Housing affordable to those with a median household income
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Morgan Housel breaks down the exact framework he uses to build wealth, minimize financial stress, and buy freedom. While most financial advice focuses on how to get rich, Morgan explains why the skills needed to stay rich are completely different. You will learn why "boring" investing beats complex strategies, how to avoid the social traps that destroy wealth, and the specific equation for finding contentment. Morgan Housel is a partner at Collaborative Fund and the bestselling author of The Psychology of Money. Enjoy! ----- Approximate Timestamps: (00:00) Trailer/Introduction (00:58) What Drives You? (04:50) What Can Money Do For Us? (07:22) Happiness vs. Satisfaction (11:45) Becoming Financially Independent (14:40) Survival and Contrast (20:16) Ad Break (21:05) Investing: Can You Beat the Market? (22:32) When Is The Right Time To Buy a House? (26:45) Housing Affordability and Equity (28:39) Step by Step Investing (35:08) Eras of Life and Spending In Those Eras (43:50) Raising Kids With Money (48:46) Social Media: Expectations and Comparison (55:46) Lessons From the Vanderbilts (01:01:21) Learning From Others Spending Habits (01:07:51) Lessons From History: Depressions, Panics, Downturns (01:11:40) Net Worth in Cash (01:14:20) Passive Income and Financial Independence (01:25:58) Massive Success: Doing It All Again (01:32: 27) What Should You Optimize For? (01:38:24) What Do You Splurge On? (01:40:38) What Can History Teach Us About Inflation? (01:47:46) Index Funds Allocation (01:53:36) What Is Success For You? ----- This episode of the Knowledge Project is for informational purposes only. The views and opinions expressed by Shane Parrish or our guests are solely their own. Nothing in this conversation should be considered investment advice, financial guidance, or a recommendation to buy or sell any security. Always do your own due diligence or consult with a qualified financial advisor before making investment decisions. It's time to listen and learn. ----- Psychology of Money: https://geni.us/my3K ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ fs.blog/membership ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at fs.blog/newsletter------ Follow Shane Parrish: X: https://x.com/shaneparrish Insta: https://www.instagram.com/farnamstreet/ LinkedIn: https://www.linkedin.com/in/shane-parrish-050a2183/ ------ Thank you to the sponsors for this episode: Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Learn more about your ad choices. Visit megaphone.fm/adchoices
If you've been scrolling listings at midnight, doing mental math on mortgage calculators, and wondering, “Wait…how is anyone actually buying a house right now?” you are not alone.My guest today is Alex Gailey, personal finance reporter at Bankrate, and she's been digging into the numbers behind America's housing affordability crisis. Her reporting found something jaw-dropping: the typical U.S. household can't afford three-quarters of the homes currently on the market. In this conversation, we're going to break down what's driving the affordability squeeze — from the “lock-in effect” of homeowners clinging to 3% mortgages, to the widening gap between incomes and housing costs, to the new reality that many buyers are spending closer to 40%+ of their income just to make the monthly payment work.Alex also shares where in the country buyers still have a real shot, what she's hearing from successful first-time buyers about the real keys to getting in (hint: flexibility, patience, and boundaries), and why renting can be a smart wealth-building move when buying would make you house-poor.Plus: we talk about the rise of unconventional paths to homeownership — buying with friends or family, “house hacking,” down payment help — and what all of this signals about the future of the American Dream, especially for millennials and Gen Z. Hosted on Acast. See acast.com/privacy for more information.
Last week, President Donald Trump announced a pair of actions to address rising homeownership costs. On January 8, the president directed Fannie Mae and Freddie Mac — government-sponsored mortgage-finance companies — to buy $200 billion in mortgage bonds to bring down mortgage rates. On January 7, Trump said he was “taking steps to ban large institutional investors from buying more single-family homes” and would ask Congress to codify those rules. The president said he will share more details about his housing affordability plans in a speech at the World Economic Forum in Davos, Switzerland, next week. Ad-free podcasts are here!To listen to this podcast ad-free, and to enjoy our subscriber only premium content, go to ReadTangle.com to sign up!The roots of travel nightmares.If you've flown commercially in the past decade, you've probably noticed an uptick in irritants — delays, cancellations, shrinking seats, and, broadly, a system that seems built to exhaust customers rather than help them. In our latest YouTube video, we break down the source of these problems, why they're so persistent, and why recent efforts to solve them have failed. It's one of our most in-depth investigations yet, and we'd love for you to check it out.https://youtu.be/cs242CC8rCc?si=kuG3rlWRyS33RT-AYou can read today's podcast here, our “Under the Radar” story here and today's “Have a nice day” story here.You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Take the survey: Which do you think would be more effective, Trump's proposal or Ari's? Let us know.Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast was written by: Ari Weitzman and audio edited and mixed by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Lindsey Knuth, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.
