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Building on an engaging essay by Benjamin Franklin, we're talking today about the items and decisions in our lives that end up costing way too much. Sometimes it's a monetary cost, sometimes it's our time or energy, and sometimes it's our relationships and things that matter most. This simple question (Am I paying too much for this whistle?) has helped to guide our personal decision making, and we hope you'll enjoy this conversation--and then share your own thoughts in the Comments section of our Show Notes page or inside our LearnDoBecome Community Facebook group! For Show Notes, please visit https://LearnDoBecome.com/Episode331 Ready for More with LearnDoBecome? Join us for our Free training, "How to Finally Stop Drowning in Piles": https://learndobecome.com/aff/?p=Ldbyt&w=organize Get Your Free LearnDoBecome Welcome Kit Here: https://LearnDoBecome.com/Welcome Subscribe to the LearnDoBecome Radio Podcast: https://LearnDoBecome.com/Radio Subscribe to the LearnDoBecome YouTube Channel: https://YouTube.com/LearnDoBecome Join the LearnDoBecome Free Community Facebook Group: https://LearnDoBecome.com/FBfamily Follow @LearnDoBecome on Instagram: https://Instagram.com/LearnDoBecome Follow our LearnDoBecome Facebook Page: https://Facebook.com/LearnDoBecome Discover our "Steps to Everyday Productivity" (STEP) Program: https://LearnDoBecome.com/STEPprogram Start Your Free Trial of the ARISE Membership with April and Eric: https://LearnDoBecome.com/ARISE For those looking for more support from Team LearnDoBecome as you set up your STEP Command Central, you can learn more about STEP Coaching at: https://LearnDoBecome.com/Coach
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
If you recently started an LLC, this episode is for you. Many business owners think filing the paperwork is enough—but that's just the beginning. Tiffany Phillips, CPA, explains the five biggest LLC mistakes that can lead to higher taxes, lost deductions, missed deadlines, and weaker liability protection. You'll learn how to separate business and personal finances, understand how your LLC is taxed, stay compliant, structure property purchases correctly, and document business expenses the right way. These tax tips, tax planning, and business strategy insights can help you avoid expensive mistakes before they happen. Small changes today can save you money and headaches later. Listen now and learn how to build an LLC that works for you—not against you. Next Steps:
Waiting until you fall apart isn't a menopause plan. It's regret in progress. In this episode, Dr. Beckford walks through the seven mistakes she watches women make before perimenopause symptoms even start, and exactly what to do instead. This is the plan your annual exam skips.What You'll Learn:Why starting the hormone therapy conversation now (not the medication) keeps your options open laterThe 2025 vaginal estrogen guideline update most doctors haven't mentioned to you yetWhy your cholesterol can climb even when nothing else in your life has changedThe baseline labs worth requesting years before your doctor tells you it's timeWhat the research actually shows about lifting heavy to protect your bonesWhy menopausal rage might be information, not just a symptom to medicate awayResources & Next Steps:Understand your labs (so you know what to say to your doctor) https://go.trulybalancedwc.com/hormone-manifestoTired of being dismissed and rushed? Book your 1:1 call: https://go.trulybalancedwc.com/menopause-clarity-call-6620#form-H1UPPNLC4R
Follow Dan on LinkedIn at linkedin.com/in/cotterdanFollowPat on LinkedIn at https://www.linkedin.com/in/donald-patrick-eckler-610290824/Predictions Sure To Go Wrong: Browning: Affirmed Wolfe: Reverse Johnson: Affirm Illinois cases:https://www.illinoiscourts.gov/courts/appellate-court/oral-argument-audio/Wolfe:https://tncourts.gov/courts/court-appeals/arguments/2026/07/14/marie-vernon-wolfe-v-derrek-pugh
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Ben Sloman, an expert in HOA management with over 15 years of experience and top-tier credentials, shares insights on building a successful HOA management business, the importance of qualifications, and strategies for growth and client acquisition. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Ryan Blaney owned Atlanta Motor Speedway, but his dominant performance is only the beginning of a jam-packed episode of The Final Lap Weekly! Kerry Murphey and Toby Christie break down Blaney's Atlanta victory and the costly penalty that derailed Bubba Wallace's race. What happened, how much did it hurt, and could it have major playoff implications? Then, Rowdy Dragon joins the show with his Fantasy NASCAR picks for North Wilkesboro, but with many of the elite A-list drivers likely running low, it may be time to dig deeper into the mid-pack and find some hidden fantasy value. Plus, MASSIVE Daytona news has dropped! NASCAR is making major changes to the Next Gen racecars ahead of the late-August Daytona race, and championship-winning crew chief Cole Pearn does not hold back with his opinion on the updates. And get ready for an endurance test at North Wilkesboro Speedway—because this weekend's race is scheduled for a staggering 450 laps! Yes, 450! We preview the historic short track, the tire strategy, the potential chaos, and which drivers could survive the marathon. Ryan Blaney's Atlanta dominance Bubba Wallace's costly penalty explained Rowdy Dragon's Fantasy NASCAR sleeper picks Huge Next Gen car changes coming to Daytona ️ Cole Pearn's brutally honest reaction A wild 450-lap North Wilkesboro preview Hosted by Kerry Murphey and Toby Christie, The Final Lap Weekly delivers NASCAR race recaps, breaking news, analysis, fantasy picks, hot takes, and race previews every week. NASCAR News Provided By: http://tobychristie.com -Listen on Spotify -Listen on Apple Podcasts -Click To Play Fantasy NASCAR With Us! -Giving Fun Is Here: Patreon.com/thefinallap NASCAR, The Final Lap Weekly, Ryan Blaney, Ryan Blaney Atlanta win, Atlanta Motor Speedway, Bubba Wallace penalty, Bubba Wallace NASCAR, NASCAR penalty news, Daytona NASCAR news, Daytona Next Gen changes, NASCAR Next Gen racecar, Cole Pearn, Cole Pearn NASCAR, North Wilkesboro Speedway, North Wilkesboro 450 laps, NASCAR race preview, NASCAR race recap, Fantasy NASCAR picks, Rowdy Dragon, Fantasy NASCAR sleepers, mid-pack NASCAR picks, NASCAR podcast, NASCAR news, NASCAR analysis, NASCAR playoffs, NASCAR Cup Series, Kerry Murphey, Toby Christie, stock car racing, Daytona race changes Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Tim Gramling shares his journey from traditional multifamily investing to innovative debt offerings, emphasizing the importance of disciplined decision-making, building strong partnerships, and adapting to market shifts. Discover how his team manages assets, scales operations, and plans for future growth in the Midwest real estate market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Hiring and Firing Employees isn't simply about filling vacancies or managing performance—it's one of the biggest leadership responsibilities you'll ever have as a founder.Yet many business