Podcasts about Appraisal

The news of Texas covered today includes:Our Lone Star story of the day: New statewide polling is out from UT/Texas Politics Project showing Republicans leading in all but the U.S. Senate race in August. U.S. House Speaker Johnson is in Texas this week stumping for Hispanic Republicans in key Congressional seats.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Wildfire updates: Ross Fire explodes to 50,000 acres in Palo Pinto County Governor Abbott Announces Federal Assistance For Ross Fire Mandatory evacuations remain in effect as crews battle Rio Escondido Fire in Hamilton County – updates No damage to homes or injuries reported as Neighbor Fire clean up continues Texas Appeals Court Holds District Courts Cannot Order New Appraisal Review Board Hearings.Six Flags move corporate HQ back to Texas leaving North Carolina.Supreme Court allows Trump administration to move forward with order imposing restrictions on mail-in voting | SCOTUSblog.Abbott fights Minnesota lawsuit on ICE officer extradition. “Abbott said state officials are still investigating whether Christian Castro, who is being held in Cameron County Jail, can be classified as a fugitive because he didn't flee Minnesota but was apparently reassigned to Texas by Immigration and Customs Enforcement.”Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

In today's episode, Hal Humphreys welcomes Jeff Hogan—Chief Appraiser at Valligent, SVP of Valuations at Veros, and host of the ValTALK podcast—for a special crossover episode focused on the future of the appraisal profession.Together, they discuss the AQB's proposed qualification changes, why growing the next generation of appraisers is critical, and what the industry's transition to UAD 3.6 means for those entering the profession today. Jeff also shares insights from Valligent's UAD 3.6 experience thus far and offers a behind-the-scenes look at what lenders are saying about the evolving valuation landscape.Plus, get a preview of the opening fireside chat at Valuation Expo, where Jeff, Hal, Kelly Davids, and Lisa Desmarais will discuss one of the profession's biggest challenges (and opportunities)—building a stronger appraisal community for the future.Be sure to check out Hal's guest appearance on episode 6 of the ValTALK Podcast, where he joins Jeff Hogan to continue this discussion around UAD 3.6, AI, and the future of the appraisal profession. P.S. It's not too late to register for Val Expo (August 16-19). Choose your level and register here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Hi, I'm Connor with Honor - message me here!Thinking about selling your Santa Clarita home, condo, or townhome? Skip the Zillow guess and hear it straight from a 27+ year local Realtor.In this episode, Connor MacIvor (DRE #01238257) breaks down what the online syndication sites won't tell you about your home's value, why they're built to generate leads for agents, not accurate numbers for you, and why SantaClaritaOpenHouses.com has become the go-to for local buyers who don't want to sign a contract just to walk through a house.You'll learn:Why over 80% of buyers actively avoid the seller's agent, and what dual agency really means for your negotiationWhy Connor trademarked "Seller's Only Agent™" and never represents buyersThe 180-day comp rule appraisers actually use, and why a stale comparable can blow up your priceWhat happens, step by step, when an appraisal comes in under the buyer's offerThe truth about contingency removals and earnest money deposits (it's not as automatic as most agents claim)Whether a $15,000 kitchen remodel actually returns $15,000 at saleHow "unicorn" features (views, RV parking, cul-de-sac, single story) justify pricing above the compsHow AI is now legally and ethically used to declutter listing photos, and what has to be disclosed on the MLSConnor lists and sells homes, condos, and townhomes throughout the entire Santa Clarita Valley, Canyon Country, Valencia, Saugus, Newhall, and Stevenson Ranch, as a flat-fee Seller's Only Agent™.See every active listing and every open house this weekend, no buyer contract required, at santaclaritaopenhouses.com. Text Connor directly through the site with questions about your home's value.This episode is for general information only and isn't a substitute for a licensed appraisal or legal advice. Connor MacIvor, DRE #01238257. Equal Housing Opportunity.Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

In today's RaiseMasters Radio episode, I sit down with Tyler Lyons to break down a new multifamily opportunity we're pursuing at Asym Capital. We discuss how patience and a hyper-focused strategy led us back to a deal we walked away from two years ago, now at a significantly lower price, and why we believe operational improvements can unlock substantial value without a heavy renovation. Tune in if you want to hear how we think about finding asymmetric opportunities in today's multifamily market. Resources mentioned in the episode: Check The Deal Out Tyler's Email: tyler@asymcapital.com Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser's Edge. Learn more here: https://raisingcapital.com/cre

The Appraiser Qualifications Board (AQB) has released its Second Exposure Draft of proposed changes to the Real Property Appraiser Qualification Criteria—and if adopted, they could reshape the future of the appraisal profession. From reducing barriers to entry to rethinking long-standing qualification requirements, these proposals have sparked plenty of conversation across the industry.In this episode, Jeff Morley joins us to break down what's actually being proposed, why the AQB believes these changes are necessary, and what they could mean for aspiring appraisers and the profession as a whole. Whether you support the proposals or have concerns, this is a conversation every appraiser should hear.See the full exposure draft here: https://appraisalfoundation.sharefile.com/public/share/web-s39712a2b1f42469b91333e7714dcf860

For an east-central Wisconsin dairy farm operator, buying cropland is more than adding an asset to the balance sheet. It's a strategic purchase to help control long term operational costs. See why dairy demand is keeping cropland prices elevated in east-central Wisconsin, plus what could influence farmland values in the months ahead. Whether you're preparing to buy or sell, partner with an appraiser who is based in your region and understands local markets. Connect with Compeer's appraisal team to discuss your situation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lender work isn't the only pathway to a successful appraisal business. On today's episode, Nick Conteduca, Co-Founder of Banks Technologies and Banks Valuation, shares how appraisers can tap into estate appraisals, divorce cases, tax appeals, litigation support, and other non-lender opportunities—all while overcoming the biggest hurdles of finding clients, managing projects, and of course, getting paid. Plus, he introduces HomeVault, a new platform designed to help appraisers grow their business beyond traditional lending work.Learn more about HomeVault here: www.GetHomeVault.comRegister for this year's Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

