Podcasts about Costly

Alex and Facci join together to discuss Game 5 of the NBA Finals. Indiana struggled all night long to protect the basketball and get any offense going, but they overcome a horrific first half and cut the Thunder lead to 2 points in the 4th. However, OKC was able to go on a massive run and pull away with a double digit victory. The guys dive into that, Haliburton's injury, why Facci is guaranteeing a Game 6 victory in Gainbridge Fieldhouse, why Game 5 was a must-win for OKC and whether or not J Dub and SGA can repeat what they did in Game 5 in a closeout game.  Join the Setting The Pace Group Chat in Chat BBC App!

Remember 2008? The real estate market took a nosedive, and many investors lost big. What if you had a roadmap to not just survive, but thrive, through those kinds of turbulent times? Today on The Land Academy Show, Steven Jack Butala and Jill DeWit dive into the often-overlooked, yet critically important, four land market cycles. You'll discover how understanding these cycles can be your ultimate defense against market downturns, helping you act accordingly and even profit when others are panicking. Get ready to learn how to avoid a crash-and-burn scenario and turn market predictability into your superpower.

In this episode of the BraveCo Podcast, I sit down with my favorite guest — my wife, Lauren, to dive deep into emotional connection in marriage. We've spent years leading marriage intensives, learning through trial and error what it really means to build a relationship that lasts. This week's conversation is all about the “emotional bank account” — what it is, how it works, and why it's the foundation of a thriving marriage.We talk about what it looks like to turn toward one another on a daily basis — not just when it's convenient or easy, but especially when you don't feel like it. From creating healthy routines to responding to emotional bids, we unpack practical strategies you can use right now to strengthen your relationship. Whether you're newly married or deep into the trenches of family life, this episode offers timeless tools for connection.Our hope is that you don't just survive your marriage—you thrive in it. It doesn't take massive changes; it takes daily intention. So, whether you're listening alone or with your spouse, we challenge you this week: Set an alarm, make that small deposit, and choose to turn toward each other. You'll be surprised how quickly those little actions add up.Chapters:00:00 - Why Most Men Feel Lost in Marriage Today00:34 - Meet My Favorite Guest: My Wife Lauren Valatin02:01 - What Is an Emotional Bank Account?04:08 - How Disconnection Makes Marriage Feel Brittle06:43 - Investing Emotionally: It's Free but Costly if Ignored12:09 - Why Small Daily Acts Create a Strong Marriage14:22 - Turning Toward Each Other: What It Really Looks Like21:09 - The Power of Alarms and Daily Emotional Deposits23:12 - Understanding Bids for Connection and How to Respond36:12 - Why Predictable Routines Build Secure RelationshipsABOUT BRAVECOWe live in a time where men are hunting for the truth and looking for the codebook to manhood. At BraveCo, we are on a mission to heal the narrative of masculinity across a generation; fighting the good fight together because every man should feel confident and capable of facing his pain, loving deeply, and leading a life that impacts the world around him.

