Podcasts about encourage

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.

How can we encourage our husbands, sons, and other men in our lives—without trying to "fix" them?This episode dives deep into what men are struggling with behind the scenes and how women can provide biblical encouragement for men. Trey Tucker shares actionable insights for supporting husbands, guiding sons, and strengthening men's faith while creating safe spaces for vulnerability. Filled with Scripture, real-life examples, and practical takeaways, this conversation equips you to encourage the men in your life with love, wisdom, and grace. Check out Trey's new book, Tough Enough: Hone Your Habits, Cultivate Purpose, and Forge Genuine StrengthScripture referenced:Luke 22:44Mark 15:23Resources mentioned:Fathered by God by John EldredgeAbout Trey Tucker:Website | Counseling Practice | YouTube | InstagramTrey's Bible study tools:NLT | NIV | Notebooks | Blue Letter BibleGot a question or something on your heart? We'd love to hear it! Drop us a note — your feedback helps us create episodes that truly encourage and inspire.True healing begins when our pain collides with the presence of God. Learn what it means to let Jesus into the messiest parts of your heart with Willow Weston's new book (and corresponding Bible study), Collide. Click here to order your copy and get your free gifts! Join our community! If you are a Christian woman seeking to know God deeper, study Scriptures, pray with and for others, strengthen your faith, and support other in doing the same, this is the place for you. Support the show

Welcome to Day 2820 of Wisdom-Trek. Thank you for joining me. This is Guthrie Chamberlain, Your Guide to Wisdom. Day 2820 – Wisdom Nuggets – Psalm 119:25-32 – Daily Wisdom Wisdom-Trek Podcast Script - Day 2820 Welcome to Wisdom-Trek with Gramps! I am Guthrie Chamberlain, and we are on Day 2820 of our Trek. The Purpose of Wisdom-Trek is to create a legacy of wisdom, to seek out discernment and insights, and to boldly grow where few have chosen to grow before. The title for today's Wisdom-Trek is: Rising from the Dust – The Choice of the Enlarged Heart In our previous episode on this grand expedition, we climbed through the third stanza of the towering mountain that is Psalm One Hundred Nineteen. We explored the "Gimel" section, where the psalmist prayed for his eyes to be opened to the wondrous, supernatural realities hidden within God's instructions. We recognized a profound truth: to be a citizen of God's Kingdom is to be a foreigner, an exile, on this earth. We learned how to seek the counsel of the Creator's decrees, even when the arrogant princes and the rebel spiritual forces of this world conspire against us. Today, we take our next determined step forward, moving into the fourth stanza of this magnificent, alphabetical masterpiece. We are stepping into the "Dalet" section, covering Psalm One Hundred Nineteen, verses twenty-five through thirty-two, in the New Living Translation. If the previous stanza was about looking around at a hostile, foreign landscape, this new stanza is about looking down at the dirt. The external pressure of living in a contested, fallen world has taken a severe internal and physical toll on the psalmist. He is emotionally exhausted, spiritually depleted, and feeling the heavy, suffocating weight of his own mortality. He has hit rock bottom. But from that place of utter desperation, he makes a powerful, deliberate choice to reject the lies of the enemy, and to cling fiercely to the truth of Yahweh. Let us walk into the valley of the dust, and learn how to run again. The first segment is: The Dust of Mortality and the Breath of Life Psalm One Hundred Nineteen: verses twenty-five through twenty-seven. I lie in the dust; revive me by your word. I told you my plans, and you answered. Now teach me your decrees. Help me understand the meaning of your commandments, and I will meditate on your wonderful deeds. The stanza opens with a stark, devastating confession: "I lie in the dust." Other translations render this as, "My soul clings to the dust." To fully grasp the gravity of this statement, we must view it through the lens of the Ancient Israelite worldview. In biblical cosmology, the "dust" is not just dirt on the ground. It is the ultimate symbol of mortality, the curse, and the grave. In Genesis Chapter Three, after the cosmic rebellion in Eden, humanity was told, "For you were made from dust, and to dust you will return." Furthermore, the dust is the domain of the Serpent—the dark, rebel entity of the Divine Council—who was cursed to eat dust all the days of his life. When the psalmist says his soul is clinging to the dust, he is saying that he feels the gravitational pull of the underworld. He is depressed, broken, and knocking on the doors of Sheol. The chaotic forces of death are actively trying to pull him down into the dirt. But look at his immediate response. He does not surrender to the dust. He cries out, "Revive me by your word." The Hebrew word for "revive" is chayah, which means to give life, to quicken, or to restore. The psalmist is asking for a reversal of the curse of Eden. Just as God initially breathed the breath of life into the dust to create the first human, the psalmist is asking God to breathe His living Word into this current state of deadness, to re-create him, and to pull him back into the land of the living. He continues, "I told you my plans, and you answered. Now teach me your decrees." This reveals a deeply intimate, transparent relationship with the Creator. The psalmist has not hidden his ambitions, his failures, or his dead-end strategies from God. He laid all his human plans on the table. And what was the result? He realized his own plans were insufficient to get him out of the dust. Therefore, he pivots, begging for divine instruction. He trades his fragile, flawed human plans for the eternal decrees of the Most High. He pleads, "Help me understand the meaning of your commandments, and I will meditate on your wonderful deeds." When you are lying in the dust, you do not need superficial platitudes; you need deep, structural understanding. He wants to comprehend the architecture of God's cosmic order. If he can just understand how Yahweh has ordered the universe, he can fix his mind on those wonderful deeds, rather than the despair of his current situation. The second segment is: Melting in Sorrow and Rejecting the Lie Psalm One Hundred Nineteen: verses twenty-eight and twenty-nine. I weep with sorrow; encourage me by your word. Keep me from lying to myself; give me the privilege of knowing your instructions. The intense emotional agony continues into verse twenty-eight. "I weep with sorrow." The literal Hebrew translation is incredibly poetic and painful: "My soul melts from heaviness," or "My soul drops away from grief." Have you ever experienced a sorrow so profound, a grief so heavy, that you felt like your very identity was dissolving? That your strength was literally melting away like wax before a fire? That is the Dalet experience. The psalmist is physically and spiritually liquefying under the pressure of his exile. His remedy remains consistent: "Encourage me by your word." Literally, "Raise me up according to your word." If his soul is melting and dropping down to the dust, he needs the supernatural leverage of God's promises to lift him back up to a standing position. And then, he makes a fascinating, crucial pivot in verse twenty-nine. He prays, "Keep me from lying to myself; give me the privilege of knowing your instructions." Older translations render this as, "Remove from me the way of deceit." In the context of the Divine Council worldview, the "way of deceit" is the operating system of the rebel gods. The cosmic rebellion is fundamentally built upon a lie—the lie that humanity can flourish independently from the Creator, that we can be our own gods, and that we can define good and evil for ourselves. When we are melting in sorrow, the enemy will always offer us a deceptive, shortcut solution. The way of falsehood whispers, "Just compromise. Just take matters into your own hands. Just numb the pain with the idols of this culture." The psalmist recognizes how vulnerable he is to these lies when he is in the dust. He begs Yahweh to graciously remove the path of falsehood from his vision. The ultimate antidote to cosmic deception is the gracious gift of God's instructions. The Torah is the anchor of reality. It prevents us from lying to ourselves when the darkness tries to distort our vision. The third segment is: The Stubborn Choice of Truth Psalm One Hundred Nineteen: verses thirty and thirty-one. I have chosen to be faithful; I have determined to live by your regulations. I cling to your laws. Lord, don't let me be put to shame! Having asked God to remove the way of deceit, the psalmist now exercises his human agency. He makes a fierce, stubborn, definitive choice. "I have chosen to be faithful; I have determined to live by your regulations." Literally, the Hebrew reads, "I have chosen the way of truth; I have set your judgments before me." This is a profound moment of spiritual maturity. Faith is not just a passive feeling; it is an active, deliberate choice, especially when your soul is melting. In the middle of the dust, surrounded by the lies of the rebel principalities, the psalmist stakes his claim. He places the judgments of God right in front of his face, so that they become the only lens through which he views the world. Because he has made this choice, he takes action: "I cling to your laws." Notice the beautiful contrast here. Back in verse twenty-five, his soul was clinging to the dust. The gravity of death had a hold on him. But now, through an act of the will, he redirects his grip. He lets go of the dust, and he violently cleaves to the testimonies of Yahweh. He holds onto the Word of God like a drowning man holding onto a life raft in a hurricane. And because he is clinging to the True King, he makes a bold appeal: "Lord, don't let me be put to shame!" In the ancient Near East, honor and shame were the ultimate social currencies. To be put to shame meant that your trust was misplaced, that your God had failed you, and that the mocking, hostile nations were right all along. The psalmist is essentially saying, "Yahweh, I have bet my entire existence on Your way of truth. I am clinging exclusively to Your laws. If I go down, Your reputation...

Join us as we review and appraise recent practice-changing articles. In this episode, we cover the latest in GLP-1s and GIP agonists for CVD, Type 2 Diabetes, and Obesity, valacyclovir to treat Alzheimer's, weight regain patterns after medication-induced weight loss, and a deep dive into the data behind deprescribing – and behavioral science to increase deprescribing behavior.  Fill your brain hole with a delicious stack of hotcakes! Featuring Paul Williams (@PaulNWilliamz), Alex Chaitoff (@alexchaitoff), Nora Taranto (@norataranto), & Matt Watto (@doctorwatto).Claim CME for this episode at curbsiders.vcuhealth.org!Patreon | Episodes | Subscribe | Spotify | YouTube | Newsletter | Contact | Swag! | CMECredits Written and Hosted by: Nora Taranto MD, MSCE; Alexander Chaitoff MD, MPH; Paul Williams, MD, FACP,, & Matthew Watto MD, FACP Cover Art: Nora Taranto MD, MSCE Reviewer: Sai S Achi MD, MBA, FACP Technical Production: Pod Paste Showrunners: Matthew Watto MD, FACP; Paul Williams MD, FACP Show Segments Intro, disclaimer GLP-1 + GIPs vs GLP-1s for patients with T2DM and Obesity – SURPASS-CVOT  Weight Regain after Weight loss  VALAD – Valacyclovir in patients with early Alzheimer's  Nudges to increase Deprescribing  Outro Sponsor: MedStudy Qbank Study less. Remember more. Pass confidently.Medstudy.com/CurbsidersCURB15 for 15% offSponsor: FIGSWe've teamed up with FIGS, and now Curbsiders listeners can get 15% off at Wearfigs.com with code FIGSRX. Sponsor: QuinceRight now, go to Quince.com/curb for free shipping and 365-day returns. Sponsor: A Dangerous DiagnosisTo get 20% off use DIAGNOSIS20 at www.penguinrandomhouse.com/books/808848/a-dangerous-diagnosis-by-shantanu-rai/paperback/

