Podcasts about housing affordability

Housing affordable to those with a median household income

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Best podcasts about housing affordability

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Latest podcast episodes about housing affordability

Stay Winning | A Financial Health Podcast
39. Can We Make HOUSING Affordable Again? Ft. ‪Joel Farrell

Stay Winning | A Financial Health Podcast

Play Episode Listen Later Dec 7, 2025 48:30


Creative Solutions for Housing Affordability and Real Estate InvestmentIn this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today's economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future PlansConsider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn't cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Wintrust Business Lunch
Noon Business Lunch 12/4/25: Housing affordability, market optimism, transitioning economy

Wintrust Business Lunch

Play Episode Listen Later Dec 4, 2025


Segment 1: Jeff Ostrowski, Analyst, Bankrate, joins John to talk about why first-time homebuyers keep getting older. Segment 2: Faron Daugs, CFP, Founder and CEO, Harrison Wallace Financial Group, to talk about what he expects from the inflation and consumer sentiment data released tomorrow, how people are still feeling the impact of inflation, if we will see some tariff […]

The Steve Gruber Show
Grant Cardone | Housing Affordability & the 50-Year Mortgage

The Steve Gruber Show

Play Episode Listen Later Dec 3, 2025 11:00


Grant Cardone, CEO of Cardone Capital and bestselling entrepreneur, joins The Steve Gruber Show to tackle one of the biggest issues on Americans' minds: housing affordability. From the challenges of 50-year mortgages to practical solutions for making homes more accessible, Grant shares his perspective on what can truly help the economy and fix the affordability problem. The conversation covers strategies for both buyers and policymakers, emphasizing real-world approaches to increasing access, boosting investment, and creating sustainable housing opportunities. Whether you're a first-time homebuyer or just following the housing market, this discussion offers actionable insights and bold ideas from one of the nation's leading real estate experts

Lake Effect Spotlight
The role of the federal capital gains tax in housing affordability

Lake Effect Spotlight

Play Episode Listen Later Dec 2, 2025 9:35


When you sell a home, the profit you make is taxed. It's called the capital gains tax. You can exclude a portion of that profit from taxes – up to $250,000 for a single person or $500,000 for a married couple. Some housing experts and politicians think changing the capital gains tax on home sales could motivate more homeowners to sell, and open up homes amid a national housing shortage. WUWM's series, Seeking Solutions: Keys to Homeownership, examines barriers to home buying and possible solutions. WUWM's Race & Ethnicity Reporter Teran Powell speaks with UW-Madison professor of Urban Planning, Kurt Paulsen, to learn more about the capital gains tax and how reforming it could affect housing in Wisconsin. 

FIVEaa News Briefing
Labor's Environment Reforms Pass After Deal With The Greens

FIVEaa News Briefing

Play Episode Listen Later Nov 28, 2025 4:33 Transcription Available


The Prime Minister Says the Coalition Wasn't Willing To Compromise. Slight Improvement In Australia's Housing Affordability. New Limits To Be Placed On Banks On How Much They Can Lend Prospective Homebuyers. And Celebs In The U-S Mark Thanksgiving On Social MediaSee omnystudio.com/listener for privacy information.

Nova National News Briefing
Labor's Environment Reforms Pass After Deal With The Greens

Nova National News Briefing

Play Episode Listen Later Nov 28, 2025 4:33 Transcription Available


The Prime Minister Says the Coalition Wasn't Willing To Compromise. Slight Improvement In Australia's Housing Affordability. New Limits To Be Placed On Banks On How Much They Can Lend Prospective Homebuyers. And Celebs In The U-S Mark Thanksgiving On Social MediaSee omnystudio.com/listener for privacy information.

9News Lunch Podcast
More help promised on housing affordability 

9News Lunch Podcast

Play Episode Listen Later Nov 27, 2025 5:32


Welcome to the 9News podcast. A snapshot of the latest stories from the9News team including: ** Loved ones wait for news on residents trapped by Hong Kong tower inferno ** More help promised on housing affordability ** And who may be more at risk from asthma The biggest news stories in less than 10 minutes delivered three times a day,with reports from the 9News team across Australia and overseas. Subscribenow to make it part of your daily news diet.See omnystudio.com/listener for privacy information.

Ekabo Home Financial Freedom Mastermind Podcast
149. Why Looser Lending And Longer Loans Won't Fix Housing Affordability!

Ekabo Home Financial Freedom Mastermind Podcast

Play Episode Listen Later Nov 26, 2025 45:16 Transcription Available


Your Personal Bank
We Need a Marshall Plan to Improve Housing Affordability

Your Personal Bank

Play Episode Listen Later Nov 24, 2025 53:45


The median age of all homebuyers is a record-breaking 59. First-time homebuyers average age 40, up from 29 in 1981. This is the result of not building enough houses and allowing too many people in our country, both legally and illegally.    We need big solutions to solve big problems. Some are calling for a Marshal Plan for housing. Many ideas are being floated to improve housing affordability.    50-year mortgages are a particularly bad idea for many reasons. The one positive would be lower monthly payments than a 30-year mortgage. But interest rates would likely be higher on a 50-year mortgage than a 30-year; similar to 15-year mortgage interest rates are typically lower than 30-year. This would eliminate most of the benefit of lower payments.   The American dream includes owning your own home, not renting an apartment.   This is a supply problem. Solutions: 1. There needs to be incentives to build affordable single-family homes.  2. Permit and infrastructure fees average 24% of the cost of the average home.  3. Deport illegal immigrants and fraudulent legal immigrants.   HB-1 visas are supposed to be for the rare "genius". No one would have an issue if a few HB-1 visas were needed to train Americans to build high-end computer chips. The reality is that HB-1 visas are currently about 750,000. About 80% take entry-level and junior-level jobs from Americans.   Some work visas do not require the company to pay payroll taxes. The foreign worker's job is typically tied to their job. If they lose their job, they have to go back home. This gives the company control over the employee. The company saves taxes, can pay the foreign employee less, and has more control. It is a form of indentured servitude.    The US Census counts illegals and the 55 million visa holders. This gives more seats in the House of Representatives and Electoral College votes. The majority of illegal immigrants and visa holders live in blue states. It is about political power.   Fewer people in the US would prefer the quickest method to increase affordability.