owners wait too long to hire, recruit from overwhelm instead of strategy, or avoid difficult conversations because personal loyalty gets in the way. The result? Expensive mistakes that impact growth, culture, and your ability to scale.If you've ever found yourself thinking, "I'll just keep doing it myself a little longer," or delaying a difficult people decision because you hoped things would improve, you're not alone.In this episode, Lindsay White shares the three costly mistakes founders make when Hiring and Firing Employees and explains why these aren't simply HR challenges—they're leadership decisions that shape the future of your business.You'll learn why the most common hiring mistakes small business owners make often begin long before a job is advertised, how to develop a proactive hiring strategy that supports sustainable growth, and why stepping into leadership sometimes means making difficult decisions with courage and compassion.Lindsay also discusses one of the hardest responsibilities founders face—how to fire an employee professionally when the role has evolved beyond the individual. You'll discover why keeping someone in a position where they can no longer succeed isn't kind to them, your team, or your business.By approaching Hiring and Firing Employees as strategic leadership decisions instead of reactive tasks, you'll build stronger teams, healthier workplace cultures, and a business that can grow without everything depending on you.If you're ready to lead with greater confidence and make people decisions that align with your long-term vision, this episode is for you.In This Episode You'll Learn✔ Why waiting too long to hire costs more than hiring too early✔ The hidden danger of hiring from exhaustion instead of strategy✔ Common hiring mistakes small business founders make✔ How a proactive hiring strategy supports business growth✔ Signs it's time to make a difficult people decision✔ How to fire an employee with clarity, kindness, and professionalism✔ Why stepping into leadership requires courage over comfort✔ How intentional people decisions strengthen culture and scalabilityResources & Links
Hiring and Firing Employees isn't simply about filling vacancies or managing performance—it's one of the biggest leadership responsibilities you'll ever have as a founder.Yet many business owners wait too long to hire, recruit from overwhelm instead of strategy, or avoid difficult conversations because personal loyalty gets in the way. The result? Expensive mistakes that impact growth, culture, and your ability to scale.If you've ever found yourself thinking, "I'll just keep doing it myself a little longer," or delaying a difficult people decision because you hoped things would improve, you're not alone.In this episode, Lindsay White shares the three costly mistakes founders make when Hiring and Firing Employees and explains why these aren't simply HR challenges—they're leadership decisions that shape the future of your business.You'll learn why the most common hiring mistakes small business owners make often begin long before a job is advertised, how to develop a proactive hiring strategy that supports sustainable growth, and why stepping into leadership sometimes means making difficult decisions with courage and compassion.Lindsay also discusses one of the hardest responsibilities founders face—how to fire an employee professionally when the role has evolved beyond the individual. You'll discover why keeping someone in a position where they can no longer succeed isn't kind to them, your team, or your business.By approaching Hiring and Firing Employees as strategic leadership decisions instead of reactive tasks, you'll build stronger teams, healthier workplace cultures, and a business that can grow without everything depending on you.If you're ready to lead with greater confidence and make people decisions that align with your long-term vision, this episode is for you.In This Episode You'll Learn✔ Why waiting too long to hire costs more than hiring too early✔ The hidden danger of hiring from exhaustion instead of strategy✔ Common hiring mistakes small business founders make✔ How a proactive hiring strategy supports business growth✔ Signs it's time to make a difficult people decision✔ How to fire an employee with clarity, kindness, and professionalism✔ Why stepping into leadership requires courage over comfort✔ How intentional people decisions strengthen culture and scalabilityResources & Links
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Marcia Boyer shares her inspiring journey from social worker to successful CEO of Delaware Mobile Signings. Discover how her innovative mobile notary services are transforming real estate closings and the key strategies she uses to scale her business effectively. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Follow these seven steps to keep your financial goals on track in the second half of 2026.Today's Stocks & Topics: Micron Technology, Inc. (MU), iShares MSCI South Korea ETF (EWY), SK hynix Inc. (SKHY), Market Wrap, These Simple Portfolio Checks Could Save You from Costly Mistakes, Celsius Holdings, Inc. (CELH), Moving Averages, Costco Wholesale Corporation (COST), Japanese Yen.Advertising Inquiries: https://redcircle.com/brands
Support DeadBall TV on Patreon! https://www.patreon.com/deadballtv FOR ANY INQUIRIES, please email thedeadballtv@gmail.com Follow DeadBall TV on IG: https://www.instagram.com/deadballtv/ Follow DeadBall TV on Twitter: https://twitter.com/deadballtvofcl Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Improper storage can permanently damage ion exchange resin before it ever goes into service. Learn the best practices for storing cation, anion, and mixed bed resins, avoiding freeze damage, preventing moisture loss, and extending resin life. Technical Guidelines - Ion Exchange Resin Storage
Costly acts of love don't just happen. They are impelled by a new appetite — the appetite of faith for the fullest experience of God's grace. We want more of God.
The executives who get promoted aren't necessarily working harder. They're often making dozens of subtle decisions differently in meetings, presentations, stakeholder conversations, and cross-functional work. Here are five small details that quietly shape how senior leaders perceive your leadership. Check out our podcast on this. FREE TRAINING Register for The Catapult Your Career Bootcamp (http://thecatapultbootcamp.com) WORK WITH US Join the Catapult Your Career Program (http://cycprogram.com) GET IN TOUCH Linkedin: https://www.linkedin.com/in/stellaodogwu/ Instagram: https://www.instagram.com/_intelle/ Email: contact@intelle.us Text: 949-519-4554
Pastor Charlie Dawes' message from Hill City DC's Live Services on July 12, 2026.Safe & secure ways to give to the ministry at Hill City: https://hillcitydc.com/give--Resources:In need of Prayer or Pastoral Care: https://hillcitydc.com/careHill City Live Sunday Messages: https://podcasters.spotify.com/pod/sh...--Stay Connected:Website: https://hillcitydc.com/Hill City Worship: https://shorturl.at/hjQR0YouTube: / @hillcitydc Instagram:https://www.instagram.com/hillcitydc/Facebook:https://www.facebook.com/hillcitychur...
