Podcasts about housing affordability

Newt talks with Salim Furth, Senior Research Fellow and Director of the Urbanity project at the Mercatus Center about America’s housing affordability crisis. Their discussion centers on the pressing issue of housing affordability in the United States. With high home prices and rents, state legislators are increasingly pursuing housing reform, setting records for new laws aimed at unlocking home building. Furth highlights the challenges and potential solutions in housing policy. They discuss the declining optimism among young Americans regarding their standard of living, with home ownership being a significant barrier. They explore the impact of housing costs on the American dream, the role of state legislation in addressing these issues, and the potential for market-driven solutions.See omnystudio.com/listener for privacy information.

In this episode, Leo Wehdeking interviews Jeff Bentley, a seasoned real estate professional with over 50 years of experience. Jeff shares insights into his approach to real estate, emphasizing the importance of energy efficiency and building relationships with clients. He discusses the challenges of affordability in the housing market and his vision for innovative building solutions that address these issues. Jeff also highlights the significance of listening to clients and treating them like family, which has been key to his success in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What is a theology of real estate? What does it look like for you to view real estate as a calling rather than just a career? In this thought-provoking episode of The Faithful Agent Podcast, Garrett Maroon sits down with Brett Johnson to explore the powerful concept of a “theology of real estate.” Brett challenges listeners to view their work not simply as transactions or commissions, but as a divine assignment with eternal significance.Together, they dive into the biblical importance of place, the ethical responsibilities of real estate professionals, and how agents can serve as stewards of God's creation. This episode will stretch your thinking and inspire you to ask deeper questions—not just about what you do, but why you do it. Whether you're a new agent or a seasoned broker, this conversation will help you reframe your role through a kingdom lens and step more fully into your calling.Brett Johnson is a Chartered Accountant, author, and founder of The Institute for Innovation, Integration & Impact, Inc. With 40+ years of experience and work with 400+ companies worldwide, he helps organizations pursue purpose beyond profit through leadership, innovation, and societal transformation.Connect with Brett HERE to find his books, free resources, podcast & more!TakeawaysA theology of real estate highlights God's purpose in property and place.“Place” matters deeply throughout the Bible—and still does today.Work is a divine assignment, not just a means to earn.Real estate can be a powerful tool for community restoration.Agents can empower first-time buyers and underserved groups.We need innovative, faith-filled solutions for housing affordability.Asking deeper, purpose-driven questions leads to lasting impact.The church holds untapped potential to bless neighborhoods through land and property.Real estate should serve people, not just investors.Understanding God's intent transforms how we work and serve.Chapters 00:00 – The Theology of Real Estate 06:03 – Understanding Place in God's Plan 11:58 – The Purpose of Real Estate 17:58 – Empowering First-Time Homebuyers 23:56 – Creative Solutions for Housing Affordability 30:00 – Building a Theology of Real Estate⭐️ Rate & Review:If this episode challenged or encouraged you, leave a 5-star review and share it with another Christian agent who needs to hear this message. Resources & Opportunities:

Joseph Gyourko, Wharton Professor of Real Estate, Finance, and Business Economics and Public Policy, explores 50 years of housing market data, highlighting how local regulation, slowing construction, and regional demand shifts are reshaping affordability across the U.S., particularly in high-growth Sunbelt cities. Hosted on Acast. See acast.com/privacy for more information.

Another instalment of our series on Housing Affordability! In this episode, Dexter speaks with OSQO CEO Stuart McGregor on how they're using Blockchain technology to solve housing affordability and the last frontier of finance yet to be adapted for the internet - Debt!Starting with deposit gap loans - Stuart shares his bold and ambitious vision https://depositgaploans.com/Chapters00:00 Introduction to Housing Affordability Challenges01:21 Osco's Innovative Approach to Home Ownership02:51 The Role of Technology in Fintech Solutions08:19 Navigating Regulatory Challenges in Fintech11:53 The Evolution of Osco's Business Model15:02 Future Opportunities and Market Adaptation21:11 Connecting Capital Supply and Demand for Home OwnershipFind out more - https://depositgaploans.com/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Sally McManus and the ACTU want to scrap negative gearing and the capital gains tax “concession” for property investors, arguing it will fix housing affordability. But does the evidence actually stack up? In this episode, we dive into the history of negative gearing in Australia, the real impact of CGT rules, and why blaming property investors might miss the bigger picture. From rental shortages to soaring construction costs, we unpack the policies that have shaped today's housing crisis — and what really needs to change. Perfect for anyone interested in Australian property, housing policy, and the politics driving affordability.

