POPULARITY
Categories
Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIf a real estate contract doesn't have the right protections, you can end up overpaying, losing your deposit, or getting stuck with costly repairs. In this episode, I walk through the six key clauses I use in every deal to make sure I'm protected—no matter what market I'm in. I cover things like inspection contingencies, appraisal gaps, financing terms, permit and license transfers, and the “and/or assign” clause. I also share a few stories from my own deals where these clauses saved me thousands.Timestamps:00:00:00 Intro 00:00:27 Why contracts can make or break your deal 00:01:11 Understanding buyer vs. seller markets 00:02:13 How market conditions impact your negotiation leverage 00:03:14 Strategy if you're a buyer 00:04:13 Strategy if you're a seller 00:05:26 Inspection contingency explained 00:07:32 Real-world example: tree roots and sewer damage 00:08:01 Appraisal contingency breakdown 00:10:02 What is an appraisal gap and how to handle it 00:10:36 Financing contingency and rising interest rates 00:11:52 DSCR example and renegotiating purchase price 00:13:10 Why financing contingencies are critical 00:13:50 Permit and license transfer contingency 00:15:57 STR regulation example from Hot Springs, AR 00:16:19 Why this matters in regulated or urban markets 00:17:15 Assignment clause and “and/or assign” contracts 00:18:08 Contingency checklist for real estate deals Want me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa*None of this is meant to be specific investment advice, it's for entertainment purposes only.
Welcome to the Backlog Busters, Season 8 - Episode 19. Mathman, Blaze, and Hootz talk about quick deliveries, breakfast with friends, and quality time with family without fighting (!). At the end of the episode, we dish out top secret tips for Captain Skyhawk (Nine lives and all weapons) and Castlevania III (10 lives) for the NES. We also played some games...Blaze - Expedition 33Hootz - Case of the Golden Idol, Firewatch, Citizen Sleeper 2, Monster Hunter Wilds, Sea of StarsRyan -Blue Prince, Dave the Diver, BalatroIf you were a patron, you would hear all the stuff we talk about before and after the theme music. You never what you'll hear!If you would like to have more of the Backlog Busters in your life, head on over to the socials and follow these fine folks:Blue SkyBacklog BustersMathman1024BlazeKnightSkinnyMattAlso, don't forget to join the Discord and be part of the fun.Patreon link -->patreon.com/BacklogBustersSkinnyMatt's Extra Life page --> here
Originally heard on the Alexandria Archives podcast, this is the final recording of a man whose chosen profession finally bit back hard. With Amy Paonessa of The Bloodlust podcast. All stories on Knifepoint Horror are written by Soren Narnia. Patreon: www.patreon.com/sorennarnia Patreon supporters listen ad-free and have access to many unreleased offerings. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Chuck McKee from Bluegrass Auction and Appraisal is back to take a good look at your stuff se he can tell you: "What's it Worth?" on #LEX.See omnystudio.com/listener for privacy information.
Eric J. Barth used to crank out 300+ appraisals a year, then realized the real money (and the real fun) was in doing the deals himself. In this episode, he shares what most agents overlook, how to really use data to price homes, and why your comps might not be cutting it. This is a masterclass in blending numbers with neighborhood know-how you won't want to miss! Key takeaways to listen for Why the “yes/no” drive-by system before 2008 was bound to collapse Certified vs. Licensed Appraisers: What actually matters when valuing property Reasons understanding micro-markets and municipal quirks can make or break a deal The secret weapon agents should be using from showing data to seller coaching How collaboration between appraisers and REALTORS® improves outcomes during a sale Resources mentioned in this episode ShowingTime About Eric J. BarthEric is a seasoned real estate professional with over two decades of experience in Northern Kentucky, including 13 years as a licensed appraiser and REALTOR® since 2001. He's sold millions in real estate and appraised more than 4,000 homes across Greater Cincinnati, giving him a rare dual perspective on property value and market strategy. As a founding member and President of River Cities BNI, Eric leverages a strong network of trusted referral partners to better serve his clients. He's also a dedicated father of three and an avid runner, cyclist, and hiker who has completed marathons in major U.S. cities and tackled portions of the Appalachian Trail. Connect with Eric Website: Eric Barth LinkedIn: Eric Barth - Realtor - Coldwell Banker Instagram: @ericjbarth86 X: @EricJBarth Facebook: Eric J Barth Phone Number: (859) 912-2104 Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown. Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!
