Turner Real Estate Group

Hey, it's Wayne Turner and you're watching the Daily Real Estate Show. Hey, I'm Wayne Turner. I'm the broker over at Turner Real Estate. You do not want your front door to look like this. If you wanna buy a house, just ask yourself these three questions. Purchase these houses for literally 500 dollars out of pocket. For more than 21 years, I have specialized in the sale in homes. Beautiful day, going to list a house.   I wanted to talk a little bit today about homeowners, condition of property, first time homeowners more so than anything and I get this question a lot. What about the condition of my house? They'll say, "Wayne, I've never saw the house before." Or most os the time, I can just kind of tell. I've been doing this for a long time and I can just kind of tell and I ask people, "Have you ever owned? Was this your first home? Have you ever sold a home before?"   We try to make it as easy as possible. Most importantly, the purpose of the videos and the things that we do is to educate consumers here on the North Shore about selling their home and pretty much anywhere in the country, if you're selling your house.   So condition, people ask me about condition. The best thing to do is clean, clean, clean, clean, clean. Start at your front door and wipe down your front door. After you wipe it down, if it still looks like it may be a little mold, a little mildewy or if it just has a little bit of dirt or grime, put a fresh beat of caulk, fresh coat of paint. Clean it up really good. If you have to, change the doorknobs. If they're faded, the sun's beat them down, change the doorknobs. By changing the doorknobs, it will actually make the house look a hundred times better.   It's that first impression. When you walk up to the house for the first time, you're looking at homes you walk up to the door and you're like, "Wow. If the front doors look this nice, the inside must be fantastic." That's the first thing is clean front door. The next thing is landscaping, spruce it up on the outside. Put down pine straw. I've discovered over the years that you can use pine straw as opposed to pine bark mulch. It's much cheaper. It doesn't put off the odor and termites don't eat the pine straw, but they love ...   I never figured that out. Think about that. You're going to take moist chops of wood and put it all along down on the ground, right up to your house. Don't do that. Just use pine straw, pine needles. A quick little shout-out to Gomez Pine Straw. He does a fantastic job. I've used him personally for years. He delivers. Gomez Pine Straw. Just google Gomez Pine Straw [inaudible 00:02:32]. Tell him Wayne Turner sent you.   Anyway, that's the only condition. Hope you're having a good day. If you've just tuned in, you're watching the Daily Real Estate Show. The thing that ... The other thing is people say, "What is your house worth? Well, what is my house worth? How I know what my house is worth?" We do a couple of things. One, I subscribe to the same database as real estate appraisers do. I know based on other homes that have sold in the last six months in the area, within a three mile radius of your house, what the value is going to be.   For example, if your house is sold and your in a residential neighborhood with 500 houses, I can promise you there's going to be at least three homes that are gonna be comparable to yours that have closed in the last six months. That's real simple. We just take those sold properties and we look at what your bedrooms, baths, square footage, year built and we try to find three comparable properties. We're not looking at active homes. We're not looking at homes that are on the market. We're looking at the homes that are physically closed and sold.   Once we find those three, we pretty much look at those. We make some variances based on condition, paint, carpet, what theirs has that yours doesn't have. I hope you're having a good day. You can catch us on the web, Wayne Turner dot com. You can also give us a call anytime if you have any questions, concerns. You wanna know your property value at total property access dot com or call us at (985) 626-1313.   Now, the next segment is when it's shown, how much notice will I have? I kind of touched on that a minute ago. Phone's ringing. I kind of touched on that a minute ago. When it's shown, you're given anywhere from four to six hours notice to as much as thirty six if you need it. Really, it's your discretion. I have some people say, "I work nights. I can't show it until after 3:30, 4 o'clock." We work around your schedule. It's okay. Most importantly, you're made aware of and we let you know when the property is going to be show. What day and what time.   Now, most importantly what we do and I can't speak for everyone but I can tell you what we do personally is we give you feedback from every showing. After the property is shown, we text the buyer, text agents, email, make phone calls. We want to know what is it that they liked or didn't like about the property. Is it something that we can do? Is it the conditions? Is it the carpet? Here's the thing. I don't want to know what the agents though about the property. They're not buying the property.   It takes two weeks to get your real estate license in Louisiana and you become a personal home shopper. Some people are designers, some people are retired military, some people are firefighters, some people work in a factory. We come from all walks. A lot of them are part time and it's real easy to get your real estate license. The reason why I say this is that it's ... you have to take their opinion with a grain of sand because ultimately, they're not buying the property. What we want to know is we want to know the feedback from the buyer. What did the buyer think about the property? Is there anything that we can change or improve upon the property?   One thing we like to ask the buyer on the property is on a scale of one to ten, where would you see yourself buying that property? We also want to know what was it about the property. Was it paint, carpet or anything such as that because if it's paint, then what we try to do is ... Okay, if we could get the seller to give you an allowance, would that be something that you could ... to consider. Or if we could get the seller to do a carpet allowance or paint allowance or anything like that.   Somebody says, "Well, I like the house but I need a fence." Well, look we can get the seller to give you a ... put in a fence then you could still purchase the property. That's kind of something. Anyway, that just kind of gives you some feedback. We always give you feedback. You want to know what's going on, you can't help but ... Somebody shows your property like what do they think about my house? They came through and I haven't heard. We make sure you hear. We inundate you with communication here at Turner Real Estate Group. That's my biggest pet peeve is communicate, communicate, communicate.   Anyway, I hope you're having a good day. I hope you've enjoyed this daily real estate show. It's a vlog, it's a podcast, it's a blog, it's a vlog with a V. V, vlog, podcast and the things we're trying to do is just to educate consumers, public here in the North Shore and anywhere around the country if you're listening on how to save money, sell your house quick and have absolutely no stress in the real estate transaction so we'll see you soon. Check us on the web at Wayne at Wayne Turner dot com or catch us at (985) 626-1313.   Now, one more thing is home warranties and some people say, "Well, what's the deal with home warranties? I've heard them advertised on ..." There's some stuff around here. I wonder where I put it. Oh here it is, hang on. All right, so people ask me about home warranties. When you put your house on the market, you can put a home warranty on the property. Selling your home for the first time? You can put your house whether it's your fifth home or you're an investor or whatever. You can put home warranties on properties. This is just one of the companies we use, Old Republic. They've been around for a long time. They don't give us any personal endorsement or anything like that. They just treat our customers really well.   So much as, I've got one on here for six hundred and nine dollars. That's my personal home. It works. One of the things that you can do when you put your house on the market is you can offer a home warranty and a home warranty actually shows a home buyer that can actually buy your home and a warranty is covered on the house. Now, what does a warranty cover? Warranties cover water meters, central heat and air is our cover appliances. You can actually pay extra for them to cover pool equipment, wells, septic systems, even washer and dryers. They cover all of the appliances.   The way it works with a warranty is you sell your house with a warranty, you're selling it as is with waiver [inaudible 00:08:33] in Louisiana. If something were to go wrong on a property, the buyer can just pick up the phone, call a toll free number and when they call a 1-800 number, the person on the other line with the home warranty company sends out a local service provider. The local service provider than looks at the item. If they can fix it then, they can. If not, they report back to the warranty company. The cost out of pocket to a buyer is seventy five dollars. The cost to you, as a home warranty runs anywhere from four to five hundred dollars, sometimes upward of seven hundred dollars if the pool is covered and multiple central ... If you've got four central heating air units and that sort of thing. It's a good little marketing tool.   Anyway, that's the take on warranties if you're selling your house for the first time. Put a warranty on it and some other cool stuff that we do here at Turner Real Estate Group. Hope you're having a good day, catch us on the web, Wayne Turner dot com or gives us a call at (985) 626-1313. We'll see you.  