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb further.On this episode, we discuss:(00:00) Intro(00:58) Could Melbourne Have A Property Gold Rush?(01:27) Why Boutique Apartments And Townhouses Are Set To Boom(05:32) Melbourne House Prices Vs Sydney: The Biggest Gap Ever(06:02) Rental Vacancy Rates At Record Lows(07:57) What Could Go Wrong For Melbourne Property?(10:45) Are Investors Pulling Back And Owner-Occupiers Taking Over?(15:03) The Hidden Costs That Push Landlords To Sell(18:46) Should First Home Buyers Act Now Or Wait?(21:54) The Rise Of Buyer's Agents And Off-Market DealsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

In this episode, we sit down with John Duncan, a former policymaker and political analyst. John provides a clear-eyed view of how federal policy, and a changing political environment, are shaping the housing market. He explains what policymakers in Washington can and cannot do to help with housing supply and affordability. We also discuss the impact of local regulations, and how you can influence change as a residential real estate professional. This conversation will give you the tools you need to understand the larger forces at work, and how they will shape your business. Watch our previous conversation with Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB)Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB):https://www.youtube.com/watch?v=VXmAdxhUO9c  Connect with John on - LinkedIn. Learn more about Meridian Research Group at meridianresearchdc.com. You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

In Episode 109 of Drunk Real Estate, Ashley Wilson (Kyle Wilson's wife) and Danille McElroy join the crew! They dive into the shifting landscape of real estate and the broader economy in 2025. From cooling inflation to potential Fed rate cuts, and from a surging stock market to struggles in commercial real estate, this episode unpacks where investors should keep their eyes right now. We cover: Latest CPI report and what slowing inflation really means The Fed's upcoming decisions on interest rates and market expectations How Wall Street optimism contrasts with real estate investor caution The ongoing challenges in commercial real estate and lending Regional differences in housing markets across the U.S. Whether 2025 is shaping up to be a year of opportunity or more risk With drinks in hand

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk sit down with Carolyn Parrish, Mayor of Mississauga, to explore bold policy solutions to Canada's housing crisis. Mayor Parrish shares how her city is driving development through innovative incentives... The post Fixing Housing Affordability: Mayor Carolyn Parrish on Mississauga's Bold Strategy appeared first on Commercial Real Estate Podcast.

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the key forces shaping the markets right now. From the cooling AI stock frenzy to the ongoing housing affordability crunch, and how potential Fed rate cuts could impact everything—from equities to real estate to crypto—you'll get the insights you need to make smarter moves.They discuss why emotional investing is the number one wealth killer, how to avoid falling into the hype cycle, and why staying disciplined and consistent is the real secret to long-term success. Plus, the hosts share their outlook on Bitcoin, Ethereum, and how election-year volatility could create opportunities for savvy investors.If you want clear, actionable strategies to navigate the noise and build real wealth, this episode is for you.What You'll Learn in This Episode:[00:00] Stock market rally continues—what's driving it[03:00] The Fed's rate cut outlook and what it means for you[07:10] Why the AI hype train is slowing down[10:05] Housing affordability crisis explained[14:30] How emotional investing destroys wealth (and how to avoid it)[18:00] Crypto market sentiment—Bitcoin vs. Ethereum[22:10] Election-year volatility: Should you worry?[26:00] Global factors impacting U.S. markets today[30:10] Why consistent investing beats market timing every time[35:00] Key principles for long-term wealth buildingResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaFree wealth-building tools: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A's private deals: Text DEALS to 844-447-1555Final Thought:Markets change, trends come and go, but the fundamentals of building wealth remain the same—discipline, diversification, and a clear long-term strategy.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Lower mortgage rates and income growth have helped improve housing affordability. Cotality NZ's new report finds the national value-to-income ratio reached its lowest point since mid-2019 in the June quarter, at 7.5%. National property values also remain almost 17% below their post-covid peak. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking mortgage serviceability has seen a significant change, compared to its 2022 high of 57%. He says it now takes around 44% of the median household income, so it's getting close to normal. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's positive news for hubs like Auckland and Wellington where housing affordability gains have been most visible. Cotality NZ's new report finds the national value-to-income ratio reached its lowest point since mid-2019 in the June quarter, at 7.5%. One Roof Editor Owen Vaughan told Ryan Bridge buyers should target housing pockets like Auckland's Otara, where's there a lot of value. He says prices have come down around 20% since Covid, and houses can go for around 600 thousand dollars. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this episode of Money Made Simple, Jennie and Liv tackle the common Kiwi dilemma: Should you rent forever, or is it better to save up and buy your own home? They unpack the real-world costs on both sides (not just mortgage vs rent), discuss the lifestyle trade-offs, and how today's market settings can tilt the decision either way. You'll get a run down of general ownership expenses, rent realities, and practical ways to stress-test what's right for you and your whānau. This episode covers:The latest NZ home-ownership and house pricing trends - and what they might mean for first-time buyersThe upfront and ongoing costs of owning a house, vs renting itHow to compare a “typical” mortgage on a $1m home with current rent levels in big centres Lifestyle trade-offs: flexibility and predictability of renting vs stability and control of owning A simple framework to help you decide what fits your budget, goals and season of life Resources included in this episode:- REINZ monthly housing market data- Statistics NZ Census data on home ownership- CoreLogic's Housing Affordability report- MoneyHub's guide to home insurance- Sorted.org's Home Buying GuideBy the end of this episode, you'll hopefully have a clearer idea of the pros and cons of renting vs buying, along with a realistic view of the actual costs for each so you can make your own informed decision!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

