Podcasts about Approved

The Christian Nerd Podcast is back and going woke. Scott starts the show by talking about his weekend and getting to spend time with extended family. In Approved for All Audiences, he looks at trailers for One Piece, Star Wars, and He-Man. In the new segment, Star Trek Made Me Woke, Scott discusses how the situation in Minnesota made him think about an episode of Star Trek. And in Jesus Time, he talks about discernment and trying to figure out when to speak up. Show Notes   Intro - 0:00 "The party told you to reject the evidence of your eyes and ears. It was their final, most essential command." - George Orwell - 1984 Approved for All Audiences - 7:38 One Piece - Season 2 Maul: Shadow Lord Masters of the Universe Avengers: Doomsday Star Trek Made Me Woke - 13:50   Jesus Time - 21:39   Goodbye - 28:37 Be sure to check out The Christian Nerd Like The Christian Nerd on Facebook Subscribe to the podcast on iTunes and leave a comment Or use our RSS Feed to subscribe: http://thechristiannerd.libsyn.com/rss Follow The Christian Nerd on Twitter Follow Scott on Twitter Support The Christian Nerd on Patreon Email Scott at Scott@TheChristianNerd.com to get added to The Octagon. Thanks to Nick for The Christian Nerd theme music.

Activists in LA plan to join nationwide protests against ICE. Los Angeles politicians are fighting a controversial new state housing law. LA Metro approves a new subway under the Sepulveda Pass. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Message us ANONYMOUSLYSo, someone involved with marketing/promoting this new Dutch movie “Reedland” (2025 d. Sven Bresser) reached out to us. They were like “wanna do…whatever it is you do, we don't really know/care, with it,” and we were like “how did you find us? Are you sure YOU think this is a good idea?” They were like “yep. Watch it and do the dance.” And we're like "uuummm, OK.” Then we did the episode, and sent it to them for approval. They were like “wow. Approved. Give these chimps the Nobel Peace Prize.” So, we're just waiting for that now. The Reedcutter will return in Avengers: Floopitty Dooms 1/20!****A member of the “Review Review,” family is in the fight of her life, you can help! - TAP/CLICK Support the show**All episodes contain explicit language**Artwork - Ben McFaddenReview Review Intro/Outro Theme - Jamie Henwood"What Are We Watching" & "Whatcha been up to?" Themes - Matthew Fosket"Fun Facts" Theme - Chris Olds/Paul RootLead-Ins Edited/Conceptualized by - Ben McFaddenProduced by - Ben McFadden & Paul RootConcept - Paul Root

Send us an inquiry through a text message here!Welcome to another episode of The Veterinary Roundtable! In this episode, the ladies discuss California banning declaws, pet products being endorsed by fake veterinarians, a CRAZY tale from the trench involving a power outage, what to discuss during a vet school interview, and so much more!Do you have a question, story, or inquiry for The Veterinary Roundtable? Send us a text from the link above, ask us on any social media platform, or email theveterinaryroundtable@gmail.com!Episodes of The Veterinary Roundtable are on all podcast services along with video form on YouTube!Timestamps00:00 Intro03:47 Pits and Peaks22:34 Trending Vet Med Topics30:21 Tales from the Trenches34:35 Case Collections48:06 Listener Inquiries1:05:23 Outro

Chris and the entire Simms family is excited about the New York Giants hiring John Harbaugh to be the next head coach. Simms previews the weekend games between the Bills and Broncos, the 49ers and Seahawks, the Texans and Patriots and the Rams and Bears. See omnystudio.com/listener for privacy information.

Chris and the entire Simms family is excited about the New York Giants hiring John Harbaugh to be the next head coach. Simms previews the weekend games between the Bills and Broncos, the 49ers and Seahawks, the Texans and Patriots and the Rams and Bears. See omnystudio.com/listener for privacy information.

Shoot us a Text.Episode #1244: Today we're talking about Tesla's FSD flip to subscription-only, the continued softening of auto credit conditions, and a loyalty report that says your customers are expecting way more. Show Notes with links: The Dealertrack Credit Availability Index closed out December at 99.6—its highest reading of 2025 and the strongest level since October 2022. It marks a continued return to pre-pandemic credit conditions, capping off a yearlong trend of easing lending standards.Approval rates rose to 73.7%, up 90 basis points from November and 80 bps from December 2024.Average contract rates dropped from 10.5% to 10.3%, while yield spreads also narrowed—making pricing more attractive for buyers.Subprime lending edged down from 14.3% to 14.1% month-over-month, though still up from 11.8% a year ago.Loans over 72 months grew in share, as consumers stretch payments to keep monthly costs manageable.Captive lenders led the loosening, but banks, credit unions, and finance companies all showed increased flexibility.Starting February 14, Tesla will stop offering its Full Self-Driving (FSD) system as a one-time purchase, moving exclusively to a monthly subscription model, according to CEO Elon Musk.FSD, which still requires active driver supervision, currently costs $8,000 or $99/month.Tesla hasn't said how many users pay for FSD, but Musk once admitted he was "kind of glad" not many bought the lifetime option.The shift may be tied to Musk's compensation package, which includes hitting 10 million active FSD subscriptions.California regulators are still considering suspending Tesla's sales license for 30 days over alleged misleading marketing of FSD capabilities.Tesla has not disclosed how many of its customers have bought or are paying monthly subscriptions for FSD.In its 28th annual Customer Loyalty Engagement Index, Brand Keys found that consumer expectations jumped a record-breaking 32% year-over-year — a shift that's shaking up brand rankings across industries and putting serious pressure on retailers to evolve.Hyundai once again ranked highest among automotive brands for meeting modern consumer expectations — its 17th year holding that title.Nearly 40% of product and service categories saw new leaders emerge, signaling a wave of disruption driven by more demanding buyers.Loyalty continues to deliver ROI: a 5% improvement can boost lifetime customer profits by up to 88%, while a 2% lift can cut marketing costs by nearly 30%.Amazon, Whole Foods, Shell, Ben & Jerry's, and Dollar General were also among the top performers in their categories.“The bottom line: loyalty moves markets.” – Robert Passikoff, President of Brand KeysJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Wednesday Evening- Pastor Larson- 1 Timothy 3:15

Mind Pump Fit Tip: The Magic Macronutrient: The Power of Protein. (2:37) The crazy story of how FedEx almost went bankrupt! (24:33) Going down the 'Squatter Hunter' rabbit hole. (27:32) Approved drugs that get taken off the market. (33:06) Holding your breath to get your way. (39:23) Biggest tantrums. (41:12) Why children save their hardest emotion for their mother. (43:08) The hidden benefits of Shilajit. (49:44) #ListenerCoaching call #1 – Are you genetically limited to gaining more mass? (58:12) #ListenerCoaching call #2 – Advice on progressing my lifting, setting new goals, and modifying the MAPS programs for five days per week. (1:08:19) #ListenerCoaching call #3 – Can you recommend how I can now go on a cut while ensuring I don't hurt my neck while doing exercises? (1:27:12) Related Links/Products Mentioned Get Coached by Mind Pump, live! Visit https://www.mplivecaller.com  Visit Crisp Power for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP10 for 20% off. Give your snack game a serious upgrade. Crisp Power Protein Pretzels deliver super crunchy and delicious snacks that are up to 28g of protein, low carb, zero sugar, and high in fiber! ** Visit Organifi for the exclusive offer for Mind Pump listeners! **Code MINDPUMP at checkout for 20% off** January Promotion: Code NEWYEAR50 at checkout for 50% off the following programs: MAPS Starter, Transform, Anabolic, and Performance! Mind Pump Store Mind Pump #2450: The Smartest Way to Use Protein to Burn Fat & Build Muscle Mind Pump #2763: Eat as Much as You Want, but Don't Get Fat (JUST follow these 2 rules) Mind Pump #2731: The Ultimate Muscle Building Diet (Without Getting Fat) New weight loss drugs could boost cell energy safely Why children save their hardest emotion for their mother Shilajit, a Natural Phytocomplex Acts as a Neuroprotective Agent Against Amyloid Beta-induced Cytotoxicity and Inflammation Shilajit for Testosterone: Scientific Evidence  Shilajit extract reduces oxidative stress, inflammation, and bone loss to dose-dependently preserve bone mineral density in postmenopausal women with osteopenia: A randomized, double-blind, placebo-controlled trial Does Shilajit Increase Muscle Growth? Exploring the Benefits of This Ancient Ayurvedic Treasure Visit Joymode for an exclusive offer for Mind Pump listeners! ** Enter MINDPUMP at checkout for 20% off your first order. ** Mind Pump #2560: How to Break Free from Destructive Body Image Issues Mind Pump #1510: Four Things Women in Their 40's Need to Know About Fitness Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Mike Matthews (@muscleforlifefitness) Instagram Justin Brink DC (@dr.justinbrink) Instagram  

