Podcasts about National Association

This week on Catalyst, Tammy is joined by Carolyn Lee, President of The Manufacturing Institute, the workforce development and education affiliate of the National Association of Manufacturers. Carolyn grew up in a manufacturing family on Long Island and spent years on Capitol Hill before taking the helm of the MI in 2017. Tammy and Carolyn dig into the widening gap between AI adoption at the executive level and awareness on the shop floor, and why closing it is the defining challenge for American manufacturing right now. They also unpack the fear factor driving resistance to change and Carolyn announces the forthcoming AI for Manufacturing 101 curriculum to help manufacturers who are at risk of falling behind. Please note that the views expressed may not necessarily be those of NTT DATALinks:Carolyn LeeThe Manufacturing Institute - AI Skills Training Learn more about Launch by NTT DATASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you've been paying attention over the last year, you've observed tremendous change, chaos, and uncertainty roiling higher education.  Behind the scenes, things are even crazier than they seem, which affects every single applicant. Amy and Mike invited educational consultants Aly Beaumont and Meg Joyce to unpack college enrollment trends for 2026 and 2027. What are five things you will learn in this episode? What is the big theme for college admissions right now? What two pathways do students need to decide between in selective admissions? How are adverse economic conditions affecting colleges and financial aid? What are the unforeseen benefits to applicants from the endowment tax? How can students and families navigate the current enrollment climate? MEET OUR GUESTS Aly Beaumont is the founder of Admissions Village, a family-focused, affordable, one-on-one college guidance consultancy. Aly is deeply committed to making the college admissions process less stressful, and her success in this objective can be measured by both the growing number of referrals she receives and the repeat business from family members. Aly is also a founder and advisor to The College T, a website connecting high school students with college students and recent graduates so that first-hand information and experiences can be shared. Aly is a graduate of Tufts University, where she majored in History with a concentration in Modern Women and African American History, and was captain of the Equestrian Team. She lives in Wilton, CT, with her husband Perry, their two dogs Buddy and Buzz, and their three sons. Two of their sons are currently in college at The University of St. Andrews in Scotland and Kenyon College in Ohio, and one graduated from Santa Clara University. Aly is a Professional member of IECA, and she has her certificate as an Independent Educational Consultant from the University of California, Irvine. Aly previously appeared on this podcast in episode 212 to discuss PREPARATION FOR HIGHLY SELECTIVE COLLEGE ADMISSIONS, in episode 341 to discuss COURSE SELECTION FOR HIGHLY SELECTIVE ADMISSIONS, in episode 406 to discuss WHAT DOES UNHOOKED MEAN IN ADMISSIONS?, in episode 537 to discuss WHAT DO TRULY TEST OPTIONAL COLLEGES FOCUS ON?, and was the subject of an IEC PROFILE in episode 264. Meg Joyce works with Aly at Admissions Village, helping students and their parents navigate every step of the college search and application process. A self-professed research and detail geek, her favorite part of her job is watching students grow in skills and confidence as they work their way through high school and eventually college applications. Meg wants every student to feel supported and heard, and most of all - special - because when students feel that, it comes through not just in their applications but in everything they do.  Meg is a graduate of Georgetown University, where she studied finance and English and worked in the alumni office, talking to alums to learn about their time on campus and later volunteering for many years as an alumni interviewer. Meg works with Aly at Admissions Village helping students and their parents navigate every step of the college search and application process. A self-professed detail geek, her favorite part of her job is watching students grow in skills and confidence as they work their way through high school and eventually college applications. She likes to say she treats every student as she would want her own child to be treated (she's got four grown ones of her own). Meg is a Professional member of IECA, a member of the National Association for College Admission Counseling (NACAC), and has a certificate as an independent educational consultant from the University of California, Irvine. Meg and Aly previously appeared in episode 630 to discuss THE HIGH SCHOOL CLASS PROFILE. Find Aly and Meg at https://www.admissionsvillage.com. LINKS Trends in Admissions and Higher ED, Part 1 - Colleges are Following Two Pathways Trends in Admissions and Higher ED, Part 2 - Admissions is Competitive Not Just For You, But Colleges As Well Trends in Admissions and Higher ED, Part 3 - Students Should Follow One of Two Pathways FAQs: How the 2025 Net Investment Income Tax ("Endowment Tax") Rate Increase Affects Harvard University RELATED EPISODES THE DEMOGRAPHIC CLIFF IS HERE WHAT IS THE CSS PROFILE? POWER DYNAMICS IN COLLEGE ADMISSIONS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.  

In this episode of Mission Admissions, host Jeremy Tiers has a conversation with NACAC's CEO, Angel B. Pérez. Angel shares his thoughts on the future of the college admissions workforce, leadership development, why there continues to be high turnover, the importance of energy management, and more. Guest Name: Angel B. Pérez, Chief Executive Officer, NACAC Guest Social: https://www.linkedin.com/in/angel-b-perez-71418b87/ Guest Bio: Angel B. Pérez, Ph.D. is a globally recognized leader in higher education who is dedicated to expanding access, championing student success, and building a culture of empowered leaders across the profession. As CEO of the National Association for College Admission Counseling, he represents more than 28,000 admission and counseling professionals worldwide, serving as the association's chief voice to government, media, academia, and global partners.  He's also the author of “The Hottest Seat on Campus: Mastering the Art of Leadership in College Admission”. - - - -Connect With Our Host:Jeremy Tiershttps://www.linkedin.com/in/jeremytiers/https://twitter.com/CoachTiersAbout The Enrollify Podcast Network:Mission Admissions is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What is a Professional Employer Organization (PEO)? Learn how Professional Employer Organizations help small businesses with HR, payroll, employee benefits, compliance, and retention. Show Notes Page: https://www.thehowofbusiness.com/610-casey-clark-peos/ Managing employees is one of the biggest challenges facing small businesses, but what if you could offload much of the HR burden while improving employee retention and compliance? That's where a PEO, a Professional Employer Organization may be the right fit for your small business. Most entrepreneurs start a business to serve customers, solve problems, and create value not to become experts in payroll administration, employee benefits, HR compliance, and workforce regulations. In this episode, Henry Lopez speaks with Casey Clark, President and CEO of NAPEO, about how Professional Employer Organizations (PEOs) help small businesses offload many of these administrative responsibilities while maintaining full control over their employees and business operations. Casey explains how the PEO model works, the concept of co-employment, and how PEOs help business owners manage payroll, benefits administration, compliance, onboarding, offboarding, and employee support. He also shares why businesses that use PEOs often experience higher employee retention rates and improved long-term business success. One of the most compelling advantages discussed is access to larger-group employee benefits. By pooling many small businesses together, PEOs can often provide benefits packages that would otherwise be unavailable or unaffordable for smaller employers. Whether you have five employees or fifty, this conversation will help you determine if a PEO could be a valuable partner as your business grows. "We're small business enablers. We help small businesses grow faster, retain employees longer, and focus on why they got into business in the first place." - Casey Clark Casey Clark is President and CEO of NAPEO, the National Association of Professional Employer Organizations. NAPEO represents the PEO industry, helping small and mid-sized businesses manage HR, payroll, employee benefits, and workforce compliance. Casey brings more than 25 years of experience advising businesses, trade associations, and organizations on strategy, communications, and regulatory issues. This episode is hosted by Henry Lopez. The How of Business podcast focuses on helping you start, run, grow and exit your small business. The How of Business is a top-rated podcast for small business owners and entrepreneurs. Find the best podcast, small business coaching, resources and trusted service partners for small business owners and entrepreneurs at our website https://TheHowOfBusiness.com

Bobby Strenk of SecurSpace talks about cargo theft; market challenges & opportunities; & equipping suppliers to redefine their competitive advantage.   IN THIS EPISODE WE DISCUSS: [02.51] An introduction to Bobby and his role at SecurSpace. [04.07] An overview of SecurSpace and their customers. "It's like Airbnb but, instead of booking a home for vacation, you're booking parking and storage for containers, trailers, chassis and trucks!" [06.04] Why industrial outdoor storage is mission-critical, and the current market gaps. [08.50] From a brand new partnership to product integrations, what SecurSpace have been working on since they were last on the show. "Parking and storage is evolving at a rapid pace… and we want to put our network into the hands of more people." [15.07] What the industry landscape and macro impacts look like right now for SecurSpace and their customers. "Demand is there, but capacity is constrained… There's a chance we're going to start seeing congestion at warehouses, rail hubs and ports. So, for us, that means we're going to see a heightened need for drop yard storage." [18.58] How the current landscape and challenges are translating to a business level, what leaders are focusing on, and the key strategies at play. [23.11] The ongoing evolution of cargo theft, and why collaboration will be key to tackling it. "Criminals are staying a step ahead, and AI accelerates that… But we're at a point where people understand the importance of working together to solve the problem." [25.37] How SecurSpace is tackling the issue of cargo theft, and how their customers are responding to their solutions. [30.03] Bobby's big takeaways and learnings from his attendance at the recent National Association of Industrial Outdoor Storage's annual Summit. "What can we do to ensure this facility is fully functional, dynamic and secure?" [34.17] From automation to visibility, a closer look at SecurSpace's next-generation IOS. [36.54] How SecurSpace are equipping suppliers to redefine their competitive advantage, and what competitive advantage actually looks like for them. [41.56] The biggest areas of opportunity for the second half of 2026.   RESOURCES AND LINKS MENTIONED: Head over to SecurSpace's website now to find out more and discover how they could help you too, or you can connect with Bobby on LinkedIn. If you enjoyed this episode and want to hear more from SecurSpace, check out 451: Cargo Theft is a $700+ Million Problem. What Can Shippers and Carriers Do? or 363: Grab On-Demand Access To Yard Space, with SecurSpace. Check out our other podcasts HERE.