What if the housing crisis wasn't just about supply—but about outdated policies holding us back?   In this episode, I unpack the latest OECD report on Canada and what it reveals about housing affordability. From skyrocketing rents and home prices to stagnant incomes, the report paints a sobering picture of why so many Canadians feel locked out of the market. But it also points to solutions we can act on right now.   We dive into zoning barriers, labor shortages, and rising material costs that make development slower and more expensive. I break down why Canada's share of social housing has fallen so sharply, how tax incentives can fuel speculation, and why reforming permitting and supporting construction innovation could be game changers. We also look at lessons from other countries and what coordinated action across all levels of government might look like.   Tune in to hear the real story behind Canada's housing affordability challenge—and what needs to change if we want to make homes accessible again.   —   Read the OECD report here: https://www.oecd.org/en/publications/2025/05/oecd-economic-surveys-canada-2025_ee18a269   —   Tired of spreadsheets and admin headaches in your rental business?   If you're a real estate investor looking to simplify operations and grow your portfolio, Kompas is your new best friend. This all-in-one property management and accounting software helps you automate the tedious stuff—like receivables, renewals, and leasing—so you can focus on creating value.   Boost your cash flow, improve your NOI, cut down back-office work, and scale with confidence.  

In this episode of The Property Profits Podcast, Dave Dubeau sits down with Scott Choppin, founder of Urban Pacific, to talk about an innovative housing solution designed for one of the toughest real estate markets in the world—California. Scott reveals how his team developed the Urban Town House (UTH) model—a 5-bedroom, 4-bathroom rental townhouse built specifically for multi-generational and workforce housing. By focusing on “economic sharing,” UTH properties let families share costs while enjoying modern, spacious living without relying on government subsidies. You'll discover: Why multi-generational living is the key to housing affordability for many communities How per-bedroom pricing creates a competitive edge in the rental market The unique design features that make UTH units work for families, roommates, and seniors Why Urban Pacific focuses on private capital over government programs The role of Opportunity Zones in their long-term strategy   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

In this episode of our special series on Housing Affordability, Dexter speaks with Lynda Coker, co-founder of Co-Operty, about their innovative solution enabling fractional co-ownership of property.Here's what's discussed.00:00 Introduction to Housing Affordability and Co-Opity01:51 Understanding Co-Ownership as a Solution04:48 The Role of Parents in Home Buying07:42 Navigating the Lending Landscape10:49 Challenges in Integrating with Lenders13:03 Innovative Approaches to Property Ownership15:29 Future Roadmap for Co-Operty18:26 Fractional Property OwnershipFind out more about Co-operty https://co-operty.com/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Despite the Reserve Bank of New Zealand cutting the official cash rate (OCR) by 2.25% and with further rate cuts expected, New Zealand home prices nationally are down nearly 17% over 45 months and are only 3.4% higher than five years ago. This, despite the reduction in the OCR has driven down the cost of … Continue reading "How To Fix Housing Affordability, Kiwi Style [But]…."