D&P Highlight: The last iron lung, firefighting in the buff, and one costly snake bite. full 478 Thu, 09 Jul 2026 18:57:00 +0000 UrRG3e0iWosKBRw4DokJSR7hkfnFbDUx news The Dana & Parks Podcast news D&P Highlight: The last iron lung, firefighting in the buff, and one costly snake bite. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https:/
Canadians investing in U.S. real estate often assume the financing process works just like it does at home—but that assumption can lead to costly mistakes. In this episode, Glen Sutherland sits down with cross-border mortgage expert Chris Micucci to break down the biggest lending misconceptions Canadian investors make and explain how U.S. investment financing really works. From DSCR loans and reserve requirements to closing costs, corporate structures, wire transfers, and choosing the right lender, you'll learn the practical lessons that can save you thousands of dollars and prevent deals from falling apart. Whether you're buying your first U.S. rental or expanding your portfolio, this episode will help you avoid the mistakes that catch many Canadian investors off guard. glensutherland.com/lenders The 13 Lending Mistakes Canadians Make: 1. Thinking you qualify based on your personal income Many Canadians assume U.S. lenders care about salary, T4s, tax returns, or employment. For DSCR loans, the property qualifies—not you. 2. Assuming you need perfect personal finances to buy Canadians often believe they need extensive financial documentation. In reality, many U.S. investment loans primarily focus on the property's cash flow and your down payment funds. 3. Believing Canadian mortgage rules apply in the U.S. Many investors expect pre-approvals, qualification rules, and lending policies to work the same way they do in Canada. They don't. 4. Getting pre-approved before finding the property In Canada, you're approved for a dollar amount. In the U.S., you're generally approved for a specific property that cash flows. Many Canadians misunderstand this difference. 5. Buying properties that are too inexpensive Ironically, smaller loan amounts are often harder to finance because many lenders prefer larger loans and higher-value properties. 6. Being surprised by U.S. closing costs Many Canadians experience sticker shock because title fees, lender fees, appraisals, escrow deposits, and other costs are itemized instead of hidden in the mortgage. 7. Waiting until the last minute to transfer money International wire transfers can be delayed by compliance reviews or audits. Waiting until the week of closing can jeopardize the deal—and potentially your earnest money deposit. 8. Waiting too long to set up your U.S. entity and EIN Many investors don't realize that obtaining an EIN can take weeks, especially during busy IRS periods. Waiting can delay financing and closing. 9. Setting up the wrong ownership structure Some Canadian tax structures work well legally but are difficult—or impossible—for many U.S. lenders to finance. Structuring without considering lending requirements can create expensive delays. 10. Not having enough reserve funds Many first-time investors budget only for their down payment. Most lenders also expect to see several months of mortgage reserves in a U.S. bank account. 11. Shopping only by interest rate A lower rate isn't always the better loan. Points, lender fees, closing costs, and how long you plan to hold the property all matter. 12. Comparing different loan products as if they're identical Many investors compare refinance quotes, construction loans, fix-and-flip loans, and purchase loans without realizing they're completely different products. 13. Using lenders who don't understand Canadian investors One of the biggest mistakes is working with lenders who primarily serve Americans. They may quote attractive terms initially, only for underwriting to discover you're Canadian and change the loan shortly before closing
Preview for Later Today: Bob Zimmerman explains how bureaucratic red tape is stalling rocket launches at Scotland'sSaxaVord spaceport. UK regulators are demanding a costly security fence to keep sheep away before permitting private spaceflight. (6)1843
Prince Harry is facing a potentially massive legal bill after losing another courtroom battle, while Travis Kelce is adjusting to life alongside Taylor Swift's tightly coordinated security team. Meanwhile, Brad Pitt and Ines de Ramon made sure their relationship's Instagram debut happened on their own terms, personally approving the photos before they were shared online. Rob’s latest exclusives and insider reporting can be found at robshuter.substack.com My novel, It Started With A Whisper, is available now See omnystudio.com/listener for privacy information.
Most private practice owners have a feeling they're not being paid what they're owed by insurance payers — but very few can prove it. In this episode, Tracy Cherpeski talks with Brett Spark of Aroris Healthabout why payer underpayment is so common, and why visibility into your payer contracts might be the most overlooked lever for practice profitability. Brett's path is unique: he spent the first half of his career inside a large regional health system before being recruited into a private practice CEO role. That shift exposed him to how differently independent practices operate — and to a problem almost every one of them shares: not one of his clients has ever had their own contracts, amendments, and fee schedules fully organized in one place. You'll hear how underpayment happens, what Aroris Health's software does to catch it, and why Brett believes doing something is always better than doing nothing when it comes to your payer relationships. Read the full show notes, memorable quotes, and key takeaways. Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page
Most bars do not fail because of bad luck or a bad location.They fail because of mistakes that feel reasonable while you are making them.In this episode, I'm breaking down the 10 costly mistakes I've seen bar owners make again and again. Some I've made myself. Some I've seen clients make. And some I've watched bury bars that should have survived.We'll talk hiring, numbers, pricing, bad employees, overpouring, second locations, and the difference between busy and profitable.These mistakes are fixable, but only if you catch them before they get expensive.If you own or manage a bar, this is the episode to listen to before one small decision turns into a real problem.
The Port Fairy golf course has been forced into a costly, unwanted redesign after a lease dispute with the state government. South West Coast MP Roma Britnell joined Jimmy Bartel and Mark Allen to discuss this issue.See omnystudio.com/listener for privacy information.