Pellegrini, A. (2026, January 26). Comparing private student loans. University of Illinois System Student Money Management Center Blog. https://blogs.uofi.uillinois.edu/view/7550/54213092   Prior Relevant Episodes: Student Loan Management Transitioning in 2026 (ep. 126). https://blogs.uofi.uillinois.edu/view/7550/280186564 The Role of Loan Servicers (ep. 114). https://blogs.uofi.uillinois.edu/view/7550/681485881 Back to School: College and Credit (ep. 90). https://blogs.uofi.uillinois.edu/view/7550/1942070018 The Impact of Compound Interest (ep. 70). https://blogs.uofi.uillinois.edu/view/7550/650946740   Other References: Hanson, M. (2025, October 21). Total student loan debt in the United States. EducationData.org. https://educationdata.org/total-student-loan-debt   National Association of Student Financial Aid Administrators. (2024). You have questions, we have answers: Making sense of the student loan changes from OBBBA's RISE Committee. https://www.nasfaa.org/news-item/37700   U.S. Department of Education. (2024). U.S. Department of Education concludes negotiated rulemaking session to implement One Big Beautiful Bill Act loan provisions. https://www.ed.gov/about/news/press-release/us-department-of-education-concludes-negotiated-rulemaking-session-implement-one-big-beautiful-bill-acts-loan-provisions     University of Illinois System Resources: University of Illinois System. Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe   University of Illinois Chicago, Office of Student Financial Aid. Alternative loans. https://financialaid.uic.edu/types-of-aid/loans/alternative-loans/   University of Illinois Springfield, Office of Financial Aid. Private student loans. https://www.uis.edu/financial-aid/types-aid/loans/private-loans   University of Illinois Urbana-Champaign, Office of Student Financial Aid. Alternative educational loans. https://osfa.illinois.edu/types-of-aid/loans/types-of-loans/alternative-educational-loans/    

Amy Fuchs joins host Ron Aaron and co-host Carol Zernial to talk about boundaries in caregiving on this edition of Caregiver SOS. About Amy Amy Fuchs, is a licensed clinical social worker and certified aging life care manager. She has decades of clinical experience helping older adults and their families navigate the highs and lows of the aging process. In 2008 she created The Elder Expert, a consulting firm which provides education, care management and coaching services. Amy is an alumni of the University of Michigan, where she received a Bachelor of Arts degree in psychology and then went on to obtain her Master of Social Work from the Wurzweiler School of Social Work in New York City. Amy is an active member of the National Association of Social Workers as well as the Aging Life Care Association. Hosts Ron Aaron and Carol Zernial, and their guests talk about Caregiving and how to best cope with the stresses associated with it. Learn about "Caregiver SOS" and the "Teleconnection Hotline" programs.See omnystudio.com/listener for privacy information.

A welcome silver lining in what has recently been a bleak housing market. Sales of previously owned homes jumped more than expected in May... posting an unexpected three-point-two percent increase month-over-month. That was the highest rate of sales we've seen since December. And according to the National Association of Realtors, it was the best month for first-time homebuyers since June 2020... with thirty-five percent of all purchases coming from people buying their very first home. But while that is impressive... mortgage rates remain stubbornly high, even ticking up again this week according to Freddie Mac. So, what should we take away from these mixed signals... and what can we expect in the months ahead? Realtor.com Chief Economist Danielle Hale joins FOX Business' Gerri Willis to break down the housing market, letting buyers and sellers know what they need to know. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Following Graham Platner's victory in a highly competitive Maine primary runoff, questions are rising over surging voter turnout and what it means for the general election. FOX News Sunday Anchor and Chief Legal Correspondent Shannon Bream discusses the national implications of the race, the growing pressure on the GOP to defend key Senate seats, and how economic pressures like inflation and trade agreements are shaping the political landscape.Catching every sports game used to be as simple as turning on the TV. Now, fans often need multiple streaming subscriptions just to follow their favorite teams, a growing frustration that has caught the attention of lawmakers on both sides of the aisle. National Association of Broadcasters President and CEO Curtis LeGeyt joins the Rundown to discuss why Congress is taking a closer look at the changing sports media landscape, and what the shift to streaming means for broadcasters and small businesses alike. PLUS, commentary by Brian Kilmeade, Co-Host of FOX & Friends and Host of One Nation with Brian Kilmeade. PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today our guest is Derrick Lawson, co-executive director of CATLL and CASCD and a former principal at all three school levels. Derrick shares practical strategies for building relational capacity with staff and students at the start of the school year, and why the first days of school should be spent on connection, not content. He also explains how school leaders can build staff capacity for relationship-building by modeling connection activities, creating shared resources, and embedding brief connection routines into every staff meeting throughout the year. In this conversation, Derrick offers important reminders for educators and leaders: Students will not learn at their best until they feel seen, heard, and valued, and that environment has to be built intentionally before content can stick. Teachers who say relationship-building "isn't their thing" often just lack a structure or script. Giving them ready-made activities and modeling them first removes that barrier. When leaders model connection activities with staff, teachers replicate them in their classrooms. What you put in front of people is what you are most likely to see spread. Ten years from now, students and staff will not remember individual lessons, they will remember how you made them feel. Learn More About CharacterStrong:  Learn more about Intellispark Access FREE MTSS Curriculum Samples Request a Quote Today! Learn more about CharacterStrong Implementation Support Visit the CharacterStrong Website   About Derrick Lawson:  Derrick Lawson retired in June of 2025 after 9 years as Principal of  his Alma Mater – Indio High School in Desert Sands USD and 31 years as a K-12 principal at all three levels. Aside from being a K-12 student in the district, he returned his third year of teaching to the district and after teaching, served as a Facilitator in State and Federal Programs and a principal at all 3 levels and opened 2 new campuses. He has spent the majority of his career working in high poverty schools as well as with large populations of long term English Learners and special needs students. During his 9 years in the classroom, he taught all levels K-12 as well as in the University credentialing program as an adjunct professor. He was selected as ACSA Region XIX's Principal of the Year in 2010 and then selected as the ACSA State Middle Grades Principal of the Year and NASSP 2012 Principal of the Year for California and 2025 ACSA State Secondary Principal of the Year. He has served in several leadership roles for ACSA over the years.  In addition to serving his Charter, he was the Region 19 President and Treasurer as well as the NASSP State Coordinator for California and has been involved in State and National lobbying efforts for education from 2012 to the present. He served as the NASSP Region 7 Coordinator, leading the 9 western states and facilitating their advocacy and professional development efforts and a 3 year term on the Board of the National Association of Secondary School Principals. He has been directing one of the ACSA Principals Academies for the past 10 years. His newest role is the Co-Executive Director for the California Association for Teaching, Leading, and Learning (CATLL) after serving on the board for 4 years. He lives in Bermuda Dunes and loves to travel, play piano, scrapbook, and all things Disney.  He is married with two adult children and an unexpected 4 (as his wife says) grand-dogs and a cat.

Share your Field Stories!Laura and Nick sit down with Dr. Kaitlyn Kingsland, Director of 3D Digitization at Environmental Research Group, to explore how LiDAR, photogrammetry, and digital twins are transforming archaeology, environmental consulting, and the way we document and monitor change over time. From preserving historic sites in perpetuity to using repeat scans to track environmental degradation, this episode highlights how cutting-edge technology is reshaping both fieldwork and the future of the industry.Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Please be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Kaitlyn Kingsland at https://www.linkedin.com/in/kaitlynkingsland/Guest Bio:Kaitlyn Kingsland is a digitization expert, utilizing LiDAR and 3D scanning methods to capture environments and objects for a variety of purposes. An archaeologist by training, Dr. Kingsland's work intersects with technology and cultural heritage. More recently this work has expanded to environmental sciences and engineering applications, including assisting in work involving the lidar analysis of ecology and environments, reverse engineering, and scan to BIM. Her work has led her to travel domestically and internationally to scan sites as old as prehistoric Italy, Roman Malta, and as new as modern buildings within North America. Currently, Dr. Kingsland works with Environmental Research Group, LLC of Baltimore, Maryland.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs MullerSupport the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players. Support the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players. 

Kevin discusses and covers the following stories: weather is in the news; the U.S. Labor Department reported Weekly Initial Jobless Claims; the Bureau of Labor Statistics reported the Producer Price Index (PPI) and Core PPI; the European Central Bank voted to raise their benchmark interest rate, and what that means for the Federal Reserve meeting next week; the National Association of Realtors reported the May Existing Home Sales; Phil Flynn, Senior Market Analyst, Author of the Energy Report, explains why President Trump refrained from striking Iran over the last few weeks; oil prices reacted to Trump cancelling further planned strikes on Iran, Trump's announcement that peace talks have been brought to the highest levels of the Iranian leadership; gas prices continue to retreat; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinions. See omnystudio.com/listener for privacy information.

