Podcasts about housing affordability

According to the latest data from the Canadian Real Estate Association, national home sales declined by 1.7% month-over-month in September, ending a string of steady gains that began in the spring. Even so, this was still the strongest September for sales since 2021. On a year-over-year basis, transactions were up 5.2%, while both new listings and total active listings fell 0.8%. That left just 4.4 months of inventory available nationwide — the lowest level since January, and below the long-term average of five months.The Home Price Index dropped 0.1% month-over-month and is now down 3.4% year-over-year. Average prices, meanwhile, rose a modest 0.7% compared to last year. Regionally, B.C. and Ontario are the only provinces still showing price declines, while every other province posted gains. Yukon led the pack with a 13.4% annual price increase.But when you adjust for inflation and measure from the February 2022 peak, the story changes dramatically. Real home prices in Canada are now down roughly 29%. In nominal terms, they're down 18%. Hamilton has taken the biggest hit—down about 40% after inflation—followed by the GTA and then Vancouver, which is sitting around a 20% real decline. On the flip side, Greater Moncton and Saskatoon are actually up roughly 19% nominal, or about 8% in real terms, since that same peak.The widening gap between new listings and completed sales continues to point toward more downward pressure on prices ahead. And even though affordability has “improved” from the record-breaking lows of 2024, it remains completely out of reach for most Canadians. In Vancouver, the monthly mortgage payment on a median-priced home still eats up about 87% of the median household income — a figure that's almost comically unsustainable.So where does that leave us heading into the final stretch of 2025? Will collapsing affordability finally force the next rate cut — or will the Bank hold the line, freezing the market even further? We break it all down — from record-level mortgage exposure to the cities where prices have quietly crashed 40%.This episode also marks a huge milestone — Episode 300 of The Vancouver Life Real Estate Podcast. Since launching on June 22nd, 2020, the team has released a new episode every single Saturday without missing a week. Now with over 7,000 subscribers and 70,000+ monthly views, The Vancouver Life remains one of Canada's most consistent and data-driven real estate channels.To celebrate, we're giving away our exclusive Home Seller's Manual — the guide we use to help clients sell for top dollar. It includes prep strategies, curb-appeal tips, organization hacks, and a 100-point checklist showing which areas matter most. To get your copy make sure you watch the episode and comment TOP DOLLAR.We also unpack Vancouver's sweeping new rezoning — a city-initiated move affecting over 4,000 properties across the Broadway Plan and Cambie Corridor. Projects that meet the new criteria can skip rezoning entirely, shaving up to 12 months off approval times. It's a bold step toward faster housing — but with costs high and demand soft, will developers take advantage?Episode 300 of The Vancouver Life Real Estate Podcast — available now and join the discussion about where Canada's housing market is heading next. _________________________________ Contact Us To Book Your Private Consultation:

In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Anthony Zarrilli, a builder and developer with extensive experience in custom home construction. Anthony shares insights into his journey in the building industry, focusing on the importance of customer relationships, the challenges faced in the construction market, and the evolving preferences of homebuyers. He discusses the impact of generational involvement in the business and highlights the ongoing home shortage crisis affecting affordability for younger buyers. The conversation concludes with Anthony providing contact information for those interested in learning more about his work.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What's Really Driving America's Housing Affordability Crisis? Why are homes and rentals increasingly out of reach, even as incomes and construction evolve? In this episode of REady2Scale, host Jeannette Friedrich speaks with Dr. Richard Green, Chair of the USC Smith Department of Real Estate Development and a leading housing economist, to unpack the data and social forces shaping today's affordability crisis. Key Takeaways: - How changing family structures are influencing homeownership trends - Why rent growth continues to outpace wages across much of the U.S. - The unseen impact of land regulation on supply and affordability - What global housing models can teach the U.S. about sustainable solutions - Why innovation in construction remains stagnant and what could change that - The critical role data plays in crafting smarter housing policy Listeners will gain a deeper understanding of the factors driving today's housing challenges and what it will take to make housing affordable again. Timestamps 00:00 Introduction and Guest Introduction 03:03 The Housing Market and Affordability 03:49 Impact of Marriage and Societal Changes on Housing 24:14 Exploring Singapore's Housing Model 31:36 Innovations in Real Estate Development 34:34 Insights from Working at HUD and Freddie Mac Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