Originally aired on August 23, 2025. Jillian Duclos is running for mayor of Northampton. She explains why she got the endorsement from Save Our Schools (SOS) Northampton and how being executive director of the Downtown Northampton Association will help her if she's elected mayor of Northampton. She shares her vision for downtown Northampton and housing affordability. Her campaign's website is https://www.jillianfornorthampton.com/

Originally aired on August 16, 2025. Dan Breindel is running for mayor of Northampton. He says "things are dire in Northampton." Dan lays out his positions on housing affordability, school funding, and government transparency, making the case why he should be the next mayor. Dan's website: https://danformayor.com/

In this episode of Fintech Chatter, Dexter Cousins speaks with Mark Macduffie of Downsizer about the pressing issue of housing affordability in Australia. They discuss the challenges faced by the downsizer segment, the innovative solutions being implemented in the FinTech space, and the importance of collaboration within the industry to address these challenges. Downsizer helps baby boomers find properties with zero cash deposit.There are 1.9 million homeowners in Australia looking to downsize.Downsizer has sold $168 million of property off the plan to downsizers.The 'bank of mum and dad' is becoming a common transaction method.Future plans include launching in the UK and expanding their white label technology offerings.Find out more https://Downsizer.com.auSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

FF: Housing Affordability & Investments The median age of homebuyers has been increasing. This is delaying any building of equity for these buyers. It is also putting pressure on the rental market, raising rents and making it even more difficult for people to save up for a down payment to buy a home. We discuss the issues with affordability, including the increases in property taxes, insurance, and maintenance/upkeep.   We also answer a listener question about what to do if you come into some extra money. There are many investments options out there - much more than just "stocks". If you know what you want from your investments and are prepared to learn about the different asset types, you can create an investment plan to get you to your goals! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Send us a textSummary: Morgan and I talk all about housing affordability at the County level________________________________________________________Sponsor: This show is supported by the Top Five Newsletter. If you want a simple and to-the-point update on Raleigh commercial development, you can subscribe to the Top Five. It's free if you want it to be!________________________________________________________Big Takeaways:- The connection between housing and healthcare.- Wake County has a housing deficit of 65,000 homes.- Wake County just launched a new data platform and is working on a housing acquisition fund.________________________________________________________About Morgan: Morgan Mansa serves as the Director of Housing Affordability & Community Revitalization for Wake County, where she leads efforts to expand affordable housing, preserve existing units, and support residents through homelessness, permanent supportive housing, and veteran services initiatives. With extensive experience in housing policy and community development, her previous roles include Director of Housing and Community Partnerships for Cary, North Carolina; Executive Director of Nashville's Housing Trust Fund; Policy Advisor for the Tennessee Housing Development Agency; and Executive Director of the Chicago Area Fair Housing Alliance. Morgan holds a BA in Sociology and a Master of Public Policy & Administration from Northwestern University, leveraging her extensive expertise to drive impactful and equitable housing solutions.Connect with Morgan: Website | LinkedIn Mentioned in the show:- Wake County Housing Data Platform- [BOOK] The Geography of Opportunity: Race and Housing Choice in Metropolitan America- Affordable Housing Advisory Working Group- [BOOK] Homelessness is a Housing Problem: How Structural Factors Explain U.S. Patterns________________________________________________________Sponsor: This show is supported by the Top Five Newsletter. If you want a simple and to-the-point update on Raleigh commercial development, you can subscribe to the Top Five. It's free if you want it to be!Show Notes: Welcome to Dirt NC, where we talk all about the places and spaces of North Carolina and the people who make them awesome. I am your host, Jed Byrne.Throughout my career in engineering, construction, finance, and development, I have worked on nearly every aspect of the land use ecosystem. This show provides an opportunity for me to share what I've learned with you, as well as introduce you to some of my friends, both new and old, who are doing transformative work.With each episode of Dirt NC, my goal is to make sure you walk away learning something new about land use. I promise to keep it simple and straightforward.As always, I am grateful that you have chosen to share this time with me! If you have comments, questions, or suggestions about Dirt NC or any land-use related matter, you can connect with me at

