Podcasts about Housing

109-word iTunes description: Sacha Cohen and her husband spent two and a half years scouting France. They tried Rouen, Dijon, Bordeaux, Toulouse, and more. Then they chose Paris and moved in December 2025. Annie Sargent talks with Sacha about the whole process. They cover the long stay visitor visa, opening a French bank account, and setting up healthcare. They also dig into apartment hunting, picking an arrondissement, and the homesickness that hits even when a move goes right. Sacha shares what surprised her most about daily life in Paris. She's honest about the hard parts too. Hit play to hear how it really went. Then subscribe so you catch every new episode. Table of Content for this episode Episode Intro ents for this EpisodeToday on the podcast: We Moved to Paris! Support the Podcast Magazine segment Meet Sacha Cohen Why Move In Winter Scouting France First Choosing Paris Work And Midlife Reinvention Blog And Visa Choices Paperwork Stress And Language Driver License Photo Tips Banking And Healthcare Basics Homesickness And Expectations Opening a French Bank Finding Housing In Paris Paperwork Survival Kit Translations And Driving Proof France Moves Slower Renting Realities In Paris Referrals For Daily Life Healthcare Setup Basics Planning Your Move Rent Or Buy Strategy Arrondissement Picks And Transit Resources And Wrap Up Copyright More episodes about moving to France

mike@niddrie.org (Niddrie Community Church)

In the face of real estate markets that cater to upscale buyers and the resulting scarcity of affordable housing, a variety of co-living arrangements are flourishing....though they remain largely invisible to mainstream culture. In this episode, two notable architects -- Neeraj Bhatia of Columbia University's Graduate School of Architecture and Antje Steinmüller of the University of Michigan's Taubman College of Architecture and Urban Planning -- describe their research into the social dynamics of co-living. They also explain how architectural design, commoning, and municipal policies can support co-housing, co-ops, intentional communities, and communes. To make co-iiving options a robust sector of housing, these strategies need far more attention. For more on the commons, go to www.Bollier.org.

Read the full transcript here. How large is the housing crisis, and why does it impose trillions of dollars in economic costs? Why has housing become especially unaffordable across English speaking countries and an expanding number of American cities? What does the gap between the cost of building another apartment and the price it can command reveal about housing scarcity? How do local restrictions turn neighborhood opposition into a metropolitan housing shortage? Are NIMBY homeowners rationally defending their interests, or misunderstanding how land values and redevelopment options work? Why might renters and homeowners oppose construction even when their economic incentives diverge? What benefits do density and growth create for businesses, culture, infrastructure, and urban life? How quickly does new supply lower prices when better cities attract more people? Do institutional investors drive housing costs, or mostly arbitrage between ownership and rental markets? How can even luxury construction set off chains of moves that create cheaper housing elsewhere? Alex Armlovich is the Housing Program Officer at Coefficient Giving. Previously, Alex was a Senior Housing Policy Analyst at the Niskanen Center, where he advocated for pro-housing reforms to address scarcity and improve affordability. His writing and research on urban economics and policy has been widely cited. Alex holds a Master in Public Policy from the Harvard Kennedy School and a B.A. from the University of Rochester. Links: Alex's Twitter Staff Spencer Greenberg — Host + Director Ryan Kessler — Producer + Technical Lead WeAmplify — Transcriptionists Igor Scaldini — Marketing Consultant Music Broke for Free Josh Woodward Lee Rosevere Quiet Music for Tiny Robots wowamusic zapsplat.com Affiliates Clearer Thinking GuidedTrack Mind Ease Positly UpLift [Read more]

The Federal Reserve has held interest rates steady, but growing inflation concerns could keep mortgage rates higher for longer — adding another layer of complexity for older homeowners and the reverse mortgage industry. In this week's HECM World Weekly, we look beyond the headlines to unpack what the latest economic, housing and retirement data really means for the industry. We cover: Why the Fed held rates despite growing pressure to act on inflation Home prices reaching another record — while actually falling in real terms Why stagnant homeownership and extremely low homeowner vacancy matter for aging in place The rapid growth of proprietary reverse mortgages — and why unit counts only tell part of the story Why HECM dollar volume presents a stronger picture than originations alone New research showing older Americans becoming more defensive about retirement Why liquidity, resilience and downside protection could become increasingly important to reverse mortgage conversations Older Americans continue to hold extraordinary levels of housing wealth. But with inflation, higher rates and retirement uncertainty changing the financial landscape, how that equity is used — and the products available to access it — is becoming increasingly important. For more reverse mortgage news, research and industry insights, visit HECM World. https://hecmworld.com/2026/07/31/hecm-world-weekly-fed-holds-rates-as-inflation-pressure-builds-while-housing-equity-tells-a-more-complicated-story

Please join us at patreon.com/tortosieshack In this episode, UCD's School of Architecture Asst Prof Orla Hegarty, is back to talk housing. We dive into the current state of housing, planning regulations, and urban development in Ireland. Orla explores the race to the bottom in housing standards, deregulation impacts, and the importance and undermining of the democratic planning processes. The Saoradh not Syria podcast is here:https://www.patreon.com/tortoiseshack/posts/patron-exclusive-164958354 Budget 2027, Taxes and a more equal society podcast with Michael Taft is here:https://www.patreon.com/tortoiseshack/posts/patron-exclusive-165240842

Many people assume Canada's suburbs are destined to decline as Baby Boomers age and younger generations embrace urban living. But does the data actually support that?In this episode of DemograFix, Cara Stern and Mike Moffatt examine new Statistics Canada research on how immigrants' housing choices evolve over time. While most newcomers begin as renters in urban centres, the data shows many transition into homeownership, including family-sized homes in the suburbs, as they build their lives in Canada.They also test this prediction against several scenarios that could prove it wrong, including lower immigration, more family-sized housing in cities, rising emigration, and changing housing preferences.Chapters:00:00 Why Everyone Got the Future of the Suburbs Wrong00:27 Do Immigrants Actually Want Suburban Homes?01:54 Why Newcomers Rent First—Then Buy Houses04:33 Are Immigrants Buying Condos or Single-Family Homes?06:56 Why Immigration Policy Shapes Housing Demand08:03 Will Baby Boomers Flood the Market With Homes?09:13 What Could Kill Demand for the Canadian Suburb?10:28 Could Better Cities Replace the Suburbs?12:04 Will Young Canadians Leave Instead of Buying Homes?13:09 Is the Dream of a House With a Backyard Dying?14:21 Does Canada's Housing Market Still Attract Immigrants?17:54 Why People Buy Homes Even When It's a Bad Investment19:15 The Housing Lesson Policymakers Keep MissingResearch/links:Housing use of immigrants and non-permanent residents in ownership and rental markets https://www150.statcan.gc.ca/n1/pub/36-28-0001/2025005/article/00003-eng.htmThe homeownership trajectories of recent immigrantshttps://www150.statcan.gc.ca/n1/pub/46-28-0001/2026001/article/00002-eng.htmCredits:Mike Moffatt https://twitter.com/MikePMoffatthttps://bsky.app/profile/mikepmoffatt.bsky.socialCara Stern https://x.com/carasternhttps://bsky.app/profile/carastern.bsky.socialMeredith Martin https://twitter.com/meredithmartinhttps://bsky.app/profile/meredithmartin.bsky.socialSean Foreman@seanegertonforemanhttps://bsky.app/profile/seanforeman.bsky.socialCo-op StudentKelly HobanHosted by Mike Moffatt & Cara Stern & Sabrina MaddeauxProduced by Meredith MartinFunded by the Neptis Foundation https://neptis.org/

Today's BizNews Daybreak covers Apple's quarterly results, Rivian's SUV success, and Anthropic's AI breach, alongside a semiconductor rally driven by Microsoft and Oracle. Football federations oppose FIFA selling World Cup stakes, while Donald Trump claims a Gaza disarmament agreement. Meanwhile, Alec Hogg discusses Anglo American's South Africa exit, RMB launches a R1bn housing program, Geraint Anderson tackles psychopathic corporate culture, and Amazon's AWS delivers strong AI-driven growth.