YouTube link: https://youtube.com/live/vmkodziBeKI

A welcome silver lining in what has recently been a bleak housing market. Sales of previously owned homes jumped more than expected in May... posting an unexpected three-point-two percent increase month-over-month. That was the highest rate of sales we've seen since December. And according to the National Association of Realtors, it was the best month for first-time homebuyers since June 2020... with thirty-five percent of all purchases coming from people buying their very first home. But while that is impressive... mortgage rates remain stubbornly high, even ticking up again this week according to Freddie Mac. So, what should we take away from these mixed signals... and what can we expect in the months ahead? Realtor.com Chief Economist Danielle Hale joins FOX Business' Gerri Willis to break down the housing market, letting buyers and sellers know what they need to know. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Following Graham Platner's victory in a highly competitive Maine primary runoff, questions are rising over surging voter turnout and what it means for the general election. FOX News Sunday Anchor and Chief Legal Correspondent Shannon Bream discusses the national implications of the race, the growing pressure on the GOP to defend key Senate seats, and how economic pressures like inflation and trade agreements are shaping the political landscape.Catching every sports game used to be as simple as turning on the TV. Now, fans often need multiple streaming subscriptions just to follow their favorite teams, a growing frustration that has caught the attention of lawmakers on both sides of the aisle. National Association of Broadcasters President and CEO Curtis LeGeyt joins the Rundown to discuss why Congress is taking a closer look at the changing sports media landscape, and what the shift to streaming means for broadcasters and small businesses alike. PLUS, commentary by Brian Kilmeade, Co-Host of FOX & Friends and Host of One Nation with Brian Kilmeade. PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices

A welcome silver lining in what has recently been a bleak housing market. Sales of previously owned homes jumped more than expected in May... posting an unexpected three-point-two percent increase month-over-month. That was the highest rate of sales we've seen since December. And according to the National Association of Realtors, it was the best month for first-time homebuyers since June 2020... with thirty-five percent of all purchases coming from people buying their very first home. But while that is impressive... mortgage rates remain stubbornly high, even ticking up again this week according to Freddie Mac. So, what should we take away from these mixed signals... and what can we expect in the months ahead? Realtor.com Chief Economist Danielle Hale joins FOX Business' Gerri Willis to break down the housing market, letting buyers and sellers know what they need to know. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Following Graham Platner's victory in a highly competitive Maine primary runoff, questions are rising over surging voter turnout and what it means for the general election. FOX News Sunday Anchor and Chief Legal Correspondent Shannon Bream discusses the national implications of the race, the growing pressure on the GOP to defend key Senate seats, and how economic pressures like inflation and trade agreements are shaping the political landscape.Catching every sports game used to be as simple as turning on the TV. Now, fans often need multiple streaming subscriptions just to follow their favorite teams, a growing frustration that has caught the attention of lawmakers on both sides of the aisle. National Association of Broadcasters President and CEO Curtis LeGeyt joins the Rundown to discuss why Congress is taking a closer look at the changing sports media landscape, and what the shift to streaming means for broadcasters and small businesses alike. PLUS, commentary by Brian Kilmeade, Co-Host of FOX & Friends and Host of One Nation with Brian Kilmeade. PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kevin discusses and covers the following stories: weather is in the news; the U.S. Labor Department reported Weekly Initial Jobless Claims; the Bureau of Labor Statistics reported the Producer Price Index (PPI) and Core PPI; the European Central Bank voted to raise their benchmark interest rate, and what that means for the Federal Reserve meeting next week; the National Association of Realtors reported the May Existing Home Sales; Phil Flynn, Senior Market Analyst, Author of the Energy Report, explains why President Trump refrained from striking Iran over the last few weeks; oil prices reacted to Trump cancelling further planned strikes on Iran, Trump's announcement that peace talks have been brought to the highest levels of the Iranian leadership; gas prices continue to retreat; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinions. See omnystudio.com/listener for privacy information.

Real estate is changing fast and most people don't fully understand what's happening behind the scenes. In this episode, I sit down with Amanda DiVito Parle to talk about the major shifts happening across the industry - from brokerage models to burnout to the growing fight over data and control. In a market where everything feels uncertain… This conversation will challenge how you think about the future of real estate.   Key takeaways to listen for Why experienced agents are leaving traditional brokerages What burnout is really costing agents (and how it's changing careers) How new brokerage models are reshaping opportunity in real estate Why data is becoming the real power in the industry What industry consolidation could mean for consumers and agents   Resources mentioned in this episode National Association of REALTORS® MLS.com   About Amanda DiVito Parle Amanda DiVito Parle has spent over two decades at the forefront of the real estate industry — as a top producing broker, an industry leader, and one of the most sought-after voices on stages across the nation. She has built teams, led organizations, and sat across the table from thousands of agents and business leaders navigating the complexities of the real estate industry. Amanda speaks from experience, weaving together a narrative that is both relatable and inspiring.    Connect with Amanda Website: with Amanda DiVito Parle Podcast: At the Kitchen Table   About Leigh Brown Leigh Brown is a keynote speaker and leadership expert who helps organizations navigate growth, conflict, and change with clarity and courage. Her message resonates with leaders facing real-world pressure—whether that's housing challenges, organizational friction, or cultural shifts. Her latest book, Next Is Now, equips leaders to stop reacting and start leading with intention.

Washington, DC, June 11, 2026 —This month's podcast episode from the National Association of County and City Health Officials (NACCHO) includes a brief overview of key public health funding included in the House of Representatives' the Fiscal Year 2027 (FY27) House Labor, Health and Human Services, Education, and Related Agencies (Labor-HHS) Appropriations bill, which was voted out of the subcommittee, has since passed the full committee on a party line vote, setting it up for a vote on the House floor. The Senate version has yet to be released. Speakers also shared resources related to the ongoing Andes virus and Ebola outbreaks, in addition to a New World screwworm detection.   On June 24, NACCHO will host a webinar, "Engaging Your Members of Congress", where participants will learn how they can educate policymakers on the critical role local health departments play in communities and how recent changes at the federal level have impacted public health across the country.    Later in the program (7:56), Tim Wiedrich, Director of the Health Response and Licensure Section at North Dakota Department of Health and Human Services and guest speaker at the 2026 Preparedness Summit, joined the podcast to discuss the state's model for building and deploying a medical cache, which is available to public health agencies and health care entities across the state during and outside of emergencies. Wiedrich explained that this statewide model ensures that, when a need arises, operations such as logistics, transportation, and supply distribution are already aligned across sectors, aiding in a timely and effective response. He also explained that having uniform protocols across jurisdictions, having access to trained staff, and involving stakeholders in the planning process, including local health department and emergency management, are all necessary steps in building a strong system for stockpile management and distribution.   Read more about North Dakota's approach to strengthening response efforts across the state in a special feature by Association of State and Territorial Health Officials (ASTHO).   ###   About NACCHO The National Association of County and City Health Officials (NACCHO) represents the over 3,300 local governmental health departments across the country. These city, county, metropolitan, district, and tribal departments work every day to protect and promote health and well-being for all people in their communities. For more information, visit www.naccho.org.

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob tells us how you can prevent fungus from overtaking your lawn while its hot and humid.

Subscribe for ad-free episodes + bonus content: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup Email: mark@thesalibgroup.com Existing home sales unexpectedly jumped in the latest housing market data release, even with mortgage rates still elevated. In this episode, we break down the newest National Association of Realtors report, rising inventory, home prices, first-time buyer activity, and what this could mean for the 2026 housing market. Is buyer demand finally returning, or was this just a temporary boost from lower spring mortgage rates? We also discuss affordability, pending sales trends, and whether the real estate market is beginning to stabilize nationally.

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob tells us how you can prevent fungus from overtaking your lawn while its hot and humid.

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob tells us how you can prevent fungus from overtaking your lawn while its hot and humid.

