Podcasts about Housing

Headlines from the week of March 4, 2026    - OIFR responds to fully involved structure fire    - Girls basketball caps memorable season with state tournament     - Housing and waste disposal costs spill into code enforcement     - Coming home to Decatur    - plus excerpts from the Sheriff's Log  

Is it still possible to ‘make it' in America these days? Housing costs 12 years of salary instead of four. Credit card debt hit $1.28 trillion. Nearly half of Americans can't afford rent or a mortgage. And the old playbook — work hard, get a degree, climb the ladder — is quietly breaking down for millions of people who did everything right. This episode is different. No guest. No script. Just me, raw and unfiltered, talking about what's actually happening in the economy, why making it feels impossible right now, and what it's going to take to win anyway. Because the truth is, you're not crazy. It IS harder. But that doesn't mean you're stuck. You'll learn: • Why avocado toast was never the problem • How $8 trillion spent on Middle East wars could've reshaped life for Americans struggling with rent and groceries • Why 54-year-old Wharton MBAs are getting ghosted in final interviews and what that says about hiring today • The three non-negotiables for making it: relentless focus, borderline delusional confidence, and refusing to quit • Why boundaries aren't about work-life balance, they're about protecting the two hours that actually move the needle • Why nobody is coming to pick you or save you and what to do instead • The story of a member who unlocked $975K in new revenue by pulling one lever in a struggling business • Why curiosity and better questions are becoming the real edge in the AI era If you've felt overlooked, exhausted, or like the rules changed halfway through the game — this episode will remind you that winning is still possible. But only if you're willing to do what most people won't. Use CODIE30 for 30% off your first 3 months and make your newsletter real at https://beehiiv.link/uth844 ___________ 00:00:00 Introduction 00:00:50 The Hard Truth: It's Not Just You 00:02:28 Where Your Tax Dollars Are Really Going 00:03:52 The Corporate Layoff Playbook: Why Nobody's Hiring 00:06:00 Nobody Is Coming to Save You 00:07:47 The Three Answers: Never Quit, Lock In, Kill Distractions 00:12:22 The Power of Questions Over Answers in the AI Era 00:12:59 Confident Execution: The Race Car Driver Mindset 00:16:07 The Sacrifice Question: Who Are You Really Working For? 00:17:26 Your Unlock Is Possible: The Path Forward ___________ MORE FROM BIGDEAL

Waterbury considers building new housing on the edge of a 100-year flood zone, plus a song from a group of immigrants who call Vermont home, ahead of their debut performance next week at The Flynn in Burlington.

This week on the Conduit Street Podcast, we check in on the 2026 Maryland General Assembly session as lawmakers approach the critical crossover deadline.MACo's Michael Sanderson, Dominic Butchko, and Kevin Kinnally break down where things stand in Annapolis, including the state budget outlook, mounting fiscal pressure on legislation, and a surge of housing bills aimed at addressing affordability across Maryland.The conversation also explores how counties are working with legislators to refine housing proposals, why infrastructure such as schools and water systems remains central to development discussions, and how MACo continues to weigh in on hundreds of bills affecting county government.With crossover approaching, the team shares what to watch in the coming weeks and where major issues may be headed next.Follow us on Socials!MACo on TwitterMACo on Facebook