It's In the News... the top diabetes stories and headlines happening now! Top stories this week include: new islet encapsulation trial, FDA agrees to review Tzield for babies and approves the MiniMed Go, Civica releases it's version of Lantus, Eversense launches with a pump partner, scholarship for college students with diabetes and more! Announcing Community Commericals! Learn how to  get your message on the show here. Learn more about  studies and research at Thrivable here Please visit our Sponsors & Partners - they help make the show possible! Learn more about  Gvoke Glucagon Gvoke HypoPen® (glucagon injection): Glucagon Injection For Very Low Blood Sugar (gvokeglucagon.com) Omnipod - Simplify Life All about Dexcom  Screen it Like You Mean It All about VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com 

Inside the Army-Approved CSP: The Master Project Leadership WorkshopIn this episode, we take a closer look at the Master Project Leadership Workshop (MPLW), an Army-approved Career Skills Program designed for service members preparing for life after the uniform.If you have heard about MPLW but were not fully sure what actually happens inside the program, this conversation breaks it down. We talk through how the workshop combines real project leadership experience, structured instruction, and mentorship to help participants translate military experience into civilian project management roles.This episode also explains how MPLW fits into the military transition timeline, who the program is designed for, and what makes it different from traditional classroom-only training or certification prep. You will hear how participants gain hands-on experience while still on active duty and how that experience supports both certification goals and post-service employment.Whether you are exploring Career Skills Programs, considering SkillBridge options, or simply trying to understand how to prepare earlier and with less stress, this episode provides clarity on how MPLW supports a smoother transition.Topics covered• What an Army-approved CSP is and how MPLW qualifies• What participants actually do inside the program• How project leadership experience is built before separation• Who MPLW is a good fit for and when to applyIf you want to prepare for your civilian career while still serving, this episode walks you through what that path can look like.www.vets2pm.com/mplw

"Study to show thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth." (II Timothy 2:15)

Our faith will be tested, but never without purpose. In this message from Genesis 22, we walk through Abraham's greatest test and discover what authentic faith really looks like. God tests our priorities, calls us to obedience, and reveals Himself as the God who provides. As Abraham trusted God with what mattered most, we are challenged to examine our own faith and surrender every boundary to the Lord who rewards obedience with blessing.

The council have granted Leeds United permission to start work at Elland Road, we pay tribute to Terry Yorath and crown our heroes and villains of the week,

The Christian Nerd Podcast is back and trying to understand God's everyday faithfulness. Scott starts the show by talking about his week and trying to get back into the swing of things. Nerd News has stories about Star Wars, Superman, Spider-Man and the live-action Tangled. Scott looks at trailers for a Mel Brooks documentary and Avengers: Doomsday in Approved for All Audiences. And in Jesus Time, he talks about understanding God's faithfulness even when everything isn't falling apart.   Show Notes   Intro - 0:00 "For great is your love, higher than the heavens; your faithfulness reaches to the skies." Psalm 108:4 Nerd News - 5:53 Tegan Croft and Milo Manheim will play Rapunzel and Flynn Ryder Kathryn Hahn in talks to play mother Goethel Lars Eidinger has been cast as Brainiac in Man of Tomorrow Spider-Man: Brand New Day wrapped production Star Wars: Starfighter wrapped production Tom Cruise shot a scene for Star Wars: Starfighter The Legend of Aang: The Last Airbender headed for Paramount+ Zootopia 2 is now the highest grossing animated film of all time Speed Racer is coming to 4K Approved for All Audiences - 16:25 Mel Brooks: The 99-Year-Old Man The Wrecking Crew The Odyssey Steve Rogers will return Thor will return The X-Men will return Jesus Time - 21:05   Goodbye - 27:45 Be sure to check out The Christian Nerd Like The Christian Nerd on Facebook Subscribe to the podcast on iTunes and leave a comment Or use our RSS Feed to subscribe: http://thechristiannerd.libsyn.com/rss Follow The Christian Nerd on Twitter Follow Scott on Twitter Support The Christian Nerd on Patreon Email Scott at Scott@TheChristianNerd.com to get added to The Octagon. Thanks to Nick for The Christian Nerd theme music.

Welcome back to RPGBOT.Podcast, where optimism is optional, feedback is weaponized, and today we're firing up the lightning rails straight into Eberron: Forge of the Artificer. This is Part 1 of our review, which means we're here to ask the most important questions first: Does this book actually understand artificers? Does it respect Eberron's magic-as-industry vibe? And will Ash rant about corporate design decisions like an angry warforged with a union card? Spoiler: yes. Probably several times. Grab your tool proficiencies and buckle up—this is Eberron, where magic is practical, progress has consequences, and feedback is delivered with a hammer. NOTE: WE GOT SEVERAL RULES WRONG IN THIS EPISODE. We recorded after an initial read of the book, and I hadn't had time to analyze things in depth, so we made several mistakes. Check our full Artificer class guide, which represents the more accurately. Show Notes In RPGBOT.Podcast – Eberron: Forge of the Artificer Part 1, the crew kicks off a deep-dive review of Wizards of the Coast's newest Eberron supplement, focusing on core themes, design intent, and early impressions rather than final verdicts. This episode sets the foundation for the full review by examining how Forge of the Artificer approaches Eberron's defining pillars: magical technology, artificer identity, pulp action, and noir-inspired worldbuilding. Along the way, the hosts reflect on feedback culture, creator intent, and how production environments shape the final product—because you can't talk about artificers without talking about how things are made. Covered in Part 1: First impressions of Eberron: Forge of the Artificer Artificers as a class fantasy vs. mechanical execution Eberron's "magic as infrastructure" philosophy Tone consistency with classic Eberron (pulp + noir) Early signs of passion vs. corporate checkbox design What this book signals for future D&D 2024 content This is a setup episode—laying groundwork, raising expectations, and sharpening knives for Part 2. Key Takeaways Eberron still lives or dies on tone. The book's success hinges on whether it treats magic as an economic force, not just spell flavor. Artificers need identity, not just options. New tools are exciting, but the real test is whether the class fantasy feels coherent and intentional. Design fingerprints matter. You can feel when a book is made with enthusiasm—and when it's made to hit a release window. This is a promising start, not a final judgment. Part 1 is about signals and foundations; Part 2 will be about payoff. Feedback culture comes full circle. The episode opens with feedback talk for a reason: the hosts apply that same lens to the book itself. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati

Allen and Joel are joined by Nathan Davies from Lloyd Warwick to discuss the world of wind energy insurance. Topics include market cycles, the risks of insuring larger turbines, how critical spares can reduce downtime and costs, why lightning claims often end up with insurers rather than OEMs, and how AI may transform claims data analysis. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining light on wind. Energy’s brightest innovators. This is the Progress Powering tomorrow. Allen Hall: Nathan, welcome to the program. Thank you for having me. So you are, you’re our link to the insurance world, Nathan, and there’s been so many changes over the past 12, 24 months, uh, not just in the United States but worldwide. Before we get too deep into any one subject, can you just give us a top level like, Hey, this is what’s happening in the insurance world that we need to know. So there’s  Nathan Davies: obviously a lot of scope, a lot of development, um, in the wind world. Um, you know, there’s the race to scale. Um, and from an insurance perspective, I think everybody’s pretty tentative about where that’s going. Um. You know, the, the theory that are we trying to [00:01:00] run before we can walk? Um, what’s gonna happen when these things inevitably go wrong? Uh, and what are the costs gonna be that are associated with that? ’cause, you know, at the moment we are used to, to claims on turbines that are circa five megawatts. But when we start seeing 15 megawatt turbines falling over. Yeah, it’s, it’s not gonna be a good day at the office. So, um, in the insurance world, that’s the big concern. Certainly from a win perspective at least.  Joel Saxum: Well, I think it’s, it’s a valid, uh, I don’t know, valid bad, dream. Valid, valid risk to be worried about. Well, just simply because of like the, the way, uh, so I’ve been following or been a part of the, that side of the industry for a little while here the last five, six years. Um. You’ve seen The insurance world is young in renewables, to be honest with you. Right. Compared to a lot of other places that like say the Lord Lloyd’s market, they’ve been writing insurance for hundreds of years on certain [00:02:00] things that have, like, we kind of know, we know what the risks are. We, and if it develops something new, it’s not crazily new, but renewables and in wind in specific haven’t been around that long. And the early stuff was like, like you said, right? If a one megawatt turbine goes down, like. That sucks. Yeah. For everybody, right? But it’s not the end of the world. We can, we can make this thing happen. You’re talking, you know, you may have a, you know, your million, million and a half dollars here, $2 million here for a complete failure. And then the business interruption costs as a, you know, with a one megawatt producing machine isn’t, again, it’s not awesome, but it’s not like it, uh, it doesn’t break the books. Right. But then when we’re talking 3, 4, 5, 6. Seven megawatts. We just saw Siemens cesa sell the first of their seven megawatt onshore platforms the other day. Um, that is kind of changing the game and heightening the risk and makes things a little bit more worrisome, especially in light of, I mean, as we scaled just the last five, [00:03:00] 10 years, the amount of. Failures that have been happening. So if you look at that and you start expanding it, that, that, that hockey stick starts to grow. Nathan Davies: Yeah, yeah, of course. And you know, we, we all know that these things sort of happen in cycles, right? It’s, you go, I mean, in, in the insurance world, we go through soft markets. We go through hard markets, um, you know, deductibles come up, the, the clauses, the restrictions, all those things get tighter. Claims reduce. Um, and then you get sort of disruptors come into the market and they start bringing in, you know, challenging rates and they start challenging the big players on deductibles and preferential rates and stuff like that. And, and then you get a softening of the market, um, and then you start seeing the claims around up again. But when you twin that with the rate of development that we see in the renewables worlds, it’s, it’s fraught for all sorts of. Weird and wonderful things happening, and most of them are quite expensive.  Joel Saxum: Where in that cycle are we, in [00:04:00] your opinion right now? So we, like when I first came into the market and I started dealing with insurance, it was very, we kept hearing hardening, market hardening, market hardening market. But not too long ago, I heard from someone else that was like, Hey, the market’s actually getting kind of soft right now. What are your thoughts on that? And, and or may, and maybe we let, let’s precursor that there’s a lot of people that are listening right now that don’t know the difference. What is a hard market? What is a soft market? Can you give us that first?  Nathan Davies: When you’re going through a soft market, it’s, it’s a period where they’ve either been, um, a limited volume of claims or the claim values have been quite small. Um, so, you know, everybody gets. It’s almost like becoming complacent with it, right? It’s like, oh, you know, things are going pretty well. We’re having it. It looks like the operators, it looks like the maintainers are, are doing a pretty good job and they know all of the issues that are gonna be working through in the lifetime of these products. So for the next however many years, we can anticipate that things are gonna gonna go pretty well. But as you see those [00:05:00] deductibles come down, you start getting more of the attritional claims, like the smaller values, um, the smaller downtime periods, all that sort of thing, start coming in as claims. And all of a sudden insurers are like, well, hang on a second. All of a sudden we’ve got loads and loads of claims coming in. Um. All of the premium that we were taking as being bled dry by, by these, these attritional claim. Um, and then you get like a big claim coming. You get a major issue come through, whether it’s, you know, a, a serial issue with a gearbox or a generator or a specific blade manufacturer, and all of a sudden the market starts to change. Um, and insurers are like, well, hang on a second. We’ve got a major problem on our hands here. We’re starting to see more of this, this specific piece of technology being rolled out, um, worldwide. Um, we are in for a lot of potential claims on this specific matter in the future, and therefore we need to protect ourselves. And the way that insurers do that is by [00:06:00] increasing or deductibles, um, increasing their premiums, all that sort of thing. So it’s basically that. Uh, raises the threshold at which a claim can be presented and therefore minimizes the, the outlay for insurers. So that’s sort of this, this cycle that we see. Um, I mean, I can’t, I’ve, I’ve only been in loss adjusting for six years, so I can’t say that I’ve seen, you know, um, multiple cycles. I’ve, I’m probably at the end of my first cycle from a hardening to a softening market. Um. But also, again, I’m not in the underwriting side of things. I’m on the claims side of things, so I own, I’m only seeing it when it’s gone wrong. I don’t know about everything else that the insurance market sees.  Joel Saxum: Yeah, the, the softening part, I think as well from a macro perspective, when there’s a softening market, it tends to bring in more capital. Right. You start to see more, more and more companies coming in saying, Hey, I’ve got, [00:07:00] and when I say companies, I mean other capital holders to beat for insurance, right? Like these, the big ones you see, the big Swiss and German guys come in and going, like, I got, I got $500 million I’ll throw into renewables. It seems like to be a good, pretty good bet right now. And then the market starts to change and then they go, uh, oops. Yeah.  Nathan Davies: And that’s it. You know, you’ve got the, the StoreWatch of the renewable insurance market like your G cubes and, and companies like that who’ve been in the game for a very long time. They’ve got a lot of experience. They’ve been burned. Um, they know what they want to touch and what they don’t want to touch. And then you get. Renewables, everybody wants to be involved. It covers their ESG targets. It’s, it’s a good look to move away from, you know, your, your oil and your coal and all the rest of it. So, of course, companies are gonna come into it. Um, and if they’re not experienced.  Allen Hall: They will get banned. How much reliance do operators have at the moment on insurance? Because it does seem like, uh, Joel and I talk [00:08:00]to a lot of operators that insurance is part of their annual revenue. They depend upon getting paid a certain amount, which then opens up the door to how sort of nitpicky I’ll describe it as the claim. They’ll file. Are you seeing more and more of that as, uh, some of the operators are struggling for cash flow, that there are going after more kind of questionable claims? Um, I think it depends on  Nathan Davies: the size of the operator. So you’ve, you’ve obviously got your, your big players, you’ve got your alls and your rws and all of those sort of guys who, the way that they manage their insurance, they’ve probably got, you know, special purpose vehicles. They’ve got, um, sites or clusters of sites that they manage finances independently. They don’t just have the one big or pot. It’s, it’s, it’s managed sort of subdivisions. Um. Those, those guys, we don’t typically tend to see like a big push for a [00:09:00] payment on account partway through a claim. It’s, it’s typically sort of the smaller end of the scale where you might have, um, an operator that manages a handful of smaller, um, assets. The way that we look at it is if you don’t ask, you don’t get, so when we talk to an insured, it’s like. Present your costs, you know, we’ll review them and it’s, it’s better that you present all of your costs and insurers turn around and say, you’re not eligible for this. You know, that that element of it will be adjusted, um, rather than not present something. And it’s like, well, you know, your, your broker then comes further down the line when they say you could have claimed that element of, of the cost. So, um. Typically that’s the approach that we take is, is present everything and we’ll work through and let you know which elements aren’t claimable.  Joel Saxum: When we’re talking insurance policies, there can be, you know, like an operator, an owner of a turbine asset can have them. Then there is construction policies and [00:10:00] there’s the EPC company might have a policy and ISP may have a policy. So, so many policies because at the end of the day, everybody’s trying to protect themselves. Like, we’re trying to protect the bottom line. Tr that’s what insurance us for, that’s why we’re here. Um, but so, so, so, so gimme a couple things. Like in your opinion as, let’s look, well, I wanna stay in the operator camp right now, say, during a non non-commission policy, a actual operating policy, wind farm is in the ground, we’re moving along. What are some of the things that, from an, from a loss adjuster’s perspective, that a operator should be doing to protect themselves? I mean, besides. Signing an insurance contract. Yes. But is it, is it good record keeping? Is it having spares on site? Is it, what does that look like from your perspective when you walk into something,  Nathan Davies: if you were to take the insurer’s dream operator, that would be somebody who, and you, you’ve kind of hit the nail on the head with a lot of those points, Joel, the, the. The golden [00:11:00] operator would have like a stash of critical spares because the last thing they want to be relying on is, um, an OEM who, you know, they, they’ve, they’ve stopped manufacturing that bit of kit three years ago. They now want to sell you the latest and greatest. It’s 18 months lead time or something like that. Oh yeah, absolutely. And so you are now having to look at potentially refurbishment through. Whether that’s through sort of approved, um, processes or not. Um, you might be looking at, um, sort of, um, aftermarket providers. You know, there, there’s, as soon as you are looking at an aged asset, you are, you are in a really complicated position in terms of your repairability. Um, because, you know, a as we know, you get to sort of that three, five year period after you’ve purchased the product, you’re in real jeopardy of whether or not it’s gonna be. Gonna have that continued support from the original equipment manufacturer. So [00:12:00] critical spares is a really good thing to, it’s, it’s just obviously a really good thing to have. Um, and how you can manage that as well is if you have, um, a customer of sites that are all using the, the same equipment, you could sort of share that between you. There, there could be. Um, so we, we’ve sinned that where, um. An umbrella company has multiple sites, multiple SPVs. Um, they were all constructed at the same sort of time. They’ve got the same transformers, you know, the same switchgear, same infrastructure, and they hold a set of spares that cover these, all these sites. ’cause the last thing you want to do is buy a load of individual components for one site. You are then paying to maintain them, to store them to, you know, there’s, there’s a lot of costs that come with. Along with that, that you, you don’t wanna be covering. If that’s just for the one site and it’s the [00:13:00] eventualities, that may never happen. So if you’ve got multiple sites and you can spread those costs, all of a sudden it’s a lot more, um. Could  Joel Saxum: you see a reality where insurers did that? Right? Where like a, like a, like a consortium of insurance companies gets together and buys, uh, half a dozen sets of blades and generators and stuff that they know are failures that come up, or they have a pool to pull from themselves to, to avoid these massive bi claims. Nathan Davies: Yeah. I mean maybe there’s, maybe there’s the potential for a renewables pool. I mean, it’s always. Complicated. As soon as you start trying to bring sort of multiple companies together with an agreement of that sort of scale, it’s gonna be challenging. But, um, I mean, yeah, in an ideal world, that would be be a great place to be. Um, so critical spares is, that’s, that’s a key thing we, we have seen. So we, we’ve got, um, one account that we work with that they’ve actually got a warehouse full of critical spares. [00:14:00] So they, they have a lot of, um, older turbine models, um, sort of typically, um, 2015 through to, well, yeah, from about 2012 to 2015. Um, these sites were commissioned so they knew there was a, a finite lifetime, uh, replacement blades, generators, gear, boxes, what have you, and it’s like we’ve. A huge number of assets. So what we should do is retain certainly a number of gearboxes and generators that you, we can utilize across, um, the fleet. And obviously they then keep a rolling stock of refurbishment and repairs on those. But they, they basically included in their, their premium spreadsheet, they’ve got all of their individual sites. Then they’ve got a warehouse that is full of all their spares, and that is an inuring asset, is their warehouse full of critical spares. Joel Saxum: So what  Nathan Davies: happens to  Joel Saxum: that  Nathan Davies: person then? Does  Joel Saxum: their premiums go [00:15:00] down? Because they have those spares, they’ve got really low deductibles on their bi. So there’s a business case for it probably, right? Like if you’re sitting there, if you’re, if you’re, you’re an accountant, you can figure that out and say like, if we hold these spares for this fleet, like if you’re, if you’re a fleet, if you have a homogenous fleet, say you’ve got a thousand turbines that are basically all the same model. W you should have centrally located