Podcasts about Costly

#936: As the Trump administration tries to alleviate beef prices by importing foreign meat, they're considering slapping ‘Made in USA' labels on products. Cybersecurity stocks get a jolt amid fears of an AI slowdown. Transportation companies sound the alarm as diesel prices continue to rise due to the conflict in the Middle East. The cost of being a bridesmaid is becoming too much for some women that they're turning the role down.  Learn more at https://www.hotels.com/morningbrew Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

Your first property investment probably won't make you rich overnight — but buying the wrong investment property could cost you thousands of pounds and seriously damage your property investment journey.In this video, Rahim Bah shares 7 alarming things every first-time property investor should know before buying an investment property in the UK.Drawing from his own UK property investment journey, Rahim explains the costly mistakes beginners can make when they focus on emotions, property prices or social media hype instead of understanding the numbers, cash flow, location, financing and long-term strategy.Whether you're completely new to UK property investment, looking to buy your first buy-to-let, considering an HMO, exploring BRRR, or trying to build a property portfolio, these lessons can help you think more like an investor before making your next move.In this video, you will learn:Why you should never fall in love with an investment propertyLearn why professional property investors focus on the numbers rather than emotional decisions, beautiful kitchens or impressive bathrooms.Why cash flow matters more than simply buying a cheap propertyDiscover why a cheaper property isn't automatically a better investment and why positive monthly cash flow can be critical when building a sustainable property portfolio.How location can affect your property investmentLearn what to look for when analysing an area, including population growth, transport links, employment, universities and regeneration.Why property renovation costs can go over budgetUnderstand why unexpected problems can appear during refurbishment and why having a contingency budget is essential.How interest rates can affect your property dealLearn about stress-testing your property investment calculations and considering what could happen if mortgage interest rates increase.Why you shouldn't chase every property investment strategyFrom Buy-to-Let and HMOs to BRRR and other strategies, discover why mastering one strategy can be more effective than trying to do everything at once.Why property investment isn't passive at the beginningUnderstand the work involved in finance, negotiations, viewings, builders, solicitors, mortgage brokers, tenants and property management — and how systems can eventually create more freedom.Property investing isn't simply about buying houses. It's about understanding numbers, solving problems, finding opportunities, creating value and building a better financial future.If you're serious about starting or growing your UK property investment journey, watch until the end and ask yourself:Would you rather spend time learning how to find the right property — or spend the next five years wishing you had started?

Send us Fan MailHow to record in-kind donations for nonprofits is more than an accounting question . . .it reveals what programs truly cost and how much support the community contributes! Justine Townsend, Manager at Your Part-Time Controller (YPTC), explains how to value, document, report, and steward noncash gifts without distorting the books.Donated office space, food, equipment, vehicles, program supplies, graphic design, and certain professional services can represent significant organizational support. If a nonprofit would otherwise need to purchase the item or service, failing to record it may understate both revenue and expenses, and conceal the real cost of delivering the mission.Fair market value is where things become complicated. Food banks may use published food valuations, while donated office space may require comparisons with similar local properties. Donor estimates also deserve scrutiny. Justine recalls an advertising contribution valued at approximately $1 million (enough to nearly double one organization's reported annual revenue) before the valuation methodology was challenged.“The finances are just our story told in a different way,” Justine explains. Accurate records support more than audits and Form 990 reporting. They strengthen budgeting, donor stewardship, vendor relationships, fundraising communications, and financial planning.The conversation also exposes a frequent operational failure: development teams negotiate in-kind support, but finance learns about it late—or not at all. A clear gift acceptance policy can establish what the nonprofit will accept, who approves unusual contributions, when appraisals or additional forms are needed, and whether the organization can actually use or sell the donated property.Volunteer support deserves attention too. Verified volunteer hours may support audit-note disclosures and show funders the depth of community participation. As Justine says, in-kind support helps tell “the story of how much the community loves, supports, needs and wants what you're doing.”Key Takeaways:Record qualifying in-kind revenue and its corresponding expense.Use supportable market evidence—not an unquestioned donor estimate.Describe donated property on acknowledgments without assigning its tax value.Create a separate receipt process for noncash contributions.Connect development, finance, and donor stewardship before accepting gifts.Budget for donated resources so leaders understand replacement costs.00:00:00 Why In-Kind Donations Really Count00:02:13 What Qualifies as an In-Kind Donation?00:04:00 When Donated Services Can Be Recorded00:04:37 Valuing Free or Discounted Office Space00:06:16 Who Determines Fair Market Value?00:08:32 Event Discounts, Goods and Professional Services00:10:21 Reporting, Stewardship and Form 99000:13:34 Fixing the Finance–Development Disconnect00:14:43 Tracking Volunteer Hours and Their Value00:17:19 Valuation Mistakes and Gift Acceptance Policies00:22:53 The Cost of Not Recording In-Kind Gifts00:25:14 What Belongs on the Donor Receipt#NonprofitFinance #InKindDonations #TheNonprofitShowFind us Live daily on YouTube!Find us  Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits!  12:30pm ET   11:30am CT  10:30am MT  9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

Rosemary Enright and Mike Sciotti are again joined by their Barclay Damon partner Scott Rogoff to continue their discussion of New York's Hospitality Industry Wage Order. This episode highlights key wage and pay requirements beyond tip credits, including spread-of-hours pay, split shifts, call-in pay, overtime, tip credits, and salary/nonexempt classifications. Using real-world examples, the team explores common compliance risks for hospitality employers, addressing wage errors, and why employers should be cautious when relying on AI-generated legal guidance or sharing sensitive information with AI tools.Save the Date!Barclay Damon's 2026 New York Labor & Employment Law Conference will be held Thursday, October 29, 2026, Turning Stone Resort Casino, Verona, New York. Learn more and let us know about any topics you'd like us to cover here.

Frank Tumminello is the founder of FileForms, a company focused on simplifying business compliance and filing requirements for entrepreneurs and companies across the U.S. With a strong background in business operations and regulatory processes, Frank has helped streamline how businesses stay compliant with state and federal requirements. Through FileForms, he provides practical solutions that save business owners time, reduce risk, and eliminate the complexity of ongoing filings—allowing entrepreneurs to focus on growth and scaling their companies. During the show we discuss: Why business compliance is often overlooked Annual reports and maintaining good standing How missed filings can affect financing Compliance requirements when operating across multiple states Nexus triggers involving employees, assets, property, sales, and revenue Costly compliance mistakes and franchise taxes How compliance can affect business sales and due diligence Technology, APIs, and AI in compliance Resources: https://fileforms.com/