For decades, housing planners have assumed that seniors would eventually downsize, freeing up family homes for the next generation. But that hasn't happened.In this episode, Cara Stern and Mike Moffatt explore why most seniors choose to stay in their homes and why that decision is often perfectly rational. High moving costs, limited housing options, strong community ties, and government policies that encourage aging in place all make downsizing far less appealing than planners expected.This mistaken assumption has shaped housing forecasts, contributed to today's housing shortage, and fueled tensions between generations. Are seniors really the problem, or did policymakers simply plan the housing system around the wrong idea?And if seniors aren't moving, what does that mean for families trying to find space in cities where family-sized homes remain scarce?In this episode, we discuss:The Over-Housing Myth: Why the term does more harm than good.The Cost of Moving: Taxes, fees, and the "financial loser" trade-off of downsizing.Involuntary Over-Housing: What happens when seniors want to move but have nowhere to go.Policy Failure: How municipal assumptions about generational turnover are decades out of date.Chapters:00:00 Introduction01:00 The Irony of Planners Assuming Seniors Will Downsize2:32 Flawed Assumptions About Generational Turnover and Life Expectancy03:47 The Problematic Term "Overhoused"07:11 Defining "Involuntarily Overhoused"08:25 Underhousing Statistics in Toronto09:04 Zero Sum Mentality Created By Housing Shortage10:40 Density as a Solution for Seniors and Reducing Resentment12:33 The Financial Calculation: Why Moving Makes No Sense for Seniors14:00  Policies Actively Paying Seniors to Stay in Place16:09 Places where they have Implemented Better Policy Research/links:Right-Sizing Housing and Generational Turnoverhttps://www.toronto.ca/city-government/planning-development/planning-studies-initiatives/housing-to-2051/Perspectives on Growing Older in Canada: The 2025 NIA Ageing in Canada Survey – National Institute on Ageing, Toronto Metropolitan Universityhttps://niageing.ca/reports/perspectives-on-growing-older-in-canada-the-2025-nia-ageing-in-canada-survey/Canada's Demographic Time Bomb: What Boom, Bust & Echo Got Right - https://www.youtube.com/watch?v=j3VT7x1lrBsCity of Toronto – Garden Suites and Laneway Suiteshttps://www.toronto.ca/city-government/planning-development/planning-studies-initiatives/garden-suites/Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Brisbane City Council has proposed changes to low–medium density (LMR) zoning, and these updates could influence how Brisbane grows in the years ahead. In this episode of the Brisbane Property Podcast, Scott and Melinda Jennison explain what these proposed planning changes involve and what they could mean for housing supply, development opportunities, and the future shape of many suburbs across the city. The discussion explores the concept of the “missing middle” and why council is considering more townhouses, terraces and low-rise apartments in well-located areas near transport and amenities. They also break down the trade-offs between increasing density and protecting the character that makes Brisbane unique. In this episode you'll learn: What LMR (Low–Medium Density Residential) zoning means in Brisbane Why the “missing middle” has become a key housing discussion How proposed height increases could allow three to four storey developments Potential changes to subdivision rules and lot sizes Why car parking requirements are being reconsidered How these changes may affect housing supply and affordability What the consultation timeline looks like and how residents can have their say Whether you're a homeowner, investor, or planning to buy in Brisbane, understanding these proposed changes could help you see where the city may evolve in the coming years.   Connect with Us: Listen on Apple Podcasts https://podcasts.apple.com/us/podcast/brisbane-property-podcast/id1509129258 Listen on Spotify https://open.spotify.com/show/5tODCtY54iQrxadNqqmevs Subscribe on Youtube https://www.youtube.com/channel/UCW30uBCnHQ2YllnwGKHNfxg Streamline Property Buyers Website https://streamlineproperty.com.au/ Ready to work with us directly? https://streamlineproperty.com.au/contact/   If you liked this episode, please don't forget to subscribe, tune in, and share this podcast with others you know will benefit from the information we share!

Seattle is in dire need of more housing density. The city also wants to be climate conscious in a warming world. Right now, those two goals are at odds with one another in some instances and it’s slowing the development of necessary middle housing. We’ll talk more about that with Seattle Times reporter Greg Kim. Read his reporting here. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

(March 05, 2026) President Trump calls on Kurds to aid U.S. effort in Iran, offers American support. Record number of workers are raiding their 401k savings. Why the California wine industry is being crushed. The disappearing American mortgage.See omnystudio.com/listener for privacy information.

The housing crisis continues to escalate, and while Congress is stepping in with some proposed solutions, they're unlikely to have the impact needed to solve the underlying problem. In this update, we break down the latest government initiatives aimed at addressing the housing shortage, including efforts to reduce regulations, streamline environmental reviews, and broaden acceptance of manufactured homes. While these measures sound promising, they fall short of providing the real change required to fix the affordability crisis. So, what does this mean for investors? With high demand and limited supply, real estate remains a lucrative opportunity, especially in multifamily and residential sectors.  The affordability gap isn't going away anytime soon, which means continued opportunities for outsized returns in the market. This video takes a deeper look at why the housing shortage remains a persistent issue and how investors can take advantage of the ongoing imbalance for years to come. Join Our Investor Club: https://bit.ly/4bokf5k

