Podcasts about Housing

  What does it really take to make housing more attainable?   This week on From the Rooftops, I'm looking at several very different proposals aimed at housing affordability and homeownership, starting with a proposed rent stabilization ordinance in Santa Barbara, California.   The Santa Barbara City Council approved a draft Residential Rent Stabilization and Rental Registry Ordinance with amendments and sent it forward for formal introduction. The proposal includes annual rent adjustments equal to 60% of the Consumer Price Index or 3%, whichever is lower, along with a seven-member, tenant-majority Rent Stabilization Board.    I'm also digging into a request from Rep. Lauren Boebert for federal regulators to explore mortgage underwriting and credit-score reforms. Her letter calls for consideration of more flexible down-payment requirements, rental-payment history and nontraditional income patterns when evaluating borrowers. For REALTORS® and other commission-based or self-employed workers, that last piece should sound familiar.    Then there's the newly introduced Homeownership Promise Act from Sen. Jeff Merkley, cosponsored by Sen. Ron Wyden. The proposal would create Homeownership Promise Accounts offering eligible first-time homebuyers a $5 federal match for every $1 saved toward a down payment. It's a proposed bill, not a $50,000 homebuyer giveaway that's available today.    I also return to Western North Carolina two years after Hurricane Helene with a story from my latest Bricks and Grit about a family whose nine-month-old home was destroyed in a landslide while the mortgage remained. Through Patriot Relief, I've seen firsthand how complicated housing becomes when the house itself is gone but the financial obligations remain.    Housing affordability touches rental policy, mortgage qualification, down payments and what happens to property owners after disaster. REALTORS® need to understand what is actually being proposed before our clients encounter the headline.   This week's From the Rooftops was prerecorded while I'm in Louisiana with Louisiana REALTORS®.   Premieres Thursday at 9:00 AM ET.   Chapters 0:00 Why housing attainability matters more than affordability 2:10 Santa Barbara proposes disastrous rent control plan 4:39 Tenant-controlled boards will worsen housing shortages 6:46 Mortgage qualification changes aim to help first timers 10:46 Down payment myths keep buyers out of the market 12:33 Government down payment plans will fuel inflation 17:42 Mortgage rates rise because of global economic shifts 23:29 Banks fail families after natural disasters strike   ––––––––––– Leigh Brown is a REALTOR®, broker-owner, auctioneer, national keynote speaker, and author whose work helps professionals lead with confidence, communicate with purpose, and build businesses rooted in trust and relationships.  

In this episode, Lilyanna D'Amato speaks with Rahim Kurwa about his book Indefensible Spaces: Policing and the Struggle for Housing (U California Press, 2025), which examines the policing of housing in Los Angeles' northernmost suburb, Antelope Valley. Kurwa traces the suburbs' relationship with Los Angeles from post WWII to the early 2000s and 2010s, when the region saw increased Black migration as result of the Section 8 Housing Choice Voucher program, the largest rental assistance program for low-income families in the nation. Kurwa contextualizes the adoption and reception of the voucher system in Los Angeles at the end of the 20th century, and explores the participatory policing and criminalization practices used to evict Black residents and re-segregate the region. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's episode, Editor in Chief Sarah Wheeler talks with Bill Killmer, Senior Vice President for Legislative and Political Affairs at the Mortgage Bankers Association, about how the midterm elections could affect the mortgage industry and housing. Related to this episode: Mortgage Banking Summit: FHFA's unified LLPA grid for FICO, VantageScore raises investor concerns HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Where are the economy, interest rates, and housing headed from here? Kathy Fettke sits down with longtime housing economist and former Fannie Mae Chief Economist Doug Duncan for his latest outlook.   Doug breaks down what's keeping interest rates elevated, why inflation remains stubborn, and what today's job market is telling us about the strength of the economy. He also explains why the housing market remains unusually slow, what needs to happen for affordability to improve, and why mortgage rates may not come down significantly anytime soon.   Plus, they discuss AI and its potential impact on jobs and productivity, challenges facing the multifamily market, and the regional housing trends Doug is watching across the country.  

Protests in Spain about 87-year-old Mariacarmen Abascal's eviction from social housing reignited the housing affordability debate globally, as inflation ticks up and career prospects for the young have been impacted by the rise in AI. We head to Nigeria, India and the UK to take stock on the issue.Elsewhere, what can sliding sales at the world's largest automaker tell us about how drivers feel about big purchases?We get the view from Jennifer Pak China and Professor Justin Wolfers in the US, where former MAGA fans are up in arms about the rising cost of diesel amid the war in Iran.Presented by Rahul Tandon Produced by Josh Martin(Image credit: Demonstrators protest demanding political action to stop evictions and address the housing crisis, following the eviction of an 87-year-old woman from her home, in Madrid, Spain, September 30, 2026. REUTERS/Violeta Santos Moura)

Three beaten-down small cap AI names that are ripe for the picking, according to Federated Hermes' Stephen Denichilo. Is real estate about to become a buyers' market? Plus, ahead of earnings, Needham says Nike's path of least resistance is likely the downside. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Text the show! Republicans control the House, the Senate, and the White House. They've got every key to Washington—and nobody left to blame. So what did they actually deliver?

Affordability is top of mind for lenders—but broad economic indicators don't always tell the full story. In this episode of Market Pulse, the Equifax Advisors share what they're hearing from customers and explore the latest Market Pulse Index and credit trends to understand how inflation, debt, income and financial stability are affecting different consumer populations. Plus, the team puts their economic instincts to the test with another round of “Headline or Hallucination.”

On Wednesday September 23, 87-year-old Maricarmen Abascal was evicted from the Madrid flat where she had lived for more than 70 years. The vulture fund that owned the property had raised her monthly rent from €500 to €2,650. Removed on a stretcher and taken to hospital, Maricarmen became the focus of widespread anger over Spain's housing crisis - where rents have increased 87 percent over the last decade. Thousands protested in Madrid that evening, with demonstrations spreading elsewhere in Spain, followed by a far larger march last Saturday of up to 300,000 people. In the immediate aftermath of that march a massive protest camp was step up in Madrid's iconic Puerta del Sol square - in a move that echoed the Indignados occupations 15 years earlier. For five nights in a row now, thousands of people have packed Sol demanding an end to speculation and soaring rental prices.Today on Sobremesa Podcast, we talk to Hannah Fakir, an activist with the Sindicato de Inquilinas Madrid's tenants union - who organized the non-violent resistance to Maricarmen's eviction and are behind the protest camp. I talked to her in Sol as protestors chanted in the background. As always if you like what we are producing and want to keep the podcast sustainable, please consider donating to our buy me a coffee page. Donate here: ⁠https://www.buymeacoffee.com/thesobremey

Mortgage rates today, housing market news, and Federal Reserve analysis — explained in plain English by a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps.