Wondering how you can increase the value of your home? Listen to this episode of the Home Sweet Home podcast with Compeer Home to learn important information about which home improvement projects are worth the payoff. This podcast episode features certified appraisers Carissa Schultz and Hannah Korish discussing factors that add value to rural homes. They highlight improvements like adding bathrooms, updating kitchens, and increasing square footage as valuable. Conversely, luxury features like hot tubs and oversized heating systems may not add value. They also emphasize the importance of knowing the local market and contacting Compeer Home for advice on potential upgrades.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's time to take a look at your stuff to find out What It's Worth with Chuck McKee from Bluegrass Auction and Appraisal. See omnystudio.com/listener for privacy information.
In this episode, Jim, Hal, and special guest Jared Preisler dive into the brand-new URAR and what it means for appraisers. From market analysis to the sales comparison approach, we're breaking down how appraisals are evolving (and why it's not as scary as it sounds). Plus, hear all about the exciting post-event CE opportunities at Valuation Expo, in partnership with the Appraisal Institute. If you've ever thought, “Maybe it's time to retire,” hold that thought and listen to this first!Learn more about these two new courses and register here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
In this Appraisal Report with Compeer Financial, Certified General Appraiser Bridget Cleven highlights Wisconsin farm real estate trends, focusing on cropland and dairy farms, and the shift towards robotic milking at larger dairy farms. Cleven explains that cropland prices have increased due to recent auctions, driven by supply and demand dynamics, and that dairy farms are outsourcing heifer facilities to cut costs. Tune in for more information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Chuck McKee from Bluegrass Auction and Appraisal is back to take a look at your stuff and tell us What it's Worth. See omnystudio.com/listener for privacy information.
Last fall, we put out a call for nominations for our first inaugural Buzzy Awards. We wanted to recognize outstanding appraisers and firms and others in the industry from around the country.In this episode, host Hal Humphreys chats with the winner of the Instructor of the Year. We'll talk about his experience, unique course topics, and what he has coming down the pike. You won't want to miss this one.Meet the Instructor of the Year, gain CE, and network like never before at Valuation Expo on August 11-13: https://www.valuationexpo.com/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
The Appraisal Update - the official podcast of Appraiser eLearning
Bryan is back from the ACTS conference in Texas sporting a new custom hat — and a lot of new insights on the upcoming URAR changes. After teaching a class to over 100 attendees, he also gathered notes and updates from Fannie Mae representatives and software providers, which he'll be sharing in this episode. Plus, Brad Bassi, Hal Humphreys, and Bryan settled an important question: who has the biggest head? Tune in to hear the results, get the latest information on where you can access the Appraiser's Guide to the New URAR, and enjoy some fun facts about cowboy hats along the way.
In this episode, Blaine answers several questions from the listeners about building their non-lender appraisal business, hiring and training apprentice trainees, and how to stop being the bottleneck in your own business.
Find out what your stuff is worth with Chuck McKee from Bluegrass Auction and Appraisal joining Jack in studio. See omnystudio.com/listener for privacy information.
In this episode, we're talking trainees — when to bring one on and why a slower market might actually be the perfect time to do it. Jim and Hal are joined by first-time guest Becky Johnson, founder of the popular Facebook group Appraiser Trainees Learning Together. Becky shares insights from her recent NAA Appraiser Focus article, her journey into the appraisal world, and what she's learned after recently stepping into the role of supervisor herself. Don't miss this inspiring conversation for both seasoned appraisers and aspiring trainees!At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
The Appraisal Update - the official podcast of Appraiser eLearning
Bryan returns from the ACTS conference and talks to the NAA Appraiser of the Year. Listen in to hear her story of how getting involved brings a feeling of giving back to the profession but also creates opportunities.
Chuck McKee from Bluegrass Auction and Appraisal returns to take a look at your stuff and let you know What It's Worth!See omnystudio.com/listener for privacy information.
