Podcasts about National Association

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Latest podcast episodes about National Association

Dennis Prager podcasts

Is there any group more moronic than white liberals who financially support and vote for radical leftists? They never have to suffer the consequences of their foolish actions… The ADL and NAACP are just Democratic Party front groups… Dennis talks to Jack Hibbs, pastor of the Calvary Chapel in Chino Hills CA. He's launching a new social media platform The Real Life Network.  The NAACP has issued a travel warning for Florida. They say the state is belligerent toward blacks. This is absurd. Worse, it's a lie… The left has no interest in truth… The Los Angeles Dodgers have caved again to the leftist mob… Dennis talks to Lorie Smith, owner of web design firm 303 Creative. A Colorado law is requiring her to create gay-themed designs that violate her beliefs about marriage. She's joined by her Alliance Defending Freedom lawyer, Kellie Fiedorek.  Is ethnic, race or gender pride something we should put a lot of stock in? Or should we be more concerned about individual behavior? Dennis has thoughts. So do callers.  Thanks for listening to the Daily Dennis Prager Podcast. To hear the entire three hours of my radio show as a podcast, commercial-free every single day, become a member of Pragertopia. You'll also get access to 15 years' worth of archives, as well as daily show prep. Subscribe today at Pragertopia dot com.See omnystudio.com/listener for privacy information.

Thoughts on the Market
U.S Housing: Is there Still Strength in the Housing Market?

Thoughts on the Market

Play Episode Listen Later May 23, 2023 6:37


As the confidence level of homebuilders building new homes is increasing, will home sales go along with it? Jim Egan and Jay Bacow, Co-Heads of U.S. Securitized Products Research discuss.----- Transcript -----Jim Egan: Welcome to Thoughts on the Market. I'm Jim Egan, Co-Head of U.S. Securitized Products Research here at Morgan Stanley. Jay Bacow: And I'm Jay Bacow, the other Co-Head of U.S. Securitized Products Research. Jim Egan: And on this episode of the podcast, we'll be discussing the U.S. housing and mortgage markets. It's Tuesday, May 23rd at 2 p.m. in New York. Jay Bacow: It's been a while since we talked about the state of the U.S. housing market. And it seems like if I look at least some portions of the data, things are getting better. In particular, the NAHB confidence just showed for the fifth consecutive month that homebuilders are feeling better about building a house, and we're now finally at the point where they say it is a good time to build a house. When you take a step back and just look at the state of the housing market, do you agree? Jim Egan: I think it's a great question. Housing statistics are going in a whole number of different directions right now. So, yeah, let me take a step back. We've talked a lot about affordability on this podcast and it's still challenging. We've talked a lot about supply and it remains very tight, and all of this has really fueled that bifurcation narrative that we've talked about, protected home prices, weaker activity. But if we think about how the lock in effect and that's the fact that all of these current homeowners who have mortgages well below the prevailing mortgage rate just are not going to be incentivized to list their home for sale, then kind of a logical next step from a housing statistics perspective is that new home sales are probably going to increase as a percentage of total home sales. And that's exactly what we're seeing, new home sales in the first quarter of this year, they were roughly 20% of the total single unit sales volumes. That's the largest share of transactions in any quarter since 2006. And this dynamic was actually quoted by the National Association of Homebuilders when describing the increase in homebuilder confidence that you quoted Jay. Jay Bacow: Okay, but when I think about that percentage, aren't building volumes in aggregate coming down? Jim Egan: They are, though, as a caveat, I would say that if we look at that seasonally adjusted annualized rate, it did increase sequentially a little bit, month-over-month in April. What I would point to here is that from the peak in single unit housing starts, and we think the peak in the cycle was April of 2022, those starts are down 22%. Now, that's finally started to make a dent in the backlog of homes under construction. Now, as a reminder, again, this is something we've talked about here, there are a number of factors from supply chain issues to labor shortages, that we're really serving to elongate, build timelines in the months and years after the onset of COVID. And all of those things caused a real backlog in the number of homes under construction, so homes were getting started, but they weren't really getting finished. We see the number of single unit homes under construction is now down 130,000 units from that peak. Now, don't get me wrong, that number is still elevated versus where we'd expected to be, given the sheer number of housing starts that we've seen over the past year. But this is a first step towards turning more positive on housing starts. And again, homebuilder confidence Jay, as you said, it's climbed higher every single month this year. Jay Bacow: Okay, but you said this is a first step in turning more positive on housing starts. We get the start, we get the unit under construction, we get a completion and then eventually we get a home sale, so what does this mean for sales volumes? Jim Egan: We would think that it's probably likely for new home sales to continue making up a larger than normal share of monthly volumes, but we don't think that sales are about to really inflect materially higher here. Purchase applications so far in May, they're still down 26% year-over-year versus the same month in 2022. Now, that's the best year-over-year number since August of last year, but it's not exactly something that screams sales are about to inflect higher. Similarly, pending home sales just printed their weakest March in the history of the index, and it's the sixth consecutive month that they've printed their weakest month in index history. So it was their weakest February, their weakest January, and so on and so forth, so we think all of this is kind of emblematic of a housing market, specifically housing sales that are finding a bottom, but not necessarily about to move much higher. Jay Bacow: Okay. Now, Jim, in the past, when you've talked about your outlook for home prices, you mentioned your four pillars. There is supply, demand, affordability and credit availability. We've talked about the first three of these, we haven't really talked about credit availability yet. Jim Egan: Right. And that's another one of the reasons why we don't necessarily see a real move higher in sales volumes because of the whole new regime for bank assets that we've talked about a lot. Jay, you've talked about how much it's going to impact things like the mortgage market, so what do we mean when we talk about a new regime for bank assets? Jay Bacow: Fundamentally, when you think about the business model of a bank, if you're going to simplify it, it's they get deposits in and then they either make loans or buy securities with those deposits and they try to match up their assets to liabilities. Now, in a world where there's a lot more deposit outflows and happening more frequently, banks are going to have to have shorter assets to match that. And as they have shorter assets, that means they're going to have tighter lending conditions, and that tighter lending conditions is presumably going to play into the credit availability that you're looking for in your space. Jim Egan: And when we combine that with affordability that's no longer deteriorating, but still challenged, supply that's no longer setting record lows each month, but still very tight. All of that is a world in which we don't think you're going to see significant increases in transaction volumes. I will say one thing on the home price front month-over-month increases are back. We've seen some seasonality from a home price perspective, but we still think that that year over year number is going to soften going forward. It remains positive in the cycle, but we think it will turn negative in the next few months for the first time since the first quarter of 2012. We don't think those year-over-year drops will be too substantial. Our base case forecast for the end of the year is down 4%, we think it will be a little bit stronger than that down 4% number, but we think it will be negative. Jay Bacow: Okay. But I like things to be a little bit stronger. And with that, Jim, always great talking to you. Jim Egan: Great talking to you, too, Jay. Jay Bacow: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review on the Apple Podcasts app and share the podcast with a friend or colleague today.

Marketplace Morning Report
EU levies biggest-ever data privacy fine against Meta

Marketplace Morning Report

Play Episode Listen Later May 22, 2023 9:35


European regulators announced today that Meta, Facebook’s parent company, would have to pay a $1.3 billion fine for violating EU rules around internet users’ data privacy. We delve into what went into the decision, as well as what it means for the company going forward. Plus, we check in with Julia Coronado, president of the National Association for Business Economics, about what the group’s latest survey of economists says about the likelihood of a recession on the horizon. And, there’s a move toward “green steel” that’s seeking to de-carbonize the heavily-polluting steelmaking industry.

Marketplace All-in-One
EU levies biggest-ever data privacy fine against Meta

Marketplace All-in-One

Play Episode Listen Later May 22, 2023 9:35


European regulators announced today that Meta, Facebook’s parent company, would have to pay a $1.3 billion fine for violating EU rules around internet users’ data privacy. We delve into what went into the decision, as well as what it means for the company going forward. Plus, we check in with Julia Coronado, president of the National Association for Business Economics, about what the group’s latest survey of economists says about the likelihood of a recession on the horizon. And, there’s a move toward “green steel” that’s seeking to de-carbonize the heavily-polluting steelmaking industry.

Real Estate News: Real Estate Investing Podcast
The Real Estate News Brief: Fed Dashes Hope for Rate Cuts, Bye-Bye New DTI Loan Fees, Pickleball at Malls?