St. Patrick's Day is here… and so is the Irish & Celtic Music Podcast. This is our second and final St. Patrick's Day special, and we are going out with a bang. The Irish Rovers, The High Kings, Socks in the Frying Pan, and nearly twenty more artists are on tap. Pour something green. Turn it up. Let's celebrate Patrick's Day on the Irish & Celtic Music Podcast #751  -  -  Subscribe now at CelticMusicPodcast.com! May Will Bloom, The McDades, Possibly Irish, Sean Heely and Beth Patterson, The Langer's Ball, Boxing Robin, Almost Seamus, The High Kings, FIRELIGHTX3, The Irish Rovers, Sue Tillotson & Jim Cunningham, The Druids Irish Folk Band, Poitin, Whiskey Bay Rovers, Alex Sturbaum, CaliCeltic, Socks in the Frying Pan, The Leftovers, Jiggy, Celtic Cross GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2026 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks.c G THIS WEEK IN CELTIC MUSIC 0:13 - May Will Bloom "I'll Tell Me Ma" from I'll Tell My Ma 2:32 - WELCOME 5:22 - The McDades "Telegraph Reel/The Silver Platter" from Telegraph Reel/The Three Sisters 9:17 - Possibly Irish "Drunken Sailor" from Voyage Home 12:08 - Sean Heely and Beth Patterson "The Banks/Madame Neruda" from Stir the Blood to Fire 15:30 - The Langer's Ball "Whiskey in the Jar" from The Singles Collection 2023 - 2024 18:22 - Boxing Robin "Aires de Pontevedra, Dans Loudieg" from The View From Here 22:17 - Almost Seamus "Black Velvet Band" from Almost Seamus 26:39 - FEEDBACK 31:05 - The High Kings "The Irish Roar Instrumental" from single 34:09 - FIRELIGHTX3 "The Fairies Song" from The Fairies Song  -  Single 38:00 - The Irish Rovers "The Barley Mow" from Drunken Sailor 40:32 - Sue Tillotson & Jim Cunningham "Maine - Ly Magic (feat. The Bonnie Loch Fiddlers)" from Water Horse 43:10 - The Druids Irish Folk Band "Starry Plough" from The Starry Plough 46:30 - Poitin "Tuesday from 6 p.m." from Simple Pleasures 49:17 - Whiskey Bay Rovers "Roll Down" from Taverns and Tides 52:34 - THANKS 54:40 - Alex Sturbaum "Hollow Poplar" from Windjammer 58:45 - CaliCeltic "The Humours of Whiskey - Stick to the Craytur - Paddy's Panacea" from West of Shannon 1:03:17 - Socks in the Frying Pan "Beetlejig Beetlejig Beetlejig!" from Waiting for Inspiration 1:06:49 - The Leftovers "Wexford Town" from Heart of Buffalo 1:10:18 - Jiggy "Fonn" from single 1:14:31 - CLOSING 1:15:32 - Celtic Cross "Slán go Fóill (Goodbye for Now)" from single 1:19:15 - CREDITS Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from John Sharkey White, II. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at   www.CascadiaLawAlaska.com The Executive Producer for St Patrick's Month is John Sharkey White, II. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME TO THE IRISH & CELTIC MUSIC PODCAST Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and host of Pub Songs & Stories, where every song has a story and every episode is a toast to Celtic and folk songwriters. And what a week it has been. This past Sunday, March 8, we wrapped up the very first Irish & Celtic Music PodFest and Arts Market — and it was a fantastic afternoon. Big thanks to Kinnfolk, The Muckers, and May Will Bloom for bringing the music. Huge thanks to The Lost Druid Brewery for hosting us. Thanks to all the incredible vendors who showed up despite the threat of rain — and the eventual downfall of it. And thank you to everyone who braved the weather to celebrate Irish and Celtic music with us. You are all amazing. A very special thank you to Matt for his absolutely brilliant work behind the scenes. This event wouldn't have happened without him. And thank you to Maia for helping out at the table. If you want more Celtic music in Atlanta, there's a great Irish session up in Sandy Springs. I also play around Atlanta throughout the year. And mark your calendars — Irish Fest Atlanta is every November, and Stone Mountain Highland Games every October. Now it is St. Patrick's Day week. This is our second, and final, St. Patrick's Day special. So let's make it count. This podcast is for fans of all kinds of Celtic music. We're here to build a diverse Celtic community and support the incredible artists who so generously share their music with you. If you hear something you love today, email the artist and tell them you heard them here. These are not corporate acts. They are small indie musicians who rely on people like you to keep creating. Please show your generosity. Buy a CD, Album Pin, shirt, digital download, or join their community on Patreon. You can find links to all of today's artists in the shownotes, along with show times, at celticmusicpodcast.com. You can also subscribe and follow the show there, so you never miss an episode. We'd love to have you with us every week. Oh! And if you weren't able to pick up an album pin from The Muckers, Kinfolk and May Will Bloom. Visit their websites so you can buy one. There were still some limited - edition pins available. THANK YOU PATRONS OF THE PODCAST! You show up. Week after week, you show up. And because of that, so does this podcast. Your support carries this show through every season. The quiet weeks and the chaotic ones. The technical headaches and the moments when everything just clicks. You make it possible to keep Celtic music alive and moving in the world. Music and art won't solve everything. But they matter. They connect us. And your generosity keeps that connection going, funding new episodes, the Celtic Music Magazine, the graphics, and our long - suffering engineer who makes me sound like I know what I'm doing. This is the second, and final, St. Patrick's Day special of 2026. It wouldn't have happened without you. None of this would have. In return for your generosity, you get early access to episodes, music - only editions, free MP3s, exclusive stories and interviews, and your voice in the Celtic Top 20, helping crown the best Celtic bands and songs of the year. So from the bottom of my Celtic heart. Thank you. Slàinte! A special thanks to our new and continued Patrons of the Podcast: Moose, James Anderson, Isobel McMahon, Stanton Lawrence, Chris Connell, cahwyguy HERE IS YOUR THREE STEP PLAN TO SUPPORT THE PODCAST Go to our Patreon page. Decide how much you want to pledge every month, $4, $12, $25. Keep listening to the Irish & Celtic Music Podcast to celebrate Celtic culture through music. You can become a generous Patron of the Podcast on Patreon at SongHenge.com. TRAVEL WITH CELTIC INVASION VACATIONS Every year, I take a small group of Celtic music fans on the relaxing adventure of a lifetime. We don't see everything. Instead, we stay in one area. We get to know the region through its culture, history, and legends. You can join us with an auditory and visual adventure through podcasts and videos. Learn more about the invasion at http://celticinvasion.com/ #celticmusic #irishmusic #celticmusicpodcast I WANT YOUR FEEDBACK What are you doing today while listening to the podcast? Send me a photo from your St Patrick's Day celebrations or any new audio recordings you got for the holiday. Email me at follow@bestcelticmusic. Edward Wojtan emailed for show #748: "Great response on the podcast. Thanks for reading it in public to help people understand your position. As someone more literate than I once said, "The love of money is the root of all evil." Keep it up.  REALLY LOOKING FORWARD TO NEXT PODCAST!  The Celts can write some great rebel songs. cheers," Mike S emailed a photo: "HI Marc, Catching up on the podcast as I shovel out from the snow storm here in Northern Virginia Also getting my sound plans together for our winter concert series at the Old Brogue in Great Fall VA.  First up will be Sean Healy and KEvin Elam. We've got six great concerts coming up so really looking forward to that. Wish you the best with the Irish & Celtic Music PodFest.  Sounds like it will be a great event!  Cheers! John Sharkey White, II sent a message on Patreon to a news article, titled "Is Digital Dead? The rise of physical media in Gen Z". He wrote "Physical media isn't dead yet! Encourage people to actively search out CDs from their favorite bands." You can read the article on our website.  

What if the very thing we’re trying to protect our kids from… is the thing they actually need most? Many parents want their children to feel confident, resilient, and worthy. But in our effort to make life easier for them, we might be accidentally stealing the struggles that build those very traits. In this powerful conversation, Justin and Kylie explore why doing hard things—not comfortable ones—is the foundation of resilience. They unpack the surprising psychology behind why kids feel empty when life is too easy, and how small daily challenges can help children develop a deep sense of purpose, confidence, and self-worth. If you want your kids to grow up strong, capable, and emotionally resilient, this episode will change how you think about struggle. KEY POINTS Inherently worthy Vs feeling of worth. Hedonic happiness and eudaimonic happiness. Resilience grows when children are stretched just beyond their current ability. When parents step in to fix every problem, we steal the dragons our children need to slay. Kids are far more willing to struggle when they feel supported and connected. The most powerful teaching tool? Kids watching their parents do hard things too. QUOTE OF THE EPISODE “We grow by being defeated by greater and greater things.” RESOURCES MENTIONED The Road to Character – David Brooks Flow research by psychologist Mihaly Csikszentmihalyi Work of Professor Todd Kashdan on meaning and happiness ACTION STEPS FOR PARENTS Let your child choose a hard thing – sport, music, art, work, or a personal challenge. Encourage productive struggle rather than removing every obstacle. Support without rescuing when problems arise. Build resilience together – challenges are easier with connection. Model courage and discipline by tackling hard things yourself. This week: identify one struggle you’ve been fixing for your child… and step back. See omnystudio.com/listener for privacy information.