Dan Brisse breaks down the 10 most costly mistakes he and the Granite Towers Equity Group team have made—and continues to see investors make—in multifamily real estate. From relying on short-term bridge debt and aggressive rent growth to buying unfamiliar markets, blindly trusting broker pro formas, forcing deals to work, and investing with inexperienced operators, these mistakes can become extremely expensive when the market turns. Dan also explains why cash flow, conservative underwriting, experienced operators, meaningful cash reserves, and understanding market cycles are critical to surviving difficult periods and positioning yourself for future opportunities. Looking back on years of investing, the biggest lesson is simple: you don't have to avoid every mistake, but you need to learn from them before they cost you everything. Keeping It Real Estate is brought to you by Granite Towers Equity Group, helping investors create passive income through multifamily real estate. Learn more about Granite Towers Equity Group: www.granitetowersequitygroup.com/contact

105.3 The Fan presents a collection of discussions breaking down the Cowboys' frustrating loss to the Giants from Shan & RJ, K&C Masterpiece, and GBag Nation. Shan & RJ vent over Dak Prescott's momentum-shifting interception, George Pickens' drops, and Javonte Williams' costly taunting penalty. Plus, Cowboys EVP Stephen Jones joins K&C Masterpiece to address getting out-physicaled and update injuries to Malik Hooker and DeMarvion Overshown, while GBag Nation debates whether Christian Parker's defense is experiencing growing pains or a full identity crisis. That and more this week on Best Of Cowboys on 105.3 The Fan!

105.3 The Fan presents a collection of discussions breaking down the Cowboys' frustrating loss to the Giants from Shan & RJ, K&C Masterpiece, and GBag Nation. Shan & RJ vent over Dak Prescott's momentum-shifting interception, George Pickens' drops, and Javonte Williams' costly taunting penalty. Plus, Cowboys EVP Stephen Jones joins K&C Masterpiece to address getting out-physicaled and update injuries to Malik Hooker and DeMarvion Overshown, while GBag Nation debates whether Christian Parker's defense is experiencing growing pains or a full identity crisis. That and more this week on Best Of Cowboys on 105.3 The Fan!

Ted adds context to a costly Drake Maye interception

105.3 The Fan presents a collection of discussions breaking down the Cowboys' frustrating loss to the Giants from Shan & RJ, K&C Masterpiece, and GBag Nation. Shan & RJ vent over Dak Prescott's momentum-shifting interception, George Pickens' drops, and Javonte Williams' costly taunting penalty. Plus, Cowboys EVP Stephen Jones joins K&C Masterpiece to address getting out-physicaled and update injuries to Malik Hooker and DeMarvion Overshown, while GBag Nation debates whether Christian Parker's defense is experiencing growing pains or a full identity crisis. That and more this week on Best Of Cowboys on 105.3 The Fan!

1050. Buying a car can feel like a financial landmine. Host Laura Adams answers a listener's question about buying a car before starting his first job. You'll learn how to evaluate your current car, set a budget, secure financing, and find a great deal that doesn't wreck your financial goals!Key Takeaways:Compare a car's repair bill against months of new car payments and a potentially higher insurance premium before giving up on an older vehicle.To keep transportation costs affordable, follow the 20/4/10 rule to put 20% down, finance for no more than four years, and cap total expenses at 10% of income.Get an auto loan pre-approval before you start car shopping so you have an interest rate benchmark if a dealer offers financing.Request auto insurance quotes for different cars you're considering so you understand the cost before buying a vehicle.Focus negotiation on a vehicle's total purchase price rather than the monthly payments, which can be adjusted to include fees or longer loan terms.Leasing a car may make financial sense if you need a lower monthly payment, drive lower annual miles, prefer a new vehicle every few years, and don't care about building long-term equity.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Ahead of the weekend, Devon and I break down my visit to Cosm Detroit, the new high-tech venue in downtown that's gotten a ton of buzz. The tech and immersive dome are very impressive, but dynamic pricing means ticket costs can jump in a hurry depending on what you're seeing. We debate - is dynamic pricing the way to go?  Plus, we also dive into some great local news with Cass Cafe returning to Midtown, sample a Banana Bread Old Fashioned, and unpack MDOT's new pilot program testing a per-mile road charge. Timestamps: 01:31 - What We're Drinking: Banana Bread Old Fashioned 05:33 - Cosm Detroit: Super Cool, But Might Be Costly  17:49 - Cass Cafe in Detroit returning 19:51 - Charge for roads per mile driven instead of the gas tax? Cover photo by Ryan Southen. What do you think on any of these topics? Hit us up, dailydetroit@gmail.com or 313-789-3211. Sorry for the late posting this week. We still don't have internet at home on the east side and are digging out of the power outage. Regular schedule next week. Thanks for your support on Patreon!

Today on Hot Takes, Eric Goodman and Troy Renck discuss Patriots QB Drake Maye throwing 3 second-half interceptions in the Patriots loss to the Seahawks. Davis Webb is relatively unknown as a play-caller, so does this mean it will be harder for the Chiefs defense to prepare for the Broncos offense? Plus, how will Vance Joseph and the Broncos defense prepare for Patrick Mahomes? Tune in for a Thursday edition of Hot Takes with Eric and Troy! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us Fan MailDr. Nathan Eva is a Fulbright Scholar (2021) and the co-director of Engagement for the Department of Management at the Monash Business School. His research examines follower-first leadership approaches that deliver organizational performance combined with inclusive and supportive workplaces.Associate Professor Eva received his Ph.D. from Monash University in 2014, received the 2015 Emerald/EFMD Outstanding Doctoral Research Award in Leadership, was awarded as a 2016 Greenleaf Scholar by the Greenleaf Centre for Servant Leadership, received the 2020 Dean's Awards for Excellence in Research by an Early Career Researcher, and was Highly Commended for his research as an Early Career Scholar for the 2018 ANZAM Excellence Awards. He received the 2016 and 2013 Dean's Award for Teaching Excellence at the Monash Business School, and has been consistently recognized for outstanding teaching by the Office of the Vice-Provost.His peer-reviewed work appears in international outlets such as The Leadership Quarterly, Journal of Organizational Behavior, and Human Resource Management. His article on Servant Leadership in The Leadership Quarterly is the most downloaded and the most cited article in their journal since 2017, and his article on Psychological Safety in Human Resource Management Review received the journal's Scholarly Impact Award for the most impactful article (2017-2022).Associate Professor Eva is a Board Member of the Network of Leadership Scholars, the Chair of the Leadership Scholarship stream for the International Leadership Association, and the Co-Chair of the International Leadership Association's Leadership Education Academy. He is a Senior Editor for Management and Organization Review and an editorial board member of The Leadership Quarterly, Journal of Organizational Behavior, Journal of Business Ethics, & Group and Organizational Management.A Few Quotes From This Episode & Nathan's Work“Servant leadership is not just about serving others. It is about sending credible, repeated, observable signals that followers interpret as genuine service.”"Servant leadership is quite costly because it's taking time away from other things that you could be doing. Things that might influence your promotion... you're having to go out on a limb for somebody.""Pick a small set of behaviors or signals that are yours. It's not trying to be a leader who does everything. It's a leader who's trying to do three or four things incredibly, incredibly well, and they are just the things that you're known for. That's your reputation. That's your superpower."ResourcesArticle: Signalling servant leadership: How followers interpret leader behavioursBlog Post: Is there one best way to lead or have we overcomplicated what makes leaders effective? Google Scholar: Nathan EvaAbout The International Leadership Association (ILA)The ILA was created in 1999 to bring together professionals interested in studying, practicing, and teaching leadership. Attend The Global Conference in Toronto, October 28-31.About  Scott J. AllenWebsiteWeekly Newsletter: Practical Wisdom for LeadersMy Approach to HostingThe views of my guests do not constitute "truth." Nor do they reflect my personal views in some instances. However, they are views to consider, and I hope they help you clarify your perspective. Nothing can replace your reflection, research, and exploration of the topic.♻️ Please share with others and follow/subscribe to the podcast!⭐️ Please leave a review on Apple, Spotify, or your platform of choice.➡️ Follow me on LinkedIn for more on leadership, communication, and tech.

