Podcasts about Appraisal

Three low appraisals. Ten days. One Realtor who used to be an appraiser herself, with a dad and sister still in the field. If you've been hearing agents in your market say appraisals are coming in low right now, you're not imagining it. In this episode, Alissa walks us through three real, current transactions where the appraisal came in under contract price, and what she actually did about each one. From a $20,000 gap that took two hours of dispute writing to a $55,000 shortfall that made her question her entire career, this is a real look at what it takes to fight for your seller, or protect your buyer, when the number comes back low. We get into why appraisers are often behind the market, what actually goes into a strong appraisal dispute letter, why you should never let ChatGPT write the whole thing for you, and how to keep your sellers grounded without ever making promises you can't keep. Here's what we cover in this episode: Why appraisals are coming in low right now, and why appraisers are always a little behind the market Case Study #1: the $20,000 low appraisal that got resolved for a $13,000 gap Exactly how to start an appraisal dispute (and why you review before you call your seller) What actually goes in a dispute letter: facts only, no feeling words Why you can't rely on ChatGPT to write your dispute for you Buyer and seller options when an appraisal comes in low, and who really has to sign off Case Study #2: the small $3,000 gap where the seller chose not to dispute at all Case Study #3: the $55,000 appraisal gap that took two of the longest dispute letters of the week How to set your sellers' expectations at the listing appointment so a low number doesn't blindside them Why you're just the messenger with data, and how to keep that from feeling personal Key Quotes & Takeaways: "It needs to be written as factual. Only the facts." – Alissa "You have to know these houses. If the appraiser makes a mistake, the computer doesn't know it's a mistake." – Alissa "You're just a messenger with data." – Katy "It's not that I'm not confident. It's that I know a second appraisal could come in lower too." – Alissa Products, People & Previous Episodes Mentioned: ChatGPT / AI tools (referenced as a starting point for reviewing an appraisal, not a replacement for agent fact-checking) Got a toast for someone who's helped you in your business? This episode's toast is from Samantha Gonzalez, honoring her mentor Teena Marie Mateo. Send yours to team@hustlehumblypodcast.com and we might read it on the show! Leave us a review at http://ratethispodcast.com/hustlehumbly   Get your FREE Database Template: http://hustlehumblypodcast.com/starthere   Email Templates 101: http://emailtemplates101.com   All Resources: http://hustlehumblypodcast.com   Submit your topic ideas and toasts to Team@HustleHumblyPodcast.com

As of midyear 2026, farmland values across Compeer Financial's Upper Midwest territory have held firm despite weak farm incomes. Today's guest is Brent Wiest, a Regional Manager Appraisal for Illinois at Compeer Financial. He works closely with appraisers across Compeer's territory and has a unique perspective on the trends we're seeing throughout the Upper Midwest farmland market. He will discuss lower crop margins, elevated financing costs and uneven sales activity have made buyers more cautious. For more expert updates and in-depth analysis throughout the year, subscribe to Compeer's monthly appraisal e-newsletter and the Appraisal Report podcast.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Major appraisal changes are coming, and buyers, sellers, lenders, Realtors, and appraisers could all feel the impact. Christofer White explains what UAD 3.6 changes, why appraisals may take longer and cost more at first, and what Greenville's market should expect before the November rollout.Connect with Christofer white:rps_chris@yahoo.com‭(864) 809-6546https://www.scappraisers.comAs always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com

Empathy gets treated like a personality trait: you either have it or you don't. Roxana Radulescu, Level 52 coach and facilitator, argues that's wrong. It's a muscle, and most leaders are either overusing it, avoiding it, or using it to avoid the hard conversation instead of having it. In this episode of The Executive Commute, Jayson Krause talks with Roxana about what empathy actually is (her definition: care plus trust), what it isn't (sympathy, agreement, an excuse to skip feedback), and where it goes wrong at the top of organizations. They dig into a Yale psychologist's argument that empathy fuels bias and tribalism, why holding more power tends to erode it, and whether "care first" leadership is a real strategy or just a nicer way to describe layoffs. They cover: Empathy defined: care plus trust, not sympathy The line between empathy and judgment The case against empathy: bias, favoritism, and in-group tribalism Why power erodes empathy (and what that means for executives) Empathy's role in high-stakes, high-performance teams A simple starting point for building the empathy muscle If you've ever held back a hard conversation because you "didn't want to make it worse," or wondered whether empathy and high standards can coexist, this conversation will change how you think about both. Follow Jayson Krause YouTube:    / @jaysonkrauseleadership   LinkedIn:   / jayson-krause    0:00 - Introduction  0:34 - How Roxana Became a Coach  1:28 - Coaching a Room Full of Experts  2:39 - What Qualifies Someone to Talk About Empathy  4:55 - Defining Empathy: Care Plus Trust  7:39 - Empathy Mapping and the Right Use of Empathy  10:07 - The Opposite of Empathy: Arrogance and Judgment  11:06 - Judgment vs. Appraisal  12:25 - The Case Against Empathy (Paul Bloom)  13:56 - When a Leader Has Too Much Empathy 16:09 - Balancing Empathy With Getting Things Done 21:08 - Naming the Emotion in the Room 23:52 - What Matters More Than Empathy: Feedback  27:14 - What Is Self-Empathy? 28:06 - True or False: Does Promoting Empathetic Leaders Spread Empathy?  29:00 - Power and the Erosion of Empathy 31:08 - "Care First" Leadership vs. Corporate Doublespeak 32:16 - Empathy in the Face of Layoffs  35:02 - The Real Roots of the Word Empathy  36:09 - True or False: Are Women Wired to Be More Empathetic? 38:10 - True or False: Does Empathy Lead to Fairer Decisions? 41:20 - Empathy in High-Performance Environments  42:53 - Can You Have Connection Without Empathy?  45:02 - Would You Rather: Deep Empathy for Your Circle vs. Moderate Empathy for All 49:09 - The Cost of Carrying Empathy  50:40 - A Real Example: Giving Feedback With Empathy  52:16 - Empathy as a Muscle: Where to Start  54:24 - The Worst Advice About Bringing Empathy to Leadership 56:26 - Closing Thought

