Podcasts about carmike

Unlock the secrets to lower mortgage payments and better homebuying decisions with Mike Mills! This episode is packed with streamline refinance tips and crucial updates on the current interest rates. Perfect for realtors and homeowners aiming to stay ahead in the Texas real estate market.In this episode of the Texas Real Estate and Finance Podcast, Mike Mills delves into essential streamline refinance tips to help you reduce your mortgage payments. He provides an in-depth analysis of current mortgage rate updates and how they affect the Texas real estate market. Key topics include housing market trends, increasing inventory, and economic factors influencing interest rates. Mike also shares insights on the best times to buy a car and recent changes in non-compete agreements. This episode is packed with Mike's expert advice, making it a must-listen for realtors and homeowners looking to make informed decisions.Key TakeawaysStreamline Refinance TipsStreamline refinances offer a simplified way to lower your mortgage payments with less hassle. Mike explains the benefits, including reduced documentation and the possibility of no appraisal. Learn how these refinances can be cost-effective and help manage your mortgage better.Current Mortgage Rate TrendsUnderstanding the latest mortgage rate trends is crucial for making informed real estate decisions. Mike discusses how recent interest rate changes affect the Texas housing market, providing insights into future rate expectations and their potential impact on homebuyers and investors.Rising Housing InventoryThe Texas real estate market is seeing a significant increase in housing inventory. Mike highlights how this rise could lead to a potential shift towards a buyer's market, offering more opportunities for prospective homeowners to find their ideal property at competitive prices.Best Time to Buy a CarMike offers timely advice on purchasing used cars, noting that the fall season presents a prime opportunity for buyers. He explains the factors contributing to lower car prices and higher availability, making it a smart move for those considering a vehicle purchase.Changes in Non-Compete AgreementsRecent changes in non-compete agreements have made it easier for employees to switch jobs. Mike discusses how this shift impacts job mobility and competition in the labor market, providing listeners with valuable information on how these changes could benefit their career moves.Time Stamped Summary(0:00 - 0:26) Introduction and PCE Report PreviewMike Mills highlights the importance of the upcoming Personal Consumption Expenditures (PCE) report for June.Discusses the expectations that the PCE metric likely fell, which could lead to lower interest rates and a potential rate cut by the Fed in September.(0:27 - 0:54) Welcome and Episode OverviewMike Mills introduces himself as the host and a North Texas mortgage banker with Geneva Financial.Overview of the episode's focus: falling interest rates, housing affordability, potential buyer's market in Texas, car buying tips, job market changes, and streamline refinance options.(0:55 - 1:07) Interest Rates FallingAnnouncement of falling interest rates and the potential costs associated with lower rates.(1:08 - 1:24) Housing Affordability and Market TrendsDiscussion on housing affordability and why a housing crash is unlikely.Insight into a potential buyer's market emerging in Texas.(1:25 - 1:34) Car Buying AdviceAdvice for those considering buying a car...

Nathan and Jeremiah preview the week's upcoming games including full previews of Cal and Carmike's big TCS battle and Trinity hosting Belle Vernon in a big playoff defining matchup. LIKE US ON FACEBOOK!Follow Us on Twitter!Support Us on Patreon!Check out our Merch!

We get started with a voicemail from Maggie’s mom, which is why you all need to call or text us and leave us a voicemail question, or tip and we will play it on the air - 404-981-3370.  In her voicemail she asks if you should take a 0% car loan if a car dealer is offering one and use your money to invest or pay cash for the car.   This is our 50th podcast episode, and it’s actually a very fitting topic as we dig into the importance of having friends challenge you on purchases, especially big ones.  Sometimes friends and peer pressure can have negative consequences on your finances and convince you to do things that aren’t so responsible, but the good things about having “friends on FIRE” is that they are challenging you to do the opposite.  Friends on FIRE are friends that challenge you to make more thoughtful and responsible decisions for the right reasons.   Maggie wants to buy a 2020 Subaru Ascent, and her top justifications for buying a new car, and this specific car, include:A car with a 3rd row / towing capacity - Maggie has 3 kids and wants to be able to travel with extra family members and their kid’s friends, take their 5 bikes on trips with them, and more.  She likes the idea of a new car as she’s very clean and treats things more nicely than most people.  She can afford it and would pay cash for it, and it doesn’t affect her retirement timeline.  She works hard and wants to treat herself.  She likes Subarus.  Mike asks Maggie many questions, including:The cost of the carThe cost of her current car and how long she’s had itThe cost of the previous car before that and how long she had itTrade-in value for her current carNumber of years she commits to driving this new carThe longest period of time she’s ever owned a carMike’s supportive of Maggie buying a used car that better meets her family’s needs, but he’s not supportive of buying a new car or this specific car.  Mike’s rebuttal reasons to Maggie for how he would think about a purchase like this as a framework for her decision.  This same framework could be used for any large purchase decision:You can find a used car with all of the similar bells and whistles for half the cost of this new Subaru.  Mike breaks down the cost difference of the new car and specific brand Maggie wants, of $40-50K vs. a car with all the functional benefits of what her family needs for $20K.  The simple things and functional needs can be found in a $20K car (vs. a $40-50K car).  He asks questions of whether the brand, a new car, etc are worth a premium $20-25K to Maggie.  Just because you have money doesn’t mean you should spend it.  Brands and not getting hung up on a specific brand.  It’s all marketing.  Maggie can’t even explain why she’s so enamored with Subarus, but she is.Mike goes through a “how much is it worth to you” exercise with Maggie, and it does challenge some of her thinking of what premium she’s willing to pay for a new car and for a Subaru Ascent specifically.  Our top 3 takeaways for this episode:Encourage your friends to challenge your purchases. Your friends are friends because you share values, so their feedback will help you.Cars are still the worst.  By worst we mean they can be one of your biggest life expenses when in reality they are really a utility to get you from point A to point B.Understand the premium you are paying and what exactly you are paying it for. If you still want to make the purchase, at least you have been honest with yourself.---Show ReferencesFriends on FIRE episode #9 - Cars at the WorstSubaru Ascent---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book: Your New Relationship with Money

