Podcasts about housing affordability

Housing affordable to those with a median household income

  • 720PODCASTS
  • 1,247EPISODES
  • 29mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Feb 6, 2026LATEST
housing affordability

POPULARITY

20192020202120222023202420252026


Best podcasts about housing affordability

Show all podcasts related to housing affordability

Latest podcast episodes about housing affordability

The DealMachine Real Estate Investing Podcast
494: Why Banning Wall Street Won't Fix the Housing Market

The DealMachine Real Estate Investing Podcast

Play Episode Listen Later Feb 6, 2026 24:38


There's a growing belief that Wall Street and institutional buyers are the main reason housing feels unaffordable — and that banning them from buying homes would fix the problem. In this episode, David and Ryan sit down with Or Agassi to zoom out and look at what's really happening in the housing market. We talk about institutional investors, REITs, build-to-rent, housing supply, and why the real issue is more complex than most headlines make it sound. KEY TALKING POINTS:0:00 - The 5-Step Private Money Method0:31 - Step 1: Make Your List2:36 - Step 2: Start The Discussion6:16 - Step 3: Use The 16-Min Audio8:15 - Step 4: Set The Q&A Appointment11:37 - Step 5: Get Verbal Pledge15:14 - Outro LINKS:LinkedIn: Or Agassihttps://www.instagram.com/privatemoneyauthority/ Website: Kaihttps://kai.pro/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

The James Smith Podcast
The Problem With Housing Affordability: Ravi Sharma

The James Smith Podcast

Play Episode Listen Later Feb 3, 2026 76:30


Property expert and investment strategist Ravi Sharma joins James Smith to reveal the problem with the global housing market. This is no longer just a hurdle for first time buyers; it is a systemic time bomb that is stripping away financial agency and threatening the future of social mobility. The quiet crisis of skyrocketing prices is not an accident of the market, but the result of a rigged system that prioritizes corporate incentives over human survival. Ravi Sharma's YouTube Channel: https://www.youtube.com/c/PersonalFinancewithRaviSharma We cover: ⬛ Why Housing Affordability is a Global Crisis ⬛ Property, Pensions and the Rigged System ⬛ The Truth About Mortgages and Wealth Building ⬛ Renting for Freedom vs Buying for Status

Marketplace All-in-One
Will Trump's proposals improve housing affordability?

Marketplace All-in-One

Play Episode Listen Later Jan 27, 2026 8:12


President Donald Trump is rolling out plans to make housing more affordable. He's ordered Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, proposed a ban on private equity purchasing single-family homes, and floated the idea of 50-year mortgages — all while continuing his pressure campaign on the Federal Reserve to lower interest rates. Will they work? Also, tech earnings this week will offer investors a window into the AI boom, and what we're watching as the Fed meets.

Marketplace Morning Report
Will Trump's proposals improve housing affordability?

Marketplace Morning Report

Play Episode Listen Later Jan 27, 2026 8:12


President Donald Trump is rolling out plans to make housing more affordable. He's ordered Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, proposed a ban on private equity purchasing single-family homes, and floated the idea of 50-year mortgages — all while continuing his pressure campaign on the Federal Reserve to lower interest rates. Will they work? Also, tech earnings this week will offer investors a window into the AI boom, and what we're watching as the Fed meets.

Let's Talk Future™
The Housing Affordability Crisis and What Comes Next

Let's Talk Future™

Play Episode Listen Later Jan 27, 2026 17:23


Housing affordability remains under pressure, even asmortgage rates begin to ease. In this episode of Let's Talk Future, Tyler Batory, who covers residential real estate at Oppenheimer, joins Jane Ross to explain why housing demand stalled in 2025 and what may change in 2026.They discuss how rising everyday costs and low consumer confidence are limiting buyer participation, why homebuilders are pulling back on construction, and why tariffs and institutional investors are not major drivers of affordability challenges. Despite this ongoing uncertainty, Batory outlines what could prompt positive long-term changes in the housing cycle.Episode Disclosures:Oppenheimer Transacts Business on all Principal US Exchanges and is a Member of SIPC. 8729525.1

Real Estate Team OS
Reducing the Structural Constraints on Your Growth with Works Real Estate | Ep 097

Real Estate Team OS

Play Episode Listen Later Jan 27, 2026 57:34


No matter what stage of business maturity your real estate team or brokerage has achieved, you face growth constraints. Many are structural to your organization and to the industry - like affordability challenges, disconnected tools, siloed data, and even lead abundance.Learn to circle back to harden your foundation, identify and relieve stress points, and prepare for tomorrow's market with Works Real Estate CEO Winston Murray and long-time collaborator Jon Boller, who are leading a 250-agent, 10-market operation into an AI-driven, Uberized future that requires more operational efficiency than ever.Get Winston's vision for supply-side solutions to the affordability crisis - and steps you can take yourself.Learn how a 150-page manual about serving buyers and sellers connected them, supported team growth, got leveraged further with a new learning management system, and united the front and back of house within their independent brokerage.Discover an X-ray approach to agent success through data transparency.And see a consumer-focused vision of the future created through death of ego and setting swords down across the industry.Watch or listen for insights from Winston and Jon on:- The balance of a clear, big-picture vision and efficient, ground-level operations- The role of education and simplification in growing from a 3-person team to 250 agents in 10 markets- What the “Uber-fication” of real estate actually looks like - and what it requires of you- How Jon has partnered with Works Real Estate over the past decade- The power of a 150-page manual- Why agents never graduate off lead programs- The X-ray approach to agent success- Three stages of business maturity and what each requires- A vision for the death of ego and setting swords down across the industry to best serve consumers- The key to differentiating Works Real Estate - Top projects for 2026, including unifying the front and back of house- The challenge and opportunity of supply-side affordability solutionsAt the end, learn about a startup hockey team, an unexpected underdog, the benefits of style, and a zero-based social feed.Connect with Works Real Estate:→ https://worksrealestate.co/→ https://www.instagram.com/worksrealestateco/Connect with Real Estate Team OS→ https://www.realestateteamos.com→ https://linktr.ee/realestateteamos→ https://www.instagram.com/realestateteamos/

The Latino Vote
The Situation: Gorillas, God, And the Last Swing Vote Left in America