Today, we talk with someone who recently joined the growing list of software providers verified for UAD 3.6 by Fannie Mae and Freddie Mac—but that's not the company's only big announcement. Reggora CEO and co-founder Brian Zitin discusses their newly launched free appraisal forms software, what GSE verification means for appraisers and lenders, and why he believes an end-to-end platform is the future of residential appraisal. This conversation looks at where the industry is headed, and how appraisers can prepare for what's next.At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

A client of mine just lost a real estate deal because he skipped a $500 inspection and went straight to the appraisal. The appraisal came back subject to, the lender stopped the loan, and now nobody wants to pay for the repairs.In this episode, Ryan breaks down what a subject-to appraisal actually means, the common items that trigger one, and why the inspection would have given the investor full leverage to fix, negotiate, or walk away clean. Ryan also walks through the right order of operations for every investment property deal, so nothing surprises you at the closing table.The inspection is not a contingency. It is the best $500 you will ever spend.

As the UAD 3.6 transition approaches, lenders face a unique set of challenges. In this episode, Hal Humphreys sits down with Simon Blackburn, Founder and CEO of MtgeFi, to explore how lenders are preparing for the new reporting standards, expanded data requirements, and operational changes ahead of the November 2nd mandate. Simon shares insights into lender readiness, common roadblocks, and what organizations should be prioritizing now. Plus, he offers a preview of the conversations taking place at Hitting the High Notes, the lender-focused pre-conference session at Valuation Expo.Register and book your rooms for Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

ASB Vice Chair Tim Hansen joins Amy to discuss Advisory Opinion 20.

If you have an FHA refinance without income proof on your mind, chances are your situation has changed since you first got your loan and you are not sure if that kills your options.It does not. Here is what most people never find out.The FHA streamline refinance is one of the most misunderstood programs available to homeowners right now. Most people assume that when rates drop, they have to go through the full paperwork process all over again, W-2s, tax returns, a brand new appraisal. That assumption is costing people real money every single month they sit on it.In this episode, a licensed mortgage lender breaks down exactly how the FHA streamline refinance no appraisal process works, who qualifies, and what the program actually requires versus what people think it requires.✅ Why FHA refinance no tax returns is a real feature of this program and not a loophole✅ The employment rule that surprises most borrowers, your income amount is not what they are checking✅ How the FHA streamline refinance no income verification process compares to a traditional refinance on documents alone✅ What the net tangible benefit rule means and why your rate needs to drop by at least 0.5% to qualify✅ The 210-day seasoning rule and what the six-month guideline your lender told you actually protects✅ FHA streamline refinance requirements broken down simply so you know before you call anyone✅ When it makes more sense to do a rate and term refinance instead and how to refinance your FHA loan with full docs if your home has held its value✅ The real cost of waiting, and why people who held out for a slightly better rate ended up losing $500 a month for over a yearIf you have been sitting on a higher rate because you were not sure you would qualify, this one is worth watching before rates move again.

How do you defend your adjustments in the era of UAD 3.6? Today, Hal Humphreys sits down with Solomon co-founder Scott Cullen to discuss why objective, data-supported adjustments are becoming even more essential. They explore practical methods for supporting market change and living area adjustments, the growing role of data visualization, and how appraisers can better document their analyses in a constantly-changing regulatory environment.Scott also offers a preview of his upcoming Valuation Expo class, where attendees will gain practical tools they can immediately put to work in their practice.Register for Val Expo today and get in on Scott Cullen's class and so much more: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Does A Low Appraisal Break The Deal...    ...not necessarily so let's talk about it for whatever reason - many times the appraisal comes in right at the contract value I have often wondered if the 3 differerent apprsaisers went to the same home and weren't given the contract price would they get the same value at the end of the day it doesn't matter much but its interesting to consider so what happens if the appraisal comes in low? the buyer can ask the seller to drop the price the seller doesn't have to agree, but it could end the deal  the buyer can absolutely move forward with the deal and many times they do just that  the buyer and seller could also come up with a way to share the pain the toughest deals involve a buyer with a low down payment that also needs help with paying the closing costs from the seller it takes a lot more effort to make sure the numbers work out on those deals todays show walks you through all of the details on how to navigate these situations

Today's episode includes a look at the practical use cases for AI in mortgage. Plus, Robbie interviews Clear Capital's Jason Legare on why appraisal modernization adoption remains uneven despite clear efficiency gains, where alternatives such as inspection-based waivers are gaining traction, and the operational and cultural barriers slowing broader acceptance. And we close with a primer on the implications of higher or lower implied volume on spreads and prepayment activity.Thank you to Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Tim and Amy take a closer look at Advisory Opinion 3: Updating a Prior Appraisal.

As the November 2nd UAD 3.6 mandate approaches, appraisers are facing important decisions about the tools they'll use moving forward. In this episode of the Appraisal Buzzcast, Hal sits down with Kim Angellone, Program Director at ACI, to discuss ACI Sky Workbench's recent verification by Fannie Mae and Freddie Mac for UAD 3.6 compliance. Kim shares insights into the verification process, what appraisers should know as the deadline nears, common misconceptions about UAD 3.6, and how technology is shaping the future of the appraisal profession. Don't miss this.Register for Valuation Expo here: https://www.valuationexpo.com/#registerAt The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Appraising can often feel like a solitary profession, but some of the greatest opportunities for growth come from being in community with other appraisers. In this episode, I sit down with Carole Henrysen, owner of Zen Appraisals, to discuss her journey into the appraisal profession, the creation of her successful appraisal business, and her expertise in unique properties. Along the way, Carole shares stories from the field, lessons learned throughout her career, and the importance of being part of a strong appraiser community. From navigating complex properties to building lasting professional relationships, she explains how connecting with other appraisers has been so beneficial for herself and for her Zen Appraisal group over the years. This is a fresh reminder that you don't have to go it alone.