See Below for the Full Transcript of this Episode Hey I'm Wayne Turner. You're watching "The Daily Real Estate" show.   Hey I'm Wayne Turner, I'm the broker owner of Turner Real Estate Group.   You do not want your front door to look like this.   If you want to buy a house just ask yourself these three questions.   Purchase these house for literally $500 out of pocket.   For more than 21 years I have specialized in the sale of homes.   Beautiful day. I'm going to list a house.   The reason why I started the show just to give you a quick rundown. I've been selling real estate for 21 years, and closed over 3,000 real estate transactions in 21 years. And the knowledge and the experience, that I can give bring. I just want to make the transaction of purchasing and selling residential real estate, which we specialize in to be easier on the consumer. If it's easier on the consumer then hopefully we put out some information that's easy for agents to learn, and just make the whole process much simpler for everybody.   So anyway today I want to talk a little bit about the contract. I have a copy of the required Louisiana Real Estate Commission Contract. So this contract is nine, well this one just depends on how you copy it, it's seven pages, eight and a half by 11, seven pages. When I first started in the business any real estate brokerage could use any contract, and a lot of them were just one page. They were a front page, and then they went to a front and back page. And then they started going to two pages, and then three pages, then four pages.   So now they're seven. I'm sure in 10 years they'll be 15 pages long. But just a couple of things to run down here. In the state of Louisiana they call it closing, or close of escrow, or they call it an act of sale. It's Napoleon Law that's what they call it here in Louisiana. So it's a little bit different meaning that we're the only state in 50 states, that call a county a parish.   Anyway wanna run down the contract. One of the things people ask me well, what stays with the property. And so here's one of the things that they've changed. All window coverings, blinds, and associated hardware. So a lot of people say, "Well they didn't ask for the drapes." They don't have to, technically it's in the contract. Window, air conditioner units, it's in the contract.   Built-in appliances. And people ask me about built-in appliances it's like, "Well what's built-in because the stove can slide out?" And so to keep from the confusion, your stove, your dishwasher, and your microwave, those three things if they're built-in, if they're in the house those are the items that have to stay with the property. It doesn't have to stay, but that's what's customary.   The refrigerator's usually a negotiable item. About 50% of my clients say, "We're gonna get a new refrigerator." And about the other half say, "We want to take it with us maybe we'll put it in the garage of our new house." So, that's one of the things that's a negotiated item.   As far as price, of course you just put the price in any contract. And if there's anything here on the contract, that you want to not have stay with the property you put it in there. But a lot of people ask me about built-in speakers like, they'll have built-in speakers, and this is what I suggest to everyone.   If you have a speaker in your house, a light fixture in your house, something that's within your home, that you want to remove, or you don't want to include in the sale, I highly recommend just taking it down before you sell the property, before a buyer even sees a photograph of it. Just remove it, replace it with something comparable. It's so much easier, and a lot less stressful on yourself there.   So people ask me about appraisals, and looking here, and I can tell you that from the standpoint of a homeowner they pay for the homebuyer pays for the appraisal, the homeowner wants to know what did my property appraise. I can tell you that they don't even tell me. They won't tell me. They won't tell me as a listing broker when I list your home for sale if the property appraised, but they will tell me if it doesn't appraise. And it's a funny thing, I'll get a phone call, and they'll say the home didn't appraise. And we had one that the other day that man, it came in $72,000 less than list price.   So that's what we're seeing right now in the market. The inventory is low, we need more properties on the market, so we're finding that more people are starting to look, and they're thinking we're seeing more contingency, or predicated offers, meaning that let me go out there and look for a house, and if I see one that I really like then let me make an offer to purchase that property, and then I'll list my home. And we're seeing more of those. We've done two of those recently, and they've knock on wood, they haven't closed yet, but they both worked out really well, both of the properties were sold within three weeks, and the sellers were able to sell their property, move onto another property.   So if you're watching this, and you're hanging on to it, and you're kind of wondering I don't really see anything out there. Well look just keep looking. You can look for free, and you go to My Local Real Estate dot com, or Wayne Turner dot com, or call Wayne Turner dot com. I'm all over the place. You can look for houses. If you see something that you like, call us nine eight five, six two six, 13, 13. We're all over the web. You can call us, text us, and we'll show you the property. If it's something that you like make an offer on it, and just make it contingent upon your house selling.   We haven't done that for a long time, but we have to understand inventory's low. So when a house comes on the market that you see, that you like, that you would ... Go for it. Go for it. So, as far as appraisals I only hear it when the house doesn't appraise.   I'm wanna mention, and talk a little bit about deposit for a second. And the deposit in some cities, states, other areas call it, they won't call it deposit, they'll call it the escrow check, or the earnest money check. And it's all the same definition, that's what can be confusing about this business is well there's a buyer agent, and there's a selling agent, and there's a listing agent. No there's a listing brokerage, there's a listing agent, the selling agent, and the buyer agent is one in the same, they're just two different terms. Sorry it's just confusing that way.   A little bit about deposit. A buyer makes a deposit. They put in a $1,000 deposit anywhere from a 1,000 to I've seen them as high as a $100,000. So they put a deposit on a property, they're basically telling the homeowner, I want to buy your home in good faith, and I'm willing to show you this money. But I can tell you that this contract is seven pages. You rest assured there's about four ways they can get out of it. One if the house doesn't appraise, one if it's got termites, two if it's got termites, appraisals, they can't get financing, they can't sell their house, and the big one is financing. You know? They can say they'll get financing.   