Australia's housing market is at a crossroads. For first-home buyers, the dream of ownership has never felt further away – with deposits taking more than 8 years to save and mortgage repayments eating up over half of disposable incomes. Yet, at the same time, buyer demand is powering ahead, clearance rates are hitting multi-year highs, and spring is shaping up to be supercharged. How can both of these things be true? And what does it mean for you – whether you're buying, renting, or investing? Today I'm going to sit down with Dr. Nicola Powell, Domain's Chief of Research and Economics to unpack their latest affordability report and market insights. Today's episode of the Michael Yardney Podcast is a conversation you don't want to miss if you want to get some clarity on what's going on in our housing market.   Takeaways  ·         The typical household now takes longer to save for a deposit. ·         First home buyer grants are changing the market dynamics. ·         Younger Australians are facing significant barriers to home ownership. ·         Affordability is reshaping buyer demand and preferences. ·         There is a notable shift towards multi-generational living arrangements. ·         Auction clearance rates indicate a positive market momentum. ·         The rental market remains competitive for tenants. ·         Days on market for properties are stretching in some areas. ·         Investors are returning to the market with confidence. ·         Market conditions are uneven across different cities.     Chapters  02:05 - Affordability Crisis: Eight Years to Save a Deposit  04:29 - First Home Buyer Schemes Reshape Market Demand  05:53 - Generational Divide in Home Ownership Rates  08:38 - Buyer Search Trends: Granny Flats and Heritage Homes  13:33 - Supercharged Spring Market and Days on Market Shifts   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully.  Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Dr Nicola Powell, Chief of Research and Economics at Domain    Domain reports: 1.     Domain's key words and hotspot report. https://www.domain.com.au/research/this-springs-housing-buzz-top-keywords-homes-hotspots-1427073/     2.     Affordability at breaking point. https://www.domain.com.au/research/the-home-ownership-puzzle-affordability-at-breaking-point-1423719/   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Money solves problems, but it doesn't buy peace—and the squeeze is real. We get into the cost-of-living crunch, time freedom, and how builders decide between making more or needing less. Show Notes: 00:00 Money's weird: easy to make, hard to keep 02:45 Cost of living vs “money buys happiness” 05:07 Is the problem money—or imbalance? 07:13 Personal equity, real-world numbers 11:15 Make more or need less? 11:54 Would zero money stress equal happiness? 13:23 Trips, houses, and what money can't fix 14:38 If I had cash, here's what I'd change 16:02 Anxiety about the kids' future 16:32 Maslow on the jobsite (security vs purpose) 22:02 Life's more expensive—so where's your time go? 24:36 System pressure: mortgages then vs now 27:44 Starter homes, rates, and fewer choices 28:37 Debt out of college = treadmill life 31:20 Generational shift and the cost of well-being Video Version:    Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

Ben and Jeff break down Strive's reverse merger and rapid acquisition of Similar Scientific—completed in just four days.The deal strengthens balance sheet credit quality, improves leverage capacity, and positions the combined entity for perpetual preferred securities.Connection to Vivek Ramaswamy's background in healthcare and politics creates potential synergies for future spin-offs.Bitcoin Treasury Company sector has faced a steep correction, but consolidation may create stronger, scalable firms.Ben emphasizes scale—5,000+ BTC balance sheets—as key for accessing institutional preferred markets.Treasury companies are experimenting with innovative financing structures (ATM issuance, convertible bonds, perpetual preferreds).Discussion on investor psychology: short-termism in equities vs. the long-term thesis of Bitcoin.Jeff presents historical math showing 4-year holding periods in Bitcoin and MicroStrategy always produced positive returns.Broader economic commentary: mispriced bond risk, housing affordability crisis, and wealth inequality.Hosts stress that Bitcoin itself should remain the foundation of portfolios, with treasury companies and credit products as higher-risk layers. Swan Private helps HNWI, companies, trusts, and other entities go beyond legacy finance with BItcoin. Learn more at swan.com/private. Put Bitcoin into your IRA and own your future. Check out swan.com/ira.Swan Vault makes advanced Bitcoin security simple. Learn more at swan.com/vault.

Lennar, the nation's second-largest homebuilder, reported a 46% drop in quarterly profit as affordability pressures and higher interest rates continue to weigh on buyers. Earnings and revenue both missed Wall Street expectations, and the company forecast lower home deliveries for the fourth quarter. Kathy Fettke explains how sales incentives like mortgage rate buydowns are squeezing margins, and what this means for real estate investors navigating today's housing market. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi explore the state of housing affordability through the lens of history and even the NFL. They compare affordability levels today with those from the late 1970s and early 1980s, revealing why the “cheaper” homes of the past weren't necessarily more affordable, and highlight the results of the 2025 Affordability Bowl, which ranks first-time home buyer affordability across NFL divisions. Don't miss a single REconomy episode, subscribe today.  

Send us a textGreg Aldred shares his vision for St. George City Council as a retired general contractor with 44 years of community experience and a passion for innovative solutions to local challenges. His background in business, coaching, and community service has shaped his approach to governance, focusing on fiscal responsibility and practical problem-solving.• Public safety should be the top priority for local government• Advocates for a third-party efficiency audit of the city's $523 million budget• Proposes a "10% Give Back Plan" requiring developers to set aside affordable housing for essential workers• Believes water conservation is critical, estimating resources could be depleted within 18 years without intervention• Supports preserving local cultural heritage while embracing technological innovations like passenger drones and monorail systems• Emphasizes the need for government transparency with all spending and voting records available online• Views his candidacy as an opportunity for one final term of service, pledging never to run againPlease make sure you like and subscribe, share it with other voters throughout Washington County to help them make informed decisions in the upcoming election. Visit VoteSTG.com for more candidate interviews.Looking for a Real Estate expert? Find us here!www.wealth435.comhttps://linktr.ee/wealth435Below are our wonderful friends!Find FS Coffee here:https://fscoffeecompany.com/Find Tuacahn Amphitheater here:https://www.tuacahn.org/Find Blue Form Media here:https://www.blueformmedia.com/[00:00:00] Introduction to 2025 Municipal Elections[00:00:45] Meet Greg Aldred: Family and Background[00:03:15] Political Journey and Community Service[00:08:45] City Government's Proper Role[00:17:20] Housing Affordability and the 10% Plan[00:29:30] Innovation, Heritage, and the Future[00:38:40] Leadership Philosophy and Campaign Vision[00:46:40] Final Thoughts and Contact Information