Gas. Groceries. Housing. Almost everywhere you look in the U.S. economy right now, prices are up – and people are feeling the squeeze.As of July, six in ten Americans say Trump's economic policies have worsened economic conditions in the country, according to a survey from Pew Research. That's up from roughly 53 percent who said the same last fall.While the U.S. economy is strong on paper — with relatively low unemployment and shrinking inflation — voter concerns about affordability are expected to factor heavily into the midterm elections.So, how should you manage your money right now? And what financial decisions are you weighing that you'd like a second opinion on? We put your questions to a panel of experts.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Nate Johnson grew up in Michigan, turned to the streets at a young age, and cycled in and out of juvenile detention and jail before a drug and robbery case sent him to Michigan state prison for 12 and a half years. But somewhere inside those walls, everything changed. He found his purpose, committed himself to rebuilding his life, and walked out determined to help others do the same. Today, Nate has built Michigan's largest reentry organization, co-founded the state's first reentry conference and a national reentry convening, and is now developing a "Reentry Ecosystem" aimed at changing how America approaches life after prison. _____________________________________________ Become an EXCLUSIVE Locked In: After Hours Member & receive a FREE merch box: https://lockedin.supportingcast.fm/ _____________________________________________ Connect with Nate Johnson: LinkedIn: https://www.linkedin.com/in/nate-johnson-ncs Website: https://www.nextchapterssolutions.com/ _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://ianbick.com/ _____________________________________________ Timestamps: 00:00 A shooting on the street 00:26 Introducing Nate Johnson 00:54 Free merch and bonus content 01:44 Growing up in Muskegon 02:19 Dysfunctional family life 05:40 Trouble begins in fifth grade 08:41 Selling weed and stealing bikes 12:52 The crack trade and double-ups 20:24 Police raids and the setup 27:05 Arrest and false evidence 30:27 Returning home and family struggles 32:20 Connecting with dad over crack 34:11 Gang violence and losing Ted 37:27 Seeking revenge 38:30 Learning the drug trade 41:41 Armed robbery and prison sentence 45:27 The robbery detail and trial 47:50 Sentenced and to prison 49:26 First years inside 51:26 Reduced sentence and faith 56:17 Dad's warning and spiritual awakening 01:00:23 Transformation and purpose 01:04:50 Coming home and fresh start 01:06:53 Launching Re-entry United 01:09:40 Inside conferences and expansion 01:12:17 Next Chapter Solutions and tech 01:16:53 Housing and entrepreneurship 01:21:12 Impact and thankfulness 01:22:15 Navigating change in prison 01:25:52 Respect and authenticity 01:28:10 Fatherhood and affirmation 01:33:08 Parents' passing 01:37:52 Family and kids' names 01:46:48 Teaching life lessons to sons 01:49:47 Final thoughts and thanks _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

Rapid rehousing provides short-term rental assistance to help people experiencing homelessness find market-rate housing. Brian Blackwell shares new research finding that it may be more effective than we thought.Read about the Lewis Center's work at lewis.ucla.edu.Follow our Substack at uclahousingvoice.substack.com.Email Shane at at shanephillips@ucla.edu and follow him on Bluesky and LinkedIn.Show notes:Blackwell, B., & Gross, M. (2026). Does Rapid Re-Housing reduce homelessness? Journal of Urban Economics, 154, 103889.Episode 64 of UCLA Housing Voice: Ending Family Homelessness with Beth Shinn.Episode 66 of UCLA Housing Voice: Chronic Homelessness and Housing First with Tim Aubry.Episode 87 of UCLA Housing Voice: Rental Voucher Lease-Up Rates with Sarah Strochak. Evans, W. N., Sullivan, J. X., & Wallskog, M. (2016). The impact of homelessness prevention programs on homelessness. Science, 353(6300), 694-699.Cohen, E. (2024). Housing the homeless: the effect of placing single adults experiencing homelessness in housing programs on future homelessness and socioeconomic outcomes. American Economic Journal: Applied Economics, 16(2), 130-175.

States are legalizing ADUs, cutting parking mandates, and changing zoning, but it's still difficult to estimate how much housing each of those reforms will actually produce. Carlee Alm-LaBar talks with Arnold Ventures housing director Stephanie Kestelman, The Turnout's Grace Gordon, and Strong Towns executive director John Reuter about the Housing Data and Technology Innovation Challenge, a nine-week competition asking teams to build open-source tools that estimate the effects of housing reforms using public data and transparent assumptions. Plenty of housing reforms have arrived with big promises about what they'll produce and then fallen short; building these tools could give people a better way to challenge the assumptions behind those promises and be clearer about what the available data can actually support. ADDITIONAL SHOW NOTES Housing Data and Technology Innovation Challenge by The Turnout and Arnold Ventures Downzone: The Human Condition by Hannah Arendt A Paradise of Small Houses: The Evolution, Devolution, and Potential Rebirth of Urban Housing by Max Podemski The Serviceberry by Robin Wall Kimmerer Carlee Alm-LaBar (LinkedIn) Dr. Stephanie Kestelman (LinkedIn) Grace Gordon (LinkedIn) John Reuter (LinkedIn) Theme Music by Kemet the Phantom.   This podcast is made possible by Strong Towns members. Join fellow members discussing this episode in The Commons.

Send a Text to the Moms - please include your contact info if you want a response. thanks!This episode focuses on the Fairweather Lodge model as implemented by Tasks Unlimited in Minnesota, highlighting its success in providing long-term housing, community, and employment for people with serious mental illness. Trevor Johnson, the executive director, and Jim, a resident, explain how the model fosters independence, peer support, and stability, with residents managing their own households and medications. They discuss the program's history, funding, eligibility, and the strong sense of family and community among lodge members. The episode also covers the affordability and cost-effectiveness of the program compared to other options, with impressive statistics on retention and reduced hospitalizations. Resources for learning more about the model and starting similar programs are  provided.Guests:Trevor Johnson, MSW, LICSW, is the Executive Director of Tasks Unlimited and a social service leader with more than 25 years of experience advancing innovative approaches to mental health, substance use, housing, employment, and community-based services. Jim, a long-time resident of a Lodge.Links:https://tasksunlimited.org/https://theccl.org/Lodge Magic Book:https://www.amazon.com/dp/0615114350?lv=shuf&language=he&channelId=500&plpRedirect=mhFallbackThanks for liking, supporting and sharing the podcast! Mindy and her book: https://mindygreiling.com/Randye and her book: https://randyekaye.com/Miriam and her book: https://www.miriam-feldman.com/Support the showPlease share and support the podcast so we can reach more people who need the info and support.Want to know more?Join our facebook page  Our websites:Randye KayeMindy Greiling Miriam (Mimi) Feldman

In this episode, SBCA's Director of Strategic Partnerships, Sean Shields, is joined by Molly Butz, SBCA's Managing Director, and Christine Wagner, SBCA's Director of Communications & Marketing. Together, they explore the value of the 2026 Innovative Housing Showcase on the National Mall, an annual event hosted by the U.S. Department of Housing and Urban Development.

What if the secret to becoming wealthy wasn't being smarter than everyone else?   What if it wasn't timing the market, picking the next hot suburb, or finding some clever tax loophole?   What if the real secret was simply living long enough to let good assets quietly compound in the background?   Now, I know that sounds strange, but in a recent article in The New Daily Simon Kuestenmacher used a fascinating idea he called "vampire economics."   His argument was that if vampires existed, they should be incredibly wealthy.   After all, they don't retire. They don't have a 30-year investment horizon.   They don't panic because interest rates rise for a year or two.   They don't sell a good asset because the media tells them the market is about to crash.   They can buy scarce assets, hold them for centuries, and let time do the heavy lifting.   Of course, you and I don't have 400 years to invest. But there's a powerful lesson here for property investors, business owners, families and policymakers.     Takeaways   • Vampires benefit from exceptionally long investment horizons • Compounding becomes powerful when time remains unlimited • Scarce property can reward patient long-term ownership • Inflation gradually supports the value of real assets • Population growth can strengthen property demand over decades • Market headlines distract investors from enduring fundamentals • Active optimism requires action, not passive hope • Quality assets better support intergenerational wealth • Property strategy matters more than short-term speculation • Time allows wealth to outlast individual investors   Chapters   03:23 - Where the idea of vampire economics came from 09:15 - Why scarcity matters as much as time 10:09 - Income versus wealth 12:37 - Should governments be vampires or vampire hunters 17:59 - The bank of mum and dad as a vampire lesson   Links and Resources:   Join us at one of our upcoming seminars in Melbourne, Sydney, and Brisbane.   •        Click here for more details and to lock in your spot.https://metropole.com.au/how-to-grow-seminar/ •        Join us in this small group environment so you can get your personal questions answered.   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a hard copy of How To Grow a Multi-Million Dollar Property Portfolio in your Spare Time? •        Every entry receives a copy of a fully updated Property Report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.     Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Australian property market doesn't move in isolation - it's shaped by demographics, economic forces and long-term structural trends.   The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning   If you want to understand what's really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy.   Explore more at:https://propertyupdate.com.auhttps://metropole.com.au