Most veterans with a VA loan are getting three to four mailers a day from lenders, and almost none of them mention the VA IRRRL explained simply and honestly.If you have an existing VA loan and rates have dropped since you closed, you may already qualify to lower your payment without a new appraisal, without income documentation, and without starting the mortgage process from scratch. The problem is most veterans don't know this program exists, and the ones who do are getting misled by online lenders hiding fees in the fine print.In this episode, mortgage expert Michael Yates from My Home Lending breaks down everything you need to know about the VA Interest Rate Reduction Refinance Loan, also called the VA IRRRL or VA streamline refinance, including:✅ Why the VA streamline refinance process requires no appraisal and no income verification✅ Exactly what documents you actually need to get started✅ How the VA IRRRL funding fee works and why disabled veterans may pay zero✅ The VA's net tangible benefit requirement and what it means for your savings✅ Why veterans using this program can skip two mortgage payments at closing✅ The VA IRRRL eligibility requirements including loan seasoning rules✅ The biggest mistakes veterans make when evaluating their veterans mortgage refinance options✅ How to spot predatory mailers and why working with a trusted referral protects youThis is one of the most underused VA loan benefits for veterans available right now. If you have a VA loan and a higher rate, watch this before you call anyone.

Send us Fan MailMost Realtors have never heard of UAD 3.6—but it may be the biggest change to residential appraisal reporting in the last 15 years.In this episode of Dishin' Dirt, Gary Pickren breaks down what UAD 3.6 is, why Fannie Mae and Freddie Mac are completely redesigning the appraisal reporting process, and what it means for Realtors, buyers, sellers, lenders, and appraisers.More importantly, Gary explains what agents need to do right now to better prepare listings, communicate value, and stay ahead of a rapidly changing real estate industry.You'll learn:✅ What UAD 3.6 actually is✅ Why appraisal forms are being replaced✅ How appraisal reporting is moving from forms to data✅ Whether UAD 3.6 will affect home values✅ How AI and technology are changing the appraisal industry✅ The biggest mistakes Realtors will make regarding UAD 3.6✅ How to create better appraisal packages✅ Why documenting upgrades and property features matters more than ever✅ How South Carolina Realtors can use these changes to better serve their clientsChapters00:00 Introduction to UAD 3.6 and its industry significance01:51 Historical context: Appraisal reporting since 200803:45 The shift from forms to data in real estate05:36 How AI and technology are transforming appraisals07:25 What changes with UAD 3.6: Standardized data collection09:21 Implications for appraisers and real estate agents11:38 Will UAD 3.6 affect home values?13:30 Common myths about UAD 3.6 and industry misconceptions15:22 Practical steps for real estate agents to adapt17:16 How to read and interpret appraisal reports19:30 Preparing clients and documentation for appraisal success21:25 Predictions for the future of appraisal technology23:16 Key takeaways and industry outlookWhether you're a Realtor, broker, lender, appraiser, closing attorney, investor, or simply interested in the future of real estate, this episode will help you understand one of the most significant industry changes currently underway.

There have been a lot of big changes this year around UAD 3.6, and today, we're talking about one change that includes a $40 million dollar figure.In this episode, we sit down with Rachel Robinson and Jeremy Potter from True Footage to discuss the company's vision for the future and their perspective on where the appraisal industry is headed. From data-driven innovation to career growth opportunities, Rachel and Jeremy share how they're working to modernize valuation services in a way that actually benefits the individual appraiser. Join us for a conversation on what the next chapter of real estate appraisal could look like.Join us, the GSEs, and software providers to get your UAD 3.6 questions answered in Dallas: https://appraiserelearning.com/product/uad-3-6-bootcamp-dallas-tx-june-24th-26th/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

In today's episode, Bryan Reynolds sits down with Bill Waltenbaugh, Chief Appraiser at Nationwide Appraisal Network (NAN), about something that's been a hot topic for a while now in the appraisal space: short-term rentals. How do you appraise them? What do the lenders expect? What do the AMCs expect? Does anyone expect the same thing?Bill shares his wealth of knowledge on this topic, walks us through NAN's resources for appraisers, and talks about what the future of appraising STRs will look like. Don't miss this insightful conversation. 