A $200 billion plan tied to mortgage rates just made headlines, and it's coming from Donald Trump. The idea is that by buying mortgage bonds, borrowing costs could come down without cutting rates directly through the Federal Reserve. It sounds promising, but how does it actually work, and what does it really change for everyday people?In this episode, I break down the mechanics behind mortgage bonds, the role of Fannie Mae and Freddie Mac, and why government money flowing into these markets can influence mortgage rates. We also talk about the early market reaction, including recent rate movement and a spike in refinance activity, and where things are still unclear.This episode isn't about politics. It's about understanding the system so you can make better decisions around buying, refinancing, or waiting. If you're watching the market and trying to figure out your next move, this conversation gives you the context most headlines leave out.Thank you for listening, and as always… enjoy your first sip.Watch the full episode on YouTube
The conversation delves into the current state of the housing market, focusing on the role of institutional investors, the political implications of housing policies, and the potential impact of refinancing trends and interest rates. The hosts discuss how institutional ownership affects local markets, the legislative responses to these dynamics, and the future of interest rates and mortgage products, including the viability of 50-year mortgages. They conclude with a cautious optimism about the market's direction and the need for careful consideration of policies affecting housing.Chapters:Introduction and Market Overview- 00:43Jason Gaunt introduces the show and provides a brief market update.Institutional Ownership and Legislation- 02:26Discussion on the impact of institutional ownership in the housing market and proposed legislation in Nevada.Political Influence on Market Trends- 06:31Exploration of how political decisions affect housing market trends.Interest Rates and Housing Affordability- 14:18Analysis of the role of interest rates in housing affordability and market dynamics.• 5. Future Market Dynamics and Predictions- 19:35Predictions on future market trends and the potential impact of economic and political factors.
Segment 1: Tom Gimbel, job expert and founder of LaSalle Network, joins John to talk about the importance of good leadership, how good leaders are able to successfully manage talent, the controversy surrounding Bears coach Ben Johnson using profanity in the locker room, and the labor and business stories that he’s paying attention to in 2026. Go […]
In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Trump proposes a 10% cap on credit card interest rates Trump targets Wall Street firms buying single-family homes Government plan to buy a large amount of mortgage bonds to push mortgage rates down Defense budget could jump to $1.5 trillion MSCI keeps Bitcoin-holding companies in its indexes (for now) Morgan Stanley moves into Bitcoin: ETF, trading and wallet plans ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com —- References mentioned in the episode: Trump Bans Institutional Investors from Housing Trump Announcement on Institutional Housing Ban Trump's Ban on Corporate Homebuying Blindsides Wall St. Trump Proposes to Raise Defense Spending by $500B Trump Instructs $200B of Mortgage Bond Buying Lyn Alden's Tweet In Response to Defense Spending Trump's Defense Spending Plan Could Raise Deficit Trump Restricts Defense Companies from Stock Buybacks Trump's Announcement on Defense Sector Restrictions Trump Instructs Freddie and Fannie to Buy Bonds Trump's $200B MBS Order Asserts Power Over Market Erik Vorhees's Tweet on Credit Card Interest Cap Trump's Announcement on Credit Card Interest Cap Ackman: Trump's Credit Card Cap is a "Mistake" MSCI Decides Not to Exclude DATs from Indexes MSCI's Announcement on Bitcoin Treasury Companies Nate Geraci's Tweet on Morgan Stanley ETF Matt Hougan's Tweet on Morgan Stanley ETF Morgan Stanley Plans to Launch Crypto Wallet Morgan Stanley Files to Launch Spot Bitcoin ETF ---- Upcoming Events: Join as at Bitcoin Day in Naples this week! Use code NATALIE for discounted passes: https://bitcoinday.io Strategy World 2026 in Las Vegas on February 23-26th - Use code HODL for discounted tickets: https://www.strategysoftware.com/world26 Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput= ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
A major political headline sent shockwaves through housing markets this week after President Donald Trump said he plans to ban large institutional investors from buying additional single-family homes. The proposal, framed as a move to restore housing affordability, immediately hit single-family rental stocks — but would it actually help buyers? In this episode of Real Estate News for Investors, host Kathy Fettke breaks down how markets reacted, what the data really shows about investor activity, and why many experts argue a ban could backfire by limiting new construction and rental supply. Using insights from Redfin, HousingWire, and National Association of Home Builders, this episode separates political rhetoric from housing reality — and explains what investors, renters, and homebuyers should actually be watching next. Want to learn more? Visit www.NewsforInvestors.com JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1
What do fascists need to do to convince their rank and file that they're the smartest in the room? They invent new science to trash the old science they didn't like. First, we look into how RFK Jr is “making the proof” for all his scientific endeavors, then unpacking a new proposal from the AZ state sena Janae Shamp about how she's going to get to the bottom of the clinical diagnosis of Trump Derangement Syndrome. First, we read a lovely bio-romance poem from our favorite ex-Mormon vampire millionaire, Bryan Johnson. Show Notes CDC awards $1.6 million for hepatitis B vaccine study by controversial Danish researchers US awards no-bid contract to Denmark scientists studying hepatitis B vaccine in African babies Now is the Time to Scale Up Birth-Dose Hepatitis B Vaccine in Low- and Middle-Income Countries The CDC is Funding an Unethical Vaccine Trial in Guinea-Bissau The False Narrative of Nonspecific Vaccine Effects Randomized trials show no evidence of non-specific vaccine effects Hepatitis B and C in the adult population of Bissau, Guinea-Bissau: a cross-sectional survey Fiftieth Anniversary of Uncovering the Tuskegee Syphilis Study: The Story and Timeless Lessons Chronic Hepatitis Is Common and Often Untreated Among Children With Hepatitis B Infection in the United States and Canada Fired Nurse to Fierce Senator: Janae Shamp Exposes the Border Crisis & Government Betrayal State Sen. Janae Shamp on Border Security, Housing Affordability, and Health Care in Arizona States Look to Religious Leaders to Fill Mental Health Gap Charles Krauthammer: Bush Derangement Syndrome is spreading Zakaria: Liberals have to avoid Trump Derangement Syndrome Krauthammer: You can't govern by id New Yorker: Sarah Huckabee Sanders, Trump's Battering RamGreat job by Bret Baier in his Interview with Lyin' Kamala Harris Learn more about your ad choices. Visit megaphone.fm/adchoices
The Color of Money | Transformative Conversations for Wealth Building
Housing affordability is under pressure, and the introduction of a 50-year mortgage has been floated as a solution. In this episode, we sit down for an honest, nuanced conversation about whether this product is a smart financial tool or a long-term trap.We break down how extended amortization can lower monthly payments and potentially open the door to homeownership for buyers currently priced out of the market. At the same time, we dig into the real risks: slower equity growth, higher exposure to market shifts, and the temptation to simply buy more houses instead of building financial margin.We also explore the psychology behind homeownership, why most people push their limits, and how financial education—or the lack of it—shapes outcomes. A major focus is the responsibility real estate and mortgage professionals carry when guiding buyers through decisions with decades-long consequences.The takeaway is simple: a 50-year mortgage isn't inherently good or bad. Like any financial tool, its impact depends on how well it's understood and how intentionally it's used.Resources:Learn more at The Color of MoneyFollow The Color of Money on InstagramBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.