The Art of Construction
382: Are you up to the challenge? Help us solve housing affordability

The Art of Construction

Play Episode Listen Later Nov 20, 2025 50:41


Do you have a solution, idea, or dream that could help solve the housing crisis? Register for the HIA's competition in Charlotte, North Carolina by December 12th! “We're working to bring the best ideas to life, as quickly as possible.” In this conversation, Devon Tilly and co-host Dennis Steigerwalt chats with Bobby Vance and Richard King about affordable housing, solar powered cars, and the Housing Innovation Challenge!  Our co-host Dennis is active in all things real estate with a specific focus on innovation in the residential development and homebuilding ecosystems. He is a ULI Residential Neighborhood Product Council member, a Professional Builder 40 under 40 recipient, and an active member of Geek Estate. In his spare time he enjoys big adventures with his wife and sons on the water and in the mountains. Dennis is the president of the Housing Innovation Alliance, a future oriented community for production homebuilding. The Housing Innovation Summit is the best place to get engaged + connected where you'll gather insights + have a voice at each turn. During Richard King's thirty-year career at the U.S. Department of Energy he initiated solar car racing in the United States, was a member of International Solar Car Federation, and in 1999 created the Solar Decathlon, an award-winning international competition to design and build solar-powered, sustainable houses. Richard King established Creative Energy LLC to provide promotion, support and planning for design competitions that advance technology, increase sales and improve quality of life. As an architect, educator, and researcher, Bobby Vance bridges theory and practice, advancing design and construction innovation through academic and professional channels. He is an Assistant Professor in Building Design and a Fellow in the Center for Design Research at Virginia Tech. Through founding Vance Design Company, co-directing the Housing Innovation Challenge, and leading the award-winning FutureHAUS Dubai team, he has integrated interdisciplinary expertise, emerging technologies, and community-driven engagement. Vance's research centers on industrialized off-site construction, with particular emphasis on modular and prefabricated systems that advance affordability, resiliency, and innovation. He fosters an inclusive learning environment where diverse perspectives are celebrated, students are empowered to take creative risks, and emerging technologies - modular construction, digital fabrication, and AI - serve as tools to prepare the next generation of designers to lead in an evolving profession. Keep up with the Art of Construction (AOC) podcast on Instagram, Facebook, and LinkedIn! Subscribe to us and leave us a review on Apple Podcasts or Spotify!

The New Zealand Initiative
Housing Affordability: NZ at the Global Policy Frontier (Part 1) - Clarity Emerging from the Mists

The New Zealand Initiative

Play Episode Listen Later Nov 20, 2025 63:35


The opening episode traces the intellectual and personal journey that gave birth to the idea of "Competitive Urban Land Markets" (CLM). It follows Chris Parker's path from his early attempt at NZIER to broaden traditional cost–benefit models so they could capture the transformative effects of infrastructure investment, to his move into Auckland Council as Chief Economist, where he began to see high land prices not as signs of prosperity but as symptoms of monopoly and institutional failure. The conversation explores how Parker's challenge to the “compact city” orthodoxy led to professional isolation, the coining of the term CLM to communicate publicly without triggering entrenched interests in rising property values, and the emergence of a small, dissident circle of urban economists that quietly germinated a new paradigm. Later, at the invitation of The New Zealand Treasury, Parker joined central government to help redesign the national urban planning system. The CLM framing marked a decisive turning point, from confusion to conceptual clarity, about the real cause of unaffordability and, crucially, how to chart a new pathway out of it. What began as a local heresy would become a world-leading insight: a framework that leapt ahead of state-of-the-art academic thinking and is now shaping global urban policy. The episode culminates in the seminal Treasury “chew session” with then-Finance Minister Rt Hon Sir Bill English, who, grasping the paradigm shift, declared that “clarity is now emerging from the mists”—the moment New Zealand's housing debate found a new compass. Related links: Read the supporting advice for the famous Treasury "chew session" with Rt Hon Sir Bill English here: https://www.treasury.govt.nz/sites/default/files/2019-01/oia-20180476.pdf

Vermont Viewpoint
November 19th, 2025 - Ross Connolly with Paul dame of the VT Republican party, Laurel Libby on Lead Maine, John Reynolds on rising healthcare costs, and Jason Sorens on housing affordability

Vermont Viewpoint

Play Episode Listen Later Nov 19, 2025 95:56


This episode of Vermont Viewpoint was published 11/19/2025.

The Canadian Real Estate Homefront Podcast
Skilled Immigrants Are Leaving Canada, Rental Units Are Booming, & Housing Starts Are Down

The Canadian Real Estate Homefront Podcast

Play Episode Listen Later Nov 19, 2025 14:37


#canadianrealestate #canadianeconomy #realestateagentsSummaryIn this episode, Cortez Ranieri discusses the current state of the Canadian economy and real estate market, focusing on housing affordability, generational perspectives on economic issues, immigration challenges, banking trends, and market predictions. The conversation highlights the increasing rental market, the disparity between owning and renting, and the implications of skilled labor leaving Canada. Cortez also reflects on the future of the real estate market as it heads into the new year.1. Book A Call With Us Here (It's absolutely free)

Business RadioX ® Network
Housing Affordability Tops Metro Atlanta Concerns

Business RadioX ® Network

Play Episode Listen Later Nov 18, 2025


Housing Affordability Tops Metro Atlanta Concerns: Inside the Metro Atlanta Speaks 2025 Survey (North Fulton Voices, Episode 15) For the first time since the Metro Atlanta Speaks survey began in 2013, housing affordability has emerged as the region's top concern, edging out longtime leaders like traffic, crime, and the overall economy. In this edition of […]

CitizenCast
This is why housing affordability is so bad

CitizenCast

Play Episode Listen Later Nov 17, 2025 11:19


"Housing isn't unaffordable because of low supply and high demand, it's unaffordable by design." Ali Velshi breaks down the real causes of the housing crisis.