Essa vontade de entender o mundo, os fenômenos e nós mesmos, é algo exclusivamente humano? Existe alguma explicação sobre o que acontece em nosso cérebro quando estamos nesse estado de querer aprender algo? Confira o papo entre o leigo curioso, Ken Fujioka, e o cientista PhD, Altay de Souza. >> OUÇA (54min 35s) * Naruhodo! é o podcast pra quem tem fome de aprender. Ciência, senso comum, curiosidades, desafios e muito mais. Com o leigo curioso, Ken Fujioka, e o cientista PhD, Altay de Souza. Edição: Reginaldo Cursino. http://naruhodo.b9.com.br * APOIO: INSIDER Eu preciso confessar: eu não sou um fã do frio - portanto, inverno não é minha estação favorita. Na hora de me vestir, então, o frio me castiga: é camada em cima de camada, calça com tecido pesado, casaco que não deixa a gente se mexer direito... Mas, com a INSIDER, eu descobri que a solução para o frio NÃO É MAIS ROUPA, e sim a ROUPA CERTA com o TECIDO CERTO. Minha camiseta TECH MANGA LONGA, por exemplo, é a minha peça coringa nessa época: funciona como uma camiseta hiper confortável, mas também como a segunda pele mais confortável do meu guarda-roupas. Então eu te convido a fazer o mesmo: escolha INSIDER como a sua solução para enfrentar os dias mais frios. E tem mais: nos dias 15 e 16 de junho, você ainda tem FRETE GRÁTIS e 5% de desconto adicional em compras com pagamento por Pix. Dá ou não dá um quentinho? Então você já sabe: use o endereço a seguir pra ter o cupom NARUHODO já aplicado ao seu carrinho de compras. >>> creators.insiderstore.com.br/NARUHODO Ou clique no link que está na descrição deste episódio. INSIDER: inteligência em cada escolha. #InsiderStore * REFERÊNCIAS Grafo dos episódios do Naruhodo (Agradecimentos ao Patrick Natan) https://github.com/PatrickNatan/naruhodo_graph Grafo https://patricknatan.github.io/naruhodo_graph/ How people decide what they want to know https://www.nature.com/articles/s41562-019-0793-1 How Curiosity Enhances Hippocampus-Dependent Memory: The Prediction, Appraisal, Curiosity, and Exploration (PACE) Framework https://www.cell.com/trends/cognitive-sciences/fulltext/S1364-6613(19)30238-4 Curiosity in old age: A possible key to achieving adaptive aging  https://centaur.reading.ac.uk/75889/1/SakakiYagiMurayama_2018.pdf Curiosity across the adult lifespan: Age-related differences in state and trait curiosity https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0320600 It doesn't hurt to ask: Question-asking increases liking https://pubmed.ncbi.nlm.nih.gov/28447835/ Interpersonal curiosity as a tool to foster safe relational spaces: a narrative literature review https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2024.1379330/full Curiosity Killed the Cat but Not Memory: Enhanced Performance in High-Curiosity States https://pubmed.ncbi.nlm.nih.gov/35884653/ Curiosity in younger and older adults: the relationship between information value and memory https://www.frontiersin.org/journals/cognition/articles/10.3389/fcogn.2026.1715793/full?utm_source=twitter&utm_medium=social&utm_content=&utm_campaign=imp_impartaut-_05-24_fpsyg_en_n--ww Social Pressures in Informal Groups https://ia601505.us.archive.org/14/items/in.ernet.dli.2015.118961/2015.118961.Social-Pressures-Ininfromal-Groups.pdf The relationship between epistemic curiosity and successful aging in older adults: the role of self-perceptions of aging and perceived social support  https://link.springer.com/content/pdf/10.1186/s40359-026-04577-4_reference.pdf Individual differences in trait curiosity influence hybrid search speed across the adult lifespan https://www.sciencedirect.com/science/article/pii/S0001691825010066 Curiosity and children's memory for a dinosaur exhibit https://www.sciencedirect.com/science/article/pii/S0885201424001230 Within-person variability in curiosity during daily life and associations with well-being https://pubmed.ncbi.nlm.nih.gov/31519052/ Naruhodo #433 - Existe amizade entre homens e mulheres? - Parte 1 de 2 https://www.youtube.com/watch?v=EFVaBfGaowg Naruhodo #434 - Existe amizade entre homens e mulheres? - Parte 2 de 2 https://www.youtube.com/watch?v=H6D1yCni0rc Naruhodo #267 - O que é dissonância cognitiva? https://www.youtube.com/watch?v=1xJwqmir5Uw Naruhodo #268 - O que é dissonância cognitiva? - Parte 2 de 2 https://www.youtube.com/watch?v=--OHlHmOQTM Naruhodo #340 - Como se constrói a auto-estima? https://www.youtube.com/watch?v=0ULx-CXmh7w Naruhodo #342 - O que é e de onde vem a inspiração? https://www.youtube.com/watch?v=Xg0vGC-uPwM Naruhodo #395 - O que é força de vontade? https://www.youtube.com/watch?v=5bR1RNVo7kM Naruhodo #324 - Por que sentimos nostalgia? https://www.youtube.com/watch?v=UHajyH8RFSA Naruhodo #379 - Como nós nos tornamos nós? https://www.youtube.com/watch?v=fI9rqAJfcUU Naruhodo #457 - Ficamos mais reflexivos e tristes no final do ano? https://www.youtube.com/watch?v=dBvu4FEiwto Naruhodo #338 - Por que fofocamos? https://www.youtube.com/watch?v=ij9ocesTc50 Naruhodo #363 - Jejum de dopamina funciona? https://www.youtube.com/watch?v=908qoFZG8rY * APOIE O NARUHODO! O Altay e eu temos duas mensagens pra você. A primeira é: muito, muito obrigado pela sua audiência. Sem ela, o Naruhodo sequer teria sentido de existir. Você nos ajuda demais não só quando ouve, mas também quando espalha episódios para familiares, amigos - e, por que não?, inimigos. A segunda mensagem é: existe uma outra forma de apoiar o Naruhodo, a ciência e o pensamento científico - apoiando financeiramente o nosso projeto de podcast semanal independente, que só descansa no recesso do fim de ano. Manter o Naruhodo tem custos e despesas: servidores, domínio, pesquisa, produção, edição, atendimento, tempo... Enfim, muitas coisas para cobrir - e, algumas delas, em dólar. A gente sabe que nem todo mundo pode apoiar financeiramente. E tá tudo bem. Tente mandar um episódio para alguém que você conhece e acha que vai gostar. A gente sabe que alguns podem, mas não mensalmente. E tá tudo bem também. Você pode apoiar quando puder e cancelar quando quiser.  O apoio mínimo é de 15 reais e pode ser feito pela plataforma ORELO ou pela plataforma APOIA-SE. Para quem está fora do Brasil, temos até a plataforma PATREON. É isso, gente. Estamos enfrentando um momento importante e você pode ajudar a combater o negacionismo e manter a chama da ciência acesa. Então, fica aqui o nosso convite: apóie o Naruhodo como puder. bit.ly/naruhodo-no-orelo

ASB Vice Chair Tim Hansen is back to talk about Standard 4: Reporting an Appraisal Review.