Homes hold memories. They hold family history, meaning, and for many, a lifetime of love. But as we age, the very places that once felt secure can quietly become harder—and riskier—to live in. Most homes in the U.S. were never designed for aging bodies. Yet many older adults feel emotionally and financially locked in. The result? Families delay important housing decisions until a crisis forces change. Today, we were joined by Harlan Accola, who leads the reverse mortgage team at Movement Mortgage, about a lesser-known option that may help older adults move into safer homes—without taking on new required monthly payments. The Hidden Danger: Falls at Home Falls are far more common—and costly—than most people realize. Roughly 30 million older Americans fall each year. About one in five of those falls results in serious injury, often leading to hospitalization. The direct medical costs alone total nearly $50 billion annually. But the emotional and lifestyle costs for families can be even greater. What's sobering is where these falls happen. Not in extreme situations—but in ordinary places: Stairways Bathrooms Entryways Narrow hallways These everyday features become obstacles as mobility changes. Why So Many Homes Don't Fit Aging Adults Most homes were built decades ago for young families in different stages of life. Only a small percentage include basic accessibility features such as: Step-free entries Main-floor bedrooms Main-floor bathrooms Wider doorways and hallways As a result, stairs, tubs, and tight spaces often push older adults toward assisted living or nursing homes—not because they want to move, but because their homes no longer support their safety. Why Many Families Feel “Stuck” Even when homeowners recognize their house isn't ideal anymore, they often hesitate to move. There are two major reasons: 1. Emotional Attachment This is the home where children were raised, and milestones were celebrated. Letting go isn't easy. 2. Financial Lock-In Many retirees either: Have very low mortgage rates (2–3%), or Own their homes outright They worry that selling means taking on a new mortgage payment—something they might regret later in life. So they stay…often until something goes wrong. A Little-Known Option: Reverse Mortgage for Purchase Many people assume a reverse mortgage is only for accessing equity in their current home. But there's another option: using a reverse mortgage at the point of purchase. Here's how it can work: A homeowner sells their current home. They use the proceeds to purchase a new, safer home. A reverse mortgage helps cover the difference. For example: Sell a $300,000 home. Purchase a $500,000 home. Use a $200,000 reverse mortgage for purchase. The key distinction? No required monthly mortgage payments for as long as the homeowner lives in the home. That opens the door to: Newer construction Energy-efficient homes Low-maintenance properties Better design for aging in place A Shift in Thinking: Prevention, Not Reaction One of the wisest principles in Scripture is found in Proverbs 27:12: “The prudent see danger and take refuge.” Housing decisions in later life should reflect that kind of prudence. Rather than waiting for: A fall A wheelchair A medical emergency Families can proactively ask: How can we use the housing wealth we've built to improve safety and quality of life—while we're still healthy? When purchasing a home for the “fourth quarter” of life, it shouldn't just be your best home—it should be your safest home. Stewarding Home Equity Wisely Interestingly, two-thirds of retirees still carry a mortgage. Even when downsizing, some may still need financing. A reverse mortgage for purchase can allow retirees to: Avoid required monthly payments Preserve some cash for investments or future needs Move into a safer home Maintain flexibility Like any financial tool, it isn't right for everyone. But for some families, it may provide a path forward they didn't realize existed. Moving Forward Housing is more than real estate—it's stewardship. It's about safety, dignity, and wise preparation for the season ahead. If you'd like to learn more about whether a reverse mortgage for purchase could fit your situation, you can explore your options at Movement.com/Faith. As with any major decision, seek wise counsel, pray for clarity, and take steps not just to protect your assets—but to protect your well-being. On Today's Program, Rob Answers Listener Questions: My grandfather set up 529 plans for my two older kids. If there's money left after they graduate, can I transfer it to my younger daughter? And once she's finished, could I split any remaining funds into separate accounts for each child's future family? I often hear advice to put 10% into precious metals for retirement. What's your take—and is there a biblical perspective on that? Also, in retirement, when we're living off savings, how should we think about tithing? Do we give 10% of what the nest egg produces? After caring for my mom and losing my job, I'm nearly 50, $15,000 in debt, facing eviction, and starting over with no savings. What should I prioritize first? My wife and I are newly married and plan to live full-time in an RV for ministry. We'll live on my retirement income and use the remainder for spending. Should we manage that with cash, debit, or credit? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Movement Mortgage Tithing: A Fresh Look at an Ancient Practice (Article by John Cortines in Faithful Steward, Issue 3) Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many real estate investors start with single-family rentals or small multifamily properties—but very few ever scale beyond a handful of units. In this episode of the Global Investors Podcast, Ashley Garner shares how he scaled from small rentals to 196-unit multifamily deals and why small landlords often get “mathematically eliminated” from building real wealth. Ashley explains the key shift every real estate investor must make: moving from operator to system builder. If you're interested in multifamily investing, workforce housing, or scaling a rental portfolio, this conversation breaks down the real strategies behind long-term real estate wealth. In this episode, you'll learn: • Why small rental portfolios often fail to create financial freedom • The math behind scaling multifamily real estate • When to stop self-managing properties • Why building a team is critical for scaling • The advantages of focusing on one real estate market • How financing evolves from small deals to large multifamily assets • HUD 223(f) loans and long-term multifamily financing • How professional investors source real estate deals • The biggest mistakes new multifamily investors make Connect with Ashley Garner: ABG Multifamily- https://abgmultifamily.com/ Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

UN rights chief warns global inequality is deepeningObesity is ‘one of the greatest health problems of our time,' says TedrosDomicide on the increase as conflicts proliferate, warns top rights expert