Here's the thing that people when we talk about home inspections on a property, and a buyer makes a contract to purchase a property, and I'll give you a prime example. I had a client the other day that we listed their house, sold their house, got a contract on their house. The home inspection is typically done within seven to 10 days from the accepted contract date. And that's something to think about too. As a buyer when you make an offer to purchase on a piece of property, and you say, "Hey, we don't want to close, we don't want to do a home inspection, we don't want to close for 30 days, but we reserve the right to have it inspected within 14 days."   Well that's just not enough time, and if you put 14 days on there it's just too much time. And so what I mean by that is you're better off to put it at seven days, and from the seven day mark, you're basically, you're doing all your home inspections. So back to the story. I had a home inspection on a property we listed, and it was supposed to have been inspected within 10 days. It was inspected within three, and then homeowners are like, "Wayne did you hear anything from the home inspection? Did you hear anything from the home inspection?"   And here's the easiest way to put it. A buyer in the contract can do their due diligence, and have it inspected, not just through a home inspection company, or home inspector, but they can have it, the HVAC looked at, they can have the stucco looked at, they can have windows looked at, they can have a roofer look at the roofing. And I've had particular buyers, that do all of that.   Most importantly as a homeowner it's important to know that if they have 10 days to do a home inspection, and they do a home inspection ... Literally we had one this week where we got the contract on Sunday, and we finalized it on Sunday, and everything was done, and stamped on Monday. On Tuesday they did a home inspection at 3:30. And then so as a homeowner, and you're selling your property, you're like, "Hey give it to me tell me what they want? What do they want us to fix, so we can fix it?"   And most of the time the home inspector gets the report to the buyer, and the buyer's agent within 24 to 36 hours. Sometimes it takes little longer, but it's important to know that legally in the contract if you have, if the buyer has 10 days to inspect a property, and they inspect it on a second or third day, they don't have to give you the list of the items, that they're requesting to be fixed, repaired, replaced until literally the last day if they don't want to if there's other inspections they want to do.   'Cause what happens is they're gonna do their due diligence, and have it inspected. After they've had all the inspections done then they have to meet with the inspector, and then meet with their agent, and show their agent, and tell their agent this is what we want fixed on the property before we can move through with the purchase whether it be a broken window, a leaky faucet, that sort of thing. So, that's just something to note. And don't get me wrong we try our best to get that information to our clients as quickly as possible after the home is inspected, but just to give you a heads up on that.   And I'm talking specifically at this point to sellers. Another thing is it's one of those deals where the contract is written for the premise to purchase a piece of property, but it says in here that the buyer can basically provide a homeowner, you the homeowner with a copy of their approval letter. Now here's the difference between being qualified and being approved.   Qualified. I'm qualified to fly a plane if I took the proper schooling, and got my license. But I don't fly a plane, but I'm qualified, I'm healthy enough. So it's kind of a gray area. So I don't like the word qualified, I like the word approved. Approved means that they have approved you the buyer to get a mortgage. They've pulled tax returns, they've looked at your credit, they've pulled your credit, they've verified your income. Those are the big ones. You know?   Do they make the money they say they're making? We verify. Let's see tax returns. What's their credit score? If you have a 620, or higher let's roll down the road. There's other variables of course, but those are the three biggies. And then most importantly the property has to appraise. A buyer can do a home inspection.   The approval letters may state that they've been approved, but I give you a quick scenario. We have a file right now we've had three extensions on that house. And we've had it under contract now for going on 60 days. The homeowners are frustrated. We're doing everything within our power. We were given an approval letter, everything is legit, checks out fine, talked with the lender.   And here's the thing too the lenders they can't tell me the buyers personal information. But what we always do is say look on a scale of one to 10, 10 meaning that buyer is rubber stamped, and ready to go, they're approved, all we need is clear title, clear appraisal, a home inspection done, and we're closed. Or one there's not a chance in hell. There's no way. And so we ask the lender that. What would you grade them? Where would you position them? Are they a five or six? And they'll say, "Well they're typically, they're about a six and a half, they're about a seven."   And then we can say okay is there anything that we can do, or what can we do to help them get to a 10? And I don't mean, I mean like, is there credit issues, is there bruises on their credit, is their debt to income ratio too high? So they really can't divulge a lot of that information, but you try to put your trust and faith in a lender.   Now in this particular instance, that I'm referring to we've had a contract on the property now for 60 days or so. They're at three extensions. It was supposed to close two days ago, and has not. But here's what the buyer went out, and purchased things on credit before they closed on their house, and that is the big ... Don't finance a piece of bubble gum if you're buying a house, a property, and here's the reason why.   Every time you purchase something it makes your credit score go down. Every time you purchase something it's going now on your credit. So that lowers your, that raises, I'm sorry it raises your debt to income ratio. So something to think about. Don't buy anything. And the things that we see people purchase are typically it's houses and cars because they ... I mean shit not houses. Typically, it's cars and furniture. And the reason being is that they think well their credit's already been pulled, so they're good to go so there's no problem just roll with it. You know?   What happens is this, it's becoming so strict now to where they pull your credit, they can pull it as many times as they want, and they always pull it before they close. So they want to make sure that you're still on your job, that nothing financially has changed. You even sign a document agreeing to legally that you have not lost your job, changed a job, added any more things on your credit, or anything like that as a homebuyer.   So I'm Wayne Turner. Hope you're having a good day. Hope you've enjoyed. Check us out on the web Wayne Turner dot com. We'll see you.   Hey I'm Wayne Turner, I'm the broker owner of Turner Real Estate Group.   You do not want your front door to look like this.   If you want to buy a house just ask yourself these three questions.   Purchase these house for literally $500 out of pocket.   For more than 21 years I have specialized in the sale of homes.   Beautiful day. I'm going to list a house.  