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 22, 2023 6:34


In this Real Estate News Brief for the week ending May 20th, 2023... what the Fed Chief is saying about interest rates and potential rate cuts, how the FHFA is responding to a controversy over new rules for home loan fees, and why mall owners have become interested in pickleball.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week, and the Fed chief's response to predictions about what the central bank plans to do next. Jerome Powell spoke out at a conference at the Federal Reserve Bank of Chicago and said that Fed officials have made “no” decision yet on their next move. Many economists are expecting a pause in rate hikes, but the Fed is determined to bring inflation back down to the 2% level, no matter what. A decision would be made after the Federal Open Market Committee evaluates “all” the most recent data. (1)   Powell may have also dashed a few hopes for rate cuts later this year. He says: “The data has continued to support the FOMC's view that bringing inflation down will take “some time” and that rate cuts simply are not part of the Fed's current forecast. But he also says that interest rates are currently high enough to slow economic growth, and hopefully tamp down inflation without further credit tightening.   Meantime, the U.S. leading economic index, or LEI, shows a decline in April, for the 13th month in a row. The declines have pointed toward a potential recession, but so far, that hasn't happened. The index was down .6% last month with eight of the ten economic indicators showing a decline. (2)   Initial jobless claims were down last week, thanks to an effort in Massachusetts to reduce fraudulent claims. They fell from 264,000 the previous week to 242,000 last week. Overall, they have been slowly rising since January. The number of continuing claims was also down by about 8,000 with about 1.8 million people collecting benefits. (3)   New home construction was higher in April, thanks to an outsized demand among consumers, despite high interest rates. The government says they rose 2.2% for the month with more activity in the Midwest and the West. That's for both multi-family construction, which was up 5.2%, and single-family, which was up 1.6%. Building permits were down, however, by 1.5%. (4)   The home builders confidence index also reflected a positive outlook among builders. The National Association of Home Builders say the index was up five points to a central balance point of 50 in May. Anything above 50 is positive, and below 50, negative. The reading for May is the first time it's been out of negative territory in almost a year. (5)   The latest report for existing home sales is for February, and according to the National Association of Realtors, it surged 14.5% as interest rates experienced a temporary dip. It was the biggest monthly increase since July of 2020 when sales skyrocketed 22.4%. NAR says that single-family sales are currently at their highest level since the association started tracking them in 1999. (6)   Mortgage Rates   Mortgage rates are still moving sideways. Freddie Mac says the 30-year fixed-rate mortgage was up just 4 basis points, to 6.39%. The 15-year was unchanged at 5.75%. (7)   In other news making headlines...   FHFA Rescinds New DTI Fee Structure   The FHFA is rethinking its controversial new up-front fee structure for single-family home loans which placed more importance on a borrower's debt-to-income ratio than it did on credit score. The government finance agency has now rescinded the new fee structure for Fannie and Freddie loans, and is asking for input on the goals and policy priorities that the FHFA should pursue in regards to an upgrade of the pricing framework. (8)   When the FHFA announced the previously upgraded pricing structure, there was an outcry from real estate organizations, including the Mortgage Bankers Association, the National Association of Realtors, and others. It kinda blew up in the media, because it appeared to raise the fees for people with higher credit scores while lowering fees for low income borrowers, and gave the appearance of an unfair fee subsidy.    The FHFA denies that the fee structure was based on the idea of a subsidy. But it is now accepting feedback from the public on how to adjust the fee structure to better reflect loan risk in order to protect Fannie and Freddie against those risks, and without unnecessary expense for borrowers, especially those struggling with affordability issues.   Mall Owners Filling Empty Stores with Pickleball Courts!   Mall owners have a new strategy to fill vacant stores and attract more people. They are turning to the fast-growing sport of pickleball, and replacing shuttered stores like Bed, Bath, and Beyond with pickleball courts! (9)   The combination satisfies a need on both sides as consumers gravitate toward locations that offer fun, social experiences and not just a place to shop. Malls have already been incorporating things like theaters, arcades, and amusement parks into their shopping locations. So now, they are adding pickleball, and other experience-based activities like skydiving and virtual golf.   Pickleball is currently the nation's fastest growing sport. As reported by CNN and the Sports & Fitness Industry Association, it's up 159% over three years to 8.9 million players in 2022.   That's it for this episode of the Real Estate News for Investors. Please check the show notes for links at newsforinvestors.com. If you want to learn more about investing in real estate, be sure to hit the “Join for Free” button, and check out how RealWealth can help you create a cash-flowing real estate portfolio. And don't forget to subscribe to our podcast!   Thanks for listening! Kathy Fettke   Links:   1 - https://www.marketwatch.com/story/feds-powell-says-progress-on-bringing-down-inflation-will-be-slow-452edc06?mod=mw_latestnews   2 - https://www.marketwatch.com/story/slowing-u-s-economy-gets-closer-to-recession-leading-index-signals-bac107f3?mod=economic-report   3 - https://www.marketwatch.com/story/jobless-claims-fall-sharply-to-242-000-as-massachusetts-battles-fraud-dc71930f?mod=economy-politics   4 - https://www.marketwatch.com/story/u-s-housing-starts-rise-2-2-in-april-3062a768?mod=economy-politics   5 - https://www.marketwatch.com/story/builder-confidence-rises-for-fifth-consecutive-month-amid-ongoing-shortage-of-u-s-homes-for-sale-a41d33ba?mod=economy-politics   6 - https://www.marketwatch.com/story/u-s-existing-home-sales-rise-for-the-first-time-in-13-months-surging-14-5-in-february-12603067   7 - https://www.freddiemac.com/pmms   8 - https://www.fhfa.gov//Media/PublicAffairs/Pages/FHFA-Requests-Input-on-the-Enterprises-Single-Family-Pricing-Framework.aspx   9 - https://amp.cnn.com/cnn/2023/05/13/business/pickleball-malls-retail-bed-bath-beyond/index.html

Becker’s Healthcare Podcast
Amy Wimpey Knight, President of the National Association of Children's Hospitals

Becker’s Healthcare Podcast

Play Episode Listen Later May 20, 2023 11:08


This episode features Amy Wimpey Knight, President of the National Association of Children's Hospitals. Here, she discusses the most pressing concerns for youth mental health today, steps being taken in communities, hospitals & health systems to address these concerns, the importance of the early detection of youth mental illness, and more.

Laricy LIVE
Is the Chicago Market Imbalanced? | Laricy LIVE E129

Laricy LIVE

Play Episode Listen Later May 18, 2023 37:02


Matt discusses the stark differences between the downtown market and the surrounding neighborhoods. Why is there such an imbalance and what does this mean for buyers & sellers? Matt answers it all! CONNECT NOW Matt Laricy mlaricy@americorpre.com https://mattlaricy.com/connect/ 708-250-2696 ABOUT LARICY Laricy, a division of Americorp Real Estate, was formed in 2013. This group is headed by Matt Laricy, who is in the top 1% of sales for Chicago, recognized as the National Association of Realtors Magazine 30 Under 30 realtors in the country, and recently finished as the #2 Agent in #Chicago out of 14,000+ agents. Laricy stands as one of the top real estate agencies in Chicago because our main goal is to provide outstanding customer service to our clients. Whether it be luxury services, first time buyers/sellers, or investors, the knowledge and experience of our agents is unparalleled. By utilizing cutting edge technology trends and providing 24/7 availability to our clients, we assure you the most efficient and enjoyable real estate experience possible. Connect with us at http://mattlaricygroup.com/connect/.

Real Estate News: Real Estate Investing Podcast
The Real Estate News Brief: Two New Inflation Reports, U.S. Debt Default Impact, Gallup Poll on Investor Preferences

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 17, 2023 6:37


In this Real Estate News Brief for the week ending May 13th, 2023... some good news about inflation, how a U.S. debt default might impact housing, and a new Gallup Poll on investor preferences.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with two inflation reports from this past week. The first was a report on the Consumer Price Index for April. The CPI shows a .4% rise in consumer prices which is a slight increase from the previous month, but it brought the annual rate below 5% for the first time in two years. It hit a high of 9.1% last summer, but is now down to 4.9%. The core rate, which omits food and fuel, was also down .4%, with an annual rate of 5.5%. Shelter prices rose the most, but those prices are slowing down. It's interesting to note that the three-month annualized rate is now at 3.2%. (1)   Producer prices are also coming down. The Labor Department reported a .2% increase in the Producer Price Index for April, with an annual rate of 2.3%. The PPI's core rate was also down .2% but the annual rate is a bit higher, at 3.4%. As MarketWatch reports: “Inflation is moderating at the consumer and producer levels. This is adding to market expectations that the Federal Reserve will refrain from raising interest rates further at the next meeting in mid-June.” (2)   The Fed's preferred report on inflation, known as the Personal Consumption Expenditure Index or PCE, will play a big role in what the Fed does next. That's coming out at the end of this month.   Weekly jobless claims were a surprise on the upside, with 240,000 people filing for benefits. They were 22,000 higher than they were for the previous week. Economists had only expected an increase of 3,000. That's the highest number of claims since October of 2021. The numbers have been steadily rising since January, for a total of 1.81 million continuing claims. Higher numbers indicate a softening of the job market and slower wage growth which the Fed wants to see in its fight against inflation. (3)   Mortgage Rates   Mortgage rates are still idling in the lower 6% range. Freddie Mac says the 30-year fixed-rate mortgage was down four basis points to 6.35% this last week. The 15-year was down one point to 5.75%. (4) Freddie Mac's chief economist, Sam Khater, says: “A recent sideways trend in mortgage rates is a welcome departure from the record increases of last year.” (5)   In other news making headlines…   Mortgage Rates Would Skyrocket if U.S. Defaults on Debt   As lawmakers haggle over the debt ceiling, there's concern about what would happen if they don't come to an agreement and the government defaults. According to Zillow, it would have a devastating impact on the housing market, with mortgage rates potentially rising to 8.4%. That would increase a typical mortgage payment by 22%. (6)   Zillow says if mortgage rates get to the 8% level, existing home sales could fall from April's 4.3 million to around 3.3 million in September. That's a 23% drop. Zillow's senior economist, Jeff Tucker, acknowledges that a default is “unlikely” but if it did happen, he says it would send the housing market into a “deep freeze.”   It is hoped that President Joe Biden and Speaker of the House Kevin McCarthy will hammer out a deal by June 1st. In a Bloomberg interview, Treasury Secretary Janet Yellen said: “There is no satisfactory solution for the U.S. that's good for the economy and financial markets other than Congress acting to raise the debt ceiling.”   Fed's Rate Hikes Are Now Hurting the Housing Market   Housing economists are not happy about the latest rate hike. The Fed hiked short-term rates another quarter point to a range of 5 to 5.25%. The National Association of Realtors' Lawrence Yun and the National Association of Home Builders' Robert Dietz call it “disappointing.” They say the high rates are freezing loan activity and hurting the economy. (7)   They say that consumer prices have been coming down for months and the last rate hike wasn't necessary. Yun says that: “Regional banks are an important source of loans – but they are frozen.” He says: “They are shuffling their balance sheets and figuring out what to do.”   Dietz says that higher rates are making it harder for developers to build homes, which are badly needed to boost inventory. He says: “We need to be building more than 1.1 million homes a year to haVe a meaningful impact on the lack of inventory.”    Real Estate Still a Top Investment Choice, but Lead is Shrinking   A recent Gallup poll shows that real estate is still a top investment choice, but the lead is shrinking. In 2022, 45% of the participants said that real estate is the best long-term investment. This year, that percentage shrank to just 34%. (8)   Many consumers have turned to gold, which has now taken second place and pushed stocks into third. Gold was favored by 26% this year, compared to 15% last year. Stocks dropped from 24% last year to 18% this year. Savings accounts, CDs, and bonds are up slightly but they are still in fourth place.    Gallup asked some of the participants about crypto, but that has lost its luster with the recent collapse of the FTX crypto exchange, and a decline in crypto prices, especially for bitcoin. Only 4% of Americans are choosing crypto. Last year, it was 8%.   That's it for today. Check the show notes for links, and the “Join for Free” button to become a member of RealWealth. It's free to join, and you'll have full access to our website including our investor portal where you can check out various rental property markets and find out how to make real estate work for you in this tough environment.   And please remember to hit the subscribe button, and leave a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/u-s-consumer-price-inflation-cools-to-lowest-rate-in-two-years-in-april-ef69d854?mod=home-page   2 - https://www.marketwatch.com/story/u-s-april-producer-prices-rise-2-3-over-past-year-smallest-increase-since-january-2021-8afa903e?mod=economy-politics   3 - https://www.marketwatch.com/story/jobless-claims-hit-264-000-in-latest-week-highest-level-since-last-october-d63852a4?mod=economy-politics   4 - https://www.freddiemac.com/pmms   5 - https://www.nar.realtor/magazine/real-estate-news/mortgage-rates-are-steadily-edging-downward   6 - https://therealdeal.com/national/2023/05/12/us-default-would-send-mortgage-rates-past-8/   7 - https://www.nar.realtor/magazine/real-estate-news/housing-economists-fed-policy-now-hurting-real-estate   8 - https://news.gallup.com/poll/505592/real-estate-lead-best-investment-shrinks-gold-rises.aspx?utm_source=google&utm_medium=rss&utm_campaign=syndication