Are you making one of the biggest financial mistakes of your divorce by holding onto the family home?For many women, the marital home represents security, memories, and stability. But during divorce, real estate decisions are rarely just emotional—they can have long-term financial and legal consequences. In this episode, Heather Quick sits down with court-appointed Certified Divorce Real Estate Expert Madelin Espino to discuss why selling or keeping a home during divorce is far more complex than most people realize and how the right guidance can help you avoid costly mistakes.By listening to this episode, you'll learn:Why a neutral divorce real estate expert can help prevent conflict, delays, and expensive court battles.The most common mistakes divorcing couples make when handling the marital home and how to avoid them.How to evaluate whether keeping or selling your home is the best financial move for your future.Tune in now to discover how to protect your financial future, reduce unnecessary stress, and make smarter real estate decisions as you navigate divorce.Madelin's Socials:Instagram https://www.instagram.com/madelinespinorealtorLinkedIn https://www.linkedin.com/in/madelinespinoYouTube https://www.youtube.com/channel/UCyMfdFvpZhyZ1-A_No0UUzwWebsite https://www.madelinespino.com/Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
This week, I covered that Google's June 2026 spam update completed last Friday afternoon. Fraudulent DMCA takedown requests are breaking Google Search and no one seems to be doing anything. Google AI Mode improved links...
Rudyard Griffiths and Sean Speer debate the federal government's new pipeline agreement with Alberta and British Columbia. While Sean credits Prime Minister Carney's political deftness in securing the deal, Rudyard argues the project represents a costly political compromise that prioritizes politics over market efficiency. They also discuss the pipeline's southern route, public financing concerns, carbon sequestration requirements, and whether Canada is settling for suboptimal infrastructure. In the second half, they discuss the U.S. marking its 250th anniversary on July 4th, reflecting on its exceptional strengths and weaknesses while cautioning against Canadian anti-Americanism. They also examine Pierre Poilievre's shadow cabinet reshuffle, and MP Jamil Jivani's freelancing, debating whether his off-message approach warrants removal from caucus despite his unique political voice and potential.If you are enjoying the free version of the Hub Roundtable, subscribe to become a Hub Hero or Fellow to access the full version every week: https://thehub.ca/join/The Hub is Canada's fastest growing independent digital news outlet.Subscribe to The Hub's podcast feed to get our best content when you are on the go:https://tinyurl.com/3a7zpd7e (Apple)https://tinyurl.com/y8akmfn7 (Spotify)Follow The Hub on X: https://x.com/thehubcanada?lang=enCREDITS:Amal Attar-Guzman - Producer and Editor Rudyard Griffiths and Sean Speer - Hosts Hosted on Acast. See acast.com/privacy for more information.
Great news! If you make a purchase from any link of the links below, the channel earns a small affiliate commission from the site. Many thanks ahead of time. BETTER HELP: https://www.betterhelp.com/JAYREELZ save 10% OFF of your first month. OLIPOP Soda: https://www.drinkolipop.com use promo code JAYREELZ for 15% off of your purchase. BOMBA SOCKS: https://www.gopjn.com/t/2-561785-354075-142593 SAVE 20% CONSUMER CELLULAR: https://www.pntrs.com/t/2-593611-354075-293459 July has arrived with sweltering heat, which is what I'll provide with all that's going on in the sports world as the latest podcast is here. On deck: (5:04) You couldn't ask for a more crazier start to the NBA free agency period. In fact, the trades have made the biggest impact the last few days. From Ja Morant getting sent to Portland, Kawhi Leonard going back to Toronto and the inexplicable Jaylen Brown to Philadelphia. I'll break it all down and where should LeBron James end up as he's part ways with the Lakers. (32:43) The USA Men's Soccer Team advances to the next match against a hot opponent in Belgium. Their win over Bosnia-Herzegovina was costly and controversial. I'll explain why and get into Belgium's huge comeback win, Mexico's incredible run and the schedule for the weekend as we get closer to the quarterfinals of the World Cup. (49:14) We can't forget the NHL is going through their free agency period as well. I'll take a peek at some key signings and how Utah, San Jose and Florida have come out of the gate swinging with big time moves. (59:27) June couldn't finish any faster if you're the Yankees, but July isn't off to a good start either. I'll get into the annual June Boone Swoon, how they've lost seven in a row and will they get out of this funk sooner than later? Also, Mets owner Steve Cohen had a thing or two to say about his GM David Stearns. Cover your ears, Mets fans. It's not looking good. (1:11:18) Serena Williams made a nice return to the Wimbledon stage, but it didn't last long as she lost in three sets to Maya Joint. I'll check in on what else is happening at the All England Club as the weekend approaches. And MUCH MORE in between! Please subscribe, leave a rating and post a review on Apple Podcasts, Google Podcasts, Spotify, Audacy, Amazon Music and iHeartRadio or wherever you get your podcasts. For daily shorts, weekly vlogs and then some, please subscribe to my YouTube channel at: https://www.youtube.com/channel/UCMucZq-BQrUrpuQzQ-jYF7w If you'd like to contribute to the production of the podcast, please visit my Patreon page at: www.patreon.com/TheJAYREELZPodcast Many thanks for all of your love and support. Intro/outro music by Cyklonus. LINKS TO SUBSCRIBE, RATE & REVIEW: APPLE: https://podcasts.apple.com/us/podcast/the-jayreelz-podcast/id1354797894 SPOTIFY: https://open.spotify.com/show/7jtCQwuPOg334jmZ0xiA2D?si=22c9a582ef7a4566 AUDACY: https://www.audacy.com/podcast/the-jayreelz-podcast-d9f50 iHEARTRADIO: https://www.iheart.com/podcast/256-the-jayreelz-podcast-43104270/ AMAZON MUSIC: https://www.amazon.com/The-JAYREELZ-Podcast/dp/B08K58SW24/ref=sr_1_1?dchild=1&keywords=the+jayreelz+podcast&qid=1606319520&sr=8-1
This week on Better Buildings for Humans, host Joe Menchefski welcomes architect, builder, real estate broker, and entrepreneur Jonathan Wolk, founder and CEO of WOLK360, for a thought-provoking conversation about reimagining the way buildings are designed, purchased, and constructed. Drawing on decades of experience across architecture, construction, and real estate, Jonathan explains why the traditional separation of these disciplines often creates unnecessary friction, inefficiencies, and missed opportunities—and how a more integrated approach can lead to better outcomes for clients, communities, and the built environment.The discussion explores everything from design-build delivery and client relationships to housing renovations, sustainable construction, daylighting, waste reduction, and the growing complexity of modern building projects. Jonathan shares how involving design, construction, and real estate expertise from the earliest stages of a project can help avoid costly mistakes, preserve design intent, improve project execution, and create buildings that truly reflect the needs and aspirations of the people who use them.The conversation also dives into broader questions about sustainability, building performance, modular