Voluntary VAT registration might sound crazy - why become an unpaid tax collector before you legally have to? But this proactive strategy could put thousands of pounds back in your pocket. This episode reveals when voluntary VAT registration makes sense and how it could benefit your growing business.We explore five compelling reasons to consider early registration, from reclaiming pre-registration VAT up to four years back, to improving cash flow and professional credibility. We also cover the real downsides - admin burden, pricing impacts, and when it could hurt your business. Whether you're approaching the £90K threshold or just starting out, this episode provides the framework to make an informed decision.Main Topics & DiscussionUnderstanding Voluntary VAT RegistrationUK businesses must register for VAT within 30 days of hitting £90,000 turnover over 12 months. Voluntary registration means choosing to register before you're legally required - taking control of timing and terms rather than being forced into it.Five Key Benefits of Voluntary RegistrationCash Injection from Pre-Registration Claims: Reclaim VAT on purchases made before registration. For goods/assets you still own, claim back up to four years. For services like accounting fees or website development, claim back six months prior. Keep proper VAT invoices as evidence.Improved Cash Flow: Reclaim VAT on laptops, software, and stock inventory. Over 30+ years, this has helped clients reclaim hundreds or thousands of pounds, making a real difference to cash flow.Professional Credibility: VAT registration signals you're serious and professional. Large clients may prefer working with VAT-registered suppliers, helping you land bigger contracts.Avoid Future Penalties: If you're growing, hitting £90K is often inevitable. Voluntary registration prevents missed deadlines, fines, penalties, and interest charges.Better Systems: Forces proper accounting and bookkeeping from day one, providing valuable business data for better decision-making.The Downsides to ConsiderPricing Impact: Adding 20% VAT may make you less competitive with consumers or non-VAT registered businesses. Options include absorbing costs, slight price increases, or targeting VAT-registered clients.Admin Burden: Making Tax Digital (April 2026) requires digital records, quarterly returns, and approved software. Proper cloud accounting setup makes this manageable."Intending Trader" RegistrationYou can register before making your first sale as an "intending trader," allowing VAT claims on startup costs before any revenue comes in.Who Should Consider ItAsk yourself: Planning fast growth? Buying from VAT-registered suppliers? Selling to VAT-registered businesses? Can you manage the admin? Yes to two or more questions means seriously consider it.The NumbersExample: £20,000 annual VAT-related purchases = £4,000 reclaimable VAT. If clients are VAT-registered, that £4K goes straight back to you. B2B businesses typically make more profit when VAT-registered.Links Mentioned in This EpisodeMaking Tax Digital podcast episodeMTD and Incorporation: Is It Time to Go Limited?

The guys ignite over Pete Alonso's throwing woes, specifically the errant toss to first that sidelined star pitcher Kodai Senga with a hamstring injury. Is Alonso a defensive liability? Can the Mets survive Senga's absence? Tune in as BT and Sal don't hold back, diving deep into the ramifications for the Mets' season and beyond, with fiery takes that will have you on the edge of your seat!

Some retirement mistakes are obvious. Others are silent — slowly eroding your plan year after year without setting off alarms. From investing the same old way to ignoring tax planning and claiming Social Security without a strategy, these missteps can cost you more than you think. In this episode, Tyler Emrick, CFA®, CFP®, walks through five of the most common — and avoidable — financial mistakes people make in and near retirement. You'll walk away with practical strategies to strengthen your plan, avoid missteps, and make more confident decisions as you approach — and live in — retirement. Whether you're five years from retirement or already in it, this episode will help you spot hidden risks and take smarter action today. Here's some of what we discuss in this episode:

Michael Cohen reacts to Fox News unraveling over Trump's unlawful invasion of California with National Guardsmen and Marines. Learn more about your ad choices. Visit megaphone.fm/adchoices

India is one of the largest sources of immigrants to the U.S. with nearly 150,000 arriving each year. While the majority of Indians arrive legally, an estimated 200,000 are now believed to be improperly documented. Many come from relatively affluent regions of India, including the state of Punjab, where several hundred deportees were returned on U.S. military aircraft. Fred de Sam Lazaro reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders

Are you a real estate investor or house flipper looking to avoid costly foundation repair scams?

Are you sure your business isn't leaving FREE MONEY on the table? What if there are overlooked tax breaks, incentives, and strategic advantages that could save you thousands, or even help fund your next big move? This episode uncovers exactly that. Meet Gary Marx, an economic development veteran with over 35 years of experience. He's seen it all, from working inside state government to now advising companies (just like yours!) on how to navigate the complex world of incentives and smart site selection with his firm, Blue Cap Economic Advisors. In this eye-opening episode of Let's Talk Business, Meny Hoffman gets Gary to pull back the curtain on how businesses of all sizes can unlock significant financial benefits and make game-changing strategic decisions often hidden in plain sight. You'll discover:

In this episode, Dr. Preston Cherry breaks down the often confusing world of inherited IRAs. He explains how taxes, rules, and recent law changes (like the SECURE Act) can impact your inheritance. Whether you're a spouse or a non-spouse heir, knowing the rules is key to avoiding costly mistakes. With smart planning, an inherited IRA can help grow your wealth and honor your loved one's legacy.Takeaways:• Know the tax rules• Don't miss RMDs• SECURE Act changes• Spouses have options• Plan to protect wealthWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