For more information regarding this CME/CE activity and to complete the CME/CE requirements and claim credit for this activity, visit:https://www.mycme.com/courses/the-evolving-role-of-antibody-drug-conjugates-in-metastatic-triple-negative-breast-cancer-10800SummaryThis CME/CE-certified podcast will provide multidisciplinary clinicians with an evidence-based update on the evolving role of TROP2-directed antibody-drug conjugates (ADCs) in the frontline treatment of metastatic triple-negative breast cancer. A medical and an ocular oncology specialist review the latest efficacy and safety data from pivotal clinical trials evaluating ADCs, their integration into contemporary treatment algorithms, and guideline recommendations based on PD-L1 status, BRCA mutation status, and immunotherapy eligibility. Learners will explore key factors influencing treatment selection, compare the benefits and limitations of more established therapeutic options, and examine practical strategies for preventing, recognizing, and managing ADC-associated toxicities. Special emphasis will be placed on multidisciplinary approaches to the management of ocular adverse events and other clinically significant toxicities to optimize patient outcomes and support safe implementation of these therapies in clinical practice.Learning ObjectivesEvaluate the current and emerging clinical evidence surrounding the use of trophoblast cell-surface antigen 2 (TROP2)-directed antibody-drug conjugates (ADCs) in the first-line treatment of metastatic triple-negative breast cancer (TNBC)Integrate TROP2-directed ADCs into frontline treatment regimens for metastatic TNBC based on the latest clinical evidence, guidelines, and patient- and tumor-specific factorsApply multidisciplinary and patient-centric strategies for the prevention, recognition, and management of toxicities associated with the use of TROP2-directed ADCs in patients with metastatic TNBCThis activity is accredited for CME/CE CreditThe National Association for Continuing Education is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians.The National Association for Continuing Education designates this enduring material for a maximum of 0.50 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.The National Association for Continuing Education is accredited by the American Association of Nurse Practitioners as an approved provider of nurse practitioner continuing education. Provider number: 121222. This activity is approved for 0.50 contact hours (which includes 0.50 hours of pharmacology). For additional information about the accreditation of this program, please contact NACE at info@naceonline.com.Faculty and Moderator Aditya Bardia, MDProgram Director, Breast Medical Oncology, UCLAProfessor of Medicine, UCLALos Angeles, CADr. Bardia has disclosed the following financial relationships:Consultant: Alyssum, AstraZeneca/Daiichi, BMS, Eli Lilly, Genentech, Gilead, Menarini, Merck, Novartis, Pfizer, VyomeAdvisor/Advisory Board: Alyssum, AstraZeneca/Daiichi, Eli Lilly, Genentech, Gilead, Menarini, Merck, Novartis, Pfizer, VyomeContracted Research: AstraZeneca/Daiichi, Eli Lilly, Genentech, Gilead, Menarini, Merck, Novartis, PfizerStock options: Vyome (immuno-inflammatory and rare diseases)All of his consultant, advisor/advisory board, and contracted research disclosures are related to cancer.Maura Di Nicola, MDAssistant Professor of OphthalmologyBascom Palmer Eye InstituteMedical Director of Imaging and EchographyBascom Palmer Eye InstituteMiami, FLDr. Di Nicola has disclosed the following financial relationships:Consultant: AbbVie (ophthalmology), SpringWorks Therapeutics (oncology)Advisor/Advisory Board: AbbVie (ophthalmology)Research Grant: Castle Biosciences (ocular oncology)Please review additional planner disclosures here.Disclosure of Commercial SupportThis educational activity is supported by a medical education grant from AstraZeneca Pharmaceuticals and a medical education grant from Daiichi Sankyo, Inc.Please visit  http://naceonline.com to engage in more live and on demand CME/CE content.

Hello and welcome to the ZimmCast. I'm Chuck Zimmerman. In this episode I have a very special guest. I haven't talked to him recently but we did quite a bit in the early days of AgWired. He's Harry Siemens and some of you may have heard or read his Siemens Says. He just received a very well deserved award and we'll talk about that too.  The award was initiated by U.S. farm broadcasters Lynn Ketelsen of the Linder Farm Network, the late Orion Samuelson, and Max Armstrong, longtime voices in agricultural broadcasting and fellow members of the National Association of Farm Broadcasting (NAFB). Together, they sought to recognize Siemens' lifetime of contributions to agricultural journalism and his efforts to strengthen relationships between Canadian and American farmers. Throughout his career, Siemens has covered crop production, livestock, trade, transportation, weather, farm policy and rural life, earning the respect of farmers, agricultural leaders and fellow broadcasters across North America. That's the ZimmCast for now. If you have some exciting news in the agrimarketing world, feel free to contact me for the next episode. Just email at chuck@zimmcomm.biz.

How can healthcare organizations better support professionals in recovery—and help them seek assistance before substance use disorder impacts their lives, patients, or careers?In this episode of Drug Diversion Insights, Terri is joined by Kristin Waite-Labott and Dr. April Lenzmeier to discuss a powerful new resource designed to help healthcare organizations establish and strengthen peer support and recovery programs.Kristin, who previously shared her own recovery journey on the podcast, co-chaired the IHFDA committee responsible for developing the Peer Support & Recovery Toolkit. Together with Dr. Lenzmeier, co-founder of the National Association of Peer Support for Nurses (NAPSN), they discuss how organizations can leverage existing best practices instead of building programs from scratch.In this episode, we explore:• Why peer support is a critical component of recovery• The importance of reaching healthcare professionals before a crisis occurs• How organizations can create recovery-friendly cultures• The value of lived experience in supporting colleagues• Common barriers to implementing peer support programs• How NAPSN is helping expand peer support resources nationwide• Practical ways healthcare organizations can use the toolkit to strengthen their programsDownload the IHFDA Peer Support & Recovery ToolkitWhether you're a healthcare leader, diversion specialist, nurse leader, pharmacist, compliance professional, or someone passionate about workforce wellbeing, this episode offers practical guidance for building systems that support recovery while protecting patients.Sometimes the best solution isn't to build something new—it's to borrow what's already working.More from Rxpert Solutions

Jane Dutton speaks to National Association of Artisanal Miners, National Spokesperson, Zethu Hlatshwayo about the scourge of Zama Zama's in South Africa. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report, go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

"You're a co-pilot, you are a therapist, you are an archivist," reflects journalist and cultural critic Gerrick Kennedy of his role as a ghostwriter. Kennedy is the co-author of the just-published memoir Phases, from singer, songwriter and actress Brandy—an immediate #1 New York Times best-seller. He is the author of two previous books, and his work has appeared in a variety of publications, including Vanity Fair, Rolling Stone, GQ, Men's Health, Spin, and Playboy. A former staff writer for The Los Angeles Times, where he covered pop music and culture, Kennedy was honored in 2012 with an Emerging Journalist of the Year award by the National Association of Black Journalists. Regarding his current collaboration with Brandy, he had known the multi-platinum, Grammy Award-winning artist for several years before they decided to work together on her memoir—and after his first few ghostwriting assignments, he's still getting used to his emerging role as the caretaker of someone else's story. "You wear so many hats when you are doing a collaborative project," he says. "There are so many conversations that you have with a person, and so much of it is going to be, 'This is me releasing it, and I don't want to hold this myself anymore… and now you can carry it with you, but it's not for the book.' It gives you context. It gives you ideas. It gives you understanding. But it ultimately just ends up becoming another secret." Join us as we consider what it takes to honor your subject's privacy while finding a way to attach those "secrets" to a public-facing narrative. Learn more about Gerrick Kennedy: Website Instagram Threads Twitter Facebook Didn't We Almost Have It All Parental Discretion is Advised Please support the sponsors who support our show: Gotham Ghostwriters' Andy Awards Ritani Jewelers Daniel Paisner's Balloon Dog Daniel Paisner's SHOW: The Making and Unmaking of a Network Television Pilot Heaven Help Us by John Kasich Unforgiving: Lessons from the Fall by Lindsey Jacobellis Film Movement Plus (PODCAST) | 30% discount Libro.fm (ASTOLDTO) | 2 audiobooks for the price of 1 when you start your membership Film Freaks Forever! podcast, hosted by Mark Jordan Legan and Phoef Sutton Everyday Shakespeare podcast A Mighty Blaze podcast The Writer's Bone Podcast Network Misfits Market (WRITERSBONE) | $15 off your first order  Film Movement Plus (PODCAST) | 30% discount Wizard Pins (WRITERSBONE) | 20% discount

Theology, love, and Howard Thurman are the focus of this conversation with my colleague, the Rev. Dr. Kathryn House.Link to the recording of Howard Thurman reading his work, “Meditations of the Heart,” part of the Howard Thurman Collection in the Howard Gotlieb Archival Research Center at Boston University Libraries https://digitallibrary.bu.edu/readings-meditations-heart-part-1-2Text referenced: Love at the Center: Unitarian Universalist Theologies, editor Rev. Dr. Sofía Betancourt https://uuabookstore.org/products/love-at-the-centerRev. Kathryn House, Ph.D., is Assistant Professor of Leadership Studies and Practical Theology and Chair of the Rev. Dr. Lee Barker Professorship of Leadership Studies at Meadville Lombard Theological School. She was previously Visiting Assistant Professor of Practical Theology and a Louisville Institute Postdoctoral Fellow at Louisville Presbyterian Theological Seminary. House received her BA in Religion from Duke University and her MDiv. and PhD in Theological Studies from Boston University School of Theology. House is ordained in the American Baptist Churches, USA and affiliated with the Alliance of Baptists.House is co-editor, with Dr. Sara Moslener, of "Purity Culture and its Discontents," a special issue of Theology and Sexuality. She has also contributed chapters to Trauma and Lived Religion: Transcending the Ordinary (Palgrave Macmillan) and Faithfully Feminist: Jewish, Christian, and Muslim Feminists on Why We Stay (White Cloud Press), and her writing has been published in journals such as Perspectives in Religious Studies, Pastoral Psychology, and American Baptist Quarterly. Her current book project, an expansion of her dissertation, The Afterlife of White Evangelical Purity Culture: Wounds, Legacies, and Impacts, investigates the theological scaffolding of white evangelical purity culture and its continuing impact on American religious and political life.Her teaching and scholarship are generated at intersections of leadership studies, trauma-informed pastoral and spiritual care, and liberation theologies. She serves on the steering committee for the Ecclesial Practices Unit of the American Academy of Religion and on the Advisory Committee of the Wabash Center for Teaching and Learning in Theology and Religion. She is also an active member of the National Association of Baptist Professors of Religion (NABPR) and NABPR Region-at-Large.__________________________Thank you for listening. Many Windows: Conversations on Ministry is a production of Meadville Lombard Theological School. Theme music is “Destination” by Justhea. This episode is produced by Jules Taylor.(Justhea: spoti.fi/2NycVfd and apple.co/3u51z2V)