Providing Medical Care During Civil Unrest 1. Opening Brief introduction of the episode Define civil unrest contexts: Protests Riots Mass demonstrations Politically charged gatherings Why medical care becomes complicated in these environments: EMS access delays Crowd density Law enforcement operations Environmental hazards Emphasize guiding principles: Personal safety first Situational awareness Know your limits 2. Understanding the Operational Environment What makes civil unrest medically unique Unpredictable crowd movement Law enforcement presence and tactics Noise, confusion, and sensory overload Limited ambulance access Common operational constraints Blocked streets Limited lighting Communication disruption Delayed EMS response Situational awareness basics Know entry and exit routes Stay on the edge of crowds Avoid getting boxed in 3. The Most Common Injuries Seen in Civil Unrest Blunt Trauma Common causes: Falls Being pushed or trampled Baton strikes Thrown objects These injuries can range from minor bruising to serious head injury or internal bleeding. What to look for Pain or swelling Deformity suggesting fracture Difficulty moving a limb Head injury symptoms: Confusion Vomiting Severe headache Loss of consciousness Basic treatment Move the person out of the crowd if possible Apply ice or cold pack if available Immobilize injured limbs with a sling or improvised splint For suspected head injury, keep the person still and monitor mental status If symptoms worsen (confusion, vomiting, severe pain), they need EMS evaluation Key reminder for listeners Blunt trauma in chaotic environments often gets ignored — but head injuries and internal bleeding can worsen over time. Lacerations Common causes: Broken glass Debris Improvised projectiles What to look for External bleeding Deep cuts with visible tissue Embedded debris Bleeding that soaks through clothing Basic treatment Put on gloves if available Apply direct pressure with gauze or cloth If bleeding continues, use a compression bandage For severe extremity bleeding, apply a tourniquet Cover the wound with a clean dressing Additional considerations Do not remove deeply embedded objects If the wound is large or continues bleeding, the patient needs hospital care Key reminder The vast majority of life-threatening bleeding can be controlled withpressure and time. Respiratory Irritants Common exposures: Tear gas (CS) Pepper spray (OC) Smoke from fires These agents cause severe irritation but are usually temporary. Common symptoms Burning eyes Tearing Skin irritation Coughing Shortness of breath Disorientation Basic treatment Move the person to fresh air immediately Encourage slow breathing Flush eyes with copious water or saline Remove contaminated clothing if heavily exposed Avoid rubbing eyes or skin Important notes Oils, lotions, or milk can sometimes trap irritants against the skin Most symptoms improve within 15–30 minutes once exposure stops Red flags requiring EMS Severe breathing difficulty Asthma attack Persistent confusion Heat and Dehydration Common causes: Long hours outdoors Heavy clothing or gear Stress and exertion Limited access to water Symptoms Dizziness Weakness Headache Nausea Muscle cramps Heavy sweating Basic treatment Move the person out of the sun or crowd Have them sit or lie down Provide water or electrolyte fluids Use cooling measures Shade Wet cloths Fanning Red flags for heat stroke Confusion Collapse Hot dry skin Seizures Heat stroke is a medical emergency. Psychological Stress Reactions Crowd environments can trigger intense emotional reactions. Common presentations: Panic attacks Hyperventilation Acute anxiety Disorientation What to look for Rapid breathing Shaking Crying Feeling unable to escape the crowd Basic treatment Move the person to a quieter, safer space Speak calmly and reassure them Encourage slow breathing Inhale through the nose Exhale slowly through the mouth Help them regain orientation and control Often, simply removing the person from the chaotic environment dramatically improves symptoms. “The key point here is that most injuries in these environments are not exotic trauma cases. They're the same things EMS treats every day — bleeding, falls, heat illness, and panic — but they're happening in a chaotic environment where help may take longer to arrive.” 4. Basic Medical Kit for High-Risk Gatherings Emphasize compact, discreet gear. Essentials Nitrile gloves Gauze / compression bandage Tourniquet Saline or water for eye irrigation Simple airway mask Electrolyte packets Small flashlight Optional but useful Chest seal Trauma shears Space blanket Eye protection Basic first aid medications Practical considerations Avoid large visible medical packs Keep supplies distributed in pockets Maintain mobility 5. Working Around Law Enforcement and EMS Key points: Identify yourself if providing care Follow lawful orders immediately Avoid interfering with police operations Know when to disengage Discuss that: EMS may stage until scenes are secure Civilian aid may be temporary bridging care 6. When NOT to Intervene (Important Ethical Section) Situations where civilians should not attempt treatment: Active violence nearby Crowd crush risk Presence of chemical agents without protection Situations beyond training Reinforce: “You cannot help anyone if you become a patient.” 7. Closing Reinforce three takeaways: Personal safety comes first Simple medical skills save lives Preparation matters Invite listeners to: Get first aid training Carry basic medical kits Learn situational awareness   Medical Gear Outfitters Use Code CIVILIANMEDICAL for 10% off   Skinny Medic - @SkinnyMedic | @skinny_medic | Medical Gear Outfitters   Bobby - @rstantontx | @bobby_wales  

John 13:5 Then He poured water into the basin, and began to wash the disciples' feet and to wipe them with the towel with which He was girded. Imagine a days worth of dust on each foot. It was a daily task of perhaps the lowest servant in the average home. Apparently this task had been overlooked by the event planner, but it was the will of the Father for His Son to exemplify His love in a way that foreshadowed what He wanted them (and us) to do to one another—serve one another by loving with Him. In the same way their feet got covered with dirt as they walked in this world, so did their souls get dirtied each day by living in this world. The writer of Hebrews wrote, “Encourage one another day after day, as long as it is still called ‘Today,' so that none of you will be hardened by the deceitfulness of sin (Heb. 3:13). Like Jesus, in humility, lowliness, gentleness, and passion for the glory of God, we can serve each other in love. It's one way Jesus will love His own to the very end. So put on His towel and be prepared today to serve—that is, encourage, forgive, and pray the blood of Jesus over whoever He puts in your path. Acknowledgment: Music from “Carried by the Father” by Eric Terlizzi. www.ericterlizzi.com

It is all too common for tappers to look back at their path to healing and think, "What on earth was I doing? I know better than that! Why do I keep making bad choices when I know exactly what to do?" This comes up most often in my individual coaching sessions when my clients talk about reaching for distracting behaviors instead of tapping. They know at the moment that the best choice would be to tap, but instead they doomscroll social media, fall down YouTube rabbit holes, reorganize their spice rack (again), or mindlessly eat a bunch of unhealthy crap. Annoyingly, this does make sense, taken from the perspective of trying to keep themselves safe. Actor and writer Tom Lennon described it perfectly in an interview by Kevin Pollak on a book tour. When Kevin asked if he liked to write, Tom said something to the effect of, "You will know I have a writing deadline coming up because my kitchen floor will be so clean you could perform surgery on it." We do not choose distractions because we are weak, or because we believe they are the best choice. We choose them to feel more comfortable at the moment. The problem is that, in hindsight, we only see that we could have made a healthier choice. When I find myself in these moments, I don't tap to stop the unhealthy behavior. I actually do the opposite! I tap to do the unhealthy behavior, but the key distinction is I am choosing to do it consciously. When we move from being unconscious to a conscious awareness of our distracting behaviors, we regain control. And with control we can spend less (or even no) time on distracting behaviors and we don't beat ourselves up. In this week's podcast I am going to show you: How to catch yourself in the moment right before you unconsciously start doing the healthy action How to tap with compassion in the moment, without letting yourself off the hook How to tap so that you constrain (and often eliminate) the unhealthy behavior It is an unusual but incredibly powerful form of tapping. I know you will love it! Support the podcast! Http://tappingqanda.com/support [player] Subscribe in: Apple Podcast | iPhone | Spotify | Pandora | Amazon Music | iHeartRadio  | YouTube Watch a video version on YouTube

The union representing public servants is calling on the government to encourage working from home, in the face of rising petrol prices. PSA national secretary Fleur Fitzsimons spoke to Ingrid Hipkiss.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.

Are you looking to spark deeper spiritual growth among the women in your church? In the latest episode of the Women's Ministry Toolbox podcast, Cyndee Ownbey explores practical, scripture-rooted ways to make discipleship a core part of your ministry.Cyndee reveals why intentional discipleship is vital, how to create a discipleship-focused culture, and shares 5 practical ways to encourage disciple-making—including organic relationships, sharing testimonies, and providing leader training. Don't miss inspiring biblical examples, creative solutions for busy women, and actionable steps to move your ministry forward! Tune in to get equipped and inspired on your discipleship journey.Links mentioned in this episode: Robby Gallaty's Book Replicate: https://amzn.to/4cGBD6E (affiliate link)Disciple Her Book Review: https://womensministrytoolbox.com/discipleship-resource-disciple-her/READ Inductive Bible Study Method: https://womensministrytoolbox.com/read-bible-studyBack to the Bible Research: https://www.backtothebible.org/scripture-absorptionThank you for listening to the Women's Ministry Toolbox Podcast. You'll find additional women's ministry resources below.Women's Ministry Toolbox Resources: Sign Up for My Email List - https://bit.ly/wmtbemail Website – https://womensministrytoolbox.com/ Online Store – https://womensministrytoolboxshop.com/ Online Training – https://womensministrytoolbox.teachable.com/ Facebook Page - https://www.facebook.com/womensministrytoolbox/ Facebook Group - https://www.facebook.com/groups/womensministrytoolboxcommunity/ Women's Ministry Essentials on Amazon - https://www.amazon.com/shop/wmtoolboxYou can connect with Cyndee via Facebook, Instagram (@womensministrytoolbox), and email (cyndee@womensministrytoolbox.com).

AI content automation creates a dangerous disconnect between brand messaging and user intent. Malte Landwehr, CMO and Chief Product Officer at Peak AI, shares proven methodologies for maintaining content authenticity while scaling AI-driven search strategies. The discussion covers self-reported attribution frameworks for measuring AI discoverability beyond traditional traffic metrics, prompt diversification strategies that leverage real customer language from support tickets and sales transcripts, and topic-based visibility measurement approaches that account for multiple user personas across different funnel stages.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

overall episode #153, In this episode, I sit down with Michael Card to explore his remarkable journey — from the stories behind his songs to the books he's written and the powerful testimony that has shaped his life and ministry.We're also featuring incredible music from Clare Cunningham and Rocky Michaels, two gifted artists who pour their hearts into sharing their music with the world.At its core, this podcast is about encouragement, positivity, and offering a little light to anyone who might need it. Every conversation and every song is shared with the hope of making someone's day just a bit brighter.I also wanted to thank my sponsors for their incredible support; Please check out these amazing businesses that are located in Silverdale & Port Orchard WashingtonTaquiza & Taquiza Street; great authentic Mexican food, from 6 kinds of Tacos, Burritos especially those Breakfast burritos, grilled jalapeños. So so good, Check out their website at www.taquizatacoshop.com or taquizastreet.com and place your order today, Also thank you to Lone Star Donuts: If you're anywhere near Silverdale or Port Orchard, you owe it to yourself to stop by Lone Star Donuts. With nearly 50 incredible flavors, this is the place for fresh, melt‑in‑your‑mouth donuts that taste every bit as good as they look.Whether you're craving something classic, creative, or completely over the top, Lone Star Donuts delivers big flavor, friendly service, and that “made fresh” goodness you can't fake. It's the kind of local spot that brightens your morning and makes your day just a little sweeter — which is exactly what this podcast is all about.Looking for an unforgettable adventure right here in Kitsap County? Kitsap Great Escape delivers big‑time fun with three exciting escape rooms packed with puzzles, surprises, and immersive storytelling that will challenge your whole crew. Whether you're planning a family outing, a date night, or a team‑building experience, there's a room for every skill level and every kind of thrill‑seeker.And the best part — a brand‑new escape room is opening soon, adding even more mystery and excitement to explore.Don't wait to lock in your next adventure. Book your room today and see if you've got what it takes to escape in time. Check out their Facebook page or their website @www.kitsapgreatescape.com If you're looking for a relaxed, welcoming place to unwind in Port Orchard, you've got to check out Wine About It. This local gem serves up fantastic wines, delicious charcuterie boards, and a vibe that makes you want to stay awhile.They host fun events every week, from tastings to themed nights, so there's always something new to enjoy. It's the perfect spot to meet up with friends, discover a new favorite wine, or just take a breather from the day.Want to stay in the loop? Check out their Facebook page for upcoming events and specials — you won't want to miss what they've got going on.Thank to Paul Racey and the tremendous work he does behind the scenes helping get this podcast hear. Please subscribe and follow this fun, encouraging, uplifting podcast. Thank you for joining in. Encourage someone today.

