Podcasts about 25k

AFB and Evil Becky are back with a full plate of races, mountain lore, and more than a few tangents. If you like your trail chatter served awkwardly with Swedish Fish, this one's for you. Shan Riggs is at it again!! Race Recaps: We dive into the Cross Connecticut Run for Mental Health Awareness and Macedonia Trailways in Kent, breaking down the 50K, 25K, and 12K finishers like we were there (spoiler: we weren't). Cats Tail Drama: Evil Becky drops the bomb that she's skipping Cat's Tail on her birthday (Sept 27th). Send your condolences in Swedish Fish. Mountain Madness: We talk Notch View Invitational, CT Donut Run, Escarpment, and why you *must* listen to our Dick Vincent episode if you want your trail cred card stamped. Art also tells us how Mount Washington once ate hikers for breakfast back in 1900. Big Trail Feats: Annie Tilden crushes the Bob Marshall Traverse, and Vigo Fish takes on the Desolation Loop in NH. Patreon Love: Our patrons keep this ship running (and stocked with candy). Huge thanks to Angela and the rest of the gang—progress, grit, and support like yours make the show possible. Wisconsin meet-up incoming! College Cross Country: Evil Becky casually name-drops Emily Mayer at a meet, while her sons make a statement at the University of Hartford Invitational by winning races. Because if you're going to impress a college, might as well take home the W. Community Corner:Judy Proto (yes, the first female NFL kicker), Justin Kowski's new course record, Laz's upcoming Barclays Fall Classic, plus encounters with Bill Odendall, Brian Musiak, Celeste Fong, Cherie and Christine A Chin Hing   It's everything you love about Cultra: history, hilarity, and heaps of community love—with a side of Evil Becky eye-rolls. Shan Riggs Extremely Outside Learn more about Shan's 1100 mile Run and Medals 4 Meddle Get your official Cultra Clothes and other Cultra TRP PodSwag at our store! Outro music by Nick Byram Become a Cultra Crew Patreon Supporter  basic licker.  If you lick us, we will most likely lick you right back Cultra Facebook Fan Page Go here to talk shit and complain and give us advice that we wont follow Cultra Trail Running Instagram Don't watch this with your kids Twitter @BlueBlazeRunner Sign up for a race at Live Loud Running and feel better Buy Fred's Book Running Home More Information on the #CUT112   

Three land investors, three powerful lessons. Shelby pushed through six months with no deals before hitting a $300k profit. Logan turned his very first deal into $60k by daring to subdivide. And Landon went all-in, scaling to a seven-figure land business. These real stories prove that success in land investing comes from persistence, creativity, and mindset.================================ 

Enfield Town Historian Peter Sorenson talks about the town's decision to cut funding from 25K to 6K a year and how devastating that will be to what he does and what he loves to do!

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(00:00-12:04) Brad Thompson joins the show. Doug still keeping his eye on the wildcard standings. Somehow getting some wins without a lot of their best players in the lineup. Young guys getting the chance to step up. Brant Brown and Jordan Walker. People lining up to get the teddy bear or coming to see the team?(12:12-26:35) Is this Snoop Dogg's nephew? Audio of Aaron Rodgers talking about facing his former team. Ravens and Bills with a thriller in the SNF opener. Audio of Bills players talking about not knowing who Matt Prater was when he showed up. Ravens had a 99.1% win expectation late in that game. St. Louis Chiefs lose on Friday night in Brazil. The Doo Doo Man struck in Indy. The Clayton Art Fair.(26:45-45:32) RIP Avicii. South Florida may have a squad. The amputee at the Mizzou game with "F KU" written on his torso. Could you make a 45 yard FG for $25K? The text inbox and the YouTube chat are warring. Chairman chopping it up with Beau Pribula after the game. Jackson is being put on the stand in his own home. Mina Kimes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Daily Windup, I take you to the whiteboard and show why the “slow, organic staircase” rarely works in Government contracting—especially if you're doing this part-time. 10,000 hours at 40 hrs/week is ~5 years; at 20 hrs/week it's ~10 years, and real businesses zig-zag with downturns. Then I reveal the faster path: joint ventures. We break down the play you'll see in our clip—land a $20M award, leverage that instant track record, walk to the next door and stack another $30M for $50M in year one with one employee, because the agency looked at your partner's financials and capacity. That's speaking the language: position, partner, perform. Next, I run the math everyone ignores on $25K micro-buys at 20% margin. Year 1: 2 contracts = $50K revenue ($10K profit). Year 2: $100K revenue ($20K profit ≈ $10/hr). Year 3: $250K revenue ($50K profit). Year 4: 20 contracts = $500K revenue for $100K profit—nearly two contracts a month for a salary you could earn as a W-2 without the headache. The takeaway: stop chasing low-probability bids; use JVs to borrow past performance and balance-sheet strength, target bigger, better-aligned Government Contract opportunities, and engineer step-changes—not stair steps.

This is a clip from the Brand Like A Rich Btxh Masterclass (you can watch the full thing here).Most entrepreneurs are stuck selling from survival mode. Their income depends on hustling in the DMs, running random launches, or showing up daily online. The problem? That's not freedom—and it's not sustainable.In this episode, I'm breaking down the Rich Bitch Brand framework that takes you from inconsistent revenue to a six-figure brand that sells on repeat. You'll learn how to package your brilliance into premium offers, position yourself as the authority in your industry, and finally build a brand that funds the lifestyle you've been saving on Pinterest.Here's what we'll cover inside:- The real math behind the “dream life” lifestyle (and what it actually costs).- Why most coaches and service providers struggle to sell their $500–$2K offers consistently.- The shift from *selling programs* to *selling a brand*—and why authority matters more than price.- How to position your brand so clients line up to pay you $5K, $10K, even $25K.- The exact strategy that allowed me to go from crickets to consistent $15K–$20K months.If you're tired of piecing together launches, hustling for every client, and wondering why your “good work” isn't selling… this episode will show you how to finally step into your Rich Bitch era and build a brand that pays for the life you actually want to live.

Mizzou super fan Carter Arey who gave up a shot at $25K to kick the ball at the KU bench instead of going for a 45 yard FG joined Cosmo + Kat on the air this morning to share when he came up with the idea!!! M I Z - F K U!!!! thanks to Scott Schaefer Photography for the pic.

Mizzou knocked off KU this weekend and the guy EVERYONE is talking abt is Carter Arey who intentionally missed a 45 yrd FG and a shot at 25K to kick the ball AT the KU bench! his story is AWEsome!

Mizzou super fan Carter Arey who gave up a shot at $25K to kick the ball at the KU bench instead of going for a 45 yard FG joined Cosmo + Kat on the air this morning to share when he came up with the idea!!! M I Z - F K U!!!! thanks to Scott Schaefer Photography for the pic.

Mizzou knocked off KU this weekend and the guy EVERYONE is talking abt is Carter Arey who intentionally missed a 45 yrd FG and a shot at 25K to kick the ball AT the KU bench! his story is AWEsome!