The Giants are moving on from Darius Slayton, and Shaun Morash is taking heat for calling the veteran receiver “gutless” in big moments. Evan Roberts and Tiki Barber examine why Slayton became expendable, from the costly drops to a disappointing camp, while questioning whether the Giants have left Jaxson Dart with one of the NFL's weakest wide receiver rooms. Malik Nabers' health, rookie Malachi Fields and Odell Beckham Jr. now carry even more pressure.

We have a lot of accessories for our RV and they can start to add up quickly when you start purchasing them.  Today we are going to talk about that in this episode of Travels with Delaney The Podcast   Quilly's RV Parks: https://www.quillysrvparks.com/ Save 10% on your reservation with TWD10 Savings valid up to a $50 savings when you use the code above   Canopy RV Resort: https://www.canopyrvresort.com/ Ask for the Winter Texan Special to save 10% on your Monthly winter stay BLU TECHNOLOGY WATER SYSTEMS: https://goblutech.com/?ref=travelwithdelaney   First Light Coffee:  https://www.firstlightcoffee.us Save 10% on your first order with TWD10   Save 20% on your Harvest Host membership HERE *as an affiliate, we may earn from qualifying purchases   AMAZON SHOP: https://www.amazon.com/shop/travelswithdelaney **as an Amazon Associate, we may earn from purchases    RV DESTINATIONS MAGAZINE: https://www.rvdestinationsmagazine.com/TravelDelaney USE CODE: TRAVELDELANEY20 to save 20% off of any of their subscriptions   Check out our YouTube Channel:  https://www.youtube.com/travelswithdelaney   Follow us on INSTAGRAM and FACEBOOK: @travelswithdelaney   Ultimate Cloth https://www.ultimatecloth.com/TWD SAVE 15% with Code TWD15   GasStop: https://diversifiedpower.com/product-category/gasstop/ Save 10% when you use code: TWD10