Welcome back to Real Estate Investing in New York with me, Christina Kremidas. In this episode, we are talking about how to maximize your property's value by leveraging the appraisal, a critical part of the purchase and sale process that can make or break your transaction in the competitive New York market.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community. She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Andrew Goodman of Gotham Valuation Introduction1:46 What an appraisal is and its importance in the mortgage process3:34 When sellers or buyers should proactively call an appraiser before the bank does7:39 Personal bias in appraisals versus market reactions to property features9:49 Using appraisals strategically in negotiations to provide reality checks on pricing12:34 What to do when an appraisal comes in under the contract price21:54 The law of diminishing returns on renovations 27:02 How outdoor space affects property value 31:21 The impact of views on property value35:03 Duplex apartments and how they impact property value37:45 The value of ceiling height in apartments 39:17 Whether adding bedrooms or bathrooms increases property value42:03 Impact of building amenities on property value, especially in remote locations44:20 How subway proximity affects property values in different neighborhoods47:41 Considerations for land lease buildings50:53 The value of in-unit laundry versus building laundry facilities57:11 Limitations of using price per square foot as a valuation metricDisclaimer: All information provided by Christina Kremidas and/or Douglas Elliman is furnished strictly for educational and entertainment purposes only. Christina Kremidas is licensed in the State of New York. Some concepts discussed here may not be relevant in other states. The principles covered here are general statements, every concept mentioned here may not be applicable to you. Christina Kremidas/Douglas Elliman is not making any legal or financial recommendations. You agree that use of the information contained in any content provided by Christina Kremidas and/or Douglas Elliman is at your own risk.
In this episode, Blaine shares 8 pieces of wisdom he's learned over the years from mentors, masters, Stoics, and life in general.
Data nerds get ready! Today, Hal and Jim are joined by Chase Pursley, founder of Appraisal Inbox and JobsinAppraisal.com, who recently took a deep dive into Appraisal Subcommittee (ASC) data. We're talking demographics, licensing trends, and the fascinating rabbit holes that only a true appraisal enthusiast could uncover. Is the “appraiser shortage” fact or fiction? Are multi-state licenses actually sustainable? And what does all this data tell us about the future of the profession?Listen in—and don't forget to check out the full article here.
An adjuster working on a complex property damage claim closes the file, having paid out on the claim. Then they receive a notice that the insured is demanding appraisal. They call up the insured, only to find out that the insured has no idea what's going on. About Our Guest Steven J. Badger, Partner, Zelle LLP sbadger@zellelaw.com https://www.linkedin.com/in/steven-badger-467b0322/ Notable Timestamps [ 00:20 ] - The insured signed a form on a tabet, presented to them by the contractor, without realizing it authorized a later appraisal demand. [ 01:13 ] - Steve shares an anecdote about his appraisal training sessions & debates. [ 02:39 ] - Steve's review of the trends shows that contractor-driven appraisal demands are more common now than they used to be. [ 03:50 ] - Assignment of Benefits would raise other issues and would not be permitted in all states. [ 05:15 ] - The adjuster can begin addressing an appraisal demand by contacting the insured to ask if they are aware of the demand, if the work is complete in their opinion, and the amount they paid. [ 07:22 ] - In the states where Steve practices, the contractor performing the work (and the public adjuster on the claim) cannot also act as the appraiser. [ 08:45 ] - Steve leverages his presence on LinkedIn to call out illegal behavior. [ 10:11 ] - Zelle LLP has drafted an alternative appraisal clause addressing abuses in the appraisal process. Removing the appraisal clause entirely would simply increase litigation. [ 12:37 ] - The goal of appraisal is prompt amicable resolution of disputed claims. [ 13:15 ] - Steve provides a recap of the scenario and the points above. Your PLRB Resources Steve will be presenting at the Texas Hail Claims Conference on February 12-13, 2026 in Dallas. Recorded Webinar: Combatting Common Abuses and Schemes in CAT Claims - https://www.plrb.org/courses/combatting-common-abuses-and-schemes-in-cat-claims/ CE Course: Property Insurance Appraisal - https://www.plrb.org/courses/property-insurance-appraisal/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Lisa and Amy talk about appraisal reports and answer one of the most frequently asked questions appraisers get.
Chuck McKee from Bluegrass Auction and Appraisal is back in studio with Jack to help tell you What it's Worth!See omnystudio.com/listener for privacy information.