amongst those wind farms, a couple of blade sets, a couple of generators, couple of pitch bearings, couple of this, couple of that. And you can use them operationally if you need to, but it’s there as spares, uh, for insurance cases. ’cause you’ll be able to re reduce your insurance premiums or your insurance deductibles. Allen Hall: That’s remarkable. I don’t know a lot of operators in, at least in the United States that have done that, I’m thinking more of like Australia where it’s hard to get. Parts, uh, you, you probably do have a little bit of a warehouse situation. That’s really interesting because I, I know a lot of operators are thinking about trying to reduce their premiums and simple things like that would, I would imagine it make a huge difference [00:16:00] in what they’re paying each year and that that’s a smart move. I, I wanna ask about the IEC and the role of certification in premiums. What does it mean and how do you look at it as an industry? Uh, one of the things that’s happening right now is there’s a number of, I think some of the major IEC documents in, in our world, in the lightning world are going through revision. Does that, how do, how do you assess that risk that the IEC specs or the sort of the gold standard and you have the certification bodies that are using them to show that the turbines are fit for purpose. Is there a reliance upon them? Does, does it help reduce premiums if there’s an I-E-C-I-I, I’m not even sure how the industry, the insurance industry looks at it. Or is it more of how the turbines perform in the first year or two, is how, what’s gonna really gonna drive the premium numbers? I mean, insofar as  Nathan Davies: I eecs, it’s, that’s a really tough question. It’s, it’s [00:17:00]interesting that you ask that. ’cause um, I mean certainly from the lightning perspective, the, the IEC. We look at on that the blades need to withstand a lightning strike of a known value, but even within that, they, within the IEC, there’s an allowance of like 2%, I think, um, for blade strikes that can still cause damage even if they’re within the rate of capacity of the LPS. Um, so in the insurance world, this is a big gray area because each, um, operator has a, a turbine, uh, has a blade failure because of a lightning strike. They’ll then immediately go to the OEM and say, um, you know, we’ve had had a lightning strike, we’ve had a blade failure. Can you come and repair or replace the blade? Sure, no bother. Um, down the line, we have an insurance claim for this repair or replacement. And insurers are like, well, what’s the lightning data? And if that’s within the [00:18:00] LPS standard, it’s like, well, why have. Why is this not covered under warranty? And, you know, you, your OEMs will always turn around and say, force majeure. Um, it’s, it’s that 2%. So the IEC, even though that’s, you know, it’s, it’s best standards, it still has a degree of allowance that, um, the OEMs can slip through and be like, well this, this falls with insurance. And again, I can only speak for what I’ve seen, but that is. We see, I’d say, um, Lloyd Warwick, we probably see 50 plus notifications a year for blade damage from lightning and, um, almost every time if it’s within the capabilities of the LPX, the OEM or say towards majeure and Atlanta with insurers. Allen Hall: Well, is there a force majeure for gearboxes or generators or transformers? [00:19:00] Is, is there a 2% rule for transformers? I don’t, I don’t think so. Maybe there is, but it is, it, it is a little odd, right, that, that there’s so many things that are happening in the insurance world that rely upon the certification of the turbine and the sort of the expected rates of failure. I have not seen an operator go back and say, we have a 3% rate of, of damage of my transformers, so therefore I wanna file a claim. But that, that doesn’t seem to occur nearly as often as on the lightning side where it’s force majeure is used probably daily, worldwide. How do we think about that? How do we, how do we think about the transformer that fails versus the lightning damage? Are they just considered just two separate things and uncontrollable? Is that how the insurance industry looks at it? If we, if we would  Nathan Davies: talk about transformers. So the fact is that we see on those can vary from, you know, it’s, it’s a minor electrical component that that goes, um, [00:20:00] which is relatively easy to pin down. But then at the other end of the spectrum, you’ve got a fire where it’s. You know, with all, all the will in the world, you could go in and investigate, but you’re not gonna find the cause of that fire. Um, you know, the damage is so great that you, you could probably say, well, the ignition point is there because that’s where the most damages occurred and it’s spread out. But, but how is that occurred? The know, and we, we do have that, that happens not frequently, but um. You know, as an engineer, I, I want to get to the bottom of what’s caused things, but, but all too often we come away from a claim where it’s like we don’t know exactly what’s caused it, but we can’t confirm that it’s excluded in the policy and therefore it, it must be covered and, you know, the claim is valid. Um, so in, in terms of causation and the standards and all the rest of it.  Joel Saxum: It goes to an extent. So this is a, this is another [00:21:00] one. So Alan was talking about lightning and blades. Then we talked about transformers a little bit. I wanna talk about gear boxes for just a second, because gearbox usually, um, in, in my, my experience in, in the wind world, claims wise, it’s pretty black and white. Was it, did it, did it fail? This is how it failed. Okay. Blah, blah, blah. Did was maintenance done at blah? So I heard the other day from someone who was talking about, uh, using CMS. On their, on their gener, on their, uh, gearbox, sorry. So it was an operator said, Hey, we should be, and, and a company coming to them saying, well, you should be monitoring CMS. This is all the good things it can do for you operationally. And the operator, the owner of the turbine said, I don’t want it, because if I know there’s something wrong, then I can’t claim it on insurance if it fails. Does that ring  Nathan Davies: true to you? Part of our process would be to look at the data. Um, so we know nine times out of 10 there is condition [00:22:00] monitoring, there is start out there, there, all this stuff. The operator, um, assistance tools, and if we can look at a gearbox vibration trend. Um, along with, you know, bearing temperature, uh, monitoring and all that sort of thing. And if you can see a trend where the vibrations are increasing, the temperatures are increasing, um, and there’s no operator maintain maintenance intervention, then, you know, if, if you, if you’ve received an alarm to say, Hey, there’s something wrong with me, you should probably come and have a look and you’ve done nothing about it, then. It’s,  Joel Saxum: it’s not great. Okay. So, so that, so that it rings, it kind of in a sense, rings true, right? That what that operator was saying, like the way their mind was working at that stage. ’cause this is, this is during, again, like, so we, Alan and I from the uptime network and just who we are, like we know a ton of people, we know [00:23:00] solutions that are being sold and, and this her about this. And I was like, man, that seems like really shortsighted, but there’s a reality to it that kind of makes sense, right? If they don’t have. I, it, it just seems unethical, right? It seems like if I don’t have the budget to fix this and I don’t wanna look at it, so I’m just waiting for it to fail. I don’t want the notifications so then I can claim it on insurance. ’cause I don’t wanna spend the money to go fix it. Like, seems, seems not cool.  Nathan Davies: Yeah. So the, I mean the, the process, the process of the insurance claim, if, if you want to look at it in almost an over simplistic way, um, a claim is notified. Um, to trigger an operational policy, there needs to be proof of damage, right? So in this instance, your gearbox has failed, whether that’s gear, teeth have have been pulled off, you’ve had a major bearing failure, whatever it is. So there’s your damage. So insurers are now [00:24:00] engaged. Um, the rules of the game. It’s now on insurers to prove that whatever has caused that damage is an exclusion. So in this instance, um, you know, that might be wear and tear, gradual deterioration, uh, could be rust. Um, and, and part of that is poor workmanship. Um, so if they have knowingly like. Cover their shut, their eyes covered, their ears just ignored this gearbox slowly crunching its way to, its, its inevitable death. You know, it, it’s not reasonably unforeseen. It’s not an unpredictable event. This was going to happen if you can see that, that trend, um, towards the failure, um, and in that light, it would, in theory be an uninsured event. Um, but [00:25:00] we know that. 90 plus percent of owner operators have, at least on their drive train, they have some sort of condition monitoring, whether that’s, you know, temperature sensors, vibration sensors, uh, noise sensors, you know, all that sort of stuff. We know that it’s there, but what’s really interesting in the claims process is. The first thing that we’ll ask is, where’s your proof of damage? Let’s see your alarm data, your scarda data, all this sort of thing.  Joel Saxum: Does the RFI get responded to?  Nathan Davies: Yeah, yeah, yeah. Um, and it’s like, oh no, we, you know, we don’t have the SCARDA data. And we’ve had instances where a company, a company had turned around and said, oh, we don’t have any SCARDA data for the time of this event. It’s like, oh, that’s interesting. And worked our way through the process. And eventually insurers were like, you know what? We’re, we’re gonna deny this one. We’re not. Things aren’t adding up, we are not happy with it. Um, and all of a sudden out the woodwork, we get scar data, we get the, the insured’s, um, failure report, [00:26:00] which I mean, there was computational flow dynamics. There were, there were like all sorts of weird and wonderful data that had been thrown into the, this failure analysis. And it’s like, well, you’ve done our jobs for us. Why did you not just hand this over at the beginning? We know that this stuff exists, so. Just, just playing, playing dumb itch. It’s just a frustration really.  Allen Hall: It does seem like the operators think of loss adjustment in insurance companies as having a warehouse full of actuaries with mechanical calculators and they’re back there punching numbers in and doing these calculations on. I lost this gearbox from this manufacturer at, at this timeframe, and, and I understand all this data. That’s not how it works, but I do think there’s this, uh, assumption that that. Uh, there’s a in wind energy that because of the scale of it, there’s a lot of, of backend research that’s happening. I, I don’t think that’s true, or, I mean, you can tell me if it’s true or not, [00:27:00] but I don’t think so. But now, in the world of AI where I can start to accumulate large sets of data and I have the ability to process it with just a single person sitting in front of a laptop, is it gonna get a little harder for some of these claims that have Mercury, just really shady histories to get? Approved.  Nathan Davies: I, I think that’s inevitable. You know, whenever we go and speak to an insurer, you know, insurers are always interested, are interested in what’s the latest claims data, what are the trends that we’re seeing, all this sort of thing. So we’ll sit down with them for an hour and a half and we’ll say, oh, this was interesting. This is what went well, this is what didn’t go so well. And then they always sort of grab us just as we’re about to leave and we’ve, we’ve said our goodbyes, and they’re like, so you guys have a. Claims database. Right? Every time. Yep. And it’s like, how’d you feel about, about sharing your data? And it’s, it’s every insurer without failure. They’re like, let’s see your claims [00:28:00] database. Okay. Right. So we can share, we can share some information. Obviously it needs to be sanitized. We don’t want to provide identifying information, all that sort of stuff. You’re looking at thousands and thousands of lines of data. And the big problem that we have with any database like this is, it’s only as good as the data that’s been entered, right? So if, if every claims handler, if every loss adjuster is entering their own data into this database, my interpretation of, of a root cause failure, maybe different to somebody else’s. So what we are gonna start seeing in the next year to three years. Is the application of AI to these databases, to to sort of finesse the poor quality data that’s been entered by multiple, you know, it’s, it’s too many cooks. Spoiled broth. All of these people have entered their own interpretation of data, will start to see AI finesse [00:29:00] that, and all of a sudden the output of it will be. Really, really powerful, much better risk models. Yeah. And I think that’s, that’s inevitable in the next two to five years. Um, and I think insurers will, but again, the, we go back to the cyclic thing. So the, the data that we have is the claims that we’ve had over the past however many years, but all the while that the OEMs are manufacturing. New gearboxes, new generators, new blades. We don’t know about the problems that are gonna come out the woodwork. We can tell you about failures that might happen on aged assets, but we can’t tell you about what’s gonna fail in the future. Allen Hall: Well, is there an appetite to do what the automobile world is doing on the automobile insurance? Have basically a plugin to monitor how the driver is doing the State Farm drive safe and [00:30:00] save. Yeah. Your little black box is, is that where eventually this all goes? Is that every turbine’s gonna have a little black box for the insurance company to monitor the asset on some large scale, but then that allows you then to basically to assess properly what the rates should be based on the actual. Data coming from the actual turbines so that you, you can get a better view of what’s happening.  Nathan Davies: I mean, it’s challenging because obviously you can only get so much from, from that monitoring data. So arguably that’s, that’s like the scarda data. But then there’s, there’s the multiple other inputs that we’re looking at. I’d say the vast majority of claims come from some form of human intervention. And how do you record that? Human intervention.  Allen Hall: Right? You, it’s like getting an oil change in your car. If the guy forgets to put the oil plug in. Pretty much you’re, you’re gonna get a mount down the road and engine’s gone. [00:31:00] And that’s, that may be the, that may be ultimately where this all goes. Is that a lot of it’s just human error.  Nathan Davies: Yeah. It’s, you know, we, we can take the, the operating data, you can start to finesse maintenance reports and, and try to plug that into this data stream. But you can guarantee, like you can absolutely bet your bottom dollar, but when there’s an insurance claim and it’s like. That one key document that you need that will answer that question, nobody knows  Allen Hall: where it is. This has been a great discussion and Nathan, we need to have you back on because you provide such great insights as to what’s happening in the insurance world and and the broader wind energy world and. That’s where I like talking to you so much. Nathan, how do people get a hold of you? Can they reach you via LinkedIn?  Nathan Davies: Yeah, I’m on LinkedIn. Um, you can also find me, um, on the Lloyd Warwick website. Sounds great.  Allen Hall: Nathan, thank you so much for being on  Nathan Davies: the podcast. Right. Appreciate it. Thank you so much [00:32:00] guys.