Future U Podcast
Future U Live from NAIS

Future U Podcast

Play Episode Listen Later May 16, 2023 47:08


At the recent National Association of Independent Schools (NAIS) annual meeting, Debra Wilson, the incoming president of the NAIS, flips the script and interviews Jeff and Michael about key takeaways from the pandemic for schools and higher education, how mental health plays into students' transition to college, and how colleges can encourage more students to enter the teaching profession. This episode is made possible with support from Ascendium Education Group, the Bill & Melinda Gates Foundation, and Course Hero.

The Brain Love Podcast

Happy Mama's Day to all of the mamas! ;) Tonight we are talking ADHD. Adult attention-deficit/hyperactivity disorder (ADHD) is a mental health disorder that includes a combination of persistent problems, such as difficulty paying attention, hyperactivity and impulsive behavior. Adult ADHD can lead to unstable relationships, poor work or school performance, low self-esteem, and other problems. Tonight we are talking ADHD and my guest is open about her life growing up as a child with a father who wasn't active in her life, developing ADHD, how her Black family responded to her ADHD, and how she pulled herself out of her rut to achieve what people said she couldn't. She is now a psychology major and an ADHD Coach and home organizer. ARE YOU READY TO TAKE THE COUCH? Jasmine Charmaine is a home organizer and ADHD coach in the Houston, TX area who specializes in helping WOMEN with ADHD get organized and strengthen their home life executive functioning skills. She had to learn how to manage her own ADHD as a woman, mother, student and entrepreneur. She has trained with the National Association of Productivity and Organizing (NAPO) and with the Institute for Challenging Disorganization (ICD) which focuses strictly on the ADHD client population. Want to connect? Check out her website - http://BusyDayHome.com FOLLOW HER ON Social Media: @IamJCharmaine on all platforms --- Send in a voice message: https://podcasters.spotify.com/pod/show/brainlove/message Support this podcast: https://podcasters.spotify.com/pod/show/brainlove/support

Speaking Your Brand
329: From Compelled to Take Action to TEDx Speaker with Dr. Nicole Rochester

Speaking Your Brand

Play Episode Listen Later May 15, 2023 26:38


Have you had an experience that impacted you so much that you were compelled to take action, to make a shift in your life, business, or career? “Compelled to take action” is one of the core stories you can use to frame a talk (others we teach include crisis of confidence, paradigm shift, pin drop, and more). This is precisely what happened to my guest Dr. Nicole Rochester. Nicole was inspired to start her company, Your GPS Doc, after caring for her late father and witnessing the complicated healthcare system from the other side of the stethoscope. Not only has Nicole channeled her advocacy work into her business, but she also does a lot of speaking engagements and panels. Nicole was on this podcast way back in December 2018 (episode 98) when we did an on-air coaching call to help her take her personal story and universalize it. She did exactly that, which led to her TEDx talk in 2019! In this episode, Nicole and I talk about: What she learned from that on-air coaching call How she prepared for her TEDx talk Why she decided to leave her career as a physician and start her own business The mindset challenges she's faced and how she's overcome them What's next for Nicole as she scales her business and impact This episode is part of our new podcast series called Use Your Voice. About My Guest: Dr. Nicole T. Rochester is a board-certified pediatrician, TEDx and keynote speaker, and the CEO of Your GPS Doc, LLC, an innovative company whose mission is to eliminate health disparities by empowering, educating and advocating for patients and family caregivers struggling to navigate the healthcare system and by providing health equity consulting services to healthcare organizations. Dr. Rochester was inspired to start her company after caring for her late father and witnessing the complicated healthcare system from the other side of the stethoscope. Dr. Rochester has been featured on television and radio, is a frequent podcast guest, has an active presence on social media, and has contributed to more than thirty digital publications. She speaks locally and nationally about health equity, navigating the healthcare system, and elevating the patient and family caregiver voice. A Maryland native, Dr. Rochester obtained her undergraduate degree from Johns Hopkins University, her medical degree from the University of Maryland School of Medicine and is a Clinical Assistant Professor of Pediatrics at the George Washington University School of Medicine. She is a member of the Alliance of Professional Health Advocates, the National Association of Healthcare Advocacy, the American Academy of Pediatrics, the National Medical Association, and Delta Sigma Theta Sorority, Inc. Most importantly, she is the proud mother of two young adult daughters. About Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com.  Links: Show notes at https://www.speakingyourbrand.com/329  Nicole's website: ​​http://yourgpsdoc.com/  Nicole's TEDx talk: https://youtu.be/0bcVfiI1zeM  Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/ Join our Thought Leader Academy: https://www.speakingyourbrand.com/academy/    Connect on LinkedIn: Carol Cox = https://www.linkedin.com/in/carolcox Dr. Nicole Rochester = https://www.linkedin.com/in/nicole-rochester-m-d-40700812/ Related Podcast Episodes: Episode 98: Expanding Your Personal Story into a Universal Message with Nicole Rochester, M.D. Episode 297: Integrating Your Story Into Your Talks with Carol Cox, Diane Diaz, and Joy Spencer  

Good Faith
Good Faith Classic: What the Heck is an Evangelical? (with David French)

Good Faith

Play Episode Listen Later May 13, 2023 57:31


It's the 75th Good Faith episode and we're celebrating our “diamond” podcast by running back one of our first episodes. First released in November 2021, this episode is a “classic” (in our minds) because we define terms around several key questions that have recurred on Good Faith: “What is an ‘evangelical?' Is it a set of religious beliefs, a set of cultural beliefs, or a set of political beliefs? How does evangelicalism compare with fundamentalism?” Is “evangelical” a term worth salvaging for Christians?”    Show Notes: The French Press: “Did Donald Trump Make the Church Great Again?” Pew Research Center: “More White Americans adopted than shed evangelical label during Trump presidency, especially his supporters” National Association of Evangelicals: “What is an Evangelical?” (including the Bebbington Quadrilateral) Barna: “Survey Explores Who Qualifies As an Evangelical” (including the 9-point Evangelical) Ryan Burge: “For White Evangelical Republicans, Approval of Trump is About Immigration more than Abortion” Ryan Burge: “Why ‘Evangelical' is becoming another word for ‘Republican'” The French Press: “The American Crisis of Selective Empathy”

Real Estate News: Real Estate Investing Podcast
The Real Estate News Brief: Hints at a Pause, Mortgage Rate Averages, ChatGPT Home Search