As soon as you found out you were having a son, you probably started dreaming about what he would be like. Maybe you started dreaming about what he would grow up to be. Maybe you even laid out your old football jersey, wondering if your son would be a quarterback like you were in high school. Maybe. But maybe not. Many times, sons surprise us with their interests. You might expect him to love sports, but he may prefer to do something completely different–  like fix computers or bake apple pie. Whatever your boy's passions turn out to be, pray that he will use them to glorify God. Let go of your expectations. Encourage the natural giftings and interests you see in your son– even if that means he never dons your old high school football jersey. To learn about raising boys to be godly men, visit Trail Life USA or RaisingGodlyBoys.com.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

Homework has been a school staple for generations. But what if it’s doing more harm than good? In this episode, Justin and Kylie unpack the research behind primary school homework—and the findings may surprise you. From zero academic benefit to increased stress at home, the evidence suggests homework might be one tradition parents and schools need to rethink. If evenings are turning into battles over worksheets and unfinished assignments, this conversation will give you the clarity (and permission) to do things differently. KEY POINTS Research shows no link between homework and academic achievement in primary school. Homework often assumes one-size-fits-all learning, which doesn’t match children’s individual needs. After-school worksheets can replace crucial childhood experiences like play, family time, sleep, and movement. Homework frequently creates conflict between parents and children, turning home into an extension of school. It can reduce children’s natural motivation to learn, making learning feel like a chore. Homework may widen inequality, as not all children have the same support or environment at home. It contributes to stress and mental load for both kids and parents. Many homework tasks are simply busywork, rewarding compliance rather than curiosity or creativity. QUOTE OF THE EPISODE “Homework teaches kids that learning is a chore they have to endure, rather than something they get to enjoy.” RESOURCES MENTIONED The Homework Myth by Alfie Kohn Happy Families Homework Letter Victorian Parliamentary Inquiry into homework in primary school ACTION STEPS FOR PARENTS ✔ Prioritise unstructured play after school.✔ Encourage reading for enjoyment, not as a timed task.✔ Focus on family connection and conversation at the end of the day.✔ Get kids moving their bodies outdoors.✔ Support learning through real-life activities like cooking, building, creating, and exploring.See omnystudio.com/listener for privacy information.

Why Minister to the Human Spirit: Brokenness, Renewal, and Pre-Adamic Trauma!Dan argues that ministering to the human spirit is biblically necessary. He challenges the view that the spirit is automatically perfected at salvation, citing 1 Thessalonians 5:23 and 2 Corinthians 7:1 to show that the spirit can require cleansing and sanctification. He teaches that while the Holy Spirit indwells a protected core of the spirit at salvation, other areas may still carry wounds or defilement. Scripture, he says, shows the spirit can be broken, overwhelmed, deceitful, or in need of renewal (Psalm 51:10, 17; Proverbs 18:14). Duval also connects Jeremiah 1:5 to the idea of pre-earth existence, suggesting that pre-Adamic trauma can affect the human spirit. He maintains that targeted ministry to the spirit brings deep healing and transformation.Then we ENCOURAGE you to do 4 QUICK THINGS!!Sign up to be a podcast member:www.danduval.comBe sure to check out and like our new Facebook page: https://www.facebook.com/DiscoveringTruthNetworkSubscribe to the new podcast:YouTube Channel: https://www.youtube.com/channel/UC5nxloF2rt7-dXkjppGHdFASubscribe to our Rumble Channel, where we will post all of our interviews that are TOO HOT for YouTube:DiscoveringTruthNetwork (rumble.com)

Sometimes you just have to hit record and talk honestly. In this Editor's Note episode, UNB Tim pulls back the curtain on what's happening behind the scenes with Underwear News Briefs, the podcast, and the growing Free the Bulge movement. This episode is about transparency, community, and the future of everything we're building together. Two major things are happening right now: • The launch and growth of the Free the Bulge movement • Expanding the Patreon community to support the shows and future projects UNB Tim shares the inspiration behind the movement, the long-term vision for building real community, and how listeners can be part of it. ⸻ The Free the Bulge Movement Free the Bulge isn't just about underwear, swim briefs, or spandex. It's about confidence, acceptance, and community. For years, UNB Tim has heard the same thing from guys in the underwear and gear communities: • “Where can I meet other guys like me?” • “How do I find friends who understand this side of me?” • “Why does society shame men for enjoying what they wear?” Free the Bulge is about changing that. It's about creating a space where all men are welcome — gay, straight, bi, curious — anyone who loves gear and wants to feel confident in their own skin. Because when guys talk about underwear, gear, or swimwear, something amazing happens: Their faces light up. And that joy deserves a community. The long-term goal is simple: • Build a supportive community • Encourage body confidence • Normalize men enjoying what they wear • Eventually create real-world meetups and events This movement has been in the works for years, and now it's finally time to make it happen.   ⸻ What's Coming Next The Free the Bulge movement is rolling out in phases. Some things already underway include: Weekly Free the Bulge Posts Every Monday on Underwear News Briefs, UNB Tim will post: • personal stories • thoughts about confidence and body positivity • updates on the movement • future community ideas Some posts will be personal. Some may include guest voices. But they'll all come straight from the heart. Live Podcast Discussions Another upcoming feature is interactive live shows. Using Riverside, listeners will be able to: • join live recordings • call in • share their stories • participate in honest conversations Because the best discussions happen when the community is involved. Listener Stories One of the most exciting parts of the movement is hearing from listeners. Through the new contact form on the site, guys can: • share their stories • talk about confidence • discuss how gear became part of their identity Some stories may appear on the blog. Others may turn into podcast interviews. The goal is simple: Let real guys tell their stories. ⸻ Future Meetups & Trips One of the long-term goals of the movement is something many listeners have been asking for: In-person community events. UNB Tim is exploring ideas like: • community meetups • gear-friendly travel trips • group travel to places like • San Diego • Chicago • Miami • Palm Springs • Puerto Vallarta • even international destinations Imagine traveling with a group of guys who share the same interests and confidence. That's where this movement is headed. ⸻ Supporting the Podcast Through Patreon Running the blog and podcast takes time, resources, and tools. UNB Tim shares exactly how Patreon support currently helps keep things running. Monthly costs include: • Podcast hosting • Canva for graphics • Riverside for recording • website storage and infrastructure Right now Patreon brings in about $115–$135 per month, which essentially covers the core expenses of running the show.   But growing Patreon would allow the show to expand even more. Future goals include: • hiring an editor • compensating regular co-hosts • producing more shows each week • recording podcasts on location at events One piece of gear UNB Tim is looking at is a portable podcast recorder that would allow live recordings at events like Kink Down South and other gatherings. ⸻ Patreon Perks Joining Patreon helps support the podcast and unlocks bonus content. Patreon members may get: • extended conversations • behind-the-scenes discussions • bonus segments • experimental shows and topics The main podcast will always remain free, but Patreon helps make additional content possible. There's also a free Patreon membership option, which will act as a newsletter for updates about: • Free the Bulge • new podcast episodes • blog updates • community plans ⸻ Why This Community Matters The underwear and gear community has always existed. But it hasn't always had a place to connect. Free the Bulge is about creating that space. A space where guys can: • share their interests • build friendships • feel confident • talk openly without shame And that community only exists because of you — the listeners. ⸻ Listen to the Upcoming Shows Two episodes are dropping this week: • Brief Talk Podcast with Zach • Stretching the Truth — Short Suits in Spandex with Scott (Fourway) Make sure you check both of them out. ⸻ Join the Community If you want to be part of the movement: Share the podcast. Follow the blog. Tell your story. And most importantly: Be confident in what you love. ⸻ Support & Follow UNB Blog https://underwearnewsbriefs.com Patreon https://patreon.com/unbblog Instagram https://instagram.com/unbtim BlueSky https://bsky.app/profile/unbtim.bsky.social Reddit https://reddit.com/r/unbstoreandblog Brief Talk Podcast Available on all major podcast platforms ⸻ If you enjoyed this episode, share it with a friend and help grow the community. Because the more guys who join the conversation… the stronger the community becomes. — UNB Tim

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller. A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company. Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities. Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller. A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company. Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities. Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller. A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company. Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities. Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.

We Should Strengthen and Encourage Our Faith by Heritage Church

This week Arlo looks for adventure through the telescope in his lighthouse! He is hoping to learn about someone new today. Will learn with the help of his friend Kelby the octopus? Let's find out!For more great stories and things to do, head to Saddlebackkids.comAnd to see the video version of Happy Harbor, check out our youtube channel!Parents, there's plenty for you too at Saddlebackparents.com, and don't forget to subscribe to the On Purpose Parents podcast from Saddleback Parents.Talk It OverThe Parable Of The Lost SheepHey parents! Use these questions as a guide to talk over this week's lesson about The Parable of the Lost Sheep with your child after they've listened to the episode!Who was today's Bible story about?Jesus.A man had 100 sheep. What sound does a sheep make?Baa.Uh-oh. What happened when he lost one of his sheep?He looked and looked all around to find it. Let's play peek-a-boo! You can pretend to be the sheep and I'll cover my eyes then find you. Ready? Peek-a-boo sheep!How did the man feel when he finally found the lost sheep?He was happy! He asked everyone to come celebrate. Let's jump and clap our hands and celebrate, too.Take some time to pray with your toddler. Encourage your toddler to sit with you and fold their hands, saying something like:God, thank you for loving us. Thank you for making us. Thank you for wanting to be our friend. Thank you that you will take care of us. We love you! Amen!Parent Encouragement - The Parable of the Lost SheepHey parents! Here's something for you to be encouraged by and get ideas to bring this Bible story into your everyday conversation with your child at home!DownloadCraft – I-Spy BagIn this craft, your toddler will make an I-Spy bag filled with hidden items from the Bible story. As they look for the items in their bag, they will be reminded that the shepherd looked for the sheep. He loved the sheep, and God loves us!DownloadActivity – Balloon SheepIn this activity, your toddler will have fun as they find all of the sheep like the shepherd found his lost sheep in our Bible story. The shepherd loved his sheep, and God loves us!DownloadColoring Page - The Parable of the Lost SheepWe have a variety of coloring pages to help your child remember familiar faces from this month's lesson!DownloadNavigating Parenthood: Step Up Hey parents! Saddleback Parents has great training, tips, and tools to help you win. Check out part 2 of this Two Minute Tip series all about how we can help our kids hold onto faith.Download

Ed Wade, an elder of Uflourish Church, preaches from Paul's concluding thoughts in his first letter to the Thessalonians. Paul calls the Thessalonians to a practical submission to the ways of Christ in their daily living - that their loving relationships, peaceful community, and joy in all circumstances would radiate the light of Christ to the watching world.