UAD 3.6 is coming—and preparation goes far beyond learning new forms.In this special edition episode of the Appraisal Update Podcast, Jason Covington returns as host to sit down with Chris Williams, President of AIMSdashboard and National Coordinator for the UAD 3.6 Production Incubation Initiative. They discuss how the Initiative is helping appraisers gain real-world experience before the transition. They'll explore why it was created, the benefits of getting involved, and what appraisers, lenders, and AMCs can expect as the industry moves into the UAD 3.6 era.If you want to know how to prepare for what's next, this episode is a great place to start.Go to UAD36prod.com to learn more or join the initiative.

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AI tools are everywhere and they have infiltrated just about every industry, real estate notwithstanding. Since A1 Foundation Crack Repair routinely saves real estate deals in the 11th hour, they have a lot of experience in the home sales process. In this episode, Adam explains how AI tools have impacted home loans and what you might do if you have a negative experience.

Everyone's talking about UAD 3.6, but what happens when the orders actually start flowing in? Liz Green of ServiceLink joins the Buzzcast today to share what she's learned from processing live UAD 3.6 appraisals, the lessons appraisers should know before the November deadline, and why speaking a common data language across the valuation industry matters more than ever. If you're looking for practical insights instead of speculation, this episode delivers.Join us for Valuation Expo, August 16-20: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Today, Bryan Reynolds welcomes back apprAIz CEO Narainder Chandwani, joined by guests Glenn McDonald, Kurt Rehak, and Christopher Scott, for a conversation about the evolution of appraisal technology. They discuss the shift from desktop to cloud-based platforms, why a mobile-first approach can dramatically reduce turnaround times, and how Narainder's software can reduce appraisal time by 70%. If you're curious about where appraisal technology is headed—and how it could change the way you work—this episode is worth a listen.Learn more about Narainder's software:Website - www.apprAIz.bizApp Store - https://apps.apple.com/us/app/appraiz/id6741251326Demo - https://calendly.com/contactus-appraiz/30min?month=2026-08

Campfire Radio Theater Paranormal Appraisal 151 A routine paranormal case spirals out of control when a skeptical investigator encounters a chilling, utterly unexplainable phenomenon. Written by Soren Narnia Adapted, directed and produced by John Ballentine Cast Graham Rowat Allison Cossitt Jared Rivet Monique Bagwell Christian Young Original music by Kevin Hartnell Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Empathy gets treated like a personality trait: you either have it or you don't. Roxana Radulescu, Level 52 coach and facilitator, argues that's wrong. It's a muscle, and most leaders are either overusing it, avoiding it, or using it to avoid the hard conversation instead of having it. In this episode of The Executive Commute, Jayson Krause talks with Roxana about what empathy actually is (her definition: care plus trust), what it isn't (sympathy, agreement, an excuse to skip feedback), and where it goes wrong at the top of organizations. They dig into a Yale psychologist's argument that empathy fuels bias and tribalism, why holding more power tends to erode it, and whether "care first" leadership is a real strategy or just a nicer way to describe layoffs. They cover: - Empathy defined: care plus trust, not sympathy - The line between empathy and judgment - The case against empathy: bias, favoritism, and in-group tribalism - Why power erodes empathy (and what that means for executives) - Empathy's role in high-stakes, high-performance teams - A simple starting point for building the empathy muscle If you've ever held back a hard conversation because you "didn't want to make it worse," or wondered whether empathy and high standards can coexist, this conversation will change how you think about both. Follow Jayson Krause YouTube: https://www.youtube.com/channel/UC3Voc2qOmcqGKfqy6CDiZOw LinkedIn: https://www.linkedin.com/in/jayson-krause/ 0:00 - Introduction 0:34 - How Roxana Became a Coach 1:28 - Coaching a Room Full of Experts 2:39 - What Qualifies Someone to Talk About Empathy 4:55 - Defining Empathy: Care Plus Trust 7:39 - Empathy Mapping and the Right Use of Empathy 10:07 - The Opposite of Empathy: Arrogance and Judgment 11:06 - Judgment vs. Appraisal 12:25 - The Case Against Empathy (Paul Bloom) 13:56 - When a Leader Has Too Much Empathy 16:09 - Balancing Empathy With Getting Things Done 21:08 - Naming the Emotion in the Room 23:52 - What Matters More Than Empathy: Feedback 27:14 - What Is Self-Empathy? 28:06 - True or False: Does Promoting Empathetic Leaders Spread Empathy? 29:00 - Power and the Erosion of Empathy 31:08 - "Care First" Leadership vs. Corporate Doublespeak 32:16 - Empathy in the Face of Layoffs 35:02 - The Real Roots of the Word Empathy 36:09 - True or False: Are Women Wired to Be More Empathetic? 38:10 - True or False: Does Empathy Lead to Fairer Decisions? 41:20 - Empathy in High-Performance Environments 42:53 - Can You Have Connection Without Empathy? 45:02 - Would You Rather: Deep Empathy for Your Circle vs. Moderate Empathy for All 49:09 - The Cost of Carrying Empathy 50:40 - A Real Example: Giving Feedback With Empathy 52:16 - Empathy as a Muscle: Where to Start 54:24 - The Worst Advice About Bringing Empathy to Leadership 56:26 - Closing Thought