Today's episode includes a dive into the differences between credit scoring and credit pricing. Plus, Robbie interviews Automax.ai's Humza Ahmed on how residential property appraisal technology is evolving, the way it's built for UAD 3.6, and what is dramatically reducing turnaround times. And we close by going through the latest CPI inflation figures, which were roughly in-line with expectations.Thank you to JazzX, the first true end-to-end AI platform built for mortgage. From application to underwriting, JazzX is a new operating model that helps you scale growth, boost productivity, and transform how your team performs.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Quality cropland continues to attract buyers, but high interest rates are causing many producers to rethink construction and expansion decisions. Jeremy Fluegge, Compeer Certified General Appraiser, discusses interest rates that continue to influence farm expansion plans, Southern Minnesota cropland value trends, why land supply still matters, and what to watch for in the second half of 2026. Ready to invest in land or sell a parcel? Compeer's appraiser team live and work throughout the Midwest region, so you'll get the expert insights you need to make the best decision for your operation. Visit https://www.compeer.com/ag-financing/agriculture-business-services/appraisal-services to discuss your situation with Compeer. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, host Hal Humphreys sits down with Jeff Bradford, Founder and CEO of Bradford Technologies, to discuss the evolution of appraisal software. For nearly 40 years, Jeff Bradford has been helping shape the technology appraisers use every day. Today, Hal and Jeff discuss his company's journey to GSE verification for UAD 3.6, why the company chose to build an entirely new platform instead of updating its legacy software, and what UAD 3.6 means for the future of appraisal reporting.Learn more about the Nighthawk application here: https://www.bradfordsoftware.com/nighthawk/Join us, Jeff Bradford, and the GSE's, and get your questions answered in Dallas: https://appraiserelearning.com/product/uad-3-6-bootcamp-dallas-tx-june-24th-26th/At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!You can find the video version of this podcast at http://www.youtube.com/@TheAppraisalBuzzcast or head to https://appraisalbuzz.com for our breaking news and written articles. 

Okay, maybe it's partially for the reason you think: Obviously, we're all itching for a chance to speak face-to-face with the GSEs, software providers, and lenders to discuss the big UAD 3.6 shift that's happening this year. But there's more to it than that. Much more.Tune in as I sit down with the faces of Valuation Expo, Jim Morrison and Heidi Reuter, and they tell me what we can expect this August, why this year is so different from all the other ones, and they'll tell me a few of their favorite things about this annual conference. You can register for Valuation Expo here: https://www.valuationexpo.com/#register

This week, Amy is joined by ASB Vice Chair Tim Hansen to discuss Standard 3 in USPAP.

Discover how wine cellars boost luxury home appraisals in Boca Raton, from climate control to architectural integration. We examine the design choices that drive real value and why experiential spaces outperform traditional renovations. Oasis Wine Cellars City: Boca Raton Address: 7 Royal Palm Way Website: https://oasiswinecellars.com

Neurowashing in Early Intervention: A Review of Neuroscience Rhetoric and an Appraisal Tool.

DSCR refinance deals do not fail by accident. They fail because nobody stress-tested the numbers before the hard money loan was signed.In this episode, I break down a real Cleveland duplex deal. The investor maxed their hard money at 75% LTV. Appraisal came in $15,000 light. Reconsideration of value failed. Now their only exit is a sale. No DSCR refinance. No cash out. No options left.This is happening right now in markets across the country. If you are using hard money or bridge loans to fund your fix-and-flip or buy-and-hold deals, this episode is both your warning and your roadmap.In this episode:— Why 75% LTV kills your DSCR refinance before it starts— How a $15,000 appraisal miss wipes out every exit strategy— The 15 to 20% fudge factor every investor needs in their budget— Why you should never go above 65% LTV on any investment property loan— How to stress test your ARV before you sign anything— What to do when your comps do not match your lender's appraisal— Why multiple exit strategies are never optionalIf this saved you from a bad deal, share it with a fellow investor. More tools and resources at trutalk.co

Back in May, we introduced you to Melissa Bond's practicum program through the eyes of students just beginning their journey into the appraisal profession. Today, I'm sitting down with two graduates of the program who have successfully launched their appraisal careers and are putting this training into practice every day. Quintin Smith and Jeff Graves share what it took to complete the program, the transition from student to working appraiser, the obstacles they faced along the way, and how this practicum pathway helped better prepare them for the realities of the profession. If you've ever wondered whether there is a viable path into the appraisal profession (or something other than becoming a trainee), this episode is for you.

Join Andy, Daniel and Craig as they talk through the final game of the season, review the season as a whole and much more.Aston Villa's brand new Adidas home kit is now available to purchase! Grab yourself a heatwave hit below.Villa store: https://aston-villa-store.sjv.io/UAGLhkKitbag (Use code GOAL for UK Free Delivery): https://kitbag.evyy.net/ZVKkoKGather 'Round The Lamp is a podcast by Under A Gaslit Lamp. Follow us on X @VillaLamp. Want to get in touch? You can email us via contact@underagaslitlamp.com. Hosted on Acast. See acast.com/privacy for more information.

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios?

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios?

As cloud-based technology continues to reshape the appraisal industry, what does that transition actually mean for appraisers? Today, host Bryan Reynolds sits down with software engineer and apprAIz CEO Narainder Chandwani to talk about the shift from traditional desktop software to cloud-based platforms—and why it matters now more than ever. They discuss common misconceptions, challenges you may face, and how this new technology could change the way your reports are created, managed, and delivered.Make sure you're in the know. Learn more about the apprAIz platform here: https://appraiz.biz/Got any questions? You can reach out to Narainder personally at narainder@appraiz.biz or reach out to the business at contactus@appraiz.biz

We continue our episodes of the Auto Remarketing Podcast originating from the Live Stage, which was sponsored by SYCN Auto Logistics, during the Used Car Industry Summit in Miami this spring. This conversation features Cherokee Media Group's Andrew Friedlander and TraXtion president and CEO Brad Kokesh. They explore how dealers can bridge the transparency gap without sacrificing profitability, the psychology of the modern seller and why “blind” estimates are becoming a requirement, not an option.

In this episode of Real Estate Superstars Today, Dave Santamaria sits down with appraisal expert Debby Watson Lawson for a candid conversation about growth, independence, mentorship, and what the modern appraisal business actually looks like. From her unique path into the industry to the realities of working within the AMC model, Debby shares honest insight for anyone curious about appraisal, expanding from the real estate side of the business, or building a long-term career with room to grow. Whether you're a real estate professional exploring your next move or simply curious about the appraisal side of the industry, this episode delivers practical insight from someone who's lived it.