Can a new housing bill really stop institutional investors from buying single-family homes? Kathy Fettke sits down with Tarl Yarber to break down the legislation, explain the loopholes, and discuss why Wall Street may still have a path to grow its real estate holdings.   They also cover the outlook for house flipping, build-to-rent communities, and where real estate investors are finding opportunities in today's market.   Get 15% off your Limitless Expo ticket with code: RealWealth. Visit www.LimitlessExpo.com to learn more.   DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Leila Bozorg, New York City Deputy Mayor for Housing and Planning, joined the show to discuss the Mamdani Administration's "Block By Block" housing plan, the city's multi-faceted housing crisis and various strategies to address it, key policies and programs underway and others in development, and more. (Ep 608)

Zoran Mamdani ran on affordability. Then Manhattan and Brooklyn posted the highest rents ever recorded. Critics are pointing at two policies: a rent freeze on a million units, and New York City's sanctuary status — which invited hundreds of thousands of new residents who all needed somewhere to live.The economics are not a mystery. Freeze rents on existing stock and developers stop building, landlords stop maintaining, and supply collapses while demand climbs. Pair that with a city that told the world to come on in, and you get exactly what New York got — record rents delivered by the man who promised to end them.Sean also pulls the thread to Seattle, where Katie Wilson is running the identical playbook: same party, same promises, same policies, same predictable result. Meanwhile Texas and Florida are building their way out of the crisis while blue cities regulate and freeze and act surprised when nobody can afford a studio apartment.CHAPTERS0:00 Mamdani ripped over record-high NYC…1:30 NYC Rents Soar Despite Mamdani's…2:38 Why Government Cannot Make Builders…4:05 Florida and Texas Carry U.S. Housing…5:03 NYC Rent Freeze on One Million Units6:12 Manhattan and Brooklyn Rents Hit…7:39 New York's Foreign-Born Renters and…9:01 Sanctuary Cities Worsen the Housing…10:13 Dallas Fed Links Immigration to Rising…12:12 Brandon Gill on Immigrants and Housing…13:24 Abbott's Migrant Buses Overwhelm Blue…14:41 Mark Levine's Housing Solutions Fall…16:52 Texas and Florida Oversupply Drives…18:46 Mamdani's Housing Promises vs Wilson's…20:18 Mamdani Celebrates Rent Freeze as…23:56 Rent Freezes Kill Incentives to BuildSubscribe to @reasonablenews and hit the notification bell for daily commentary on the stories the mainstream press buries.#NFRP #Mamdani #NYCGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

SpaceX's Starship megarocket makes the 'softest splashdown' ever (05:09)  Pentagon launches testosterone screening program for troops (15:46) Sailors could live in RVs or houseboats as Navy overhauls barracks (27:06) Unheralded History: Bow and Arrow use in the Vietnam War (36:26) https://lateforchangeover.com/ #lateforchangeover #veteranvoices #militaryeverything #militarypodcast #spaceforce #airforce #army #navy #marines #coastguard #militaryhistory #militaryhumor

In this episode of Component Connection, SBCA's Director of Strategic Partnerships, Sean Shields, is joined by Chris Rausch, an Assistant Professor at the University of Texas at Austin, and Director of the Enabling Technologies for Housing Innovation Center (ETHIC). They discuss the recent Industrialized Housing Summit and the challenges and opportunities facing the industrialized housing industry.

Madison's Office of Independent Police Monitor and their role after a fatal police shooting last week. A program that helps get early education teachers into affordable housing in Milwaukee. New local music in the Milwaukee Music Roundup.

Finding affordable housing is a huge challenge in Connecticut. Could part of this problem be how housing is built and designed? Architects aren’t just thinking about how to design better, more efficient homes. They’re thinking about how to design homes with community and affordability in mind. Today, we hear how architects are working to build better homes and communities across the state. Plus, an update from the Connecticut Tenants Union. GUESTS: Luke Melonakos: Vice President of the Connecticut Tenants Union Andrei Harwell: Executive director of the Yale Urban Design Workshop, and I'm a senior critic at the Yale School of Architecture Joan O’Riordan: Principal Architect at O'Riordan Migani Architects Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.

A plan to fast-track the consenting and building of more than 1200 homes near Arrowtown is drawing strong opposition from locals. Queenstown Lakes District councillor Samuel "Q" Belk spoke to John Campbell.

Housing advocates are calling for changes to rental standards as students suffer through cold Dunedin winters, in some cases it's warmer outside than inside the flats. Green Building Council residential impact manager Matthew Cutler spoke to Ingrid Hipkiss.

Helen Clark discusses Peters' comments to Lawrence Xu-Nan; Community Board rep: Council mergers put local voice at risk; Samuel "Q" Belk discusses planned Arrowtown development; Matthew Cutler discusses need for warmer rentals; Leonard Powell live from Commonwealth Games

How can Texas improve healthcare access, strengthen public education, and prepare its workforce while balancing competing budget priorities? On this episode of Texas Talks, host Brad Swail welcomes State Representative Donna Howard, who represents House District 48, for a wide-ranging conversation on healthcare, higher education, workforce development, public school funding, and the state's fiscal outlook. As Vice Chair of both the House Higher Education Committee and Article II Appropriations, Howard offers insight into some of the biggest policy debates facing Texas ahead of the next legislative session. The discussion explores the challenges of funding public education, improving rural healthcare access, expanding workforce training through community colleges, and addressing shortages of nurses and healthcare providers. Howard also discusses property tax relief, the Sunset Commission's ongoing review of health agencies, dementia research, and how lawmakers are preparing for the state's next budget cycle. The episode covers: Texas public education funding and property taxes Community colleges, workforce development, and credentials of value Rural healthcare access and provider shortages Expanding the role of nurse practitioners Sunset Commission priorities and state health agencies Texas budget outlook heading into the next legislative session Howard also discusses child healthcare, Medicaid enrollment challenges, maternal healthcare deserts, medical research, housing growth, local infrastructure, and the difficult balancing act legislators face when weighing competing policy priorities. 00:00 — Community college funding controversy 00:33 — Introducing Rep. Donna Howard 02:06 — Sunset Commission and health agency review 04:10 — Children's healthcare and Medicaid challenges 07:23 — Public education funding and state mandates 08:17 — Community colleges and workforce outcomes 10:34 — Higher education priorities 12:22 — Nursing shortages and workforce development 16:28 — Education funding and ESAs 17:45 — Property taxes and state revenue challenges 25:05 — Rural healthcare and maternal health access 27:16 — Nurse practitioners and healthcare shortages 32:58 — Dementia research and medical innovation 36:25 — Housing growth, infrastructure, and local planning 40:35 — Texas budget outlook and closing thoughts Watch Full-Length Interviews: https://www.youtube.com/@TexasTalks Follow us on social mediaX: @Texas_DispatchInstagram: thetexasdispatchLinkedIn: The Texas DispatchTikTok: texas_talks_podcast Find more at The Texas DispatchYour source for state news, policy, and investigative journalism.https://thetexasdispatch.com

Plans for the development of a landbank providing eight serviced sites for new private homes in an East Clare village will be unveiled this evening. Clare County Council is holding an open public consultation event in Feakle Community Centre today from 6pm to 8pm. The development - which is the second of its kind in Clare - is funded by the Department of Housing's Ready to Build Scheme and will include a new service road with associated footpaths, public amenity open space and required site services. Maghera Fianna Fáil Councillor Pat Hayes has been telling Clare FM's Seán Lyons the project will serve people who've rarely been considered until now.