Today, we talk with a company that has reached a major milestone, earning UAD 3.6 verification from both Fannie Mae and Freddie Mac. Humza Ahmed, Founder and CEO of Automax.ai, returns to the Buzzcast to discuss what the verification process involved, how Automax's AI-powered workflow was built for UAD 3.6 with the appraiser in mind, and why he believes technology can help us tackle growing capacity challenges without replacing human judgment. Find out where appraisal technology is headed next.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

What does it take to rebuild after losing everything? Today, I sit down with Rod Khleif—multifamily real estate investor, best-selling author, and host of The Lifetime Cashflow Podcast—to discuss the lessons he learned after losing $50 million during the 2008 financial crisis, and how he came back even stronger. From avoiding common investing mistakes to mastering the mindset needed to thrive in uncertain markets, this conversation is packed with practical advice on building lasting wealth, resilience, and life-long success.If you want to hear more from Rod or get in contact with him, go to rodslinks.com

Three low appraisals. Ten days. One Realtor who used to be an appraiser herself, with a dad and sister still in the field. If you've been hearing agents in your market say appraisals are coming in low right now, you're not imagining it. In this episode, Alissa walks us through three real, current transactions where the appraisal came in under contract price, and what she actually did about each one. From a $20,000 gap that took two hours of dispute writing to a $55,000 shortfall that made her question her entire career, this is a real look at what it takes to fight for your seller, or protect your buyer, when the number comes back low. We get into why appraisers are often behind the market, what actually goes into a strong appraisal dispute letter, why you should never let ChatGPT write the whole thing for you, and how to keep your sellers grounded without ever making promises you can't keep. Here's what we cover in this episode: Why appraisals are coming in low right now, and why appraisers are always a little behind the market Case Study #1: the $20,000 low appraisal that got resolved for a $13,000 gap Exactly how to start an appraisal dispute (and why you review before you call your seller) What actually goes in a dispute letter: facts only, no feeling words Why you can't rely on ChatGPT to write your dispute for you Buyer and seller options when an appraisal comes in low, and who really has to sign off Case Study #2: the small $3,000 gap where the seller chose not to dispute at all Case Study #3: the $55,000 appraisal gap that took two of the longest dispute letters of the week How to set your sellers' expectations at the listing appointment so a low number doesn't blindside them Why you're just the messenger with data, and how to keep that from feeling personal Key Quotes & Takeaways: "It needs to be written as factual. Only the facts." – Alissa "You have to know these houses. If the appraiser makes a mistake, the computer doesn't know it's a mistake." – Alissa "You're just a messenger with data." – Katy "It's not that I'm not confident. It's that I know a second appraisal could come in lower too." – Alissa Products, People & Previous Episodes Mentioned: ChatGPT / AI tools (referenced as a starting point for reviewing an appraisal, not a replacement for agent fact-checking) Got a toast for someone who's helped you in your business? This episode's toast is from Samantha Gonzalez, honoring her mentor Teena Marie Mateo. Send yours to team@hustlehumblypodcast.com and we might read it on the show! Leave us a review at http://ratethispodcast.com/hustlehumbly   Get your FREE Database Template: http://hustlehumblypodcast.com/starthere   Email Templates 101: http://emailtemplates101.com   All Resources: http://hustlehumblypodcast.com   Submit your topic ideas and toasts to Team@HustleHumblyPodcast.com

How Do You Know? — Evidence, Judgment, and the Income Approach How do appraisers know what they claim to know? That simple question lies at the heart of professional real estate appraisal, yet it is rarely asked. In this episode of The Appraiser’s Advocate, Timothy C. Andersen, MAI, explores one of the profession’s most common assumptions: that the income approach is generally not applicable to owner-occupied single-family residences. Rather than arguing for or against the income approach, this discussion asks a deeper question: What market evidence supports that conclusion? Is the decision based on market analysis, market participant behavior, and USPAP-compliant appraisal methodology?  Or has it simply become accepted through tradition? This podcast draws from USPAP, The Appraisal of Real Estate, housing economics, behavioral economics, and the philosophy of Socrates.   It also examines how appraisers develop credible opinions of value through professional judgment, critical thinking, and evidence-based appraisal. Along the way, it introduces concepts such as judgment under uncertainty, market-supported conclusions, highest and best use, reconciliation, market participant analysis, and the importance of testing assumptions before accepting them. Whether you are a real estate appraiser, review appraiser, lender, attorney, state appraisal board member, USPAP instructor, or valuation professional, this discussion challenges you to think beyond forms and checkboxes. It argues that appraisal is not bookkeeping—it is the disciplined interpretation of market evidence in the pursuit of a credible opinion of value. The question is not whether the income approach should always be developed. The question is far more important: How do you know?

A1 Foundation Crack Repair gets a lot of calls from real estate agents in an absolute panic because they received a bad appraisal due to a foundation wall or floor crack. What typically happens in cases like that when you get those calls? Adam explains.

In this vAuto podcast, Ken Fisher, West Coast director of inventory optimization for the Holman Automotive Group, shares how he/his team are working to achieve a new KPI: Capture 50 trade-ins for every 100 vehicles they sell. The effort's helped Ken/team go beyond traditional Look to Book metrics and rely less on auction-purchased vehicles. Find out how the group follows a disciplined “save a deal” process to revisit missed trade offers and customers; requires more appraisal accuracy, detail from individual appraisers to drive measure their performance; uses three key variables to determine how to adjust an offer and re-engage customers; and, balances the competing needs of capturing inventory and driving profitability.