“The most curious person in multifamily,” Moshe Crane is the VP of Branding and Strategic Initiatives at Sage Ventures, a Maryland-based real estate investment and management firm focused on multifamily and other asset acquisitions and development in the Baltimore-Washington corridor. The company manages more than $1B in assets and over 4,000 apartment units while developing and selling new homes. Moshe also hosts the Curious Wire podcast and writes the Curious Deal newsletter, where he breaks down multifamily deals, careers, and industry trends while exploring how operators build, finance, and scale real estate businesses.(01:45) - Moshe's Real Estate Path(02:32) - Deals Returning to the Market(06:05) - Sage Ventures' Market Focus(07:27) - Defining Great Operators(08:27) - The Third-Party Talent Crunch(10:17) - Systems Beat Stars(12:36) - The Sage Operations Playbook(15:47) - Fraud Screening Tools(19:01) - The Roving Team Mindset(21:05) - Moshe's Role(23:56) - Feature: CREtech New York Oct. 20–21 (25:52) - The Accidental Self-Storage Win(26:41) - Office-to-Storage Conversions(28:21) - A Scrappy Deal Mix(28:58) - Low-Basis Development Opportunities(29:46) - Pitching Flexibility to LPs(30:26) - No Gurus, Just Operators(33:58) - Discipline Over Vertical Integration(36:19) - PropTech Ecosystem Shifts(39:38) - Proptech Adoption(44:42) - Motivation, Curiosity & Faith(49:31) - Collaboration Superpower: Bill Walsh

Why is it so hard for people to move from homeless encampments to housing? California spends a lot of money trying to get people off the street — $27 billion since 2019. The state's Encampment Resolution Fund in particular has invested over $700 million into moving people from encampments, to shelter, to permanent housing. There are still thousands of people living on the streets across the state, and in the Bay Area, it can feel like there's little progress to show for it.KALW's homelessness reporter Alastair Boone takes us to Richmond, California to learn more about what it really takes to find permanent housing.

Finding housing in California is notoriously difficult. For unhoused people, the process can feel nearly impossible. Today, two women in Richmond take us into the challenges of their search for permanent housing.

The House just passed a major bipartisan housing bill aimed at tackling affordability and supply. After years of groundwork and relationship building, NAR helped lay the foundation for this moment, proving once again that advocacy is a long game. In a special episode recorded live at the President's Circle conference in Las Vegas, Shannon and Patrick explore what the bill actually does and whether it marks the beginning of a broader bet on housing in Washington.

This week we will be discussing the City of Portland's Housing Bonus Alignment Project. A code package aimed at multi-dwelling zones and commercial mixed-use zones outside the Central City. We are going to translate what is in it, what it means for underwriting, and why it is important to developers and owners. ***Final hearing is scheduled for March 12th, 2026 from 6:00 - 7: 00 PM***  

Are you still trying to build wealth with the same “work harder and you'll be fine” mindset you had at 22?If you want to join a free zoom call with me and other listeners to this podcast - its happening on Sunday 8th March at 8pm - just send me an email and I will add you to the list mylesdhillon@gmail.comYou're earning more, working harder, and doing everything right—yet somehow you still feel behind. Housing keeps moving further out of reach, prices rise faster than your savings, and financial security feels fragile. This episode breaks down why the problem isn't your income… it's the outdated mental model you're using to store the energy you work so hard to earn.Understand why you can't outwork inflation and why income alone won't secure your future.Learn how fear and emotional reactions—not bad investments—are what usually destroy long-term wealth.Discover why boring, automated consistency over 4–8 years beats clever timing and hype when it comes to Bitcoin.Hit play now to upgrade your financial mindset and start storing your hard-earned energy in a way that actually compounds over time.I'm giving away a MicroSeed seed phrase stamping device to one listener! To enter, just leave a review on Apple Podcasts or Spotify and I will pick a winner in 2 weeks time! Get intouch with Myles at mylesdhillon@gmail.com - I am always happy to chat and help listeners. Hit follow, so you never miss the latest insights on money, finance, invest and build wealth - plus clear guidance on cryptocurrency, Bitcoin, and Bit Coin for today's serious investors.

Firefighters have been tackling a blaze in a derelict building next to Ashford College. Huge plumes of smoke were seen coming from Swanton House in Elwick Road yesterday evening. Hear from our reporter Max Chesson who has been to the scene. Also in today's episode,  a document detailing where 23,000 homes could be built in Canterbury, Whitstable and Herne Bay will be debated by councillors for the first time tonight. It's known as a Local Plan and also sets out where things like roads will need to be constructed to support new developments and growing populations. Our local democracy reporter Dan Esson has more information. The MP for Ashford is warning that exposure to misinformation on social media is damaging children's mental health. It's as TikTok videos have emerged encouraging so called "school wars" across the county, with organised fighting between pupils. A number of schools have sent letters home to parents saying it's already impacting children. We've been speaking to Sojan Joseph. Vouchers will be handed out in schools across Kent as we celebrate World Book Day. It's as recent figures from the National Literacy Trust show daily reading levels for children have reached a 20-year low. Hear from award winning Kent author Annabel Steadman who wrote the Skandar series. And in sport, the Maidstone United manager's admitted he may need to add to his squad due to injury problems. Strike Muhammadu Faal was stretchered off on Tuesday night while goalkeeper Nathan Harness suffered concussion. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tune in as the team discusses:How to handle a fence blocking legal access—and when to involve neighbors or the sheriffWhy “there's a pig for every barn” and how every property sells at the right priceWhat really happens when sellers receive multiple mailers in competitive marketsThe power of consistent remailing to break through life's noise and improve response ratesHow many mailers it realistically takes to land a profitable dealWhen to use (or skip) a formal purchase agreement before recording a deedWhat makes a great intake manager—and why they're really a “land therapist”How to structure incentives and daily huddles to keep your team alignedWhether AI can accurately price land offers (and why human judgment still wins)Lessons learned from the Dirt Rich Summit and the power of community in scaling your land business TIP OF THE WEEKMark Podolsky: Almost every land problem is solvable—lean on your community, stay calm, and look for creative solutions before walking away from a deal.Scott Bossman: Consistency wins. A steady rhythm of daily mail—like 20 offers a day—keeps deal flow predictable and profitable.Mike Zaino: Hire an intake manager who can build rapport and listen deeply—most sellers need a land therapist as much as they need a buyer.Jon Burnett: Don't “set it and forget it” when delegating—review calls, train consistently, and stay engaged to keep momentum strong.WANT MORE?Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing.UNLOCK MORE FREE RESOURCES:Get instant access to my free training, a free copy of my Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—it's all here: https://thelandgeek.ac-page.com/Podcast-Linktree."Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