The Latino Vote

Play Episode Listen Later Jan 25, 2026 50:23


Chuck Rocha returns from his gorilla-tracking adventure in Rwanda (complete with wild stories and a new honorary tribal chief title) to dive deep with Mike Madrid into why Latino voters are uniquely positioned to reshape American politics.In this episode, Mike breaks down the stunning data showing that while other voters remain locked in partisan camps with only 2-3% swings, working-class Latinos are swinging 11-15% between elections—making them the only true swing voting bloc left in America. From kicking out Republicans across the country in 2025 to determining crucial Texas House races in March of this year, Mike and Chuck explore why Latino voters' willingness to hold politicians accountable regardless of party might be the most rational response in an otherwise polarized system.Plus: reflections on faith and politics in Latino communities, the inside story of the Jasmine Crockett-Colin Allred Senate race dynamics, and why this generational transformation will define American politics through 2050. And yes, Chuck shares what it's really like to sit face-to-face with silverback gorillas (spoiler: there's no glass between you).-Recorded: January 14, 2026-Referenced in the episode:Check out Senator Ruben Gallego's 'Path Home' housing affordability plan video: https://x.com/SenRubenGallego/status/2011451211225166201'Can James Talarico Reclaim Christianity for the Left?' form the Ezra Klein podcast: https://www.nytimes.com/2026/01/13/opinion/ezra-klein-podcast-james-talarico.html-Don't forget to like, share, and subscribe for more episodes of The Latino Vote Podcast! Watch our episodes on YouTube: www.youtube.com/@thelatinovotepodcast Find us on Substack: https://substack.com/@thelatinovotepodcast Follow us on X (formerly Twitter): https://twitter.com/TheLatino_Vote Visit our website for the latest Latino Vote news and subscribe to our newsletter: latinos.vote If you want more of our discussions and behind the scenes please join our Patreon (www.patreon.com/thelatinovote) for exclusive content and opportunities!

Podcast Notes Playlist: Latest Episodes
Morgan Housel: Wealth is What You Have Minus What You Want

Podcast Notes Playlist: Latest Episodes

Play Episode Listen Later Jan 25, 2026


Knowledge Project: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- Morgan Housel breaks down the exact framework he uses to build wealth, minimize financial stress, and buy freedom. While most financial advice focuses on how to get rich, Morgan explains why the skills needed to stay rich are completely different. You will learn why "boring" investing beats complex strategies, how to avoid the social traps that destroy wealth, and the specific equation for finding contentment. Morgan Housel is a partner at Collaborative Fund and the bestselling author of The Psychology of Money. Enjoy! ----- Approximate Timestamps: (00:00) Trailer/Introduction (00:58) What Drives You? (04:50) What Can Money Do For Us? (07:22) Happiness vs. Satisfaction (11:45) Becoming Financially Independent (14:40) Survival and Contrast (20:16) Ad Break (21:05) Investing: Can You Beat the Market? (22:32) When Is The Right Time To Buy a House? (26:45) Housing Affordability and Equity (28:39) Step by Step Investing (35:08) Eras of Life and Spending In Those Eras (43:50) Raising Kids With Money (48:46) Social Media: Expectations and Comparison (55:46) Lessons From the Vanderbilts (01:01:21) Learning From Others Spending Habits (01:07:51) Lessons From History: Depressions, Panics, Downturns (01:11:40) Net Worth in Cash (01:14:20) Passive Income and Financial Independence (01:25:58) Massive Success: Doing It All Again (01:32:27) What Should You Optimize For? (01:38:24) What Do You Splurge On? (01:40:38) What Can History Teach Us About Inflation? (01:47:46) Index Funds Allocation (01:53:36) What Is Success For You? ----- This episode of the Knowledge Project is for informational purposes only. The views and opinions expressed by Shane Parrish or our guests are solely their own. Nothing in this conversation should be considered investment advice, financial guidance, or a recommendation to buy or sell any security. Always do your own due diligence or consult with a qualified financial advisor before making investment decisions. It's time to listen and learn. ----- Psychology of Money: https://geni.us/my3K Morgan Housel X: https://x.com/morganhousel Website: https://www.morganhousel.com/ ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ ------ Thank you to the sponsors for this episode: Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Check out the Granola Notes here. Learn more about your ad choices. Visit megaphone.fm/adchoices

O'Connor & Company
Winter Storm Prep, Housing Affordability, Spanberger's 'White Witch' Agenda

O'Connor & Company

Play Episode Listen Later Jan 23, 2026 29:20 Transcription Available


In the 5 AM hour, Larry O'Connor and Patrice Onwuka discussed: STORM PREP: Local grocery stores, including Trader Joe's, are seeing empty shelves as the D.C. region prepares for a massive winter storm. CAPITOL HILL: Recapping Patrice Onwuka’s testimony before the House Oversight Committee on the housing crisis and rolling back red tape. WHITE WITCH: Conservatives brand Virginia Gov. Abigail Spanberger the "White Witch" after she immediately rescinded Youngkin’s order requiring law enforcement to cooperate with ICE. Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Friday, January 23, 2026 / 5 AM HourSee omnystudio.com/listener for privacy information.

Municipal Equation Podcast
Episode 102: Housing Affordability and Local Efforts (with Mayor Saffo)

Municipal Equation Podcast

Play Episode Listen Later Jan 22, 2026 32:51


Like in other fast-growing states or regions, housing affordability can be a difficult, sometimes persistent, issue for North Carolina communities. Wilmington, in the southeast, is no exception, but it's among cities working on the issue with priority and results that are expanding local options. On this episode, we ask Mayor Bill Saffo, chairman of the NC Metropolitan Mayors Coalition, about the nature of the issue in his area and how local efforts and partnerships have made a difference.

Inside Sources with Boyd Matheson
The Top Issue Utahns Want Lawmakers To Address: Housing Affordability

Inside Sources with Boyd Matheson

Play Episode Listen Later Jan 22, 2026 10:06


A New Poll featured in the Deseret News shows that housing affordability dominates as the top issue Utah's want lawmakers to take action on.  Brigham Tomco, Reporter with the Deseret News, joins the show with the latest. Holly and Greg discuss some bills being considered to address housing in Utah.

Commercial Real Estate Podcast
The Housing Affordability Myth Politicians Won't Touch with Aled ab Iorwerth, Deputy Chief Economist at CMHC

Commercial Real Estate Podcast

Play Episode Listen Later Jan 21, 2026 29:07


Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. What if solving Canada's housing affordability crisis was actually simpler than politicians make it? In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk are joined by Aled ab Iorwerth, Deputy Chief Economist at CMHC, for a data-driven conversation... The post The Housing Affordability Myth Politicians Won't Touch with Aled ab Iorwerth, Deputy Chief Economist at CMHC appeared first on Commercial Real Estate Podcast.

Engineering Influence from ACEC
The Market Edge: Housing Affordability

Engineering Influence from ACEC

Play Episode Listen Later Jan 21, 2026 18:22 Transcription Available


In this episode, Diana O'Lare sits down with Phil Crone, Vice President of State and Regulatory Affairs at Leading Builders of America, for an in-depth conversation on the U.S. housing affordability crisis—and what political and regulatory hurdles exist. Together, they unpack the real-world challenges driving up costs and limiting supply, including permitting delays and the need for reform, the growing burden of regulatory and compliance costs, and how factors like institutional buyers and workforce shortages are reshaping the housing market. They also explore the evolving role of energy efficiency requirements, as well as the design, infrastructure, and construction innovations that could help accelerate production and expand access to more attainable homes. Tune in for a thoughtful discussion on the policies and solutions that can help make housing more affordable for more Americans.