As of midyear 2026, farmland values across Compeer Financial's Upper Midwest territory have held firm despite weak farm incomes. Today's guest is Brent Wiest, a Regional Manager Appraisal for Illinois at Compeer Financial. He works closely with appraisers across Compeer's territory and has a unique perspective on the trends we're seeing throughout the Upper Midwest farmland market. He will discuss lower crop margins, elevated financing costs and uneven sales activity have made buyers more cautious. For more expert updates and in-depth analysis throughout the year, subscribe to Compeer's monthly appraisal e-newsletter and the Appraisal Report podcast.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Major appraisal changes are coming, and buyers, sellers, lenders, Realtors, and appraisers could all feel the impact. Christofer White explains what UAD 3.6 changes, why appraisals may take longer and cost more at first, and what Greenville's market should expect before the November rollout.Connect with Christofer white:rps_chris@yahoo.com‭(864) 809-6546https://www.scappraisers.comAs always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com

Empathy gets treated like a personality trait: you either have it or you don't. Roxana Radulescu, Level 52 coach and facilitator, argues that's wrong. It's a muscle, and most leaders are either overusing it, avoiding it, or using it to avoid the hard conversation instead of having it. In this episode of The Executive Commute, Jayson Krause talks with Roxana about what empathy actually is (her definition: care plus trust), what it isn't (sympathy, agreement, an excuse to skip feedback), and where it goes wrong at the top of organizations. They dig into a Yale psychologist's argument that empathy fuels bias and tribalism, why holding more power tends to erode it, and whether "care first" leadership is a real strategy or just a nicer way to describe layoffs. They cover: Empathy defined: care plus trust, not sympathy The line between empathy and judgment The case against empathy: bias, favoritism, and in-group tribalism Why power erodes empathy (and what that means for executives) Empathy's role in high-stakes, high-performance teams A simple starting point for building the empathy muscle If you've ever held back a hard conversation because you "didn't want to make it worse," or wondered whether empathy and high standards can coexist, this conversation will change how you think about both. Follow Jayson Krause YouTube:    / @jaysonkrauseleadership   LinkedIn:   / jayson-krause    0:00 - Introduction  0:34 - How Roxana Became a Coach  1:28 - Coaching a Room Full of Experts  2:39 - What Qualifies Someone to Talk About Empathy  4:55 - Defining Empathy: Care Plus Trust  7:39 - Empathy Mapping and the Right Use of Empathy  10:07 - The Opposite of Empathy: Arrogance and Judgment  11:06 - Judgment vs. Appraisal  12:25 - The Case Against Empathy (Paul Bloom)  13:56 - When a Leader Has Too Much Empathy 16:09 - Balancing Empathy With Getting Things Done 21:08 - Naming the Emotion in the Room 23:52 - What Matters More Than Empathy: Feedback  27:14 - What Is Self-Empathy? 28:06 - True or False: Does Promoting Empathetic Leaders Spread Empathy?  29:00 - Power and the Erosion of Empathy 31:08 - "Care First" Leadership vs. Corporate Doublespeak 32:16 - Empathy in the Face of Layoffs  35:02 - The Real Roots of the Word Empathy  36:09 - True or False: Are Women Wired to Be More Empathetic? 38:10 - True or False: Does Empathy Lead to Fairer Decisions? 41:20 - Empathy in High-Performance Environments  42:53 - Can You Have Connection Without Empathy?  45:02 - Would You Rather: Deep Empathy for Your Circle vs. Moderate Empathy for All 49:09 - The Cost of Carrying Empathy  50:40 - A Real Example: Giving Feedback With Empathy  52:16 - Empathy as a Muscle: Where to Start  54:24 - The Worst Advice About Bringing Empathy to Leadership 56:26 - Closing Thought

Today, we talk with someone who recently joined the growing list of software providers verified for UAD 3.6 by Fannie Mae and Freddie Mac—but that's not the company's only big announcement. Reggora CEO and co-founder Brian Zitin discusses their newly launched free appraisal forms software, what GSE verification means for appraisers and lenders, and why he believes an end-to-end platform is the future of residential appraisal. This conversation looks at where the industry is headed, and how appraisers can prepare for what's next.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

What keeps appraisers coming back to Las Vegas year after year? In this episode, Bryan takes you on a behind-the-scenes tour of the Trade Show floor at Valuation Expo, and chats with attendees—both veterans and newbies—about what makes these conferences worth the trip. From networking and continuing education to unexpected conversations that spark new ideas (and create new clients), these events have become can't-miss gatherings for everyone in the appraisal space.TAKE YOUR PICK (or come to BOTH): Valuation Expo 2026, August 16th-20th: https://www.valuationexpo.com/The Appraisal Summit, Oct. 31st-Nov. 3rd: https://www.appraisalsummit.net/

A client of mine just lost a real estate deal because he skipped a $500 inspection and went straight to the appraisal. The appraisal came back subject to, the lender stopped the loan, and now nobody wants to pay for the repairs.In this episode, Ryan breaks down what a subject-to appraisal actually means, the common items that trigger one, and why the inspection would have given the investor full leverage to fix, negotiate, or walk away clean. Ryan also walks through the right order of operations for every investment property deal, so nothing surprises you at the closing table.The inspection is not a contingency. It is the best $500 you will ever spend.

As the UAD 3.6 transition approaches, lenders face a unique set of challenges. In this episode, Hal Humphreys sits down with Simon Blackburn, Founder and CEO of MtgeFi, to explore how lenders are preparing for the new reporting standards, expanded data requirements, and operational changes ahead of the November 2nd mandate. Simon shares insights into lender readiness, common roadblocks, and what organizations should be prioritizing now. Plus, he offers a preview of the conversations taking place at Hitting the High Notes, the lender-focused pre-conference session at Valuation Expo.Register and book your rooms for Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

We're introducing a new monthly series in partnership with the National Association of Appraisers (NAA), hosted by Jason Covington, their Vice President. In this inaugural episode, Jason sits down with NAA President Barry Phillips to discuss the organization's mission, its vision for the future of appraisal, and the many ways it's supporting appraisers across the country.From scholarship programs to advocacy efforts to collaboration with The Appraisal Foundation on important policy issues, this conversation offers an inside look at how the NAA is working to strengthen and protect the appraisal profession—for today's appraisers and the next generation.