Scrappy ABM host Mason Cosby sits down with Nick Bennett on 1,000 Routes and tells the story behind a “little teeny tiny side hustle” that became “sold a million bucks” and then “another million” within months. Starting with a $25,000 win in March 2023 and a $150,000 deal that “backed out,” Mason lays out “project revenue,” the activation playbook, an $80,000 annual contract, and why “less is more” with “two service lines.” It's all inbound from LinkedIn and a podcast, plus “speaking engagements,” saying yes to interviews, and an “absurd number of webinars”—including 60 podcast interviews and 18 webinars in ~60 days that created over $2 million in pipeline.He gets “shockingly honest” about 120 hour weeks, a postpartum spouse editing podcasts, firing seven contractors, moving to W2s, and then learning seasonality and sales cycles. Mason explains why a debt free approach matters, how he's scaling out for a two-month paternity leave, and why he turned down six to seven million to stay focused on a mission: equip a million marketers with repeatable account-based playbooks by January 2035.Nick Bennett — host of 1,000 Routes. In this conversation, Nick steers the candid discussion on solopreneurship, scaling, contractors vs. W2, and the shift from “Mason the marketer” to “Mason the CEO.”

In this thought-provoking episode of The Estherpreneur Podcast, we confront a bold question: What if the most powerful business strategy isn't in a TED Talk, a $25K mastermind, or a viral launch—but hidden in plain sight within the Lord's Prayer?We revisit this foundational prayer not as a ritual, but as a divine blueprint for CEOs, founders, and faith-based business owners. From confronting the “panicked intern” prayer mindset to embracing a kingdom-first strategy, this episode will challenge how you lead, brand, build, and believe.Whether you're wrestling with uncertainty, craving clarity, or struggling to align your faith with your business model—this is your call to come back to the basics with childlike faith and unshakable authority!Every line of the Lord's Prayer holds a key. Let's unlock it together!If this episode stirred something in you, it's time to take the next step. Join my Business Unlimited Group Mentoring Program—a Christ-centered community where we fast, pray, plan, and build together with prophetic precision and practical strategies.

¡Bienvenidos al único programa que te enseña palabras de antaño! ¡Esto es un nuevo episodio de Bájale 2! De todos los centros comerciales del país, el Canton Mall, tiene que ser uno de los lugares más cafres. Desde su particular olor, los 25K vendedores de lotería tradicional y las famosas peleas en sus alrededores, podemos declararlo como Patrimonio de la Cafrería Nacional. Gabby y El Cosme hoy recuerdan muchas lindas anécdotas de tan vulgar lugar. No se ofendan por lo que aquí hablamos, pero si ustede como quiera se ofende...¡Bájale 2! Grabado desde GW-Cinco Studio como parte de GW5 Network #tunuevatelevisión. Puedes ver toda la programación en www.gwcinco.com. siguenos en instagram @gw_cinco Patreon:   patreon.com/bienabiertas patreon.com/gw5network patreon.com/hablandopop

A lady in Edinburgh got away with suing her boss for 25K, and Cooper decided he had the same grounds as her to get money out of Oonagh with this

Trump just signed legislation giving every kid born 2025-2028 a FREE $1,000 - no applications, no income limits. But 95% of parents have no idea this exists.In this video: • How to claim your child's $1,000 Trump account • Why college costs $148,000+ and what to do about it • The 529 strategy billionaires use (I learned this on a yacht) • Trade schools that pay $80K+ vs college debt • Tax-free accounts that turn $25K into $200K+Stop letting your kids start where you started. Start building generational wealth today.Resources Mentioned In Today's Show:

What would it take for you to walk away from a 6-figure career that everyone else thinks is “perfect”? For Olivia Tati, the answer came after years of burnout, $25K in credit card debt, and a realization that the life she was building wasn't the life she wanted. In this episode, we sit down over brunch and unpack her wild journey: from chemical engineer in oil & gas ➝ paying off massive debt in just 8 months ➝ buying her first duplex ➝ quitting her job ➝ and building a lifestyle that lets her split her time between the U.S. and Italy. We cover the raw parts too - depression, burnout, and the wake-up call that forced her to change everything. And of course, how real estate became her ticket to financial freedom (even though she admits she doesn't “love” real estate). If you've ever thought about quitting your job, traveling more, or creating a career on your own terms… Olivia's story will light a fire under you.

Welcome back to Belk on Business! I'm Josh Belk, and in today's episode, I'm diving into a new set of provisions from the recently passed “Big Beautiful Bill.” We're shifting gears from the last few episodes and breaking down five key areas: tax relief on overtime pay, updated estate and gift tax exemptions, gambling deduction limits, changes to qualified small business stock, and updates to FMLA and meal deductions.Whether you're an employer managing payroll, a high-net-worth individual planning your estate, or a business owner looking at stock-based growth, there's something in here that can affect your planning and your bottom line. Let's get into the details.3 Key TakeawaysNo Tax on Overtime (2025–2028): Employees in tip-eligible industries can deduct the overtime portion of their pay (above their normal rate) up to $12.5K (single) or $25K (joint), regardless of itemizing.Estate Tax Exemption Raised: The federal estate and gift tax exclusion jumps to $15M (plus inflation), giving families and high-net-worth individuals more room to plan.QSBS Gains Can Be Excluded: Qualified Small Business Stock purchased after July 1, 2025, may offer up to 100% capital gains exclusion if held for five years, or rollover options similar to a 1031 exchange.Episode Timeline & Highlights[0:00] - Recap of previous episodes and what's new in this one[1:15] - No tax on overtime explained: who qualifies and what's deductible[3:25] - Example breakdown of how overtime deduction works[6:32] - Employer payroll implications and what reporting might look like[6:57] - Estate and gift tax exemption increased to $15M[8:54] - Gambling losses now limited to 90% of winnings[10:04] - What is Qualified Small Business Stock (QSBS) and how gain exclusions apply[11:42] - Eligibility rules for QSBS, asset limits, and holding period[14:00] - Family Medical Leave Act credits made permanent[14:54] - Meal deduction changes—who still qualifies for 100%Links & ResourcesIRS Guidance on Overtime Tax Treatment (coming soon)Estate & Gift Tax Overview: https://www.irs.gov/businesses/small-businesses-self-employed/estate-and-gift-taxesQualified Small Business Stock (QSBS) Rules: https://www.irs.gov/pub/irs-drop/n-18-48.pdfFamily and Medical Leave Credit Info: https://www.irs.gov/newsroom/employer-credit-for-paid-family-and-medical-leaveIf this episode gave you a clearer understanding of the new tax provisions, don't forget to rate, follow, and review Belk on Business. And share it with a colleague or business owner who should be planning ahead. Until next time—stay smart and strategic.

#BrysonTiller says #Timbaland told him to quit his job! Plus, #DojaCat's bizarre pep talk leaves fans confused? Inside #BennyBlanco's $25K-a-night Vegas bachelor party! #LanaDelRey gets real about media pressure, marriage & 'parking-lot time' with her gator-guide husband!