NOCD specializes in exposure and response prevention therapy, the most effective treatment for OCD. Want to explore your treatment options? Book a free 15-minute call with us at https://learn.nocd.com/YTFollow us on social media:https://www.instagram.com/treatmyocd/https://twitter.com/treatmyocdhttps://www.tiktok.com/@treatmyocd Hosted on Acast. See acast.com/privacy for more information.

In mid-December 2025, the FDA approved an at home devicethat aims to treat depression by sending electric current into a part of the brain (the prefrontal cortex) known to regulate mood. This has been available in the UK since 2019 but it is new to the US. The manufacturer has stated that over 55,000 patients have used the device across Europe, the UK, Switzerland, and Hong Kong. How does this work? Is there data to support this new therapy? In this episode, we will summarize three consecutive years of data (2023, 2024,2025) to answer that question. Listen in for details. 1.     Sci Amer: https://www.scientificamerican.com/article/u-s-approves-first-device-to-treat-depression-with-brain-stimulation-at-home/2.     August 12, 2023: Burkhardt, Gerrit et al.Transcranial direct current stimulation as an additional treatment to selectiveserotonin reuptake inhibitors in adults with major depressive disorder inGermany (DepressionDC): a triple-blind, randomised, sham-controlled,multicentre trial The Lancet, Volume 402, Issue 10401, 545 – 5543.     October 21, 2024: Woodham, R.D., Selvaraj, S.,Lajmi, N. et al. Home-based transcranial direct current stimulation treatmentfor major depressive disorder: a fully remote phase 2 randomizedsham-controlled trial. Nat Med 31, 87–95 (2025). https://doi.org/10.1038/s41591-024-4.     December 15, 2025: Moshfeghinia R, Bordbar S,Roointanpour Y, Arab Bafrani M, Shalbafan M. Efficacy and safety of home-basedtranscranial direct current stimulation (tDCS) on patients with depressivedisorders: a systematic review and meta-analysis of randomized clinical trials.Sci Rep. 2025 Dec 15;15(1):43850. doi: 10.1038/s41598-025-28648-5. PMID:41398008; PMCID: PMC12705823.

In this episode we have case updates, a look at the Supreme Court landscape for 2026, new guns for the MA Approved Handgun Roster, and yes, New York State really did try to Red Flag an 11 year old girl!