ASB Vice Chair Tim Hansen joins Amy to discuss Advisory Opinion 20.

If you have an FHA refinance without income proof on your mind, chances are your situation has changed since you first got your loan and you are not sure if that kills your options.It does not. Here is what most people never find out.The FHA streamline refinance is one of the most misunderstood programs available to homeowners right now. Most people assume that when rates drop, they have to go through the full paperwork process all over again, W-2s, tax returns, a brand new appraisal. That assumption is costing people real money every single month they sit on it.In this episode, a licensed mortgage lender breaks down exactly how the FHA streamline refinance no appraisal process works, who qualifies, and what the program actually requires versus what people think it requires.✅ Why FHA refinance no tax returns is a real feature of this program and not a loophole✅ The employment rule that surprises most borrowers, your income amount is not what they are checking✅ How the FHA streamline refinance no income verification process compares to a traditional refinance on documents alone✅ What the net tangible benefit rule means and why your rate needs to drop by at least 0.5% to qualify✅ The 210-day seasoning rule and what the six-month guideline your lender told you actually protects✅ FHA streamline refinance requirements broken down simply so you know before you call anyone✅ When it makes more sense to do a rate and term refinance instead and how to refinance your FHA loan with full docs if your home has held its value✅ The real cost of waiting, and why people who held out for a slightly better rate ended up losing $500 a month for over a yearIf you have been sitting on a higher rate because you were not sure you would qualify, this one is worth watching before rates move again.

How do you defend your adjustments in the era of UAD 3.6? Today, Hal Humphreys sits down with Solomon co-founder Scott Cullen to discuss why objective, data-supported adjustments are becoming even more essential. They explore practical methods for supporting market change and living area adjustments, the growing role of data visualization, and how appraisers can better document their analyses in a constantly-changing regulatory environment.Scott also offers a preview of his upcoming Valuation Expo class, where attendees will gain practical tools they can immediately put to work in their practice.Register for Val Expo today and get in on Scott Cullen's class and so much more: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Today's episode includes a look at the practical use cases for AI in mortgage. Plus, Robbie interviews Clear Capital's Jason Legare on why appraisal modernization adoption remains uneven despite clear efficiency gains, where alternatives such as inspection-based waivers are gaining traction, and the operational and cultural barriers slowing broader acceptance. And we close with a primer on the implications of higher or lower implied volume on spreads and prepayment activity.Thank you to Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Tim and Amy take a closer look at Advisory Opinion 3: Updating a Prior Appraisal.

Appraising can often feel like a solitary profession, but some of the greatest opportunities for growth come from being in community with other appraisers. In this episode, I sit down with Carole Henrysen, owner of Zen Appraisals, to discuss her journey into the appraisal profession, the creation of her successful appraisal business, and her expertise in unique properties. Along the way, Carole shares stories from the field, lessons learned throughout her career, and the importance of being part of a strong appraiser community. From navigating complex properties to building lasting professional relationships, she explains how connecting with other appraisers has been so beneficial for herself and for her Zen Appraisal group over the years. This is a fresh reminder that you don't have to go it alone.

Most veterans with a VA loan are getting three to four mailers a day from lenders, and almost none of them mention the VA IRRRL explained simply and honestly.If you have an existing VA loan and rates have dropped since you closed, you may already qualify to lower your payment without a new appraisal, without income documentation, and without starting the mortgage process from scratch. The problem is most veterans don't know this program exists, and the ones who do are getting misled by online lenders hiding fees in the fine print.In this episode, mortgage expert Michael Yates from My Home Lending breaks down everything you need to know about the VA Interest Rate Reduction Refinance Loan, also called the VA IRRRL or VA streamline refinance, including:✅ Why the VA streamline refinance process requires no appraisal and no income verification✅ Exactly what documents you actually need to get started✅ How the VA IRRRL funding fee works and why disabled veterans may pay zero✅ The VA's net tangible benefit requirement and what it means for your savings✅ Why veterans using this program can skip two mortgage payments at closing✅ The VA IRRRL eligibility requirements including loan seasoning rules✅ The biggest mistakes veterans make when evaluating their veterans mortgage refinance options✅ How to spot predatory mailers and why working with a trusted referral protects youThis is one of the most underused VA loan benefits for veterans available right now. If you have a VA loan and a higher rate, watch this before you call anyone.

Send us Fan MailMost Realtors have never heard of UAD 3.6—but it may be the biggest change to residential appraisal reporting in the last 15 years.In this episode of Dishin' Dirt, Gary Pickren breaks down what UAD 3.6 is, why Fannie Mae and Freddie Mac are completely redesigning the appraisal reporting process, and what it means for Realtors, buyers, sellers, lenders, and appraisers.More importantly, Gary explains what agents need to do right now to better prepare listings, communicate value, and stay ahead of a rapidly changing real estate industry.You'll learn:✅ What UAD 3.6 actually is✅ Why appraisal forms are being replaced✅ How appraisal reporting is moving from forms to data✅ Whether UAD 3.6 will affect home values✅ How AI and technology are changing the appraisal industry✅ The biggest mistakes Realtors will make regarding UAD 3.6✅ How to create better appraisal packages✅ Why documenting upgrades and property features matters more than ever✅ How South Carolina Realtors can use these changes to better serve their clientsChapters00:00 Introduction to UAD 3.6 and its industry significance01:51 Historical context: Appraisal reporting since 200803:45 The shift from forms to data in real estate05:36 How AI and technology are transforming appraisals07:25 What changes with UAD 3.6: Standardized data collection09:21 Implications for appraisers and real estate agents11:38 Will UAD 3.6 affect home values?13:30 Common myths about UAD 3.6 and industry misconceptions15:22 Practical steps for real estate agents to adapt17:16 How to read and interpret appraisal reports19:30 Preparing clients and documentation for appraisal success21:25 Predictions for the future of appraisal technology23:16 Key takeaways and industry outlookWhether you're a Realtor, broker, lender, appraiser, closing attorney, investor, or simply interested in the future of real estate, this episode will help you understand one of the most significant industry changes currently underway.