Clare County Council says a shortage of skilled tradespeople—particularly plumbers and tilers—is slowing efforts to bring vacant council homes back into use.   The local authority currently has 86 vacant properties, with an average turnaround time of 28 weeks before they're ready for new tenants.   At a time when housing demand continues to outstrip supply, how much is the skills shortage affecting housing delivery, and what can be done to address it?   To discuss the issue, Alan Morrissey was joined by Ciarán Breen of Ciarán Breen Construction.  Photo (c) Alliance Images from Alliance Images via Canva

Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets. EmpoweredInvestor.com/Ai EmpoweredInvestor.com/Ask Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2 PropertyTracker.com https://cjpatrick.com #HousingMarket #RealEstateReset #MarketRecovery2027 #MortgageRates #HousingAffordability #EconomicGrowth #InflationWatch #HomePrices #RealEstateInvesting #PentUpDemand #SingleFamilyRentals #HousingInventory #JobMarket #GDP #StockMarket #HomeEquity #NewHomeConstruction #SunBeltRealEstate #CJPatrickCompany #DListing #CapitalGainsTax #ApartmentMarket #HousingStarts #EconomicOutlook   Key Takeaways: Jason's editorial 0:00 Updating my clone's virtual brain 6:10 Refi vs. HELOC   Rick Sharga Interview 14:34 GDP growth, stock market and inflation 23:20 Unemployment, job and wage growth 25:52 The housing market- single family and apartments 30:31 Mortgage rates and home prices 35:35 Price trends, inventory levels and the factors that show promise 37:26 Existing and new home sales 41:02 Housing starts are at a 5-year low 42:47 Closing thoughts  

Accessory Dwelling Units, better known as ADU's, are small, self-contained residential units that can be attached to a home or built as a separate structure, often as a small apartment or in-law suite.Columbus has released a new handbook for residents in building one on their property, though under current city code, building one could be very expensive.We're looking at the role ADU's could play in the need for housing here in Columbus.Guests:Brent Warren, reporter, Columbus UndergroundAlison Goebel, executive director, Greater Ohio Policy CenterOtto Beatty, former Columbus City CouncilmemberJenny Carlson, executive director, Ohio AARP

Crain's residential real estate reporter Dennis Rodkin talks with host Amy Guth about local housing news, including what the latest round of data says about the market. Plus: Grant Thornton to acquire CBIZ for $5 billion, Chicago's acting CFO exits ahead of Johnson's next budget showdown, CME plans futures tied to sports to be used as new hedging tool and Northwestern lands $20 million for first publicly accessible AI-powered protein lab in U.S. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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The housing market is "pretty good"—at least according to one of America's largest homebuilders. But pending sales are falling, mortgage rates are pressuring demand, and sellers in markets like Nashville are learning that buyers now have the leverage. In this live episode of tWiRE, we're looking at a housing market that is not collapsing—but is becoming increasingly divided. Large builders can offer rate buydowns and incentives. Affluent buyers are returning to vacation homes. Everyday buyers have more negotiating power in some cities but are still battling high prices and affordability. Meanwhile, sellers are discovering that their biggest objection may not be agent commissions—it's accepting what today's market will actually pay. The power structure of real estate is also shifting. Compass International Holdings is backing the American Real Estate Association as an alternative to traditional national representation, NAR is promoting progress on its strategic plan, and MLS associations and brokerages continue combining into larger organizations with more data, technology and influence. In this live episode, we'll cover: • Why PulteGroup's CEO says this is a "pretty good" housing market • Pending home sales hitting a three-month low • Nashville's dramatic shift toward buyers • Why accurate pricing is becoming the biggest listing challenge • Vacation-home demand and the widening divide between buyers • Compass joining the American Real Estate Association • NAR's latest strategic progress report • Brokerage, association and MLS consolidation • The lawsuit challenging New York City's rent freeze • Inman's plan to become the "Bloomberg of real estate" Is this actually a healthy housing market—or simply a market working well for the people and companies with the most cash, scale and leverage? Join us live on YouTube every Wednesday, 12 PM Central Time, and tell us what you're seeing in your market. #RealEstateNews #HousingMarket #RealEstateAgents

You've probably heard the media, politicians and economists talking about "the inflation rate" as though every Australian is experiencing the same increase in their cost of living.   But the official CPI figure may bear little resemblance to what is happening in your household.   Because here's the uncomfortable truth. That headline number is an average. It's a blend of everything from lettuce to laptops, and if your money goes on housing, health care, insurance and electricity rather than imported gadgets and clothing, your real cost of living has probably been running well above what the news is telling you.   Today we're going to pull that number apart. We're going to look at who actually suffers the highest inflation in this country, why government policy is doing more damage to your cost of living than any war or supply shock, and why understanding your own personal inflation rate matters just as much to your wealth-building strategy as your choice of property.   By the end of this episode you'll know exactly where you sit on what my guest calls the inflation pyramid, which categories of spending are quietly eating your returns, and why housing costs in particular have become one of the clearest examples of government-made inflation in the country.   My guest today is Ashley Owen, Principal of Owen Analytics and one of the most respected independent economists and investment analysts in Australia.   Takeaways   • Official CPI figures hide big differences between household spending patterns and real cost pressures. • Renters face stronger inflation because more of their budget goes to utilities, taxes, and housing costs. • Government-driven costs push housing inflation higher through taxes, regulation, and construction bottlenecks. • Imported goods often offset inflation, but local services keep rising through wage and productivity pressures. • Insurance, healthcare, and education climb faster because they rely heavily on expensive Australian labour. • Personal inflation rates matter more than averages when planning retirement withdrawals and long-term cash flow. • Higher inflation erodes mortgage balances over time, benefiting borrowers who own quality assets. • Delayed rate cuts and political spending can keep interest rates higher for longer. • Land scarcity in concentrated cities pushes up property values and construction costs. • Wealth plans must outperform inflation or purchasing power steadily shrinks over decades.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. •        Every entry receives a copy of a fully updated Michael Yardney Property Report.   Michael Yardney – Subscribe to my Property Update newsletter here.     Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Ashley Owen, Director of Owen Analytics https://www.owenanalytics.com.au/   Articles mentioned in the podcast:   ·        Housing inflation higher than CPIhttps://www.owenanalytics.com.au/2026jul20-housing-inflation   ·        What's your personal inflation rate?https://www.owenanalytics.com.au/2026jul14-infl-categ     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore:   • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Plus: The latest on revenue-sharing from the Gordie Howe bridge, actor Jared Leto is accused of sexual misconduct involving teenage girls, Prime Minister Mark Carney makes a housing announcement in Alberta, and what does Alberta's decision to allow patients to pay out-of-pocket for surgery mean for the future of healthcare in Canada? We love feedback at The Big Story, as well as suggestions for future episodes. You can find us: Through email at hello@thebigstorypodcast.ca  Or @thebigstory.bsky.social on Bluesky Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

WSJM Afternoon News for 07-29-26See omnystudio.com/listener for privacy information.

Accessory Dwelling Units, better known as ADU's, are small, self-contained residential units that can be attached to a home or built as a separate structure, often as a small apartment or in-law suite.Columbus has released a new handbook for residents in building one on their property, though under current city code, building one could be very expensive.We're looking at the role ADU's could play in the need for housing here in Columbus.Guests:Brent Warren, reporter, Columbus UndergroundAlison Goebel, executive director, Greater Ohio Policy CenterOtto Beatty, former Columbus City CouncilmemberJenny Carlson, executive director, Ohio AARP