Greg MacKinnon is Director of Research at the Pension Real Estate Association (PREA), where he updates the world's largest institutional investors on portfolio construction, risk, and strategy. His is a vantage point most sponsors never get to hear directly. In this conversation, Greg and I revisited our conversation from two weeks ago to drill deeper into the housing market. His thesis is simple but surprising: the capital flows and risk assessments at the very top of the pyramid are being reshaped by renter bifurcation and the economics of affordability. Here are five questions Greg answered that every serious CRE professional should consider: Why does the 10-year Treasury matter more than the Fed's 25 bps rate cut last week? How fragile is today's economy, and what does that mean for institutional portfolio construction? How can understanding the “barbell” of renter demand help you make better investment decisions? Why has naturally affordable multifamily historically outperformed luxury on a risk-adjusted basis? Where are institutions actually deploying capital today and why? Greg's insights are drawn from the institutional world, where the stakes are measured in billions and the lens is long-term risk management. For sponsors and operators, listening in offers a rare chance to see how these investors are evaluating markets - and to align your own strategies accordingly. ***   In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

On this episode of BaddestChaplain, we speak with Mayor Danny Avula of Richmond, Virginia. We discuss Dr. Avula's journey to leadership, his call to service and the importance of community engagement. This conversation highlights the challenges faced by the city of Richmond, including education, gentrification, public transit, and housing affordability. Avula advocates for deep investments in education and partnerships between schools and the community to improve outcomes for students. He also addresses the need for economic development strategies to attract future jobs and support minority-owned businesses. The conversation also touches on the recent water crisis, climate change impacts, and the importance of honoring Richmond's history while striving for equity and community trust. Ultimately, Mayor Avula expresses hope for a future where all residents can thrive together.Chapters00:00 Journey to Leadership: A Call to Serve02:37 Proximity and Community Engagement05:38 Investing in Education: A Path to Improvement08:31 Public-Private Partnerships in Education11:24 Youth and Community: Building a Future in Richmond14:03 Housing Affordability and Gentrification Challenges16:58 Public Transportation: A Lifeline for All19:46 Balancing Growth: Transportation and Community Needs22:29 Attracting Future Jobs: Economic Development Strategies23:49 Investing in Richmond's Future: Economic Development and Education25:00 Supporting Small and Minority-Owned Businesses28:16 Water Crisis Management and Infrastructure Challenges32:45 Climate Change and Sustainable Water Systems34:50 Vision for Richmond: Governance and Community Engagement39:47 Honoring History While Pursuing Equity42:58 Fostering Hope and Community ConnectionBaddestChaplain's Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.baddestchaplain.com/subscribe

In this episode of the Econ Dev Show, Dane Carlson sits down with Kathleen Coviello, Chief Economic Transformation Officer at the New Jersey Economic Development Authority, to explore how New Jersey is reshaping its economic future. Kathleen discusses the state's targeted approach to building industries where it has a competitive edge—from film and digital media to life sciences, clean energy, and AI. She shares insights into innovative initiatives like film-ready certified towns, programs that turn company losses into cash, and the ambitious Evergreen Fund designed to attract venture capital and corporate engagement. Along the way, Kathleen highlights both the opportunities and challenges facing New Jersey, including housing affordability and talent retention, while also offering a candid look at her own journey from venture banking to two decades in public service. Like this show? Please leave us a review here (https://econdevshow.com/rate-this-podcast/) — even one sentence helps! Special Guest: Kathleen Coviello.

In this final episode on Housing Affordability, Fintech Chatter host, Dexter Cousins speaks with Dean Fraser, founder of BrickFloor.BrickFloor aims to help "Forever Renters" through innovative property technology and fintech solutions, including a market price guarantee product that locks in a price for sellers before they go to market.Find out more - https://brickfloor.com.au/Chapters00:00 Introduction to Housing Affordability Solutions02:39 Understanding BrickFloor's Business Model05:32 Navigating the Challenges of the Housing Market08:21 Regulatory Hurdles and Product Innovation11:08 Success Stories and Customer Experiences17:02 Future Plans for BrickFloorSend us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Newt talks with Salim Furth, Senior Research Fellow and Director of the Urbanity project at the Mercatus Center about America’s housing affordability crisis. Their discussion centers on the pressing issue of housing affordability in the United States. With high home prices and rents, state legislators are increasingly pursuing housing reform, setting records for new laws aimed at unlocking home building. Furth highlights the challenges and potential solutions in housing policy. They discuss the declining optimism among young Americans regarding their standard of living, with home ownership being a significant barrier. They explore the impact of housing costs on the American dream, the role of state legislation in addressing these issues, and the potential for market-driven solutions.See omnystudio.com/listener for privacy information.