In this Appraisal Report with Compeer Financial, Certified General Appraiser Rob Brines talks with Brownfield about recent developments within the farmland market. Brines explains that several factors, such as tariffs impacting farm income, interest rates, and low sales, contribute to a weakening farmland market and uncertainty in agriculture. Tune in for more about how solar/green energy and planting crops impact the value of the farm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Last fall, we put out a call for nominations for our first inaugural Buzzy Awards. We wanted to recognize outstanding appraisers and firms and others in the industry from around the country.In this episode, host Hal Humphreys chats with the winner of the Content Creator of the Year. They'll share the origin story behind one of the first-ever appraisal industry podcasts, reflect on thousands of episodes' worth of wisdom, and give us a look at what the future holds for appraisers in a rapidly changing industry. If you're in real estate, appraisal, or just love a good origin story, this one's for you.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
In this episode, Blaine compares the two different appraisal company business models: the one person business, or solopreneur, and the team builder model, which is the business model whereby the appraiser has additional income generators within the business so that all of the income is not dependent on just one person.
Chuck McKee from Bluegrass Auction and Appraisal joins Jack to take your stuff and figure our What's It Worth.See omnystudio.com/listener for privacy information.
Valuation & Appraisal Made Simple – Global Real Estate School Podcast Join John Mayfield, The Real Estate Tech Guy and instructor at Global Real Estate School, as he breaks down key valuation and appraisal concepts you need to know for the PSI and Pearson Vue real estate exams. From market value to the approaches to value, this episode makes it simple to understand what's tested — and how to ace it. Perfect for students preparing to pass their real estate exam with confidence.
Valuation & Appraisal Made Simple – Global Real Estate School Podcast Join John Mayfield, The Real Estate Tech Guy and instructor at Global Real Estate School, as he breaks down key valuation and appraisal concepts you need to know for the PSI and Pearson Vue real estate exams. From market value to the approaches to value, this episode makes it simple to understand what's tested — and how to ace it. Perfect for students preparing to pass their real estate exam with confidence.
In this episode, we sit down with Paul Chandler, a leading voice in the appraisal industry. As President of the Northern California Chapter of the Appraisal Institute and Chair of the Industry Advisory Council for the Appraisal Foundation, Paul is at the forefront of key industry discussions. We dive into the future of appraisal modernization, the evolving role of AVMs, and the growing influence of artificial intelligence in valuations. Paul also shares insights from his work on the Appraisal Foundation's AVM Task Force and breaks down what's behind the "AI Hype" and the industry's "Need for Speed."Tune in to hear why keeping human expertise in the process is more important than ever.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
The property appraisal process should be straightforward, but what happens when agents show up with inflated numbers just to win your business? This eye-opening conversation delves into the sometimes murky world of property valuations and how unsuspecting homeowners can protect themselves from costly misinformation.We share shocking real-world examples of appraisal disasters, including a commercial property owner whose retirement plans were shattered when he discovered his property was worth $1.2 million less than an automated bank valuation had led him to believe. Another sobering case involves consistent over-valuations that left an owner with unrealistic expectations and financial disappointment.The conversation offers practical wisdom for property owners: develop relationships with multiple agents before you need to sell, request substantiated valuations backed by comparable sales data, and understand that the agent offering the highest price estimate at the lowest commission often delivers the poorest results. We explore why signing lengthy agency agreements can backfire, leaving you stuck with an underperforming agent for months.Beyond the technical aspects, we emphasize the human element of property transactions. Like choosing a teacher for your child, selecting the right agent creates dramatically different experiences even when following the same process. The most valuable aspect of a property appraisal might not be the price estimate itself, but your assessment of whether this is someone you can trust with one of life's most significant financial transactions.Ready to navigate the property valuation process with confidence? Listen now to arm yourself with insider knowledge that could save you thousands of dollars and months of stress in your next property transaction. What's your property really worth, and how can you be sure you're getting the truth?
Send us a text00:00 – How the Election affects auction day01:34 – Supply & demand03:56 – My Clearance Rate: 7/1105:07 – I'm concerned that appraisal numbers are this low06:16 – West Tigers will beat the Brisbane Broncos06:51 – Elon Musk has learnt his lesson
Big changes are on the horizon! In this episode, we're diving into the upcoming UAD updates and what they mean for the industry. And who better to break it all down than the newest Valuation Visionary, Liz Green? We'll discuss the road ahead, the challenges of industry-wide adoption, and how to get everyone on the same page. Plus, Liz shares what this prestigious recognition means to her and the impact she's had on the field. Tune in for an insightful conversation on the future of valuation.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!