Healthy skin, this way! As we wrap up the year and head into 2026, we're setting you up for your best skin success with board-certified dermatologist, and Neutrogena consulting dermatologist Dr. Julia Carroll. Dr. Carroll (who happens to be Carlene's personal derm!) joins us to discuss the core philosophy of healthy skin, revealing the most effective habits we should be adopting now that we're officially in winter – and all year long. Dr. Carroll shares the science behind skin barrier repair, dispelling myths about hydration, layering SPF like an expert and identifying the sneaky bad habits that might be secretly sabotaging your skin.You'll learn:The #1 worst cold-weather ritual you absolutely must stop doing to avoid destroying your skin barrierThe gentle, derm-approved ingredient you should reach for when you've over-exfoliated and your skin is red and flakyThe reality of UV rays that penetrate your car and home windows and why your winter skin is exposed even when you're cozy insideThe lip balm trap: Find out which common ingredients could actually be making your chapped lips worse and encouraging another irritating bad habit.The simple hack for your home that helps your skin retain moisture without spending a dime on new face creams.Get social with us and let us know what you think of the episode! Find us on Instagram, Tiktok,X, Threads. Join our private Facebook group. Or give us a call and leave us a voicemail at 1-844-227-0302. Sign up for our Substack here. Subscribe to our YouTube Channel to watch our episodes! For any products or links mentioned in this episode, check out our website: https://breakingbeautypodcast.com/episode-recaps/ Related episodes like this: Derm Hot Takes! The Real Deal on Those Viral Hypochlorous Acid Skin Sprays, the Most Legit At-Home Skincare Devices and the Unsexy Vitamin C Serum You Need To Know About Now, According to Board-Certified Dermatologist Dr. Heather RogersA Derm Explains: The Science-Backed Ingredients That Will Help You Achieve Healthy-Looking Skin For Life, What's Overhyped and Do Those Tiktok Skincare Hacks Actually Do Anything?Does Stress *Actually* Age Your Skin? Is Cortisol Face Real? Dermatologist, and Psychiatrist Dr. Amy WechslerThanks to this week's show partners: Neutrogena Explore Neutrogena® products designed to support healthy, radiant skin in every season. You can find Neutrogena® products at major retailers like Walmart, Shoppers Drug Mart, and Amazon.ca. For our friends in the US, visit neutrogena.com to learn more.QuinceQuince has all of the epic essentials you need, for a fraction of the price. Go to Quince.com/BREAKINGBEAUTY for free shipping on your order and 365-day returns. Now available in Canada, too! NutrafolNutrafol is the #1 dermatologist-recommended hair growth supplement brand, trusted by over 1.5 million people. Give the gift of confidence this holiday season with Nutrafol. Whether you're treating yourself or someone on your list, visibly healthier, thicker hair is the gift that keeps on giving. Right now, Nutrafol is offering our listeners $10 off your first month's subscription plus free shipping when you go to Nutrafol.com and use promo code BREAKING.*Disclaimer: Unless otherwise stated, all products reviewed are gratis media samples submitted for editorial consideration.* Hosts: Carlene Higgins and Jill Dunn Theme song, used with permission: Cherry Bomb by Saya
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Listen to the latest weekly update from Nepal, including Kulman Ghising's Ujyalo Nepal Party agreement with the Rastriya Swatantra Party (RSP), the Election Commission's latest announcements, calls to consider tourism an industry and Nepal's national female cricket team prepares for the ICC Women's T-20 World Cup Global Qualifier. - काठमाण्डू महानगरपालिकाका मेयर बालेन्द्र शाह (बालेन) र राष्ट्रिय स्वतन्त्र पार्टी (रास्वपा)का सभापित रवि लामिछानेबिच आइतवार भएको सात बुँदे सहमति अनुसार बालेन रास्वपाबाट प्रधानमन्त्रीका उम्मेदवार बन्ने बताइएको छ। लगत्तै सोमवार उज्यालो नेपाल पार्टी र रास्वपाबिच पनि सहमित भएको छ, जस अनुसार घिसिङ संरक्षक रहेको उज्यालो नेपालले एकता पश्चात रास्वपाकै झन्डा र निर्वाचन चिन्ह प्रयोग गर्ने गरी सहमति भएको हो। त्यस्तै, चुनावी तयारीबारे प्रधानमन्त्री सुशील कार्की र शीर्ष नेताहरूबिच बालुवाटारमा बैठक, नेपालले जापानमा प्रशिक्षार्थी कामदार नपठाउने र महिला टोली टी-२० विश्वकप छनोट खेल्दै लगायत गत सात दिनका नेपालका प्रमुख समाचारहरू सुन्नुहोस्।

Most people think that getting a mortgage approved takes a week or so – but the actual timeline is quite different.In this episode, Ed and Andrew break down how long mortgage approvals actually take, why banks quote 5–10 days, and what really happens behind the scenes before the money lands in your account.You'll learn:​The true timeframe to get a mortgage approved​The exact steps banks and advisers follow before giving you a “yes”​How to speed up your approvalThis episode provides a clear roadmap for getting your mortgage approved faster and avoiding common mistakes that can slow down buyers.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account and Wealth Plan here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:◦⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠◦⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠◦⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠

In this episode: Florida Power & Light recently won permission to raise electricity rates by at least $7 billion over the next four years. It appears to be the largest electric rate hike in American history. In this episode, we explain why this increase is so big, how FPL pulled it off, and who should be held accountable. Editor's note: A written version of this story first appeared in the Seeking Rents newsletter: Florida just approved the largest electric rate increase in history. Here's how it happened.Show notesCheck out some of Seeking Rents' previous coverage of Florida Power & Light and utility regulation in Florida:Inside the $5 billion deal that Gov. Ron DeSantis' political appointees gave to Florida Power & Light (August 2022)Florida Power & Light pocketed $1 billion in tax cuts for itself. But now it can pass tax increases on to its customers (August 2022)How Ron DeSantis helped Florida Power & Light raise electricity rates by $5 billion (September 2022)A power company wants to take $1 billion from Florida customers. It just gave $3 million to Florida politicians. (November 2022)Customers took Florida's biggest power company to court. Ron DeSantis and lawmakers stepped up to help...the power company. (July 2023)As his campaign runs low on cash, DeSantis turns to big Florida businesses for help (October 2023)Ron DeSantis just re-stacked the deck on the board that sets electricity rates in Florida (October 2025)Questions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe

  In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: The 10 Best Breakfast Foods for Lean Gains. (2:52) Elon is playing chess. (18:36) A homerun protein snack. (26:07) This new machine has Sal excited. (28:06) If you can be a collector of anything, what would that be? (30:33) When old styles become the new thing again. (37:45) Hack for parents with teenagers who are getting into strength training. (41:00) How much exercise do you need to KEEP the muscle you've already built? (46:38) Body contouring with red-light therapy. (49:38) It's about people, not money. (55:21) #ListenerCoaching call #1 – How to overcome constant muscle fatigue. (57:57) #ListenerCoaching call #2 – How to determine the next fitness focus after making significant progress. (1:07:35) #ListenerCoaching call #3 – Advice regarding daily protein intake without shakes and scaling unilateral exercises while following MAPS Split. (1:17:02) #ListenerCoaching call #4 – Advice and tips you may have for navigating my new endeavor of opening a small boutique personal training studio. (1:28:59) Related Links/Products Mentioned Get Coached by Mind Pump, live! Visit https://www.mplivecaller.com  Visit Crisp Power for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP10 for 20% off. Give your snack game a serious upgrade. Crisp Power Protein Pretzels deliver super crunchy and delicious snacks that are up to 28g of protein, low carb, zero sugar, and high in fiber! ** Visit Joovv for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP to get $50 off your first purchase. 0% financing available! ** MAPS 15 Powerlift 50% half from Dec. 21-27th. Code DECEMBER50 at checkout. Mind Pump Store SpaceX Will IPO in 2026. How Much Is SpaceX Stock Worth? Maintaining Physical Performance: The Minimal Dose of Exercise Needed to Preserve Endurance and Strength Over Time Effects of Red Light LED Therapy on Body Contouring HOME | Stoik Gym Visit Paleovalley for an exclusive offer for Mind Pump listeners! ** Discount is now automatically applied at checkout 15% off your first order! ** Mind Pump #2450: The Smartest Way to Use Protein to Burn Fat & Build Muscle Mind Pump #2597: Before You Take Ozempic, Wegovy, or Mounjaro Listen to This! Online Personal Training Course | Mind Pump Fitness Coaching ** Approved provider by NASM/AFAA (1.9 CEUs)! Grow your business and succeed in 2025. ** Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Dr. Stephen Cabral (@stephencabral) Instagram Jeremy L. Buendia (@jeremy_buendia) Instagram  

Support the ministry and help us reach people worldwide: https://bit.ly/MarinersGiveGet your copy of the 2026 Annual Read: Tozer on the Son of God by A.W. TozerFirst Time?Start Here: https://bit.ly/MarinersconnectcardCan we pray for you? https://bit.ly/MarinersPrayerOnlineYou can find information for all our Mariners congregations, watch more videos, and learn more about us and our ministries on our website https://bit.ly/MarinersChurchSite. FIND US ON SOCIAL MEDIA• Facebook: https://www.facebook.com/marinerschurch• TikTok: https://www.tiktok.com/@marinerschurch• Twitter: https://twitter.com/marinerschurch• Instagram: https://www.instagram.com/marinerschurch

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

In the 5 AM hour, Larry O’Connor and Patrice Onwuka discussed: PATRICE’S DEER PROBLEM TRUMP APPROVAL NUMBERS TRUMP GIVES A SHIP! TRUMP ADMIN LAWSUITS Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Tuesday, December 23, 2025 / 5 AM HourSee omnystudio.com/listener for privacy information.