Trump has proposed bringing back ultra-long mortgages — including a 50-year option — as a way to make housing more affordable. But would stretching a loan over half a century really help?In this episode, we break down the real math behind the idea. You'll learn why a longer mortgage term might look affordable month to month, but could cost you hundreds of thousands of dollars more over time.We'll cover:· Why home prices have stayed high even after the pandemic· How interest rates and inflation affect both buyers and sellers· The difference between a 15-, 30-, and potential 50-year mortgage· What history teaches us from the failed 40-year mortgage experiment· Why focusing only on monthly payments can be a dangerous trapIf you've been wondering whether a 50-year mortgage could help you buy a home — or just keep you in debt longer — this episode will help you see the full picture.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...
Recorded live at the 2025 MBA Annual in Las Vegas, this special episode of Market Pulse explores how down payment assistance programs can help unlock homeownership amid today's affordability challenges. Joel Rickman of Equifax sits down with Rob Chrane, Founder and CEO of Down Payment Resource, to discuss how lenders, real estate professionals, and technology can better connect buyers to thousands of available programs—and why awareness, education, and alignment are key to getting more families into homes.In this episode:What is down payment assistance, and how does it help homebuyers?Down payment assistance (DPA) includes grants, forgivable loans, and other programs that help cover down payments and closing costs. These programs can significantly reduce upfront cash requirements and make homeownership more accessible—especially for first-time buyers and middle-income households.How many down payment assistance programs exist today?According to Down Payment Resource's latest Homeownership Program Index, there are more than 2,600 active homeownership assistance programs nationwide, administered by over 1,300 state, local, and nonprofit organizations.Who qualifies for down payment assistance programs?Eligibility varies by program, but many programs serve more than just low-income buyers. Some programs:Have no household income limitsSupport middle-income and “missing middle” buyersApply to manufactured homes and multifamily (2–4 unit) propertiesAre available nationally or in high-cost housing marketsWhy don't more buyers use down payment assistance?The biggest barrier isn't funding—it's awareness. Many buyers (and even industry professionals) don't know these programs exist. Fragmentation, lack of standardization, and fear of complexity have historically limited adoption.How do lenders and loan officers use Down Payment Resource?Down Payment Resource provides tools that:Match borrowers and properties with eligible assistance programsIntegrate with loan origination systems (LOS)Surface vetted programs automatically during the lending processHelp lenders educate borrowers without adding operational burden
If you've ever thought the housing market is a circus, you're absolutely right – and Eric G and John Dudley are here to be your ringmasters. In this lively discussion, they tackle the pressing issue of affordable housing with a blend of sarcasm and insight that keeps you wondering whether to laugh or cry. They kick things off by exploring how we've managed to turn the American Dream into a nightmare where buying a home feels about as likely as spotting Bigfoot. With the average starter home growing from a paltry 983 square feet in 1950 to a whopping 2,500 square feet today, it's hard not to shake your head at our collective obsession with bigger is better. The hosts point out the nonsensical regulations that plague potential homeowners, from sky-high permit fees that feel like a fine for wanting to renovate your bathroom, to zoning laws that seem to have been written by someone who's never stepped foot in a neighborhood. They capture the sheer frustration of home improvement enthusiasts who just want to make their living spaces better – but instead, end up feeling like they're trying to navigate a minefield of bureaucratic nonsense. And let's not even get started on the absurdity of needing to plant trees just to remodel your kitchen! But don't worry, they haven't lost all hope. Eric and John lay out some practical solutions, suggesting we look at vacant commercial spaces as a viable option for affordable housing. Imagine turning that empty office building into a thriving community of affordable apartments! It's a win-win situation that could help address the housing crisis while utilizing existing structures. They challenge listeners to think critically about the real issues at play and inspire a grassroots movement to demand change. After all, if we don't start prioritizing affordable housing now, we might end up with a future where everyone is living in tiny homes – and not the cute ones, but the ones made out of shipping containers!Takeaways:The absurd rise in average house sizes from 983 square feet in 1950 to nearly 2500 square feet today is a key factor in the affordable housing crisis.Eric and John highlight the ridiculousness of needing a permit for a kitchen remodel to plant trees, exposing the absurdity of bureaucratic red tape.They explore how local government policies and urban growth boundaries are artificially inflating land prices, making homes unaffordable for many.The conversation points out that innovative housing solutions, such as converting empty office spaces into livable units, could greatly alleviate housing shortages.A major concern is the lack of trades training in schools, which leaves a gap in skilled labor and exacerbates the housing construction problem.The duo sarcastically critiques the excessive development fees and insane permit costs that contribute to skyrocketing housing prices, showcasing the need for reform.Links referenced in this episode:aroundthehouseonline.comamazon.comhomedepot.comCompanies...