Keith Florian is a 5th degree black belt in Jiu Jitsu, the president of Florian Real Estate Group, Inc with over 20 years in real estate and the President of Beyond Appraisals, and a married father with three daughters. 0.00: How Martial Arts provides so much 6.40: How Keith's has changed since he got his black belt & became a father 12.00: Preserving your body for jiujitsu after 40 15.00: Working in real estate in 2005 18.00: Getting into real estate development 28.00: Inflation and how the rich get richer 33.00: How you generate wealth by living below your means 39.00: Why Keith maintains his Appraisal business 44.00: Juggling so many things in life – work, parenting and real estate/ appraisals 49.00: Getting his children into jiujitsu 55.00: Why doing difficult things brings rewards 59.00: Lesson's from Keith's Parents https://www.florianmartialartscenter.com/ Until next time, love and good vibes. Podcast Website: https://enterthelionheart.com/ Check out the latest episode here: Apple Podcast: https://podcasts.apple.com/us/podcast/enter-the-lionheart/id1554904704 Spotify: https://open.spotify.com/show/4tD7VvMUvnOgChoNYShbcI
The Appraisal Update - the official podcast of Appraiser eLearning
In the second of three planned interviews, Lyle Radke of Fannie Mae breaks down the importance of making market condition adjustments and gets into some of the specifics of what Fannie Mae expects of appraisers — and why."We're not going to nitpick the appraiser's analysis as to how much that time adjustment should be. But we are going to require that the appraiser do the analysis and talk about it, you know, disclose it in their report." —Lyle Radke
In this episode of the podcast, we dive into the world of property appraisals—an essential yet often misunderstood part of real estate investing. They break down the appraisal process, explaining what to expect and how to prepare your property for a favorable outcome. Drawing from our own experiences, we're offering you practical tips on handling low appraisals and emphasizing the importance of being proactive throughout the process.Key Takeaways:An appraisal determines a property's value for financing purposes.Appraisals are subjective and influenced by various factors, so preparation is key.Presenting a well-prepared appraisal packet can help sway the appraiser.Investors should always review the appraisal report to understand the comparable sales used.If an appraisal comes back low, disputing it or requesting a second appraisal may be an option.Low appraisals can open the door for renegotiation or provide a way out if a contingency is in place.Whether you're preparing for your first appraisal or looking to refine your approach, this episode equips you with the knowledge to navigate the process confidently. Tune in to learn how to maximize your property's value and protect your investments! Resources:Simplify how you manage your rentals with TurboTenantGrab your spot in The WIIRE CommunityConnect with BrieAnne on InstagramLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram
In this epsiode, Blaine talks through several thoughts and ideas around why so many appraisers choose to be silent and invisible where and when it matters the most, which is not whining and complaining on social media.
Elizabeth thought she was 12–18 months away from buying her first home. Just four months later, she and her partner Joseph were moving into a sun-filled home they love—for less than list price and with instant equity. This interview breaks down how it happened. After discovering the podcast on Spotify, Elizabeth reached out expecting to take it slow. But with the help of a unicorn lender, she uncovered investment assets she didn't know she could use, built a plan, and closed fast—without rushing.She shares how she and Joseph trusted their gut, prioritized layout and light over square footage, and used a job offer letter to qualify for their mortgage. Most importantly, she shows what's possible when buyers have the right team, real information, and support that puts their goals first.Quote:“This is our own place. We don't have to worry about other people… If there's problems, we're in control and we can deal with it ourselves.” — Elizabeth, Episode 327Highlights: 1. From savings to ownership in 4 months—how a plan made it happen fast. 2. They started with $3,100—and ended up putting 20% down by tapping into investment accounts. 3. Job offer letters work—how Joseph's future income helped them qualify. 4. The lender made all the difference—six meetings, full education, no pressure. 5. Bank vs. Unicorn Lender—why they ditched the lower rate for real service. 6. Appraisal surprise—they paid under list and the home appraised higher. 7. Light over size—why layout and natural light won over square footage.Referenced Episodes: • Episode 301 – Start of the 10-Step First-Time Homebuyer Starter SeriesConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Send us a textIn today's fast-paced real estate market, appraisers must balance speed, accuracy, and regulatory compliance. In this episode of Beyond the Numbers with McKissock Appraisal, we sit down with Justin Gohn to explore how appraisers can enhance efficiency without compromising quality. From leveraging technology to refining workflow strategies, Justin shares insights on optimizing the appraisal process in an evolving industry. Tune in for practical takeaways that can help you streamline your work and stay ahead in the field.