Fabric artist triples revenue to $25K using one Instagram hack after losing 3,000 followers overnight Karen Payton lost her Instagram following but discovered Facebook groups were her goldmine. She shares how pivoting to the Grateful Dead niche, embracing custom commissions, and nurturing superfans built her $25K/year fabric art business. Key Topics: - The Instagram hack that forced a profitable pivot - Song commissions: Turn lyrics into best-selling art - Building superfans who share every post for 2+ years - Why "it's supposed to be hard" is actually good advice - From $9K to $25K using Facebook groups strategically Guest: Karen Payton, Fabric Artist (@karenpayntonartist) Timestamps: 00:00 The 3-year grind reality check 02:33 What is fabric art? (recycled clothing technique) 07:40 Art Storefronts as your "bandmate" 10:42 The long game mindset shift 14:56 Instagram hack disaster becomes opportunity 18:53 Custom commission breakthrough 23:02 Free contest generates $3K commission 27:07 Nurturing 5 superfans into buyers 30:25 Breaking into advanced artist strategies

Joshua Lastine is an entertainment attorney and the founder of Lastine Entertainment Law, representing actors, directors, writers, producers and more. A former in-house lawyer at Lionsgate and ViacomCBS, he has worked on high-profile projects such as Halloween (2018) and The Blackening, as well as massive Netflix productions, indie films, and everything in between.Recognized by Variety as a Hollywood Deal Maker, Joshua also serves as an adjunct lecturer in Entertainment Business Law at The Los Angeles Film School.A lifelong horror fan with a collection of VHS, DVDs, and Blu-rays, Josh brings deep genre knowledge to his legal practice, helping creators navigate contract pitfalls, IP disputes, distribution hurdles, and budget constraints. Since founding Lastine Entertainment Law in 2021, he has been dedicated to empowering artists and safeguarding their creative rights while bridging the worlds of horror fandom and Hollywood deal-making.In this conversation, Josh breaks down the legal and contractual realities that every filmmaker needs to understand, from optioning IP and attaching talent to navigating distribution deals and protecting your rights. He also shares practical advice on unions, strikes, and why legal literacy is one of the most empowering tools a creative can have.On today's episode of The Nick Taylor Horror Show, here, without further ado, is Joshua Lastine.Key TakeawaysBuild your legal relationship early.Joshua's first counsel is simple. Do not wait for a contract to land in your inbox. Grab coffee with an entertainment lawyer, establish rapport, and get them looped in before deals apply pressure. He even outlines a smart starter plan for indies: raise an initial 25K for a line producer, budget, legal, and accounting, so chain of title and financing agreements are set before momentum stalls.Know your money lanes.He breaks down the big buckets: equity, debt, tax credits, and crowdfunding. Debt requires careful counsel. Equity means real finance docs and a clean LLC structure. Crowdfunding can be powerful when paired with creative perks, like the Eli Roth “we will kill you on screen” idea that trades access for cash.Investors buy more than ROI.For many backers, the value is experience and access: a set visit, a cameo for a family member, festival credentials. Pitch decks and sizzles matter, but so do relationships, attachments, and a clear sense of your project's look and tone in seconds. Package visually and socially, not just financially.Product placement is real money.Joshua points to Smile weaving Voss Water into its story as a character beat, likely putting real cash onto the screen. He and Nick also cite Weapons using Liquid Death cans in a 7-Eleven fight scene. The takeaway: brands can offset costs or boost perceived scale if you integrate them thoughtfully and on-brand.Keep chain of title airtight.Lawyers can't help if ownership is murky. Joshua stresses that rights must flow cleanly from screenplay to delivery, or distributors and E&O carriers will balk. This is the “heavy lifting” that protects your sale, your investors, and your future library value.Use AI and templates with judgment.For tiny, low-risk projects, basic templates or AI can help you start. The moment budgets rise, name talent appears, or you touch debt and distribution, you need a lawyer shepherding the paperwork and negotiating terms. That is the difference between scrappy and exposed.Understand franchise rights before you touch legacy IP.He...

Branch Managers on £25K?! In this episode, Andrew Seldon, MD at Belvoir, joins us to tackle one of the property industry's biggest issues, low pay and sinking morale. We unpack stagnant salaries, burnout, and why commission isn't cutting it. Andrew offers straight talking advice on asking for a raise, knowing your worth, and preparing for tough conversations. Business owners, take note, talent is leaving, and it's time to rethink training, pay, and support. Hit play and join the conversation the industry needs.

In this solo episode of Women Empower Active, host Jacalyn reflects on her recent 25K "hard effort" at the Olympic Mountain Trail Races. She takes listeners behind the scenes of her race experience—sharing the highs, the struggles, and the lessons learned along the way. Tune in for an honest breakdown of the effort, her post-race reflections, and the takeaways she's carrying forward into future adventures.Host: Jacalyn Gross @jacalyngrossProducer: Jeremy Canaria @jeremycanaryEditor: Jacalyn GrossOriginal Music by: Pete Alba

Send us a textCongressional Representative Celeste Maloy discusses energy needs, economic policy, and public land management while reflecting on America's approaching 250th anniversary.• AI searches on smartphones require as much energy as driving an electric vehicle for a kilometer, highlighting our growing energy demands• The "Big Beautiful Bill" made Trump tax cuts permanent, eliminated taxes on first $25K in tips, expanded child tax credit, and supported small businesses• Medicaid and SNAP reforms aim to return to pre-COVID spending levels while ensuring benefits reach intended recipients• Land transfer amendments for Washington County infrastructure faced opposition despite targeting specific parcels for roads, trails and water systems• Legislation to help the Shivowitz Band of Paiute Indians develop their land would allow limited waivers of sovereignty to make contracts enforceable• America's 250th anniversary provides opportunity to reflect on our resilience through Civil War, Great Depression and other challengesFind Celeste Maloy here:https://maloy.house.gov/Looking for a Real Estate expert? Find us here!www.wealth435.comhttps://linktr.ee/wealth435Below are our wonderful friends!Find FS Coffee here:https://fscoffeecompany.com/Find Tuacahn Amphitheater here:https://www.tuacahn.org/Find Blue Form Media here:https://www.blueformmedia.com/ [00:00:00] The 435 Podcast Introduction[00:08:38] Energy Demands of AI Technology [00:13:05] Misconceptions About the "Big Beautiful Bill" [00:14:29] Making Trump Tax Cuts Permanent [00:27:37] Utah's Position for Energy Development [00:32:17] Public Land Debates and Amendments [00:36:33] Shivowitz Band Development Bill [00:40:10] America's 250th Anniversary Reflection 