In the third part of our Fixing Housing Affordability series, host Dexter Cousins speaks with Nir Golan and Robbie Baskin from Frontya.We showcase another innovative approach to tackling housing affordability in Australia. Frontya have identified the challenges faced by first home buyers are amplified by the role of property investors.Frontya's innovative funding model aims to double deposits for home buyers, enabling them to access the property market more effectively. On the other side of the problem they've developed a managed fund geared specifically to property investors, helping them spread their risk whilst also supporting first time buyers.To find out more go to https://frontya.com.au/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Alan and Kris Hon, a dynamic couple in the real estate industry. They share their journey of developing a passion for helping others, particularly veterans and single parents, navigate the challenges of home ownership. The conversation delves into their nonprofit initiative aimed at providing affordable housing solutions and the systemic changes needed to support these underserved communities. They discuss various down payment assistance programs and their vision for creating a supportive community for veterans. The episode highlights the importance of compassion in real estate and the couple's commitment to making a difference in people's lives. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Innovation and YIMBYism are a combination that could help our communities become more affordable, climate resilient, and equitable in the years to come. On this episode of Infill, YIMBY Action's Courtney Porcella sits down with Abby Ivory, Managing Director at Ivory Innovations, to discuss a competition that puts innovation at the forefront of the effort to solve our housing affordability crisis.Tune in to learn about Ivory Innovation's Ivory Prize and its 2025 winners. Courtney and Abby discuss the three game-changing organizations advancing housing affordability through policy, finance, and construction. These bold leaders are finding their own unique ways to increase opportunity for Americans to live in homes that they can afford. You won't only hear about the 2025 winners in this episode, but you'll also get insights into how past winners are scaling solutions and influencing change. Abby also gives insights into how different levers of change can create a ripple effect in our housing system, and why collaboration across public, private, and non-profit ecosystems is vital to increasing affordability. Learn more about Ivory Innovations: https://www.ivoryinnovations.org/Learn more about YIMBY Action: yimbyaction.org/joinFollow YIMBY Action on Instagram: https://www.instagram.com/yimbyaction/Follow YIMBY Action on BlueSky: https://bsky.app/profile/yimbyaction.bsky.socialFollow YIMBY Action on Facebook: https://www.facebook.com/yimbyaction/

In this episode of The REconomy Podcast™ from First American, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi continue the REconomy Summer School series with a discussion of a possible solution to the housing affordability crisis. From easing zoning restrictions and regulatory hurdles to addressing financing challenges and quelling NIMBY opposition, the episode unpacks how reviving construction of “missing middle” housing can help improve affordability. Don't miss a single REconomy episode, subscribe today. 

Podcast Introduction (00:00:00) VHT Closure and Baird & Warner Moves (00:00:45) Background on VHT, Matterport, and CoStar (00:01:19) Baird & Warner Hires VHT Staff (00:03:44) NAR Wins Texas Lawsuit Dismissal (00:04:42) Implications of the Lawsuit Ruling (00:06:42) Texas Realtor Association Merger (00:08:10) NAR Staff Changes and Brand Protection (00:09:32)Chicago Ranks Last in New Construction (00:11:09) Barriers to Building in Chicago (00:11:34) Impact on Housing Affordability (00:13:02) Local Development Examples and Political Critique (00:13:55) Coach Houses and Zoning Proposals (00:15:24) Potential for Builder-Friendly Suburbs (00:16:17) NAR Real Estate Forecast Summit Highlights (00:16:54)Record Mortgage Debt and Real Estate Valuation (00:17:59)Low Mortgage Delinquency and Foreclosure Rates (00:19:02)Homeownership and Mortgage Statistics (00:20:04) Federal Reserve Rate Predictions (00:20:26) Job Growth as Real Estate Driver (00:21:09) Existing Home Sales and Market Flatness (00:22:16) Price Appreciation Trends (00:23:23) 2025 and 2026 Real Estate Predictions (00:24:00) No Recession Predicted, Economic Confidence (00:25:08) Fed Meeting and Political Pressure (00:25:56) Current Mortgage Rates (00:27:10) National and Regional Market Stats (00:28:05) Wisconsin Market Update (00:29:51) Land Trust Title Services Updates (00:30:30) Tribute to Ryne Sandberg (00:31:32) Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Welcome to Fintech Chatter Podcast. We're dedicating the month of August to showcase the Australian founders passionate about solving the housing affordability crisis.Dexter Cousins kicks off the series with Lucinda Hartley of Mondus Capital. Lucinda shares how she's leveraging her background as a City Planner and SaaS founder to bring a zero deposit home loan to market.Find out more - https://www.mymondus.com/Watch out for their upcoming rebrand https://zeroo.com.au/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

With housing prices rising steadily for several years now it is clear we have a supply problem.We need more homes and builders need to produce more.The challenge becomes available land.Did you know the Federal Government owns 24% of all land in the US?Would a recent proposal to release some federal lands help the situation?We share our thoughts on the matter and provide some additional information on where this land is, what it's current purpose is and if this may or may not be a good idea.Thanks for listening! Please make sure to give us a 5* review and hit that subscribe button to support the channel! Email:  homebuildinghero@yahoo.comTwitter:  @building_heroFacebook:  www.facebook.com/homebuildingheroInstagram:  @homebuildingheroInsider Club:  https://mailchi.mp/062ece3a2b79/home-building-hero-podcast-email-list Thanks to our studio sponsor LP Building Solutions! To learn more about my homes visit Belman Homes andWhen you have a moment, pick up a copy of my new Amazon Best Selling book "Leadership Growth Hacks" at https://amzn.to/2ZBRuN3