The Knowledge Project with Shane Parrish
Morgan Housel: Wealth is What You Have Minus What You Want

The Knowledge Project with Shane Parrish

Play Episode Listen Later Jan 20, 2026 117:55


Morgan Housel breaks down the exact framework he uses to build wealth, minimize financial stress, and buy freedom. While most financial advice focuses on how to get rich, Morgan explains why the skills needed to stay rich are completely different. You will learn why "boring" investing beats complex strategies, how to avoid the social traps that destroy wealth, and the specific equation for finding contentment. Morgan Housel is a partner at Collaborative Fund and the bestselling author of The Psychology of Money. Enjoy! ----- Approximate Timestamps: (00:00) Trailer/Introduction (00:58) What Drives You? (04:50) What Can Money Do For Us? (07:22) Happiness vs. Satisfaction (11:45) Becoming Financially Independent (14:40) Survival and Contrast (20:16) Ad Break (21:05) Investing: Can You Beat the Market? (22:32) When Is The Right Time To Buy a House? (26:45) Housing Affordability and Equity (28:39) Step by Step Investing (35:08) Eras of Life and Spending In Those Eras (43:50) Raising Kids With Money (48:46) Social Media: Expectations and Comparison (55:46) Lessons From the Vanderbilts (01:01:21) Learning From Others Spending Habits (01:07:51) Lessons From History: Depressions, Panics, Downturns (01:11:40) Net Worth in Cash (01:14:20) Passive Income and Financial Independence (01:25:58) Massive Success: Doing It All Again (01:32: 27) What Should You Optimize For? (01:38:24) What Do You Splurge On? (01:40:38) What Can History Teach Us About Inflation? (01:47:46) Index Funds Allocation (01:53:36) What Is Success For You? ----- This episode of the Knowledge Project is for informational purposes only. The views and opinions expressed by Shane Parrish or our guests are solely their own. Nothing in this conversation should be considered investment advice, financial guidance, or a recommendation to buy or sell any security. Always do your own due diligence or consult with a qualified financial advisor before making investment decisions. It's time to listen and learn. ----- Psychology of Money: https://geni.us/my3K ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ ------ Thank you to the sponsors for this episode: Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Learn more about your ad choices. Visit megaphone.fm/adchoices

TD Ameritrade Network
DHI Earnings & Highlighting Housing Affordability Woes

TD Ameritrade Network

Play Episode Listen Later Jan 20, 2026 7:03


D.R. Horton (DHI) earnings provide a window into the broader housing market. Erin Sykes and Alex Barron discuss the homebuilder's strategy of offering incentives and smaller, entry-level homes to navigate an affordability crisis. They analyze how sustained incentives and lower prices are impacting builder margins and consumer demand.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

So Money with Farnoosh Torabi
1933: The Housing Affordability Crisis, Explained. Who Can Still Buy a Home?

So Money with Farnoosh Torabi

Play Episode Listen Later Jan 19, 2026 39:46


If you've been scrolling listings at midnight, doing mental math on mortgage calculators, and wondering, “Wait…how is anyone actually buying a house right now?” you are not alone.My guest today is Alex Gailey, personal finance reporter at Bankrate, and she's been digging into the numbers behind America's housing affordability crisis. Her reporting found something jaw-dropping: the typical U.S. household can't afford three-quarters of the homes currently on the market. In this conversation, we're going to break down what's driving the affordability squeeze — from the “lock-in effect” of homeowners clinging to 3% mortgages, to the widening gap between incomes and housing costs, to the new reality that many buyers are spending closer to 40%+ of their income just to make the monthly payment work.Alex also shares where in the country buyers still have a real shot, what she's hearing from successful first-time buyers about the real keys to getting in (hint: flexibility, patience, and boundaries), and why renting can be a smart wealth-building move when buying would make you house-poor.Plus: we talk about the rise of unconventional paths to homeownership — buying with friends or family, “house hacking,” down payment help — and what all of this signals about the future of the American Dream, especially for millennials and Gen Z. Hosted on Acast. See acast.com/privacy for more information.

The Optimistic American
Predictions 2026: The Economy, Housing Affordability, Immigration & Geopolitics

The Optimistic American

Play Episode Listen Later Jan 18, 2026 76:39


What will the United States look like in 2026?In this episode of Independent, Paul Johnson and a panel of economists and political analysts break down the four biggest forces shaping America's future: the economy, housing affordability, immigration enforcement, and geopolitics.First, the panel makes economic predictions for 2026, debating whether the U.S. can sustain growth amid uncertainty surrounding tariffs, Federal Reserve independence, market volatility, and the explosive rise of artificial intelligence.Next, the conversation turns to housing affordability, including Donald Trump's proposal to ban institutional investors from buying single-family homes. Will this lower prices — or make the housing shortage worse by discouraging new construction and investment?The discussion then shifts to ICE and immigration enforcement, focusing on the deadly incident in Minneapolis and the growing tension between federal immigration authorities, local governments, and activist networks. The panel examines whether aggressive enforcement is improving border control — or fueling instability inside American cities.Lastly, the episode explores geopolitics, focusing on U.S. military action in Venezuela and what it signals about America's global strategy. The panel debates whether the move was driven by oil, deterrence, or political leverage, and what it means for regional stability. The discussion then broadens to Ukraine, NATO, and America's standing with its European allies, raising concerns about weakening trust, rising global instability, and whether the current world order is beginning to fracture.

Tangle
Trump's housing affordability proposals.

Tangle

Play Episode Listen Later Jan 15, 2026 29:22


Last week, President Donald Trump announced a pair of actions to address rising homeownership costs. On January 8, the president directed Fannie Mae and Freddie Mac — government-sponsored mortgage-finance companies — to buy $200 billion in mortgage bonds to bring down mortgage rates. On January 7, Trump said he was “taking steps to ban large institutional investors from buying more single-family homes” and would ask Congress to codify those rules. The president said he will share more details about his housing affordability plans in a speech at the World Economic Forum in Davos, Switzerland, next week. Ad-free podcasts are here!To listen to this podcast ad-free, and to enjoy our subscriber only premium content, go to ReadTangle.com to sign up!The roots of travel nightmares.If you've flown commercially in the past decade, you've probably noticed an uptick in irritants — delays, cancellations, shrinking seats, and, broadly, a system that seems built to exhaust customers rather than help them. In our latest YouTube video, we break down the source of these problems, why they're so persistent, and why recent efforts to solve them have failed. It's one of our most in-depth investigations yet, and we'd love for you to check it out.https://youtu.be/cs242CC8rCc?si=kuG3rlWRyS33RT-AYou can read today's podcast⁠ ⁠⁠here⁠⁠⁠, our “Under the Radar” story ⁠here and today's “Have a nice day” story ⁠here⁠.You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Take the survey: Which do you think would be more effective, Trump's proposal or Ari's? Let us know.Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast was written by: Ari Weitzman and audio edited and mixed by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Lindsey Knuth, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.