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Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Marley Kayden and Jenny Horne discuss their takeaways for today. They discuss economic data, as well as gold and silver hitting new highs. They also note that the FDA approved a Wegovy weight loss pill. They then highlight that Bitcoin pulled back.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

With the new agreement between TikTok and the Trump administration being approved (final signing will happen in January), Donald Trump is now in charge of one of the most powerful and influential social media platforms on earth. Trump's good friend and donor Larry Ellison will be given most of the control over both the algorithm and the data of all users, giving Trump an unprecedented grip over Americans. Lindsey Halligan, the disqualified US Attorney that Trump installed to prosecute his political enemies, is still refusing to leave her office even after the courts told her that she doesn't have a job. That has to be embarrassing for her, especially since she can't even spell the word "Virginia" correctly. It was recently brought to the attention of a delighted internet that Halligan's signature included an embarrassing misspelling that left people shocked and laughing. Donald Trump is already planning on issuing preemptive pardons to members of his administration, according to sources inside the administration who recently spoke with reporters. This isn't shocking at all, but it does provide clear evidence that accountability is forever going to remain a stranger for the liars and cheats that Trump has packed into his cabinet (including himself.) Donald Trump's "economic" address to the country last week was so bad that it has left Republicans scrambling to figure out how to properly do damage control. Reports say that Republicans were sickened by the event and now they fear that they have even bigger problems on their hands than before Trump went on the air. He definitely didn't do anyone any favors with that address.Text and and let us know your thoughts on today's stories!Subscribe to our YouTube channel to stay up to date on all of Farron's content: https://www.youtube.com/FarronBalancedFollow Farron on social media! Facebook: https://www.facebook.com/FarronBalanced Twitter: https://twitter.com/farronbalanced Instagram: https://www.instagram.com/farronbalanced TikTok: https://www.tiktok.com/@farronbalanced?lang=en

Mind Pump Fit Tip: Stress is Making You Fat! Here's how and how to fix it. (2:28) The most effective anti-inflammatory. (26:04) Hip thrust king! (28:19) Baby sumo. (31:27) Kids do the darndest things. (34:13) The delicate dance of getting your kids to do things they don't want to do. (36:48) Carnival genetics. (39:24) Effects of ultra-processed foods on kids. (41:32) American culture and consumption. (43:18) The importance of having a healthy microbiome on your skin. (49:42) #ListenerCoaching call #1 – How to structure the workout when hitting two or more muscle groups in the same workout. (55:38) #ListenerCoaching call #2 – How do you know when a low HRV score means you actually need to back off training, versus when it's just reflecting daily stress, hormones, or life chaos? (1:04:46) #ListenerCoaching call #3 – How to balance work/life, while trying to be an inspiring entrepreneur. (1:12:15) #ListenerCoaching call #4 – How can I continue to incorporate all of the things I love without losing muscle and strength gains, while also seeking optimal overall health outside of aesthetics (I deal with quite a bit of body dysmorphia)? (1:24:26) Related Links/Products Mentioned Get Coached by Mind Pump, live! Visit https://www.mplivecaller.com Visit Fatty15 for an exclusive offer for Mind Pump listeners! ** You can get an additional 15% off their 90-day subscription Starter Kit with code MINDPUMP ** Visit Caldera Lab for an exclusive offer for Mind Pump listeners! **Code MINDPUMP20 for 20% off your first order of their best products. ** MAPS 15 FORTY PLUS 50% half from Dec. 14-20th. Code DECEMBER50 at checkout. Mind Pump Store Purpose in life and stress: An individual-participant meta-analysis of 16 samples Gratitude enhances health, brings happiness - Harvard Health The importance of friendships in reducing brain responses to stress in adolescents exposed to childhood adversity: a preregistered systematic review Ultra-processed foods threaten brain health in kids and teens, review warns Australia's social media ban for kids under 16 goes into effect 'We fear people will end up in financial trouble.' Americans will spend a record $20 billion via buy-now-pay-later during the holidays. Visit Seed for an exclusive offer for Mind Pump listeners! ** Code 20MINDPUMP for 20% off your first month of Seed's DS-01® Daily Synbiotic. ** Mind Pump #2469: Compound Before Isolation Lifts are the Best, Except When They're Not (Listener Live Coaching) Online Personal Training Course | Mind Pump Fitness Coaching ** Approved provider by NASM/AFAA (1.9 CEUs)! Grow your business and succeed in 2025. ** Mind Pump #2560: How to Break Free from Destructive Body Image Issues Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Bret Contreras PhD (@bretcontreras1) Instagram Christopher M. Naghibi (@chrisnaghibi) Instagram Kyle P (@mindpumpkyle) Instagram  

The Christian Nerd Podcast is back and trying to be more moderate. Scott starts the show by talking about his week and getting ready for vacation. Nerd News has stories about a live-action Gaston movie and some fan favorites returning to the theaters. Approved for All Audiences looks at trailers for the Muppets, Kryptonians, and creepy aliens. And in Jesus Time, Scott talks about how living with joy and moderation can help us show Jesus to more people.   Show Notes   Intro - 0:00 "Rejoice in the Lord always. I will say it again: Rejoice!" Nerd News - 3:58 YouTube shuts down fake movie trailer channels Andrew Stanton's next movie heading to Hulu Monarch prequel series on the way Disney working on a live-action Gaston movie Lord of the Rings extended editions coming January 16-18 and 23-25 Avengers: Endgame coming back September 25 Star Wars coming back for its 50th anniversary February 19, 2027 Approved for All Audiences - 14:21 The Muppet Show Young Sherlock Disclosure Day Supergirl Star Wars: Fate of the Old Republic Jesus Time - 20:27   Goodbye - 25:34 Be sure to check out The Christian Nerd Like The Christian Nerd on Facebook Subscribe to the podcast on iTunes and leave a comment Or use our RSS Feed to subscribe: http://thechristiannerd.libsyn.com/rss Follow The Christian Nerd on Twitter Follow Scott on Twitter Support The Christian Nerd on Patreon Email Scott at Scott@TheChristianNerd.com to get added to The Octagon. Thanks to Nick for The Christian Nerd theme music.

In this episode of the Oncology Brothers podcast, we are joined by Dr. Komal Jhaveri, a breast medical oncologist at Memorial Sloan Kettering, to discuss the evolving landscape of metastatic hormone receptor positive breast cancer, particularly focusing on low and ultra-low HER2 expression. Key topics include: • The significance of the DESTINY Breast-04 and DESTINY Breast-06 studies and their impact on treatment options. • The definition and implications of low and ultra-low HER2 expression in clinical practice. • The importance of HER2 testing and the dynamic nature of HER2 expression in tumors. • Treatment sequencing strategies, including the use of antibody-drug conjugates (ADCs) like trastuzumab deruxtecan (TDXd) and sasituzumab govitecan. • Management of treatment-related toxicities, including ILD, nausea, and alopecia. Join us for an insightful discussion that aims to keep healthcare professionals updated on the latest advancements in cancer care. Follow us on social media: •⁠  ⁠X/Twitter: https://twitter.com/oncbrothers •⁠  ⁠Instagram: https://www.instagram.com/oncbrothers •⁠  Website: https://oncbrothers.com/ Don't forget to subscribe for more episodes and insights!

In this Ask a Nutritionist episode, registered dietitian Amy Crum shares how to bring party food and mocktails that actually support steady energy, balanced blood sugar, and feeling good during the holidays, without being boring or complicated. If you're tired of defaulting to the veggie tray (or feeling “off” after parties), this episode will give you practical, dietitian-approved guidance to help you show up nourished and confident, no recipe hunting required.

Nuno Loureiro was not a random MIT professor but a leading physicist working on low-cost energy. While his death may be a random act, many are already saying this was a political act. New Bible translations are "approved" and encouraged by the LDS church for study. Cwic Media Website: www.cwicmedia.com

Send us a textWe share the exact year-end checklist we use with clients to cut tax surprises, choose smart purchases, and get January filings done without the scramble. Clean books, a clear tax projection, and a few organized documents can change your entire spring.• finishing bookkeeping and reconciling accounts• running a tax projection to estimate what you owe• timing major purchases before 31 December• preparing contractor W9s and 1099 data• listing assets over $2,500 and financing details• tracking business mileage on personal vehicles• gathering loan documents and interest totals• filing early to get more CPA attentionWe created a monthly accounting program where you hop on a one-hour call with us every month to tackle bookkeeping, tax planning, business decisions, basically anything you need. We have all the fine details in episodes 101 and 102 of this podcast if you want to check it out, or just email us at Carson@sandsco.netSupport the showCreate a STAN Store - Click here to try it out!Here's where you can find us! Shop our business guides!Our Instagram PageOur family page

Send us a textOur Lady of Kibeho is the only Vatican-approved Marian apparition in Africa — and her message included a prophetic warning of genocide. Years before the 1994 Rwanda genocide, the Virgin Mary appeared to three schoolgirls, calling the world to repentance, prayer, and conversion before unimaginable violence would unfold.Support the showSupport this show and get all future episodes by email atwww.kenandjanelle.com

I'm breaking down what to do when the Facebook group grind stops working. I share real, practical strategies that I've used myself to market my continuing education Podcourses, without burning out or relying solely on social media. I talk about: Why Facebook posts lose momentum How to build a simple email marketing funnel that actually works Why partnerships and podcast guesting can open new doors The power of searchable, evergreen content And how to make it ridiculously easy for someone to buy your course If you're tired of spinning your wheels, this episode will help you pivot, not panic. Plus, I give you a behind-the-scenes look at how I market my Podcourse bundle, including what didn't work and what finally clicked. Read the blog here. Links mentioned in this episode: Browse all the Podcourses Build your first CE course (free) Save time with Berries AI:  get $50 off your first month with code THERAPYSHOW50 Get my Coping with Political Stress Ebook and Peaceful Politics AI Guide  Therapist Conversation Framework: Politics in Session A printable PDF with 97 questions to navigate political talk in therapy - without taking sides. Solution-Focused Therapy Guide72 questions + prompts to help adult clients clarify goals and move forward using SFT. Check out all my Counselor Resources.   