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews David Neikrug, CEO at Optimatum Solutions, about managing vendors of employer-sponsored healthcare and a recent Optimatum Solutions report, “A Path Not Taken: Vendor Management in Employer-Sponsored Healthcare”. David explores with Justin the topic of applying risk management tools to HR programs and plans, an area that risk managers rarely visit. They touch on ways for risk managers to contribute at the table using the risk management skills and tools that they have applied to recognized risk areas for years.   Listen to learn about the benefits of managing benefit plan vendors.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our topic is vendor management. We will dive deeply with Optimatum Solutions CEO, David Neikrug. [:40] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [:50] The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:07] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:24] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:35] The next RIMS Webinar will be held on September 4th and will be led by AXA XL. It is titled “Lockdown & Level Up: Turn Up Your Cyber Security Game Against Creative Cyber Criminals”. [1:48] On September 18th, Origami Risk will present “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration”. [1:56] On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:05] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:17] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is jam-packed with educational sessions that will resonate with risk practitioners in all stages of their careers. [2:38] See the full agenda at RIMS.org/ERM2025. [2:44] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [2:58] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:11] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your risk network with us here at RIMS. [3:26] On with the show! You wanted to hear about vendor management, and that's why I reached out to Optimatum Solutions CEO, David Neikrug, to discuss the findings in Optimatum's new report, “A Path Not Taken: Vendor Management in Employer-Sponsored Healthcare”. [3:50] It's got some fascinating insights, and I wanted to extend the dialogue beyond the PDF, so let's get started! [3:56] Interview! David Neikrug, welcome to RIMScast! [4:07] Justin hasn't covered vendor management much on RIMScast. Justin invited David on the show to talk about Optimatum's publicly available paper, “A Path Not Taken: Vendor Management in Employer-Sponsored Healthcare.” This speaks to a risk management audience. [4:28] There is a link in this episode's show notes. The average cost of healthcare in 2025 is pushing north of $25K total cost, per employee per year, and it's an outsourced function. It's a large amount of money. [5:08] HR generally doesn't have the traditional service level agreements (SLAs) or performance guarantees that are present in an IT services agreement. That's a major disconnect that leads to financial, operational, and risk issues that go unchecked. [5:44] Traditionally, we don't see risk managers getting involved in HR things like employer-sponsored healthcare. David encourages risk managers to take the tools and skills they know and apply them to HR and employer-sponsored healthcare and retirement plans. [6:23] David suggests risk managers should demand vendor transparency when it comes to fees, debits, and credits. David talks about pharmacy rebates, segregation, and how credits are captured and applied. [7:09] David says vendor harmonization can be applied vertically or horizontally. The vertical side is when a company has acquired several HR benefits and programs, and then merges them into one program. The value creation by doing that is immense. [7:56] David says horizontal harmonization applies to anybody who aggregates companies of various kinds, including family offices. Each company may have a disparate benefits plan. Bringing plans together can save hundreds to thousands of dollars per employee per year. [8:46] Those are the types of numbers Optimatum Solutions is seeing as the opportunity for a risk manager to focus on as a quantifiable value proposition of bringing 10 vendor programs into one aggregated program. [9:14] From a risk standpoint, you have a single source to manage across enterprises. [9:31] David often speaks using numbers to convey the point. He says risk managers have a wealth of information and know what they are doing. When it comes to opportunities to create value, HR is an area they're not thinking about. [10:25] David suggests surveying risk managers and asking what percentage of risk managers are focused on the HR side, employer-sponsored healthcare, and retirement plans. You'll see the opportunity is almost endless. [10:44] Quick Break for RIMS Events!  On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [10:59] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [11:15] On November 17th and 18th, elevate your ERM Program and career at the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is live, and early rates are available until September 5th. Register now to save $110 and secure your spot at the ERM event of the year. [11:37] Canadian listeners, take note, that's just a little bit South of the border in British Columbia. That's a great way to extend your knowledge after the RIMS Canada Conference. Visit RIMS.org/ERM2025 to register. [11:52] At the top, Justin mentioned RISKWORLD 2026. Through September 4th, the RISKWORLD education content submission process is still open. [12:02] RIMS invites you to share your experiences, best practices, and innovative strategies that represent the global outlook of risk management. Send us your submission, and who knows? We might select you to speak at RISKWORLD 2026 in Philadelphia! The link is in the show notes. [12:20] Let's Return to My Interview with David Neikrug!  [12:42] David says the first thing to do is make sure risk managers have a seat at the table of employer-sponsored healthcare. They need to look at and understand all the terms and conditions of the contracts, looking for the low-hanging fruit. [12:55] Look for Service Level Agreements, Performance Guarantees, and Built-in Reconciliation Clauses for the vendor to provide a self-reconciliation of all the debits and credits from the plan year. Understand the contracts. [13:17] Second, make sure that you're a part of the team. Look at what you can do, bringing all the tools that you've acquired, dealing with the risk side over the years, and applying them to the HR benefits side. [13:54] For organizations of between 500 to 5,000 employees, there is ample opportunity. Those are going more unwatched than the larger organizations. The vendors aren't used to being held as accountable as they are for a Fortune 100. [14:21] David would say there isn't an organization that doesn't have an opportunity. It's a matter of focusing on it and bringing your expertise to the table to help your organization hold those vendors accountable, drive savings and performance, and create value. [14:59] David said Optimatum Solutions had a client that was a rapidly growing organization. They had acquired a company and decided to change the acquired company's vendor because they had been using a different vendor. [15:22] David mentions that Optimatum Solutions has a focus on improving or fixing relationships with vendors, versus running an RFP and finding a new vendor. It's better to fix a problem than to replace it. [15:40] Someone at the client company decided to move the pension plan business of the acquired company to a new provider. The plan was started in 1972, before the ERISA regulations on how pension plans are managed. The new vendor did no due diligence and took it over. [16:37] Within the first year, there was a claim by a retiree that the lump sum payment should have been 10 times what it was, stemming from one example in a plan document of how a benefit will be calculated. The company had to defend an $18 million potential claim. [17:11] It took three years to resolve. This taught the new vendor what the old vendor had been doing seamlessly for all those years. The former vendor knew how to deal with various situations, including payments to international employees. [17:49] The new vendor hadn't understood what they were acquiring. That led to a colossal mess. [18:10] It was an HR issue. They had a risk manager, but hadn't thought of having the risk manager at the table for this event. [18:20] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [18:40] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [18:56] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [19:10] The Spencer 2025 Funding their Future Gala will be held on Thursday, September 18th, at the Cipriani 42nd Street in Manhattan, New York. This year's honoree is Tim Ryan, the U.S. President of Lockton, and we look forward to having Tim join us here on RIMScast very soon. [19:29] A link to the Gala is also in this episode's show notes. Buy a ticket, enjoy a great night in the city, and support the future of risk management. [19:38] Let's Return to the Conclusion of My Interview with Optimatum Solutions CEO, David Neikrug! [19:47] Behavioral and mental health are workforce concerns and reputational risks. David says the real number is productivity. If a factory has employees out for behavioral health issues, it has to replace those employees with temporary workers while still paying them. [20:43] The total cost of unmanaged behavioral health in a workforce is not just the behavioral health medical claims, pharmacy claims, or inpatient claims; it's also the lost working hours of those employees and the replacement costs of those employees. [21:15] That's a much larger number than just the surface of behavioral and mental health. Today, all health plans have strong behavioral programs. Organizations have Employee Assistance Programs (EAPs). [21:38] There are also point solutions adding a layer of a microbenefit on top of the program to ensure that employees are receiving the right care at the right time, in the right place.  [22:01] Organizations have the right tools. An employer will have all these programs, but they're disconnected. No one is bringing everyone to the table. [22:24] For a certain cost per employee per month, an EAP vendor will provide a given number of behavioral health visits. They will support the process within the traditional healthcare delivery system. Organizations can have point solutions for behavioral health. [23:00] Organizations can have these vendors at the table to understand what's going on at the organization. Are there RIFs? Are there acquisitions? Does the organization have seasonal issues driving stress? Is there an issue with the community where the organization is located? [23:20] Look at it holistically. Bring all these vendors to the table and discuss what's going on.  [23:30] In an unfortunate situation where employees are very stressed and have some sort of episode while at work, that's a material reputational risk, internally, and it may become an external issue. Most employers today have the vendors in place who can support them. [24:05] The steps are bringing the vendors to the table and managing them to ensure that they're aligned with the intended outcomes, and everyone's goal is aligned accordingly. [24:20] When you're discussing the organization with vendors, what about trade secrets, such as expansion and strategy? David says if you have the right vendor, they're about confidentiality. [24:46] If you're about to announce a Reduction in Force (RIF) or an acquisition, you will want your EAP in place to train managers to deal with employees who may be stressed. [26:01] David talks about AI risks. Ensure that when your employees are using any AI platform, you have thoroughly vetted the platforms you are allowing them to use to make sure that none of your proprietary or confidential information lands in public. [26:36] When using AI with confidential information, unless it's a closed system, you have a material risk of it being exposed. [27:02] AI is here for the future. It will change the face of every single profession. Justin assures that there will be no bots hosting or guesting on RIMScast! [27:35] David asks organizations, in the face of AI, What are you doing about it? How are you training and supporting your employees so that they can be part of the future, versus being a former employee who has been replaced due to AI? [27:54] In analytics, AI is simplifying delivery and crunching numbers like we've never seen before. These are incredible benefits for organizations in the future. [28:27] David thinks that you need internal tools to ensure that your employees are not divulging confidential information within public tools and that your vendors and their vendors are all aligned to apply the same rules for confidentiality. [29:12] David, you have been such a wonderful guest! I'm so glad that you were here to provide a little extra insight into the recent Optimatum Solutions paper, “A Path Not Taken: Vendor Management in Employer-Sponsored Healthcare”. A link is in this episode's show notes. [29:35] At the end of the paper is David's contact information. [29:53] Special thanks again to Optimatum Solutions CEO, David Neikrug, for joining us here on RIMScast. You can find the link to A Path Not Taken, the professional report, at OptimatumSolutions.com and in this episode's show notes. [30:11] I've also got links to RIMS coverage of vendor management in this episode's show notes. [30:17] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [30:45] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [31:03] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [31:21] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:37] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [32:04] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 The call for RISKWORLD 2026 submissions is now open! RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! Spencer Internship Program — Registration Open Through Oct. 15. RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now Optimatum Professional Report: “A Path Not Taken: Vendor Management in Employer-Sponsored Healthcare” OptimatumSolutions.com RIMS Webinars: RIMS.org/Webinars “Lockdown & Level Up: Turn Up Your Cyber Security Game Against Creative Cyber Criminals” | Sept. 4, 2025 | Sponsored by AXA XL “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration” | Sept. 18 | Sponsored by Origami Risk “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “ERM, Retail, and Risk with Jeff Strege” “Supply and Bike Chains with Emily Buckley”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: David Neikrug, CEO at Optimatum Solutions LLC   Production and engineering provided by Podfly.  