Mortgage rates have surged toward 7.5%, putting renewed pressure on housing affordability and buyer demand. Steven Thomas and Brennen Thomas examine rising price cuts, additional Federal Reserve rate hikes, and how elevated rates could affect the housing market through the end of 2026. The episode also explains why today's adjustable-rate mortgages are fundamentally different from the risky loan products that helped fuel the Great Recession.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction01:42-Introducing NerdLabHQ03:31-Housing Market and Federal Reserve Update06:34-How High Can Mortgage Rates Go?10:56-Why Price Cuts Are Rising14:28-Can Housing Survive More Fed Rate Hikes?16:55-Are Adjustable Rate Mortgages Really Risky?20:13-Final Thoughts

Higher interest rates are testing homeowners Down Under. Australia's property market is cooling, with ripple effects across the wider economy. Host Carmel Crimmins talks to Reuters reporters Stella Qiu and Byron Kaye about what Australia's housing squeeze reveals about the impact of rising borrowing costs. Sign up for the misinformation newsletter here Catch Reuters Morning Bid ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For information on our privacy and data protection practices visit the Thomson Reuters Privacy Statement. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Auckland's average asking price has slipped under the $1 million mark for the first time in six years. Data out this morning from realestate.co.nz shows the region's asking price for September was $993,000. Auckland real estate agent Diego Traglia spoke to Ingrid Hipkiss.

The McGraw Show 9-30-26: Sens. Hawley & Schmitt, St. Mary's & St. Joseph Housing Initiative and Comedians Bombing by

Successful funding to assure housing for low income veterans in Gainesville and Ocala. FL 3rd Dist. US House Rep. Kat Cammack on the need for continued disruption in politics, overturning burdensome, unnecessary regulations, powering oil refining to lower prices, and a local town hall tonight at Emmerson Alumni Hall on UF with GOP gubernatorial candidate Byron Donalds.

GST on Booze, Housing and LNG!Where are the leaders over the last two days and what have they announced? Thank you to our Title Sponsor, Global Container Terminals Canada and podcast sponsor DoorDash! Follow us on Instagram! https://www.instagram.com/beyondaballot/Thank you to our Title Sponsor, DoorDash!

The Hebrew word יחד means together. This root has many useful words you should know: singular, unique, individual and more. Hear the All-Hebrew Episode on Patreon   New Words and Expressions: Yachad, be-yachad – Together – יחד Be-yachad? – Are you paying together? – ביחד Ha-yachid – The only one – היחיד Ha-yachid lelo shemen dkalim – The only one without palm oil – היחיד ללא שמן דקלים Yachid / Rabim – Singular / Plural – יחיד / רבים Ben yachid / Bat yechida – An only child – בן יחיד / בת יחידה "Hu yachid u-meyoochad me'od" – He's unique and very special – הוא יחיד ומיוחד מאוד Yechida – Unit – יחידה Yechida meyoochedet – Special unit – יחידה מיוחדת Yechidat diyoor – Housing unit – יחידת דיור Ani gar be-yechidat diyoor etsel ha-horim sheli – I live in a housing unit at my parents' house – אני גר ביחידת דיור אצל ההורים שלי Yechidim – Individuals – יחידים Ein mechira le-yechidim – No individual sales – אין מכירה ליחידים Ha-mechira be-sitona'oot bilvad – Wholesale only – המכירה בסיטונאות בלבד Heder le-yachid – Single room – חדר ליחיד Em yechidanit – Single mother – אם יחידנית Leyached – To designate, to individualize – לייחד Anachnu meyachdim et ha-heder ha-zeh le-sport – We designate this room for sports – אנחנו מייחדים את החדר הזה לספורט Yichood – Uniqueness – ייחוד Yichoodi – Unique – ייחודי Proyekt yichoodi – A unique housing project – פרוייקט ייחודי Meyoochad – Special – מיוחד Ha-Kafe ha-zeh meyoochad la-allah. Rotzeh litom? – This coffee is really special. Wanna taste it? – הקפה הזה מיוחד לאללה, רוצה לטעום   Playlist and Clips: Halav u-dvash – Yahad (lyrics) Meir Banai – Shiro shel Shafshaf (lyrics) Ha-yachid – The only one Lahakat ha-nachal – Le-ahad ha-chayalim (lyrics)  Ep. no. 122 HEB about stuff servers say

Charlie Nitschelm is the co-founder and CEO of Uplift, a company building affordable, rapidly deployable temporary housing. Uplift's first product is a 90-square-foot, off-grid home designed for one to two people that can be transported fully assembled, placed with a standard forklift, and self-level without a foundation or skilled labor for deployment.In this episode of Inevitable, Nitschelm explains how his experience at SpaceX and Starlink, followed by an intensive period of studying homelessness, poverty, and other social challenges, led him to think about housing as a problem that could benefit from a fundamentally different architecture. The conversation explores how Uplift is designed to work immediately after deployment, including its approach to power, water, sanitation, connectivity, and remote monitoring. Nitschelm also discusses the company's manufacturing ambitions and its potential applications in workforce housing, disaster response, global shipping, ADUs, and affordable housing developments.Episode recorded on September 15, 2026 (Published on September 29, 2026)In this episode, we cover: (0:00) An overview of Uplift(1:38) Charlie's path from SpaceX and Starlink to Uplift(3:57) Learning about homelessness, poverty, and other social challenges(8:22) Why housing needs a fundamentally different architecture(12:00) Why eliminating skilled labor is central to Uplift's design(16:49) Forklift deployment and off-grid utilities(23:33) Starlink, solar power, and building a connected fleet(25:03) Applying car manufacturing principles to housing(28:07) Workforce housing and infrastructure projects(32:16) Why disaster housing can take months to deploy(34:12) Global shipping, ADUs, and affordable housing applications(37:04) “Speed to sleeping” and the economics of temporary housing(39:58) Uplift's manufacturing ramp and the path to HUD approval Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant

Polls look surprisingly good for Democrats despite their extreme views. Five suspected terrorists were arrested, then released, in Britain. We’re joined by Don Spini from Sun Valley Wealth. Housing affordability. The Democrats' plan for the economy.See omnystudio.com/listener for privacy information.

In today's DMN Morning Debrief, Morgan Stanley makes its Dallas hub official, conservative groups reshape ad spending in the Texas Senate race, and former Mesquite apartment tenants win relocation money after unsafe living conditions. Plus, will the rivalry between Texas and Delaware hit a boiling point soon?  This digest was partially generated by AI and then reviewed and edited by our newsroom staff. Learn more: dallasnews.com/ai_use. We welcome your feedback: audience@dallasnews.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics covered : Housing, shelter, self-building, self-sufficiency, security, agency, sustainability, consumerism, capitalism, convenience, our reliance on systems, power cuts, extreme weather, energy, practical skills, DIY, community, climate change, preparedness​ and taking back control.Harrison Gardner is an eco-builder, author and broadcaster who lives in Co. Clare with his wife Erin and their two daughters, Inari (6) and Islita (3).Having spent more than 15 years designing and building conventional, sustainable and off-grid homes around the world, Harrison's work now centre​s on helping people develop the skills and confidence to become more capable and self-sufficient.He is the co-founder of Common Knowledge, a non-profit social enterprise based in the Burren that teaches practical skills for sustainable living, from building and DIY to growing food, making furniture and mending clothes.His latest book, ​Heat, Shelter, Water, Food: How to Be Ready for the Unexpected, looks at the basic systems we rely on every day and asks a simple but increasingly important question: what happens when those systems stop working?From storms and power cuts to food and water security, this conversation is ultimately about knowledge, skills and agency, and why becoming a little more capable can help us feel a lot more secure.Harrison also authored ​Build Your Own and ​Our Homes and presents ​RTÉ's Build Your Own Home.Find out more about Harrison and his work:​HARRISON GARDNERAnd if this conversation resonated with you, you might also enjoy these episodes from the Ready to Be Real archive:Mark Boyle: The Moneyless ManKenneth Keavey of Green Earth Organics: The True Cost of Cheap FoodRaeeka Yassaie: Climate in CrisisYou'll find all three in the Ready to Be Real archive wherever you get your podcasts. Hosted on Acast. See acast.com/privacy for more information.

