospective spotlights the plea deal's savage aftermath: A frantic 48-hour negotiation that excluded victims' families, sparking leaked emails branding it a "betrayal." The Goncalves clan's rage boiled over, demanding full disclosure and fueling their November 19, 2025, WSU lawsuit over ignored red flags like Kohberger's creepy surveys and campus prowls. We dissect roommate testimonies' role in sealing the Boise venue shift, jury safeguards, and why their accounts amplified prosecution wins—tying eerie pre-murder vibes to post-sentencing restitution wars, including the $30K fund and urn reimbursements from the November 5 hearing. True crime enthusiasts, this is riveting: From survivor psyches scarred by silence to the plea pact's ethical minefield, it's a 2025 essential unpacking accountability voids in the #Idaho4 horror. Expert insights on witness reliability and family fallout make it a must for decoding dodged death row drama. #BryanKohberger #IdahoMurders #SurvivingRoommates #PleaDealFury #TrueCrime #KohbergerSecrets #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderSurvivors Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

The Idaho Murders | The Case Against Bryan Kohberger
Roommates Saw Kohberger Stalk? Families' Plea Rage Explodes! | Idaho Shocker

The Idaho Murders | The Case Against Bryan Kohberger

Play Episode Listen Later Dec 27, 2025 57:47


Delve into the haunting untold stories from the Idaho student murders' sole survivors in this gripping exposé from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. As Bryan Kohberger endures four life sentences after his July 2025 guilty plea, we uncover what the two surviving roommates truly knew—or suspected—about the criminology PhD student lurking in their shadows. Fresh interviews and leaked details reveal their muffled screams during the November 13, 2022, massacre, post-attack 911 calls riddled with fear, and why their "party girl" alibis clashed with Kohberger's stalking patterns at WSU. Did they spot his white Elantra circling the block? How did trauma blackouts and police questioning gaps fuel defense third-party theories—only to crumble under sheath DNA and Amazon premed buys? This Hidden Killers With Tony Brueski: True Crime Today retrospective spotlights the plea deal's savage aftermath: A frantic 48-hour negotiation that excluded victims' families, sparking leaked emails branding it a "betrayal." The Goncalves clan's rage boiled over, demanding full disclosure and fueling their November 19, 2025, WSU lawsuit over ignored red flags like Kohberger's creepy surveys and campus prowls. We dissect roommate testimonies' role in sealing the Boise venue shift, jury safeguards, and why their accounts amplified prosecution wins—tying eerie pre-murder vibes to post-sentencing restitution wars, including the $30K fund and urn reimbursements from the November 5 hearing. True crime enthusiasts, this is riveting: From survivor psyches scarred by silence to the plea pact's ethical minefield, it's a 2025 essential unpacking accountability voids in the #Idaho4 horror. Expert insights on witness reliability and family fallout make it a must for decoding dodged death row drama. #BryanKohberger #IdahoMurders #SurvivingRoommates #PleaDealFury #TrueCrime #KohbergerSecrets #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderSurvivors Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Dark Side of Wikipedia | True Crime & Dark History
DoorDash Driver Spots Kohberger at Murder House? + Jail Breakdown Bombshell | 2025 True Crime

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Dec 26, 2025 38:10


Unlock the hidden horrors of Bryan Kohberger's post-conviction world in this explosive double-feature from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. Fresh off his July 2025 guilty plea and four life sentences, dive into the frantic 48-hour plea negotiations that blindsided victims' families, with leaked emails exposing prosecutors' "betrayal" by cutting a no-death-penalty deal without full disclosure. Was it mercy or a rush to closure? Then, hear the chilling whispers from Kohberger's Pennsylvania jail guard—revealing his eerie nighttime pacing, inmate disturbances, and psychological unraveling behind bars that echo his pre-murder red flags at WSU. This Hidden Killers With Tony Brueski: True Crime Today retrospective dissects the plea drama: Defense's last-ditch survivor witness strategy scrapped, families' fury over the email snub, and how it dodged a capital trial spectacle. Shift to solitary confinement insights—guard accounts of Kohberger's isolation-induced "madness," sleep-deprived rants, and the mental toll mirroring FBI profiler warnings of his fractured psyche. These revelations amplify the Goncalves family's November 19, 2025, WSU lawsuit, alleging ignored stalking behaviors that could've prevented the #Idaho4 slaughter. Plus, restitution rifts: The $30K victim fund payout and urn cost battles post-November 5 hearing underscore ongoing justice fights. True crime die-hards, this is unmissable: From secret deal fallout to guard's front-row seat on a killer's breakdown, it's raw intel on accountability gaps in academia and prisons. Expert breakdowns tie it all to premeditated Amazon buys, sheath DNA, and why his calm facade cracked under lockup pressure. #BryanKohberger #IdahoMurders #PleaDealExposed #JailGuardSecrets #TrueCrime #KohbergerLifeSentence #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderMystery Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Hidden Killers With Tony Brueski | True Crime News & Commentary
DoorDash Driver Spots Kohberger at Murder House? + Jail Breakdown Bombshell | 2025 True Crime