After Nick O'Hern and Mark Allen asked Tour Pro Scott Laycock to get in touch with his memories of the 2001 Australian Open, Scotty shot us a message on socials which we read out on Fridays pod, and he then left a voicemail talking about it which fleshed out what happened in that tournament a little more. Scotty also commented on the story Nick and Mark discussed regarding José Luis Ballester having an unscheduled bathroom break on Rae's Creek at The Masters and recounted a story of his own that cost him dearly when he was on tour.We're live from Titleist and FootJoy HQ thanks to our great partners:Titleist, the #1 ball in golf;FootJoy, the #1 shoe and glove in golf;PING will help you play your best. See your local golf shop or professional for a PING club fitting;Golf Clearance Outlet, visit them online here to find your nearest store.Betr, the fastest and easiest betting app in Australia.And watchMynumbers: download from the App Store or Google Play, and Southern Golf Club: with their brand new Simulator Room. Hosted on Acast. See acast.com/privacy for more information.

Revelation 1:9-20Bro. Tom CurryI. Being an overcoming church is Costly.II. The overcoming church is Christ centered.www.ekronbaptistchurch.comMusic: https://www.bensound.com/free-music-for-youtube-videos.

Carlos Oliveira, CEO of Fibersail, discusses their advanced fiber optic technology for early detection of wind turbine blade damage, reducing downtime and optimizing maintenance for wind farm operators. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Allen Hall: Wind turbine blade failures cost the industry billions annually. Today we're talking with Fibersail, CEO, Carlos Oliveira About their innovative fiber optic technology that detects early blade damage before catastrophic failures occur. Learn how their shape sensing system is helping wind farm operators reduce downtime and optimize maintenance. Welcome to Uptime Spotlight, shining Light on Wind. Energy's brightest innovators. This is the progress powering tomorrow. Carlos, welcome to the program. Thank you for having me here.  Allen Hall: This is gonna be a fascinating discussion. when I was over at Wind Europe, the activity around your booth was really good. a lot of interested people wanting to learn more about the technology and how to protect their blades and be able to determine early if they have blade problems. And I think everybody on the [00:01:00] podcast knows that blades are a huge issue financially. And we just don't have enough information about how they are moving structurally or what kind of structural issues they're having. How big do you think this problem is, Carlos?  Speaker 3: I agree with you. So we have quite a busy Wind Europe event. we were really full all the, time. and I think that, the problem is really, getting out, right? It's every year, more than. Five, $6 billion are being spent in non-planned repairs activities. and this is impacting a lot to the bottom line of the industry. what we knew at fiber cell 3, 4, 5 years ago, that the problem was really big Honda blades. Now it's mainstream knowledge. big companies are putting billions of euros, in, recognizing losses because of this issue. And more and more customers are coming to us. it's [00:02:00] really a big issue and we believe that, it can really put in danger the wind industry as a whole.  Allen Hall: Yeah. And even if you buy a new turbine today, there is very little information that comes from the blades themselves. A lot of it is coming from the SCADA system, and that's, those SCADA systems are not designed to detect this sort of. Issues that Fibersail can detect. Correct?  Speaker 3: Yeah. And I think it's we are building bigger and bigger blades, using old technology, right? It does not work. you have a mixture for a big explosion happening, and that's exactly what we are seeing. If in the past, the turbines, they were showing problems after 5, 6, 7, 8 years of operation. Today we have customers that come to us. with big problems in blades after one, two years of operation, some of them still during the warranty period. So it's really becoming a big issue and that's where our shape sensing technology kicks in because we have advanced sensing technology. For the most [00:03:00] advanced, turbines out there and the new ones, it's really good interior, but the reality is a different story.  Allen Hall: how soon should you install a system onto a blade, particularly a new blade? Should it go in at the factory or, immediately after in the warranty period, or a lot of operators that we have seen, like to install them at year five or six of operation, which seems. Late to us.  Speaker 3: I tend to agree, we would prefer to have it installed, at the manufacturing. we know it's not, straightforward. and what we're doing, and this is let's say our go-to market strateg...