A Sermon on Forgiveness Dr. Eric J. Gilchrest, Pastor | September 6, 2026 Download Check out the weekly sermon here or on our SRBC podcast on Apple Podcast and Spotify. While you're at it, check us out on Facebook and Instagram too. Like what you hear? We'd love to know.At South Run, we read every message personally. Whether you have a question, want to share how God is moving in your life, or are thinking about visiting in person, this is the place to start. If you click the link below, Pastor Eric will personally reach out to you. Listening online? Let us know. Sermon Transcript A Sermon on ForgivenessDr. Eric J. Gilchrest, PastorGood morning everybody. A couple of things before we get started. I know Clint already said it, but I am personally so pleased to have Erin Ovenshire as our new admin. She has been wonderful to work with already, and I look forward to good things there. I just wanted to make sure everybody knew and to welcome her in this role. Second, though, so one of my new favorite things these last few weeks has been the number of children in our worship service. I don't know if you feel this way too, but I definitely do. And I also want those parents to feel very comfortable having their children in the worship service. This is something that at South Run Baptist Church, we prize. We hold this as very important. I don't say this enough, so this is part of what I'm doing right now, which is we have intentionality behind having the kids in here. There are many churches you could attend where you ship the kids off and they're gonna be somewhere else for the whole time that you're here. And by kids, I mean like even up through like junior high or something. We've learned, but studies say Having your kids in here, like seeing what the adults do, watching your parents worship, this is very, very important for their spiritual development. And so this is why we want the children in here. With that said, we also want you to feel comfortable taking your kid out if you need to. And so if at any point you need to, we have a room downstairs. I think it's the Birch room, whatever the middle room is down there. where the TV's on with me on it, and you can participate in the service down there if that's what you need at any point. So feel free to utilize that. All right, let's get started here. Please bow your heads in prayer. God, our Father in heaven, your name is holy, and we seek your holy name this morning. God, I ask that you speak your words through your humble servant this morning, that those who are in attendance and those who are listening, whether online or at some future point, will hear you. They will hear you speaking to them loud and clear. Lord, this morning you know what we're talking about. We are talking about forgiveness. And Lord, we are the recipients of your boundless forgiveness. And so we begin with thanks, but we also now open our ears to what you wish to say to us. In Christ's name we pray, amen. We're talking about forgiveness, but we're also kind of the macro level. We're talking about the two ways. There's the narrow way and there's the wide way, and the wide way leads to destruction. And Jesus is trying to get us to walk down that narrow Rd. right? Which is to say it's a harder Rd. to walk and it requires some intention behind it. And it means that we have to pay attention to what we are doing and should not be. And some of those things we're not doing, but we should be. And so this morning, we have a wonderful test case in forgiveness. Forgiveness. This is certainly something that we've all been on both sides of the coin for. We've needed to forgive somebody, but we've also needed to be forgiven by somebody. But I wanna begin with a question that I asked our deacon ordinands on this last Wednesday. We had a deacon ordination meeting, council, where we brought in the two gentlemen who were being tried and tested, and it was grueling, and we really put it to them. They did pass, so next week we will be voting on our deacons, which will now include Brian Sands and Dan Ovanshire. We're very happy to have them on that slate, and you'll get to vote on them along with two others next week. But the question I asked was, what is the gospel, right? What is the gospel? Somewhat simple question. And I would hope that each of you, if you've been around the church for a while and if you confess Christ as Lord, you would have some kind of answer to this. What is the gospel? So I want to offer to you kind of a version in brief of how I think about this. It starts at the beginning of the creation, which is to say that in the beginning, God created all things good. In fact, he finishes it all and says, this is very good. But we know it doesn't stay there for too long. And there's the fall, Genesis 3 happens, and Genesis 4, they're kicked out of the garden. And then we're living in this world. And if you look around, you see what? You would currently see three hurricanes are sitting in the Pacific Ocean. Something is broken with the world itself, literally. There's a flood in Nepal that led to over 1000 deaths. There's all kinds of illnesses that are just waiting to infect each and every one of us. But it doesn't stop with the brokenness in the world, does it? then kind of seeps into us, you and me, or maybe there's other people, right? the sin sickness that covers humanity. And we are all people who do things that we shouldn't do and we don't do the things that we should do. And then when we're really honest, we look inside and we realize that it's sitting in here. And if you think back through your past, you realize, you know what, there are things that I regret There are things that I need forgiveness for, and I'm reaching out to a God that I need forgiveness from. And so then the gospel is God looking down and saying, I'm going to do something about the state of the world. And to do something, well, he sends Jesus, the Son of God, into the world, And Jesus dies on a cross, as we say, every single second Sunday of the month when we take communion, for the forgiveness of your sins, to make things right again. And then he is raised on the third day, defeating death and offering eternal hope into the future. This is what's happening. And so then the macro story says that what God is doing is he's taking the very good thing that had been broken and he's putting it back to rights again. This is good news. And it's the hope that we all hold on to. At the very center of all of it is a God who loves us so much that he keeps coming after us offering forgiveness when we don't deserve it. Offering forgiveness when we don't deserve it. Which then gets to what Paul says to us about forgiveness at large. He says, for example, actually, sorry, slide one, I had this on here. So what is the gospel? It's the good news that God has chosen forgiveness and mercy instead of punishment. He has chosen reconciliation instead of walking away, and he has chosen restoration instead of pushing us out. And here's what Paul, the move Paul makes in Ephesians 4.32. He says, forgive one another as God in Christ forgave you. And so this morning, as we're talking about the need to forgive one another, we should be reminded that the gospel story is the frame to it all. And as Paul says, God forgave you. And how did he do this? In Christ, in the story that I just told you, on the cross, through his death and through his resurrection, you have been forgiven. And so we too are to what? We're to take that same model and we are to apply it, everybody around us. forgive one another as God in Christ forgave you. Now the goal of forgiveness with both God and man is restoration. If the story of scripture from front to back is a story of restoration, well then that's what we're doing in our relationships when we forgive as well. We're seeking to restore. to make all things new. Now I should say very clearly that this does not mean consequences don't matter. They matter deeply. And so if you are seeking forgiveness from somebody, you must be ready to acknowledge that there is going to be a fallout to whatever it is that you have done in this life. And so consequences matter. There's a famous theologian from the mid-1900s named Bonhoeffer, and he had this famous book in which he talks about cheap grace, cheap grace. And I would offer you, there's something that is kind of a corollary to this, which is cheap forgiveness. Cheap forgiveness wants the benefits of forgiveness without the cost. Costly forgiveness is the willingness to do what it takes by the person who needs forgiveness to be reconciled. And so if you have harmed somebody and you are seeking their forgiveness and you are seeking to be made right again with them, you must recognize that there are consequences and there are costs to whatever it is that you've done. And we'll talk more about that momentarily. I've put a few things at the bottom of your bulletin. Some bullet points that I'm hoping you walk away with after the sermon, if you don't walk away with anything else. And here's one. Forgiveness restores you and reconciliation restores the relationship. Forgiveness restores actually the one who is doing the forgiving. It's the one, when you forgive, like you have been made whole, there's kind of a weird logic to this. And then reconciliation is when the relationship has been made whole again. Now I confess, I've kind of teased two things apart that may not be obvious just from the kind of a flat reading of scripture, but I do think this is really important for you to know that there are two sides to this. And sometimes forgiveness is all that's possible because whatever that other party they're doing, they may not want reconciliation. But in the ideal world, both parties are involved, and that's when reconciliation actually happens. But for the time being, I kind of want you to piece these out and keep them separated one from the other. Forgiveness or restoration and reconciliation are two different things, and it's important for you to hold them apart from one another. But in the best case scenario, both happen. With that then, let's turn to our scripture for today, which is Matthew chapter 18, verses 21 and 22. Matthew 18, 21 and 22 goes like this. Then Peter came up and said to him, Lord, how often will my brother sin against me and I forgive him as many as seven times? And Jesus said, I do not say to you 7, but 77 times. Now the observant among you will immediately say, wait, I thought it was 70 times 7. We could dig into the Greek here and we could look at precisely what's there. And even if we did that, here's what you would find, that we actually don't know what the answer is. It might be 70 times 7, which would be what, 490? Or it might be 77. But the truth is, neither matter, because that's not what Jesus is saying, is he? He's not asking you to count up how many times you forgive, and then once you reach 77, done. No, he's saying forgiveness should be ever ready. This is something that as followers of Christ, that narrow way, like at any moment when somebody calls on us to be forgiven, like really be forgiven, we are willing and ready to offer that to them. The passage today is followed by a parable, which we won't read together, but I'll just simply tell you what's in it. It applies directly to the gospel story that I gave you up front and it goes like this. There's a master and he has a servant and the servant owes him the equivalent of $4 billion, a billion with a B. This is like the math works out this way. And the servant comes and is pleading with the master. He says, please just let me go. He was about to sell, the master was going to sell the servant into to slavery. And he said, please, I can't. And the master had mercy on him and said, you know what? I'm actually, I'm going to forgive the debt, $4 billion, and I'm going to let you go. As the servant left, he found somebody else who actually owed him some money to the tune of about $6,000, which, That's A lot. Like $6,000. Somebody owes me $6,000. You better believe I'm going to want that money back. But if I've just been forgiven $4 billion, you know, I think I might be generous. I would hope. But this servant was not. This servant instead, he went after the guy who owed him $6,000. And then when he couldn't pay, what did he do? Well, he sold him into debtors prison. Well, when the master found out, he said, how could you do this? You are wicked. Do you not know how merciful, how forgiving I have been to you? And then you turn around and with this debt, sure, it's some money, but it's nothing what you've been forgiven already, right? Hopefully you can see the comparison to the gospel itself. God has offered each and every one of us forgiveness in abundance. And so when he calls on us to forgive others, to forgive our neighbors, to forgive those who have done something wrong to us, our friends, our spouses, our kids, or whoever, we should be ready at any moment to say yes. But there are some parameters. And this is worth our time because oftentimes forgiveness turns into that cheap forgiveness. And I don't want it to do that this morning, and I don't want to leave you with the wrong impression about how forgiveness works. And so if you're in the