Support the stream! https://streamelements.com/foolsnflagons/tip ------ The white scaled dragon born seemed to be friendly enough. He even led them to a nearby gathering of Fire Giants who were digging up another piece of the gargantuan, adamantium construct.Perhaps being a little hasty, our adventurers decided the best course of action was to fight the large group of 20 goblins, 15 hobgoblins, 5 ogres and 2 fire giants. Miraculously, they were victorious, though there were a few very close calls.Their pockets now a little heavier with gold, and a new guide forced to point them in the right direction (who has been dubbed Carmichael), we rejoin our party as they venture south towards the Iron Slag with the help of Carmike strapped to Bor's back. ------ Our first venture into a new campaign within the Dungeons & Dragons Fifth Edition universe! Campaign is called Storm King's Thunder. Join the community on our Discord!https://discord.gg/Ncay5py Follow us on twitter and instagram for updates on the next episode! Twitter: @foolsnflagonshttps://twitter.com/FoolsNFlagons Instagram: @foolsnflagons https://www.instagram.com/foolsnflagons YouTube: https://youtube.com/c/FoolsNFlagons Twitch: https://twitch.tv/FoolsNFlagons Mixer: https://mixer.com/FoolsNFlagons ******We are on most mainstream podcast networks now! iTunes: https://podcasts.apple.com/us/podcast/fools-flagons/id1459531436 Spotify: https://open.spotify.com/show/1ao01htcqzPhR9W67wzZIm?si=KlaLk8vdQV6--KeHBVRWCw Google Play Media: https://play.google.com/music/listen?u=0#/ps/Id26oftys7bg6kub3cr2nzs2mjy Podbean: https://foolsandflagons.podbean.com/ Stitcher: https://www.stitcher.com/podcast/fools-flagons Pocket Casts: https://pca.st/Ay2l Music by RollForFantasy.com https://tabletopaudio.com/ https://www.bensound.com/ and https://incompetech.com/music/

The spooky mist.  That’s not the important part!!  They don’t deserve Netflix.  Mr. Carmike is not.  More of those, I guess.  I am not a bat boy I am a bat MAN!  No, I just had that thought, but didn’t do it.  Well, that’s subjective.  Get the slurp slurps. Order… Continue reading

This week we are LIVE! at the Carmike 18 for the reals of Fantastic Beasts and Where to Find Them.

Extending a wave of industry consolidation, the No. 2 and 4 theater operators in the U.S. will combine to create the largest theater chain in the country. The combined entity will have over 8,000 screens and 600 locations in 45 states. And in other news, stellar revenue growth may soon be a source of nostalgia for Shake Shack investors.  

Jermaine and Stephen bring you the April Previews catalogue for items shipping in June, fly through a lightning round of Comics at the Table, and keep you up to date on all the latest events on the Acme calendar! Show Notes: Captain America Winter Soldier Greensboro Premiere! - Thursday, April 3rd  8 PM at Carmike 18 Cinemas! Adam WarRock Live! - with Alter ID and Leo Hodson, Wednesday, April 23rd  8:30 PM at Geeksboro Coffeehouse Cinema! Free Comic Book Day 2014!!! - Saturday, May 3rd  10 AM - 7 PM! Dark Horse Comics - Goon One For the Road one-shot, Legend of Zelda Twilight Princess Link DC Comics - Absolute Batman Haunted Knight HC, Batman '66 Meets Green Hornet #1, Tiny Titans Return to the Treehouse #1, Infinity Man & the Forever People #1 IDW Publishing -  Cartoon Network Super Secret Crisis War #1, Angry Birds Comics #1 Image Comics - Outcast #1, Wicked & the Divine #1, That's Because You're a Robot one-shot Marvel Comics - Thanos Infinity Revelation OGN HC, Marvel Masterworks Famous Firsts 75th Anniversary Slipcase Set, Savage Hulk #1, Figment #1 Comics & Graphic Novels - Big Trouble in Little China #1, Doctor Who 10th #1, Doctor Who 11th #1, Seconds OGN HC Toys, Statues & Models - Firefly Malcolm Reynolds 1/6 Scale Master Series Statue Comics at the Table! - Survive #1, Superior Spider-man #30, Superior Spider-man Team-Up #11, Guardians of the Galaxy #13, All-New Ghost Rider #1, Silver Surfer #1, Bunker #2, Manhattan Projects #19 and Alex + Ada #5!