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 12, 2023 6:27


In this Real Estate News Brief for the week ending May 6th, 2023… why economists are expecting a rate hike pause, where homeowners are paying the most and the least for their mortgages, and new home search help from a chatbot!   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week, and the big news is, of course, the Fed's rate hike. The Federal Reserve's Open Market Committee followed through on an expected quarter point hike to the overnight lending rate, which puts the target range between 5 and 5.25%. It was the 10th rate hike in a row and a unanimous decision among committee members, despite calls for a pause from some Congressional lawmakers. (1)   The Fed also appeared to suggest that it might now be time for a pause, by eliminating a sentence that says “some” additional rate hikes may be needed. Instead, the statement kind of hedged on the idea of rate hikes by saying that any further rate hikes would depend on “the cumulative tightening of monetary policy, the lags with which monetary policy affect economic activity and inflation, and economic and financial developments.” Economists are interpreting that to mean that the Fed is prepared to take a more “dovish” approach at its next policy meeting. As MarketWatch puts it, the Fed is “on hold.”    Fed Chief Jerome Powell also said in his press conference after the meeting that: “We are no longer saying we anticipate” rate hikes. He says: “We will be driven by incoming data, meeting by meeting.” (2)   Some economists say the Fed has already gone too far. Chief economist for the National Association of Realtors, Lawrence Yun, is one of them. He called last week's rate hike “unnecessary and harmful.”   Yun says inflation has been coming down and will continue to do so. He says: “It will be even lower as the heavyweight component to inflation, which is rent, will inevitably slow down given the robust, 40-year high in construction of new apartment units.” He also says that many small banks are struggling right now. He says: “They are becoming zombie-like banks, unable to lend even to good businesses, as they are more concerned with balance sheet shuffling for survival.” (3)   Meanwhile, there are new signs that the job market is softening. Initial claims were up 13,000 to a total of 242,000. That's up from about 200,000 in January. Continuing claims were down, however, by 38,000 to a total of 1.81 million. (4) The April jobs report also shows that the job market is still going strong. It shows that companies increased the number of available positions by 253,000. Wall Street economists had anticipated the addition of just 180,000 new jobs. The unemployment rate also declined from 3.5% to 3.4%. (5)   Mortgage Rates   Mortgage rates dipped a little this last week. Freddie Mac says the average 30-year fixed-rate mortgage was down four basic points to 6.39%. The 15-year was up five points to 5.76%. (6)   In other news making headlines…   The Average Monthly Mortgage Payment   The average monthly mortgage payment is now $2,317. Lending Tree's latest study shows that the average U.S. home buyer needs a mortgage of $333,342 with the highest amounts needed in the District of Columbia, Washington State, and California. (7)   High priced states skew the averages however, so you need to look at the individual states to see how affordable they are. The three states with the lowest average mortgage amounts are West Virginia, Kentucky, and Michigan. In West Virginia, the average is just $1,700.   Homeownership Not a Priority Among Most Renters   A majority of renters don't see homeownership in their future. Online brokerage Home Bay conducted a survey that shows about two-thirds say they have lost hope in owning a home, although half of the respondents said that homeownership is “very important.” Given their current situation, they'd prefer to spend their money on other things. The top three priorities are paying down debt, having a comfortable retirement, and owning a car. (8)   Among the renters who want to own a home, a third are willing to pay a high price to do that including many who said they'd skip meals or sell their plasma. Two thirds also said they would take on a second job.   Zillow, Redfin Launch ChatGPT Plugin   Searching for a home could get a little easier with the help of a chatbot. Both Zillow and Redfin announced that users will be able to get a ChatGPT plugin that will allow them to describe homes and have the chatbot show relevant listings. The OpenAI website says that only a small number of users have access to the plugins right now, but you can add your name to a waitlist. (9)   That's it for this week's News Brief. Check the show notes for links at newsforinvestors.com. You can also join RealWealth while you are at our website by hitting the “join for free” button. Membership gives you full access to our Investor Portal where you can see sample properties and connect with our network of real estate professionals, including our RealWealthinvestment counselors.   And please remember to subscribe to our podcast!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.cnbc.com/2023/05/03/fed-rate-decision-may-2023-.html   2 - https://www.marketwatch.com/story/4-things-we-learned-from-powells-press-conference-after-latest-fed-rate-hike-4863f055?mod=federal-reserve   3 - https://www.nar.realtor/magazine/real-estate-news/yun-latest-fed-hike-unnecessary-and-harmful   4 - https://www.marketwatch.com/story/jobless-claims-climb-13-000-to-242-000-and-show-hints-of-labor-market-softening-41d5e71b?mod=economy-politics   5 - https://www.marketwatch.com/story/construction-spending-up-0-3-in-march-546e0768?mod=economy-politics   6 - https://www.freddiemac.com/pmms   7 - https://www.nar.realtor/magazine/real-estate-news/the-average-monthly-mortgage-payment-is-above-2300   8 - https://www.cnbc.com/2023/05/04/renters-say-homeownership-is-hopeless-how-theyre-spending-instead.html?__source=realestate%7cnews%7c&par=realestate   ​​9 - https://therealdeal.com/national/2023/05/04/redfin-zillow-adopt-chatgpt-plugins/  

Real Estate News: Real Estate Investing Podcast
Pet Households Outnumber Families with Kids

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 11, 2023 4:46


When it comes to renting a home, landlords may see many more applicants with pets than they do parents with children. According to the U.S. Census Bureau, the number of households with pets is almost double the number of households with children. That's a trend that impacts the rental market as well as the home buying market, as pet owners look for housing and neighborhoods that will accommodate the needs of their children, and their pets.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   Census data shows that the number of families with kids under the age of 18 has been declining over the past 20 years. Last year, in 2022, just 40% of households had children. That's down from 48% in 2002. A RisMedia article suggests two reasons for the decline: One, because birth rates have been shrinking over the last few decades, except for an increase in just the last year; And two, because baby boomers still comprise a large share of U.S. households, but at this point, with no kids.   Pet Households Rise and Kid Households Decline   As households with children have dwindled, those with pets have been rising. The American Pet Products Association says that, back in 1988, 56% of households had a pet which was most likely a dog or a cat. Today, about 70% of U.S. households have pets. Although the number has been steadily rising over the years, many people adopted pets during the pandemic and continue to lavish time and money on their pet companions.    The BLS American Time Survey shows that the share of Americans who spend daily time with their pets grew from about 13% in 2003 to almost 20% in 2021, with women spending more time on pets than the men. Americans are also spending more money on their pets. The American Pet Products Association says the expenditure has grown from about $53 billion in 2012 to $123 billion in 2021.   The Importance of Pets in Real Estate Decisions   With that kind of time and money being lavished on our pet companions, it's not that surprising to think that pet owners will place great importance on the well-being of their pets in their home buying process or their rental decisions. According to the National Association of Realtors, almost one-third of unmarried homebuyers will consider their pet when they decide on a neighborhood. About 14% of married couples will factor that in.   When it comes to gender, 25% of single women want a pet-friendly neighborhood compared to 16% of men. Pet friendly neighborhoods are ones with a high walkability score, access to parks and recreation areas, and homes with bigger yards.   Renting to Tenants with Pets   As a landlord, it has become more important to accommodate pets, but you should also have clear, comprehensive rules written into the lease agreement. The California Apartment Association offers a Pet Addendum that can help landlords and property managers protect their property and the safety and cleanliness of their rental community in general.   Among the key components of the addendum is a requirement that renters get a landlord's written consent before they bring a pet onto the premises. The addendum also requires detailed information about the pet including type, breed, name, sex, age, size, and a description or photograph. This can help with record-keeping. If there are local pet ordinances, the tenant should agree to comply with those. There should also be guidelines for the disposal of any pet waste on the rental property and the maintenance of litter boxes.   We'll have a link to the addendum, and the data on households with children and pets in the show notes at newsforinvestors.com. I also ask that listeners become RealWealth members to find out more about the creation of rental property income. It's free to join at our website. And please remember to subscribe to this podcast!   Thanks for listening! Kathy Fettke   Links:   1 - https://www.rismedia.com/2023/05/08/stunning-stat-more-pets-than-kids-home/ 2 - https://caanet.org/allowing-a-pet-be-sure-to-use-caas-pet-addendum/

Conservative Daily Podcast
Cyber Expert Mark Cook, Sequoia Whistleblower Chris York, and Special Guest: No Response from Officials After Vulnerability Demonstration - National Association of Secretaries of State

Conservative Daily Podcast

Play Episode Listen Later May 11, 2023 59:56


10 May 2023 AM Show - Mark Cook, Chris York, and Special Guest: No Response from Officials After Vulnerability Demonstration - NASS Revealed;  Like, Comment, Share, and SUBSCRIBE! On Rumble: https://rumble.com/user/ConservativeDaily On Foxhole: https://pilled.net/profile/181316 Follow us on Social Media: https://libertylinks.io/ConservativeDaily https://libertylinks.io/JoeOltmann https://libertylinks.io/Apollo https://libertylinks.io/PaulFleuret We might get canceled again…don't miss anything important. Subscribe to our newsletter: https://bit.ly/joinconservativedaily If you want to support the show, you can donate here: http://bit.ly/cd-donate https://www.americaneducationdefenders.com/ is a 501c3 that creates education content to enable children to have fun and develop their gifts! 10% off with Promo Code CD23 All proceeds enable Paul to create more amazing content! Support and protect your family and your second amendment NOW. DCF Guns is your one-stop-shop for firearms, ammunition, body armor, gear, and training. Get prepared for anything at https://www.dcfguns.co/ and use Promo Code JOE for 5% Discount online. Get the best coffee that only TRUE PATRIOTS can handle at https://beardedmancoffee.com/ and use Promo Code 1776 Support the fight for our nation by use promo code CD21 to get up to 66% off at https://www.mypillow.com/radiospecials or by placing your order over the phone at 800-872-0627. BUY 1 GET 1 FREE Special on the MyPillow 2.0 with Code CD21 Become a Conservative Daily member right now for massive savings on Faxblasts and member only perks! Use the link and sign up today! https://conservative-daily.com/forms/Step1b Text FREEDOM to 89517 to get added to our text list to receive notifications when we go Live! Privacy Policy: https://conservative-daily.com/Legal/Privacy Terms: https://conservative-daily.com/Legal/Terms Reply STOP to stop further text messages from Conservative Daily. Message and Data Rates may apply. Need help? (855) 954-6644 or reply HELP. Subscribe to our daily podcast at Apple Podcasts: http://bit.ly/ConservativeDailyPodcast We are also available on Spotify! https://open.spotify.com/show/2wD8YleiBM8bu0l3ahBLDN And on Pandora: https://www.pandora.com/podcast/conservative-daily-podcast/PC:37034 And on iHeart Radio: https://www.iheart.com/podcast/256-conservative-daily-podcast-53710765/ on TuneIn: https://tunein.com/radio/Conservative-Daily-Podcast-p1350272/ And now also on Audible! https://www.audible.com/pd/Conservative-Daily-Podcast-Podcast/B08JJQQ4M Support Joe Oltmann in his legal battle against Eric Coomer: https://givesendgo.com/defendjoeoltmann

Industry Relations with Rob Hahn and Greg Robertson
Commission Lawsuits: Real Estate Armageddon or No Big Deal?