In hour three we talk about Mike McDaniel's comments on playing the young guys and why Travis Hunter may have made a costly mistake.

This episode of Beyond the Buildings host Maiclaire Bolton Smith and Cotality's Assistant Vice President of Product Marketing Tom Larsen explore the escalating crisis in homeowners insurance, revealing why premiums are rising and what it means for homeowners and insurers nationwide. Discover why some states are hit harder than others, how government insurance programs can remain sustainable, and what new innovations might offer hope for homeowners. - Insurance costs are climbing non-coastal states like Oklahoma and Texas, pressuring the long-term affordability of homeownership. - Billion-dollar natural disasters, shifting risk tolerance, and more expensive reinsurance is transforming how insurers are pricing — and providing — policies. - Explore why this routine homeownership policy has become a barrier to homeownership.

Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————In this episode of This Property Life, Sarah and Nick take listeners behind the scenes of how they approach a brand-new investment area.The duo offers a refreshingly practical and experience-driven guide for anyone venturing into a new property market. From clarifying strategy to speaking with locals, Sarah and Nick share the real steps they take to size up a town and uncover investment potential fast.Drawing on years of mentoring and investing, they emphasize the importance of on-the-ground insight over desk-based research. They share real stories, wins, and red flags from their property journeys including how they went from knowing nothing about a town to becoming more informed than the locals in just a few visits. This episode is packed with tactical takeaways for new and seasoned investors alike.Key LearningsAlways define your investment strategy before stepping into a new area.Speak to independent letting agents first they know the real rental market.Be specific with your language and avoid vague terms like “good” or “bad” areas.Boots on the ground beats desktop research and talks to locals, tradespeople, and agents.Drill into the detail: some “bad” areas may be goldmines if they fit your strategy.Stay focused, but not blinkered, look out for unexpected opportunities like flips or PPRs.Timestamps[00:00] - Trailer[01:46] - Why defining your strategy first is critical[04:27] - How quickly you can get to know a town (boots on the ground approach)[05:41] - Nick's first experience in Cumbernauld and the power of the numbers[09:58] - Case study: two streets with great numbers but terrible to let[12:06] - Sarah's Liverpool example when to challenge local bias[18:10] - Property viewings: talk more to the person than inspect the boiler[22:35] - What is a PPR strategy and why it can be powerful[25:01] - Wrap-up: don't overthink get out there and do the repsThis Episode is Kindly Sponsored by: Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow This Property Life Podcast on Socials:Instagram: https://www.instagram.com/thispropertylife/# Facebook: https://www.facebook.com/profile.php?id=61564457166712&locale=en_GBLinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ Youtube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Twitter: https://x.com/propertylifepod Hosted on Acast. See acast.com/privacy for more information.

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The Other Side of the Story with Tom Harris and Todd Royal – Although nuclear power is one of the most reliable and efficient energy sources, the long construction timeline and huge cost of building and maintaining nuclear plants make them infeasible for private companies to fund alone. Private corporations rely on investors who...

Reset your vacation budget and learn about the real work it takes to manage a rental property as a new or aspiring landlord. How can you get back on budget after overspending on vacation? What should you know before turning a home into a rental property? Hosts Sean Pyles and Elizabeth Ayoola discuss navigating the financial aftermath of travel and break down the real-world expectations of becoming a landlord. Joined by Lisa Green, NerdWallet writer and experienced rental property owner, they discuss the practicalities of managing a rental and share firsthand budgeting wins and miscalculations from recent international trips. They begin with a discussion of post-vacation budget resets, with tips and tricks on embracing no-spend months, identifying emotional spending triggers, and realigning with financial goals. Then, Lisa Green joins Sean and Elizabeth to discuss rental property ownership. They talk about what it takes to manage a property, the role of property managers vs. DIY, and how taxes, legal structures, and financing strategies work when building a long-term rental portfolio. In their conversation, the Nerds discuss: how to manage a rental property, post-vacation budgeting, rental property taxes, passive income rental property, cost of property management, rental property depreciation, rental property LLC pros and cons, travel spending budget tips, managing a rental from afar, all-inclusive vacation budgeting, is passive income really passive, how to budget for vacation, how to rent out your house, first-time landlord advice, LLC vs trust for rental property, owner-occupied rental property, how to start a rental property business, multifamily property investment, rental property tax benefits, short-term loan for real estate, rental property umbrella insurance, refinancing a rental property, how to avoid selling your house, budgeting after vacation, rental property record keeping, rental property write-offs, and how to buy your second property. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Do you want to be a true follower of Jesus? Discover why discipleship is both the most COSTLY and most REWARDING decision you'll ever make! In this message, we dive into what it really means to live a Kingdom lifestyle—a life fully surrendered to Jesus. Through Scripture, personal stories, and powerful insights, learn why discipleship requires putting Jesus before everything else—even your family and your own desires. This is for anyone navigating major life decisions, feeling spiritually stretched, or wanting to grow deeper in their walk with Jesus. Don't miss this honest and hope-filled word about Kingdom culture and the call to follow Jesus first!