In many ways when it comes to housing, Madison is stuck between a rock and a hard place. While there's been an influx of new residents, there's limited space on the isthmus for housing growth and some communities are wary of new developments. Nonetheless, the city has made strides toward easing the pressures of our housing market, as it recently outlined in its 2025 Housing Snapshot Report. Today, host Bianca Martin speaks with executive director of Common Wealth Development, Justice Castañeda, about what's going well and what isn't when it comes to the state of housing in Madison. Read Justice's 2025 opinion piece on housing for Isthmus here. 

Is AI fear slowing the housing market in 2026? In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down mortgage rates near 6 percent, subdued demand, and why headlines comparing today to 2008 are misleading. Learn how supply, inventory, and homeowner equity differ drastically from the Great Recession and why prices remain sticky despite lower sales. Get proper context on mortgage spreads, the Federal Reserve, and what could unlock more demand this spring.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:25-Supply and Demand Update 202605:00-Mortgage Rates Hit 5.99%06:40-Why Rates Fell in 202607:40-Geopolitical Impact on Rates10:17-Should Buyers Be Worried?11:40-AI Fear Impacting Demand15:48-2008 Crash Headlines Debunked20:00-Why Prices Are Not Plunging22:43-Has Housing Recalibrated?26:52-What Happens If Rates Fall27:56-Capital Gains Tax Discussion30:44-Conclusion

[This episode serves as a follow-up to last week's episode 109: "Are You Caught in the Drift?" offering a more industry-specific perspective on navigating career changes in real estate and mortgage sectors.] In this episode of The Building Bigger Lives Podcast, Kathryn and Michael discuss the concept of career drift, particularly in the mortgage and real estate industries. They explore how professionals in these fields might unintentionally drift away from their original passions and goals, often due to a lack of growth or adaptation to changing market conditions. Michael shares his personal experience of transitioning from loan origination to coaching, emphasizing the importance of having a clear "why" when considering career changes. Kathryn and Michael also highlight the distinction between burnout and drift, with burnout being an active, often recognizable struggle, while drift is a more passive and unintentional decline. They encourage listeners to reflect on their career paths, seek new challenges, and avoid making irreversible decisions without careful consideration. The episode concludes with a reminder that it's never too late to address career drift and pursue new opportunities. Building Bigger Lives Podcast https://www.instagram.com/buildingbiggerlives Contact Coach Michael Regan- www.facebook.com/CoachMichaelRegan www.instagram.com/coachmichaelregan/ www.linkedin.com/in/mregan/ Contact Kathryn Pedersen- http://www.instagram.com/steamboatmortgage

In the Mackenzie some workers are resorting to sleeping in cars, campervans or commuting because there aren't enough affordable rentals as travellers continue to stream through. The local mayor has described Tekapo and Twizel as bursting at the seams with visitors, saying it's a welcome economic boost but it's coming at a cost. Hundreds of homes are earmarked for short term stays and prices are high, leaving some struggling to find a roof over their heads. Tourism reporter Tess Brunton has more.

An Auckland business association says the government's move on orders are "inhumane and a bad idea". Planned law changes will mean police can move on rough sleepers or people displaying disorderly behaviour; including those as young as 14. Karangahape Road is one of Auckland's most famous and colourful shopping and entertainment strips and it is host to some people who are effectively living on the street. But the K-Road Business Association does not support move on orders. General manager Jamey Holloway spoke to Lisa Owen.

Saint Louis University demographer Ness Sandoval says there are more people dying in the St Louis region, than people being born. He says there needs to be new, young families moving into the region to help stem population decline. He spoke with KMOX's Sean Malone.