Battleground America Podcast
8 Insane Things Happened This Week

Battleground America Podcast

Play Episode Listen Later Nov 14, 2025 43:09


Young Americans pushed out of the job and housing market because of immigration? Democrats can't run hoaxes anymore, not even Epstein ones? The GOP actually won a shutdown battle. The affordability mess is Biden's not Trump's. Apple and the government just rolled out digital IDs for Americans and no one noticed. (Please subscribe & share.) Sources: https://www.usatoday.com/story/money/2025/11/12/pennies-canceled-last-coin-us-mint/87230805007/ https://x.com/TaraServatius/status/1988415586955915502?s=20 https://www.nationalreview.com/the-morning-jolt/syrian-president-ahmed-al-sharaa-american-ally/ https://redstate.com/jenvanlaar/2025/11/12/house-oversight-dems-despicable-attempted-gotcha-on-trump-and-epstein-n2196127 https://www.fairus.org/sites/default/files/2025-11/Housing-Affordability-is-an-Immigration-Issue_FINAL.pdf https://redstate.com/beckynoble/2025/11/12/dems-new-buzzword-is-affordability-but-mass-immigration-has-housing-market-at-breaking-point-n2196116 https://www.dhs.gov/news/2025/11/11/ice-arrests-fugitive-murderer-released-american-neighborhoods-biden-administration

The Educated HomeBuyer
LIVE 11_13_25 - TRUMP's Solution For Housing Affordability

The Educated HomeBuyer

Play Episode Listen Later Nov 13, 2025 60:18


President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

SPACInsider
How BOXABL Plans to Scale Housing Affordability (FGMC)

SPACInsider

Play Episode Listen Later Nov 13, 2025 28:16


Affordability has become a major theme of 2025 and of all the areas where technology has sped up processes and brought down costs, housing has been a stubborn exception. One company that is trying to bring a new technology-based approach to this is BOXABL, and it has partnered with a SPAC to accelerate that vision. This week, we speak with Galiano Taramani, founder and co-CEO of BOXABL and Larry Swets Jr., CEO of FG Merger Corp. II (NASDAQ:FGMC). The two announced a $3.5 billion combination in August. Galiano explains how BOXABL has found an edge in how it ships its modular homes and how it hopes to eventually manufacture them at a rate of one house per minute. Larry explains how BOXABL's unique crowdfunding path gives FG Merger II confidence in the company's journey after listing and how adding financial services angles to its platform could potentially take it to the next level.  

Capital Record
Episode 267: Solving Housing Affordability by Making It Worse

Capital Record

Play Episode Listen Later Nov 11, 2025 11:55


David devotes this week's Capital Record to the folly of the “game-changing” idea of a 50-year mortgage. He stands within first principles by allowing risk takers to freely transact, but points out the economic reality of how people who believe they get a cheaper house by paying for it over an extra 20 years are, well, wrong. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good Morning Liberty
50-Year Mortgages Will Not Solve Housing Affordability (Here's What Will) || 1667

Good Morning Liberty

Play Episode Listen Later Nov 11, 2025 63:09


In this episode of Good Morning Liberty, host Nate Thurston discusses the current housing affordability crisis and former President Trump's proposal for 50-year mortgages. Nate examines the complexities and potential downsides of longer mortgage terms, emphasizing that the root problem lies in the supply and demand imbalance in the housing market. He suggests that government regulations, state and local zoning laws, and various economic factors are contributing to the housing shortage. Nate also touches upon the role of institutional investors, immigration, and tariffs on building materials in exacerbating the crisis. The episode provides an in-depth analysis of these issues, advocating for policy changes to increase housing supply and affordability. 00:00 Intro 01:46 The 50-Year Mortgage Debate 02:41 Supply and Demand 06:29 Trump's 50-Year Mortgage Proposal 07:56 Personal Housing Experiences 11:36 Market-Driven Mortgage Solutions 15:19 Housing Affordability Crisis 17:58 Interest Rates and Mortgage Payments 30:28 Rental Companies and Housing Supply 33:48 Institutional Investors and Housing Affordability 34:44 Government Regulatory Failures and Housing Shortage 35:24 Personal Anecdotes and Neighborhood Issues 36:42 Investor Home Purchases and Market Share 38:40 State Legislation and Housing Shortage 41:04 Supply and Demand in the Housing Market 46:27 Local Government's Role in Housing Regulations 52:54 Impact of Immigration on Housing 55:21 Conclusion and Final Thoughts    

The Power Move with John Gafford
From NBA Courts to Real Estate Empires: Cory Jacobson's Journey to Financial Growth

The Power Move with John Gafford

Play Episode Listen Later Nov 11, 2025 59:20


Philadelphia's own Cory Jacobson, a real estate investor and co-host of the Wealth Juice podcast, takes us on a fascinating journey from the basketball courts at the Philadelphia 76ers to the complex world of real estate investment. Cory talks candidly about the financial challenges he faced despite the glamour of working in the NBA. His leap into real estate began with a simple but strategic move: buying a multi-bedroom house and renting out rooms to cover the mortgage. This episode is packed with insights on how he capitalized on networking, creative strategies, and partnership opportunities to build a thriving real estate portfolio.Transitioning from the world of basketball coaching to a multifaceted career in sales and podcasting, Cory emphasizes the importance of aligning one's career with personal passions and financial goals. His story underscores how investing in real estate can offer both financial stability and the joy of mentoring others. Whether it's through tribe-building or personal branding, Cory shares how his authentic experiences have fostered a supportive community of real estate enthusiasts, drawing parallels with standout figures like Pace Morby to illustrate the power of collaboration and community.We also dive into the complexities of real estate investing strategies, the impact of institutional investors on housing affordability, and the controversial topic of wholesaling. Cory provides practical advice for newcomers, such as starting locally and building teams in more affordable markets. He also explores innovative investment structures, like real estate syndication, and discusses the risks and rewards of different approaches. This episode is a treasure trove for anyone eager to understand the nuances of real estate investing, offering a blend of Cory's personal journey and actionable strategies that highlight the importance of trust, due diligence, and community support in achieving long-term growth.CHAPTERS (00:00) - Real Estate Investing and Financial Growth(05:19) - Coaching and Real Estate Transition(09:27) - Building Tribes Through Real Estate(19:34) - Real Estate Investing Strategies and Analysis(24:54) - Real Estate Investment Strategies and Growth(30:39) - Institutional Property Ownership and Housing Affordability(35:18) - Regulation of Wholesaling in Real Estate(45:34) - Real Estate Syndication and Investment Structures(49:55) - Real Estate Investment Strategies and Risk(58:25) - Escape the Drift Book Promotion