◇ A Guy in Austin asks how to get players to explore, Aggie wants to know what our favorite systems do best, From the archive 2022: Weaselcreature shares a success story | Hosts: Kimi, Riley, Teri & Rob ◇ 00:33◇ Welcome & Episode Summary 01:43◇ Announcements – Our next Game Daze will be in March 21st! It's safe, fun, and free. All games are required to use safety tools. You can join in the fun on the Happy Jacks discord server. happyjacks.org/discord 03:18◇ Indie Designer of the Month: Tristan Zimmerman (he/him) of Molten Sulfur Press https://moltensulfur.com/ 06:04◇ Mailbag 1 – A Guy in Austin asks how to get players to explore 47:07◇ Mailbag 2 – Aggie wants to know what our favorite systems do best 76:22◇ Mailbag 3 – From the archive 2022: Weaselcreature shares a success story 89:34◇ Episode Closing 92:22◇ Music ◇ Email happyjacksrpg@gmail.com or post in our Discord server to send in your own topic or question for the show! ◇ Find us on Youtube ◇Twitch ◇Bluesky ◇Instagram ◇Facebook ◇Discord or find all our podcast feeds on your favorite Podcast platform! happyjacksrpg.carrd.co ◇ Subscribe to our Actual Play Feed! We have a backlog of campaigns in over 20 RPG systems and new games running all the time. ◇ Become a Patreon! All the money goes into maintaining and improving the quality of our shows. patreon.com/happyjacksrpg Ⓒ2026 Happy Jacks RPG Network www.happyjacks.org

This episode of the San Luis Obispo Real Estate Podcast features local attorney Ed Attala discussing the legalities and best practices for owning rental property in a college town. The conversation focuses on protecting investments, managing liability, and navigating the specific noise ordinances of San Luis Obispo. Key Strategies for Property Owners Ed Attala highlights three primary pillars for protecting a rental investment: Asset Protection via LLCs: Attala recommends purchasing rental properties within an LLC to shield personal assets (like your primary home or brokerage accounts) from liability in the event of an accident on the property, such as a trampoline injury. Insurance and Umbrella Policies: Owners should maintain robust insurance and an umbrella policy. Attala warns that owners must ensure their underlying policy limits match the umbrella's requirements; if a property's value has risen but the underlying insurance hasn't been updated, the umbrella policy may deny coverage during a claim. Well-Drafted Leases: A strong lease should include liquidated damages for violations, such as noise complaints, to give the landlord financial leverage to curb bad behavior. Attala also suggests requiring a parent guarantee on leases to ensure students stay accountable. Navigating the SLO Noise Ordinance The podcast goes into significant detail regarding how the City of San Luis Obispo handles noise complaints, which can be a major headache for landlords: The Warning Process: Initially, a student patrol (SNAP) may issue a Disturbance Advisement Card (DAC), which serves as a warning. The city then notifies the homeowner that their tenants are in violation. Escalating Fines: If the property is placed on the "premise list" due to repeated issues, sworn officers will respond to future calls. Fines start at $350 for a first citation, jumping to $700 for a second, and $1,000 for a third. Double Fines: During "Safety Enhancement Zones" (such as St. Patrick's Day/St. Fratty's or "WOW Week"), these fines are typically doubled. Administrative Citations: Landlords often receive an administrative citation equal to the tenant's fine, as the city expects the owner to control the property's behavior. Proactive Management Tips The participants suggest that the best way to avoid legal and city-related issues is through proactive relationship management: Encourage tenants to introduce themselves to neighbors and exchange phone numbers so neighbors call the tenants before calling the police. Small gestures, like taking in a neighbor's trash cans or tenants being respectful of "ultra-quiet hours" (10 PM to 7 AM), go a long way in maintaining neighborhood peace. For Real Estate Questions feel free to reach out Hal and the team at 805-781-3750. CADRE# 01111911

Just like Nehemiah's team, you have a God-given assignment to build up the body of Christ by encouraging and uplifting those around you. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

In this week's episode of the Building Better Cultures Podcast, host Scott McInnes sits down with Joe Lalley, author of 'How Curiosity Can Transform Your Career, Your Team, and Your Organisation.' Together, they explore the power of curiosity in transforming careers, teams, and organisations. Tune in to discover practical insights on fostering curiosity, psychological safety, and innovative cultures.  Keywords:  Curiosity, innovation, psychological safety, organizational culture, design thinking, leadership, experimentation, learning from failure, AI, creative thinking  Key Topics:  The definition of curiosity as the desire to go from not knowing to knowing  The role of psychological safety in encouraging curiosity  Patterns of questions that drive innovation and learning  The importance of being close to customers for effective curiosity  The impact of organisational culture on curiosity and experimentation  The risks and rewards of curiosity in the workplace  Practical strategies for leaders to foster curiosity  The influence of childhood and education on curiosity development  The relationship between curiosity and AI in learning and work  How to balance curiosity with decision-making and focus  Takeaways  Curiosity is simply the act of wanting to go from not knowing to knowing.  Psychological safety is essential for fostering curiosity in teams.  Ask open-ended questions that challenge assumptions and explore possibilities.  Being close to the customer enhances the effectiveness of curiosity.  Organisational culture should be built around experimentation and learning.  Shortening feedback cycles accelerates learning and innovation.  Celebrate failures as first attempts in learning to encourage risk-taking.  Leadership modeling of curiosity and experimentation sets the tone.  Use examples and data to demonstrate the value of iterative work.  Encourage questioning and exploration as core organisational behaviours.  Chapters  00:00 Introduction to Curiosity in Organisations  02:53 Defining Curiosity and Its Importance  05:34 Psychological Safety and Curiosity  08:47 Curiosity in Meetings and Organisational Culture  11:29 Learning from Customers and Iterative Processes  14:48 Creating Space for Curiosity in Organisations  17:36 Embedding Curiosity into Organisational Culture  20:29 The Balance of Curiosity and Action  23:27 Practical Steps for Leaders to Foster Curiosity  26:32 The Impact of Technology on Curiosity  29:08 The Future of Curiosity in the Age of AI    Link to Joe's book:  Joelalley.com/book    Connect with us:  LinkedIn YouTube Instagram     

When your child is anxious, lonely or flat… your instinct is to comfort them. But what if the fastest way to help them feel better isn’t self-care — it’s helping someone else? New research reveals a powerful mental health shift that happens when kids practise kindness outward instead of inward. The results are surprising — and incredibly practical for everyday family life. In this Doctor’s Desk episode, we unpack the science behind the “kindness paradox” and show you exactly how to use it at home this week. KEY POINTS A study of 777 adults found helping others reduced depression, anxiety and loneliness. Self-kindness reduced depression — but didn’t touch anxiety or loneliness. Kindness toward others builds connection, and connection is at the core of mental health. Feeling like you matter changes everything. Small acts (compliments, thank you notes, cookie drops) create powerful emotional shifts. Teaching kids outward kindness may be one of the simplest wellbeing tools available. QUOTE OF THE EPISODE “The fastest way to feel better about yourself is to help someone else feel better about their life.” RESOURCES MENTIONED Study published in Emotion on prosocial vs self-focused kindness interventions The concept of “mattering” in psychological wellbeing research ACTION STEPS FOR PARENTS Ask at dinner: “Who did you help today?” Plan one small act of kindness as a family this week. Encourage compliments to strangers, teachers or friends. Write one handwritten thank-you note together. Repeat it next week — aim for three acts of kindness. See omnystudio.com/listener for privacy information.