Special guest Mark Lewis joins Amy and Lisa to discuss his unique experiences as a rural appraiser.
Why and how do we store certain memories and not others? What lifestyle elements influence memory for better or worse? Can traumatic memories be reframed and lead to reduction in symptoms?In this episode we get into the most recent research into memory. So, how we store memory; the different types; the way we actively construct it rather than simply receiving it; it's importance to our sense of self and framing of the world; to our attention and motivation; to our openness and updating our beliefs; and to Deja Vu. We talk about the influence of screen time and multi-tasking on memory; some unexpected life style factors that influence the quality of memory function and how they can feed into memory disorders; and we discuss traumatic memories and how we can reframe them, and the psychedelic research on that too.Fortunately, our guest is one of the world's most fun and knowledgeable authorities on memory, psychologist, neuroscientist, and head of the dynamic memory lab at The University of California Davis, Dr. Charan Ranganath. He's the author of over 120 scientific papers on memory and has recently released a fascinating book for the general public on all this, “Why We Remember”. Charan is also a rock guitarist with several bands so a man of many talents. What we discuss:00:00 intro. 07:20 The remembering self vs experiencing self. 09:30 We forget a lot, we're supposed to.11:00 Autobiographic memory.13:30 Episodic memory.14:20 Emotional intensity brings attention, which is linked to motivation.18:20 Association, cue and prompts, and the hippocampus.20:30 Memory athletes and training memory.21:51 Storifcation, mental schemas and ‘scaffolding' new memories with old blueprints.24:40 Preconceptions, bias and prejudice is baked into new memories.27:00 Imagining the past (re-membering) and imagining the future are very similar in the brain.29:15 The brain is not linear, rather a global network of dynamic interaction between brain regions simultaneously.31:29 Prediction error, goals, and memory enhancement.37:00 Dopamine drives our attention, interest and curiosity, multiplying remembering.43:20 Mental flexibility, youthful neuroplasticity, and openness to new experience.46::00 The ‘Stage of Life' theory of memory.49:00 The young brain needs to struggle to get the information they're curious about.50:15 Deja Vu research and familiarity.54:20 The environmental and social components of memory. 58:15 The act of remembering can change that memory.01:00:00 Collective memory - shared memories support sense of self.01:01:20 Life style factors: good for the body = good for the brain, so good for memory.01:02:00 The importance of vascular health and inflammation.01:06:30 Depression inversely correlates with memory.01:08:45 Screen time, focus and memory.01:10:20 Multi taking is actually switching, and leads to fragmented memories.01:12:30 Traumatic memories and reframing them.01:19:20 Psychedelic reframing of memories. 01:20:20 Extinction learning - learning to suppress memory prompts and re-write them.References:Charan Ranganth, “Why We Remember” Daniel Kahneman, “Thinking Fast and Slow”Hermann Ebbinghaus, “Memory: A Contribution to Experimental Psychology” 1885Endel Tulving, ‘Mental time travel'Frederic Bartlett, 1930 ‘Imagining the past and constructing the future'Mathias Gruber and Charan Ranganath, “How Curiosity Enhances Hippocampus-Dependent Memory: The Prediction, Appraisal, Curiosity, and Exploration (PACE) Framework” PaperAnne Cleary, Deja Vu experiments article
In this episode, Blaine walks through the 4 phases or levels that every business owner can go through if they see their business as a vehicle to something greater. Blaine explains what happens at each level of survivial, stability, success, and eventually significance.