Duct fixes a lot of things, including my comedy career. Ok, not really my career, but the transportation getting me to the gigs. Here's a quick, embarrassing story about my use of duct tape. Not really looking my best as I drove around the country, but it ws functional . . .for a while.  https://www.TheWorkLady.com  Jan McInnis is a top change management keynote speaker, comedian, and funny motivational speaker who helps organizations use humor to handle change, build resilience, and strengthen leadership skills. With her laugh-out-loud stories and practical tips, Jan shows audiences how humor isn't just entertainment—it's a business skill that drives communication, connection, and stress relief. A conference keynote speaker, Master of Ceremonies, and comedy writer, Jan has written material for The Tonight Show with Jay Leno as well as radio, TV, and syndicated cartoon strips. She's the author of two books—Finding the Funny Fast and Convention Comedian—and her insights on humor in business have been featured in The Wall Street Journal, The Washington Post, and The Huffington Post. For over 25 years, she has been helping leaders and teams discover how to bounce back from setbacks, embrace change, and connect through comedy. Jan has delivered keynote speeches at thousands of events nationwide, from the Federal Reserve Banks to the Mayo Clinic, for industries that include healthcare, finance, government, education, women's leadership events, technology, and safety & disaster management. Her client list features respected organizations such as: Healthcare: Mayo Clinic, Kaiser Permanente, Abbott Pharmaceuticals, Health Information Management Associations, Assisted Living Associations Finance: Federal Reserve Banks, Merrill Lynch, Transamerica Insurance, BDO Accounting, American Institute of CPAs, credit unions, banking associations Government: U.S. Air Force, Social Security Administration, International Institute of Municipal Clerks, National League of Cities, public utilities, correctional associations Women's Leadership Events: Toyota Women's Conference, Go Red for Women, Speaking of Women's Health, Soroptimists, Women in Insurance & Financial Services Education: State superintendent associations, community college associations, Head Start associations, National Association of Elementary and Middle School Principals Safety & Disaster: International Association of Emergency Managers, Disney Emergency Management, Mid-Atlantic Safety Conference, risk management associations   Her background as a Washington, D.C. marketing executive gives her a unique perspective that blends business acumen with stand-up comedy. Jan was also honored with the Greater Washington Society of Association Executives "Excellence in Education" Award. Along with her podcast Finding the Funny: Leadership Tips from a Comedian, Jan also produces Comedian Stories: Tales From the Road in Under 5 Minutes. Whether she's headlining a major convention, hosting a leadership retreat, or teaching resilience at a safety conference, Jan's programs give audiences the tools to laugh, learn, and lead.  

Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. 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What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

The queens shine a rainbow spotlight on some fabulous, emerging queer poets.Support Breaking Form by reviewing the show on Apple Podcasts here.Aaron's STOP LYING is available from the Pitt Poetry Series. BEAUTIFUL PEOPLE is available from Bridwell Press. James's ROMANTIC COMEDY is available from Four Way Books.  Notes:Xavier Searle is a poet and educator. A recipient of an Academy of American Poets University & College Prize, their work has appeared in The Broken Plate, Stone of Madness, and the anthology Broken Olive Branches. They hold an MFA from North Carolina State University. Read their poem "Elegy." Deon Robinson (he/him) is a Queer Afro-Latino poet born-and-raised in The Bronx. He received his B.A. in Creative Writing from Susquehanna University, where he was a two-time recipient of the Janet C. Weis Prize for Literary Excellence. Currently, he is a first year MFA Candidate in Poetry at the University of Urbana-Champaign where he is a recipient of a Graduate College Master's Fellowship and selected by Adrian Matejka for the 2022 Hobart L. and Mary Kay Peer Memorial Award. Read Deon Robinson's "(Pleasure-Knowledge) (Knowledge-Pain)" from The Adroit Journal. Visit his website: https://djrthepoet.weebly.com Kaitlin Hsu 徐欣 (she/她) is a queer Taiwanese poet, translator and editor from the Bay Area. Her work can be found in A Public Space, Poet Lore, Peach Mag and elsewhere. She is a 2024 Margins Fellow at the Asian American Writers' Workshop and works at Kaya Press as an associate editor. Hsu was also a Brooklyn Poets Fellow. Check out Hsu's website at https://myrefoli.github.io and read her poem "As a Child, I Pretended to Be a Tree" here.Stefania Gomez is a 2025 Luminarts Fellow in Poetry and a 2023 Fulbright Research Award Grantee, and a finalist for the 2024 Ruth Lilly and Dorothy Sargent Rosenberg Poetry Fellowship and 2023-2024 Provincetown Fine Arts Work Center Fellowship Semifinalist. She has received additional fellowships from the Dirt Palace, Sewanee Writers Workshop, Lambda Literary, and the International Quilt Museum. She received her MFA in poetry at Washington University in St. Louis. She is currently a PhD candidate in English at the University of Illinois at Chicago and teaches Creative Writing at The Chicago High School for the Arts, Chicago's first public arts high school. Read her poem "Wreck" here and check out her website here. Another Gomez poem worth your time is "At the New York City AIDS Memorial"John Bonanni founded and edits the Cape Cod Review. His poems have appeared in North American Review, Foglifter, Black Warrior Review, Washington Square Review, Florida Review, and Gulf Coast, and his literary criticism has been featured in DIAGRAM, Denver Quarterly, The Rumpus, and The Kenyon Review. He teaches on Cape Cod. Visit his website and read "Elegy for Gaeton Dugas" here. Bonnani's book Retrovirology, won the Donald Hall Prize (judged by Honorée Fanonne Jeffers) and will be available in September from the Pitt Poetry Series. Alec Hershman is the author of the chapbooks Permanent and Wonderful Storage  (2019) and The Egg Goes Under (2017), both from Seven Kitchens Press. He lives in Michigan where he teaches literature and writing to college students. His poetry appears widely in literary journals and magazines such as Denver Quarterly, Colorado Review, The Journal, Sycamore Review, DIAGRAM, Columbia, The National Poetry Review, and Harpur Palate. You can find links to his work online at https://alechershmanpoetry.com. Read Hershman's "Mercury Fields." Denice Frohman is a poet and performer from New York City. She has received support from The Pew Center for the Arts, Baldwin for the Arts, CantoMundo, Headlands Center for the Arts, the National Association of Latino Arts and Cultures and the National Endowment for the Arts. Her work has appeared in The New York Times, Poem-A-Day, The BreakBeat Poets: LatiNext, Nepantla: An Anthology for Queer Poets of Color, The Rumpus and elsewhere. A former Women of the World Poetry Slam Champion, she's featured on hundreds of stages from The Apollo to The White House. Currently, she is developing her one-woman show, Esto No Tiene Nombre, which centers the oral histories of Latina lesbian elders. Read or listen to Frohman's poem "Lady Jordan" here and check her website out here: https://www.denicefrohman.comZachary Scalzo (he/they) is a queer writer, translator, and theatremaker. They can be found at azachofalltrades.com and on Instagram at @zjscalzo. Their poetry has appeared in journals including Dear Poetry, Ghost City Review, and &Change. Read their poem “Sometimes—there's God—so quickly.” Journalist Randy Shilts popularized the concept of "Patient Zero" in his 1987 book, And the Band Played On. By 1987, however, it was known that an infected individual might not display symptoms for several years, and that the study on which Shilts based his assumption was unlikely to have revealed a network of infection. Still, Shilts uncritically spread the story of the Los Angeles cluster study and its ‘Patient 0,' with long-standing consequences. For more about this, read here.Director Laurie Lynd released a documentary in 2019, Killing Patient Zero, which delves more into Gaeton Dugas's life. Read more about the documentary here.

  QUOTES from the episode: "The people closest to the work often have the clearest view of what needs to change."   "Codes do not become practical until field experience finds its way into the conversation."   "Better data leads to better codes, and HERS® Raters are sitting on some of the most useful data in the industry."   "The future of energy codes will be shaped not only in committee rooms, but also in crawlspaces, attics, and blower door tests." In this episode of RESTalk, host Bill Spohn welcomes Nathan Kahre of the National Association of Home Builders, Alex Smith of the International Code Council, and Kris Stenger of ICC for a practical discussion on the 2027 IECC, the emerging 2030 framework, and how energy codes move from model language to real-world adoption. Together, they explain how the IECC is developed, how consensus committees and public comments shape the process, and why input from HERS® Raters, builders, subcontractors, code officials, and consumers matters. The conversation highlights several important 2027 IECC updates, including clearer blower-door testing provisions, expanded recognition of ANSI/RESNET®/ICC 380, tighter ERI targets, performance-path changes, improved fenestration values, expanded energy credits, and a new energy audit requirement for large additions. The guests also discuss how state and local adoption varies widely, from formal code councils and rulemaking processes to state-specific pathways like Texas HB 1736. Most importantly, Nathan, Alex, and Kris encourage HERS® Raters to get involved. Whether through local home builder associations, RESNET® program engagement, ICC interested-party lists, or future participation in the 2030 IECC subgroup, raters can bring field data, practical experience, and clarity to a process that increasingly depends on verified performance. Kris's contact info: kstenger@iccsafe.org Alex's contact info: alsmith@iccsafe.org https://www.linkedin.com/in/alexsmithenergy/ Nathan's contact info: nkahre@nahb.org https://www.linkedin.com/in/nathan-kahre-94a779108/   ICC Committees: https://www.iccsafe.org/committees/energy-iecc/ https://www.iccsafe.org/membership/councils-committees/icc-committee-application/   The code adoption kit we discussed: https://www.nahb.org/advocacy/top-priorities/building-codes/code-adoption-kits/2024-International-Energy-Conservation-Code   To the RESNET® community, we hear you and want to engage. Learn more at www.RESNET.us. For more info on this topic, contact RESNET at INFO@RESNET.US  

Shaun Snyder, CEO of the National Association of State Treasurers, introduces SURCH, the States' Unclaimed Retirement Clearinghouse, a new initiative that leverages state unclaimed property systems to help plan sponsors and recordkeepers reunite uncashed retirement benefit checks with the workers and retirees who are owed them.