The Missing Middle with Mike Moffatt and Cara Stern
How Canada Fell Behind the World on Housing Affordability

The Missing Middle with Mike Moffatt and Cara Stern

Play Episode Listen Later Nov 5, 2025 19:44


This week on The Missing Middle Podcast, Mike Moffatt and Sabrina Maddeaux bust some myths and take a hard look at Canada's place in the global housing landscape. Drawing on new OECD data, they reveal why Canada's housing affordability crisis is among the worst in the developed world—with home prices having risen more than twice as fast as incomes since 1999. They compare Canada's record to other OECD countries (spoiler: it's not flattering) and highlight where affordability has been successfully maintained (hint: not here). Sabrina offers a theory on why both Canada and Australia are failing so badly at keeping homes affordable, and together, she and Mike make the case for dropping the excuse that this is just a “global trend.”Chapters:00:00 Introduction 01:30 Game:React to the Boomer Comment02:40 Young people don't want responsibility?03:59 Global trend or Canadian crisis?05:12 Missing Middle study on the global housing landscape07:35 Home prices vs incomes09:33 It's worse in Canada, it's us, we're the problem12:30 Which countries are better at affordability?15:00  Possible reasons Canada and Australia are struggling with affordability?Housing report card:https://jhelmer.quarto.pub/rescon-state-of-the-sector-quarterly-reports/12-report-card-brantford.htmlDerek Thompson Sunstack  - Chart 10https://www.derekthompson.org/p/the-25-most-interesting-ideas-ive?utm_source=www.profgmarkets.com&utm_medium=newsletter&utm_campaign=nvidia-to-invest-5-billion-in-intelCanada vs. the World: The Worst Record on Housing Affordability Since 2004https://www.missingmiddleinitiative.ca/p/canada-vs-the-world-the-worst-recordOECD Affordable Housing Database:https://www.oecd.org/en/data/datasets/oecd-affordable-housing-database.htmlHosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Las Vegas Real Estate NOW
2025 - Episode 37 - Let's Discuss Housing Affordability

Las Vegas Real Estate NOW

Play Episode Listen Later Nov 4, 2025 50:21


We're diving deep into one of the biggest challenges facing our city — housing affordability.

las vegas housing affordability patrick blennerhassett
Market Pulse
How Credit Score Competition Is Reshaping the Mortgage Market

Market Pulse

Play Episode Listen Later Nov 4, 2025 18:52


At MBA Annual 2025, HousingWire CEO Clayton Collins interviewed Rikard Bandebo, Chief Strategy Officer and Chief Economist at VantageScore, about one of the biggest industry shifts in decades: the entrance of VantageScore into the mortgage ecosystem. In this episode:Why is credit score competition important?For decades, the mortgage industry has relied on one scoring model. With the Federal Housing Finance Agency (FHFA) expanding options, VantageScore introduces innovation, transparency, and fairness—allowing lenders to assess creditworthiness more accurately and consumers to qualify for mortgages previously out of reach.How will this change expand homeownership?VantageScore's model incorporates up to 24 months of credit history and uses alternative data sources, helping identify five million additional households that could qualify for mortgages. These consumers are often in rural or high-rental communities, meaning the change supports economic growth and financial inclusion in underserved markets.What are the implications for lenders and the market?·       Lenders: Gain new tools to expand their customer base without increasing risk.·       Consumers: See more consistent and transparent scoring.·       Market: Competitive pricing for credit data, increased innovation, and better access to affordable lending.What's next for mortgage credit innovation?Lenders are encouraged to back-test their portfolios, prepare internal systems, and align with new data channels to ensure readiness as the transition accelerates in 2026.

The Educated HomeBuyer
EP194 - Rising COSTS Will Have A HUGE Impact On Housing Affordability

The Educated HomeBuyer

Play Episode Listen Later Nov 3, 2025 28:10


Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they're hitting harder than ever which is having a HUGE Impact on Housing Affordability. This episode breaks down the three biggest affordability shocks catching buyers off guard and explains how to get ahead of them.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Boosting Your Financial IQ
Financial and Economic News: October 30, 2025

Boosting Your Financial IQ

Play Episode Listen Later Oct 30, 2025 14:57


Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week's top financial stories, including:Chipotle Stock Tanks as Young Customers Cut BackBlackRock Caught in a $500 Million Fraud ScandalMeta's AI Spending Sparks Investor DoubtWhite-Collar Jobs Vanish as AI Takes OverGoogle's Record Quarter Fueled by AITune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

SBS Nepali - एसबीएस नेपाली पोडकाष्ट
Government housing affordability scheme under pressure - किन दबाबमा छ सङ्घीय सरकारको किफायती आवास परियोजना?

SBS Nepali - एसबीएस नेपाली पोडकाष्ट

Play Episode Listen Later Oct 30, 2025 6:28


The Housing Australia Future Fund (HAFF) is under intense political scrutiny following the launch of a forensic nine-month federal audit. The $10 billion scheme, intended to boost social and affordable housing, is accused by the Opposition of wasting taxpayer funds and overpaying for properties. - सन २०२३ मा सुरु भएको सङ्घीय सरकारको आवास योजना दि हाउजिङ्ग अस्ट्रेलिया फ्युचर फन्डको (एचएएफएफ) लेखा परीक्षण हुने भएको छ। १० अर्ब अस्ट्रेलियन डलरको उक्त योजनाले किफायती आवास निर्माण गर्ने भनिए तापनि सर्वसाधारणबाट उठाइएको करको पैसाको बरबादी भएको विपक्षीको आरोप छ। विज्ञहरूले पनि यसको सुस्त गति प्रति चासो व्यक्त गरेका छन्। एक रिपोर्ट।

SBS World News Radio
Government housing affordability scheme under pressure

SBS World News Radio

Play Episode Listen Later Oct 29, 2025 5:08


The Housing Australia Future Fund (HAFF) is under intense political scrutiny following the launch of a forensic nine-month federal audit. The $10 billion scheme, intended to boost social and affordable housing, is accused by the Opposition of wasting taxpayer funds and overpaying for properties. The debate has been dominated by the fund's slow delivery and expert concerns that its structure incentivises market-tied "fake affordable" rents over genuine public housing.