Is the lock-in effect finally starting to fade? In this episode of Tom's Take, I break down new data showing early signs that housing affordability may be improving as we head into 2026. We look at mortgage rate trends, inventory growth across the Greater Philadelphia area, and what this means for buyers and sellers navigating today's market. This isn't a crash or a boom — it's about understanding the real numbers and how to plan smarter.
Senior principal economist Molly Boesel of Cotality breaks down the current housing market, including high home prices, large down payment requirements, and why homeownership feels out of reach for many millennials and young adults. The discussion covers low housing supply, rising rents, competition from investors, and the lack of entry level housing options. Boesel also explains new research showing that when people give up on the idea of owning a home, it can change how they save, spend, work, and invest, with long term financial and behavioral consequences.
Hour 3 opens with senior principal economist Molly Boesel of Cotality, who breaks down why giving up on homeownership can change how people save, spend, and invest. The discussion covers high home prices, large down payments, rising interest rates, low entry-level housing supply, high rents, and how today's housing costs have outpaced income growth, especially for younger buyers. The hour also explores the psychological impact of believing homeownership is out of reach and why home equity remains a key wealth builder in the U.S. The conversation then shifts to live music and tribute bands, including the renewed interest sparked by the film Song Sung Blue, followed by an interview with David Jacobson, creator and lead singer of Neil Forever. Jacobson talks about building a 14-piece Neil Diamond tribute, its family roots, audience response, connections to Parkinson's charities, and why Neil Diamond's music continues to resonate across generations.
The full show features former U.S. Surgeon General Jerome Adams breaking down a severe flu season, vaccine effectiveness, weather myths, and public health skepticism. Sports conversation follows with Joe Roderick covering the Blues loss to the Sabres, the Cardinals offseason, NFL playoff contenders, and Mizzou's Gator Bowl loss. Senior principal economist Molly Boesel of Cotality explains why high home prices, large down payments, rising interest rates, and low supply are reshaping homeownership and changing saving and spending behavior. The show also includes discussion of the Missouri Supreme Court removing Matthew Thornhil for inappropriate courtroom conduct, plus an interview with David Jacobson about his Neil Diamond tribute Neil Forever, the resurgence of tribute bands, and why live music continues to connect across generations.
California's housing market has reached a historic breaking point, with roughly three-quarters of homes now unaffordable for buyers. Rising prices, elevated mortgage rates, and chronic supply shortages are forcing most households out of ownership and reshaping the state's economic future.—Ready to kill the rat race?This free "Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/
In this episode of Boldin Your Money, Steve Chen catches up with Paula Pant, founder of Afford Anything to explore how her work and thinking have evolved. Paula shares how earning a graduate degree in economic journalism deepened her approach to personal finance, why her audience is juggling more competing priorities than ever, and how rising uncertainty is shaping financial behavior. She and Steve discuss housing lock-in, geo-arbitrage, and the growing value of human soft skills in an AI-driven world. Paula also breaks down her “Double-I FIRE” framework and explains why real estate, entrepreneurship, and empowered decision-making matter more than ever.
On today's episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, chief economist at Compass, about Compass' 2026 forecast and why he sees housing affordability getting better. Related to this episode: Housing affordability set to recover as prices flatten HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Eliza Lochner is a seasoned marketing leader with experience spanning Fortune 500 companies and high-growth startups. She leads global marketing for Airbnb's real estate development partnerships and new supply initiatives, including the Airbnb Friendly Apartments program, which helps renters earn supplemental income while giving property owners transparency, controls, and new revenue opportunities. Passionate about building human connections that fuel business growth, Eliza focuses on partnerships at the intersection of housing affordability, flexibility, and real estate innovation.(01:30) - Airbnb-friendly Apartments (02:55) - Addressing Housing Affordability(04:34) - Owner & Property Manager Controls(06:28) - Program Success & Expansion(09:25) - Impact on Resident & Investor Attraction(14:24) - Revenue Sharing & Incentives(18:56) - Building Trust with Property Managers(21:14) - Blueprint - The Future of Real Estate - Register for 2026: The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on September 22nd-24th, 2026. As a friend of Tangent, you can save $300 on your All-Access pass(22:05) - Channel Partners & Distribution Strategy(24:00) - Boutique Hotels Partnerships(25:45) - Major Events: World Cup and Olympics(29:43) - Future of Airbnb Friendly Buildings Program(31:26) - Collaboration Superpower: Michelle Obama & Eumaeus (Wiki)
Massachusetts is considered one of the hardest states for young adults to buy a home. Only 36.4% under the age of 35 are homeowners, according to the National Association of Home Builders. What can be done to help make housing more affordable in the Greater Boston area? What do you think will help you with housing affordability in your community? Andrew Mikula, who is a senior housing fellow at the Pioneer Institute for Public Policy Research and chair of Legalize Starter Homes joined us to discuss housing affordability and take calls on housing in your community.See omnystudio.com/listener for privacy information.