In today's show, Dustin wraps up his conversation with RJ Karney of the National Association of State Departments of Agriculture, Mark continues his conversation with National Pork Board Chief Veterinary Officer Dusty Oedekoven, and Riley talks about swine health with Dr. Lisa Becton of the Swine Health Information Center.

In this week's edition of the Overdrive Radio podcast, dig into issues of safety responsibility in the brokered-freight world after the Supreme Court's May ruling removing a key defense many brokers have used in state courts to deflect civil lawsuits for “negligent hiring" after a crash. The short of it for potential impacts: More brokers are certain to need to be able to readily defend their cases against suits on the merits. As ongoing Overdrive coverage of the reaction to the ruling has shown, it's an open question just how freight middlemen end up approaching demonstration of due diligence around carrier vetting: https://overdriveonline.com/15825631 The reality that lingers behind it is the safety rating responsibility law has long placed on the Secretary of Transportation and its Federal Motor Carrier Safety Administration. A relative few of the smallest carriers with authority have ever been rated. And rating outcomes trended negative for many years, as FMCSA placed emphasis on targeting resources toward problem carriers rather than the Satisfactory stamp of approval, as it were. The Trump administration's FMCSA in 2025 reversed that trend, in some ways, issuing a larger share of final Satisfactory ratings than in prior years, though overall finalized ratings fell off a cliff: https://overdriveonline.com/15826542 In the podcast today, hear a good example of a good broker in S2 International's Jennifer Mead, honored last year by the National Association of Small Trucking Companies as 2025 Broker of the Year among its "Best Brokers" group of referred and creditworthy brokers. Mead and S2 -- "knock on wood," she said -- have never been the target of a state civil post-crash suit, yet she well knows attorneys and others get "sue-happy" when a Supreme Court ruling like this settles a matter in question. She fully expects more cases to be brought against brokers. Yet she's not fundamentally worried about S2's position, with the company focused mostly in the expedited-freight world and with much of their book of business running on trucks and in vans of close partners carriers they really take the time to truly get to know. "We're ahead of that game already," Mead said of vetting carriers, "especially because we've been so time- and service-sensitive. You don't want to put just any local yokel on the load and have a [factory production] line shut down." Hyper-cautious, S2 has used vetting systems like Highway and FreightValidate for checks, though mostly for monitoring purposes rather than front-end vetting. Such systems help with a "good database for insurance," she said, and "getting the notifications of when insurance is expiring." Too many brokers/shippers just "check the insurance once and don't pay attention to it," she said. For carrier onboarding with S2, "I try to reach out and talk to owners of the companies that we're working with" to get a real feel for them as business owners, for their attention to not only to service but safety. "Vetting's a full-time job," Mead said, noting the back-and-forth with new carriers they're considering working with. While S2's set "thresholds" for things like age of a carrier's authority (six months) and other metrics, those don't necessarily mean "we just won't work with them," she added. Rather, judgment calls come into play after conversations, and consideration of the full range of data available. That full-time job, she said, at once, could be more part-time, in her view, noting agreement with many around trucking that "we should be able to rely more heavily on the government for that."  More safety rating from FMCSA could help. After the SCOTUS ruling, Mead felt "the water's getting muddier" around vetting standards, not clearer.

In this episode of Building Doors, host Lauren Karan sits down with Cathryn Greville, CEO of the National Association of Women in Construction (NAWIC), a lawyer, governance expert, and one of the industry's most passionate advocates for systemic cultural change. From collaborative contracting to parental leave, from male allyship to psychological safety, Cathryn makes a powerful case that construction's biggest challenges: productivity, skills shortages, and retention won't be solved by technology alone. They'll be solved by leadership.Cathryn shares the evidence: inclusive teams make better decisions 87% of the time, and twice as fast. She explains why the single biggest risk time for losing women in construction is pregnancy and return to work, and why getting more men to take parental leave is a retention strategy, not a social one. She also pulls back the curtain on NAWIC's $5 million "Allyship in Action" project, including site-based allyship programs, sponsorship training, and a cultural ambassadors program designed to reach young tradies before bad habits set in.Tune in for a frank, data-driven, and hopeful conversation about what it actually takes to build workplaces where people want to stay  and why inclusive leadership may be the most underleveraged commercial advantage in construction today.What You'll Learn in This Episode:Inclusive Leadership and the Future of Construction:Why inclusive leadership is a commercial advantage, not just a social initiativeHow leadership styles directly impact workforce retention and project outcomesThe role leaders play in creating psychologically safe workplacesThe Link Between Inclusion, Productivity, and Performance:Why inclusive teams make better decisions and achieve stronger business resultsHow psychological safety improves productivity and reduces workforce riskThe hidden financial costs of poor workplace culture and employee turnover Innovation Starts with People:Why innovation is about more than technology and AIHow diverse perspectives create better solutions and stronger decision-makingThe connection between workplace culture, creativity, and problem-solvingWorkforce Challenges and Talent Attraction:Why construction's workforce shortage requires a broader talent strategyHow inclusive workplaces help attract and retain the next generation of workersWhat Gen Z expects from employers and why culture matters more than everFlexibility, Retention, and Modern Work:Why flexibility means more than working from homeHow small adjustments can significantly improve employee retentionThe importance of designing workplaces around people's real needsPregnancy, Parenthood, and Retaining Women in Construction:Why pregnancy remains one of the highest-risk points for losing women from the industryThe role parental leave and caring responsibilities play in workforce retentionHow supporting fathers and caregivers benefits the entire workforceMale Allyship and Culture Change:What male allyship looks like in practiceWhy giving men the tools to support change is critical for industry transformationHow NAWIC's Allyship in Action program is helping shift workplace cultureRecruitment, Bias, and Untapped Talent:Why construction still relies heavily on traditional hiring methodsHow transferable skills can unlock new talent poolsThe importance of challenging assumptions about who belongs in constructionBuilding a More Sustainable Industry:Why workforce sustainability is becoming one of construction's biggest challengesHow governments, clients, contractors, and leaders can work together to drive changeWhat organizations can do today to become employers of choice Key Quotes from Cathryn Greville:"Productivity all comes back to people.""The biggest impediment to innovation isn't the technology. It's whether people are able to implement it.""Innovation is not just tech. Innovation is about solving problems.""The standard you walk past is the standard you accept.""If you're not engaging 50 percent of the population, you're missing a huge opportunity.""We need workplaces where people feel safe, valued, and able to do their best work.""Inclusion is not just a diversity initiative. It's a business strategy."About Our Guest:Cathryn Greville is the CEO of NAWIC (National Association of Women in Construction), a lawyer by background with decades of experience in industry reform, regulation, and governance. She has worked across litigation, collaborative contracting, and cultural transformation in both the UK and Australia. Cathryn is currently leading NAWIC's $5 million "Allyship in Action" project (funded by the Building Women's Careers Grant Program), delivered in partnership with CPB Contractors, Adco Constructions, the Australian Workers' Union, and Holmesglen Institute. Her mission: to make "male ally" an obsolete term within a decade by building a sector that works for everyone.About Your Host:Lauren Karan, founder of Karan & Co. and host of Building Doors, is dedicated to helping professionals unlock their potential. Through insightful interviews and real-life stories, Lauren empowers listeners to create opportunities and thrive in their careers.How You Can Support the Podcast:Subscribe and leave a 5-star rating on Apple Podcasts and Spotify.Share this episode with anyone interested in construction leadership, retention, team culture, and building a more inclusive industry. Connect with Cathryn Greville and NAWIC to learn more about workforce inclusion and culture change initiatives.Stay Connected:Follow Lauren and the Building Doors podcast on LinkedIn.Subscribe to the Building Doors newsletter for exclusive content.Let's Connect:Want to be a guest or share feedback? Email us at reachout@buildingdoors.com.au.Thank you for listening! It's time to stop waiting and start building.