Despite a record-low Hispanic poverty rate of 13.9 percent in 2025, down from 21.9 percent in 1973, Hispanics remain disproportionately affected by poverty and continue to face room for improvement in homeownership, underscoring persistent economic and housing disparities highlighted during National Hispanic Heritage Month. Robbie interviews Maxwell's John Paasonen and PLACE's Chris Stuart on why the industry is shifting toward massive tech ecosystems instead of standalone point solutions and how combining brokerage tech and mortgage infrastructure creates the ultimate "one-stop-shop" for the consumer. And a resilient U.S. economy and persistent oil-driven inflation are pushing investors toward a higher-for-longer rate outlook, intensifying the Treasury selloff as the 10-year yield reaches 5.25 percent despite contained inflation expectations, while the key risk is that sustained energy costs eventually weaken consumers and growth enough to force a sharp repricing toward lower rates.This week's podcasts are presented by Gateless, intelligent automation that gives you the competitive edge. Gateless solutions reduce costs, deliver a superior borrower experience, and mitigate risk by automating tasks and decisions historically made by people. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Travis Winfield joins this week's episode to discuss the do's and don'ts of working with military clients and shares opportunities that exist for veteran homeownership.Full Description / Show NotesTravis's career history and backgroundHis personal real estate experiene storyWhere agents go wrong when it comes to working with military familiesWhat agents need to know about working with military familiesThe types of programs and loans avaliable to military and veteransHow we can better educate the community and REALTORS on opportunities that exist for veteransHow to build client trustThe benefit to your business when working with military clients

It's Tuesday, September 29. Here are today's top stories around Central Indiana. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org and follow us on social media to get local news every day. WFYI News Now is hosted by Barb Anguiano and produced by Zach Bundy. Subscribe wherever you get your podcasts.

Health Calls Season 7, Episode 2 explores how Catholic organizations across the United States are reimagining the connection between housing and healthcare. Host Brian Reardon and Executive Producer Josh Matejka welcome Rob McCann, President and CEO of Catholic Charities Eastern Washington, to discuss a nationally recognized partnership with Providence St. Joseph Health that addresses chronic homelessness through housing, medical respite, and supportive services. The conversation examines how stable housing can improve health outcomes, reduce hospital readmissions, lower emergency service utilization, and promote human dignity. McCann explains how the Healthy Housing Initiative grew from a local collaboration in Spokane, Washington, into a model that has inspired Catholic Charities organizations nationwide. By combining affordable housing with mental health support, addiction treatment, healthcare navigation, and community-based care, the program demonstrates how healthcare systems can move beyond clinical treatment to address root causes of poor health.Resources"Providence, Catholic Charities partner to help Eastern Washington patients with complex needs for 'as long as it takes'" (Catholic Health World, April 4, 2026) Health Calls is available on the following podcast streaming platforms:Apple PodcastsSpotifyYouTubeLearn more about The Catholic Health Association of the United States at www.chausa.org.

Wellingtonians may pay more for their electricity network in the coming years - as necessary infrastructure upgrades threaten to push them up significantly. The provider, Wellington Electricity wants to increase lines charges by up to $168 more for a year from 2028. But a consumer group says that'll be tough for many, who are already struggling with "astronomically high" power bills. Wellington issues reporter Ellen O'Dwyer reports.

The Vince Coakley Radio Program | Tuesday, September 29th, 2026. Hour 1 Segment 1 – Gov. Josh Stein at opening of newest Driver's License office in Charlotte Segment 2 – Charlotte City Council plans to roll out new curfew for teens starting on Nov. 1st Segment 3 – CMS mess continues to be an embarrassment Segment 4 – Housing landscape shifting in Charlotte | Building permits drop 17% Hour 2 Segment 1 – Transformation Tuesday Segment 2 – Vince talks Lindsay Clancy case Segment 3 – WBT text line weighs in on Lindsay Clancy | Midterms preview Segment 4 – Show wrapSee omnystudio.com/listener for privacy information.

Why is homeownership becoming increasingly difficult for Texans and what can Texas do to make housing more affordable?In this episode of The Sweet Tea Series, Ariana Guajardo sits down with Jose Melendez, campaign director for TPPF's Taxpayer Protection Project and Government Reform and Oversight Coalition, to discuss the housing affordability crisis facing young families, renters, and essential workers across Texas.From restrictive zoning and minimum lot sizes to permitting delays and rising property taxes, Jose explains how local government policies can limit housing supply and increase costs. He also breaks down the reforms Texas passed during the 2025 legislative session and the additional solutions lawmakers should consider next session.

There can be a lot of pressure on high school and college athletes. How do they focus on sports and academics while maintaining physical and mental health?Also, U.S. Rep. Kathy Castor joins the show to talk about housing costs and mortgage rates.Then, do short-term rentals need more regulations? And a local time capsule provides a glimpse of Tampa from 60 years ago.Follow us on social media:Facebook: https://www.facebook.com/WUSFInstagram: https://www.instagram.com/wusfpublicmedia/YouTube: https://www.youtube.com/channel/UCsN1ZItTKcJ4AGsBIni3

World news in 7 minutes. Wednesday 30th September 2026.Today: Estonia blames Russia. Ukraine update. France school protests. Spain housing. Pope AI. Brazil betting. Peru missing. US execution. Thailand floods. Shein profits. Ethiopia fighting. Burkina Faso gold. Banana no brown?With Stephen DevincenziBecome a SEND7 supporter!Ad-free listeningBonus quiz episode every FridayDaily transcripts (written by us, not AI!)Vocabulary listsWednesday worksheetsAsk questions in Ask Me Anything episodes10% of our profit goes to Effective Altruism charities.You can become a supporter at send7.supercast.comSign up for the free newsletter at send7.org/newsletterFor more information about SEND7 visit send7.org/contact or send an email to podcast@send7.org

For the last several years, we've been asking the same question:When are mortgage rates coming back down?Well, today I want to stop asking that question.Because right now we're looking at mortgage rates above 7%.The 10-year Treasury has moved above 5%.And today the 30-year Treasury reached a level we haven't seen since 2002. ReutersSo here's my question:What if rates DON'T come back down anytime soon?I'm not predicting that.Nobody sitting at this table knows where rates will be two years from now.But let's conduct an experiment.Let's assume 6%, 7%, maybe occasionally 8% mortgages remain part of American life.Then we have a problem.Because we can't keep solving a 2026 affordability problem by waiting for 2021 to come back.Something has to change.Maybe home prices change.Maybe the houses themselves change.Maybe we build them smaller.Maybe we finance them differently.Maybe sellers have to change their expectations.Maybe builders change what they build.Maybe buyers change what they expect their first home to look like.Maybe families start living together differently.Or maybe...ALL OF IT changes.So today Cory, Dwight and I aren't predicting mortgage rates.We're asking something I think is much more interesting:How does American housing have to change if rates stay right where they are?

Mortgage rates are at 7.5% today, up from 5.99% in March, and the housing market would need to fall about 14% to bring your payment back. I break down the Case-Shiller home price report, the PCE inflation number, and why I see a 70% chance the Federal Reserve raises rates at its next meeting.