In this episode, Leo Wehdeking interviews Jeff Bentley, a seasoned real estate professional with over 50 years of experience. Jeff shares insights into his approach to real estate, emphasizing the importance of energy efficiency and building relationships with clients. He discusses the challenges of affordability in the housing market and his vision for innovative building solutions that address these issues. Jeff also highlights the significance of listening to clients and treating them like family, which has been key to his success in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What is a theology of real estate? What does it look like for you to view real estate as a calling rather than just a career? In this thought-provoking episode of The Faithful Agent Podcast, Garrett Maroon sits down with Brett Johnson to explore the powerful concept of a “theology of real estate.” Brett challenges listeners to view their work not simply as transactions or commissions, but as a divine assignment with eternal significance.Together, they dive into the biblical importance of place, the ethical responsibilities of real estate professionals, and how agents can serve as stewards of God's creation. This episode will stretch your thinking and inspire you to ask deeper questions—not just about what you do, but why you do it. Whether you're a new agent or a seasoned broker, this conversation will help you reframe your role through a kingdom lens and step more fully into your calling.Brett Johnson is a Chartered Accountant, author, and founder of The Institute for Innovation, Integration & Impact, Inc. With 40+ years of experience and work with 400+ companies worldwide, he helps organizations pursue purpose beyond profit through leadership, innovation, and societal transformation.Connect with Brett HERE to find his books, free resources, podcast & more!TakeawaysA theology of real estate highlights God's purpose in property and place.“Place” matters deeply throughout the Bible—and still does today.Work is a divine assignment, not just a means to earn.Real estate can be a powerful tool for community restoration.Agents can empower first-time buyers and underserved groups.We need innovative, faith-filled solutions for housing affordability.Asking deeper, purpose-driven questions leads to lasting impact.The church holds untapped potential to bless neighborhoods through land and property.Real estate should serve people, not just investors.Understanding God's intent transforms how we work and serve.Chapters 00:00 – The Theology of Real Estate 06:03 – Understanding Place in God's Plan 11:58 – The Purpose of Real Estate 17:58 – Empowering First-Time Homebuyers 23:56 – Creative Solutions for Housing Affordability 30:00 – Building a Theology of Real Estate⭐️ Rate & Review:If this episode challenged or encouraged you, leave a 5-star review and share it with another Christian agent who needs to hear this message. Resources & Opportunities:

Joseph Gyourko, Wharton Professor of Real Estate, Finance, and Business Economics and Public Policy, explores 50 years of housing market data, highlighting how local regulation, slowing construction, and regional demand shifts are reshaping affordability across the U.S., particularly in high-growth Sunbelt cities. Hosted on Acast. See acast.com/privacy for more information.

Another instalment of our series on Housing Affordability! In this episode, Dexter speaks with OSQO CEO Stuart McGregor on how they're using Blockchain technology to solve housing affordability and the last frontier of finance yet to be adapted for the internet - Debt!Starting with deposit gap loans - Stuart shares his bold and ambitious vision https://depositgaploans.com/Chapters00:00 Introduction to Housing Affordability Challenges01:21 Osco's Innovative Approach to Home Ownership02:51 The Role of Technology in Fintech Solutions08:19 Navigating Regulatory Challenges in Fintech11:53 The Evolution of Osco's Business Model15:02 Future Opportunities and Market Adaptation21:11 Connecting Capital Supply and Demand for Home OwnershipFind out more - https://depositgaploans.com/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode, we sit down with John Duncan, a former policymaker and political analyst. John provides a clear-eyed view of how federal policy, and a changing political environment, are shaping the housing market. He explains what policymakers in Washington can and cannot do to help with housing supply and affordability. We also discuss the impact of local regulations, and how you can influence change as a residential real estate professional. This conversation will give you the tools you need to understand the larger forces at work, and how they will shape your business. Watch our previous conversation with Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB)Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB):https://www.youtube.com/watch?v=VXmAdxhUO9c  Connect with John on - LinkedIn. Learn more about Meridian Research Group at meridianresearchdc.com. You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

In Episode 109 of Drunk Real Estate, Ashley Wilson (Kyle Wilson's wife) and Danille McElroy join the crew! They dive into the shifting landscape of real estate and the broader economy in 2025. From cooling inflation to potential Fed rate cuts, and from a surging stock market to struggles in commercial real estate, this episode unpacks where investors should keep their eyes right now. We cover: Latest CPI report and what slowing inflation really means The Fed's upcoming decisions on interest rates and market expectations How Wall Street optimism contrasts with real estate investor caution The ongoing challenges in commercial real estate and lending Regional differences in housing markets across the U.S. Whether 2025 is shaping up to be a year of opportunity or more risk With drinks in hand

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk sit down with Carolyn Parrish, Mayor of Mississauga, to explore bold policy solutions to Canada's housing crisis. Mayor Parrish shares how her city is driving development through innovative incentives... The post Fixing Housing Affordability: Mayor Carolyn Parrish on Mississauga's Bold Strategy appeared first on Commercial Real Estate Podcast.