construction, material selection, and what makes architecture meaningful beyond simple cost calculations. Along the way, Jonathan offers insights into the emotional side of building projects, the importance of natural light, and why great buildings should do more than provide shelter—they should enhance the lives of the people who experience them every day. It's an engaging look at how a holistic, human-centered approach to design and construction can create buildings that are not only more efficient and sustainable, but also more inspiring, functional, and deeply connected to the people they serve.More About Jonathan WolkJonathan Wolk, AIA is a licensed architect, real estate broker, and unlimited licensed general contractor in North Carolina. He works closely with clients to achieve outstanding project outcomes, leading multidisciplinary teams through both design and construction. Jonathan specializes in building programming and a wide range of project types, delivering high-performance facilities that respond to their context while exceeding client expectations. He believes the best projects are created through collaboration and active stakeholder involvement. His work has earned numerous honors, including the Triangle Business Journal 40 Under 40 Leadership Award, Sir Walter Raleigh Award for Best Community Project, USGBC LEED Platinum and Silver certifications, Business Leader Top 100 Small Businesses recognition, the NCAIA Award for the Coty Control Center, and features in the Duke University Museum of Art and NC Architecture Magazine.Contact:https://www.linkedin.com/in/jonathanw2 https://www.instagram.com/wolk360db/ https://share.google/Ryjobkje8H7XnnsQF Where To Find Us:https://bbfhpod.advancedglazings.com/www.advancedglazings.comhttps://www.linkedin.com/company/better-buildings-for-humans-podcastwww.linkedin.com/in/advanced-glazings-ltd-848b4625https://twitter.com/bbfhpodhttps://twitter.com/Solera_Daylighthttps://www.instagram.com/bbfhpod/https://www.instagram.com/advancedglazingsltdhttps://www.facebook.com/AdvancedGlazingsltd
There is a phrase I use in my clinical work that I want to build this entire episode around.It is easier to correct strain than to recover from collapse.That sentence is the whole argument for why timing matters in healthcare. Not to scare you. Not to create urgency for its own sake. But because the window you are in right now has more leverage than any window that comes after it. And nobody is telling you that clearly enough.Today I am unpacking what is actually happening in your body during the years most women spend waiting. I am talking about reserve: your physiologic cushion between where your body is right now and what it will take to handle a significant stressor and fully recover from it.Inside this episode, we cover:Why your body adapting to feeling worse is not the same as getting betterThe five reserve systems that tell the real story of your health: brain, adrenal, hormonal, metabolic, and nervous systemWhy these systems do not deplete in isolation and what happens when one pulls the others downWhat is actually happening in your body while you are told to wait and seeTwo clinical pictures: the woman who comes in early versus the woman who comes in after years of compensation, and what that difference actually costsWhy sequence matters as much as what you do, and why doing all the right things in the wrong order stalls resultsMandy's story: palpitations, insomnia, dismissed as anxious, and what changed when we finally asked the right questionsIf you have gotten used to feeling this way and started to wonder if this is just how you are now. If you have been told your labs are normal while your body is clearly telling a different story. If you have tried the things and still are not getting there. This episode is for you.Your body is not broken. It is out of sequence. That is a fundamentally different problem with a fundamentally different solution.Share this episode with one woman who has been told to wait. She deserves to know the window she is in right now matters.Your next steps are below:✨ Free Guide: 9 Hidden Signs Your Metabolism Is Stuck in Survival Mode www.drkaceywallace.com/hiddenmetabolicmess✨ Adrenal Optimization Test (see your cortisol rhythm + DHEA clearly) www.drkaceywallace.com/innercalm✨ Resiliency Reboot Program www.drkaceywallace.com/resiliencyreboot✨ Get the book: You Are Not Fine www.youarenotfine.comSupport the show
In this episode, Anderson Advisors' Barley Bowler, CPA, and Eliot Thomas, Esq., tackle listener tax questions spanning real estate, trading, and business structures. They explain how California's clawback rules and residency tests apply to precious metals gains when relocating to Tennessee, and outline how a trade structure with a corporate partner can shift trading income while avoiding personal holding company tax. Barley and Eliot also cover entity options for leasing a personal vehicle to a business, the filing requirements for out-of-state rental income, and how a property management S-Corp can be used to offset W-2 income through short-term rental material participation. Other topics include strategies for minimizing capital gains on a long-term rental sale — including 1031 exchanges and cost segregation studies — offsetting capital gains from a personal residence sale with business losses, and how non-dividend distributions are taxed as a return of capital. Tune in for expert advice on these and more! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: 00:00 Intro to Tax Tuesday with Eliot and Barley 08:06 — "I've lived in California for decades but am now moving to Tennessee. Once in Tennessee, I will sell some of my precious metals to go toward buying a personal residence. Will California try to claw back taxes on the precious metal gain since I purchased it while living in California? How long do I have to be a resident of Tennessee before I am under Tennessee taxation rules for selling precious metals?" — Clawbacks don't apply; timing and residency ties to California matter most. 18:24 — "As an equity options trader (not eligible for TTS status), what is a good entity structure for tax advantages when my partner has an SMLLC for business?" — A trade structure with a C-Corp partner shifts and protects gains. 26:05 — "I have a trading structure. Please explain the tax treatment guidelines when investments in securities are sold, when a K-1 is triggered, etc." — Gains split by ownership percentage; K-1s issue once the 1065 is filed. 36:05 — "I'm wondering if I can purchase a vehicle and lease it to my business year by year — is that a possible tax advantage for a private investigation business?" — Possible, but reimbursing mileage through an S-Corp is simpler and safer. 44:20 — "I live in Washington State. If I buy a rental in Oregon, do I have to file Oregon tax and pay Oregon tax on the property located there?" — Yes — the source state taxes rental income regardless of residency. 47:02 — "I run three Airbnb properties and have an LLC taxed as an S-Corp that I use as a management company, where all revenue and expenses flow into it. It does not take depreciation since the LLC doesn't own the property — we have the deeds in our personal name. How can I take advantage of the loss and depreciation to offset our W-2 in this case?" — Short-term rentals need material participation, not REP status, to offset W-2. 