With affordability at record lows, new mortgage ideas are surfacing to "fix" the housing market, but not all solutions make sense. In this solo episode, Ron Phillips breaks down the proposed 40- and 50-year mortgage options and explains how they might impact buyers, investors, and the broader economy. He compares payment savings versus long-term costs, exposes why extended loans could worsen inflation and supply issues, and shares his preferred alternative: a hybrid interest-only model that offers flexibility without trapping buyers in decades of debt. Ron also calls out how government overreach, regulation, and inflation continue to drive up housing costs, and what voters should know before supporting more intervention. WHAT YOU'LL LEARN FROM THIS EPISODE What 40-year and 50-year mortgages actually mean for buyers The math behind payment savings, and why it's not the full story Why long-term loans could increase demand without fixing supply A smarter hybrid approach: interest-only periods that create flexibility How local elections matter most for housing reform CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter
In this episode, we sit down with Congressman Mike Collins from Georgia, who is leading the charge on groundbreaking environmental permitting reform. Discover how this legislation aims to streamline the permitting process, potentially unleashing trillions of dollars in projects and addressing the housing crisis. Collins shares insights on bipartisan support for this initiative, its impact on the economy, and the importance of making life more affordable for Americans. Then, we analyze the recent election results in Miami, where the city elected its first Democrat mayor in 30 years, and what this could mean for the upcoming midterms. Join us as we speak with Rich Baris, Director of Big Data Poll, who shares insights on the current political landscape, the importance of messaging for the Republican Party, and the pivotal issues that could define the 2026 elections. Finally, we delve into the troubling allegations surrounding a fraudulent scheme involving the Somali community in Minnesota and Maine with Bobby Charles from AMAC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Hour 1 of https://RushToReason.com plunges listeners into a fast-moving, razor-sharp conversation about the future of AI, healthcare, education, and mental health. John Rush and guest Steve House unravel the myths and realities of artificial intelligence—asking whether we're facing a technological revolution or sleepwalking into unforeseen danger. Will AI become the greatest diagnostic tool in medical history, spotting disease earlier and cheaper than ever? Or will Big Pharma fight to keep control of the system AI threatens to expose? The hour also challenges America's failing education model. If AI can tailor learning to every student, why are we still trapped in a one-size-fits-all system designed for averages, not excellence? And what happens when deepfakes become indistinguishable from reality, or when AI avatars blur emotional and spiritual boundaries? John and Steve then tackle the more profound cultural questions: Why is European bread easier on the body than ours? Are we unintentionally creating a nation dependent on chronic disease? Has our mental health crisis worsened by constantly digging up the past instead of building a stronger future? Hour 1 mixes innovation, caution, and big-picture thinking—inviting listeners to ask: Are we ready for the world AI is about to create? HOUR 2 Hour 2 of Rush to Reason dives into one of the most misrepresented narratives in America: Are young people truly priced out of the housing market, or have expectations changed more than reality? With no guests this hour, John Rush takes calls, challenges the headlines, and breaks down why so many millennials believe homeownership is impossible—while others their age are quietly making it happen. Should a first-time buyer expect 2,400 square feet, designer finishes, and two new cars in the driveway? Or is the real path to wealth still found in sacrifice, fixer-uppers, and sweat equity? John dismantles the "can't afford a home" storyline by exposing the role of lifestyle inflation, comparison culture, and social media. He also reveals how Trump's newly lowered CAFE standards could immediately reduce the cost of new vehicles—something critics refuse to acknowledge. The hour ends with a look at Colorado's construction-defect law and its unintended consequence: wiping out starter condos that once made owning a home far more attainable. Hour 2 challenges everything you think you know about affordability, expectations, and building a life you can actually afford. HOUR 3 Hour 3 explodes with energy as John Rush and Jerzee Joe (https://www.youtube.com/@jerzeejoe3145) open with sharp cultural commentary, outrageous news stories, and a hard look at how the erosion of family structure is impacting crime, discipline, and society. Why are celebrities saying bizarre things? Why are harmless gun-range photos turning into arrests overseas? And what happens when statistics on fatherlessness collide with uncomfortable political truths? Then the hour pivots into a powerful economic deep dive with Scott Garliss of Bent Pine Capitol (https://x.com/CScottGarliss), who reveals what the Federal Reserve may do next—and how a single decision could ignite or stall the entire U.S. economy. Will the Fed begin cutting rates? Could mortgage portability reshape home ownership? And is the housing market one bold policy away from roaring back to life? From government overreach to Fed strategy, from climate hysteria to bank stability, Hour 3 is packed with provocative questions, sharp analysis, and insights you won't hear anywhere else.