Industry Relations with Rob Hahn and Greg Robertson

Play Episode Listen Later May 10, 2023 47:32


It's real estate armageddon! Ok, maybe not. But is it close? In this episode, Rob and Greg discuss the recent commission lawsuits that have been plaguing the real estate industry.   In the Moehrl vs. the National Association of Realtors, et al. case, the plaintiffs are pursuing over $13 billion in damages as they claim that they had to incur a cost that ideally should have been paid by the homebuyers themselves in a fair and competitive market, which is the buyer's agent commission.   Rob and Greg explore the potential implications of these lawsuits and what they could mean for buyers, sellers, and the real estate industry as a whole. We also discuss possible scenarios for how the market could evolve and what real estate professionals can do to prepare themselves for the armageddon ahead; oops, I mean changes ahead.   Listen to the Industry Relations Podcast across all podcast platforms! Listen to the podcast on Apple Listen to the podcast on Stitcher Connect with Rob and Greg:  Rob's Website Greg's Website Our Sponsors:  Cloud MLX Notorious VIP This podcast is produced by Two Brothers Creative 2023.

Fight Back
Minicast: Why Long Term Care Insurance?

Fight Back

Play Episode Listen Later May 10, 2023 9:12


In this Fight Back minicast, we jump into the complex world of long-term care insurance and what that really means. Our special guest is Bonnie Burns, who has more than 40 years of experience in long-term care insurance and works to improve consumer protections in state and federal legislation and regulations. She has served as a consumer representative to the National Association of Insurance Commissioners since 1992. She is a consultant to California Health Advocates providing training, educational materials, and technical assistance on long-term care insurance. Let's find out if consumers really need long-term care insurance.

Diverse Thinking Different Learning
Ep. 132: Social Justice: A Framework for Equity in Education with Charles A. Barrett, PhD, NCSP

Diverse Thinking Different Learning

Play Episode Listen Later May 9, 2023 33:55


Social justice is a topic of discussion on several episodes of this podcast and today's guest joins the conversation on this important part of education. Because, social justice is truly a framework for equity in education. Today's guest is Dr. Charles Barrett, an experienced school psychologist, speaker, and author of Social Justice in Schools. Dr. Barrett knows that significant contextual factors, events happening around students, can affect their social, emotional, and behavioral functioning. He joins me today to discuss actionable steps that parents, educators, and practitioners can take to promote positive outcomes for all students and communities.   Show Notes: [1:58] - Dr. Barrett has an extensive background, and he shares how he got into this particular area. [3:46] - There are a lot of variables that can impact how well a child does in school. We need to be mindful of these realities. [4:42] - Not everyone has the access to the things they need to reach their potential. [6:12] - Where do we even begin in understanding social justice? When can we move from knowledge to action? [7:40] - There are systems in place that cause inequitable outcomes. One major one is education funding. [8:57] - It is a reality that children do not receive the same level of education based on their demographic. [9:37] - Racism is another factor in inequitable outcomes. [11:03] - Distance learning during COVID-19 placed a spotlight on the disparity in education. [12:40] - Are we misinterpreting student performance as a disability? [14:24] - When returning to school after the COVID-19 pandemic, students experienced difficulty in socializing. [16:10] - Be present. Be proactive. Be persistent. [18:58] - Dr. Barrett and Dr. Wilson discuss what it looks like to be persistent. [20:26] - Access to information is key to advocating. An informed parent is the best partner. [21:44] - The partnership between the parent, the school, and the teacher is so important. [23:11] - There are more things that can be provided that parents don't always know about that are outside of the IEP. [24:12] - Dr. Barrett explains the benefits of Cognitive Behavioral Therapy. [26:59] - Understanding and access to information is not just important for parents. Students need to understand how they learn as well. [29:33] - If you are an educator, Dr. Barrett recommends first being critical of your own work. [31:08] - For parents, a great place to start is asking questions.   About Our Guest: Charles A. Barrett, PhD, NCSP, a district-level administrator in Virginia, practiced as a school psychologist for 13 years at the elementary and secondary levels. He serves as an adjunct lecturer at several universities, where he is actively involved in the training and development of future school psychologists. Dr. Barrett was named School Psychologist of the Year by the Virginia Academy of School Psychologists and received the Rookie of the Year Award from the National Association of School Psychologists (NASP). His past leadership positions within NASP include co-chair of the Social Justice Task Force and African American Subcommittee, chair of the Multicultural Affairs and Social Justice Committees, and Virginia Delegate to the NASP Leadership Assembly. Dr. Barrett serves on the editorial boards of School Psychology Review and School Psychology. He is a frequent speaker and workshop presenter for educators, families, and community organizations.    Connect with Charles Barrett: Charles Barrett's Website Twitter Instagram Email charles@charlesbarrett.org    Links and Related Resources: Social Justice in Schools by Charles Barrett Episode 75: How to Raise Justice-Minded Kids with Dr. Traci Baxley Episode 97: Building Communities of Support and Resistance with Dr. Bibi Pirayesh Episode 37: Literacy: A Social Justice Issue with Resha Conroy Episode 5: Educational Therapy, Distance Learning, and Social Justice with Dr. Bibi Pirayesh Fostering Social Justice in our Youth   Trying to figure out next steps in supporting your child?  Book a 1:1 consultation with Dr. Karen Wilson - https://www.childnexus.com/consultation    Join our email list so that you can receive information about upcoming webinars - ChildNEXUS.com The Diverse Thinking Different Learning podcast is intended for informational purposes only and is not a substitute for medical or legal advice, diagnosis, or treatment. Additionally, the views and opinions expressed by the host and guests are not considered treatment and do not necessarily reflect those of ChildNEXUS, Inc or the host, Dr. Karen Wilson.

Public Health Review Morning Edition
416: Vital Records Accreditation, Sharing Medicaid and HIV Data

Public Health Review Morning Edition

Play Episode Listen Later May 9, 2023 4:50


Melissa Bird, Bureau Chief for the Iowa Bureau of Health Statistics, explains why vital records accreditation is important to public health; Rachel Scheckman, ASTHO Senior Policy Analyst, says new data sharing techniques in Iowa improve care for people living with HIV; Dr. Marcus Plescia, ASTHO Chief Medical Officer, points out the end of the public health emergency may impact state vaccine policies; and ASTHO has a new partner spotlight with Vivian Lasley-Bibbs, President of the National Association of State Offices of Minority Health.   Vital Records/Health Statistics Medicaid and Public Health Partnerships in Iowa Medicaid and Public Health Partnerships in Iowa: Improving Access to Care for People Living with HIV COVID vaccine mandate for federal workers and others is set to end May 11 Partner Spotlight: Q & A with Vivian Lasley-Bibbs, Board President of the National Association of State Offices of Minority Health    

College and Career Clarity
The Ins and Outs of AP Courses with Megan Rose

College and Career Clarity

Play Episode Listen Later May 8, 2023 29:16


In this episode Lisa and Megan discuss:Navigating the AP exams from sign-up through the exam season. The myth of the magic number of AP courses to take in high school. If your student should risk getting a B in a harder course of interest in instead of playing it safe with only A classes when choosing your high school courses. Deciding whether you want to take the AP e exam and which scores to report to colleges. Key Takeaways: As early as 8th grade, be aware of what AP classes your high school offers. The course offerings and policies not only vary regionally but also between high schools even within the same district. The student is only held responsible for pursuing the rigor that is available to them. If the AP classes are not available to you, it is not a big deal and colleges won't look negatively on that.Choose the AP courses that will assist your teen in their future career and college major. Do not take every single class available. Of those you do take, you do not have to take the exam for every course. Speak to the teacher and  the school counselor. AP courses are college-level courses but also vary in difficulty. Some students may be ready for an AP course during freshman year, others may not be until later.  “Do not let the fear of the AP exam stop you from taking a rigorous class.” – Megan RoseAbout Megan Rose: I moved to Florida in November of 2019 from New Jersey, where I was a social studies teacher for 15 years and a school counselor for three at one of the top public high schools in the state. As a school counselor, I assisted hundreds of families with the college application process. From the search for a student's "dream school” to finalizing their enrollment, I have dealt with all the paperwork in between and take pride in streamlining the application process for both students and parents. I am a fully licensed school counselor and a member of the Independent Educational Consultants Association, National Association for College Admission Counseling & the Southern Association for College Admission Counseling. With a Bachelor of Arts in Secondary Education from the University of Maryland and a Masters of Science in Educational Counseling from Monmouth University, I recognize the lifelong benefits that choosing the right school provides.Episode References:College and Career Clarity Episode #054 High School Course Selection with Julie Spak Take Lisa's free quiz “Is your teen ready for coaching?” here- https://quiz.tryinteract.com/#/608984a7a898980017089b21/q/1Connect with Megan:Instagram: https://www.instagram.com/collegesolutionswindermere/ Facebook: https://www.facebook.com/CollegeSolutionsWindermere/ Instagram: https://www.linkedin.com/in/megan-h-rose/ Connect with Lisa: Website: https://www.flourishcoachingco.com/ YouTube: https://www.youtube.com/@flourishcoachingco Instagram: https://www.instagram.com/flourishcoachingco/ Facebook: https://www.facebook.com/flourishcoachingco LinkedIn: https://www.linkedin.com/in/lisa-marker-robbins/

The Peds NP: Pearls of Pediatric Evidence-Based Practice
Health Equity in Pediatrics: Identifying Your Implicit Bias