As BC and Ottawa launch new trade missions in Asia, questions persist about costs, accountability, and what—if anything—Canadians are getting in return.   Read the full article here: https://www.coastalfront.ca/read/from-taipei-to-phnom-penh-bc-and-canadas-costly-trade-missions-lack-clarity   PODCAST INFO:

Overdrive: From Kwik Fit to Cybertruck Fix – The Shifting World of Cars and Transport In this episode of Overdrive, we dive into the evolving world of vehicles, transport systems, and the culture that surrounds them. From industry pioneers to futuristic machines, David Brown and Paul Morrell cover it all with insight and wit.

Today's Q&A topicsRecovery post achilles tendonitisFat loss and running improvementsMy top choice for SF group assignmentWhy I failed OTCBest running gels/electrolyte sourcesExercise selection & sequencing tipsNordicTrack Treadmill reviewWays to utilize sled workMaintaining run speed while gaining muscleMy opinion on tactical barbellHow to prep for SFGood vs. bad client traitsSmartwatch vs. dumb watch for SFAS prepShowing up to your ODA fitBest program after 2&5 mileWhat's considered excessive run milesSpoken Supplements: Code terminator_trainingCwench supplements: Code terminator_trainingNew Program: Jacked Gazelle 2.0EBook: SOF Selection Recovery & Nutrition GuidePrograms, articlesNew Training Team on TrainHeroic: T-850 Rebuilt (try a week for free!)terminatortraining.com2 & 5 Mile Run Program - run improvement program w/ strength workKickstart- beginner/garage gym friendlyTime Crunch- Workouts for those short on timeHypertrophy- intermediate/advancedJacked Gazelle- Hybrid athleteSFAS Prep- Special forces train-upTrainHeroic- App based bodybuilding programFollow me:SubstackNewsletter Sign UpIG: terminator_trainingTwitter: @ksterminatortmyoutube: Terminator Training MethodFacebook: Terminator TrainingWhichever platform you're tuning in on, feel free to leave a review! Your feedback is greatly appreciated. The more reviews we receive, the more people the podcast will reach!Also, if you know anyone who loves fitness and podcasts, spread the word! My goal is to help as many people as I can and cut out the BS when it comes to fitness, nutrition and health.

Join Reverend Eric Alexander on an exploration of faith through the lens of Abraham's ultimate test in Genesis 22. Learn how Abraham's immediate and unquestioning obedience, even in the face of potential loss, exemplified a life of confidence in God and His provision. Reflect on your own faith and the extent to which you are willing to trust God in this episode of Hear the Word of God. To support this ministry financially, visit: https://www.oneplace.com/donate/581/29

HEADLINES:• Eid Al Adha 2025: UAE Presidential Court Confirms Start Dates!• Vehicle Inspection Booking Is Now Mandatory in Dubai• Schengen Visa Rejections Cost UAE Residents Millions• Dubai Parents Stunned By School Trips Costing Over AED 10,000

In this episode, Erik is joined by Sherri Sieber, president of FranFund, to dive deep into the pitfalls and must-knows for emerging franchisors—and the critical importance of funding, accurate FDDs, and realistic projections.  