1:04:27 — "How can I avoid or minimize capital gain taxes if I sell a rental property I've had for seven years?" — Use passive losses, a cost-seg study, 1031 exchange, or capital loss harvesting. 1:10:32 — "Can a long-term capital loss (from the sale of a business) be used to offset a long-term capital gain from the sale of a personal residence?" — Yes, after applying Section 121's home-sale exclusion and depreciation recapture rules. 1:15:24 — "Are non-dividend distributions considered a return of capital and therefore not taxed?" — Only partly — earnings, then basis return, then capital gain, in order. Resources: Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=Apple%20Podcast&utm_medium=social&utm_term=anderson&utm_content=How%20to%20Avoid%20Costly%20Capital%20Gains%20Taxes%20When%20Selling%20a%20Rental%20Property&mls=Social%20Media Schedule Your FREE Consultation https://andersonadvisors.com/strategy-session/?utm_source=Apple%20Podcast&utm_medium=social&utm_term=anderson&utm_content=How%20to%20Avoid%20Costly%20Capital%20Gains%20Taxes%20When%20Selling%20a%20Rental%20Property&mls=Social%20Media Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons
June 26, 2026In this episode, Scott, Mark, and Dr. Ray Painter continue their discussion on buy-and-bill drugs, using ZUSDURI® as a case study to explore the clinical, operational, and reimbursement challenges facing urology practices. The conversation covers prior authorizations, payer eligibility checks, documentation requirements, medical record reviews, RAC audits, and strategies for successfully introducing new drug therapies into a practice. The team also discusses the importance of standardized protocols, staff training, monitoring reimbursement, and leveraging technology to reduce financial risk. The key takeaway: successful buy-and-bill programs depend on more than getting paid—they require the right processes to ensure practices get paid, keep the payment, and continue delivering innovative therapies to patients. PRS Coding and Reimbursement HubAccess the HubBotox LCD AlertDownload the AlertFree In-Office Prostate Biopsy Calculator (Suppoted by UC-Care)Download NowPRS Coding CoursesFor UrologistFor APPsFor Coders, Billers, and Admins Join the Urology Pharma and Tech Pioneer GroupEmpowering urology practices to adopt new technology faster by providing clear reimbursement strategies—ensuring the practice gets paid and patients benefit sooner. https://www.prsnetwork.com/joinuptpClick Here to Start Your Free Trial of AUACodingToday.com The Thriving Urology Practice Facebook group.The Thriving Urology Practice Facebook Group link to join:https://www.facebook.com/groups/ThrivingPractice/
Jud. 11:29-40. 6/28/26. An expositional sermon from the book of Judges.
Clare ladies football boss Graham Shine says mistakes proved costly for his side as they bowed out of the All Ireland Championship. Their campaign came to an end after a 3-13 to 1-8 defeat by Fermanagh in Zimmer Biomet Páirc Chiosóg. Fermanagh raised green flags from consecutive kick-outs in the first half providing them a lead they wouldn't relinquish. Shine says the defeat will be a learning opportunity for his young side.
In this episode, Travis is joined by producer Erickson for a candid and entertaining conversation about theft, scams, and the unexpected ways people lose money. From luxury watch thefts at Formula One events to apartment break-ins, identity scams, and AI-powered fraud, they share personal stories and practical lessons on protecting yourself and your finances. The episode highlights how staying vigilant can save you from becoming the next victim. On this episode we talk about: The organized theft rings targeting luxury watch owners at major events Personal stories of home burglaries and apartment break-ins Online scams, wire fraud, and deceptive marketplace transactions How scammers use AI and voice cloning to target victims Practical ways AI tools can help identify fraudulent messages and scams Top 3 Takeaways Scammers and thieves are becoming increasingly sophisticated, making skepticism and verification more important than ever. Small security measures—whether protecting valuables, monitoring accounts, or verifying suspicious messages—can prevent significant financial losses. AI isn't just creating new risks; it can also be a powerful tool for identifying scams and spotting red flags before you take action. Notable Quotes "One thing you're not gonna do is rip me off." "Don't get robbed, I think." "Money only solves your money problems, but it does solve all of your money problems." Connect with Travis Chappell: Instagram: https://www.instagram.com/travischappell Website: https://travischappell.com A Word from Our Sponsors: Today's episode is brought to you by our amazing sponsors. Their support helps us continue bringing you conversations about entrepreneurship, investing, personal finance, and the strategies that help people build wealth. Be sure to check out our sponsors using the links in the episode description. - Are you ready to start your own creatorjourney and make it big? Visitwww.fanvue.com today and launch yourcareer! - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices
We visit the Amargosa watershed to discuss Greenlink West, a transmission project now under construction that will ship energy from Vegas-area solar facilities to data centers near Reno. This project not only threatens to enable an explosion of data centers in Northern Nevada, but also incentivizes solar developers to concentrate development in largely untouched desert in the Mojave and Great Basin. Key Takeaways: The Greenlink West transmission line is purportedly for energy distribution but appears to primarily serve data centers. NV Energy's developments misalign with publicized renewable energy goals, potentially increasing the burden on natural gas resources. The substation built in the Amargosa Valley indicates the impending rise of massive solar projects, with minimal benefits to local communities. Sallying efforts such as the strengthening of water rights control and military navigation illustrate the complex web of interests surrounding the project. The discourse reflects on broader energy infrastructure expansions, potentially at the expense of Nevada's untouched desert landscape. Notable Quotes: "It used to be the Greenlink was to fight carbon emissions and climate change. But the goal has been becoming more obvious over the years that no, it's just for hyperscale data centers that are going to suck up all of our energy and water." - Laura Cunningham "What if I told you, though, that there was a pretty good chance that data centers are going to seriously damage hundreds of square miles of the wild Mojave and Great Basin deserts in the state of Nevada?" - Chris Clarke "This public land needs to be put to use and it's not for people." - Laura Cunningham "The primary reason that so much solar was associated with Greenlink is because it was supposed to replace fossil fuel plants... they're gonna just go with the flow with whatever market is available." - Kevin Emmerich "To me, this is such an interesting area because 30 air miles that way is Area 51." - Laura Cunningham Resources: Basin and Range Watch Western Watersheds Project Taxonomic revision of the tarantula genus Aphonopelma within the United States Google Maps: Tahoe Reno Industrial Center, NV Become a desert defender!: https://90milesfromneedles.com/donateSee omnystudio.com/listener for privacy information.