First Sip
Can Trump's $200B Plan Lower Mortgage Rates?

First Sip

Play Episode Listen Later Jan 14, 2026 9:55


A $200 billion plan tied to mortgage rates just made headlines, and it's coming from Donald Trump. The idea is that by buying mortgage bonds, borrowing costs could come down without cutting rates directly through the Federal Reserve. It sounds promising, but how does it actually work, and what does it really change for everyday people?In this episode, I break down the mechanics behind mortgage bonds, the role of Fannie Mae and Freddie Mac, and why government money flowing into these markets can influence mortgage rates. We also talk about the early market reaction, including recent rate movement and a spike in refinance activity, and where things are still unclear.This episode isn't about politics. It's about understanding the system so you can make better decisions around buying, refinancing, or waiting. If you're watching the market and trying to figure out your next move, this conversation gives you the context most headlines leave out.Thank you for listening, and as always… enjoy your first sip.Watch the full episode on YouTube

The Jon Sanchez Show
How Big Investors Shape the Real Estate Landscape

The Jon Sanchez Show

Play Episode Listen Later Jan 13, 2026 34:38


The conversation delves into the current state of the housing market, focusing on the role of institutional investors, the political implications of housing policies, and the potential impact of refinancing trends and interest rates. The hosts discuss how institutional ownership affects local markets, the legislative responses to these dynamics, and the future of interest rates and mortgage products, including the viability of 50-year mortgages. They conclude with a cautious optimism about the market's direction and the need for careful consideration of policies affecting housing.Chapters:Introduction and Market Overview- 00:43Jason Gaunt introduces the show and provides a brief market update.Institutional Ownership and Legislation- 02:26Discussion on the impact of institutional ownership in the housing market and proposed legislation in Nevada.Political Influence on Market Trends- 06:31Exploration of how political decisions affect housing market trends.Interest Rates and Housing Affordability- 14:18Analysis of the role of interest rates in housing affordability and market dynamics.• 5. Future Market Dynamics and Predictions- 19:35Predictions on future market trends and the potential impact of economic and political factors.

Wintrust Business Lunch
Noon Business Lunch 1/13/26: Leadership skills, return to office, housing affordability

Wintrust Business Lunch

Play Episode Listen Later Jan 13, 2026


Segment 1: Tom Gimbel, job expert and founder of LaSalle Network, joins John to talk about the importance of good leadership, how good leaders are able to successfully manage talent, the controversy surrounding Bears coach Ben Johnson using profanity in the locker room, and the labor and business stories that he’s paying attention to in 2026. Go […]

Coin Stories
News Block: Trump Targets Credit Cards & Housing Affordability, Morgan Stanley Enters Bitcoin, MSCI's DAT Update

Coin Stories

Play Episode Listen Later Jan 12, 2026 10:54


In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Trump proposes a 10% cap on credit card interest rates Trump targets Wall Street firms buying single-family homes Government plan to buy a large amount of mortgage bonds to push mortgage rates down Defense budget could jump to $1.5 trillion MSCI keeps Bitcoin-holding companies in its indexes (for now) Morgan Stanley moves into Bitcoin: ETF, trading and wallet plans ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  —- References mentioned in the episode: Trump Bans Institutional Investors from Housing  Trump Announcement on Institutional Housing Ban Trump's Ban on Corporate Homebuying Blindsides Wall St. Trump Proposes to Raise Defense Spending by $500B Trump Instructs $200B of Mortgage Bond Buying Lyn Alden's Tweet In Response to Defense Spending Trump's Defense Spending Plan Could Raise Deficit Trump Restricts Defense Companies from Stock Buybacks Trump's Announcement on Defense Sector Restrictions  Trump Instructs Freddie and Fannie to Buy Bonds Trump's $200B MBS Order Asserts Power Over Market Erik Vorhees's Tweet on Credit Card Interest Cap Trump's Announcement on Credit Card Interest Cap Ackman: Trump's Credit Card Cap is a "Mistake" MSCI Decides Not to Exclude DATs from Indexes  MSCI's Announcement on Bitcoin Treasury Companies  Nate Geraci's Tweet on Morgan Stanley ETF Matt Hougan's Tweet on Morgan Stanley ETF Morgan Stanley Plans to Launch Crypto Wallet Morgan Stanley Files to Launch Spot Bitcoin ETF ---- Upcoming Events: Join as at Bitcoin Day in Naples this week! Use code NATALIE for discounted passes: https://bitcoinday.io  Strategy World 2026 in Las Vegas on February 23-26th - Use code HODL for discounted tickets: https://www.strategysoftware.com/world26  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

One Rental At A Time
Trump Tackles Housing Affordability

One Rental At A Time

Play Episode Listen Later Jan 10, 2026 63:03


Links & ResourcesFollow us on social media for updates: ⁠⁠⁠Instagram⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠Check out our recommended tool: ⁠⁠⁠Prop Stream⁠⁠⁠Thank you for listening!

Real Estate News: Real Estate Investing Podcast
Would a Trump Ban on Institutional Buyers Actually Help Housing Affordability?

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Jan 9, 2026 6:13


A major political headline sent shockwaves through housing markets this week after President Donald Trump said he plans to ban large institutional investors from buying additional single-family homes. The proposal, framed as a move to restore housing affordability, immediately hit single-family rental stocks — but would it actually help buyers? In this episode of Real Estate News for Investors, host Kathy Fettke breaks down how markets reacted, what the data really shows about investor activity, and why many experts argue a ban could backfire by limiting new construction and rental supply. Using insights from Redfin, HousingWire, and National Association of Home Builders, this episode separates political rhetoric from housing reality — and explains what investors, renters, and homebuyers should actually be watching next. Want to learn more? Visit www.NewsforInvestors.com  JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 

Conspirituality
290: Trump Derangement Science

Conspirituality

Play Episode Listen Later Jan 8, 2026 66:32


What do fascists need to do to convince their rank and file that they're the smartest in the room? They invent new science to trash the old science they didn't like. First, we look into how RFK Jr is “making the proof” for all his scientific endeavors, then unpacking a new proposal from the AZ state sena Janae Shamp about how she's going to get to the bottom of the clinical diagnosis of Trump Derangement Syndrome. First, we read a lovely bio-romance poem from our favorite ex-Mormon vampire millionaire, Bryan Johnson. Show Notes CDC awards $1.6 million for hepatitis B vaccine study by controversial Danish researchers US awards no-bid contract to Denmark scientists studying hepatitis B vaccine in African babies Now is the Time to Scale Up Birth-Dose Hepatitis B Vaccine in Low- and Middle-Income Countries The CDC is Funding an Unethical Vaccine Trial in Guinea-Bissau The False Narrative of Nonspecific Vaccine Effects Randomized trials show no evidence of non-specific vaccine effects Hepatitis B and C in the adult population of Bissau, Guinea-Bissau: a cross-sectional survey Fiftieth Anniversary of Uncovering the Tuskegee Syphilis Study: The Story and Timeless Lessons Chronic Hepatitis Is Common and Often Untreated Among Children With Hepatitis B Infection in the United States and Canada Fired Nurse to Fierce Senator: Janae Shamp Exposes the Border Crisis & Government Betrayal State Sen. Janae Shamp on Border Security, Housing Affordability, and Health Care in Arizona  States Look to Religious Leaders to Fill Mental Health Gap  Charles Krauthammer: Bush Derangement Syndrome is spreading Zakaria: Liberals have to avoid Trump Derangement Syndrome  Krauthammer: You can't govern by id  New Yorker: Sarah Huckabee Sanders, Trump's Battering RamGreat job by Bret Baier in his Interview with Lyin' Kamala Harris Learn more about your ad choices. Visit megaphone.fm/adchoices

The Color of Money | Transformative Conversations for Wealth Building
Can The 50-Year Mortgage Really Fix Housing Affordability?