Pastor Joe's Sunday morning sermon entitled, “A Costly Offering”. This sermon covers Luke 21:1-4.To learn more about CCPV, visit us on our…Website: www.ccpomonavalley.comInstagram: @calvarychapelpomonavalleyFacebook: @ccpomonavalleyYouTube: @CalvaryChapelPomonaValleyFind us on the Church Center App!

Message by: Patrick Ballington. The Bridge Church is located at 607 Hulsey Road, Cleveland Georgia. The church that "Connects Faith and Life". Download our app by searching "The Bridge Church, Cleveland and Apple App Store or GooglePlay Store. Bridge Streams live Sundays @ 9:00 and 11:00 am. Streaming under CCLI License Number #CSPL072350

In this episode, Dr. Richard Caldwell explores what it means to live with Christian boldness when faithfulness to Christ becomes costly. Whether facing workplace mandates, family tensions, or cultural rejection, believers must decide when to speak, how to speak, and when to remain silent. True courage is not loud defiance but Spirit-filled loyalty to Christ and His Word. Drawing from Scripture and pastoral wisdom, the discussion helps Christians navigate difficult moments with humility, conviction, and compassion, without compromising the truth.

In this episode, Dr. Richard Caldwell explores what it means to live with Christian boldness when faithfulness to Christ becomes costly. Whether facing workplace mandates, family tensions, or cultural rejection, believers must decide when to speak, how to speak, and when to remain silent. True courage is not loud defiance but Spirit-filled loyalty to Christ and His Word. Drawing from Scripture and pastoral wisdom, the discussion helps Christians navigate difficult moments with humility, conviction, and compassion, without compromising the truth.

Mistakes are part of the journey, but smart investors learn from other people's failures to avoid repeating them. Kris Krohn opens up about the biggest real estate mistakes he made early on and the painful lessons that came with them. Tune in to learn how to sidestep the common pitfalls that trap new investors. Success comes faster when you know what not to do.

In this episode, Kevin Kelleher, a former hotel leader who is now an account manager at Actabl, shares what he's learned about the hotel pre-opening and opening process.Recommended next episode with Kevin: The 70% Rule: Why Hospitality Leaders Grow Faster by Stepping Beyond Their Comfort Zone A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands

A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: Christian Boldness: How to Stay Loyal to Christ When It's Costly Subtitle: 01 Straight Truth Podcast Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Podcast Date: 5/23/2025 Bible: Mark 8:38; Revelation 21:8 Length: 18 min.

As we've been reporting, speed cameras are up and warnings have been issued, but there's still some work to be done in San Francisco to get all the speed cameras the city wants out there up and running. For more, KCBS Radio news anchor Margie Shafer spoke with KCBS Insider Phil Matier.

Jimmy addresses the latest news, like Trump announcing Space Force will be building an anti-missile shield to protect the United States, before speaking with Jessica Biel, Simon Pegg and Isabela Merced.