Housing is set to be a buyer's market for a while longer. The Pre-Election Economic and Fiscal Update shows housing price growth will peak at 3% by March 2028, down slightly from 3.2% in the budget update. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking the further out you go, the more uncertainty there is, but there's potentially a general change underway in the market at the moment, and so growth may look lower in the future. He says there's a variety of reasons why this could play out —including higher supply, debt to income ratio changes and lower interest rates— and it's not so good for homeowners. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Join Keith, Terry, and Matthew live for a properties event on September 30th. Sign up here: GetRichEducation.com/MidSouth Keith Weinhold asks why so many people end up competing in the "Grind Olympics" of the traditional day job, and explains why separating income from time is key to building real wealth.  He then counts down the top five ways to give a rental property a raise by increasing its net operating income, and points to the lever investors most often overlook.  Keith also looks at what has happened to home prices during every major stock market crash since 1980, and shows why negotiating better financing terms can beat simply getting a lower purchase price.  He offers practical strategies for building cash flow, creating value and investing with more confidence in any market. Episode Page: GetRichEducation.com/625 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Does your day job have you competing in the Grind Olympics? It's something that you never signed up for, and the top five ways to increase your rental property's income. Then, when stocks crash, what happens to real estate? You'll see historically today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Wheeling, West Virginia, to Whiting, Indiana, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to Get Rich Education. Before I get into basically giving your rental property a raise with the top five ways to increase its income, first let's get the context of pulling back and understanding your compelling why for all of this. You may or may not like investment property itself-it's more likely rather that you love what it does for you. That's how it is for me. What do most people do? It's like they're training for the Grind Olympics. Are you doing this too? But you don't remember signing up? I mean, that's kind of what the day job is, society's vortex gradually pulls you into it. The investment property is what gradually tilts you out of it, or it gives you that option. For so many, the day job, it's sort of like this competition that really no one officially announces it yet. Millions enter it. Who can work the longest hours? Who can answer the most emails? Who can miss the most family dinners? Who can delay their life the longest? And at the end of it all, something we call retirement. If you're a winner, not a loser. The winner, you receive a gold-colored watch, lukewarm sheet cake, and a little party at age 65, and that's assuming that the finish line hasn't been moved to 70.   Keith Weinhold  3:40   This is especially bad and prevalent in the United States, where you start out with just two weeks vacation. That's about the worst grind in the developed world. I really myself started questioning this lifestyle when I was a teenager, and this is because my older friends, sort of those that were getting into their late teens, they were relatable to me, and they started going down this path and telling me about it. And suddenly, they couldn't play baseball or tennis with me during the day because they started working during their summers. Now that's not so bad in itself, but stay with me. I also looked at the adults around me and noticed that most traded the majority of their waking hours for work that they didn't even like. Now, my dad was a good worker. He worked 7 a.m. to 3 p.m. faithfully Monday to Friday, and despite being a good worker, he certainly didn't love his job. As a teen, then I found it confounding that so many people were working Monday through Friday, primarily why, primarily to reach the weekend. Wednesday was celebrated as. Day, this sort of strange admission that the work week was something to climb over and survive. You're surrendering 50 weeks to earn two weeks of vacation. You're repeating that very bargain for 40 years and hoping you still have enough money, energy, and health to enjoy retirement. And what puzzled me most was where this was happening. We are not some impoverished nation with paltry resources and limited opportunity. This is the United States, the most powerful and perhaps the most prosperous nation in the world.   Keith Weinhold  5:40   This is the part that I still can't work out in my head. Almost everybody falls into a narrow, rigid groove and grinds. Eventually, the groove becomes a rut. Then the rut gets a job title and a dental plan. Many even form their identity around this. Fear is the number one motivator that gets employees to show up at work. So then, do most people lead fear-based lives? It's almost insane. Sheesh! We have skyscrapers, interstate highways, world-class universities, abundant natural resources, advantageous geography, rule of law. We've got vast capital markets. We've got technology that sent people to the moon before I was born. Endless possibilities, but yet the standard life plan is to spend our most vivacious years doing something that we didn't even want to do. What a paradox! How could a nation create so much wealth while so many people have such little control over their own time? Even then, as a teenager, I remember thinking, "Gosh, there has got to be a better way than this system somehow. I didn't yet know the way, so I started going to college at age 18.   Keith Weinhold  7:16   But this path put me on that same trajectory of get good grades, land a job, max up my 401k, which would reduce my salary, and work for four decades, and then cross my fingers and just somehow hope that promotions, inflation, taxes, a stock market that I couldn't control, and life itself would cooperate. I mean, that plan could kind of work, but your time is still doing most of the work. Your employer rents your time usually one hour at a time, and if you stop supplying the hours, then soon enough your income stops too. Capital compound. labor doesn't. The better path is to gradually separate your income from your time. That's what I began doing when, while I was working full time, I bought my first income-producing rental property a few years later, a few years after college, in fact, doing that on the side, divergent, black sheep. I was stepping out of the groove. Now I own an asset that created leverage and income, whether I'm working, sleeping, camping, climbing a mountain, or spending time with my family. So the goal then it's not to avoid hard work entirely. I mean, meaningful work that can even provide some purpose and achievement and pride. But what provides wealth? What are you going to do for that? Wealth is what happens when you're not working. Wealth is what happens when you're sleeping. Labor produces income. Assets create wealth. Grinding should be a season, even your contribution to society, but not your primarily financial strategy. So the bottom line is that we don't want to win the grind Olympics, income-producing assets help us build a life that we don't have to postpone. The entire conventional life plan, the whole thing, just never felt right to me. Intuitively and rationally, deep down, you know, think to yourself: Doesn't at least some part of you feel that way too? Thank God that I found real estate. I don't love it. I love what it does for me. You've got to love what it does for you.   Keith Weinhold  9:54   One attribute that your income property gives you is control. So. With that in mind, I put together the top five ways to increase your rental property income countdown style from number five to number one. Since you do own an asset that you can control, so we're talking about giving your rental property a raise here, and you know your property does not even need to appreciate in order for you to make it more valuable, your property doesn't need to sit around waiting for the market to appreciate like it's waiting for a promotion from corporate or something, which always takes too long. You can manufacture more income yourself. So net operating income or NOI, it only has two moving parts. It is property income minus operating expenses. Push income up or pull expenses down, and you've effectively given yourself a raise. Better yet, on an income-valued property like a five-plus unit apartment building, every additional dollar of NOI can create far more than $1 of property value. So here are the top five ways to increase your property's income.   Keith Weinhold  11:10   The fifth best way is to add ancillary income, because monthly rent it's not the only asset inside your property. Now, depending on what property type you have and what the local laws are, you can charge for pets, parking, storage, laundry, furnishings. You can charge for internet packages, utility reimbursement, reserved garages, upgraded amenities, or you can even charge in some cases for application, administrative, or lease break fees. The best ancillary income it provides something that the resident genuinely values. We're here to serve and give value to others. Importantly, it should feel like an option for your tenant with these things, not some toll booth placed between the tenant and their front door. We know how annoying it is to have a tip screen swung around and placed in your face. Even an additional 25 or $50 per unit each month that can become meaningful across several properties. The fourth best way is to cut your controllable operating expenses, and you know what most investors do, and it is easy to fall into this, and I certainly have too at times. You know, most investors they carefully negotiate the property's purchase price at the beginning, and then they spend years casually accepting every recurring bill, audit your expenses rather than just accepting last year's cost plus inflation.   Keith Weinhold  12:49   So closely look at your property management fees, landscaping and snow removal, pest control, cleaning, trash service, water consumption, and any leaks that you might have. Common area electricity, repair labor and material markups, service contracts, and preventive maintenance. Gosh, I really lost a lot of money in pest control one time when the pest would just move from one apartment unit to the other, and we just couldn't get it trapped or stopped. Loyalty is admirable in marriage. It is less compelling when your landscaping company raises its price 14% every year. So solicit competing bids, consolidate your vendors where you can, install efficient fixtures where the payback period makes sense and where the break-even math works. But now, don't confuse expense reduction with maintenance neglect.   Keith Weinhold  13:53   That is one danger. So you know, if you delay a $300 repair until it becomes a $3,000 emergency, well, that really doesn't increase your NOI. It merely makes this month's numbers lie. Now, as I tell you about this list, you might think sometimes, "Oh, I've heard of that one before. Okay, but yeah, are you actually doing it? The third best way to increase your property's income is to challenge taxes and shop insurance because property taxes and insurance they are really among your property's largest operating expenses. So therefore, if you get good at this, you can both increase your net income and you will have gained a new skill that you can apply later and elsewhere. Yet you know a lot of owners they treat property tax and insurance sort of like the weather. They complain about them and then they just assume that nothing can be done. Possible moves that you can make are appealing in excessive property tax assessment, correct inaccurate property records. You can compare insurance carriers as often as annually. Adjust your deductibles when it's appropriate. Be sure you remove redundant coverage. Make sure that there's no overlap there. You can add safety or resilience improvements that qualify for insurance discounts, and then at the same time, sometimes that improves your property's value. You can check the property's classification and claims history for any errors there. So you know every legitimate dollar saved that flows directly into your NOI, your net operating income. Remember, mortgage payments though they do not factor into NOI. Neither do major capital expenditures. Refinancing can improve your cash flow, but that does not increase the property's NOI, and that's what we're talking about today. But when it comes to property tax appeals, you remember a while back on the show, perhaps a year ago, I went into detail on just how you can do that.   Keith Weinhold  16:00   Now we're up to number two. The second best way to increase your NOI is to raise rents intelligently, and really this is the most obvious strategy. But it isn't as simple as typing a larger number into your renewal letter and then just sort of hoping that your tenant doesn't notice. Bring rents closer to market without automatically chasing the absolute maximum. That can include gradual increases at renewal, premiums for upgraded units. How about a premium for the unit with the best view? If you have one of those, higher rent for furnished units, appropriate charges for garages or shorter lease terms. I mean, shorter lease terms, like a six month instead of a 12 month, that can get you a bump up in the rent. Be sure to eliminate any unnecessary concessions, like the first month's rent is free. Do you really have to continue to do that? And use better listing photos and copy to support higher rents. It's easy to have AI write some good snappy copy for you today. So the objective here is economic occupancy, not merely the highest advertised rent, because raising the rent $100, if that's going to create an extra month of vacancy that is stepping over dollars to pick up dimes. Know the market, understand the tenant, and make increases that improve NOI rather than merely improving the asking price for the REM. And the top way, the number one way to increase NOI is reduce vacancy and turnover. Yes, you might have heard that before, but it is still the most overlooked NOI lever, even though it's number one. An occupied unit at a sensible rent that often produces more income than an overpriced empty one.   