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the key forces shaping the markets right now. From the cooling AI stock frenzy to the ongoing housing affordability crunch, and how potential Fed rate cuts could impact everything—from equities to real estate to crypto—you'll get the insights you need to make smarter moves.They discuss why emotional investing is the number one wealth killer, how to avoid falling into the hype cycle, and why staying disciplined and consistent is the real secret to long-term success. Plus, the hosts share their outlook on Bitcoin, Ethereum, and how election-year volatility could create opportunities for savvy investors.If you want clear, actionable strategies to navigate the noise and build real wealth, this episode is for you.What You'll Learn in This Episode:[00:00] Stock market rally continues—what's driving it[03:00] The Fed's rate cut outlook and what it means for you[07:10] Why the AI hype train is slowing down[10:05] Housing affordability crisis explained[14:30] How emotional investing destroys wealth (and how to avoid it)[18:00] Crypto market sentiment—Bitcoin vs. Ethereum[22:10] Election-year volatility: Should you worry?[26:00] Global factors impacting U.S. markets today[30:10] Why consistent investing beats market timing every time[35:00] Key principles for long-term wealth buildingResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaFree wealth-building tools: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A's private deals: Text DEALS to 844-447-1555Final Thought:Markets change, trends come and go, but the fundamentals of building wealth remain the same—discipline, diversification, and a clear long-term strategy.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Lower mortgage rates and income growth have helped improve housing affordability. Cotality NZ's new report finds the national value-to-income ratio reached its lowest point since mid-2019 in the June quarter, at 7.5%. National property values also remain almost 17% below their post-covid peak. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking mortgage serviceability has seen a significant change, compared to its 2022 high of 57%. He says it now takes around 44% of the median household income, so it's getting close to normal. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What if the housing crisis wasn't just about supply—but about outdated policies holding us back?   In this episode, I unpack the latest OECD report on Canada and what it reveals about housing affordability. From skyrocketing rents and home prices to stagnant incomes, the report paints a sobering picture of why so many Canadians feel locked out of the market. But it also points to solutions we can act on right now.   We dive into zoning barriers, labor shortages, and rising material costs that make development slower and more expensive. I break down why Canada's share of social housing has fallen so sharply, how tax incentives can fuel speculation, and why reforming permitting and supporting construction innovation could be game changers. We also look at lessons from other countries and what coordinated action across all levels of government might look like.   Tune in to hear the real story behind Canada's housing affordability challenge—and what needs to change if we want to make homes accessible again.   —   Read the OECD report here: https://www.oecd.org/en/publications/2025/05/oecd-economic-surveys-canada-2025_ee18a269   —   Tired of spreadsheets and admin headaches in your rental business?   If you're a real estate investor looking to simplify operations and grow your portfolio, Kompas is your new best friend. This all-in-one property management and accounting software helps you automate the tedious stuff—like receivables, renewals, and leasing—so you can focus on creating value.   Boost your cash flow, improve your NOI, cut down back-office work, and scale with confidence.  

In this episode of The Property Profits Podcast, Dave Dubeau sits down with Scott Choppin, founder of Urban Pacific, to talk about an innovative housing solution designed for one of the toughest real estate markets in the world—California. Scott reveals how his team developed the Urban Town House (UTH) model—a 5-bedroom, 4-bathroom rental townhouse built specifically for multi-generational and workforce housing. By focusing on “economic sharing,” UTH properties let families share costs while enjoying modern, spacious living without relying on government subsidies. You'll discover: Why multi-generational living is the key to housing affordability for many communities How per-bedroom pricing creates a competitive edge in the rental market The unique design features that make UTH units work for families, roommates, and seniors Why Urban Pacific focuses on private capital over government programs The role of Opportunity Zones in their long-term strategy   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

In this episode of our special series on Housing Affordability, Dexter speaks with Lynda Coker, co-founder of Co-Operty, about their innovative solution enabling fractional co-ownership of property.Here's what's discussed.00:00 Introduction to Housing Affordability and Co-Opity01:51 Understanding Co-Ownership as a Solution04:48 The Role of Parents in Home Buying07:42 Navigating the Lending Landscape10:49 Challenges in Integrating with Lenders13:03 Innovative Approaches to Property Ownership15:29 Future Roadmap for Co-Operty18:26 Fractional Property OwnershipFind out more about Co-operty https://co-operty.com/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Despite the Reserve Bank of New Zealand cutting the official cash rate (OCR) by 2.25% and with further rate cuts expected, New Zealand home prices nationally are down nearly 17% over 45 months and are only 3.4% higher than five years ago. This, despite the reduction in the OCR has driven down the cost of … Continue reading "How To Fix Housing Affordability, Kiwi Style [But]…."