The Peds NP: Pearls of Pediatric Evidence-Based Practice

Play Episode Listen Later May 8, 2023 15:29


In the second episode of the Health Equity in Pediatrics series, we explore implicit bias as unconscious attitudes and stereotypes held against a group that may even be contrary to one's stated beliefs. Identifying your implicit bias is a best practice that can enable you to limit its impact on your behavior and prevent harm from altered clinical decision making that is based on preconceived notions.  In this episode, we discuss examples of how implicit bias can impact health care in children and the skills that provider's can hone to combat its influence. Want to make a bigger difference in health equity? Complete an anonymous survey here after you listen to the episode or visit www.thepedsnp.com and click the “Complete a Survey” button at the top of the page. The responses will provide greater insight into how podcasts impact education and behavior through microlearning of health equity concepts. After you complete a survey, you'll receive a separate link to enter your email to a raffle for a $15 Amazon gift card.  Winners will be chosen at random and notified by email one week after the original publication date. This raffle was made possible by grant funding from the sources below.  Disclaimer: This series was supported by the North Carolina Chapter of the National Association of Pediatric Nurse Practitioners (NAPNAP) Dr. Rasheeda Monroe Health Equity grant whose mission is to support research and quality improvement aimed at improving health equity among infants, children, and adolescents. The content of this episode reflects my views and does not necessarily represent, nor is an endorsement of, NC NAPNAP or the Dr. Rasheeda Monroe Health Equity grant.  For more information, please community.napnap.org/northcarolinachapter. References: FitzGerald, C., & Hurst, S. (2017). Implicit bias in healthcare professionals: a systematic review. BMC medical ethics, 18(1), 19. https://doi.org/10.1186/s12910-017-0179-8 Gonzalez, C. M., Lypson, M. L., & Sukhera, J. (2021). Twelve tips for teaching implicit bias recognition and management. Medical teacher, 43(12), 1368–1373. https://doi.org/10.1080/0142159X.2021.1879378 Goyal, M. K., Johnson, T. J., Chamberlain, J. M., Cook, L., Webb, M., Drendel, A. L., Alessandrini, E., Bajaj, L., Lorch, S., Grundmeier, R. W., Alpern, E. R., & PEDIATRIC EMERGENCY CARE APPLIED RESEARCH NETWORK (PECARN) (2020). Racial and Ethnic Differences in Emergency Department Pain Management of Children With Fractures. Pediatrics, 145(5), e20193370. https://doi.org/10.1542/peds.2019-3370 Greenwald, A. G., Dasgupta, N., Dovidio, J. F., Kang, J., Moss-Racusin, C. A., & Teachman, B. A. (2022). Implicit-Bias Remedies: Treating Discriminatory Bias as a Public-Health Problem. Psychological science in the public interest : a journal of the American Psychological Society, 23(1), 7–40. https://doi.org/10.1177/15291006211070781 Jindal, M., Trent, M., & Mistry, K. B. (2022). The Intersection of Race, Racism, and Child and Adolescent Health. Pediatrics in review, 43(8), 415–425. https://doi.org/10.1542/pir.2020-004366 Mossey J. M. (2011). Defining racial and ethnic disparities in pain management. Clinical orthopaedics and related research, 469(7), 1859–1870. https://doi.org/10.1007/s11999-011-1770-9 Pediatric Nursing Certification Board. (2022). Pediatric Nursing Workforce Report 2022: A Demographic Profile of 53,000 PNCB-Certified Nursing Professionals. https://pncb.org/ sites/default/files/resources/PNCB_2022_Pediatric_Nursing_Workforce_Demographic_ Report.pdf Project Implicit. (2011). Take a test. https://implicit.harvard.edu/implicit/takeatest.html Raphael, J. L., & Oyeku, S. O. (2020). Implicit Bias in Pediatrics: An Emerging Focus in Health Equity Research. Pediatrics, 145(5), e20200512. https://doi.org/10.1542/peds.2020-0512 Sabin J. A. (2022). Tackling Implicit Bias in Health Care. The New England journal of medicine, 387(2), 105–107. https://doi.org/10.1056/NEJMp2201180 Smiley, R. A., Ruttinger, C., Oliveira, C. M., Hudson, L. R., Allgeyer, R., Reneau, K. A., Silvestre, J. H., & Alexander, M. (2021). The 2020 National Nursing Workforce Survey. Journal of Nursing Regulation, 12(1). https://doi.org/10.1016/s2155-8256(21)00027-2. U.S. Equal Employment Opportunity Commission. (2023). Religious garb and grooming in the workplace: Rights and responsibilities. https://www.eeoc.gov/laws/guidance/religious-garb-and-grooming-workplace-rights-and-responsibilities#_ftn17

Welcome to the Top Podcast
A Journey Unique to You: Tools to Achieve Financial Wellness with Brittany Schanck

Welcome to the Top Podcast

Play Episode Listen Later May 8, 2023 13:20


In this episode, we dive into the world of financial wellness with Brittany Schanck, NAR's Financial Wellness Manager, and explore the valuable resources provided by the National Association of REALTORS® (NAR) through the Center for REALTOR® Financial Wellness.Whether you're just starting your financial wellness journey or looking to enhance your existing strategies, the Center for REALTOR® Financial Wellness offers comprehensive tools and resources to assist NAR members at every stage. No matter where you are on your financial wellness journey, this episode will empower you with the knowledge and insights to take control of your financial future.

The Part-Time CEO
EP238: Best Marketing & Sales Practices Across Industries with 30 Under 30 Top Realtor, Courtney Welch

The Part-Time CEO

Play Episode Listen Later May 8, 2023 37:43


Courtney Welch is a top 30 under 30 realtor according to the National Association of Realtors, and a fourth generation family real estate agent. She is the team lead in her family realty group, and she is an expert at cultivating the relationships needed to succeed in one of the hottest real estate markets in the country, Tampa Bay, Florida.   Courtney also happens to be a family friend, and so when I saw her success on social media, I knew I needed to invite her onto the podcast so she could share her best practices with us. The online business space can be a vacuum, so I relished this opportunity to bring you someone from a completely different niche to share her best marketing, sales, and referrals tips.   Courtney brought it. I took furious notes during our conversation, and I'm sure you will too- so enjoy this very special episode.   Links:   Join The Part-Time CEO Facebook Group: http://makemeaparttimeceo.com   Find Courney: https://www.facebook.com/Welch4thGenerationRealtors/

Nurture Small Business
Insight Into Accessing Capital

Nurture Small Business

Play Episode Listen Later May 8, 2023 22:21


If your business is booming and you're looking to expand, chances are you're going to need access to capital. So, how hard, or easy, is it for a business owner to obtain money and resources when growing their business? My guest today is here to answer this BIG question!  Meet Mark Ritter, the CEO of MBFS, a credit union organization that specializes in providing loan services to credit unions, so they can provide crucial loans to people in their community. To say the least, Mark is the man when it comes to better understanding loans. Take a look inside the world of business assets as we discuss what you need to have in place to get approved for loans, best practices when it comes to handling your money, the ins and outs of credit unions, and how to become a member of one. We also delve into the misconception that credit unions only provide consumer-based services, how they have evolved to offer business loans, and our personal philosophy and commitment to helping small businesses grow! Did this episode spark your attention? You can learn more about Mark or loans and credit unions by going to his website! About Your Host DCA Virtual Business Support President, Denise Cagan, has been working with small businesses for over 20 years. She has served on the boards of professional organizations such as Business Leaders of Charlotte (BLOC) and the National Association of Women Business Owners Charlotte (NAWBO). Denise is also a graduate of the Goldman Sachs 10,000 Small Business Program, which is a program for small businesses that links learning to action for growth-oriented entrepreneurs.   Recognized as a facilitator, problem solver, and builder, Denise enjoys speaking to business groups about social media for small businesses and motivating remote and work-from-home (WFH) teams. She holds a Bachelor of Science in Quality Systems Management from James Madison University. With extensive experience in outsourcing solutions that provide administrative, creative, marketing, and website support, she is able to help other small businesses grow and thrive. Connect with Denise DCA Virtual Business Support website. View and listen to Podcasts with Denise Cagan. LinkedIn

Environmental Professionals Radio (EPR)
Aquarium Conservation, Modeling Behaviors, and Program Accessibility with Jaclyn Wegner

Environmental Professionals Radio (EPR)

Play Episode Listen Later May 5, 2023 44:27


Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! On today's episode, we talk with Jaclyn Wegner, Director of Conservation Action at Shedd Aquarium about Aquarium Conservation, Modeling Behaviors, and Program Accessibility.  Read her full bio below.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Showtimes: 1:53  Nic & Laura discuss nostalgic foods8:17  Interview with Jaclyn Wegner starts10:14  Aquarium conservation21:21  Modeling behaviors31:54  Program accessibility37:33  Field NotesPlease be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Jaclyn Wegner at https://www.linkedin.com/in/jaclynnwegnerGuest Bio:Jaclyn Wegner is the Director of Conservation Action at Shedd Aquarium where her team mobilizes individuals, communities and businesses to take action through restoring local wetlands and rivers, sourcing sustainably-sourced seafood, tackling the plastic pollution crisis, and more. Jaclyn has led conservation action efforts at Shedd since 2014 and has worked on environmental programming since 2006. She has a bachelor's degree in biology and a master's degree in education.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs MullerSupport the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

Life on Planet Earth
BILL DONOHUE: How the Ruling Class Is Killing the American Dream, Hurting Poor, Undermining Family with Bone-Headed Policies. Post-Modernist Nightmare Unfolds.