Keith Weinhold  17:58   The way to improve your occupancy is by you starting renewal conversations 60 to 90 days before that lease comes due. Respond quickly to maintenance requests. I mean, few things frustrate a tenant more than a ceiling that is leaked for a month. Pre-market an upcoming vacancy that you have. Start that process early. Complete your turns faster, screen residents carefully, and unless you're in an especially hot market, consider offering renewal incentives when turnover would cost you substantially more than doing that. So there are a bunch of ideas for reducing vacancy and turnover. Another one, more of a modern-day one, is for you to buy and operate new build property because tenants tend to stay in new builds longer. They love that feeling that no one has ever lived there before. Suppose a unit rents for $1,800 a month. All right. Well, then one vacant month costs you $1,800 before cleaning, repairs, utilities, advertising, and leasing expenses. So the true cost of that turnover could easily be three or $4,000. And when you consider that, then giving a good resident a $250 one time renewal incentive that doesn't look generous that looks profitable for you. Keeping a responsible tenant, you know that might be the biggest quote unquote rent increase available. Just simply keeping a responsible tenant because occupied properties produce income, and empty properties produce invoices.   Keith Weinhold  19:48   Now that I've told you about the five ways to increase your property's income, let me give you some more motivation for this. It's about how $250 can become 50. $1,000. Suppose you select just a few of these five improvements, and say that that increases your NOI by just $250 per month. Okay, that's nice. That's cash in your pocket, and if you happen to apply it to a five-plus unit apartment building, since it's also valued on NOI. You take 250 bucks times 12. That is $3,000 a year at a 6% capitalization rate. Take 3000 divided by point 06. That is $50,000. You just created 50k of additional property value from only $250 of monthly NOI creation. Yeah, you are up 50k now, and here's the thing: you did not do anything that substantial. It's not like you added another story to a property, or you discovered oil underneath your parking lot, or you convinced a celebrity to move in. Okay, these are practical things that you can do in control. You simply operated the property better, and this forced appreciation relationship that applies most directly, though, to commercial and larger multifamily properties because those are the types that are valued based upon their income. A single-family rental or a duplex or a fourplex that is generally appraised primarily through comparable sales. So its higher NOI might not immediately produce the same increase in appraised value, but in either case, higher NOI it still means more cash flow for you, a stronger financial cushion, and a better performing investment. The bottom line here is that you can wait for the market to increase your property's value, or you can operate the property better and create value yourself, raise income, control expenses, and keep good residents. That is how you improve NOI without increasing your blood pressure.   Keith Weinhold  22:10   Coming up on the next few shows, we're going to speak with the original co-author of the book Rich Dad Poor Dad. Yes, we had Robert Kiyosaki on here earlier this year, but we're going to talk with the co-author alongside Robert Kiyosaki. A lot of people don't know who that is. That is going to be interesting on another upcoming episode. The man that wrote the book on the 8020 rule called the Pareto principle, he will be here. That's where 80% of the results come from. 20% of the effort. So here on GRE, there's a lot of education, strategy, and mindset coming up straight ahead today. When stocks crash, what happens to real estate? That's next. I'm Keith Weinhold. You're listening to Get Rich Education. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself.   Keith Weinhold  23:27   What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts-they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Kirsten Tate  24:31   This is author Kristen Tate. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  24:49   Welcome back to Get Rich Education. I'm your host Keith Weinhold, and this is episode 625. AI songs are becoming more popular. Fortunately. AI podcast hosts-they really aren't that much of a thing yet, or else I might not be here. Thank goodness that listeners still want to hear from a real person. When stocks crash, what happens to home prices? Since 1980, there have been 10 or more major stock downturns. Guess how many of those cause national home prices to crash? Exactly zero. Now there was one pretty enormous housing decline, but that one started in housing. And what happens next? It reveals something that every real estate investor should understand a lot like real estate right now. Stocks are hovering near their all-time highs. Okay, both major assets, real estate and stocks, bumping up against all-time highs. There is a predictable rhythm about what happens to real estate when stocks crash. Now, when we look at stocks' seven big downturns that occurred just this century, as measured by the S&P 500, you know, first a lot of people think that stocks are overvalued here in the late 2020s. That is based on measures like the historic P/E ratio, the Shiller cape ratio, and the Buffett indicator. I mean, some investors are just disillusioned by how stocks' movement makes so little sense anymore. For example, when the latest labor number showed that 162,000 jobs were added in a month. That tripled expectations. I mean, people should have been like, "Hey, go USA! This is great. People are employed. All that. Nope. The stock market fell specifically in response to that. Why? Because strong employment increases the chances of higher interest rates, and sure enough, the Fed did then raise rates.   Keith Weinhold  27:09   Oh, geez, what? So a labor market collapse is then bad for America, and that's good for stocks. Yes, that is how it works. That is just stupid. So, with that context in mind, let's see what actually happened to national home prices this century during all the major stock market downturns that were not caused by housing, and then we'll get back to housings. Okay, during the dot-com bust in 9/11, that whole period about 25 years ago, stocks again. This is all per the S and p5 100 crashed 49% Home prices were up 23% during that time. We'll get back to the global financial crisis shortly. During the 2011 debt ceiling crisis, do you even remember that stocks went down 19 percent. Home prices went down just slightly, 1 percent. During the 2018 Fed tightening and trade war sell-off, stocks were down 20 percent, a classic bear market. Home prices were up 1 percent. Then came COVID. In barely a month, stocks plunged a jaw-dropping 34% This was in 2020. It was like a flash crash. What happened to home prices then? They were up 1% just a little. So, are you beginning to see a pattern, or perhaps a lack of one here during 2022's inflation peak and Fed tightening bear market stocks fell 25 percent. Home prices they were up 4% during that time period, and then during the 2025 tariff sell-off, you might remember Trump called that Liberation Day. Stocks were down 19 percent. Home prices. were essentially unchanged.   Keith Weinhold  29:06   All right, so there they were: six major stock market downturns this century, not one housing crash. All right, now let's turn the telescope around because 2008 was different since the crash was real estate induced, and it is the only time in the life of you or I or anyone alive today, even a 90-year-old, where national home prices took a significant fall. In fact, they were down 27 percent, and it took them a few years to fall that much. All right. Well, what did stocks do during this period? They fell even more, down 57% more than twice as much, 57% I mean, just imagine having a million-dollar stock portfolio and seeing its value cave in, down to 430k from a million. Okay, that's what really happened march 6, 2009, when the S and P hit its global financial crisis low, and that happened over a 17 month stock collapse. Okay, so what's really the summary? It is that in the six times that stocks led a price crash this century. Real estate held up, or it rose, and the one time real estate led the crash, stocks fell more than twice as much.   Keith Weinhold  30:31   It was 27 %versus 57%. All right. Well, that is what's happened this century. But you know this cause and effect relationship or lack thereof, that didn't just begin happening in 2000. When we stretch the history back to 1980, which is Jimmy Carter, almost Ronald Reagan era days, stocks had four more big downturns. We had the Volcker Bear Market, the famous 1987 Black Monday stock market crash, the Gulf War sell-off, and the LTCM crisis. During those four stock crashes, home prices also either stayed resilient or they rose. All right. Well, all of this is because homes and stocks, you know, they just aren't connected by some push and pull relationship. Stocks reprice in seconds. Fear spreads. Algorithms sell, and billions of dollars can disappear before lunch. Instead, housing moves more like a cargo ship that you're trying to turn around in the Mississippi River, it can take a long time. Housing transactions take months. Prices depend on local supply and local incomes, and mortgage availability, and whether homeowners are actually forced to sell. Housing provides something that every human actually needs and cannot be easily disrupted by AI. I mean, AI still cannot download a three-bedroom house onto a vacant lot. And of course, during any stock crash, what else happens with real estate? Your rent just keeps coming in as well. So the bottom line here is we're learning from history rather than having a hunch again. Home prices don't react to stock market crashes. Stock crashes and housing downturns are different events.   Keith Weinhold  32:32   A falling stock market it can eventually weaken consumer confidence. In in a severe recession, some of that can trickle in and affect housing, but history shows that a stock crash alone has not caused national home prices to fall. When stocks scream, real estate just kind of shrugs. Now, as we get back to talking about today, with real estate being cash flow challenged, you usually need a deal in order to make the numbers work. And as we know, for more than two years now, it has been wise to buy new build property and have that home builder buy down your mortgage rate rather than getting a property price discount. And do you realize that it actually works out better for you in almost every case for you to get your rate bought down than it is to get a discount. Yeah, it is often substantially better. Let's just think about an example. Say you're putting a 20% down payment on a 300k property at a seven and a half percent mortgage rate. Okay, let's compare your seller discounting the purchase price by 20k versus them instead using 20k to buy down your mortgage rate. All right, in the first scenario, let's call it then a purchase price reduction. The seller reduces it from 300k down to 280k. Your monthly payment would be 1566 $1,566. All right. Well, then your monthly savings from the price discount would be $112. You would also need 4k less for the down payment. Okay, 112 bucks a month is helpful to you.   Keith Weinhold  34:18   That might buy you dinner for two at the Olive Garden or something, at a wildly overpriced airport convenience store. By the way, this is a bottle of water and one almond, 112 bucks. Okay, but now let's compare it with the second option. If instead of a price discount, you pay the full 300k and use the 20k as a seller credit, a credit from the seller, and you use that to permanently buy the mortgage rate from seven and a half down to five and a half percent. In this case, even though it's a larger amount financed, your monthly payment is no longer 1566. It's just 1363, so your monthly savings is no longer 112 bucks. That Olive Garden dinner for two, it is 315 bucks. So therefore, using the seller credit instead of reducing the purchase price that ups your monthly cash flow by about 203 bucks. All right, and this was just an illustration. It's not a universal lender rate sheet carved into a stone tablet. But the larger lesson remains. Okay, terms are often more important than price. Negotiate the financing. That is the lesson. And of course, you can try to use this most anywhere with any seller, but it's been especially popular with American home builders for two plus years now.   Keith Weinhold  35:47   The bottom line is that the best deal isn't always the property with the lowest price; it is the one with the best financing, and it's one of the strategies that Mid South Homebuyers is going to offer on Wednesday night's webinar just two days away, and there's no negotiation needed. They are offering this, and it's where I'm going to be appearing live, and you're invited to join us from the comfort of your home or a coffee shop or wherever you are. So we're talking about properties in Memphis, Little Rock, and North Texas. New build properties for as little as about 200k, and some fully renovated resale properties for as little as 150k, and even less than that. Now, low price isn't reason enough to own an income property, but it's the fact that you get a strong rent in a stable market to support that, and they're offering what they call their triple five terms. They'll buy your mortgage rate down into the fives and provide property management for just a 5% fee for five years. And I just learned that for attendees of Wednesday night's event, they will even announce a promo code there, and you will get triple five terms for life on both financed and cash deals.   Keith Weinhold  37:12   And you know, I've got to say that when I began in real estate investing, I wish that any of this would have existed. Like when I began, I wish there even would have been new build property available. They just didn't even have that for income property when I started out. And the fact that it's managed for you from day one, I didn't know about that when I started out. I thought I had to invest only in my home market and then manage it myself. And here you get investor advantaged geographic markets, and then if that's not enough, you get that rate buy down into the fives and property management costs. It's basically cut in half to help improve your property's cash flow, and you can almost think of this as lifetime cash flow. You get to control a sustainable business model that's resistant to AI disruption, and yeah, it's sustainable. I mean, people will pay you to live there. That has happened for centuries. It's sort of the opposite of a cryptocurrency that will not exist in two years. It happens Wednesday night. You'll get to see me live along with the renowned providers from Mid South Homebuyers and their properties and their generous incentives and all the new AI investment that's acting as a tailwind coming into Memphis. Registration is free at getricheducation.com/midsouth. It's 8p.m. Eastern on Wednesday night. I'll see you there, getricheduceducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  38:57   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building. Getricheduceducation.com  