Promises for Provision (audio) David Eells – 7/29/26 We have many revelations on our site of how God has planned to provide for His saints in the coming wilderness tribulation. I'm going to share just a few of these with you today.   God's Warehouse in the Wilderness K. H. - 08/29/2008 In a dream, my mom, sister, nieces, and I were moving into this warehouse that seemed to be off on its own in a way, and if you weren't looking for it, you would miss it. (Many do miss God's warehouse because they don't take His promises seriously and in faith. It is off on its own because it is in the wilderness place of our weakness that His power is made perfect.) As we entered the warehouse, I was amazed at all the things that I saw in it. There were beds, couches, lamps, refrigerators, toys, food, water, etc. (Also, there are eyes that see, organs, limbs, and all heathy things.) It looked like there was anything and everything that we would ever need in there. The enormity reminded me of a store that I went to a few months ago called IKEA (“eye-key-yah”) but it was larger than that and had so much more. In the warehouse, I also saw several more families; some of the kids were playing. There was such joy and peace that filled this large room. We all were just so thankful that we would have all that we would ever need in that warehouse. Praise the Lord! As my mom and I were talking about the dream, she immediately mentioned that God let me see His warehouse or storehouse for His saints. Praise God! Paul says in Philippians 4:19, And my God shall supply every need of yours according to his riches in glory in Christ Jesus. I have experienced God supplying our every need but what a blessing to actually be able to see God's warehouse for those who live in His shelter. This promise is something that the children of God will need to stand on in the coming tribulation. The sum of His Word is truth and no matter what it may look like, the Lord will provide and bring us through. Praise Jesus; thank you, Father!   Obedience In Provision Anonymous 3/30/23 (David's notes in red) I had a vision of an average man. He was suddenly blessed with a very large abundance of money and a driven calling from God. (There are many prophecies of the Man-child being abundantly blessed to build the Kingdom of God.) The man was then led to buy all these businesses and houses that were for sale, and he obtained almost a whole city. (Many people represented by the houses will be coming into the Kingdom in Spirit and Truth. Also, this has been fulfilled by the Lord since this 2023 revelation.) In so doing and led by God, to change a country and giving hope and faith by his example in servitude. Every one of the businesses and houses were for those in need. Housing the poor and the faithful in Christ; businesses were used for His Glory according to the Word and Christ and gave spiritual truth and provision for all their needs to be met. (Again, this has been fulfilled by the Lord since this 2023 revelation. In return, all those he helped then participated with their gifting or their profession, and many helped in genuine love as one community for God, and it grew. The changes even convinced many non-believers not to change it back to what it had been. (This is coming.) (I felt this is our deepest desire to have His Kingdom be established here and now in the physical, not for our own selves but to fulfil the needs of others.)   An Abundance of Provision for the Bride L. W.- 2/3/23 (David's notes in red) I had a dream where I was in what looked like a big warehouse, with bank tellers. (The Father's gift of wealth coming to bank accounts through NESARA that will especially favor the Bride. It is money the D.S. stole from everyone for many years but D.T. found.) I went to get a statement for my account, and when the lady handed it to me, I noticed I had about $37,000,000,000. That's $37 billion. (She was expecting this but had a critical, unforgiving spirit, and I tried to gently warn her, but sadly she lost it all and went to her place.) In the dream, I remember thinking, “Yesterday, I was thinking about how I wanted a billion dollars,” but I hadn't asked God for this. (In real life, I have no desire to be a billionaire. The number 37, in Bible Numerics, means “Word of God”.) (Those who have the Word manifested in them will have all needs met.) In the dream, my goal was to keep the knowledge about how much money I had a secret and use it anonymously for good. I was planning on using it to build a personal house, a church building for UBM, to get my husband a new truck (Which he badly needed at the time), and to help others in need. I remember thinking in the dream that “I would just keep my current car.” End. …In dream #2) It was a sunny day. My husband and I were looking into getting another house. We were looking at one that was multi-story and had two kitchens. UBM was there looking at it with us. I thought that it would be a great place for pot blessings. (All the good she previously had a desire to do.) I remember specifically seeing Gabe and Michael and didn't think much about it. But later in real life, I think the Lord reminded me that two of His archangels are Michael and Gabriel. (His angels watch over the affairs of UBM.) (To render to all according to their works.) …I asked the Lord for a verse by faith at random about these dreams and got Rom. 1:17 For therein is revealed a righteousness of God from faith unto faith: as it is written, But the righteous shall live by faith. (The faithful righteous will be blessed soon!)   Provision to Preserve & Build the Kingdom Eve Brast - 11/05/18 (David's notes in Red) I had a couple of dreams involving a Monopoly game board. It's no coincidence that as I sat down to write this, an announcement on the radio said that on this day in history, November 5, 1935, Parker Brothers introduced the game of Monopoly to the public. (Which had to do with dealing with money.) Dream 1: I was sitting in the dining room of our old house on Vanderbilt Rd. in TX. (Vanderbilt is representative of the wealthy elite... The Vanderbilts were once the wealthiest family in America. Cornelius Vanderbilt was the richest American until his death in 1877. After that, his son William acquired his father's fortune and was the richest American until his death in 1885. The Vanderbilts' prominence lasted until the mid-20th century, when the family's 10 great Fifth Avenue mansions were torn down, and most other Vanderbilt houses were sold or turned into museums in what has been referred to as the “Fall of the House of Vanderbilt”. Wikipedia. (They lost it all as many will do.) But, instead of a dining table, there was a green card table. (The Deep State house of cards is falling.) It was dark in the kitchen area, but there was a light shining down on the card table. (Father is shining the light on the fact that many are gambling with their life.) There was an empty Monopoly board game on the table, where three men with slicked-back, black hair were sitting around the Monopoly board with me. (Black hair represents submission to darkness. The elite behind the Deep State are playing the game of spiritual monopoly, and they are losing due to God.) R. S. was to my right with her hands folded over her forearms, observing the scene. The only thing each of us had been given was the usual amount of Monopoly money that each player receives. There were no houses, hotels, or game tokens to move around the board. (The value is not in the material possessions but in the funny money itself. By her composure, we know that R. S. was resting in the flesh, for she fell away. Eve was just sitting there resting in the Lord. All things are provided freely in our rest from self-works. The monopoly money, thought to be worthless, represents the national currency of nations that have fallen to a very low value. NESARA will change this for the righteous.) Suddenly, a pair of dice appeared above the board as if an invisible pair of hands was shaking them. Then the dice were cast onto the board, and they came up 3 and 4, equaling 7. (God rolls the dice for He holds the future, and He and those who abide in Him, win the game. He has His own people at the table to receive the gift.) The three men all declared, “7!!!” in a defeated and disgusted tone. (God has defeated the elite who planned to use this currency for their own New World Order.) Then they all got up from the table, took all their Monopoly money and stacked it in a large pile on top of my money, and then it all turned into real money as they left the game. (The revaluation of currencies to come up on a par with the dollar, which must lose some of its value to come into alignment. Hence, those with worthless currencies will find they have become real money. This is necessary to have a GCR or global currency reset, where all come to the same value. In the short term, this will be used to build the Kingdom, as in the temple of God, which is His people. The elite had planned to take the Christians down, and then they would take all. But Trump, who, as Cyrus did, will contribute Babylon's vast hidden wealth towards the temple of God's people.) I then realized I'd won even though I didn't know I'd been playing. (None of us has been playing, but like this, it will be given to us by God's roll.) R. S. then said, “Wow, Eve! You really made out!” (Eve could represent herself and the corporate Bride). I was so amazed by this. Then I woke up and I looked at my phone, and the time was 3:33 am. (I thought of Jeremiah 33:3 because I had asked Father to show me more about His plans and what He is doing currently. Jer. 33:3 Call unto me, and I will answer thee, and will show thee great things, and difficult, which thou knowest not. (I said months ago I wondered if the elite would be taken down so that they could not be involved in this revaluation and that their currencies' value would then be left to be divided to the people of God. Now I know it was a word of knowledge.) I asked Father for a word concerning the Monopoly game and the black-haired men (Who I believe represent the [elite through the] Deep State) and my finger was on, “Shalt thou reign?” in Jeremiah 22:15. Jer 22:12-17 but in the place whither they have led him captive, there shall he die, and he shall see this land no more. 13 Woe unto him that buildeth his house by unrighteousness, and his chambers by injustice; that useth his neighbor's service without wages, and giveth him not his hire; 14 that saith, I will build me a wide house and spacious chambers, and cutteth him out windows; and it is ceiled with cedar, and painted with vermilion. 15 Shalt thou reign, (Those who were sure they would reign by collecting enormous profits from this revaluation have lost it. The people's monopoly money is now worth much more, for the till has the elites' and the wicked's money in it and it will be divided as God sees fit.) because thou strivest to excel in cedar? Did not thy father eat and drink, and do justice and righteousness? then it was well with him. 16 He judged the cause of the poor and needy; then it was well. Was not this to know me? saith Jehovah. 17 But thine eyes and thy heart are not but for thy covetousness, and for shedding innocent blood, and for oppression, and for violence, to do it. I then asked for a word for the men giving me all their money, and my finger was on Matthew 6:29. In context Mat 6:28-34 And why are ye anxious concerning raiment? Consider the lilies of the field, how they grow; they toil not, neither do they spin: 29 yet I say unto you, that even Solomon in all his glory was not arrayed like one of these. 30 But if God doth so clothe the grass of the field, which to-day is, and to-morrow is cast into the oven, shall he not much more clothe you, O ye of little faith? (When I pasted this text in this article, somehow, I accidentally turned the background red, but this underlined part was white. I know of no way this could naturally happen, and my accident was not an accident. So believe God to supply for you in the coming wilderness as He did for Israel.) 31 Be not therefore anxious, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? 32 For after all these things do the Gentiles seek; for your heavenly Father knoweth that ye have need of all these things. 33 But seek ye first his kingdom, and his righteousness; and all these things shall be added unto you. 34 Be not therefore anxious for the morrow: for the morrow will be anxious for itself. Sufficient unto the day is the evil thereof. Also, this verse came to mind. Pro 13:22 A good man leaveth an inheritance to his children's children; And the wealth of the sinner is laid up for the righteous. Dream 2: I went back to sleep, and again I was sitting in front of the Monopoly board, alone this time. I was looking at a small stack of money between the game board and me. In the dream, I knew that it was $42. And I was thinking, “It will not be enough; I'm going to fall short.” (Everyone wanted the revaluation to happen too early. If it had, it would have been swallowed up by the criminals.) Then Donald Trump merged with David and came in through the door near the dining room that led out to the garage. (When I say they were merged, it was like their two images flickered back and forth between Donald Trump in a dark suit, white shirt, and red tie, and David in a white Polo shirt and light blue jeans.) (This merger has been seen for a while, especially in Eve's dreams. This represents the David Man-child reformers working to bring about the Kingdom on a Christian level, while Trump-Cyrus works to bring about the Kingdom on a National level. And the Davids will help the Trump.) I heard their voices in unison say, “42....43,44,45” as they added three more dollars to the 42 that I had. (Bill Clinton was the 42nd president, Bush Jr. the 43rd, Obama the 44th, and Trump the 45th. (And currently the 47th. Notice the criminals did not further the process of GCR during their terms because then Christians would benefit having been told by the Lord to invest in this. As a ministry, we have not, but others have for us. Obama/Hillary/Biden's job was to finish off the Christians with their invasion and cheating on the vote. Then came God's 45th and 47th president to prepare us with the tribulation provision. There is a lot of revelation concerning 45, which represents preservation. The Isaiah 45 Trump-Cyrus/Man-child parallel to rebuild the Kingdom, etc.) Isa 44:28-45:3,13 That saith of Cyrus, He is my shepherd, and shall perform all my pleasure, even saying of Jerusalem, She shall be built; and of the temple, Thy foundation shall be laid. 45:1 Thus saith Jehovah to his anointed, to Cyrus, whose right hand I have holden, to subdue nations before him, and I will loose the loins of kings; to open the doors before him, and the gates shall not be shut: 2 I will go before thee, and make the rough places smooth; I will break in pieces the doors of brass, and cut in sunder the bars of iron; 3 and I will give thee the treasures of darkness, and hidden riches of secret places, that thou mayest know that it is I, Jehovah, who call thee by thy name, even the God of Israel. … 13 I have raised him up in righteousness, and I will make straight all his ways: he shall build my city, and he shall let my exiles go free, not for price nor reward, saith Jehovah of hosts. I was relieved because this was exactly the amount I needed. The 3 dollars they laid down were much larger than normal, like the size of business envelopes. (I believe that Trump has “bought us” more years, represented by the 3 large dollar bills, before the tribulation begins). Then I woke up. I asked Father for a word concerning the three more dollars and my finger was on “heir of righteousness” in the concordance under Heb 11:7 By faith Noah, being warned of God concerning things not seen as yet, moved with godly fear, prepared an ark to the saving of his house; through which he condemned the world, and became heir of the righteousness which is according to faith. (Arks are expensive and laborious, as we learned when many went to see this huge replica – The Ark Encounter in Kentucky.) Mat 24:37-39 And as were the days of Noah, so shall be the coming of the Son of man. 38 For as in those days which were before the flood they were eating and drinking, marrying and giving in marriage, until the day that Noah entered into the ark, 39 and they knew not until the flood came, and took them all away; so shall be the coming of the Son of man. What 42 dollars could also represent...   