This week's episode is a little different... For the first time ever, The Running Kind took the podcast on the road! Tune in to hear Aimee's conversation with Haley Heinrich and Greg Ahlswede prior to taking on Climb It For Climate 25K. Climb It For Climate is a grueling 25K traversing over 5000ft of elevation in the technical Catskill Mountains. For more information on Climb It For Climate, visit https://therunningkind.net/climb-it-for-climate. You can find more information about The Running Kind here. https://therunningkind.net/ https://www.facebook.com/groups/therunningkind/ @therunningkind_ Aimee Kohler  Founder of The Running Kind @aimskoh Produced by Aimee Kohler Music Dim Red Light by Don Dilego  

Playing it safe might feel comfortable, but it's keeping your marketing stuck. In this episode of the Damn Good Marketing Podcast, I'm getting real about what it takes to break through the noise, take bigger risks, and market your business with confidence, clarity, and consistency.Fresh off a content shoot that pushed me far outside my comfort zone, I'm sharing why I'm leaning into bold, scroll-stopping content instead of playing it safe. You'll hear my honest take on why “cringe” content can be a powerful tool, how authoritative face-to-camera videos still matter (if you do them right), and why putting yourself in rooms that challenge you to grow will change your business.I'm also taking you behind the scenes of DGML (Damn Good Marketing Live) — my high-energy, high-impact event that combines tactical marketing strategies with an unforgettable experience. From pricing the conference to attract serious business owners to selling out my mastermind in under 72 hours, I'm giving you a transparent look at how I built a three-day event that actually moves the needle for attendees.And yes, I'm talking about the scary side of investing in yourself, including the $25K mastermind that not only paid off, but birthed this very podcast.Whether you're a small-town entrepreneur with big dreams, a social media manager looking for fresh strategies, or a business owner ready to finally stand out online, this episode will give you the mindset shifts and marketing ideas you need to grow.What You will Learn in This Episode:How to create scroll-stopping content that feels authenticWhy “cringe” can be a strategic advantage in marketingThe 3 biggest benefits of being in the right rooms with the right peopleHow investing in masterminds and conferences accelerates growthThe behind-the-scenes of selling out a high-ticket eventGrab your ticket for the Damn Good Marketing Live → https://www.shelbyclement.com/dgml-2025Connect with Shelby Clement:Website: https://shelbyclement.comFollow on Socials:Facebook: https://www.facebook.com/shelbydclementLinkedIn: linkedin.com/in/shelby-dimiceli-clement-a9497049TikTok: https://www.tiktok.com/@itsshelbyclementInstagram: https://www.instagram.com/itsshelbyclement/If this episode inspired you, share it with a friend and leave a review, it means the world to me :)

Thanks to our key sponsor, Elite Executive Partners — a premier recruiting firm helping businesses scale with top-tier talent.Whether you need one critical hire, like a CFO, or an entire team of skilled tradespeople, Elite delivers. They work across multiple industries, filling roles quickly with the right fit. Learn more at elitestaffco.com.$500M+ entrepreneur and serial founder Peter Wokwicz has built, scaled, and invested in more than 60 companies. In this episode, he sits down with Andrew Namanny to break down the future of money — and why ignoring crypto could be your biggest financial mistake.Peter explains blockchain, exposes the myths about crypto, and shares practical ways busy professionals can get started safely. We cover stablecoins, DeFi, tokenization, prediction markets, and how digital assets will disrupt banks, governments, and traditional finance.You'll learn:Why blockchain is more secure than any banking system in historyHow to earn yield on your money without leaving it in a low-interest savings accountThe coming wave of tokenized real estate, companies, and assetsWhat “truth markets” are — and how they could change journalism foreverPeter's portfolio strategy for someone starting with $25K in extra cashWhether you're crypto-curious or already investing, this is your one-hour MBA in digital assets from one of the sharpest minds in the game.

What if the key to building a thriving, multi-million-dollar company was rooted not in chasing profits, but in honoring people, purpose, and relationships? In this episode, Kevin Thompson talks with Shelly Berkowitz, founder of BrightStar Care and now CEO of Founder 2 Founder. She shares how a personal struggle to find quality home care for her grandmother in 2001 inspired her to create BrightStar Care, a company combining medical and non-medical services under one roof. Over two decades, Shelly grew the brand to more than 400 locations, serving thousands of families weekly while navigating the challenges of single motherhood, rapid franchising, and leading through COVID-19. When it came time to sell, she discovered that 80% of the process was emotional. Her insistence on finding a buyer who valued culture and quality over just money led her to Peak Rock Capital, where she remains a shareholder and board chair. Today, through Founder 2 Founder, Shelly helps other entrepreneurs prepare for scaling or selling, offering the kind of empathetic guidance she wished she'd had. This conversation is about vision, grit, and the relationships—from mentors and early franchisees to her husband that helped shape every step of her journey.   [00:00 - 02:30] Introduction: Kevin Sets the Stage Kevin introduces the Million Dollar Relationships podcast and its mission Shoutout to the Quoted platform for connecting him with Shelly [02:31 - 10:55] Founding BrightStar Care Personal experience seeking better home care for her grandmother in 2001 Creating a company that offered both medical and non-medical care under one roof Commitment to paying caregivers above market rates [10:56 - 15:50] Rapid Growth and Franchising Success in the first three years leads Shelly to franchise BrightStar Care in 2005 Expansion to 450+ locations, serving 10–20K families weekly, employing 25K caregivers and 5K nurses [15:51 - 20:36] Navigating COVID and Shifting Roles Balancing business demands with raising twin boys, one with autism Decision to step back from day-to-day operations and focus on family [20:37 - 28:13] The Sale Process — and Walking Away Near-sale to a buyer who didn't align with her values Choosing Peak Rock Capital for cultural fit and quality focus Lessons learned: most of the sale process is emotional, not just transactional [28:14 - 41:18] Relationships that Shaped the Journey Mentors like Julie Beachy and Gloria Jean Ko Early franchisees who took a chance and helped shape the brand Key employees who continue her mission The personal relationship with her husband Sean that gave her strength during tough decisions Key Quotes “It's never been about money. It's been about doing the right things for families, caregivers, and franchisees.” — Shelly Berkowitz “Eighty percent of selling my company was emotional, not transactional.” — Shelly Berkowitz “If you're not ready to be done, don't sell. There are other ways to take chips off the table.” — Shelly Berkowitz Connect with Shelly Berkowitz Website: founder2founder.com LinkedIn: linkedin.com/in/shellysunberkowitz Facebook: facebook.com/shelly.sun.3 BrightStar Founder Page: brightstarfounder.com   Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts Spotify iHeart Radio Stitcher