November 11, 1985

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. Here you go — a clean, structured summary of the Sonia Balfour‑Fears interview with Rushion McDonald, plus purpose, key takeaways, and notable quotes, all based on the transcript you provided. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Sonia Balfour‑Fears, a high‑ranking Global Sports & Entertainment Director and Financial Advisor at Morgan Stanley. Sonia discusses the Black wealth gap, financial literacy, investing basics, barriers that minorities face in wealth-building, and the realities of long-term investing. She emphasizes education, discipline, and access as critical factors for closing the wealth gap. She also explains how investors of different ages—from young adults to retirees—share a common need: guidance and a financial plan. Sonia breaks down misconceptions about stock market participation, cryptocurrency, “hot stocks,” risk tolerance, dividend investing, and the best way to start investing even with small amounts of money. Throughout the interview, Sonia provides approachable frameworks for beginners—emergency funds, diversified investing, index funds—and stresses that it’s never too late to begin investing, even at age 60 or older. PURPOSE OF THE INTERVIEW The interview aims to: 1. Educate listeners on financial literacy Sonia explains fundamentals such as emergency funds, risk tolerance, asset allocation, diversification, and long‑term wealth building. 2. Address misconceptions about minority participation in investing She clarifies that minority participation is rising but that more people need professional guidance rather than DIY risk-taking. 3. Provide practical starting points for new investors She gives clear steps for people with small amounts of money and explains how to build wealth intentionally. 4. Encourage multigenerational financial conversations Sonia discusses creating the first African‑American mother‑daughter wealth management team, emphasizing the importance of knowledge transfer. 5. Inspire listeners to rethink age and investing She strongly argues that it is never too late to start building wealth. KEY TAKEAWAYS 1. Closing the Black Wealth Gap Requires Knowledge + Access Wealth-building is tied to discipline, education, and opportunity. Financial literacy helps people understand how money works so they can build long-term wealth..txt) 2. Discipline Is as Important as Income Sonia compares investing discipline to waking up early, exercising, and staying consistent with lifestyle habits..txt) 3. Everyone — Young or Old — Needs Professional Financial Guidance Clients in their 20s and clients nearing retirement share a common need:a roadmap created by someone who does this every day..txt) 4. Minorities Are Investing More — But Not Always With Advisors Many young minorities enter through crypto or apps, but they often lack solid planning..txt) 5. Cryptocurrency Isn’t for Everyone Morgan Stanley limits Bitcoin access to accredited investors with at least $1M on the platform due to high volatility..txt) 6. How to Start Investing: Build an Emergency Fund First 6 months of expenses if single; 3 months if married. After that, “start where you are”—even $100/month..txt) 7. Avoid “Hot Stock” Thinking Sonia discourages short-term stock chasing. Recommends S&P 500 index funds instead of individual picks..txt) 8. Risk Tolerance Shapes Your Portfolio Aggressive = stocks. Conservative = more fixed income. Use personal behavior (e.g., gambling habits) to assess risk comfort..txt) 9. It Is Never Too Late to Invest A 60-year-old caller is reminded she could live to 90–95; that’s 30 years to grow investments..txt) 10. Dividend Stocks Provide Strong Income Today Dividend-paying stocks often yield more income than bonds in today’s market..txt) NOTABLE QUOTES (from transcript) On Closing the Wealth Gap “Education is another way… to understand the different components of building wealth.”.txt) On Discipline “It’s the discipline to really… be intentional about understanding what your money can do for you.”.txt) On Minority Participation “I really see a lot more minorities getting into investing… but working with a financial professional, not as many.”.txt) On Crypto + Risk “We set the criteria very high because the potential for loss is tremendous. So is the potential for gain.”.txt) On Starting with Small Amounts “You start where you are. And if it’s $100 a month, that’s where you start.”.txt) On ‘Hot Stocks’ “Our team primarily focuses on longer‑term investing… it’s all about asset allocation.”.txt) On Being 60 and Beginning to Invest “It is definitely, definitely not too late… If you’re close to 60, we anticipate you’ll live to 90 or 95.”.txt) On Dividend Investing “You get more income from dividends these days than you do from bonds.”.txt) #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Cynthia Lee shares her rich family history, cherished memories of growing up in Grayslake, and decades of dedicated community service. From her roots in local organizations to her roles as Village Clerk and volunteer, Cynthia's stories highlight Grayslake's small-town charm and enduring spirit. She discusses her love of gardening, collecting, and supporting her grandchildren's hockey adventures, all while reflecting on the town's growth and traditions. Discovering Grayslake: Lessons in Community, Heritage, and Service from Cynthia Lee Grayslake, Illinois, is more than just a dot on the map—it's a living tapestry of family, tradition, and community spirit. In a recent episode of the "Discovering Grayslake" podcast, lifelong resident Cynthia Lee shared her remarkable story, offering listeners a heartfelt glimpse into the town's past and present. Cynthia's journey is a masterclass in the value of deep roots, civic engagement, and the enduring power of small-town connections. Whether you're a Grayslake native, a newcomer, or someone seeking inspiration for community involvement, Cynthia's insights provide a roadmap for building a meaningful life in any hometown. Let's dive into the key themes and actionable lessons from her interview. Table of Contents The Power of Family Heritage Embracing Community Service Preserving Local History Building Traditions and Giving Back Staying Engaged and Lifelong Learning Celebrating Hobbies and Personal Passions Showcasing Your Hometown Final Thoughts: The Heart of Grayslake 1. The Power of Family Heritage  Cynthia's story begins with her deep family roots in Grayslake and the surrounding area. Her ancestors, George and Sarah Reichenbach, settled in Deerfield in the 1860s, and her family has been intertwined with Grayslake's growth ever since. Actionable Advice: Document Your Family History:** Cynthia's family has preserved love letters, recipes, and even created a family website. Start by interviewing older relatives, digitizing photos, and recording family stories. Share Traditions:** Cynthia keeps her grandmother's tulip-shaped Christmas cookie tradition alive. Pass down recipes, crafts, or holiday rituals to younger generations. Connect with Local Historical Societies:** These organizations can help you trace your roots and contribute to the broader story of your town. Expert Insight:   Family heritage isn't just about nostalgia—it's a foundation for community identity. By honoring your roots, you help preserve the unique character of your hometown. 2. Embracing Community Service  Cynthia's life is a testament to the impact of civic engagement. Inspired by her father—a volunteer fire chief for 48 years—she has served as Grayslake's Village Clerk for over two decades and volunteered with numerous local organizations. Actionable Advice: Start Small, Stay Consistent:** Cynthia began volunteering on the library board and gradually expanded her involvement. Choose one cause that resonates with you and commit to regular participation. Leverage Your Skills:** Cynthia's background in HR and billing made her an asset in administrative roles. Identify your strengths and offer them to local nonprofits, schools, or clubs. Mentor the Next Generation:** Cynthia's family tradition of service continues with her children and grandchildren. Encourage young people to volunteer alongside you. Expert Insight:   Long-term community service builds trust, leadership skills, and a sense of belonging. Even small contributions—like helping at a pancake breakfast—can have a ripple effect. 3. Preserving Local History  As a board member and treasurer of the Grayslake Historical Society, Cynthia played a key role in documenting and sharing the town's story, including helping publish "The Portrait of Grayslake." Actionable Advice: Support Local Museums and Societies:** Attend events, donate artifacts, or volunteer your time. Record Oral Histories:** Interview longtime residents and preserve their stories for future generations. Promote Community Publications:** Help create or distribute books, newsletters, or digital archives about your town. Expert Insight:   Preserving history isn't just about the past—it's about giving your community a sense of continuity and pride. 4. Building Traditions and Giving Back  Cynthia's involvement with the Lions Club, Exchange Club, and Colts football team highlights the importance of local traditions and service projects. Actionable Advice: Participate in Local Fundraisers:** Events like the Lions Club pancake breakfast not only raise money but also strengthen community bonds. Support Youth Activities:** Volunteer for local sports teams, scout troops, or after-school programs. Champion New Initiatives:** Cynthia helped launch a children's sight and hearing screening program. Look for unmet needs in your community and help fill the gap. Expert Insight:   Traditions create shared memories and a sense of belonging. By supporting or starting community events, you help weave the social fabric of your town. 5. Staying Engaged and Lifelong Learning  Even after retiring from a 33-year career in HR and billing, Cynthia remained active—working part-time, volunteering, and staying informed about local happenings. Actionable Advice: Stay Curious:** Attend town meetings, read local news, and ask questions about changes in your community. Keep Learning:** Take up new hobbies, join clubs, or enroll in adult education classes. Share Your Knowledge:** Cynthia's willingness to provide notes and context for her interview is a reminder to pass on what you know. Expert Insight:   Active engagement keeps you mentally sharp and socially connected, no matter your age. 6. Celebrating Hobbies and Personal Passions  Cynthia's love of gardening, canning, collecting clocks, keys, and glass shoes, and following her grandkids' hockey games, shows the value of personal interests. Actionable Advice: Cultivate a Garden:** Whether it's flowers or raspberries, gardening connects you to the land and provides joy (and sometimes delicious jam!). Share Your Hobbies:** Give away homemade goods, display your collections, or teach others your craft. Embrace Technology:** Cynthia learned to stream her grandkids' hockey games online—proof that it's never too late to pick up new tech skills. Expert Insight:   Personal passions enrich your life and can become a bridge to connect with others in your community. 7. Showcasing Your Hometown  When welcoming newcomers or visitors, Cynthia recommends a tour of Grayslake's library, fire department, schools, and downtown churches—highlighting the town's charm and community spirit. Actionable Advice: Be an Ambassador:** Offer to show new residents around, share your favorite local spots, and introduce them to community events. Support Local Businesses:** Frequent the shops, restaurants, and markets that give your town its unique flavor. Celebrate Local Landmarks:** Take pride in your town's history and help preserve its character. Expert Insight:   A welcoming attitude and local knowledge can turn visitors into lifelong residents and advocates for your community. 8. Final Thoughts: The Heart of Grayslake  Cynthia Lee's story is a reminder that the heart of any town is its people. Her lifelong commitment to Grayslake—through family, service, and tradition—offers a blueprint for building a vibrant, resilient community. Key Takeaways: Honor your roots and share your family's story. Get involved—start small, but stay consistent. Preserve and celebrate your town's history. Build and support local traditions. Stay engaged, keep learning, and share your passions. Welcome newcomers and showcase what makes your hometown special. Whether you're in Grayslake or any other community, Cynthia's example shows that a life of service, curiosity, and connection is the true secret to loving where you live. Are you inspired by Cynthia's story? Share your own community involvement tips or favorite Grayslake memories in the comments below! And don't forget to subscribe to "Discovering Grayslake" for more hometown stories and insights. Written with a professional yet friendly, hometown touch—because every great community starts with neighbors who care.

In this episode, we're talking about two practical strategies to grow your audience: collaborations and giveaways.CollaborationsThere are several ways to collaborate with someone who serves a similar audience:* Trade lead magnets and share each other's free resources* Create something together (like a devotional, challenge, or workshop) and promote it to both audiences* Participate in or host an online summit for expanded reachThe key is finding someone with overlapping—but not competing—messages so you both serve your audiences well.GiveawaysGiveaways can also help grow your platform when done strategically.* Solo giveaways: Offer a signed book or a resource related to your message. Encourage people to subscribe, like, comment, or share to enter—and be sure to include your current subscribers.* Group giveaways: Partner with others to offer a larger prize and expand your reach. Tools like King Sumo can help manage entries.Remember: growth isn't just about numbers—it's about attracting the right people who genuinely connect with your message.If this feels overwhelming, don't worry. You don't have to do everything. In an upcoming episode, we'll talk about how to discern which strategies are the best fit for you.Resources:Schedule a free discovery call to see how coaching can help you get unstuck.Sign up for Pen Points, a weekly email to encourage you in your writing. Watch the podcast on YouTube.Read the blog version of the podcast.Download the “Christian Writer's Mindset Makeover”.The Purposeful Pen is a weekly podcast for Christian writers designed to help you build a writing life with eternal impact. Each week you'll hear practical tips and Biblical truth on topics such as improving your writing, honing your message, and managing your time. I always respond to listener emails and I'd love to hear from you! Amysimon@amylynnsimon.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit amylynnsimon.substack.com