Meaning of Number 42 in the Bible Forty-two is a number with a direct connection to the coming Antichrist kingdom. His evil efforts will last 42 months in the end time, and thus forty-two is firmly associated with him. (This 42nd Presidency brought an end to 3 generations of antichrist leadership, but we are being preserved by the 45th and 47th. In God's view, Trump skipped a year because He is needed now.) On Oct 14, 2018, Melissa Pollock wrote: David, I thought I would look online and see if there is anything about Pres. Trump having dreams and needing interpretation. I looked for a little, but not really hard. The Lord got my attention when I was online, that Trump is the 45th President. I was thinking about how the Lord is using him as a type of Cyrus. Then all of a sudden the Lord brought to mind that Isaiah 45 is the first chapter, which talks about Cyrus. So I went and looked. Actually, verse 28, the last verse of chapter 44, is the first place Isaiah starts talking about Cyrus. Chapter 45 is the only chapter in Isaiah that starts at the beginning, talking about Cyrus. Then I thought about the fact that 45 means preservation. The Lord also got my attention with how I wrote all this info down. PRES. is short for President, and PREServation both begin with the same letters! The Lord is using PRES Trump as a type of Cyrus to PREServe the U.S. and the world by taking down the Deep State. That's so we have a relative time of peace for the sake of bringing His people out of apostasy so they will follow the Man-child into the wilderness, like David has been teaching us. There are only three verses that use the number 45 in the Bible. Gen.18:28 peradventure there shall lack five of the fifty righteous: wilt thou destroy all the city for lack of five? And he said, I will not destroy it, if I find there forty and five. (45 preserved) Joshua 14:10 And now, behold, Jehovah hath kept me alive, as he spake, these forty and five years, from the time that Jehovah spake this word unto Moses, while Israel walked in the wilderness: and now, lo, I am this day fourscore and five years old. (45 preserved) 1 Kings 7:3, In context 1-3, 1 And Solomon was building his own house thirteen years, and he finished all his house. 2 For he built the house of the forest of Lebanon; the length thereof was a hundred cubits, and the breadth thereof fifty cubits, and the height thereof thirty cubits, upon four rows of cedar pillars, with cedar beams upon the pillars. 3 And it was covered with cedar above over the forty and five beams, that were upon the pillars; fifteen in a row. Cedar wood is bug-resistant and used to store things in order to preserve them from being eaten up by bugs. (His house was preserved and supported by 45 beams)   Huge Box of Gold Coins Given to David David Eells - 11/04/2016 I had a vision in the night. I saw myself in a huge warehouse. I had been sent by my Boss to move a large box that I saw in the Spirit to our part of the warehouse. When I got there, I still saw the box in the Spirit, and I saw the industrial-sized forklift that I was to use to pick it up. I would judge the box to be about 8' square and very strong. It was full of dollar-sized gold coins. I looked at the forklift and wondered if it was big enough to pick the box up. I found the manager of the warehouse and told him what I was told to do. He said, “I was told by my boss not even to speak nominally (in name only) of that box”. Then I told him, “Do you want me to go back to my Boss or do you want to speak to yours?” I knew my Boss, Father, was over his boss, Satan. End of vision. (I believe the Lord is saying we are soon to receive access to the money to serve His saints in the refuge.)   UBM, Refuge from the Storm David Eells - 09/21/2007 In a vivid dream, an elderly white-haired man sat at His desk looking at some papers. He was also watching me with an expression of pleasant approval as I lay on a couch next to Him. I also was looking at some papers. It was revealed to me that He was leaving me with a billion dollars, which to me just represented a lot of money. Later I was told it would literally be infinitely more than that, and it would be to take care of His people, house, property, and the Man-child families. There were household servants who looked on. (The elderly white-haired man represents our heavenly Father, Who will provide Unleavened Bread Ministries with everything necessary to care for that portion of His house and property that He has left us to care for. The house represents His holy people, and His property represents those who are under the blood and in the process of becoming holy. I represent UBM, which is a body of saints committed to preparing the elect to walk in the steps of Jesus. The papers we were looking at represent the Biblical, legal contract between the Father and us that guarantees all these things. The servants are the angels who serve His people to bring this to pass. I was lying down in a restful position, signifying that it would not be by the works of UBM, but as we rest from our own works, the grace of God will bring it to pass.) Afterward, I saw myself walking through the house and looking out a front window. I saw that a storm was raging and that the properties outside the boundaries of our property were being devastated. In other words, we were a refuge. Trees were being blown away, and the landscape was becoming desolate. (Looking out the front window is to look into the future, or what is before the house. The raging storm is tribulation to come. The world outside the property will be devastated to prepare a wilderness that will motivate God's people to flee to the Kingdom of God through repentance and faith. This is abiding in Christ, the “Secret Place” of the Most High God. In the Bible, people are likened to trees, so the trees blown away represent people's lives being destroyed who do not abide in the shelter of Christ.) Next, I saw that inside the boundary of the property were all kinds of animals. I knew that the billion dollars was given to shelter and take care of these. (After the dream, I thought how much this seemed like the beasts who fled to Noah's ark for safety from the storm to come. Solomon taught that men are as beasts. Ecc.3:18 I said in my heart, [It is] because of the sons of men, that God may prove them, and that they may see that they themselves are [but as] beasts. 19 For that which befalleth the sons of men befalleth beasts; even one thing befalleth them: as the one dieth, so dieth the other; yea, they have all one breath; and man hath no preeminence above the beasts for all is vanity. I have shared in our teachings that the different peculiarities of these animals represent the different strengths and weaknesses of men. The different species can also be seen as different unclean sects, divisions or denominations.) Peter was being prepared by a trance vision to accept into the Kingdom those men he considered to be unclean beasts. Act.10:11 and he beholdeth the heaven opened, and a certain vessel descending, as it were a great sheet, let down by four corners upon the earth: 12 wherein were all manner of fourfooted beasts and creeping things of the earth and birds of the heaven. 13 And there came a voice to him, Rise, Peter; kill and eat. 14 But Peter said, Not so, Lord; for I have never eaten anything that is common and unclean. 15 And a voice [came] unto him again the second time, What God hath cleansed, make not thou common. 16 And this was done thrice: and straightway the vessel was received up into heaven. Immediately after this vision, Peter was invited to the house of Cornelius, and he perceived that God had revealed to him that He had cleansed the lost, unclean Gentiles through the sacrifice of Jesus. Act.10:28 and he said unto them, Ye yourselves know how it is an unlawful thing for a man that is a Jew to join himself or come unto one of another nation; and [yet] unto me hath God showed that I should not call any man common or unclean... 34 And Peter opened his mouth and said, Of a truth I perceive that God is no respecter of persons: 35 but in every nation he that feareth him, and worketh righteousness, is acceptable to him. At this point, Peter preached the Gospel to all who were in Cornelius' house, and they were saved and filled with the Holy Spirit. Many unclean beast people will be fleeing the judgments on the world and apostate Christianity and coming into the shelter of the Kingdom through our ministry. These were sanctified of their beastly character by the sacrifice of Jesus, and we will have to deal with those peculiarities by faith and the Word. Some of them will ultimately not be saved, for they will not continue in the faith and endure to the end to be delivered of their beastly appetites. Next, I saw, as I looked out of the front window, a rhinoceros charging towards the window. At the last minute, it veered off and went down the left side of the house. I turned and ran to the back of the house and looked out the back window to see lions and a rhino calf peacefully in the backyard together with other animals. I supposed that the rhinoceros was thinking of protecting its own, but there was no threat; they were all at peace. (Notice that the animals are at peace, like they must have been in Peter's sheet and Noah's ark. This symbolizes the one flock with one shepherd that Jesus said would come. Mat.5:9 Blessed are the peacemakers: for they shall be called sons of God. In Isaiah 11:1-5, the Branch is Jesus in the Man-child ministry as in Jer.23:1-6. Then it also speaks of the animals being at peace and protected and led by the man-child. Isa.11:6 And the wolf shall dwell with the lamb, and the leopard shall lie down with the kid; and the calf and the young lion and the fatling together; and a little child shall lead them (man-child). 7 And the cow and the bear shall feed; their young ones shall lie down together; and the lion shall eat straw like the ox. 8 And the sucking child shall play on the hole of the asp, and the weaned child shall put his hand on the adder's den. 9 They shall not hurt nor destroy in all my holy mountain (Kingdom of God); for the earth shall be full of the knowledge of Jehovah, as the waters cover the sea. The rest of the chapter speaks of gathering God's people to their spiritual Land of Promise and bringing peace between them while conquering the old man in the land. Chapter 12 speaks of them drinking freely of God's salvation. And chapter 13 is the Day of the Lord and the fall of America as we know it. Here, the shepherds and their flocks are gone, but the wild beasts- especially “goats” (the wicked and apostates) and “wolves” (apostate false leaders) are left to “cry in their castles” (churches). 13:19 And Babylon, the glory of kingdoms, the beauty of the Chaldeans' (Babylon in religion and politics) pride, shall be as when God overthrew Sodom and Gomorrah. 20... neither shall shepherds make their flocks to lie down there. 21 But wild beasts of the desert shall lie there (religion); and their houses shall be full of doleful creatures; and ostriches shall dwell there, and wild goats shall dance there. 22 And wolves shall cry in their castles (churches), and jackals in the pleasant palaces: and her time is near to come, and her days shall not be prolonged.) Looking out the front window in this dream represents seeing into the future, and the left side, where the rhinoceros went, represents where the goats walk. Just as it is now, some self-righteous, competitive, ambitious, sectarian, factious, domineering types will seek to separate those of their own kind and their own thinking from the body when in reality they are in the safest place to be. This also may be speaking of a larger future scenario that involves the new world order religion seeking to separate those who may be proven to belong to them from those at peace with God and each other. They will not be ashamed to use the weapon at their disposal to gore those who have been given authority. The rhinoceros first aimed at me and then at those who agreed with me. Some, like Judas, will go to the place ordained for them because of their selfish ambition and because they abuse their freedom in Christ. Gal.5:10 I have confidence to you-ward in the Lord, that ye will be none otherwise minded: but he that troubleth you shall bear his judgment, whosoever he be... 13 For ye, brethren, were called for freedom; only [use] not your freedom for an occasion to the flesh, but through love be servants one to another. 14 For the whole law is fulfilled in one word, [even] in this: Thou shalt love thy neighbor as thyself. 15 But if ye bite and devour one another (as the wild beasts normally do), take heed that ye be not consumed one of another (as the wild beasts do). 16 But I say, walk by the Spirit, and ye shall not fulfill the lust of the flesh.... 19 Now the works of the flesh are manifest, which are [these]: fornication, uncleanness, lasciviousness, 20 idolatry, sorcery, enmities, strife, jealousies, wraths, factions, divisions, parties, 21 envyings, drunkenness, revellings, and such like; of which I forewarn you, even as I did forewarn you, that they who practice such things shall not inherit the kingdom of God.   Refuge Presence of God B. R. - 05/01/2009 (David's notes in red) I was reading in Second Samuel, and this scripture impressed me: 2Sa.6:14 And David danced before Jehovah with all his might; and David was girded with a linen ephod. 15 So David and all the house of Israel brought up the ark of Jehovah with shouting, and with the sound of the trumpet. (When the David Man-child ministries are anointed as the new leadership of God's people, the presence of God will be in their midst for the first time since the Saul ministries began. 1 Chr.12:38 All these being men of war, that could order the battle array, came with a perfect heart to Hebron, to make David king over all Israel: and all the rest also of Israel were of one heart to make David king... 13:2 And David said unto all the assembly of Israel, If it seem good unto you, and if it be of Jehovah our God, let us send abroad everywhere unto our brethren that are left in all the land of Israel, with whom the priests and Levites are in their cities that have suburbs, that they may gather themselves unto us; 3 and let us bring again the ark of our God to us: for we sought not unto it in the days of Saul.) Then, last night, I had a refuge dream, and only the following came to mind: We were in a covered pavilion with picnic tables. David (representing the David/Man-child ministries to come) and I had arrived, and there was a group of people expecting us. A middle-aged woman came up to us and told us that the pretzels in the stacked, white boxes of different sizes on the picnic tables were for us to eat. (This represents partaking of the joyous rewards of the unleavened bread of the Word, the crucified life of the heart, and prayer. All this in a clean, white garment representing faith and the works of the Spirit. Which I will share below.) David was walking behind me, singing in tongues. He was in a very joyous mood. (Bringing the anointed presence of God.)   What Do Pretzels Represent? The origins of the pretzel go back to a frugal monastery in the mountains between Southern France and Northern Italy. In 610 AD, the monks created the first soft pretzels. They didn't want to waste the dough leftover from making unleavened communion bread. (Partaking of the pure Word.) Christians, in those days, prayed with their arms crossed over their chest (the crucified life of the heart) with each hand on the opposite shoulder. The monks realized that the dough could be twisted into a similar shape. The treats were given to village children as a reward to children for memorizing their prayers. The monks called their treats “pretiola”, a Latin word that means “little rewards”. (Partaking of the joyous rewards of the unleavened bread of the Word and prayer.)   Provision for the Bride Terri McGinley - 4/19/22 (Deb's notes in green | David's notes in red) I had a dream where I was observing these young men. (Representing the Man-child Body of first fruits reformers.) They were between the ages of 18-23 or so. (Eighteen is the numerical value of the Hebrew word “chai,” which means “life.”... It is a Jewish custom to give monetary gifts in increments of 18, thus symbolically blessing the recipient of the gift with a good, long life. The number 23 in the Bible symbolizes death. The Man-child body of reformers is the first to come to their spiritual death of self so that they can bring salvation, provision, and life through the Gospel of Christ to all of God's elect during their first 3 1/2 years of ministry in the tribulation.) They were camping, and someone there told them of a lady who was in need and asked if they could help out. (Camping represents that the Man-child reformers are in their own personal wilderness.) (The lady in need is the modern-day Church, which has been impoverished by apostasy and division over these last 2,000+ years and is in desperate need of the real Jesus.) One young man said, “Wait, just a minute.” (The young man represents Jesus Who has already given us everything.) He had a stack of birthday cards. (Birthday cards represent invitations to be born into the Kingdom.) He looked through them and found a blank check and a hundred-dollar bill. He took them out of the cards and gave them to the lady in need. (The Man-child will show the woman how to receive the $100 bill representing 100-fold fruit and the blank check representing carte blanche; i.e., whatever is needed; no stipulations or no limits.) (Est 2:13 then in this wise came the maiden unto the king: Whatsoever she desired was given her to go with her out of the house of the women unto the king's house.) He left the check blank. I was really surprised, thinking he'd give maybe five or ten dollars, especially since he didn't seem to have much and was so young. That was the whole dream. (Jesus didn't have much during His earthly life according to the world's standards, but He gave all of His life so that we could have Life. A “blank check” reminds me of Mar.11:24 Therefore I say unto you, All things whatsoever ye pray and ask for, believe that ye received them, and ye shall have them.) AMEN.