Matthew 18, I just encourage you to back up just ever so slightly because the forgiveness stuff doesn't start there. It actually starts in 1815. And here's what Jesus says here. He says, if your brother sins against you, go and tell him his fault between you and him alone. And if he listens to you, have gained your brother. The scenario is a simple one. Somebody has done something wrong to you and you go to them and you say, you've done this wrong thing to me. And you're coming with open arms and you're saying, I would like to forgive you. I just need you to own what you've done. And if they say yes, well, then you've got your brother back. Reconciliation has happened, right? Luke actually. gets a little more pointed here. There's a version of this same saying that happens in Luke's gospel. If you return there at some future point, if you want to, it'd be in chapter 17, verses 3 to 4, go like this. If your brother sins, rebuke him, and if he repents, forgive him. And if he sins against you seven times in the day and turns to you seven times, I say, repent. Or saying, I repent, you must forgive him. Here's what I want you to know about this passage. Some of us are really good at rebuking others. Others of us are really good at forgiving others. But in my experience, very few are good at both. I want us all to be people who are good at both. rebuking or bringing to someone else, here's what you've done wrong to me. None of this passive aggressive stuff. Just be honest and straightforward and say, you've hurt me. I need you to apologize. Here's what's wrong. And then when that person actually does, and when they own the problem that sits between you and that person, then you forgive them and you make things right. This is the ideal, right? That you're doing both the rebuking and then the forgiving when it happens. Which is another way of saying that in every scenario where forgiveness is involved, there's always two parties. If you were to come to me in pastoral counseling or something and you would say, Eric, I need to talk to you about forgiveness, my immediate question, well, which one are you? the one who needs forgiveness or are you the one forgiving somebody else? Because the conversation is going to look a little different depending on what side of the ledger you're sitting on. So we'll start with the one who's in need of forgiveness. Maybe this is you this morning. The first thing I would say to you in that counseling session would be to own your sin, no matter how big or small it is. Own whatever it is you've done wrong. And maybe you don't even want to call it sin. Maybe it's like, you're thinking it's this thing. But I need you to own it and to say, you know what, I really did that. And then you need to recognize the consequences that happen and flow out of whatever that thing is that you've done. And depending on the severity of the thing you've done, you might expect that some trust has been lost and must be restored with that person. And that again, depending on the severity of it all, it might take a while. It might take years or even decades to restore some of the trust that is lost. Once you're ready for it, I would then encourage you to apologize to the other person. But in my household, we have a way of apologizing that isn't just merely saying, I'm sorry, and then you move on. I would call that cheap forgiveness, and that's what we're trying to avoid this morning. Instead, we have a fourfold model of what apologies look like. includes, I am sorry. It was wrong because in the future I will. And then will you forgive me? Now, parents, you can take this and use it for your kids. That'd be great. But parents, I would encourage you to use it for one another as well. And it goes like this. I am sorry for. And this is when you actually name the thing that you did and you own it. and you say it out loud so that the other person knows what you've done wrong, and they know that it was wrong. And then you say it was wrong because, and here's where you get to explain to the person that you now understand why it was wrong. And you've put yourself into their shoes, and you show them or explain to them what it must have been like for them to be on that side of it all. And then in the future I will. And here is what you should have done instead. It's more than just next time I won't do X, Y, or Z. Next time I just won't get angry with you. It's in this moment that you get to demonstrate that you understand why you did the thing that you did. And so maybe you came home from work and you were just in a rage because somebody at work had offended you, and then you come home and you take it out on your spouse. when you apologize, you say, in the future, if I know I'm in this mood, I'm just going to tell you right up front, and then I'm going to encourage you to maybe avoid me for a short time, and I'm going to go cool off, and then I'm going to make sure that I'm a good man or a good woman so that you have the spouse that you deserve in that moment. And then finally, once you've really explored what went wrong, then you're in a place to say, will you forgive me? Let us make things right. And hopefully, prayerfully, you're with a spouse or maybe it's a friend or maybe it's, again, your kids or whoever it is. This works with anybody. Hopefully they will say, yes, I forgive you. Now the flip side of the coin is the party that needs to forgive. Jesus tells us 70 times 7. If someone seeks your forgiveness, you need to be ready to forgive. This is the way to life. Life abundant is living with a heart ready to forgive at any moment. Again, remember Ephesians 4, forgive one another as God in Christ forgave you. Remember, There was the billion dollars and there's the thousands of dollars and the ledgers are very, very different. And I would also encourage you to remember that forgiveness, it restores you. First and foremost, to withhold forgiveness is an affront to the way God operates in this world. And therefore, It is an affront to our truest nature as children of God. If we were made in God's image, and I believe with all my heart that we were, and God is a God who forgives again and again and again, then if we want to live into our truest nature, we must be people who forgive. But if you want a more selfish reason for why you should forgive, it goes like this. It's good for you. To forgive somebody else, it feels good to just let it go. In fact, there's a famous saying that holding on to anger is like drinking poison and waiting for the other person to die. It's not going to happen. And so you must stop drinking the poison and you must forgive the other person and let it go. Now there is a deep struggle that happens if you've been hurt. And the struggle is, do I trust this person again? There are the memories that I have of when they wronged me. There's the fear that they're going to do it again. And so again, depending on the severity of what has happened between the two parties, I just want to affirm that sometimes is going to happen. And that's okay. And it doesn't mean that there's something wrong with you and your ability to forgive someone. It is a reminder that trust It's not a guarantee in a relationship, and it must be earned and it must be kept. But the question left then is when do you choose reconciliation and when is it okay not to? I've said that these are two different things, forgiveness and reconciliation. And the goal is reconciliation. Two parties coming back together. This is what God does with us. God is, we are rather, estranged from God, but God seeks us out because God wants to be with us. This is the truest form of forgiveness. But there are times in life where reconciliation may not be possible, because it does depend on both parties participating. But there's also this. There is the example of abuse in a relationship. And so if you've ever been a part of an abusive relationship, whether physical abuse, emotional abuse, or otherwise, you know that there is a gap that sits between forgiveness and reconciliation better than anybody else knows this, or at least you should. And so I would want to talk to you and to say, forgive. but not too quickly. To return to Luke, if your brother sins, rebuke him. And if he repents, forgive him. You must first learn to rebuke. It is possible that if this abusive relationship you've been in has gone on for too long, you're probably pretty good at the forgiveness side but maybe need to learn some things about rebuking, holding someone accountable for their actions, to build boundaries and to tell someone that they can no longer do this to you. And if they do, there are clear consequences for it. But the other thing that needs to happen is that the abuser must learn to repent. Repentance is actually a big word. It's more than just, baby, I'm never gonna do that again. It's actually walking the walk. It is not cheap forgiveness, like Bonhoeffer warns of cheap grace. True repentance in relationship is the same as it is with God. When we truly repent, it means we turn around and we start walking in a different direction, not just by words, but in our actions. We no longer do what we used to do. We take necessary steps, radical steps, to stop doing the old and to start doing the new. So if the abuser is showing no signs that they are taking steps in the opposite direction, well they aren't getting help from a counselor, or they haven't changed their behavior in some fashion, then repentance has not really begun. Repentance hasn't really begun and reconciliation should be off the table until they are ready to truly repent. If you keep reconciling with someone who refuses true repentance, you are not righteously walking as Jesus teaches us to. You are simply putting yourself in harm's way. And if I were in the room with you, giving you counsel, I would say you need to walk away until true repentance is part of what is happening in that reconciliation. So how to seek reconciliation, how to offer forgiveness, a very quick word to our married couples in the room, but everybody else can listen in because I think this applies to everyone. Empathy is mission critical. Empathy. It's the ability to see the world as somebody else sees the world, to put yourself into their shoes. If you're going to apologize to someone, you need to understand what it is that they're experiencing and feeling in the world. And as they walk through the world, they see it a certain way. And you need to be able to say it and to name it. Because if they're going to understand that you get it, or they're gonna need to know that indeed, you see it and you're able to say it and you're able to speak it out loud. I came across this wonderful quote this week by a guy named Oswald Chambers. He wrote the devotional that, I don't know, everybody in my generation seemed to grow up on. And he says this, spiritual maturity is going from being thin-skinned and hard-hearted to thick-skinned and tender-hearted. I loved this. There's so much wisdom in this. Too many of us Christians who have been in the church for way too long are too thin-skinned and way too hard-hearted. And when it comes to our relationships, we're too thin-skinned and we're too hard-hearted. We're too quick to judge and not quick enough to forgive. But the maturest ones among us are what? They are the thick-skinned ones, and they can see why someone might behave the way they do. And they don't take it personally always. Sometimes they do if they should, but they don't always take it personally because they have this thick skin needed to be a mature person. But more than that, they are tender-hearted, looking out for all the opportunities to make things right in the world, to breathe life into the world, into other people, and to reconcile at every possible opportunity. We are to be people who are thick-skinned and tenderhearted. Back to the gospel. The world was created very good, but we all have sinned and fallen short of the glory of God. But God so loved the world that He gave His only Son to atone for the sins of the world and to make all the wrong things right. He forgave you and me 70 times 7 times. The billions of dollars that you and I, oh God, have all been wiped away. So let us heed Paul's advice together. Forgive because in Christ Jesus, God has forgiven you. Let us pray. Father, Son, and Holy Spirit, in this place right now, are a group of your children. We're a messy bunch, often harming others and being harmed by others, sinning and having sins committed against us. And so Lord, we need a few things about forgiveness. And so Jesus, we look to you. We look to you to offer us the billions of dollars of wiped debt that we've needed. But we also look to you to show us the way to life, the way that you have already paved for us. You've made abundantly clear on the cross, Lord, the kind of God you are, a God who forgives. And Jesus, you even say, forgive them, and they don't even know what they're doing. Jesus this morning, teach us to be more and more like you, our king, the one who rules on high right now, the one we say that we serve, the one we say that we love, the rabbi that we say that we follow, God make us more like you. We pray all of this in Christ's holy name, amen.