Hear the post-match thoughts of Wolves head coach Vitor Pereira following the 4-2 loss to Crystal Palace in the Premier League. The gaffer felt costly mistakes were Wolves' undoing at Selhurst Park, with striker Jorgen Strand Larsen and club legend Andy Thompson also highlighting errors in the performance. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thinking about collecting Social Security while you're still working? It's a tempting option, but there are several crucial mistakes you'll want to avoid. Using real-life stories, I'm laying out the four big pitfalls, like earning over the social security limit, jeopardizing your health savings account, mishandling Medicare enrollment, and forgetting about tax withholding. These missteps can lead to unnecessary penalties, and so I want to give some actionable strategies to help you make the most of your benefits without unpleasant surprises.  You will want to hear this episode if you are interested in... [00:00] Four key factors to consider before collecting Social Security while you're still working. [06:04] Collecting benefits while working can affect HSA contributions. [07:40] Stop HSA contributions six months before enrolling in Medicare Part A to avoid penalties. [13:32] Enrolling in Medicare Part B while having employer insurance is unnecessary, as employer coverage remains primary. [14:33] Medigap timing and social security taxes. [15:21] Social Security is taxable income for most people, which means that you will owe income tax on that money. Choosing when and how to collect Social Security is complex, especially if you intend to keep working beyond age 62. While the prospect of “double-dipping” might seem appealing, several critical factors can impact your overall benefit, tax situation, and healthcare coverage. Here are the four big mistakes I often see: 1. Exceeding the Social Security Earnings Limit One of the biggest mistakes is not understanding the earnings limit set by Social Security for those who collect benefits before reaching their full retirement age (FRA). If you start taking benefits before your FRA, which currently ranges from 66 to 67 depending on your birth year, your benefits may be reduced if your annual earnings exceed a certain threshold. Before FRA: For every $2 you earn over this limit, Social Security will deduct $1 from your benefits. The year you reach FRA: The limit jumps to $62,160, but the calculation changes to $1 withheld for every $3 over the limit, and only the months before your birthday month are counted. After FRA, there is no longer an earnings cap; you can earn as much as you want without reducing your benefits. Failing to plan for these restrictions can lead to a surprise clawback, so calculate your annual income carefully if you plan to collect early. 2. Losing Eligibility to Contribute to an HSA If you're enrolled in a high-deductible health plan and are contributing to a Health Savings Account (HSA), be wary: Once you enroll for Social Security after age 65, you're automatically enrolled in Medicare Part A. By law, you cannot contribute to an HSA while on Medicare. To make matters more complex, Medicare Part A enrollment is retroactive up to six months, and any contributions made to your HSA during that period will be considered excess contributions, exposed to a 6% IRS penalty unless withdrawn in time. Before you trigger Social Security benefits, stop your HSA contributions (and your employer's) at least six months in advance to avoid penalties and the loss of valuable tax deductions. 3. Accidental Enrollment in Medicare Part B Some assume that enrolling in Medicare Part B is required or beneficial while they keep their employer coverage, but that's not always the case. If your employer has 20 or more employees and you're covered under their group health insurance, your employer's plan remains primary, and Medicare Part B is unnecessary and costly, with premiums starting at $185/month and higher for high earners. Enrolling in Part B during this period can limit your future ability to buy a Medigap policy with automatic acceptance (no health questions or exclusions for pre-existing conditions). Unless you're losing employer coverage, it's usually best to delay enrolling in Part B and carefully respond to any enrollment communications from Social Security. 4. Not Withholding Enough Taxes on Social Security Payments Social Security benefits are taxable for most retirees, especially if you're still working. You need to anticipate the added income and withhold sufficient federal (and potentially state) taxes to avoid underpayment penalties. You can file IRS Form W-4V to have Social Security withhold federal tax from each payment, choosing between 7%, 10%, 12%, and 22%. Alternatively, increase withholding at work or make estimated tax payments. Planning ahead ensures you won't face a large bill come tax time. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

The RBA has cut the cash rate by 0.25% to 3.85%, but warns that Trump’s tantrums could still shake the Aussie economy Monash IVF has warned of an ugly update to its profit guidance after an embryo mix up caused share prices to fall 34% Netflix has signed a deal with Sesame Workshop to make Netflix the new streaming home of Sesame Street. _ Learn more about iShares by BlackRock here Download the free app (App Store): http://bit.ly/FluxAppStorel Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. Issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523. Refer to FSG available on our website. Before making any investment decisions, you should assess whether the product or service is appropriate for you and read the PDS and TMD available at blackrock.com.au.See omnystudio.com/listener for privacy information.

Are you willing for your witness to Christ to cost you something? Broadcast #6810To help support this podcast, please visit walkwiththeking.org/donate and select "Podcast" from the dropdown menuA transcript of this broadcast is available on our website here. To hear more from Bob Cook, you can find Walk With The King on Facebook or Instagram.