Customer who plowed through CarMax ‘didn’t like’ appraisal, witness says Please Subscribe + Rate & Review KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson wherever you listen! --- KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi & E. Curtis Johnson – KMJ’s Afternoon Drive Weekdays 2-6 PM Pacific on News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the deal for Rocket to buy Redfin. Plus, Robbie sits down with AMC Encore's Jordan Chapman to talk about on the journey of an appraiser turned AMC leader, exploring career challenges, industry insights, and the evolving role of women in mortgage and valuation, plus what it takes to get an AMC approved in today's market. And he closes by examining why data suggests the U.S. economy is slowing.This week's podcast is sponsored by TransUnion. TransUnion offers thousands of B2B solutions designed to address the unique needs of mortgage lenders, especially for their identity-focused, data-driven mortgage insights and solutions.
In this vAuto podcast, Patrick Janes and Micah Tindor discuss common appraisal process variances and customer disconnects that can result in missed opportunities to acquire a vehicle or appraisers putting the wrong money on the right car. They detail appraisal process steps where the “right” money often goes wrong. Plus, they share how dealers can bring customers into appraisal conversations to build trust and understanding that, more often than not, leads to a “yes” with initial offers and inventory you acquire for the right money.
Lisa and Amy talk about the idea of an appraisal being a type of typical market measure.
In this episode, host Katie Burke sits down with Grant Cole, owner of Auctioneers, Inc., to discuss his journey into the world of outdoor hunting, waterfowl decoy collecting, and the auction industry. Grant shares his early hunting experiences in Michigan, his father's influence on his love for the outdoors, and how he transitioned into selling and collecting decoys. Grant also provides insight into the world of decoy auctions, the importance of relationships in the collecting community, and his role in various decoy organizations. He and Katie discuss the crossover between DU members and decoy collectors, the evolution of auctioneering, and the passion behind preserving hunting heritage through decoys.Listen now: www.ducks.org/DUPodcastSend feedback: DUPodcast@ducks.org
6:00 HOUR: Would you go to the NFL Combine in Detroit? Jon's blunt Red Wings appraisal
The Appraisal Update - the official podcast of Appraiser eLearning
In part one of this interview series, Bryan sits down with Lyle Radke of Fannie Mae to talk about hybrid appraisals. For parts two and three, Lyle will come back and talk about market conditions adjustments and the new report (UAD and policy).
How to Split a Toaster: A divorce podcast about saving your relationships
Demystifying the Appraisal Process in DivorceSeth and Pete dive deep into the complex world of appraisals during divorce proceedings. Whether you're dealing with real estate, wine collections, artwork, or vintage electronics, understanding how items are valued can significantly impact your divorce settlement.Getting your assets properly appraised is crucial for fair distribution in a divorce, but timing and strategy matter. Seth and Pete explore the differences between full appraisals and market analyses, when to get items appraised, and how to handle situations where collections or assets may be damaged or hidden. Through real examples and practical scenarios, they break down the systematic approach professional appraisers use to determine value.Questions we answer in this episode:When is the best time during divorce proceedings to get items appraised?Should both parties get separate appraisals or share one appraiser?How do courts handle significant differences between competing appraisals?Key Takeaways:Start the appraisal process early, especially for valuable collectionsDocument everything with photos and receipts before moving itemsFor items you want to keep, lower valuations work in your favor during settlementThis episode provides essential knowledge for anyone navigating property division in divorce. Seth and Pete offer practical guidance on protecting your interests while maintaining transparency in the appraisal process. Their discussion of real-world cases and strategic considerations makes complex appraisal concepts accessible and actionable.Links & NotesSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Appraisals (02:02) - Garage Sale Value Unless… (03:07) - Why to Get an Appraisal (04:29) - When to Do It (05:29) - High vs. Low Appraisal (06:33) - Before or After Marriage Purchases (07:14) - Identification (08:51) - Quality (09:36) - Special Circumstances (09:52) - Value (13:48) - Separate vs. Joint Appraisals (15:44) - Analyzing the Appraisal (17:23) - Collecting Data (18:04) - Recording the Data (19:21) - The Report (19:54) - Can Be Tedious and Detailed (23:25) - Conflict in the Process (26:06) - Tainting Judge's Opinion (26:51) - Active Appreciation and Depreciation (28:33) - Virtual Appraisals (29:12) - When to Update Appraisals (31:15) - Back to High vs. Low (33:30) - When It's Overseas (35:22) - Wrap Up