The Color of Money | Transformative Conversations for Wealth Building

Play Episode Listen Later Jan 7, 2026 33:47


Housing affordability is under pressure, and the introduction of a 50-year mortgage has been floated as a solution. In this episode, we sit down for an honest, nuanced conversation about whether this product is a smart financial tool or a long-term trap.We break down how extended amortization can lower monthly payments and potentially open the door to homeownership for buyers currently priced out of the market. At the same time, we dig into the real risks: slower equity growth, higher exposure to market shifts, and the temptation to simply buy more houses instead of building financial margin.We also explore the psychology behind homeownership, why most people push their limits, and how financial education—or the lack of it—shapes outcomes. A major focus is the responsibility real estate and mortgage professionals carry when guiding buyers through decisions with decades-long consequences.The takeaway is simple: a 50-year mortgage isn't inherently good or bad. Like any financial tool, its impact depends on how well it's understood and how intentionally it's used.Resources:Learn more at The Color of MoneyFollow The Color of Money on InstagramBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

The Grow Your Wealthy Mindset Podcast
Episode 189: The Truth About 50-Year Mortgages and Housing Affordability

The Grow Your Wealthy Mindset Podcast

Play Episode Listen Later Jan 7, 2026 8:25


Trump has proposed bringing back ultra-long mortgages — including a 50-year option — as a way to make housing more affordable. But would stretching a loan over half a century really help?In this episode, we break down the real math behind the idea. You'll learn why a longer mortgage term might look affordable month to month, but could cost you hundreds of thousands of dollars more over time.We'll cover:·         Why home prices have stayed high even after the pandemic·         How interest rates and inflation affect both buyers and sellers·         The difference between a 15-, 30-, and potential 50-year mortgage·         What history teaches us from the failed 40-year mortgage experiment·         Why focusing only on monthly payments can be a dangerous trapIf you've been wondering whether a 50-year mortgage could help you buy a home — or just keep you in debt longer — this episode will help you see the full picture.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

Market Pulse
Clearing the Down Payment Hurdle: DPA's Role in Unlocking Homeownership

Market Pulse

Play Episode Listen Later Jan 6, 2026 27:42


Recorded live at the 2025 MBA Annual in Las Vegas, this special episode of Market Pulse explores how down payment assistance programs can help unlock homeownership amid today's affordability challenges. Joel Rickman of Equifax sits down with Rob Chrane, Founder and CEO of Down Payment Resource, to discuss how lenders, real estate professionals, and technology can better connect buyers to thousands of available programs—and why awareness, education, and alignment are key to getting more families into homes.In this episode:What is down payment assistance, and how does it help homebuyers?Down payment assistance (DPA) includes grants, forgivable loans, and other programs that help cover down payments and closing costs. These programs can significantly reduce upfront cash requirements and make homeownership more accessible—especially for first-time buyers and middle-income households.How many down payment assistance programs exist today?According to Down Payment Resource's latest Homeownership Program Index, there are more than 2,600 active homeownership assistance programs nationwide, administered by over 1,300 state, local, and nonprofit organizations.Who qualifies for down payment assistance programs?Eligibility varies by program, but many programs serve more than just low-income buyers. Some programs:Have no household income limitsSupport middle-income and “missing middle” buyersApply to manufactured homes and multifamily (2–4 unit) propertiesAre available nationally or in high-cost housing marketsWhy don't more buyers use down payment assistance?The biggest barrier isn't funding—it's awareness. Many buyers (and even industry professionals) don't know these programs exist. Fragmentation, lack of standardization, and fear of complexity have historically limited adoption.How do lenders and loan officers use Down Payment Resource?Down Payment Resource provides tools that:Match borrowers and properties with eligible assistance programsIntegrate with loan origination systems (LOS)Surface vetted programs automatically during the lending processHelp lenders educate borrowers without adding operational burden

Around the House with Eric G
From McMansions to Mini-Homes: Rethinking Housing Affordability

Around the House with Eric G

Play Episode Listen Later Jan 1, 2026 45:57 Transcription Available


If you've ever thought the housing market is a circus, you're absolutely right – and Eric G and John Dudley are here to be your ringmasters. In this lively discussion, they tackle the pressing issue of affordable housing with a blend of sarcasm and insight that keeps you wondering whether to laugh or cry. They kick things off by exploring how we've managed to turn the American Dream into a nightmare where buying a home feels about as likely as spotting Bigfoot. With the average starter home growing from a paltry 983 square feet in 1950 to a whopping 2,500 square feet today, it's hard not to shake your head at our collective obsession with bigger is better. The hosts point out the nonsensical regulations that plague potential homeowners, from sky-high permit fees that feel like a fine for wanting to renovate your bathroom, to zoning laws that seem to have been written by someone who's never stepped foot in a neighborhood. They capture the sheer frustration of home improvement enthusiasts who just want to make their living spaces better – but instead, end up feeling like they're trying to navigate a minefield of bureaucratic nonsense. And let's not even get started on the absurdity of needing to plant trees just to remodel your kitchen! But don't worry, they haven't lost all hope. Eric and John lay out some practical solutions, suggesting we look at vacant commercial spaces as a viable option for affordable housing. Imagine turning that empty office building into a thriving community of affordable apartments! It's a win-win situation that could help address the housing crisis while utilizing existing structures. They challenge listeners to think critically about the real issues at play and inspire a grassroots movement to demand change. After all, if we don't start prioritizing affordable housing now, we might end up with a future where everyone is living in tiny homes – and not the cute ones, but the ones made out of shipping containers!Takeaways:The absurd rise in average house sizes from 983 square feet in 1950 to nearly 2500 square feet today is a key factor in the affordable housing crisis.Eric and John highlight the ridiculousness of needing a permit for a kitchen remodel to plant trees, exposing the absurdity of bureaucratic red tape.They explore how local government policies and urban growth boundaries are artificially inflating land prices, making homes unaffordable for many.The conversation points out that innovative housing solutions, such as converting empty office spaces into livable units, could greatly alleviate housing shortages.A major concern is the lack of trades training in schools, which leaves a gap in skilled labor and exacerbates the housing construction problem.The duo sarcastically critiques the excessive development fees and insane permit costs that contribute to skyrocketing housing prices, showcasing the need for reform.Links referenced in this episode:aroundthehouseonline.comamazon.comhomedepot.comCompanies...