The Vancouver Life Real Estate Podcast
Mortgage Debt Hits RECORD HIGH as Prices FALL - Canada Nears BREAKING Point

The Vancouver Life Real Estate Podcast

Play Episode Listen Later Oct 25, 2025 20:20


According to the latest data from the Canadian Real Estate Association, national home sales declined by 1.7% month-over-month in September, ending a string of steady gains that began in the spring. Even so, this was still the strongest September for sales since 2021. On a year-over-year basis, transactions were up 5.2%, while both new listings and total active listings fell 0.8%. That left just 4.4 months of inventory available nationwide — the lowest level since January, and below the long-term average of five months.The Home Price Index dropped 0.1% month-over-month and is now down 3.4% year-over-year. Average prices, meanwhile, rose a modest 0.7% compared to last year. Regionally, B.C. and Ontario are the only provinces still showing price declines, while every other province posted gains. Yukon led the pack with a 13.4% annual price increase.But when you adjust for inflation and measure from the February 2022 peak, the story changes dramatically. Real home prices in Canada are now down roughly 29%. In nominal terms, they're down 18%. Hamilton has taken the biggest hit—down about 40% after inflation—followed by the GTA and then Vancouver, which is sitting around a 20% real decline. On the flip side, Greater Moncton and Saskatoon are actually up roughly 19% nominal, or about 8% in real terms, since that same peak.The widening gap between new listings and completed sales continues to point toward more downward pressure on prices ahead. And even though affordability has “improved” from the record-breaking lows of 2024, it remains completely out of reach for most Canadians. In Vancouver, the monthly mortgage payment on a median-priced home still eats up about 87% of the median household income — a figure that's almost comically unsustainable.So where does that leave us heading into the final stretch of 2025? Will collapsing affordability finally force the next rate cut — or will the Bank hold the line, freezing the market even further? We break it all down — from record-level mortgage exposure to the cities where prices have quietly crashed 40%.This episode also marks a huge milestone — Episode 300 of The Vancouver Life Real Estate Podcast. Since launching on June 22nd, 2020, the team has released a new episode every single Saturday without missing a week. Now with over 7,000 subscribers and 70,000+ monthly views, The Vancouver Life remains one of Canada's most consistent and data-driven real estate channels.To celebrate, we're giving away our exclusive Home Seller's Manual — the guide we use to help clients sell for top dollar. It includes prep strategies, curb-appeal tips, organization hacks, and a 100-point checklist showing which areas matter most. To get your copy make sure you watch the episode and comment TOP DOLLAR.We also unpack Vancouver's sweeping new rezoning — a city-initiated move affecting over 4,000 properties across the Broadway Plan and Cambie Corridor. Projects that meet the new criteria can skip rezoning entirely, shaving up to 12 months off approval times. It's a bold step toward faster housing — but with costs high and demand soft, will developers take advantage?Episode 300 of The Vancouver Life Real Estate Podcast — available now and join the discussion about where Canada's housing market is heading next. _________________________________ Contact Us To Book Your Private Consultation:

Investor Fuel Real Estate Investing Mastermind - Audio Version
Anthony Zarrilli on NJ vs Florida Permitting, Housing Affordability, and Scaling with Family

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Oct 23, 2025 25:33


In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Anthony Zarrilli, a builder and developer with extensive experience in custom home construction. Anthony shares insights into his journey in the building industry, focusing on the importance of customer relationships, the challenges faced in the construction market, and the evolving preferences of homebuyers. He discusses the impact of generational involvement in the business and highlights the ongoing home shortage crisis affecting affordability for younger buyers. The conversation concludes with Anthony providing contact information for those interested in learning more about his work.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Unbelievable Real Estate Stories
The Surprising Data Points Impacting Housing Affordability

Unbelievable Real Estate Stories

Play Episode Listen Later Oct 8, 2025 48:43


What's Really Driving America's Housing Affordability Crisis? Why are homes and rentals increasingly out of reach, even as incomes and construction evolve? In this episode of REady2Scale, host Jeannette Friedrich speaks with Dr. Richard Green, Chair of the USC Smith Department of Real Estate Development and a leading housing economist, to unpack the data and social forces shaping today's affordability crisis. Key Takeaways: - How changing family structures are influencing homeownership trends - Why rent growth continues to outpace wages across much of the U.S. - The unseen impact of land regulation on supply and affordability - What global housing models can teach the U.S. about sustainable solutions - Why innovation in construction remains stagnant and what could change that - The critical role data plays in crafting smarter housing policy Listeners will gain a deeper understanding of the factors driving today's housing challenges and what it will take to make housing affordable again. Timestamps 00:00 Introduction and Guest Introduction 03:03 The Housing Market and Affordability 03:49 Impact of Marriage and Societal Changes on Housing 24:14 Exploring Singapore's Housing Model 31:36 Innovations in Real Estate Development 34:34 Insights from Working at HUD and Freddie Mac Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

The Michael Yardney Podcast | Property Investment, Success & Money
Housing Affordability at Breaking Point – Insights with Dr. Nicola Powell