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The parasite outbreak linked to contaminated lettuce appears to have taken a bigger toll on Taco Bell than first reported, the importance of having a "money talk" with aging parents, and a look at the three biggest factors affecting the housing market right now.

The U.S. housing market is pretty weird right now. Whether you're a buyer, seller or a renter, it leads to all kinds of questions, like: How did we end up with a housing shortage? Is housing still a good investment? What policies might unlock the housing inventory held by baby boomers? So we called up someone with answers: Redfin's chief economist, Daryl Fairweather. On today's show, your housing questions, answered. This is an excerpt of a live virtual event we held last week for our NPR+ and other qualifying supporters. To hear the entire event, make sure you're signed up for NPR+. We'll be publishing it as a bonus episode in the Planet Money feed next week!    Fact checking by Vito Emanuel.Your Next Listen — Two Cities. Two chip plants. One affordability crisis.Connect with The Indicator — Sign up for The Indicator's brand new newsletter — Find our socials, YouTube and more! — For sponsor-free episodes, subscribe to NPR+ See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Our guest on the podcast today is Ryan Frederick, an author, speaker, and entrepreneur focused on the intersection of place and healthy longevity. As founder and CEO of HERE, he provides content courses and coaching in place planning, a holistic, research-based approach to help people find the right place for every stage of life. He's also the author of Right Place, Right Time, a book that helps individuals think through housing decisions for the second half of life. In addition, Ryan provides strategy consulting to organizations looking to create better places, including Fortune 500 companies, institutional investors, health systems, and housing developers and operators. He's also a member of the Advisory Council for the Stanford Center on Longevity. He previously served on the National Advisory Board of Johns Hopkins University School of Nursing and was a member of the Bipartisan Policy Center Task Force on Health and Housing. He's a graduate of Princeton University and Stanford Business School. Episode Highlights 00:00:00 Senior Living, Longevity, and 100-Year Life Planning 00:08:39 How Place Influences Health as You Age 00:10:37 The Four Pillars of Place Planning 00:16:19 Income's Impact on Housing, Home Equity, and Limitations of Aging in Place 00:30:01 Place Planning Tools and Building Community 00:41:43 New Housing Models, Cohousing, and Age Diversity 00:49:13 Continuing Care Retirement Communities and Healthy Aging Dashboards More From Morningstar Your Retirement Countdown, With Christine Benz Harry Margolis: How to Confront Aging Challenges Head-On Joy Loverde: Planning Ahead for Care Needs as You Get Older If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hour 1 for 7/28/26 Drew and Patrick T. Brown from the Ethics and Public Policy Center covers why the lack of housing is a moral crisis (1:00). Topics/calls: renting for 25 years (17:50), working to afford a home (20:25), my parents had a small home with seven kids (23:08). Then, Fr. Robert Spitzer, SJ discusses the new Science, Reason, and Faith Catholic Study Bible (31:56). Topics/calls: Elijah in fiery chariot (42:24), and challenges to faith (44:52). Links: https://eppc.org/author/patrick_brown/ Patrick Brown on X Tom Vander Woude Website