Hidden Killers With Tony Brueski | True Crime News & Commentary

Play Episode Listen Later Dec 26, 2025 38:10


Unlock the hidden horrors of Bryan Kohberger's post-conviction world in this explosive double-feature from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. Fresh off his July 2025 guilty plea and four life sentences, dive into the frantic 48-hour plea negotiations that blindsided victims' families, with leaked emails exposing prosecutors' "betrayal" by cutting a no-death-penalty deal without full disclosure. Was it mercy or a rush to closure? Then, hear the chilling whispers from Kohberger's Pennsylvania jail guard—revealing his eerie nighttime pacing, inmate disturbances, and psychological unraveling behind bars that echo his pre-murder red flags at WSU. This Hidden Killers With Tony Brueski: True Crime Today retrospective dissects the plea drama: Defense's last-ditch survivor witness strategy scrapped, families' fury over the email snub, and how it dodged a capital trial spectacle. Shift to solitary confinement insights—guard accounts of Kohberger's isolation-induced "madness," sleep-deprived rants, and the mental toll mirroring FBI profiler warnings of his fractured psyche. These revelations amplify the Goncalves family's November 19, 2025, WSU lawsuit, alleging ignored stalking behaviors that could've prevented the #Idaho4 slaughter. Plus, restitution rifts: The $30K victim fund payout and urn cost battles post-November 5 hearing underscore ongoing justice fights. True crime die-hards, this is unmissable: From secret deal fallout to guard's front-row seat on a killer's breakdown, it's raw intel on accountability gaps in academia and prisons. Expert breakdowns tie it all to premeditated Amazon buys, sheath DNA, and why his calm facade cracked under lockup pressure. #BryanKohberger #IdahoMurders #PleaDealExposed #JailGuardSecrets #TrueCrime #KohbergerLifeSentence #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderMystery Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

The Idaho Murders | The Case Against Bryan Kohberger
DoorDash Driver Spots Kohberger at Murder House? + Jail Breakdown Bombshell | 2025 True Crime

The Idaho Murders | The Case Against Bryan Kohberger

Play Episode Listen Later Dec 26, 2025 38:10


Unlock the hidden horrors of Bryan Kohberger's post-conviction world in this explosive double-feature from Hidden Killers 2025 Year in Review – a look back at the biggest cases of the year. Fresh off his July 2025 guilty plea and four life sentences, dive into the frantic 48-hour plea negotiations that blindsided victims' families, with leaked emails exposing prosecutors' "betrayal" by cutting a no-death-penalty deal without full disclosure. Was it mercy or a rush to closure? Then, hear the chilling whispers from Kohberger's Pennsylvania jail guard—revealing his eerie nighttime pacing, inmate disturbances, and psychological unraveling behind bars that echo his pre-murder red flags at WSU. This Hidden Killers With Tony Brueski: True Crime Today retrospective dissects the plea drama: Defense's last-ditch survivor witness strategy scrapped, families' fury over the email snub, and how it dodged a capital trial spectacle. Shift to solitary confinement insights—guard accounts of Kohberger's isolation-induced "madness," sleep-deprived rants, and the mental toll mirroring FBI profiler warnings of his fractured psyche. These revelations amplify the Goncalves family's November 19, 2025, WSU lawsuit, alleging ignored stalking behaviors that could've prevented the #Idaho4 slaughter. Plus, restitution rifts: The $30K victim fund payout and urn cost battles post-November 5 hearing underscore ongoing justice fights. True crime die-hards, this is unmissable: From secret deal fallout to guard's front-row seat on a killer's breakdown, it's raw intel on accountability gaps in academia and prisons. Expert breakdowns tie it all to premeditated Amazon buys, sheath DNA, and why his calm facade cracked under lockup pressure. #BryanKohberger #IdahoMurders #PleaDealExposed #JailGuardSecrets #TrueCrime #KohbergerLifeSentence #Idaho4 #HiddenKillers2025 #CrimeYearInReview #WSULawsuit #TrueCrimePodcast #MurderMystery Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