The Michael Yardney Podcast | Property Investment, Success & Money

Play Episode Listen Later Sep 29, 2025 27:09


Australia's housing market is at a crossroads. For first-home buyers, the dream of ownership has never felt further away – with deposits taking more than 8 years to save and mortgage repayments eating up over half of disposable incomes. Yet, at the same time, buyer demand is powering ahead, clearance rates are hitting multi-year highs, and spring is shaping up to be supercharged. How can both of these things be true? And what does it mean for you – whether you're buying, renting, or investing? Today I'm going to sit down with Dr. Nicola Powell, Domain's Chief of Research and Economics to unpack their latest affordability report and market insights. Today's episode of the Michael Yardney Podcast is a conversation you don't want to miss if you want to get some clarity on what's going on in our housing market.   Takeaways  ·         The typical household now takes longer to save for a deposit. ·         First home buyer grants are changing the market dynamics. ·         Younger Australians are facing significant barriers to home ownership. ·         Affordability is reshaping buyer demand and preferences. ·         There is a notable shift towards multi-generational living arrangements. ·         Auction clearance rates indicate a positive market momentum. ·         The rental market remains competitive for tenants. ·         Days on market for properties are stretching in some areas. ·         Investors are returning to the market with confidence. ·         Market conditions are uneven across different cities.     Chapters  02:05 - Affordability Crisis: Eight Years to Save a Deposit  04:29 - First Home Buyer Schemes Reshape Market Demand  05:53 - Generational Divide in Home Ownership Rates  08:38 - Buyer Search Trends: Granny Flats and Heritage Homes  13:33 - Supercharged Spring Market and Days on Market Shifts   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully.  Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Dr Nicola Powell, Chief of Research and Economics at Domain    Domain reports: 1.     Domain's key words and hotspot report. https://www.domain.com.au/research/this-springs-housing-buzz-top-keywords-homes-hotspots-1427073/     2.     Affordability at breaking point. https://www.domain.com.au/research/the-home-ownership-puzzle-affordability-at-breaking-point-1423719/   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

The Modern Craftsman Podcast
377 Do You Need to Make More or Need Less?

The Modern Craftsman Podcast

Play Episode Listen Later Sep 28, 2025 32:22 Transcription Available


Money solves problems, but it doesn't buy peace—and the squeeze is real. We get into the cost-of-living crunch, time freedom, and how builders decide between making more or needing less. Show Notes: 00:00 Money's weird: easy to make, hard to keep 02:45 Cost of living vs “money buys happiness” 05:07 Is the problem money—or imbalance? 07:13 Personal equity, real-world numbers 11:15 Make more or need less? 11:54 Would zero money stress equal happiness? 13:23 Trips, houses, and what money can't fix 14:38 If I had cash, here's what I'd change 16:02 Anxiety about the kids' future 16:32 Maslow on the jobsite (security vs purpose) 22:02 Life's more expensive—so where's your time go? 24:36 System pressure: mortgages then vs now 27:44 Starter homes, rates, and fewer choices 28:37 Debt out of college = treadmill life 31:20 Generational shift and the cost of well-being Video Version:    Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

Swan Signal - A Bitcoin Podcast
Bitcoin Treasury Companies After the Bloodbath: What Survives and Why

Swan Signal - A Bitcoin Podcast

Play Episode Listen Later Sep 27, 2025 62:29


Ben and Jeff break down Strive's reverse merger and rapid acquisition of Similar Scientific—completed in just four days.The deal strengthens balance sheet credit quality, improves leverage capacity, and positions the combined entity for perpetual preferred securities.Connection to Vivek Ramaswamy's background in healthcare and politics creates potential synergies for future spin-offs.Bitcoin Treasury Company sector has faced a steep correction, but consolidation may create stronger, scalable firms.Ben emphasizes scale—5,000+ BTC balance sheets—as key for accessing institutional preferred markets.Treasury companies are experimenting with innovative financing structures (ATM issuance, convertible bonds, perpetual preferreds).Discussion on investor psychology: short-termism in equities vs. the long-term thesis of Bitcoin.Jeff presents historical math showing 4-year holding periods in Bitcoin and MicroStrategy always produced positive returns.Broader economic commentary: mispriced bond risk, housing affordability crisis, and wealth inequality.Hosts stress that Bitcoin itself should remain the foundation of portfolios, with treasury companies and credit products as higher-risk layers. Swan Private helps HNWI, companies, trusts, and other entities go beyond legacy finance with BItcoin. Learn more at swan.com/private. Put Bitcoin into your IRA and own your future. Check out swan.com/ira.Swan Vault makes advanced Bitcoin security simple. Learn more at swan.com/vault.

Real Estate News: Real Estate Investing Podcast
Lennar Profits Fall 46% as Housing Affordability Pressures Grow

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Sep 26, 2025 3:49


Lennar, the nation's second-largest homebuilder, reported a 46% drop in quarterly profit as affordability pressures and higher interest rates continue to weigh on buyers. Earnings and revenue both missed Wall Street expectations, and the company forecast lower home deliveries for the fourth quarter. Kathy Fettke explains how sales incentives like mortgage rate buydowns are squeezing margins, and what this means for real estate investors navigating today's housing market. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

The REconomy Podcast
Housing Affordability Through the Lens of History and the NFL - EP 125

The REconomy Podcast

Play Episode Listen Later Sep 25, 2025 16:26


In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi explore the state of housing affordability through the lens of history and even the NFL. They compare affordability levels today with those from the late 1970s and early 1980s, revealing why the “cheaper” homes of the past weren't necessarily more affordable, and highlight the results of the 2025 Affordability Bowl, which ranks first-time home buyer affordability across NFL divisions. Don't miss a single REconomy episode, subscribe today.  

435 Podcast: Southern Utah Real Estate & News
City Growth Must Protect Our Local Future

435 Podcast: Southern Utah Real Estate & News

Play Episode Listen Later Sep 23, 2025 47:18


Send us a textGreg Aldred shares his vision for St. George City Council as a retired general contractor with 44 years of community experience and a passion for innovative solutions to local challenges. His background in business, coaching, and community service has shaped his approach to governance, focusing on fiscal responsibility and practical problem-solving.• Public safety should be the top priority for local government• Advocates for a third-party efficiency audit of the city's $523 million budget• Proposes a "10% Give Back Plan" requiring developers to set aside affordable housing for essential workers• Believes water conservation is critical, estimating resources could be depleted within 18 years without intervention• Supports preserving local cultural heritage while embracing technological innovations like passenger drones and monorail systems• Emphasizes the need for government transparency with all spending and voting records available online• Views his candidacy as an opportunity for one final term of service, pledging never to run againPlease make sure you like and subscribe, share it with other voters throughout Washington County to help them make informed decisions in the upcoming election. Visit VoteSTG.com for more candidate interviews.Looking for a Real Estate expert? Find us here!www.wealth435.comhttps://linktr.ee/wealth435Below are our wonderful friends!Find FS Coffee here:https://fscoffeecompany.com/Find Tuacahn Amphitheater here:https://www.tuacahn.org/Find Blue Form Media here:https://www.blueformmedia.com/[00:00:00] Introduction to 2025 Municipal Elections[00:00:45] Meet Greg Aldred: Family and Background[00:03:15] Political Journey and Community Service[00:08:45] City Government's Proper Role[00:17:20] Housing Affordability and the 10% Plan[00:29:30] Innovation, Heritage, and the Future[00:38:40] Leadership Philosophy and Campaign Vision[00:46:40] Final Thoughts and Contact Information

The Real Estate Crowdfunding Show - DEAL TIME!
Why Affordable Multifamily Outshines Luxury

The Real Estate Crowdfunding Show - DEAL TIME!