More renters are struggling to keep up with housing costs, according to a new Urban Institute report. One in five working-age renters reported trouble paying rent, with payment problems rising sharply among middle-income households. Kathy Fettke breaks down the latest affordability data, what's putting pressure on renters, and what it could mean for real estate investors and landlords.  

Jason Hartman and guest Michael Zuber critique the proposed Home Ownership Promise Act, a government initiative designed to provide first-time homebuyers with up to $50,000 in grants via a five-to-one savings match. They argue that while the program is framed as a solution for housing affordability, it actually risks inflating home prices by stimulating demand without addressing the underlying lack of housing supply. Hartman contends that such subsidies primarily benefit existing asset owners and wealthy investors who can exploit loopholes, ultimately leaving the intended beneficiaries in a worse financial position. Beyond policy analysis, the conversation shifts into a broader debate regarding political ideologies, the history of fiat currency, and the track records of various U.S. presidents. They  conclude by highlighting the systemic issues within real estate syndications and the ongoing challenges of the current frozen housing market. Key Takeaways: 01:05  Introducing the Home Ownership Promise Act 02:30  Mechanics of the $50,000 Down Payment Match 04:15  Loopholes, House Hacking & Enforcement Issues 05:40 Demand Stimulus vs. Housing Supply 07:35 The Cantillon Effect & Asset Owner Benefits 09:40 Fiat Currency Inflation & Political Incentives 12:20 Political History & Solving the Supply Riddle 15:10 Case Study: Cash for Clunkers 17:15  Pivoting to Distressed Commercial Multi-Family 19:00  Real Estate Syndication Crises & Capital Calls Addressing widespread syndication failures, massive investor losses, and repeated capital calls from prominent syndicators. 21:30  Political Debates & Historical Presidencies 25:00 Listener Challenge & Wrap-Up  _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Salt Lake City's new housing proposal has people up in arms, but why? Executive producer Emily Means and newsletter editor Terina Ria are joined by former City Council Member Darin Mano to explain. Plus, unpaving paradise to get rid of a parking lot, and why the ‘burbs are so great.   Resources and references: Salt Lake City's contentious housing options proposal receives key endorsement [KSL] A mini-city, green space or something else? Here's what you said that huge SLC parking lot should be. [Salt Lake Tribune] Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come.  Subscribe to our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  Avenues Street Fair University of Utah-College of Fine Arts Stewardship Utah Salt Lake Sewciety