Demand may outstrip housing supply when it comes to the wealthy foreign investors keen to come to New Zealand under the so-called golden visa. Sarah Wood, chief executive of realestate.co.nz spoke to Ingrid Hipkiss.

On the Money Café this week, Alan Kohler and Stephen Mayne discuss the war in the Middle East, go through the latest movements in house prices, wrap up reporting season, and answer questions on AI, gold, productivity, and much more!See omnystudio.com/listener for privacy information.

Host Paul Pacelli opened Wednesday's edition of "Connecticut Today" looking at the start of the "YIGBY" - or - "Yes In God's Back Yard" campaign in Connecticut, a push to make it easier for Churches and other houses of worship to build affordable housing  on property they already own (00:45). Greenwich/Stamford GOP State Rep. Tina Courpas joined us the talk about that so-called "YIGBY" housing initiative (16:40). Hearst Connecticut Media Senior Columnist and Editor Dan Haar weighed in on the latest corruption allegations at the State Capitol (24:07), while CBS News contributor Courtney Kealy briefed us on the U.S.-Israel military attacks on Iran (34:22)

Auckland's mayor's adamant he won't be drawing up housing maps and plans for the Minister just yet. Housing Minister Chris Bishop's recently backed down on Auckland's housing density plans, cutting the city's theoretical capacity from two million homes to 1.6 million. He's asked Auckland Council to send an updated summary on provisional zoning changes by March 17. But mayor Wayne Brown says they won't invest millions on maps without more clarity, and they don't materialise at the press of a button. LISTEN TO THE FULL INTERVIEW ABOVESee omnystudio.com/listener for privacy information.

homestead where you are Stuck Where You Are? Homestead Anyway. | Episode 597 Good morning, this is James from SurvivalPunk.com. Today we're talking about something a lot of you are feeling right now. You want land.You want a homestead.You want chickens, a garden, maybe 40 acres and a creek. But you're in an apartment.Or suburbia.Or stuck in a house you overpaid for. Housing is ridiculous. Rent is ridiculous. Land is ridiculous. So what do you do when you're stuck where you are? You homestead anyway. Stop Wishing You Bought in 2012 There's always that “if only” moment. If only you bought that house in 2012.If only you bought Bitcoin at $8.If only you locked in that 3% mortgage. Here's the truth. Even if you had bought Bitcoin at $8, you probably would've sold it at $100 and felt like a genius. Hindsight makes everything look easy. But it doesn't help you today. What helps you today is controlling spending, increasing income, and stacking cash so you're ready when opportunity shows up. Because deals still happen — but only for people who are ready. Apartment Prepping Is Real Prepping When I first started prepping, I was in an apartment. No balcony. No land. Just walls and limited square footage. You can still do a lot. If you have a balcony, grow something with high return. Don't waste space on novelty crops. Herbs and lettuce mixes are powerful. Sprinkle a lettuce mix in a planter box, cover lightly with soil, water it, and cut what you need for salads. It regrows. High ROI. Easy. Cilantro, if you like it, grows fast and heavy. Zucchini? Great yield. Tomatoes? Honestly… sometimes just buy them. (I've had the worst tomato luck in history.) The point isn't perfection. It's production. Micro-Livestock (Yes, It's a Thing) You're not putting a cow on your balcony. Chickens in an apartment? Probably not realistic. But there are small-scale options. Quail are doable in tight spaces. Eggs and meat from a compact footprint. Rabbits? Possible if managed well. Just don't let the kids name the meat rabbits. Some survivalists even raise meat hamsters. That's not for everyone. I'm not trying to explain that to my daughter anytime soon. But the lesson is this: Constraints don't eliminate options. They force creativity. Suburbia Is Not a Prison If you have even a small yard, you're ahead. You can grow a surprising amount of food on tiny acreage. Look at what micro-homesteaders have done on 1/10th of an acre. Chickens. Vegetables everywhere. Selling surplus. If you're stuck in an HOA? Learn the rules. Push right up to the line. If they push back, remember — there are creative ways to negotiate. Sometimes all it takes is showing that you're willing to be more stubborn than they are. Maximize What You Have Whether it's an apartment, a rental, suburbia, or a house you can't sell without losing money — maximize it. Use vertical storage. Rotate pantry stock. Build skills. Grow what makes sense. Raise what's practical. Increase income. Save aggressively. Because when the right opportunity shows up, you want to move fast. Being stuck doesn't mean being stagnant. It means building quietly. Final Thoughts You don't need 40 acres to start acting like a homesteader. You need discipline. You need creativity. You need to stop waiting for “perfect conditions.” Maximize where you are. Stack cash. Build skills. When the door opens, you'll be ready. This is James from SurvivalPunk.com. DIY to survive. Amazon Item OF The Day House Naturals 5 Gallon Plastic Bucket Pail Food Grade with Blue Screw on Lid(Pack of 3) Made in USA Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post Stuck Where You Are? Homestead Anyway. | Episode 597 appeared first on Survivalpunk.