The Tom Toole Sales Group Podcast
Is Housing Affordability Improving in 2026? The Lock-In Effect Explained | Tom's Take 460

The Tom Toole Sales Group Podcast

Play Episode Listen Later Dec 30, 2025 7:26


Is the lock-in effect finally starting to fade? In this episode of Tom's Take, I break down new data showing early signs that housing affordability may be improving as we head into 2026. We look at mortgage rate trends, inventory growth across the Greater Philadelphia area, and what this means for buyers and sellers navigating today's market. This isn't a crash or a boom — it's about understanding the real numbers and how to plan smarter.

The Show on KMOX
Housing Affordability, Homeownership, and Changing Financial Behavior with Molly Boesel

The Show on KMOX

Play Episode Listen Later Dec 30, 2025 13:50


Senior principal economist Molly Boesel of Cotality breaks down the current housing market, including high home prices, large down payment requirements, and why homeownership feels out of reach for many millennials and young adults. The discussion covers low housing supply, rising rents, competition from investors, and the lack of entry level housing options. Boesel also explains new research showing that when people give up on the idea of owning a home, it can change how they save, spend, work, and invest, with long term financial and behavioral consequences.

The Show on KMOX
Hour 3: Housing Affordability with Molly Boesel and Neil Diamond Tribute Talk with David Jacobson

The Show on KMOX

Play Episode Listen Later Dec 30, 2025 34:57


Hour 3 opens with senior principal economist Molly Boesel of Cotality, who breaks down why giving up on homeownership can change how people save, spend, and invest. The discussion covers high home prices, large down payments, rising interest rates, low entry-level housing supply, high rents, and how today's housing costs have outpaced income growth, especially for younger buyers. The hour also explores the psychological impact of believing homeownership is out of reach and why home equity remains a key wealth builder in the U.S. The conversation then shifts to live music and tribute bands, including the renewed interest sparked by the film Song Sung Blue, followed by an interview with David Jacobson, creator and lead singer of Neil Forever. Jacobson talks about building a 14-piece Neil Diamond tribute, its family roots, audience response, connections to Parkinson's charities, and why Neil Diamond's music continues to resonate across generations.

The Show on KMOX
Full Show: Flu Season and Vaccines, Sports Headlines, Housing Affordability, and a Neil Diamond Tribute

The Show on KMOX

Play Episode Listen Later Dec 30, 2025 115:52


The full show features former U.S. Surgeon General Jerome Adams breaking down a severe flu season, vaccine effectiveness, weather myths, and public health skepticism. Sports conversation follows with Joe Roderick covering the Blues loss to the Sabres, the Cardinals offseason, NFL playoff contenders, and Mizzou's Gator Bowl loss. Senior principal economist Molly Boesel of Cotality explains why high home prices, large down payments, rising interest rates, and low supply are reshaping homeownership and changing saving and spending behavior. The show also includes discussion of the Missouri Supreme Court removing Matthew Thornhil for inappropriate courtroom conduct, plus an interview with David Jacobson about his Neil Diamond tribute Neil Forever, the resurgence of tribute bands, and why live music continues to connect across generations.

Saint Louis Real Estate Investor Magazine Podcasts
California Housing Affordability Collapse Locks Out Most Buyers (USREI® News)

Saint Louis Real Estate Investor Magazine Podcasts

Play Episode Listen Later Dec 24, 2025 1:23


California's housing market has reached a historic breaking point, with roughly three-quarters of homes now unaffordable for buyers. Rising prices, elevated mortgage rates, and chronic supply shortages are forcing most households out of ownership and reshaping the state's economic future.—Ready to kill the rat race?This free ⁠"Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/

The NewRetirement Podcast
You Can Afford Anything, but Not Everything” with Paula Pant

The NewRetirement Podcast

Play Episode Listen Later Dec 18, 2025 55:03


In this episode of Boldin Your Money, Steve Chen catches up with Paula Pant, founder of Afford Anything to explore how her work and thinking have evolved. Paula shares how earning a graduate degree in economic journalism deepened her approach to personal finance, why her audience is juggling more competing priorities than ever, and how rising uncertainty is shaping financial behavior. She and Steve discuss housing lock-in, geo-arbitrage, and the growing value of human soft skills in an AI-driven world. Paula also breaks down her “Double-I FIRE” framework and explains why real estate, entrepreneurship, and empowered decision-making matter more than ever.

HousingWire Daily
Mike Simonsen on why housing affordability will improve in 2026

HousingWire Daily

Play Episode Listen Later Dec 18, 2025 25:59


On today's episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, chief economist at Compass, about Compass' 2026 forecast and why he sees housing affordability getting better. Related to this episode: Housing affordability set to recover as prices flatten HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Tangent - Proptech & The Future of Cities
Unlocking Ancillary Revenue While Supporting Housing Affordability, with Airbnb Head of Marketing for Real Estate Eliza Lochner

Tangent - Proptech & The Future of Cities

Play Episode Listen Later Dec 18, 2025 36:38


Eliza Lochner is a seasoned marketing leader with experience spanning Fortune 500 companies and high-growth startups. She leads global marketing for Airbnb's real estate development partnerships and new supply initiatives, including the Airbnb Friendly Apartments program, which helps renters earn supplemental income while giving property owners transparency, controls, and new revenue opportunities. Passionate about building human connections that fuel business growth, Eliza focuses on partnerships at the intersection of housing affordability, flexibility, and real estate innovation.(01:30) - Airbnb-friendly Apartments (02:55) - Addressing Housing Affordability(04:34) - Owner & Property Manager Controls(06:28) - Program Success & Expansion(09:25) - Impact on Resident & Investor Attraction(14:24) - Revenue Sharing & Incentives(18:56) - Building Trust with Property Managers(21:14) - Blueprint - The Future of Real Estate - Register for 2026: The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on September 22nd-24th, 2026. As a friend of Tangent, you can save $300 on your All-Access pass(22:05) - Channel Partners & Distribution Strategy(24:00) - Boutique Hotels Partnerships(25:45) - Major Events: World Cup and Olympics(29:43) - Future of Airbnb Friendly Buildings Program(31:26) - Collaboration Superpower: Michelle Obama & Eumaeus (Wiki)

Nightside With Dan Rea
Housing Affordability in the Greater Boston Area

Nightside With Dan Rea

Play Episode Listen Later Dec 17, 2025 39:40 Transcription Available


Massachusetts is considered one of the hardest states for young adults to buy a home. Only 36.4% under the age of 35 are homeowners, according to the National Association of Home Builders. What can be done to help make housing more affordable in the Greater Boston area? What do you think will help you with housing affordability in your community? Andrew Mikula, who is a senior housing fellow at the Pioneer Institute for Public Policy Research and chair of Legalize Starter Homes joined us to discuss housing affordability and take calls on housing in your community.See omnystudio.com/listener for privacy information.