In this episode, Joe D. explains why one of the most common warm-up mistakes is actually making lifters weaker before their work sets even begin. He shares a smarter approach to programming warm-up sets for better strength, more muscle, and improved performance -- while revealing the exact warm-up progression he used before hitting a recent PR with the 100-pound dumbbells. Joe then breaks down the biggest superset programming mistakes that sabotage workouts, along with simple adjustments that can make them more effective. He wraps up the episode with an often-overlooked shoulder health tip that could finally help eliminate those nagging aches and pains. If you've ever wondered why your shoulders still hurt despite doing "twice as much back work," this episode explains what's probably missing from your program -- and how to correct it! *For a full list of Show Notes + Timestamps visit www.IndustrialStrengthShow.com. IMPORTANT LINKS Lean Bastard VIP List Team Forever Strong [1-Week Free Trial]
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, we explore the behind-the-scenes of land investing, bookkeeping for land investors, and the insights from Steve Hokanson's diverse experience in real estate and accounting. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, expert appraiser Jack Lavoie shares invaluable insights on real estate valuation, market trends in Florida, and how investors can leverage appraisal data for smarter investments. Discover practical tips on market analysis, regulatory impacts, and building strong relationships with appraisers to maximize property potential. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Welcome back to the Dollar Wise Podcast. In this episode, Brett Herron and Andrew Barnhart discuss why tax planning is one of the most important—and often overlooked—aspects of retirement planning. While investment performance will always be influenced by market conditions, retirees have more control over how and when they recognize income. Brett and Andrew examine several key tax “tripwires” that can impact retirees, including Medicare IRMAA surcharges, federal and state tax brackets, Social Security taxation, capital gains rates, ACA premium tax credits, SALT deduction limits, and the enhanced senior deduction. They also explain how proactive tax planning, Roth conversions, and coordination between financial advisors and tax professionals can help reduce lifetime tax liability and improve retirement outcomes. Tune into this episode to also learn:● Why tax planning can be more controllable than investment performance in retirement.● How Medicare IRMAA surcharges can unexpectedly increase healthcare costs.● The differences between ordinary income taxes and capital gains taxes.● Why coordinating retirement withdrawals and Roth conversions can improve long-term tax efficiency. What we discussed● [00:01:19] Why taxes are a controllable lever in retirement planning and how they fit into the broader financial planning picture.● [00:02:55] Managing retirement income sources, withholding strategies, and Roth conversion opportunities.● [00:05:10] Understanding required minimum distribution age changes and Medicare IRMAA surcharges.● [00:07:04] Federal and state income tax brackets and how marginal tax rates actually work.● [00:09:00] New Jersey retirement income exclusions and tax-friendly provisions available to retirees.● [00:11:05] New Jersey property tax relief programs, including Senior Freeze, ANCHOR, and Stay NJ.● [00:12:07] The enhanced senior deduction and common misconceptions about “no tax on Social Security.”● [00:13:49] Capital gains tax rates and why taxable brokerage accounts can be valuable retirement assets.● [00:15:28] Social Security taxation rules and when benefits become taxable.● [00:17:25] SALT deduction changes and how they affect higher-income taxpayers.● [00:18:59] ACA premium tax credits and income thresholds for retirees and self-employed individuals.● [00:22:18] Why lifetime tax planning matters more than simply minimizing taxes in the current year. 3 Things To RememberEffective retirement planning requires more than investment management—tax planning can significantly impact your long-term financial outcomes.Income thresholds tied to Medicare premiums, tax credits, deductions, and tax brackets can create costly surprises if not monitored carefully.The goal is not always to pay the least tax today, but to minimize taxes over your lifetime through thoughtful, coordinated planning.Useful LinksConnect with Brett Herron: bherron@hfmadvisors.com | LinkedInConnect with Andrew Barnhardt: abarnhardt@hfmadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERE Schedule time to speak with us HERE102 WEST HIGH STREET, SUITE 200GLASSBORO, NJ 08028HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
In this episode, Joe D. explains why one of the most common warm-up mistakes is actually making lifters weaker before their work sets even begin. He shares a smarter approach to programming warm-up sets for better strength, more muscle, and improved performance -- while revealing the exact warm-up progression he used before hitting a recent PR with the 100-pound dumbbells. Joe then breaks down the biggest superset programming mistakes that sabotage workouts, along with simple adjustments that can make them more effective. He wraps up the episode with an often-overlooked shoulder health tip that could finally help eliminate those nagging aches and pains. If you've ever wondered why your shoulders still hurt despite doing "twice as much back work," this episode explains what's probably missing from your program -- and how to correct it! *For a full list of Show Notes + Timestamps visit www.IndustrialStrengthShow.com. IMPORTANT LINKS Lean Bastard VIP List Team Forever Strong [1-Week Free Trial]
Moving to the UK can be an exciting opportunity, but for Americans abroad, it often comes with a harsh reality: the US tax system doesn't stay behind. This episode delivers practical advice for expats navigating dual tax UK and US obligations. Richard Taylor, Chartered Financial Planner and founder of Plan First Wealth, is joined by Sally Hawkins, Tax Partner at Gunnar Cook, to unpack some of the biggest tax mistakes Americans make when relocating to the UK and why so many expats find themselves caught out by rules they never knew existed. As an expat wealth advisor specializing in cross border financial planning, Richard breaks down what British expat and American abroad needs to know. From citizenship-based taxation and PFIC reporting requirements to ISA pitfalls, foreign investment restrictions and complex filing obligations, Richard and Sally explain why moving overseas rarely simplifies your tax affairs and how innocent mistakes can quickly become expensive problems. The conversation also explores the challenges faced by internationally mobile professionals, including equity compensation, founder shares, restricted stock units (RSUs) and why a lack of planning before a move can trigger unexpected tax bills long after arriving in the UK. For anyone weighing expat retirement planning, UK pension treatment, or US pensions across borders, the right financial advice makes all the difference. Richard and Sally also discuss one of the most overlooked issues for Americans abroad: state tax exposure. They explain why states such as New York and California may continue to claim taxing rights even after you've left the country and what steps can help break those ties properly and the kind of US tax help that protects your international wealth. Whether you're planning a move to Britain, already living in the UK, or advising internationally mobile professionals, this episode offers practical insights into the tax landmines that can derail even the most carefully planned relocation. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn
Everyone makes mistakes on the farm, but how many can we avoid? In this episode Scott is joined by Bob Laux to chat about how we can minimize those costly mistakes in our operations.