The number one mistake when it comes to email lists for marketers is having one giant list for everyone.This way, you will end up treating all of the leads that you have like the exact same person with the exact same experience.But they're all individual people with specific individual needs and wants.So instead, you want to have different types of lists, you want to segment them out so that you can speak to your audience differently depending on what they're interested in.In this episode, we are talking about how you can create separate lists that will help you create a more tailor-fit and effective marketingResources:Highest Converting List Builders PDF Grab your Highest Converting List Builders PDF to create list builders that convert to clients!Adaptive Marketing Program - Adaptive Marketing program is an exclusive opportunity for online business owners, coaches, course creators, and membership site owners to play bigger and bolder in their business and explode their bank account with more clients!For a list of our resources & recommendations visit: https://onlinemarketingpodcast.com/learn-with-paul-melissa/Connect with us on social!Instagram:@realpaulpruitt & @realmelissapruittFacebook: @realpaulpruitt & @realmelissapruitt

Main Point: Follow Jesus the Messianic King.1. The "Son of Man" Jesus.2. The "Too Fast" Scribe.3. The "Too Slow" Disciple.

Mike and Abe come back and share some thoughts about the potential of the NFL approving for players to participate in flag football in the 2028 Olympics and discuss whether or not teams would want their star players to be involved. They also share their thoughts on reports Caleb Williams considered avoiding being drafted by the Bears and even went as far as looking into being a UDFA, which both agree would have been a costly mistake.

If your funnel isn't converting, it's not because your audience is too small or your content isn't “good enough”? In this episode, Rachel uncovers the real reasons your funnel is stalling – and the exact steps to fix it. Spoiler: It's not about scrapping everything. It's about tweaking and refining what's already there.What to listen for:The real definition of a funnel (hint: it's not just a landing page and a freebie)Why “set it and forget it” funnels aren't the goalThe dangers of funnel hacking without full context3 conversion-killing mistakes (and how to fix them)Why ghosting your leads is the fastest way to lose a saleHow “mysterious offers” are quietly killing your conversionsThe surprising way your freebie could be attracting the wrong audienceThe essential funnel ingredients most people are missingWhy your landing page might not be the problem (but your messaging is)A simple self-audit checklist to troubleshoot your funnel todayFunnels don't need to be burned down. They just need refining. Whether your funnel is falling flat at the landing page, the email sequence, or the sales page, this episode gives you the clarity to fix what's not working – without starting from scratch.Ready to create a funnel that actually converts? Press play now. And don't forget to subscribe to the podcast, share this episode with a biz friend, and grab your free high-converting landing page template below!Important Links:Grab your FREE High Converting Landing Page Template: rachelmcmichael.com/landingConnect with Rachel on Instagram: @rachelrmcmichaelLearn more about The Business with Impact Academy™: rachelmcmichael.com/academy

If you own a practice, want to sell it one day, but have never sold a practice before, this episode is for you. A practice sale is a complicated sale. Lots of moving parts. It's easy to make mistakes in complicated sales of entities you've never sold before. My guest today helps his clients grow their physical therapy practices and sell them, and his advice will help you no matter what type of practice you own.Dr. Jamey Schrier, PT is a best-selling author, speaker and CEO of Practice Freedom U, a business training and coaching company designed for physical therapists. Jamey is a former private practice owner and his book, The Practice Freedom Method has helped scores of practitioners treat less, earn more, and enjoy the life they deserve. Soon after he sold his practice, he began teaching other practice owners and their teams his proven business building methodology to help them create successful private practices. Jamey has helped hundreds of private practice owners successfully grow their business achieving financial prosperity and freedom, and is on a mission to help hundreds, if not thousands more.In this episode Carl White and Jamey Shrier discuss:What Jamey means by “the sale” – just the transaction or what happens before and after it alsoWho should be on a practice owner's advisory team when sellingThe proper role an owner should have during a saleSome of the common and uncommon costly mistakes Jamey has seenWant to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started.Connect with Jamey ShrierPractice quiz: https://bit.ly/PFUPTPracticeQuizCalendly: https://bit.ly/DiscoveryCallwithJameyLinkedIn @jameyschrierFB @jameyschrierIG @jameyschrierpfuYoutube @practicefreedomuConnect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Are you a real estate agent ready to level up your closing game? In this week's episode we break down the five most common mistakes that keep agents from sealing the deal - from poor follow-up to skipping the ask.    Whether you're just starting out or have years in the industry, you'll learn how to build stronger client relationships, sharpen your problem-solving skills, and create a clear, confident path to the closing table.    Tune in and get the practical insights you need to win more business and grow your real estate career with intention and ease. Let's dive in!