In today's episode, Bryan Reynolds sits down with Bill Waltenbaugh, Chief Appraiser at Nationwide Appraisal Network (NAN), about something that's been a hot topic for a while now in the appraisal space: short-term rentals. How do you appraise them? What do the lenders expect? What do the AMCs expect? Does anyone expect the same thing?Bill shares his wealth of knowledge on this topic, walks us through NAN's resources for appraisers, and talks about what the future of appraising STRs will look like. Don't miss this insightful conversation. 

Essa vontade de entender o mundo, os fenômenos e nós mesmos, é algo exclusivamente humano? Existe alguma explicação sobre o que acontece em nosso cérebro quando estamos nesse estado de querer aprender algo? Confira o papo entre o leigo curioso, Ken Fujioka, e o cientista PhD, Altay de Souza. >> OUÇA (54min 35s) * Naruhodo! é o podcast pra quem tem fome de aprender. Ciência, senso comum, curiosidades, desafios e muito mais. Com o leigo curioso, Ken Fujioka, e o cientista PhD, Altay de Souza. Edição: Reginaldo Cursino. http://naruhodo.b9.com.br * APOIO: INSIDER Eu preciso confessar: eu não sou um fã do frio - portanto, inverno não é minha estação favorita. Na hora de me vestir, então, o frio me castiga: é camada em cima de camada, calça com tecido pesado, casaco que não deixa a gente se mexer direito... Mas, com a INSIDER, eu descobri que a solução para o frio NÃO É MAIS ROUPA, e sim a ROUPA CERTA com o TECIDO CERTO. Minha camiseta TECH MANGA LONGA, por exemplo, é a minha peça coringa nessa época: funciona como uma camiseta hiper confortável, mas também como a segunda pele mais confortável do meu guarda-roupas. Então eu te convido a fazer o mesmo: escolha INSIDER como a sua solução para enfrentar os dias mais frios. E tem mais: nos dias 15 e 16 de junho, você ainda tem FRETE GRÁTIS e 5% de desconto adicional em compras com pagamento por Pix. Dá ou não dá um quentinho? Então você já sabe: use o endereço a seguir pra ter o cupom NARUHODO já aplicado ao seu carrinho de compras. >>> creators.insiderstore.com.br/NARUHODO Ou clique no link que está na descrição deste episódio. INSIDER: inteligência em cada escolha. #InsiderStore * REFERÊNCIAS Grafo dos episódios do Naruhodo (Agradecimentos ao Patrick Natan) https://github.com/PatrickNatan/naruhodo_graph Grafo https://patricknatan.github.io/naruhodo_graph/ How people decide what they want to know https://www.nature.com/articles/s41562-019-0793-1 How Curiosity Enhances Hippocampus-Dependent Memory: The Prediction, Appraisal, Curiosity, and Exploration (PACE) Framework https://www.cell.com/trends/cognitive-sciences/fulltext/S1364-6613(19)30238-4 Curiosity in old age: A possible key to achieving adaptive aging  https://centaur.reading.ac.uk/75889/1/SakakiYagiMurayama_2018.pdf Curiosity across the adult lifespan: Age-related differences in state and trait curiosity https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0320600 It doesn't hurt to ask: Question-asking increases liking https://pubmed.ncbi.nlm.nih.gov/28447835/ Interpersonal curiosity as a tool to foster safe relational spaces: a narrative literature review https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2024.1379330/full Curiosity Killed the Cat but Not Memory: Enhanced Performance in High-Curiosity States https://pubmed.ncbi.nlm.nih.gov/35884653/ Curiosity in younger and older adults: the relationship between information value and memory https://www.frontiersin.org/journals/cognition/articles/10.3389/fcogn.2026.1715793/full?utm_source=twitter&utm_medium=social&utm_content=&utm_campaign=imp_impartaut-_05-24_fpsyg_en_n--ww Social Pressures in Informal Groups https://ia601505.us.archive.org/14/items/in.ernet.dli.2015.118961/2015.118961.Social-Pressures-Ininfromal-Groups.pdf The relationship between epistemic curiosity and successful aging in older adults: the role of self-perceptions of aging and perceived social support  https://link.springer.com/content/pdf/10.1186/s40359-026-04577-4_reference.pdf Individual differences in trait curiosity influence hybrid search speed across the adult lifespan https://www.sciencedirect.com/science/article/pii/S0001691825010066 Curiosity and children's memory for a dinosaur exhibit https://www.sciencedirect.com/science/article/pii/S0885201424001230 Within-person variability in curiosity during daily life and associations with well-being https://pubmed.ncbi.nlm.nih.gov/31519052/ Naruhodo #433 - Existe amizade entre homens e mulheres? - Parte 1 de 2 https://www.youtube.com/watch?v=EFVaBfGaowg Naruhodo #434 - Existe amizade entre homens e mulheres? - Parte 2 de 2 https://www.youtube.com/watch?v=H6D1yCni0rc Naruhodo #267 - O que é dissonância cognitiva? https://www.youtube.com/watch?v=1xJwqmir5Uw Naruhodo #268 - O que é dissonância cognitiva? - Parte 2 de 2 https://www.youtube.com/watch?v=--OHlHmOQTM Naruhodo #340 - Como se constrói a auto-estima? https://www.youtube.com/watch?v=0ULx-CXmh7w Naruhodo #342 - O que é e de onde vem a inspiração? https://www.youtube.com/watch?v=Xg0vGC-uPwM Naruhodo #395 - O que é força de vontade? https://www.youtube.com/watch?v=5bR1RNVo7kM Naruhodo #324 - Por que sentimos nostalgia? https://www.youtube.com/watch?v=UHajyH8RFSA Naruhodo #379 - Como nós nos tornamos nós? https://www.youtube.com/watch?v=fI9rqAJfcUU Naruhodo #457 - Ficamos mais reflexivos e tristes no final do ano? https://www.youtube.com/watch?v=dBvu4FEiwto Naruhodo #338 - Por que fofocamos? https://www.youtube.com/watch?v=ij9ocesTc50 Naruhodo #363 - Jejum de dopamina funciona? https://www.youtube.com/watch?v=908qoFZG8rY * APOIE O NARUHODO! O Altay e eu temos duas mensagens pra você. A primeira é: muito, muito obrigado pela sua audiência. Sem ela, o Naruhodo sequer teria sentido de existir. Você nos ajuda demais não só quando ouve, mas também quando espalha episódios para familiares, amigos - e, por que não?, inimigos. A segunda mensagem é: existe uma outra forma de apoiar o Naruhodo, a ciência e o pensamento científico - apoiando financeiramente o nosso projeto de podcast semanal independente, que só descansa no recesso do fim de ano. Manter o Naruhodo tem custos e despesas: servidores, domínio, pesquisa, produção, edição, atendimento, tempo... Enfim, muitas coisas para cobrir - e, algumas delas, em dólar. A gente sabe que nem todo mundo pode apoiar financeiramente. E tá tudo bem. Tente mandar um episódio para alguém que você conhece e acha que vai gostar. A gente sabe que alguns podem, mas não mensalmente. E tá tudo bem também. Você pode apoiar quando puder e cancelar quando quiser.  O apoio mínimo é de 15 reais e pode ser feito pela plataforma ORELO ou pela plataforma APOIA-SE. Para quem está fora do Brasil, temos até a plataforma PATREON. É isso, gente. Estamos enfrentando um momento importante e você pode ajudar a combater o negacionismo e manter a chama da ciência acesa. Então, fica aqui o nosso convite: apóie o Naruhodo como puder. bit.ly/naruhodo-no-orelo