Hey, it's Wayne Turner. Hope you're having a good day. You are watching the Daily Real Estate Show.   Hey I'm Wayne Turner. I'm the broker on [inaudible 00:00:08] Real Estate Group.   You might want your front door to look like this.   If you want to buy a house, just ask yourself these three questions.   We purchase these houses for literally $500 out of pocket.   For more than 21 years, I have specialized in the sale of homes.   Beautiful day. We're gonna list a house.   Here's something to think about. We had a friend of ours, who's actually ... A co-worker, Leanne, who works with us. And I'm gonna tell you a quick little story about her purchase of her first house. She came to us and said, "Hey. I wanna buy a house. I wanna buy my first house." And this was five years ago. And I always tell people, "You make your money when you buy."   Leanne purchased a house. She came us to and said, "Hey. I wanna buy a home." So she purchased her first home for $67,000 and I just put ... I wrote some notes down here. She purchased her first home of $67,000. Three bedroom, two bath, one car garage. That was five years ago. The house was not a foreclosure. It was not a bank owned home. If you wanna see those foreclosures, bank owned home, you can go to a website that we have that we provide. I'll have it pop up right here. Nolabankowned.com. Nolabankowned.com. We give you a free list of website. I'll also post a link here at the bottom of this video.   So, another one you can go to is affordableslidellhomes. Affordableslidellhomes. We can put the link. We'll have it pop up right here on the screen. We'll put the link down below. You can click on it.   So, continue watching though. $67,000, she purchased the house. That was five years ago. Today, today that house is work 110. So, that's $53,000. Now if you look at 67 and 110, like technically if you wanna get really deep into the math and look at a percentage of increase and value, that's a 64% increase in value of her home over five years. So it's like, "Oh wow. That's great. That's a lot of money. How do you get that out?" Well you get that out, of course, by selling it or refine and pulling equity out of the house. Don't do that. That's a nightmare. Don't touch your equity in your house. It is a forced savings account. Don't touch it. Sure, if you refi, but don't pull money out.   And if you pull money out and if you're gonna make improvements, please call me at 985-626-1313 and I'll tell you what to do and what not to do. Floorings and paint and kitchens and bath, you can't go wrong, but don't get crazy with it.   So, the $43,000, this is way I broke down the math. The 43,000 ... And $43,000, divide by 5 is $8,600 a year. So her house has made her $8,600 a year. So at 8,000 ... And nobody can take it away from her. It's hers. She pays the mortgage. It's her home and house is in her name. That's great.   $8,600 a year, so how mch is that per month because that's what your house is paying you. You're paying monthly payments, but your house, if you're increasing equity, it's paying you that $8,600 per month. There's 12 months in a year. So if you take that 8,600, divide it by 12. I already wrote it down. $716 a month, your house is paying you. I don't know if her mortgage payment isn't even that. And even with like flood insurance and everything.   So here's the thing, here's what I tell people. You can go rent an apartment, sure. That's great. Fine. I always tell people, "Look. Man, you're in your 20s. Live it up. Enjoy your life. I'm 45. At 30, you're still young as hell. So, enjoy your 20s, but if you do decide to purchase a house, we can ... Of course, we can help you here. It's what we do." We broker the sale of real estate, but most importantly, we wanna make sure you that you can purchase it right, you make your money when you buy, and then when you gotta sell it. You're happy because you actually have the money.   Like people come to me and go, "Wayne, how do these people live in such a big house. They live in a 350,000 or more house." Well, a lot of people have moved up over the years. And so they've roll that equity. In other words, what they purchased the house for and what it's worth today, if it's 20, 30, $40,000, then they roll that money into their next house. If you put 20% down on a property then you basically can avoid the private mortgage insurance.   And of course, private mortgage insurance ... Give you a quick lesson on that. Private mortgage insurance is the mortgage insurance the mortgage company takes out on your mortgage in case you stop paying. If you default on the mortgage, the mortgage insurance is on that house and that mortgage insurance will pay them out if you foreclose. And you pay the monthly premium. So that's private mortgage insurance or it's also called MIP, which is mortgage insurance premium. The mortgage insurance premium is actually what you pay per month. The private mortgage insurance is the actual policy out on the property. I know. I don't mean to get real technical, but that's the definition of private mortgage insurance or mortgage insurance premium.   Anyway. Hope this information helps you. Once again, you make your money when you buy. So, if you're buying homes in Slidell, Louisiana or Mandeville, Louisiana or, you know, you're looking for real estate, homes for sale in the Mandeville, homes for sale in Covington, Louisiana ... Regardless, what you'll wanna do is check out ... There's lots of sites out there.   One thing that we do is we actual pull from the MLS local realtors database. That means that, when collectively as real estate agents, list properties, regardless of their company, whether it be Caldwell Banker or Remax, Century 21, Latter & Blum, Turner Real Estate Group, Keller Williams, it doesn't matter. When we list a house, they all come within this funnel and that funnel goes to the database and that's the local realtor database. That's the MLS.   And our local realtor database, we're able to ... And I have the ability to take and push that into one site and ... So if you go to wayneturner.com you can see all the homes there listed by subdivision and new homes and I break it down from there. Because collectively, there's about 14,000 homes listed in the New Orleans metropolitan area, but we break it down into not only by parish, but not only from parish but if you wanna see homes with land, you can go to landinnola.com. If you wanna see foreclosures, you can go to nolabankowned.com.   So what we do is we make it real simple for you to extract those specific houses. It doesn't matter if it's homes on the water, homes with pools, we make it real easy for you. And what's really cool is that site, those sites, all these sites that we have, they update every hour on the hour. So they refresh. Usually, it's within about 15 minutes. So if somebody drops a price of a house, they make any kind of change in the property whatsoever, it's constantly refreshing. Somebody lists a new house, that's constantly refreshing.   We just started this little show. I hope you like it. It's called A Daily Real Estate Show. I call it The Daily Real just because it's kind of real. We're rolling. We're doing the podcast. We've got the vlog. We're doing the videos for YouTube and we're posting a lot on Facebook and that sort of thing. We know that, basically, social media's the foundation for the way that we all are communicating.   So, hope you find this information helpful. It's just a little something I want over the years, decades now, selling real estate. Have so much information on it, just wanna be able to share it with people and share it with you. That if you're watching or you can share it with someone.   I'm here to share with you what I've learned because there's a lot of information out there and it's hard to find the correct information. So I wanna be that local, go-to person if you have any questions. You can even text us if you want. You can text us 985-218-0741. 985-218-0741. If you send us a text, there's multiple people here on my staff that are answering a text. So it's gonna be me or multiple of us if you have a question.   Hope you're having a day. Just remember, 43,000 in the five, 716 a month and in addition to that, you have the tax benefit. So what happens is if you pay $8,000 a year in taxes, I mean in interest. $8,000 ... If you pay $8,000 a year in interest and you make $50,000 a year, that $8,000 in interest is deducted from your earned income. So now you pay taxes. Now you're taxable income is a basis of 42,000 so it save you a little bit there.   Anyway. Don't mean to chatter or ramble on. Just trying to help people as much as I can. I'm right here in your neck of the woods. I live and work in Saint Tammany Parish. I live, my office is in Mandeville here at the causeway. I'm sure you've seen our moving trucks as they roll down the road and that's just one of the things that we offer our clients. Buy or sell your house with me, use our moving trucks for free.   One of the other things, that we've just started doing for our first time home buyers, and of course if they are receptive to this and they want this.  we've done this before in the past, but we're kind of cranking it back up because we're working with a little more first time home buyers just because people are like, "Man, the rates are still crazy low." And we're seeing more of them come through and that's offer a client appreciate parties for those who would like a client appreciate party. We encourage you to invite your friends, family members, neighbors. Whether your home's in Slidell, Mandeville, Covington, Tangipahoa Parish, it doesn't matter. Hammond, Ponchatoula, it doesn't really matter. What we like to do in cooperation with our lenders and vendors is we offer a client appreciation party. So we just have you, hey, invite your friends, family, neighbors and we cater the food. We offer a door prize. Everybody can show up and have a good time and enjoy your, see your house. You know?   So, anyway. I'm Wayne Turner. I hope you've had a great day. Hope you've enjoyed this video. Once again, if we can answer any questions you can call us here at the office at 985-626-1313. Catch us on the web. Wayneturner.com. We'll see ya.  