Play Episode Listen Later Sep 22, 2025 46:20


Greg MacKinnon is Director of Research at the Pension Real Estate Association (PREA), where he updates the world's largest institutional investors on portfolio construction, risk, and strategy. His is a vantage point most sponsors never get to hear directly. In this conversation, Greg and I revisited our conversation from two weeks ago to drill deeper into the housing market. His thesis is simple but surprising: the capital flows and risk assessments at the very top of the pyramid are being reshaped by renter bifurcation and the economics of affordability. Here are five questions Greg answered that every serious CRE professional should consider: Why does the 10-year Treasury matter more than the Fed's 25 bps rate cut last week? How fragile is today's economy, and what does that mean for institutional portfolio construction? How can understanding the “barbell” of renter demand help you make better investment decisions? Why has naturally affordable multifamily historically outperformed luxury on a risk-adjusted basis? Where are institutions actually deploying capital today and why? Greg's insights are drawn from the institutional world, where the stakes are measured in billions and the lens is long-term risk management. For sponsors and operators, listening in offers a rare chance to see how these investors are evaluating markets - and to align your own strategies accordingly. ***   In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Newt's World
Episode 890: America's Housing Affordability Crisis

Newt's World

Play Episode Listen Later Sep 13, 2025 30:38 Transcription Available


Newt talks with Salim Furth, Senior Research Fellow and Director of the Urbanity project at the Mercatus Center about America’s housing affordability crisis. Their discussion centers on the pressing issue of housing affordability in the United States. With high home prices and rents, state legislators are increasingly pursuing housing reform, setting records for new laws aimed at unlocking home building. Furth highlights the challenges and potential solutions in housing policy. They discuss the declining optimism among young Americans regarding their standard of living, with home ownership being a significant barrier. They explore the impact of housing costs on the American dream, the role of state legislation in addressing these issues, and the potential for market-driven solutions.See omnystudio.com/listener for privacy information.

Investor Fuel Real Estate Investing Mastermind - Audio Version
How Jeff Bentley Plans to Fix Housing Affordability by Building Homes Differently

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 11, 2025 27:24


In this episode, Leo Wehdeking interviews Jeff Bentley, a seasoned real estate professional with over 50 years of experience. Jeff shares insights into his approach to real estate, emphasizing the importance of energy efficiency and building relationships with clients. He discusses the challenges of affordability in the housing market and his vision for innovative building solutions that address these issues. Jeff also highlights the significance of listening to clients and treating them like family, which has been key to his success in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Serving, Not Selling
A Theology of Real Estate with Brett Johnson

Serving, Not Selling

Play Episode Listen Later Sep 11, 2025 36:22 Transcription Available


What is a theology of real estate? What does it look like for you to view real estate as a calling rather than just a career? In this thought-provoking episode of The Faithful Agent Podcast, Garrett Maroon sits down with Brett Johnson to explore the powerful concept of a “theology of real estate.” Brett challenges listeners to view their work not simply as transactions or commissions, but as a divine assignment with eternal significance.Together, they dive into the biblical importance of place, the ethical responsibilities of real estate professionals, and how agents can serve as stewards of God's creation. This episode will stretch your thinking and inspire you to ask deeper questions—not just about what you do, but why you do it. Whether you're a new agent or a seasoned broker, this conversation will help you reframe your role through a kingdom lens and step more fully into your calling.Brett Johnson is a Chartered Accountant, author, and founder of The Institute for Innovation, Integration & Impact, Inc. With 40+ years of experience and work with 400+ companies worldwide, he helps organizations pursue purpose beyond profit through leadership, innovation, and societal transformation.Connect with Brett HERE to find his books, free resources, podcast & more!TakeawaysA theology of real estate highlights God's purpose in property and place.“Place” matters deeply throughout the Bible—and still does today.Work is a divine assignment, not just a means to earn.Real estate can be a powerful tool for community restoration.Agents can empower first-time buyers and underserved groups.We need innovative, faith-filled solutions for housing affordability.Asking deeper, purpose-driven questions leads to lasting impact.The church holds untapped potential to bless neighborhoods through land and property.Real estate should serve people, not just investors.Understanding God's intent transforms how we work and serve.Chapters 00:00 – The Theology of Real Estate 06:03 – Understanding Place in God's Plan 11:58 – The Purpose of Real Estate 17:58 – Empowering First-Time Homebuyers 23:56 – Creative Solutions for Housing Affordability 30:00 – Building a Theology of Real Estate⭐️ Rate & Review:If this episode challenged or encouraged you, leave a 5-star review and share it with another Christian agent who needs to hear this message. Resources & Opportunities:

Wharton Business Radio Highlights
Local Regulation and the Future of U.S. Housing Affordability

Wharton Business Radio Highlights

Play Episode Listen Later Sep 10, 2025 11:08


Joseph Gyourko, Wharton Professor of Real Estate, Finance, and Business Economics and Public Policy, explores 50 years of housing market data, highlighting how local regulation, slowing construction, and regional demand shifts are reshaping affordability across the U.S., particularly in high-growth Sunbelt cities. Hosted on Acast. See acast.com/privacy for more information.