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. Here you go — a clean, structured summary of the Sonia Balfour‑Fears interview with Rushion McDonald, plus purpose, key takeaways, and notable quotes, all based on the transcript you provided. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Sonia Balfour‑Fears, a high‑ranking Global Sports & Entertainment Director and Financial Advisor at Morgan Stanley. Sonia discusses the Black wealth gap, financial literacy, investing basics, barriers that minorities face in wealth-building, and the realities of long-term investing. She emphasizes education, discipline, and access as critical factors for closing the wealth gap. She also explains how investors of different ages—from young adults to retirees—share a common need: guidance and a financial plan. Sonia breaks down misconceptions about stock market participation, cryptocurrency, “hot stocks,” risk tolerance, dividend investing, and the best way to start investing even with small amounts of money. Throughout the interview, Sonia provides approachable frameworks for beginners—emergency funds, diversified investing, index funds—and stresses that it’s never too late to begin investing, even at age 60 or older. PURPOSE OF THE INTERVIEW The interview aims to: 1. Educate listeners on financial literacy Sonia explains fundamentals such as emergency funds, risk tolerance, asset allocation, diversification, and long‑term wealth building. 2. Address misconceptions about minority participation in investing She clarifies that minority participation is rising but that more people need professional guidance rather than DIY risk-taking. 3. Provide practical starting points for new investors She gives clear steps for people with small amounts of money and explains how to build wealth intentionally. 4. Encourage multigenerational financial conversations Sonia discusses creating the first African‑American mother‑daughter wealth management team, emphasizing the importance of knowledge transfer. 5. Inspire listeners to rethink age and investing She strongly argues that it is never too late to start building wealth. KEY TAKEAWAYS 1. Closing the Black Wealth Gap Requires Knowledge + Access Wealth-building is tied to discipline, education, and opportunity. Financial literacy helps people understand how money works so they can build long-term wealth..txt) 2. Discipline Is as Important as Income Sonia compares investing discipline to waking up early, exercising, and staying consistent with lifestyle habits..txt) 3. Everyone — Young or Old — Needs Professional Financial Guidance Clients in their 20s and clients nearing retirement share a common need:a roadmap created by someone who does this every day..txt) 4. Minorities Are Investing More — But Not Always With Advisors Many young minorities enter through crypto or apps, but they often lack solid planning..txt) 5. Cryptocurrency Isn’t for Everyone Morgan Stanley limits Bitcoin access to accredited investors with at least $1M on the platform due to high volatility..txt) 6. How to Start Investing: Build an Emergency Fund First 6 months of expenses if single; 3 months if married. After that, “start where you are”—even $100/month..txt) 7. Avoid “Hot Stock” Thinking Sonia discourages short-term stock chasing. Recommends S&P 500 index funds instead of individual picks..txt) 8. Risk Tolerance Shapes Your Portfolio Aggressive = stocks. Conservative = more fixed income. Use personal behavior (e.g., gambling habits) to assess risk comfort..txt) 9. It Is Never Too Late to Invest A 60-year-old caller is reminded she could live to 90–95; that’s 30 years to grow investments..txt) 10. Dividend Stocks Provide Strong Income Today Dividend-paying stocks often yield more income than bonds in today’s market..txt) NOTABLE QUOTES (from transcript) On Closing the Wealth Gap “Education is another way… to understand the different components of building wealth.”.txt) On Discipline “It’s the discipline to really… be intentional about understanding what your money can do for you.”.txt) On Minority Participation “I really see a lot more minorities getting into investing… but working with a financial professional, not as many.”.txt) On Crypto + Risk “We set the criteria very high because the potential for loss is tremendous. So is the potential for gain.”.txt) On Starting with Small Amounts “You start where you are. And if it’s $100 a month, that’s where you start.”.txt) On ‘Hot Stocks’ “Our team primarily focuses on longer‑term investing… it’s all about asset allocation.”.txt) On Being 60 and Beginning to Invest “It is definitely, definitely not too late… If you’re close to 60, we anticipate you’ll live to 90 or 95.”.txt) On Dividend Investing “You get more income from dividends these days than you do from bonds.”.txt) #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. Here you go — a clean, structured summary of the Sonia Balfour‑Fears interview with Rushion McDonald, plus purpose, key takeaways, and notable quotes, all based on the transcript you provided. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Sonia Balfour‑Fears, a high‑ranking Global Sports & Entertainment Director and Financial Advisor at Morgan Stanley. Sonia discusses the Black wealth gap, financial literacy, investing basics, barriers that minorities face in wealth-building, and the realities of long-term investing. She emphasizes education, discipline, and access as critical factors for closing the wealth gap. She also explains how investors of different ages—from young adults to retirees—share a common need: guidance and a financial plan. Sonia breaks down misconceptions about stock market participation, cryptocurrency, “hot stocks,” risk tolerance, dividend investing, and the best way to start investing even with small amounts of money. Throughout the interview, Sonia provides approachable frameworks for beginners—emergency funds, diversified investing, index funds—and stresses that it’s never too late to begin investing, even at age 60 or older. PURPOSE OF THE INTERVIEW The interview aims to: 1. Educate listeners on financial literacy Sonia explains fundamentals such as emergency funds, risk tolerance, asset allocation, diversification, and long‑term wealth building. 2. Address misconceptions about minority participation in investing She clarifies that minority participation is rising but that more people need professional guidance rather than DIY risk-taking. 3. Provide practical starting points for new investors She gives clear steps for people with small amounts of money and explains how to build wealth intentionally. 4. Encourage multigenerational financial conversations Sonia discusses creating the first African‑American mother‑daughter wealth management team, emphasizing the importance of knowledge transfer. 5. Inspire listeners to rethink age and investing She strongly argues that it is never too late to start building wealth. KEY TAKEAWAYS 1. Closing the Black Wealth Gap Requires Knowledge + Access Wealth-building is tied to discipline, education, and opportunity. Financial literacy helps people understand how money works so they can build long-term wealth..txt) 2. Discipline Is as Important as Income Sonia compares investing discipline to waking up early, exercising, and staying consistent with lifestyle habits..txt) 3. Everyone — Young or Old — Needs Professional Financial Guidance Clients in their 20s and clients nearing retirement share a common need:a roadmap created by someone who does this every day..txt) 4. Minorities Are Investing More — But Not Always With Advisors Many young minorities enter through crypto or apps, but they often lack solid planning..txt) 5. Cryptocurrency Isn’t for Everyone Morgan Stanley limits Bitcoin access to accredited investors with at least $1M on the platform due to high volatility..txt) 6. How to Start Investing: Build an Emergency Fund First 6 months of expenses if single; 3 months if married. After that, “start where you are”—even $100/month..txt) 7. Avoid “Hot Stock” Thinking Sonia discourages short-term stock chasing. Recommends S&P 500 index funds instead of individual picks..txt) 8. Risk Tolerance Shapes Your Portfolio Aggressive = stocks. Conservative = more fixed income. Use personal behavior (e.g., gambling habits) to assess risk comfort..txt) 9. It Is Never Too Late to Invest A 60-year-old caller is reminded she could live to 90–95; that’s 30 years to grow investments..txt) 10. Dividend Stocks Provide Strong Income Today Dividend-paying stocks often yield more income than bonds in today’s market..txt) NOTABLE QUOTES (from transcript) On Closing the Wealth Gap “Education is another way… to understand the different components of building wealth.”.txt) On Discipline “It’s the discipline to really… be intentional about understanding what your money can do for you.”.txt) On Minority Participation “I really see a lot more minorities getting into investing… but working with a financial professional, not as many.”.txt) On Crypto + Risk “We set the criteria very high because the potential for loss is tremendous. So is the potential for gain.”.txt) On Starting with Small Amounts “You start where you are. And if it’s $100 a month, that’s where you start.”.txt) On ‘Hot Stocks’ “Our team primarily focuses on longer‑term investing… it’s all about asset allocation.”.txt) On Being 60 and Beginning to Invest “It is definitely, definitely not too late… If you’re close to 60, we anticipate you’ll live to 90 or 95.”.txt) On Dividend Investing “You get more income from dividends these days than you do from bonds.”.txt) #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Meetings don't have to drain time or energy. In fact, they can become one of the most effective tools in a well-run practice! In this episode of the Everyday Oral Surgery Podcast, Dr. Grant Stucki welcomes back Dr. Roger Levin, founder and CEO of Levin Group, for a focused discussion on conducting effective daily business meetings, also known as morning huddles. Dr. Levin challenges the idea that meetings are inherently inefficient and explains why, when done well, they're essential for clear communication in busy oral surgery practices. He breaks down ten practical rules for running effective daily meetings, showing how short, structured check-ins help organize the day, reduce interruptions, and keep teams aligned. The conversation also clarifies what belongs in a daily meeting versus a monthly staff meeting and why office managers play a critical role in setting agendas, managing time, and maintaining focus. Tune in for practical guidance on turning daily meetings into a reliable system that supports efficiency, leadership, and teamwork in your practice!Key Points From This Episode:How meetings gained a reputation as inefficient in business.Why oral surgery practices rely on meetings more than most industries.Three essential meetings for practices: daily business, monthly staff, and annual strategy.A breakdown of Dr. Levin's ten rules for daily business meetings.Rule 1: Start with why and a clear agenda for every meeting.Rule 2: Define the objective so everyone knows what the meeting is for.Rule 3: Invite only the people who truly need to be in the meeting.Rule 4: Start on time and end on time to show respect and leadership.Rule 5: Appoint a facilitator to run and control the meeting.Rule 6: Keep updates brief to maintain focus and momentum.Rule 7: Use a “parking lot” to keep discussions on agenda and save off-topic ideas for later.Rule 8: Encourage participation so meetings stay relevant and engaging.Rule 9: Document action items, assign them, and give deadlines.Rule 10: Follow up immediately so meetings lead to real action.Why short, consistent daily meetings outperform long, infrequent ones.Links Mentioned in Today's Episode:Dr. Roger Levin — https://www.linkedin.com/in/roger-levin-69ab744/ Levin Group — https://levingroup.com/Office Manager Practice Mastery Program — https://levingroup.com/office-manager-practice-mastery-program/Episode 313 — https://podcasts.apple.com/us/podcast/10-power-tips-for-multi-office-practice-growth-with-dr/id1535284898?i=1000717140271Episode 343 —Episode 346 —Everyday Oral Surgery Website — https://www.everydayoralsurgery.com/ Everyday Oral Surgery on Instagram — https://www.instagram.com/everydayoralsurgery/ Everyday Oral Surgery on Facebook — https://www.facebook.com/EverydayOralSurgery/Dr. Grant Stucki Email — grantstucki@gmail.comDr. Grant Stucki Phone — 720-441-6059

“Send Coach John a message”This one came from someone that I've been connecting with for a long time and yet, this message is as fresh and powerful as seeing it for the first time. Jon Gordon (@JonGordon11) shared this gem:  “The word ‘encourage' means to ‘put courage' into someone.  Encourage someone today and give them some courage to take on the day.”  Jon Gordon is right on target with this message. The world needs this now more than ever. You know something… every time I say that “the world needs it now more than ever”, I really mean it!! Also remember, it's the little things done all around us that add up to BIG things that help so many people around the world. I love this message and I think we can all do exactly what it says!!  Thanks for listening.  Please take a few moments to subscribe & share this with someone, also leave a 5 Star rating on Apple Podcasts and ITunes or other services where you find this show.  Find me on Facebook:  https://www.facebook.com/coachtoexpectsuccess/   on Twitter / “X”:  @coachtosuccess   and on Instagram at:  @coachjohndaly  - My YouTube Channel is at: Coach John Daly.   Email me at: CoachJohnDalyPodcast@gmail.com     You can also head on over to https://www.coachtoexpectsuccess.com/ and get in touch with me there on my homepage along with checking out my Top Book list too.  Other things there on my site are being worked on too.  Please let me know that you are reaching out to me from my podcast.  ** I would appreciate anyone to try clicking on the top of the show notes where it says "Send us a text" to leave a few thoughts / comments / questions.  It's a new feature that I'd like to see how it works. **

We hope this message encourages and inspires you!Want more like this from CoastLife Church?YouTube: CoastLife Church - YouTubeFacebook: https://www.facebook.com/mycoastlifechurchInstagram: https://instagram.com/coastlifechurch...GIVE: https://www.mycoastlifechurch.com/giveLooking to get connected? We'd love to meet you! We offer several different ways to connect and be in community: Join a Together Group, Register for CoastLife+, or become a part of our Serve Team today by visiting: CoastLife Connect Card - CoastLife Church (churchcenter.com)Give: To support and be a part of or growth and global impact click here: https://www.mycoastlifechurch.com/give