Hey there, it's Wayne Turner with Turner Real Estate Group. If you want to buy a house, just ask yourself these three questions. Is my credit score 620 or higher? Have I been on my job two years, or in the same line of work to produce two years of tax returns? The third question, do I have less than $1000 or do I have more than $1000? The reason why I say that is because the misconception is you have to have a lot of money in the bank to buy a house and you don't. We can do an RD loan, which is $0 down payment. We can help you with a 4% grant, another great option.  Just a couple things. If you're thinking about buying a house, if you're curious if you can buy a house, 620 or higher, two years on your job, and you don't have to have money. It's pretty crazy. Ready to search for the one? Check it out. Search the entire MLS Realtor database for free by clicking here  

Wayne Turner, Owner, and Broker of Turner Real Estate with 21 years of experience is back on the Lake 94.7.  Wayne calls into the show to discuss and gives information on the housing market along with tips and tricks the community may be interested in.  What is today's topic?  Home Warranties.  Wayne is informing people in the area including Mandeville, Madisonville, Covington, Slidell, Hammond, or any of the surrounding areas that no matter the age of the home, you can get a home warranty when buying a house.  He continues on to say that what is even better, is many times you can get the seller to pay for a home warranty for you.  How much do home warranties cost?  Wayne estimates between $500-$600 and it covers the house and all of its major components for one year.  What is even better is the policy is renewable every year, no inspection process needed.  And it's pre-written in a home buying contract that either the buyer or the seller can pay for the policy.   When purchasing a home, this allows buyers to have less stress.  Wayne utilizes the example that if a first time home buyer buys a home, and the water heater bursts or goes out, all they would have to do is call a 1-800 number and they would be able to get a service tech out almost immediately while saving them money. 

Wayne Turner is back on the Lake 94.7 for more Real Estate Updates for the North Shore including Mandeville, Madisonville, Covington, Slidell, Lacombe, Folsom, Hammond, and Ponchatoula.   Wayne wants to discuss Home Prices on the North Shore.  He begins by saying that not since 2006 have we seen such a demand for homes on the North Shore.   Its been over ten years since the market has exhibited the prices he is seeing. That being said, there is a lack of inventory (meaning homes on the market) on the North Shore. For example, if not another single family home was placed on the market under $300,000 in the next 3 months, there would not be any homes on the market.  This means homes are selling under 3 months (often times faster) and homeowners are seeing a large return on their equity.   Wayne encourages users to find more about their homes at TotalPropertyAccess.com 

Wayne is back on the Lake 94.7 on the Northshore.   Wayne says when preparing to sell, that the best thing to start is to take a stepback, and look at the home from the outside and how can I spruce it up. Wayne says an easy one is Pressure Washing.  Pressure wash the home, any walkways, the driveway.  Make it as clean as possible.  Trim your shrubs, repaint or stain the front door if it has been discolored from the sun.  Change your door knobs if they have any discoloration.  This is the first impression anyone has on your home.   On the inside, declutter, and spruce up.  Touch up paint.  And clean the windows.  Wayne explains that not only cleaning the outside but the inside will bring so much clarity to your windows, and can really affect the overall look.   If you have any questions on additional Selling tips in Mandeville, Madisonville, Covington, Abita Springs, Slidell, Lacombe, or Folsom check out Wayne's tips here: www.SellWithWayne.com

Wayne Turner, Broker/Owner of Turner Real Estate Group, discusses short sales and how they may be a great option for some people. If you're upside down in your mortgage, need to get out, facing a hardship such as illness, divorce, etc. a short sale may be the best option for you. Don't let your home go back to the bank and deal with the stressful foreclosure process. Let us handle it! The bank pays the realtor commission, and we talk to them on your behalf. For you it's no money, no hassle, and it is not as impactful on your credit as a foreclosure. Also, the bank much rather work with you on a short sale than have to repossess your home. It is a win-win for all parties. For more info call us at 985-626-1313.

Wayne Turner, Broker/Owner of Turner Real Estate Group, explains what he does differently to get his listings sold fast. When Wayne lists a house people always ask, "How do you sell so quickly? Why is your average time on market so much greater than other realtors?" Wayne explains how he is able to do all that and more! For more info, call us at 985-626-1313.

Wayne Turner, Broker/Owner of Turner Real Estate Group in Mandevile, LA gives an update on the local St. Tammany real estate market. He informs home owners that there is a strong demand for real estate listings, as it's a seller's market and there are many buyers out looking yet a shortage of homes available for sale on the market. Inventory and competition are low... now is the time to sell! Call us today at 985-626-1313 for more info.