An appraiser asked me a simple question about a pot plant… then followed up and said the AMC wanted it blurred out. That kicked off a much bigger conversation.I sat down with three seasoned USPAP experts—Bobby Crisp, Diana Jacob, and Amelia Lovern—and what they shared goes far beyond anything you'll find in a class.Diana recounts a property where a man was chained to a basement wall.Amelia shares a case involving bedroom doors locked from the outside.Bobby walks through an inspection where a young child was present while the parent was passed out.These are real-world situations appraisers actually face—and the decisions that come with them.If you think USPAP has a rule for every situation… it doesn't. And that's exactly what these experts make clear.There are moments in this profession where the book doesn't give you an answer—where safety, judgment, and common sense come first. Situations where you're not thinking about compliance… you're thinking about getting out and doing the right thing.This is the side of the profession no one talks about—but every appraiser needs to be prepared for.

In this episode of the Industry Spotlight, joining host Sam D'Arc are Dennis Gingrich, Sales and Finance Director at the Niello Company, and George Chamoun, CEO of ACV Auctions to discuss the shift from gut-based appraisals to VIN-specific data science and how Niello Company exploded their lead volume by democratizing trade-in values. George breaks down why traditional inventory management is dying and how automated service drive inspections are uncovering hidden $8,000 mistakes before they hit the books. This conversation highlights the tension between "the artist" manager and the machine, proving that transparency is the ultimate tool for dealer retention. This episode of the Car Dealership Guy Podcast is brought to you by ACV Auctions. ACVAuctions - ACV is on a mission to transform the automotive industry by building the most trusted and efficient digital marketplaces and data solutions for sourcing, selling, and managing used vehicles with transparency and comprehensive insights that were once unimaginable. ACV offerings include ACV Auctions, ACV Transportation, ACV Capital, MAX Digital, True360, and ClearCar. For more information about ACV, visit @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 03:25 The Tire That Broke the Old Way. 05:30 How Buying Leads Made Niello Compete Against Itself. 07:50 Why Your BMW Quote Should Match Buffalo's. 08:10 The Closing Rate That Made Dennis Switch. 12:05 Predicting Trade Value Within $100. 14:30 Why Your Gut Is Costing You Thousands. 19:55 The $8,000 Mistake Viper Caught. 21:00 600 Leads in Two Months vs. 1,299 in Twelve. 22:00 Why Inventory Management Software Is Dying. 29:00 The Guarantee That Proves ACV's Data. 38:30 Why Your Best Salespeople Should Stop Pricing Cars. Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Thomas Galbraith is the CEO and co-founder of Barkr, an AI-driven valuation platform for asset-backed lending. He spent his early career in high net worth insurance at AIG and AXA, where he grew comfortable with the challenge of pricing hard-to-value assets. That thread ran through every role he held until it crystallized into a company built around a simple but structural problem: in asset-backed lending, appraisers give you a price and then spend the rest of their report telling you they're not responsible for it. Barkr is built to change that.What We CoveredThomas's background in high net worth insurance at AIG and AXAHow a common thread across luxury assets led to founding BarkrStarting with fine art and private jets before expanding to other asset classesThe two-part failure in traditional appraisals: accuracy and absence of liabilityHow Barkr pairs an AI valuation with a contractual performance warrantyThe progression from Lloyd's of London to AXA to Munich Re$2 billion in covered valuations and what patience actually means in this businessGPUs as a surprisingly durable and long-lived collateral asset classHow Barkr finds clients, from pavement pounding to Nvidia referralsMonthly mark-to-market on hard assets throughout a loan's lifeBuilding a domain-specific LLM with human review in the loopPlans to build an in-house insurance vehicle to unlock capacityKey TakeawaysTraditional appraisal firms hedge their liability by design. Page one is the price; the rest of the report is the disclaimer. Barkr's contractual warranty flips that model by standing behind the number.Barkr's data on GPU durability challenges the conventional narrative. Chips five and seven years old are still generating revenue and still have meaningful resale value, which changes the risk calculus for lenders considering AI infrastructure as collateral.Augmenting, not replacing, is the right positioning for valuation technology. Barkr actively encourages clients to keep using their existing appraisers and treats third-party appraisals as additional data inputs that improve their own accuracy.Building a reinsurance relationship takes years. Barkr worked through Lloyd's, then AXA, before landing Munich Re, and each step required demonstrating proof of concept at the prior level first.About Thomas GalbraithThomas Galbraith is the CEO and co-founder of Barkr. He began his career in high net worth insurance at AIG and AXA before founding Barkr to bring accountability and AI-driven accuracy to asset valuation in the lending market. Barkr has covered approximately $2 billion in valuations across art, private jets, vehicles, and GPUs.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

What does it really look like to become an appraiser today?In this episode, I sit down with Melissa Bond to talk about her practicum program—and we're joined by two incredible women currently going through it. They share their firsthand experiences, what the journey has been like so far, and what they're working toward as future licensed appraisers.This isn't theory. This is what it actually takes to get started—and stay in it.We talk about:What the practicum experience really looks likeChallenges new appraisers are facing right nowWhy they chose this path—and where they see it taking themI also make a special announcement about my involvement in a new initiative with Legacy Advisors and Consulting—introducing the LAC Appraiser Pathway, designed to create a more direct, supported route into the profession.