Colleen Souza joins this week's episode to talk about how daily mantras and mindset fuel personal and professional growth, and why values and habits—not talent—are the real foundation for lasting success. To learn more, visit: https://linktr.ee/colleensouzaFull Description / Show NotesColleen's background and how she got started in real estateWriting her book and what inspired itHow mantras translate to professional and personal growthThe importance of mindsetThe benefits of using mantras on an everyday basisHow to start using mantrasWhy values and habits matter more than talentSome of her favorite mantras

"When we look back at this two or three weeks today, we'll see it as an amazing buy opportunity," says Eddie Ghabour in referencing Tuesday's market-wide sell-off. Corners of the market he sees as buying opportunities: small caps, housing, and emerging markets through the iShares MSCI Emerging Markets ETF (EEM). Eddie also expects gold to continue its run higher while chipmakers will go through a "bottoming process." ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Fresh waves of attacks hit Iran and other countries in the region, as U.S. President Donald Trump gives another reason for why he made the decision to begin airstrikes.And: For nearly three weeks, 93-year-old Frank Stronach has walked into a Toronto courtroom and listened to seven women testify that he sexually assaulted them. The allegations span from 1977 to 1990 and the passage of time has been a major concern in the case.Also: It's a hundred days until the FIFA World Cup. Canada will co-host with matches in Toronto and Vancouver. But finding a place to stay in one of those cities is turning into an expensive headache.Plus: Poilievre's Europe tour, how the war is affecting global stocks, and more.

Auckland's mayor and the Government are locking horns over reworked housing density rules for the city. A fortnight ago, the government agreed to slash the number of houses Auckland has to plan for from over two million down to 1.6 million. Auckland's Mayor says the government now expects Auckland Council to provide maps of intended zoning changes ahead of law its law changes, that's something Wayne Brown has given a hard no. Mayor Wayne Brown spoke to Lisa Owen.

In this episode, Zeb Lowe speaks with Dr. Jessica Lautz about framing housing economics not as a machine, but as a living organism shaped by human behavior, demographics, and local dynamics. She breaks down the “80/20” of housing fluency (inventory and affordability) and explains why professionals don't need to be economists, but must clearly understand what's available and whether buyers can afford it. Dr. Lautz outlines the biggest structural forces shaping today's market: a persistent inventory shortage, pent-up millennial demand, rising down payments, delayed first-time buyer entry, and shifting household formation patterns. She also challenges national headlines, emphasizing the importance of local data and reminding listeners that affordability extends beyond rates and prices to total cost of ownership. Looking ahead to 2026–2027, she highlights the key signals to watch: construction activity, existing inventory, mortgage applications, and demographic demand. For housing professionals seeking clarity in a noisy market, this conversation turns macro trends into practical insight. Related to this episode: Zeb's LinkedIn Dr. Jessica Lautz's LinkedIn The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Housing affordability was barely mentioned during the State of the Union — and that tells us more than you might think. In this episode of Tom's Take, Tom breaks down what the lack of federal housing policy really means for buyers and sellers in 2026. From pent-up demand and inventory shortages to mortgage rates hovering near 6%, the current market conditions aren't changing anytime soon. If you're thinking about buying or selling, understanding today's supply challenges, delayed inventory from winter storms, and shifting buyer behavior could impact your timing and strategy.

Close to 50 homes in an Auckland suburb are being acquired to make way for new flood plains and to uncover a buried stream. Amy Williams reports.

Auckland Council has less than two weeks to respond to a letter from the government wanting the council to outline its plan for housing intensification. Pretoria Gordon reports.

Auckland Council has less than two weeks to respond to a letter from the government wanting the council to outline its plan for housing intensification. Housing minister Chris Bishop spoke to Corin Dann.

The Mackenzie District Mayor says a tourism boom means the region is bursting at its seams. Mackenzie District Mayor Scott Aronsen spoke to Ingrid Hipkiss.

Winston Peters responds to the latest actions in the Middle East; Weekly Political Panel with Nicola Willis and Barbara Edmonds; Housing minister, Chris Bishop; A tourism boom in the Mackenzie District; Kiwi comedian scores role as writer on new UK version of Saturday Night Live.

On today's newscast: Housing affordability was a recurring theme during last night's forum for Basalt Town Council candidates; an Aspen-based nonprofit has launched a cash prize for efforts to reduce methane emissions; and Colorado's congressional delegation is split in its reactions to the U.S. and Israel's attack on Iran over the weekend. Tune in for these stories and more.