Originally aired on August 23, 2025. Jillian Duclos is running for mayor of Northampton. She explains why she got the endorsement from Save Our Schools (SOS) Northampton and how being executive director of the Downtown Northampton Association will help her if she's elected mayor of Northampton. She shares her vision for downtown Northampton and housing affordability. Her campaign's website is https://www.jillianfornorthampton.com/

Originally aired on August 16, 2025. Dan Breindel is running for mayor of Northampton. He says "things are dire in Northampton." Dan lays out his positions on housing affordability, school funding, and government transparency, making the case why he should be the next mayor. Dan's website: https://danformayor.com/

In this episode of Fintech Chatter, Dexter Cousins speaks with Mark Macduffie of Downsizer about the pressing issue of housing affordability in Australia. They discuss the challenges faced by the downsizer segment, the innovative solutions being implemented in the FinTech space, and the importance of collaboration within the industry to address these challenges. Downsizer helps baby boomers find properties with zero cash deposit.There are 1.9 million homeowners in Australia looking to downsize.Downsizer has sold $168 million of property off the plan to downsizers.The 'bank of mum and dad' is becoming a common transaction method.Future plans include launching in the UK and expanding their white label technology offerings.Find out more https://Downsizer.com.auSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

FF: Housing Affordability & Investments The median age of homebuyers has been increasing. This is delaying any building of equity for these buyers. It is also putting pressure on the rental market, raising rents and making it even more difficult for people to save up for a down payment to buy a home. We discuss the issues with affordability, including the increases in property taxes, insurance, and maintenance/upkeep.   We also answer a listener question about what to do if you come into some extra money. There are many investments options out there - much more than just "stocks". If you know what you want from your investments and are prepared to learn about the different asset types, you can create an investment plan to get you to your goals! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Send us a textSummary: Morgan and I talk all about housing affordability at the County level________________________________________________________Sponsor: This show is supported by the Top Five Newsletter. If you want a simple and to-the-point update on Raleigh commercial development, you can subscribe to the Top Five. It's free if you want it to be!________________________________________________________Big Takeaways:- The connection between housing and healthcare.- Wake County has a housing deficit of 65,000 homes.- Wake County just launched a new data platform and is working on a housing acquisition fund.________________________________________________________About Morgan: Morgan Mansa serves as the Director of Housing Affordability & Community Revitalization for Wake County, where she leads efforts to expand affordable housing, preserve existing units, and support residents through homelessness, permanent supportive housing, and veteran services initiatives. With extensive experience in housing policy and community development, her previous roles include Director of Housing and Community Partnerships for Cary, North Carolina; Executive Director of Nashville's Housing Trust Fund; Policy Advisor for the Tennessee Housing Development Agency; and Executive Director of the Chicago Area Fair Housing Alliance. Morgan holds a BA in Sociology and a Master of Public Policy & Administration from Northwestern University, leveraging her extensive expertise to drive impactful and equitable housing solutions.Connect with Morgan: Website | LinkedIn Mentioned in the show:- Wake County Housing Data Platform- [BOOK] The Geography of Opportunity: Race and Housing Choice in Metropolitan America- Affordable Housing Advisory Working Group- [BOOK] Homelessness is a Housing Problem: How Structural Factors Explain U.S. Patterns________________________________________________________Sponsor: This show is supported by the Top Five Newsletter. If you want a simple and to-the-point update on Raleigh commercial development, you can subscribe to the Top Five. It's free if you want it to be!Show Notes: Welcome to Dirt NC, where we talk all about the places and spaces of North Carolina and the people who make them awesome. I am your host, Jed Byrne.Throughout my career in engineering, construction, finance, and development, I have worked on nearly every aspect of the land use ecosystem. This show provides an opportunity for me to share what I've learned with you, as well as introduce you to some of my friends, both new and old, who are doing transformative work.With each episode of Dirt NC, my goal is to make sure you walk away learning something new about land use. I promise to keep it simple and straightforward.As always, I am grateful that you have chosen to share this time with me! If you have comments, questions, or suggestions about Dirt NC or any land-use related matter, you can connect with me at