Wayne Turner of Turner Real Estate Group discusses real estate tax bills in St. Tammany, and what home owners can expect. Whether you're the buyer or the seller, here's how to handle it when you get your tax bill in the mail for your Mandeville, Covington, Slidell, Abita Springs or Madisonville home!

Wayne is back on the Lake 94.7 Wayne Turner, Owner, and Broker of Turner Real Estate with 20 years experience is back.  What's the topic of the day? First Time Homebuyers.  Wayne relays that typically 41-42% of the real estate market yearly is made up of first-time homebuyers. Right now though, that number is down dramatically. Now the number is closer to 32%. Wayne expresses that when a first-time homebuyer buys a home it affects the market because, of the following scenario.  When a first-time homebuyer purchases a home, it allows that homeowner to typically upgrade, and the effect dominos from there. So what does this mean? There were 5.1 million homes sold last year, with 41-42% of that market being first time buyers.  This year, however, fist time homeowners made up roughly 32% of that market.  With the rates as low as they are, Wayne is encouraging home buyers to get back into the market.   Wayne also relays for sellers under the $400,000 price range, we still have a sellers market, especially on the North Shore including Mandeville, Covington, Slidell, Abita Springs, Lacombe, Folsom, Slidell, Pearl River, Hammond, and Ponchatoula.  Most homes in that price range are selling in less than 3 months for 98% of list value. 

Love it or Leave it...  Wayne is back on the Lake 94.7.  The host, asks Wayne, "How do you get so many buyers, and how do you sell so many houses to those buyers?"  Wayne's response is simple.  With the advance of technology, use of Turner Real Estate Group's Moving trucks, and the Love it, or Leave it Program.   He continues on to explain the program as this: If you buy a home with Turner Real Estate Group's Buyer Specialists, and within a year, you decide that home is not what you want, Wayne will list the home for free with no money going to Turner Real Estate Group.   In doing so, home buyer's feel more confident in their purchase with Wayne's brokerage.  So if you don't like the house, you can call Wayne, he will put it back on the market, and by not paying the listing agent's commission, you are not losing an exuberant amount of money.  Overall, Wayne attributes technology with his promotions on Facebook, Trulia, Zillow, LocalNorthShoreRealEstate.com, WayneTurner.com.  As well as his trucks and Love It or Leave It Program to the amount of home buyer's sales. 

Wayne is back, Live.  Wayne is just setting out to help those around the area, avoid mistakes.  With twenty years experience, Wayne has seen so much.  Wayne tells the story of his wife and him buying a home last year, and finding roof rot.  He relays that they had to tear out their back patio to accommodate for the issues, which in turn left them about $12,000 out of pocket.  The home inspector that was used, overlooked this very evident problem on the house.  He continues on to say, six weeks ago, another spot was found on the front of the house. Which was another addition $1,000. Then again, 3 days ago, when deciding to add new gutters to the house, more rot was again found.   Wayne now encourages everyone that they work with, no matter the inspector, to ask "Are you going to get on the rough?" If they say no, do not hire them.  Because the frustration of spending thousands of dollars due to someone not doing their job.   Wayne is suggesting, that seller's get the home inspection before listing a property.  Call him at 985-626-1313 for a list of inspector's he does approve of.  When you inspect ahead of time, you get a peice of mind.  You can make the repairs, and give the inspection to buyers.  It only costs $350-$400.  Another option is you can get a home warranty, which costs about $450-$500.   With Wayne's 20 year of experience, he has seen it all.  Check us out at www.WayneTurner.com 

Wayne is back with the Lake 94.7 speaking to the host about local real estate.  Wayne Turner is the owner and broker of Turner Real Estate Group and has 20+ years of experience.   Wayne is asked by the host, Charles Dowdy, "Why are so many homeowners calling you (Wayne Turner), to sell their home?" Wayne goes on to answer, that the biggest thing is he is selling so many homes, so quickly.  He emphasizes that years ago, he saw technology becoming the forefront of our way of life. Through websites like Realtor.com, Zillow, Trulia, and many more.  Each of these websites are also mobile friendly.  Instead of waiting on other's to expand their thinking, Wayne jumped in and created the leading North Shore Real Estate Website, which was also mobile accessible. Wayne opted to  not rely on the third party of other websites but create a system that would work for his company and more importantly his sellers.  With creating a local website which pulls directly from the Real Estate MLS, Turner Real Estate Group's website, LocalNorthShoreRealEstate.com, was able to build a database of local buyers of about 23,000 people.   When Wayne lists a property, often times already has a buyer, and does not start from zero.   If you're looking for more information on listing your home with Wayne, visit SellWithWayne.com for more information on why and how he is selling homes so quickly for the most amount of money. 

Wayne Turner, the owner and broker of Turner Real Estate is back on the air.  The radio host, even emphasizes that he may be one person, but Wayne has a full team of real estate professionals that stand with him buy and sell homes.  Wayne addresses Home Owners who are looking to sell their home on the North Shore.  He emphasizes the need that when a homeowner lists a home, you want to start off by de-cluttering, take away anything that would make a house look "busy" in pictures.  Wayne wants homeowners to keep in mind that the person that you hire to sell your home, you will be paying thousands, maybe even tens-of-thousands of dollars.  The least an agent can do is have really nice photos of your home.  If someone comes into your house and begins to take pictures with a cell phone or even a small camera, you might want to question that person.   Wayne relays that they need to have at least a wide angle lenses and if they do not, they need to be willing to pay a professional for those photos. Making sure an agent will take great photos of the house, will serve you well in selling your home for the most amount of money.  Would you like more Seller Tips? Click here. 