Get Real Podcast
#357 The 50-Year Mortgage: Fix or Failure for Housing Affordability?

Get Real Podcast

Play Episode Listen Later Dec 15, 2025 11:37


With affordability at record lows, new mortgage ideas are surfacing to "fix" the housing market, but not all solutions make sense. In this solo episode, Ron Phillips breaks down the proposed 40- and 50-year mortgage options and explains how they might impact buyers, investors, and the broader economy. He compares payment savings versus long-term costs, exposes why extended loans could worsen inflation and supply issues, and shares his preferred alternative: a hybrid interest-only model that offers flexibility without trapping buyers in decades of debt. Ron also calls out how government overreach, regulation, and inflation continue to drive up housing costs, and what voters should know before supporting more intervention.   WHAT YOU'LL LEARN FROM THIS EPISODE   What 40-year and 50-year mortgages actually mean for buyers The math behind payment savings, and why it's not the full story Why long-term loans could increase demand without fixing supply A smarter hybrid approach: interest-only periods that create flexibility How local elections matter most for housing reform   CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter  

John Solomon Reports
Breaking Down Barriers: How Permitting Reform Will Boost Housing Affordability

John Solomon Reports

Play Episode Listen Later Dec 12, 2025 39:16


In this episode, we sit down with Congressman Mike Collins from Georgia, who is leading the charge on groundbreaking environmental permitting reform. Discover how this legislation aims to streamline the permitting process, potentially unleashing trillions of dollars in projects and addressing the housing crisis. Collins shares insights on bipartisan support for this initiative, its impact on the economy, and the importance of making life more affordable for Americans. Then, we analyze the recent election results in Miami, where the city elected its first Democrat mayor in 30 years, and what this could mean for the upcoming midterms. Join us as we speak with Rich Baris, Director of Big Data Poll, who shares insights on the current political landscape, the importance of messaging for the Republican Party, and the pivotal issues that could define the 2026 elections. Finally, we delve into the troubling allegations surrounding a fraudulent scheme involving the Somali community in Minnesota and Maine with Bobby Charles from AMAC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rush To Reason
HR2 Housing Affordability Myth: What You're Not Being Told. CAFE Standards and Costs. 12-4-25

Rush To Reason

Play Episode Listen Later Dec 10, 2025 54:50


Hour 1 of https://RushToReason.com plunges listeners into a fast-moving, razor-sharp conversation about the future of AI, healthcare, education, and mental health. John Rush and guest Steve House unravel the myths and realities of artificial intelligence—asking whether we're facing a technological revolution or sleepwalking into unforeseen danger. Will AI become the greatest diagnostic tool in medical history, spotting disease earlier and cheaper than ever? Or will Big Pharma fight to keep control of the system AI threatens to expose? The hour also challenges America's failing education model. If AI can tailor learning to every student, why are we still trapped in a one-size-fits-all system designed for averages, not excellence? And what happens when deepfakes become indistinguishable from reality, or when AI avatars blur emotional and spiritual boundaries? John and Steve then tackle the more profound cultural questions: Why is European bread easier on the body than ours? Are we unintentionally creating a nation dependent on chronic disease? Has our mental health crisis worsened by constantly digging up the past instead of building a stronger future? Hour 1 mixes innovation, caution, and big-picture thinking—inviting listeners to ask: Are we ready for the world AI is about to create? HOUR 2 Hour 2 of Rush to Reason dives into one of the most misrepresented narratives in America: Are young people truly priced out of the housing market, or have expectations changed more than reality? With no guests this hour, John Rush takes calls, challenges the headlines, and breaks down why so many millennials believe homeownership is impossible—while others their age are quietly making it happen. Should a first-time buyer expect 2,400 square feet, designer finishes, and two new cars in the driveway? Or is the real path to wealth still found in sacrifice, fixer-uppers, and sweat equity? John dismantles the "can't afford a home" storyline by exposing the role of lifestyle inflation, comparison culture, and social media. He also reveals how Trump's newly lowered CAFE standards could immediately reduce the cost of new vehicles—something critics refuse to acknowledge. The hour ends with a look at Colorado's construction-defect law and its unintended consequence: wiping out starter condos that once made owning a home far more attainable. Hour 2 challenges everything you think you know about affordability, expectations, and building a life you can actually afford. HOUR 3 Hour 3 explodes with energy as John Rush and Jerzee Joe (https://www.youtube.com/@jerzeejoe3145) open with sharp cultural commentary, outrageous news stories, and a hard look at how the erosion of family structure is impacting crime, discipline, and society. Why are celebrities saying bizarre things? Why are harmless gun-range photos turning into arrests overseas? And what happens when statistics on fatherlessness collide with uncomfortable political truths? Then the hour pivots into a powerful economic deep dive with Scott Garliss of Bent Pine Capitol (https://x.com/CScottGarliss), who reveals what the Federal Reserve may do next—and how a single decision could ignite or stall the entire U.S. economy. Will the Fed begin cutting rates? Could mortgage portability reshape home ownership? And is the housing market one bold policy away from roaring back to life? From government overreach to Fed strategy, from climate hysteria to bank stability, Hour 3 is packed with provocative questions, sharp analysis, and insights you won't hear anywhere else.

Stay Winning | A Financial Health Podcast
39. Can We Make HOUSING Affordable Again? Ft. ‪Joel Farrell

Stay Winning | A Financial Health Podcast

Play Episode Listen Later Dec 7, 2025 48:30


Creative Solutions for Housing Affordability and Real Estate InvestmentIn this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today's economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future PlansConsider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn't cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Wintrust Business Lunch
Noon Business Lunch 12/4/25: Housing affordability, market optimism, transitioning economy

Wintrust Business Lunch

Play Episode Listen Later Dec 4, 2025


Segment 1: Jeff Ostrowski, Analyst, Bankrate, joins John to talk about why first-time homebuyers keep getting older. Segment 2: Faron Daugs, CFP, Founder and CEO, Harrison Wallace Financial Group, to talk about what he expects from the inflation and consumer sentiment data released tomorrow, how people are still feeling the impact of inflation, if we will see some tariff […]

Texas Talks
Ep. 93 - Tray Bates (TX Realtors VP of Govt affairs)

Texas Talks

Play Episode Listen Later Dec 4, 2025 40:42


Texas housing is shifting fast — and in this in-depth interview, Texas Realtors Vice President of Governmental Affairs Tray Bates breaks down the real forces driving prices, affordability, and policy debates across the state. We cover the post-COVID market cooldown, interest-rate shocks, short-term rentals, global capital flowing into Texas development, and the growing “missing middle” problem affecting first-time buyers.Bates also explains the legislative fights ahead: property-tax reform, permitting delays, lot-size requirements, infrastructure bottlenecks, and the strategic plan Texas Realtors will take into the 90th Legislature. If you want a clear, candid, insider look at Texas real estate from someone who lives it every day, this conversation lays out exactly what's happening and what comes next. Watch Full-Length Interviews: https://www.youtube.com/@TexasTalks