Share your Field Stories!Nic and Laura interview Dr. Natalie Schmitt, an ecologist, conservation geneticist, explorer, filmmaker, and founder of Wild Tech DNA, to explore rapid field-based DNA technology, big cat conservation, and the power of making conservation tools accessible to frontline communities. From snow leopards and blue whales to Indigenous knowledge and the need for deeper human connection with nature, this episode examines how innovation and collaboration can shape the future of biodiversity protection.Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Please be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Natalie Schmitt at https://www.linkedin.com/in/natalie-schmitt-64877968/Guest Bio:Dr. Natalie Schmitt is an ecologist, conservation geneticist, and documentary filmmaker whose work is driven by a deep commitment to ethical and transformative approaches to biodiversity protection. With a background spanning Antarctic whale research to Himalayan snow leopard conservation, Natalie has spent over two decades exploring innovative ways to address the root causes of biodiversity loss — and to empower the people at the heart of its solutions.Taking inspiration from the Indigenous principle of two-eyed seeing, Natalie is passionate about trying to weave together Western science, Indigenous knowledge, and creative storytelling to foster collaboration, connection, and justice in conservation. She has worked alongside communities in Nepal to help restore harmony between people, livestock, and snow leopards (with the Pangje Foundation), and has contributed genetic insights to policy change through the International Whaling Commission via her research with the Australian Antarctic Division.As the founder and CEO of WildTechDNA, Natalie leads the development of a groundbreaking real-time DNA detection technology that makes species identification rapid, low-cost, and accessible — even in remote, non-lab settings. Her work aims to transform how customs officers, law enforcement, citizen scientists, and local communities monitor biodiversity and combat illegal wildlife trade.In 2022, Natalie was honored as one of the Explorers Club 50: Fifty People Changing the World that the World Needs to Know About. She currently serves as an Adjunct Assistant Professor at McMaster University. Her mission is guided by the belief that the biodiversity crisis is not simply ecological — it is deeply human, relational, and personal.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs MullerSupport the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players. 

Send us Fan MailObtaining justice in court is a never-ending process of learning; self-development; blood, sweat and tears; self discovery; inter-discovery; often deep pain that can transform into strength and growth, but often with more pain along the way; banding together with birds of a feather; and giving back what we have learned. Texas criminal defense lawyer -- moved recently from Houston to Maryland -- Eric J. Davis (until he has a website, reachable at eric.davis@gmx.us and 713-227-2727) believes strongly in giving back what he has learned, and in integrating what he learns into what he already knows, rather than shedding valuable experience and ability with the latest teachings. Fairfax, Virginia criminal defense lawyer Jon Katz met Eric at the spring 2026 National Association of Criminal Defense Lawyers program, and learned that Eric, like Jon, is a Trial Lawyers College alum, where Eric is on the TLC board and staff. Eric is also a member of the NACDL board of directors. He states straight out that the criminal justice system evolved out of racism, and finds positive ways to deal with that, including bringing race to the attention of jurors so that they will help criminal defendants when they spot racial bias and unfairness. Eric is full of optimistic energy and fight, including in talking about his acquittal for a firearm defendant by focusing on how police rushed to judgment and narrowed themselves to finding evidence to prove him guilty, rather than considering other possible suspects after finding a firearm in an empty vehicle.  Eric talks about how his experience with the Trial Lawyers College and its focus on psychodrama and storytelling helped him feel freer in pursuing justice for his clients, including focusing on the emotions of the case, the emotions of the jurors and of the actors in the case and their motivations for how they acted. Eric tells a great personal story during jury selection / voir dire to inspire them to be open about racial issues -- rather than expecting to transform their prejudices in the short timespan of a trial -- by recounting how he had his defenses up when walking to fill his empty gas tank when a truck with an older white driver slowed down, and how the driver -- after they learned how much they had in common -- told Eric how he at first thought Eric was up to no good, and Eric confessed to having first had the same view of the truck driver. And then Eric asks the jurors about any assumptions they are making about race, to start the discussion. Pure brilliance. Rules that help for a fair trial for a criminal defendant are great, but often are few and far between, and are not always sufficiently enforced. That is why I prominently display a Gladiator film clip board in my office, as a reminder of how Russell Crowe's Maximus Decimus Meridius and his teammates win despite the absence of any rules protecting them, and despite the lowest and basest violence from their opponents. Eric Davis reminds us that we can win justice for criminal defendants even when the rules do not appear to be in our favor nor to be sufficiently enforced when those rules are favorable to criminal defendants. He starts by diving deep into the jury selection process, with conversations in which he steers guilty verdict-leaning jurors closer to his side, sometimes by adding one variation to the conversation at a time. (See minute 29 in his presentation here.)  We can open and widen avenues to acquittal. This Beat the Prosecution episode is also available on YouTube and Apple podcasts. This podcast with Fairfax, Virginia criminal / DUI lawyer Jon Katz is playable on all devices at podcast.BeatTheProsecution.com. For more information, visit https://KatzJustice.com or contact us at info@KatzJustice.com, 703-383-1100 (calling), or 571-406-7268 (text).  If you like what you hear on our Beat the Prosecution podcast, please take a moment to post a review at our Apple podcasts page (with stars only, or else also with a comment) at https://podcasts.apple.com/us/podcast/beat-the-prosecution/id1721413675

Ashlee is joined by Major General Glenn Curtis, highly decorated war hero, former Adjutant General of Louisiana and Past-President of the National Association of Adjutant Generals to discuss he and his injured son's personal journey of healing via the medical administration of the psychedelic drug Ibogaine which led to founding a non-profit aimed to help other veterans have access to the same treatment and further FDA approval and medical access to Ibogaine in America. Do you have questions we can answer? Send it via DM on IG or through email at info@theoriginsfoundation.org  Support our Conservation Club Members! Wintershoek Safaris: https://www.wintershoeksafaris.com/  EuroOptic: https://www.eurooptic.com/  Fighting Fire with Fire: https://theoriginsfoundation.org/conservation-projects/fighting-fire-with-fire/  See more from Blood Origins: https://bit.ly/BloodOrigins_Subscribe Music: Migration by Ian Post (Winter Solstice), licensed through artlist.io This podcast is brought to you by Bushnell, who believes in providing the highest quality, most reliable & affordable outdoor products on the market. Your performance is their passion. https://www.bushnell.com  This podcast is also brought to you by Silencer Central, who believes in making buying a silencer simple and they handle the paperwork for you. Shop the largest silencer dealer in the world. Get started today! https://www.silencercentral.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

“I really care a lot about what the student wants to get out of our time together: finding a nice, healthy, balanced phonation that they identify with, that they feel is their true sound, not something I'm forcing them to sound like. More than anything I want my students to feel confident and empowered in making their own voice sound out loud. I just want people to feel joyful and confident participating in the creation of art with their voice.”Mandy Matthews is an active Brooklyn based cross-genre singer and teacher. She performs regularly in musical theater cabaret nights, pop and jazz a cappella small groups, and sings with multiple choirs including The Marble Choir (NYC), The Young New Yorker's Chorus, and The Sedona Academy of Chamber Singers. Throughout her undergrad and master's studies, she appeared regularly in operatic, cabaret, and musical productions. ​Mandy has music directed multiple youth music theater productions around the country, served as a high school choral director, maintained a private voice, piano, and theory studio since 2016, and has guest taught at various academies, universities, and conservatories. In 2023, she co-founded Berklee College of Music/Boston Conservatory's first ever student chapter of the National Association of Teachers of Singing. She graduated with her masters of music in vocal pedagogy from The Boston Conservatory in 2024, and a bachelors in voice performance from Northern Arizona University in 2018.To get in touch with Mandy, you can visit her website, mandymatthews.com,  find her on Instagram (@mandymatthews_voice), or email her at outloudmusiclessons@gmail.com.Email choirfampodcast@gmail.com to contact our hosts.Podcast music from Podcast.coPhoto in episode artwork by Trace Hudson

Are your daily habits negatively impacting your hormones and your overall health? And when it comes to hormones, are you focusing on only your sex hormones? It turns out other hormones are running the show! This episode breaks down common hormone dealbreakers and practical steps you can take to avoid them and reclaim your health.On this episode of Salad with a Side of Fries, host Jenn Trepeck is joined by Robin Nielsen, board-certified integrative nutritionist and founder of Natural Hormone Solution, to unpack the hidden hormone dealbreakers quietly sabotaging your health. From the real role of cortisol rhythm to the truth about cholesterol and sex hormones, xenoestrogens in your face cream, and why your to-do list is wrecking your endocrine system, this conversation is a masterclass in natural hormone balance for women at every stage of life.What You Will Learn in This Episode:✅ Why cortisol and insulin are your two most important hormones and how their dysregulation drives symptoms that are often misread as perimenopause or aging.✅ How environmental xenoestrogens found in face creams, shampoos, and household cleaners silently disrupt your estrogen balance and what to do about it.✅ The critical connection between eating for hormone balance, meal timing, and why skipping breakfast and over-exercising are two of the most damaging habits for women's hormonal health.✅ How cholesterol actually serves as the building block for all your steroid hormones, and why lowering it too aggressively may be making your symptoms worse.The Salad With a Side of Fries podcast, hosted by Jenn Trepeck, explores real-life wellness and weight-loss topics, debunking myths, misinformation, and flawed science surrounding nutrition and the food industry. Let's dive into wellness and weight loss for real life, including drinking, eating out, and skipping the grocery store.TIMESTAMPS:00:00 Jenn introduces Robin Nielsen, founder of Natural Hormone Solution and integrative nutritionist04:57 Robin shares her personal story: decades of weight gain, cystic acne, and digestive health issues09:18 Why common symptoms are not normal: hormone imbalance signs you may be ignoring11:27 Your sex hormones aren't the only ones linked to your overall health and wellness15:41 Cortisol rhythm explained: how your brain responds to daily stress and excess cortisol21:14 Hormone dealbreaker one: how negative thoughts and low serotonin levels disrupt cortisol23:24 Hormone dealbreaker two: xenoestrogens, environmental toxins, and harmful body care products27:47 The importance of eating breakfast and the benefits of walking33:19 Discussion of cholesterol levels and balancing HDL and LDL numbers38:12 The surprising hormone dealbreaker hiding in plain sight: your to-do list and nervous system healthKEY TAKEAWAYS:

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, who joins John Williams to answer all of your lawn and garden questions. Bob says the lack of rain is causing lawns and gardens to dry out so keep watering!