In this episode, Craig McGrouther, Sam Morris and I break down Trump's "Big Beautiful Bill" and its massive implications for real estate investors. The return of 100% bonus depreciation is a game-changer, allowing investors to front-load tax benefits in year one of ownership. We discuss how wage growth has outpaced rent growth for 31 consecutive months (per Jay Parsons), creating a healthier rent-to-income ratio and setting up potential for future rent increases as new supply dwindles. We also address recent Houston foreclosure headlines, explaining how their focus on workforce housing in desirable locations differs fundamentally from distressed investment strategies. Key tax updates include no tax on tips (first $25K), overtime tax deductions, increased standard deductions, and permanent QBI benefits. For investors, these changes make cash-flowing real estate even more compelling versus taxable debt investments.Apply to attend the LSC Summit 2025:www.lscsummit.com Download our FREE Passive Investor Guide:https://www.lscre.com/content/passive-investor-guide Subscribe to our newsletter and get the FREE Underwriting Toolkit:https://www.lscre.com/resource/fof-underwriting-toolkitLearn more about Lone Star Capital:www.lscre.comFollow me on LinkedIn:https://www.linkedin.com/in/rob-beardsleyRead my latest articles:https://www.lscre.com/blog 

Get our 13 systems to diagnose your agencies problems: https://www.newsletter-signup.com/8-figure-agency/?utm_source=youtube (edited) In this episode of 8 Figure Agency, Jordan Ross sits down with Emily Call, VP of Operations at Brand North, to unpack how a fast-growing digital marketing agency eliminated inefficiencies, slashed $300,000 in annual costs, and set the foundation for scalable growth.Discover how simple process changes—like daily team check-ins and automated time tracking—paired with a strategic migration from Asana to Notion transformed visibility, accountability, and profitability. Emily shares how these changes uncovered hidden redundancies, freed up budget for reinvestment, and created a single source of truth for the team's operations.What You'll Learn in This Episode:Why Notion outperformed Asana for cost savings, flexibility, and adoptionHow daily Slack check-ins exposed inefficiencies and improved accountabilityThe role of automated time tracking in identifying underperformanceHow consolidating data into a single system set the stage for AI-powered workflowsThe long-term impact of saving $25K/month on scaling a seven-figure agencyWhether you're an agency owner or operations leader, you'll walk away with practical steps to simplify your tech stack, improve operational clarity, and unlock budget for growth.Resources & Links:Connect with Brand North: brandnorth.comLearn more about 8 Figure Agency: 8figureagency.co

Welcome back to the podcast! In today's must-listen episode, Chantel sits down with Russ Morgan from Wealth Without Wall Street.   In this powerful episode, Russ unpacks why traditional investing might not be the best path to financial freedom—and what to do instead. Chantel shares her own story of parking $25K in an account that barely moved over a decade, prompting a deep dive into real passive income.   Together, they explore how to: ✅Escape the “money traps” that limit financial growth ✅Use Russ's Passive Income Operating System to build cashflow ✅Align your Investor DNA with the right income stream ✅Open simple bank accounts to transform your financial habits ✅Create true freedom by replacing active income with passive strategies   Whether you're a seasoned business owner or just getting started, this episode gives you clear, actionable steps to move closer to financial independence—without relying on Wall Street.  

Travis McNamara was last week's guest as well. I split this conversation up into two episodes because most of the first half of the conversation was about Travis' new album and his career as a touring artist and front-person. The second half delves into a topic that piques the interest of almost every creative on the planet... crowdfunding. Travis is the founder of Arthouse Consulting, where he uses his experience to help mid-level artists raise $25K or more on Kickstarter for their upcoming projects. Over the last few years, he's already helped artists raise upwards of $1.1 million. If you enjoy the podcast, please let others know, subscribe, or write a review! IF YOU'D LIKE TO SUPPORT THE PODCAST IN A MONETARY WAY, I'M NOW ON PATREON! Please note: new Patreon members get to pick a cover song for me to record especially for them! www.patreon.com/andysydow Guest Links: https://arthouseconsulting.co/ Episode Music: Original music by Andy Sydow Contact me: middleclassrockstar@gmail.com (or) andysydowmusic@gmail.com

If you haven't updated your website in years, it's probably costing you more than you think.Neil Twa sits down with Clayton, Shopify expert and DTC strategist, to unpack how AI is transforming e-commerce, what's hype vs. what's real, and how to protect your brand in a marketplace flooded with fake reviews and copycat stores. In This Episode, We Cover:✅ How AI is changing website design, marketing, and product reviews✅ Why connection beats price in the DTC game✅ How one site redesign delivered $25K in extra sales in just a week✅ Pivoting fast when tariffs or market shifts hit your business

Hey everyone! Welcome back to another episode of Strategies of a Savage CEO.  Today, we're diving into the incredible success story of one of my private clients. She was making $25K a month when she came to me, but now she's had ten consecutive $100K+ months and is aiming for $200K months. We'll talk about how we refined her offer suite, restructured her business, and nailed her messaging to achieve consistent sales, even when she's not working. If you're feeling stuck and want to make $100K months your new normal, this episode is for you!   The Breakdown: 01:46 Client's Initial Challenges 04:41 Strategies for Scaling 05:09 Refining the Offer Suite 06:56 Building Sustainable Systems 07:10 Mastering Content and Messaging 09:11 Client's Determination and Results   Ready to go savage in your business?  Join the mastermind! Click here to apply   Let's Connect! Instagram: https://www.instagram.com/yourbizcoachdemi Podcast Instagram: https://www.instagram.com/strategiesofasavageceo/    Produced by Podcast & Co.  

Can blockchain revolutionize a $1.6 trillion market—and no one's talking about it? In this episode, Jay sits down with Nick Santomauro, CMO at Figure Markets and former Global Growth Director at Binance, to unpack how tokenized private credit could quietly reshape the financial system.Nick explains how Figure has already put over $12 billion worth of home equity loans on-chain, and why that could be just the beginning. They dive into the impact of the Genius Act, the $6.6 trillion threat to traditional banks, and how retail investors can now access yields that were once reserved for institutions.If you've been waiting for a real-world crypto use case, this is it.In this episode you'll learn:- What tokenized private credit is, and why it matters- How Figure Markets has quietly become a leader in real-world asset tokenization- Why the Genius Act could trigger a massive capital shift out of the banking system- How DeFi is positioned to absorb that shift and offer new yield opportunities- What “Democratized Prime” is and how retail investors can access ~9% yield- The difference between traditional HELOCs and on-chain home equity loans- Why decentralized custody is crucial post-FTX- Nick's perspective on where crypto is headed over the next 6–12 months- The growing opportunity in tokenized debt vs tokenized equities~~~~~

The Fed just did nothing — again. No rate cut. But markets went haywire anyway. What's going on? Is Jerome Powell bluffing? Are gold bugs in denial? And why are traders like Tony Greer suddenly eyeing Bitcoin over precious metals?In today's episode of Milk Road Macro, we break down everything from the July FOMC meeting to the unseen forces driving the dollar, equities, crypto, and commodities. Legendary trader Tony Greer (ex-Goldman Sachs, founder of TG Macro) joins us to explain why Trump's pressure on rates, massive ETF inflows into Bitcoin, and gold's fake-out rally could define the second half of 2025.This is the kind of deep macro breakdown you won't get on CNBC. In this episode, you'll learn:

The Fed held rates, but the real story is the growing divide inside the boardroom. Douglas Boneparth joins us to break down the macro drama, what it means for markets, and why discipline is beating alpha in 2025. We also dig into the White House's crypto report, the SEC's new ETF rules, and how long-term investors can actually win in this market.