ASB Vice Chair Tim Hansen is back to talk about Standard 4: Reporting an Appraisal Review.

Today's episode includes a dive into the differences between credit scoring and credit pricing. Plus, Robbie interviews Automax.ai's Humza Ahmed on how residential property appraisal technology is evolving, the way it's built for UAD 3.6, and what is dramatically reducing turnaround times. And we close by going through the latest CPI inflation figures, which were roughly in-line with expectations.Thank you to JazzX, the first true end-to-end AI platform built for mortgage. From application to underwriting, JazzX is a new operating model that helps you scale growth, boost productivity, and transform how your team performs.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Okay, maybe it's partially for the reason you think: Obviously, we're all itching for a chance to speak face-to-face with the GSEs, software providers, and lenders to discuss the big UAD 3.6 shift that's happening this year. But there's more to it than that. Much more.Tune in as I sit down with the faces of Valuation Expo, Jim Morrison and Heidi Reuter, and they tell me what we can expect this August, why this year is so different from all the other ones, and they'll tell me a few of their favorite things about this annual conference. You can register for Valuation Expo here: https://www.valuationexpo.com/#register

This week, Amy is joined by ASB Vice Chair Tim Hansen to discuss Standard 3 in USPAP.

DSCR refinance deals do not fail by accident. They fail because nobody stress-tested the numbers before the hard money loan was signed.In this episode, I break down a real Cleveland duplex deal. The investor maxed their hard money at 75% LTV. Appraisal came in $15,000 light. Reconsideration of value failed. Now their only exit is a sale. No DSCR refinance. No cash out. No options left.This is happening right now in markets across the country. If you are using hard money or bridge loans to fund your fix-and-flip or buy-and-hold deals, this episode is both your warning and your roadmap.In this episode:— Why 75% LTV kills your DSCR refinance before it starts— How a $15,000 appraisal miss wipes out every exit strategy— The 15 to 20% fudge factor every investor needs in their budget— Why you should never go above 65% LTV on any investment property loan— How to stress test your ARV before you sign anything— What to do when your comps do not match your lender's appraisal— Why multiple exit strategies are never optionalIf this saved you from a bad deal, share it with a fellow investor. More tools and resources at trutalk.co

Back in May, we introduced you to Melissa Bond's practicum program through the eyes of students just beginning their journey into the appraisal profession. Today, I'm sitting down with two graduates of the program who have successfully launched their appraisal careers and are putting this training into practice every day. Quintin Smith and Jeff Graves share what it took to complete the program, the transition from student to working appraiser, the obstacles they faced along the way, and how this practicum pathway helped better prepare them for the realities of the profession. If you've ever wondered whether there is a viable path into the appraisal profession (or something other than becoming a trainee), this episode is for you.