In the third part of our Fixing Housing Affordability series, host Dexter Cousins speaks with Nir Golan and Robbie Baskin from Frontya.We showcase another innovative approach to tackling housing affordability in Australia. Frontya have identified the challenges faced by first home buyers are amplified by the role of property investors.Frontya's innovative funding model aims to double deposits for home buyers, enabling them to access the property market more effectively. On the other side of the problem they've developed a managed fund geared specifically to property investors, helping them spread their risk whilst also supporting first time buyers.To find out more go to https://frontya.com.au/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Alan and Kris Hon, a dynamic couple in the real estate industry. They share their journey of developing a passion for helping others, particularly veterans and single parents, navigate the challenges of home ownership. The conversation delves into their nonprofit initiative aimed at providing affordable housing solutions and the systemic changes needed to support these underserved communities. They discuss various down payment assistance programs and their vision for creating a supportive community for veterans. The episode highlights the importance of compassion in real estate and the couple's commitment to making a difference in people's lives. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Innovation and YIMBYism are a combination that could help our communities become more affordable, climate resilient, and equitable in the years to come. On this episode of Infill, YIMBY Action's Courtney Porcella sits down with Abby Ivory, Managing Director at Ivory Innovations, to discuss a competition that puts innovation at the forefront of the effort to solve our housing affordability crisis.Tune in to learn about Ivory Innovation's Ivory Prize and its 2025 winners. Courtney and Abby discuss the three game-changing organizations advancing housing affordability through policy, finance, and construction. These bold leaders are finding their own unique ways to increase opportunity for Americans to live in homes that they can afford. You won't only hear about the 2025 winners in this episode, but you'll also get insights into how past winners are scaling solutions and influencing change. Abby also gives insights into how different levers of change can create a ripple effect in our housing system, and why collaboration across public, private, and non-profit ecosystems is vital to increasing affordability. Learn more about Ivory Innovations: https://www.ivoryinnovations.org/Learn more about YIMBY Action: yimbyaction.org/joinFollow YIMBY Action on Instagram: https://www.instagram.com/yimbyaction/Follow YIMBY Action on BlueSky: https://bsky.app/profile/yimbyaction.bsky.socialFollow YIMBY Action on Facebook: https://www.facebook.com/yimbyaction/

In this episode of The REconomy Podcast™ from First American, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi continue the REconomy Summer School series with a discussion of a possible solution to the housing affordability crisis. From easing zoning restrictions and regulatory hurdles to addressing financing challenges and quelling NIMBY opposition, the episode unpacks how reviving construction of “missing middle” housing can help improve affordability. Don't miss a single REconomy episode, subscribe today. 

With housing prices rising steadily for several years now it is clear we have a supply problem.We need more homes and builders need to produce more.The challenge becomes available land.Did you know the Federal Government owns 24% of all land in the US?Would a recent proposal to release some federal lands help the situation?We share our thoughts on the matter and provide some additional information on where this land is, what it's current purpose is and if this may or may not be a good idea.Thanks for listening! Please make sure to give us a 5* review and hit that subscribe button to support the channel! Email:  homebuildinghero@yahoo.comTwitter:  @building_heroFacebook:  www.facebook.com/homebuildingheroInstagram:  @homebuildingheroInsider Club:  https://mailchi.mp/062ece3a2b79/home-building-hero-podcast-email-list Thanks to our studio sponsor LP Building Solutions! To learn more about my homes visit Belman Homes andWhen you have a moment, pick up a copy of my new Amazon Best Selling book "Leadership Growth Hacks" at https://amzn.to/2ZBRuN3

Once the Housing and Urban Development Secretary under President Obama, Shaun Donovan now runs a nonprofit devoted to increasing housing supply and advancing equity. In a conversation about America's housing affordability crisis, Sec. Donovan explains how the Low-Income Housing Tax Credit in President Trump's spending bill incentivizes private investment. House Speaker Mike Johnson (R-LA) touts his wins in the spending bill and shares his perspective on monetary policy. Speaker Johnson also weighs in on the Epstein files, saying he and the President believe in transparency. Plus, Netflix reported a strong second quarter, top Federal Reserve official Christopher Waller is calling for a rate cut this month, and The Late Show will end, come next May.  Shaun Donovan - 13:46Speaker Mike Johnson - 20:27 In this episode: Mike Johnson, @SpeakerJohnsonMelissa Lee, @MelissaLeeCNBCJoe Kernen, @JoeSquawkZach Vallese, @zachvallese

Erin Sykes, founder of SYKES Properties, calls Friday's housing starts and permits data a "positive inflection point" for the housing market. However, affordability remains a critical issue in getting homebuyers through the door. That said, Erin sees pockets of strength in places like the southeast U.S.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

A leading New York real estate CEO, Bess Friedman, tackles the city's complex market, including the controversial "Fair Act" and the shifting landscape of private listings. Discover how legislative decisions, affordability concerns, and changing consumer behavior are reshaping one of the world's most unique property markets. Get an inside perspective on industry challenges and the path forward. Links mentioned in the show: Link to Pentagram https://www.pentagram.com/   Link to episode with Anthony Lamachia https://youtu.be/q0lAXBWN4I4   Connect with Bess on LinkedIn.   Learn more about Brown Harris Stevens on - Instagram - Facebook - X - TikTok - YouTube - LinkedIn - Spotify - BHS Blog and online at bhsusa.com.   You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Hard Truth from Atlanta Home Builders: ‘We Can’t Build What People Need’ (North Fulton Voices, Episode 12) In this episode of North Fulton Voices, Nancy Diamond and Kathy Swahn of the North Fulton Improvement Network sit down with Corey Deal of the Greater Atlanta Home Builders Association and Jordon Tench of O'Dwyer Properties for a candid […]