Send us a textDuring the deadliest wildfire in American history, a wall of fire swept across Wisconsin — but stopped at the fence line of the Shrine of Our Lady of Champion. This is the true story of Our Lady of Champion, the only approved Marian apparition in the United States.Support the showSupport this show and get all future episodes by email atwww.kenandjanelle.com

In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: Reset and balance your hormones in 90 days. (1:58) Errand boy. (32:25) Reinforcing good behaviors rather than negative ones. (34:40) Liquid Botox. (46:43) Leg extensions suck! (47:35) #ListenerCoaching call #1 – I've hit a weight-loss plateau. Please help! (52:14) #ListenerCoaching call #2 – I just started MAPS Strong while going through a reverse diet, I'm only 3 weeks in and struggling.  Is it too much volume? (1:08:34) #ListenerCoaching call #3 – How to balance endurance training without losing muscle mass or strength. (1:14:08) #ListenerCoaching call #4 – I'm looking for a program that does not sacrifice aesthetics but has a focus on reclaiming mobility. I'm looking for better movement patterns and having something to build a bigger gas tank. (1:24:46) Related Links/Products Mentioned Get Coached by Mind Pump, live! Visit https://www.mplivecaller.com Visit Luminose by Entera for an exclusive offer for Mind Pump listeners! ** Code MPM at checkout for 10% off their order or 10% off their first month of a subscribe-and-save. ** Visit Paleovalley for an exclusive offer for Mind Pump listeners! ** Discount is now automatically applied at checkout 15% off your first order! ** MAPS 15 STRONG 50% half from Dec. 7th-13th. Code DECEMBER50 at checkout. Mind Pump Store Mind Pump #2452: The Hidden Hormone That is Disrupting Your Sleep With Dr. Stephen Cabral 7-Day Overtraining Rescue Guide | Free by Mind Pump Media Mind Pump #2312: Five Steps to Bounce Back From Overtraining Mind Pump #2652: How Undereating is Making You Fat & Unhealthy Mind Pump #2377: The 4 Most Valuable Supplements Everyone Should Take Mind Pump #2720: Metabolic Healing vs Fat Loss: Which Comes First? The New One Minute Manager Mind Pump #2649: Top 9 Exercises for Each Body Part Based on EMG Research & More (Listener Live Coaching) Visit Butcher Box for this month's exclusive Mind Pump offer!  ** New users receive their choice of NY Strip, Ribeye, or Filet Mignon in every box for a year. ** Axon Rifle Flips Mind Pump Podcast – YouTube Mind Pump Free Resources

America Out Loud PULSE with Dr. Clayton J. Baker – Billions in controversial defense funding move through the House as the NDAA advances toward final approval. Moments after the vote, geoengineering critic Babooshka exposes alarming initiatives tied to military technology, surveillance, foreign aid, and financial control, framing the battle as political, technological, and deeply spiritual in nature...

Jolenta is joined by Travis Rhoden from Bestie Approved for a crossover episode!  In honor of Jen Shah being released from prison, the two recap the infamous sprinter van raid from season 2 of The Real Housewives of Salt Lake City. Travis used to be a finance bro, so he has some interesting takes on money laundering. And many iconic moments are covered: Mary calling Whitney “little girl,” the beginning of Meredith branding herself as a lady who loves baths, and Whitney Rose thinking Homeland Security is a pranking her. Bestie Approved Hot Mess-Terpiece Insta SOURCES: Real Housewives of Salt Lake City - Peacock Jennie Nguyen removed from 'Real Housewives' cast for offensive posts, NBC News Reality Show Cast Member Jennifer Shah Sentenced To 78 Months In Prison For Running Nationwide Telemarketing Fraud Scheme, United States Attorney's Office Southern District of New York  ‘Real Housewives' Star Charged in Massive Fraud, Money Laundering Scheme, NBC New York Learn more about your ad choices. Visit podcastchoices.com/adchoices

Show notes at pharmacyjoe.com/episode1086. In this episode, I'll discuss the efficacy of IV push levetiracetam over slow IV infusions.

Let's talk about SCOTUS handing Trump an approved gerrymandered map....

In this episode of Quah (Q & A), Sal, Adam & Justin answer four Pump Head questions drawn from last Sunday's Quah post on the @mindpumpmedia Instagram page. Through Dec. 6th, 50% off a Reverse Dieting Strategy call with a Mind Pump coach. Visit: http://www.reversedietcall.com/  ** Code DECEMBER50 at checkout ** Mind Pump Fit Tip: How to use carbs for the gains! (2:24) The importance of being aware of how much protein you can handle at one sitting. (21:46) The mortality of pro bodybuilders. (29:50) The red-light "pump." (37:22) Cats vs Dogs. (41:40) Odds of success going into a rehab facility vs. doing it on your own. (45:59) Human safaris. (48:06) The plugged vs. the unplugged. (50:45) #Quah question #1 – How to scale back on cardio when you've done intense endurance for 15 years? (1:05:59) #Quah question #2 – How can we train our Central Nervous System to keep up a little better? Is there anything that can be done immediately after realizing we went a little too hard? (1:09:48) #Quah question #3 – How do I know if I'm getting stronger or if it's just my central nervous system adapting? Especially if I've been training for 10+ years? (1:11:44) #Quah question #4 – How do you feel about posture correctors? My son has bad forward shoulders, and he's been doing some exercises to correct them. He brought up this posture corrector, and I'm curious about your guys' thoughts. (1:13:30) Related Links/Products Mentioned Visit Joovv for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP to get $50 off your first purchase. 0% financing available! ** Visit Rock Recovery Center for the exclusive offer for Mind Pump listeners! ** By filling out the form and scheduling your call, you'll also be entered for a chance to win a free 60-day scholarship at Rock Recovery Center, their premier treatment center in West Palm Beach, Florida. Don't wait—take the first step today. ** Through Dec. 6th, 50% off a Reverse Dieting Strategy call with a Mind Pump coach. Visit: http://www.reversedietcall.com/  ** Code DECEMBER50 at checkout ** Mind Pump Store Mind Pump #2644: Eight Best Carbs for Bodybuilding & More (Listener Live Coaching) Carb Cycling: A Good Way To Lose Fat? – Mind Pump Blog The Benefits Of Carb Cycling – Mind Pump Show Peter Attia IG clip Mortality in male bodybuilding athletes - Oxford Academic Dog Ownership Linked to 40% Reduced Risk of Dementia  The truth behind sick 'human safari' killings Get a free Sample Pack of LMNT's most popular drink mix flavors with any purchase! As always, LMNT offers no-questions-asked refunds on all orders. The 8-count LMNT Sample Pack doubles down on our most popular flavors: Citrus Salt, Raspberry Salt, Watermelon Salt, and Orange Salt (2 stick packs of each flavor): Visit DrinkLMNT.com/MindPump Mind Pump #2312: Five Steps to Bounce Back From Overtraining 7-Day Overtraining Rescue Guide | Free by Mind Pump Media Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Zach Bitter (@zachbitter) Instagram  Paul Saladino, MD (@paulsaladinomd) Instagram Peter Attia, M.D. (@peterattiamd) Instagram Tom Bilyeu (@tombilyeu)  Instagram Dave Asprey (@dave.asprey) Instagram Thomas Conrad (@realrecoverytalktom) Instagram Ben Bueno (@realrecoverytalkben) Instagram  

European Space Agency Increases Budget and Shifts Toward Commercial Model — Bob Zimmerman — The European Space Agency approved record budget allocations, increasing funding by approximately one-third to facilitate systematic transition toward commercial space operations. Zimmerman documents that the ESA has established a "launcher challenge" incentivizing startup rocket companies, and transferred operational control of the Vega C rocket from centralized Arianespace to manufacturer Avio, enabling independent launch commercialization while the global commercial space sector expands with new entrants including Australianstartup At Space successfully conducting suborbital test flights. 1963