Creative Solutions for Housing Affordability and Real Estate InvestmentIn this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today's economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future PlansConsider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn't cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!
Segment 1: Jeff Ostrowski, Analyst, Bankrate, joins John to talk about why first-time homebuyers keep getting older. Segment 2: Faron Daugs, CFP, Founder and CEO, Harrison Wallace Financial Group, to talk about what he expects from the inflation and consumer sentiment data released tomorrow, how people are still feeling the impact of inflation, if we will see some tariff […]
Texas housing is shifting fast — and in this in-depth interview, Texas Realtors Vice President of Governmental Affairs Tray Bates breaks down the real forces driving prices, affordability, and policy debates across the state. We cover the post-COVID market cooldown, interest-rate shocks, short-term rentals, global capital flowing into Texas development, and the growing “missing middle” problem affecting first-time buyers.Bates also explains the legislative fights ahead: property-tax reform, permitting delays, lot-size requirements, infrastructure bottlenecks, and the strategic plan Texas Realtors will take into the 90th Legislature. If you want a clear, candid, insider look at Texas real estate from someone who lives it every day, this conversation lays out exactly what's happening and what comes next. Watch Full-Length Interviews: https://www.youtube.com/@TexasTalks
Grant Cardone, CEO of Cardone Capital and bestselling entrepreneur, joins The Steve Gruber Show to tackle one of the biggest issues on Americans' minds: housing affordability. From the challenges of 50-year mortgages to practical solutions for making homes more accessible, Grant shares his perspective on what can truly help the economy and fix the affordability problem. The conversation covers strategies for both buyers and policymakers, emphasizing real-world approaches to increasing access, boosting investment, and creating sustainable housing opportunities. Whether you're a first-time homebuyer or just following the housing market, this discussion offers actionable insights and bold ideas from one of the nation's leading real estate experts
Join me for a one-on-one conversation with Mayor-Elect Jayden Williams, recently elected as the youngest mayor in Stockbridge's history and a rising voice in next-generation leadership.
The median age of all homebuyers is a record-breaking 59. First-time homebuyers average age 40, up from 29 in 1981. This is the result of not building enough houses and allowing too many people in our country, both legally and illegally. We need big solutions to solve big problems. Some are calling for a Marshal Plan for housing. Many ideas are being floated to improve housing affordability. 50-year mortgages are a particularly bad idea for many reasons. The one positive would be lower monthly payments than a 30-year mortgage. But interest rates would likely be higher on a 50-year mortgage than a 30-year; similar to 15-year mortgage interest rates are typically lower than 30-year. This would eliminate most of the benefit of lower payments. The American dream includes owning your own home, not renting an apartment. This is a supply problem. Solutions: 1. There needs to be incentives to build affordable single-family homes. 2. Permit and infrastructure fees average 24% of the cost of the average home. 3. Deport illegal immigrants and fraudulent legal immigrants. HB-1 visas are supposed to be for the rare "genius". No one would have an issue if a few HB-1 visas were needed to train Americans to build high-end computer chips. The reality is that HB-1 visas are currently about 750,000. About 80% take entry-level and junior-level jobs from Americans. Some work visas do not require the company to pay payroll taxes. The foreign worker's job is typically tied to their job. If they lose their job, they have to go back home. This gives the company control over the employee. The company saves taxes, can pay the foreign employee less, and has more control. It is a form of indentured servitude. The US Census counts illegals and the 55 million visa holders. This gives more seats in the House of Representatives and Electoral College votes. The majority of illegal immigrants and visa holders live in blue states. It is about political power. Fewer people in the US would prefer the quickest method to increase affordability.
Do you have a solution, idea, or dream that could help solve the housing crisis? Register for the HIA's competition in Charlotte, North Carolina by December 12th! “We're working to bring the best ideas to life, as quickly as possible.” In this conversation, Devon Tilly and co-host Dennis Steigerwalt chats with Bobby Vance and Richard King about affordable housing, solar powered cars, and the Housing Innovation Challenge! Our co-host Dennis is active in all things real estate with a specific focus on innovation in the residential development and homebuilding ecosystems. He is a ULI Residential Neighborhood Product Council member, a Professional Builder 40 under 40 recipient, and an active member of Geek Estate. In his spare time he enjoys big adventures with his wife and sons on the water and in the mountains. Dennis is the president of the Housing Innovation Alliance, a future oriented community for production homebuilding. The Housing Innovation Summit is the best place to get engaged + connected where you'll gather insights + have a voice at each turn. During Richard King's thirty-year career at the U.S. Department of Energy he initiated solar car racing in the United States, was a member of International Solar Car Federation, and in 1999 created the Solar Decathlon, an award-winning international competition to design and build solar-powered, sustainable houses. Richard King established Creative Energy LLC to provide promotion, support and planning for design competitions that advance technology, increase sales and improve quality of life. As an architect, educator, and researcher, Bobby Vance bridges theory and practice, advancing design and construction innovation through academic and professional channels. He is an Assistant Professor in Building Design and a Fellow in the Center for Design Research at Virginia Tech. Through founding Vance Design Company, co-directing the Housing Innovation Challenge, and leading the award-winning FutureHAUS Dubai team, he has integrated interdisciplinary expertise, emerging technologies, and community-driven engagement. Vance's research centers on industrialized off-site construction, with particular emphasis on modular and prefabricated systems that advance affordability, resiliency, and innovation. He fosters an inclusive learning environment where diverse perspectives are celebrated, students are empowered to take creative risks, and emerging technologies - modular construction, digital fabrication, and AI - serve as tools to prepare the next generation of designers to lead in an evolving profession. Keep up with the Art of Construction (AOC) podcast on Instagram, Facebook, and LinkedIn! Subscribe to us and leave us a review on Apple Podcasts or Spotify!