The Art of Selling Online Courses
217 We Made $800K in One Month. Here's How

The Art of Selling Online Courses

Play Episode Listen Later Dec 26, 2025 36:34 Transcription Available


Buying Online Businesses Podcast
How to Build a Portfolio of Online Businesses with Smart Financing & Systems with Glenn Giro

Buying Online Businesses Podcast

Play Episode Listen Later Dec 24, 2025 39:46


How far can $100,000 really take you in business acquisitions? One deal?A small portfolio?Or a scalable acquisition machine? In this episode, Jaryd Krause sits down with SBA Business Development Officer Glenn Giro to break down the real math behind buying businesses with SBA financing, and why there’s technically no cap on how many businesses you can acquire, as long as you understand the rules that actually stop most buyers. They unpack how entrepreneurs are using up to 90% SBA financing, long 10-year terms, and no prepayment penalties to build portfolios most people assume are out of reach. You’ll discover: How $100,000 in cash can unlock a $1M+ acquisition The $5M SBA cap per NAICS code and how it impacts serial buyers Why banks love SBA loans (and why that matters to you) The real fees lenders don’t explain upfront How cash flow and debt service coverage are actually calculated What changes when you go from your first deal to your second, third, or fifth When 100% financing is possible and when it’s not Why do some high-multiple digital businesses get rejected The timeline lenders expect before approving your next acquisition If you’re serious about buying your first digital business or turning one deal into a portfolio of cash-flowing assets, this episode will completely reframe how you think about capital, leverage, and scale. Watch the full video to see the numbers, strategies, and acquisition pathways most buyers never learn about. Episode Highlights 02:55 – Why a “simple” 10% down payment can still kill your SBA deal if you don’t understand total project costs. 05:08 – The harsh truth: why $100K is often not enough to safely buy a $1M business. 10:52 – How SBA’s 75% loan guarantee unlocks 90% financing—and why banks are eager to lend. 12:57 – The hidden cost most buyers miss: $20K–$30K in SBA fees on a $1M acquisition. 15:16 – The real reason most buyers can’t buy a second business right after their first. 23:59 – The quiet rule that caps portfolios at $5M per NAICS code—and how it blocks long-term scaling. Key Takeaways ➥ SBA financing allows buyers to acquire businesses with as little as 10% down, but cash reserves and liquidity matter more than purchase price alone. ➥ The SBA’s 75% government guarantee reduces bank risk and unlocks long-term, high-leverage financing for profitable online businesses. ➥ Seller financing can help bridge equity gaps, but new rules requiring 10-year standby make it rare in competitive acquisitions. ➥ Most buyers need 6–12 months of successful operations before qualifying for a second SBA-backed acquisition—proof of execution accelerates approvals. ➥ Each business must support its own debt service; strong cash flow in one acquisition won’t compensate for a weak second deal. ➥ NAICS code limits quietly shape acquisition strategy—buyers who plan ahead can scale portfolios faster and avoid unexpected financing caps. About Glenn Giro Glenn Giro is a seasoned SBA business development officer and acquisition financing expert who helps entrepreneurs buy and grow businesses using strategic SBA-backed loans. He hosts “SBA University,” a training series for business owners and aspiring acquirers, and regularly speaks about acquisition financing and business ownership strategies. Connect with Glenn Giro ➥ https://www.linkedin.com/in/glenn-giro/➥ https://www.youtube.com/@SBAUniversity Resource Links ➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com ➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/ ➥ Google Ads Service - https://buyingonlinebusinesses.com/ads-services/ Buy & Sell Online Businesses Here (Top Website Brokers We Use)