Wayne is back again with Charles Dowdy on the Lake 94.7.  Wayne Turner, the owner and broker of Turner Real Estate Group, has 20+ years of experience.  Wayne is a local Real Estate Specialist with the North Shore area including Mandeville, Madisonville, Covington, Abita Springs, Hammond, and other areas in St Tammany and Tangipahoa Parishes.  Wayne begins  the show off by relaying that right during election time, there is a slowing of large purchases across the nation. Purchases include Cars, Rvs, Boats, Homes, Motor Homes. The positive at this time is that rates are still historically low. We see a slowing affect, but once the election is over, Wayne believes we will see another huge spike once the election is over.  To Search Homes now visit WayneTurner.com 

Wayne is back for the Lake 94.7 Real Estate Insight on the North Shore with Wayne Turner.   Wayne speaks about the weather.  As the weather changes, we see people go and become more active.  He relays that you see it in the spring when it goes from cold to warm, but we also see it when in the fall.  After the hot, and humid summer starts to turn into cooler days, and nicer weather, again people become more active. This correlates with real estate.  We just see buyers become more and more active as well as becoming more serious when viewing properties. It sounds crazy, but Wayne explains that after twenty years in real estate business, its consistently seen year after year.  Are you ready to shop for properties on the North Shore? Click here. Are you interested in capitalizing on the weather and putting your home on the market today? Click here.

Charles Dowdy, has Wayne Turner on the Lake 94.7 again for his 20 year experience in Real Estate.  Wayne is the broker and owner of Turner Real Estate Group and is a Top Agent on the North Shore in St Tammany and Tangipahoa Parishes.    Wayne announces that the topic of the day, Facebook.  Right now there is about 250,000 people in the area.  Wayne continues on to relaying that everytime he lists a home, he is advertising on Facebook.   You might be thinking, "Facebook, Really?" Here is the reasoning to why he embraces Facebook as one of many promotional activities on a property; It allows him to move up renters into buying a home.  It puts properties directly in front of people, in the area while they are searching on a mobile or other devices.  

Wayne Turner, the broker and owner of Turner Real Estate group, is back speaking to Charles Dowdy, the host of the Lake 94.7.  Charles introduces Wayne as a top Realtor on the North Shore selling houses all over, and goes on to lead Wayne into today's topic, "How Real Estate can Help Pay For Your Kids College"  Wayne says that Real Estate is a great way to build an investment or nest egg for your child's college. For an investment, you can buy a home for about 10% with rates below 5%.   Most of the time, rent is about 1% of the square footage. So if you have a 1200 sq ft house.   If you purchase a home that costs $175,000 your mortgage payment will be less than $1,000 dollars but you can charge $1,450 a month in rent. So you have a $500 positive cash flow property. In addition, Wayne goes on to say when your kid is ready to go to college, you can sell the home, and do a 1031 tax-deferred exchange, and purchase a property in the area where they are going to school in and they can have housing where they actually go to school.   Are you considering buying an investment? Click here and see potential investments under $175,000 on the North Shore.

Wayne is back on the Lake 94.7.    On today's show, Charles Dowdy, the host asks Wayne, "schools over, and kids are back in school, is it a good time to sell a house?" Wayne expands and says a lot of people ask that very question, and often times sellers think it is a bad time because school has started.  Wayne goes on to relay that this is a myth.  There are still people buying houses in the fall or school months.   For example, first-time home buyers don't care about school being in, and they make up 40% of the market.  Then those owners of the house, also need to buy and it creates a domino effect.  In that domino effect, each person on average is buying a more expensive home, about $70-80,000 more than the one they are selling.   Wayne even finds that those buyers that are looking outside of summer months, tend to be more qualified buyers and are more apt to buy quickly. Want to find out more information on selling your home? Visit SellWithWayne.com 

The Lake 94.7 has Wayne on air again for yet another interview, this time inquiring on, "what does it cost to sell my home."  It's a great question and one asked time and again.   Wayne relays that it will cost you nothing up front, and that's the way it should be.  Some agents charge photography fees, or other fees up front, where if Wayne does not sell your home, you pay NOTHING.  Wayne continues on to that when a home goes on the market there the brokerage fee, that is negotiated between you and your real estate agent.  Wayne invites anyone living in St. Tammany or Tangipahoa Parishes or the South Shore to call today, and he will discuss figures, yet again for free.  985-626-1313. Besides the broker's commission, there are attorney fees.  Again these are only paid if the home actually sells. Wayne also continues to reiterate that if "you hire him, you fire him".  You can leave any listing agreement with no cost, no obligations. Wayne specialized in the Mandeville, Covington, Madisonville, Slidell, Abita Springs, Folsom, Hammond, Lacombe, and Ponchatoula areas.  Visit www.WayneTurner.com for more information. 

Wayne is interviewed by the Lake 94.7, and Wayne is asked about writing the book on real estate.  Wayne reveals that not only does he have a hard cover book he gives for free, but he also publishes a free quarterly free e-book.    With three books, including, New Orleans, LA For Sale By Owner Guide, The Secret of Wealthy Home Sellers, and The Formula to Sell Any Home Even Hard to Sell Homes.  Wayne is able to breakdown his twenty years of experience and create a books in layman's terms to help his clients throughout their home selling process.  Click here to get a free book today!  Wayne also creates a quarterly E-Book to provide the most up to date information on the market each season on the North Shore.  These areas he creates reports are include, but are not limited to : Mandeville, Madisonville, Covington, Slidell, Abita Springs, Lacombe, Folsom, Hammond, Robert and more.  Click here to get the latest E-Book today. Wayne's goal is to aid his clients in the home selling process, and allow each client to net the most amount of money in the shortest amount of time.  

Transcript: Hey, Wayne Turner here. I hope you're having a wonderful day. It's, the weather's out, it's hot, but it's really nice out. So having a lot of rain, we all know that. But just want to give you a quick update on the real estate market here on the North Shore.   Um, St. Tammany specific is what I'm talking about right now. The average time that a house is selling is 13 days faster than it was last year. Last year it was 76 days, year-to-date, this time last year. Now it's 63 days. So if you put a home on the market, the average time that it's going to take to sell it right now in St. Tammany Parish is 63 days. Now the average sales price right now is 241,300. Last year at this same time it was 237,200. So, a few thousand dollars increase, which is good. That equates to 2 percent. So if somebody says, "Wayne, how is the real estate market, is it up?", it is up. It's up 2 percent. So if you own a 200,000 dollar home, your home  value is up 2 percent, you're looking at 4000 dollars.   As far as the number of homes that have closed this year as opposed to last year, there's been 216 more homes closed this year as opposed to this same time last year, year-to-date, so that's around 5 percent. So there's the home sale rate is up 5 percent, the home values are up 2 percent. And to kind of give you an idea, inventory is down about 3 1/2 percent. So it kind of gives you an idea. More people buying houses. There's a, there's a little lack of inventory. We're shifting towards a sellers' market. So just to kind of give you an idea if, if you're looking to sell, or you just want an idea of what your home is worth, you can go to nolahomevalues.com. Once again, that's nolahomevalues.com. It's a free service that I provide, some really cool new technology where you can just simply put in your property address and your information and it will literally within about 60 seconds it's going to give you everything that's in your community, what's sold, what's active for sale, what's been on the market that didn't sell, which is a new feature. So you can actually see what they were trying to sell a home for and then didn't sell, so those what they call expired listings.   So anyway, hope this helps you. Hope you're having a wonderful day. Call us if you will need us. Once again, nolahomevalues.com. I'm Wayne Turner. You can reach us at 985-626-1313, and you can always find us on Facebook at Turner Real Estate. Hope you're having a good day. We'll see you. Enjoy your weekend.  