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how housing demand is responding to higher mortgage rates. Related to this episode: Home sales are positive but higher rates slowing demand HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ HousingWire AI Summit – August 11 HousingWire Mortgage Banking Summit – October 1 More info about HousingWire The Top 5: Home sales are positive but higher rates slowing demand Why homebuilders aren't building more homes Don't fall for a fake foreclosure crisis NAR homebuyer commission settlement hearing set for Nov. 2 New York outflows reshape housing demand in Texas and Florida Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Housing costs rarely rise because of one single policy, fee, or requirement. More often, they build layer by layer until the numbers no longer work. Capturing a Maryland icon, a housing advocate started to tag the layer-upon-layer of process as the "Smith Island Cake Effect." In Episode 5 of The Briefing Room's housing finance series, Dom Butchko and Terry Hickey are joined by Maryland Comptroller Brooke Lierman to explore the “Smith Island Cake Effect” and the many interconnected pressures shaping the cost of housing production. They talk through the layers and discuss where there are deeply considered policies, and where there are streamlining opportunities, to help advance Maryland toward more housing supply at every level.Notes:2025 Housing & the Economy ReportFollow us on Socials!MACo on TwitterMACo on Facebook

Some real estate projects create income. Others create lasting impact. Dr. Janet Tonkins shares the remarkable journey from being forced out of her family home with her young daughter to building a successful real estate career that has included more than $900 million in transactions. One of her latest projects is a 74 unit apartment community built specifically for grandparents raising their grandchildren. Janet explains why this type of housing is needed, how the project received support from local and state partners, and why every resident deserves quality housing regardless of whether they receive subsidies. She also shares lessons on tenant management, relationship building, and why stewardship has become the driving force behind her work. Key Topics Growing up in the projects and starting over with nothing Buying a 23 room triplex with no money down Creating housing for grandparents raising grandchildren Building partnerships with government and private developers Why quality housing matters for every tenant A new housing project designed for homeless veterans Stewardship over wealth Guest Information Dr. Janet Tonkins is a real estate investor, developer, and educator focused on creating housing that serves communities while building long term wealth. Website: thecashflowdiva.com Call To Action To learn more about Dr. Janet Tonkins and her work, visit: thecashflowdiva.com

Housing stability is a pressing concern for many communities, particularly during times when constructing new housing can be financially daunting. Lauren Everett emphasizes a straightforward solution in her book Fortunate People in a Fortunate Land: at home in Santa Monica's rent-controlled housing. Rent control policies can be implemented at no cost, an approach that not only provides an immediate mechanism to stabilize housing but ensures fairness and sustainability. Show Notes:New York Times article on the New York City Rent Freeze mentioned in the episode: https://www.nytimes.com/2026/06/25/nyregion/nyc-rent-freeze-vote-mamdani.html If you are looking for more evidence that rent-stabilized apartments don't have a higher instance of habitability issues than non-stabilized this report from NYC is a good resource.The NLIHC just came out with their national renter survey, which is really exciting. It has data on the percentage of renters who experience maintenance issues, who report them, who get them addressed, etc. Further Reading: In Defence of Housing: The Politics of Crisis by David Madden and Peter MarcuseCarving Out the Commons: Tenant Organizing and Housing Cooperatives in Washington, D.C. by Amanda HuronAbolish Rent: How Tenants Can End the Housing Crisis by Tracey Rosenthal and Leonardo VilchisAgainst Landlords: How to Solve the Housing Crisis by Nick BanoThe Underserving Poor: America's Enduring Confrontation with Poverty: Fully Updated and Revised by Michael KatzTo help support the show, pick up a copy of the book through our Bookshop page at https://bookshop.org/shop/bookedonplanning or get a copy through your local bookstore!To view the show transcripts, click on the episode at https://bookedonplanning.buzzsprout.com/Follow us on social media for more content related to each episode:LinkedIn: https://www.linkedin.com/company/booked-on-planning/Twitter: https://twitter.com/BookedPlanningFacebook: https://www.facebook.com/bookedonplanningInstagram: https://www.instagram.com/bookedonplanning/

Hundreds of homes were set to be built on O'Donnell Avenue, as part of Kainga Ora's Wesley West development. But the Government's reset of the agency has stopped progress. Ellen O'Dwyer reports.