NO PODCAST (voice production) this week, as John has been sick and has no voice! So, written comments only. Hope to be back in tune next week!*********************************************************************************************************Hey gang — thanks for the comments and encouragement! Please keep them coming along with your requests and suggestions. I am playing around a bit with the format this week — putting a little more “meat” into each scripture section with preaching notes, some pastoral commentary with application, and a possible preaching thread to tie all the passages together. You can tell me if it works or not!RCL TextsExodus 17:1–7Israel is in the wilderness with no water, and panic turns into accusation: “Why did you bring us out here to die?” Their fear shows how quickly hardship can erase memory of God's past faithfulness. Moses cries out, and God tells him to strike the rock at Horeb. Water comes from an impossible place. The site is named Massah (“testing”) and Meribah (“quarreling”) because the people tested the Lord by asking whether God was really with them. The passage holds both human distrust and divine provision side by side. “Moses Strikes the Rock” from reformconfess.com)Preaching note:This is not just a “don't complain” text. It's a story about fear under pressure and God's mercy in the middle of distrust. Israel's panic is real; God's provision is still real.Pastoral caution:Don't shame people for anxiety, grief, or survival-level stress by flattening this into “faithful people never question God.”Application move:Invite people to name one “wilderness fear” honestly in prayer this week, then pair it with one remembered sign of God's faithfulness from their own life.Psalm 95The psalm begins as a joyful call to worship: come singing, kneeling, and remembering that we belong to the God who made and shepherds us. Then it pivots hard into warning: “Today, if you hear his voice, do not harden your hearts.” It recalls the wilderness rebellion, where people saw God's works but still resisted trust. That contrast is the point — true worship is not just praise language; it is responsive, obedient listening in the present moment (“today”).Preaching note:The psalm links praise and obedience. It starts in celebration but insists that worship without listening becomes hollow.Pastoral caution:Avoid using “do not harden your hearts” as a weapon against wounded people who need time, safety, and patience.Application move:Give a simple daily practice: before bed, ask, “Where did I resist God today? Where did I respond?”Romans 5:1–11Paul describes what justification by faith produces: peace with God through Jesus Christ, access to grace, and a hope rooted in God's glory. He then deepens it: suffering is not proof God has abandoned us; in Christ, suffering can shape endurance, character, and hope. This hope does not collapse because God's love has already been poured into believers by the Holy Spirit. The center of the passage is God's initiative: Christ died for us “while we were still sinners.” Reconciliation is not earned by moral improvement; it is received as gift and then lived out with confidence and gratitude.Preaching note:Paul is not romanticizing suffering. He is saying suffering is no longer meaningless in Christ because God's love and reconciliation come first, not last.Pastoral caution:Never imply people should be grateful for trauma or that pain automatically produces maturity.Application move:Encourage people to replace self-condemning language with Romans 5 language this week: “I have peace with God,” “I stand in grace,” “I am reconciled in Christ.”John 4:5–42Jesus meets a Samaritan woman at Jacob's well and asks for water, crossing social, ethnic, religious, and gender barriers in one move. The conversation shifts from literal water to “living water,” then to her real life. Jesus names her story truthfully but without shaming her, and she stays in the conversation rather than withdrawing. She recognizes him first as prophet, then in messianic terms, and becomes a witness to her town: “Come and see.” Many Samaritans believe, first through her testimony and then through encountering Jesus themselves. The text shows evangelism as overflow from being truly seen and offered grace.Preaching note:Jesus meets someone at social and spiritual distance, begins with a request, tells truth without humiliation, and turns a marginalized person into a messenger.Pastoral caution:Do not preach this text in a way that reduces the woman to a stereotype of sexual failure; the text's center is revelation, dignity, and mission.Application move:Call the church to one “well-side conversation” this week: listen to someone outside their normal circle with curiosity, not agenda.A Sermon Outline: “When You're Running on Empty”Core claim: God meets thirsty people with mercy, truth, and living water.Opening (Name the thirst)• “Most people aren't living rebellious lives; they're living depleted lives.”• Name common thirsts: peace, clarity, forgiveness, belonging, hope.• Bridge line: “Today's texts are for people running on empty.”Exodus 17 (Fear + Provision)• Israel has no water; fear turns to accusation.• They ask: “Is the Lord among us or not?”• God brings water from a rock — provision in an impossible place.Pastoral sentence: “God is not surprised by panic prayers.”Psalm 95 (Worship + Listening)• Starts with praise, shifts to warning.• Worship is not only singing; it is hearing and responding: “Today… do not harden your hearts.”Key line: “A lifted voice means little with a closed heart.”John 4 (Living Water + Honest Grace)• Jesus crosses boundaries to meet the Samaritan woman.• He asks for water, offers living water, tells truth without humiliation.• She becomes a witness: “Come and see.”Pastoral sentence: “Jesus does not expose people to shame them; he reveals truth to heal them.”Romans 5 (Peace + Hope)• Justified by faith → peace with God.• Access to grace is present reality, not future possibility.• Suffering is real, but not final; hope does not disappoint because God's love is poured out by the Spirit.• Christ died for us while we were still sinners.Key line: “Your standing with God is grounded in Christ's work, not your performance.”An IllustrationA healthy family doesn't erase a child's place at the table because of one bad day.Imagine a kid who has a meltdown, talks back, slams a door, and fails a test all in the same week. There are still consequences. There are still conversations. But at dinner, the plate is still there. The name is still theirs. The address hasn't changed.That's the distinction Romans 5 helps us make: discipline is real, but belonging is deeper.Paul says we are “justified by faith” and therefore “have peace with God through our Lord Jesus Christ.” He doesn't say, “We have peace with God because this week we behaved well.” He says our standing with God is through Christ. That means our relationship is not recalculated every morning by our spiritual performance score.So yes, Christians confess sin. Yes, we repent. Yes, we grow.But we do all of that from grace, not for grace.From belonging, not trying to earn belonging.Concrete Application (This Week)Choose one:1. Name your thirst honestly before God (no editing).2. Take one reconciliatory step (call, apology, forgiveness, boundary).3. Have one well-side conversation with someone outside your normal circle.4. Pray nightly: “Lord Jesus, give me living water for tomorrow.”Narrative Lectionary, March 8, 2026 (Lent 3) the text is:Narrative LectionaryJohn 18:12–27 — Jesus before Annas; Peter's denial1) Expanded Text SummaryJesus is arrested and brought first to Annas, the former high priest, in a scene where political power, religious authority, and fear are all in play. Jesus is questioned about his disciples and teaching, but he responds with calm clarity: he has spoken openly, not in secret. He is struck for answering, and the legal process already feels tilted before formal charges are even set. In parallel, Peter stands in the courtyard and is asked if he belongs to Jesus. Three times he denies it, and the rooster crows. The passage intentionally contrasts Jesus' steady public witness with Peter's anxious self-protection, showing both the cost of discipleship and the fragility of even devoted followers.2) Major Themes• Truth under pressure• Public courage vs private fear• The loneliness of faithful witness• Failure is real, but not final (as the larger Peter arc shows)3) Preaching Arc * 1. Name the pressure — fear changes what people say and do.* 2. Watch Jesus — clear, non-defensive, truthful in hostile space.* 3. Watch Peter — close enough to observe Jesus, not steady enough to confess him.* 4. Name ourselves in the text — we're often both: courageous sometimes, evasive sometimes.* 5. Gospel turn — Jesus remains faithful even when his friends fail him.4) Preaching Notes + Caution + ApplicationPreaching note:John places Jesus' hearing and Peter's denial side by side so the congregation feels the contrast: Jesus bears witness at personal cost; Peter avoids cost by distancing himself.Pastoral caution:Don't preach Peter as a cartoon hypocrite. Fear responses are human, especially when people feel exposed or unsafe.An IllustrationThink about how courage usually fails.It's rarely in dramatic, movie-scene moments. It fails in ordinary settings — by a fire, in a hallway, in a break room, in a group chat. No one is threatening prison. No one is holding a weapon. But social risk feels real: embarrassment, exclusion, eye-rolls, being labeled, losing status.A person can be bold in principle and shaky in practice.On Sunday, they say, “I'll stand with Jesus no matter what.”On Tuesday, someone asks a simple question — “You don't really believe that, do you?” — and they pivot, soften, dodge, or joke their way out of clarity.That's Peter in John 18.He's not indifferent to Jesus. He followed Jesus into danger.He's not evil. He's scared.He wants proximity without exposure, closeness without cost.And that is exactly why he is so relatable.The good news is not “real disciples never falter.”The good news is “Jesus remains faithful when disciples falter.”Failure is real, but it is not final.The rooster crow is not just exposure — it's invitation back.Application move:Invite one concrete “truthful confession” this week:• owning faith in a conversation,• admitting a moral compromise, or• choosing honesty where silence is easier. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lectionarypro.substack.com

In this episode of American Dream Factory, Nick Smoot sits down with Morgan Dixon, a 24-year-old PhD student in artificial intelligence and machine learning at the University of Idaho.Morgan represents a rare but replicable archetype: a young man preparing to launch into the world with technical competence, grounded character, and calm confidence. While many of his peers feel uncertain about the future of work, Morgan is building inside it. He works as a consulting data scientist and software engineer, contributing to healthcare and behavioral health systems, including AI-driven modernization efforts connected to state-level crisis infrastructure.This conversation is not about hype. It is about formation.It is about how young men develop direction in an era of automation, distraction, and drift.What This Episode Covers:The Launch PathMorgan shares how his path was shaped by:Early entrepreneurship in his teensDual enrollment in high schoolPivoting degrees after academic setbacksWalking resumes door-to-door in SeattleWorking full-time while pursuing graduate studiesHis story reinforces a simple truth: initiative compounds.Proof of Work Over CredentialsA degree is common. Proof of execution is rare.Morgan explains why many computer science graduates are struggling and why building real projects, writing models, and demonstrating competence now matter more than ever. In a world where AI lowers the barrier to entry, differentiation requires depth, discipline, and visible output.AI Is Changing the Shape of OpportunityThe conversation explores:How AI has democratized software developmentWhy domain expertise now matters more than surface coding abilityWhy Morgan is exploring hardware and security-heavy industriesWhat he has learned from working inside healthcare data and reimbursement systemsInnovation follows incentives. Understanding those incentives creates leverage.Healthcare and Government as Builder EnvironmentsMorgan offers insight into working within healthcare and state systems:Data fragmentation and interoperability challengesBilling structures that shape innovationThe need for simplicity in behavioral health and remote monitoringThe patience required to work in public infrastructureThese are complex systems that reward serious builders.Raising Men Who BuildNick asks a direct question:“What should I do so my kid's not a turd?”Morgan's answer is direct:Send them into the real world.Have them job shadow.Let them see real work.Expose them to adults who build and solve problems.Direction comes from exposure. Confidence comes from competence. Drift comes from isolation.Key TakeawaysFor young men:Stop waiting. Go build something.Meet people in person. Initiative creates luck.Develop technical depth and real-world exposure.Do hard things before you feel ready.For parents:Exposure beats lectures.Responsibility builds identity.Encourage initiative, not comfort.In an era where machines are accelerating and many young people feel unmoored, this episode offers a grounded alternative: calm confidence, technical competence, and the discipline to build.Learn more at buildcities.com or Morgan Dixon

1 Samuel 30:1-8

1 Samuel 30:1-8

My friend Eliza Riggs (age 22, RM/Orem Utah, UVU Student) joins us to share her story including: Great Parents, Queer Friendly Home Came out first to her Heavenly Parents—positive experience Felt lots of pressure to fit in the Church as a Bishop's daughter, wasn't working, difficult chapter Joined girl's high school wrestling team—“saved my life” Youth conference and surprising thought to serve a mission Mom buying her rainbow sheets before coming out to her Being called to Orem, Utah (initial disappointment—but then powerful revelation) Great experience coming out to her Mission President Coming out to her parents—super positive Her queer identity is celebrated in heaven Thank you, Eliza, for your courage to share your story which will help so many. You are awesome. Honored to have you on the podcast. Encourage everyone to listen to and share this episode. Links: Eliza's Instagram: @elizariggs31

Take the opportunity. Encourage the interest. Show them that you're interested in what interests them.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.