Marketing mistakes that make it through the approval process can lead to customer backlash, damaged brand reputation, and costly rework. In this episode of Frictionless Growth Lab, Sonia Thompson explores what the Callaway and Good Good Golf ad controversy reveals about a problem many brands face: marketing approval processes that aren't equipped to catch cultural issues before customers do. You'll learn how to strengthen your marketing approval process with clearer criteria, greater cultural intelligence, and the right escalation paths—so your team can identify potential problems before campaigns reach customers. Frictionless Growth Partnership: https://www.frictionlessgrowthlab.com/retainer/ Support with improving marketing infrastructure: https://calendly.com/soniathompson/30-minute-meeting-connection

Hawaii Business magazine's list of most profitable companies; Database tracks billion-dollar disasters; AI and the backbone of the American economy

There are moments when following God stops feeling exciting and starts costing you something.Dominick Adams reached one of those moments after leaving the path he knew to pursue what he believed God was calling him toward. The opportunities didn't unfold the way he expected. Money got tight. Eventually, his wife sat him down and told him she couldn't keep doing it.Dom went upstairs and broke down.In this conversation, Dom shares what happened next — the three specific things he began asking God for, what happened on days 10 and 11, and how that season changed his understanding of surrender.We talk about marriage, provision, friendship, discipleship, the difference between being saved and living surrendered, and the “pile of rocks” Dom has built by remembering moments when God showed up in his family's life.If you're walking through a season where obedience feels expensive, I hope this conversation reminds you that you aren't walking through it alone.CHAPTERS00:00 I Didn't Know What to Do00:18 Dom's Testimony05:30 Walking Away From Security07:30 When the Plan Started Falling Apart12:00 “I Can't Do This Anymore”14:00 Three Prayers That Changed Everything20:30 Commitment vs. Surrender25:00 Faith, Marriage & Walking Through Uncertainty31:30 Delighting in the Lord33:20 Building Rhythms That Keep You Close to God42:00 The Mentors You Need in Your Life46:30 Finding Your “Mat Carriers”50:30 Why Men Need Other Men58:50 Chosen — and Choosing Him1:00:00 Walking in God's Purpose1:01:30 Remembering What God Has Done1:04:20 How to Pray for Dom

Pastor Andy continues in his new series, "Follow" with today's message, "Costly Steps". Two questions every believer needs to ask; First - 'What is the Cost of Salvation ?' and Second - 'What is the Cost of Following Jesus?' The answers; 'The Gift of Salvation is Free - Romans 6:23' The Precious Blood of Jesus paid for my Salvation. Second, 'It will cost you Everything to Follow Jesus! - Luke 9:23 'Deny yourself, take up your cross and follow me!'

The Midwest has a reputation for greater affordability relative to the cost of living on the East and West coasts, but there's no doubt that it's gotten more expensive to live anywhere in the U.S. In its ongoing reporting series, “Costly,” the Midwest Newsroom takes a closer look at what residents of Midwestern states, including Missouri, are facing with inflation and debt — and how financial woes are impacting more families and their futures. Managing editor Holly Edgell shares what she and her reporters have learned from Missourians figuring out ways to make ends meet.

In this episode, we explore the journey of James Miller, a former corrections officer turned motivational speaker and coach, as he shares insights on mindset, real estate, and personal development. Discover how his unique background influences his approach to success and resilience.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This week's Madden Monday podcast reacts to news about DeShon Elliott's injury, the Steelers' roster cuts, the decision to keep four quarterbacks, the Pirates' news, and more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pastor Andy continues in his new series, "Follow" with today's message, "Costly Steps". Two questions every believer needs to ask; First - 'What is the Cost of Salvation ?' and Second - 'What is the Cost of Following Jesus?' The answers; 'The Gift of Salvation is Free - Romans 6:23' The Precious Blood of Jesus paid for my Salvation. Second, 'It will cost you Everything to Follow Jesus! - Luke 9:23 'Deny yourself, take up your cross and follow me!'