Send us Fan MailWelcome to Season 7 of the Ageless Glamour Girls™ Podcast!How many of you take care of your grandchildren or other youngsters - or occasionally babysit them? Come on - most kids love spending time with their grandparents. And what would YOU do if they - or someone you loved - suddenly stopped breathing... or started choking?It's a question most of us hope we'll never have to answer. But when an emergency happens, every second counts.Ahead of the official start of summer... and in recognition of National CPR & AED Awareness Week, Ageless Glamour Girls™ Podcast Host Marqueeta Curtis-Haynes sits down with Pamela Isom, President and CEO of ICE Safety Solutions, to discuss the life-saving skills every family should know.A former biologist turned entrepreneur, Pam shares her remarkable journey into the world of CPR, First Aid, and AED training, and explains why emergency preparedness isn't just for healthcare professionals. It's for all of us.In this episode, we discuss:• Why so many adults have never been trained in CPR• What CPR and AEDs actually do• Why people freeze during emergencies• Common choking emergencies involving children• What grandparents, caregivers, and families should know• Family reunions, church groups, and community preparedness• How to get started with CPR and First Aid trainingWhether you're a grandmother, an ageless auntie, a caregiver, or simply someone who wants to be prepared, this conversation could help you gain the confidence to respond when every second counts.Because the life you save could belong to someone you love.CHEERS to Healthy Aging and Joyful Living, Luvvies!************ GUEST BIO:Pamela Isom, President/CEO,  ICE Safety Solutions Est. 1999.  https://www.getice.com/  Since she was a young girl Pam had one focus:“To be sure no one around her became ill, injured or would lose a life”Pamela fell in love with safety when she was 16 years old while working as a lifeguard, where she was exposed to CPR Training. Her life changing moment came when she used her CPR skills to recognize her father was suffering congestive heart failure and she leaped into action!Ms. Isom earned a degree in Biological Sciences from University of California Davis, while also earning a 4-time NCAA All-American status in Cross Country and the 1500M and 3000M. Following her athletic career Pamela started her career as a scientist in Cardiovascular Pharmacology working on the popular anti- inflammatory Aleve and the antiviral Tamiflu.  After 8 years in research, she left her career with the birth of her daughter and started ICE Safety Solutions, with the focus on providing life safety training for corporations across the US. Fast forward 27 years, ICE Safety Solutions is a nationally ranked safety company executing innovative & transformational VR/AR safety trainings, safety plans, and PPE in the areas of emergency response planning, training, execution, evacuation, active shooter, natural disasters and medical emergencies. Notable clientele includes Salesforce, NBA, EY, Honda, Oracle, CA Water Service, Cupertino Electric, Truebeck Construction, Golden State Warriors, Allstate, Toyota & Honda Financial and other Fortune 1000 companies. In 2017, ICE Safety Solutions received national recognition as the National Minority Business Enterprise of the Year and in 2018 acknowledged by the National Association of Women Business Owners, California as Business of the Year and Woman Owned Business Northern CA in  2019, 2020 and 2021.  In 2024, Pamela Isom has been recognized by the Woman Owned Business Enterprise Council Pacific Northwest (WBEC Pacific) STAR award. 2025 NMSDC Supplier of the Year, Class II, Finalist.Support the showSupport Ageless Glamour Girls™:www.agelessglamourgirls.com        www.linkedin.com/in/marqueetacurtishaynes       https://www.shopltk.com/explore/AgelessGlamourGirls https://www.youtube.com/@agelessglamourgirls      Instagram @agelessglamourgirlsFacebook: https://www.facebook.com/agelessglamourgirlsPrivate (AGG) FB Group: The Ageless Café: https://www.facebook.com/groups/theagelesscafeTikTok: @agelessglamourgirlsPodcast Producers: Ageless Glamour Girls™ and Purple Tulip Media, LLC  

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, who joins John Williams to answer all of your lawn and garden questions. Bob says the lack of rain is causing lawns and gardens to dry out so keep watering!

We are ‘Keeping it Green' with Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, who joins John Williams to answer all of your lawn and garden questions. Bob says the lack of rain is causing lawns and gardens to dry out so keep watering!

The Court has been busy, and we somehow manage to cover a number of developments with unpredictable efficiency. We talk about the Court's latest summary reversal on the "party presentation principle"; Justice Kavanaugh's vindication of his law journal student note in Pitchford v. Cain; Rutherford and Fernandez, two related cases about the intersection of compassionate release and habeas; and the DIG in Hamm v. Smith, a case about capital punishment and intellectual disability. Along the way, we also get into backlash against a certain SCOTUS advocate's TED talk and further Alabama redistricting fallout.Key Topics[00:02:25] - The infamous tweet and TED talk[00:14:56] - Alabama redistricting developments[00:19:07] - Margolin v. National Association of Immigration Judges and the Court's renewed emphasis on the party presentation principle[00:29:02] - Pitchford v. Cain and Batson[00:35:56] - Justice Kavanaugh's Yale Law Journal note on Batson procedure and how it connects to the case[00:40:40] - Fernandez v. United States and Rutherford v. United States: compassionate release, retroactivity, and innocence claims[01:03:34] - Hamm v. Smith, the post-argument DIG, and the future of the Atkins ruleRelevant LinksSCOTUSblog: https://www.scotusblog.com/Divided Argument website: https://www.dividedargument.com/Divided Argument blog: https://blog.dividedargument.com/Divided Argument store: https://store.dividedargument.com/Ethan Lowen's article on interstate extradition: https://wlr.law.wisc.edu/wp-content/uploads/sites/1263/2026/04/4-Lowens-–-Camera-ready.pdf

In this episode, Patrick interviews Jeff Gosney, the new NCAA Division I Baseball Umpire Coordinator, in a conversation recorded for Referee Magazine.Gosney recently stepped into the role responsible for overseeing NCAA Division I baseball umpiring, including postseason selections and the continued development of umpires across the country. In this interview, he shares his background in professional and college baseball, how he ended up in the position, and what his priorities are as he begins leading the program.The conversation covers several important topics for umpires working college baseball today, including:• How NCAA postseason umpires are selected• The evolving regional and super regional selection process• The role conference coordinators play in evaluations• How TrackMan and pitch tracking data factor into performance discussions• The challenge of transitioning from three-umpire to four-umpire crews• Advice for umpires trying to move from D2 or D3 into Division I baseball• The potential future of pitch tracking and technology in college baseballOne message Gosney emphasizes throughout the discussion is simple: the NCAA is looking for the best umpires available, regardless of their background or path into college baseball.If you're an umpire working college baseball, aspiring to reach the Division I level, or simply interested in how NCAA officiating is evolving, this interview offers valuable insight directly from the person now leading the program.

This is a short, special mini-episode I'm sharing because my friends at Elmbridge University (formerly Bridges Academy) let me know that enrollment is now open for the next cohort of their truly unique graduate program in cognitive diversity in education, and application deadlines are coming up in June. When Dr. Susan Baum—one of the leading voices in twice-exceptionality and Chancellor of the program—said she could join me for a quick conversation about her work and what makes this program so impactful, I said absolutely. In this brief chat, Susan shares insights into supporting twice-exceptional learners, why environment matters so much, and how this program is helping educators better understand and serve complex, neurodivergent students. If you want to learn more, you can head to https://elmbridge.edu/. About Dr. Susan Baum Susan Baum, Ph.D., is Chancellor of Elmbridge University's Graduate School for Cognitive Diversity in Education (formerly Bridges) and Co-director of the 2e Center for Research and Professional Development at Bridges Academy, a school for twice exceptional students. The author of many publications concerning the needs of special populations of gifted students including the award-winning 3rd edition of her seminal work To Be Gifted and Learning Disabled, Susan is a popular international speaker whose message is celebrating neurodiversity. She served on the Board of Directors of the National Association for Gifted Children and is past president and co-founder of the Association for the Education of Gifted Underachieving students. She is recipient of the Weinfeld Group's Lifetime Achievement Award for her work in educating the twice-exceptional child.   Things You'll Learn in this Episode The rise in awareness and identification of twice exceptional individuals, including advocacy and policy changes in schools Common misconceptions in education about giftedness and disabilities, and Baum's theory of green — the paradoxical profile of these students The importance of tailored environmental components — intellectual, social, emotional, physical, and creative — for thriving twice exceptional students The evolution and impact of the Bridges Graduate School of Cognitive Diversity (now Elmbridge University) Resources Mentioned Elmbridge University  Bridges Academy Twice-Exceptional and Special Populations of Gifted Students (Essential Readings in Gifted Education Series) by Dr. Susan Baum Learn more about your ad choices. Visit podcastchoices.com/adchoices