With housing affordability at crisis levels and younger generations leaving Sydney in record numbers, the Minns Labor Government has announced a bold plan to make it faster, easier, and more affordable to build a new home. At the center of this plan is the launch of the NSW Housing Pattern Book—a collection of architect-designed terraces, townhouses, and manor houses—combined with a world-first Complying Development pathway that promises to cut approval times down to just ten days. The NSW government has been at the forefront of this major reform, which aims not only to increase housing supply but also to create vibrant, sustainable communities that reflect the diversity of the people who call NSW home.  Paul Scully, New South Wales Minister for Planning and Public Spaces joins us to unpack what this all means for families, first-home buyers, downsizers, and builders across the state.This podcast is brought to you in association with AWS, proud sponsors of our 2025 Residential series of podcasts.

Once the Housing and Urban Development Secretary under President Obama, Shaun Donovan now runs a nonprofit devoted to increasing housing supply and advancing equity. In a conversation about America's housing affordability crisis, Sec. Donovan explains how the Low-Income Housing Tax Credit in President Trump's spending bill incentivizes private investment. House Speaker Mike Johnson (R-LA) touts his wins in the spending bill and shares his perspective on monetary policy. Speaker Johnson also weighs in on the Epstein files, saying he and the President believe in transparency. Plus, Netflix reported a strong second quarter, top Federal Reserve official Christopher Waller is calling for a rate cut this month, and The Late Show will end, come next May.  Shaun Donovan - 13:46Speaker Mike Johnson - 20:27 In this episode: Mike Johnson, @SpeakerJohnsonMelissa Lee, @MelissaLeeCNBCJoe Kernen, @JoeSquawkZach Vallese, @zachvallese

Erin Sykes, founder of SYKES Properties, calls Friday's housing starts and permits data a "positive inflection point" for the housing market. However, affordability remains a critical issue in getting homebuyers through the door. That said, Erin sees pockets of strength in places like the southeast U.S.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

A leading New York real estate CEO, Bess Friedman, tackles the city's complex market, including the controversial "Fair Act" and the shifting landscape of private listings. Discover how legislative decisions, affordability concerns, and changing consumer behavior are reshaping one of the world's most unique property markets. Get an inside perspective on industry challenges and the path forward. Links mentioned in the show: Link to Pentagram https://www.pentagram.com/   Link to episode with Anthony Lamachia https://youtu.be/q0lAXBWN4I4   Connect with Bess on LinkedIn.   Learn more about Brown Harris Stevens on - Instagram - Facebook - X - TikTok - YouTube - LinkedIn - Spotify - BHS Blog and online at bhsusa.com.   You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Hard Truth from Atlanta Home Builders: ‘We Can’t Build What People Need’ (North Fulton Voices, Episode 12) In this episode of North Fulton Voices, Nancy Diamond and Kathy Swahn of the North Fulton Improvement Network sit down with Corey Deal of the Greater Atlanta Home Builders Association and Jordon Tench of O'Dwyer Properties for a candid […]

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Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl   Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.”   The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics.   The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior.   With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through.   But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure.   Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.”   The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery.   Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.”   Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.”   These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players.   Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style.   Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says.   But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision.   What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility.   Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.”   He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic.   “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.”   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In this episode of the Foster Friendly podcast, host Brian Mavis and co-host Courtney Williams engage with Congressman Greg Landsman, who discusses his advocacy for children and families, particularly those in the foster care system. Landsman shares his journey from local politics to Congress, emphasizing the importance of community support and early childhood education. He introduces his bill aimed at allowing foster care youth to use housing vouchers for on-campus living, highlighting the positive impact of community and belonging on educational success. The conversation explores the complexities of Congress, the importance of bipartisan support, and the need for consistent adult advocates in the lives of foster youth.Learn more about Senator Landsman at house.gov or senate.gov Thank you for listening to this episode of The Foster Friendly Podcast.Learn more about being a foster or adoptive parent or supporting those who are in your community.Meet kids awaiting adoption. Join us in helping kids in foster care by donating $18 a month and change the lives of foster kids before they age out.Visit AmericasKidsBelong.org and click the donate button to help us change the outcomes of kids in foster care.