Worthy of Costly DevotionMark 14:8“She hath done what she could: she is come aforehand to anoint my body to the burying.”King James Version (KJV)Message From Emmanuel is a weekly audio ministry of Emmanuel Baptist Church in Irvine, KY. We sincerely hope God blesses you as you listen!Follow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com Send us Fan MailFollow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com

What will you do when obedience to God costs you something? Hebrews 11 describes men and women who endured ridicule, imprisonment, mistreatment, and even death rather than abandon their faith. They could have escaped much of their suffering by conforming to the world around them, but they chose obedience because they trusted God and His promises. In today's episode of the MY Devotional Podcast, Dr. Michael Youssef reminds us that followers of Christ still face pressure to compromise. It may come through rejection from friends, career consequences for refusing unethical practices, ridicule from coworkers, or hostility toward your Christian convictions. Whatever form it takes, the temptation is the same: conform rather than stand firm. But believers are not without strength. When opposition comes, we can look to the cross of Jesus Christ as our fortress and our joy. The faithful saints of the Old Testament looked forward to God's promised redemption, while believers today look back to Christ's finished work on the cross as the only basis of salvation. When your faith and complete trust rest in Jesus Christ, you can persevere through rejection, hardship, and trials without surrendering to fear. The world may pressure you to compromise, but God calls you to stand firm—rejoicing in the Kingdom that is already here and awaiting its glorious fulfillment. Prayer: Father, though I am not faced with the extreme, violent persecution that so many believers in other countries are dealing with today, I do struggle with feelings of rejection and pressure from unbelievers in my life. In these moments, help me remember those who have gone before me and have stood strong in the face of persecution. I pray in the name of Jesus. Amen. “We are hard pressed on every side, but not crushed; perplexed, but not in despair; persecuted, but not abandoned; struck down, but not destroyed” (2 Corinthians 4:8-9). Learn more in Dr. Michael A. Youssef's sermon They Were Just like Us, The Warring Faith: LISTEN NOW The voice you hear on the MY Devotional podcast is digitally generated with Dr. Youssef's permission. If today's devotional stirred a question, burden, or need for prayer, you don't have to walk through it alone.

Rob is the Vice President and Founder of Smarter Finance USA, an equipment financing firm dedicated to helping small and mid-sized businesses secure the capital they need to purchase equipment and grow. With more than 20 years of experience in financial analysis, business valuation, and financial services, Rob founded the company to bring greater transparency and straightforward guidance to the equipment financing industry. Rob combines a strong financial background—with a Bachelor's degree in Economics from the University of California, Irvine, an MBA in Finance from Pepperdine University, and completion of CFA Level II—with practical, real-world lending expertise. He is also the host of The Smarter Business Finance Podcast and has been featured by industry publications and podcasts including Manufacturing.net, FreightWaves, Business.com, Overdrive, and The Lead Pedal Podcast, where he shares insights on equipment financing, trucking finance, and common funding mistakes made by business owners. Rob's perspective would be especially valuable for conversations around equipment financing, commercial lending, trucking finance, business growth strategies, and how entrepreneurs can avoid common financing pitfalls while accessing capital. During the show we discuss: Why equipment should generate enough cash flow to justify its cost How to evaluate the ROI of an equipment purchase How to determine whether renting or financing equipment makes more sense How to identify when equipment financing is likely to improve cash flow How to avoid overextending the business with debt How to spot predatory short-term financing How to recognize a potential deposit scam How to identify an FMV lease You can explore more about Rob here: Website: https://www.smarterfinanceusa.com/ LinkedIn: https://www.linkedin.com/in/rob-misheloff/

The Navy's attack submarine fleet provide the United States with an unparalleled advantage to gather intelligence undetected and attack enemy targets. But during the last decade, the Navy has lost thousands of days of submarine use to costly…

Two years ago, Donald Trump made an outlandish campaign promise: He would cut Americans' power bills in half.It was a ridiculous, impossible pledge — but even so, the affordability problem didn't need to get this bad. A new report, out this week from the Natural Resources Defense Council, looks at the economic, environmental, and public health costs of Trump's regulatory and legislative clean energy policies, including his rollback of the wind and solar tax credits.The report's author, Amanda Levin, joins Rob on this episode of Shift Key. Levin is a Director of Policy Analysis at the NRDC's Science Office. They discuss why Trump's repeal will have long-term effects, the underrated public health impacts of the rollback, and why Levin believes the credits should be restored.Shift Key is hosted by Robinson Meyer, the founding executive editor of Heatmap News.You can find a full transcript of the episode here.Mentioned:Amanda Levin's new report: An Affordability Crisis of Trump's Own MakingA ‘Glass Half Full' Isn't Enough to Fight Climate ChangePreviously on Shift Key: The New Paper Arguing Biden's Power Sector Emissions Cuts Are Largely Intact — Even Under Trump--This episode of Shift Key is sponsored by ...Discover the Yale Clean and Equitable Energy Development online certificate program at the Yale Center for Business and the Environment. In this fully online, 5-month program, you'll learn from leading experts, develop practical skills, and grow a powerful network. Visit cbey.yale.edu to learn more and apply.Verse's software platform Aria helps data centers connect to the grid faster and optimize power operations in real time. Learn more at verse.inc.Music for Shift Key is by Adam Kromelow. Hosted on Acast. See acast.com/privacy for more information.

Costly 140 dollars!

In Part 1 of "The Beware of Series," Jeffrey Bellomo challenges many of the assumptions that can sabotage your family's estate plan. Even with the best intentions, family members and legal professionals can fail to create a comprehensive plan based on the family's goals. They can fail to use an appropriate range of planning tools. They can fail to keep plans updated over time. They can fail to protect assets in a way that preserves choice and flexibility before and after death. This valuable series, inspired by Jeff's soon-to-be-released book, can help you avoid common assumptions and costly mistakes. He discusses what to look for in a law firm, why you should not rely only on Medicaid crisis planning, the importance of coordination and communication among the family and their legal professionals, and how assumptions about the future can be risky and reckless. Watch for Part 2 of this series as well as Jeff's upcoming book: THE COORDINATION CRISIS.   WHAT YOU NEED TO KNOW (00:00) Introduction: The Beware of Series (03:40) Beware: We do that, too (07:41) Beware: We are cheaper than they are  (10:10) Beware: You don't need a trust (12:47) Beware: Crystal ball law    (17:11) Beware: One-size-fits-all estate planning  (20:47) Beware: The dusty binder on the shelf  (22:28) Beware: The kids will work it out      ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/  

What if a few simple mental models could help you spot costly mistakes before they happen and make better decisions under pressure?   Construction leaders make decisions every day with incomplete information, competing priorities, limited capacity, and consequences that may not become obvious for months or even years. Developing better mental models can help you challenge assumptions, recognize blind spots, understand incentives, calculate risk, and make smarter decisions when there isn't an obvious right answer.   Drawing on the wisdom of Charlie Munger, Bradley Hartmann breaks down 13 mental models and shows how they apply to leadership, decision-making, and building a stronger construction business.   In this episode you'll discover: ·       How inversion, second-order thinking, and learning from mistakes can help you anticipate problems before they become expensive. ·       How understanding your circle of competence, opportunity costs, and margin of safety can lead to smarter decisions about growth, capacity, and risk. ·       How incentives, probabilistic thinking, compound interest, and a latticework of mental models can help you build stronger teams and make better long-term decisions.   Play the episode to learn 13 practical mental models you can start using to reduce blind spots, avoid preventable mistakes, and make better decisions as a construction leader.   Download Charlie Munger's Top 13 Lattice Work of Mental Models Download The Better Decisions App   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com. The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization. Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com. New podcasts are dropped every Tuesday and Thursday.   This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.        