Life on Planet Earth

Play Episode Listen Later May 4, 2023 48:04


Bill Donohue was Honorably Discharged from the U.S. Air Force in 1970, and began his teaching career in 1973 working at St. Lucy's School in Spanish Harlem. In 1977, he took a position as a college professor teaching at La Roche College in Pittsburgh. In 1980, Bill was awarded his Ph.D. in sociology from New York University. In 2022, he was awarded an Honorary Doctorate of Laws from Ave Maria School of Law. Bill is the author of ten books and thousands of articles. His first book, The Politics of the American Civil Liberties Union, was published in 1985. His next book, The New Freedom: Individualism and Collectivism in the Social Lives of Americans, was written while Bill was a Bradley Resident Scholar at The Heritage Foundation; it appeared in 1990. Bill's third book, Twilight of Liberty: The Legacy of the ACLU, was published in 1994; a new afterword to this book was published in 2001. His next book, Secular Sabotage: How Liberals are Destroying Religion and Culture in America, was published in 2009. Why Catholicism Matters: How Catholic Virtues Can Reshape Society in the 21st Century was published in 2012. This was followed by The Catholic Advantage: Why Health, Happiness, and Heaven Await the Faithful; it was published in 2015. In 2016, Unmasking Mother Teresa's Critics was published. Common Sense Catholicism: How to Resolve Our Cultural Crisis, was published in 2019. The Truth About Clergy Sexual Abuse: Clarifying the Facts and Causes was published in 2021. His latest book, War on Virtue: How the Ruling Class is Killing the American Dream was published in 2023 (Sophia Institute Press) .https://www.amazon.com/War-Virtue-Rul... In this monumental book by one of the Church's greatest contemporary defenders, Bill Donohue explains how the ruling class is systematically undermining the virtues that have built Western civilization and producing a “moral holocaust” that the traditional family cannot withstand. These radical elites have rejected the idea of personal sin and replaced it with social injustice. They've rejected traditional values and replaced them with a dangerously misguided individualism that is misusing our liberties to destroy freedom as we've known it. In his incomparable, no-holds-barred style, Donohue offers a commonsense solution to restoring the virtues in the workplace and defending universal morality. You will learn the hard-hitting truth about the dangers of multiculturalism, the “blame America” campaign, the Black Lives Matter movement, and Critical Race Theory. In 2023, Bill starred in, and was co-executive producer of, a documentary on Disney, titled, Walt's Disenchanted Kingdom. Bill is the president and CEO of the Catholic League for Religious and Civil Rights, the nation's largest Catholic civil rights organization. The publisher of the Catholic League journal, Catalyst, he served for two decades on the board of directors of the National Association of Scholars. He writes regular columns for CNSNews.com and Newsmax.com. Bill also serves on the advisory boards of many organizations, including the Society of Catholic Social Scientists, and the Christian Film & Television Commission. Winner of several teaching awards, and many awards from the Catholic community, Bill has appeared on thousands of television and radio shows speaking on civil liberties, social issues, and religion. In 2022, he was named by the U.K.'s Catholic Herald as one of the top 250 Catholic leaders in the U.S. --- Support this podcast: https://podcasters.spotify.com/pod/show/john-aidan-byrne0/support

Mothers In Construction (M.I.C.)
M.I.C. Episode 60 - The Master Builder

Mothers In Construction (M.I.C.)

Play Episode Listen Later May 4, 2023 30:53


Check out the season finale of  Mothers in Construction podcast, Season 4 , Episode 60 – The Master Builder with Ann McNeill. Ann McNeill is the President of MCO Construction and Services Inc., MCO Consulting, Inc.,  Constructively Speaking, Inc., on the Board of Directors for Better Investing, and Founder of the National Association of Black Women in Construction (NABWIC). She is also the Founder and President/CEO of the International Mastermind Association, an organization that helps people create work/life balance through goal-setting and financial empowerment. Today, Ann is a dynamic speaker who has been featured in many newspapers and magazines, including Success Magazine and the Miami Herald. She was also the cover story for USA Today, Black Enterprise and ABC World News. Ann is also mother to two wonderful daughters, Danelle and the Baby Billionaire, Ionnie. She also has two awesome grandchildren, Malachi and Rajah-Nia. Mrs. McNeill is happily married to her husband Daniel McNeill. In this episode, we speak about Ann's start in the industry 45 years ago, what it was like being a black woman in construction at that time, and what led her to start the National Association of Black Women In Construction. We also discuss balancing motherhood and our careers. Ann advises us to expose our children to what we do and highlights the importance of prioritizing family along with scheduling intentional moments with our children. Ann McNeill, known as The Master Builder, is intentional about building people that build projects and building programs that build communities. Listen to her story!!!

Lawyers Who Lead
NALP's 2023 AEC: Designing Your Own Path with Anjie Vichayanonda

Lawyers Who Lead

Play Episode Listen Later May 4, 2023 15:45


In the final episode of our coverage of NALP's 2023 Annual Education Conference (AEC) in Vancouver, B.C., Sigalle interviews Anjie Vichayanonda,  Chief Operations Officer and IP attorney at Creedon PLLC, a law firm that builds and protects great brands by providing experienced intellectual property and business legal counsel. Visit https://www.creedon.com/ to learn more.  National Association for Law Placement NALP is an association of over 2,500 legal career professionals who advise law students, lawyers, law offices, and law schools in North America and beyond. Visit https://www.nalp.org to learn more.

Monuments to Me
No More “Ride or Die” Black Women with Shanita Hubbard

Monuments to Me

Play Episode Listen Later May 4, 2023 50:36


Shanita Hubbard wants to flip the script and change the conversation around Black women in hip hop…and society as a whole. Through her exploration of the “ride or die chick,” Shanita invites us to take a deeper look at how we as Black women value our worth, work, date, parent, innovate and make music.  Shanita is an acclaimed Writer, Professor of Journalism at the University of Toronto, Chair of the Freelance Taskforce for the National Association of Black Journalists (NABJ), Soros Fellow, and Author of the book “RIDE OR DIE: A Feminist Manifesto for the Well-Being of Black Women.” Her work has been featured prominently in The New York Times, The Huffington Post, The Guardian, Pitchfork, Essence, Vox, and beyond. She spends her time advocating for marginalized communities through her work as a Writer, Educator and public speaker.  In this thought-provoking and powerful conversation, Shanita examines what “ride or die” means, especially for communities of color. Is it a compliment, or a tactic of manipulation? Is it a way of valuing someone, or devaluing them? What does it look like to separate our labor from our worth, and what is the role of capitalism in the dissolution process? And most importantly - how do we celebrate Black women more fully?  Connect With The Guests Shanita Hubbard Website: http://shanitahubbard.com/  Instagram: https://www.instagram.com/professor_nita/  Twitter: https://twitter.com/msshanitarenee  Facebook: https://www.facebook.com/ShanitaHubbardLLC  Be sure to purchase Shanita's book at your local bookstore or grab it on Amazon: https://www.amazon.com/Ride-Die-Feminist-Manifesto-Well-Being/dp/0306874679  To learn more about our hosts, check out their Instagram, YouTube, and Twitter pages. Akilah- @akilahffriend Website: https://akilahffriend.com/  Dawn- @_dawnmontgomery YouTube: @BreakofDM and Twitter: @_dawnmontgomer Monuments To Me Show: @monumentstome Learn more about your ad choices. Visit megaphone.fm/adchoices Show Production: Adode Media Studios Website: Adode Media Learn more about your ad choices. Visit megaphone.fm/adchoices

Land to Lots
E25- Presentation to the NAHB Related to the Arizona's Supreme Court Decision Favoring the Southern Arizona Home Builders Association

Land to Lots

Play Episode Listen Later May 4, 2023 25:03


GET YOUR COPY OF THE LAND TO LOTS BOOK HERE This episode of Land to Lots, represent the recorded March 30, 2023, presentation given by Carter Froelich and David Godlewski, the President of The Southern Arizona Home Builders(“SAHB”), to the National Association of Home Builders (“NAHB”) – Land Development Subcommittee, related to the January 2023  Arizona Supreme Court's decision in favor of SAHB‘s action against the Town of Marana (Town”) associated with the Town's  increase in Water and Waste Water Development Impact Fees. In this episode you'll learn about: The concepts of “rough proportionality” and “levels of service”; Why impact fees can only be used to fund existing levels of service; What can be done by the development industry to ensure that new growth is only paying its fair share costs required to service new development LEARN MORE ABOUT AZ HB ASSOCIATION Connect with David Godlewski: david@sahba.org View the National Association of Home Builders SAHBA v. Town of Marana Powerpoint Presentation Get all the shownotes here Learn more about Launch Development Finance Advisors Connect with Carter Froelich Connect With Launch Development Finance Advisors Carter Froelich – 480-828-9555 / carter@launch-dfa.com Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability.

The Cone of Shame Veterinary Podcast
COS - 198 - The Well - Leveraged Technician - How Do Practices Actually Get There?

The Cone of Shame Veterinary Podcast

Play Episode Listen Later May 4, 2023 29:57


Ken Yagi, MS, RVT, VTS (ECC), (SAIM) joins Dr. Andy Roark to talk about how practices actually go through the process of increasing their delegation to and utilization of technicians. LINKS: Dr. Andy Roark Exam Room Communication Tool Box Team Training Course: https://drandyroark.com/on-demand-staff-training/ Dr. Andy Roark Charming the Angry Client Team Training Course: https://drandyroark.com/charming-the-angry-client/ Dr. Andy Roark Swag: drandyroark.com/shop All Links: linktr.ee/DrAndyRoark ABOUT OUR GUEST: Kenichiro Yagi, MS, RVT, VTS (ECC), (SAIM) During his 20+ years in the field, Ken has dedicated his career to reimagining veterinary nursing. He obtained his VTS certification in emergency and critical care as well as small animal internal medicine and achieved his master's degree in Veterinary Science. He is currently the Chief Veterinary Nursing Officer for Veterinary Emergency Group, and the Program Director for the RECOVER Initiative. Over the years, he has received the Veterinary Technician of the Year award by NAVTA, the Veterinary Technician of the Year award by the California Veterinary Medical Association, the RVT of the Year award by the California RVT Association, and the AVECCTN Specialty Technician of the Year award. Ken co-edited the Veterinary Technician and Nurse's Daily Reference Guide for Canine and Feline, and the Manual of Veterinary Transfusion Medicine and Blood Banking, and publishes articles and presents internationally on topics in ECC, transfusion medicine, and the veterinary nursing profession. Ken works to bring further recognition of the vital role of the veterinary technicians and nurses through work with organizations, being a Past President of National Association of Veterinary Technicians in America, and President of the Veterinary Emergency and Critical Care Society. He is also an advocate for the Open Hospital Concept, encouraging veterinary practices to invite the pet owners to “the back” as a part of the team. Ken invites everyone to ask “Why?” to understand the “What” and “How” of our field, and to continually pursue new limits as veterinary professionals and individuals.