In this week's episode, host Margaret Walls talks with Megan Lawson, an economist and researcher at Headwaters Economics, about how outdoor recreation economies support communities throughout the United States despite creating unique challenges for their residents. Many US communities that border public lands and scenic natural areas have recreation-dependent economies, meaning a majority of the local economy is driven by recreational activities and tourism. Lawson explains how recreation-dependent economies can be vulnerable to over-tourism, shortages in affordable housing, and increased risk of wildfires and floods. Lawson then unpacks the feasibility of public land sales to address challenges in making affordable housing available and describes ways to increase hazard resilience in recreation-dependent communities to protect full-time residents and visitors. References and recommendations: “Housing on public lands will be limited by wildfire risk and development challenges” by Megan Lawson; https://headwaterseconomics.org/public-lands/wildfire-public-land-housing/ “If/Then: The Slippery Slope of Federal Land Sales” by Margaret Walls and Alexandra Thompson; https://www.resources.org/common-resources/if-then-the-slippery-slope-of-federal-land-sales/ “In Defense of Public Lands” by Steven Davis; http://tupress.temple.edu/books/in-defense-of-public-lands “History of the Rain” by Niall Williams; https://www.bloomsbury.com/us/history-of-the-rain-9781620407707/

The Canada Mortgage and Housing Corporation has said it is no longer possible to return Canada to 2004 levels of housing affordability. We cannot build enough new housing supply to hit that target. So it's changing its benchmark.Rachelle Younglai covers housing and real estate for The Globe. She explains the CMHC's new approach to affordability, what they say needs to happen to improve the cost of housing and what it means for home prices and rents.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It's a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I'm joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they've even laid a brick. And while there's some good news on the horizon — with interest rate cuts expected to drive a recovery in home building — the longer-term challenges are immense. Think taxes, planning bottlenecks, and a construction industry on its knees due to chronic underbuilding and workforce shortages. Whether you're a property investor, homeowner, or policymaker, this conversation will leave you thinking differently about the hidden forces shaping the housing market — and why just building more homes won't be enough.   Takeaways  ·         The first 15 years of mortgage repayments primarily cover taxes. ·         Approximately 50% of the cost of a new house is attributed to taxes and fees. ·         Government policies significantly impact housing supply and affordability. ·         Subsidizing first home buyers does not address the root causes of housing unaffordability. ·         The 1.2 million homes initiative requires substantial policy changes to succeed. ·         Foreign investment is crucial for increasing housing supply. ·         Build-to-rent projects are not currently providing affordable housing options. ·         Interest rates directly influence the volume of new home building. ·         Labor availability is a significant challenge for the construction industry. ·         Policy reforms are necessary to improve housing supply and affordability.   Chapters  01:12 Understanding Mortgage Repayments and Taxes 04:54 Challenges in Housing Supply and Infrastructure 09:00 Government Schemes and Their Limitations 10:39 The 1.2 Million Homes Initiative 14:41 The Future of Build-to-Rent Projects 17:01 Market Dynamics and Housing Affordability 20:27 Structural Challenges in the Housing Industry 23:18 Conclusion and Future Outlook   Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here  Tim Reardon HIA Chief Economist  Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

SUMMARY: Busy day in Washington as the Senate votes on Trump's Big Beautiful Bill, Senator Thom Tillis announces his retirement on Sunday, President Trump goes on another rant about Jerome Powell, it's a short jobs week, and housing affordability worsens in Wilmington in the second quarter...DISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201

Send us a textWhat drives an ordinary citizen to step into the political arena? For Shad Johnsen a kitchen designer and 20-year Ivins resident, the answer lies in a genuine desire to serve his community after his wife overcame serious health challenges. "I'm not necessarily running against incumbents—I'm running for an opportunity," Johnsen explains, setting the tone for a conversation that reveals his thoughtful, balanced approach to local governance.Johnsen brings a refreshing perspective to hot-button issues facing Ivins. On development—often a contentious topic—he strikes a middle ground: "I don't feel that Ivins is as resistant to development as some might think. What I see is people who fell in love with the area and don't want it to change." This understanding informs his approach to growth, seeking to preserve what makes Ivins special while addressing pressing needs like housing affordability.As someone who works in the housing industry, Johnsen witnesses firsthand the struggles families face finding affordable homes. "My poor adult children are trying to find places to live—it's really hard for them," he shares, advocating for creative solutions including accessory dwelling units and streamlined permitting processes. He applauds SITLA's efforts to address affordable housing but acknowledges more collaboration is needed between cities, developers, and organizations.Find Shad Johnsen here:https://shadserves.com/[00:00:00] Intro and welcome.[00:05:42] Development and Housing Affordability.[00:09:18] Infrastructure and Revenue Challenges.[00:15:05] Water Conservation and Creative Solutions.[00:21:53] Communication and Community Engagement.[00:27:50] Police Support and Taxation Views.[00:39:55] Closing Thoughts and Contact Information.