Is modern real estate appraisal grounded in science?  Or does it still rely on untested assumptions? In 2026, the profession stands at a critical crossroads.  This is between data-driven analysis and what can only be described as appraisal superstition.  Appraisers routinely produce precise value conclusion.  But, many of those conclusions remain difficult to test, replicate, or falsify. At its core, credible real estate appraisal should rest on epistemology—verifiable, evidence-based reasoning supported by market data, statistical analysis, and transparent methodology. However, in everyday practice, much of the appraisal process still relies heavily on heuristics, or rules of thumb.  These are proximity, subdivision similarity, and customary adjustment ranges. These shortcuts can be useful, but when left untested, they drift into unfalsifiable belief. This is where the concept of superstition becomes relevant. Drawing from the philosophy of Karl Popper, any conclusion that cannot be challenged or disproven falls outside the realm of science. In real estate appraisal, this often appears in unsupported adjustments, intuitive comparable selection, and narrative-based reconciliation. The solution is not to eliminate professional judgment, but to discipline it. Appraisers must increasingly adopt statistical methods, probabilistic thinking, and transparent documentation to ensure their conclusions meet modern standards of credibility. As appraisal technology, AI review systems, and regulatory scrutiny evolve, unsupported reasoning will become more visible—and less defensible. Ultimately, the future of real estate appraisal depends on a simple principle:  If a value conclusion cannot be tested, it cannot be trusted.

From Offer to Closing Table: What Sellers Need to Know After Accepting an Offer Accepting an offer on your home is exciting but it is far from the finish line. Once an offer is accepted, there are still many important steps, deadlines, inspections, and responsibilities that sellers need to navigate before reaching the closing table. During a recent episode of Talk Real Estate Roundtable, Sharon McNamara and Melissa Wallace discussed exactly what happens after an accepted offer and why communication, organization, and preparation are key to a smooth transaction. Whether you are selling your first home or your fifth, understanding the timeline from accepted offer to closing can help reduce stress and avoid costly mistakes. Understanding the Timeline After an Accepted Offer In Massachusetts, real estate transactions are typically a two-contract process: The Offer to Purchase The Purchase & Sales Agreement (P&S) Once the offer is accepted, buyers and sellers generally have about 7–10 days to complete inspections, negotiate any issues, and sign the formal Purchase & Sales Agreement. According to Sharon McNamara: “These timelines are put in place to keep everyone on track with the contract.” Missing deadlines can create major issues, especially when deposits and contingencies are involved. Step 1: Carefully Review the Accepted Offer Not all offers are created equal. Melissa Wallace explained that some offer forms contain additional clauses, appliance requests, contingencies, or terms hidden throughout multiple pages of paperwork. That is why reviewing every detail matters. Sellers Should Confirm: Closing date Deposit amounts Financing terms Home inspection timelines Included appliances or fixtures Pool equipment or outdoor items Furniture requests Contingencies and deadlines Sometimes buyers request items sellers never intended to leave behind. As Sharon explained, things like garage refrigerators, wine fridges, or additional appliances can accidentally become part of the deal if they are not properly excluded upfront. Step 2: Prepare for the Home Inspection In Massachusetts, buyers generally have the right to conduct a home inspection after an accepted offer. While the inspection is for the buyer, sellers still have responsibilities during this stage. Sellers Should: Provide clear access to the property Ensure access to: Electrical panels Basements Crawl spaces Attics Heating systems Water heaters Secure pets or arrange for them to be out of the home Avoid being present during the inspection when possible Melissa Wallace noted that buyers and inspectors need to feel comfortable fully evaluating the property. Home Inspections Do Not Have to Be Negative One important point from the discussion was that inspections are not meant to “attack” a home. Inspectors are simply identifying the current condition of the property. Sometimes sellers are genuinely surprised by issues discovered during inspections. As Sharon explained: “If I had known that was a situation with my house, I would have taken care of it.” Inspections often uncover: Minor repairs Maintenance items Deferred upkeep Electrical concerns Plumbing issues Moisture or mold concerns The key is communication and realistic expectations. Step 3: Responding to Inspection Requests After the inspection, buyers may request: Repairs Credits Price reductions Additional documentation Service records Clarification about systems or upgrades This begins another phase of negotiation. Melissa emphasized the importance of staying organized and keeping documentation for all repairs and maintenance completed on the property. Keep Records For: Roof work HVAC servicing Electrical repairs Plumbing work Pool equipment Septic systems Appliance installations Receipts and invoices can become extremely valuable during negotiations and even after closing. Step 4: Appraisal & Mortgage Process If the buyer is financing the home, the lender will require an appraisal. Sellers should: Allow easy access for the appraiser Keep the property presentable Continue maintaining the home during the transaction Even if the house is partially packed, Sharon noted that sellers should make it easy for appraisers to move throughout the home efficiently. Why Mortgage Commitment Dates Matter One of the most important dates in the transaction is the buyer's mortgage commitment date. This is the date the lender confirms they are officially committed to funding the loan. Sharon explained that missing this deadline can put the buyer's deposit at risk and potentially jeopardize the transaction. That is why experienced agents carefully monitor every contractual deadline throughout the process. Step 5: Smoke & Carbon Monoxide Inspections Massachusetts sellers are responsible for obtaining a valid smoke and carbon monoxide certificate before closing. Important Seller Tips: Smoke certificates are generally valid for 60 days Some towns have stricter local requirements Certain towns require: Smoke detectors in every bedroom Heat detectors in garages Additional hardwired systems Melissa Wallace emphasized the importance of checking detector ages before scheduling inspections. Yellowing detectors or outdated systems often fail inspection. Waiting until the last minute can create unnecessary delays if electricians or repairs are needed. Step 6: Final Water Readings & Utility Coordination As closing approaches, sellers must coordinate: Final water readings Sewer adjustments Utility transfers Oil readings Municipal electric accounts (in some towns) Every town handles these items differently. For example: Some towns require final water bills paid before closing Others prorate balances at closing Some require separate certificates sent directly to closing attorneys This is one of the many “behind-the-scenes” responsibilities agents help manage throughout the transaction. Oil Adjustments & Utility Responsibilities If a property uses oil heat, sellers are expected to maintain oil in the tank through closing. At closing: The oil tank is measured Buyers reimburse sellers for remaining fuel As Sharon joked during the show: “I'm waiting for the day someone says, ‘I don't want your oil.'” But maintaining utilities through closing is important because shutting systems off too early can damage equipment or create issues during the buyer's final walkthrough. Communication Is Everything One of the biggest themes throughout the episode was the importance of communication between: Sellers Buyers Agents Attorneys Lenders Inspectors Delays, missed updates, or lack of communication can create confusion and unnecessary stress. Sharon stressed that strong communication keeps everyone on the same page and helps transactions stay on track. Final Thoughts From inspections and appraisals to smoke certificates and utility transfers, there are many moving pieces between an accepted offer and closing day. The good news? With experienced guidance, proactive planning, and strong communication, sellers can navigate the process confidently and successfully. At Boston Connect Real Estate, our team works closely with sellers every step of the way to ensure deadlines are met, problems are solved quickly, and every move truly becomes a moving experience. To learn more about buying or selling throughout Boston, the South Shore, South Coast, and Cape Cod, visit: Boston Connect Real Estate   Watch our live video on Youtube!