Student loan defaults are rising again, and that could have a bigger impact on the housing market than many investors realize. In this episode, Kathy Fettke explains how millions of borrowers falling into default could shrink the pool of qualified homebuyers, especially in key Sun Belt markets. Learn why credit scores matter just as much as mortgage rates, and what this trend could mean for housing demand and new home construction.   Check out our other podcast The Real Wealth Show: https://podcasts.apple.com/us/podcast/real-wealth-show-real-estate-investing-podcast/id883335228   Source: https://www.housingwire.com/articles/sun-belt-student-loan-defaults/

Real estate experts Jason Hartman and Michael Zuber examines current demographic trends and their long-term impact on the housing market. They argue that while birth rates are declining, factors like migration and increased longevity maintain demand, suggesting a major supply shift won't occur until the mid-2040s. They emphasize the massive wealth gap between homeowners and renters, noting that owning property remains the most effective way to build net worth. Furthermore, they highlight how inflation acts as a beneficial tool for investors by eroding the real value of mortgage debt. Ultimately, Jason and Michael encourage listeners to ignore "doomer" narratives and focus on acquiring income-producing assets to combat currency devaluation.   #RealEstateWealth #Demographics #CaseForOptimism #HousingShortage #InflationInducedDebtDestruction #OwnersVsRenters #MigrationPatterns #HousingObsolescence #FixedRateDebt #DebtArbitrage #WageGrowth #WealthGap #EconomicMigrants #ZeroTaxStates #CaffeineBoostImmigration #ThreeCentDollar #InversionStrategy #SupplyCrisis #NetWorthComparison #UniversalNeedShelter Key Takeaways: 0:00 Births vs. Deaths by state 7:29 Illegal migration and rent appreciation 10:27 Altos single family active inventory 11:11 The homeownership wealth gap 15:01 Performance of US bank accounts after monetary inflation    _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://empoweredinvestor.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: https://empoweredinvestor.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: https://empoweredinvestor.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://empoweredinvestor.com/deals Special Offer from Ron LeGrand: https://empoweredinvestor.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

From changing federal laws to intolerant landlords, trans and gender-nonconfirming people in St. Louis are facing multiple challenges when it comes to housing. Since 2021, the Trans Housing Initiative St. Louis has helped individuals with direct assistance and education. The group says it distributed more than $8,000 this year in rental assistance to 19 people. THISTL executive director Beth Gombos and board president Maxi Glamour talk about the history of the group, the impact of mutual aid programs and why local and federal housing rules pose particular challenges to trans people. Gombos and Glamour share their insight from their years in housing advocacy and research, as well as their own personal experiences with losing and regaining stable housing.

A WashU professor says a bipartisan federal bill aiming to make it easier to build housing while targeting corporate landlords who buy up thousands of homes doesn't go far enough.

On Monday's show: Katy ISD is banning the use of AI by elementary school students. The district's board also set limits on AI use by middle and high school students in a decision that stands in sharp contrast to Houston ISD's plans. And we recap a Congressional forum in Houston over ICE tactics.Also this hour: We dig deeper on the rights of renters in Greater Houston.Then, a medical diagnosis kept Houstonian Ginger Kerrick from ever being an astronaut. It didn't, however, stop her from making history at NASA. Her story is among those told in a PBS documentary series called Once Upon a Time in Space, which is airing this month on Houston Public Media, TV 8.And we recap Sunday's Baseball Hall of Fame induction ceremony, which features more than one former Astros players, and consider which current members of the team could someday join them in the hall.Watch

Berkshire Hathaway has agreed to acquire Taylor Morrison, one of the nation's largest public homebuilders, in a deal valued around $8.5 billion including debt. The interesting part is the timing: homebuilder sentiment, new home sales, affordability, and buyer confidence are still challenged, but Fannie May has recently released a slow-and-steady housing recovery forecast.  We'll dive into why Berkshire is making this bet now, and what Fannie sees in our latest edition of Not Your Average Insights!This is where JWB Co-founder, Gregg Cohen, and show host, Pablo Gonzalez, pick recent news stories and add the perspective real estate investors aren't getting from the media.This week they'll talk about:- Does Berkshire think we're at the bottom of the market?- Why Berkshire is paying a premium price to get into the housing market under these economic conditions?- What happens if Fannie May is right (or wrong)?- and more!Come be a part of the conversation, and help us dig into the non-obvious insights that investors can use to make smart decisions.Listen NOW!Chapters:00:00 Headlines And Housing Bottom01:29 Show Welcome And Banter02:04 3.99% Mortgage Program04:29 Berkshire's $8.5B Housing Bet05:25 Why Buffett Buys Builders13:34 Global Builder Consolidation16:05 Fannie Mae Market Forecast18:53 Jacksonville Data Deep Dive24:29 Investor Mindset And Q&A29:12 Policy Hopes vs Reality29:47 Build to Rent Impact30:43 Builders and Cycles32:32 JWB Recession Playbook37:16 Deep Pockets Advantage39:40 Rents for Retirement40:12 Real Estate Cycle Myth42:23 Home Prices Rarely Fall45:45 Rates vs High Floor47:07 Deferred Maintenance Rules49:56 3.99 Rate and Lenders51:24 Stop Waiting to Buy53:00 Community and Next WeekStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Today's guest is Bob Robotti, founder and CIO of Robotti and Company Advisors, which he's been running the firm since 1983. In today's episode, Bob explains why volatile markets driven by passive flows keep handing opportunities to stock pickers. He makes the case for offshore oil services and homebuilders, shows why zombie companies can be dollars trading for 20 cents, and argues 2% inflation is a pipe dream.  To close, Bob shares the biggest loss of his career, selling a winner too early. (0:00) Starts (1:23) Bob Robotti's investment framework and value traps (3:01) Evolution of investment strategies and market consistency (5:22) Sector opportunities in energy and homebuilding (14:13) Managing cyclical and long-term investments (17:05) Housing policies, build-to-rent, and affordability (20:19) Homebuilding outlook, Airbnb, and commercial real estate (22:32) Small cap opportunities (27:40) Distressed investing and zombie companies (37:35) Inflation and interest rates (45:47) Building a lasting investment firm and Bob's most memorable investment ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

In part two of Red Eye Radio with Gary McNamara and Eric Harley, the U.S. Department of Housing and Urban Development will “aggressively” crack down on colleges and universities that continue to offer race-based “affinity” housing. Often referred to as “affinity” housing, some universities offer special residence areas for students of specific racial or ethnic identities. Universities often tout these specialized housing options as a way to promote diversity, community, and belonging. Also the latest on the war with Iran as Houthi terrorists in Yemen claimed responsibility for the strikes on two Saudi oil tankers that were moving through the Red Sea on Wednesday. The U.S. and Iran have been trading attacks for more than a week, fueling instability in the Strait of Hormuz and driving Brent crude to nearly $99 a barrel after a roughly 16% gain last week. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

To address the United States' acute housing shortage, Congress recently passed a landmark piece of legislation designed to encourage the construction of new homes. The problem is that President Trump's crackdown on immigration has taken aim at the work force required to build those homes. Ronda Kaysen, who covers housing for The New York Times, explains how the U.S. housing industry became so dependent on immigrant labor. Guest: Ronda Kaysen, a real estate reporter for The New York Times who covers the intersection of housing and society. Background reading:  Where did all the American-born roofers go? Here's what is in the housing bill that just became law. Photo: Philip Cheung for The New York Times For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.