This episode of Vermont Viewpoint was published 11/19/2025.
Housing Affordability Tops Metro Atlanta Concerns: Inside the Metro Atlanta Speaks 2025 Survey (North Fulton Voices, Episode 15) For the first time since the Metro Atlanta Speaks survey began in 2013, housing affordability has emerged as the region's top concern, edging out longtime leaders like traffic, crime, and the overall economy. In this edition of […]
"Housing isn't unaffordable because of low supply and high demand, it's unaffordable by design." Ali Velshi breaks down the real causes of the housing crisis.
Young Americans pushed out of the job and housing market because of immigration? Democrats can't run hoaxes anymore, not even Epstein ones? The GOP actually won a shutdown battle. The affordability mess is Biden's not Trump's. Apple and the government just rolled out digital IDs for Americans and no one noticed. (Please subscribe & share.) Sources: https://www.usatoday.com/story/money/2025/11/12/pennies-canceled-last-coin-us-mint/87230805007/ https://x.com/TaraServatius/status/1988415586955915502?s=20 https://www.nationalreview.com/the-morning-jolt/syrian-president-ahmed-al-sharaa-american-ally/ https://redstate.com/jenvanlaar/2025/11/12/house-oversight-dems-despicable-attempted-gotcha-on-trump-and-epstein-n2196127 https://www.fairus.org/sites/default/files/2025-11/Housing-Affordability-is-an-Immigration-Issue_FINAL.pdf https://redstate.com/beckynoble/2025/11/12/dems-new-buzzword-is-affordability-but-mass-immigration-has-housing-market-at-breaking-point-n2196116 https://www.dhs.gov/news/2025/11/11/ice-arrests-fugitive-murderer-released-american-neighborhoods-biden-administration
President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us
Affordability has become a major theme of 2025 and of all the areas where technology has sped up processes and brought down costs, housing has been a stubborn exception. One company that is trying to bring a new technology-based approach to this is BOXABL, and it has partnered with a SPAC to accelerate that vision. This week, we speak with Galiano Taramani, founder and co-CEO of BOXABL and Larry Swets Jr., CEO of FG Merger Corp. II (NASDAQ:FGMC). The two announced a $3.5 billion combination in August. Galiano explains how BOXABL has found an edge in how it ships its modular homes and how it hopes to eventually manufacture them at a rate of one house per minute. Larry explains how BOXABL's unique crowdfunding path gives FG Merger II confidence in the company's journey after listing and how adding financial services angles to its platform could potentially take it to the next level.
David devotes this week's Capital Record to the folly of the “game-changing” idea of a 50-year mortgage. He stands within first principles by allowing risk takers to freely transact, but points out the economic reality of how people who believe they get a cheaper house by paying for it over an extra 20 years are, well, wrong. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Good Morning Liberty, host Nate Thurston discusses the current housing affordability crisis and former President Trump's proposal for 50-year mortgages. Nate examines the complexities and potential downsides of longer mortgage terms, emphasizing that the root problem lies in the supply and demand imbalance in the housing market. He suggests that government regulations, state and local zoning laws, and various economic factors are contributing to the housing shortage. Nate also touches upon the role of institutional investors, immigration, and tariffs on building materials in exacerbating the crisis. The episode provides an in-depth analysis of these issues, advocating for policy changes to increase housing supply and affordability. 00:00 Intro 01:46 The 50-Year Mortgage Debate 02:41 Supply and Demand 06:29 Trump's 50-Year Mortgage Proposal 07:56 Personal Housing Experiences 11:36 Market-Driven Mortgage Solutions 15:19 Housing Affordability Crisis 17:58 Interest Rates and Mortgage Payments 30:28 Rental Companies and Housing Supply 33:48 Institutional Investors and Housing Affordability 34:44 Government Regulatory Failures and Housing Shortage 35:24 Personal Anecdotes and Neighborhood Issues 36:42 Investor Home Purchases and Market Share 38:40 State Legislation and Housing Shortage 41:04 Supply and Demand in the Housing Market 46:27 Local Government's Role in Housing Regulations 52:54 Impact of Immigration on Housing 55:21 Conclusion and Final Thoughts
Philadelphia's own Cory Jacobson, a real estate investor and co-host of the Wealth Juice podcast, takes us on a fascinating journey from the basketball courts at the Philadelphia 76ers to the complex world of real estate investment. Cory talks candidly about the financial challenges he faced despite the glamour of working in the NBA. His leap into real estate began with a simple but strategic move: buying a multi-bedroom house and renting out rooms to cover the mortgage. This episode is packed with insights on how he capitalized on networking, creative strategies, and partnership opportunities to build a thriving real estate portfolio.Transitioning from the world of basketball coaching to a multifaceted career in sales and podcasting, Cory emphasizes the importance of aligning one's career with personal passions and financial goals. His story underscores how investing in real estate can offer both financial stability and the joy of mentoring others. Whether it's through tribe-building or personal branding, Cory shares how his authentic experiences have fostered a supportive community of real estate enthusiasts, drawing parallels with standout figures like Pace Morby to illustrate the power of collaboration and community.We also dive into the complexities of real estate investing strategies, the impact of institutional investors on housing affordability, and the controversial topic of wholesaling. Cory provides practical advice for newcomers, such as starting locally and building teams in more affordable markets. He also explores innovative investment structures, like real estate syndication, and discusses the risks and rewards of different approaches. This episode is a treasure trove for anyone eager to understand the nuances of real estate investing, offering a blend of Cory's personal journey and actionable strategies that highlight the importance of trust, due diligence, and community support in achieving long-term growth.CHAPTERS (00:00) - Real Estate Investing and Financial Growth(05:19) - Coaching and Real Estate Transition(09:27) - Building Tribes Through Real Estate(19:34) - Real Estate Investing Strategies and Analysis(24:54) - Real Estate Investment Strategies and Growth(30:39) - Institutional Property Ownership and Housing Affordability(35:18) - Regulation of Wholesaling in Real Estate(45:34) - Real Estate Syndication and Investment Structures(49:55) - Real Estate Investment Strategies and Risk(58:25) - Escape the Drift Book Promotion
We're diving deep into one of the biggest challenges facing our city — housing affordability.