Transcript: Hello, hope you're having a great day. My name's Wayne Turner. I'm the broker of Turner Real Estate Group. Our office is just as you come off the causeway coming from the south shore to the north shore. Listen, this quick video is just to let you know that you can click on this link, my website wayneturner.com, or you can actually click on the link below and that will give you full and complete access to every single home listed, on the north short.   So if you're, if you're on the south shore and you're thinking about relocating to the north shore we just make it real simple for you. It's real easy, you can search by price, bedrooms, baths, school district. The really cool think about our site is, it's not realtor.com, and Zillow, and Trulia where you get lost in a bunch of real estate ads and a bunch of ads of people trying to sell you Lord knows what, it's just real estate. So we're not going to bother you, we're not going to badger you, it's just a service that we offer. So anyway, hope you're having a good day. I'm Wayne Turner, wayneturner.com, (985) 626-1313. We'll see ya. Thank you  

Hey, Wayne Turner here. Hope you're having a great day. Wanted to speak with you a little bit on uh, home values, prices, um ... We're seeing homes go up in value but here's what we're runnin' into. A home's only worth what a buyer's willin' to pay for it, but the home buyer has to have the home appraised if they're getting a bank loan. The banks require it. The banks want to know that the value there is justifiable. But here's what we're runnin' into, we're runnin' into a little snags of those homes actually appraising, so here's what you can do to help combat that. To make sure that once you get a contract, you know it's gonna appraise.   Make a list, this one thing. Make a list of every single improvement that you've done to the home. Everything that you've done. New paint, new carpet, new hardware on the ... On the cabinets, because here's what happens. The appraiser will gladly help give you value but they have to have proof that the value's there, and that just helps them and they can keep it in their files, so anyway hope you're having a great day and call us if you need. I'm Wayne Turner, we'll see ya.  

Transcript: Hey, it's Wayne Turner here. I hope you're having a great day. I want to do, uh, talk a little bit about on what not to do when you're selling your house. And, uh, the National Association of Realtors does lots of studies, and research, and questionnaires with buyers and, and what help sale, what doesn't help sale, what buyers like, what doesn't buyers like, you know, what they, what they don't like in terms of the property.   But here's the one, the one, the number one thing that you can do when selling your property or shall I say not do. Don't do this. If you put your home on the market, regardless of who has it listed for sale, don't do this one thing. Let me tell you that one thing is, staying in the house when the buyer shows up to look at your home. Do not follow them around. Do not be present. Just leave. Real estate agents are, are, uh, they're licensed. They're bonded. They're ensured and in 20 years I've never had anything taken or stolen out of the property, so things like guns, jewelry, personal items, just put them away when your home is on the market. And most importantly, uh, leave. Leave the house. It's for your benefit in terms of selling the property. You don't want to be there.   If you can, get the pets out of the property. Don't get me wrong. I love my animals. I've got two dogs and a cat, and, and I love my animals, but when I put my personal home on the market, I've got to get that stuff out of there. You know, I got to get the animals out. It's an inconvenience putting your home on the market without a shadow of a doubt...   I just wanted to share with you the most important thing you can do is let it be shown. Um, try not to ever miss a showing. Let a lock box be put on the property. You'll have plenty of notice before ever showing. And most importantly, just scurry out. They'll give you a time frame. Uh, you'll know when, who's going to come in and look at it, when they're going to be there, what time. Of course, when you list with us, we're going to give you feedback. We text the agent. We call the agent. We email. You're going to know exactly what that buyer thought about the property, good or bad. If there's anything that can be done to, you know ... If they don't, you know, they don't like the color of the paint, then we can give a paint allowance, or a fence, or anything like that.   So, anyway, I hope these little tips help. If there's anything that I can do personally to help you sell your home, don't hesitate to call me. Uh, Wayne Turner, Turner Real Estate Group, 985-626-1313. You can also look us up on the web at wayneturner.com and of course on Facebook. We're just kind of all over the place on Facebook. We know that's a, that's a, uh, a place where a lot of people are. So anything that we could do to help. We hope you're having a good day. Enjoy your weekend and we'll talk to you soon. Thank you.  

People always ask, "what is the biggest mistake when selling my home?" Wayne speaks to the Lake 94.7 in a quick phone interview addressing that very question.  Wayne reveals the largest problem is pricing.  He addresses that you don't want to give it away or leave money on the table, but 39% of homes on the North Shore do not sell.  He attributes the homes not selling due to pricing problems.   The average list price to sell price ratio is about 1% right now in St. Tammany and Tangipahoa.  The margin of adjustment that he recommends padding a sales price only 1% to 2% tops.  Listen to Wayne Turner on the Lake 94.7 Monday through Friday 7:40-7:50

"Should I get an Appraisal Before I Sell My House?"In the radio interview for The Lake 94.7, Wayne Turner is asked a question many sellers constantly ask, "Should I get my home appraised before I sell?" Wayne's quick answer is No.  Wayne continues on to explain that an appraisal is not needed in order to list a property or sell a home.   When a home buyer goes to purchase a home, it is their responsibility to pay for their own appraisal.  And the lender is required to be the one to order the appraisal for the buyer.   Wayne explains that he pays for the same software as appraisers do, and he can see the same home sales and data.  Within a few minutes, Wayne can research your home, and inform a seller of their homes market value, as well as tell you how fast it can be expected to sell on the North Shore.   Call him today at 985-626-1313 and get your free analysis.  Or you can visit at www.NolaHomeValues.com and get a free report in less than a minute. 

#1 thing not to do when selling your home According to studies done by the National Association of Realtors, this is the biggest complaint from potential buyers. 

How real estate agents in St. Tammany get paid.