This week on Financial Planning: Explained, host Michael Menninger, CFP® sits down with Nick DeVito, CFP® walk through a real-world Social Security Survivor Benefits case study, demonstrating how claiming decisions can significantly impact retirement income, financial security, and long-term planning outcomes. Using a practical financial planning scenario, Mike and Nick explain how survivor benefits work, who qualifies, and the strategies available to surviving spouses when navigating Social Security claiming decisions. They break down key rules surrounding survivor benefits, including eligibility requirements, timing considerations, benefit calculations, and common mistakes that can reduce lifetime benefits. Throughout the episode, they highlight how Social Security survivor benefits fit into a comprehensive retirement income plan and why coordinating these benefits with other assets, pensions, investments, and tax strategies is essential for maximizing financial security. Whether you're approaching retirement, currently receiving Social Security benefits, planning for a spouse's future financial well-being, or simply looking to better understand your options, this episode provides valuable insights and actionable strategies to help you make informed decisions. For more information on Menninger & Associates Financial Planning, visit: https://maaplanning.com
This week we explore Paul's letter to Philemon to discover how being adopted sons and daughters transforms our hearts to willful obedience.
Trucking companies and freight brokers often face payment delays due to complex invoice audits. Upwell's CEO Charley Dehoney discusses how their AI-powered platform automates pre-invoice auditing, solving a critical 'missing link' in the supply chain. Discover how this partnership with Kleinschmidt aims to reduce invoice disputes and accelerate cash flow for carriers nationwide. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Trump holds court at the G7 summit, the SPLC saga gets even more salacious, and Pizza Hut is sold. Get the facts first with Evening Wire. Thumbnail Image Credit: The New York Times - - - Ep. 2846 - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsor: Alliance Defending Freedom - Visit https://JoinADF.com/WIRE or text “WIRE” to 83848. What starts in women's sports spreads to schools, medicine, and parental rights. This is our moment to push back. Stand with Alliance Defending Freedom today. - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
Washington Wednesday on Iran's costly move, World Tour on Switzerland's population growth, and a Mars Hill student competition. Plus, Janie B. Cheaney on home management skills, a helium balloon law, and the Wednesday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Harbinger Tours, supporting Israel through luxury tours, with a November departure led by Marshall and Jessica Pennell. HarbingerTours.net
She Thinks Big - Women Entrepreneurs Doing Good in the World
Are your prices too low because raising them feels unnerving?Most CPAs don't have a pricing problem. They have a confidence problem. In this episode, we dig into why pricing isn't math - it's psychology - and how underpricing steals your time, energy, and freedom. You'll hear practical ways to test higher prices, simplify your services, stop saying yes to everything, and build a firm that feels lighter, calmer, and far more profitable without grinding harder.Link to video replay:https://www.crowdcast.io/c/price-with-confidence…Link to full shownotes: https://www.businessstrategyforcpas.com/394…Want the skinny on pricing?If you feel trapped by your own accounting firm, it's not because of the work – it's how you've priced the work. Too many accountants are stuck in undercharging, overdelivering, and people-pleasing cycles. Break the pattern with my short PDF guide: 7 Pricing Essentials »It's free, and you can read it in 5 minutes.I want to help you get your prices up without losing loyal clients. …Want to hear what works, from 57+ clients?Check out the Client Success Stories podcast: LISTEN »
Episode 655 Schedule a one on one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl White breaks down the seven biggest mistakes loan officers make when building relationships with real estate agents and explains why these common missteps often prevent referrals from ever happening. With agent referrals accounting for the majority of purchase business, Carl shares why understanding what agents actually want is the key to creating long-term referral partnerships. Carl walks through practical examples of where loan officers go wrong, including talking too much about themselves, leading with rates and products, failing to clearly communicate their value, and focusing on what they need instead of how they can help agents grow their business. He explains why top-producing agents are not looking for another lender, but rather a trusted partner who can help them close more deals, convert more leads, and create a better experience for their clients. Throughout the episode, Carl shares actionable strategies for standing out in a crowded market, including the importance of asking better questions, building trust through consistency, and implementing a follow-up system that helps agents recover opportunities they may have otherwise lost. He also discusses why many loan officers waste time chasing the wrong referral partners instead of focusing on a small group of qualified agents who can have a meaningful impact on their business. Carl also addresses one of the biggest reasons loan officers fail to build agent relationships: quitting too early. He explains why trust is built through repeated value, consistent communication, and showing up long before a referral arrives. Rather than looking for quick wins, Carl encourages listeners to focus on becoming a resource that agents genuinely want to work with over the long term. If you're looking to generate more purchase business, strengthen your referral relationships, and become the loan officer agents confidently recommend, this episode provides a clear roadmap for avoiding costly mistakes and building partnerships that lead to more closings.
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