Is Ethereum about to break its all-time high?In this episode, Jay sits down with Jake Brukhman, CoinFund CEO to break down why the Ethereum supercycle is just getting started. They dive into ETH price predictions, institutional adoption, L2 scaling, and why the smart money is rotating back into ETH.

These days, it's harder than ever for marginalized buyers to break into the market. Prices are high, lending rules are tighter, and misinformation is everywhere. The path to homeownership can feel impossible. Agents aren't off the hook either. With all the changes to buyer representation and compensation, agents are being asked to prove their value in every single deal, while trying to serve clients who need more help than ever. That's where Midwest Home M@tch comes in. We built an AI-powered referral network that connects agents with pre-approved, ready-to-go buyers. Especially those who qualify for down payment assistance, employer housing support, parishioner programs, and more.  These aren't just leads,  they're matches. And the system is built to help agents close deals that would otherwise fall through the cracks. What are some of the things you'll get with Midwest Home M@tch? How is this referral network different?  In this episode, I'm joined by creative design, brand development expert, and my partner in Midwest Home M@tch, Anita Clinton.  We get into how this all works, how agents can plug in, and why the future of real estate might just be about matching people to money, not just homes.   If real estate agents implemented down payment assistance, 30% of deals that are canceled would be salvageable. -Marki Lemons Ryhal   Things You'll Learn In This Episode  The real estate anointing advantage How can you tell if a property has access to $25K in down payment assistance? How can you use that to market the home and keep your seller's concessions at zero? Reverse prospecting with precision What if you could clone a listing, test buyer demand across multiple price points, and already know what buyers are searching for before you even list? AI automation that actually closes deals How is Midwest Home M@tch using AI automation to pre-qualify buyers, trigger CRM workflows, and deliver leads with signed buyer agreements, all before they reach you? From overlooked to oversubscribed How can we stack grants, gift funds, and employer housing programs to revive up to 30% of canceled deals?   Guest Bio With almost two decades of creative design, brand development, marketing, editorial, and business development experience, Anita “AC” Clinton is the go-to person for all aspects of purpose. She is passionate about helping individuals use their talent(s) and experience to unlock their true calling, know where they fit in the world, and be who they are meant to be. Despite setbacks, roadblocks, and wrong turns along the way, she is living proof that anything can be accomplished with tenacity, determination, and perseverance. She is the Founder and President of Anita Clinton Enterprises, LLC, and Be Great Global, where she creates the Be Great Global Podcast, books, and training programs to help intrapreneurs and entrepreneurs find happiness, fulfillment, and money doing work they actually love. In addition, she is the author of “Destiny Starter: How to Discover What You Are Called to Do and Do It!” Anita has been featured on CBS, NBC, Fox, and TEDx to name a few. Visit https://midwesthomematch.com/ to learn more.    About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR® and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, the Washington Post, http://Homes.com, and REALTOR® Magazine.   Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

She was doing everything “right.”Solid offers. Successful clients. Showing up consistently.And still… her revenue plateaued at $150K for three years.When we dug deeper, we found it:A buried belief that said, “Real experts need a PhD.”Maybe yours is totally different, but we all have hidden beliefs that keep us from our next level.This week's episode of the Your Legacy Brand™ Podcast is all about the unseen identity structures shaping your business—and how to finally shift them.✨ I walk you through a full micro practice to help you reveal the subconscious beliefs throttling your growth…✨ I guide you through how to recode the patterns keeping you stuck…✨ And I share how to radiate a new, congruent identity that allows your strategy to finally stick.This is the same process I use myself and have been sharing BTS with my 1:1 clients.My client with the belief she needed a PhD? Her story ended with a $25K keynote and a waitlist.What might shift for you?Links on today's episode:And if you're ready for a clear path towards more profit and TRUE abundance…✨Brand Alchemy Live is for you.This is the deeper branding work no one else is talking about.And I can't wait to guide you through it.Early bird ends August 1 and seats are already filling.Apply here and let's meet in person this October!Rate, Review, and Follow on Your Favorite Platform!If you loved this episode, leave us a review.And always make sure you're following the podcast so you never miss an episode. Follow now!

In this episode of Milk Road Macro, we dive into the Fed's next big move — and why most of the Board of Governors are flying blind on the biggest tech shift in a generation. Former Soros family office macro chief PDS joins to unpack how Trump's trade and immigration policies are clouding the Fed's view, why AI could be a major deflationary force, and how ignoring it may lead to policy missteps. We break down what the FOMC is focused on (and what they're missing), how AI is transforming the labor market in real time, and why the real risk might be not cutting rates fast enough.~~~~~

Work with Jimmy & the Vreeland Capital Team to build a 20-Unit Portfolio that will get you the equivalent of a retirement account 3X faster with a third of the capital. Visit https://tinyurl.com/mainstreetpatriot-getstarted - - - - - - - Are you grinding for “financial freedom,” only to feel more trapped than ever? In this special episode, pulled from a mainstage presentation - Jimmy Vreeland flips the script on everything you've been told about passive income, early retirement, and sitting on a beach for the rest of your life. Spoiler alert: That dream might be holding you back. Jimmy shares the raw truth from his journey—from losing $25K in a Ponzi scheme to owning 800+ properties—and reveals why pursuing excellence will build more wealth (and fulfillment) than chasing passive income ever could. You'll learn: Why “freedom” without discipline is a trap The Passive Income Paradox—and how to escape it How to build real momentum through purpose-driven investing The 3 levels of freedom (and how to know which one you're chasing) If you're tired of vague promises and ready for a real path to wealth, this episode will challenge you—in the best way possible.

Tune in to our Thip Khao Talk to hear 7 INCREDIBLE stories of hope, recorded live in D.C. These stories will inspire you to draw on the strength and wisdom of your ancestors, remember the importance of your perseverance, and fill your heart with the energy to remain in the fight for peace. Listen wherever you find your podcasts to THIP KHAO TALK! Legacies of War needs your help. We need to reach our goal of $25K by August first to keep our doors open through the end of the year. Would you support our critical programming by donating $5 today? Visit LEGACIESOFWAR.ORG to donate.Thank you to our storytellers for your courage, your work, and your support:-Jessica Pearce Rotondi, Author, Chair of Legacies Library-Aleena Inthaly, Lao Food Movement-Chantal Coudoux, Associate Director, Success Stories Program-Dat Duthinh, Peace activist, FCNL-Brittney Sooksengdao, Architectural designer-Susan Hammond, Founder and ED, War Legacies Project, Co-Chair, War Legacies Working Group-Balasubramaniam Murali, Legacies of War Board Member, Senior Advisor, UN-The wonderful team at FCNL for hosting this event: Stephen Donahoe, Ursala Knudsen-Latta, Sarah Johnson, and Jackson Malkus-Little Hat Coffee for catering delicious drinks and pastriesSee you for the next Evening of Hope?