The Steve Gruber Show
Grant Cardone | Housing Affordability & the 50-Year Mortgage

The Steve Gruber Show

Play Episode Listen Later Dec 3, 2025 11:00


Grant Cardone, CEO of Cardone Capital and bestselling entrepreneur, joins The Steve Gruber Show to tackle one of the biggest issues on Americans' minds: housing affordability. From the challenges of 50-year mortgages to practical solutions for making homes more accessible, Grant shares his perspective on what can truly help the economy and fix the affordability problem. The conversation covers strategies for both buyers and policymakers, emphasizing real-world approaches to increasing access, boosting investment, and creating sustainable housing opportunities. Whether you're a first-time homebuyer or just following the housing market, this discussion offers actionable insights and bold ideas from one of the nation's leading real estate experts

Ekabo Home Financial Freedom Mastermind Podcast
149. Why Looser Lending And Longer Loans Won't Fix Housing Affordability!

Ekabo Home Financial Freedom Mastermind Podcast

Play Episode Listen Later Nov 26, 2025 45:16 Transcription Available


The Art of Construction
382: Are you up to the challenge? Help us solve housing affordability

The Art of Construction

Play Episode Listen Later Nov 20, 2025 50:41


Do you have a solution, idea, or dream that could help solve the housing crisis? Register for the HIA's competition in Charlotte, North Carolina by December 12th! “We're working to bring the best ideas to life, as quickly as possible.” In this conversation, Devon Tilly and co-host Dennis Steigerwalt chats with Bobby Vance and Richard King about affordable housing, solar powered cars, and the Housing Innovation Challenge!  Our co-host Dennis is active in all things real estate with a specific focus on innovation in the residential development and homebuilding ecosystems. He is a ULI Residential Neighborhood Product Council member, a Professional Builder 40 under 40 recipient, and an active member of Geek Estate. In his spare time he enjoys big adventures with his wife and sons on the water and in the mountains. Dennis is the president of the Housing Innovation Alliance, a future oriented community for production homebuilding. The Housing Innovation Summit is the best place to get engaged + connected where you'll gather insights + have a voice at each turn. During Richard King's thirty-year career at the U.S. Department of Energy he initiated solar car racing in the United States, was a member of International Solar Car Federation, and in 1999 created the Solar Decathlon, an award-winning international competition to design and build solar-powered, sustainable houses. Richard King established Creative Energy LLC to provide promotion, support and planning for design competitions that advance technology, increase sales and improve quality of life. As an architect, educator, and researcher, Bobby Vance bridges theory and practice, advancing design and construction innovation through academic and professional channels. He is an Assistant Professor in Building Design and a Fellow in the Center for Design Research at Virginia Tech. Through founding Vance Design Company, co-directing the Housing Innovation Challenge, and leading the award-winning FutureHAUS Dubai team, he has integrated interdisciplinary expertise, emerging technologies, and community-driven engagement. Vance's research centers on industrialized off-site construction, with particular emphasis on modular and prefabricated systems that advance affordability, resiliency, and innovation. He fosters an inclusive learning environment where diverse perspectives are celebrated, students are empowered to take creative risks, and emerging technologies - modular construction, digital fabrication, and AI - serve as tools to prepare the next generation of designers to lead in an evolving profession. Keep up with the Art of Construction (AOC) podcast on Instagram, Facebook, and LinkedIn! Subscribe to us and leave us a review on Apple Podcasts or Spotify!

Battleground America Podcast
8 Insane Things Happened This Week

Battleground America Podcast

Play Episode Listen Later Nov 14, 2025 43:09


Young Americans pushed out of the job and housing market because of immigration? Democrats can't run hoaxes anymore, not even Epstein ones? The GOP actually won a shutdown battle. The affordability mess is Biden's not Trump's. Apple and the government just rolled out digital IDs for Americans and no one noticed. (Please subscribe & share.) Sources: https://www.usatoday.com/story/money/2025/11/12/pennies-canceled-last-coin-us-mint/87230805007/ https://x.com/TaraServatius/status/1988415586955915502?s=20 https://www.nationalreview.com/the-morning-jolt/syrian-president-ahmed-al-sharaa-american-ally/ https://redstate.com/jenvanlaar/2025/11/12/house-oversight-dems-despicable-attempted-gotcha-on-trump-and-epstein-n2196127 https://www.fairus.org/sites/default/files/2025-11/Housing-Affordability-is-an-Immigration-Issue_FINAL.pdf https://redstate.com/beckynoble/2025/11/12/dems-new-buzzword-is-affordability-but-mass-immigration-has-housing-market-at-breaking-point-n2196116 https://www.dhs.gov/news/2025/11/11/ice-arrests-fugitive-murderer-released-american-neighborhoods-biden-administration

Capital Record
Episode 267: Solving Housing Affordability by Making It Worse

Capital Record

Play Episode Listen Later Nov 11, 2025 11:55


David devotes this week's Capital Record to the folly of the “game-changing” idea of a 50-year mortgage. He stands within first principles by allowing risk takers to freely transact, but points out the economic reality of how people who believe they get a cheaper house by paying for it over an extra 20 years are, well, wrong. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good Morning Liberty
50-Year Mortgages Will Not Solve Housing Affordability (Here's What Will) || 1667

Good Morning Liberty

Play Episode Listen Later Nov 11, 2025 63:09


In this episode of Good Morning Liberty, host Nate Thurston discusses the current housing affordability crisis and former President Trump's proposal for 50-year mortgages. Nate examines the complexities and potential downsides of longer mortgage terms, emphasizing that the root problem lies in the supply and demand imbalance in the housing market. He suggests that government regulations, state and local zoning laws, and various economic factors are contributing to the housing shortage. Nate also touches upon the role of institutional investors, immigration, and tariffs on building materials in exacerbating the crisis. The episode provides an in-depth analysis of these issues, advocating for policy changes to increase housing supply and affordability. 00:00 Intro 01:46 The 50-Year Mortgage Debate 02:41 Supply and Demand 06:29 Trump's 50-Year Mortgage Proposal 07:56 Personal Housing Experiences 11:36 Market-Driven Mortgage Solutions 15:19 Housing Affordability Crisis 17:58 Interest Rates and Mortgage Payments 30:28 Rental Companies and Housing Supply 33:48 Institutional Investors and Housing Affordability 34:44 Government Regulatory Failures and Housing Shortage 35:24 Personal Anecdotes and Neighborhood Issues 36:42 Investor Home Purchases and Market Share 38:40 State Legislation and Housing Shortage 41:04 Supply and Demand in the Housing Market 46:27 Local Government's Role in Housing Regulations 52:54 Impact of Immigration on Housing 55:21 Conclusion and Final Thoughts