Real Estate Insiders Unfiltered
Why Lawmakers Can't Fix the Supply Problem on Their Own

Real Estate Insiders Unfiltered

Play Episode Listen Later Aug 28, 2025 46:48


In this episode, we sit down with John Duncan, a former policymaker and political analyst. John provides a clear-eyed view of how federal policy, and a changing political environment, are shaping the housing market. He explains what policymakers in Washington can and cannot do to help with housing supply and affordability. We also discuss the impact of local regulations, and how you can influence change as a residential real estate professional. This conversation will give you the tools you need to understand the larger forces at work, and how they will shape your business. Watch our previous conversation with Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB)Jim Tobin and Ken Wingert from the National Association of Home Builders (NAHB):https://www.youtube.com/watch?v=VXmAdxhUO9c  Connect with John on - LinkedIn. Learn more about Meridian Research Group at meridianresearchdc.com. You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Drunk Real Estate
109. Inflation Is Cooling, But Is Real Estate Still in Trouble? with Ashley Wilson and Danille McElroy

Drunk Real Estate

Play Episode Listen Later Aug 28, 2025 75:50 Transcription Available


In Episode 109 of Drunk Real Estate, Ashley Wilson (Kyle Wilson's wife) and Danille McElroy join the crew! They dive into the shifting landscape of real estate and the broader economy in 2025. From cooling inflation to potential Fed rate cuts, and from a surging stock market to struggles in commercial real estate, this episode unpacks where investors should keep their eyes right now. We cover: Latest CPI report and what slowing inflation really means The Fed's upcoming decisions on interest rates and market expectations How Wall Street optimism contrasts with real estate investor caution The ongoing challenges in commercial real estate and lending Regional differences in housing markets across the U.S. Whether 2025 is shaping up to be a year of opportunity or more risk With drinks in hand

Commercial Real Estate Podcast
Fixing Housing Affordability: Mayor Carolyn Parrish on Mississauga's Bold Strategy

Commercial Real Estate Podcast

Play Episode Listen Later Aug 28, 2025 28:29


Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk sit down with Carolyn Parrish, Mayor of Mississauga, to explore bold policy solutions to Canada's housing crisis. Mayor Parrish shares how her city is driving development through innovative incentives... The post Fixing Housing Affordability: Mayor Carolyn Parrish on Mississauga's Bold Strategy appeared first on Commercial Real Estate Podcast.

Millionaire Mindcast
AI Hype Fades, Housing Affordability Crisis, and Why Rate Cuts Could Change Everything | Money Moves

Millionaire Mindcast

Play Episode Listen Later Aug 27, 2025 56:48


In this episode of Money Moves, Matty A. and Ryan Breedwell break down the key forces shaping the markets right now. From the cooling AI stock frenzy to the ongoing housing affordability crunch, and how potential Fed rate cuts could impact everything—from equities to real estate to crypto—you'll get the insights you need to make smarter moves.They discuss why emotional investing is the number one wealth killer, how to avoid falling into the hype cycle, and why staying disciplined and consistent is the real secret to long-term success. Plus, the hosts share their outlook on Bitcoin, Ethereum, and how election-year volatility could create opportunities for savvy investors.If you want clear, actionable strategies to navigate the noise and build real wealth, this episode is for you.What You'll Learn in This Episode:[00:00] Stock market rally continues—what's driving it[03:00] The Fed's rate cut outlook and what it means for you[07:10] Why the AI hype train is slowing down[10:05] Housing affordability crisis explained[14:30] How emotional investing destroys wealth (and how to avoid it)[18:00] Crypto market sentiment—Bitcoin vs. Ethereum[22:10] Election-year volatility: Should you worry?[26:00] Global factors impacting U.S. markets today[30:10] Why consistent investing beats market timing every time[35:00] Key principles for long-term wealth buildingResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaFree wealth-building tools: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A's private deals: Text DEALS to 844-447-1555Final Thought:Markets change, trends come and go, but the fundamentals of building wealth remain the same—discipline, diversification, and a clear long-term strategy.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Property Profits Real Estate Podcast
The Urban Town House (UTH) Model: Solving Housing Affordability with Scott Choppin

Property Profits Real Estate Podcast

Play Episode Listen Later Aug 21, 2025 19:31


In this episode of The Property Profits Podcast, Dave Dubeau sits down with Scott Choppin, founder of Urban Pacific, to talk about an innovative housing solution designed for one of the toughest real estate markets in the world—California. Scott reveals how his team developed the Urban Town House (UTH) model—a 5-bedroom, 4-bathroom rental townhouse built specifically for multi-generational and workforce housing. By focusing on “economic sharing,” UTH properties let families share costs while enjoying modern, spacious living without relying on government subsidies. You'll discover: Why multi-generational living is the key to housing affordability for many communities How per-bedroom pricing creates a competitive edge in the rental market The unique design features that make UTH units work for families, roommates, and seniors Why Urban Pacific focuses on private capital over government programs The role of Opportunity Zones in their long-term strategy   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Investor Fuel Real Estate Investing Mastermind - Audio Version
Housing and Real Estate with Heart: Alan & Kris Hon

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Aug 5, 2025 26:40


In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Alan and Kris Hon, a dynamic couple in the real estate industry. They share their journey of developing a passion for helping others, particularly veterans and single parents, navigate the challenges of home ownership. The conversation delves into their nonprofit initiative aimed at providing affordable housing solutions and the systemic changes needed to support these underserved communities. They discuss various down payment assistance programs and their vision for creating a supportive community for veterans. The episode highlights the importance of compassion in real estate and the couple's commitment to making a difference in people's lives. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Squawk Pod
Housing Affordability & House Speaker Mike Johnson 7/18/25

Squawk Pod

Play Episode Listen Later Jul 18, 2025 34:04


Once the Housing and Urban Development Secretary under President Obama, Shaun Donovan now runs a nonprofit devoted to increasing housing supply and advancing equity. In a conversation about America's housing affordability crisis, Sec. Donovan explains how the Low-Income Housing Tax Credit in President Trump's spending bill incentivizes private investment. House Speaker Mike Johnson (R-LA) touts his wins in the spending bill and shares his perspective on monetary policy. Speaker Johnson also weighs in on the Epstein files, saying he and the President believe in transparency. Plus, Netflix reported a strong second quarter, top Federal Reserve official Christopher Waller is calling for a rate cut this month, and The Late Show will end, come next May.  Shaun Donovan - 13:46Speaker Mike Johnson - 20:27 In this episode: Mike Johnson, @SpeakerJohnsonMelissa Lee, @MelissaLeeCNBCJoe Kernen, @JoeSquawkZach Vallese, @zachvallese

The Michael Berry Show
PM Show Hr 2 | Prof Edward Glaeser on the Issue of Housing Affordability

The Michael Berry Show

Play Episode Listen Later Jul 9, 2025 32:47 Transcription Available


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