We brought a surprise guest to our LIVE TBOY show in Chicago: Chris Barman, CEO of the wildest (and newest) electric car brand.Jeff Bezos invested, and Chris is leading it. Slate's not just building the lowest-priced electric truck on the market ($25K), it's also the craziest: No radio, no touchscreen, no tech whatsoever. We (jokingly) call it the “Amish-Inspired Electric Car.” And she built hype for the launch by creating a bunch of fake companies (true story).So in today's interview from our live Chicago show, Chris explains how it's possible to build and sell a car for $25. She'll tell us the craziest idea they *didn't* launch, why they crash half their vehicles on purpose, and what she thinks of President Trump's EV moves.Want to SEE the live show in action? Watch it on YouTube or check out the highlights on Instagram @tboypod.——————Want more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… Pokemon

Growth is the goal for many trial attorneys — more cases, more verdicts, more visibility. But where most zig, Eric Fong zags. With just one paralegal and complete commitment to the work, he turned down a $25K offer and won a $91 million verdict — the largest in Washington State history. Eric doesn't chase scale. He builds deep focus. That focus comes with a cost — sometimes leaving him physically depleted after trial — but it's also what makes him one of the most respected courtroom tacticians in the country. In this conversation, Eric shares: How he's built a thriving practice around simplicity and selectivity The mental and emotional toll of high-stakes litigation — and how he manages it Why stepping away from the noise can sharpen your edge in trial And how generosity, rest, and storytelling shape the way he wins PIMCON 2025 Tickets On Sale Now. Get yours today! Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok

On this episode of the Get Creative podcast, host Ingryd Hernandez sits down with investor Kristina Mullings, who shares the full breakdown of her very first Subto deal — and how she pulled it off with zero dollars out of pocket. Based in New York but investing in Georgia and Pennsylvania, Kristina explains how she sourced this creative finance deal through free Facebook group strategies, navigated seller negotiations, and leveraged her Subto community for the legal and transaction support she needed. We dive deep into the numbers, structure, and key lessons from this $225K acquisition that's now netting her $800/month cash flow and a projected $25K profit on exit. Plus, Kristina shares her goals for scaling with novations and her Mount Everest: a six-unit development project in the works. If you're looking for real-world creative finance strategies and proof that you don't need cash to start investing, this episode is your blueprint.

Welcome back to the Good Girls Get Rich podcast and I'm your host, Karen Yankovich. In this episode of Good Girls Get Rich, I'm pulling back the curtain on the five foundational visibility assets you need in your digital toolbox to land bigger, juicier corporate contracts. We're not talking fluff here—I'm giving you the same strategies I teach inside my She's LinkedUp programs that help smart, successful women position themselves for $25K, $50K, even $100K contracts. And here's the kicker: You probably already HAVE some of these assets… but you're underutilizing them. We want to hear your thoughts on this episode! Leave us a message on Speakpipe or email us at info@karenyankovich.com.   About The Episode and Highlights: From optimizing your LinkedIn profile (yes, your profile is your FIRST proposal) to leveraging media mentions that borrow credibility when you're building your consulting brand, this episode walks you through the exact assets corporate buyers are looking for before they write those bigger checks. We're talking mindset shifts too—because if you're still settling for $5K contracts, it's time to shift into “I'm worth $25K” energy. What You'll Learn in This Episode: Why your LinkedIn profile isn't your resume—and how to reframe it as your biggest sales tool. The power of PR and media mentions (hint: it's not just for celebrities). Why case studies and testimonials matter more than perfection. How your LinkedIn company page acts as your digital storefront—even if you're a solo entrepreneur. Why consistent thought leadership content builds your trust factor and attracts higher-paying opportunities. This episode is your visibility wake-up call. Remember: People don't invest $50K in hidden geniuses. They invest in visible, credible leaders. Let's get you visible.   Magical Quotes From The Episode: “Your LinkedIn profile isn't your resume—it's your first proposal.” “People don't invest $50K in hidden geniuses. They invest in visible, credible leaders.” “Visibility isn't vanity—it's leverage.” “Thought leadership isn't self-promotion. It's a service that builds trust before you ever get on a call.”   Resources Mentioned In the Episode: Book a FREE Clarity Call with me Follow our LinkedIn Company Page for weekly visibility tips! Dive into past podcast episodes for more LinkedIn & PR strategies.   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

Why can't you sell grandma's famous cookies without jumping through government hoops? What if the biggest thing holding back local food entrepreneurs isn't the competition… it's the red tape? In this episode, we dive into the absurdity of cottage food laws, the bureaucratic roadblocks facing small business owners, and why government “help” is often anything but helpful. We have a new show on Lions of Liberty! The Politicks Podcast! Be sure to subscribe to the standalone Politicks Podcast feed. This is the absolute best way to support the show! Listen and subscribe on Apple Podcasts and Spotify. And remember, they're all Blood Suckers! Studio Sponsor: ⁠Cardio Miracle⁠ - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": ⁠CardioMiracle.com/TBNS⁠ We're talking with writer and policy analyst Noah Gould, who breaks down his bombshell article from National Review about how Michigan's food entrepreneurs are getting choked out by outdated, confusing, and downright nonsensical regulations. Want to butter toast at an event? Better have a separate license. Want to scale past $25K in revenue? Hope you enjoy navigating six different regulatory agencies. This isn't just a Michigan problem – it's a national trend. The government claims it's keeping you “safe” with all these rules, but grocery stores don't even trust the bureaucrats. They demand third-party certifications anyway. So why does the state still get to decide which food is “worthy” of your plate? Brian and Noah don't stop at highlighting the problem – they expose the cronyism, the fear-based exceptions, and the outright hypocrisy in how regulations are enforced. And most importantly, they lay out how we can fight back: with smarter laws, voluntary standards, and a market that rewards real value – not political connections. Whether you're a food truck dreamer, a liberty-minded policy nerd, or just sick of overpriced junk food being your only option, this is the conversation you need to hear. This episode will get you fired up, hungry for change, and ready to push back against the bureaucratic nonsense that's killing small business in America. Order ⁠Cardio Miracle⁠ (⁠CardioMiracle.com/TBNS⁠) for 15% off and take a step towards better heart health and overall well-being!Submit Listener Questions to ⁠brian@briannicholsshow.com⁠ to hear your questions and perspectives answered and shared each and every week! WATCH The Brian Nichols Show, available on ⁠YouTube⁠ & ⁠Rumble⁠. With over 995 episodes featuring local candidates, elected officials, economists, CEOs, and more, each show educates, enlightens, and informs. Follow Brian on social media: X.com/Twitter ⁠(https://www.briannicholsshow.com/twitter⁠) & Facebook (⁠https://www.briannicholsshow.com/facebook⁠) Don't forget to like, share, and subscribe to ⁠The Brian Nichols Show ⁠for more captivating interviews and insights into common sense solutions for local problems! Learn more about your ad choices. Visit megaphone.fm/adchoices

TBOY Live Show Tickets to Chicago on sale NOW: https://www.axs.com/events/949346/the-best-one-yet-podcast-ticketsDespite trade war & real war, US stocks just hit all-time-highs… We whipped up 4 reasons why.Momofuku's Michelin-starred restaurant just raised $27M of VC… to stick its noodles in Costco.Internships are down, but some are making $25K/month?... Our advice: Cancel your internship.Plus, get your tickets to our Live Show in Chicago… it's gonna be a TBOY$SPY $JPM $NVDAWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… Dr Pepper