Build to rent has moved from a niche label to one of the most active strategies in single-family real estate, and a new federal law just made it one of the only ways large investors can keep buying houses at all. The 21st Century ROAD to Housing Act became law in July and bars any investor controlling 350 or more single-family homes from purchasing another existing house, with build to rent carved out as an exception. In this episode, Atlas Real Estate CEO Tony Julianelle walks through what the law actually does, why he does not think it will produce a single additional home, and how investors are underwriting build to rent deals right now. About Tony Julianelle Tony Julianelle leads Atlas Real Estate, a Denver-based single-family and build to rent operating platform launched during the financial crisis at the start of the institutional single-family rental industry. Atlas manages just under 7,000 doors across 15 states and owns roughly 1,600 scattered-site single-family homes acquired over about sixteen months beginning in mid-2020. Tony also owns rental property personally and manages it himself. What We Cover in This Episode What the 21st Century ROAD to Housing Act actually prohibits and when it takes effect The 350-home threshold that defines a large institutional investor Why the law's definition may capture property managers who own nothing How much of American single-family housing institutions actually own Why institutional buyers have been net sellers for three years Michigan's own institutional ownership law and how its threshold differs Why build to rent is carved out as an excepted purchase The homeownership pathway exception and how Atlas structures it What build to rent means as a distinct single-family rental sub-asset class Pre-entitlement land development versus buying at certificate of occupancy Expected return ranges on stabilized build to rent product The renter demographics driving build to rent demand Repairs and maintenance assumptions that make build to rent pro formas wrong Property tax assessment and insurance risk on new construction The exit optionality build to rent has that multifamily does not Where Tony thinks build to rent sits in the market cycle How AI is changing underwriting and leasing at an operating platform Key Insight Tony makes a point most coverage of the law has missed. The definition of a large institutional investor is written broadly enough that it appears to capture property management companies that manage single-family homes for other owners, even when the manager holds no ownership at all. He expects that to get corrected through rulemaking or litigation. Until it does, a manager with no balance sheet exposure to housing could be restricted from buying a house. Why This Episode Matters If you own single-family rentals or you are evaluating a build to rent opportunity, this episode tells you which door the law just closed and which one it left open. Tony also gives a direct list of the line items that make build to rent pro formas fall apart: understated repairs and maintenance, turn costs on larger units, tax assessments on new construction, and insurance. Those are the assumptions to stress test before you wire money. Find Out More Website: https://realatlas.com LinkedIn: https://www.linkedin.com/in/tonyjulianelle/ Sponsors Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

On today's episode, Lead Analyst Logan Mohtashami talks about why mortgage spreads have become the critical factor for housing in 2026, 2027 and 2028, shaping how high rates stay and how much pressure buyers and sellers will face. Related to this episode: Mortgage rates have gone wild, so what's next for housing? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Buy one, get one FREE tickets to the Mortgage Banking Summit on October 1st More info about HousingWire Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Police in the UK are investigating alleged Iranian links to a suspected bomb plot to attack RAF Fairford, the main base for US bombers during the Iran war. Donald Trump says the suspects intended “big damage”. On today's episode of Iran: the Latest, Venetia Rainey talks to crime correspondent Will Bolton about the latest news of the massive security breach, including how a local farmer foiled the alleged plot last-minute and led to the arrest of five British men, since released on bail. Plus, Trump rejects Iran's proposal for a ceasefire, Tehran warns it is ready for a “doomsday war” if bombing resumes after the midterms, eight US Marines are revealed to have been injured by a missile in the Strait of Hormuz, and global diesel supplies dry up.HighlightsTrump says ‘bomb plot' suspects planned ‘big damage' to UK base for Iran bombersIran 'ready for doomsday war' after Trump rejects 7-day Strait of Hormuz dealCONTRIBUTORS:Venetia Rainey, co-host and executive producer @venetiaraineyRoland Oliphant, co-host and chief foreign affairs analyst @RolandOliphantWill Bolton, crime correspondent @WillBoltonsWATCH US ON YOUTUBE: https://www.youtube.com/playlist?list=PLJnf_DDTfIVAif-vifC6F2aoPB8GIw6dkCONTENT REFERENCED:RAF base terror suspects are British nationalshttps://www.telegraph.co.uk/news/2026/09/28/raf-terror-suspects-british-nationals/Iran's terrifying global campaign of revenge – and how it targets enemieshttps://www.telegraph.co.uk/world-news/2026/09/27/irans-terrifying-revenge-countries-that-oppose-it/Face-to-face with ‘bomb plotters': Farmer tells of 999 call after stumbling on masked menhttps://www.telegraph.co.uk/news/2026/09/27/villager-999-call-masked-men-raf-fairford-counter-terror/Why the world is ‘freaking out' about dieselhttps://www.telegraph.co.uk/business/2026/09/21/diesel-crisis-world-racing-towards-a-fuel-cliff-edge/Lloyd's List: Iran's ship attacks show strategy of disruption not discriminationhttps://www.lloydslist.com/LL1158552/The-week-in-charts-Irans-ship-attacks-show-strategy-of-disruption-not-discrimination--Abu-Dhabi-emerges-as-container-shippings-Hormuz-shuttle-operatorWinner Best News and Analysis Podcast - Publisher Podcast Awards 2026Nominated Podcast of the Year - Society of Editors News Podcasts Awards 2026Nominated Best News, Politics and Current Affairs - British Podcast Awards 2026The Telegraph, Winner Podcast Publisher of the Year 2026 - Publisher Podcast Awards 2026Producers: Peter Shevlin and Max Bower Researcher and Social Producer: Anna HindmarshStudio Operator: Andy WatsonExecutive Producer: Venetia Rainey ► Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditor► EMAIL US: Contact the team on battlelines@telegraph.co.uk► GET THE LATEST HEADLINES: Find all our latest Iran coverage here: https://www.telegraph.co.uk/iran-war/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, recorded on September 18, we discuss the Census Bureau's latest residential construction report, retail sales, rising Treasury yields, and developments in artificial intelligence. Housing completions fell 12 percent in August from the previous month and were 27 percent below their August 2025 level, leaving completions near levels last seen during the Global Financial Crisis. Retail sales exceeded expectations, but the headline strength was less impressive beneath the surface. Much of the increase can be attributed to higher prices and spending at gasoline stations and food services and drinking places. Meanwhile, yields on 10 year Treasury notes and 30 year Treasury bonds continued to climb as uncertainty surrounding the conflict in the Middle East intensified and concerns around the national balance sheet grew. Finally, leaders of several of the largest frontier AI labs called for a slower pace of AI development. Such restraint could weigh on AI related investment in the near term, potentially removing one of the principal supports for the recent equity market rally.

See omnystudio.com/listener for privacy information.

As home prices reach record highs across the country, new innovations in residential construction, from modular units to 3D-printed homes, are taking center stage as potential solutions to the nation's housing crisis. Housing and Urban Development Secretary Scott Turner joins The Rundown to discuss HUD's annual Innovative Housing Showcase on the National Mall and explain how these new building techniques could potentially cut housing costs in half.  Later, Republican pollster and Fox News Decision Desk member Daron Shaw analyzes the latest FOX News Power Rankings ahead of the midterm elections.  PHOTO CREDIT: Department of Housing and Urban Development Learn more about your ad choices. Visit podcastchoices.com/adchoices