Welcome to The Starting Zone Podcast, The World of Warcraft Podcast for New and Experienced Players! This week Spencer Downey and Jason Lucas discuss the early access experience so far, recent updates, Hotfixes and everything going on around Azeroth! Episode #725: Early Access Impressions! What's New this Week in World of Warcraft! Weekly Event - Not live yet PvP Brawl - Deepwind Dunk Mythic+ Affixes: Not live yet Outland Cup - February 24th to March 10th Darkmoon Fair - March 1st to 7th Don't miss it Weekly Checklist World Boss - Reshanor, in Karesh Special Assignment World Quests Theater Troupe Awakening the Machine Spreading the Light Severed Threads Pacts Worldsoul Memories Nightfall Scenario Important Posts Midnight Raid Overview and Schedule Welcome Home: A Returning Player's Guide New Players Starter Guide: Welcome to World of Warcraft A Look Ahead at Housing in Midnight Live, Laugh, and Love Your Way to the March Trading Post Warcraft Short Story: "The Quiet at the End of Us" Watch the Arator Cinematic: Immolation Midnight Content Update Notes Hotfixes and much more! You can find us on Discord at The Starting Zone or email us at TheStartingZone@Gmail.com Have you heard about our Patreon? It's a great way to support the show and goes towards making more content for you! Check it out here: https://www.patreon.com/thestartingzone Looking for to grab some great TSZ merch? Look no further than here! We've got the shirts, hoodies, mugs, pillows even stickers you want!

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

When Gwen Trice dug into her family history, she learned that her father had come to Oregon from Arkansas in a boxcar to live and work in the logging town of Maxville.    Maxville was once one of the largest towns in the county. It had a post office, hotel, roundhouse and many homes. Nine decades later, a broken down railroad trestle and one building are the only remaining evidence of this company town. The Missouri-based Bowman-Hicks Lumber Company created it in 1923 to house loggers and their families. The company recruited experienced loggers, including immigrants, Native Americans, and Black men from southern states. This was at a time when Oregon’s constitution explicitly banned Black people from the state. Housing and schools were segregated in Maxville, but the workforce was integrated. Even after the town essentially closed down in 1933, some Black families, like Gwen’s, remained in Oregon.   You can watch the Oregon Experience documentary focused on Gwen Trice called “The Logger’s Daughter” here and find recent coverage of the archeology dig at Maxville here.   And there’s a new multimedia exhibit called “Maxville & Vanport: Hidden Histories of Everyday Life” at the Patricia Reser Center for the Arts on the Oregon State University campus in Corvallis February 27 through April 11, 2026.    Don’t forget to check out our many podcasts, which can be found on any of your favorite podcast apps: Hush Timber Wars Season 2: Salmon Wars Politics Now Think Out Loud And many more! Check out our full show list here.

In this episode of Ohio Policy Talk, we discuss Ohio's new SB 155 law, which takes effect in March and brings new disclosure requirements and consumer protections to real estate wholesaling. REALTOR® Oliver Chapman shares what he's been seeing on the ground and how this new law will help homeowners better understand who they're dealing with before signing a contract. We also talk about why education and awareness still matter, even with stronger protections now in place.Full Description / Show Notes:Learn about the rise of real estate wholesaling across OhioHear how the new disclosure requirements are designed to protect homeownersFind out what consumer protections are now in place under SB 155Hear firsthand what REALTOR® Oliver Chapman has been seeing in the marketDiscover common red flags sellers should watch forLearn how REALTORS® can help educate and protect consumersUnderstand why slowing down and asking questions can make all the difference before signing a contract

We break down the industry specific issues President Trump addressed—and those he didn't—and what it all means for convenience retailers. Hosted by: Jeff Lenard About our Guest: Doug Kantor, NACS General Counsel Doug has served as legal counsel for NACS for more than 20 years, originally as a partner with the law firms Collier Shannon Scott PLLC and Steptoe & Johnson LLP. He has been NACS in-house counsel since 2021. Doug also served as special counsel and deputy chief of staff in the U.S. Department of Housing and Urban Development.

Programmable digital currency is the final piece of the global control grid that's finally snapping into place. Catherine Austin Fitts on how to defeat it. (00:00) The Control Grid (08:28) How Biometrics Will Be Used to Control You (10:36) Why Banks Don't Want You to Use Cash (19:10) What Role Does the Central Bank Play in War? (40:31) What Crisis Will Justify Digital Currency? Catherine Austin Fitts began her career at Dillon Read & Co. in New York and later served as Assistant Secretary of Housing under President George H. W. Bush. Drawing on her experience on Wall Street and in Washington, she warned communities and investors about mortgage fraud and ultimately prevailed in an eleven-year lawsuit with the Department of Justice. She is now the publisher of The Solari Report, a weekly briefing featuring Money & Markets and nationwide meet-ups focused on financial insight and independent living—subscribe here: www.solari.com Paid partnerships with: Black Rifle Coffee: Promo code "Tucker" for 30% off at https://www.blackriflecoffee.comAudien Hearing: Learn more about how Audien can help you or someone you love hear better. Call 1-800-453-2916 or visit https://HearTucker.com Battalion Metals: Shop fair-priced gold and silver. Gain clarity and confidence in your financial future at https://battalionmetals.com/tucker Learn more about your ad choices. Visit megaphone.fm/adchoices