At MBA Annual 2025, HousingWire CEO Clayton Collins interviewed Rikard Bandebo, Chief Strategy Officer and Chief Economist at VantageScore, about one of the biggest industry shifts in decades: the entrance of VantageScore into the mortgage ecosystem. In this episode:Why is credit score competition important?For decades, the mortgage industry has relied on one scoring model. With the Federal Housing Finance Agency (FHFA) expanding options, VantageScore introduces innovation, transparency, and fairness—allowing lenders to assess creditworthiness more accurately and consumers to qualify for mortgages previously out of reach.How will this change expand homeownership?VantageScore's model incorporates up to 24 months of credit history and uses alternative data sources, helping identify five million additional households that could qualify for mortgages. These consumers are often in rural or high-rental communities, meaning the change supports economic growth and financial inclusion in underserved markets.What are the implications for lenders and the market?· Lenders: Gain new tools to expand their customer base without increasing risk.· Consumers: See more consistent and transparent scoring.· Market: Competitive pricing for credit data, increased innovation, and better access to affordable lending.What's next for mortgage credit innovation?Lenders are encouraged to back-test their portfolios, prepare internal systems, and align with new data channels to ensure readiness as the transition accelerates in 2026.
Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they're hitting harder than ever which is having a HUGE Impact on Housing Affordability. This episode breaks down the three biggest affordability shocks catching buyers off guard and explains how to get ahead of them.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us
Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week's top financial stories, including:Chipotle Stock Tanks as Young Customers Cut BackBlackRock Caught in a $500 Million Fraud ScandalMeta's AI Spending Sparks Investor DoubtWhite-Collar Jobs Vanish as AI Takes OverGoogle's Record Quarter Fueled by AITune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Anthony Zarrilli, a builder and developer with extensive experience in custom home construction. Anthony shares insights into his journey in the building industry, focusing on the importance of customer relationships, the challenges faced in the construction market, and the evolving preferences of homebuyers. He discusses the impact of generational involvement in the business and highlights the ongoing home shortage crisis affecting affordability for younger buyers. The conversation concludes with Anthony providing contact information for those interested in learning more about his work. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Money solves problems, but it doesn't buy peace—and the squeeze is real. We get into the cost-of-living crunch, time freedom, and how builders decide between making more or needing less. Show Notes: 00:00 Money's weird: easy to make, hard to keep 02:45 Cost of living vs “money buys happiness” 05:07 Is the problem money—or imbalance? 07:13 Personal equity, real-world numbers 11:15 Make more or need less? 11:54 Would zero money stress equal happiness? 13:23 Trips, houses, and what money can't fix 14:38 If I had cash, here's what I'd change 16:02 Anxiety about the kids' future 16:32 Maslow on the jobsite (security vs purpose) 22:02 Life's more expensive—so where's your time go? 24:36 System pressure: mortgages then vs now 27:44 Starter homes, rates, and fewer choices 28:37 Debt out of college = treadmill life 31:20 Generational shift and the cost of well-being Video Version: Partners: Andersen Windows Buildertrend Harnish Workwear Use code H1025 and get 10% off their H-label gear The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts: Nick Schiffer Tyler Grace Podcast Produced By: Motif Media
Newt talks with Salim Furth, Senior Research Fellow and Director of the Urbanity project at the Mercatus Center about America’s housing affordability crisis. Their discussion centers on the pressing issue of housing affordability in the United States. With high home prices and rents, state legislators are increasingly pursuing housing reform, setting records for new laws aimed at unlocking home building. Furth highlights the challenges and potential solutions in housing policy. They discuss the declining optimism among young Americans regarding their standard of living, with home ownership being a significant barrier. They explore the impact of housing costs on the American dream, the role of state legislation in addressing these issues, and the potential for market-driven solutions.See omnystudio.com/listener for privacy information.