NAR’s Center for REALTOR® Development
084: Networking to Expand your Global Business with Ginni Field

NAR’s Center for REALTOR® Development

Play Episode Listen Later May 3, 2023 55:30


Our guest for this episode is a long-time REALTOR®, trainer, and world traveler. Do you have a dream to travel somewhere? Is there a place that you already love in the world? For example, have you been to Cabo San Lucas eight times? Wouldn't it be great if you could be a connector with buyers and sellers with agents in Mexico? In the Caribbean? In Europe? In Asia? You can do that with your favorite areas in the U.S. and the world! In this podcast, Ginni Field talks about selling real estate and expanding your business in new ways. We also talk about international buyers and sellers in the United States with a focus on the Certified International Property Specialist (CIPS) designation. Join us on this podcast and expand your vision beyond your local area.   [6:10] Monica asks the audience to stick with this episode to hear the interesting stories Ginni and Monica will share with consideration for the huge and growing influx of international immigrants, residents, and investors. [7:53] Ginni discusses what she learned from experiences in France, Belgium, Luxembourg, Spain, Portugal, and Germany. [11:56] When traveling the world, you have the opportunity to visit small towns and explore their history. Find people in your community from these areas and connect with them. You may be able to help them buy a home. [14:14] In most of the world, business is based so much on relationships. In America, relationships are huge and you need that network, but overseas, relationships are crucial. [15:18] In the Americas, the process of buying a home is a family affair. If they don't know you, they're not doing anything with you. When they know you and begin to trust you, business happens. [17:36] Where Ginni was teaching, there were good universities and schools everywhere, providing a place to build your business. [18:08] Find your niche and get connected to it. Be a part of those market areas and people. What businesses bring people into your market area, that hire people from other countries? [18:34] Foreign resident buyers may become citizens and still may be very connected to their foreign community. [21:42] When Ginni talks to people with work visas, they tell her they want to stay when their visa is over. Parents of foreign students in universities also will buy a home for their student in the U.S. with the hope of the student staying and the parents moving there because they own a home. [22:44] The Open Doors fact sheet says foreign students spend over $5 billion. Ginni gives estimates for several California universities. Do outreach at universities. [24:05] Look at the industries in your local community and where folks are coming from. Then begin to do outreach. Go where they are and network with them. [24:31] Refugee groups that settle in an area don't have the money to buy a house at the time, but as they become established, they work and build businesses, and become qualified to buy houses. [26:00] Ginni tells of a man who immigrated to the U.S. with next to nothing, wanting to build his life. Now, he is a millionaire, owning multiple buildings and worked hard to get there. [27:21] CIPS talks a lot about non-resident foreign buyers. These are investors buying houses more as investments than as homes. California attracts more than $1 billion in foreign direct investments from Japan, the UK, France, Canada, and Germany. [30:07] The fluctuation of exchange rates plays an important role in these investments. Fluctuations can cause a buyer to cancel. [32:14] The CIPS designation course teaches about the global market. If you're not paying attention to global opportunities, you're leaving profitable business on the table. [35:55] The world is more connected now than it ever was. Inflation is happening around the world. Pay attention to the world economy or you will miss out on tremendous opportunities. [36:33] There are investors for commercial properties, condo communities marketed internationally, college students, and refugee communities. There are many ways foreign investors purchase American real estate. [37:19] When you grow with these communities, learn about their visas and their needs, and connect them with lenders, you can help them. [38:22] Go to the HR departments of hospitals and colleges. Find out at the source how you can be a resource for their students, staff, employees, and medical professionals. [44:32] Look for international real estate conferences in a search engine and you will get a list of conferences you can attend. A list is also provided in the back of a CIPS manual. [48:11] Ginni notes that when you get your CIPS designation, you are part of a Facebook networking group. You can find an agent in the target country in minutes through the networking group [52:15] It's such a powerful thing that you can create a relationship no matter where somebody is in the world. We're all so interconnected. [52:38] Ginni's final word: “The most important thing is don't discount the global community. Don't discount the fact that the world really is a marble, that we are all so interconnected. And build that business and get the CIPS designation. It's such an important designation.   Tweetables:   “I want to share with you and your listeners the importance of global real estate, paying attention to it, and getting their Certified International Property Specialist designation. Don't miss out on opportunity!” — Ginni Field   “It's all about the relationship and trust. … When you look at the Americas, it's a family affair. The process of buying real estate is often a family affair with a hierarchy. And if they don't know you, they're not doing anything with you.” — Ginni Field   “The fluctuation of exchange rates — you have to be paying attention to that. It matters more for the investor buyer than it does for the person who's going to live in the house. ... If the exchange rate fluctuates just enough, that deal might be gone.” — Ginni Field   “When you get your CIPS designation, you‘re now part of a networking group through social media, as well.” — Ginni Field   Guest Links:   Ginni Field, REALTOR® ABR, AHWD, CIPS, CRB, C-RETS, ePro, GRI, MRP, PSA, RENE, RSPS, SFR, SRS, SRES Real Estate Trainer, Business Consultant, Risk Management Consultant, Business & Life Coach ginni@ginnifield.com www.ginnifield.com 858-774-7063   NAR Resource Links The CIPS Designation     Additional Links:   Micro courses found at Learning.REALTOR. Use the coupon code PODCAST to obtain 15% off the price of any microcourse!   Crdpodcast.com   Learning.REALTOR for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   crd@nar.realtor   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica's Facebook Page Facebook.com/Monica.Neubauer Instagram Instagram.com/MonicaNeubauerSpeaks   Guest Bio   Ginni Field Ginni has been in real estate since 1986, beginning her career in Fairfield, CT, and moving to San Diego, CA, and continuing her real estate career in California. Throughout most of her real estate career, Ginni served in brokerage management positions in both states with her largest office consisting of 250 agents creating profitable real estate offices in each location. Ginni has also served as Vice President of Leadership Development for an international real estate franchise sales company where she developed agent and leadership curriculum for agents and brokerage leaders. Ginni continues to write real estate training content as well as work with real estate companies as a consultant and as a coach to individual real estate agents and teams.   Achievements and Awards:   ●      REALTOR® Associate of the Year 1991 Greater Fairfield Association of REALTORS® ●      President, Greater Fairfield Association of REALTORS® 1998 ●      REALTOR® of the Year 1998, Greater Fairfield Association of REALTORS® ●      Former Director, Connecticut Association of REALTORS® ●      President, North San Diego County Association of REALTORS® 2004 ●      Former Director, California Association of REALTORS® ●      Regional Chair, Region 29, California Association of REALTORS® 2006 ●      Executive Committee, California Association of REALTORS® 2007 ●      Director, National Association of REALTORS® 2004‒2010 ●      Former Member, National Association of REALTORS® Professional Development Committee ●      Former Chair, Real Estate Business Institute Professional Development Committee ●      Member, Real Estate Business Institute Learning Experiences Committee and Strategic Thinking Committee ●      Former Director, Greater San Diego Association of REALTORS® ●      Former Director, San Diego Multiple Listing System ●      Inducted into the REBAC Hall of Fame 2013 ●      CIPS Instructor of the Year 2018 ●      Senior Real Estate Specialist Outstanding Service Award 2021

Good Morning Gwinnett Podcast
Rebecca Shelton Is The New Gwinnett Water Resource Director

Good Morning Gwinnett Podcast

Play Episode Listen Later May 3, 2023 50:40


https://www.GoodMorningGwinnett.com Listen to the show Monday-Thursday at 10am. Learn all about people and places around Gwinnett County. Hey if you're enjoying the show, horoscope & morning inspiration, help me keep up the good feelings by buying me a cup of coffee. Just click the link below. https://www.buymeacoffee.com/AudreyBK__________________________________________The Board of Commissioners approved recommendations this afternoon by County Administrator Glenn Stephens to appoint Rebecca Shelton as Water Resources Director and Matthew Dickison as Planning and Development Director.Rebecca has served as acting director of Water Resources since July. Under her leadership, Gwinnett County received the Platinum Peak Performance Award from the National Association of Clean Water Agencies, Platinum Distribution System Excellence Award, and served on a leadership team that helped guide Gwinnett in being recognized for having the Best Tasting Water in the state. She was also recently named one of the 100 Most Influential Women in Georgia Engineering by Georgia Engineering Magazine.“Gwinnett is a recognized leader in the water industry, and protecting public health by providing safe drinking water, proper wastewater treatment and effective stormwater services is at the heart of what we do every day,” said Rebecca. “I am fortunate to work with amazing, passionate water professionals who care about serving our residents.” Matthew joined Planning and Development in 2021 as deputy director before being promoted to assistant director the following year. The department serves to promote and enhance the well-being of residents and businesses in Gwinnett County by planning for growth and maintaining adopted standards for development. “I am honored to lead the department at a time when there are so many exciting planning and redevelopment projects underway now and on the horizon,” Dickison said. “Gwinnett's future is bright, as we continue to promote people-centered development that meets the needs of all residents. I look forward to advancing these efforts and ensuring that our team continues to provide exceptional service to our community.”Both appointments highlight the County's commitment to succession planning and promoting from within. Please join us in congratulating these two public servants!

Laricy LIVE
How is Artificial Intelligence Changing Real Estate? | Laricy LIVE E128

Laricy LIVE

Play Episode Listen Later May 3, 2023 45:04


Host of LARICY Podcast, Matt Laricy, and co-guests John Paul Comes & Matt Piegza discuss future real estate trend, Artificial Intelligence (AI). AI is starting to gain prominence in many parts of the economy, and can potentially change real estate professionals practice real estate in the future including speaking with buyers & sellers, virtual staging, property advertising, discussing offers, and cold calls. CONNECT NOW Matt Laricy mlaricy@americorpre.com https://mattlaricy.com/connect/ 708-250-2696 ABOUT LARICY Laricy, a division of Americorp Real Estate, was formed in 2013. This group is headed by Matt Laricy, who is in the top 1% of sales for Chicago, recognized as the National Association of Realtors Magazine 30 Under 30 realtors in the country, and recently finished as the #2 Agent in #Chicago out of 14,000+ agents. Laricy stands as one of the top real estate agencies in Chicago because our main goal is to provide outstanding customer service to our clients. Whether it be luxury services, first time buyers/sellers, or investors, the knowledge and experience of our agents is unparalleled. By utilizing cutting edge technology trends and providing 24/7 availability to our clients, we assure you the most efficient and enjoyable real estate experience possible. Connect with us at http://mattlaricygroup.com/connect/.