Most passive investors focus on finding the next deal. Chad Ackerman says the better place to start is understanding yourself as an investor. Description The passive investing world has changed dramatically over the past few years. Operators have been tested, markets have shifted, and investors have become more cautious. In this episode of The Property Profits Podcast, Dave Dubeau sits down with Chad Ackerman to discuss what limited partners should be learning before investing in another syndication. Chad shares how he transitioned from a corporate career into full time passive investing and now coaches investors on building an investment strategy that fits their goals instead of chasing every opportunity. One of the biggest lessons from the conversation is the importance of defining your investor identity. Chad explains how understanding your goals, risk tolerance, and preferred investment timeline helps investors quickly recognize opportunities that fit and avoid those that do not. Key Topics Why passive investing matched Chad's lifestyle better than active investing Lessons learned from investing in the wrong first deal What investor identity means and why it matters How to evaluate syndication opportunities more effectively Why bonus depreciation is worth understanding How today's market has made operator selection easier Guest Information Chad Ackerman Website: chadackermanrealestate.com/start Starter Kit for Passive Investors Call to Action Connect with Chad and download his Passive Investor Starter Kit at: chadackermanrealestate.com/start Subscribe to The Property Profits Podcast for more conversations with experienced real estate professionals. Apple Podcast: https://podcasts.apple.com/ph/podcast/property-profits-real-estate-podcast/id1445202

A tariff deal with Canada that President Trump said was done collapsed over the weekend after Prime Minister Mark Carney called the terms unfair. The Washington Post’s David Lynch breaks down what happens next. The U.S. is preparing tougher sanctions against Iran, with Trump talking of an “economic D-Day” for Tehran. The Associated Press’s Farnoush Amiri explains how Iran has weathered sanctions for decades. Construction crews are racing to finish Trump’s 90,000-square-foot ballroom before the Supreme Court rules on its legality. The Wall Street Journal’s James Romoser explains the administration’s strategy. Plus, a fire forces thousands in Reno, Nevada, to evacuate, a meeting between Hakeem Jeffries and Jared Kushner, and the IndyCar race through the streets of Washington, D.C. Today’s episode was hosted by Cecilia Lei.

A Costly Victory - Part 2Series: Judges: A Study of Faithfulness and FailureSpeaker: Pastor AndrewSunday MorningDate: 23rd August 2026Passage: Judges 10:1-12:15-------------------Judges 10-12

Matthew Fornaro provides practical, strategic legal guidance for businesses across South Florida. With over 20 years of experience, he helps entrepreneurs, startups, and established companies manage contracts, disputes, and risk—clearly and efficiently.Connect with Matt here:https://www.linkedin.com/in/matthewfornaro/https://www.facebook.com/fornarolegalhttps://www.instagram.com/fornaro_legal/fornarolegal.com Don't forget to take our FREE LinkedIn Thought-Leadership Scorecard here: https://www.thetimetogrow.com/ecs-scorecard

Pastor Levi and Lisa talk about Boaz's response to redeeming Ruth and the result of redemption. This is an episode of Pearls & Swine on the Evangel Houghton Podcast from Evangel Community Church, Houghton, Michigan, August 19, 2026.

Today's guest shares the secret to closing more clients and bridging important relationships. Liz Gol Lerner shares everything you need to know about powerful communication, from personal discussions to lucrative business negotiations. Founder of the Enlightened Communication Institute and author of “Divorce Well and Thrive”, Liz says worry and fear are the biggest blocks to productive conversations and we don't even know it. Listen in as she shares her communication formula that enables anyone to overcome those sneaky negative emotions so you can access greater connection and success in life and business.Website: https://enlightenedcommunicationinstitute.com

Pastor Levi and Lisa talk about Boaz's response to redeeming Ruth after knowing the cost. This is an episode of Pearls & Swine on the Evangel Houghton Podcast from Evangel Community Church, Houghton, Michigan, August 18, 2026.

The Constitution Study with Host Paul Engel – When you think of the cost of regulation, what comes to mind? Maybe a fee or fine you have to pay? Maybe an additional cost for the items you buy. But what if the cost of regulation is much, much higher? Trump created the Department of Governmental Efficiency (DOGE) to cut government waste. Then why has the national debt increased...

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

Send us Fan MailManufacturers are under increasing pressure to adopt AI, yet many find it difficult to distinguish practical opportunities from market hype. In this webinar, we explore what AI actually looks like within a manufacturing ERP environment and where it can deliver measurable business value. We address common misconceptions, including the belief that AI requires replacing an existing ERP system, investing in enterprise-scale budgets, or operating as a Tier 1 manufacturer. Instead, attendees will learn how AI can enhance their current ERP platform by leveraging existing operational data to improve decision-making, automate routine processes, and increase overall business efficiency.Video: https://www.elevatiq.com/events-and-webinars/ai-for-manufacturers-practical-erp-use-cases-without-a-costly-system-reset/Questions for Panelists?

The film A Hidden Life tells the true story of Austrian farmer Franz Jägerstätter during World War II. Sickened by Nazi atrocities and believing only Jesus is Lord, Franz refuses to swear allegiance to Hitler and is arrested. The rest of the film shows the anguish this brave stand brings him. Franz’s village treats him with contempt for opposing Hitler’s agenda. Cellmates ridicule his faith, and even some priests think he’s being foolish. “God doesn’t care what you say, only what’s in your heart,” one person says, tempting Franz to “hail” Hitler without meaning it to save his life. “My rock, my fortress,” Franz prays, feeling pressure to recant, “give me strength to follow You.” Psalm 31 is the prayer of a person facing evil powers. “Be my rock of refuge, a strong fortress to save me” (v. 2), David pleads in the face of his own tyrants (vv. 4, 11). His life in anguish and suffering the contempt of his neighbors, David longs to stay faithful under pressure (vv. 3, 10–13). “Into your hands I commit my spirit,” he prays (v. 5), words later echoed by Jesus on the cross (Luke 23:46). Our God never leaves costly faithfulness unrewarded. Franz Jägerstätter stayed faithful to the end. Like Jesus, this faithfulness cost him his life. But just as Jesus was raised from the grave, so Franz will rise one day too.

Title: The Mission Begins: A Costly Advance Preacher: Mark Dever Series: The Mission Begins Passage: The Acts of the Apostles Acts 12:1-25

A.M. Edition for July 29. Oil prices rise after Iran launches a surprise missile attack on U.S. forces. Plus, Europe's luxury brands try to move past years of sluggish demand. And as Meta spends big on its AI transformation—technology CEO Mark Zuckerberg says the U.S. should help to accelerate—Journal reporter Meghan Bobrowsky says a host of lawsuits could cost it billions. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.