Join Andy, Daniel and Craig as they talk through the final game of the season, review the season as a whole and much more.Aston Villa's brand new Adidas home kit is now available to purchase! Grab yourself a heatwave hit below.Villa store: https://aston-villa-store.sjv.io/UAGLhkKitbag (Use code GOAL for UK Free Delivery): https://kitbag.evyy.net/ZVKkoKGather 'Round The Lamp is a podcast by Under A Gaslit Lamp. Follow us on X @VillaLamp. Want to get in touch? You can email us via contact@underagaslitlamp.com. Hosted on Acast. See acast.com/privacy for more information.

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios?

As cloud-based technology continues to reshape the appraisal industry, what does that transition actually mean for appraisers? Today, host Bryan Reynolds sits down with software engineer and apprAIz CEO Narainder Chandwani to talk about the shift from traditional desktop software to cloud-based platforms—and why it matters now more than ever. They discuss common misconceptions, challenges you may face, and how this new technology could change the way your reports are created, managed, and delivered.Make sure you're in the know. Learn more about the apprAIz platform here: https://appraiz.biz/Got any questions? You can reach out to Narainder personally at narainder@appraiz.biz or reach out to the business at contactus@appraiz.biz

In this episode of the Industry Spotlight, joining host Sam D'Arc are Dennis Gingrich, Sales and Finance Director at the Niello Company, and George Chamoun, CEO of ACV Auctions to discuss the shift from gut-based appraisals to VIN-specific data science and how Niello Company exploded their lead volume by democratizing trade-in values. George breaks down why traditional inventory management is dying and how automated service drive inspections are uncovering hidden $8,000 mistakes before they hit the books. This conversation highlights the tension between "the artist" manager and the machine, proving that transparency is the ultimate tool for dealer retention. This episode of the Car Dealership Guy Podcast is brought to you by ACV Auctions. ACVAuctions - ACV is on a mission to transform the automotive industry by building the most trusted and efficient digital marketplaces and data solutions for sourcing, selling, and managing used vehicles with transparency and comprehensive insights that were once unimaginable. ACV offerings include ACV Auctions, ACV Transportation, ACV Capital, MAX Digital, True360, and ClearCar. For more information about ACV, visit @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 03:25 The Tire That Broke the Old Way. 05:30 How Buying Leads Made Niello Compete Against Itself. 07:50 Why Your BMW Quote Should Match Buffalo's. 08:10 The Closing Rate That Made Dennis Switch. 12:05 Predicting Trade Value Within $100. 14:30 Why Your Gut Is Costing You Thousands. 19:55 The $8,000 Mistake Viper Caught. 21:00 600 Leads in Two Months vs. 1,299 in Twelve. 22:00 Why Inventory Management Software Is Dying. 29:00 The Guarantee That Proves ACV's Data. 38:30 Why Your Best Salespeople Should Stop Pricing Cars. Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Thomas Galbraith is the CEO and co-founder of Barkr, an AI-driven valuation platform for asset-backed lending. He spent his early career in high net worth insurance at AIG and AXA, where he grew comfortable with the challenge of pricing hard-to-value assets. That thread ran through every role he held until it crystallized into a company built around a simple but structural problem: in asset-backed lending, appraisers give you a price and then spend the rest of their report telling you they're not responsible for it. Barkr is built to change that.What We CoveredThomas's background in high net worth insurance at AIG and AXAHow a common thread across luxury assets led to founding BarkrStarting with fine art and private jets before expanding to other asset classesThe two-part failure in traditional appraisals: accuracy and absence of liabilityHow Barkr pairs an AI valuation with a contractual performance warrantyThe progression from Lloyd's of London to AXA to Munich Re$2 billion in covered valuations and what patience actually means in this businessGPUs as a surprisingly durable and long-lived collateral asset classHow Barkr finds clients, from pavement pounding to Nvidia referralsMonthly mark-to-market on hard assets throughout a loan's lifeBuilding a domain-specific LLM with human review in the loopPlans to build an in-house insurance vehicle to unlock capacityKey TakeawaysTraditional appraisal firms hedge their liability by design. Page one is the price; the rest of the report is the disclaimer. Barkr's contractual warranty flips that model by standing behind the number.Barkr's data on GPU durability challenges the conventional narrative. Chips five and seven years old are still generating revenue and still have meaningful resale value, which changes the risk calculus for lenders considering AI infrastructure as collateral.Augmenting, not replacing, is the right positioning for valuation technology. Barkr actively encourages clients to keep using their existing appraisers and treats third-party appraisals as additional data inputs that improve their own accuracy.Building a reinsurance relationship takes years. Barkr worked through Lloyd's, then AXA, before landing Munich Re, and each step required demonstrating proof of concept at the prior level first.About Thomas GalbraithThomas Galbraith is the CEO and co-founder of Barkr. He began his career in high net worth insurance at AIG and AXA before founding Barkr to bring accountability and AI-driven accuracy to asset valuation in the lending market. Barkr has covered approximately $2 billion in valuations across art, private jets, vehicles, and GPUs.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Low appraisals are one of the biggest deal killers in real estate right now.In this video, I break down what actually causes a bad appraisal — and what you can do before and after it happens.Here's what most people get wrong:• They don't provide comps upfront• They don't communicate with the appraiser• They don't prep the property properly• They wait until the appraisal comes in lowBy then, you're playing defense.I also cover:• How the appraisal process actually works• What you can (and can't) say to an appraiser• How to properly rebuttal a low appraisal• Why working with the right lender mattersAbout Kenny SimpsonKenny Simpson is a mortgage advisor and founder of The Simpson Team, specializing in 1–4 unit residential financing. With over 20 years of experience and more than 5,000 clients served, Kenny shares practical insights to help buyers, investors, and homeowners navigate the mortgage process.