Low appraisals are one of the biggest deal killers in real estate right now.In this video, I break down what actually causes a bad appraisal — and what you can do before and after it happens.Here's what most people get wrong:• They don't provide comps upfront• They don't communicate with the appraiser• They don't prep the property properly• They wait until the appraisal comes in lowBy then, you're playing defense.I also cover:• How the appraisal process actually works• What you can (and can't) say to an appraiser• How to properly rebuttal a low appraisal• Why working with the right lender mattersAbout Kenny SimpsonKenny Simpson is a mortgage advisor and founder of The Simpson Team, specializing in 1–4 unit residential financing. With over 20 years of experience and more than 5,000 clients served, Kenny shares practical insights to help buyers, investors, and homeowners navigate the mortgage process.

Is stress a bad thing? Not according to the science. In this Jack Westin MCAT Podcast episode, Mike and Molly flip the coin from last episode's neurobiology of emotion to the psychology of emotion and stress. They walk through the major theories of emotion, break down eustress vs. distress, explain cognitive appraisal, and connect it to the MCAT study experience in a way that might actually change how you approach test day.Get started with our resources!

What do you do when a homeowner calls and isn't exactly thrilled with your value opinion? Do you take the call, or let it go to voicemail and pretend you never saw it? And what if it's Fannie Mae, or another intended user?In this episode, I break down exactly who appraisers can (and can't) communicate with under USPAP, so you don't find yourself in a well-intentioned (but risky) conversation. I'll also clear up a surprisingly common point of confusion: What do you actually need to bring to your next USPAP class?—Bryan Reynolds

The countdown is officially on. With the UAD 3.6 mandatory use deadline set for November 2nd, the appraisal industry is deep in transition mode—and we, the appraisers, are feeling it. In this episode, I'm breaking down what that transition is going to look like, some key takeaways from my conversations with industry experts, and what we learned at the Appraisal Conference and Trade Show (ACTS) earlier this month. Plus, we dig into how UAD 3.6 should actually be used—and where common sense still needs to win out (IYKYK).Whether you're trying to get your head around UAD 3.6 before the deadline hits, or you're looking for an exit strategy, this episode is for you.—Bryan Reynolds

This week, Lisa and Amy talk about the differences between an appraisal and an appraisal review.

How to Engineer Your Appraisal Number - Maximize ARV, cash-out refinance, and BRRRR equity But what if you could engineer that number before they even arrive? In this tactical episode of The Real Estate Fast Pass, Jimmy breaks down the exact process his team uses to anchor appraisers higher, reduce valuation risk, and maximize cash-out refinances. You'll learn how to build a simple appraisal packet, choose the right comps, document your rehab scope, and position your property so the appraiser sees it as the premium asset it is. Because the difference between a weak appraisal and a strong one can easily mean $30,000+ in additional capital for your next deal. In this episode: How to use anchoring psychology with appraisers The 3 highest-value comps to hand them Why your scope of work increases valuation confidence How to prevent unrenovated comps from dragging your ARV down The role of leases, rent rolls, and occupancy Why one better appraisal can accelerate your next acquisition If you're using BRRRR, refinancing rentals, or trying to recycle capital faster, this episode will help you stop leaving equity to chance. About Jimmy Vreeland Jimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business.  Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses. Get in touch with Jimmy and his team at www.jimmyvreeland.com/getstartedinrealestate More about Jimmy Website: www.jimmyvreeland.com Linkedin: www.linkedin.com/in/jimmy-vreeland Instagram: www.instagram.com/jimmyvreeland Facebook: www.facebook.com/JimmyVreeland Youtube: www.youtube.com/@JimmyVreelandC >>>>>>Get free access to the private Ranger Real Estate facebook group

Markerless motion capture in sport: panacea or Pandora's box? Glazier, PS. Sports Biomech. 2026;25(2):165-172. doi:10.1080/14763141.2025.2458485 Due to copyright laws, unless the article is open source we cannot legally post the PDF on the website for the world to download at will. Brought to you by our sponsors at: CSMi – https://www.humacnorm.com/ptinquest VALD MoveHealth - https://movehealth.me/ Learn more about/purchase our courses: The Science PT | Dungeons & Dynamometers Support us on the Patreons! Music for PT Inquest: "The Science of Selling Yourself Short" by Less Than Jake Used by Permission Other Music by Kevin MacLeod – incompetech.com: MidRoll Promo – Mining by Moonlight Koal Challenge – Sam Roux  

What did you think of todays show??We sat in a room with some of the biggest lenders in the country last week. What we heard wasn't reassuring. From rising appraisal fraud to (not) shocking statements from a loan officer, this episode breaks down what's really happening inside the lending industry and how it could impact real estate investors.Topics discussed:Introduction (00:00)Two concerning trends in the lending industry (01:46)Appraisal fraud and the problem with CDAs (05:25)Why lenders, LOs, and appraisers might be lying to you (09:51)Unrated securitizations and changes in DSCR lending (12:49)Macroeconomic risk and parallels to 2008 (15:11)AI, unemployment, and the future of consumerism (16:24)Iran, oil prices, and Mike's Medicare theory (21:53)Why rates aren't coming down and what to do about your debt now (25:38)Portfolio architecture: what to buy, what to hold, and what to watch out for (27:59)Where the lending industry is headed (34:29)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com