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Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl   Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.”   The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics.   The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior.   With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through.   But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure.   Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.”   The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery.   Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.”   Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.”   These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players.   Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style.   Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says.   But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision.   What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility.   Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.”   He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic.   “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.”   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In this episode of the Foster Friendly podcast, host Brian Mavis and co-host Courtney Williams engage with Congressman Greg Landsman, who discusses his advocacy for children and families, particularly those in the foster care system. Landsman shares his journey from local politics to Congress, emphasizing the importance of community support and early childhood education. He introduces his bill aimed at allowing foster care youth to use housing vouchers for on-campus living, highlighting the positive impact of community and belonging on educational success. The conversation explores the complexities of Congress, the importance of bipartisan support, and the need for consistent adult advocates in the lives of foster youth.Learn more about Senator Landsman at house.gov or senate.gov Thank you for listening to this episode of The Foster Friendly Podcast.Learn more about being a foster or adoptive parent or supporting those who are in your community.Meet kids awaiting adoption. Join us in helping kids in foster care by donating $18 a month and change the lives of foster kids before they age out.Visit AmericasKidsBelong.org and click the donate button to help us change the outcomes of kids in foster care.

In this week's episode, host Margaret Walls talks with Megan Lawson, an economist and researcher at Headwaters Economics, about how outdoor recreation economies support communities throughout the United States despite creating unique challenges for their residents. Many US communities that border public lands and scenic natural areas have recreation-dependent economies, meaning a majority of the local economy is driven by recreational activities and tourism. Lawson explains how recreation-dependent economies can be vulnerable to over-tourism, shortages in affordable housing, and increased risk of wildfires and floods. Lawson then unpacks the feasibility of public land sales to address challenges in making affordable housing available and describes ways to increase hazard resilience in recreation-dependent communities to protect full-time residents and visitors. References and recommendations: “Housing on public lands will be limited by wildfire risk and development challenges” by Megan Lawson; https://headwaterseconomics.org/public-lands/wildfire-public-land-housing/ “If/Then: The Slippery Slope of Federal Land Sales” by Margaret Walls and Alexandra Thompson; https://www.resources.org/common-resources/if-then-the-slippery-slope-of-federal-land-sales/ “In Defense of Public Lands” by Steven Davis; http://tupress.temple.edu/books/in-defense-of-public-lands “History of the Rain” by Niall Williams; https://www.bloomsbury.com/us/history-of-the-rain-9781620407707/

The Canada Mortgage and Housing Corporation has said it is no longer possible to return Canada to 2004 levels of housing affordability. We cannot build enough new housing supply to hit that target. So it's changing its benchmark.Rachelle Younglai covers housing and real estate for The Globe. She explains the CMHC's new approach to affordability, what they say needs to happen to improve the cost of housing and what it means for home prices and rents.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It's a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I'm joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they've even laid a brick. And while there's some good news on the horizon — with interest rate cuts expected to drive a recovery in home building — the longer-term challenges are immense. Think taxes, planning bottlenecks, and a construction industry on its knees due to chronic underbuilding and workforce shortages. Whether you're a property investor, homeowner, or policymaker, this conversation will leave you thinking differently about the hidden forces shaping the housing market — and why just building more homes won't be enough.   Takeaways  ·         The first 15 years of mortgage repayments primarily cover taxes. ·         Approximately 50% of the cost of a new house is attributed to taxes and fees. ·         Government policies significantly impact housing supply and affordability. ·         Subsidizing first home buyers does not address the root causes of housing unaffordability. ·         The 1.2 million homes initiative requires substantial policy changes to succeed. ·         Foreign investment is crucial for increasing housing supply. ·         Build-to-rent projects are not currently providing affordable housing options. ·         Interest rates directly influence the volume of new home building. ·         Labor availability is a significant challenge for the construction industry. ·         Policy reforms are necessary to improve housing supply and affordability.   Chapters  01:12 Understanding Mortgage Repayments and Taxes 04:54 Challenges in Housing Supply and Infrastructure 09:00 Government Schemes and Their Limitations 10:39 The 1.2 Million Homes Initiative 14:41 The Future of Build-to-Rent Projects 17:01 Market Dynamics and Housing Affordability 20:27 Structural Challenges in the Housing Industry 23:18 Conclusion and Future Outlook   Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here  Tim Reardon HIA Chief Economist  Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

New Yorkers are casting ballots for their choice for Mayor, Public Advocate, City Council and other citywide offices. Plus, one of the issues that's top of mind for candidates in the mayor's race is housing affordability. Also, unemployment is increasing nationwide, but in New York State it's going the other way. And finally, what New Yorkers should watch out for in the city's first heat wave of the year.

From the BBC World Service: Australians go to the polls this weekend to vote in what's being called a “cost of living” election. Home prices and rents there have skyrocketed over recent years. Then, Japan's top negotiator says talks in Washington have been constructive as Tokyo tries to avoid steep new tariffs. And the luxury department store Harrods is the latest U.K. retailer to be targeted in a cyberattack.