New Yorkers are casting ballots for their choice for Mayor, Public Advocate, City Council and other citywide offices. Plus, one of the issues that's top of mind for candidates in the mayor's race is housing affordability. Also, unemployment is increasing nationwide, but in New York State it's going the other way. And finally, what New Yorkers should watch out for in the city's first heat wave of the year.

Let us know how we're doing - text us feedback or thoughts on episode contentStates have shifted to the forefront of climate leadership here in the US. And one of the tools that many of these States are employing to make it easier and less risky for individuals and companies to invest behind energy savings has been the Green Bank, a financial institution designed to overcome some of the barriers to financing climate action.Massachusetts set up their Green Bank in a novel way, though. They embedded the institution inside of MassHousing and gave it the dual mandate to address not only climate change, but the challenge of affordable housing as well.So, how are they doing? Paul sits with Maggie Super Church of the Massachusetts Community Climate Bank to understand more about how the entity is delivering on its promise to save energy and costs for Massachusetts homeowners.For more research:Maggie Super ChurchMassachusetts Community Climate BankAll In EnergyCape Light CompactCenter for ECO TechnologyMA Energy Savings FinderAbode Energy ManagementFollow Paul on LinkedIn.

I thought I would try an experiment today, using AI to examine Australian housing affordability. So I did some research with Copilot. I started with the question of why Home Prices in Australia are so high Relative to Incomes. The reply seems remarkably on point. In summary, Australia faces one of the most acute housing … Continue reading "What AI Knows About Housing Affordability That Our Leaders Duck!"

02:06 Exploring Economic Tweets and Housing Affordability09:42 The Challenges of Homeownership and Real Estate17:53 Judgment and Societal Consequences25:46 The Future of Real Estate and Demographics35:47 Navigating a Negative World as Christians36:39 Defending Beliefs: Theology and Practice37:04 Shifting Focus: From Negativity to Positivity38:43 Bitcoin's Role in the American Economy40:26 The Future of Bitcoin and American Dominance41:54 Regulatory Challenges for Bitcoin in the U.S.42:27 Speculative Predictions: Bitcoin's Future Value46:54 Understanding Inflation and Money Supply49:17 The Intersection of Faith and Economic Realities50:44 Cultural Isolation: The Decline of Singing and Community56:29 AI's Impact on Skills and Human Connection01:01:20 The Future of Coding in an AI-Driven World01:08:37 The Art of Preaching: Less is More01:10:00 The Impact of AI on Authenticit01:11:40 The Role of Passion in Communication01:12:59 Navigating Truth in a World of Misinformation01:14:11 AI and Bible Translation: A Double-Edged Sword01:15:47 The Future of AI in Sermons and Spiritual Guidance01:18:10 The Heart Behind the Message01:20:50 The Power of the Gospel vs. the Messenger01:23:08 Outsourcing Spiritual Work: A Moral Dilemma01:26:23 The Validity of AI-Generated Content01:30:11 The Future of Communication and Identity01:35:31 Balancing Work and Family Life 

Why is housing so expensive in many cities—and is the government making it worse?In this episode of the Let People Prosper Show, I interview Dr. Emily Hamilton, senior research fellow and director of the Urbanity Project at the Mercatus Center. We explore the big questions in housing policy: What drives rising costs? How do land-use regulations distort supply? And what reforms would make it easier for families to afford homes?Dr. Hamilton is a leading voice on urban economics and has worked extensively to evaluate how government decisions, particularly at the local level, restrict housing development and make affordability harder to reach for many Americans. We break down the challenges of the modern housing market through a free-market lens, offering real solutions that expand opportunity, protect property rights, and let people prosper.For more insights, visit vanceginn.com. You can also get even greater value by subscribing to my Substack newsletter at vanceginn.substack.com. 

From the BBC World Service: Australians go to the polls this weekend to vote in what's being called a “cost of living” election. Home prices and rents there have skyrocketed over recent years. Then, Japan's top negotiator says talks in Washington have been constructive as Tokyo tries to avoid steep new tariffs. And the luxury department store Harrods is the latest U.K. retailer to be targeted in a cyberattack.