PowHerful Women with Randa Carrabba
She Made $20K From One Post w/ only 1,500 Followers & 400 Views

PowHerful Women with Randa Carrabba

Play Episode Listen Later Dec 19, 2025 13:11


What Actually Converts in 2026 and What Freakin' DOESN'T! Bc your time and energy is so precious and I don't want you wasting it on things that no longer work!Sis.This one? This one is for the woman who's done everything right on paper... and still hearing crickets and not landing the clients/sales she knows she should be!So this client story I'm sharing in this episode?She had under 1,500 followers.Less than 400 views.No ad spend. No funnel. No viral moment.But after one session, one shift, and one ICON Method™ move! She made $20K. In 7 days. From one post.This isn't a fluke. It's not luck. And it's definitely not another “how I hacked the algorithm” story.It's what happens when a woman decides she's done spinning and starts moving with strategy.Inside this episode:

Remnant Finance
E78 - The Discipline That Separates Wealth Builders from Everyone Else

Remnant Finance

Play Episode Listen Later Dec 19, 2025 32:52


Brian breaks down the most misunderstood aspect of Infinite Banking: loan repayments. Why do we pay ourselves back at market rates? What does EVA actually mean? And what happens when you pay yourself more than the insurance company charges?Most people think being their own banker means they can be loose with repayment—skip payments, pay whenever, charge themselves whatever rate feels right. You can, per the contract. But should you? This episode reveals why maintaining market-rate discipline for the full loan duration is what separates wealth builders from people who just talk about IBC. Brian explains where that "extra interest" actually goes, how to decide how much to pay against your loan, and how Parkinson's Law can destroy generational wealth before it ever gets started.Discipline is what builds legacy wealth. Without it, you're just the worst kind of bank: one with no standards, no discipline, and ultimately no capital.00:00 - Opening segment00:40 - Introduction: Why loan repayments trip people up01:30 - Policy loan mechanics: you're not withdrawing, you're borrowing02:10 - Economic Value Added (EVA): the fundamental principle03:05 - Why people go sideways: thinking interest doesn't matter03:30 - Nelson Nash's recommendation: pay market rates for full duration04:40 - What "market rates" actually means05:20 - Maintaining discipline that creates wealth06:30 - The $30K car loan example at 5% over 5 years07:25 - Where does the extra interest go when you pay yourself more?08:30 - The insurance company doesn't care what rate you calculate09:30 - Should you keep paying after the loan is satisfied early?11:00 - Where most people sabotage themselves: the early payoff trap11:30 - Parkinson's Law: expenses rise to meet income12:50 - What to do when your PUAs are maxed out14:00 - Capital deployment vs. consumption: know the difference14:20 - Parkinson's Law destroys generational wealth16:00 - The temptation to "save on interest" (you're paying yourself)17:00 - "But I can make more investing elsewhere" - the speculation trap18:10 - IBC isn't about loopholes, it's about discipline19:10 - Practical implementation: set up auto-pay, treat it like any loan19:40 - The $40K truck example: paying 7% when insurance charges 5%22:30 - Decision tree when your policy is truly maxed26:15 - Income doesn't equal wealth: the $500K pilot who's broke27:00 - The $80K family building dynastic wealth28:40 - Final recap: market rates, full duration, have a plan30:00 - EVA: every loan should create value, every payment should build30:45 - If your practitioner says rates don't matter, run31:20 - The Moody Family Creed and how it applies here31:50 - Closing thoughtsEconomic Value Added (EVA): The fundamental question: did the thing you financed produce more value than the loan cost you? Borrow at 5%, asset returns 8% = positive EVA. Borrow at 5%, thing depreciates = negative EVA.Pay Yourself Market Rates: Nelson Nash recommended paying loans back at market rates or higher— at least what you'd pay elsewhere for similar financing. This maintains the discipline that creates wealth.The Full Duration Principle: Even if you pay a loan off early by using higher interest rates, keep making those payments for the full original term. A 5-year loan means 5 years of payments to your system. The Early Payoff Trap: This is where most people sabotage themselves. Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEChapters:Key Takeaways:Got Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !